ZALANDO SE (ZAL.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:ZAL - DE000ZAL1111 - Common Stock
24.92 EUR
-0.36 (-1.42%)
ZAL gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 59 industry peers in the Specialty Retail industry. ZAL has only an average score on both its financial health and profitability. ZAL is not overvalued while it is showing excellent growth. This is an interesting combination. These ratings would make ZAL suitable for growth investing!
1. Profitability
1.1 Basic Checks
In the past year ZAL was profitable.
ZAL had a positive operating cash flow in the past year.
In the past 5 years ZAL has always been profitable.
ZAL had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
ZAL's Return On Assets of 2.66% is in line compared to the rest of the industry. ZAL outperforms 50.85% of its industry peers.
The Return On Equity of ZAL (8.44%) is comparable to the rest of the industry.
ZAL's Return On Invested Capital of 5.47% is in line compared to the rest of the industry. ZAL outperforms 50.85% of its industry peers.
ZAL had an Average Return On Invested Capital over the past 3 years of 3.34%. This is significantly below the industry average of 10.63%.
The last Return On Invested Capital (5.47%) for ZAL is above the 3 year average (3.34%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.66% | ||
| ROE | 8.44% | ||
| ROIC | 5.47% |
ROA(3y)1.48%
ROA(5y)2.26%
ROE(3y)4.56%
ROE(5y)6.95%
ROIC(3y)3.34%
ROIC(5y)4.59%
1.3 Margins
ZAL's Profit Margin of 2.06% is in line compared to the rest of the industry. ZAL outperforms 52.54% of its industry peers.
ZAL's Profit Margin has improved in the last couple of years.
ZAL has a Operating Margin (3.30%) which is in line with its industry peers.
ZAL's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 40.37%, ZAL is in line with its industry, outperforming 57.63% of the companies in the same industry.
ZAL's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.3% | ||
| PM (TTM) | 2.06% | ||
| GM | 40.37% |
OM growth 3Y-2.26%
OM growth 5Y7.72%
PM growth 3Y1.6%
PM growth 5Y9.08%
GM growth 3Y-0.88%
GM growth 5Y-0.89%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ZAL is destroying value.
Compared to 1 year ago, ZAL has less shares outstanding
Compared to 5 years ago, ZAL has more shares outstanding
The debt/assets ratio for ZAL has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 2.33 indicates that ZAL is not a great score, but indicates only limited risk for bankruptcy at the moment.
The Altman-Z score of ZAL (2.33) is better than 62.71% of its industry peers.
ZAL has a debt to FCF ratio of 3.63. This is a good value and a sign of high solvency as ZAL would need 3.63 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 3.63, ZAL is doing good in the industry, outperforming 66.10% of the companies in the same industry.
A Debt/Equity ratio of 0.44 indicates that ZAL is not too dependend on debt financing.
With a decent Debt to Equity ratio value of 0.44, ZAL is doing good in the industry, outperforming 64.41% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.44 | ||
| Debt/FCF | 3.63 | ||
| Altman-Z | 2.33 |
ROIC/WACC0.88
WACC6.25%
2.3 Liquidity
ZAL has a Current Ratio of 1.12. This is a normal value and indicates that ZAL is financially healthy and should not expect problems in meeting its short term obligations.
ZAL's Current ratio of 1.12 is in line compared to the rest of the industry. ZAL outperforms 42.37% of its industry peers.
ZAL has a Quick Ratio of 1.12. This is a bad value and indicates that ZAL is not financially healthy enough and could expect problems in meeting its short term obligations.
ZAL has a Quick ratio (0.59) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.12 | ||
| Quick Ratio | 0.59 |
3. Growth
3.1 Past
ZAL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 17.72%, which is quite good.
The Earnings Per Share has been growing by 23.33% on average over the past years. This is a very strong growth
Looking at the last year, ZAL shows a quite strong growth in Revenue. The Revenue has grown by 12.06% in the last year.
