32.94 USD
+0.31 (+0.95%)
32.94 USD
0 (0%)
We assign a fundamental rating of 3 out of 10 to YORW. YORW was compared to 15 industry peers in the Water Utilities industry. There are concerns on the financial health of YORW while its profitability can be described as average. YORW is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year YORW was profitable.
YORW had a positive operating cash flow in the past year.
YORW had positive earnings in each of the past 5 years.
Each year in the past 5 years YORW had a positive operating cash flow.
1.2 Ratios
YORW has a Return On Assets (3.00%) which is comparable to the rest of the industry.
With a Return On Equity value of 8.42%, YORW perfoms like the industry average, outperforming 53.33% of the companies in the same industry.
YORW's Return On Invested Capital of 3.39% is in line compared to the rest of the industry. YORW outperforms 60.00% of its industry peers.
The Average Return On Invested Capital over the past 3 years for YORW is in line with the industry average of 4.77%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3% | ||
| ROE | 8.42% | ||
| ROIC | 3.39% |
ROA(3y)3.69%
ROA(5y)3.77%
ROE(3y)9.66%
ROE(5y)10.34%
ROIC(3y)3.87%
ROIC(5y)4.14%
1.3 Margins
YORW's Profit Margin of 26.06% is fine compared to the rest of the industry. YORW outperforms 80.00% of its industry peers.
YORW's Profit Margin has been stable in the last couple of years.
YORW has a Operating Margin of 36.41%. This is in the better half of the industry: YORW outperforms 80.00% of its industry peers.
In the last couple of years the Operating Margin of YORW has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.41% | ||
| PM (TTM) | 26.06% | ||
| GM | N/A |
OM growth 3Y-4.13%
OM growth 5Y-4.1%
PM growth 3Y-4.16%
PM growth 5Y-0.58%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), YORW is destroying value.
Compared to 1 year ago, YORW has more shares outstanding
YORW has more shares outstanding than it did 5 years ago.
YORW has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.12, we must say that YORW is in the distress zone and has some risk of bankruptcy.
YORW has a Altman-Z score of 1.12. This is in the better half of the industry: YORW outperforms 66.67% of its industry peers.
A Debt/Equity ratio of 0.95 indicates that YORW is somewhat dependend on debt financing.
YORW has a Debt to Equity ratio (0.95) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.95 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.12 |
ROIC/WACC0.46
WACC7.41%
2.3 Liquidity
A Current Ratio of 1.15 indicates that YORW should not have too much problems paying its short term obligations.
YORW's Current ratio of 1.15 is in line compared to the rest of the industry. YORW outperforms 53.33% of its industry peers.
YORW has a Quick Ratio of 1.15. This is a bad value and indicates that YORW is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of YORW (0.95) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.95 |
3. Growth
3.1 Past
The earnings per share for YORW have decreased by -6.08% in the last year.
YORW shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.05% yearly.
YORW shows a small growth in Revenue. In the last year, the Revenue has grown by 3.63%.
YORW shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.76% yearly.
EPS 1Y (TTM)-6.08%
EPS 3Y2.99%
EPS 5Y5.05%
EPS Q2Q%4.88%
Revenue 1Y (TTM)3.63%
Revenue growth 3Y10.79%
Revenue growth 5Y7.76%
Sales Q2Q%3.28%
3.2 Future
YORW is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.10% yearly.
Based on estimates for the next years, YORW will show a small growth in Revenue. The Revenue will grow by 5.47% on average per year.
EPS Next Y-3.03%
EPS Next 2Y6.53%
EPS Next 3Y7.1%
EPS Next 5YN/A
Revenue Next Year4%
Revenue Next 2Y5.83%
Revenue Next 3Y5.47%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 23.70, YORW is valued on the expensive side.
Based on the Price/Earnings ratio, YORW is valued a bit more expensive than 60.00% of the companies in the same industry.
YORW's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 26.59.
YORW is valuated rather expensively with a Price/Forward Earnings ratio of 20.44.
The rest of the industry has a similar Price/Forward Earnings ratio as YORW.
YORW is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 23.80, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.7 | ||
| Fwd PE | 20.44 |
4.2 Price Multiples
YORW's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. YORW is more expensive than 60.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 16.64 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)4.69
EPS Next 2Y6.53%
EPS Next 3Y7.1%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.90%, YORW has a reasonable but not impressive dividend return.
YORW's Dividend Yield is a higher than the industry average which is at 3.47.
YORW's Dividend Yield is a higher than the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.9% |
5.2 History
The dividend of YORW has a limited annual growth rate of 3.93%.
YORW has been paying a dividend for at least 10 years, so it has a reliable track record.
The dividend of YORW decreased recently.
Dividend Growth(5Y)3.93%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
62.37% of the earnings are spent on dividend by YORW. This is not a sustainable payout ratio.
