ZALANDO SE (ZAL.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:ZAL - DE000ZAL1111 - Common Stock
24.74 EUR
-0.72 (-2.83%)
ZAL gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 61 industry peers in the Specialty Retail industry. ZAL has only an average score on both its financial health and profitability. ZAL is not priced too expensively while it is growing strongly. Keep and eye on this one! These ratings would make ZAL suitable for growth investing!
1. Profitability
1.1 Basic Checks
- In the past year ZAL was profitable.
- ZAL had a positive operating cash flow in the past year.
- In the past 5 years ZAL has always been profitable.
- ZAL had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- ZAL has a Return On Assets of 2.66%. This is comparable to the rest of the industry: ZAL outperforms 57.38% of its industry peers.
- ZAL's Return On Equity of 8.44% is fine compared to the rest of the industry. ZAL outperforms 63.93% of its industry peers.
- ZAL has a Return On Invested Capital (5.47%) which is comparable to the rest of the industry.
- Measured over the past 3 years, the Average Return On Invested Capital for ZAL is significantly below the industry average of 10.05%.
- The 3 year average ROIC (3.34%) for ZAL is below the current ROIC(5.47%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.66% | ||
| ROE | 8.44% | ||
| ROIC | 5.47% |
ROA(3y)1.48%
ROA(5y)2.26%
ROE(3y)4.56%
ROE(5y)6.95%
ROIC(3y)3.34%
ROIC(5y)4.59%
1.3 Margins
- Looking at the Profit Margin, with a value of 2.06%, ZAL is in line with its industry, outperforming 59.02% of the companies in the same industry.
- ZAL's Profit Margin has improved in the last couple of years.
- ZAL has a Operating Margin of 3.30%. This is comparable to the rest of the industry: ZAL outperforms 52.46% of its industry peers.
- ZAL's Operating Margin has improved in the last couple of years.
- ZAL has a better Gross Margin (40.37%) than 60.66% of its industry peers.
- In the last couple of years the Gross Margin of ZAL has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.3% | ||
| PM (TTM) | 2.06% | ||
| GM | 40.37% |
OM growth 3Y-2.26%
OM growth 5Y7.72%
PM growth 3Y1.6%
PM growth 5Y9.08%
GM growth 3Y-0.88%
GM growth 5Y-0.89%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ZAL is destroying value.
- The number of shares outstanding for ZAL has been reduced compared to 1 year ago.
- The number of shares outstanding for ZAL has been increased compared to 5 years ago.
- Compared to 1 year ago, ZAL has an improved debt to assets ratio.
2.2 Solvency
- ZAL has an Altman-Z score of 2.34. This is not the best score and indicates that ZAL is in the grey zone with still only limited risk for bankruptcy at the moment.
- With a Altman-Z score value of 2.34, ZAL perfoms like the industry average, outperforming 59.02% of the companies in the same industry.
- The Debt to FCF ratio of ZAL is 3.63, which is a good value as it means it would take ZAL, 3.63 years of fcf income to pay off all of its debts.
- ZAL has a better Debt to FCF ratio (3.63) than 67.21% of its industry peers.
- ZAL has a Debt/Equity ratio of 0.44. This is a healthy value indicating a solid balance between debt and equity.
- The Debt to Equity ratio of ZAL (0.44) is better than 65.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.44 | ||
| Debt/FCF | 3.63 | ||
| Altman-Z | 2.34 |
ROIC/WACC0.84
WACC6.49%
2.3 Liquidity
- A Current Ratio of 1.12 indicates that ZAL should not have too much problems paying its short term obligations.
- ZAL has a Current ratio of 1.12. This is comparable to the rest of the industry: ZAL outperforms 40.98% of its industry peers.
- A Quick Ratio of 0.59 indicates that ZAL may have some problems paying its short term obligations.
- ZAL's Quick ratio of 0.59 is in line compared to the rest of the industry. ZAL outperforms 49.18% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.12 | ||
| Quick Ratio | 0.59 |
3. Growth
3.1 Past
- ZAL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 17.72%, which is quite good.
- ZAL shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 23.33% yearly.
