CLEAR SECURE INC -CLASS A (YOU) Fundamental Analysis & Valuation

NYSE:YOU • US18467V1098

Current stock price

53.14 USD
+1.37 (+2.65%)
Last:

This YOU fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. YOU Profitability Analysis

1.1 Basic Checks

  • YOU had positive earnings in the past year.
  • In the past year YOU had a positive cash flow from operations.
  • In multiple years YOU reported negative net income over the last 5 years.
  • In the past 5 years YOU always reported a positive cash flow from operatings.
YOU Yearly Net Income VS EBIT VS OCF VS FCFYOU Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M 300M

1.2 Ratios

  • YOU has a Return On Assets of 8.38%. This is amongst the best in the industry. YOU outperforms 83.64% of its industry peers.
  • YOU has a Return On Equity of 61.42%. This is amongst the best in the industry. YOU outperforms 96.73% of its industry peers.
  • YOU has a Return On Invested Capital of 28.00%. This is amongst the best in the industry. YOU outperforms 95.64% of its industry peers.
  • YOU had an Average Return On Invested Capital over the past 3 years of 16.51%. This is significantly above the industry average of 10.99%.
  • The 3 year average ROIC (16.51%) for YOU is below the current ROIC(28.00%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 8.38%
ROE 61.42%
ROIC 28%
ROA(3y)8.42%
ROA(5y)2.9%
ROE(3y)53%
ROE(5y)24.69%
ROIC(3y)16.51%
ROIC(5y)N/A
YOU Yearly ROA, ROE, ROICYOU Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 2025 0 20 -20 40 60 80

1.3 Margins

  • With a decent Profit Margin value of 12.12%, YOU is doing good in the industry, outperforming 76.00% of the companies in the same industry.
  • YOU's Operating Margin of 20.70% is amongst the best of the industry. YOU outperforms 88.36% of its industry peers.
  • Looking at the Gross Margin, with a value of 85.81%, YOU belongs to the top of the industry, outperforming 92.36% of the companies in the same industry.
  • YOU's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 20.7%
PM (TTM) 12.12%
GM 85.81%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.52%
GM growth 5Y0.04%
YOU Yearly Profit, Operating, Gross MarginsYOU Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 2025 0 20 -20 40 -40 60 80

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

8

2. YOU Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so YOU is creating value.
  • The number of shares outstanding for YOU has been reduced compared to 1 year ago.
  • YOU has less shares outstanding than it did 5 years ago.
  • There is no outstanding debt for YOU. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
YOU Yearly Shares OutstandingYOU Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
YOU Yearly Total Debt VS Total AssetsYOU Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

2.2 Solvency

  • YOU has an Altman-Z score of 4.98. This indicates that YOU is financially healthy and has little risk of bankruptcy at the moment.
  • YOU's Altman-Z score of 4.98 is fine compared to the rest of the industry. YOU outperforms 75.27% of its industry peers.
  • YOU has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 4.98
ROIC/WACC2.56
WACC10.95%
YOU Yearly LT Debt VS Equity VS FCFYOU Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M

2.3 Liquidity

  • YOU has a Current Ratio of 1.01. This is a normal value and indicates that YOU is financially healthy and should not expect problems in meeting its short term obligations.
  • YOU's Current ratio of 1.01 is on the low side compared to the rest of the industry. YOU is outperformed by 74.55% of its industry peers.
  • A Quick Ratio of 1.01 indicates that YOU should not have too much problems paying its short term obligations.
  • YOU's Quick ratio of 1.01 is on the low side compared to the rest of the industry. YOU is outperformed by 73.45% of its industry peers.
  • The current and quick ratio evaluation for YOU is rather negative, while it does have excellent solvency and profitability. These ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
Industry RankSector Rank
Current Ratio 1.01
Quick Ratio 1.01
YOU Yearly Current Assets VS Current LiabilitesYOU Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. YOU Growth Analysis

3.1 Past

  • The earnings per share for YOU have decreased strongly by -33.52% in the last year.
  • Measured over the past years, YOU shows a very strong growth in Earnings Per Share. The EPS has been growing by 96.29% on average per year.
  • YOU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 16.91%.
  • Measured over the past years, YOU shows a very strong growth in Revenue. The Revenue has been growing by 31.30% on average per year.
EPS 1Y (TTM)-33.52%
EPS 3Y96.29%
EPS 5YN/A
EPS Q2Q%-65.56%
Revenue 1Y (TTM)16.91%
Revenue growth 3Y27.23%
Revenue growth 5Y31.3%
Sales Q2Q%16.72%

