CLEAR SECURE INC -CLASS A (YOU) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:YOU • US18467V1098

31.15 USD
-0.52 (-1.64%)
Last: Feb 4, 2026, 01:36 PM
Fundamental Rating

5

YOU gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 278 industry peers in the Software industry. YOU has an average financial health and profitability rating. YOU has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year YOU was profitable.
  • YOU had a positive operating cash flow in the past year.
  • In multiple years YOU reported negative net income over the last 5 years.
  • Of the past 5 years YOU 4 years had a positive operating cash flow.
YOU Yearly Net Income VS EBIT VS OCF VS FCFYOU Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 0 100M -100M 200M

1.2 Ratios

  • With an excellent Return On Assets value of 16.14%, YOU belongs to the best of the industry, outperforming 92.09% of the companies in the same industry.
  • With an excellent Return On Equity value of 122.29%, YOU belongs to the best of the industry, outperforming 98.92% of the companies in the same industry.
  • YOU has a Return On Invested Capital of 26.72%. This is amongst the best in the industry. YOU outperforms 95.32% of its industry peers.
Industry RankSector Rank
ROA 16.14%
ROE 122.29%
ROIC 26.72%
ROA(3y)3.52%
ROA(5y)0.42%
ROE(3y)25.02%
ROE(5y)10.15%
ROIC(3y)N/A
ROIC(5y)N/A
YOU Yearly ROA, ROE, ROICYOU Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 0 20 -20 40 60 80

1.3 Margins

  • YOU has a Profit Margin of 20.97%. This is amongst the best in the industry. YOU outperforms 85.25% of its industry peers.
  • With an excellent Operating Margin value of 19.25%, YOU belongs to the best of the industry, outperforming 85.61% of the companies in the same industry.
  • Looking at the Gross Margin, with a value of 85.98%, YOU belongs to the top of the industry, outperforming 93.17% of the companies in the same industry.
  • YOU's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 19.25%
PM (TTM) 20.97%
GM 85.99%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.14%
GM growth 5Y0.59%
YOU Yearly Profit, Operating, Gross MarginsYOU Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 0 20 -20 40 -40 60 80

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6

2. Health

2.1 Basic Checks

  • YOU has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
  • YOU has less shares outstanding than it did 1 year ago.
  • YOU has less shares outstanding than it did 5 years ago.
  • There is no outstanding debt for YOU. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
YOU Yearly Shares OutstandingYOU Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 50M 100M 150M
YOU Yearly Total Debt VS Total AssetsYOU Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

  • An Altman-Z score of 3.93 indicates that YOU is not in any danger for bankruptcy at the moment.
  • With a decent Altman-Z score value of 3.93, YOU is doing good in the industry, outperforming 71.22% of the companies in the same industry.
  • There is no outstanding debt for YOU. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 3.93
ROIC/WACC2.4
WACC11.15%
YOU Yearly LT Debt VS Equity VS FCFYOU Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 100M 200M

2.3 Liquidity

  • A Current Ratio of 0.93 indicates that YOU may have some problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 0.93, YOU is doing worse than 77.34% of the companies in the same industry.
  • YOU has a Quick Ratio of 0.93. This is a bad value and indicates that YOU is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Quick ratio of YOU (0.93) is worse than 76.98% of its industry peers.
Industry RankSector Rank
Current Ratio 0.93
Quick Ratio 0.93
YOU Yearly Current Assets VS Current LiabilitesYOU Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 200M 400M 600M

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5

3. Growth

3.1 Past

  • YOU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 65.14%, which is quite impressive.
  • YOU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.83%.
  • The Revenue has been growing by 31.99% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)65.14%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-3.33%
Revenue 1Y (TTM)17.83%
Revenue growth 3Y44.76%
Revenue growth 5Y31.99%
Sales Q2Q%15.51%

3.2 Future

  • Based on estimates for the next years, YOU will show a decrease in Earnings Per Share. The EPS will decrease by -1.03% on average per year.
  • The Revenue is expected to grow by 9.27% on average over the next years. This is quite good.
EPS Next Y-38.96%
EPS Next 2Y-13.77%
EPS Next 3Y-1.03%
EPS Next 5YN/A
Revenue Next Year16.87%
Revenue Next 2Y14.68%
Revenue Next 3Y13.67%
Revenue Next 5Y9.27%

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
YOU Yearly Revenue VS EstimatesYOU Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2032 500M 1B 1.5B
YOU Yearly EPS VS EstimatesYOU Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 0 0.5 -0.5 1 -1 1.5

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5

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 17.31, YOU is valued on the expensive side.
  • 75.54% of the companies in the same industry are more expensive than YOU, based on the Price/Earnings ratio.
  • YOU's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 28.18.
  • YOU is valuated rather expensively with a Price/Forward Earnings ratio of 23.02.
  • Based on the Price/Forward Earnings ratio, YOU is valued a bit cheaper than the industry average as 62.59% of the companies are valued more expensively.
  • YOU is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 25.51, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 17.31
Fwd PE 23.02
YOU Price Earnings VS Forward Price EarningsYOU Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, YOU is valued a bit cheaper than 78.42% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, YOU is valued cheaper than 82.73% of the companies in the same industry.
Industry RankSector Rank
P/FCF 14.32
EV/EBITDA 16.62
YOU Per share dataYOU EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6

4.3 Compensation for Growth

  • The decent profitability rating of YOU may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-13.77%
EPS Next 3Y-1.03%

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3

5. Dividend

5.1 Amount

  • YOU has a Yearly Dividend Yield of 1.39%.
  • YOU's Dividend Yield is rather good when compared to the industry average which is at 0.56. YOU pays more dividend than 93.88% of the companies in the same industry.
  • YOU's Dividend Yield is slightly below the S&P500 average, which is at 1.83.
Industry RankSector Rank
Dividend Yield 1.39%

