ZILLOW GROUP INC - C (Z) Stock Fundamental Analysis
NASDAQ:Z • US98954M2008
45.46 USD
-0.09 (-0.2%)
At close: Feb 20, 2026
45.46 USD
0 (0%)
After Hours: 2/20/2026, 8:11:34 PM
Z gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 63 industry peers in the Real Estate Management & Development industry. No worries on liquidiy or solvency for Z as it has an excellent financial health rating, but there are worries on the profitability. Z has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- In the past year Z was profitable.
- Z had a positive operating cash flow in the past year.
- Z had negative earnings in 4 of the past 5 years.
- Z had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- Z has a Return On Assets (0.40%) which is in line with its industry peers.
- Z's Return On Equity of 0.47% is in line compared to the rest of the industry. Z outperforms 57.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.4% | ||
| ROE | 0.47% | ||
| ROIC | N/A |
ROA(3y)-1.3%
ROA(5y)-2.07%
ROE(3y)-1.78%
ROE(5y)-3.49%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 0.89%, Z is in line with its industry, outperforming 53.97% of the companies in the same industry.
- With an excellent Gross Margin value of 74.14%, Z belongs to the best of the industry, outperforming 88.89% of the companies in the same industry.
- In the last couple of years the Gross Margin of Z has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 0.89% | ||
| GM | 74.14% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.19%
GM growth 5Y9.35%
2. Health
2.1 Basic Checks
- Z does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, Z has less shares outstanding
- Compared to 5 years ago, Z has about the same amount of shares outstanding.
- Compared to 1 year ago, Z has an improved debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 8.54 indicates that Z is not in any danger for bankruptcy at the moment.
- Z has a better Altman-Z score (8.54) than 88.89% of its industry peers.
- The Debt to FCF ratio of Z is 3.60, which is a good value as it means it would take Z, 3.60 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 3.60, Z is in the better half of the industry, outperforming 74.60% of the companies in the same industry.
- A Debt/Equity ratio of 0.07 indicates that Z is not too dependend on debt financing.
- Z's Debt to Equity ratio of 0.07 is fine compared to the rest of the industry. Z outperforms 76.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.07 | ||
| Debt/FCF | 3.6 | ||
| Altman-Z | 8.54 |
ROIC/WACCN/A
WACC8.49%
2.3 Liquidity
- Z has a Current Ratio of 3.13. This indicates that Z is financially healthy and has no problem in meeting its short term obligations.
- With a decent Current ratio value of 3.13, Z is doing good in the industry, outperforming 76.19% of the companies in the same industry.
- A Quick Ratio of 3.13 indicates that Z has no problem at all paying its short term obligations.
- Z has a better Quick ratio (3.13) than 79.37% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.13 | ||
| Quick Ratio | 3.13 |
3. Growth
3.1 Past
- Z shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 19.71%, which is quite good.
- The Earnings Per Share has been growing by 35.43% on average over the past years. This is a very strong growth
- Z shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 15.52%.
- Measured over the past years, Z shows a decrease in Revenue. The Revenue has been decreasing by -5.01% on average per year.
EPS 1Y (TTM)19.71%
EPS 3Y1.9%
EPS 5Y35.43%
EPS Q2Q%44.44%
Revenue 1Y (TTM)15.52%
Revenue growth 3Y9.67%
Revenue growth 5Y-5.01%
Sales Q2Q%18.05%
3.2 Future
- Based on estimates for the next years, Z will show a very strong growth in Earnings Per Share. The EPS will grow by 33.55% on average per year.
- Z is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 13.61% yearly.
EPS Next Y37.18%
EPS Next 2Y34.86%
EPS Next 3Y39.87%
EPS Next 5Y33.55%
Revenue Next Year15.62%
Revenue Next 2Y14.43%
Revenue Next 3Y13.67%
Revenue Next 5Y13.61%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 27.72, which means the current valuation is very expensive for Z.
- Based on the Price/Earnings ratio, Z is valued a bit cheaper than the industry average as 68.25% of the companies are valued more expensively.
- Z's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 26.99.
- A Price/Forward Earnings ratio of 20.21 indicates a rather expensive valuation of Z.
- 80.95% of the companies in the same industry are more expensive than Z, based on the Price/Forward Earnings ratio.
- When comparing the Price/Forward Earnings ratio of Z to the average of the S&P500 Index (28.06), we can say Z is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.72 | ||
| Fwd PE | 20.21 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of Z is on the same level as its industry peers.
