WR BERKLEY CORP (WRB) Stock Fundamental Analysis
NYSE:WRB • US0844231029
71.7 USD
+0.12 (+0.17%)
At close: Feb 27, 2026
71.7 USD
0 (0%)
After Hours: 2/27/2026, 4:07:29 PM
Overall WRB gets a fundamental rating of 4 out of 10. We evaluated WRB against 150 industry peers in the Insurance industry. There are concerns on the financial health of WRB while its profitability can be described as average. While showing a medium growth rate, WRB is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
- WRB had positive earnings in the past year.
- In the past year WRB had a positive cash flow from operations.
- WRB had positive earnings in each of the past 5 years.
- WRB had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 4.36%, WRB is in the better half of the industry, outperforming 79.33% of the companies in the same industry.
- WRB has a better Return On Equity (19.45%) than 85.33% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 4.44%, WRB is in the better half of the industry, outperforming 72.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.36% | ||
| ROE | 19.45% | ||
| ROIC | 4.44% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- WRB has a better Profit Margin (13.08%) than 71.33% of its industry peers.
- In the last couple of years the Profit Margin of WRB has grown nicely.
- WRB has a Operating Margin of 17.00%. This is in the better half of the industry: WRB outperforms 67.33% of its industry peers.
- WRB's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17% | ||
| PM (TTM) | 13.08% | ||
| GM | N/A |
OM growth 3Y0.44%
OM growth 5Y5.07%
PM growth 3Y-0.73%
PM growth 5Y13.05%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so WRB is destroying value.
- WRB has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- The Debt to FCF ratio of WRB is 0.86, which is an excellent value as it means it would take WRB, only 0.86 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of WRB (0.86) is better than 73.33% of its industry peers.
- WRB has a Debt/Equity ratio of 0.29. This is a healthy value indicating a solid balance between debt and equity.
- WRB has a Debt to Equity ratio (0.29) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 0.86 | ||
| Altman-Z | N/A |
ROIC/WACC0.54
WACC8.22%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 3.62% over the past year.
- Measured over the past years, WRB shows a very strong growth in Earnings Per Share. The EPS has been growing by 30.61% on average per year.
- Looking at the last year, WRB shows a small growth in Revenue. The Revenue has grown by 6.91% in the last year.
- The Revenue has been growing by 12.67% on average over the past years. This is quite good.
EPS 1Y (TTM)3.62%
EPS 3Y13.6%
EPS 5Y30.61%
EPS Q2Q%0%
Revenue 1Y (TTM)6.91%
Revenue growth 3Y9.62%
Revenue growth 5Y12.67%
Sales Q2Q%1.47%
3.2 Future
- Based on estimates for the next years, WRB will show a small growth in Earnings Per Share. The EPS will grow by 2.62% on average per year.
- Based on estimates for the next years, WRB will show a small growth in Revenue. The Revenue will grow by 0.55% on average per year.
EPS Next Y7.57%
EPS Next 2Y6.93%
EPS Next 3Y6.25%
EPS Next 5Y2.62%
Revenue Next Year3.67%
Revenue Next 2Y4.19%
Revenue Next 3Y4.8%
Revenue Next 5Y0.55%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 16.71, WRB is valued correctly.
- Based on the Price/Earnings ratio, WRB is valued a bit more expensive than the industry average as 64.67% of the companies are valued more cheaply.
- WRB's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.11.
- With a Price/Forward Earnings ratio of 15.54, WRB is valued correctly.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of WRB indicates a slightly more expensive valuation: WRB is more expensive than 62.00% of the companies listed in the same industry.
- WRB's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 28.13.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.71 | ||
| Fwd PE | 15.54 |
4.2 Price Multiples
- The rest of the industry has a similar Price/Free Cash Flow ratio as WRB.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.15 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- WRB has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)2.21
PEG (5Y)0.55
EPS Next 2Y6.93%
EPS Next 3Y6.25%
5. Dividend
5.1 Amount
- With a yearly dividend of 0.52%, WRB is not a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 2.63, WRB is paying slightly less dividend.
- With a Dividend Yield of 0.52, WRB pays less dividend than the S&P500 average, which is at 1.80.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.52% |
5.2 History
- On average, the dividend of WRB grows each year by 13.22%, which is quite nice.
- WRB has paid a dividend for at least 10 years, which is a reliable track record.
- The dividend of WRB decreased in the last 3 years.
Dividend Growth(5Y)13.22%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- 26.69% of the earnings are spent on dividend by WRB. This is a low number and sustainable payout ratio.
