WORLDLINE SA (WO6.DE) Stock Fundamental Analysis
FRA:WO6 - Deutsche Boerse Ag - FR0011981968 - Common Stock - Currency: EUR
Taking everything into account, WO6 scores 3 out of 10 in our fundamental rating. WO6 was compared to 50 industry peers in the Financial Services industry. WO6 has a bad profitability rating. Also its financial health evaluation is rather negative. WO6 is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
In the past year WO6 was profitable.
WO6 had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: WO6 reported negative net income in multiple years.
In the past 5 years WO6 always reported a positive cash flow from operatings.
1.2 Ratios
WO6's Return On Assets of -3.76% is on the low side compared to the rest of the industry. WO6 is outperformed by 90.91% of its industry peers.
Looking at the Return On Equity, with a value of -9.53%, WO6 is doing worse than 88.64% of the companies in the same industry.
WO6 has a Return On Invested Capital of 2.65%. This is in the lower half of the industry: WO6 underperforms 63.64% of its industry peers.
The Average Return On Invested Capital over the past 3 years for WO6 is significantly below the industry average of 10.86%.
The last Return On Invested Capital (2.65%) for WO6 is above the 3 year average (2.44%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.76% | ||
| ROE | -9.53% | ||
| ROIC | 2.65% |
ROA(3y)-2.05%
ROA(5y)-0.16%
ROE(3y)-4.88%
ROE(5y)-0.65%
ROIC(3y)2.44%
ROIC(5y)2.81%
1.3 Margins
WO6 has a Operating Margin (10.55%) which is comparable to the rest of the industry.
WO6's Operating Margin has declined in the last couple of years.
WO6 has a Gross Margin of 88.46%. This is amongst the best in the industry. WO6 outperforms 86.36% of its industry peers.
WO6's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.55% | ||
| PM (TTM) | N/A | ||
| GM | 88.46% |
OM growth 3Y-6.92%
OM growth 5Y-6.73%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.27%
GM growth 5Y-2.17%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so WO6 is destroying value.
WO6 has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, WO6 has more shares outstanding
The debt/assets ratio for WO6 has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.43, we must say that WO6 is in the distress zone and has some risk of bankruptcy.
WO6 has a Altman-Z score of 0.43. This is in the lower half of the industry: WO6 underperforms 79.55% of its industry peers.
The Debt to FCF ratio of WO6 is 8.83, which is on the high side as it means it would take WO6, 8.83 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of WO6 (8.83) is worse than 63.64% of its industry peers.
A Debt/Equity ratio of 0.37 indicates that WO6 is not too dependend on debt financing.
WO6 has a Debt to Equity ratio (0.37) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | 8.83 | ||
| Altman-Z | 0.43 |
ROIC/WACC0.73
WACC3.64%
2.3 Liquidity
WO6 has a Current Ratio of 1.05. This is a normal value and indicates that WO6 is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of WO6 (1.05) is worse than 72.73% of its industry peers.
WO6 has a Quick Ratio of 1.04. This is a normal value and indicates that WO6 is financially healthy and should not expect problems in meeting its short term obligations.
WO6 has a Quick ratio of 1.04. This is in the lower half of the industry: WO6 underperforms 65.91% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.05 | ||
| Quick Ratio | 1.04 |
3. Growth
3.1 Past
WO6 shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -1.60%.
Measured over the past years, WO6 shows a quite strong growth in Earnings Per Share. The EPS has been growing by 10.56% on average per year.
WO6 shows a small growth in Revenue. In the last year, the Revenue has grown by 1.54%.
WO6 shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 21.80% yearly.
EPS 1Y (TTM)-1.6%
EPS 3YN/A
EPS 5Y10.56%
EPS Q2Q%-11.9%
Revenue 1Y (TTM)1.54%
Revenue growth 3Y23.25%
Revenue growth 5Y21.8%
Sales Q2Q%2.09%
3.2 Future
The Earnings Per Share is expected to grow by 3.61% on average over the next years.
WO6 is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.64% yearly.
EPS Next Y-0.78%
EPS Next 2Y2.99%
EPS Next 3Y4.77%
EPS Next 5Y3.61%
Revenue Next Year-0.71%
Revenue Next 2Y1.14%
Revenue Next 3Y2.07%
Revenue Next 5Y3.64%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 4.40, the valuation of WO6 can be described as very cheap.
Based on the Price/Earnings ratio, WO6 is valued cheaply inside the industry as 81.82% of the companies are valued more expensively.
