FULL TRUCK ALLIANCE -SPN ADR (YMM) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:YMM • US35969L1089

9.98 USD
-0.16 (-1.58%)
At close: Feb 3, 2026
9.98 USD
0 (0%)
After Hours: 2/3/2026, 8:04:00 PM
Fundamental Rating

6

YMM gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 42 industry peers in the Ground Transportation industry. While YMM has a great health rating, its profitability is only average at the moment. YMM is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • YMM had positive earnings in the past year.
  • The reported net income has been mixed in the past 5 years: YMM reported negative net income in multiple years.
  • The reported operating cash flow has been mixed in the past 5 years: YMM reported negative operating cash flow in multiple years.
YMM Yearly Net Income VS EBIT VS OCF VS FCFYMM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 0 2B -2B -4B

1.2 Ratios

  • The Return On Assets of YMM (9.02%) is better than 90.48% of its industry peers.
  • YMM has a better Return On Equity (10.14%) than 64.29% of its industry peers.
  • YMM has a better Return On Invested Capital (7.69%) than 71.43% of its industry peers.
Industry RankSector Rank
ROA 9.02%
ROE 10.14%
ROIC 7.69%
ROA(3y)4.72%
ROA(5y)-2.45%
ROE(3y)5.19%
ROE(5y)-2.65%
ROIC(3y)N/A
ROIC(5y)N/A
YMM Yearly ROA, ROE, ROICYMM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 0 5 -5 -10 -15

1.3 Margins

  • YMM has a better Profit Margin (31.90%) than 97.62% of its industry peers.
  • YMM has a better Operating Margin (31.71%) than 88.10% of its industry peers.
  • YMM's Gross Margin of 60.44% is fine compared to the rest of the industry. YMM outperforms 71.43% of its industry peers.
  • In the last couple of years the Gross Margin of YMM has grown nicely.
Industry RankSector Rank
OM 31.71%
PM (TTM) 31.9%
GM 60.44%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y6.31%
GM growth 5Y4.51%
YMM Yearly Profit, Operating, Gross MarginsYMM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 0 50 -50 -100

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9

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), YMM is destroying value.
  • YMM has about the same amout of shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, YMM has less shares outstanding
  • YMM has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
YMM Yearly Shares OutstandingYMM Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B
YMM Yearly Total Debt VS Total AssetsYMM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B

2.2 Solvency

  • An Altman-Z score of 9.77 indicates that YMM is not in any danger for bankruptcy at the moment.
  • YMM has a Altman-Z score of 9.77. This is amongst the best in the industry. YMM outperforms 90.48% of its industry peers.
  • There is no outstanding debt for YMM. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z 9.77
ROIC/WACC0.87
WACC8.86%
YMM Yearly LT Debt VS Equity VS FCFYMM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 10B 20B 30B

2.3 Liquidity

  • A Current Ratio of 6.26 indicates that YMM has no problem at all paying its short term obligations.
  • YMM has a better Current ratio (6.26) than 100.00% of its industry peers.
  • A Quick Ratio of 6.26 indicates that YMM has no problem at all paying its short term obligations.
  • Looking at the Quick ratio, with a value of 6.26, YMM belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 6.26
Quick Ratio 6.26
YMM Yearly Current Assets VS Current LiabilitesYMM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 10B 20B 30B

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6

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 26.30% over the past year.
  • YMM shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 19.08%.
  • The Revenue has been growing by 35.36% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)26.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-23.65%
Revenue 1Y (TTM)19.08%
Revenue growth 3Y34.13%
Revenue growth 5Y35.36%
Sales Q2Q%677.43%

3.2 Future

  • The Earnings Per Share is expected to grow by 19.66% on average over the next years. This is quite good.
  • YMM is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 17.14% yearly.
EPS Next Y18%
EPS Next 2Y13.32%
EPS Next 3Y15.97%
EPS Next 5Y19.66%
Revenue Next Year11.99%
Revenue Next 2Y7.65%
Revenue Next 3Y9.68%
Revenue Next 5Y17.14%

3.3 Evolution

  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
YMM Yearly Revenue VS EstimatesYMM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5B 10B 15B 20B 25B
YMM Yearly EPS VS EstimatesYMM Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 0 2 4 6

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5

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 15.12, which indicates a correct valuation of YMM.
  • YMM's Price/Earnings ratio is rather cheap when compared to the industry. YMM is cheaper than 92.86% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of YMM to the average of the S&P500 Index (28.18), we can say YMM is valued slightly cheaper.
  • The Price/Forward Earnings ratio is 13.88, which indicates a correct valuation of YMM.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of YMM indicates a rather cheap valuation: YMM is cheaper than 95.24% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 25.51, YMM is valued a bit cheaper.
Industry RankSector Rank
PE 15.12
Fwd PE 13.88
YMM Price Earnings VS Forward Price EarningsYMM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of YMM is on the same level as its industry peers.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 17.96
YMM Per share dataYMM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3 4 5

4.3 Compensation for Growth

  • YMM's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • YMM's earnings are expected to grow with 15.97% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.84
PEG (5Y)N/A
EPS Next 2Y13.32%
EPS Next 3Y15.97%

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2

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 1.41%, YMM has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 0.72, YMM pays a bit more dividend than its industry peers.
  • Compared to the average S&P500 Dividend Yield of 1.83, YMM is paying slightly less dividend.
Industry RankSector Rank
Dividend Yield 1.41%

