33.64 USD
+0.2 (+0.6%)
33.64 USD
0 (0%)
YORW gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 14 industry peers in the Water Utilities industry. While YORW is still in line with the averages on profitability rating, there are concerns on its financial health. YORW does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
- In the past year YORW was profitable.
- In the past year YORW had a positive cash flow from operations.
- YORW had positive earnings in each of the past 5 years.
- In the past 5 years YORW always reported a positive cash flow from operatings.
1.2 Ratios
- Looking at the Return On Assets, with a value of 3.00%, YORW is in line with its industry, outperforming 50.00% of the companies in the same industry.
- The Return On Equity of YORW (8.42%) is comparable to the rest of the industry.
- YORW has a Return On Invested Capital of 3.39%. This is comparable to the rest of the industry: YORW outperforms 57.14% of its industry peers.
- YORW had an Average Return On Invested Capital over the past 3 years of 3.87%. This is in line with the industry average of 4.99%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3% | ||
| ROE | 8.42% | ||
| ROIC | 3.39% |
ROA(3y)3.69%
ROA(5y)3.77%
ROE(3y)9.66%
ROE(5y)10.34%
ROIC(3y)3.87%
ROIC(5y)4.14%
1.3 Margins
- YORW has a Profit Margin of 26.06%. This is in the better half of the industry: YORW outperforms 78.57% of its industry peers.
- YORW's Profit Margin has been stable in the last couple of years.
- With a decent Operating Margin value of 36.41%, YORW is doing good in the industry, outperforming 78.57% of the companies in the same industry.
- YORW's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.41% | ||
| PM (TTM) | 26.06% | ||
| GM | N/A |
OM growth 3Y-4.13%
OM growth 5Y-4.1%
PM growth 3Y-4.16%
PM growth 5Y-0.58%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so YORW is destroying value.
- The number of shares outstanding for YORW has been increased compared to 1 year ago.
- The number of shares outstanding for YORW has been increased compared to 5 years ago.
- Compared to 1 year ago, YORW has a worse debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of 1.14, we must say that YORW is in the distress zone and has some risk of bankruptcy.
- YORW's Altman-Z score of 1.14 is fine compared to the rest of the industry. YORW outperforms 64.29% of its industry peers.
- YORW has a Debt/Equity ratio of 0.95. This is a neutral value indicating YORW is somewhat dependend on debt financing.
- YORW has a Debt to Equity ratio of 0.95. This is comparable to the rest of the industry: YORW outperforms 50.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.95 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.14 |
ROIC/WACC0.42
WACC8.17%
2.3 Liquidity
- A Current Ratio of 1.15 indicates that YORW should not have too much problems paying its short term obligations.
- YORW has a Current ratio (1.15) which is comparable to the rest of the industry.
- A Quick Ratio of 0.95 indicates that YORW may have some problems paying its short term obligations.
- With a Quick ratio value of 0.95, YORW perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.95 |
3. Growth
3.1 Past
- YORW shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -6.08%.
- YORW shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.05% yearly.
- Looking at the last year, YORW shows a small growth in Revenue. The Revenue has grown by 3.63% in the last year.
- Measured over the past years, YORW shows a small growth in Revenue. The Revenue has been growing by 7.76% on average per year.
EPS 1Y (TTM)-6.08%
EPS 3Y2.99%
EPS 5Y5.05%
EPS Q2Q%4.88%
Revenue 1Y (TTM)3.63%
Revenue growth 3Y10.79%
Revenue growth 5Y7.76%
Sales Q2Q%3.28%
3.2 Future
- Based on estimates for the next years, YORW will show a small growth in Earnings Per Share. The EPS will grow by 7.10% on average per year.
- Based on estimates for the next years, YORW will show a small growth in Revenue. The Revenue will grow by 5.47% on average per year.
EPS Next Y-3.03%
EPS Next 2Y6.53%
EPS Next 3Y7.1%
EPS Next 5YN/A
Revenue Next Year4%
Revenue Next 2Y5.83%
Revenue Next 3Y5.47%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- YORW is valuated rather expensively with a Price/Earnings ratio of 24.20.
- Based on the Price/Earnings ratio, YORW is valued a bit more expensive than 64.29% of the companies in the same industry.
- YORW's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.32.
- With a Price/Forward Earnings ratio of 20.87, YORW is valued on the expensive side.
- YORW's Price/Forward Earnings is on the same level as the industry average.
- YORW is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 24.30, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.2 | ||
| Fwd PE | 20.87 |
4.2 Price Multiples
- 64.29% of the companies in the same industry are cheaper than YORW, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 16.92 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)4.79
EPS Next 2Y6.53%
EPS Next 3Y7.1%
5. Dividend
5.1 Amount
- YORW has a Yearly Dividend Yield of 2.88%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 2.91, YORW pays a bit more dividend than its industry peers.
- YORW's Dividend Yield is rather good when compared to the S&P500 average which is at 1.86.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.88% |
5.2 History
- The dividend of YORW has a limited annual growth rate of 3.93%.
- YORW has been paying a dividend for at least 10 years, so it has a reliable track record.
- The dividend of YORW decreased recently.
Dividend Growth(5Y)3.93%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- YORW pays out 62.37% of its income as dividend. This is not a sustainable payout ratio.
