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YORK WATER CO (YORW) Stock Fundamental Analysis

NASDAQ:YORW - Nasdaq - US9871841089 - Common Stock - Currency: USD

31.01  -0.33 (-1.05%)

After market: 31.01 0 (0%)

Fundamental Rating

3

Taking everything into account, YORW scores 3 out of 10 in our fundamental rating. YORW was compared to 14 industry peers in the Water Utilities industry. While YORW is still in line with the averages on profitability rating, there are concerns on its financial health. YORW does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

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6

1. Profitability

1.1 Basic Checks

YORW had positive earnings in the past year.
In the past year YORW had a positive cash flow from operations.
YORW had positive earnings in each of the past 5 years.
In the past 5 years YORW always reported a positive cash flow from operatings.
YORW Yearly Net Income VS EBIT VS OCF VS FCFYORW Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 20M -20M

1.2 Ratios

With a decent Return On Assets value of 3.41%, YORW is doing good in the industry, outperforming 64.29% of the companies in the same industry.
The Return On Equity of YORW (9.27%) is comparable to the rest of the industry.
YORW has a Return On Invested Capital of 3.74%. This is in the better half of the industry: YORW outperforms 64.29% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for YORW is in line with the industry average of 5.70%.
Industry RankSector Rank
ROA 3.41%
ROE 9.27%
ROIC 3.74%
ROA(3y)3.86%
ROA(5y)3.92%
ROE(3y)10.44%
ROE(5y)10.73%
ROIC(3y)4.07%
ROIC(5y)4.5%
YORW Yearly ROA, ROE, ROICYORW Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2 4 6 8 10

1.3 Margins

The Profit Margin of YORW (28.57%) is better than 92.86% of its industry peers.
YORW's Profit Margin has improved in the last couple of years.
The Operating Margin of YORW (38.41%) is better than 85.71% of its industry peers.
YORW's Operating Margin has declined in the last couple of years.
Industry RankSector Rank
OM 38.41%
PM (TTM) 28.57%
GM N/A
OM growth 3Y-2.87%
OM growth 5Y-2.21%
PM growth 3Y2.76%
PM growth 5Y3.9%
GM growth 3YN/A
GM growth 5YN/A
YORW Yearly Profit, Operating, Gross MarginsYORW Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 20 40 60 80

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1

2. Health

2.1 Basic Checks

The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so YORW is destroying value.
The number of shares outstanding for YORW has been increased compared to 1 year ago.
YORW has more shares outstanding than it did 5 years ago.
The debt/assets ratio for YORW is higher compared to a year ago.
YORW Yearly Shares OutstandingYORW Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 5M 10M
YORW Yearly Total Debt VS Total AssetsYORW Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 100M 200M 300M 400M 500M

2.2 Solvency

Based on the Altman-Z score of 1.15, we must say that YORW is in the distress zone and has some risk of bankruptcy.
With a decent Altman-Z score value of 1.15, YORW is doing good in the industry, outperforming 64.29% of the companies in the same industry.
YORW has a Debt/Equity ratio of 0.87. This is a neutral value indicating YORW is somewhat dependend on debt financing.
YORW has a Debt to Equity ratio (0.87) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.87
Debt/FCF N/A
Altman-Z 1.15
ROIC/WACC0.52
WACC7.25%
YORW Yearly LT Debt VS Equity VS FCFYORW Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 50M 100M 150M 200M

2.3 Liquidity

A Current Ratio of 0.88 indicates that YORW may have some problems paying its short term obligations.
YORW has a Current ratio (0.88) which is comparable to the rest of the industry.
YORW has a Quick Ratio of 0.88. This is a bad value and indicates that YORW is not financially healthy enough and could expect problems in meeting its short term obligations.
YORW has a Quick ratio (0.68) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 0.88
Quick Ratio 0.68
YORW Yearly Current Assets VS Current LiabilitesYORW Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 5M 10M 15M 20M

