32.44 USD
-0.26 (-0.8%)
32.44 USD
0 (0%)
Taking everything into account, YORW scores 3 out of 10 in our fundamental rating. YORW was compared to 14 industry peers in the Water Utilities industry. There are concerns on the financial health of YORW while its profitability can be described as average. YORW does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
In the past year YORW was profitable.
YORW had a positive operating cash flow in the past year.
YORW had positive earnings in each of the past 5 years.
YORW had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
YORW has a Return On Assets of 3.00%. This is comparable to the rest of the industry: YORW outperforms 50.00% of its industry peers.
YORW has a Return On Equity of 8.42%. This is comparable to the rest of the industry: YORW outperforms 50.00% of its industry peers.
YORW has a Return On Invested Capital of 3.39%. This is comparable to the rest of the industry: YORW outperforms 57.14% of its industry peers.
The Average Return On Invested Capital over the past 3 years for YORW is in line with the industry average of 4.89%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3% | ||
| ROE | 8.42% | ||
| ROIC | 3.39% |
ROA(3y)3.69%
ROA(5y)3.77%
ROE(3y)9.66%
ROE(5y)10.34%
ROIC(3y)3.87%
ROIC(5y)4.14%
1.3 Margins
YORW has a Profit Margin of 26.06%. This is in the better half of the industry: YORW outperforms 78.57% of its industry peers.
YORW's Profit Margin has been stable in the last couple of years.
YORW's Operating Margin of 36.41% is fine compared to the rest of the industry. YORW outperforms 78.57% of its industry peers.
In the last couple of years the Operating Margin of YORW has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.41% | ||
| PM (TTM) | 26.06% | ||
| GM | N/A |
OM growth 3Y-4.13%
OM growth 5Y-4.1%
PM growth 3Y-4.16%
PM growth 5Y-0.58%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), YORW is destroying value.
YORW has more shares outstanding than it did 1 year ago.
YORW has more shares outstanding than it did 5 years ago.
The debt/assets ratio for YORW is higher compared to a year ago.
2.2 Solvency
YORW has an Altman-Z score of 1.12. This is a bad value and indicates that YORW is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.12, YORW is in the better half of the industry, outperforming 64.29% of the companies in the same industry.
A Debt/Equity ratio of 0.95 indicates that YORW is somewhat dependend on debt financing.
YORW has a Debt to Equity ratio of 0.95. This is comparable to the rest of the industry: YORW outperforms 50.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.95 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.12 |
ROIC/WACC0.47
WACC7.19%
2.3 Liquidity
A Current Ratio of 1.15 indicates that YORW should not have too much problems paying its short term obligations.
YORW's Current ratio of 1.15 is in line compared to the rest of the industry. YORW outperforms 50.00% of its industry peers.
A Quick Ratio of 0.95 indicates that YORW may have some problems paying its short term obligations.
YORW has a Quick ratio (0.95) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.95 |
3. Growth
3.1 Past
YORW shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -6.08%.
Measured over the past 5 years, YORW shows a small growth in Earnings Per Share. The EPS has been growing by 5.05% on average per year.
YORW shows a small growth in Revenue. In the last year, the Revenue has grown by 3.63%.
Measured over the past years, YORW shows a small growth in Revenue. The Revenue has been growing by 7.76% on average per year.
EPS 1Y (TTM)-6.08%
EPS 3Y2.99%
EPS 5Y5.05%
EPS Q2Q%4.88%
Revenue 1Y (TTM)3.63%
Revenue growth 3Y10.79%
Revenue growth 5Y7.76%
Sales Q2Q%3.28%
3.2 Future
Based on estimates for the next years, YORW will show a small growth in Earnings Per Share. The EPS will grow by 7.10% on average per year.
The Revenue is expected to grow by 5.47% on average over the next years.
EPS Next Y-3.03%
EPS Next 2Y6.53%
EPS Next 3Y7.1%
EPS Next 5YN/A
Revenue Next Year4%
Revenue Next 2Y5.83%
Revenue Next 3Y5.47%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 23.34, which indicates a rather expensive current valuation of YORW.
Based on the Price/Earnings ratio, YORW is valued a bit more expensive than 64.29% of the companies in the same industry.
YORW is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.92, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 20.13, which indicates a rather expensive current valuation of YORW.
The rest of the industry has a similar Price/Forward Earnings ratio as YORW.
The average S&P500 Price/Forward Earnings ratio is at 23.46. YORW is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.34 | ||
| Fwd PE | 20.13 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, YORW is valued a bit more expensive than the industry average as 64.29% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 16.58 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)4.62
EPS Next 2Y6.53%
EPS Next 3Y7.1%
5. Dividend
5.1 Amount
YORW has a Yearly Dividend Yield of 2.90%. Purely for dividend investing, there may be better candidates out there.
YORW's Dividend Yield is a higher than the industry average which is at 2.96.
Compared to an average S&P500 Dividend Yield of 2.00, YORW pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.9% |
5.2 History
The dividend of YORW has a limited annual growth rate of 3.93%.
YORW has paid a dividend for at least 10 years, which is a reliable track record.
The dividend of YORW decreased recently.
Dividend Growth(5Y)3.93%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
YORW pays out 62.37% of its income as dividend. This is not a sustainable payout ratio.
The dividend of YORW is growing, but earnings are growing more, so the dividend growth is sustainable.