YORW's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP62.37%
EPS Next 2Y6.53%
EPS Next 3Y7.1%
32.94
+0.31 (+0.95%)
Chartmill FA Rating
GICS SectorUtilities
GICS IndustryGroupUtilities
GICS IndustryWater Utilities
Earnings (Last)
Earnings (Next)
Inst Owners58.82%
Inst Owner Change2.88%
Ins Owners0.52%
Ins Owner Change0.52%
Market Cap475.32M
Revenue(TTM)76.88M
Net Income(TTM)20.03M
Analysts85.71
Price Target41.82 (26.96%)
Short Float %3.04%
Short Ratio4.89
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.9% |
Yearly Dividend0.84
Dividend Growth(5Y)3.93%
DP62.37%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.46%
Min EPS beat(2)3.98%
Max EPS beat(2)10.94%
EPS beat(4)2
Avg EPS beat(4)-3.85%
Min EPS beat(4)-25.73%
Max EPS beat(4)10.94%
EPS beat(8)4
Avg EPS beat(8)-3.17%
EPS beat(12)7
Avg EPS beat(12)-0.57%
EPS beat(16)10
Avg EPS beat(16)0.42%
Revenue beat(2)0
Avg Revenue beat(2)-2.94%
Min Revenue beat(2)-4.94%
Max Revenue beat(2)-0.93%
Revenue beat(4)0
Avg Revenue beat(4)-3.32%
Min Revenue beat(4)-4.94%
Max Revenue beat(4)-0.93%
Revenue beat(8)2
Avg Revenue beat(8)-1.74%
Revenue beat(12)5
Avg Revenue beat(12)-0.2%
Revenue beat(16)8
Avg Revenue beat(16)0.55%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-11.11%
EPS NQ rev (3m)-11.11%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)-1.27%
Revenue NY rev (3m)-1.27%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.7 | ||
| Fwd PE | 20.44 | ||
| P/S | 6.18 | ||
| P/FCF | N/A | ||
| P/OCF | 15.04 | ||
| P/B | 2 | ||
| P/tB | 2 | ||
| EV/EBITDA | 16.64 |
EPS(TTM)1.39
EY4.22%
EPS(NY)1.61
Fwd EY4.89%
FCF(TTM)-1.44
FCFYN/A
OCF(TTM)2.19
OCFY6.65%
SpS5.33
BVpS16.49
TBVpS16.49
PEG (NY)N/A
PEG (5Y)4.69
Graham Number22.71
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3% | ||
| ROE | 8.42% | ||
| ROCE | 4.29% | ||
| ROIC | 3.39% | ||
| ROICexc | 3.39% | ||
| ROICexgc | 3.39% | ||
| OM | 36.41% | ||
| PM (TTM) | 26.06% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)3.69%
ROA(5y)3.77%
ROE(3y)9.66%
ROE(5y)10.34%
ROIC(3y)3.87%
ROIC(5y)4.14%
ROICexc(3y)3.87%
ROICexc(5y)4.14%
ROICexgc(3y)3.87%
ROICexgc(5y)4.14%
ROCE(3y)4.9%
ROCE(5y)5.24%
ROICexgc growth 3Y-5.1%
ROICexgc growth 5Y-7.77%
ROICexc growth 3Y-5.1%
ROICexc growth 5Y-7.77%
OM growth 3Y-4.13%
OM growth 5Y-4.1%
PM growth 3Y-4.16%
PM growth 5Y-0.58%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.95 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 5.41 | ||
| Cap/Depr | 375.08% | ||
| Cap/Sales | 68.07% | ||
| Interest Coverage | 3.05 | ||
| Cash Conversion | 75.34% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.95 | ||
| Altman-Z | 1.12 |
F-Score4
WACC7.41%
ROIC/WACC0.46
Cap/Depr(3y)473.57%
Cap/Depr(5y)440.35%
Cap/Sales(3y)79.82%
Cap/Sales(5y)72.31%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-6.08%
EPS 3Y2.99%
EPS 5Y5.05%
EPS Q2Q%4.88%
EPS Next Y-3.03%
EPS Next 2Y6.53%
EPS Next 3Y7.1%
EPS Next 5YN/A
Revenue 1Y (TTM)3.63%
Revenue growth 3Y10.79%
Revenue growth 5Y7.76%
Sales Q2Q%3.28%
Revenue Next Year4%
Revenue Next 2Y5.83%
Revenue Next 3Y5.47%
Revenue Next 5YN/A
EBIT growth 1Y-1.77%
EBIT growth 3Y6.22%
EBIT growth 5Y3.34%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y40.24%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y12.38%
OCF growth 3Y10%
OCF growth 5Y10.11%
YORK WATER CO / YORW FAQ
Can you provide the ChartMill fundamental rating for YORK WATER CO?
ChartMill assigns a fundamental rating of 3 / 10 to YORW.
What is the valuation status for YORW stock?
ChartMill assigns a valuation rating of 1 / 10 to YORK WATER CO (YORW). This can be considered as Overvalued.
Can you provide the profitability details for YORK WATER CO?
YORK WATER CO (YORW) has a profitability rating of 4 / 10.
What is the valuation of YORK WATER CO based on its PE and PB ratios?
The Price/Earnings (PE) ratio for YORK WATER CO (YORW) is 23.7 and the Price/Book (PB) ratio is 2.
Can you provide the dividend sustainability for YORW stock?
The dividend rating of YORK WATER CO (YORW) is 5 / 10 and the dividend payout ratio is 62.37%.