119.76 USD
+1.24 (+1.05%)
119.76 USD
0 (0%)
WLFC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 50 industry peers in the Trading Companies & Distributors industry. While WLFC belongs to the best of the industry regarding profitability, there are concerns on its financial health. WLFC has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year WLFC was profitable.
WLFC had a positive operating cash flow in the past year.
Of the past 5 years WLFC 4 years were profitable.
Each year in the past 5 years WLFC had a positive operating cash flow.
1.2 Ratios
WLFC has a Return On Assets (3.42%) which is comparable to the rest of the industry.
WLFC's Return On Equity of 16.39% is fine compared to the rest of the industry. WLFC outperforms 68.00% of its industry peers.
Looking at the Return On Invested Capital, with a value of 5.88%, WLFC is in line with its industry, outperforming 52.00% of the companies in the same industry.
WLFC had an Average Return On Invested Capital over the past 3 years of 4.02%. This is significantly below the industry average of 9.31%.
The 3 year average ROIC (4.02%) for WLFC is below the current ROIC(5.88%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.42% | ||
| ROE | 16.39% | ||
| ROIC | 5.88% |
ROA(3y)1.59%
ROA(5y)1.01%
ROE(3y)8.59%
ROE(5y)5.46%
ROIC(3y)4.02%
ROIC(5y)3.49%
1.3 Margins
WLFC has a better Profit Margin (16.96%) than 88.00% of its industry peers.
In the last couple of years the Profit Margin of WLFC has grown nicely.
WLFC has a Operating Margin of 41.47%. This is amongst the best in the industry. WLFC outperforms 96.00% of its industry peers.
WLFC's Operating Margin has improved in the last couple of years.
WLFC has a better Gross Margin (88.13%) than 98.00% of its industry peers.
WLFC's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 41.47% | ||
| PM (TTM) | 16.96% | ||
| GM | 88.13% |
OM growth 3Y14.3%
OM growth 5Y2.48%
PM growth 3YN/A
PM growth 5Y3.36%
GM growth 3Y-1.03%
GM growth 5Y1.6%
2. Health
2.1 Basic Checks
WLFC has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, WLFC has more shares outstanding
WLFC has more shares outstanding than it did 5 years ago.
The debt/assets ratio for WLFC is higher compared to a year ago.
2.2 Solvency
WLFC has an Altman-Z score of 0.90. This is a bad value and indicates that WLFC is not financially healthy and even has some risk of bankruptcy.
WLFC has a Altman-Z score of 0.90. This is in the lower half of the industry: WLFC underperforms 78.00% of its industry peers.
A Debt/Equity ratio of 3.14 is on the high side and indicates that WLFC has dependencies on debt financing.
The Debt to Equity ratio of WLFC (3.14) is worse than 82.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.14 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.9 |
ROIC/WACC0.85
WACC6.89%
2.3 Liquidity
A Current Ratio of 1.03 indicates that WLFC should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.03, WLFC is doing worse than 86.00% of the companies in the same industry.
A Quick Ratio of 0.52 indicates that WLFC may have some problems paying its short term obligations.
The Quick ratio of WLFC (0.52) is worse than 76.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.03 | ||
| Quick Ratio | 0.52 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 18.48% over the past year.
The Earnings Per Share has been growing by 8.04% on average over the past years. This is quite good.
Looking at the last year, WLFC shows a very strong growth in Revenue. The Revenue has grown by 29.91%.
The Revenue has been growing slightly by 6.82% on average over the past years.
EPS 1Y (TTM)18.48%
EPS 3YN/A
EPS 5Y8.04%
EPS Q2Q%9.2%
Revenue 1Y (TTM)29.91%
Revenue growth 3Y27.57%
Revenue growth 5Y6.82%
Sales Q2Q%25.42%
3.2 Future
WLFC is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.67% yearly.
WLFC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.58% yearly.
EPS Next Y40.94%
EPS Next 2Y5.41%
EPS Next 3Y7.67%
EPS Next 5YN/A
Revenue Next Year18.49%
Revenue Next 2Y11.48%
Revenue Next 3Y10.34%
Revenue Next 5Y6.58%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 10.95 indicates a reasonable valuation of WLFC.
WLFC's Price/Earnings ratio is rather cheap when compared to the industry. WLFC is cheaper than 90.00% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 25.45. WLFC is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 8.83, which indicates a very decent valuation of WLFC.
96.00% of the companies in the same industry are more expensive than WLFC, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 34.46. WLFC is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.95 | ||
| Fwd PE | 8.83 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of WLFC indicates a somewhat cheap valuation: WLFC is cheaper than 76.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 7.73 |
4.3 Compensation for Growth
WLFC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of WLFC may justify a higher PE ratio.
PEG (NY)0.27
PEG (5Y)1.36
EPS Next 2Y5.41%
EPS Next 3Y7.67%
5. Dividend
5.1 Amount
WLFC has a yearly dividend return of 0.78%, which is pretty low.
The stock price of WLFC dropped by -22.33% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
Compared to an average industry Dividend Yield of 2.13, WLFC has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.42, WLFC's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.78% |
5.2 History
On average, the dividend of WLFC grows each year by 31.02%, which is quite nice.
WLFC is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)31.02%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
10.15% of the earnings are spent on dividend by WLFC. This is a low number and sustainable payout ratio.
