81.25 USD
+0.86 (+1.07%)
81.25 USD
0 (0%)
Taking everything into account, XEL scores 3 out of 10 in our fundamental rating. XEL was compared to 47 industry peers in the Electric Utilities industry. There are concerns on the financial health of XEL while its profitability can be described as average. XEL is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
XEL had positive earnings in the past year.
XEL had a positive operating cash flow in the past year.
In the past 5 years XEL has always been profitable.
XEL had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
XEL's Return On Assets of 2.42% is on the low side compared to the rest of the industry. XEL is outperformed by 70.21% of its industry peers.
The Return On Equity of XEL (9.04%) is worse than 65.96% of its industry peers.
XEL has a Return On Invested Capital of 2.84%. This is amonst the worse of the industry: XEL underperforms 87.23% of its industry peers.
XEL had an Average Return On Invested Capital over the past 3 years of 3.27%. This is in line with the industry average of 4.92%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.42% | ||
| ROE | 9.04% | ||
| ROIC | 2.84% |
ROA(3y)2.79%
ROA(5y)2.77%
ROE(3y)10.13%
ROE(5y)10.14%
ROIC(3y)3.27%
ROIC(5y)3.27%
1.3 Margins
Looking at the Profit Margin, with a value of 13.46%, XEL is in line with its industry, outperforming 51.06% of the companies in the same industry.
In the last couple of years the Profit Margin of XEL has grown nicely.
Looking at the Operating Margin, with a value of 18.53%, XEL is doing worse than 65.96% of the companies in the same industry.
XEL's Operating Margin has been stable in the last couple of years.
XEL has a better Gross Margin (92.94%) than 93.62% of its industry peers.
In the last couple of years the Gross Margin of XEL has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.53% | ||
| PM (TTM) | 13.46% | ||
| GM | 92.94% |
OM growth 3Y2.67%
OM growth 5Y-0.62%
PM growth 3Y6.6%
PM growth 5Y3.89%
GM growth 3Y0.42%
GM growth 5Y0.25%
2. Health
2.1 Basic Checks
XEL has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
XEL has more shares outstanding than it did 1 year ago.
XEL has more shares outstanding than it did 5 years ago.
XEL has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.92, we must say that XEL is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 0.92, XEL perfoms like the industry average, outperforming 51.06% of the companies in the same industry.
A Debt/Equity ratio of 1.64 is on the high side and indicates that XEL has dependencies on debt financing.
XEL has a worse Debt to Equity ratio (1.64) than 65.96% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.64 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.92 |
ROIC/WACC0.43
WACC6.66%
2.3 Liquidity
A Current Ratio of 0.79 indicates that XEL may have some problems paying its short term obligations.
XEL has a Current ratio of 0.79. This is comparable to the rest of the industry: XEL outperforms 46.81% of its industry peers.
A Quick Ratio of 0.69 indicates that XEL may have some problems paying its short term obligations.
With a Quick ratio value of 0.69, XEL perfoms like the industry average, outperforming 51.06% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.69 |
3. Growth
3.1 Past
XEL shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 2.82%.
XEL shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.68% yearly.
Looking at the last year, XEL shows a small growth in Revenue. The Revenue has grown by 3.38% in the last year.
The Revenue has been growing slightly by 3.12% on average over the past years.
EPS 1Y (TTM)2.82%
EPS 3Y5.54%
EPS 5Y5.68%
EPS Q2Q%-0.8%
Revenue 1Y (TTM)3.38%
Revenue growth 3Y0.02%
Revenue growth 5Y3.12%
Sales Q2Q%7.44%
3.2 Future
XEL is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.76% yearly.
The Revenue is expected to grow by 5.54% on average over the next years.
EPS Next Y10.81%
EPS Next 2Y9.35%
EPS Next 3Y9.32%
EPS Next 5Y8.76%
Revenue Next Year2.38%
Revenue Next 2Y4.82%
Revenue Next 3Y5.52%
Revenue Next 5Y5.54%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
XEL is valuated rather expensively with a Price/Earnings ratio of 22.32.
Based on the Price/Earnings ratio, XEL is valued a bit more expensive than 72.34% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.15. XEL is around the same levels.
With a Price/Forward Earnings ratio of 19.53, XEL is valued on the expensive side.
Compared to the rest of the industry, the Price/Forward Earnings ratio of XEL indicates a slightly more expensive valuation: XEL is more expensive than 68.09% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 36.12. XEL is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.32 | ||
| Fwd PE | 19.53 |
4.2 Price Multiples
74.47% of the companies in the same industry are cheaper than XEL, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 14.16 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates XEL does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)2.06
PEG (5Y)3.93
EPS Next 2Y9.35%
EPS Next 3Y9.32%
5. Dividend
5.1 Amount
XEL has a Yearly Dividend Yield of 2.84%.
XEL's Dividend Yield is comparable with the industry average which is at 3.39.
Compared to an average S&P500 Dividend Yield of 2.41, XEL has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.84% |
5.2 History
The dividend of XEL is nicely growing with an annual growth rate of 6.45%!
XEL has been paying a dividend for at least 10 years, so it has a reliable track record.
XEL has decreased its dividend recently.
Dividend Growth(5Y)6.45%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
XEL pays out 65.69% of its income as dividend. This is not a sustainable payout ratio.
