XIOR STUDENT HOUSING NV (XIOR.BR) Stock Fundamental Analysis
Europe - EBR:XIOR - BE0974288202 - REIT
28.9 EUR
-0.1 (-0.34%)
Overall XIOR gets a fundamental rating of 3 out of 10. We evaluated XIOR against 6 industry peers in the Residential REITs industry. XIOR has a medium profitability rating, but doesn't score so well on its financial health evaluation. XIOR is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
XIOR had positive earnings in the past year.
XIOR had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: XIOR reported negative net income in multiple years.
In the past 5 years XIOR always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of XIOR (0.83%) is comparable to the rest of the industry.
With a Return On Equity value of 1.75%, XIOR perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
XIOR's Return On Invested Capital of 2.37% is on the low side compared to the rest of the industry. XIOR is outperformed by 66.67% of its industry peers.
XIOR had an Average Return On Invested Capital over the past 3 years of 2.31%. This is in line with the industry average of 3.10%.
The 3 year average ROIC (2.31%) for XIOR is below the current ROIC(2.37%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 1.75% | ||
| ROIC | 2.37% |
ROA(3y)2.46%
ROA(5y)1.74%
ROE(3y)5.31%
ROE(5y)3.52%
ROIC(3y)2.31%
ROIC(5y)2.45%
1.3 Margins
Looking at the Profit Margin, with a value of 14.59%, XIOR is in line with its industry, outperforming 50.00% of the companies in the same industry.
XIOR's Profit Margin has improved in the last couple of years.
The Operating Margin of XIOR (45.10%) is comparable to the rest of the industry.
In the last couple of years the Operating Margin of XIOR has declined.
The Gross Margin of XIOR (85.92%) is better than 83.33% of its industry peers.
XIOR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 45.1% | ||
| PM (TTM) | 14.59% | ||
| GM | 85.92% |
OM growth 3Y-6.03%
OM growth 5Y-4.9%
PM growth 3Y-27.12%
PM growth 5Y18.28%
GM growth 3Y-1.04%
GM growth 5Y-1.71%
2. Health
2.1 Basic Checks
XIOR has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for XIOR has been increased compared to 1 year ago.
Compared to 5 years ago, XIOR has more shares outstanding
XIOR has a better debt/assets ratio than last year.
2.2 Solvency
XIOR has an Altman-Z score of 0.56. This is a bad value and indicates that XIOR is not financially healthy and even has some risk of bankruptcy.
XIOR has a Altman-Z score of 0.56. This is in the lower half of the industry: XIOR underperforms 66.67% of its industry peers.
The Debt to FCF ratio of XIOR is 23.20, which is on the high side as it means it would take XIOR, 23.20 years of fcf income to pay off all of its debts.
XIOR has a Debt to FCF ratio (23.20) which is in line with its industry peers.
A Debt/Equity ratio of 0.94 indicates that XIOR is somewhat dependend on debt financing.
XIOR has a Debt to Equity ratio of 0.94. This is in the lower half of the industry: XIOR underperforms 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.94 | ||
| Debt/FCF | 23.2 | ||
| Altman-Z | 0.56 |
ROIC/WACC0.47
WACC5.03%
2.3 Liquidity
XIOR has a Current Ratio of 0.55. This is a bad value and indicates that XIOR is not financially healthy enough and could expect problems in meeting its short term obligations.
XIOR's Current ratio of 0.55 is fine compared to the rest of the industry. XIOR outperforms 66.67% of its industry peers.
XIOR has a Quick Ratio of 0.55. This is a bad value and indicates that XIOR is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.55, XIOR is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
The earnings per share for XIOR have decreased strongly by -72.56% in the last year.
The Earnings Per Share has been growing by 26.32% on average over the past years. This is a very strong growth
XIOR shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -13.21%.
Measured over the past years, XIOR shows a very strong growth in Revenue. The Revenue has been growing by 30.12% on average per year.
EPS 1Y (TTM)-72.56%
EPS 3Y-21.25%
EPS 5Y26.32%
EPS Q2Q%-71.84%
Revenue 1Y (TTM)-13.21%
Revenue growth 3Y28.16%
Revenue growth 5Y30.12%
Sales Q2Q%-48.61%
3.2 Future
XIOR is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 0.22% yearly.
XIOR is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.38% yearly.
EPS Next Y-0.85%
EPS Next 2Y1.28%
EPS Next 3Y2.12%
EPS Next 5Y0.22%
Revenue Next Year8.97%
Revenue Next 2Y7.88%
Revenue Next 3Y7.1%
Revenue Next 5Y5.38%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 45.87 indicates a quite expensive valuation of XIOR.
Compared to the rest of the industry, the Price/Earnings ratio of XIOR is on the same level as its industry peers.
Compared to an average S&P500 Price/Earnings ratio of 27.41, XIOR is valued quite expensively.
With a Price/Forward Earnings ratio of 12.45, XIOR is valued correctly.