- The Revenue has grown by 12.06% in the past year. This is quite good.
- The Revenue has been growing by 10.28% on average over the past years. This is quite good.
EPS 1Y (TTM)17.72%
EPS 3Y2.91%
EPS 5Y23.33%
EPS Q2Q%-64.71%
Revenue 1Y (TTM)12.06%
Revenue growth 3Y0.7%
Revenue growth 5Y10.28%
Sales Q2Q%26.46%
3.2 Future
- ZAL is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 26.63% yearly.
- The Revenue is expected to grow by 10.27% on average over the next years. This is quite good.
EPS Next Y20.6%
EPS Next 2Y25.64%
EPS Next 3Y24.54%
EPS Next 5Y26.63%
Revenue Next Year16.7%
Revenue Next 2Y15.08%
Revenue Next 3Y11.96%
Revenue Next 5Y10.27%
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 26.60, which means the current valuation is very expensive for ZAL.
- Based on the Price/Earnings ratio, ZAL is valued a bit cheaper than the industry average as 63.93% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Earnings ratio of 26.94, ZAL is valued at the same level.
- ZAL is valuated correctly with a Price/Forward Earnings ratio of 16.16.
- Based on the Price/Forward Earnings ratio, ZAL is valued a bit cheaper than the industry average as 65.57% of the companies are valued more expensively.
- ZAL's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 23.94.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.6 | ||
| Fwd PE | 16.16 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, ZAL is valued a bit cheaper than 60.66% of the companies in the same industry.
- The rest of the industry has a similar Price/Free Cash Flow ratio as ZAL.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.45 | ||
| EV/EBITDA | 8.62 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- The decent profitability rating of ZAL may justify a higher PE ratio.
- ZAL's earnings are expected to grow with 24.54% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.29
PEG (5Y)1.14
EPS Next 2Y25.64%
EPS Next 3Y24.54%
5. Dividend
5.1 Amount
- ZAL does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
FRA:ZAL (1/20/2026, 5:29:50 PM)
24.74
-0.72 (-2.83%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)11-06 2025-11-06/bmo
Earnings (Next)03-12 2026-03-12/amc
Inst Owners60.67%
Inst Owner ChangeN/A
Ins Owners10.12%
Ins Owner ChangeN/A
Market Cap6.54B
Revenue(TTM)11.57B
Net Income(TTM)239.00M
Analysts78.18
Price Target37.08 (49.88%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-32.59%
Min EPS beat(2)-62.87%
Max EPS beat(2)-2.31%
EPS beat(4)2
Avg EPS beat(4)210.92%
Min EPS beat(4)-62.87%
Max EPS beat(4)892.08%
EPS beat(8)4
Avg EPS beat(8)93.43%
EPS beat(12)6
Avg EPS beat(12)41.34%
EPS beat(16)7
Avg EPS beat(16)-15.84%
Revenue beat(2)1
Avg Revenue beat(2)1.48%
Min Revenue beat(2)-0.03%
Max Revenue beat(2)2.99%
Revenue beat(4)3
Avg Revenue beat(4)1.29%
Min Revenue beat(4)-0.03%
Max Revenue beat(4)2.99%
Revenue beat(8)4
Avg Revenue beat(8)0.09%
Revenue beat(12)5
Avg Revenue beat(12)-0.24%
Revenue beat(16)5
Avg Revenue beat(16)-0.64%
PT rev (1m)1.73%
PT rev (3m)-1.11%
