XIOR STUDENT HOUSING NV (XIOR.BR) Stock Fundamental Analysis
Europe - EBR:XIOR - BE0974288202 - REIT
28.3 EUR
-0.4 (-1.39%)
Overall XIOR gets a fundamental rating of 3 out of 10. We evaluated XIOR against 6 industry peers in the Residential REITs industry. While XIOR is still in line with the averages on profitability rating, there are concerns on its financial health. XIOR is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year XIOR was profitable.
XIOR had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: XIOR reported negative net income in multiple years.
Each year in the past 5 years XIOR had a positive operating cash flow.
1.2 Ratios
The Return On Assets of XIOR (0.83%) is comparable to the rest of the industry.
XIOR's Return On Equity of 1.75% is in line compared to the rest of the industry. XIOR outperforms 50.00% of its industry peers.
The Return On Invested Capital of XIOR (2.37%) is worse than 66.67% of its industry peers.
The Average Return On Invested Capital over the past 3 years for XIOR is in line with the industry average of 3.10%.
The last Return On Invested Capital (2.37%) for XIOR is above the 3 year average (2.31%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 1.75% | ||
| ROIC | 2.37% |
ROA(3y)2.46%
ROA(5y)1.74%
ROE(3y)5.31%
ROE(5y)3.52%
ROIC(3y)2.31%
ROIC(5y)2.45%
1.3 Margins
XIOR has a Profit Margin of 14.59%. This is comparable to the rest of the industry: XIOR outperforms 50.00% of its industry peers.
XIOR's Profit Margin has improved in the last couple of years.
XIOR has a Operating Margin of 45.10%. This is comparable to the rest of the industry: XIOR outperforms 50.00% of its industry peers.
XIOR's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 85.92%, XIOR belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
In the last couple of years the Gross Margin of XIOR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 45.1% | ||
| PM (TTM) | 14.59% | ||
| GM | 85.92% |
OM growth 3Y-6.03%
OM growth 5Y-4.9%
PM growth 3Y-27.12%
PM growth 5Y18.28%
GM growth 3Y-1.04%
GM growth 5Y-1.71%
2. Health
2.1 Basic Checks
XIOR has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, XIOR has more shares outstanding
Compared to 5 years ago, XIOR has more shares outstanding
XIOR has a better debt/assets ratio than last year.
2.2 Solvency
XIOR has an Altman-Z score of 0.56. This is a bad value and indicates that XIOR is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 0.56, XIOR is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
XIOR has a debt to FCF ratio of 23.20. This is a negative value and a sign of low solvency as XIOR would need 23.20 years to pay back of all of its debts.
XIOR has a Debt to FCF ratio of 23.20. This is comparable to the rest of the industry: XIOR outperforms 50.00% of its industry peers.
A Debt/Equity ratio of 0.94 indicates that XIOR is somewhat dependend on debt financing.
XIOR has a worse Debt to Equity ratio (0.94) than 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.94 | ||
| Debt/FCF | 23.2 | ||
| Altman-Z | 0.56 |
ROIC/WACC0.47
WACC5.03%
2.3 Liquidity
A Current Ratio of 0.55 indicates that XIOR may have some problems paying its short term obligations.
The Current ratio of XIOR (0.55) is better than 66.67% of its industry peers.
XIOR has a Quick Ratio of 0.55. This is a bad value and indicates that XIOR is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.55, XIOR is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
XIOR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -72.56%.
The Earnings Per Share has been growing by 26.32% on average over the past years. This is a very strong growth
XIOR shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -13.21%.
XIOR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 30.12% yearly.
EPS 1Y (TTM)-72.56%
EPS 3Y-21.25%
EPS 5Y26.32%
EPS Q2Q%-71.84%
Revenue 1Y (TTM)-13.21%
Revenue growth 3Y28.16%
Revenue growth 5Y30.12%
Sales Q2Q%-48.61%
3.2 Future
The Earnings Per Share is expected to grow by 0.32% on average over the next years.
Based on estimates for the next years, XIOR will show a small growth in Revenue. The Revenue will grow by 5.30% on average per year.
EPS Next Y-0.85%
EPS Next 2Y1.28%
EPS Next 3Y2.12%
EPS Next 5Y0.32%
Revenue Next Year8.91%
Revenue Next 2Y8.16%
Revenue Next 3Y7.47%
Revenue Next 5Y5.3%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 44.92, the valuation of XIOR can be described as expensive.
The rest of the industry has a similar Price/Earnings ratio as XIOR.
When comparing the Price/Earnings ratio of XIOR to the average of the S&P500 Index (26.10), we can say XIOR is valued expensively.
XIOR is valuated correctly with a Price/Forward Earnings ratio of 12.20.
Compared to the rest of the industry, the Price/Forward Earnings ratio of XIOR is on the same level as its industry peers.
The average S&P500 Price/Forward Earnings ratio is at 22.52. XIOR is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 44.92 | ||
| Fwd PE | 12.2 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, XIOR is valued more expensive than 83.33% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of XIOR is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.59 | ||
| EV/EBITDA | 32.52 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)1.71
EPS Next 2Y1.28%
EPS Next 3Y2.12%
5. Dividend
5.1 Amount
XIOR has a Yearly Dividend Yield of 4.17%, which is a nice return.
Compared to an average industry Dividend Yield of 5.80, XIOR is paying slightly less dividend.
