CLEAR SECURE INC -CLASS A (YOU) Stock Fundamental Analysis
NYSE:YOU - New York Stock Exchange, Inc. - US18467V1098 - Common Stock - Currency: USD
YOU gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 282 industry peers in the Software industry. YOU has an average financial health and profitability rating. YOU has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year YOU was profitable.
In the past year YOU had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: YOU reported negative net income in multiple years.
YOU had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 15.86%, YOU belongs to the top of the industry, outperforming 91.84% of the companies in the same industry.
YOU has a better Return On Equity (151.06%) than 99.65% of its industry peers.
YOU's Return On Invested Capital of 25.48% is amongst the best of the industry. YOU outperforms 95.39% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 15.86% | ||
| ROE | 151.06% | ||
| ROIC | 25.48% |
ROA(3y)3.52%
ROA(5y)0.42%
ROE(3y)25.02%
ROE(5y)10.15%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
YOU's Profit Margin of 21.96% is amongst the best of the industry. YOU outperforms 90.07% of its industry peers.
YOU has a better Operating Margin (16.99%) than 84.75% of its industry peers.
YOU has a Gross Margin of 85.82%. This is amongst the best in the industry. YOU outperforms 93.62% of its industry peers.
In the last couple of years the Gross Margin of YOU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.99% | ||
| PM (TTM) | 21.96% | ||
| GM | 85.82% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.14%
GM growth 5Y0.59%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so YOU is creating value.
Compared to 1 year ago, YOU has less shares outstanding
The number of shares outstanding for YOU has been reduced compared to 5 years ago.
YOU has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
YOU has an Altman-Z score of 3.40. This indicates that YOU is financially healthy and has little risk of bankruptcy at the moment.
YOU has a Altman-Z score (3.40) which is comparable to the rest of the industry.
There is no outstanding debt for YOU. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 3.4 |
ROIC/WACC2.34
WACC10.9%
2.3 Liquidity
YOU has a Current Ratio of 0.85. This is a bad value and indicates that YOU is not financially healthy enough and could expect problems in meeting its short term obligations.
YOU has a Current ratio of 0.85. This is in the lower half of the industry: YOU underperforms 79.43% of its industry peers.
A Quick Ratio of 0.85 indicates that YOU may have some problems paying its short term obligations.
YOU has a worse Quick ratio (0.85) than 78.72% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.85 | ||
| Quick Ratio | 0.85 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 133.33% over the past year.
YOU shows a strong growth in Revenue. In the last year, the Revenue has grown by 21.58%.
Measured over the past years, YOU shows a very strong growth in Revenue. The Revenue has been growing by 31.99% on average per year.
EPS 1Y (TTM)133.33%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%25%
Revenue 1Y (TTM)21.58%
Revenue growth 3Y44.76%
Revenue growth 5Y31.99%
Sales Q2Q%18.05%
3.2 Future
Based on estimates for the next years, YOU will show a decrease in Earnings Per Share. The EPS will decrease by -3.62% on average per year.
YOU is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.27% yearly.
EPS Next Y-39.65%
EPS Next 2Y-15.02%
EPS Next 3Y-3.62%
EPS Next 5YN/A
Revenue Next Year14.28%
Revenue Next 2Y12.35%
Revenue Next 3Y10.59%
Revenue Next 5Y9.27%
3.3 Evolution
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
YOU is valuated correctly with a Price/Earnings ratio of 15.14.
Based on the Price/Earnings ratio, YOU is valued cheaply inside the industry as 87.23% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 27.30, YOU is valued a bit cheaper.
A Price/Forward Earnings ratio of 21.77 indicates a rather expensive valuation of YOU.
Compared to the rest of the industry, the Price/Forward Earnings ratio of YOU indicates a somewhat cheap valuation: YOU is cheaper than 74.47% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 21.76. YOU is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.14 | ||
| Fwd PE | 21.77 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, YOU is valued cheaply inside the industry as 85.11% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, YOU is valued cheaply inside the industry as 93.26% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.8 | ||
| EV/EBITDA | 17.35 |
4.3 Compensation for Growth
YOU has a very decent profitability rating, which may justify a higher PE ratio.
YOU's earnings are expected to decrease with -3.62% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-15.02%
EPS Next 3Y-3.62%
5. Dividend
5.1 Amount
YOU has a Yearly Dividend Yield of 1.72%.