XIOR's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. XIOR is cheaper than 66.67% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of XIOR to the average of the S&P500 Index (22.88), we can say XIOR is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 45.87 | ||
| Fwd PE | 12.45 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, XIOR is valued more expensive than 83.33% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of XIOR is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.96 | ||
| EV/EBITDA | 32.67 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)1.74
EPS Next 2Y1.28%
EPS Next 3Y2.12%
5. Dividend
5.1 Amount
XIOR has a Yearly Dividend Yield of 4.02%, which is a nice return.
Compared to an average industry Dividend Yield of 5.70, XIOR is paying slightly less dividend.
XIOR's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.02% |
5.2 History
On average, the dividend of XIOR grows each year by 20.29%, which is quite nice.
Dividend Growth(5Y)20.29%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
XIOR pays out 91.28% of its income as dividend. This is not a sustainable payout ratio.
XIOR's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP91.28%
EPS Next 2Y1.28%
EPS Next 3Y2.12%
EBR:XIOR (9/18/2025, 7:00:00 PM)
28.9
-0.1 (-0.34%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)
Earnings (Next)
Inst Owners23.65%
Inst Owner ChangeN/A
Ins Owners10.94%
Ins Owner ChangeN/A
Market Cap1.35B
Analysts82.5
Price Target35.96 (24.43%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.02% |
Yearly Dividend1.15
Dividend Growth(5Y)20.29%
DP91.28%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.81%
PT rev (3m)0.71%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-4.72%
EPS NY rev (3m)-4.72%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.25%
Revenue NY rev (3m)-1.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 45.87 | ||
| Fwd PE | 12.45 | ||
| P/S | 6.46 | ||
| P/FCF | 17.96 | ||
| P/OCF | 17.71 | ||
| P/B | 0.77 | ||
| P/tB | 0.78 | ||
| EV/EBITDA | 32.67 |
EPS(TTM)0.63
EY2.18%
EPS(NY)2.32
Fwd EY8.03%
FCF(TTM)1.61
FCFY5.57%
OCF(TTM)1.63
OCFY5.65%
SpS4.48
BVpS37.38
TBVpS37.27
PEG (NY)N/A
PEG (5Y)1.74
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 1.75% | ||
| ROCE | 2.71% | ||
| ROIC | 2.37% | ||
| ROICexc | 2.38% | ||
| ROICexgc | 2.38% | ||
| OM | 45.1% | ||
| PM (TTM) | 14.59% | ||
| GM | 85.92% | ||
| FCFM | 35.94% |
ROA(3y)2.46%
ROA(5y)1.74%
ROE(3y)5.31%
ROE(5y)3.52%
ROIC(3y)2.31%
ROIC(5y)2.45%
ROICexc(3y)2.31%
ROICexc(5y)2.46%
ROICexgc(3y)2.32%
ROICexgc(5y)2.47%
ROCE(3y)2.63%
ROCE(5y)2.8%
ROICexcg growth 3Y-0.66%
ROICexcg growth 5Y1.19%
ROICexc growth 3Y-0.7%
ROICexc growth 5Y1.17%
OM growth 3Y-6.03%
OM growth 5Y-4.9%
PM growth 3Y-27.12%
PM growth 5Y18.28%
GM growth 3Y-1.04%
GM growth 5Y-1.71%
F-Score4
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.94 | ||
| Debt/FCF | 23.2 | ||
| Debt/EBITDA | 17.29 | ||
| Cap/Depr | 321.89% | ||
| Cap/Sales | 0.52% | ||
| Interest Coverage | 1.89 | ||
| Cash Conversion | 80.55% | ||
| Profit Quality | 246.3% | ||
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 0.56 |
F-Score4
WACC5.03%
ROIC/WACC0.47
Cap/Depr(3y)534.68%
Cap/Depr(5y)391.43%
Cap/Sales(3y)1.98%
Cap/Sales(5y)1.39%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-72.56%
EPS 3Y-21.25%
EPS 5Y26.32%
EPS Q2Q%-71.84%
EPS Next Y-0.85%
EPS Next 2Y1.28%
EPS Next 3Y2.12%
EPS Next 5Y0.22%
Revenue 1Y (TTM)-13.21%
Revenue growth 3Y28.16%
Revenue growth 5Y30.12%
Sales Q2Q%-48.61%
Revenue Next Year8.97%
Revenue Next 2Y7.88%
Revenue Next 3Y7.1%
Revenue Next 5Y5.38%
EBIT growth 1Y-50.12%
EBIT growth 3Y20.43%
EBIT growth 5Y23.75%
EBIT Next Year10.26%
EBIT Next 3Y7.43%
EBIT Next 5Y4.31%
FCF growth 1Y26.51%
FCF growth 3Y22.02%
FCF growth 5YN/A
OCF growth 1Y20.53%
OCF growth 3Y22.86%
OCF growth 5YN/A