5.2 History

  • YOU has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
YOU Yearly Dividends per shareYOU Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 0.2 0.4 0.6 0.8

5.3 Sustainability

  • 40.24% of the earnings are spent on dividend by YOU. This is a bit on the high side, but may be sustainable.
DP40.24%
EPS Next 2Y-13.77%
EPS Next 3Y-1.03%
YOU Yearly Income VS Free CF VS DividendYOU Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2019 2020 2021 2022 2023 2024 0 100M 200M
YOU Dividend Payout.YOU Dividend Payout, showing the Payout Ratio.YOU Dividend Payout.PayoutRetained Earnings

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CLEAR SECURE INC -CLASS A

NYSE:YOU (2/4/2026, 1:36:53 PM)

31.15

-0.52 (-1.64%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-06
Earnings (Next)02-25
Inst Owners101.78%
Inst Owner Change-2.63%
Ins Owners7.02%
Ins Owner Change-7.71%
Market Cap4.15B
Revenue(TTM)866.30M
Net Income(TTM)181.69M
Analysts72.31
Price Target39.78 (27.7%)
Short Float %15.4%
Short Ratio9.85
Dividend
Industry RankSector Rank
Dividend Yield 1.39%
Yearly Dividend0.47
Dividend Growth(5Y)N/A
DP40.24%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.71%
Min EPS beat(2)1.51%
Max EPS beat(2)7.9%
EPS beat(4)4
Avg EPS beat(4)57.05%
Min EPS beat(4)1.51%
Max EPS beat(4)202.79%
EPS beat(8)7
Avg EPS beat(8)39.61%
EPS beat(12)11
Avg EPS beat(12)65.91%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)1.03%
Min Revenue beat(2)0.94%
Max Revenue beat(2)1.11%
Revenue beat(4)4
Avg Revenue beat(4)0.92%
Min Revenue beat(4)0.6%
Max Revenue beat(4)1.11%
Revenue beat(8)8
Avg Revenue beat(8)1.14%
Revenue beat(12)12
Avg Revenue beat(12)1.87%
Revenue beat(16)16
Avg Revenue beat(16)1.89%
PT rev (1m)0%
PT rev (3m)9.47%
EPS NQ rev (1m)-5.58%
EPS NQ rev (3m)0%
EPS NY rev (1m)1.48%
EPS NY rev (3m)2.8%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.78%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.95%
Valuation
Industry RankSector Rank
PE 17.31
Fwd PE 23.02
P/S 4.79
P/FCF 14.32
P/OCF 13.35
P/B 27.92
P/tB 54.85
EV/EBITDA 16.62
EPS(TTM)1.8
EY5.78%
EPS(NY)1.35
Fwd EY4.34%
FCF(TTM)2.17
FCFY6.98%
OCF(TTM)2.33
OCFY7.49%
SpS6.51
BVpS1.12
TBVpS0.57
PEG (NY)N/A
PEG (5Y)N/A
Graham Number6.72
Profitability
Industry RankSector Rank
ROA 16.14%
ROE 122.29%
ROCE 33.82%
ROIC 26.72%
ROICexc N/A
ROICexgc N/A
OM 19.25%
PM (TTM) 20.97%
GM 85.99%
FCFM 33.43%
ROA(3y)3.52%
ROA(5y)0.42%
ROE(3y)25.02%
ROE(5y)10.15%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.14%
GM growth 5Y0.59%
F-Score7
Asset Turnover0.77
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 76.06%
Cap/Sales 2.43%
Interest Coverage 250
Cash Conversion 159.75%
Profit Quality 159.38%
Current Ratio 0.93
Quick Ratio 0.93
Altman-Z 3.93
F-Score7
WACC11.15%
ROIC/WACC2.4
Cap/Depr(3y)112.32%
Cap/Depr(5y)150.12%
Cap/Sales(3y)4.38%
Cap/Sales(5y)6.38%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)65.14%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-3.33%
EPS Next Y-38.96%
EPS Next 2Y-13.77%
EPS Next 3Y-1.03%
EPS Next 5YN/A
Revenue 1Y (TTM)17.83%
Revenue growth 3Y44.76%
Revenue growth 5Y31.99%
Sales Q2Q%15.51%
Revenue Next Year16.87%
Revenue Next 2Y14.68%
Revenue Next 3Y13.67%
Revenue Next 5Y9.27%
EBIT growth 1Y60.46%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year109.6%
EBIT Next 3Y44.17%
EBIT Next 5Y22.62%
FCF growth 1Y61.14%
FCF growth 3Y90.95%
FCF growth 5Y189.23%
OCF growth 1Y47.79%
OCF growth 3Y61.88%
OCF growth 5Y77.89%

CLEAR SECURE INC -CLASS A / YOU FAQ

What is the ChartMill fundamental rating of CLEAR SECURE INC -CLASS A (YOU) stock?

ChartMill assigns a fundamental rating of 5 / 10 to YOU.


Can you provide the valuation status for CLEAR SECURE INC -CLASS A?

ChartMill assigns a valuation rating of 5 / 10 to CLEAR SECURE INC -CLASS A (YOU). This can be considered as Fairly Valued.


Can you provide the profitability details for CLEAR SECURE INC -CLASS A?

CLEAR SECURE INC -CLASS A (YOU) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for YOU stock?

The Price/Earnings (PE) ratio for CLEAR SECURE INC -CLASS A (YOU) is 17.31 and the Price/Book (PB) ratio is 27.92.


What is the earnings growth outlook for CLEAR SECURE INC -CLASS A?

The Earnings per Share (EPS) of CLEAR SECURE INC -CLASS A (YOU) is expected to decline by -38.96% in the next year.