WR BERKLEY CORP (WRB) Fundamental Analysis & Valuation

NYSE:WRB • US0844231029

68.055 USD
+0.2 (+0.29%)
Last: Mar 11, 2026, 10:46 AM
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This WRB fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

5

Taking everything into account, WRB scores 5 out of 10 in our fundamental rating. WRB was compared to 149 industry peers in the Insurance industry. While WRB has a great profitability rating, there are some minor concerns on its financial health. WRB is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

7

1. WRB Profitability Analysis

1.1 Basic Checks

  • In the past year WRB was profitable.
  • WRB had a positive operating cash flow in the past year.
  • In the past 5 years WRB has always been profitable.
  • WRB had a positive operating cash flow in each of the past 5 years.
WRB Yearly Net Income VS EBIT VS OCF VS FCFWRB Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 4.04%, WRB is in the better half of the industry, outperforming 74.50% of the companies in the same industry.
  • With an excellent Return On Equity value of 18.34%, WRB belongs to the best of the industry, outperforming 81.21% of the companies in the same industry.
  • With a decent Return On Invested Capital value of 4.41%, WRB is doing good in the industry, outperforming 70.47% of the companies in the same industry.
  • WRB had an Average Return On Invested Capital over the past 3 years of 4.31%. This is significantly below the industry average of 15.25%.
  • The 3 year average ROIC (4.31%) for WRB is below the current ROIC(4.41%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 4.04%
ROE 18.34%
ROIC 4.41%
ROA(3y)4.03%
ROA(5y)3.87%
ROE(3y)19.26%
ROE(5y)18.72%
ROIC(3y)4.31%
ROIC(5y)4.14%
WRB Yearly ROA, ROE, ROICWRB Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • The Profit Margin of WRB (12.17%) is better than 69.80% of its industry peers.
  • In the last couple of years the Profit Margin of WRB has grown nicely.
  • WRB has a Operating Margin of 16.92%. This is in the better half of the industry: WRB outperforms 69.80% of its industry peers.
  • WRB's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 16.92%
PM (TTM) 12.17%
GM N/A
OM growth 3Y1.37%
OM growth 5Y5.66%
PM growth 3Y-0.73%
PM growth 5Y13.05%
GM growth 3YN/A
GM growth 5YN/A
WRB Yearly Profit, Operating, Gross MarginsWRB Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. WRB Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so WRB is destroying value.
  • Compared to 1 year ago, WRB has less shares outstanding
  • The number of shares outstanding for WRB has been reduced compared to 5 years ago.
  • The debt/assets ratio for WRB has been reduced compared to a year ago.
WRB Yearly Shares OutstandingWRB Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M
WRB Yearly Total Debt VS Total AssetsWRB Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B

2.2 Solvency

  • The Debt to FCF ratio of WRB is 0.83, which is an excellent value as it means it would take WRB, only 0.83 years of fcf income to pay off all of its debts.
  • WRB has a Debt to FCF ratio of 0.83. This is in the better half of the industry: WRB outperforms 72.48% of its industry peers.
  • A Debt/Equity ratio of 0.29 indicates that WRB is not too dependend on debt financing.
  • WRB has a Debt to Equity ratio (0.29) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.29
Debt/FCF 0.83
Altman-Z N/A
ROIC/WACC0.54
WACC8.23%
WRB Yearly LT Debt VS Equity VS FCFWRB Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
WRB Yearly Current Assets VS Current LiabilitesWRB Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. WRB Growth Analysis

3.1 Past

  • WRB shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 3.62%.
  • The Earnings Per Share has been growing by 30.61% on average over the past years. This is a very strong growth
  • The Revenue has been growing slightly by 6.91% in the past year.
  • The Revenue has been growing by 12.67% on average over the past years. This is quite good.
EPS 1Y (TTM)3.62%
EPS 3Y13.6%
EPS 5Y30.61%
EPS Q2Q%0%
Revenue 1Y (TTM)6.91%
Revenue growth 3Y9.62%
Revenue growth 5Y12.67%
Sales Q2Q%1.47%

