NASDAQ:UPST - Nasdaq - US91680M1071 - Common Stock - Currency: USD
UPSTART HOLDINGS INC
NASDAQ:UPST (1/30/2025, 12:20:07 PM)
67.5601
+1.49 (+2.26%)
The current stock price of UPST is 67.5601 USD. In the past month the price decreased by -2.81%. In the past year, price increased by 102.05%.
These two stocks had a lot of hype in 2020 and 2021 but crashed, and they have been trying to reclaim their former glory ever since.
Upstart has been on fire lately. In the past six months alone, the company’s stock price has rocketed 132%, reaching $64.24 per share. This was partly thanks to its solid quarterly results, and the performance may have investors wondering how to approach the situation.
SoFi, Upstart, and PayPal all look undervalued relative to their growth potential.
The end of an earnings season can be a great time to discover new stocks and assess how companies are handling the current business environment. Let’s take a look at how Toast (NYSE:TOST) and the rest of the vertical software stocks fared in Q3.
Symbol | Name | TA | FA | PE | Market Cap |
---|---|---|---|---|---|
AXP | AMERICAN EXPRESS CO | 23.98 | 225.51B | ||
COF | CAPITAL ONE FINANCIAL CORP | 14.92 | 79.39B | ||
DFS | DISCOVER FINANCIAL SERVICES | 12.87 | 51.59B | ||
SYF | SYNCHRONY FINANCIAL | 8.18 | 27.19B | ||
KSPI | JSC KASPI.KZ ADR | N/A | 18.77B | ||
SOFI | SOFI TECHNOLOGIES INC | 126.65 | 17.87B | ||
SLMBP | SLM CORP - SLM 6.32018 PERP | 28.37 | 15.96B | ||
ALLY | ALLY FINANCIAL INC | 12.8 | 12.29B | ||
OMF | ONEMAIN HOLDINGS INC | 11.29 | 6.90B | ||
QFIN | QIFU TECHNOLOGY INC | 8.43 | 6.54B | ||
CACC | CREDIT ACCEPTANCE CORP | 14.85 | 6.41B | ||
SLM | SLM CORP | 10.91 | 6.14B |
Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. The company is headquartered in San Mateo, California and currently employs 1,388 full-time employees. The company went IPO on 2020-12-16. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. The company applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture.
UPSTART HOLDINGS INC
2950 S. Delaware Street, Suite 300
San Mateo CALIFORNIA 94403 US
CEO: Dave Girouard
Employees: 1388
Company Website: https://www.upstart.com/
Investor Relations: https://ir.upstart.com/
Phone: 16502041000
The current stock price of UPST is 67.5601 USD.
The exchange symbol of UPSTART HOLDINGS INC is UPST and it is listed on the Nasdaq exchange.
UPST stock is listed on the Nasdaq exchange.
Always make your own analysis. On these pages you can find a full technical and fundamental analysis report for UPST, which may be a starting point for your analysis. You can also find the financials, news, analyst ratings and estimates here, which can be used to increase your understanding of UPST.
UPST does not pay a dividend.
UPST will report earnings on 2025-02-11, after the market close.
UPST does not have a PE ratio as the earnings reported over the last twelve months were negative (-0.65).
The outstanding short interest for UPST is 24.89% of its float.
ChartMill assigns a technical rating of 5 / 10 to UPST. When comparing the yearly performance of all stocks, UPST is one of the better performing stocks in the market, outperforming 94.87% of all stocks.
ChartMill assigns a fundamental rating of 3 / 10 to UPST. The financial health of UPST is average, but there are quite some concerns on its profitability.
Over the last trailing twelve months UPST reported a non-GAAP Earnings per Share(EPS) of -0.65. The EPS decreased by 8.45% compared to the year before.
Industry Rank | Sector Rank | ||
---|---|---|---|
PM (TTM) | N/A | ||
ROA | -9.3% | ||
ROE | -28.25% | ||
Debt/Equity | 1.49 |
ChartMill assigns a Buy % Consensus number of 55% to UPST. The Buy consensus is the average rating of analysts ratings from 21 analysts.
For the next year, analysts expect an EPS growth of 26.63% and a revenue growth 17.78% for UPST