WILLIAM PENN BANCORP(NASDAQ:WMPN) stock Fundamental Analysis

Fundamental Rating

WMPN gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 398 industry peers in the Banks industry. While WMPN seems to be doing ok healthwise, there are quite some concerns on its profitability. WMPN is valued expensive and it does not seem to be growing.

Quickly go to:

1. Profitability

1.1 Basic Checks

WMPN had negative earnings in the past year.

WMPN had a negative operating cash flow in the past year.

In the past 5 years WMPN has always been profitable.

Of the past 5 years WMPN 4 years had a positive operating cash flow.

1.2 Ratios

The Return On Assets of WMPN (-0.13%) is worse than 91.96% of its industry peers.

WMPN has a Return On Equity of -0.83%. This is amonst the worse of the industry: WMPN underperforms 91.71% of its industry peers.

		Industry Rank	Sector Rank
ROA	-0.13%
ROE	-0.83%
ROIC	N/A

ROA(3y)0.28%

ROA(5y)0.29%

ROE(3y)1.36%

ROE(5y)1.44%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

WMPN's Profit Margin has declined in the last couple of years.

The Profit Margin and Operating Margin and Gross Margin are not available for WMPN so they could not be analyzed.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	N/A
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-62.41%

PM growth 5YN/A

GM growth 3YN/A

GM growth 5YN/A

More info and screens

ROA

ROE

ROIC

Operating and Profit Margin

Show most profitable peers

2. Health

2.1 Basic Checks

WMPN does not have a ROIC to compare to the WACC, probably because it is not profitable.

The number of shares outstanding for WMPN has been reduced compared to 1 year ago.

There is no outstanding debt for WMPN. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.

2.2 Solvency

WMPN has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.

		Industry Rank	Sector Rank
Debt/Equity	0
Debt/FCF	N/A
Altman-Z	N/A

ROIC/WACCN/A

WACC14.64%

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

More info and screens

WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

Show peers with great health

3. Growth

3.1 Past

The earnings per share for WMPN have decreased strongly by -271.43% in the last year.

Measured over the past years, WMPN shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -58.56% on average per year.

The Revenue for WMPN has decreased by -11.98% in the past year. This is quite bad

WMPN shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -5.77% yearly.

EPS 1Y (TTM)-271.43%

EPS 3Y-58.56%

EPS 5YN/A

EPS Q2Q%-350%

Revenue 1Y (TTM)-11.98%

Revenue growth 3Y-5.77%

Revenue growth 5YN/A

Sales Q2Q%-8.35%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.

No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

EPS Next YN/A

EPS Next 2YN/A

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next YearN/A

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.

No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

More info and screens

Find the best growth stocks

Show best growing peers

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for WMPN. In the last year negative earnings were reported.

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	N/A

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

PEG (NY)N/A

PEG (5Y)N/A

EPS Next 2YN/A

EPS Next 3YN/A

More info and screens

Show best valued peers

5. Dividend

5.1 Amount

WMPN has a Yearly Dividend Yield of 1.05%.

Compared to an average industry Dividend Yield of 3.63, WMPN's dividend is way lower than its industry peers. On top of this 82.41% of the companies listed in the same industry pay a better dividend than WMPN!

With a Dividend Yield of 1.05, WMPN pays less dividend than the S&P500 average, which is at 2.51.

		Industry Rank	Sector Rank
Dividend Yield	1.05%

5.2 History

On average, the dividend of WMPN grows each year by 30.09%, which is quite nice.

WMPN has paid a dividend for at least 10 years, which is a reliable track record.

The dividend of WMPN decreased in the last 3 years.

Dividend Growth(5Y)30.09%

Div Incr Years0

Div Non Decr Years2

5.3 Sustainability

WMPN has negative earnings and hence a negative payout ratio. The dividend may be in danger.