Measured over the past years, ZAL shows a quite strong growth in Revenue. The Revenue has been growing by 10.28% on average per year.
EPS 1Y (TTM)17.72%
EPS 3Y2.91%
EPS 5Y23.33%
EPS Q2Q%-64.71%
Revenue 1Y (TTM)12.06%
Revenue growth 3Y0.7%
Revenue growth 5Y10.28%
Sales Q2Q%26.46%
3.2 Future
The Earnings Per Share is expected to grow by 27.37% on average over the next years. This is a very strong growth
Based on estimates for the next years, ZAL will show a quite strong growth in Revenue. The Revenue will grow by 10.36% on average per year.
EPS Next Y19.6%
EPS Next 2Y25.42%
EPS Next 3Y24.49%
EPS Next 5Y27.37%
Revenue Next Year16.69%
Revenue Next 2Y15.07%
Revenue Next 3Y11.93%
Revenue Next 5Y10.36%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 26.80, the valuation of ZAL can be described as expensive.
The rest of the industry has a similar Price/Earnings ratio as ZAL.
When comparing the Price/Earnings ratio of ZAL to the average of the S&P500 Index (26.59), we can say ZAL is valued inline with the index average.
With a Price/Forward Earnings ratio of 16.33, ZAL is valued correctly.
Compared to the rest of the industry, the Price/Forward Earnings ratio of ZAL indicates a somewhat cheap valuation: ZAL is cheaper than 61.02% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 24.03, ZAL is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.8 | ||
| Fwd PE | 16.33 |
4.2 Price Multiples
ZAL's Enterprise Value to EBITDA ratio is in line with the industry average.
ZAL's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.57 | ||
| EV/EBITDA | 8.43 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
ZAL has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as ZAL's earnings are expected to grow with 24.49% in the coming years.
PEG (NY)1.37
PEG (5Y)1.15
EPS Next 2Y25.42%
EPS Next 3Y24.49%
5. Dividend
5.1 Amount
ZAL does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
FRA:ZAL (12/23/2025, 7:00:00 PM)
24.92
-0.36 (-1.42%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners57.85%
Inst Owner ChangeN/A
Ins Owners10.09%
Ins Owner ChangeN/A
Market Cap6.58B
Revenue(TTM)11.57B
Net Income(TTM)239.00M
Analysts78.18
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-32.59%
Min EPS beat(2)-62.87%
Max EPS beat(2)-2.31%
EPS beat(4)2
Avg EPS beat(4)210.92%
Min EPS beat(4)-62.87%
Max EPS beat(4)892.08%
EPS beat(8)4
Avg EPS beat(8)93.43%
EPS beat(12)6
Avg EPS beat(12)41.34%
EPS beat(16)7
Avg EPS beat(16)-15.84%
Revenue beat(2)1
Avg Revenue beat(2)1.48%
Min Revenue beat(2)-0.03%
Max Revenue beat(2)2.99%
Revenue beat(4)3
Avg Revenue beat(4)1.29%
Min Revenue beat(4)-0.03%
Max Revenue beat(4)2.99%
Revenue beat(8)4
Avg Revenue beat(8)0.09%
Revenue beat(12)5
Avg Revenue beat(12)-0.24%
Revenue beat(16)5
Avg Revenue beat(16)-0.64%
PT rev (1m)-1.09%
PT rev (3m)-2.7%
EPS NQ rev (1m)5.68%
EPS NQ rev (3m)1.64%
