Logo image of UPST

UPSTART HOLDINGS INC (UPST) Stock Price, Quote, News and Overview

NASDAQ:UPST - Nasdaq - US91680M1071 - Common Stock - Currency: USD

68.01  +1.34 (+2.01%)

UPST Quote, Performance and Key Statistics

UPSTART HOLDINGS INC

NASDAQ:UPST (3/3/2025, 10:33:08 AM)

68.01

+1.34 (+2.01%)

Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance
Statistics
52 Week High96.43
52 Week Low20.6
Market Cap6.36B
Shares93.47M
Float81.85M
Yearly DividendN/A
Dividend YieldN/A
PEN/A
Fwd PE48.03
Earnings (Next)05-05 2025-05-05/amc
IPO12-16 2020-12-16


UPST short term performance overview.The bars show the price performance of UPST in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 20 -20 40

UPST long term performance overview.The bars show the price performance of UPST in the last 1, 2 and 3 years. 1 year 2 years 3 years 0 100 200

The current stock price of UPST is 68.01 USD. In the past month the price decreased by -0.97%. In the past year, price increased by 153.31%.

UPSTART HOLDINGS INC / UPST Daily stock chart

UPST Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
Full List
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TA
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PE
Market Cap
AXP AMERICAN EXPRESS CO 22.62 212.16B
COF CAPITAL ONE FINANCIAL CORP 14.46 76.87B
DFS DISCOVER FINANCIAL SERVICES 12.28 49.21B
SYF SYNCHRONY FINANCIAL 7.11 23.62B
KSPI JSC KASPI.KZ ADR N/A 19.74B
SLMBP SLM CORP - SLM 6.32018 PERP 28.62 15.95B
SOFI SOFI TECHNOLOGIES INC 111.96 15.94B
ALLY ALLY FINANCIAL INC 11.79 11.34B
SLM SLM CORP 11.56 6.44B
OMF ONEMAIN HOLDINGS INC 10.99 6.41B
QFIN QIFU TECHNOLOGY INC 8.08 6.25B
CACC CREDIT ACCEPTANCE CORP 12.8 5.94B

About UPST

Company Profile

UPST logo image Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. The company is headquartered in San Mateo, California and currently employs 1,388 full-time employees. The company went IPO on 2020-12-16. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. The company applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture.

Company Info

UPSTART HOLDINGS INC

2950 S. Delaware Street, Suite 300

San Mateo CALIFORNIA 94403 US

CEO: Dave Girouard

Employees: 1388

Company Website: https://www.upstart.com/

Investor Relations: https://ir.upstart.com/

Phone: 16502041000

UPSTART HOLDINGS INC / UPST FAQ

What is the stock price of UPSTART HOLDINGS INC today?

The current stock price of UPST is 68.01 USD. The price increased by 2.01% in the last trading session.


What is the ticker symbol for UPSTART HOLDINGS INC stock?

The exchange symbol of UPSTART HOLDINGS INC is UPST and it is listed on the Nasdaq exchange.


On which exchange is UPST stock listed?

UPST stock is listed on the Nasdaq exchange.


What is the price forecast or stock price prediction for UPSTART HOLDINGS INC stock?

21 analysts have analysed UPST and the average price target is 74.75 USD. This implies a price increase of 9.91% is expected in the next year compared to the current price of 68.01. Check the UPSTART HOLDINGS INC stock analysts ratings, price target forecast and up-and down grades for more detailed information.


What is UPSTART HOLDINGS INC worth?

UPSTART HOLDINGS INC (UPST) has a market capitalization of 6.36B USD. This makes UPST a Mid Cap stock.


How many employees does UPSTART HOLDINGS INC have?

UPSTART HOLDINGS INC (UPST) currently has 1388 employees.


What are the support and resistance levels for UPSTART HOLDINGS INC (UPST) stock?

UPSTART HOLDINGS INC (UPST) has a support level at 66.45 and a resistance level at 67.87. Check the full technical report for a detailed analysis of UPST support and resistance levels.


Is UPSTART HOLDINGS INC (UPST) expected to grow?

The Revenue of UPSTART HOLDINGS INC (UPST) is expected to grow by 62.17% in the next year. Check the estimates tab for more information on the UPST EPS, Sales, EBIT and EBITDA future analyst estimates.


Should I buy UPSTART HOLDINGS INC (UPST) stock?

There is no straightforward answer here. It depends on your investment strategy as different types of investors will look at different aspects. In any case it is important to make an informed decision and these pages can help you forming an opinion:


Does UPSTART HOLDINGS INC (UPST) stock pay dividends?

UPST does not pay a dividend.


When does UPSTART HOLDINGS INC (UPST) report earnings?

UPSTART HOLDINGS INC (UPST) will report earnings on 2025-05-05, after the market close.


What is the Price/Earnings (PE) ratio of UPSTART HOLDINGS INC (UPST)?

UPSTART HOLDINGS INC (UPST) does not have a PE ratio as the earnings reported over the last twelve months were negative (-0.28).


What is the Short Interest ratio of UPSTART HOLDINGS INC (UPST) stock?

The outstanding short interest for UPSTART HOLDINGS INC (UPST) is 21.9% of its float. Check the ownership tab for more information on the UPST short interest.


UPST Technical Analysis

ChartMill assigns a technical rating of 6 / 10 to UPST. When comparing the yearly performance of all stocks, UPST is one of the better performing stocks in the market, outperforming 96.72% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

UPST Fundamental Analysis

ChartMill assigns a fundamental rating of 3 / 10 to UPST. UPST scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

UPST Financial Highlights

Over the last trailing twelve months UPST reported a non-GAAP Earnings per Share(EPS) of -0.28. The EPS increased by 50.88% compared to the year before.


Industry RankSector Rank
PM (TTM) N/A
ROA -5.43%
ROE -20.31%
Debt/Equity 2.21
Chartmill High Growth Momentum
EPS Q2Q%336.36%
Sales Q2Q%30.38%
EPS 1Y (TTM)50.88%
Revenue 1Y (TTM)16.17%

UPST Ownership and Analysts

ChartMill assigns a Buy % Consensus number of 55% to UPST. The Buy consensus is the average rating of analysts ratings from 21 analysts.

For the next year, analysts expect an EPS growth of 605.75% and a revenue growth 62.17% for UPST


Ownership
Inst Owners63.63%
Ins Owners12.38%
Short Float %21.9%
Short Ratio2.97
Analysts
Analysts55.24
Price Target74.75 (9.91%)
EPS Next Y605.75%
Revenue Next Year62.17%