275.97 USD
+2.29 (+0.84%)
Last: Feb 11, 2026, 03:31 PM
We assign a fundamental rating of 7 out of 10 to AAPL. AAPL was compared to 35 industry peers in the Technology Hardware, Storage & Peripherals industry. AAPL has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. AAPL is not valued too expensively and it also shows a decent growth rate. With these ratings, AAPL could be worth investigating further for quality investing!.
1. Profitability
1.1 Basic Checks
- AAPL had positive earnings in the past year.
- In the past year AAPL had a positive cash flow from operations.
- Each year in the past 5 years AAPL has been profitable.
- AAPL had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- AAPL has a Return On Assets of 31.05%. This is amongst the best in the industry. AAPL outperforms 100.00% of its industry peers.
- Looking at the Return On Equity, with a value of 133.55%, AAPL belongs to the top of the industry, outperforming 97.14% of the companies in the same industry.
- The Return On Invested Capital of AAPL (54.20%) is better than 100.00% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for AAPL is significantly above the industry average of 16.39%.
- The 3 year average ROIC (50.93%) for AAPL is below the current ROIC(54.20%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.05% | ||
| ROE | 133.55% | ||
| ROIC | 54.2% |
ROA(3y)28.12%
ROA(5y)27.93%
ROE(3y)157.53%
ROE(5y)163.92%
ROIC(3y)50.93%
ROIC(5y)48.1%
1.3 Margins
- AAPL's Profit Margin of 27.04% is amongst the best of the industry. AAPL outperforms 97.14% of its industry peers.
- In the last couple of years the Profit Margin of AAPL has grown nicely.
- With an excellent Operating Margin value of 32.38%, AAPL belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
- In the last couple of years the Operating Margin of AAPL has grown nicely.
- With an excellent Gross Margin value of 47.33%, AAPL belongs to the best of the industry, outperforming 85.71% of the companies in the same industry.
- AAPL's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 32.38% | ||
| PM (TTM) | 27.04% | ||
| GM | 47.33% |
OM growth 3Y1.82%
OM growth 5Y5.77%
PM growth 3Y2.07%
PM growth 5Y5.18%
GM growth 3Y2.69%
GM growth 5Y4.17%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), AAPL is creating value.
- AAPL has less shares outstanding than it did 1 year ago.
- AAPL has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, AAPL has an improved debt to assets ratio.
2.2 Solvency
- AAPL has an Altman-Z score of 10.69. This indicates that AAPL is financially healthy and has little risk of bankruptcy at the moment.
- With an excellent Altman-Z score value of 10.69, AAPL belongs to the best of the industry, outperforming 94.29% of the companies in the same industry.
- AAPL has a debt to FCF ratio of 0.73. This is a very positive value and a sign of high solvency as it would only need 0.73 years to pay back of all of its debts.
- AAPL has a better Debt to FCF ratio (0.73) than 88.57% of its industry peers.
- AAPL has a Debt/Equity ratio of 0.89. This is a neutral value indicating AAPL is somewhat dependend on debt financing.
- AAPL's Debt to Equity ratio of 0.89 is in line compared to the rest of the industry. AAPL outperforms 42.86% of its industry peers.
- Even though the debt/equity ratio score it not favorable for AAPL, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.89 | ||
| Debt/FCF | 0.73 | ||
| Altman-Z | 10.69 |
ROIC/WACC6.2
WACC8.74%
2.3 Liquidity
- AAPL has a Current Ratio of 0.97. This is a bad value and indicates that AAPL is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Current ratio of AAPL (0.97) is worse than 68.57% of its industry peers.
- A Quick Ratio of 0.94 indicates that AAPL may have some problems paying its short term obligations.
- AAPL's Quick ratio of 0.94 is in line compared to the rest of the industry. AAPL outperforms 57.14% of its industry peers.
- The current and quick ratio evaluation for AAPL is rather negative, while it does have excellent solvency and profitability. These ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.97 | ||
| Quick Ratio | 0.94 |
3. Growth
3.1 Past
- AAPL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 13.49%, which is quite good.
- Measured over the past years, AAPL shows a quite strong growth in Earnings Per Share. The EPS has been growing by 18.04% on average per year.
- AAPL shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 10.07%.
- Measured over the past years, AAPL shows a quite strong growth in Revenue. The Revenue has been growing by 8.68% on average per year.
