TOLL BROTHERS INC (TOL) Stock Fundamental Analysis

NYSE:TOL • US8894781033

162 USD
+1.8 (+1.12%)
At close: Feb 20, 2026
162 USD
0 (0%)
After Hours: 2/20/2026, 8:07:48 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

7

Taking everything into account, TOL scores 7 out of 10 in our fundamental rating. TOL was compared to 60 industry peers in the Household Durables industry. While TOL has a great profitability rating, there are some minor concerns on its financial health. TOL has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • TOL had positive earnings in the past year.
  • In the past year TOL had a positive cash flow from operations.
  • TOL had positive earnings in each of the past 5 years.
  • In the past 5 years TOL always reported a positive cash flow from operatings.
TOL Yearly Net Income VS EBIT VS OCF VS FCFTOL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 9.27%, TOL belongs to the top of the industry, outperforming 81.67% of the companies in the same industry.
  • TOL's Return On Equity of 16.28% is fine compared to the rest of the industry. TOL outperforms 76.67% of its industry peers.
  • TOL's Return On Invested Capital of 11.64% is amongst the best of the industry. TOL outperforms 83.33% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for TOL is above the industry average of 9.17%.
Industry RankSector Rank
ROA 9.27%
ROE 16.28%
ROIC 11.64%
ROA(3y)10.66%
ROA(5y)9.94%
ROE(3y)18.98%
ROE(5y)18.83%
ROIC(3y)13.18%
ROIC(5y)12.04%
TOL Yearly ROA, ROE, ROICTOL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • The Profit Margin of TOL (12.28%) is better than 91.67% of its industry peers.
  • TOL's Profit Margin has improved in the last couple of years.
  • The Operating Margin of TOL (15.93%) is better than 90.00% of its industry peers.
  • TOL's Operating Margin has improved in the last couple of years.
  • TOL has a Gross Margin of 25.36%. This is comparable to the rest of the industry: TOL outperforms 51.67% of its industry peers.
  • In the last couple of years the Gross Margin of TOL has grown nicely.
Industry RankSector Rank
OM 15.93%
PM (TTM) 12.28%
GM 25.36%
OM growth 3Y2.76%
OM growth 5Y15.45%
PM growth 3Y-0.66%
PM growth 5Y14.22%
GM growth 3Y1.58%
GM growth 5Y4.83%
TOL Yearly Profit, Operating, Gross MarginsTOL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

6

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), TOL is creating some value.
  • The number of shares outstanding for TOL has been reduced compared to 1 year ago.
  • TOL has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, TOL has an improved debt to assets ratio.
TOL Yearly Shares OutstandingTOL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
TOL Yearly Total Debt VS Total AssetsTOL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B

2.2 Solvency

  • An Altman-Z score of 4.23 indicates that TOL is not in any danger for bankruptcy at the moment.
  • The Altman-Z score of TOL (4.23) is better than 68.33% of its industry peers.
  • TOL has a debt to FCF ratio of 2.72. This is a good value and a sign of high solvency as TOL would need 2.72 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 2.72, TOL is in the better half of the industry, outperforming 68.33% of the companies in the same industry.
  • A Debt/Equity ratio of 0.34 indicates that TOL is not too dependend on debt financing.
  • The Debt to Equity ratio of TOL (0.34) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.34
Debt/FCF 2.72
Altman-Z 4.23
ROIC/WACC1.27
WACC9.13%
TOL Yearly LT Debt VS Equity VS FCFTOL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

2.3 Liquidity

  • A Current Ratio of 3.90 indicates that TOL has no problem at all paying its short term obligations.
  • TOL has a Current ratio of 3.90. This is in the better half of the industry: TOL outperforms 68.33% of its industry peers.
  • A Quick Ratio of 0.45 indicates that TOL may have some problems paying its short term obligations.
  • TOL has a Quick ratio of 0.45. This is amonst the worse of the industry: TOL underperforms 86.67% of its industry peers.
Industry RankSector Rank
Current Ratio 3.9
Quick Ratio 0.45
TOL Yearly Current Assets VS Current LiabilitesTOL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • TOL shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 4.79%.
  • Measured over the past years, TOL shows a very strong growth in Earnings Per Share. The EPS has been growing by 31.49% on average per year.
  • Looking at the last year, TOL shows a small growth in Revenue. The Revenue has grown by 1.11% in the last year.
  • The Revenue has been growing by 9.15% on average over the past years. This is quite good.
EPS 1Y (TTM)4.79%
EPS 3Y10.17%
EPS 5Y31.49%
EPS Q2Q%25.14%
Revenue 1Y (TTM)1.11%
Revenue growth 3Y2.19%
Revenue growth 5Y9.15%
Sales Q2Q%16.56%