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3

3. Growth

3.1 Past

YORW shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -6.92%.
Measured over the past years, YORW shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.83% on average per year.
Looking at the last year, YORW shows a quite strong growth in Revenue. The Revenue has grown by 9.02% in the last year.
Measured over the past years, YORW shows a small growth in Revenue. The Revenue has been growing by 7.96% on average per year.
EPS 1Y (TTM)-6.92%
EPS 3Y9.34%
EPS 5Y9.83%
EPS Q2Q%-22.64%
Revenue 1Y (TTM)9.02%
Revenue growth 3Y9.67%
Revenue growth 5Y7.96%
Sales Q2Q%5.05%

3.2 Future

The Earnings Per Share is expected to decrease by -0.57% on average over the next years.
YORW is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.84% yearly.
EPS Next Y-12.13%
EPS Next 2Y-3.04%
EPS Next 3Y-0.57%
EPS Next 5YN/A
Revenue Next Year7.14%
Revenue Next 2Y6.23%
Revenue Next 3Y5.84%
Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
YORW Yearly Revenue VS EstimatesYORW Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 20M 40M 60M 80M
YORW Yearly EPS VS EstimatesYORW Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

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3

4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 20.95, YORW is valued on the expensive side.
YORW's Price/Earnings is on the same level as the industry average.
Compared to an average S&P500 Price/Earnings ratio of 28.28, YORW is valued a bit cheaper.
YORW is valuated rather expensively with a Price/Forward Earnings ratio of 19.87.
Compared to the rest of the industry, the Price/Forward Earnings ratio of YORW is on the same level as its industry peers.
The average S&P500 Price/Forward Earnings ratio is at 91.29. YORW is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 20.95
Fwd PE 19.87
YORW Price Earnings VS Forward Price EarningsYORW Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

YORW's Enterprise Value to EBITDA is on the same level as the industry average.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 15.67
YORW Per share dataYORW EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15

4.3 Compensation for Growth

The decent profitability rating of YORW may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)2.13
EPS Next 2Y-3.04%
EPS Next 3Y-0.57%

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5

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 2.91%, YORW has a reasonable but not impressive dividend return.
YORW's Dividend Yield is a higher than the industry average which is at 3.57.
Compared to an average S&P500 Dividend Yield of 2.27, YORW pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 2.91%

5.2 History

The dividend of YORW has a limited annual growth rate of 4.01%.
YORW has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)4.01%
Div Incr Years0
Div Non Decr Years0
YORW Yearly Dividends per shareYORW Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0.2 0.4 0.6 0.8

5.3 Sustainability

56.38% of the earnings are spent on dividend by YORW. This is a bit on the high side, but may be sustainable.
The Dividend Rate of YORW has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP56.38%
EPS Next 2Y-3.04%
EPS Next 3Y-0.57%
YORW Yearly Income VS Free CF VS DividendYORW Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 10M -10M 20M -20M -30M
YORW Dividend Payout.YORW Dividend Payout, showing the Payout Ratio.YORW Dividend Payout.PayoutRetained Earnings

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YORK WATER CO

NASDAQ:YORW (1/29/2025, 8:00:02 PM)

After market: 31.01 0 (0%)

31.01

-0.33 (-1.05%)

