WR BERKLEY CORP (WRB) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:WRB • US0844231029
69.19 USD
+1.42 (+2.1%)
At close: Feb 3, 2026
69.19 USD
0 (0%)
After Hours: 2/3/2026, 8:04:00 PM
We assign a fundamental rating of 4 out of 10 to WRB. WRB was compared to 147 industry peers in the Insurance industry. While WRB is still in line with the averages on profitability rating, there are concerns on its financial health. While showing a medium growth rate, WRB is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
- In the past year WRB was profitable.
- WRB had a positive operating cash flow in the past year.
- WRB had positive earnings in each of the past 5 years.
- Of the past 5 years WRB 4 years had a positive operating cash flow.
1.2 Ratios
- WRB has a Return On Assets of 4.36%. This is in the better half of the industry: WRB outperforms 79.59% of its industry peers.
- The Return On Equity of WRB (19.45%) is better than 85.71% of its industry peers.
- WRB's Return On Invested Capital of 4.44% is fine compared to the rest of the industry. WRB outperforms 74.83% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.36% | ||
| ROE | 19.45% | ||
| ROIC | 4.44% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- WRB has a Profit Margin of 13.08%. This is in the better half of the industry: WRB outperforms 70.75% of its industry peers.
- In the last couple of years the Profit Margin of WRB has grown nicely.
- WRB has a better Operating Margin (17.00%) than 66.67% of its industry peers.
- In the last couple of years the Operating Margin of WRB has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17% | ||
| PM (TTM) | 13.08% | ||
| GM | N/A |
OM growth 3Y0.44%
OM growth 5Y5.07%
PM growth 3Y-0.73%
PM growth 5Y13.05%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so WRB is destroying value.
- There is no outstanding debt for WRB. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
- The Debt to FCF ratio of WRB is 0.86, which is an excellent value as it means it would take WRB, only 0.86 years of fcf income to pay off all of its debts.
- With a decent Debt to FCF ratio value of 0.86, WRB is doing good in the industry, outperforming 73.47% of the companies in the same industry.
- A Debt/Equity ratio of 0.29 indicates that WRB is not too dependend on debt financing.
- WRB has a Debt to Equity ratio of 0.29. This is comparable to the rest of the industry: WRB outperforms 56.46% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 0.86 | ||
| Altman-Z | N/A |
ROIC/WACC0.53
WACC8.43%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- WRB shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 3.62%.
- WRB shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 30.61% yearly.
- The Revenue has been growing slightly by 6.91% in the past year.
- WRB shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 12.67% yearly.
EPS 1Y (TTM)3.62%
EPS 3Y13.6%
EPS 5Y30.61%
EPS Q2Q%0%
Revenue 1Y (TTM)6.91%
Revenue growth 3Y9.62%
Revenue growth 5Y12.67%
Sales Q2Q%1.47%
3.2 Future
- The Earnings Per Share is expected to grow by 2.40% on average over the next years.
- The Revenue is expected to grow by 0.65% on average over the next years.
EPS Next Y8.54%
EPS Next 2Y7.53%
EPS Next 3Y5.23%
EPS Next 5Y2.4%
Revenue Next Year5.03%
Revenue Next 2Y5.27%
Revenue Next 3Y-0.44%
Revenue Next 5Y0.65%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 16.13, WRB is valued correctly.
- WRB's Price/Earnings is on the same level as the industry average.
- The average S&P500 Price/Earnings ratio is at 28.18. WRB is valued slightly cheaper when compared to this.
- Based on the Price/Forward Earnings ratio of 14.86, the valuation of WRB can be described as correct.
- Based on the Price/Forward Earnings ratio, WRB is valued a bit more expensive than 61.90% of the companies in the same industry.
- WRB is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 25.51, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.13 | ||
| Fwd PE | 14.86 |
4.2 Price Multiples
- WRB's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.93 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates WRB does not grow enough to justify the current Price/Earnings ratio.
- WRB has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.89
PEG (5Y)0.53
EPS Next 2Y7.53%
EPS Next 3Y5.23%
5. Dividend
5.1 Amount
- WRB has a yearly dividend return of 0.52%, which is pretty low.
- WRB's Dividend Yield is slightly below the industry average, which is at 2.19.
- With a Dividend Yield of 0.52, WRB pays less dividend than the S&P500 average, which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.52% |
5.2 History
- On average, the dividend of WRB grows each year by 13.22%, which is quite nice.
- WRB has been paying a dividend for at least 10 years, so it has a reliable track record.
- WRB has decreased its dividend in the last 3 years.
Dividend Growth(5Y)13.22%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- WRB pays out 26.69% of its income as dividend. This is a sustainable payout ratio.
