CLEAR SECURE INC -CLASS A (YOU) Fundamental Analysis & Valuation

NYSE:YOU • US18467V1098

Current stock price

53.77 USD
-0.97 (-1.77%)
At close:
54 USD
+0.23 (+0.43%)
After Hours:

This YOU fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. YOU Profitability Analysis

1.1 Basic Checks

  • In the past year YOU was profitable.
  • In the past year YOU had a positive cash flow from operations.
  • The reported net income has been mixed in the past 5 years: YOU reported negative net income in multiple years.
  • In the past 5 years YOU always reported a positive cash flow from operatings.
YOU Yearly Net Income VS EBIT VS OCF VS FCFYOU Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M 300M

1.2 Ratios

  • YOU has a better Return On Assets (8.38%) than 81.99% of its industry peers.
  • YOU's Return On Equity of 61.42% is amongst the best of the industry. YOU outperforms 96.32% of its industry peers.
  • YOU has a Return On Invested Capital of 28.00%. This is amongst the best in the industry. YOU outperforms 95.22% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for YOU is significantly above the industry average of 11.04%.
  • The last Return On Invested Capital (28.00%) for YOU is above the 3 year average (16.51%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 8.38%
ROE 61.42%
ROIC 28%
ROA(3y)8.42%
ROA(5y)2.9%
ROE(3y)53%
ROE(5y)24.69%
ROIC(3y)16.51%
ROIC(5y)N/A
YOU Yearly ROA, ROE, ROICYOU Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 2025 0 20 -20 40 60 80

1.3 Margins

  • YOU's Profit Margin of 12.12% is fine compared to the rest of the industry. YOU outperforms 75.37% of its industry peers.
  • Looking at the Operating Margin, with a value of 20.70%, YOU belongs to the top of the industry, outperforming 88.24% of the companies in the same industry.
  • Looking at the Gross Margin, with a value of 85.81%, YOU belongs to the top of the industry, outperforming 92.28% of the companies in the same industry.
  • In the last couple of years the Gross Margin of YOU has remained more or less at the same level.
Industry RankSector Rank
OM 20.7%
PM (TTM) 12.12%
GM 85.81%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.52%
GM growth 5Y0.04%
YOU Yearly Profit, Operating, Gross MarginsYOU Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 2025 0 20 -20 40 -40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

8

2. YOU Health Analysis

2.1 Basic Checks

  • YOU has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
  • The number of shares outstanding for YOU has been reduced compared to 1 year ago.
  • The number of shares outstanding for YOU has been reduced compared to 5 years ago.
  • There is no outstanding debt for YOU. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
YOU Yearly Shares OutstandingYOU Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
YOU Yearly Total Debt VS Total AssetsYOU Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

2.2 Solvency

  • An Altman-Z score of 5.19 indicates that YOU is not in any danger for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 5.19, YOU is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
  • There is no outstanding debt for YOU. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 5.19
ROIC/WACC2.58
WACC10.86%
YOU Yearly LT Debt VS Equity VS FCFYOU Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 1.01 indicates that YOU should not have too much problems paying its short term obligations.
  • YOU's Current ratio of 1.01 is on the low side compared to the rest of the industry. YOU is outperformed by 75.37% of its industry peers.
  • YOU has a Quick Ratio of 1.01. This is a normal value and indicates that YOU is financially healthy and should not expect problems in meeting its short term obligations.
  • The Quick ratio of YOU (1.01) is worse than 73.90% of its industry peers.
  • YOU does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
Industry RankSector Rank
Current Ratio 1.01
Quick Ratio 1.01
YOU Yearly Current Assets VS Current LiabilitesYOU Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. YOU Growth Analysis

3.1 Past

  • The earnings per share for YOU have decreased strongly by -33.52% in the last year.
  • Measured over the past years, YOU shows a very strong growth in Earnings Per Share. The EPS has been growing by 96.29% on average per year.
  • YOU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 16.91%.
  • The Revenue has been growing by 31.30% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-33.52%
EPS 3Y96.29%
EPS 5YN/A
EPS Q2Q%-65.56%
Revenue 1Y (TTM)16.91%
Revenue growth 3Y27.23%
Revenue growth 5Y31.3%
Sales Q2Q%16.72%

