32.97 USD
-1.14 (-3.34%)
32.97 USD
0 (0%)
Taking everything into account, YORW scores 3 out of 10 in our fundamental rating. YORW was compared to 14 industry peers in the Water Utilities industry. There are concerns on the financial health of YORW while its profitability can be described as average. YORW has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
YORW had positive earnings in the past year.
In the past year YORW had a positive cash flow from operations.
In the past 5 years YORW has always been profitable.
Each year in the past 5 years YORW had a positive operating cash flow.
1.2 Ratios
YORW has a Return On Assets (3.00%) which is comparable to the rest of the industry.
With a Return On Equity value of 8.42%, YORW perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
YORW has a Return On Invested Capital (3.39%) which is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for YORW is in line with the industry average of 4.89%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3% | ||
| ROE | 8.42% | ||
| ROIC | 3.39% |
ROA(3y)3.69%
ROA(5y)3.77%
ROE(3y)9.66%
ROE(5y)10.34%
ROIC(3y)3.87%
ROIC(5y)4.14%
1.3 Margins
Looking at the Profit Margin, with a value of 26.06%, YORW is in the better half of the industry, outperforming 78.57% of the companies in the same industry.
In the last couple of years the Profit Margin of YORW has remained more or less at the same level.
Looking at the Operating Margin, with a value of 36.41%, YORW is in the better half of the industry, outperforming 78.57% of the companies in the same industry.
In the last couple of years the Operating Margin of YORW has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.41% | ||
| PM (TTM) | 26.06% | ||
| GM | N/A |
OM growth 3Y-4.13%
OM growth 5Y-4.1%
PM growth 3Y-4.16%
PM growth 5Y-0.58%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so YORW is destroying value.
Compared to 1 year ago, YORW has more shares outstanding
Compared to 5 years ago, YORW has more shares outstanding
Compared to 1 year ago, YORW has a worse debt to assets ratio.
2.2 Solvency
YORW has an Altman-Z score of 1.13. This is a bad value and indicates that YORW is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.13, YORW is in the better half of the industry, outperforming 64.29% of the companies in the same industry.
A Debt/Equity ratio of 0.95 indicates that YORW is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.95, YORW is in line with its industry, outperforming 50.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.95 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.13 |
ROIC/WACC0.47
WACC7.2%
2.3 Liquidity
A Current Ratio of 1.15 indicates that YORW should not have too much problems paying its short term obligations.
YORW's Current ratio of 1.15 is in line compared to the rest of the industry. YORW outperforms 50.00% of its industry peers.
A Quick Ratio of 0.95 indicates that YORW may have some problems paying its short term obligations.
YORW has a Quick ratio of 0.95. This is comparable to the rest of the industry: YORW outperforms 50.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.95 |
3. Growth
3.1 Past
YORW shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -6.08%.
YORW shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.05% yearly.
The Revenue has been growing slightly by 3.63% in the past year.
Measured over the past years, YORW shows a small growth in Revenue. The Revenue has been growing by 7.76% on average per year.
EPS 1Y (TTM)-6.08%
EPS 3Y2.99%
EPS 5Y5.05%
EPS Q2Q%4.88%
Revenue 1Y (TTM)3.63%
Revenue growth 3Y10.79%
Revenue growth 5Y7.76%
Sales Q2Q%3.28%
3.2 Future
The Earnings Per Share is expected to grow by 7.10% on average over the next years.
The Revenue is expected to grow by 5.47% on average over the next years.
EPS Next Y-3.03%
EPS Next 2Y6.53%
EPS Next 3Y7.1%
EPS Next 5YN/A
Revenue Next Year4%
Revenue Next 2Y5.83%
Revenue Next 3Y5.47%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 23.72, the valuation of YORW can be described as rather expensive.
Based on the Price/Earnings ratio, YORW is valued a bit more expensive than 64.29% of the companies in the same industry.
When comparing the Price/Earnings ratio of YORW to the average of the S&P500 Index (26.39), we can say YORW is valued inline with the index average.
A Price/Forward Earnings ratio of 20.46 indicates a rather expensive valuation of YORW.
YORW's Price/Forward Earnings ratio is in line with the industry average.
The average S&P500 Price/Forward Earnings ratio is at 23.84. YORW is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.72 | ||
| Fwd PE | 20.46 |
4.2 Price Multiples
64.29% of the companies in the same industry are cheaper than YORW, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 16.76 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)4.7
EPS Next 2Y6.53%
EPS Next 3Y7.1%
5. Dividend
5.1 Amount
YORW has a Yearly Dividend Yield of 2.90%.
Compared to an average industry Dividend Yield of 2.93, YORW pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 1.87, YORW pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.9% |
5.2 History
The dividend of YORW has a limited annual growth rate of 3.93%.
YORW has paid a dividend for at least 10 years, which is a reliable track record.
YORW has decreased its dividend recently.
Dividend Growth(5Y)3.93%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
YORW pays out 62.37% of its income as dividend. This is not a sustainable payout ratio.
