XCEL ENERGY INC (XEL) Fundamental Analysis & Valuation

NASDAQ:XEL • US98389B1008

Current stock price

78.09 USD
+0.16 (+0.21%)
At close:
76.5126 USD
-1.58 (-2.02%)
After Hours:

This XEL fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. XEL Profitability Analysis

1.1 Basic Checks

  • In the past year XEL was profitable.
  • In the past year XEL had a positive cash flow from operations.
  • Each year in the past 5 years XEL has been profitable.
  • In the past 5 years XEL always reported a positive cash flow from operatings.
XEL Yearly Net Income VS EBIT VS OCF VS FCFXEL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B 4B -4B -6B

1.2 Ratios

  • XEL has a worse Return On Assets (2.48%) than 63.83% of its industry peers.
  • Looking at the Return On Equity, with a value of 8.55%, XEL is doing worse than 63.83% of the companies in the same industry.
  • XEL's Return On Invested Capital of 3.00% is on the low side compared to the rest of the industry. XEL is outperformed by 82.98% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for XEL is in line with the industry average of 4.52%.
Industry RankSector Rank
ROA 2.48%
ROE 8.55%
ROIC 3%
ROA(3y)2.67%
ROA(5y)2.72%
ROE(3y)9.51%
ROE(5y)9.83%
ROIC(3y)3.13%
ROIC(5y)3.21%
XEL Yearly ROA, ROE, ROICXEL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • With a Profit Margin value of 13.76%, XEL perfoms like the industry average, outperforming 51.06% of the companies in the same industry.
  • XEL's Profit Margin has been stable in the last couple of years.
  • With a Operating Margin value of 19.63%, XEL is not doing good in the industry: 61.70% of the companies in the same industry are doing better.
  • XEL's Operating Margin has been stable in the last couple of years.
  • XEL has a Gross Margin of 92.83%. This is amongst the best in the industry. XEL outperforms 95.74% of its industry peers.
  • XEL's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 19.63%
PM (TTM) 13.76%
GM 92.83%
OM growth 3Y7.36%
OM growth 5Y1.34%
PM growth 3Y6.66%
PM growth 5Y1.48%
GM growth 3Y2.09%
GM growth 5Y-0.19%
XEL Yearly Profit, Operating, Gross MarginsXEL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. XEL Health Analysis

2.1 Basic Checks

  • XEL has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • The number of shares outstanding for XEL has been increased compared to 1 year ago.
  • The number of shares outstanding for XEL has been increased compared to 5 years ago.
  • XEL has a worse debt/assets ratio than last year.
XEL Yearly Shares OutstandingXEL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M
XEL Yearly Total Debt VS Total AssetsXEL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B

2.2 Solvency

  • Based on the Altman-Z score of 0.93, we must say that XEL is in the distress zone and has some risk of bankruptcy.
  • XEL has a Altman-Z score (0.93) which is in line with its industry peers.
  • XEL has a Debt/Equity ratio of 1.47. This is a high value indicating a heavy dependency on external financing.
  • Looking at the Debt to Equity ratio, with a value of 1.47, XEL is in line with its industry, outperforming 51.06% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.47
Debt/FCF N/A
Altman-Z 0.93
ROIC/WACC0.45
WACC6.69%
XEL Yearly LT Debt VS Equity VS FCFXEL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B 20B 30B

2.3 Liquidity

  • XEL has a Current Ratio of 0.71. This is a bad value and indicates that XEL is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 0.71, XEL is in line with its industry, outperforming 44.68% of the companies in the same industry.
  • A Quick Ratio of 0.60 indicates that XEL may have some problems paying its short term obligations.
  • XEL has a Quick ratio (0.60) which is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 0.71
Quick Ratio 0.6
XEL Yearly Current Assets VS Current LiabilitesXEL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. XEL Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 8.62% over the past year.
  • The Earnings Per Share has been growing slightly by 6.34% on average over the past years.
  • The Revenue has grown by 9.14% in the past year. This is quite good.
  • Measured over the past years, XEL shows a small growth in Revenue. The Revenue has been growing by 4.94% on average per year.
EPS 1Y (TTM)8.62%
EPS 3Y6.04%
EPS 5Y6.34%
EPS Q2Q%17.28%
Revenue 1Y (TTM)9.14%
Revenue growth 3Y-1.42%
Revenue growth 5Y4.94%
Sales Q2Q%14.13%

