U-HAUL HOLDING CO (UHAL) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:UHAL - US0235861004 - Common Stock
51.36 USD
+0.06 (+0.12%)
51.36 USD
0 (0%)
Overall UHAL gets a fundamental rating of 2 out of 10. We evaluated UHAL against 42 industry peers in the Ground Transportation industry. There are concerns on the financial health of UHAL while its profitability can be described as average. While showing a medium growth rate, UHAL is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
UHAL had positive earnings in the past year.
In the past year UHAL had a positive cash flow from operations.
Each year in the past 5 years UHAL has been profitable.
In the past 5 years UHAL always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.09%, UHAL is in line with its industry, outperforming 47.62% of the companies in the same industry.
UHAL has a Return On Equity (3.00%) which is in line with its industry peers.
UHAL has a Return On Invested Capital (2.60%) which is in line with its industry peers.
The Average Return On Invested Capital over the past 3 years for UHAL is below the industry average of 6.83%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.09% | ||
| ROE | 3% | ||
| ROIC | 2.6% |
ROA(3y)3.39%
ROA(5y)4.17%
ROE(3y)9.27%
ROE(5y)11.9%
ROIC(3y)4.63%
ROIC(5y)5.51%
1.3 Margins
The Profit Margin of UHAL (3.90%) is better than 66.67% of its industry peers.
In the last couple of years the Profit Margin of UHAL has declined.
The Operating Margin of UHAL (11.24%) is better than 76.19% of its industry peers.
In the last couple of years the Operating Margin of UHAL has declined.
UHAL has a Gross Margin of 36.97%. This is comparable to the rest of the industry: UHAL outperforms 50.00% of its industry peers.
UHAL's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.24% | ||
| PM (TTM) | 3.9% | ||
| GM | 36.97% |
OM growth 3Y-24.46%
OM growth 5Y-1.89%
PM growth 3Y-31.47%
PM growth 5Y-10.73%
GM growth 3Y-7.02%
GM growth 5Y-0.86%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so UHAL is destroying value.
The number of shares outstanding for UHAL remains at a similar level compared to 1 year ago.
Compared to 5 years ago, UHAL has more shares outstanding
Compared to 1 year ago, UHAL has a worse debt to assets ratio.
2.2 Solvency
UHAL has an Altman-Z score of 1.34. This is a bad value and indicates that UHAL is not financially healthy and even has some risk of bankruptcy.
UHAL has a Altman-Z score of 1.34. This is in the lower half of the industry: UHAL underperforms 71.43% of its industry peers.
UHAL has a Debt/Equity ratio of 0.99. This is a neutral value indicating UHAL is somewhat dependend on debt financing.
UHAL has a Debt to Equity ratio of 0.99. This is in the lower half of the industry: UHAL underperforms 64.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.99 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.34 |
ROIC/WACC0.27
WACC9.56%
2.3 Liquidity
A Current Ratio of 0.79 indicates that UHAL may have some problems paying its short term obligations.
The Current ratio of UHAL (0.79) is worse than 76.19% of its industry peers.
A Quick Ratio of 0.69 indicates that UHAL may have some problems paying its short term obligations.
UHAL has a worse Quick ratio (0.69) than 83.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.69 |
3. Growth
3.1 Past
UHAL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -85.30%.
Measured over the past years, UHAL shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -40.34% on average per year.
Looking at the last year, UHAL shows a small growth in Revenue. The Revenue has grown by 5.86% in the last year.
Measured over the past years, UHAL shows a small growth in Revenue. The Revenue has been growing by 7.93% on average per year.
EPS 1Y (TTM)-85.3%
EPS 3Y-69.04%
EPS 5Y-40.34%
EPS Q2Q%-46.15%
Revenue 1Y (TTM)5.86%
Revenue growth 3Y0.51%
Revenue growth 5Y7.93%
Sales Q2Q%3.73%
3.2 Future
The Earnings Per Share is expected to grow by 36.83% on average over the next years. This is a very strong growth
UHAL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.53% yearly.
EPS Next Y-70.6%
EPS Next 2Y-14.62%
EPS Next 3Y36.83%
EPS Next 5YN/A
Revenue Next Year6.53%
Revenue Next 2Y5.36%
Revenue Next 3Y3.53%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 50.85, UHAL can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Earnings ratio of UHAL is on the same level as its industry peers.
Compared to an average S&P500 Price/Earnings ratio of 26.57, UHAL is valued quite expensively.
The Price/Forward Earnings ratio is 41.44, which means the current valuation is very expensive for UHAL.
The rest of the industry has a similar Price/Forward Earnings ratio as UHAL.
