XIOR STUDENT HOUSING NV (XIOR.BR) Stock Fundamental Analysis
EBR:XIOR - Euronext Brussels - BE0974288202 - REIT - Currency: EUR
Overall XIOR gets a fundamental rating of 5 out of 10. We evaluated XIOR against 7 industry peers in the Residential REITs industry. XIOR has an excellent profitability rating, but there are concerns on its financial health. XIOR has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
XIOR had positive earnings in the past year.
XIOR had a positive operating cash flow in the past year.
In multiple years XIOR reported negative net income over the last 5 years.
Of the past 5 years XIOR 4 years had a positive operating cash flow.
1.2 Ratios
With an excellent Return On Assets value of 2.51%, XIOR belongs to the best of the industry, outperforming 85.71% of the companies in the same industry.
XIOR has a Return On Equity of 5.43%. This is amongst the best in the industry. XIOR outperforms 85.71% of its industry peers.
The Return On Invested Capital of XIOR (4.39%) is better than 85.71% of its industry peers.
XIOR had an Average Return On Invested Capital over the past 3 years of 2.43%. This is in line with the industry average of 3.94%.
The last Return On Invested Capital (4.39%) for XIOR is above the 3 year average (2.43%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.51% | ||
| ROE | 5.43% | ||
| ROIC | 4.39% |
ROA(3y)3.14%
ROA(5y)1.48%
ROE(3y)6.71%
ROE(5y)2.96%
ROIC(3y)2.43%
ROIC(5y)2.34%
1.3 Margins
The Profit Margin of XIOR (36.12%) is better than 85.71% of its industry peers.
XIOR has a better Operating Margin (78.47%) than 85.71% of its industry peers.
XIOR's Operating Margin has been stable in the last couple of years.
XIOR has a Gross Margin of 95.32%. This is amongst the best in the industry. XIOR outperforms 100.00% of its industry peers.
XIOR's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 78.47% | ||
| PM (TTM) | 36.12% | ||
| GM | 95.32% |
OM growth 3Y0.38%
OM growth 5Y-0.06%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.39%
GM growth 5Y0.21%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), XIOR is destroying value.
XIOR has more shares outstanding than it did 1 year ago.
The number of shares outstanding for XIOR has been increased compared to 5 years ago.
XIOR has a worse debt/assets ratio than last year.
2.2 Solvency
XIOR has an Altman-Z score of 0.64. This is a bad value and indicates that XIOR is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 0.64, XIOR perfoms like the industry average, outperforming 57.14% of the companies in the same industry.
XIOR has a debt to FCF ratio of 57.84. This is a negative value and a sign of low solvency as XIOR would need 57.84 years to pay back of all of its debts.
XIOR has a Debt to FCF ratio (57.84) which is in line with its industry peers.
A Debt/Equity ratio of 0.96 indicates that XIOR is somewhat dependend on debt financing.
The Debt to Equity ratio of XIOR (0.96) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.96 | ||
| Debt/FCF | 57.84 | ||
| Altman-Z | 0.64 |
ROIC/WACC0.7
WACC6.29%
2.3 Liquidity
A Current Ratio of 0.57 indicates that XIOR may have some problems paying its short term obligations.
XIOR has a better Current ratio (0.57) than 71.43% of its industry peers.
A Quick Ratio of 0.57 indicates that XIOR may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.57, XIOR is in the better half of the industry, outperforming 71.43% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.57 | ||
| Quick Ratio | 0.57 |
3. Growth
3.1 Past
XIOR shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 709.20%, which is quite impressive.
XIOR shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 18.64%.
The Revenue has been growing by 36.97% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)709.2%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-225.73%
Revenue 1Y (TTM)18.64%
Revenue growth 3Y35.64%
Revenue growth 5Y36.97%
Sales Q2Q%1.53%
3.2 Future
The Earnings Per Share is expected to grow by 2.51% on average over the next years.
XIOR is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.88% yearly.
EPS Next Y1.12%
EPS Next 2Y3.17%
EPS Next 3Y3.06%
EPS Next 5Y2.51%
Revenue Next Year13.57%
Revenue Next 2Y11.53%
Revenue Next 3Y9.89%
Revenue Next 5Y6.88%
3.3 Evolution
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 26.59 indicates a quite expensive valuation of XIOR.
Based on the Price/Earnings ratio, XIOR is valued cheaply inside the industry as 85.71% of the companies are valued more expensively.
XIOR is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 29.35, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 11.61, the valuation of XIOR can be described as reasonable.