3.2 Future

  • The Earnings Per Share is expected to grow by 2.62% on average over the next years.
  • Based on estimates for the next years, WRB will show a small growth in Revenue. The Revenue will grow by 0.55% on average per year.
EPS Next Y7.71%
EPS Next 2Y7.06%
EPS Next 3Y6.25%
EPS Next 5Y2.62%
Revenue Next Year3.67%
Revenue Next 2Y4.19%
Revenue Next 3Y4.8%
Revenue Next 5Y0.55%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
WRB Yearly Revenue VS EstimatesWRB Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B 15B
WRB Yearly EPS VS EstimatesWRB Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1 2 3 4 5

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3

4. WRB Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 15.86, which indicates a correct valuation of WRB.
  • Based on the Price/Earnings ratio, WRB is valued a bit more expensive than 66.44% of the companies in the same industry.
  • WRB's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.25.
  • A Price/Forward Earnings ratio of 14.73 indicates a correct valuation of WRB.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of WRB indicates a slightly more expensive valuation: WRB is more expensive than 63.09% of the companies listed in the same industry.
  • When comparing the Price/Forward Earnings ratio of WRB to the average of the S&P500 Index (24.39), we can say WRB is valued slightly cheaper.
Industry RankSector Rank
PE 15.86
Fwd PE 14.73
WRB Price Earnings VS Forward Price EarningsWRB Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • The rest of the industry has a similar Price/Free Cash Flow ratio as WRB.
Industry RankSector Rank
P/FCF 7.47
EV/EBITDA N/A
WRB Per share dataWRB EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • The decent profitability rating of WRB may justify a higher PE ratio.
PEG (NY)2.06
PEG (5Y)0.52
EPS Next 2Y7.06%
EPS Next 3Y6.25%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. WRB Dividend Analysis

5.1 Amount

  • With a yearly dividend of 0.52%, WRB is not a good candidate for dividend investing.
  • WRB's Dividend Yield is slightly below the industry average, which is at 2.89.
  • Compared to an average S&P500 Dividend Yield of 1.82, WRB's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.52%

5.2 History

  • The dividend of WRB is nicely growing with an annual growth rate of 54.95%!
  • WRB has been paying a dividend for at least 10 years, so it has a reliable track record.
  • WRB has decreased its dividend in the last 3 years.
Dividend Growth(5Y)54.95%
Div Incr Years2
Div Non Decr Years2
WRB Yearly Dividends per shareWRB Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • 39.35% of the earnings are spent on dividend by WRB. This is a low number and sustainable payout ratio.
  • The dividend of WRB is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP39.35%
EPS Next 2Y7.06%
EPS Next 3Y6.25%
WRB Yearly Income VS Free CF VS DividendWRB Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B
WRB Dividend Payout.WRB Dividend Payout, showing the Payout Ratio.WRB Dividend Payout.PayoutRetained Earnings

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WRB Fundamentals: All Metrics, Ratios and Statistics

WR BERKLEY CORP

NYSE:WRB (3/11/2026, 10:46:59 AM)

