CLEAR SECURE INC -CLASS A (YOU) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:YOU • US18467V1098

32.62 USD
-0.3 (-0.91%)
At close: Jan 30, 2026
32.62 USD
0 (0%)
After Hours: 1/30/2026, 8:25:20 PM
Fundamental Rating

5

YOU gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 278 industry peers in the Software industry. Both the profitability and the financial health of YOU get a neutral evaluation. Nothing too spectacular is happening here. YOU is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year YOU was profitable.
  • In the past year YOU had a positive cash flow from operations.
  • The reported net income has been mixed in the past 5 years: YOU reported negative net income in multiple years.
  • YOU had a positive operating cash flow in 4 of the past 5 years.
YOU Yearly Net Income VS EBIT VS OCF VS FCFYOU Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 0 100M -100M 200M

1.2 Ratios

  • The Return On Assets of YOU (16.14%) is better than 92.45% of its industry peers.
  • YOU has a Return On Equity of 122.29%. This is amongst the best in the industry. YOU outperforms 98.92% of its industry peers.
  • With an excellent Return On Invested Capital value of 26.72%, YOU belongs to the best of the industry, outperforming 95.32% of the companies in the same industry.
Industry RankSector Rank
ROA 16.14%
ROE 122.29%
ROIC 26.72%
ROA(3y)3.52%
ROA(5y)0.42%
ROE(3y)25.02%
ROE(5y)10.15%
ROIC(3y)N/A
ROIC(5y)N/A
YOU Yearly ROA, ROE, ROICYOU Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 0 20 -20 40 60 80

1.3 Margins

  • Looking at the Profit Margin, with a value of 20.97%, YOU belongs to the top of the industry, outperforming 84.89% of the companies in the same industry.
  • The Operating Margin of YOU (19.25%) is better than 85.61% of its industry peers.
  • YOU has a Gross Margin of 85.98%. This is amongst the best in the industry. YOU outperforms 93.17% of its industry peers.
  • In the last couple of years the Gross Margin of YOU has remained more or less at the same level.
Industry RankSector Rank
OM 19.25%
PM (TTM) 20.97%
GM 85.99%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.14%
GM growth 5Y0.59%
YOU Yearly Profit, Operating, Gross MarginsYOU Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 0 20 -20 40 -40 60 80

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6

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so YOU is creating value.
  • The number of shares outstanding for YOU has been reduced compared to 1 year ago.
  • Compared to 5 years ago, YOU has less shares outstanding
  • YOU has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
YOU Yearly Shares OutstandingYOU Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 50M 100M 150M
YOU Yearly Total Debt VS Total AssetsYOU Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

  • YOU has an Altman-Z score of 4.00. This indicates that YOU is financially healthy and has little risk of bankruptcy at the moment.
  • With a decent Altman-Z score value of 4.00, YOU is doing good in the industry, outperforming 69.06% of the companies in the same industry.
  • There is no outstanding debt for YOU. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 4
ROIC/WACC2.41
WACC11.08%
YOU Yearly LT Debt VS Equity VS FCFYOU Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 100M 200M

2.3 Liquidity

  • A Current Ratio of 0.93 indicates that YOU may have some problems paying its short term obligations.
  • YOU has a worse Current ratio (0.93) than 77.34% of its industry peers.
  • A Quick Ratio of 0.93 indicates that YOU may have some problems paying its short term obligations.
  • YOU has a worse Quick ratio (0.93) than 76.98% of its industry peers.
Industry RankSector Rank
Current Ratio 0.93
Quick Ratio 0.93
YOU Yearly Current Assets VS Current LiabilitesYOU Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 200M 400M 600M

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5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 65.14% over the past year.
  • YOU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.83%.
  • YOU shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 31.99% yearly.
EPS 1Y (TTM)65.14%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-3.33%
Revenue 1Y (TTM)17.83%
Revenue growth 3Y44.76%
Revenue growth 5Y31.99%
Sales Q2Q%15.51%

