CLEAR SECURE INC -CLASS A (YOU) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:YOU - US18467V1098 - Common Stock
36.98 USD
-1.38 (-3.6%)
36.87 USD
-0.11 (-0.3%)
Taking everything into account, YOU scores 5 out of 10 in our fundamental rating. YOU was compared to 278 industry peers in the Software industry. YOU has an average financial health and profitability rating. YOU is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
YOU had positive earnings in the past year.
In the past year YOU had a positive cash flow from operations.
In multiple years YOU reported negative net income over the last 5 years.
YOU had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
With an excellent Return On Assets value of 16.14%, YOU belongs to the best of the industry, outperforming 92.53% of the companies in the same industry.
With an excellent Return On Equity value of 122.29%, YOU belongs to the best of the industry, outperforming 98.93% of the companies in the same industry.
With an excellent Return On Invested Capital value of 26.72%, YOU belongs to the best of the industry, outperforming 95.37% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.14% | ||
| ROE | 122.29% | ||
| ROIC | 26.72% |
ROA(3y)3.52%
ROA(5y)0.42%
ROE(3y)25.02%
ROE(5y)10.15%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
YOU has a better Profit Margin (20.97%) than 85.77% of its industry peers.
YOU's Operating Margin of 19.25% is amongst the best of the industry. YOU outperforms 85.77% of its industry peers.
The Gross Margin of YOU (85.98%) is better than 93.59% of its industry peers.
YOU's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.25% | ||
| PM (TTM) | 20.97% | ||
| GM | 85.99% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.14%
GM growth 5Y0.59%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so YOU is creating value.
YOU has less shares outstanding than it did 1 year ago.
The number of shares outstanding for YOU has been reduced compared to 5 years ago.
YOU has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
YOU has an Altman-Z score of 4.36. This indicates that YOU is financially healthy and has little risk of bankruptcy at the moment.
YOU's Altman-Z score of 4.36 is fine compared to the rest of the industry. YOU outperforms 66.90% of its industry peers.
YOU has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 4.36 |
ROIC/WACC2.45
WACC10.89%
2.3 Liquidity
A Current Ratio of 0.93 indicates that YOU may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.93, YOU is doing worse than 76.87% of the companies in the same industry.
A Quick Ratio of 0.93 indicates that YOU may have some problems paying its short term obligations.
YOU has a Quick ratio of 0.93. This is in the lower half of the industry: YOU underperforms 76.87% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.93 | ||
| Quick Ratio | 0.93 |
3. Growth
3.1 Past
YOU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 65.14%, which is quite impressive.
The Revenue has grown by 17.83% in the past year. This is quite good.
YOU shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 31.99% yearly.
EPS 1Y (TTM)65.14%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-3.33%
Revenue 1Y (TTM)17.83%
Revenue growth 3Y44.76%
Revenue growth 5Y31.99%
Sales Q2Q%15.51%
3.2 Future
Based on estimates for the next years, YOU will show a decrease in Earnings Per Share. The EPS will decrease by -2.50% on average per year.
Based on estimates for the next years, YOU will show a quite strong growth in Revenue. The Revenue will grow by 9.27% on average per year.
EPS Next Y-39.62%
EPS Next 2Y-11.18%
EPS Next 3Y-2.5%
EPS Next 5YN/A
Revenue Next Year16.89%
Revenue Next 2Y14.45%
Revenue Next 3Y13.04%
Revenue Next 5Y9.27%
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 20.54, the valuation of YOU can be described as rather expensive.
Compared to the rest of the industry, the Price/Earnings ratio of YOU indicates a somewhat cheap valuation: YOU is cheaper than 75.09% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 26.39. YOU is valued slightly cheaper when compared to this.
The Price/Forward Earnings ratio is 25.76, which means the current valuation is very expensive for YOU.
Compared to the rest of the industry, the Price/Forward Earnings ratio of YOU indicates a somewhat cheap valuation: YOU is cheaper than 65.12% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.84, YOU is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.54 | ||
| Fwd PE | 25.76 |
4.2 Price Multiples
YOU's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. YOU is cheaper than 77.58% of the companies in the same industry.
83.99% of the companies in the same industry are more expensive than YOU, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.01 | ||
| EV/EBITDA | 20.26 |
4.3 Compensation for Growth
The decent profitability rating of YOU may justify a higher PE ratio.
YOU's earnings are expected to decrease with -2.50% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-11.18%
EPS Next 3Y-2.5%
5. Dividend
5.1 Amount
YOU has a Yearly Dividend Yield of 1.61%.
YOU's Dividend Yield is rather good when compared to the industry average which is at 0.52. YOU pays more dividend than 94.31% of the companies in the same industry.
