XIOR STUDENT HOUSING NV (XIOR.BR) Stock Fundamental Analysis
Europe - Euronext Brussels - EBR:XIOR - BE0974288202 - REIT
28.95 EUR
+0.3 (+1.05%)
We assign a fundamental rating of 3 out of 10 to XIOR. XIOR was compared to 5 industry peers in the Residential REITs industry. There are concerns on the financial health of XIOR while its profitability can be described as average. XIOR is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
XIOR had positive earnings in the past year.
In the past year XIOR had a positive cash flow from operations.
In multiple years XIOR reported negative net income over the last 5 years.
XIOR had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
XIOR has a Return On Assets of 0.83%. This is comparable to the rest of the industry: XIOR outperforms 60.00% of its industry peers.
XIOR has a Return On Equity of 1.76%. This is comparable to the rest of the industry: XIOR outperforms 60.00% of its industry peers.
XIOR has a worse Return On Invested Capital (2.38%) than 60.00% of its industry peers.
XIOR had an Average Return On Invested Capital over the past 3 years of 2.31%. This is in line with the industry average of 2.84%.
The last Return On Invested Capital (2.38%) for XIOR is above the 3 year average (2.31%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 1.76% | ||
| ROIC | 2.38% |
ROA(3y)2.46%
ROA(5y)1.74%
ROE(3y)5.3%
ROE(5y)3.52%
ROIC(3y)2.31%
ROIC(5y)2.45%
1.3 Margins
XIOR's Profit Margin of 14.71% is in line compared to the rest of the industry. XIOR outperforms 60.00% of its industry peers.
In the last couple of years the Profit Margin of XIOR has grown nicely.
The Operating Margin of XIOR (45.25%) is comparable to the rest of the industry.
XIOR's Operating Margin has declined in the last couple of years.
With a decent Gross Margin value of 85.92%, XIOR is doing good in the industry, outperforming 80.00% of the companies in the same industry.
XIOR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 45.25% | ||
| PM (TTM) | 14.71% | ||
| GM | 85.92% |
OM growth 3Y-6.18%
OM growth 5Y-4.99%
PM growth 3Y-27.18%
PM growth 5Y18.23%
GM growth 3Y-1.04%
GM growth 5Y-1.71%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so XIOR is destroying value.
Compared to 1 year ago, XIOR has more shares outstanding
The number of shares outstanding for XIOR has been increased compared to 5 years ago.
XIOR has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.56, we must say that XIOR is in the distress zone and has some risk of bankruptcy.
XIOR has a worse Altman-Z score (0.56) than 60.00% of its industry peers.
The Debt to FCF ratio of XIOR is 23.18, which is on the high side as it means it would take XIOR, 23.18 years of fcf income to pay off all of its debts.
XIOR's Debt to FCF ratio of 23.18 is on the low side compared to the rest of the industry. XIOR is outperformed by 60.00% of its industry peers.
XIOR has a Debt/Equity ratio of 0.94. This is a neutral value indicating XIOR is somewhat dependend on debt financing.
XIOR has a worse Debt to Equity ratio (0.94) than 60.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.94 | ||
| Debt/FCF | 23.18 | ||
| Altman-Z | 0.56 |
ROIC/WACC0.47
WACC5.04%
2.3 Liquidity
XIOR has a Current Ratio of 0.55. This is a bad value and indicates that XIOR is not financially healthy enough and could expect problems in meeting its short term obligations.
XIOR's Current ratio of 0.55 is in line compared to the rest of the industry. XIOR outperforms 60.00% of its industry peers.
A Quick Ratio of 0.55 indicates that XIOR may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.55, XIOR is in line with its industry, outperforming 60.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 34.78% over the past year.
Measured over the past years, XIOR shows a very strong growth in Earnings Per Share. The EPS has been growing by 26.34% on average per year.
Looking at the last year, XIOR shows a very negative growth in Revenue. The Revenue has decreased by -11.23% in the last year.
Measured over the past years, XIOR shows a very strong growth in Revenue. The Revenue has been growing by 30.12% on average per year.
EPS 1Y (TTM)34.78%
EPS 3Y-21.23%
EPS 5Y26.34%
EPS Q2Q%111.59%
Revenue 1Y (TTM)-11.23%
Revenue growth 3Y28.16%
Revenue growth 5Y30.12%
Sales Q2Q%14.03%
3.2 Future
The Earnings Per Share is expected to grow by 0.32% on average over the next years.
XIOR is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.70% yearly.
EPS Next Y-0.97%
EPS Next 2Y1.01%
EPS Next 3Y2.05%
EPS Next 5Y0.32%
Revenue Next Year9.15%
Revenue Next 2Y8.47%
Revenue Next 3Y7.66%
Revenue Next 5Y5.7%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 20.68, XIOR is valued on the expensive side.
XIOR's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 26.51. XIOR is valued slightly cheaper when compared to this.
With a Price/Forward Earnings ratio of 12.54, XIOR is valued correctly.
XIOR's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. XIOR is cheaper than 80.00% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.13. XIOR is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.68 | ||
| Fwd PE | 12.54 |
4.2 Price Multiples
XIOR's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. XIOR is more expensive than 60.00% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of XIOR is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.98 | ||
| EV/EBITDA | 32.53 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.79
EPS Next 2Y1.01%
EPS Next 3Y2.05%
5. Dividend
5.1 Amount
XIOR has a Yearly Dividend Yield of 4.12%, which is a nice return.
Compared to an average industry Dividend Yield of 5.36, XIOR is paying slightly less dividend.