YORW's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP62.37%
EPS Next 2Y6.53%
EPS Next 3Y7.1%
32.97
-1.14 (-3.34%)
Chartmill FA Rating
GICS SectorUtilities
GICS IndustryGroupUtilities
GICS IndustryWater Utilities
Earnings (Last)
Earnings (Next)
Inst Owners58.82%
Inst Owner Change2.88%
Ins Owners0.52%
Ins Owner Change0.64%
Market Cap475.76M
Revenue(TTM)76.88M
Net Income(TTM)20.03M
Analysts85.71
Price Target41.82 (26.84%)
Short Float %3.32%
Short Ratio5.5
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.9% |
Yearly Dividend0.84
Dividend Growth(5Y)3.93%
DP62.37%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.46%
Min EPS beat(2)3.98%
Max EPS beat(2)10.94%
EPS beat(4)2
Avg EPS beat(4)-3.85%
Min EPS beat(4)-25.73%
Max EPS beat(4)10.94%
EPS beat(8)4
Avg EPS beat(8)-3.17%
EPS beat(12)7
Avg EPS beat(12)-0.57%
EPS beat(16)10
Avg EPS beat(16)0.42%
Revenue beat(2)0
Avg Revenue beat(2)-2.94%
Min Revenue beat(2)-4.94%
Max Revenue beat(2)-0.93%
Revenue beat(4)0
Avg Revenue beat(4)-3.32%
Min Revenue beat(4)-4.94%
Max Revenue beat(4)-0.93%
Revenue beat(8)2
Avg Revenue beat(8)-1.74%
Revenue beat(12)5
Avg Revenue beat(12)-0.2%
Revenue beat(16)8
Avg Revenue beat(16)0.55%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-11.11%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)-1.27%
Revenue NY rev (3m)-1.27%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.72 | ||
| Fwd PE | 20.46 | ||
| P/S | 6.19 | ||
| P/FCF | N/A | ||
| P/OCF | 15.06 | ||
| P/B | 2 | ||
| P/tB | 2 | ||
| EV/EBITDA | 16.76 |
EPS(TTM)1.39
EY4.22%
EPS(NY)1.61
Fwd EY4.89%
FCF(TTM)-1.44
FCFYN/A
OCF(TTM)2.19
OCFY6.64%
SpS5.33
BVpS16.49
TBVpS16.49
PEG (NY)N/A
PEG (5Y)4.7
Graham Number22.71
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3% | ||
| ROE | 8.42% | ||
| ROCE | 4.29% | ||
| ROIC | 3.39% | ||
| ROICexc | 3.39% | ||
| ROICexgc | 3.39% | ||
| OM | 36.41% | ||
| PM (TTM) | 26.06% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)3.69%
ROA(5y)3.77%
ROE(3y)9.66%
ROE(5y)10.34%
ROIC(3y)3.87%
ROIC(5y)4.14%
ROICexc(3y)3.87%
ROICexc(5y)4.14%
ROICexgc(3y)3.87%
ROICexgc(5y)4.14%
ROCE(3y)4.9%
ROCE(5y)5.24%
ROICexgc growth 3Y-5.1%
ROICexgc growth 5Y-7.77%
ROICexc growth 3Y-5.1%
ROICexc growth 5Y-7.77%
OM growth 3Y-4.13%
OM growth 5Y-4.1%
PM growth 3Y-4.16%
PM growth 5Y-0.58%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.95 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 5.41 | ||
| Cap/Depr | 375.08% | ||
| Cap/Sales | 68.07% | ||
| Interest Coverage | 3.05 | ||
| Cash Conversion | 75.34% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.95 | ||
| Altman-Z | 1.13 |
F-Score4
WACC7.2%
ROIC/WACC0.47
Cap/Depr(3y)473.57%
Cap/Depr(5y)440.35%
Cap/Sales(3y)79.82%
Cap/Sales(5y)72.31%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-6.08%
EPS 3Y2.99%
EPS 5Y5.05%
EPS Q2Q%4.88%
EPS Next Y-3.03%
EPS Next 2Y6.53%
EPS Next 3Y7.1%
EPS Next 5YN/A
Revenue 1Y (TTM)3.63%
Revenue growth 3Y10.79%
Revenue growth 5Y7.76%
Sales Q2Q%3.28%
Revenue Next Year4%
Revenue Next 2Y5.83%
Revenue Next 3Y5.47%
Revenue Next 5YN/A
EBIT growth 1Y-1.77%
EBIT growth 3Y6.22%
EBIT growth 5Y3.34%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y40.24%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y12.38%
OCF growth 3Y10%
OCF growth 5Y10.11%
YORK WATER CO / YORW FAQ
Can you provide the ChartMill fundamental rating for YORK WATER CO?
ChartMill assigns a fundamental rating of 3 / 10 to YORW.
What is the valuation status for YORW stock?
ChartMill assigns a valuation rating of 1 / 10 to YORK WATER CO (YORW). This can be considered as Overvalued.
Can you provide the profitability details for YORK WATER CO?
YORK WATER CO (YORW) has a profitability rating of 4 / 10.
What is the valuation of YORK WATER CO based on its PE and PB ratios?
The Price/Earnings (PE) ratio for YORK WATER CO (YORW) is 23.72 and the Price/Book (PB) ratio is 2.
Can you provide the dividend sustainability for YORW stock?
The dividend rating of YORK WATER CO (YORW) is 5 / 10 and the dividend payout ratio is 62.37%.