ZALANDO SE (ZAL.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:ZAL - DE000ZAL1111 - Common Stock
25.83 EUR
+0.32 (+1.25%)
Taking everything into account, ZAL scores 5 out of 10 in our fundamental rating. ZAL was compared to 59 industry peers in the Specialty Retail industry. ZAL has only an average score on both its financial health and profitability. ZAL is not overvalued while it is showing excellent growth. This is an interesting combination. This makes ZAL very considerable for growth investing!
1. Profitability
1.1 Basic Checks
- In the past year ZAL was profitable.
- ZAL had a positive operating cash flow in the past year.
- Each year in the past 5 years ZAL has been profitable.
- Each year in the past 5 years ZAL had a positive operating cash flow.
1.2 Ratios
- ZAL has a Return On Assets (2.66%) which is comparable to the rest of the industry.
- With a decent Return On Equity value of 8.44%, ZAL is doing good in the industry, outperforming 64.41% of the companies in the same industry.
- Looking at the Return On Invested Capital, with a value of 5.47%, ZAL is in line with its industry, outperforming 55.93% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for ZAL is significantly below the industry average of 11.42%.
- The 3 year average ROIC (3.34%) for ZAL is below the current ROIC(5.47%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.66% | ||
| ROE | 8.44% | ||
| ROIC | 5.47% |
ROA(3y)1.48%
ROA(5y)2.26%
ROE(3y)4.56%
ROE(5y)6.95%
ROIC(3y)3.34%
ROIC(5y)4.59%
1.3 Margins
- ZAL's Profit Margin of 2.06% is in line compared to the rest of the industry. ZAL outperforms 57.63% of its industry peers.
- In the last couple of years the Profit Margin of ZAL has grown nicely.
- ZAL has a Operating Margin of 3.30%. This is comparable to the rest of the industry: ZAL outperforms 49.15% of its industry peers.
- ZAL's Operating Margin has improved in the last couple of years.
- ZAL has a Gross Margin of 40.37%. This is comparable to the rest of the industry: ZAL outperforms 57.63% of its industry peers.
- ZAL's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.3% | ||
| PM (TTM) | 2.06% | ||
| GM | 40.37% |
OM growth 3Y-2.26%
OM growth 5Y7.72%
PM growth 3Y1.6%
PM growth 5Y9.08%
GM growth 3Y-0.88%
GM growth 5Y-0.89%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ZAL is destroying value.
- Compared to 1 year ago, ZAL has less shares outstanding
- The number of shares outstanding for ZAL has been increased compared to 5 years ago.
- The debt/assets ratio for ZAL has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 2.34 indicates that ZAL is not a great score, but indicates only limited risk for bankruptcy at the moment.
- ZAL has a Altman-Z score of 2.34. This is comparable to the rest of the industry: ZAL outperforms 59.32% of its industry peers.
- ZAL has a debt to FCF ratio of 3.63. This is a good value and a sign of high solvency as ZAL would need 3.63 years to pay back of all of its debts.
- ZAL's Debt to FCF ratio of 3.63 is fine compared to the rest of the industry. ZAL outperforms 67.80% of its industry peers.
- A Debt/Equity ratio of 0.44 indicates that ZAL is not too dependend on debt financing.
- ZAL has a better Debt to Equity ratio (0.44) than 62.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.44 | ||
| Debt/FCF | 3.63 | ||
| Altman-Z | 2.34 |
ROIC/WACC0.87
WACC6.27%
2.3 Liquidity
- ZAL has a Current Ratio of 1.12. This is a normal value and indicates that ZAL is financially healthy and should not expect problems in meeting its short term obligations.
- ZAL has a Current ratio (1.12) which is in line with its industry peers.
- A Quick Ratio of 0.59 indicates that ZAL may have some problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 0.59, ZAL is in line with its industry, outperforming 52.54% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.12 | ||
| Quick Ratio | 0.59 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 17.72% over the past year.
- Measured over the past years, ZAL shows a very strong growth in Earnings Per Share. The EPS has been growing by 23.33% on average per year.