- Based on the Price/Free Cash Flow ratio, Z is valued a bit cheaper than the industry average as 61.90% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 108.95 | ||
| EV/EBITDA | 39.67 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- Z's earnings are expected to grow with 39.87% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.75
PEG (5Y)0.78
EPS Next 2Y34.86%
EPS Next 3Y39.87%
5. Dividend
5.1 Amount
- Z does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
45.46
-0.09 (-0.2%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)02-10 2026-02-10/amc
Earnings (Next)05-05 2026-05-05/amc
Inst Owners99.3%
Inst Owner Change2.64%
Ins Owners6.41%
Ins Owner Change2.34%
Market Cap11.00B
Revenue(TTM)2.58B
Net Income(TTM)23.00M
Analysts74.67
Price Target88.49 (94.65%)
Short Float %5.87%
Short Ratio2.74
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.12%
Min EPS beat(2)-4.41%
Max EPS beat(2)0.18%
EPS beat(4)2
Avg EPS beat(4)-0.76%
Min EPS beat(4)-7.26%
Max EPS beat(4)8.47%
EPS beat(8)5
Avg EPS beat(8)6.73%
EPS beat(12)9
Avg EPS beat(12)38.85%
EPS beat(16)13
Avg EPS beat(16)84.33%
Revenue beat(2)0
Avg Revenue beat(2)-1.31%
Min Revenue beat(2)-1.43%
Max Revenue beat(2)-1.18%
Revenue beat(4)0
Avg Revenue beat(4)-0.92%
Min Revenue beat(4)-1.43%
Max Revenue beat(4)-0.3%
Revenue beat(8)3
Avg Revenue beat(8)0.61%
Revenue beat(12)7
Avg Revenue beat(12)1.87%
Revenue beat(16)9
Avg Revenue beat(16)-6.6%
PT rev (1m)-0.29%
PT rev (3m)-2.41%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.17%
EPS NY rev (1m)0%
EPS NY rev (3m)0.28%
Revenue NQ rev (1m)0.02%
Revenue NQ rev (3m)0.02%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.08%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.72 | ||
| Fwd PE | 20.21 | ||
| P/S | 4.26 | ||
| P/FCF | 108.95 | ||
| P/OCF | 29.9 | ||
| P/B | 2.25 | ||
| P/tB | 6.17 | ||
| EV/EBITDA | 39.67 |
EPS(TTM)1.64
EY3.61%
EPS(NY)2.25
Fwd EY4.95%
FCF(TTM)0.42
FCFY0.92%
OCF(TTM)1.52
OCFY3.34%
SpS10.67
BVpS20.18
TBVpS7.36
PEG (NY)0.75
PEG (5Y)0.78
Graham Number27.29
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.4% | ||
| ROE | 0.47% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 0.89% | ||
| GM | 74.14% | ||
| FCFM | 3.91% |
ROA(3y)-1.3%
ROA(5y)-2.07%
ROE(3y)-1.78%
ROE(5y)-3.49%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.19%
GM growth 5Y9.35%
F-Score8
Asset Turnover0.45
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.07 | ||
| Debt/FCF | 3.6 | ||
| Debt/EBITDA | 1.57 | ||
| Cap/Depr | 101.14% | ||
| Cap/Sales | 10.34% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | 158.62% | ||
| Profit Quality | 439.13% | ||
| Current Ratio | 3.13 | ||
| Quick Ratio | 3.13 | ||
| Altman-Z | 8.54 |
F-Score8
WACC8.49%
ROIC/WACCN/A
Cap/Depr(3y)81.29%
Cap/Depr(5y)78.02%
Cap/Sales(3y)8.82%
Cap/Sales(5y)6.98%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)19.71%
EPS 3Y1.9%
EPS 5Y35.43%
EPS Q2Q%44.44%
EPS Next Y37.18%
EPS Next 2Y34.86%
EPS Next 3Y39.87%
EPS Next 5Y33.55%
Revenue 1Y (TTM)15.52%
Revenue growth 3Y9.67%
Revenue growth 5Y-5.01%
Sales Q2Q%18.05%
Revenue Next Year15.62%
Revenue Next 2Y14.43%
Revenue Next 3Y13.67%
Revenue Next 5Y13.61%
EBIT growth 1Y83.16%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1915.73%
EBIT Next 3Y215.92%
EBIT Next 5Y113.16%
FCF growth 1Y-60.7%
FCF growth 3Y-71.5%
FCF growth 5Y-20.38%
OCF growth 1Y-14.02%
OCF growth 3Y-56.61%
OCF growth 5Y-2.8%
ZILLOW GROUP INC - C / Z FAQ
What is the ChartMill fundamental rating of ZILLOW GROUP INC - C (Z) stock?
ChartMill assigns a fundamental rating of 5 / 10 to Z.
What is the valuation status of ZILLOW GROUP INC - C (Z) stock?
ChartMill assigns a valuation rating of 5 / 10 to ZILLOW GROUP INC - C (Z). This can be considered as Fairly Valued.
What is the profitability of Z stock?
ZILLOW GROUP INC - C (Z) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for Z stock?
The Price/Earnings (PE) ratio for ZILLOW GROUP INC - C (Z) is 27.72 and the Price/Book (PB) ratio is 2.25.
What is the financial health of ZILLOW GROUP INC - C (Z) stock?
The financial health rating of ZILLOW GROUP INC - C (Z) is 8 / 10.