3.2 Future

  • The Earnings Per Share is expected to grow by 11.92% on average over the next years. This is quite good.
  • TOL is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.01% yearly.
EPS Next Y-4.35%
EPS Next 2Y3.34%
EPS Next 3Y6.15%
EPS Next 5Y11.92%
Revenue Next Year-3.5%
Revenue Next 2Y2.02%
Revenue Next 3Y3.22%
Revenue Next 5Y8.01%

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
TOL Yearly Revenue VS EstimatesTOL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 5B 10B 15B
TOL Yearly EPS VS EstimatesTOL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 5 10 15 20

More info and screens

Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 11.57, the valuation of TOL can be described as very reasonable.
  • 73.33% of the companies in the same industry are more expensive than TOL, based on the Price/Earnings ratio.
  • Compared to an average S&P500 Price/Earnings ratio of 26.99, TOL is valued rather cheaply.
  • A Price/Forward Earnings ratio of 11.19 indicates a reasonable valuation of TOL.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of TOL indicates a somewhat cheap valuation: TOL is cheaper than 80.00% of the companies listed in the same industry.
  • TOL's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.02.
Industry RankSector Rank
PE 11.57
Fwd PE 11.19
TOL Price Earnings VS Forward Price EarningsTOL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of TOL is on the same level as its industry peers.
  • Based on the Price/Free Cash Flow ratio, TOL is valued a bit cheaper than 68.33% of the companies in the same industry.
Industry RankSector Rank
P/FCF 14.96
EV/EBITDA 9.23
TOL Per share dataTOL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80 100

4.3 Compensation for Growth

  • TOL has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.37
EPS Next 2Y3.34%
EPS Next 3Y6.15%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • TOL has a yearly dividend return of 0.62%, which is pretty low.
  • Compared to an average industry Dividend Yield of 1.16, TOL pays a bit more dividend than its industry peers.
  • With a Dividend Yield of 0.62, TOL pays less dividend than the S&P500 average, which is at 1.81.
Industry RankSector Rank
Dividend Yield 0.62%

5.2 History

  • The dividend of TOL is nicely growing with an annual growth rate of 18.76%!
  • TOL has been paying a dividend for at least 10 years, so it has a reliable track record.
  • TOL has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)18.76%
Div Incr Years4
Div Non Decr Years7
TOL Yearly Dividends per shareTOL Yearly Dividends per shareYearly Dividends per share 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8

5.3 Sustainability

  • 7.21% of the earnings are spent on dividend by TOL. This is a low number and sustainable payout ratio.
  • TOL's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP7.21%
EPS Next 2Y3.34%
EPS Next 3Y6.15%
TOL Yearly Income VS Free CF VS DividendTOL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B
TOL Dividend Payout.TOL Dividend Payout, showing the Payout Ratio.TOL Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

TOLL BROTHERS INC

NYSE:TOL (2/20/2026, 8:07:48 PM)

After market: 162 0 (0%)

