259.48 USD
+1.2 (+0.46%)
At close: Jan 30, 2026
258.53 USD
-0.95 (-0.37%)
Pre-Market: 2/2/2026, 4:53:22 AM
Overall AAPL gets a fundamental rating of 7 out of 10. We evaluated AAPL against 34 industry peers in the Technology Hardware, Storage & Peripherals industry. AAPL has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. AAPL has a decent growth rate and is not valued too expensively. This makes AAPL very considerable for quality investing!
1. Profitability
1.1 Basic Checks
- In the past year AAPL was profitable.
- In the past year AAPL had a positive cash flow from operations.
- AAPL had positive earnings in each of the past 5 years.
- Each year in the past 5 years AAPL had a positive operating cash flow.
1.2 Ratios
- AAPL has a better Return On Assets (31.05%) than 100.00% of its industry peers.
- With an excellent Return On Equity value of 133.55%, AAPL belongs to the best of the industry, outperforming 97.06% of the companies in the same industry.
- AAPL's Return On Invested Capital of 54.20% is amongst the best of the industry. AAPL outperforms 100.00% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for AAPL is significantly above the industry average of 16.02%.
- The last Return On Invested Capital (54.20%) for AAPL is above the 3 year average (50.93%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.05% | ||
| ROE | 133.55% | ||
| ROIC | 54.2% |
ROA(3y)28.12%
ROA(5y)27.93%
ROE(3y)157.53%
ROE(5y)163.92%
ROIC(3y)50.93%
ROIC(5y)48.1%
1.3 Margins
- AAPL's Profit Margin of 27.04% is amongst the best of the industry. AAPL outperforms 97.06% of its industry peers.
- In the last couple of years the Profit Margin of AAPL has grown nicely.
- With an excellent Operating Margin value of 32.38%, AAPL belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
- In the last couple of years the Operating Margin of AAPL has grown nicely.
- With an excellent Gross Margin value of 47.33%, AAPL belongs to the best of the industry, outperforming 85.29% of the companies in the same industry.
- AAPL's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 32.38% | ||
| PM (TTM) | 27.04% | ||
| GM | 47.33% |
OM growth 3Y1.82%
OM growth 5Y5.77%
PM growth 3Y2.07%
PM growth 5Y5.18%
GM growth 3Y2.69%
GM growth 5Y4.17%
2. Health
2.1 Basic Checks
- AAPL has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
- Compared to 1 year ago, AAPL has less shares outstanding
- The number of shares outstanding for AAPL has been reduced compared to 5 years ago.
- The debt/assets ratio for AAPL has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 10.26 indicates that AAPL is not in any danger for bankruptcy at the moment.
- The Altman-Z score of AAPL (10.26) is better than 94.12% of its industry peers.
- AAPL has a debt to FCF ratio of 0.73. This is a very positive value and a sign of high solvency as it would only need 0.73 years to pay back of all of its debts.
- AAPL has a Debt to FCF ratio of 0.73. This is amongst the best in the industry. AAPL outperforms 91.18% of its industry peers.
- AAPL has a Debt/Equity ratio of 0.89. This is a neutral value indicating AAPL is somewhat dependend on debt financing.
- AAPL has a Debt to Equity ratio (0.89) which is in line with its industry peers.
- Although AAPL does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.89 | ||
| Debt/FCF | 0.73 | ||
| Altman-Z | 10.26 |
ROIC/WACC6.17
WACC8.78%
2.3 Liquidity
- AAPL has a Current Ratio of 0.97. This is a bad value and indicates that AAPL is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Current ratio, with a value of 0.97, AAPL is doing worse than 70.59% of the companies in the same industry.
- AAPL has a Quick Ratio of 0.97. This is a bad value and indicates that AAPL is not financially healthy enough and could expect problems in meeting its short term obligations.
- AAPL has a Quick ratio (0.94) which is in line with its industry peers.
- AAPL does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.97 | ||
| Quick Ratio | 0.94 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 13.49% over the past year.
- The Earnings Per Share has been growing by 18.04% on average over the past years. This is quite good.
- Looking at the last year, AAPL shows a quite strong growth in Revenue. The Revenue has grown by 10.07% in the last year.
- Measured over the past years, AAPL shows a quite strong growth in Revenue. The Revenue has been growing by 8.68% on average per year.
EPS 1Y (TTM)13.49%
EPS 3Y6.93%
EPS 5Y18.04%
EPS Q2Q%18.33%
Revenue 1Y (TTM)10.07%
Revenue growth 3Y1.81%
Revenue growth 5Y8.68%
Sales Q2Q%15.65%
3.2 Future
- The Earnings Per Share is expected to grow by 13.24% on average over the next years. This is quite good.
- Based on estimates for the next years, AAPL will show a small growth in Revenue. The Revenue will grow by 6.85% on average per year.
EPS Next Y12.74%
EPS Next 2Y11.64%
EPS Next 3Y11.11%
EPS Next 5Y13.24%
Revenue Next Year9.06%
Revenue Next 2Y7.96%
Revenue Next 3Y7.41%
Revenue Next 5Y6.85%
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 32.80 indicates a quite expensive valuation of AAPL.
- Compared to the rest of the industry, the Price/Earnings ratio of AAPL indicates a somewhat cheap valuation: AAPL is cheaper than 67.65% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 28.32, AAPL is valued at the same level.
- The Price/Forward Earnings ratio is 27.87, which means the current valuation is very expensive for AAPL.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of AAPL is on the same level as its industry peers.
- AAPL's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 25.57.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.8 | ||
| Fwd PE | 27.87 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of AAPL indicates a somewhat cheap valuation: AAPL is cheaper than 61.76% of the companies listed in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of AAPL indicates a somewhat cheap valuation: AAPL is cheaper than 67.65% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 31.09 | ||
| EV/EBITDA | 25.08 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- AAPL has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)2.58
PEG (5Y)1.82
EPS Next 2Y11.64%
EPS Next 3Y11.11%
5. Dividend
5.1 Amount
- With a yearly dividend of 0.40%, AAPL is not a good candidate for dividend investing.
- AAPL's Dividend Yield is a higher than the industry average which is at 0.67.
- Compared to an average S&P500 Dividend Yield of 1.83, AAPL's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.4% |
5.2 History
- The dividend of AAPL has a limited annual growth rate of 4.95%.
- AAPL has paid a dividend for at least 10 years, which is a reliable track record.
- The dividend of AAPL decreased recently.
Dividend Growth(5Y)4.95%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- AAPL pays out 13.15% of its income as dividend. This is a sustainable payout ratio.
- The dividend of AAPL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP13.15%
EPS Next 2Y11.64%
EPS Next 3Y11.11%
APPLE INC / AAPL FAQ
What is the ChartMill fundamental rating of APPLE INC (AAPL) stock?
ChartMill assigns a fundamental rating of 7 / 10 to AAPL.
Can you provide the valuation status for APPLE INC?
ChartMill assigns a valuation rating of 4 / 10 to APPLE INC (AAPL). This can be considered as Fairly Valued.
Can you provide the profitability details for APPLE INC?
APPLE INC (AAPL) has a profitability rating of 10 / 10.
What is the expected EPS growth for APPLE INC (AAPL) stock?
The Earnings per Share (EPS) of APPLE INC (AAPL) is expected to grow by 12.74% in the next year.
How sustainable is the dividend of APPLE INC (AAPL) stock?
The dividend rating of APPLE INC (AAPL) is 5 / 10 and the dividend payout ratio is 13.15%.