Logo image of UPST

UPSTART HOLDINGS INC (UPST) Stock Technical Analysis

USA - Nasdaq - NASDAQ:UPST - US91680M1071 - Common Stock

49.35 USD
+0.22 (+0.45%)
Last: 12/12/2025, 8:05:56 PM
48.62 USD
-0.73 (-1.48%)
After Hours: 12/12/2025, 8:05:56 PM
Technical Rating and Analysis

2

We assign a technical rating of 2 out of 10 to UPST. Recently some decent action could be observed, but in the medium term time frame this is still negative. UPST was also a bad performer in the overall market in the last year.

When comparing the yearly performance of all stocks, UPST is a bad performer in the overall market: 91% of all stocks are doing better.
UPST is one of the lesser performing stocks in the Consumer Finance industry. 87% of 55 stocks in the same industry do better.
UPST is currently trading in the lower part of its 52 week range, which is not a good signal. Certainly not because the S&P500 Index is trading near new highs.
In the last month UPST has a been trading in the 34.23 - 50.48 range, which is quite wide. It is currently trading near the high of this range.
UPST has an average volume of 6191480 traded shares per day. This is a good sign as it is always nice to have a liquid stock.
The long term trend is still negative, but the short term trend is positive, so the stock is getting more and more appreciated by traders and investors.
Weekly and Daily overview Charts
UPSTART HOLDINGS INC / UPST Weekly stock chart
UPSTART HOLDINGS INC / UPST Daily stock chart
Setup Rating and Analysis

3

The technical rating of UPST is bad and it also does not present a quality setup at the moment. Price movement has been a little bit too volatile to find a nice entry and exit point. It is probably a good idea to wait for a consolidation first.

Support and Resistance Analysis

34.45

85.30

2 important support areas can be observed.

  • Support @37.72 from a trend line in the weekly time frame.
  • Support @34.80 from a horizontal line in the daily time frame.

3 important resistance areas can be observed.

  • A resistance zone ranging from 49.36 to 49.36. This zone is formed by a combination of multiple trend lines in multiple time frames.
  • Resistance @82.42 from a horizontal line in the weekly time frame.
  • Resistance @84.46 from a horizontal line in the weekly time frame.
Technical Indicator Signal Analysis

The Technical Rating and Setup analysis above combine different indicators and trends in different timeframes. Individual signals from indicators may give more contradictive signals and should always be interpreted in the more global context.

