75.61 USD
+0.25 (+0.33%)
75.14 USD
-0.47 (-0.62%)
Overall XEL gets a fundamental rating of 3 out of 10. We evaluated XEL against 46 industry peers in the Electric Utilities industry. XEL has a medium profitability rating, but doesn't score so well on its financial health evaluation. While showing a medium growth rate, XEL is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
- In the past year XEL was profitable.
- In the past year XEL had a positive cash flow from operations.
- Each year in the past 5 years XEL has been profitable.
- In the past 5 years XEL always reported a positive cash flow from operatings.
1.2 Ratios
- The Return On Assets of XEL (2.42%) is worse than 69.57% of its industry peers.
- Looking at the Return On Equity, with a value of 9.04%, XEL is doing worse than 65.22% of the companies in the same industry.
- XEL has a worse Return On Invested Capital (2.84%) than 84.78% of its industry peers.
- XEL had an Average Return On Invested Capital over the past 3 years of 3.27%. This is in line with the industry average of 4.58%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.42% | ||
| ROE | 9.04% | ||
| ROIC | 2.84% |
ROA(3y)2.79%
ROA(5y)2.77%
ROE(3y)10.13%
ROE(5y)10.14%
ROIC(3y)3.27%
ROIC(5y)3.27%
1.3 Margins
- With a Profit Margin value of 13.46%, XEL perfoms like the industry average, outperforming 47.83% of the companies in the same industry.
- XEL's Profit Margin has improved in the last couple of years.
- XEL has a worse Operating Margin (18.53%) than 65.22% of its industry peers.
- In the last couple of years the Operating Margin of XEL has remained more or less at the same level.
- The Gross Margin of XEL (92.94%) is better than 95.65% of its industry peers.
- XEL's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.53% | ||
| PM (TTM) | 13.46% | ||
| GM | 92.94% |
OM growth 3Y2.67%
OM growth 5Y-0.62%
PM growth 3Y6.6%
PM growth 5Y3.89%
GM growth 3Y0.42%
GM growth 5Y0.25%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), XEL is destroying value.
- XEL has more shares outstanding than it did 1 year ago.
- XEL has more shares outstanding than it did 5 years ago.
- The debt/assets ratio for XEL is higher compared to a year ago.
2.2 Solvency
- XEL has an Altman-Z score of 0.89. This is a bad value and indicates that XEL is not financially healthy and even has some risk of bankruptcy.
- With a Altman-Z score value of 0.89, XEL perfoms like the industry average, outperforming 56.52% of the companies in the same industry.
- A Debt/Equity ratio of 1.64 is on the high side and indicates that XEL has dependencies on debt financing.
- With a Debt to Equity ratio value of 1.64, XEL perfoms like the industry average, outperforming 41.30% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.64 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.89 |
ROIC/WACC0.42
WACC6.71%
2.3 Liquidity
- A Current Ratio of 0.79 indicates that XEL may have some problems paying its short term obligations.
- XEL's Current ratio of 0.79 is in line compared to the rest of the industry. XEL outperforms 50.00% of its industry peers.
- A Quick Ratio of 0.69 indicates that XEL may have some problems paying its short term obligations.
- XEL has a Quick ratio (0.69) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.69 |
3. Growth
3.1 Past
- XEL shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 2.82%.
- Measured over the past 5 years, XEL shows a small growth in Earnings Per Share. The EPS has been growing by 5.68% on average per year.
- XEL shows a small growth in Revenue. In the last year, the Revenue has grown by 3.38%.
- Measured over the past years, XEL shows a small growth in Revenue. The Revenue has been growing by 3.12% on average per year.
EPS 1Y (TTM)2.82%
EPS 3Y5.54%
EPS 5Y5.68%
EPS Q2Q%-0.8%
Revenue 1Y (TTM)3.38%
Revenue growth 3Y0.02%
Revenue growth 5Y3.12%
Sales Q2Q%7.44%
3.2 Future
- Based on estimates for the next years, XEL will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.86% on average per year.