- The dividend of WRB is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP26.69%
EPS Next 2Y7.53%
EPS Next 3Y5.23%
69.19
+1.42 (+2.1%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)01-26 2026-01-26/amc
Earnings (Next)04-20 2026-04-20/amc
Inst Owners80.73%
Inst Owner Change-2.16%
Ins Owners25.75%
Ins Owner Change9.04%
Market Cap26.29B
Revenue(TTM)14.62B
Net Income(TTM)1.91B
Analysts67.27
Price Target73.72 (6.55%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.52% |
Yearly Dividend1.39
Dividend Growth(5Y)13.22%
DP26.69%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.37%
Min EPS beat(2)-0.46%
Max EPS beat(2)1.19%
EPS beat(4)3
Avg EPS beat(4)4.86%
Min EPS beat(4)-0.46%
Max EPS beat(4)17.06%
EPS beat(8)6
Avg EPS beat(8)5.28%
EPS beat(12)9
Avg EPS beat(12)3.65%
EPS beat(16)13
Avg EPS beat(16)7.8%
Revenue beat(2)1
Avg Revenue beat(2)0.29%
Min Revenue beat(2)-0.11%
Max Revenue beat(2)0.7%
Revenue beat(4)2
Avg Revenue beat(4)0.89%
Min Revenue beat(4)-0.52%
Max Revenue beat(4)3.49%
Revenue beat(8)2
Avg Revenue beat(8)-0.27%
Revenue beat(12)3
Avg Revenue beat(12)-0.5%
Revenue beat(16)5
Avg Revenue beat(16)-0.22%
PT rev (1m)-0.6%
PT rev (3m)-2.63%
EPS NQ rev (1m)-0.77%
EPS NQ rev (3m)-0.9%
EPS NY rev (1m)-0.34%
EPS NY rev (3m)-1.63%
Revenue NQ rev (1m)-2.94%
Revenue NQ rev (3m)-2.94%
Revenue NY rev (1m)-0.48%
Revenue NY rev (3m)-0.87%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.13 | ||
| Fwd PE | 14.86 | ||
| P/S | 1.8 | ||
| P/FCF | 7.93 | ||
| P/OCF | 7.74 | ||
| P/B | 2.68 | ||
| P/tB | 2.73 | ||
| EV/EBITDA | N/A |
EPS(TTM)4.29
EY6.2%
EPS(NY)4.66
Fwd EY6.73%
FCF(TTM)8.73
FCFY12.62%
OCF(TTM)8.94
OCFY12.92%
SpS38.34
BVpS25.79
TBVpS25.3
PEG (NY)1.89
PEG (5Y)0.53
Graham Number49.89
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.36% | ||
| ROE | 19.45% | ||
| ROCE | 5.7% | ||
| ROIC | 4.44% | ||
| ROICexc | 4.7% | ||
| ROICexgc | 5.62% | ||
| OM | 17% | ||
| PM (TTM) | 13.08% | ||
| GM | N/A | ||
| FCFM | 22.77% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y0.44%
OM growth 5Y5.07%
PM growth 3Y-0.73%
PM growth 5Y13.05%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.33
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 0.86 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0.55% | ||
| Interest Coverage | 19.67 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 174.07% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score9
WACC8.43%
ROIC/WACC0.53
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)3.62%
EPS 3Y13.6%
EPS 5Y30.61%
EPS Q2Q%0%
EPS Next Y8.54%
EPS Next 2Y7.53%
EPS Next 3Y5.23%
EPS Next 5Y2.4%
Revenue 1Y (TTM)6.91%
Revenue growth 3Y9.62%
Revenue growth 5Y12.67%
Sales Q2Q%1.47%
Revenue Next Year5.03%
Revenue Next 2Y5.27%
Revenue Next 3Y-0.44%
Revenue Next 5Y0.65%
EBIT growth 1Y-4.65%
EBIT growth 3Y10.09%
EBIT growth 5Y18.39%
EBIT Next Year29.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-2.71%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-4.74%
OCF growth 3YN/A
OCF growth 5YN/A
WR BERKLEY CORP / WRB FAQ
What is the ChartMill fundamental rating of WR BERKLEY CORP (WRB) stock?
ChartMill assigns a fundamental rating of 4 / 10 to WRB.
Can you provide the valuation status for WR BERKLEY CORP?
ChartMill assigns a valuation rating of 3 / 10 to WR BERKLEY CORP (WRB). This can be considered as Overvalued.
What is the profitability of WRB stock?
WR BERKLEY CORP (WRB) has a profitability rating of 6 / 10.
What is the valuation of WR BERKLEY CORP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for WR BERKLEY CORP (WRB) is 16.13 and the Price/Book (PB) ratio is 2.68.
Can you provide the expected EPS growth for WRB stock?
The Earnings per Share (EPS) of WR BERKLEY CORP (WRB) is expected to grow by 8.54% in the next year.