Compared to an average industry Dividend Yield of 33.28, YOU pays a better dividend. On top of this YOU pays more dividend than 95.39% of the companies listed in the same industry.
Compared to the average S&P500 Dividend Yield of 2.37, YOU is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.72% |
5.2 History
YOU has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
54.91% of the earnings are spent on dividend by YOU. This is a bit on the high side, but may be sustainable.
DP54.91%
EPS Next 2Y-15.02%
EPS Next 3Y-3.62%
28.61
-0.09 (-0.31%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners107.54%
Inst Owner Change-0.04%
Ins Owners9%
Ins Owner Change-9.89%
Market Cap3.81B
Analysts70
Price Target30.75 (7.48%)
Short Float %26.3%
Short Ratio12.28
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.72% |
Yearly Dividend0.47
Dividend Growth(5Y)N/A
DP54.91%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)109.39%
Min EPS beat(2)15.99%
Max EPS beat(2)202.79%
EPS beat(4)3
Avg EPS beat(4)59.75%
Min EPS beat(4)-10.11%
Max EPS beat(4)202.79%
EPS beat(8)7
Avg EPS beat(8)64.8%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)0.82%
Min Revenue beat(2)0.6%
Max Revenue beat(2)1.03%
Revenue beat(4)4
Avg Revenue beat(4)0.79%
Min Revenue beat(4)0.59%
Max Revenue beat(4)1.03%
Revenue beat(8)8
Avg Revenue beat(8)2.1%
Revenue beat(12)12
Avg Revenue beat(12)2.04%
Revenue beat(16)16
Avg Revenue beat(16)1.92%
PT rev (1m)0.48%
PT rev (3m)-4.52%
EPS NQ rev (1m)-11.23%
EPS NQ rev (3m)-33.73%
EPS NY rev (1m)-26.93%
EPS NY rev (3m)-27.01%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.18%
Revenue NY rev (1m)0.04%
Revenue NY rev (3m)-0.24%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.14 | ||
| Fwd PE | 21.77 | ||
| P/S | 4.74 | ||
| P/FCF | 12.8 | ||
| P/OCF | 12.13 | ||
| P/B | 32.62 | ||
| P/tB | 95.8 | ||
| EV/EBITDA | 17.35 |
EPS(TTM)1.89
EY6.61%
EPS(NY)1.31
Fwd EY4.59%
FCF(TTM)2.23
FCFY7.81%
OCF(TTM)2.36
OCFY8.24%
SpS6.03
BVpS0.88
TBVpS0.3
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 15.86% | ||
| ROE | 151.06% | ||
| ROCE | 32.25% | ||
| ROIC | 25.48% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 16.99% | ||
| PM (TTM) | 21.96% | ||
| GM | 85.82% | ||
| FCFM | 37.03% |
ROA(3y)3.52%
ROA(5y)0.42%
ROE(3y)25.02%
ROE(5y)10.15%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.14%
GM growth 5Y0.59%
F-Score8
Asset Turnover0.72
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 61% | ||
| Cap/Sales | 2.05% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 192.06% | ||
| Profit Quality | 168.63% | ||
| Current Ratio | 0.85 | ||
| Quick Ratio | 0.85 | ||
| Altman-Z | 3.4 |
F-Score8
WACC10.9%
ROIC/WACC2.34
Cap/Depr(3y)112.32%
Cap/Depr(5y)150.12%
Cap/Sales(3y)4.38%
Cap/Sales(5y)6.38%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)133.33%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%25%
EPS Next Y-39.65%
EPS Next 2Y-15.02%
EPS Next 3Y-3.62%
EPS Next 5YN/A
Revenue 1Y (TTM)21.58%
Revenue growth 3Y44.76%
Revenue growth 5Y31.99%
Sales Q2Q%18.05%
Revenue Next Year14.28%
Revenue Next 2Y12.35%
Revenue Next 3Y10.59%
Revenue Next 5Y9.27%
EBIT growth 1Y130.82%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year84.77%
EBIT Next 3Y35.76%
EBIT Next 5Y22.62%
FCF growth 1Y76.41%
FCF growth 3Y90.95%
FCF growth 5Y189.23%
OCF growth 1Y53.61%
OCF growth 3Y61.88%
OCF growth 5Y77.89%