WR BERKLEY CORP (WRB) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:WRB • US0844231029

71.39 USD
+0.1 (+0.14%)
Last: Feb 6, 2026, 10:20 AM
Fundamental Rating

4

Taking everything into account, WRB scores 4 out of 10 in our fundamental rating. WRB was compared to 147 industry peers in the Insurance industry. While WRB is still in line with the averages on profitability rating, there are concerns on its financial health. WRB is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year WRB was profitable.
  • WRB had a positive operating cash flow in the past year.
  • In the past 5 years WRB has always been profitable.
  • WRB had a positive operating cash flow in 4 of the past 5 years.
WRB Yearly Net Income VS EBIT VS OCF VS FCFWRB Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

1.2 Ratios

  • WRB has a better Return On Assets (4.36%) than 79.59% of its industry peers.
  • WRB has a better Return On Equity (19.45%) than 85.71% of its industry peers.
  • WRB has a Return On Invested Capital of 4.44%. This is in the better half of the industry: WRB outperforms 74.83% of its industry peers.
Industry RankSector Rank
ROA 4.36%
ROE 19.45%
ROIC 4.44%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
WRB Yearly ROA, ROE, ROICWRB Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • WRB's Profit Margin of 13.08% is fine compared to the rest of the industry. WRB outperforms 70.75% of its industry peers.
  • In the last couple of years the Profit Margin of WRB has grown nicely.
  • The Operating Margin of WRB (17.00%) is better than 66.67% of its industry peers.
  • WRB's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 17%
PM (TTM) 13.08%
GM N/A
OM growth 3Y0.44%
OM growth 5Y5.07%
PM growth 3Y-0.73%
PM growth 5Y13.05%
GM growth 3YN/A
GM growth 5YN/A
WRB Yearly Profit, Operating, Gross MarginsWRB Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so WRB is destroying value.
  • There is no outstanding debt for WRB. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
WRB Yearly Shares OutstandingWRB Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M
WRB Yearly Total Debt VS Total AssetsWRB Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B

2.2 Solvency

  • WRB has a debt to FCF ratio of 0.86. This is a very positive value and a sign of high solvency as it would only need 0.86 years to pay back of all of its debts.
  • With a decent Debt to FCF ratio value of 0.86, WRB is doing good in the industry, outperforming 73.47% of the companies in the same industry.
  • WRB has a Debt/Equity ratio of 0.29. This is a healthy value indicating a solid balance between debt and equity.
  • WRB has a Debt to Equity ratio (0.29) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.29
Debt/FCF 0.86
Altman-Z N/A
ROIC/WACC0.53
WACC8.44%
WRB Yearly LT Debt VS Equity VS FCFWRB Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
WRB Yearly Current Assets VS Current LiabilitesWRB Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The Earnings Per Share has been growing slightly by 3.62% over the past year.
  • The Earnings Per Share has been growing by 30.61% on average over the past years. This is a very strong growth
  • Looking at the last year, WRB shows a small growth in Revenue. The Revenue has grown by 6.91% in the last year.
  • The Revenue has been growing by 12.67% on average over the past years. This is quite good.
EPS 1Y (TTM)3.62%
EPS 3Y13.6%
EPS 5Y30.61%
EPS Q2Q%0%
Revenue 1Y (TTM)6.91%
Revenue growth 3Y9.62%
Revenue growth 5Y12.67%
Sales Q2Q%1.47%

3.2 Future

  • WRB is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 2.40% yearly.
  • WRB is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.65% yearly.
EPS Next Y7.57%
EPS Next 2Y6.93%
EPS Next 3Y6.25%
EPS Next 5Y2.4%
Revenue Next Year3.67%
Revenue Next 2Y4.19%
Revenue Next 3Y4.8%
Revenue Next 5Y0.65%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
WRB Yearly Revenue VS EstimatesWRB Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B 15B
WRB Yearly EPS VS EstimatesWRB Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1 2 3 4 5

More info and screens

Find the best growth stocksShow best growing peers

3

4. Valuation

4.1 Price/Earnings Ratio

  • WRB is valuated correctly with a Price/Earnings ratio of 16.64.
  • Based on the Price/Earnings ratio, WRB is valued a bit more expensive than 61.22% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of WRB to the average of the S&P500 Index (27.67), we can say WRB is valued slightly cheaper.
  • A Price/Forward Earnings ratio of 15.47 indicates a correct valuation of WRB.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of WRB indicates a slightly more expensive valuation: WRB is more expensive than 62.59% of the companies listed in the same industry.
  • WRB is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 27.20, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 16.64
Fwd PE 15.47
WRB Price Earnings VS Forward Price EarningsWRB Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • WRB's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 8.18
EV/EBITDA N/A
WRB Per share dataWRB EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates WRB does not grow enough to justify the current Price/Earnings ratio.
  • WRB has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)2.2
PEG (5Y)0.54
EPS Next 2Y6.93%
EPS Next 3Y6.25%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. Dividend

5.1 Amount

  • WRB has a yearly dividend return of 0.52%, which is pretty low.
  • Compared to an average industry Dividend Yield of 2.24, WRB is paying slightly less dividend.
  • Compared to an average S&P500 Dividend Yield of 1.82, WRB's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.52%

