33.44 USD
-0.5 (-1.47%)
33.44 USD
0 (0%)
We assign a fundamental rating of 3 out of 10 to YORW. YORW was compared to 14 industry peers in the Water Utilities industry. While YORW is still in line with the averages on profitability rating, there are concerns on its financial health. YORW is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- YORW had positive earnings in the past year.
- YORW had a positive operating cash flow in the past year.
- Each year in the past 5 years YORW has been profitable.
- Each year in the past 5 years YORW had a positive operating cash flow.
1.2 Ratios
- YORW has a Return On Assets (3.00%) which is in line with its industry peers.
- YORW has a Return On Equity of 8.42%. This is comparable to the rest of the industry: YORW outperforms 50.00% of its industry peers.
- YORW has a Return On Invested Capital (3.39%) which is comparable to the rest of the industry.
- YORW had an Average Return On Invested Capital over the past 3 years of 3.87%. This is in line with the industry average of 4.99%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3% | ||
| ROE | 8.42% | ||
| ROIC | 3.39% |
ROA(3y)3.69%
ROA(5y)3.77%
ROE(3y)9.66%
ROE(5y)10.34%
ROIC(3y)3.87%
ROIC(5y)4.14%
1.3 Margins
- YORW has a better Profit Margin (26.06%) than 78.57% of its industry peers.
- YORW's Profit Margin has been stable in the last couple of years.
- YORW has a better Operating Margin (36.41%) than 78.57% of its industry peers.
- YORW's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.41% | ||
| PM (TTM) | 26.06% | ||
| GM | N/A |
OM growth 3Y-4.13%
OM growth 5Y-4.1%
PM growth 3Y-4.16%
PM growth 5Y-0.58%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so YORW is destroying value.
- Compared to 1 year ago, YORW has more shares outstanding
- The number of shares outstanding for YORW has been increased compared to 5 years ago.
- Compared to 1 year ago, YORW has a worse debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of 1.14, we must say that YORW is in the distress zone and has some risk of bankruptcy.
- With a decent Altman-Z score value of 1.14, YORW is doing good in the industry, outperforming 64.29% of the companies in the same industry.
- YORW has a Debt/Equity ratio of 0.95. This is a neutral value indicating YORW is somewhat dependend on debt financing.
- The Debt to Equity ratio of YORW (0.95) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.95 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.14 |
ROIC/WACC0.42
WACC8.13%
2.3 Liquidity
- YORW has a Current Ratio of 1.15. This is a normal value and indicates that YORW is financially healthy and should not expect problems in meeting its short term obligations.
- YORW has a Current ratio (1.15) which is comparable to the rest of the industry.
- YORW has a Quick Ratio of 1.15. This is a bad value and indicates that YORW is not financially healthy enough and could expect problems in meeting its short term obligations.
- YORW has a Quick ratio (0.95) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.95 |
3. Growth
3.1 Past
- The earnings per share for YORW have decreased by -6.08% in the last year.
- YORW shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.05% yearly.
- The Revenue has been growing slightly by 3.63% in the past year.
- Measured over the past years, YORW shows a small growth in Revenue. The Revenue has been growing by 7.76% on average per year.
EPS 1Y (TTM)-6.08%
EPS 3Y2.99%
EPS 5Y5.05%
EPS Q2Q%4.88%
Revenue 1Y (TTM)3.63%
Revenue growth 3Y10.79%
Revenue growth 5Y7.76%
Sales Q2Q%3.28%
3.2 Future
- Based on estimates for the next years, YORW will show a small growth in Earnings Per Share. The EPS will grow by 7.10% on average per year.
- YORW is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.47% yearly.
EPS Next Y-3.03%
EPS Next 2Y6.53%
EPS Next 3Y7.1%
EPS Next 5YN/A
Revenue Next Year4%
Revenue Next 2Y5.83%
Revenue Next 3Y5.47%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- YORW is valuated rather expensively with a Price/Earnings ratio of 24.06.
- Compared to the rest of the industry, the Price/Earnings ratio of YORW indicates a slightly more expensive valuation: YORW is more expensive than 64.29% of the companies listed in the same industry.
- When comparing the Price/Earnings ratio of YORW to the average of the S&P500 Index (26.94), we can say YORW is valued inline with the index average.
- With a Price/Forward Earnings ratio of 20.75, YORW is valued on the expensive side.
- YORW's Price/Forward Earnings is on the same level as the industry average.
- YORW's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 23.94.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.06 | ||
| Fwd PE | 20.75 |
4.2 Price Multiples
- YORW's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. YORW is more expensive than 64.29% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 16.92 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)4.76
EPS Next 2Y6.53%
EPS Next 3Y7.1%
5. Dividend
5.1 Amount
- YORW has a Yearly Dividend Yield of 2.88%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 2.91, YORW pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.83, YORW pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.88% |
5.2 History
- The dividend of YORW has a limited annual growth rate of 3.93%.
- YORW has paid a dividend for at least 10 years, which is a reliable track record.
- YORW has decreased its dividend recently.
Dividend Growth(5Y)3.93%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- 62.37% of the earnings are spent on dividend by YORW. This is not a sustainable payout ratio.
