FULL TRUCK ALLIANCE -SPN ADR (YMM) Stock Fundamental Analysis

NYSE:YMM • US35969L1089

9.38 USD
-0.15 (-1.57%)
At close: Feb 27, 2026
9.38 USD
0 (0%)
After Hours: 2/27/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

6

YMM gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 42 industry peers in the Ground Transportation industry. YMM has an excellent financial health rating, but there are some minor concerns on its profitability. YMM has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • In the past year YMM was profitable.
  • The reported net income has been mixed in the past 5 years: YMM reported negative net income in multiple years.
  • The reported operating cash flow has been mixed in the past 5 years: YMM reported negative operating cash flow in multiple years.
YMM Yearly Net Income VS EBIT VS OCF VS FCFYMM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 0 2B -2B -4B

1.2 Ratios

  • With an excellent Return On Assets value of 9.02%, YMM belongs to the best of the industry, outperforming 88.10% of the companies in the same industry.
  • YMM has a Return On Equity of 10.14%. This is in the better half of the industry: YMM outperforms 61.90% of its industry peers.
  • With a decent Return On Invested Capital value of 7.69%, YMM is doing good in the industry, outperforming 69.05% of the companies in the same industry.
Industry RankSector Rank
ROA 9.02%
ROE 10.14%
ROIC 7.69%
ROA(3y)4.72%
ROA(5y)-2.45%
ROE(3y)5.19%
ROE(5y)-2.65%
ROIC(3y)N/A
ROIC(5y)N/A
YMM Yearly ROA, ROE, ROICYMM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 0 5 -5 -10 -15

1.3 Margins

  • YMM has a better Profit Margin (31.90%) than 97.62% of its industry peers.
  • Looking at the Operating Margin, with a value of 31.71%, YMM belongs to the top of the industry, outperforming 88.10% of the companies in the same industry.
  • With a decent Gross Margin value of 60.44%, YMM is doing good in the industry, outperforming 71.43% of the companies in the same industry.
  • In the last couple of years the Gross Margin of YMM has grown nicely.
Industry RankSector Rank
OM 31.71%
PM (TTM) 31.9%
GM 60.44%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y6.31%
GM growth 5Y4.51%
YMM Yearly Profit, Operating, Gross MarginsYMM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 0 50 -50 -100

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ROAROEROICOperating and Profit MarginShow most profitable peers

9

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), YMM is destroying value.
  • The number of shares outstanding for YMM remains at a similar level compared to 1 year ago.
  • Compared to 5 years ago, YMM has less shares outstanding
  • There is no outstanding debt for YMM. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
YMM Yearly Shares OutstandingYMM Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B
YMM Yearly Total Debt VS Total AssetsYMM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B

2.2 Solvency

  • An Altman-Z score of 9.13 indicates that YMM is not in any danger for bankruptcy at the moment.
  • YMM has a better Altman-Z score (9.13) than 88.10% of its industry peers.
  • There is no outstanding debt for YMM. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z 9.13
ROIC/WACC0.83
WACC9.3%
YMM Yearly LT Debt VS Equity VS FCFYMM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 10B 20B 30B

2.3 Liquidity

  • YMM has a Current Ratio of 6.26. This indicates that YMM is financially healthy and has no problem in meeting its short term obligations.
  • With an excellent Current ratio value of 6.26, YMM belongs to the best of the industry, outperforming 97.62% of the companies in the same industry.
  • YMM has a Quick Ratio of 6.26. This indicates that YMM is financially healthy and has no problem in meeting its short term obligations.
  • With an excellent Quick ratio value of 6.26, YMM belongs to the best of the industry, outperforming 97.62% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 6.26
Quick Ratio 6.26
YMM Yearly Current Assets VS Current LiabilitesYMM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 10B 20B 30B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 26.30% over the past year.
  • YMM shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 19.08%.
  • The Revenue has been growing by 35.36% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)26.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-23.65%
Revenue 1Y (TTM)19.08%
Revenue growth 3Y34.13%
Revenue growth 5Y35.36%
Sales Q2Q%677.43%

3.2 Future

  • YMM is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 19.66% yearly.
  • Based on estimates for the next years, YMM will show a quite strong growth in Revenue. The Revenue will grow by 17.14% on average per year.
EPS Next Y17.94%
EPS Next 2Y11.86%
EPS Next 3Y15.1%
EPS Next 5Y19.66%
Revenue Next Year12.07%
Revenue Next 2Y5.78%
Revenue Next 3Y8.37%
Revenue Next 5Y17.14%

3.3 Evolution

  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
YMM Yearly Revenue VS EstimatesYMM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5B 10B 15B 20B 25B
YMM Yearly EPS VS EstimatesYMM Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 0 2 4 6

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 14.21, YMM is valued correctly.
  • Based on the Price/Earnings ratio, YMM is valued cheaply inside the industry as 92.86% of the companies are valued more expensively.
  • YMM is valuated rather cheaply when we compare the Price/Earnings ratio to 27.07, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 13.24, the valuation of YMM can be described as correct.
  • 95.24% of the companies in the same industry are more expensive than YMM, based on the Price/Forward Earnings ratio.
  • When comparing the Price/Forward Earnings ratio of YMM to the average of the S&P500 Index (28.05), we can say YMM is valued rather cheaply.
Industry RankSector Rank
PE 14.21
Fwd PE 13.24
YMM Price Earnings VS Forward Price EarningsYMM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 50 100 150

4.2 Price Multiples

  • YMM's Enterprise Value to EBITDA ratio is in line with the industry average.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 16.69
YMM Per share dataYMM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3 4 5

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as YMM's earnings are expected to grow with 15.10% in the coming years.
PEG (NY)0.79
PEG (5Y)N/A
EPS Next 2Y11.86%
EPS Next 3Y15.1%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