DP62.37%
EPS Next 2Y6.53%
EPS Next 3Y7.1%
32.44
-0.26 (-0.8%)
Chartmill FA Rating
GICS SectorUtilities
GICS IndustryGroupUtilities
GICS IndustryWater Utilities
Earnings (Last)
Earnings (Next)
Inst Owners58.82%
Inst Owner Change2.88%
Ins Owners0.52%
Ins Owner Change0.66%
Market Cap468.11M
Revenue(TTM)76.88M
Net Income(TTM)20.03M
Analysts85.71
Price Target41.82 (28.91%)
Short Float %3.32%
Short Ratio5.5
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.9% |
Yearly Dividend0.84
Dividend Growth(5Y)3.93%
DP62.37%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.46%
Min EPS beat(2)3.98%
Max EPS beat(2)10.94%
EPS beat(4)2
Avg EPS beat(4)-3.85%
Min EPS beat(4)-25.73%
Max EPS beat(4)10.94%
EPS beat(8)4
Avg EPS beat(8)-3.17%
EPS beat(12)7
Avg EPS beat(12)-0.57%
EPS beat(16)10
Avg EPS beat(16)0.42%
Revenue beat(2)0
Avg Revenue beat(2)-2.94%
Min Revenue beat(2)-4.94%
Max Revenue beat(2)-0.93%
Revenue beat(4)0
Avg Revenue beat(4)-3.32%
Min Revenue beat(4)-4.94%
Max Revenue beat(4)-0.93%
Revenue beat(8)2
Avg Revenue beat(8)-1.74%
Revenue beat(12)5
Avg Revenue beat(12)-0.2%
Revenue beat(16)8
Avg Revenue beat(16)0.55%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-11.11%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)-1.27%
Revenue NY rev (3m)-1.27%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.34 | ||
| Fwd PE | 20.13 | ||
| P/S | 6.09 | ||
| P/FCF | N/A | ||
| P/OCF | 14.81 | ||
| P/B | 1.97 | ||
| P/tB | 1.97 | ||
| EV/EBITDA | 16.58 |
EPS(TTM)1.39
EY4.28%
EPS(NY)1.61
Fwd EY4.97%
FCF(TTM)-1.44
FCFYN/A
OCF(TTM)2.19
OCFY6.75%
SpS5.33
BVpS16.49
TBVpS16.49
PEG (NY)N/A
PEG (5Y)4.62
Graham Number22.71
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3% | ||
| ROE | 8.42% | ||
| ROCE | 4.29% | ||
| ROIC | 3.39% | ||
| ROICexc | 3.39% | ||
| ROICexgc | 3.39% | ||
| OM | 36.41% | ||
| PM (TTM) | 26.06% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)3.69%
ROA(5y)3.77%
ROE(3y)9.66%
ROE(5y)10.34%
ROIC(3y)3.87%
ROIC(5y)4.14%
ROICexc(3y)3.87%
ROICexc(5y)4.14%
ROICexgc(3y)3.87%
ROICexgc(5y)4.14%
ROCE(3y)4.9%
ROCE(5y)5.24%
ROICexgc growth 3Y-5.1%
ROICexgc growth 5Y-7.77%
ROICexc growth 3Y-5.1%
ROICexc growth 5Y-7.77%
OM growth 3Y-4.13%
OM growth 5Y-4.1%
PM growth 3Y-4.16%
PM growth 5Y-0.58%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.95 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 5.41 | ||
| Cap/Depr | 375.08% | ||
| Cap/Sales | 68.07% | ||
| Interest Coverage | 3.05 | ||
| Cash Conversion | 75.34% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.95 | ||
| Altman-Z | 1.12 |
F-Score4
WACC7.19%
ROIC/WACC0.47
Cap/Depr(3y)473.57%
Cap/Depr(5y)440.35%
Cap/Sales(3y)79.82%
Cap/Sales(5y)72.31%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-6.08%
EPS 3Y2.99%
EPS 5Y5.05%
EPS Q2Q%4.88%
EPS Next Y-3.03%
EPS Next 2Y6.53%
EPS Next 3Y7.1%
EPS Next 5YN/A
Revenue 1Y (TTM)3.63%
Revenue growth 3Y10.79%
Revenue growth 5Y7.76%
Sales Q2Q%3.28%
Revenue Next Year4%
Revenue Next 2Y5.83%
Revenue Next 3Y5.47%
Revenue Next 5YN/A
EBIT growth 1Y-1.77%
EBIT growth 3Y6.22%
EBIT growth 5Y3.34%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y40.24%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y12.38%
OCF growth 3Y10%
OCF growth 5Y10.11%
YORK WATER CO / YORW FAQ
Can you provide the ChartMill fundamental rating for YORK WATER CO?
ChartMill assigns a fundamental rating of 3 / 10 to YORW.
What is the valuation status for YORW stock?
ChartMill assigns a valuation rating of 1 / 10 to YORK WATER CO (YORW). This can be considered as Overvalued.
Can you provide the profitability details for YORK WATER CO?
YORK WATER CO (YORW) has a profitability rating of 4 / 10.
What is the valuation of YORK WATER CO based on its PE and PB ratios?
The Price/Earnings (PE) ratio for YORK WATER CO (YORW) is 23.34 and the Price/Book (PB) ratio is 1.97.
Can you provide the dividend sustainability for YORW stock?
The dividend rating of YORK WATER CO (YORW) is 5 / 10 and the dividend payout ratio is 62.37%.