- YORW's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP62.37%
EPS Next 2Y6.53%
EPS Next 3Y7.1%
33.44
-0.5 (-1.47%)
Chartmill FA Rating
GICS SectorUtilities
GICS IndustryGroupUtilities
GICS IndustryWater Utilities
Earnings (Last)11-06 2025-11-06/bmo
Earnings (Next)03-02 2026-03-02
Inst Owners58.82%
Inst Owner Change0.12%
Ins Owners0.52%
Ins Owner Change0.66%
Market Cap482.54M
Revenue(TTM)76.88M
Net Income(TTM)20.03M
Analysts85.71
Price Target41.82 (25.06%)
Short Float %3.03%
Short Ratio5.58
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.88% |
Yearly Dividend0.84
Dividend Growth(5Y)3.93%
DP62.37%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.46%
Min EPS beat(2)3.98%
Max EPS beat(2)10.94%
EPS beat(4)2
Avg EPS beat(4)-3.85%
Min EPS beat(4)-25.73%
Max EPS beat(4)10.94%
EPS beat(8)4
Avg EPS beat(8)-3.17%
EPS beat(12)7
Avg EPS beat(12)-0.57%
EPS beat(16)10
Avg EPS beat(16)0.42%
Revenue beat(2)0
Avg Revenue beat(2)-2.94%
Min Revenue beat(2)-4.94%
Max Revenue beat(2)-0.93%
Revenue beat(4)0
Avg Revenue beat(4)-3.32%
Min Revenue beat(4)-4.94%
Max Revenue beat(4)-0.93%
Revenue beat(8)2
Avg Revenue beat(8)-1.74%
Revenue beat(12)5
Avg Revenue beat(12)-0.2%
Revenue beat(16)8
Avg Revenue beat(16)0.55%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-11.11%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.27%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.06 | ||
| Fwd PE | 20.75 | ||
| P/S | 6.28 | ||
| P/FCF | N/A | ||
| P/OCF | 15.27 | ||
| P/B | 2.03 | ||
| P/tB | 2.03 | ||
| EV/EBITDA | 16.92 |
EPS(TTM)1.39
EY4.16%
EPS(NY)1.61
Fwd EY4.82%
FCF(TTM)-1.44
FCFYN/A
OCF(TTM)2.19
OCFY6.55%
SpS5.33
BVpS16.49
TBVpS16.49
PEG (NY)N/A
PEG (5Y)4.76
Graham Number22.71
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3% | ||
| ROE | 8.42% | ||
| ROCE | 4.29% | ||
| ROIC | 3.39% | ||
| ROICexc | 3.39% | ||
| ROICexgc | 3.39% | ||
| OM | 36.41% | ||
| PM (TTM) | 26.06% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)3.69%
ROA(5y)3.77%
ROE(3y)9.66%
ROE(5y)10.34%
ROIC(3y)3.87%
ROIC(5y)4.14%
ROICexc(3y)3.87%
ROICexc(5y)4.14%
ROICexgc(3y)3.87%
ROICexgc(5y)4.14%
ROCE(3y)4.9%
ROCE(5y)5.24%
ROICexgc growth 3Y-5.1%
ROICexgc growth 5Y-7.77%
ROICexc growth 3Y-5.1%
ROICexc growth 5Y-7.77%
OM growth 3Y-4.13%
OM growth 5Y-4.1%
PM growth 3Y-4.16%
PM growth 5Y-0.58%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.95 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 5.41 | ||
| Cap/Depr | 375.08% | ||
| Cap/Sales | 68.07% | ||
| Interest Coverage | 3.05 | ||
| Cash Conversion | 75.34% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.95 | ||
| Altman-Z | 1.14 |
F-Score4
WACC8.13%
ROIC/WACC0.42
Cap/Depr(3y)473.57%
Cap/Depr(5y)440.35%
Cap/Sales(3y)79.82%
Cap/Sales(5y)72.31%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-6.08%
EPS 3Y2.99%
EPS 5Y5.05%
EPS Q2Q%4.88%
EPS Next Y-3.03%
EPS Next 2Y6.53%
EPS Next 3Y7.1%
EPS Next 5YN/A
Revenue 1Y (TTM)3.63%
Revenue growth 3Y10.79%
Revenue growth 5Y7.76%
Sales Q2Q%3.28%
Revenue Next Year4%
Revenue Next 2Y5.83%
Revenue Next 3Y5.47%
Revenue Next 5YN/A
EBIT growth 1Y-1.77%
EBIT growth 3Y6.22%
EBIT growth 5Y3.34%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y40.24%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y12.38%
OCF growth 3Y10%
OCF growth 5Y10.11%
YORK WATER CO / YORW FAQ
Can you provide the ChartMill fundamental rating for YORK WATER CO?
ChartMill assigns a fundamental rating of 3 / 10 to YORW.
Can you provide the valuation status for YORK WATER CO?
ChartMill assigns a valuation rating of 1 / 10 to YORK WATER CO (YORW). This can be considered as Overvalued.
Can you provide the profitability details for YORK WATER CO?
YORK WATER CO (YORW) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for YORW stock?
The Price/Earnings (PE) ratio for YORK WATER CO (YORW) is 24.06 and the Price/Book (PB) ratio is 2.03.
What is the expected EPS growth for YORK WATER CO (YORW) stock?
The Earnings per Share (EPS) of YORK WATER CO (YORW) is expected to decline by -3.03% in the next year.