- The Revenue has grown by 12.06% in the past year. This is quite good.
- ZAL shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.28% yearly.
EPS 1Y (TTM)17.72%
EPS 3Y2.91%
EPS 5Y23.33%
EPS Q2Q%-64.71%
Revenue 1Y (TTM)12.06%
Revenue growth 3Y0.7%
Revenue growth 5Y10.28%
Sales Q2Q%26.46%
3.2 Future
- ZAL is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 26.63% yearly.
- ZAL is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 10.27% yearly.
EPS Next Y20.6%
EPS Next 2Y25.64%
EPS Next 3Y24.54%
EPS Next 5Y26.63%
Revenue Next Year16.7%
Revenue Next 2Y15.08%
Revenue Next 3Y11.96%
Revenue Next 5Y10.27%
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 27.77, ZAL can be considered very expensive at the moment.
- Compared to the rest of the industry, the Price/Earnings ratio of ZAL is on the same level as its industry peers.
- ZAL's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.33.
- A Price/Forward Earnings ratio of 16.87 indicates a correct valuation of ZAL.
- 61.02% of the companies in the same industry are more expensive than ZAL, based on the Price/Forward Earnings ratio.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.12, ZAL is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.77 | ||
| Fwd PE | 16.87 |
4.2 Price Multiples
- ZAL's Enterprise Value to EBITDA ratio is in line with the industry average.
- The rest of the industry has a similar Price/Free Cash Flow ratio as ZAL.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.18 | ||
| EV/EBITDA | 8.64 |
4.3 Compensation for Growth
- ZAL's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- The decent profitability rating of ZAL may justify a higher PE ratio.
- A more expensive valuation may be justified as ZAL's earnings are expected to grow with 24.54% in the coming years.
PEG (NY)1.35
PEG (5Y)1.19
EPS Next 2Y25.64%
EPS Next 3Y24.54%
5. Dividend
5.1 Amount
- ZAL does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
FRA:ZAL (1/15/2026, 9:41:50 AM)
25.83
+0.32 (+1.25%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)11-06 2025-11-06/bmo
Earnings (Next)03-12 2026-03-12/amc
Inst Owners60.67%
Inst Owner ChangeN/A
Ins Owners10.12%
Ins Owner ChangeN/A
Market Cap6.82B
Revenue(TTM)11.57B
Net Income(TTM)239.00M
Analysts78.18
Price Target36.49 (41.27%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-32.59%
Min EPS beat(2)-62.87%
Max EPS beat(2)-2.31%
EPS beat(4)2
Avg EPS beat(4)210.92%
Min EPS beat(4)-62.87%
Max EPS beat(4)892.08%
EPS beat(8)4
Avg EPS beat(8)93.43%
EPS beat(12)6
Avg EPS beat(12)41.34%
EPS beat(16)7
Avg EPS beat(16)-15.84%
Revenue beat(2)1
Avg Revenue beat(2)1.48%
Min Revenue beat(2)-0.03%
Max Revenue beat(2)2.99%
Revenue beat(4)3
Avg Revenue beat(4)1.29%
Min Revenue beat(4)-0.03%
Max Revenue beat(4)2.99%
Revenue beat(8)4
Avg Revenue beat(8)0.09%
Revenue beat(12)5
Avg Revenue beat(12)-0.24%
Revenue beat(16)5
Avg Revenue beat(16)-0.64%
PT rev (1m)0.1%
PT rev (3m)-2.7%
EPS NQ rev (1m)0%
EPS NQ rev (3m)9.73%