YOU's Dividend Yield is comparable with the S&P500 average which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.61% |
5.2 History
YOU has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
YOU pays out 40.24% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP40.24%
EPS Next 2Y-11.18%
EPS Next 3Y-2.5%
36.98
-1.38 (-3.6%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners101.41%
Inst Owner Change-2.02%
Ins Owners7.04%
Ins Owner Change-7.39%
Market Cap4.92B
Revenue(TTM)866.30M
Net Income(TTM)181.69M
Analysts70.77
Price Target38.87 (5.11%)
Short Float %17.84%
Short Ratio9.67
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.61% |
Yearly Dividend0.47
Dividend Growth(5Y)N/A
DP40.24%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.71%
Min EPS beat(2)1.51%
Max EPS beat(2)7.9%
EPS beat(4)4
Avg EPS beat(4)57.05%
Min EPS beat(4)1.51%
Max EPS beat(4)202.79%
EPS beat(8)7
Avg EPS beat(8)39.61%
EPS beat(12)11
Avg EPS beat(12)65.91%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)1.03%
Min Revenue beat(2)0.94%
Max Revenue beat(2)1.11%
Revenue beat(4)4
Avg Revenue beat(4)0.92%
Min Revenue beat(4)0.6%
Max Revenue beat(4)1.11%
Revenue beat(8)8
Avg Revenue beat(8)1.14%
Revenue beat(12)12
Avg Revenue beat(12)1.87%
Revenue beat(16)16
Avg Revenue beat(16)1.89%
PT rev (1m)6.98%
PT rev (3m)11.62%
EPS NQ rev (1m)9.18%
EPS NQ rev (3m)11.33%
EPS NY rev (1m)1.68%
EPS NY rev (3m)2.64%
Revenue NQ rev (1m)0.3%
Revenue NQ rev (3m)1.89%
Revenue NY rev (1m)0.96%
Revenue NY rev (3m)0.98%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.54 | ||
| Fwd PE | 25.76 | ||
| P/S | 5.68 | ||
| P/FCF | 17.01 | ||
| P/OCF | 15.85 | ||
| P/B | 33.14 | ||
| P/tB | 65.11 | ||
| EV/EBITDA | 20.26 |
EPS(TTM)1.8
EY4.87%
EPS(NY)1.44
Fwd EY3.88%
FCF(TTM)2.17
FCFY5.88%
OCF(TTM)2.33
OCFY6.31%
SpS6.51
BVpS1.12
TBVpS0.57
PEG (NY)N/A
PEG (5Y)N/A
Graham Number6.72
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.14% | ||
| ROE | 122.29% | ||
| ROCE | 33.82% | ||
| ROIC | 26.72% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 19.25% | ||
| PM (TTM) | 20.97% | ||
| GM | 85.99% | ||
| FCFM | 33.43% |
ROA(3y)3.52%
ROA(5y)0.42%
ROE(3y)25.02%
ROE(5y)10.15%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.14%
GM growth 5Y0.59%
F-Score7
Asset Turnover0.77
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 76.06% | ||
| Cap/Sales | 2.43% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 159.75% | ||
| Profit Quality | 159.38% | ||
| Current Ratio | 0.93 | ||
| Quick Ratio | 0.93 | ||
| Altman-Z | 4.36 |
F-Score7
WACC10.89%
ROIC/WACC2.45
Cap/Depr(3y)112.32%
Cap/Depr(5y)150.12%
Cap/Sales(3y)4.38%
Cap/Sales(5y)6.38%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)65.14%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-3.33%
EPS Next Y-39.62%
EPS Next 2Y-11.18%
EPS Next 3Y-2.5%
EPS Next 5YN/A
Revenue 1Y (TTM)17.83%
Revenue growth 3Y44.76%
Revenue growth 5Y31.99%
Sales Q2Q%15.51%
Revenue Next Year16.89%
Revenue Next 2Y14.45%
Revenue Next 3Y13.04%
Revenue Next 5Y9.27%
EBIT growth 1Y60.46%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year109.64%
EBIT Next 3Y42.62%
EBIT Next 5Y22.62%
FCF growth 1Y61.14%
FCF growth 3Y90.95%
FCF growth 5Y189.23%
OCF growth 1Y47.79%
OCF growth 3Y61.88%
OCF growth 5Y77.89%
CLEAR SECURE INC -CLASS A / YOU FAQ
What is the ChartMill fundamental rating of CLEAR SECURE INC -CLASS A (YOU) stock?
ChartMill assigns a fundamental rating of 5 / 10 to YOU.
What is the valuation status of CLEAR SECURE INC -CLASS A (YOU) stock?
ChartMill assigns a valuation rating of 5 / 10 to CLEAR SECURE INC -CLASS A (YOU). This can be considered as Fairly Valued.
What is the profitability of YOU stock?
CLEAR SECURE INC -CLASS A (YOU) has a profitability rating of 6 / 10.
What is the valuation of CLEAR SECURE INC -CLASS A based on its PE and PB ratios?
The Price/Earnings (PE) ratio for CLEAR SECURE INC -CLASS A (YOU) is 20.54 and the Price/Book (PB) ratio is 33.14.
Can you provide the expected EPS growth for YOU stock?
The Earnings per Share (EPS) of CLEAR SECURE INC -CLASS A (YOU) is expected to decline by -39.62% in the next year.