EPS 1Y (TTM)13.49%
EPS 3Y6.93%
EPS 5Y18.04%
EPS Q2Q%18.33%
Revenue 1Y (TTM)10.07%
Revenue growth 3Y1.81%
Revenue growth 5Y8.68%
Sales Q2Q%15.65%
3.2 Future
- Based on estimates for the next years, AAPL will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.24% on average per year.
- AAPL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.85% yearly.
EPS Next Y15.59%
EPS Next 2Y12.56%
EPS Next 3Y11.64%
EPS Next 5Y13.24%
Revenue Next Year11.56%
Revenue Next 2Y9.01%
Revenue Next 3Y7.79%
Revenue Next 5Y6.85%
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 34.89, which means the current valuation is very expensive for AAPL.
- AAPL's Price/Earnings ratio is a bit cheaper when compared to the industry. AAPL is cheaper than 68.57% of the companies in the same industry.
- AAPL's Price/Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 28.03.
- A Price/Forward Earnings ratio of 29.16 indicates a quite expensive valuation of AAPL.
- AAPL's Price/Forward Earnings ratio is in line with the industry average.
- When comparing the Price/Forward Earnings ratio of AAPL to the average of the S&P500 Index (27.97), we can say AAPL is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 34.89 | ||
| Fwd PE | 29.16 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, AAPL is valued a bit cheaper than the industry average as 62.86% of the companies are valued more expensively.
- AAPL's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. AAPL is cheaper than 68.57% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 33.07 | ||
| EV/EBITDA | 26.45 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- AAPL has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)2.24
PEG (5Y)1.93
EPS Next 2Y12.56%
EPS Next 3Y11.64%
5. Dividend
5.1 Amount
- AAPL has a yearly dividend return of 0.38%, which is pretty low.
- AAPL's Dividend Yield is a higher than the industry average which is at 0.66.
- With a Dividend Yield of 0.38, AAPL pays less dividend than the S&P500 average, which is at 1.80.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.38% |
5.2 History
- The dividend of AAPL has a limited annual growth rate of 4.95%.
- AAPL has paid a dividend for at least 10 years, which is a reliable track record.
- AAPL has decreased its dividend recently.
Dividend Growth(5Y)4.95%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- AAPL pays out 13.15% of its income as dividend. This is a sustainable payout ratio.
- The dividend of AAPL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP13.15%
EPS Next 2Y12.56%
EPS Next 3Y11.64%
NASDAQ:AAPL (2/11/2026, 3:31:10 PM)
275.97
+2.29 (+0.84%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupTechnology Hardware & Equipment
GICS IndustryTechnology Hardware, Storage & Peripherals
Earnings (Last)01-29 2026-01-29/amc
Earnings (Next)04-29 2026-04-29/amc
Inst Owners64.27%
Inst Owner Change-2.11%
Ins Owners0.06%
Ins Owner Change-0.32%
Market Cap4.08T
Revenue(TTM)435.62B
Net Income(TTM)117.78B
Analysts77.74
Price Target295.02 (6.9%)
Short Float %0.78%
Short Ratio2.42
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.38% |
Yearly Dividend1.03
Dividend Growth(5Y)4.95%
DP13.15%
Div Incr Years1
Div Non Decr Years1
Ex-Date02-09 2026-02-09 (0.26)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.27%
Min EPS beat(2)2.35%
Max EPS beat(2)4.19%
EPS beat(4)3
Avg EPS beat(4)3.33%
Min EPS beat(4)-0.58%
Max EPS beat(4)7.34%
EPS beat(8)6
Avg EPS beat(8)1.97%
