ZALANDO SE (ZAL.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:ZAL - DE000ZAL1111 - Common Stock
25.46 EUR
-0.26 (-1.01%)
We assign a fundamental rating of 5 out of 10 to ZAL. ZAL was compared to 61 industry peers in the Specialty Retail industry. Both the profitability and the financial health of ZAL get a neutral evaluation. Nothing too spectacular is happening here. ZAL is not priced too expensively while it is growing strongly. Keep and eye on this one! These ratings could make ZAL a good candidate for growth investing.
1. Profitability
1.1 Basic Checks
- ZAL had positive earnings in the past year.
- ZAL had a positive operating cash flow in the past year.
- In the past 5 years ZAL has always been profitable.
- ZAL had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- ZAL's Return On Assets of 2.66% is in line compared to the rest of the industry. ZAL outperforms 57.38% of its industry peers.
- ZAL's Return On Equity of 8.44% is fine compared to the rest of the industry. ZAL outperforms 63.93% of its industry peers.
- ZAL has a Return On Invested Capital (5.47%) which is comparable to the rest of the industry.
- The Average Return On Invested Capital over the past 3 years for ZAL is significantly below the industry average of 10.05%.
- The 3 year average ROIC (3.34%) for ZAL is below the current ROIC(5.47%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.66% | ||
| ROE | 8.44% | ||
| ROIC | 5.47% |
ROA(3y)1.48%
ROA(5y)2.26%
ROE(3y)4.56%
ROE(5y)6.95%
ROIC(3y)3.34%
ROIC(5y)4.59%
1.3 Margins
- The Profit Margin of ZAL (2.06%) is comparable to the rest of the industry.
- In the last couple of years the Profit Margin of ZAL has grown nicely.
- ZAL has a Operating Margin of 3.30%. This is comparable to the rest of the industry: ZAL outperforms 52.46% of its industry peers.
- In the last couple of years the Operating Margin of ZAL has grown nicely.
- With a decent Gross Margin value of 40.37%, ZAL is doing good in the industry, outperforming 60.66% of the companies in the same industry.
- ZAL's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.3% | ||
| PM (TTM) | 2.06% | ||
| GM | 40.37% |
OM growth 3Y-2.26%
OM growth 5Y7.72%
PM growth 3Y1.6%
PM growth 5Y9.08%
GM growth 3Y-0.88%
GM growth 5Y-0.89%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ZAL is destroying value.
- The number of shares outstanding for ZAL has been reduced compared to 1 year ago.
- ZAL has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, ZAL has an improved debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 2.35 indicates that ZAL is not a great score, but indicates only limited risk for bankruptcy at the moment.
- With a Altman-Z score value of 2.35, ZAL perfoms like the industry average, outperforming 59.02% of the companies in the same industry.
- The Debt to FCF ratio of ZAL is 3.63, which is a good value as it means it would take ZAL, 3.63 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 3.63, ZAL is in the better half of the industry, outperforming 67.21% of the companies in the same industry.
- ZAL has a Debt/Equity ratio of 0.44. This is a healthy value indicating a solid balance between debt and equity.
- Looking at the Debt to Equity ratio, with a value of 0.44, ZAL is in the better half of the industry, outperforming 65.57% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.44 | ||
| Debt/FCF | 3.63 | ||
| Altman-Z | 2.35 |
ROIC/WACC0.84
WACC6.49%
2.3 Liquidity
- ZAL has a Current Ratio of 1.12. This is a normal value and indicates that ZAL is financially healthy and should not expect problems in meeting its short term obligations.
- ZAL has a Current ratio (1.12) which is in line with its industry peers.
- A Quick Ratio of 0.59 indicates that ZAL may have some problems paying its short term obligations.
- ZAL has a Quick ratio (0.59) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.12 | ||
| Quick Ratio | 0.59 |
3. Growth
3.1 Past
- ZAL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 17.72%, which is quite good.
- ZAL shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 23.33% yearly.
- The Revenue has grown by 12.06% in the past year. This is quite good.
- ZAL shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.28% yearly.
