Logo image of WO6.DE

WORLDLINE SA (WO6.DE) Stock Fundamental Analysis

FRA:WO6 - Deutsche Boerse Ag - FR0011981968 - Common Stock - Currency: EUR

4.896  +0.06 (+1.35%)

Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to WO6. WO6 was compared to 47 industry peers in the Financial Services industry. WO6 has a bad profitability rating. Also its financial health evaluation is rather negative. WO6 has a bad growth rate and is valued cheaply.


Dividend Valuation Growth Profitability Health

Quickly go to:

3

1. Profitability

1.1 Basic Checks

In the past year WO6 was profitable.
WO6 had a positive operating cash flow in the past year.
In multiple years WO6 reported negative net income over the last 5 years.
In the past 5 years WO6 always reported a positive cash flow from operatings.
WO6.DE Yearly Net Income VS EBIT VS OCF VS FCFWO6.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M 1B

1.2 Ratios

WO6's Return On Assets of -1.53% is on the low side compared to the rest of the industry. WO6 is outperformed by 78.72% of its industry peers.
WO6 has a worse Return On Equity (-3.60%) than 76.60% of its industry peers.
With a Return On Invested Capital value of 2.36%, WO6 perfoms like the industry average, outperforming 44.68% of the companies in the same industry.
WO6 had an Average Return On Invested Capital over the past 3 years of 2.48%. This is significantly below the industry average of 10.10%.
Industry RankSector Rank
ROA -1.53%
ROE -3.6%
ROIC 2.36%
ROA(3y)-1.31%
ROA(5y)-1.37%
ROE(3y)-3.31%
ROE(5y)-3.31%
ROIC(3y)2.48%
ROIC(5y)2.18%
WO6.DE Yearly ROA, ROE, ROICWO6.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10

1.3 Margins

The Operating Margin of WO6 (9.32%) is comparable to the rest of the industry.
WO6's Operating Margin has declined in the last couple of years.
WO6 has a Gross Margin of 86.94%. This is amongst the best in the industry. WO6 outperforms 82.98% of its industry peers.
In the last couple of years the Gross Margin of WO6 has declined.
Industry RankSector Rank
OM 9.32%
PM (TTM) N/A
GM 86.94%
OM growth 3Y-7.61%
OM growth 5Y-8.43%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.13%
GM growth 5Y-1.58%
WO6.DE Yearly Profit, Operating, Gross MarginsWO6.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 60 80 100

More info and screens

3

2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), WO6 is destroying value.
The number of shares outstanding for WO6 has been increased compared to 1 year ago.
WO6 has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, WO6 has a worse debt to assets ratio.
WO6.DE Yearly Shares OutstandingWO6.DE Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M
WO6.DE Yearly Total Debt VS Total AssetsWO6.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

2.2 Solvency

WO6 has an Altman-Z score of 0.55. This is a bad value and indicates that WO6 is not financially healthy and even has some risk of bankruptcy.
WO6's Altman-Z score of 0.55 is on the low side compared to the rest of the industry. WO6 is outperformed by 63.83% of its industry peers.
WO6 has a debt to FCF ratio of 11.75. This is a negative value and a sign of low solvency as WO6 would need 11.75 years to pay back of all of its debts.
With a Debt to FCF ratio value of 11.75, WO6 perfoms like the industry average, outperforming 40.43% of the companies in the same industry.
WO6 has a Debt/Equity ratio of 0.37. This is a healthy value indicating a solid balance between debt and equity.
WO6 has a Debt to Equity ratio of 0.37. This is comparable to the rest of the industry: WO6 outperforms 57.45% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.37
Debt/FCF 11.75
Altman-Z 0.55
ROIC/WACC0.6
WACC3.95%
WO6.DE Yearly LT Debt VS Equity VS FCFWO6.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

2.3 Liquidity

A Current Ratio of 1.05 indicates that WO6 should not have too much problems paying its short term obligations.
WO6 has a Current ratio of 1.05. This is comparable to the rest of the industry: WO6 outperforms 42.55% of its industry peers.
A Quick Ratio of 1.04 indicates that WO6 should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.04, WO6 is in line with its industry, outperforming 48.94% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.05
Quick Ratio 1.04
WO6.DE Yearly Current Assets VS Current LiabilitesWO6.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

More info and screens

3

3. Growth

3.1 Past

The earnings per share for WO6 have decreased strongly by -17.30% in the last year.
WO6 shows a small growth in Revenue. In the last year, the Revenue has grown by 0.47%.
Measured over the past years, WO6 shows a quite strong growth in Revenue. The Revenue has been growing by 14.23% on average per year.
EPS 1Y (TTM)-17.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-21.78%
Revenue 1Y (TTM)0.47%
Revenue growth 3Y7.88%
Revenue growth 5Y14.23%
Sales Q2Q%-1.05%