68.055

+0.2 (+0.29%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)01-26
Earnings (Next)04-20
Inst Owners78.86%
Inst Owner Change17.31%
Ins Owners25.95%
Ins Owner Change12.22%
Market Cap25.49B
Revenue(TTM)14.62B
Net Income(TTM)1.78B
Analysts55.2
Price Target69.33 (1.87%)
Short Float %7.2%
Short Ratio8.31
Dividend
Industry RankSector Rank
Dividend Yield 0.52%
Yearly Dividend1.85
Dividend Growth(5Y)54.95%
DP39.35%
Div Incr Years2
Div Non Decr Years2
Ex-Date02-23
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-0.6%
Min EPS beat(2)-0.73%
Max EPS beat(2)-0.46%
EPS beat(4)2
Avg EPS beat(4)0.41%
Min EPS beat(4)-0.73%
Max EPS beat(4)1.65%
EPS beat(8)5
Avg EPS beat(8)4.67%
EPS beat(12)8
Avg EPS beat(12)3.19%
EPS beat(16)12
Avg EPS beat(16)6.51%
Revenue beat(2)2
Avg Revenue beat(2)0.68%
Min Revenue beat(2)0.66%
Max Revenue beat(2)0.7%
Revenue beat(4)2
Avg Revenue beat(4)0.18%
Min Revenue beat(4)-0.52%
Max Revenue beat(4)0.7%
Revenue beat(8)3
Avg Revenue beat(8)-0.1%
Revenue beat(12)3
Avg Revenue beat(12)-0.68%
Revenue beat(16)5
Avg Revenue beat(16)-0.46%
PT rev (1m)0%
PT rev (3m)-8.11%
EPS NQ rev (1m)0.18%
EPS NQ rev (3m)-0.56%
EPS NY rev (1m)0.14%
EPS NY rev (3m)-1.3%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.89%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.79%
Valuation
Industry RankSector Rank
PE 15.86
Fwd PE 14.73
P/S 1.74
P/FCF 7.47
P/OCF 7.11
P/B 2.63
P/tB 2.68
EV/EBITDA N/A
EPS(TTM)4.29
EY6.3%
EPS(NY)4.62
Fwd EY6.79%
FCF(TTM)9.11
FCFY13.39%
OCF(TTM)9.57
OCFY14.06%
SpS39.05
BVpS25.9
TBVpS25.41
PEG (NY)2.06
PEG (5Y)0.52
Graham Number50
Profitability
Industry RankSector Rank
ROA 4.04%
ROE 18.34%
ROCE 5.66%
ROIC 4.41%
ROICexc 4.68%
ROICexgc 5.59%
OM 16.92%
PM (TTM) 12.17%
GM N/A
FCFM 23.34%
ROA(3y)4.03%
ROA(5y)3.87%
ROE(3y)19.26%
ROE(5y)18.72%
ROIC(3y)4.31%
ROIC(5y)4.14%
ROICexc(3y)4.53%
ROICexc(5y)4.35%
ROICexgc(3y)5.51%
ROICexgc(5y)5.35%
ROCE(3y)5.53%
ROCE(5y)5.31%
ROICexgc growth 3Y1.2%
ROICexgc growth 5YN/A
ROICexc growth 3Y2.34%
ROICexc growth 5YN/A
OM growth 3Y1.37%
OM growth 5Y5.66%
PM growth 3Y-0.73%
PM growth 5Y13.05%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.33
Health
Industry RankSector Rank
Debt/Equity 0.29
Debt/FCF 0.83
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 1.16%
Interest Coverage 19.64
Cash Conversion N/A
Profit Quality 191.79%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC8.23%
ROIC/WACC0.54
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.96%
Cap/Sales(5y)0.89%
Profit Quality(3y)199.83%
Profit Quality(5y)197.09%
High Growth Momentum
Growth
EPS 1Y (TTM)3.62%
EPS 3Y13.6%
EPS 5Y30.61%
EPS Q2Q%0%
EPS Next Y7.71%
EPS Next 2Y7.06%
EPS Next 3Y6.25%
EPS Next 5Y2.62%
Revenue 1Y (TTM)6.91%
Revenue growth 3Y9.62%
Revenue growth 5Y12.67%
Sales Q2Q%1.47%
Revenue Next Year3.67%
Revenue Next 2Y4.19%
Revenue Next 3Y4.8%
Revenue Next 5Y0.55%
EBIT growth 1Y-10.35%
EBIT growth 3Y11.12%
EBIT growth 5Y19.05%
EBIT Next Year29.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-2.67%
FCF growth 3Y11.38%
FCF growth 5Y16.67%
OCF growth 1Y-2.6%
OCF growth 3Y11.73%
OCF growth 5Y17.25%

WR BERKLEY CORP / WRB FAQ

What is the ChartMill fundamental rating of WR BERKLEY CORP (WRB) stock?

ChartMill assigns a fundamental rating of 5 / 10 to WRB.


Can you provide the valuation status for WR BERKLEY CORP?

ChartMill assigns a valuation rating of 3 / 10 to WR BERKLEY CORP (WRB). This can be considered as Overvalued.


What is the profitability of WRB stock?

WR BERKLEY CORP (WRB) has a profitability rating of 7 / 10.


What is the valuation of WR BERKLEY CORP based on its PE and PB ratios?

The Price/Earnings (PE) ratio for WR BERKLEY CORP (WRB) is 15.86 and the Price/Book (PB) ratio is 2.63.


Can you provide the expected EPS growth for WRB stock?

The Earnings per Share (EPS) of WR BERKLEY CORP (WRB) is expected to grow by 7.71% in the next year.