76.21 USD
+0.6 (+0.79%)
75.824 USD
-0.39 (-0.51%)
Taking everything into account, XEL scores 3 out of 10 in our fundamental rating. XEL was compared to 46 industry peers in the Electric Utilities industry. XEL has a medium profitability rating, but doesn't score so well on its financial health evaluation. XEL is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year XEL was profitable.
- XEL had a positive operating cash flow in the past year.
- XEL had positive earnings in each of the past 5 years.
- XEL had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 2.42%, XEL is doing worse than 69.57% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 9.04%, XEL is doing worse than 65.22% of the companies in the same industry.
- XEL has a worse Return On Invested Capital (2.84%) than 84.78% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for XEL is in line with the industry average of 4.58%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.42% | ||
| ROE | 9.04% | ||
| ROIC | 2.84% |
ROA(3y)2.79%
ROA(5y)2.77%
ROE(3y)10.13%
ROE(5y)10.14%
ROIC(3y)3.27%
ROIC(5y)3.27%
1.3 Margins
- XEL has a Profit Margin (13.46%) which is in line with its industry peers.
- XEL's Profit Margin has improved in the last couple of years.
- XEL's Operating Margin of 18.53% is on the low side compared to the rest of the industry. XEL is outperformed by 65.22% of its industry peers.
- In the last couple of years the Operating Margin of XEL has remained more or less at the same level.
- XEL has a better Gross Margin (92.94%) than 95.65% of its industry peers.
- XEL's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.53% | ||
| PM (TTM) | 13.46% | ||
| GM | 92.94% |
OM growth 3Y2.67%
OM growth 5Y-0.62%
PM growth 3Y6.6%
PM growth 5Y3.89%
GM growth 3Y0.42%
GM growth 5Y0.25%
2. Health
2.1 Basic Checks
- XEL has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- Compared to 1 year ago, XEL has more shares outstanding
- XEL has more shares outstanding than it did 5 years ago.
- The debt/assets ratio for XEL is higher compared to a year ago.
2.2 Solvency
- XEL has an Altman-Z score of 0.89. This is a bad value and indicates that XEL is not financially healthy and even has some risk of bankruptcy.
- The Altman-Z score of XEL (0.89) is comparable to the rest of the industry.
- XEL has a Debt/Equity ratio of 1.64. This is a high value indicating a heavy dependency on external financing.
- XEL has a Debt to Equity ratio (1.64) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.64 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.89 |
ROIC/WACC0.42
WACC6.72%
2.3 Liquidity
- A Current Ratio of 0.79 indicates that XEL may have some problems paying its short term obligations.
- XEL's Current ratio of 0.79 is in line compared to the rest of the industry. XEL outperforms 50.00% of its industry peers.
- XEL has a Quick Ratio of 0.79. This is a bad value and indicates that XEL is not financially healthy enough and could expect problems in meeting its short term obligations.
- XEL has a Quick ratio of 0.69. This is comparable to the rest of the industry: XEL outperforms 54.35% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.69 |
3. Growth
3.1 Past
- XEL shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 2.82%.
- Measured over the past 5 years, XEL shows a small growth in Earnings Per Share. The EPS has been growing by 5.68% on average per year.
- Looking at the last year, XEL shows a small growth in Revenue. The Revenue has grown by 3.38% in the last year.
- XEL shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.12% yearly.
EPS 1Y (TTM)2.82%
EPS 3Y5.54%
EPS 5Y5.68%
EPS Q2Q%-0.8%
Revenue 1Y (TTM)3.38%
Revenue growth 3Y0.02%
Revenue growth 5Y3.12%
Sales Q2Q%7.44%
3.2 Future
- Based on estimates for the next years, XEL will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.86% on average per year.
- Based on estimates for the next years, XEL will show a small growth in Revenue. The Revenue will grow by 5.80% on average per year.
EPS Next Y10.85%
EPS Next 2Y9.42%
EPS Next 3Y9.41%
EPS Next 5Y8.86%
Revenue Next Year3.13%
Revenue Next 2Y5.35%
Revenue Next 3Y6.12%
Revenue Next 5Y5.8%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 20.94, which indicates a rather expensive current valuation of XEL.
- 63.04% of the companies in the same industry are cheaper than XEL, based on the Price/Earnings ratio.
- XEL's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.94.
- The Price/Forward Earnings ratio is 18.29, which indicates a rather expensive current valuation of XEL.
- XEL's Price/Forward Earnings ratio is in line with the industry average.
- The average S&P500 Price/Forward Earnings ratio is at 23.94. XEL is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.94 | ||
| Fwd PE | 18.29 |
4.2 Price Multiples
- 73.91% of the companies in the same industry are cheaper than XEL, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 13.57 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)1.93
PEG (5Y)3.69
EPS Next 2Y9.42%
EPS Next 3Y9.41%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 3.07%, XEL has a reasonable but not impressive dividend return.
- Compared to an average industry Dividend Yield of 2.93, XEL has a dividend in line with its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.83, XEL pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.07% |
5.2 History
- On average, the dividend of XEL grows each year by 6.45%, which is quite nice.
- XEL has paid a dividend for at least 10 years, which is a reliable track record.
- XEL has decreased its dividend recently.
Dividend Growth(5Y)6.45%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- XEL pays out 65.69% of its income as dividend. This is not a sustainable payout ratio.