2

5. Dividend

5.1 Amount

  • YMM has a Yearly Dividend Yield of 1.41%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 0.66, YMM pays a bit more dividend than its industry peers.
  • YMM's Dividend Yield is slightly below the S&P500 average, which is at 1.82.
Industry RankSector Rank
Dividend Yield 1.41%

5.2 History

  • YMM is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
YMM Yearly Dividends per shareYMM Yearly Dividends per shareYearly Dividends per share 2024 2025 0.05 0.1 0.15

5.3 Sustainability

DPN/A
EPS Next 2Y11.86%
EPS Next 3Y15.1%
YMM Yearly Income VS Free CF VS DividendYMM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2019 2020 2021 2022 2023 2024 0 2B -2B -4B

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Find the best dividend stocksShow peers with best dividend

FULL TRUCK ALLIANCE -SPN ADR

NYSE:YMM (2/27/2026, 8:04:00 PM)

After market: 9.38 0 (0%)

9.38

-0.15 (-1.57%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryGround Transportation
Earnings (Last)11-17
Earnings (Next)03-03
Inst Owners82.53%
Inst Owner Change2.52%
Ins Owners0.52%
Ins Owner ChangeN/A
Market Cap9.81B
Revenue(TTM)12.47B
Net Income(TTM)3.98B
Analysts81.05
Price Target13.94 (48.61%)
Short Float %40.12%
Short Ratio2.23
Dividend
Industry RankSector Rank
Dividend Yield 1.41%
Yearly Dividend0.15
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.38%
Min EPS beat(2)-9.6%
Max EPS beat(2)10.37%
EPS beat(4)3
Avg EPS beat(4)1.39%
Min EPS beat(4)-9.6%
Max EPS beat(4)10.37%
EPS beat(8)7
Avg EPS beat(8)9.42%
EPS beat(12)11
Avg EPS beat(12)18.06%
EPS beat(16)13
Avg EPS beat(16)-760.27%
Revenue beat(2)2
Avg Revenue beat(2)5.84%
Min Revenue beat(2)5.07%
Max Revenue beat(2)6.61%
Revenue beat(4)3
Avg Revenue beat(4)3.09%
Min Revenue beat(4)-0.3%
Max Revenue beat(4)6.61%
Revenue beat(8)3
Avg Revenue beat(8)-41.23%
Revenue beat(12)4
Avg Revenue beat(12)-48.77%
Revenue beat(16)8
Avg Revenue beat(16)-34.3%
PT rev (1m)-4.34%
PT rev (3m)-12.23%
EPS NQ rev (1m)-0.33%
EPS NQ rev (3m)-1.51%
EPS NY rev (1m)-0.05%
EPS NY rev (3m)-1.74%
Revenue NQ rev (1m)-0.06%
Revenue NQ rev (3m)1.51%
Revenue NY rev (1m)0.07%
Revenue NY rev (3m)4.83%
Valuation
Industry RankSector Rank
PE 14.21
Fwd PE 13.24
P/S 5.4
P/FCF N/A
P/OCF N/A
P/B 1.71
P/tB 1.95
EV/EBITDA 16.69
EPS(TTM)0.66
EY7.04%
EPS(NY)0.71
Fwd EY7.56%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS1.74
BVpS5.47
TBVpS4.82
PEG (NY)0.79
PEG (5Y)N/A
Graham Number9.01
Profitability
Industry RankSector Rank
ROA 9.02%
ROE 10.14%
ROCE 9.73%
ROIC 7.69%
ROICexc 7.69%
ROICexgc 8.69%
OM 31.71%
PM (TTM) 31.9%
GM 60.44%
FCFM N/A
ROA(3y)4.72%
ROA(5y)-2.45%
ROE(3y)5.19%
ROE(5y)-2.65%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y6.31%
GM growth 5Y4.51%
F-ScoreN/A
Asset Turnover0.28
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA 0
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 6.26
Quick Ratio 6.26
Altman-Z 9.13
F-ScoreN/A
WACC9.3%
ROIC/WACC0.83
Cap/Depr(3y)108.85%
Cap/Depr(5y)94.8%
Cap/Sales(3y)1.04%
Cap/Sales(5y)1.22%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)26.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-23.65%
EPS Next Y17.94%
EPS Next 2Y11.86%
EPS Next 3Y15.1%
EPS Next 5Y19.66%
Revenue 1Y (TTM)19.08%
Revenue growth 3Y34.13%
Revenue growth 5Y35.36%
Sales Q2Q%677.43%
Revenue Next Year12.07%
Revenue Next 2Y5.78%
Revenue Next 3Y8.37%
Revenue Next 5Y17.14%
EBIT growth 1Y109.23%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year60.51%
EBIT Next 3Y32.31%
EBIT Next 5YN/A
FCF growth 1Y33.41%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y30.84%
OCF growth 3YN/A
OCF growth 5YN/A

FULL TRUCK ALLIANCE -SPN ADR / YMM FAQ

What is the fundamental rating for YMM stock?

ChartMill assigns a fundamental rating of 6 / 10 to YMM.


Can you provide the valuation status for FULL TRUCK ALLIANCE -SPN ADR?

ChartMill assigns a valuation rating of 5 / 10 to FULL TRUCK ALLIANCE -SPN ADR (YMM). This can be considered as Fairly Valued.


How profitable is FULL TRUCK ALLIANCE -SPN ADR (YMM) stock?

FULL TRUCK ALLIANCE -SPN ADR (YMM) has a profitability rating of 5 / 10.


What is the financial health of FULL TRUCK ALLIANCE -SPN ADR (YMM) stock?

The financial health rating of FULL TRUCK ALLIANCE -SPN ADR (YMM) is 9 / 10.