3.2 Future

  • The Earnings Per Share is expected to grow by 26.06% on average over the next years. This is a very strong growth
  • The Revenue is expected to grow by 7.15% on average over the next years.
EPS Next Y39.73%
EPS Next 2Y34.2%
EPS Next 3Y26.06%
EPS Next 5YN/A
Revenue Next Year17.06%
Revenue Next 2Y15.89%
Revenue Next 3Y12.56%
Revenue Next 5Y7.15%

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
YOU Yearly Revenue VS EstimatesYOU Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2032 500M 1B 1.5B
YOU Yearly EPS VS EstimatesYOU Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 0 1 -1 2

More info and screens

Find the best growth stocksShow best growing peers

4

4. YOU Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 44.44, YOU can be considered very expensive at the moment.
  • The rest of the industry has a similar Price/Earnings ratio as YOU.
  • YOU's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 26.91.
  • The Price/Forward Earnings ratio is 31.80, which means the current valuation is very expensive for YOU.
  • YOU's Price/Forward Earnings is on the same level as the industry average.
  • YOU is valuated rather expensively when we compare the Price/Forward Earnings ratio to 21.99, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 44.44
Fwd PE 31.8
YOU Price Earnings VS Forward Price EarningsYOU Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, YOU is valued a bit cheaper than 67.65% of the companies in the same industry.
  • 70.22% of the companies in the same industry are more expensive than YOU, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 20.89
EV/EBITDA 27.06
YOU Per share dataYOU EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6

4.3 Compensation for Growth

  • YOU's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The excellent profitability rating of YOU may justify a higher PE ratio.
  • YOU's earnings are expected to grow with 26.06% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.12
PEG (5Y)N/A
EPS Next 2Y34.2%
EPS Next 3Y26.06%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. YOU Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 1.39%, YOU has a reasonable but not impressive dividend return.
  • YOU's Dividend Yield is rather good when compared to the industry average which is at 0.68. YOU pays more dividend than 94.12% of the companies in the same industry.
  • YOU's Dividend Yield is slightly below the S&P500 average, which is at 1.82.
Industry RankSector Rank
Dividend Yield 1.39%

5.2 History

  • YOU has been paying a dividend for over 5 years, so it has already some track record.
  • YOU has decreased its dividend recently.
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years1
YOU Yearly Dividends per shareYOU Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8

5.3 Sustainability

  • YOU pays out 67.01% of its income as dividend. This is not a sustainable payout ratio.
DP67.01%
EPS Next 2Y34.2%
EPS Next 3Y26.06%
YOU Yearly Income VS Free CF VS DividendYOU Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M
YOU Dividend Payout.YOU Dividend Payout, showing the Payout Ratio.YOU Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

YOU Fundamentals: All Metrics, Ratios and Statistics

CLEAR SECURE INC -CLASS A

NYSE:YOU (4/28/2026, 8:06:46 PM)

After market: 54 +0.23 (+0.43%)