XIOR's Dividend Yield is rather good when compared to the S&P500 average which is at 2.35.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.17% |
5.2 History
On average, the dividend of XIOR grows each year by 20.29%, which is quite nice.
Dividend Growth(5Y)20.29%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
XIOR pays out 91.28% of its income as dividend. This is not a sustainable payout ratio.
The dividend of XIOR is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP91.28%
EPS Next 2Y1.28%
EPS Next 3Y2.12%
EBR:XIOR (10/31/2025, 7:00:00 PM)
28.3
-0.4 (-1.39%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)
Earnings (Next)
Inst Owners23.97%
Inst Owner ChangeN/A
Ins Owners10.94%
Ins Owner ChangeN/A
Market Cap1.32B
Revenue(TTM)209.08M
Net Income(TTM)30.51M
Analysts81.25
Price Target35.57 (25.69%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.17% |
Yearly Dividend1.15
Dividend Growth(5Y)20.29%
DP91.28%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.06%
PT rev (3m)-2.86%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-4.72%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.06%
Revenue NY rev (3m)-1.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 44.92 | ||
| Fwd PE | 12.2 | ||
| P/S | 6.32 | ||
| P/FCF | 17.59 | ||
| P/OCF | 17.34 | ||
| P/B | 0.76 | ||
| P/tB | 0.76 | ||
| EV/EBITDA | 32.52 |
EPS(TTM)0.63
EY2.23%
EPS(NY)2.32
Fwd EY8.2%
FCF(TTM)1.61
FCFY5.69%
OCF(TTM)1.63
OCFY5.77%
SpS4.48
BVpS37.38
TBVpS37.27
PEG (NY)N/A
PEG (5Y)1.71
Graham Number23.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 1.75% | ||
| ROCE | 2.71% | ||
| ROIC | 2.37% | ||
| ROICexc | 2.38% | ||
| ROICexgc | 2.38% | ||
| OM | 45.1% | ||
| PM (TTM) | 14.59% | ||
| GM | 85.92% | ||
| FCFM | 35.94% |
ROA(3y)2.46%
ROA(5y)1.74%
ROE(3y)5.31%
ROE(5y)3.52%
ROIC(3y)2.31%
ROIC(5y)2.45%
ROICexc(3y)2.31%
ROICexc(5y)2.46%
ROICexgc(3y)2.32%
ROICexgc(5y)2.47%
ROCE(3y)2.63%
ROCE(5y)2.8%
ROICexgc growth 3Y-0.66%
ROICexgc growth 5Y1.19%
ROICexc growth 3Y-0.7%
ROICexc growth 5Y1.17%
OM growth 3Y-6.03%
OM growth 5Y-4.9%
PM growth 3Y-27.12%
PM growth 5Y18.28%
GM growth 3Y-1.04%
GM growth 5Y-1.71%
F-Score4
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.94 | ||
| Debt/FCF | 23.2 | ||
| Debt/EBITDA | 17.29 | ||
| Cap/Depr | 321.89% | ||
| Cap/Sales | 0.52% | ||
| Interest Coverage | 1.89 | ||
| Cash Conversion | 80.55% | ||
| Profit Quality | 246.3% | ||
| Current Ratio | 0.55 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 0.56 |
F-Score4
WACC5.03%
ROIC/WACC0.47
Cap/Depr(3y)534.68%
Cap/Depr(5y)391.43%
Cap/Sales(3y)1.98%
Cap/Sales(5y)1.39%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-72.56%
EPS 3Y-21.25%
EPS 5Y26.32%
EPS Q2Q%-71.84%
EPS Next Y-0.85%
EPS Next 2Y1.28%
EPS Next 3Y2.12%
EPS Next 5Y0.32%
Revenue 1Y (TTM)-13.21%
Revenue growth 3Y28.16%
Revenue growth 5Y30.12%
Sales Q2Q%-48.61%
Revenue Next Year8.91%
Revenue Next 2Y8.16%
Revenue Next 3Y7.47%
Revenue Next 5Y5.3%
EBIT growth 1Y-50.12%
EBIT growth 3Y20.43%
EBIT growth 5Y23.75%
EBIT Next Year24.95%
EBIT Next 3Y10.22%
EBIT Next 5Y4.61%
FCF growth 1Y26.51%
FCF growth 3Y22.02%
FCF growth 5YN/A
OCF growth 1Y20.53%
OCF growth 3Y22.86%
OCF growth 5YN/A
XIOR STUDENT HOUSING NV / XIOR.BR FAQ
What is the fundamental rating for XIOR stock?
ChartMill assigns a fundamental rating of 3 / 10 to XIOR.BR.
What is the valuation status for XIOR stock?
ChartMill assigns a valuation rating of 2 / 10 to XIOR STUDENT HOUSING NV (XIOR.BR). This can be considered as Overvalued.
What is the profitability of XIOR stock?
XIOR STUDENT HOUSING NV (XIOR.BR) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for XIOR stock?
The Price/Earnings (PE) ratio for XIOR STUDENT HOUSING NV (XIOR.BR) is 44.92 and the Price/Book (PB) ratio is 0.76.
Can you provide the dividend sustainability for XIOR stock?
The dividend rating of XIOR STUDENT HOUSING NV (XIOR.BR) is 4 / 10 and the dividend payout ratio is 91.28%.