162

+1.8 (+1.12%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)02-17
Earnings (Next)05-18
Inst Owners92.34%
Inst Owner Change0.38%
Ins Owners0.74%
Ins Owner Change2.04%
Market Cap15.35B
Revenue(TTM)10.97B
Net Income(TTM)1.35B
Analysts76.52
Price Target157.75 (-2.62%)
Short Float %3.97%
Short Ratio2.84
Dividend
Industry RankSector Rank
Dividend Yield 0.62%
Yearly Dividend1
Dividend Growth(5Y)18.76%
DP7.21%
Div Incr Years4
Div Non Decr Years7
Ex-Date01-09
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.4%
Min EPS beat(2)-7.28%
Max EPS beat(2)2.49%
EPS beat(4)2
Avg EPS beat(4)0.65%
Min EPS beat(4)-15.06%
Max EPS beat(4)22.46%
EPS beat(8)5
Avg EPS beat(8)2.73%
EPS beat(12)9
Avg EPS beat(12)10.71%
EPS beat(16)13
Avg EPS beat(16)10.83%
Revenue beat(2)2
Avg Revenue beat(2)2.5%
Min Revenue beat(2)2.4%
Max Revenue beat(2)2.59%
Revenue beat(4)3
Avg Revenue beat(4)2.12%
Min Revenue beat(4)-4.38%
Max Revenue beat(4)7.87%
Revenue beat(8)6
Avg Revenue beat(8)2.03%
Revenue beat(12)10
Avg Revenue beat(12)4.43%
Revenue beat(16)12
Avg Revenue beat(16)4.76%
PT rev (1m)1.94%
PT rev (3m)2.18%
EPS NQ rev (1m)0%
EPS NQ rev (3m)12.78%
EPS NY rev (1m)0.02%
EPS NY rev (3m)-7.78%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.25%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.72%
Valuation
Industry RankSector Rank
PE 11.57
Fwd PE 11.19
P/S 1.4
P/FCF 14.96
P/OCF 13.8
P/B 1.86
P/tB 1.86
EV/EBITDA 9.23
EPS(TTM)14
EY8.64%
EPS(NY)14.48
Fwd EY8.94%
FCF(TTM)10.83
FCFY6.69%
OCF(TTM)11.74
OCFY7.25%
SpS115.74
BVpS87.29
TBVpS87.29
PEG (NY)N/A
PEG (5Y)0.37
Graham Number165.82
Profitability
Industry RankSector Rank
ROA 9.27%
ROE 16.28%
ROCE 15.47%
ROIC 11.64%
ROICexc 13.1%
ROICexgc 13.32%
OM 15.93%
PM (TTM) 12.28%
GM 25.36%
FCFM 9.36%
ROA(3y)10.66%
ROA(5y)9.94%
ROE(3y)18.98%
ROE(5y)18.83%
ROIC(3y)13.18%
ROIC(5y)12.04%
ROICexc(3y)15.03%
ROICexc(5y)13.94%
ROICexgc(3y)15.48%
ROICexgc(5y)14.32%
ROCE(3y)17.51%
ROCE(5y)16%
ROICexgc growth 3Y-2.72%
ROICexgc growth 5Y19.15%
ROICexc growth 3Y-2.42%
ROICexc growth 5Y19.03%
OM growth 3Y2.76%
OM growth 5Y15.45%
PM growth 3Y-0.66%
PM growth 5Y14.22%
GM growth 3Y1.58%
GM growth 5Y4.83%
F-Score4
Asset Turnover0.76
Health
Industry RankSector Rank
Debt/Equity 0.34
Debt/FCF 2.72
Debt/EBITDA 1.52
Cap/Depr 105.01%
Cap/Sales 0.79%
Interest Coverage 250
Cash Conversion 60.8%
Profit Quality 76.21%
Current Ratio 3.9
Quick Ratio 0.45
Altman-Z 4.23
F-Score4
WACC9.13%
ROIC/WACC1.27
Cap/Depr(3y)97.04%
Cap/Depr(5y)94.43%
Cap/Sales(3y)0.73%
Cap/Sales(5y)0.73%
Profit Quality(3y)74.27%
Profit Quality(5y)88.43%
High Growth Momentum
Growth
EPS 1Y (TTM)4.79%
EPS 3Y10.17%
EPS 5Y31.49%
EPS Q2Q%25.14%
EPS Next Y-4.35%
EPS Next 2Y3.34%
EPS Next 3Y6.15%
EPS Next 5Y11.92%
Revenue 1Y (TTM)1.11%
Revenue growth 3Y2.19%
Revenue growth 5Y9.15%
Sales Q2Q%16.56%
Revenue Next Year-3.5%
Revenue Next 2Y2.02%
Revenue Next 3Y3.22%
Revenue Next 5Y8.01%
EBIT growth 1Y-14.53%
EBIT growth 3Y5.01%
EBIT growth 5Y26.01%
EBIT Next Year-0.99%
EBIT Next 3Y5.69%
EBIT Next 5Y10.55%
FCF growth 1Y9.58%
FCF growth 3Y3.89%
FCF growth 5Y2.69%
OCF growth 1Y10.12%
OCF growth 3Y4.07%
OCF growth 5Y1.99%

TOLL BROTHERS INC / TOL FAQ

What is the ChartMill fundamental rating of TOLL BROTHERS INC (TOL) stock?

ChartMill assigns a fundamental rating of 7 / 10 to TOL.


Can you provide the valuation status for TOLL BROTHERS INC?

ChartMill assigns a valuation rating of 6 / 10 to TOLL BROTHERS INC (TOL). This can be considered as Fairly Valued.


How profitable is TOLL BROTHERS INC (TOL) stock?

TOLL BROTHERS INC (TOL) has a profitability rating of 8 / 10.


Can you provide the PE and PB ratios for TOL stock?

The Price/Earnings (PE) ratio for TOLL BROTHERS INC (TOL) is 11.57 and the Price/Book (PB) ratio is 1.86.


What is the earnings growth outlook for TOLL BROTHERS INC?

The Earnings per Share (EPS) of TOLL BROTHERS INC (TOL) is expected to decline by -4.35% in the next year.