- YORW's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP62.37%
EPS Next 2Y6.53%
EPS Next 3Y7.1%
33.64
+0.2 (+0.6%)
Chartmill FA Rating
GICS SectorUtilities
GICS IndustryGroupUtilities
GICS IndustryWater Utilities
Earnings (Last)11-06 2025-11-06/bmo
Earnings (Next)03-02 2026-03-02
Inst Owners58.82%
Inst Owner Change0.12%
Ins Owners0.52%
Ins Owner Change0.66%
Market Cap485.43M
Revenue(TTM)76.88M
Net Income(TTM)20.03M
Analysts85.71
Price Target41.82 (24.32%)
Short Float %3.03%
Short Ratio5.58
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.88% |
Yearly Dividend0.84
Dividend Growth(5Y)3.93%
DP62.37%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.46%
Min EPS beat(2)3.98%
Max EPS beat(2)10.94%
EPS beat(4)2
Avg EPS beat(4)-3.85%
Min EPS beat(4)-25.73%
Max EPS beat(4)10.94%
EPS beat(8)4
Avg EPS beat(8)-3.17%
EPS beat(12)7
Avg EPS beat(12)-0.57%
EPS beat(16)10
Avg EPS beat(16)0.42%
Revenue beat(2)0
Avg Revenue beat(2)-2.94%
Min Revenue beat(2)-4.94%
Max Revenue beat(2)-0.93%
Revenue beat(4)0
Avg Revenue beat(4)-3.32%
Min Revenue beat(4)-4.94%
Max Revenue beat(4)-0.93%
Revenue beat(8)2
Avg Revenue beat(8)-1.74%
Revenue beat(12)5
Avg Revenue beat(12)-0.2%
Revenue beat(16)8
Avg Revenue beat(16)0.55%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-11.11%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.27%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.2 | ||
| Fwd PE | 20.87 | ||
| P/S | 6.31 | ||
| P/FCF | N/A | ||
| P/OCF | 15.36 | ||
| P/B | 2.04 | ||
| P/tB | 2.04 | ||
| EV/EBITDA | 16.92 |
EPS(TTM)1.39
EY4.13%
EPS(NY)1.61
Fwd EY4.79%
FCF(TTM)-1.44
FCFYN/A
OCF(TTM)2.19
OCFY6.51%
SpS5.33
BVpS16.49
TBVpS16.49
PEG (NY)N/A
PEG (5Y)4.79
Graham Number22.71
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3% | ||
| ROE | 8.42% | ||
| ROCE | 4.29% | ||
| ROIC | 3.39% | ||
| ROICexc | 3.39% | ||
| ROICexgc | 3.39% | ||
| OM | 36.41% | ||
| PM (TTM) | 26.06% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)3.69%
ROA(5y)3.77%
ROE(3y)9.66%
ROE(5y)10.34%
ROIC(3y)3.87%
ROIC(5y)4.14%
ROICexc(3y)3.87%
ROICexc(5y)4.14%
ROICexgc(3y)3.87%
ROICexgc(5y)4.14%
ROCE(3y)4.9%
ROCE(5y)5.24%
ROICexgc growth 3Y-5.1%
ROICexgc growth 5Y-7.77%
ROICexc growth 3Y-5.1%
ROICexc growth 5Y-7.77%
OM growth 3Y-4.13%
OM growth 5Y-4.1%
PM growth 3Y-4.16%
PM growth 5Y-0.58%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.95 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 5.41 | ||
| Cap/Depr | 375.08% | ||
| Cap/Sales | 68.07% | ||
| Interest Coverage | 3.05 | ||
| Cash Conversion | 75.34% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.95 | ||
| Altman-Z | 1.14 |
F-Score4
WACC8.17%
ROIC/WACC0.42
Cap/Depr(3y)473.57%
Cap/Depr(5y)440.35%
Cap/Sales(3y)79.82%
Cap/Sales(5y)72.31%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-6.08%
EPS 3Y2.99%
EPS 5Y5.05%
EPS Q2Q%4.88%
EPS Next Y-3.03%
EPS Next 2Y6.53%
EPS Next 3Y7.1%
EPS Next 5YN/A
Revenue 1Y (TTM)3.63%
Revenue growth 3Y10.79%
Revenue growth 5Y7.76%
Sales Q2Q%3.28%
Revenue Next Year4%
Revenue Next 2Y5.83%
Revenue Next 3Y5.47%
Revenue Next 5YN/A
EBIT growth 1Y-1.77%
EBIT growth 3Y6.22%
EBIT growth 5Y3.34%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y40.24%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y12.38%
OCF growth 3Y10%
OCF growth 5Y10.11%
YORK WATER CO / YORW FAQ
Can you provide the ChartMill fundamental rating for YORK WATER CO?
ChartMill assigns a fundamental rating of 3 / 10 to YORW.
Can you provide the valuation status for YORK WATER CO?
ChartMill assigns a valuation rating of 1 / 10 to YORK WATER CO (YORW). This can be considered as Overvalued.
Can you provide the profitability details for YORK WATER CO?
YORK WATER CO (YORW) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for YORW stock?
The Price/Earnings (PE) ratio for YORK WATER CO (YORW) is 24.2 and the Price/Book (PB) ratio is 2.04.
What is the expected EPS growth for YORK WATER CO (YORW) stock?
The Earnings per Share (EPS) of YORK WATER CO (YORW) is expected to decline by -3.03% in the next year.