3.2 Future

The Earnings Per Share is expected to grow by 17.48% on average over the next years. This is quite good.
The Revenue is expected to grow by 3.17% on average over the next years.
EPS Next Y12.38%
EPS Next 2Y9.48%
EPS Next 3Y7.74%
EPS Next 5Y17.48%
Revenue Next Year1.27%
Revenue Next 2Y2.04%
Revenue Next 3Y2.18%
Revenue Next 5Y3.17%

3.3 Evolution

The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
WO6.DE Yearly Revenue VS EstimatesWO6.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 1B 2B 3B 4B 5B
WO6.DE Yearly EPS VS EstimatesWO6.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5 2 2.5

More info and screens

8

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 3.20 indicates a rather cheap valuation of WO6.
WO6's Price/Earnings ratio is rather cheap when compared to the industry. WO6 is cheaper than 89.36% of the companies in the same industry.
WO6's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.88.
A Price/Forward Earnings ratio of 2.85 indicates a rather cheap valuation of WO6.
Based on the Price/Forward Earnings ratio, WO6 is valued cheaply inside the industry as 93.62% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of WO6 to the average of the S&P500 Index (21.20), we can say WO6 is valued rather cheaply.
Industry RankSector Rank
PE 3.2
Fwd PE 2.85
WO6.DE Price Earnings VS Forward Price EarningsWO6.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of WO6 indicates a rather cheap valuation: WO6 is cheaper than 87.23% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, WO6 is valued cheaper than 85.11% of the companies in the same industry.
Industry RankSector Rank
P/FCF 4.32
EV/EBITDA 2.93
WO6.DE Per share dataWO6.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 -10 20

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.26
PEG (5Y)N/A
EPS Next 2Y9.48%
EPS Next 3Y7.74%

More info and screens

0

5. Dividend

5.1 Amount

WO6 does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

WORLDLINE SA

FRA:WO6 (4/30/2025, 7:00:00 PM)

4.896

+0.06 (+1.35%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)04-23 2025-04-23
Earnings (Next)07-30 2025-07-30
Inst Owners63.14%
Inst Owner ChangeN/A
Ins Owners0.09%
Ins Owner ChangeN/A
Market Cap1.39B
Analysts65.83
Price Target7.27 (48.49%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-10.22%
PT rev (3m)-19.38%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-1.04%
EPS NY rev (3m)-14.93%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.32%
Revenue NY rev (3m)-1.53%
Valuation
Industry RankSector Rank
PE 3.2
Fwd PE 2.85
P/S 0.3
P/FCF 4.32
P/OCF 2.3
P/B 0.17
P/tB N/A
EV/EBITDA 2.93
EPS(TTM)1.53
EY31.25%
EPS(NY)1.72
Fwd EY35.12%
FCF(TTM)1.13
FCFY23.16%
OCF(TTM)2.13
OCFY43.44%
SpS16.33
BVpS29.08
TBVpS-10.41
PEG (NY)0.26
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -1.53%
ROE -3.6%
ROCE 3.43%
ROIC 2.36%
ROICexc 2.75%
ROICexgc N/A
OM 9.32%
PM (TTM) N/A
GM 86.94%
FCFM 6.94%
ROA(3y)-1.31%
ROA(5y)-1.37%
ROE(3y)-3.31%
ROE(5y)-3.31%
ROIC(3y)2.48%
ROIC(5y)2.18%
ROICexc(3y)2.87%
ROICexc(5y)2.48%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)3.56%
ROCE(5y)3.13%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3Y8.72%
ROICexc growth 5Y-13.12%
OM growth 3Y-7.61%
OM growth 5Y-8.43%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.13%
GM growth 5Y-1.58%
F-Score6
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 0.37
Debt/FCF 11.75
Debt/EBITDA 2.92
Cap/Depr 46.12%
Cap/Sales 6.08%
Interest Coverage 33.73
Cash Conversion 57.88%
Profit Quality N/A
Current Ratio 1.05
Quick Ratio 1.04
Altman-Z 0.55
F-Score6
WACC3.95%
ROIC/WACC0.6
Cap/Depr(3y)43.7%
Cap/Depr(5y)47.44%
Cap/Sales(3y)6.91%
Cap/Sales(5y)6.63%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-17.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-21.78%
EPS Next Y12.38%
EPS Next 2Y9.48%
EPS Next 3Y7.74%
EPS Next 5Y17.48%
Revenue 1Y (TTM)0.47%
Revenue growth 3Y7.88%
Revenue growth 5Y14.23%
Sales Q2Q%-1.05%
Revenue Next Year1.27%
Revenue Next 2Y2.04%
Revenue Next 3Y2.18%
Revenue Next 5Y3.17%
EBIT growth 1Y-11.26%
EBIT growth 3Y-0.33%
EBIT growth 5Y4.6%
EBIT Next Year38.77%
EBIT Next 3Y15.1%
EBIT Next 5Y9.89%
FCF growth 1Y-29.92%
FCF growth 3Y-24.81%
FCF growth 5Y0.55%
OCF growth 1Y-23.83%
OCF growth 3Y-15%
OCF growth 5Y7.16%