5.2 History

  • On average, the dividend of WRB grows each year by 13.22%, which is quite nice.
  • WRB has paid a dividend for at least 10 years, which is a reliable track record.
  • WRB has decreased its dividend in the last 3 years.
Dividend Growth(5Y)13.22%
Div Incr Years2
Div Non Decr Years2
WRB Yearly Dividends per shareWRB Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • WRB pays out 26.69% of its income as dividend. This is a sustainable payout ratio.
  • WRB's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP26.69%
EPS Next 2Y6.93%
EPS Next 3Y6.25%
WRB Yearly Income VS Free CF VS DividendWRB Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B
WRB Dividend Payout.WRB Dividend Payout, showing the Payout Ratio.WRB Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

WR BERKLEY CORP

NYSE:WRB (2/6/2026, 10:20:06 AM)

71.39

+0.1 (+0.14%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)01-26
Earnings (Next)04-20
Inst Owners80.73%
Inst Owner Change-2.16%
Ins Owners25.75%
Ins Owner Change9.04%
Market Cap27.13B
Revenue(TTM)14.62B
Net Income(TTM)1.91B
Analysts67.27
Price Target69.33 (-2.89%)
Short Float %6.44%
Short Ratio6.04
Dividend
Industry RankSector Rank
Dividend Yield 0.52%
Yearly Dividend1.39
Dividend Growth(5Y)13.22%
DP26.69%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.37%
Min EPS beat(2)-0.46%
Max EPS beat(2)1.19%
EPS beat(4)3
Avg EPS beat(4)4.86%
Min EPS beat(4)-0.46%
Max EPS beat(4)17.06%
EPS beat(8)6
Avg EPS beat(8)5.28%
EPS beat(12)9
Avg EPS beat(12)3.65%
EPS beat(16)13
Avg EPS beat(16)7.8%
Revenue beat(2)1
Avg Revenue beat(2)0.29%
Min Revenue beat(2)-0.11%
Max Revenue beat(2)0.7%
Revenue beat(4)2
Avg Revenue beat(4)0.89%
Min Revenue beat(4)-0.52%
Max Revenue beat(4)3.49%
Revenue beat(8)2
Avg Revenue beat(8)-0.27%
Revenue beat(12)3
Avg Revenue beat(12)-0.5%
Revenue beat(16)5
Avg Revenue beat(16)-0.22%
PT rev (1m)-0.6%
PT rev (3m)-2.63%
EPS NQ rev (1m)-0.77%
EPS NQ rev (3m)-0.9%
EPS NY rev (1m)-0.34%
EPS NY rev (3m)-1.63%
Revenue NQ rev (1m)-2.94%
Revenue NQ rev (3m)-2.94%
Revenue NY rev (1m)-0.48%
Revenue NY rev (3m)-0.87%
Valuation
Industry RankSector Rank
PE 16.64
Fwd PE 15.47
P/S 1.86
P/FCF 8.18
P/OCF 7.99
P/B 2.77
P/tB 2.82
EV/EBITDA N/A
EPS(TTM)4.29
EY6.01%
EPS(NY)4.61
Fwd EY6.46%
FCF(TTM)8.73
FCFY12.23%
OCF(TTM)8.94
OCFY12.52%
SpS38.34
BVpS25.79
TBVpS25.3
PEG (NY)2.2
PEG (5Y)0.54
Graham Number49.89
Profitability
Industry RankSector Rank
ROA 4.36%
ROE 19.45%
ROCE 5.7%
ROIC 4.44%
ROICexc 4.7%
ROICexgc 5.62%
OM 17%
PM (TTM) 13.08%
GM N/A
FCFM 22.77%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y0.44%
OM growth 5Y5.07%
PM growth 3Y-0.73%
PM growth 5Y13.05%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.33
Health
Industry RankSector Rank
Debt/Equity 0.29
Debt/FCF 0.86
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 0.55%
Interest Coverage 19.67
Cash Conversion N/A
Profit Quality 174.07%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score9
WACC8.44%
ROIC/WACC0.53
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)3.62%
EPS 3Y13.6%
EPS 5Y30.61%
EPS Q2Q%0%
EPS Next Y7.57%
EPS Next 2Y6.93%
EPS Next 3Y6.25%
EPS Next 5Y2.4%
Revenue 1Y (TTM)6.91%
Revenue growth 3Y9.62%
Revenue growth 5Y12.67%
Sales Q2Q%1.47%
Revenue Next Year3.67%
Revenue Next 2Y4.19%
Revenue Next 3Y4.8%
Revenue Next 5Y0.65%
EBIT growth 1Y-4.65%
EBIT growth 3Y10.09%
EBIT growth 5Y18.39%
EBIT Next Year29.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-2.71%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-4.74%
OCF growth 3YN/A
OCF growth 5YN/A

WR BERKLEY CORP / WRB FAQ

What is the ChartMill fundamental rating of WR BERKLEY CORP (WRB) stock?

ChartMill assigns a fundamental rating of 4 / 10 to WRB.


Can you provide the valuation status for WR BERKLEY CORP?

ChartMill assigns a valuation rating of 3 / 10 to WR BERKLEY CORP (WRB). This can be considered as Overvalued.


What is the profitability of WRB stock?

WR BERKLEY CORP (WRB) has a profitability rating of 6 / 10.


What is the valuation of WR BERKLEY CORP based on its PE and PB ratios?

The Price/Earnings (PE) ratio for WR BERKLEY CORP (WRB) is 16.64 and the Price/Book (PB) ratio is 2.77.


Can you provide the expected EPS growth for WRB stock?

The Earnings per Share (EPS) of WR BERKLEY CORP (WRB) is expected to grow by 7.57% in the next year.