EPS NY rev (1m)0.84%
EPS NY rev (3m)-0.57%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.54%
Revenue NY rev (1m)0.01%
Revenue NY rev (3m)2.2%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.77 | ||
| Fwd PE | 16.87 | ||
| P/S | 0.59 | ||
| P/FCF | 17.18 | ||
| P/OCF | 11.17 | ||
| P/B | 2.41 | ||
| P/tB | 5.56 | ||
| EV/EBITDA | 8.64 |
EPS(TTM)0.93
EY3.6%
EPS(NY)1.53
Fwd EY5.93%
FCF(TTM)1.5
FCFY5.82%
OCF(TTM)2.31
OCFY8.95%
SpS43.81
BVpS10.72
TBVpS4.65
PEG (NY)1.35
PEG (5Y)1.19
Graham Number14.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.66% | ||
| ROE | 8.44% | ||
| ROCE | 8.93% | ||
| ROIC | 5.47% | ||
| ROICexc | 8.23% | ||
| ROICexgc | 18.89% | ||
| OM | 3.3% | ||
| PM (TTM) | 2.06% | ||
| GM | 40.37% | ||
| FCFM | 3.43% |
ROA(3y)1.48%
ROA(5y)2.26%
ROE(3y)4.56%
ROE(5y)6.95%
ROIC(3y)3.34%
ROIC(5y)4.59%
ROICexc(3y)9.52%
ROICexc(5y)14.27%
ROICexgc(3y)13.4%
ROICexgc(5y)19.23%
ROCE(3y)5.45%
ROCE(5y)7.5%
ROICexgc growth 3Y8.96%
ROICexgc growth 5Y22.36%
ROICexc growth 3Y2.72%
ROICexc growth 5Y17.49%
OM growth 3Y-2.26%
OM growth 5Y7.72%
PM growth 3Y1.6%
PM growth 5Y9.08%
GM growth 3Y-0.88%
GM growth 5Y-0.89%
F-Score7
Asset Turnover1.29
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.44 | ||
| Debt/FCF | 3.63 | ||
| Debt/EBITDA | 1.61 | ||
| Cap/Depr | 55.55% | ||
| Cap/Sales | 1.85% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.63% | ||
| Profit Quality | 166.19% | ||
| Current Ratio | 1.12 | ||
| Quick Ratio | 0.59 | ||
| Altman-Z | 2.34 |
F-Score7
WACC6.27%
ROIC/WACC0.87
Cap/Depr(3y)86.74%
Cap/Depr(5y)104.05%
Cap/Sales(3y)2.65%
Cap/Sales(5y)2.86%
Profit Quality(3y)549.88%
Profit Quality(5y)378.62%
High Growth Momentum
Growth
EPS 1Y (TTM)17.72%
EPS 3Y2.91%
EPS 5Y23.33%
EPS Q2Q%-64.71%
EPS Next Y20.6%
EPS Next 2Y25.64%
EPS Next 3Y24.54%
EPS Next 5Y26.63%
Revenue 1Y (TTM)12.06%
Revenue growth 3Y0.7%
Revenue growth 5Y10.28%
Sales Q2Q%26.46%
Revenue Next Year16.7%
Revenue Next 2Y15.08%
Revenue Next 3Y11.96%
Revenue Next 5Y10.27%
EBIT growth 1Y2.33%
EBIT growth 3Y-1.58%
EBIT growth 5Y18.79%
EBIT Next Year118.78%
EBIT Next 3Y43.23%
EBIT Next 5Y33.35%
FCF growth 1Y-18.24%
FCF growth 3Y16.44%
FCF growth 5Y84.9%
OCF growth 1Y-20.35%
OCF growth 3Y2.01%
OCF growth 5Y14.86%
ZALANDO SE / ZAL.DE FAQ
Can you provide the ChartMill fundamental rating for ZALANDO SE?
ChartMill assigns a fundamental rating of 5 / 10 to ZAL.DE.
Can you provide the valuation status for ZALANDO SE?
ChartMill assigns a valuation rating of 4 / 10 to ZALANDO SE (ZAL.DE). This can be considered as Fairly Valued.
Can you provide the profitability details for ZALANDO SE?
ZALANDO SE (ZAL.DE) has a profitability rating of 6 / 10.
What is the valuation of ZALANDO SE based on its PE and PB ratios?
The Price/Earnings (PE) ratio for ZALANDO SE (ZAL.DE) is 27.77 and the Price/Book (PB) ratio is 2.41.
What is the financial health of ZALANDO SE (ZAL.DE) stock?
The financial health rating of ZALANDO SE (ZAL.DE) is 5 / 10.