Chartmill FA Rating
GICS SectorUtilities
GICS IndustryGroupUtilities
GICS IndustryWater Utilities
Earnings (Last)11-07 2024-11-07/bmo
Earnings (Next)N/A N/A
Inst Owners52.12%
Inst Owner Change-1.48%
Ins Owners0.52%
Ins Owner Change0.91%
Market Cap445.61M
Analysts85.71
Price Target46.92 (51.31%)
Short Float %1.25%
Short Ratio2.95
Dividend
Industry RankSector Rank
Dividend Yield 2.91%
Yearly Dividend0.81
Dividend Growth(5Y)4.01%
DP56.38%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-12.85%
Min EPS beat(2)-23.75%
Max EPS beat(2)-1.96%
EPS beat(4)2
Avg EPS beat(4)-2.48%
Min EPS beat(4)-23.75%
Max EPS beat(4)14.38%
EPS beat(8)5
Avg EPS beat(8)1.07%
EPS beat(12)8
Avg EPS beat(12)1.85%
EPS beat(16)10
Avg EPS beat(16)0.86%
Revenue beat(2)0
Avg Revenue beat(2)-3.3%
Min Revenue beat(2)-3.36%
Max Revenue beat(2)-3.25%
Revenue beat(4)2
Avg Revenue beat(4)-0.15%
Min Revenue beat(4)-3.36%
Max Revenue beat(4)4.36%
Revenue beat(8)5
Avg Revenue beat(8)1.37%
Revenue beat(12)8
Avg Revenue beat(12)1.85%
Revenue beat(16)9
Avg Revenue beat(16)0.89%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-5.13%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)5.56%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 20.95
Fwd PE 19.87
P/S 6.01
P/FCF N/A
P/OCF 15.43
P/B 1.95
P/tB 1.95
EV/EBITDA 15.67
EPS(TTM)1.48
EY4.77%
EPS(NY)1.56
Fwd EY5.03%
FCF(TTM)-1.56
FCFYN/A
OCF(TTM)2.01
OCFY6.48%
SpS5.16
BVpS15.91
TBVpS15.91
PEG (NY)N/A
PEG (5Y)2.13
Profitability
Industry RankSector Rank
ROA 3.41%
ROE 9.27%
ROCE 4.73%
ROIC 3.74%
ROICexc 3.74%
ROICexgc 3.74%
OM 38.41%
PM (TTM) 28.57%
GM N/A
FCFM N/A
ROA(3y)3.86%
ROA(5y)3.92%
ROE(3y)10.44%
ROE(5y)10.73%
ROIC(3y)4.07%
ROIC(5y)4.5%
ROICexc(3y)4.07%
ROICexc(5y)4.5%
ROICexgc(3y)4.07%
ROICexgc(5y)4.5%
ROCE(3y)5.16%
ROCE(5y)5.7%
ROICexcg growth 3Y-5.74%
ROICexcg growth 5Y-5.06%
ROICexc growth 3Y-5.74%
ROICexc growth 5Y-5.06%
OM growth 3Y-2.87%
OM growth 5Y-2.21%
PM growth 3Y2.76%
PM growth 5Y3.9%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.12
Health
Industry RankSector Rank
Debt/Equity 0.87
Debt/FCF N/A
Debt/EBITDA 4.83
Cap/Depr 406.67%
Cap/Sales 69.14%
Interest Coverage 4.12
Cash Conversion 70.27%
Profit Quality N/A
Current Ratio 0.88
Quick Ratio 0.68
Altman-Z 1.15
F-Score4
WACC7.25%
ROIC/WACC0.52
Cap/Depr(3y)479%
Cap/Depr(5y)413.87%
Cap/Sales(3y)79.19%
Cap/Sales(5y)66.59%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-6.92%
EPS 3Y9.34%
EPS 5Y9.83%
EPS Q2Q%-22.64%
EPS Next Y-12.13%
EPS Next 2Y-3.04%
EPS Next 3Y-0.57%
EPS Next 5YN/A
Revenue 1Y (TTM)9.02%
Revenue growth 3Y9.67%
Revenue growth 5Y7.96%
Sales Q2Q%5.05%
Revenue Next Year7.14%
Revenue Next 2Y6.23%
Revenue Next 3Y5.84%
Revenue Next 5YN/A
EBIT growth 1Y1.3%
EBIT growth 3Y6.53%
EBIT growth 5Y5.57%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-16.44%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y32.58%
OCF growth 3Y16.38%
OCF growth 5Y11.68%