EPS beat(12)10
Avg EPS beat(12)2.32%
EPS beat(16)12
Avg EPS beat(16)1.76%
Revenue beat(2)1
Avg Revenue beat(2)0.01%
Min Revenue beat(2)-1.76%
Max Revenue beat(2)1.77%
Revenue beat(4)2
Avg Revenue beat(4)0.43%
Min Revenue beat(4)-1.76%
Max Revenue beat(4)2.97%
Revenue beat(8)2
Avg Revenue beat(8)-0.42%
Revenue beat(12)2
Avg Revenue beat(12)-0.62%
Revenue beat(16)3
Avg Revenue beat(16)-0.85%
PT rev (1m)1.32%
PT rev (3m)12.84%
EPS NQ rev (1m)4.77%
EPS NQ rev (3m)4.18%
EPS NY rev (1m)2.57%
EPS NY rev (3m)3.31%
Revenue NQ rev (1m)4.03%
Revenue NQ rev (3m)3.96%
Revenue NY rev (1m)2.39%
Revenue NY rev (3m)3.27%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 34.89 | ||
| Fwd PE | 29.16 | ||
| P/S | 9.36 | ||
| P/FCF | 33.07 | ||
| P/OCF | 30.1 | ||
| P/B | 46.24 | ||
| P/tB | 46.24 | ||
| EV/EBITDA | 26.45 |
EPS(TTM)7.91
EY2.87%
EPS(NY)9.46
Fwd EY3.43%
FCF(TTM)8.35
FCFY3.02%
OCF(TTM)9.17
OCFY3.32%
SpS29.48
BVpS5.97
TBVpS5.97
PEG (NY)2.24
PEG (5Y)1.93
Graham Number32.59
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 31.05% | ||
| ROE | 133.55% | ||
| ROCE | 65.03% | ||
| ROIC | 54.2% | ||
| ROICexc | 78.06% | ||
| ROICexgc | 78.06% | ||
| OM | 32.38% | ||
| PM (TTM) | 27.04% | ||
| GM | 47.33% | ||
| FCFM | 28.31% |
ROA(3y)28.12%
ROA(5y)27.93%
ROE(3y)157.53%
ROE(5y)163.92%
ROIC(3y)50.93%
ROIC(5y)48.1%
ROICexc(3y)72.42%
ROICexc(5y)66.83%
ROICexgc(3y)72.42%
ROICexgc(5y)66.83%
ROCE(3y)63.07%
ROCE(5y)59.52%
ROICexgc growth 3Y6.76%
ROICexgc growth 5Y12.61%
ROICexc growth 3Y6.76%
ROICexc growth 5Y12.61%
OM growth 3Y1.82%
OM growth 5Y5.77%
PM growth 3Y2.07%
PM growth 5Y5.18%
GM growth 3Y2.69%
GM growth 5Y4.17%
F-Score8
Asset Turnover1.15
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.89 | ||
| Debt/FCF | 0.73 | ||
| Debt/EBITDA | 0.51 | ||
| Cap/Depr | 102.67% | ||
| Cap/Sales | 2.79% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 88.6% | ||
| Profit Quality | 104.71% | ||
| Current Ratio | 0.97 | ||
| Quick Ratio | 0.94 | ||
| Altman-Z | 10.69 |
F-Score8
WACC8.74%
ROIC/WACC6.2
Cap/Depr(3y)95.46%
Cap/Depr(5y)96.21%
Cap/Sales(3y)2.78%
Cap/Sales(5y)2.82%
Profit Quality(3y)102.31%
Profit Quality(5y)103.35%
High Growth Momentum
Growth
EPS 1Y (TTM)13.49%
EPS 3Y6.93%
EPS 5Y18.04%
EPS Q2Q%18.33%
EPS Next Y15.59%
EPS Next 2Y12.56%
EPS Next 3Y11.64%
EPS Next 5Y13.24%
Revenue 1Y (TTM)10.07%
Revenue growth 3Y1.81%
Revenue growth 5Y8.68%
Sales Q2Q%15.65%
Revenue Next Year11.56%
Revenue Next 2Y9.01%
Revenue Next 3Y7.79%
Revenue Next 5Y6.85%
EBIT growth 1Y12.25%
EBIT growth 3Y3.66%
EBIT growth 5Y14.95%
EBIT Next Year19.09%
EBIT Next 3Y11.52%
EBIT Next 5Y10.17%
FCF growth 1Y15.4%
FCF growth 3Y-3.95%
FCF growth 5Y6.13%
OCF growth 1Y16.35%
OCF growth 3Y-3%
OCF growth 5Y6.68%
APPLE INC / AAPL FAQ
What is the ChartMill fundamental rating of APPLE INC (AAPL) stock?
ChartMill assigns a fundamental rating of 7 / 10 to AAPL.
Can you provide the valuation status for APPLE INC?
ChartMill assigns a valuation rating of 4 / 10 to APPLE INC (AAPL). This can be considered as Fairly Valued.
Can you provide the profitability details for APPLE INC?
APPLE INC (AAPL) has a profitability rating of 10 / 10.
What is the expected EPS growth for APPLE INC (AAPL) stock?
The Earnings per Share (EPS) of APPLE INC (AAPL) is expected to grow by 15.59% in the next year.
How sustainable is the dividend of APPLE INC (AAPL) stock?
The dividend rating of APPLE INC (AAPL) is 5 / 10 and the dividend payout ratio is 13.15%.