CLEAR SECURE INC -CLASS A (YOU) Stock Fundamental Analysis

NYSE:YOU • US18467V1098

33.34 USD
+0.84 (+2.58%)
At close: Feb 18, 2026
33.49 USD
+0.15 (+0.45%)
After Hours: 2/18/2026, 7:08:13 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

YOU gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 276 industry peers in the Software industry. YOU has only an average score on both its financial health and profitability. YOU is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • YOU had positive earnings in the past year.
  • In the past year YOU had a positive cash flow from operations.
  • In multiple years YOU reported negative net income over the last 5 years.
  • YOU had a positive operating cash flow in 4 of the past 5 years.
YOU Yearly Net Income VS EBIT VS OCF VS FCFYOU Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 0 100M -100M 200M

1.2 Ratios

  • YOU's Return On Assets of 16.14% is amongst the best of the industry. YOU outperforms 92.39% of its industry peers.
  • With an excellent Return On Equity value of 122.29%, YOU belongs to the best of the industry, outperforming 98.55% of the companies in the same industry.
  • The Return On Invested Capital of YOU (26.72%) is better than 95.65% of its industry peers.
Industry RankSector Rank
ROA 16.14%
ROE 122.29%
ROIC 26.72%
ROA(3y)3.52%
ROA(5y)0.42%
ROE(3y)25.02%
ROE(5y)10.15%
ROIC(3y)N/A
ROIC(5y)N/A
YOU Yearly ROA, ROE, ROICYOU Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 0 20 -20 40 60 80

1.3 Margins

  • YOU's Profit Margin of 20.97% is amongst the best of the industry. YOU outperforms 85.14% of its industry peers.
  • Looking at the Operating Margin, with a value of 19.25%, YOU belongs to the top of the industry, outperforming 85.14% of the companies in the same industry.
  • Looking at the Gross Margin, with a value of 85.98%, YOU belongs to the top of the industry, outperforming 92.75% of the companies in the same industry.
  • In the last couple of years the Gross Margin of YOU has remained more or less at the same level.
Industry RankSector Rank
OM 19.25%
PM (TTM) 20.97%
GM 85.99%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.14%
GM growth 5Y0.59%
YOU Yearly Profit, Operating, Gross MarginsYOU Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 0 20 -20 40 -40 60 80

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

6

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so YOU is creating value.
  • The number of shares outstanding for YOU has been reduced compared to 1 year ago.
  • Compared to 5 years ago, YOU has less shares outstanding
  • There is no outstanding debt for YOU. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
YOU Yearly Shares OutstandingYOU Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 50M 100M 150M
YOU Yearly Total Debt VS Total AssetsYOU Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

  • YOU has an Altman-Z score of 3.99. This indicates that YOU is financially healthy and has little risk of bankruptcy at the moment.
  • YOU's Altman-Z score of 3.99 is fine compared to the rest of the industry. YOU outperforms 73.55% of its industry peers.
  • There is no outstanding debt for YOU. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 3.99
ROIC/WACC2.44
WACC10.97%
YOU Yearly LT Debt VS Equity VS FCFYOU Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 100M 200M

2.3 Liquidity

  • YOU has a Current Ratio of 0.93. This is a bad value and indicates that YOU is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Current ratio value of 0.93, YOU is not doing good in the industry: 77.90% of the companies in the same industry are doing better.
  • A Quick Ratio of 0.93 indicates that YOU may have some problems paying its short term obligations.
  • YOU has a Quick ratio of 0.93. This is in the lower half of the industry: YOU underperforms 77.90% of its industry peers.
Industry RankSector Rank
Current Ratio 0.93
Quick Ratio 0.93
YOU Yearly Current Assets VS Current LiabilitesYOU Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 200M 400M 600M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • YOU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 65.14%, which is quite impressive.
  • The Revenue has grown by 17.83% in the past year. This is quite good.
  • The Revenue has been growing by 31.99% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)65.14%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-3.33%
Revenue 1Y (TTM)17.83%
Revenue growth 3Y44.76%
Revenue growth 5Y31.99%
Sales Q2Q%15.51%