3.2 Future

  • Based on estimates for the next years, YOU will show a very strong growth in Earnings Per Share. The EPS will grow by 26.06% on average per year.
  • Based on estimates for the next years, YOU will show a small growth in Revenue. The Revenue will grow by 7.15% on average per year.
EPS Next Y17.81%
EPS Next 2Y29.64%
EPS Next 3Y26.06%
EPS Next 5YN/A
Revenue Next Year16.62%
Revenue Next 2Y15.36%
Revenue Next 3Y12.56%
Revenue Next 5Y7.15%

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
YOU Yearly Revenue VS EstimatesYOU Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2032 500M 1B 1.5B
YOU Yearly EPS VS EstimatesYOU Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 0 1 -1 2

More info and screens

Find the best growth stocksShow best growing peers

4

4. YOU Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 43.92, YOU can be considered very expensive at the moment.
  • Compared to the rest of the industry, the Price/Earnings ratio of YOU is on the same level as its industry peers.
  • YOU is valuated expensively when we compare the Price/Earnings ratio to 26.21, which is the current average of the S&P500 Index.
  • A Price/Forward Earnings ratio of 37.28 indicates a quite expensive valuation of YOU.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of YOU is on the same level as its industry peers.
  • When comparing the Price/Forward Earnings ratio of YOU to the average of the S&P500 Index (23.13), we can say YOU is valued expensively.
Industry RankSector Rank
PE 43.92
Fwd PE 37.28
YOU Price Earnings VS Forward Price EarningsYOU Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • YOU's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. YOU is cheaper than 70.18% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, YOU is valued a bit cheaper than the industry average as 72.73% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 20.65
EV/EBITDA 25.27
YOU Per share dataYOU EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates YOU does not grow enough to justify the current Price/Earnings ratio.
  • YOU has an outstanding profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as YOU's earnings are expected to grow with 26.06% in the coming years.
PEG (NY)2.47
PEG (5Y)N/A
EPS Next 2Y29.64%
EPS Next 3Y26.06%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. YOU Dividend Analysis

5.1 Amount

  • YOU has a Yearly Dividend Yield of 1.39%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 0.67, YOU pays a better dividend. On top of this YOU pays more dividend than 93.45% of the companies listed in the same industry.
  • Compared to the average S&P500 Dividend Yield of 1.89, YOU is paying slightly less dividend.
Industry RankSector Rank
Dividend Yield 1.39%

5.2 History

  • YOU has been paying a dividend for over 5 years, so it has already some track record.
  • The dividend of YOU decreased recently.
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years1
YOU Yearly Dividends per shareYOU Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8

5.3 Sustainability

  • YOU pays out 67.01% of its income as dividend. This is not a sustainable payout ratio.
DP67.01%
EPS Next 2Y29.64%
EPS Next 3Y26.06%
YOU Yearly Income VS Free CF VS DividendYOU Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M
YOU Dividend Payout.YOU Dividend Payout, showing the Payout Ratio.YOU Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

YOU Fundamentals: All Metrics, Ratios and Statistics

CLEAR SECURE INC -CLASS A

NYSE:YOU (4/7/2026, 10:26:40 AM)

