76.06 USD
+0.09 (+0.12%)
At close: Jan 30, 2026
75.9 USD
-0.16 (-0.21%)
After Hours: 1/30/2026, 8:24:50 PM
Overall XEL gets a fundamental rating of 3 out of 10. We evaluated XEL against 46 industry peers in the Electric Utilities industry. XEL has a medium profitability rating, but doesn't score so well on its financial health evaluation. XEL is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year XEL was profitable.
- XEL had a positive operating cash flow in the past year.
- XEL had positive earnings in each of the past 5 years.
- Each year in the past 5 years XEL had a positive operating cash flow.
1.2 Ratios
- XEL has a worse Return On Assets (2.42%) than 69.57% of its industry peers.
- XEL has a worse Return On Equity (9.04%) than 65.22% of its industry peers.
- The Return On Invested Capital of XEL (2.84%) is worse than 84.78% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for XEL is in line with the industry average of 4.57%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.42% | ||
| ROE | 9.04% | ||
| ROIC | 2.84% |
ROA(3y)2.79%
ROA(5y)2.77%
ROE(3y)10.13%
ROE(5y)10.14%
ROIC(3y)3.27%
ROIC(5y)3.27%
1.3 Margins
- Looking at the Profit Margin, with a value of 13.46%, XEL is in line with its industry, outperforming 47.83% of the companies in the same industry.
- XEL's Profit Margin has improved in the last couple of years.
- Looking at the Operating Margin, with a value of 18.53%, XEL is doing worse than 65.22% of the companies in the same industry.
- XEL's Operating Margin has been stable in the last couple of years.
- The Gross Margin of XEL (92.94%) is better than 95.65% of its industry peers.
- In the last couple of years the Gross Margin of XEL has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.53% | ||
| PM (TTM) | 13.46% | ||
| GM | 92.94% |
OM growth 3Y2.67%
OM growth 5Y-0.62%
PM growth 3Y6.6%
PM growth 5Y3.89%
GM growth 3Y0.42%
GM growth 5Y0.25%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), XEL is destroying value.
- Compared to 1 year ago, XEL has more shares outstanding
- XEL has more shares outstanding than it did 5 years ago.
- The debt/assets ratio for XEL is higher compared to a year ago.
2.2 Solvency
- Based on the Altman-Z score of 0.89, we must say that XEL is in the distress zone and has some risk of bankruptcy.
- With a Altman-Z score value of 0.89, XEL perfoms like the industry average, outperforming 56.52% of the companies in the same industry.
- XEL has a Debt/Equity ratio of 1.64. This is a high value indicating a heavy dependency on external financing.
- XEL has a Debt to Equity ratio of 1.64. This is comparable to the rest of the industry: XEL outperforms 41.30% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.64 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.89 |
ROIC/WACC0.42
WACC6.73%
2.3 Liquidity
- XEL has a Current Ratio of 0.79. This is a bad value and indicates that XEL is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Current ratio of XEL (0.79) is comparable to the rest of the industry.
- A Quick Ratio of 0.69 indicates that XEL may have some problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 0.69, XEL is in line with its industry, outperforming 54.35% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.69 |
3. Growth
3.1 Past
- XEL shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 2.82%.
- The Earnings Per Share has been growing slightly by 5.68% on average over the past years.
- Looking at the last year, XEL shows a small growth in Revenue. The Revenue has grown by 3.38% in the last year.
- Measured over the past years, XEL shows a small growth in Revenue. The Revenue has been growing by 3.12% on average per year.
EPS 1Y (TTM)2.82%
EPS 3Y5.54%
EPS 5Y5.68%
EPS Q2Q%-0.8%
Revenue 1Y (TTM)3.38%
Revenue growth 3Y0.02%
Revenue growth 5Y3.12%
Sales Q2Q%7.44%
3.2 Future
- Based on estimates for the next years, XEL will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.86% on average per year.
- The Revenue is expected to grow by 5.80% on average over the next years.
EPS Next Y10.74%
EPS Next 2Y9.39%
EPS Next 3Y9.44%
EPS Next 5Y8.86%
Revenue Next Year3.2%
Revenue Next 2Y5.34%
Revenue Next 3Y6.12%
Revenue Next 5Y5.8%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 20.90, which indicates a rather expensive current valuation of XEL.
- XEL's Price/Earnings ratio is a bit more expensive when compared to the industry. XEL is more expensive than 65.22% of the companies in the same industry.
- When comparing the Price/Earnings ratio of XEL to the average of the S&P500 Index (28.32), we can say XEL is valued slightly cheaper.
- Based on the Price/Forward Earnings ratio of 18.27, the valuation of XEL can be described as rather expensive.
- XEL's Price/Forward Earnings ratio is in line with the industry average.
- When comparing the Price/Forward Earnings ratio of XEL to the average of the S&P500 Index (25.57), we can say XEL is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.9 | ||
| Fwd PE | 18.27 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, XEL is valued a bit more expensive than 73.91% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 13.62 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates XEL does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)1.95
PEG (5Y)3.68
EPS Next 2Y9.39%
EPS Next 3Y9.44%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 3.07%, XEL has a reasonable but not impressive dividend return.
- XEL's Dividend Yield is comparable with the industry average which is at 2.90.
- Compared to an average S&P500 Dividend Yield of 1.83, XEL pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.07% |
5.2 History
- On average, the dividend of XEL grows each year by 6.45%, which is quite nice.
- XEL has paid a dividend for at least 10 years, which is a reliable track record.
- The dividend of XEL decreased recently.
Dividend Growth(5Y)6.45%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- XEL pays out 65.69% of its income as dividend. This is not a sustainable payout ratio.
- The dividend of XEL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP65.69%
EPS Next 2Y9.39%
EPS Next 3Y9.44%
XCEL ENERGY INC / XEL FAQ
Can you provide the ChartMill fundamental rating for XCEL ENERGY INC?
ChartMill assigns a fundamental rating of 3 / 10 to XEL.
What is the valuation status for XEL stock?
ChartMill assigns a valuation rating of 1 / 10 to XCEL ENERGY INC (XEL). This can be considered as Overvalued.
What is the profitability of XEL stock?
XCEL ENERGY INC (XEL) has a profitability rating of 4 / 10.
What is the financial health of XCEL ENERGY INC (XEL) stock?
The financial health rating of XCEL ENERGY INC (XEL) is 1 / 10.
Is the dividend of XCEL ENERGY INC sustainable?
The dividend rating of XCEL ENERGY INC (XEL) is 5 / 10 and the dividend payout ratio is 65.69%.