IndicatorValueSignalComment
ChartMill Long Term Trend IndicatorDOWNNEGATIVEThe long term trend for UPST is down.
ChartMill Short Term Trend IndicatorUPPOSITIVEThe short term trend for UPST is up.
ChartMill Relative Strength9.2NEGATIVEUPST has a low relative strength, it was outperformed by 90.8% off all stocks on the market.
Simple Moving Average/SMA (20)UPPOSITIVEThe current price of UPST is above the rising SMA(20).
Simple Moving Average/SMA (50)DOWNMIXEDThe current price of UPST is above a declining SMA(50).
Simple Moving Average/SMA (200)DOWNNEGATIVEThe current price of UPST is below a declining SMA(200).
Relative Strength Index/RSI (14)62.29NEUTRALThe RSI value for UPST is a neutral value.
Moving Average Convergence Divergence/MACD (12, 26, 9)1.19POSITIVEThe MACD value suggests UPST has a positive trend, although the MACD value is declining.
Stochastics (14,3)96.42OVERBOUGHTThe high Stochastics value suggests UPST may be overbought.
Average True Range in percent/ATR (20)5.1HIGH VOLATILITYThe high ATR as a percentage value for UPST suggests high volalility.
Average Directional Index/ADX (14)21.26NEUTRALThe ADX value for UPST suggests a possible start of a new trend.
Chart- and CandleStick Pattern Analysis
Daily CandleStick Patterns
Bullish Engulfing (D)
Bullish Hammer (D)
Bearish Inverted Hammer (D)
Hanging Man (D)
Bullish Harami (D)
Doji (D)
Gravestone Doji (D)
DragonFly Doji (D)
Bearish Engulfing (D)
Bearish Shooting Star (D)
Bearish Harami (D)
Inside Bar (D)
Red Dog Reversal Down (D)
Red Dog Reversal Up (D)
Dark Cloud Cover (D)
Weekly CandleStick Patterns
Bullish Engulfing (W)
Bullish Hammer (W)
Bearish Inverted Hammer (W)
Hanging Man (W)
Bullish Harami (W)
Doji (W)
Gravestone Doji (W)
DragonFly Doji (W)
Bearish Engulfing (W)
Bearish Shooting Star (W)
Bearish Harami (W)
Inside Bar (W)
Dark Cloud Cover (W)
Daily Chart Patterns
Bull Flag
Bear Flag
Ascending Triangle (D)
Descending Triangle (D)
Symmetrical Triangle (D)
Squeeze
Channel (D)
Channel Up (D)
Channel Down (D)
Rising Wedge (D)
Falling Wedge (D)
Double Bottom (D)
Multiple Bottom (D)
Double Top (D)
Multiple Top (D)
Weekly Chart Patterns
Weekly Bull Flag
Weekly Bear Flag
Squeeze Week
Channel (W)
Double Bottom (W)
Multiple Bottom (W)
Double Top (W)
Multiple Top (W)
UPSTART HOLDINGS INC / UPST Daily stock chart

UPSTART HOLDINGS INC

NASDAQ:UPST (12/12/2025, 8:05:56 PM)

After market: 48.62 -0.73 (-1.48%)

49.35

+0.22 (+0.45%)

Chartmill TA Rating
Chartmill Setup Rating
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
Performance
% Chg0.45%
1 Week5.56%
2 Weeks9.76%
1 Month32.34%
3 Month-21.77%
6 Month-5.13%
12 Month-41.57%
2 Year20.78%
3 Year273.3%
5 Year21.1%
10 YearN/A
15 YearN/A
Volatility
ATR(14)2.36
ATR(20)%5.1%
ATR Inc-20.42%
Range Today2.44
ADR(20)2.41
ADR(20)%4.88%
Trend & SMA
ST Trend
LT Trend
SMA(5)
SMA(10)
SMA(20)
SMA(50)
SMA(100)
SMA(200)
Relative Strength & Ranges
CRS9.2
3 months CRS12.08
6 months CRS22.31
Mansfield-2.29
10 Day High50.48
10 Day Low42.36
20 Day High50.48
20 Day Low34.23
52 Week High96.43
52 Week Low31.4
CS1 End37.72
CR1 Start49.36
Volume & EV
DER(3)0.82%
DER(5)0.74%
Volume5.16M
Volume Incr-20.12%
Vol(5)4.30M
Vol(50)6.19M

UPSTART HOLDINGS INC / UPST FAQ

What is the technical rating for UPST stock?

ChartMill assigns a technical rating of 2 / 10 to UPST.


Can you provide the trend direction for UPSTART HOLDINGS INC?

The current trend direction for UPSTART HOLDINGS INC (UPST) is Bearish.


Can you provide the RSI signal for UPSTART HOLDINGS INC?

UPSTART HOLDINGS INC (UPST) has an RSI value of 62.2896. This indicates that the stock is currently neutral.


What is the buy/sell signal for UPSTART HOLDINGS INC (UPST) stock?

The buy/sell signal for UPSTART HOLDINGS INC (UPST) is hold as the short term and long term trends are mixed.


What are the support and resistance levels for UPSTART HOLDINGS INC (UPST) stock?

UPSTART HOLDINGS INC (UPST) has a support level at 37.72 and a resistance level at 49.36. Check the full technical report for our detailed analysis of UPST support and resistance levels.