3.2 Future

  • XEL is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.30% yearly.
  • The Revenue is expected to grow by 6.98% on average over the next years.
EPS Next Y10.03%
EPS Next 2Y9.92%
EPS Next 3Y9.76%
EPS Next 5Y9.3%
Revenue Next Year6.12%
Revenue Next 2Y7.08%
Revenue Next 3Y7.49%
Revenue Next 5Y6.98%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
XEL Yearly Revenue VS EstimatesXEL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5B 10B 15B 20B
XEL Yearly EPS VS EstimatesXEL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 1 2 3 4 5

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Find the best growth stocksShow best growing peers

1

4. XEL Valuation Analysis

4.1 Price/Earnings Ratio

  • XEL is valuated rather expensively with a Price/Earnings ratio of 20.66.
  • The rest of the industry has a similar Price/Earnings ratio as XEL.
  • The average S&P500 Price/Earnings ratio is at 24.88. XEL is around the same levels.
  • XEL is valuated rather expensively with a Price/Forward Earnings ratio of 18.78.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of XEL is on the same level as its industry peers.
  • When comparing the Price/Forward Earnings ratio of XEL to the average of the S&P500 Index (22.19), we can say XEL is valued inline with the index average.
Industry RankSector Rank
PE 20.66
Fwd PE 18.78
XEL Price Earnings VS Forward Price EarningsXEL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20

4.2 Price Multiples

  • XEL's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. XEL is more expensive than 72.34% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 13.75
XEL Per share dataXEL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 -10 20 30

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)2.06
PEG (5Y)3.26
EPS Next 2Y9.92%
EPS Next 3Y9.76%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. XEL Dividend Analysis

5.1 Amount

  • XEL has a Yearly Dividend Yield of 3.07%.
  • Compared to an average industry Dividend Yield of 2.84, XEL has a dividend in line with its industry peers.
  • XEL's Dividend Yield is rather good when compared to the S&P500 average which is at 1.90.
Industry RankSector Rank
Dividend Yield 3.07%

5.2 History

  • The dividend of XEL has a limited annual growth rate of 5.83%.
  • XEL has paid a dividend for at least 10 years, which is a reliable track record.
  • The dividend of XEL decreased recently.
Dividend Growth(5Y)5.83%
Div Incr Years1
Div Non Decr Years1
XEL Yearly Dividends per shareXEL Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • XEL pays out 63.53% of its income as dividend. This is not a sustainable payout ratio.
  • The dividend of XEL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP63.53%
EPS Next 2Y9.92%
EPS Next 3Y9.76%
XEL Yearly Income VS Free CF VS DividendXEL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B -4B -6B
XEL Dividend Payout.XEL Dividend Payout, showing the Payout Ratio.XEL Dividend Payout.PayoutRetained Earnings

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XEL Fundamentals: All Metrics, Ratios and Statistics

XCEL ENERGY INC

NASDAQ:XEL (3/27/2026, 8:00:03 PM)

After market: 76.5126 -1.58 (-2.02%)

78.09

+0.16 (+0.21%)