The dividend of XEL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP65.69%
EPS Next 2Y9.35%
EPS Next 3Y9.32%
81.25
+0.86 (+1.07%)
Chartmill FA Rating
GICS SectorUtilities
GICS IndustryGroupUtilities
GICS IndustryElectric Utilities
Earnings (Last)
Earnings (Next)
Inst Owners90.66%
Inst Owner Change4.92%
Ins Owners0.14%
Ins Owner Change-0.81%
Market Cap48.05B
Revenue(TTM)14.23B
Net Income(TTM)1.92B
Analysts82.61
Price Target90 (10.77%)
Short Float %3.7%
Short Ratio4.26
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.84% |
Yearly Dividend2.08
Dividend Growth(5Y)6.45%
DP65.69%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.85%
Min EPS beat(2)-6.97%
Max EPS beat(2)14.67%
EPS beat(4)1
Avg EPS beat(4)-2.52%
Min EPS beat(4)-9.55%
Max EPS beat(4)14.67%
EPS beat(8)3
Avg EPS beat(8)-0.53%
EPS beat(12)5
Avg EPS beat(12)-1.25%
EPS beat(16)6
Avg EPS beat(16)-1.19%
Revenue beat(2)1
Avg Revenue beat(2)0.5%
Min Revenue beat(2)-0.38%
Max Revenue beat(2)1.39%
Revenue beat(4)1
Avg Revenue beat(4)-4.7%
Min Revenue beat(4)-18.13%
Max Revenue beat(4)1.39%
Revenue beat(8)1
Avg Revenue beat(8)-7.88%
Revenue beat(12)3
Avg Revenue beat(12)-4.13%
Revenue beat(16)7
Avg Revenue beat(16)-0.72%
PT rev (1m)9.16%
PT rev (3m)14.71%
EPS NQ rev (1m)7.76%
EPS NQ rev (3m)4.24%
EPS NY rev (1m)0%
EPS NY rev (3m)0.13%
Revenue NQ rev (1m)1.68%
Revenue NQ rev (3m)0.63%
Revenue NY rev (1m)-0.53%
Revenue NY rev (3m)-0.71%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.32 | ||
| Fwd PE | 19.53 | ||
| P/S | 3.38 | ||
| P/FCF | N/A | ||
| P/OCF | 10.59 | ||
| P/B | 2.27 | ||
| P/tB | 2.27 | ||
| EV/EBITDA | 14.16 |
EPS(TTM)3.64
EY4.48%
EPS(NY)4.16
Fwd EY5.12%
FCF(TTM)-8.71
FCFYN/A
OCF(TTM)7.67
OCFY9.44%
SpS24.06
BVpS35.81
TBVpS35.81
PEG (NY)2.06
PEG (5Y)3.93
Graham Number54.16
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.42% | ||
| ROE | 9.04% | ||
| ROCE | 3.66% | ||
| ROIC | 2.84% | ||
| ROICexc | 2.88% | ||
| ROICexgc | 2.88% | ||
| OM | 18.53% | ||
| PM (TTM) | 13.46% | ||
| GM | 92.94% | ||
| FCFM | N/A |
ROA(3y)2.79%
ROA(5y)2.77%
ROE(3y)10.13%
ROE(5y)10.14%
ROIC(3y)3.27%
ROIC(5y)3.27%
ROICexc(3y)3.28%
ROICexc(5y)3.28%
ROICexgc(3y)3.28%
ROICexgc(5y)3.28%
ROCE(3y)4.2%
ROCE(5y)4.2%
ROICexgc growth 3Y-3.22%
ROICexgc growth 5Y-4%
ROICexc growth 3Y-3.22%
ROICexc growth 5Y-4%
OM growth 3Y2.67%
OM growth 5Y-0.62%
PM growth 3Y6.6%
PM growth 5Y3.89%
GM growth 3Y0.42%
GM growth 5Y0.25%
F-Score4
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.64 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 6.1 | ||
| Cap/Depr | 318.86% | ||
| Cap/Sales | 68.08% | ||
| Interest Coverage | 2.25 | ||
| Cash Conversion | 79.96% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.69 | ||
| Altman-Z | 0.92 |
F-Score4
WACC6.66%
ROIC/WACC0.43
Cap/Depr(3y)221.93%
Cap/Depr(5y)222.34%
Cap/Sales(3y)42.1%
Cap/Sales(5y)40.89%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)2.82%
EPS 3Y5.54%
EPS 5Y5.68%
EPS Q2Q%-0.8%
EPS Next Y10.81%
EPS Next 2Y9.35%
EPS Next 3Y9.32%
EPS Next 5Y8.76%
Revenue 1Y (TTM)3.38%
Revenue growth 3Y0.02%
Revenue growth 5Y3.12%
Sales Q2Q%7.44%
Revenue Next Year2.38%
Revenue Next 2Y4.82%
Revenue Next 3Y5.52%
Revenue Next 5Y5.54%
EBIT growth 1Y-1.86%
EBIT growth 3Y2.7%
EBIT growth 5Y2.48%
EBIT Next Year112.39%
EBIT Next 3Y38.49%
EBIT Next 5Y25.6%
FCF growth 1Y-1083.68%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-11.33%
OCF growth 3Y28.47%
OCF growth 5Y7.3%
XCEL ENERGY INC / XEL FAQ
Can you provide the ChartMill fundamental rating for XCEL ENERGY INC?
ChartMill assigns a fundamental rating of 3 / 10 to XEL.
What is the valuation status of XCEL ENERGY INC (XEL) stock?
ChartMill assigns a valuation rating of 1 / 10 to XCEL ENERGY INC (XEL). This can be considered as Overvalued.
How profitable is XCEL ENERGY INC (XEL) stock?
XCEL ENERGY INC (XEL) has a profitability rating of 4 / 10.
How financially healthy is XCEL ENERGY INC?
The financial health rating of XCEL ENERGY INC (XEL) is 1 / 10.
Can you provide the dividend sustainability for XEL stock?
The dividend rating of XCEL ENERGY INC (XEL) is 5 / 10 and the dividend payout ratio is 65.69%.