Based on the Price/Forward Earnings ratio, XIOR is valued cheaper than 85.71% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.10. XIOR is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.59 | ||
| Fwd PE | 11.61 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of XIOR indicates a rather cheap valuation: XIOR is cheaper than 85.71% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of XIOR is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 43.13 | ||
| EV/EBITDA | 15.39 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The decent profitability rating of XIOR may justify a higher PE ratio.
PEG (NY)23.74
PEG (5Y)N/A
EPS Next 2Y3.17%
EPS Next 3Y3.06%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.56%, XIOR is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 7.35, XIOR has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.33, XIOR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.56% |
5.2 History
The dividend of XIOR is nicely growing with an annual growth rate of 14.30%!
Dividend Growth(5Y)14.3%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
XIOR pays out 53.39% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of XIOR is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP53.39%
EPS Next 2Y3.17%
EPS Next 3Y3.06%
EBR:XIOR (3/7/2025, 7:00:00 PM)
27.65
+0.95 (+3.56%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)
Earnings (Next)
Inst Owners23.98%
Inst Owner ChangeN/A
Ins Owners11.27%
Ins Owner ChangeN/A
Market Cap1.25B
Analysts82.5
Price Target37.18 (34.47%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.56% |
Yearly Dividend1.36
Dividend Growth(5Y)14.3%
DP53.39%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.7%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.1%
EPS NY rev (3m)-1.09%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.38%
Revenue NY rev (3m)-1.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.59 | ||
| Fwd PE | 11.61 | ||
| P/S | 5.19 | ||
| P/FCF | 43.13 | ||
| P/OCF | 41.04 | ||
| P/B | 0.78 | ||
| P/tB | 0.78 | ||
| EV/EBITDA | 15.39 |
EPS(TTM)1.04
EY3.76%
EPS(NY)2.38
Fwd EY8.61%
FCF(TTM)0.64
FCFY2.32%
OCF(TTM)0.67
OCFY2.44%
SpS5.33
BVpS35.47
TBVpS35.37
PEG (NY)23.74
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.51% | ||
| ROE | 5.43% | ||
| ROCE | 5.85% | ||
| ROIC | 4.39% | ||
| ROICexc | 4.4% | ||
| ROICexgc | 4.41% | ||
| OM | 78.47% | ||
| PM (TTM) | 36.12% | ||
| GM | 95.32% | ||
| FCFM | 12.03% |
ROA(3y)3.14%
ROA(5y)1.48%
ROE(3y)6.71%
ROE(5y)2.96%
ROIC(3y)2.43%
ROIC(5y)2.34%
ROICexc(3y)2.44%
ROICexc(5y)2.35%
ROICexgc(3y)2.44%
ROICexgc(5y)2.35%
ROCE(3y)3.24%
ROCE(5y)3.12%
ROICexcg growth 3Y9.99%
ROICexcg growth 5Y7.3%
ROICexc growth 3Y9.96%
ROICexc growth 5Y7.27%
OM growth 3Y0.38%
OM growth 5Y-0.06%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.39%
GM growth 5Y0.21%
F-Score7
Asset Turnover0.07
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.96 | ||
| Debt/FCF | 57.84 | ||
| Debt/EBITDA | 8.13 | ||
| Cap/Depr | 259.4% | ||
| Cap/Sales | 0.61% | ||
| Interest Coverage | 3.38 | ||
| Cash Conversion | 16.07% | ||
| Profit Quality | 33.31% | ||
| Current Ratio | 0.57 | ||
| Quick Ratio | 0.57 | ||
| Altman-Z | 0.64 |
F-Score7
WACC6.29%
ROIC/WACC0.7
Cap/Depr(3y)443.42%
Cap/Depr(5y)331.67%
Cap/Sales(3y)1.78%
Cap/Sales(5y)1.3%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)709.2%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-225.73%
EPS Next Y1.12%
EPS Next 2Y3.17%
EPS Next 3Y3.06%
EPS Next 5Y2.51%
Revenue 1Y (TTM)18.64%
Revenue growth 3Y35.64%
Revenue growth 5Y36.97%
Sales Q2Q%1.53%
Revenue Next Year13.57%
Revenue Next 2Y11.53%
Revenue Next 3Y9.89%
Revenue Next 5Y6.88%
EBIT growth 1Y47.15%
EBIT growth 3Y36.15%
EBIT growth 5Y36.89%
EBIT Next Year38.33%
EBIT Next 3Y16.61%
EBIT Next 5Y9.76%
FCF growth 1Y267.64%
FCF growth 3Y58.34%
FCF growth 5YN/A
OCF growth 1Y299.74%
OCF growth 3Y60.72%
OCF growth 5YN/A