YORK WATER CO (YORW) Stock Fundamental Analysis

USA • Nasdaq • NASDAQ:YORW • US9871841089

31.81 USD
-0.72 (-2.21%)
At close: Feb 6, 2026
31.81 USD
0 (0%)
After Hours: 2/6/2026, 8:12:30 PM
Fundamental Rating

3

Overall YORW gets a fundamental rating of 3 out of 10. We evaluated YORW against 14 industry peers in the Water Utilities industry. YORW has a medium profitability rating, but doesn't score so well on its financial health evaluation. YORW is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • YORW had positive earnings in the past year.
  • In the past year YORW had a positive cash flow from operations.
  • YORW had positive earnings in each of the past 5 years.
  • Each year in the past 5 years YORW had a positive operating cash flow.
YORW Yearly Net Income VS EBIT VS OCF VS FCFYORW Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M

1.2 Ratios

  • With a Return On Assets value of 3.00%, YORW perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
  • YORW has a Return On Equity (8.42%) which is in line with its industry peers.
  • YORW has a Return On Invested Capital (3.39%) which is comparable to the rest of the industry.
  • YORW had an Average Return On Invested Capital over the past 3 years of 3.87%. This is in line with the industry average of 4.99%.
Industry RankSector Rank
ROA 3%
ROE 8.42%
ROIC 3.39%
ROA(3y)3.69%
ROA(5y)3.77%
ROE(3y)9.66%
ROE(5y)10.34%
ROIC(3y)3.87%
ROIC(5y)4.14%
YORW Yearly ROA, ROE, ROICYORW Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • YORW has a better Profit Margin (26.06%) than 78.57% of its industry peers.
  • In the last couple of years the Profit Margin of YORW has remained more or less at the same level.
  • YORW has a better Operating Margin (36.41%) than 78.57% of its industry peers.
  • In the last couple of years the Operating Margin of YORW has declined.
Industry RankSector Rank
OM 36.41%
PM (TTM) 26.06%
GM N/A
OM growth 3Y-4.13%
OM growth 5Y-4.1%
PM growth 3Y-4.16%
PM growth 5Y-0.58%
GM growth 3YN/A
GM growth 5YN/A
YORW Yearly Profit, Operating, Gross MarginsYORW Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

2

2. Health

2.1 Basic Checks

  • YORW has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • The number of shares outstanding for YORW has been increased compared to 1 year ago.
  • The number of shares outstanding for YORW has been increased compared to 5 years ago.
  • Compared to 1 year ago, YORW has a worse debt to assets ratio.
YORW Yearly Shares OutstandingYORW Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M
YORW Yearly Total Debt VS Total AssetsYORW Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • Based on the Altman-Z score of 1.11, we must say that YORW is in the distress zone and has some risk of bankruptcy.
  • YORW's Altman-Z score of 1.11 is fine compared to the rest of the industry. YORW outperforms 64.29% of its industry peers.
  • A Debt/Equity ratio of 0.95 indicates that YORW is somewhat dependend on debt financing.
  • With a Debt to Equity ratio value of 0.95, YORW perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.95
Debt/FCF N/A
Altman-Z 1.11
ROIC/WACC0.42
WACC8.06%
YORW Yearly LT Debt VS Equity VS FCFYORW Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M 200M

2.3 Liquidity

  • A Current Ratio of 1.15 indicates that YORW should not have too much problems paying its short term obligations.
  • YORW has a Current ratio of 1.15. This is comparable to the rest of the industry: YORW outperforms 50.00% of its industry peers.
  • A Quick Ratio of 0.95 indicates that YORW may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.95, YORW perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.15
Quick Ratio 0.95
YORW Yearly Current Assets VS Current LiabilitesYORW Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M

3

3. Growth

3.1 Past

  • The earnings per share for YORW have decreased by -6.08% in the last year.
  • Measured over the past 5 years, YORW shows a small growth in Earnings Per Share. The EPS has been growing by 5.05% on average per year.
  • The Revenue has been growing slightly by 3.63% in the past year.
  • Measured over the past years, YORW shows a small growth in Revenue. The Revenue has been growing by 7.76% on average per year.
EPS 1Y (TTM)-6.08%
EPS 3Y2.99%
EPS 5Y5.05%
EPS Q2Q%4.88%
Revenue 1Y (TTM)3.63%
Revenue growth 3Y10.79%
Revenue growth 5Y7.76%
Sales Q2Q%3.28%