53.77

-0.97 (-1.77%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)02-25
Earnings (Next)05-06
Inst Owners97.32%
Inst Owner Change-0.5%
Ins Owners6.96%
Ins Owner Change-12.23%
Market Cap7.17B
Revenue(TTM)900.78M
Net Income(TTM)109.17M
Analysts72.31
Price Target52.6 (-2.18%)
Short Float %11.14%
Short Ratio5.29
Dividend
Industry RankSector Rank
Dividend Yield 1.39%
Yearly Dividend0.54
Dividend Growth(5Y)N/A
DP67.01%
Div Incr Years1
Div Non Decr Years1
Ex-Date03-10
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.67%
Min EPS beat(2)1.51%
Max EPS beat(2)5.84%
EPS beat(4)4
Avg EPS beat(4)7.81%
Min EPS beat(4)1.51%
Max EPS beat(4)15.99%
EPS beat(8)7
Avg EPS beat(8)39.95%
EPS beat(12)11
Avg EPS beat(12)45.85%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)1.03%
Min Revenue beat(2)0.94%
Max Revenue beat(2)1.12%
Revenue beat(4)4
Avg Revenue beat(4)0.95%
Min Revenue beat(4)0.6%
Max Revenue beat(4)1.12%
Revenue beat(8)8
Avg Revenue beat(8)1.09%
Revenue beat(12)12
Avg Revenue beat(12)1.75%
Revenue beat(16)16
Avg Revenue beat(16)1.82%
PT rev (1m)29.65%
PT rev (3m)32.23%
EPS NQ rev (1m)-8.92%
EPS NQ rev (3m)12.77%
EPS NY rev (1m)18.6%
EPS NY rev (3m)24.93%
Revenue NQ rev (1m)0.06%
Revenue NQ rev (3m)2.95%
Revenue NY rev (1m)0.38%
Revenue NY rev (3m)4.03%
Valuation
Industry RankSector Rank
PE 44.44
Fwd PE 31.8
P/S 7.96
P/FCF 20.89
P/OCF 19.25
P/B 40.33
P/tB 63.84
EV/EBITDA 27.06
EPS(TTM)1.21
EY2.25%
EPS(NY)1.69
Fwd EY3.14%
FCF(TTM)2.57
FCFY4.79%
OCF(TTM)2.79
OCFY5.2%
SpS6.76
BVpS1.33
TBVpS0.84
PEG (NY)1.12
PEG (5Y)N/A
Graham Number6.02451 (-88.8%)
Profitability
Industry RankSector Rank
ROA 8.38%
ROE 61.42%
ROCE 34.31%
ROIC 28%
ROICexc N/A
ROICexgc N/A
OM 20.7%
PM (TTM) 12.12%
GM 85.81%
FCFM 38.09%
ROA(3y)8.42%
ROA(5y)2.9%
ROE(3y)53%
ROE(5y)24.69%
ROIC(3y)16.51%
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)20.23%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.52%
GM growth 5Y0.04%
F-Score7
Asset Turnover0.69
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 84.74%
Cap/Sales 3.26%
Interest Coverage 250
Cash Conversion 168.45%
Profit Quality 314.3%
Current Ratio 1.01
Quick Ratio 1.01
Altman-Z 5.19
F-Score7
WACC10.86%
ROIC/WACC2.58
Cap/Depr(3y)84%
Cap/Depr(5y)131.11%
Cap/Sales(3y)3.04%
Cap/Sales(5y)5.57%
Profit Quality(3y)396.3%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-33.52%
EPS 3Y96.29%
EPS 5YN/A
EPS Q2Q%-65.56%
EPS Next Y39.73%
EPS Next 2Y34.2%
EPS Next 3Y26.06%
EPS Next 5YN/A
Revenue 1Y (TTM)16.91%
Revenue growth 3Y27.23%
Revenue growth 5Y31.3%
Sales Q2Q%16.72%
Revenue Next Year17.06%
Revenue Next 2Y15.89%
Revenue Next 3Y12.56%
Revenue Next 5Y7.15%
EBIT growth 1Y52.36%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year83.77%
EBIT Next 3Y35.36%
EBIT Next 5Y14.49%
FCF growth 1Y21.09%
FCF growth 3Y36%
FCF growth 5YN/A
OCF growth 1Y25.97%
OCF growth 3Y30.32%
OCF growth 5YN/A

CLEAR SECURE INC -CLASS A / YOU Fundamental Analysis FAQ

What is the ChartMill fundamental rating of CLEAR SECURE INC -CLASS A (YOU) stock?

ChartMill assigns a fundamental rating of 7 / 10 to YOU.


Can you provide the valuation status for CLEAR SECURE INC -CLASS A?

ChartMill assigns a valuation rating of 4 / 10 to CLEAR SECURE INC -CLASS A (YOU). This can be considered as Fairly Valued.


How profitable is CLEAR SECURE INC -CLASS A (YOU) stock?

CLEAR SECURE INC -CLASS A (YOU) has a profitability rating of 8 / 10.


What is the valuation of CLEAR SECURE INC -CLASS A based on its PE and PB ratios?

The Price/Earnings (PE) ratio for CLEAR SECURE INC -CLASS A (YOU) is 44.44 and the Price/Book (PB) ratio is 40.33.


Is the dividend of CLEAR SECURE INC -CLASS A sustainable?

The dividend rating of CLEAR SECURE INC -CLASS A (YOU) is 3 / 10 and the dividend payout ratio is 67.01%.