Logo image of UPST

UPSTART HOLDINGS INC (UPST) Stock Price, Quote, News and Overview

NASDAQ:UPST - Nasdaq - US91680M1071 - Common Stock - Currency: USD

67.5601  +1.49 (+2.26%)

UPST Quote, Performance and Key Statistics

UPSTART HOLDINGS INC

NASDAQ:UPST (1/30/2025, 12:20:07 PM)

67.5601

+1.49 (+2.26%)

Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance
Statistics
52 Week High88.95
52 Week Low20.6
Market Cap6.16B
Shares91.23M
Float79.78M
Yearly DividendN/A
Dividend YieldN/A
PEN/A
Fwd PE135.85
Earnings (Next)02-11 2025-02-11/amc
IPO12-16 2020-12-16


UPST short term performance overview.The bars show the price performance of UPST in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 50 100 150

UPST long term performance overview.The bars show the price performance of UPST in the last 1, 2 and 3 years. 1 year 2 years 3 years 0 50 100 150 200 250

The current stock price of UPST is 67.5601 USD. In the past month the price decreased by -2.81%. In the past year, price increased by 102.05%.

UPSTART HOLDINGS INC / UPST Daily stock chart

UPST Latest News, Press Releases and Analysis

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4 days ago - The Motley Fool

2 Top Stocks That Could Double in 2025

News Image
4 days ago - The Motley Fool

Better Fintech Stock: Upstart vs. SoFi

These two stocks had a lot of hype in 2020 and 2021 but crashed, and they have been trying to reclaim their former glory ever since.

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9 days ago - StockStory

3 Reasons to Sell UPST and 1 Stock to Buy Instead

Upstart has been on fire lately. In the past six months alone, the company’s stock price has rocketed 132%, reaching $64.24 per share. This was partly thanks to its solid quarterly results, and the performance may have investors wondering how to approach the situation.

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12 days ago - Yahoo Finance

3 No-Brainer Fintech Stocks to Buy With $200 Right Now

SoFi, Upstart, and PayPal all look undervalued relative to their growth potential.

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13 days ago - StockStory

Reflecting On Vertical Software Stocks’ Q3 Earnings: Toast (NYSE:TOST)

The end of an earnings season can be a great time to discover new stocks and assess how companies are handling the current business environment. Let’s take a look at how Toast (NYSE:TOST) and the rest of the vertical software stocks fared in Q3.

UPST Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
Full List
Symbol
Name
TA
FA
PE
Market Cap
AXP AMERICAN EXPRESS CO 23.98 225.51B
COF CAPITAL ONE FINANCIAL CORP 14.92 79.39B
DFS DISCOVER FINANCIAL SERVICES 12.87 51.59B
SYF SYNCHRONY FINANCIAL 8.18 27.19B
KSPI JSC KASPI.KZ ADR N/A 18.77B
SOFI SOFI TECHNOLOGIES INC 126.65 17.87B
SLMBP SLM CORP - SLM 6.32018 PERP 28.37 15.96B
ALLY ALLY FINANCIAL INC 12.8 12.29B
OMF ONEMAIN HOLDINGS INC 11.29 6.90B
QFIN QIFU TECHNOLOGY INC 8.43 6.54B
CACC CREDIT ACCEPTANCE CORP 14.85 6.41B
SLM SLM CORP 10.91 6.14B

About UPST

Company Profile

UPST logo image Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. The company is headquartered in San Mateo, California and currently employs 1,388 full-time employees. The company went IPO on 2020-12-16. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. The company applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture.

Company Info

UPSTART HOLDINGS INC

2950 S. Delaware Street, Suite 300

San Mateo CALIFORNIA 94403 US

CEO: Dave Girouard

Employees: 1388

Company Website: https://www.upstart.com/

Investor Relations: https://ir.upstart.com/

Phone: 16502041000

UPST FAQ

What is the stock price of UPST?

The current stock price of UPST is 67.5601 USD.


What is the symbol for UPSTART HOLDINGS INC stock?

The exchange symbol of UPSTART HOLDINGS INC is UPST and it is listed on the Nasdaq exchange.


On which exchange is UPST stock listed?

UPST stock is listed on the Nasdaq exchange.


Is UPST a good stock to buy?

Always make your own analysis. On these pages you can find a full technical and fundamental analysis report for UPST, which may be a starting point for your analysis. You can also find the financials, news, analyst ratings and estimates here, which can be used to increase your understanding of UPST.


Does UPST stock pay dividends?

UPST does not pay a dividend.


When does UPST stock report earnings?

UPST will report earnings on 2025-02-11, after the market close.


What is the Price/Earnings (PE) ratio of UPST?

UPST does not have a PE ratio as the earnings reported over the last twelve months were negative (-0.65).


What is the Short Interest ratio of UPST stock?

The outstanding short interest for UPST is 24.89% of its float.


UPST Technical Analysis

ChartMill assigns a technical rating of 5 / 10 to UPST. When comparing the yearly performance of all stocks, UPST is one of the better performing stocks in the market, outperforming 94.87% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

UPST Fundamental Analysis

ChartMill assigns a fundamental rating of 3 / 10 to UPST. The financial health of UPST is average, but there are quite some concerns on its profitability.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

UPST Financial Highlights

Over the last trailing twelve months UPST reported a non-GAAP Earnings per Share(EPS) of -0.65. The EPS decreased by 8.45% compared to the year before.


Industry RankSector Rank
PM (TTM) N/A
ROA -9.3%
ROE -28.25%
Debt/Equity 1.49
Chartmill High Growth Momentum
EPS Q2Q%-20%
Sales Q2Q%24.55%
EPS 1Y (TTM)8.45%
Revenue 1Y (TTM)-0.95%

UPST Ownership and Analysts

ChartMill assigns a Buy % Consensus number of 55% to UPST. The Buy consensus is the average rating of analysts ratings from 21 analysts.

For the next year, analysts expect an EPS growth of 26.63% and a revenue growth 17.78% for UPST


Ownership
Inst Owners45.5%
Ins Owners12.86%
Short Float %24.89%
Short Ratio2.78
Analysts
Analysts55.24
Price Target58.51 (-13.4%)
EPS Next Y26.63%
Revenue Next Year17.78%