3.2 Future

  • YORW is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.10% yearly.
  • YORW is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.47% yearly.
EPS Next Y-3.03%
EPS Next 2Y6.53%
EPS Next 3Y7.1%
EPS Next 5YN/A
Revenue Next Year4%
Revenue Next 2Y5.83%
Revenue Next 3Y5.47%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
YORW Yearly Revenue VS EstimatesYORW Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 20M 40M 60M 80M
YORW Yearly EPS VS EstimatesYORW Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5

1

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 22.88, which indicates a rather expensive current valuation of YORW.
  • Based on the Price/Earnings ratio, YORW is valued a bit more expensive than 64.29% of the companies in the same industry.
  • YORW's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.93.
  • A Price/Forward Earnings ratio of 19.74 indicates a rather expensive valuation of YORW.
  • The rest of the industry has a similar Price/Forward Earnings ratio as YORW.
  • YORW's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.77.
Industry RankSector Rank
PE 22.88
Fwd PE 19.74
YORW Price Earnings VS Forward Price EarningsYORW Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • YORW's Enterprise Value to EBITDA is on the same level as the industry average.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 16.36
YORW Per share dataYORW EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)4.53
EPS Next 2Y6.53%
EPS Next 3Y7.1%

5

5. Dividend

5.1 Amount

  • YORW has a Yearly Dividend Yield of 2.88%.
  • Compared to an average industry Dividend Yield of 3.01, YORW has a dividend in line with its industry peers.
  • YORW's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 2.88%

5.2 History

  • The dividend of YORW has a limited annual growth rate of 3.93%.
  • YORW has paid a dividend for at least 10 years, which is a reliable track record.
  • The dividend of YORW decreased recently.
Dividend Growth(5Y)3.93%
Div Incr Years1
Div Non Decr Years1
YORW Yearly Dividends per shareYORW Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8

5.3 Sustainability

  • 62.37% of the earnings are spent on dividend by YORW. This is not a sustainable payout ratio.
  • The dividend of YORW is growing, but earnings are growing more, so the dividend growth is sustainable.
DP62.37%
EPS Next 2Y6.53%
EPS Next 3Y7.1%
YORW Yearly Income VS Free CF VS DividendYORW Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M -10M 20M -20M -30M
YORW Dividend Payout.YORW Dividend Payout, showing the Payout Ratio.YORW Dividend Payout.PayoutRetained Earnings

YORK WATER CO

NASDAQ:YORW (2/6/2026, 8:12:30 PM)

After market: 31.81 0 (0%)

31.81

-0.72 (-2.21%)