Compared to an average S&P500 Dividend Yield of 2.00, XIOR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.12% |
5.2 History
The dividend of XIOR is nicely growing with an annual growth rate of 20.23%!
Dividend Growth(5Y)20.23%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
XIOR pays out 91.03% of its income as dividend. This is not a sustainable payout ratio.
The dividend of XIOR is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP91.03%
EPS Next 2Y1.01%
EPS Next 3Y2.05%
EBR:XIOR (12/31/2025, 7:00:00 PM)
28.95
+0.3 (+1.05%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)
Earnings (Next)
Inst Owners24.86%
Inst Owner ChangeN/A
Ins Owners10.94%
Ins Owner ChangeN/A
Market Cap1.35B
Revenue(TTM)214.37M
Net Income(TTM)30.76M
Analysts81.25
Price Target36.72 (26.84%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.12% |
Yearly Dividend1.15
Dividend Growth(5Y)20.23%
DP91.03%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.57%
PT rev (3m)2.13%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.08%
EPS NY rev (3m)-0.13%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.28%
Revenue NY rev (3m)0.16%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.68 | ||
| Fwd PE | 12.54 | ||
| P/S | 6.47 | ||
| P/FCF | 17.98 | ||
| P/OCF | 17.72 | ||
| P/B | 0.77 | ||
| P/tB | 0.78 | ||
| EV/EBITDA | 32.53 |
EPS(TTM)1.4
EY4.84%
EPS(NY)2.31
Fwd EY7.97%
FCF(TTM)1.61
FCFY5.56%
OCF(TTM)1.63
OCFY5.64%
SpS4.48
BVpS37.39
TBVpS37.27
PEG (NY)N/A
PEG (5Y)0.79
Graham Number34.32
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 1.76% | ||
| ROCE | 2.72% | ||
| ROIC | 2.38% | ||
| ROICexc | 2.38% | ||
| ROICexgc | 2.39% | ||
| OM | 45.25% | ||
| PM (TTM) | 14.71% | ||
| GM | 85.92% | ||
| FCFM | 35.96% |
ROA(3y)2.46%
ROA(5y)1.74%
ROE(3y)5.3%
ROE(5y)3.52%
ROIC(3y)2.31%
ROIC(5y)2.45%
ROICexc(3y)2.31%
ROICexc(5y)2.46%
ROICexgc(3y)2.32%
ROICexgc(5y)2.47%
ROCE(3y)2.63%
ROCE(5y)2.8%
ROICexgc growth 3Y-0.81%
ROICexgc growth 5Y1.1%
ROICexc growth 3Y-0.86%
ROICexc growth 5Y1.07%
OM growth 3Y-6.18%
OM growth 5Y-4.99%
PM growth 3Y-27.18%
PM growth 5Y18.23%
GM growth 3Y-1.04%
GM growth 5Y-1.71%
F-Score4
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.94 | ||
| Debt/FCF | 23.18 | ||
| Debt/EBITDA | 17.23 | ||
| Cap/Depr | 320.59% | ||
| Cap/Sales | 0.52% | ||
| Interest Coverage | 1.89 | ||
| Cash Conversion | 80.34% | ||
| Profit Quality | 244.44% | ||
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 0.56 |
F-Score4
WACC5.04%
ROIC/WACC0.47
Cap/Depr(3y)535.32%
Cap/Depr(5y)391.82%
Cap/Sales(3y)1.99%
Cap/Sales(5y)1.39%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)34.78%
EPS 3Y-21.23%
EPS 5Y26.34%
EPS Q2Q%111.59%
EPS Next Y-0.97%
EPS Next 2Y1.01%
EPS Next 3Y2.05%
EPS Next 5Y0.32%
Revenue 1Y (TTM)-11.23%
Revenue growth 3Y28.16%
Revenue growth 5Y30.12%
Sales Q2Q%14.03%
Revenue Next Year9.15%
Revenue Next 2Y8.47%
Revenue Next 3Y7.66%
Revenue Next 5Y5.7%
EBIT growth 1Y-49.95%
EBIT growth 3Y20.24%
EBIT growth 5Y23.63%
EBIT Next Year8.31%
EBIT Next 3Y7.5%
EBIT Next 5Y5.01%
FCF growth 1Y26.59%
FCF growth 3Y21.7%
FCF growth 5YN/A
OCF growth 1Y20.62%
OCF growth 3Y22.54%
OCF growth 5YN/A
XIOR STUDENT HOUSING NV / XIOR.BR FAQ
Can you provide the ChartMill fundamental rating for XIOR STUDENT HOUSING NV?
ChartMill assigns a fundamental rating of 3 / 10 to XIOR.BR.
Can you provide the valuation status for XIOR STUDENT HOUSING NV?
ChartMill assigns a valuation rating of 3 / 10 to XIOR STUDENT HOUSING NV (XIOR.BR). This can be considered as Overvalued.
What is the profitability of XIOR stock?
XIOR STUDENT HOUSING NV (XIOR.BR) has a profitability rating of 4 / 10.
What is the valuation of XIOR STUDENT HOUSING NV based on its PE and PB ratios?
The Price/Earnings (PE) ratio for XIOR STUDENT HOUSING NV (XIOR.BR) is 20.68 and the Price/Book (PB) ratio is 0.77.
Can you provide the dividend sustainability for XIOR stock?
The dividend rating of XIOR STUDENT HOUSING NV (XIOR.BR) is 4 / 10 and the dividend payout ratio is 91.03%.