EPS 1Y (TTM)17.72%
EPS 3Y2.91%
EPS 5Y23.33%
EPS Q2Q%-64.71%
Revenue 1Y (TTM)12.06%
Revenue growth 3Y0.7%
Revenue growth 5Y10.28%
Sales Q2Q%26.46%
3.2 Future
- Based on estimates for the next years, ZAL will show a very strong growth in Earnings Per Share. The EPS will grow by 26.63% on average per year.
- ZAL is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 10.27% yearly.
EPS Next Y20.6%
EPS Next 2Y25.64%
EPS Next 3Y24.54%
EPS Next 5Y26.63%
Revenue Next Year16.7%
Revenue Next 2Y15.08%
Revenue Next 3Y11.96%
Revenue Next 5Y10.27%
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 27.38, the valuation of ZAL can be described as expensive.
- Based on the Price/Earnings ratio, ZAL is valued a bit cheaper than the industry average as 63.93% of the companies are valued more expensively.
- When comparing the Price/Earnings ratio of ZAL to the average of the S&P500 Index (27.38), we can say ZAL is valued inline with the index average.
- A Price/Forward Earnings ratio of 16.63 indicates a correct valuation of ZAL.
- Based on the Price/Forward Earnings ratio, ZAL is valued a bit cheaper than 65.57% of the companies in the same industry.
- ZAL is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 24.29, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.38 | ||
| Fwd PE | 16.63 |
4.2 Price Multiples
- 60.66% of the companies in the same industry are more expensive than ZAL, based on the Enterprise Value to EBITDA ratio.
- The rest of the industry has a similar Price/Free Cash Flow ratio as ZAL.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.93 | ||
| EV/EBITDA | 8.71 |
4.3 Compensation for Growth
- ZAL's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- ZAL has a very decent profitability rating, which may justify a higher PE ratio.
- ZAL's earnings are expected to grow with 24.54% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.33
PEG (5Y)1.17
EPS Next 2Y25.64%
EPS Next 3Y24.54%
5. Dividend
5.1 Amount
- No dividends for ZAL!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
FRA:ZAL (1/19/2026, 5:36:15 PM)
25.46
-0.26 (-1.01%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)11-06 2025-11-06/bmo
Earnings (Next)03-12 2026-03-12/amc
Inst Owners60.67%
Inst Owner ChangeN/A
Ins Owners10.12%
Ins Owner ChangeN/A
Market Cap6.73B
Revenue(TTM)11.57B
Net Income(TTM)239.00M
Analysts78.18
Price Target37.08 (45.64%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-32.59%
Min EPS beat(2)-62.87%
Max EPS beat(2)-2.31%
EPS beat(4)2
Avg EPS beat(4)210.92%
Min EPS beat(4)-62.87%
Max EPS beat(4)892.08%
EPS beat(8)4
Avg EPS beat(8)93.43%
EPS beat(12)6
Avg EPS beat(12)41.34%
EPS beat(16)7
Avg EPS beat(16)-15.84%
Revenue beat(2)1
Avg Revenue beat(2)1.48%
Min Revenue beat(2)-0.03%
Max Revenue beat(2)2.99%
Revenue beat(4)3
Avg Revenue beat(4)1.29%
Min Revenue beat(4)-0.03%
Max Revenue beat(4)2.99%
Revenue beat(8)4
Avg Revenue beat(8)0.09%
Revenue beat(12)5
Avg Revenue beat(12)-0.24%
Revenue beat(16)5
Avg Revenue beat(16)-0.64%
PT rev (1m)1.73%