3.2 Future

  • Based on estimates for the next years, YOU will show a decrease in Earnings Per Share. The EPS will decrease by -4.90% on average per year.
  • Based on estimates for the next years, YOU will show a quite strong growth in Revenue. The Revenue will grow by 9.27% on average per year.
EPS Next Y-39.84%
EPS Next 2Y-15.77%
EPS Next 3Y-4.9%
EPS Next 5YN/A
Revenue Next Year16.87%
Revenue Next 2Y14.68%
Revenue Next 3Y13.67%
Revenue Next 5Y9.27%

3.3 Evolution

  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
YOU Yearly Revenue VS EstimatesYOU Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2032 500M 1B 1.5B
YOU Yearly EPS VS EstimatesYOU Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 0 0.5 -0.5 1 -1 1.5

More info and screens

Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 18.52, the valuation of YOU can be described as rather expensive.
  • YOU's Price/Earnings ratio is a bit cheaper when compared to the industry. YOU is cheaper than 72.46% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 27.27, YOU is valued a bit cheaper.
  • YOU is valuated quite expensively with a Price/Forward Earnings ratio of 25.82.
  • YOU's Price/Forward Earnings is on the same level as the industry average.
  • YOU is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 28.16, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 18.52
Fwd PE 25.82
YOU Price Earnings VS Forward Price EarningsYOU Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • 75.36% of the companies in the same industry are more expensive than YOU, based on the Enterprise Value to EBITDA ratio.
  • YOU's Price/Free Cash Flow ratio is rather cheap when compared to the industry. YOU is cheaper than 80.43% of the companies in the same industry.
Industry RankSector Rank
P/FCF 15.33
EV/EBITDA 17.19
YOU Per share dataYOU EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6

4.3 Compensation for Growth

  • YOU has a very decent profitability rating, which may justify a higher PE ratio.
  • YOU's earnings are expected to decrease with -4.90% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-15.77%
EPS Next 3Y-4.9%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. Dividend

5.1 Amount

  • YOU has a Yearly Dividend Yield of 1.39%. Purely for dividend investing, there may be better candidates out there.
  • YOU's Dividend Yield is rather good when compared to the industry average which is at 0.60. YOU pays more dividend than 93.84% of the companies in the same industry.
  • Compared to the average S&P500 Dividend Yield of 1.84, YOU is paying slightly less dividend.
Industry RankSector Rank
Dividend Yield 1.39%

5.2 History

  • YOU has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
YOU Yearly Dividends per shareYOU Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 0.2 0.4 0.6 0.8

5.3 Sustainability

  • YOU pays out 40.24% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP40.24%
EPS Next 2Y-15.77%
EPS Next 3Y-4.9%
YOU Yearly Income VS Free CF VS DividendYOU Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2019 2020 2021 2022 2023 2024 0 100M 200M
YOU Dividend Payout.YOU Dividend Payout, showing the Payout Ratio.YOU Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

CLEAR SECURE INC -CLASS A

NYSE:YOU (2/18/2026, 7:08:13 PM)

After market: 33.49 +0.15 (+0.45%)