Chartmill FA Rating
GICS SectorUtilities
GICS IndustryGroupUtilities
GICS IndustryWater Utilities
Earnings (Last)11-06
Earnings (Next)03-02
Inst Owners58.82%
Inst Owner Change-0.29%
Ins Owners0.52%
Ins Owner Change0.66%
Market Cap459.02M
Revenue(TTM)76.88M
Net Income(TTM)20.03M
Analysts85.71
Price Target41.82 (31.47%)
Short Float %3.29%
Short Ratio6.29
Dividend
Industry RankSector Rank
Dividend Yield 2.88%
Yearly Dividend0.84
Dividend Growth(5Y)3.93%
DP62.37%
Div Incr Years1
Div Non Decr Years1
Ex-Date02-27
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.46%
Min EPS beat(2)3.98%
Max EPS beat(2)10.94%
EPS beat(4)2
Avg EPS beat(4)-3.85%
Min EPS beat(4)-25.73%
Max EPS beat(4)10.94%
EPS beat(8)4
Avg EPS beat(8)-3.17%
EPS beat(12)7
Avg EPS beat(12)-0.57%
EPS beat(16)10
Avg EPS beat(16)0.42%
Revenue beat(2)0
Avg Revenue beat(2)-2.94%
Min Revenue beat(2)-4.94%
Max Revenue beat(2)-0.93%
Revenue beat(4)0
Avg Revenue beat(4)-3.32%
Min Revenue beat(4)-4.94%
Max Revenue beat(4)-0.93%
Revenue beat(8)2
Avg Revenue beat(8)-1.74%
Revenue beat(12)5
Avg Revenue beat(12)-0.2%
Revenue beat(16)8
Avg Revenue beat(16)0.55%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-11.11%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.27%
Valuation
Industry RankSector Rank
PE 22.88
Fwd PE 19.74
P/S 5.97
P/FCF N/A
P/OCF 14.53
P/B 1.93
P/tB 1.93
EV/EBITDA 16.36
EPS(TTM)1.39
EY4.37%
EPS(NY)1.61
Fwd EY5.07%
FCF(TTM)-1.44
FCFYN/A
OCF(TTM)2.19
OCFY6.88%
SpS5.33
BVpS16.49
TBVpS16.49
PEG (NY)N/A
PEG (5Y)4.53
Graham Number22.71
Profitability
Industry RankSector Rank
ROA 3%
ROE 8.42%
ROCE 4.29%
ROIC 3.39%
ROICexc 3.39%
ROICexgc 3.39%
OM 36.41%
PM (TTM) 26.06%
GM N/A
FCFM N/A
ROA(3y)3.69%
ROA(5y)3.77%
ROE(3y)9.66%
ROE(5y)10.34%
ROIC(3y)3.87%
ROIC(5y)4.14%
ROICexc(3y)3.87%
ROICexc(5y)4.14%
ROICexgc(3y)3.87%
ROICexgc(5y)4.14%
ROCE(3y)4.9%
ROCE(5y)5.24%
ROICexgc growth 3Y-5.1%
ROICexgc growth 5Y-7.77%
ROICexc growth 3Y-5.1%
ROICexc growth 5Y-7.77%
OM growth 3Y-4.13%
OM growth 5Y-4.1%
PM growth 3Y-4.16%
PM growth 5Y-0.58%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.12
Health
Industry RankSector Rank
Debt/Equity 0.95
Debt/FCF N/A
Debt/EBITDA 5.41
Cap/Depr 375.08%
Cap/Sales 68.07%
Interest Coverage 3.05
Cash Conversion 75.34%
Profit Quality N/A
Current Ratio 1.15
Quick Ratio 0.95
Altman-Z 1.11
F-Score4
WACC8.06%
ROIC/WACC0.42
Cap/Depr(3y)473.57%
Cap/Depr(5y)440.35%
Cap/Sales(3y)79.82%
Cap/Sales(5y)72.31%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-6.08%
EPS 3Y2.99%
EPS 5Y5.05%
EPS Q2Q%4.88%
EPS Next Y-3.03%
EPS Next 2Y6.53%
EPS Next 3Y7.1%
EPS Next 5YN/A
Revenue 1Y (TTM)3.63%
Revenue growth 3Y10.79%
Revenue growth 5Y7.76%
Sales Q2Q%3.28%
Revenue Next Year4%
Revenue Next 2Y5.83%
Revenue Next 3Y5.47%
Revenue Next 5YN/A
EBIT growth 1Y-1.77%
EBIT growth 3Y6.22%
EBIT growth 5Y3.34%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y40.24%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y12.38%
OCF growth 3Y10%
OCF growth 5Y10.11%

YORK WATER CO / YORW FAQ

Can you provide the ChartMill fundamental rating for YORK WATER CO?

ChartMill assigns a fundamental rating of 3 / 10 to YORW.


Can you provide the valuation status for YORK WATER CO?

ChartMill assigns a valuation rating of 1 / 10 to YORK WATER CO (YORW). This can be considered as Overvalued.


Can you provide the profitability details for YORK WATER CO?

YORK WATER CO (YORW) has a profitability rating of 4 / 10.


Can you provide the PE and PB ratios for YORW stock?

The Price/Earnings (PE) ratio for YORK WATER CO (YORW) is 22.88 and the Price/Book (PB) ratio is 1.93.


What is the expected EPS growth for YORK WATER CO (YORW) stock?

The Earnings per Share (EPS) of YORK WATER CO (YORW) is expected to decline by -3.03% in the next year.