- XEL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.80% yearly.
EPS Next Y10.85%
EPS Next 2Y9.42%
EPS Next 3Y9.41%
EPS Next 5Y8.86%
Revenue Next Year3.13%
Revenue Next 2Y5.35%
Revenue Next 3Y6.12%
Revenue Next 5Y5.8%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- XEL is valuated rather expensively with a Price/Earnings ratio of 20.77.
- Compared to the rest of the industry, the Price/Earnings ratio of XEL indicates a slightly more expensive valuation: XEL is more expensive than 63.04% of the companies listed in the same industry.
- The average S&P500 Price/Earnings ratio is at 27.38. XEL is valued slightly cheaper when compared to this.
- The Price/Forward Earnings ratio is 18.15, which indicates a rather expensive current valuation of XEL.
- The rest of the industry has a similar Price/Forward Earnings ratio as XEL.
- When comparing the Price/Forward Earnings ratio of XEL to the average of the S&P500 Index (24.29), we can say XEL is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.77 | ||
| Fwd PE | 18.15 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, XEL is valued a bit more expensive than 73.91% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 13.57 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates XEL does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)1.91
PEG (5Y)3.66
EPS Next 2Y9.42%
EPS Next 3Y9.41%
5. Dividend
5.1 Amount
- XEL has a Yearly Dividend Yield of 3.07%.
- XEL's Dividend Yield is comparable with the industry average which is at 2.93.
- Compared to an average S&P500 Dividend Yield of 1.84, XEL pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.07% |
5.2 History
- On average, the dividend of XEL grows each year by 6.45%, which is quite nice.
- XEL has been paying a dividend for at least 10 years, so it has a reliable track record.
- XEL has decreased its dividend recently.
Dividend Growth(5Y)6.45%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- XEL pays out 65.69% of its income as dividend. This is not a sustainable payout ratio.
- XEL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP65.69%
EPS Next 2Y9.42%
EPS Next 3Y9.41%
75.61
+0.25 (+0.33%)
Chartmill FA Rating
GICS SectorUtilities
GICS IndustryGroupUtilities
GICS IndustryElectric Utilities
Earnings (Last)10-30 2025-10-30/bmo
Earnings (Next)01-22 2026-01-22/amc
Inst Owners95.29%
Inst Owner Change0.19%
Ins Owners0.14%
Ins Owner Change-0.83%
Market Cap44.73B
Revenue(TTM)14.23B
Net Income(TTM)1.92B
Analysts82.61
Price Target89.51 (18.38%)
Short Float %4.28%
Short Ratio4.81
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.07% |
Yearly Dividend2.08
Dividend Growth(5Y)6.45%
DP65.69%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.85%
Min EPS beat(2)-6.97%
Max EPS beat(2)14.67%
EPS beat(4)1
Avg EPS beat(4)-2.52%
Min EPS beat(4)-9.55%
Max EPS beat(4)14.67%
EPS beat(8)3
Avg EPS beat(8)-0.53%
EPS beat(12)5
Avg EPS beat(12)-1.25%
EPS beat(16)6
Avg EPS beat(16)-1.19%
Revenue beat(2)1
Avg Revenue beat(2)0.5%
Min Revenue beat(2)-0.38%
Max Revenue beat(2)1.39%
Revenue beat(4)1
Avg Revenue beat(4)-4.7%