Chartmill FA Rating
GICS SectorUtilities
GICS IndustryGroupUtilities
GICS IndustryElectric Utilities
Earnings (Last)02-05
Earnings (Next)04-22
Inst Owners92.13%
Inst Owner Change2.41%
Ins Owners0.15%
Ins Owner Change7.38%
Market Cap48.72B
Revenue(TTM)14.67B
Net Income(TTM)2.02B
Analysts84.35
Price Target90.35 (15.7%)
Short Float %4.18%
Short Ratio5.15
Dividend
Industry RankSector Rank
Dividend Yield 3.07%
Yearly Dividend2.14
Dividend Growth(5Y)5.83%
DP63.53%
Div Incr Years1
Div Non Decr Years1
Ex-Date03-13
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-4.57%
Min EPS beat(2)-6.97%
Max EPS beat(2)-2.18%
EPS beat(4)1
Avg EPS beat(4)-1.01%
Min EPS beat(4)-9.55%
Max EPS beat(4)14.67%
EPS beat(8)2
Avg EPS beat(8)-1.02%
EPS beat(12)4
Avg EPS beat(12)-1.5%
EPS beat(16)6
Avg EPS beat(16)-1.3%
Revenue beat(2)0
Avg Revenue beat(2)-1.73%
Min Revenue beat(2)-3.08%
Max Revenue beat(2)-0.38%
Revenue beat(4)1
Avg Revenue beat(4)-0.93%
Min Revenue beat(4)-3.08%
Max Revenue beat(4)1.39%
Revenue beat(8)1
Avg Revenue beat(8)-6.4%
Revenue beat(12)2
Avg Revenue beat(12)-6.61%
Revenue beat(16)6
Avg Revenue beat(16)-1.36%
PT rev (1m)1.21%
PT rev (3m)0.39%
EPS NQ rev (1m)-0.74%
EPS NQ rev (3m)-0.37%
EPS NY rev (1m)-0.07%
EPS NY rev (3m)-0.21%
Revenue NQ rev (1m)0.05%
Revenue NQ rev (3m)-2.21%
Revenue NY rev (1m)-0.46%
Revenue NY rev (3m)-1.83%
Valuation
Industry RankSector Rank
PE 20.66
Fwd PE 18.78
P/S 3.32
P/FCF N/A
P/OCF 11.93
P/B 2.06
P/tB 2.06
EV/EBITDA 13.75
EPS(TTM)3.78
EY4.84%
EPS(NY)4.16
Fwd EY5.33%
FCF(TTM)-10.94
FCFYN/A
OCF(TTM)6.54
OCFY8.38%
SpS23.51
BVpS37.84
TBVpS37.84
PEG (NY)2.06
PEG (5Y)3.26
Graham Number56.73
Profitability
Industry RankSector Rank
ROA 2.48%
ROE 8.55%
ROCE 3.88%
ROIC 3%
ROICexc 3.01%
ROICexgc 3.01%
OM 19.63%
PM (TTM) 13.76%
GM 92.83%
FCFM N/A
ROA(3y)2.67%
ROA(5y)2.72%
ROE(3y)9.51%
ROE(5y)9.83%
ROIC(3y)3.13%
ROIC(5y)3.21%
ROICexc(3y)3.14%
ROICexc(5y)3.22%
ROICexgc(3y)3.14%
ROICexgc(5y)3.22%
ROCE(3y)4.02%
ROCE(5y)4.13%
ROICexgc growth 3Y-4.32%
ROICexgc growth 5Y-2.01%
ROICexc growth 3Y-4.32%
ROICexc growth 5Y-2.01%
OM growth 3Y7.36%
OM growth 5Y1.34%
PM growth 3Y6.66%
PM growth 5Y1.48%
GM growth 3Y2.09%
GM growth 5Y-0.19%
F-Score5
Asset Turnover0.18
Health
Industry RankSector Rank
Debt/Equity 1.47
Debt/FCF N/A
Debt/EBITDA 5.81
Cap/Depr 353.93%
Cap/Sales 74.36%
Interest Coverage 2.28
Cash Conversion 68.5%
Profit Quality N/A
Current Ratio 0.71
Quick Ratio 0.6
Altman-Z 0.93
F-Score5
WACC6.69%
ROIC/WACC0.45
Cap/Depr(3y)279.37%
Cap/Depr(5y)241.55%
Cap/Sales(3y)56.79%
Cap/Sales(5y)46.45%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)8.62%
EPS 3Y6.04%
EPS 5Y6.34%
EPS Q2Q%17.28%
EPS Next Y10.03%
EPS Next 2Y9.92%
EPS Next 3Y9.76%
EPS Next 5Y9.3%
Revenue 1Y (TTM)9.14%
Revenue growth 3Y-1.42%
Revenue growth 5Y4.94%
Sales Q2Q%14.13%
Revenue Next Year6.12%
Revenue Next 2Y7.08%
Revenue Next 3Y7.49%
Revenue Next 5Y6.98%
EBIT growth 1Y20.66%
EBIT growth 3Y5.84%
EBIT growth 5Y6.35%
EBIT Next Year118.56%
EBIT Next 3Y42.57%
EBIT Next 5Y26.21%
FCF growth 1Y-150.64%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-12.02%
OCF growth 3Y1.26%
OCF growth 5Y7.47%

XCEL ENERGY INC / XEL Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for XCEL ENERGY INC?

ChartMill assigns a fundamental rating of 3 / 10 to XEL.


What is the valuation status for XEL stock?

ChartMill assigns a valuation rating of 1 / 10 to XCEL ENERGY INC (XEL). This can be considered as Overvalued.


What is the profitability of XEL stock?

XCEL ENERGY INC (XEL) has a profitability rating of 4 / 10.


What is the financial health of XCEL ENERGY INC (XEL) stock?

The financial health rating of XCEL ENERGY INC (XEL) is 1 / 10.


Is the dividend of XCEL ENERGY INC sustainable?

The dividend rating of XCEL ENERGY INC (XEL) is 5 / 10 and the dividend payout ratio is 63.53%.