When comparing the Price/Forward Earnings ratio of UHAL to the average of the S&P500 Index (24.04), we can say UHAL is valued expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 50.85 | ||
| Fwd PE | 41.44 |
4.2 Price Multiples
UHAL's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. UHAL is cheaper than 73.81% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 9.48 |
4.3 Compensation for Growth
UHAL's earnings are expected to grow with 36.83% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-14.62%
EPS Next 3Y36.83%
5. Dividend
5.1 Amount
UHAL does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
51.36
+0.06 (+0.12%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryGround Transportation
Earnings (Last)
Earnings (Next)
Inst Owners39.17%
Inst Owner Change-6.01%
Ins Owners6.68%
Ins Owner Change0%
Market Cap10.07B
Revenue(TTM)5.97B
Net Income(TTM)232.76M
Analysts77.78
Price Target80.61 (56.95%)
Short Float %13.74%
Short Ratio6.62
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend0.18
Dividend Growth(5Y)-34.3%
DP15.16%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-28.14%
Min EPS beat(2)-29.01%
Max EPS beat(2)-27.27%
EPS beat(4)0
Avg EPS beat(4)-65.07%
Min EPS beat(4)-165.28%
Max EPS beat(4)-27.27%
EPS beat(8)1
Avg EPS beat(8)1.76%
EPS beat(12)3
Avg EPS beat(12)71.41%
EPS beat(16)3
Avg EPS beat(16)49.27%
Revenue beat(2)0
Avg Revenue beat(2)-1.7%
Min Revenue beat(2)-2.39%
Max Revenue beat(2)-1%
Revenue beat(4)2
Avg Revenue beat(4)1.63%
Min Revenue beat(4)-2.39%
Max Revenue beat(4)9.35%
Revenue beat(8)2
Avg Revenue beat(8)-0.24%
Revenue beat(12)2
Avg Revenue beat(12)-1.64%
Revenue beat(16)4
Avg Revenue beat(16)-1.85%
PT rev (1m)-11.76%
PT rev (3m)-11.78%
EPS NQ rev (1m)-135.29%
EPS NQ rev (3m)57.14%
EPS NY rev (1m)-8.7%
EPS NY rev (3m)-18.33%
Revenue NQ rev (1m)0.48%
Revenue NQ rev (3m)1.03%
Revenue NY rev (1m)3.33%
Revenue NY rev (3m)3.38%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 50.85 | ||
| Fwd PE | 41.44 | ||
| P/S | 1.69 | ||
| P/FCF | N/A | ||
| P/OCF | 6.22 | ||
| P/B | 1.3 | ||
| P/tB | 1.3 | ||
| EV/EBITDA | 9.48 |
EPS(TTM)1.01
EY1.97%
EPS(NY)1.24
Fwd EY2.41%
FCF(TTM)-9.28
FCFYN/A
OCF(TTM)8.26
OCFY16.09%
SpS30.46
BVpS39.62
TBVpS39.62
PEG (NY)N/A
PEG (5Y)N/A
Graham Number30
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.09% | ||
| ROE | 3% | ||
| ROCE | 3.42% | ||
| ROIC | 2.6% | ||
| ROICexc | 2.75% | ||
| ROICexgc | 2.77% | ||
| OM | 11.24% | ||
| PM (TTM) | 3.9% | ||
| GM | 36.97% | ||
| FCFM | N/A |
ROA(3y)3.39%
ROA(5y)4.17%
ROE(3y)9.27%
ROE(5y)11.9%
ROIC(3y)4.63%
ROIC(5y)5.51%
ROICexc(3y)5.15%
ROICexc(5y)6.27%
ROICexgc(3y)5.19%
ROICexgc(5y)6.32%
ROCE(3y)6.11%
ROCE(5y)7.27%
ROICexgc growth 3Y-31.79%
ROICexgc growth 5Y-3.29%
ROICexc growth 3Y-31.82%
ROICexc growth 5Y-3.29%
OM growth 3Y-24.46%
OM growth 5Y-1.89%
PM growth 3Y-31.47%
PM growth 5Y-10.73%
GM growth 3Y-7.02%
GM growth 5Y-0.86%
F-Score4
Asset Turnover0.28
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.99 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 4.38 | ||
| Cap/Depr | 316.47% | ||
| Cap/Sales | 57.6% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 92.16% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.69 | ||
| Altman-Z | 1.34 |
F-Score4
WACC9.56%
ROIC/WACC0.27
Cap/Depr(3y)364.1%
Cap/Depr(5y)323.19%
Cap/Sales(3y)52.96%
Cap/Sales(5y)45.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-85.3%
EPS 3Y-69.04%
EPS 5Y-40.34%
EPS Q2Q%-46.15%
EPS Next Y-70.6%
EPS Next 2Y-14.62%
EPS Next 3Y36.83%
EPS Next 5YN/A
Revenue 1Y (TTM)5.86%
Revenue growth 3Y0.51%
Revenue growth 5Y7.93%
Sales Q2Q%3.73%
Revenue Next Year6.53%
Revenue Next 2Y5.36%
Revenue Next 3Y3.53%
Revenue Next 5YN/A
EBIT growth 1Y-13.44%
EBIT growth 3Y-24.07%
EBIT growth 5Y5.9%
EBIT Next Year131.72%
EBIT Next 3Y35.31%
EBIT Next 5YN/A
FCF growth 1Y-15.62%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y9.56%
OCF growth 3Y-9.25%
OCF growth 5Y6.22%
U-HAUL HOLDING CO / UHAL FAQ
What is the ChartMill fundamental rating of U-HAUL HOLDING CO (UHAL) stock?
ChartMill assigns a fundamental rating of 2 / 10 to UHAL.
Can you provide the valuation status for U-HAUL HOLDING CO?
ChartMill assigns a valuation rating of 2 / 10 to U-HAUL HOLDING CO (UHAL). This can be considered as Overvalued.
How profitable is U-HAUL HOLDING CO (UHAL) stock?
U-HAUL HOLDING CO (UHAL) has a profitability rating of 4 / 10.
Can you provide the financial health for UHAL stock?
The financial health rating of U-HAUL HOLDING CO (UHAL) is 0 / 10.
What is the expected EPS growth for U-HAUL HOLDING CO (UHAL) stock?
The Earnings per Share (EPS) of U-HAUL HOLDING CO (UHAL) is expected to decline by -70.6% in the next year.