EPS NY rev (1m)-2.55%
EPS NY rev (3m)-8.98%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.41%
Revenue NY rev (1m)0.85%
Revenue NY rev (3m)1.9%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.8 | ||
| Fwd PE | 16.33 | ||
| P/S | 0.57 | ||
| P/FCF | 16.57 | ||
| P/OCF | 10.78 | ||
| P/B | 2.32 | ||
| P/tB | 5.36 | ||
| EV/EBITDA | 8.43 |
EPS(TTM)0.93
EY3.73%
EPS(NY)1.53
Fwd EY6.12%
FCF(TTM)1.5
FCFY6.03%
OCF(TTM)2.31
OCFY9.28%
SpS43.81
BVpS10.72
TBVpS4.65
PEG (NY)1.37
PEG (5Y)1.15
Graham Number14.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.66% | ||
| ROE | 8.44% | ||
| ROCE | 8.93% | ||
| ROIC | 5.47% | ||
| ROICexc | 8.23% | ||
| ROICexgc | 18.89% | ||
| OM | 3.3% | ||
| PM (TTM) | 2.06% | ||
| GM | 40.37% | ||
| FCFM | 3.43% |
ROA(3y)1.48%
ROA(5y)2.26%
ROE(3y)4.56%
ROE(5y)6.95%
ROIC(3y)3.34%
ROIC(5y)4.59%
ROICexc(3y)9.52%
ROICexc(5y)14.27%
ROICexgc(3y)13.4%
ROICexgc(5y)19.23%
ROCE(3y)5.45%
ROCE(5y)7.5%
ROICexgc growth 3Y8.96%
ROICexgc growth 5Y22.36%
ROICexc growth 3Y2.72%
ROICexc growth 5Y17.49%
OM growth 3Y-2.26%
OM growth 5Y7.72%
PM growth 3Y1.6%
PM growth 5Y9.08%
GM growth 3Y-0.88%
GM growth 5Y-0.89%
F-Score7
Asset Turnover1.29
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.44 | ||
| Debt/FCF | 3.63 | ||
| Debt/EBITDA | 1.61 | ||
| Cap/Depr | 55.55% | ||
| Cap/Sales | 1.85% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.63% | ||
| Profit Quality | 166.19% | ||
| Current Ratio | 1.12 | ||
| Quick Ratio | 0.59 | ||
| Altman-Z | 2.33 |
F-Score7
WACC6.25%
ROIC/WACC0.88
Cap/Depr(3y)86.74%
Cap/Depr(5y)104.05%
Cap/Sales(3y)2.65%
Cap/Sales(5y)2.86%
Profit Quality(3y)549.88%
Profit Quality(5y)378.62%
High Growth Momentum
Growth
EPS 1Y (TTM)17.72%
EPS 3Y2.91%
EPS 5Y23.33%
EPS Q2Q%-64.71%
EPS Next Y19.6%
EPS Next 2Y25.42%
EPS Next 3Y24.49%
EPS Next 5Y27.37%
Revenue 1Y (TTM)12.06%
Revenue growth 3Y0.7%
Revenue growth 5Y10.28%
Sales Q2Q%26.46%
Revenue Next Year16.69%
Revenue Next 2Y15.07%
Revenue Next 3Y11.93%
Revenue Next 5Y10.36%
EBIT growth 1Y2.33%
EBIT growth 3Y-1.58%
EBIT growth 5Y18.79%
EBIT Next Year118.17%
EBIT Next 3Y43.08%
EBIT Next 5Y33.41%
FCF growth 1Y-18.24%
FCF growth 3Y16.44%
FCF growth 5Y84.9%
OCF growth 1Y-20.35%
OCF growth 3Y2.01%
OCF growth 5Y14.86%
ZALANDO SE / ZAL.DE FAQ
Can you provide the ChartMill fundamental rating for ZALANDO SE?
ChartMill assigns a fundamental rating of 5 / 10 to ZAL.DE.
What is the valuation status of ZALANDO SE (ZAL.DE) stock?
ChartMill assigns a valuation rating of 4 / 10 to ZALANDO SE (ZAL.DE). This can be considered as Fairly Valued.
Can you provide the profitability details for ZALANDO SE?
ZALANDO SE (ZAL.DE) has a profitability rating of 6 / 10.
What is the expected EPS growth for ZALANDO SE (ZAL.DE) stock?
The Earnings per Share (EPS) of ZALANDO SE (ZAL.DE) is expected to grow by 19.6% in the next year.