33.34

+0.84 (+2.58%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-06
Earnings (Next)02-25
Inst Owners101.78%
Inst Owner Change-1.62%
Ins Owners7.02%
Ins Owner Change-7.47%
Market Cap4.44B
Revenue(TTM)866.30M
Net Income(TTM)181.69M
Analysts72.31
Price Target40.57 (21.69%)
Short Float %15.18%
Short Ratio9.42
Dividend
Industry RankSector Rank
Dividend Yield 1.39%
Yearly Dividend0.47
Dividend Growth(5Y)N/A
DP40.24%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.71%
Min EPS beat(2)1.51%
Max EPS beat(2)7.9%
EPS beat(4)4
Avg EPS beat(4)57.05%
Min EPS beat(4)1.51%
Max EPS beat(4)202.79%
EPS beat(8)7
Avg EPS beat(8)39.61%
EPS beat(12)11
Avg EPS beat(12)65.91%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)1.03%
Min Revenue beat(2)0.94%
Max Revenue beat(2)1.11%
Revenue beat(4)4
Avg Revenue beat(4)0.92%
Min Revenue beat(4)0.6%
Max Revenue beat(4)1.11%
Revenue beat(8)8
Avg Revenue beat(8)1.14%
Revenue beat(12)12
Avg Revenue beat(12)1.87%
Revenue beat(16)16
Avg Revenue beat(16)1.89%
PT rev (1m)1.99%
PT rev (3m)11.66%
EPS NQ rev (1m)-5.58%
EPS NQ rev (3m)-4.25%
EPS NY rev (1m)0%
EPS NY rev (3m)1.31%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.48%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.95%
Valuation
Industry RankSector Rank
PE 18.52
Fwd PE 25.82
P/S 5.12
P/FCF 15.33
P/OCF 14.29
P/B 29.88
P/tB 58.7
EV/EBITDA 17.19
EPS(TTM)1.8
EY5.4%
EPS(NY)1.29
Fwd EY3.87%
FCF(TTM)2.17
FCFY6.52%
OCF(TTM)2.33
OCFY7%
SpS6.51
BVpS1.12
TBVpS0.57
PEG (NY)N/A
PEG (5Y)N/A
Graham Number6.72
Profitability
Industry RankSector Rank
ROA 16.14%
ROE 122.29%
ROCE 33.82%
ROIC 26.72%
ROICexc N/A
ROICexgc N/A
OM 19.25%
PM (TTM) 20.97%
GM 85.99%
FCFM 33.43%
ROA(3y)3.52%
ROA(5y)0.42%
ROE(3y)25.02%
ROE(5y)10.15%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.14%
GM growth 5Y0.59%
F-Score7
Asset Turnover0.77
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 76.06%
Cap/Sales 2.43%
Interest Coverage 250
Cash Conversion 159.75%
Profit Quality 159.38%
Current Ratio 0.93
Quick Ratio 0.93
Altman-Z 3.99
F-Score7
WACC10.97%
ROIC/WACC2.44
Cap/Depr(3y)112.32%
Cap/Depr(5y)150.12%
Cap/Sales(3y)4.38%
Cap/Sales(5y)6.38%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)65.14%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-3.33%
EPS Next Y-39.84%
EPS Next 2Y-15.77%
EPS Next 3Y-4.9%
EPS Next 5YN/A
Revenue 1Y (TTM)17.83%
Revenue growth 3Y44.76%
Revenue growth 5Y31.99%
Sales Q2Q%15.51%
Revenue Next Year16.87%
Revenue Next 2Y14.68%
Revenue Next 3Y13.67%
Revenue Next 5Y9.27%
EBIT growth 1Y60.46%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year109.6%
EBIT Next 3Y44.17%
EBIT Next 5Y22.62%
FCF growth 1Y61.14%
FCF growth 3Y90.95%
FCF growth 5Y189.23%
OCF growth 1Y47.79%
OCF growth 3Y61.88%
OCF growth 5Y77.89%

CLEAR SECURE INC -CLASS A / YOU FAQ

What is the ChartMill fundamental rating of CLEAR SECURE INC -CLASS A (YOU) stock?

ChartMill assigns a fundamental rating of 5 / 10 to YOU.


Can you provide the valuation status for CLEAR SECURE INC -CLASS A?

ChartMill assigns a valuation rating of 4 / 10 to CLEAR SECURE INC -CLASS A (YOU). This can be considered as Fairly Valued.


Can you provide the profitability details for CLEAR SECURE INC -CLASS A?

CLEAR SECURE INC -CLASS A (YOU) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for YOU stock?

The Price/Earnings (PE) ratio for CLEAR SECURE INC -CLASS A (YOU) is 18.52 and the Price/Book (PB) ratio is 29.88.


What is the earnings growth outlook for CLEAR SECURE INC -CLASS A?

The Earnings per Share (EPS) of CLEAR SECURE INC -CLASS A (YOU) is expected to decline by -39.84% in the next year.