5.2 History

  • YMM is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
YMM Yearly Dividends per shareYMM Yearly Dividends per shareYearly Dividends per share 2024 2025 0.05 0.1 0.15

5.3 Sustainability

DPN/A
EPS Next 2Y13.32%
EPS Next 3Y15.97%
YMM Yearly Income VS Free CF VS DividendYMM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2019 2020 2021 2022 2023 2024 0 2B -2B -4B

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FULL TRUCK ALLIANCE -SPN ADR

NYSE:YMM (2/3/2026, 8:04:00 PM)

After market: 9.98 0 (0%)

9.98

-0.16 (-1.58%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryGround Transportation
Earnings (Last)11-17
Earnings (Next)03-03
Inst Owners82.53%
Inst Owner Change0.07%
Ins Owners0.52%
Ins Owner ChangeN/A
Market Cap10.44B
Revenue(TTM)12.47B
Net Income(TTM)3.98B
Analysts83.33
Price Target14.57 (45.99%)
Short Float %47.28%
Short Ratio2.54
Dividend
Industry RankSector Rank
Dividend Yield 1.41%
Yearly Dividend0.15
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.38%
Min EPS beat(2)-9.6%
Max EPS beat(2)10.37%
EPS beat(4)3
Avg EPS beat(4)1.39%
Min EPS beat(4)-9.6%
Max EPS beat(4)10.37%
EPS beat(8)7
Avg EPS beat(8)9.42%
EPS beat(12)11
Avg EPS beat(12)18.06%
EPS beat(16)13
Avg EPS beat(16)-760.27%
Revenue beat(2)2
Avg Revenue beat(2)5.84%
Min Revenue beat(2)5.07%
Max Revenue beat(2)6.61%
Revenue beat(4)3
Avg Revenue beat(4)3.09%
Min Revenue beat(4)-0.3%
Max Revenue beat(4)6.61%
Revenue beat(8)3
Avg Revenue beat(8)-41.23%
Revenue beat(12)4
Avg Revenue beat(12)-48.77%
Revenue beat(16)8
Avg Revenue beat(16)-34.3%
PT rev (1m)-1.59%
PT rev (3m)-8.25%
EPS NQ rev (1m)-0.67%
EPS NQ rev (3m)-5.18%
EPS NY rev (1m)-0.06%
EPS NY rev (3m)-1.69%
Revenue NQ rev (1m)0.51%
Revenue NQ rev (3m)11.63%
Revenue NY rev (1m)-0.3%
Revenue NY rev (3m)4.76%
Valuation
Industry RankSector Rank
PE 15.12
Fwd PE 13.88
P/S 5.81
P/FCF N/A
P/OCF N/A
P/B 1.85
P/tB 2.1
EV/EBITDA 17.96
EPS(TTM)0.66
EY6.61%
EPS(NY)0.72
Fwd EY7.2%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS1.72
BVpS5.41
TBVpS4.76
PEG (NY)0.84
PEG (5Y)N/A
Graham Number8.96
Profitability
Industry RankSector Rank
ROA 9.02%
ROE 10.14%
ROCE 9.73%
ROIC 7.69%
ROICexc 7.69%
ROICexgc 8.69%
OM 31.71%
PM (TTM) 31.9%
GM 60.44%
FCFM N/A
ROA(3y)4.72%
ROA(5y)-2.45%
ROE(3y)5.19%
ROE(5y)-2.65%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y6.31%
GM growth 5Y4.51%
F-ScoreN/A
Asset Turnover0.28
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA 0
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 6.26
Quick Ratio 6.26
Altman-Z 9.77
F-ScoreN/A
WACC8.86%
ROIC/WACC0.87
Cap/Depr(3y)108.85%
Cap/Depr(5y)94.8%
Cap/Sales(3y)1.04%
Cap/Sales(5y)1.22%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)26.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-23.65%
EPS Next Y18%
EPS Next 2Y13.32%
EPS Next 3Y15.97%
EPS Next 5Y19.66%
Revenue 1Y (TTM)19.08%
Revenue growth 3Y34.13%
Revenue growth 5Y35.36%
Sales Q2Q%677.43%
Revenue Next Year11.99%
Revenue Next 2Y7.65%
Revenue Next 3Y9.68%
Revenue Next 5Y17.14%
EBIT growth 1Y109.23%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year60.44%
EBIT Next 3Y32.65%
EBIT Next 5YN/A
FCF growth 1Y33.41%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y30.84%
OCF growth 3YN/A
OCF growth 5YN/A

FULL TRUCK ALLIANCE -SPN ADR / YMM FAQ

What is the fundamental rating for YMM stock?

ChartMill assigns a fundamental rating of 6 / 10 to YMM.


Can you provide the valuation status for FULL TRUCK ALLIANCE -SPN ADR?

ChartMill assigns a valuation rating of 5 / 10 to FULL TRUCK ALLIANCE -SPN ADR (YMM). This can be considered as Fairly Valued.


How profitable is FULL TRUCK ALLIANCE -SPN ADR (YMM) stock?

FULL TRUCK ALLIANCE -SPN ADR (YMM) has a profitability rating of 5 / 10.


What is the financial health of FULL TRUCK ALLIANCE -SPN ADR (YMM) stock?

The financial health rating of FULL TRUCK ALLIANCE -SPN ADR (YMM) is 9 / 10.