The dividend of WLFC is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP10.15%
EPS Next 2Y5.41%
EPS Next 3Y7.67%
119.76
+1.24 (+1.05%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryTrading Companies & Distributors
Earnings (Last)
Earnings (Next)
Inst Owners48.88%
Inst Owner Change-1.58%
Ins Owners56.41%
Ins Owner Change-5.55%
Market Cap815.57M
Revenue(TTM)689.42M
Net Income(TTM)116.94M
Analysts82.86
Price Target163.2 (36.27%)
Short Float %14.19%
Short Ratio6.62
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.78% |
Yearly Dividend2.02
Dividend Growth(5Y)31.02%
DP10.15%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-10.69%
Min EPS beat(2)-29.4%
Max EPS beat(2)8.02%
EPS beat(4)2
Avg EPS beat(4)-6.9%
Min EPS beat(4)-51.98%
Max EPS beat(4)45.76%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)24.64%
Min Revenue beat(2)15.25%
Max Revenue beat(2)34.03%
Revenue beat(4)4
Avg Revenue beat(4)19.62%
Min Revenue beat(4)3.78%
Max Revenue beat(4)34.03%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-14.8%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-20.64%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-3.66%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.16%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.95 | ||
| Fwd PE | 8.83 | ||
| P/S | 1.18 | ||
| P/FCF | N/A | ||
| P/OCF | 2.94 | ||
| P/B | 1.14 | ||
| P/tB | 1.19 | ||
| EV/EBITDA | 7.73 |
EPS(TTM)10.94
EY9.13%
EPS(NY)13.57
Fwd EY11.33%
FCF(TTM)-60.45
FCFYN/A
OCF(TTM)40.68
OCFY33.97%
SpS101.24
BVpS104.78
TBVpS100.77
PEG (NY)0.27
PEG (5Y)1.36
Graham Number160.6
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.42% | ||
| ROE | 16.39% | ||
| ROCE | 8.62% | ||
| ROIC | 5.88% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 6.09% | ||
| OM | 41.47% | ||
| PM (TTM) | 16.96% | ||
| GM | 88.13% | ||
| FCFM | N/A |
ROA(3y)1.59%
ROA(5y)1.01%
ROE(3y)8.59%
ROE(5y)5.46%
ROIC(3y)4.02%
ROIC(5y)3.49%
ROICexc(3y)4.03%
ROICexc(5y)3.51%
ROICexgc(3y)4.15%
ROICexgc(5y)3.62%
ROCE(3y)5.89%
ROCE(5y)5.12%
ROICexgc growth 3Y32.55%
ROICexgc growth 5Y-1.45%
ROICexc growth 3Y32.68%
ROICexc growth 5Y-1.63%
OM growth 3Y14.3%
OM growth 5Y2.48%
PM growth 3YN/A
PM growth 5Y3.36%
GM growth 3Y-1.03%
GM growth 5Y1.6%
F-Score6
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.14 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 5.7 | ||
| Cap/Depr | 645.85% | ||
| Cap/Sales | 99.9% | ||
| Interest Coverage | 2.23 | ||
| Cash Conversion | 70.57% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.03 | ||
| Quick Ratio | 0.52 | ||
| Altman-Z | 0.9 |
F-Score6
WACC6.89%
ROIC/WACC0.85
Cap/Depr(3y)468.71%
Cap/Depr(5y)414.41%
Cap/Sales(3y)94.3%
Cap/Sales(5y)100.3%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)18.48%
EPS 3YN/A
EPS 5Y8.04%
EPS Q2Q%9.2%
EPS Next Y40.94%
EPS Next 2Y5.41%
EPS Next 3Y7.67%
EPS Next 5YN/A
Revenue 1Y (TTM)29.91%
Revenue growth 3Y27.57%
Revenue growth 5Y6.82%
Sales Q2Q%25.42%
Revenue Next Year18.49%
Revenue Next 2Y11.48%
Revenue Next 3Y10.34%
Revenue Next 5Y6.58%
EBIT growth 1Y23.08%
EBIT growth 3Y45.81%
EBIT growth 5Y9.47%
EBIT Next Year59.84%
EBIT Next 3Y23.51%
EBIT Next 5Y19.56%
FCF growth 1Y-2493.5%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y19.88%
OCF growth 3Y46.37%
OCF growth 5Y4.31%
WILLIS LEASE FINANCE CORP / WLFC FAQ
Can you provide the ChartMill fundamental rating for WILLIS LEASE FINANCE CORP?
ChartMill assigns a fundamental rating of 4 / 10 to WLFC.
Can you provide the valuation status for WILLIS LEASE FINANCE CORP?
ChartMill assigns a valuation rating of 6 / 10 to WILLIS LEASE FINANCE CORP (WLFC). This can be considered as Fairly Valued.
Can you provide the profitability details for WILLIS LEASE FINANCE CORP?
WILLIS LEASE FINANCE CORP (WLFC) has a profitability rating of 7 / 10.
What is the valuation of WILLIS LEASE FINANCE CORP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for WILLIS LEASE FINANCE CORP (WLFC) is 10.95 and the Price/Book (PB) ratio is 1.14.
Is the dividend of WILLIS LEASE FINANCE CORP sustainable?
The dividend rating of WILLIS LEASE FINANCE CORP (WLFC) is 3 / 10 and the dividend payout ratio is 10.15%.