- The dividend of WRB is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP26.69%
EPS Next 2Y6.93%
EPS Next 3Y6.25%
71.7
+0.12 (+0.17%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)01-26 2026-01-26/amc
Earnings (Next)04-20 2026-04-20/amc
Inst Owners80.73%
Inst Owner Change16.95%
Ins Owners25.75%
Ins Owner Change11.03%
Market Cap27.04B
Revenue(TTM)14.62B
Net Income(TTM)1.91B
Analysts56.92
Price Target69.33 (-3.31%)
Short Float %6.85%
Short Ratio6.4
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.52% |
Yearly Dividend1.39
Dividend Growth(5Y)13.22%
DP26.69%
Div Incr Years2
Div Non Decr Years2
Ex-Date02-23 2026-02-23 (0.09)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.37%
Min EPS beat(2)-0.46%
Max EPS beat(2)1.19%
EPS beat(4)3
Avg EPS beat(4)4.86%
Min EPS beat(4)-0.46%
Max EPS beat(4)17.06%
EPS beat(8)6
Avg EPS beat(8)5.28%
EPS beat(12)9
Avg EPS beat(12)3.65%
EPS beat(16)13
Avg EPS beat(16)7.8%
Revenue beat(2)1
Avg Revenue beat(2)0.29%
Min Revenue beat(2)-0.11%
Max Revenue beat(2)0.7%
Revenue beat(4)2
Avg Revenue beat(4)0.89%
Min Revenue beat(4)-0.52%
Max Revenue beat(4)3.49%
Revenue beat(8)2
Avg Revenue beat(8)-0.27%
Revenue beat(12)3
Avg Revenue beat(12)-0.5%
Revenue beat(16)5
Avg Revenue beat(16)-0.22%
PT rev (1m)-5.97%
PT rev (3m)-7.69%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.93%
EPS NY rev (1m)-0.9%
EPS NY rev (3m)-1.35%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.94%
Revenue NY rev (1m)-1.29%
Revenue NY rev (3m)-1.77%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.71 | ||
| Fwd PE | 15.54 | ||
| P/S | 1.86 | ||
| P/FCF | 8.15 | ||
| P/OCF | 7.96 | ||
| P/B | 2.76 | ||
| P/tB | 2.81 | ||
| EV/EBITDA | N/A |
EPS(TTM)4.29
EY5.98%
EPS(NY)4.61
Fwd EY6.44%
FCF(TTM)8.8
FCFY12.27%
OCF(TTM)9.01
OCFY12.56%
SpS38.63
BVpS25.98
TBVpS25.49
PEG (NY)2.21
PEG (5Y)0.55
Graham Number50.08
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.36% | ||
| ROE | 19.45% | ||
| ROCE | 5.7% | ||
| ROIC | 4.44% | ||
| ROICexc | 4.7% | ||
| ROICexgc | 5.62% | ||
| OM | 17% | ||
| PM (TTM) | 13.08% | ||
| GM | N/A | ||
| FCFM | 22.77% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y0.44%
OM growth 5Y5.07%
PM growth 3Y-0.73%
PM growth 5Y13.05%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.33
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 0.86 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0.55% | ||
| Interest Coverage | 19.67 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 174.07% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score9
WACC8.22%
ROIC/WACC0.54
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)3.62%
EPS 3Y13.6%
EPS 5Y30.61%
EPS Q2Q%0%
EPS Next Y7.57%
EPS Next 2Y6.93%
EPS Next 3Y6.25%
EPS Next 5Y2.62%
Revenue 1Y (TTM)6.91%
Revenue growth 3Y9.62%
Revenue growth 5Y12.67%
Sales Q2Q%1.47%
Revenue Next Year3.67%
Revenue Next 2Y4.19%
Revenue Next 3Y4.8%
Revenue Next 5Y0.55%
EBIT growth 1Y-4.65%
EBIT growth 3Y10.09%
EBIT growth 5Y18.39%
EBIT Next Year29.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-2.71%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-4.74%
OCF growth 3YN/A
OCF growth 5YN/A
WR BERKLEY CORP / WRB FAQ
What is the ChartMill fundamental rating of WR BERKLEY CORP (WRB) stock?
ChartMill assigns a fundamental rating of 4 / 10 to WRB.
Can you provide the valuation status for WR BERKLEY CORP?
ChartMill assigns a valuation rating of 3 / 10 to WR BERKLEY CORP (WRB). This can be considered as Overvalued.
What is the profitability of WRB stock?
WR BERKLEY CORP (WRB) has a profitability rating of 6 / 10.
What is the valuation of WR BERKLEY CORP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for WR BERKLEY CORP (WRB) is 16.71 and the Price/Book (PB) ratio is 2.76.
Can you provide the expected EPS growth for WRB stock?
The Earnings per Share (EPS) of WR BERKLEY CORP (WRB) is expected to grow by 7.57% in the next year.