Min Revenue beat(4)-18.13%
Max Revenue beat(4)1.39%
Revenue beat(8)1
Avg Revenue beat(8)-7.88%
Revenue beat(12)3
Avg Revenue beat(12)-4.13%
Revenue beat(16)7
Avg Revenue beat(16)-0.72%
PT rev (1m)-0.55%
PT rev (3m)8.56%
EPS NQ rev (1m)-0.57%
EPS NQ rev (3m)11.76%
EPS NY rev (1m)0.02%
EPS NY rev (3m)0.07%
Revenue NQ rev (1m)-1.44%
Revenue NQ rev (3m)3.19%
Revenue NY rev (1m)-0.73%
Revenue NY rev (3m)0.13%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.77 | ||
| Fwd PE | 18.15 | ||
| P/S | 3.14 | ||
| P/FCF | N/A | ||
| P/OCF | 9.86 | ||
| P/B | 2.11 | ||
| P/tB | 2.11 | ||
| EV/EBITDA | 13.57 |
EPS(TTM)3.64
EY4.81%
EPS(NY)4.17
Fwd EY5.51%
FCF(TTM)-8.7
FCFYN/A
OCF(TTM)7.67
OCFY10.15%
SpS24.05
BVpS35.81
TBVpS35.81
PEG (NY)1.91
PEG (5Y)3.66
Graham Number54.15
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.42% | ||
| ROE | 9.04% | ||
| ROCE | 3.66% | ||
| ROIC | 2.84% | ||
| ROICexc | 2.88% | ||
| ROICexgc | 2.88% | ||
| OM | 18.53% | ||
| PM (TTM) | 13.46% | ||
| GM | 92.94% | ||
| FCFM | N/A |
ROA(3y)2.79%
ROA(5y)2.77%
ROE(3y)10.13%
ROE(5y)10.14%
ROIC(3y)3.27%
ROIC(5y)3.27%
ROICexc(3y)3.28%
ROICexc(5y)3.28%
ROICexgc(3y)3.28%
ROICexgc(5y)3.28%
ROCE(3y)4.2%
ROCE(5y)4.2%
ROICexgc growth 3Y-3.22%
ROICexgc growth 5Y-4%
ROICexc growth 3Y-3.22%
ROICexc growth 5Y-4%
OM growth 3Y2.67%
OM growth 5Y-0.62%
PM growth 3Y6.6%
PM growth 5Y3.89%
GM growth 3Y0.42%
GM growth 5Y0.25%
F-Score4
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.64 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 6.1 | ||
| Cap/Depr | 318.86% | ||
| Cap/Sales | 68.08% | ||
| Interest Coverage | 2.25 | ||
| Cash Conversion | 79.96% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.69 | ||
| Altman-Z | 0.89 |
F-Score4
WACC6.71%
ROIC/WACC0.42
Cap/Depr(3y)221.93%
Cap/Depr(5y)222.34%
Cap/Sales(3y)42.1%
Cap/Sales(5y)40.89%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)2.82%
EPS 3Y5.54%
EPS 5Y5.68%
EPS Q2Q%-0.8%
EPS Next Y10.85%
EPS Next 2Y9.42%
EPS Next 3Y9.41%
EPS Next 5Y8.86%
Revenue 1Y (TTM)3.38%
Revenue growth 3Y0.02%
Revenue growth 5Y3.12%
Sales Q2Q%7.44%
Revenue Next Year3.13%
Revenue Next 2Y5.35%
Revenue Next 3Y6.12%
Revenue Next 5Y5.8%
EBIT growth 1Y-1.86%
EBIT growth 3Y2.7%
EBIT growth 5Y2.48%
EBIT Next Year110.64%
EBIT Next 3Y40.84%
EBIT Next 5Y26.07%
FCF growth 1Y-1083.68%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-11.33%
OCF growth 3Y28.47%
OCF growth 5Y7.3%
XCEL ENERGY INC / XEL FAQ
Can you provide the ChartMill fundamental rating for XCEL ENERGY INC?
ChartMill assigns a fundamental rating of 3 / 10 to XEL.
What is the valuation status for XEL stock?
ChartMill assigns a valuation rating of 1 / 10 to XCEL ENERGY INC (XEL). This can be considered as Overvalued.
What is the profitability of XEL stock?
XCEL ENERGY INC (XEL) has a profitability rating of 4 / 10.
What is the financial health of XCEL ENERGY INC (XEL) stock?
The financial health rating of XCEL ENERGY INC (XEL) is 1 / 10.
Is the dividend of XCEL ENERGY INC sustainable?
The dividend rating of XCEL ENERGY INC (XEL) is 5 / 10 and the dividend payout ratio is 65.69%.