- The dividend of XEL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP65.69%
EPS Next 2Y9.42%
EPS Next 3Y9.41%
76.21
+0.6 (+0.79%)
Chartmill FA Rating
GICS SectorUtilities
GICS IndustryGroupUtilities
GICS IndustryElectric Utilities
Earnings (Last)10-30 2025-10-30/bmo
Earnings (Next)01-22 2026-01-22/amc
Inst Owners95.29%
Inst Owner Change0.19%
Ins Owners0.14%
Ins Owner Change-0.83%
Market Cap45.08B
Revenue(TTM)14.23B
Net Income(TTM)1.92B
Analysts82.61
Price Target89.51 (17.45%)
Short Float %4.28%
Short Ratio4.81
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.07% |
Yearly Dividend2.08
Dividend Growth(5Y)6.45%
DP65.69%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.85%
Min EPS beat(2)-6.97%
Max EPS beat(2)14.67%
EPS beat(4)1
Avg EPS beat(4)-2.52%
Min EPS beat(4)-9.55%
Max EPS beat(4)14.67%
EPS beat(8)3
Avg EPS beat(8)-0.53%
EPS beat(12)5
Avg EPS beat(12)-1.25%
EPS beat(16)6
Avg EPS beat(16)-1.19%
Revenue beat(2)1
Avg Revenue beat(2)0.5%
Min Revenue beat(2)-0.38%
Max Revenue beat(2)1.39%
Revenue beat(4)1
Avg Revenue beat(4)-4.7%
Min Revenue beat(4)-18.13%
Max Revenue beat(4)1.39%
Revenue beat(8)1
Avg Revenue beat(8)-7.88%
Revenue beat(12)3
Avg Revenue beat(12)-4.13%
Revenue beat(16)7
Avg Revenue beat(16)-0.72%
PT rev (1m)-0.55%
PT rev (3m)8.56%
EPS NQ rev (1m)-0.57%
EPS NQ rev (3m)11.76%
EPS NY rev (1m)0.02%
EPS NY rev (3m)0.07%
Revenue NQ rev (1m)-1.44%
Revenue NQ rev (3m)3.19%
Revenue NY rev (1m)-0.73%
Revenue NY rev (3m)0.13%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.94 | ||
| Fwd PE | 18.29 | ||
| P/S | 3.17 | ||
| P/FCF | N/A | ||
| P/OCF | 9.93 | ||
| P/B | 2.13 | ||
| P/tB | 2.13 | ||
| EV/EBITDA | 13.57 |
EPS(TTM)3.64
EY4.78%
EPS(NY)4.17
Fwd EY5.47%
FCF(TTM)-8.7
FCFYN/A
OCF(TTM)7.67
OCFY10.07%
SpS24.05
BVpS35.81
TBVpS35.81
PEG (NY)1.93
PEG (5Y)3.69
Graham Number54.15
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.42% | ||
| ROE | 9.04% | ||
| ROCE | 3.66% | ||
| ROIC | 2.84% | ||
| ROICexc | 2.88% | ||
| ROICexgc | 2.88% | ||
| OM | 18.53% | ||
| PM (TTM) | 13.46% | ||
| GM | 92.94% | ||
| FCFM | N/A |
ROA(3y)2.79%
ROA(5y)2.77%
ROE(3y)10.13%
ROE(5y)10.14%
ROIC(3y)3.27%
ROIC(5y)3.27%
ROICexc(3y)3.28%
ROICexc(5y)3.28%
ROICexgc(3y)3.28%
ROICexgc(5y)3.28%
ROCE(3y)4.2%
ROCE(5y)4.2%
ROICexgc growth 3Y-3.22%
ROICexgc growth 5Y-4%
ROICexc growth 3Y-3.22%
ROICexc growth 5Y-4%
OM growth 3Y2.67%
OM growth 5Y-0.62%
PM growth 3Y6.6%
PM growth 5Y3.89%
GM growth 3Y0.42%
GM growth 5Y0.25%
F-Score4
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.64 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 6.1 | ||
| Cap/Depr | 318.86% | ||
| Cap/Sales | 68.08% | ||
| Interest Coverage | 2.25 | ||
| Cash Conversion | 79.96% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.69 | ||
| Altman-Z | 0.89 |
F-Score4
WACC6.72%
ROIC/WACC0.42
Cap/Depr(3y)221.93%
Cap/Depr(5y)222.34%
Cap/Sales(3y)42.1%
Cap/Sales(5y)40.89%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)2.82%
EPS 3Y5.54%
EPS 5Y5.68%
EPS Q2Q%-0.8%
EPS Next Y10.85%
EPS Next 2Y9.42%
EPS Next 3Y9.41%
EPS Next 5Y8.86%
Revenue 1Y (TTM)3.38%
Revenue growth 3Y0.02%
Revenue growth 5Y3.12%
Sales Q2Q%7.44%
Revenue Next Year3.13%
Revenue Next 2Y5.35%
Revenue Next 3Y6.12%
Revenue Next 5Y5.8%
EBIT growth 1Y-1.86%
EBIT growth 3Y2.7%
EBIT growth 5Y2.48%
EBIT Next Year110.64%
EBIT Next 3Y40.84%
EBIT Next 5Y26.07%
FCF growth 1Y-1083.68%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-11.33%
OCF growth 3Y28.47%
OCF growth 5Y7.3%
XCEL ENERGY INC / XEL FAQ
Can you provide the ChartMill fundamental rating for XCEL ENERGY INC?
ChartMill assigns a fundamental rating of 3 / 10 to XEL.
What is the valuation status for XEL stock?
ChartMill assigns a valuation rating of 1 / 10 to XCEL ENERGY INC (XEL). This can be considered as Overvalued.
What is the profitability of XEL stock?
XCEL ENERGY INC (XEL) has a profitability rating of 4 / 10.
What is the financial health of XCEL ENERGY INC (XEL) stock?
The financial health rating of XCEL ENERGY INC (XEL) is 1 / 10.
Is the dividend of XCEL ENERGY INC sustainable?
The dividend rating of XCEL ENERGY INC (XEL) is 5 / 10 and the dividend payout ratio is 65.69%.