PT rev (3m)-1.11%
EPS NQ rev (1m)0%
EPS NQ rev (3m)9.73%
EPS NY rev (1m)0.84%
EPS NY rev (3m)-0.57%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.68%
Revenue NY rev (1m)0.01%
Revenue NY rev (3m)2.2%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.38 | ||
| Fwd PE | 16.63 | ||
| P/S | 0.58 | ||
| P/FCF | 16.93 | ||
| P/OCF | 11.01 | ||
| P/B | 2.37 | ||
| P/tB | 5.48 | ||
| EV/EBITDA | 8.71 |
EPS(TTM)0.93
EY3.65%
EPS(NY)1.53
Fwd EY6.01%
FCF(TTM)1.5
FCFY5.91%
OCF(TTM)2.31
OCFY9.08%
SpS43.81
BVpS10.72
TBVpS4.65
PEG (NY)1.33
PEG (5Y)1.17
Graham Number14.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.66% | ||
| ROE | 8.44% | ||
| ROCE | 8.93% | ||
| ROIC | 5.47% | ||
| ROICexc | 8.23% | ||
| ROICexgc | 18.89% | ||
| OM | 3.3% | ||
| PM (TTM) | 2.06% | ||
| GM | 40.37% | ||
| FCFM | 3.43% |
ROA(3y)1.48%
ROA(5y)2.26%
ROE(3y)4.56%
ROE(5y)6.95%
ROIC(3y)3.34%
ROIC(5y)4.59%
ROICexc(3y)9.52%
ROICexc(5y)14.27%
ROICexgc(3y)13.4%
ROICexgc(5y)19.23%
ROCE(3y)5.45%
ROCE(5y)7.5%
ROICexgc growth 3Y8.96%
ROICexgc growth 5Y22.36%
ROICexc growth 3Y2.72%
ROICexc growth 5Y17.49%
OM growth 3Y-2.26%
OM growth 5Y7.72%
PM growth 3Y1.6%
PM growth 5Y9.08%
GM growth 3Y-0.88%
GM growth 5Y-0.89%
F-Score7
Asset Turnover1.29
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.44 | ||
| Debt/FCF | 3.63 | ||
| Debt/EBITDA | 1.61 | ||
| Cap/Depr | 55.55% | ||
| Cap/Sales | 1.85% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.63% | ||
| Profit Quality | 166.19% | ||
| Current Ratio | 1.12 | ||
| Quick Ratio | 0.59 | ||
| Altman-Z | 2.35 |
F-Score7
WACC6.49%
ROIC/WACC0.84
Cap/Depr(3y)86.74%
Cap/Depr(5y)104.05%
Cap/Sales(3y)2.65%
Cap/Sales(5y)2.86%
Profit Quality(3y)549.88%
Profit Quality(5y)378.62%
High Growth Momentum
Growth
EPS 1Y (TTM)17.72%
EPS 3Y2.91%
EPS 5Y23.33%
EPS Q2Q%-64.71%
EPS Next Y20.6%
EPS Next 2Y25.64%
EPS Next 3Y24.54%
EPS Next 5Y26.63%
Revenue 1Y (TTM)12.06%
Revenue growth 3Y0.7%
Revenue growth 5Y10.28%
Sales Q2Q%26.46%
Revenue Next Year16.7%
Revenue Next 2Y15.08%
Revenue Next 3Y11.96%
Revenue Next 5Y10.27%
EBIT growth 1Y2.33%
EBIT growth 3Y-1.58%
EBIT growth 5Y18.79%
EBIT Next Year118.78%
EBIT Next 3Y43.23%
EBIT Next 5Y33.35%
FCF growth 1Y-18.24%
FCF growth 3Y16.44%
FCF growth 5Y84.9%
OCF growth 1Y-20.35%
OCF growth 3Y2.01%
OCF growth 5Y14.86%
ZALANDO SE / ZAL.DE FAQ
Can you provide the ChartMill fundamental rating for ZALANDO SE?
ChartMill assigns a fundamental rating of 5 / 10 to ZAL.DE.
Can you provide the valuation status for ZALANDO SE?
ChartMill assigns a valuation rating of 5 / 10 to ZALANDO SE (ZAL.DE). This can be considered as Fairly Valued.
Can you provide the profitability details for ZALANDO SE?
ZALANDO SE (ZAL.DE) has a profitability rating of 6 / 10.
What is the valuation of ZALANDO SE based on its PE and PB ratios?
The Price/Earnings (PE) ratio for ZALANDO SE (ZAL.DE) is 27.38 and the Price/Book (PB) ratio is 2.37.
What is the financial health of ZALANDO SE (ZAL.DE) stock?
The financial health rating of ZALANDO SE (ZAL.DE) is 5 / 10.