Logo image of YOU

CLEAR SECURE INC -CLASS A (YOU) Stock Fundamental Analysis

NYSE:YOU - New York Stock Exchange, Inc. - US18467V1098 - Common Stock

25  -1.04 (-3.99%)

Premarket: 25.16 +0.16 (+0.64%)

Fundamental Rating

6

We assign a fundamental rating of 6 out of 10 to YOU. YOU was compared to 285 industry peers in the Software industry. While YOU has a great health rating, its profitability is only average at the moment. YOU is evaluated to be cheap and growing strongly. This does not happen too often! With these ratings, YOU could be worth investigating further for value and growth investing!.


Dividend Valuation Growth Profitability Health

Quickly go to:

6

1. Profitability

1.1 Basic Checks

YOU had positive earnings in the past year.
In the past year YOU had a positive cash flow from operations.
In the past 5 years YOU reported 4 times negative net income.
Of the past 5 years YOU 4 years had a positive operating cash flow.
YOU Yearly Net Income VS EBIT VS OCF VS FCFYOU Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 0 100M -100M 200M

1.2 Ratios

YOU has a Return On Assets of 9.36%. This is amongst the best in the industry. YOU outperforms 85.66% of its industry peers.
With an excellent Return On Equity value of 62.31%, YOU belongs to the best of the industry, outperforming 97.49% of the companies in the same industry.
The Return On Invested Capital of YOU (27.28%) is better than 97.13% of its industry peers.
Industry RankSector Rank
ROA 9.36%
ROE 62.31%
ROIC 27.28%
ROA(3y)-2.69%
ROA(5y)-5.81%
ROE(3y)-7.83%
ROE(5y)-14.09%
ROIC(3y)N/A
ROIC(5y)N/A
YOU Yearly ROA, ROE, ROICYOU Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 0 10 -10 -20 -30

1.3 Margins

With a decent Profit Margin value of 10.93%, YOU is doing good in the industry, outperforming 77.06% of the companies in the same industry.
YOU's Operating Margin of 14.14% is amongst the best of the industry. YOU outperforms 82.80% of its industry peers.
Looking at the Gross Margin, with a value of 85.52%, YOU belongs to the top of the industry, outperforming 92.11% of the companies in the same industry.
YOU's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 14.14%
PM (TTM) 10.93%
GM 85.52%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.02%
GM growth 5YN/A
YOU Yearly Profit, Operating, Gross MarginsYOU Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 0 20 -20 40 -40 60 80

More info and screens

7

2. Health

2.1 Basic Checks

YOU has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
Compared to 1 year ago, YOU has less shares outstanding
YOU has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
YOU Yearly Shares OutstandingYOU Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 50M 100M 150M
YOU Yearly Total Debt VS Total AssetsYOU Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 200M 400M 600M 800M 1B

2.2 Solvency

An Altman-Z score of 4.16 indicates that YOU is not in any danger for bankruptcy at the moment.
The Altman-Z score of YOU (4.16) is comparable to the rest of the industry.
YOU has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 4.16
ROIC/WACC2.44
WACC11.19%
YOU Yearly LT Debt VS Equity VS FCFYOU Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 0 100M 200M

2.3 Liquidity

A Current Ratio of 1.07 indicates that YOU should not have too much problems paying its short term obligations.
YOU has a worse Current ratio (1.07) than 74.55% of its industry peers.
A Quick Ratio of 1.07 indicates that YOU should not have too much problems paying its short term obligations.
With a Quick ratio value of 1.07, YOU is not doing good in the industry: 73.48% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 1.07
Quick Ratio 1.07
YOU Yearly Current Assets VS Current LiabilitesYOU Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 200M 400M 600M

More info and screens

7

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 94.64% over the past year.
YOU shows a strong growth in Revenue. In the last year, the Revenue has grown by 28.75%.
YOU shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 38.53% yearly.
EPS 1Y (TTM)94.64%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%42.86%
Revenue 1Y (TTM)28.75%
Revenue growth 3Y38.53%
Revenue growth 5YN/A
Sales Q2Q%23.72%

3.2 Future

The Earnings Per Share is expected to grow by 42.04% on average over the next years. This is a very strong growth
YOU is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 16.72% yearly.
EPS Next Y107.38%
EPS Next 2Y52.66%
EPS Next 3Y42.04%
EPS Next 5YN/A
Revenue Next Year25.8%
Revenue Next 2Y19.89%
Revenue Next 3Y16.72%
Revenue Next 5YN/A

3.3 Evolution

Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
YOU Yearly Revenue VS EstimatesYOU Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 200M 400M 600M 800M
YOU Yearly EPS VS EstimatesYOU Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 0 0.5 -0.5 1 -1 1.5

More info and screens

7

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 22.94, which indicates a rather expensive current valuation of YOU.
Compared to the rest of the industry, the Price/Earnings ratio of YOU indicates a somewhat cheap valuation: YOU is cheaper than 79.57% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 28.29. YOU is around the same levels.
YOU is valuated rather expensively with a Price/Forward Earnings ratio of 18.18.
Based on the Price/Forward Earnings ratio, YOU is valued cheaper than 82.80% of the companies in the same industry.
YOU's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 24.44.
Industry RankSector Rank
PE 22.94
Fwd PE 18.18
YOU Price Earnings VS Forward Price EarningsYOU Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