WO6 is valuated cheaply when we compare the Price/Earnings ratio to 28.47, which is the current average of the S&P500 Index.
WO6 is valuated cheaply with a Price/Forward Earnings ratio of 4.15.
Based on the Price/Forward Earnings ratio, WO6 is valued cheaper than 93.18% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of WO6 to the average of the S&P500 Index (92.74), we can say WO6 is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.4 | ||
| Fwd PE | 4.15 |
4.2 Price Multiples
WO6's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. WO6 is cheaper than 84.09% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, WO6 is valued cheaply inside the industry as 81.82% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.03 | ||
| EV/EBITDA | 1.89 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.42
EPS Next 2Y2.99%
EPS Next 3Y4.77%
5. Dividend
5.1 Amount
No dividends for WO6!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
WORLDLINE SA
FRA:WO6 (2/3/2025, 7:00:00 PM)
8.136
-0.18 (-2.21%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners65.02%
Inst Owner ChangeN/A
Ins Owners0.09%
Ins Owner ChangeN/A
Market Cap2.31B
Analysts66.4
Price Target9.01 (10.74%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.07%
PT rev (3m)-5.48%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-1.49%
EPS NY rev (3m)-9.38%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.63%
Revenue NY rev (3m)-2.4%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.4 | ||
| Fwd PE | 4.15 | ||
| P/S | 0.5 | ||
| P/FCF | 5.03 | ||
| P/OCF | 2.91 | ||
| P/B | 0.27 | ||
| P/tB | N/A | ||
| EV/EBITDA | 1.89 |
EPS(TTM)1.85
EY22.74%
EPS(NY)1.96
Fwd EY24.12%
FCF(TTM)1.62
FCFY19.89%
OCF(TTM)2.79
OCFY34.32%
SpS16.26
BVpS30.24
TBVpS-10.25
PEG (NY)N/A
PEG (5Y)0.42
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.76% | ||
| ROE | -9.53% | ||
| ROCE | 3.66% | ||
| ROIC | 2.65% | ||
| ROICexc | 3.1% | ||
| ROICexgc | 3788.82% | ||
| OM | 10.55% | ||
| PM (TTM) | N/A | ||
| GM | 88.46% | ||
| FCFM | 9.95% |
ROA(3y)-2.05%
ROA(5y)-0.16%
ROE(3y)-4.88%
ROE(5y)-0.65%
ROIC(3y)2.44%
ROIC(5y)2.81%
ROICexc(3y)2.78%
ROICexc(5y)3.16%
ROICexgc(3y)1311.84%
ROICexgc(5y)N/A
ROCE(3y)3.36%
ROCE(5y)3.86%
ROICexcg growth 3YN/A
ROICexcg growth 5Y64.58%
ROICexc growth 3Y22.24%
ROICexc growth 5Y-7.26%
OM growth 3Y-6.92%
OM growth 5Y-6.73%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.27%
GM growth 5Y-2.17%
F-Score4
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | 8.83 | ||
| Debt/EBITDA | 1.44 | ||
| Cap/Depr | 19.26% | ||
| Cap/Sales | 7.22% | ||
| Interest Coverage | 62.37 | ||
| Cash Conversion | 35.75% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.05 | ||
| Quick Ratio | 1.04 | ||
| Altman-Z | 0.43 |
F-Score4
WACC3.64%
ROIC/WACC0.73
Cap/Depr(3y)45.79%
Cap/Depr(5y)48.63%
Cap/Sales(3y)6.93%
Cap/Sales(5y)6.37%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1.6%
EPS 3YN/A
EPS 5Y10.56%
EPS Q2Q%-11.9%
EPS Next Y-0.78%
EPS Next 2Y2.99%
EPS Next 3Y4.77%
EPS Next 5Y3.61%
Revenue 1Y (TTM)1.54%
Revenue growth 3Y23.25%
Revenue growth 5Y21.8%
Sales Q2Q%2.09%
Revenue Next Year-0.71%
Revenue Next 2Y1.14%
Revenue Next 3Y2.07%
Revenue Next 5Y3.64%
EBIT growth 1Y-8.5%
EBIT growth 3Y14.72%
EBIT growth 5Y13.6%
EBIT Next Year35.48%
EBIT Next 3Y15.62%
EBIT Next 5Y11.04%
FCF growth 1Y-38.4%
FCF growth 3Y8.83%
FCF growth 5Y17.16%
OCF growth 1Y-25.99%
OCF growth 3Y15.69%
OCF growth 5Y20.36%