EPS NQ rev (1m)0%
EPS NQ rev (3m)9.73%
EPS NY rev (1m)0.84%
EPS NY rev (3m)-0.57%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.68%
Revenue NY rev (1m)0.01%
Revenue NY rev (3m)2.2%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.6 | ||
| Fwd PE | 16.16 | ||
| P/S | 0.56 | ||
| P/FCF | 16.45 | ||
| P/OCF | 10.7 | ||
| P/B | 2.31 | ||
| P/tB | 5.32 | ||
| EV/EBITDA | 8.62 |
EPS(TTM)0.93
EY3.76%
EPS(NY)1.53
Fwd EY6.19%
FCF(TTM)1.5
FCFY6.08%
OCF(TTM)2.31
OCFY9.35%
SpS43.81
BVpS10.72
TBVpS4.65
PEG (NY)1.29
PEG (5Y)1.14
Graham Number14.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.66% | ||
| ROE | 8.44% | ||
| ROCE | 8.93% | ||
| ROIC | 5.47% | ||
| ROICexc | 8.23% | ||
| ROICexgc | 18.89% | ||
| OM | 3.3% | ||
| PM (TTM) | 2.06% | ||
| GM | 40.37% | ||
| FCFM | 3.43% |
ROA(3y)1.48%
ROA(5y)2.26%
ROE(3y)4.56%
ROE(5y)6.95%
ROIC(3y)3.34%
ROIC(5y)4.59%
ROICexc(3y)9.52%
ROICexc(5y)14.27%
ROICexgc(3y)13.4%
ROICexgc(5y)19.23%
ROCE(3y)5.45%
ROCE(5y)7.5%
ROICexgc growth 3Y8.96%
ROICexgc growth 5Y22.36%
ROICexc growth 3Y2.72%
ROICexc growth 5Y17.49%
OM growth 3Y-2.26%
OM growth 5Y7.72%
PM growth 3Y1.6%
PM growth 5Y9.08%
GM growth 3Y-0.88%
GM growth 5Y-0.89%
F-Score7
Asset Turnover1.29
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.44 | ||
| Debt/FCF | 3.63 | ||
| Debt/EBITDA | 1.61 | ||
| Cap/Depr | 55.55% | ||
| Cap/Sales | 1.85% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.63% | ||
| Profit Quality | 166.19% | ||
| Current Ratio | 1.12 | ||
| Quick Ratio | 0.59 | ||
| Altman-Z | 2.34 |
F-Score7
WACC6.49%
ROIC/WACC0.84
Cap/Depr(3y)86.74%
Cap/Depr(5y)104.05%
Cap/Sales(3y)2.65%
Cap/Sales(5y)2.86%
Profit Quality(3y)549.88%
Profit Quality(5y)378.62%
High Growth Momentum
Growth
EPS 1Y (TTM)17.72%
EPS 3Y2.91%
EPS 5Y23.33%
EPS Q2Q%-64.71%
EPS Next Y20.6%
EPS Next 2Y25.64%
EPS Next 3Y24.54%
EPS Next 5Y26.63%
Revenue 1Y (TTM)12.06%
Revenue growth 3Y0.7%
Revenue growth 5Y10.28%
Sales Q2Q%26.46%
Revenue Next Year16.7%
Revenue Next 2Y15.08%
Revenue Next 3Y11.96%
Revenue Next 5Y10.27%
EBIT growth 1Y2.33%
EBIT growth 3Y-1.58%
EBIT growth 5Y18.79%
EBIT Next Year118.78%
EBIT Next 3Y43.23%
EBIT Next 5Y33.35%
FCF growth 1Y-18.24%
FCF growth 3Y16.44%
FCF growth 5Y84.9%
OCF growth 1Y-20.35%
OCF growth 3Y2.01%
OCF growth 5Y14.86%
ZALANDO SE / ZAL.DE FAQ
Can you provide the ChartMill fundamental rating for ZALANDO SE?
ChartMill assigns a fundamental rating of 5 / 10 to ZAL.DE.
Can you provide the valuation status for ZALANDO SE?
ChartMill assigns a valuation rating of 5 / 10 to ZALANDO SE (ZAL.DE). This can be considered as Fairly Valued.
Can you provide the profitability details for ZALANDO SE?
ZALANDO SE (ZAL.DE) has a profitability rating of 6 / 10.
What is the valuation of ZALANDO SE based on its PE and PB ratios?
The Price/Earnings (PE) ratio for ZALANDO SE (ZAL.DE) is 26.6 and the Price/Book (PB) ratio is 2.31.
What is the financial health of ZALANDO SE (ZAL.DE) stock?
The financial health rating of ZALANDO SE (ZAL.DE) is 5 / 10.