DP-100%

EPS Next 2YN/A

EPS Next 3YN/A

More info and screens

Find the best dividend stocks

Show peers with best dividend

WILLIAM PENN BANCORP

NASDAQ:WMPN (4/24/2025, 8:00:02 PM)

Premarket: 12.25 +0.15 (+1.24%)

12.1

+0.63 (+5.49%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupBanks

GICS IndustryBanks

Earnings (Last)04-16 2025-04-16/amc

Earnings (Next)09-03 2025-09-03/amc

Inst Owners31.52%

Inst Owner Change-0.51%

Ins Owners9.25%

Ins Owner Change1.08%

Market Cap111.44M

Analysts82.86

Price Target14.28 (18.02%)

Short Float %0.28%

Short Ratio1.04

Dividend

		Industry Rank	Sector Rank
Dividend Yield	1.05%

Yearly Dividend0.11

Dividend Growth(5Y)30.09%

DP-100%

Div Incr Years0

Div Non Decr Years2

Ex-Date01-27 2025-01-27 (0.03)

Surprises & Revisions

EPS beat(2)1

Avg EPS beat(2)14.22%

Min EPS beat(2)-47.06%

Max EPS beat(2)75.49%

EPS beat(4)3

Avg EPS beat(4)51.66%

Min EPS beat(4)-47.06%

Max EPS beat(4)100%

EPS beat(8)N/A

Avg EPS beat(8)N/A

EPS beat(12)N/A

Avg EPS beat(12)N/A

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)0

Avg Revenue beat(2)-9.83%

Min Revenue beat(2)-14.18%

Max Revenue beat(2)-5.49%

Revenue beat(4)1

Avg Revenue beat(4)-4.25%

Min Revenue beat(4)-14.18%

Max Revenue beat(4)3.8%

Revenue beat(8)1

Avg Revenue beat(8)-6.41%

Revenue beat(12)1

Avg Revenue beat(12)-6.05%

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)0%

PT rev (3m)0%

EPS NQ rev (1m)0%

EPS NQ rev (3m)0%

EPS NY rev (1m)N/A

EPS NY rev (3m)N/A

Revenue NQ rev (1m)0%

Revenue NQ rev (3m)0%

Revenue NY rev (1m)N/A

Revenue NY rev (3m)N/A

Valuation

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	N/A
P/S	5.76
P/FCF	N/A
P/OCF	N/A
P/B	0.9
P/tB	0.94
EV/EBITDA	N/A

EPS(TTM)-0.12

EYN/A

EPS(NY)N/A

Fwd EYN/A

FCF(TTM)-0.19

FCFYN/A

OCF(TTM)-0.18

OCFYN/A

SpS2.1

BVpS13.49

TBVpS12.93

PEG (NY)N/A

PEG (5Y)N/A

Profitability

		Industry Rank	Sector Rank
ROA	-0.13%
ROE	-0.83%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	N/A
GM	N/A
FCFM	N/A

ROA(3y)0.28%

ROA(5y)0.29%

ROE(3y)1.36%

ROE(5y)1.44%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexcg growth 3YN/A

ROICexcg growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-62.41%

PM growth 5YN/A

GM growth 3YN/A

GM growth 5YN/A

F-Score2

Asset Turnover0.02

Health

		Industry Rank	Sector Rank
Debt/Equity	0
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	7.8%
Cap/Sales	0.35%
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	N/A
Quick Ratio	N/A
Altman-Z	N/A

F-Score2

WACC14.64%

ROIC/WACCN/A

Cap/Depr(3y)38.01%

Cap/Depr(5y)81.19%

Cap/Sales(3y)1.83%

Cap/Sales(5y)3.98%

Profit Quality(3y)123.15%

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)-271.43%

EPS 3Y-58.56%

EPS 5YN/A

EPS Q2Q%-350%

EPS Next YN/A

EPS Next 2YN/A

EPS Next 3YN/A

EPS Next 5YN/A

Revenue 1Y (TTM)-11.98%

Revenue growth 3Y-5.77%

Revenue growth 5YN/A

Sales Q2Q%-8.35%

Revenue Next YearN/A

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

EBIT growth 1YN/A

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-137.42%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y-131.67%

OCF growth 3YN/A

OCF growth 5YN/A

WILLIAM PENN BANCORP (WMPN) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

More info and screens