3.2 Future

  • Based on estimates for the next years, YOU will show a decrease in Earnings Per Share. The EPS will decrease by -1.03% on average per year.
  • Based on estimates for the next years, YOU will show a quite strong growth in Revenue. The Revenue will grow by 9.27% on average per year.
EPS Next Y-38.96%
EPS Next 2Y-13.77%
EPS Next 3Y-1.03%
EPS Next 5YN/A
Revenue Next Year16.87%
Revenue Next 2Y14.68%
Revenue Next 3Y13.67%
Revenue Next 5Y9.27%

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
YOU Yearly Revenue VS EstimatesYOU Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2032 500M 1B 1.5B
YOU Yearly EPS VS EstimatesYOU Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 0 0.5 -0.5 1 -1 1.5

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5

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 18.12, which indicates a rather expensive current valuation of YOU.
  • Based on the Price/Earnings ratio, YOU is valued a bit cheaper than 76.26% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of YOU to the average of the S&P500 Index (28.32), we can say YOU is valued slightly cheaper.
  • With a Price/Forward Earnings ratio of 24.10, YOU is valued on the expensive side.
  • 62.59% of the companies in the same industry are more expensive than YOU, based on the Price/Forward Earnings ratio.
  • YOU's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 25.57.
Industry RankSector Rank
PE 18.12
Fwd PE 24.1
YOU Price Earnings VS Forward Price EarningsYOU Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, YOU is valued a bit cheaper than the industry average as 78.42% of the companies are valued more expensively.
  • YOU's Price/Free Cash Flow ratio is rather cheap when compared to the industry. YOU is cheaper than 84.17% of the companies in the same industry.
Industry RankSector Rank
P/FCF 15
EV/EBITDA 17.27
YOU Per share dataYOU EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6

4.3 Compensation for Growth

  • YOU has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-13.77%
EPS Next 3Y-1.03%

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3

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 1.39%, YOU has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 0.56, YOU pays a better dividend. On top of this YOU pays more dividend than 93.88% of the companies listed in the same industry.
  • YOU's Dividend Yield is slightly below the S&P500 average, which is at 1.83.
Industry RankSector Rank
Dividend Yield 1.39%

5.2 History

  • YOU has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
YOU Yearly Dividends per shareYOU Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 0.2 0.4 0.6 0.8

5.3 Sustainability

  • 40.24% of the earnings are spent on dividend by YOU. This is a bit on the high side, but may be sustainable.
DP40.24%
EPS Next 2Y-13.77%
EPS Next 3Y-1.03%
YOU Yearly Income VS Free CF VS DividendYOU Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2019 2020 2021 2022 2023 2024 0 100M 200M
YOU Dividend Payout.YOU Dividend Payout, showing the Payout Ratio.YOU Dividend Payout.PayoutRetained Earnings

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CLEAR SECURE INC -CLASS A / YOU FAQ

What is the ChartMill fundamental rating of CLEAR SECURE INC -CLASS A (YOU) stock?

ChartMill assigns a fundamental rating of 5 / 10 to YOU.


Can you provide the valuation status for CLEAR SECURE INC -CLASS A?

ChartMill assigns a valuation rating of 5 / 10 to CLEAR SECURE INC -CLASS A (YOU). This can be considered as Fairly Valued.


Can you provide the profitability details for CLEAR SECURE INC -CLASS A?

CLEAR SECURE INC -CLASS A (YOU) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for YOU stock?

The Price/Earnings (PE) ratio for CLEAR SECURE INC -CLASS A (YOU) is 18.12 and the Price/Book (PB) ratio is 29.24.


What is the earnings growth outlook for CLEAR SECURE INC -CLASS A?

The Earnings per Share (EPS) of CLEAR SECURE INC -CLASS A (YOU) is expected to decline by -38.96% in the next year.