84.95% of the companies in the same industry are more expensive than YOU, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of YOU indicates a rather cheap valuation: YOU is cheaper than 92.11% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 14.55
EV/EBITDA 18.73
YOU Per share dataYOU EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3 4 5

4.3 Compensation for Growth

YOU's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of YOU may justify a higher PE ratio.
YOU's earnings are expected to grow with 42.04% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.21
PEG (5Y)N/A
EPS Next 2Y52.66%
EPS Next 3Y42.04%

More info and screens

3

5. Dividend

5.1 Amount

YOU has a Yearly Dividend Yield of 1.92%. Purely for dividend investing, there may be better candidates out there.
In the last 3 months the price of YOU has falen by -29.54%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
YOU's Dividend Yield is rather good when compared to the industry average which is at 11.64. YOU pays more dividend than 94.98% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.28, YOU has a dividend comparable with the average S&P500 company.
Industry RankSector Rank
Dividend Yield 1.92%

5.2 History

YOU has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years1
YOU Yearly Dividends per shareYOU Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 0.2 0.4 0.6 0.8

5.3 Sustainability

142.06% of the earnings are spent on dividend by YOU. This is not a sustainable payout ratio.
DP142.06%
EPS Next 2Y52.66%
EPS Next 3Y42.04%
YOU Yearly Income VS Free CF VS DividendYOU Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2019 2020 2021 2022 2023 0 50M -50M 100M 150M
YOU Dividend Payout.YOU Dividend Payout, showing the Payout Ratio.YOU Dividend Payout.PayoutRetained Earnings

More info and screens

CLEAR SECURE INC -CLASS A

NYSE:YOU (1/21/2025, 8:04:00 PM)

Premarket: 25.16 +0.16 (+0.64%)

25

-1.04 (-3.99%)

Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-07 2024-11-07/bmo
Earnings (Next)N/A N/A
Inst Owners105.58%
Inst Owner Change-0.04%
Ins Owners6.33%
Ins Owner Change-12.03%
Market Cap3.48B
Analysts70
Price Target32.77 (31.08%)
Short Float %18.57%
Short Ratio7.47
Dividend
Industry RankSector Rank
Dividend Yield 1.92%
Yearly Dividend0.54
Dividend Growth(5Y)N/A
DP142.06%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)10.1%
Min EPS beat(2)-10.11%
Max EPS beat(2)30.31%
EPS beat(4)3
Avg EPS beat(4)22.17%
Min EPS beat(4)-10.11%
Max EPS beat(4)65.34%
EPS beat(8)7
Avg EPS beat(8)70.33%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)0.77%
Min Revenue beat(2)0.59%
Max Revenue beat(2)0.94%
Revenue beat(4)4
Avg Revenue beat(4)1.36%
Min Revenue beat(4)0.59%
Max Revenue beat(4)2.35%
Revenue beat(8)8
Avg Revenue beat(8)2.35%
Revenue beat(12)12
Avg Revenue beat(12)2.21%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)15.32%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.16%
EPS NY rev (1m)0%
EPS NY rev (3m)-4.74%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.92%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.78%
Valuation
Industry RankSector Rank
PE 22.94
Fwd PE 18.18
P/S 4.74
P/FCF 14.55
P/OCF 13.76
P/B 27.02
P/tB 70.64
EV/EBITDA 18.73
EPS(TTM)1.09
EY4.36%
EPS(NY)1.38
Fwd EY5.5%
FCF(TTM)1.72
FCFY6.87%
OCF(TTM)1.82
OCFY7.27%
SpS5.27
BVpS0.93
TBVpS0.35
PEG (NY)0.21
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 9.36%
ROE 62.31%
ROCE 34.54%
ROIC 27.28%
ROICexc N/A
ROICexgc N/A
OM 14.14%
PM (TTM) 10.93%
GM 85.52%
FCFM 32.58%
ROA(3y)-2.69%
ROA(5y)-5.81%
ROE(3y)-7.83%
ROE(5y)-14.09%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.02%
GM growth 5YN/A
F-Score7
Asset Turnover0.86
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 53.25%
Cap/Sales 1.87%
Interest Coverage 250
Cash Conversion 195.26%
Profit Quality 298%
Current Ratio 1.07
Quick Ratio 1.07
Altman-Z 4.16
F-Score7
WACC11.19%
ROIC/WACC2.44
Cap/Depr(3y)174.76%
Cap/Depr(5y)182.46%
Cap/Sales(3y)7.66%
Cap/Sales(5y)7.64%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)94.64%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%42.86%
EPS Next Y107.38%
EPS Next 2Y52.66%
EPS Next 3Y42.04%
EPS Next 5YN/A
Revenue 1Y (TTM)28.75%
Revenue growth 3Y38.53%
Revenue growth 5YN/A
Sales Q2Q%23.72%
Revenue Next Year25.8%
Revenue Next 2Y19.89%
Revenue Next 3Y16.72%
Revenue Next 5YN/A
EBIT growth 1Y505.93%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1939.69%
EBIT Next 3Y209.75%
EBIT Next 5YN/A
FCF growth 1Y162.88%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y109.78%
OCF growth 3YN/A
OCF growth 5YN/A