53.14

+1.37 (+2.65%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)02-25
Earnings (Next)05-06
Inst Owners97.2%
Inst Owner Change0%
Ins Owners6.85%
Ins Owner Change-12.23%
Market Cap7.08B
Revenue(TTM)900.78M
Net Income(TTM)109.17M
Analysts72.31
Price Target50.24 (-5.46%)
Short Float %11.9%
Short Ratio5.8
Dividend
Industry RankSector Rank
Dividend Yield 1.39%
Yearly Dividend0.54
Dividend Growth(5Y)N/A
DP67.01%
Div Incr Years1
Div Non Decr Years1
Ex-Date03-10
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.67%
Min EPS beat(2)1.51%
Max EPS beat(2)5.84%
EPS beat(4)4
Avg EPS beat(4)7.81%
Min EPS beat(4)1.51%
Max EPS beat(4)15.99%
EPS beat(8)7
Avg EPS beat(8)39.95%
EPS beat(12)11
Avg EPS beat(12)45.85%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)1.03%
Min Revenue beat(2)0.94%
Max Revenue beat(2)1.12%
Revenue beat(4)4
Avg Revenue beat(4)0.95%
Min Revenue beat(4)0.6%
Max Revenue beat(4)1.12%
Revenue beat(8)8
Avg Revenue beat(8)1.09%
Revenue beat(12)12
Avg Revenue beat(12)1.75%
Revenue beat(16)16
Avg Revenue beat(16)1.82%
PT rev (1m)23.81%
PT rev (3m)26.28%
EPS NQ rev (1m)15.74%
EPS NQ rev (3m)23.82%
EPS NY rev (1m)0%
EPS NY rev (3m)2.92%
Revenue NQ rev (1m)0.73%
Revenue NQ rev (3m)2.92%
Revenue NY rev (1m)1.05%
Revenue NY rev (3m)3.63%
Valuation
Industry RankSector Rank
PE 43.92
Fwd PE 37.28
P/S 7.86
P/FCF 20.65
P/OCF 19.02
P/B 39.86
P/tB 63.09
EV/EBITDA 25.27
EPS(TTM)1.21
EY2.28%
EPS(NY)1.43
Fwd EY2.68%
FCF(TTM)2.57
FCFY4.84%
OCF(TTM)2.79
OCFY5.26%
SpS6.76
BVpS1.33
TBVpS0.84
PEG (NY)2.47
PEG (5Y)N/A
Graham Number6.02
Profitability
Industry RankSector Rank
ROA 8.38%
ROE 61.42%
ROCE 34.31%
ROIC 28%
ROICexc N/A
ROICexgc N/A
OM 20.7%
PM (TTM) 12.12%
GM 85.81%
FCFM 38.09%
ROA(3y)8.42%
ROA(5y)2.9%
ROE(3y)53%
ROE(5y)24.69%
ROIC(3y)16.51%
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)20.23%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.52%
GM growth 5Y0.04%
F-Score7
Asset Turnover0.69
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 84.74%
Cap/Sales 3.26%
Interest Coverage 250
Cash Conversion 168.45%
Profit Quality 314.3%
Current Ratio 1.01
Quick Ratio 1.01
Altman-Z 4.98
F-Score7
WACC10.95%
ROIC/WACC2.56
Cap/Depr(3y)84%
Cap/Depr(5y)131.11%
Cap/Sales(3y)3.04%
Cap/Sales(5y)5.57%
Profit Quality(3y)396.3%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-33.52%
EPS 3Y96.29%
EPS 5YN/A
EPS Q2Q%-65.56%
EPS Next Y17.81%
EPS Next 2Y29.64%
EPS Next 3Y26.06%
EPS Next 5YN/A
Revenue 1Y (TTM)16.91%
Revenue growth 3Y27.23%
Revenue growth 5Y31.3%
Sales Q2Q%16.72%
Revenue Next Year16.62%
Revenue Next 2Y15.36%
Revenue Next 3Y12.56%
Revenue Next 5Y7.15%
EBIT growth 1Y52.36%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year81.19%
EBIT Next 3Y32.82%
EBIT Next 5Y14.49%
FCF growth 1Y21.09%
FCF growth 3Y36%
FCF growth 5YN/A
OCF growth 1Y25.97%
OCF growth 3Y30.32%
OCF growth 5YN/A

CLEAR SECURE INC -CLASS A / YOU Fundamental Analysis FAQ

What is the ChartMill fundamental rating of CLEAR SECURE INC -CLASS A (YOU) stock?

ChartMill assigns a fundamental rating of 7 / 10 to YOU.


Can you provide the valuation status for CLEAR SECURE INC -CLASS A?

ChartMill assigns a valuation rating of 4 / 10 to CLEAR SECURE INC -CLASS A (YOU). This can be considered as Fairly Valued.


How profitable is CLEAR SECURE INC -CLASS A (YOU) stock?

CLEAR SECURE INC -CLASS A (YOU) has a profitability rating of 8 / 10.


What is the valuation of CLEAR SECURE INC -CLASS A based on its PE and PB ratios?

The Price/Earnings (PE) ratio for CLEAR SECURE INC -CLASS A (YOU) is 43.92 and the Price/Book (PB) ratio is 39.86.


Is the dividend of CLEAR SECURE INC -CLASS A sustainable?

The dividend rating of CLEAR SECURE INC -CLASS A (YOU) is 3 / 10 and the dividend payout ratio is 67.01%.