WILLIS LEASE FINANCE CORP (WLFC) Fundamental Analysis & Valuation

NASDAQ:WLFC • US9706461053

Current stock price

195.7 USD
+1.55 (+0.8%)
At close:
195.7 USD
0 (0%)
After Hours:

This WLFC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. WLFC Profitability Analysis

1.1 Basic Checks

  • WLFC had positive earnings in the past year.
  • WLFC had a positive operating cash flow in the past year.
  • Of the past 5 years WLFC 4 years were profitable.
  • In the past 5 years WLFC always reported a positive cash flow from operatings.
WLFC Yearly Net Income VS EBIT VS OCF VS FCFWLFC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M -400M

1.2 Ratios

  • With a Return On Assets value of 2.75%, WLFC perfoms like the industry average, outperforming 52.17% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 14.89%, WLFC is in the better half of the industry, outperforming 69.57% of the companies in the same industry.
  • WLFC's Return On Invested Capital of 5.08% is in line compared to the rest of the industry. WLFC outperforms 56.52% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for WLFC is below the industry average of 9.22%.
  • The last Return On Invested Capital (5.08%) for WLFC is above the 3 year average (4.97%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 2.75%
ROE 14.89%
ROIC 5.08%
ROA(3y)2.48%
ROA(5y)1.5%
ROE(3y)13.4%
ROE(5y)8.13%
ROIC(3y)4.97%
ROIC(5y)4.02%
WLFC Yearly ROA, ROE, ROICWLFC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • With an excellent Profit Margin value of 14.80%, WLFC belongs to the best of the industry, outperforming 89.13% of the companies in the same industry.
  • WLFC's Profit Margin has improved in the last couple of years.
  • WLFC has a better Operating Margin (37.30%) than 97.83% of its industry peers.
  • In the last couple of years the Operating Margin of WLFC has remained more or less at the same level.
  • The Gross Margin of WLFC (83.54%) is better than 97.83% of its industry peers.
  • WLFC's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 37.3%
PM (TTM) 14.8%
GM 83.54%
OM growth 3Y6.65%
OM growth 5Y0.91%
PM growth 3Y180.12%
PM growth 5Y46.18%
GM growth 3Y-3.63%
GM growth 5Y-2.37%
WLFC Yearly Profit, Operating, Gross MarginsWLFC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. WLFC Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), WLFC is destroying value.
  • Compared to 1 year ago, WLFC has more shares outstanding
  • WLFC has more shares outstanding than it did 5 years ago.
  • WLFC has about the same debt/assets ratio as last year.
WLFC Yearly Shares OutstandingWLFC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M
WLFC Yearly Total Debt VS Total AssetsWLFC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

2.2 Solvency

  • WLFC has an Altman-Z score of 0.86. This is a bad value and indicates that WLFC is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 0.86, WLFC is doing worse than 84.78% of the companies in the same industry.
  • A Debt/Equity ratio of 3.72 is on the high side and indicates that WLFC has dependencies on debt financing.
  • With a Debt to Equity ratio value of 3.72, WLFC is not doing good in the industry: 84.78% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 3.72
Debt/FCF N/A
Altman-Z 0.86
ROIC/WACC0.64
WACC7.91%
WLFC Yearly LT Debt VS Equity VS FCFWLFC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B

2.3 Liquidity

  • WLFC has a Current Ratio of 0.83. This is a bad value and indicates that WLFC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 0.83, WLFC is doing worse than 86.96% of the companies in the same industry.
  • A Quick Ratio of 0.40 indicates that WLFC may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.40, WLFC is doing worse than 82.61% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.83
Quick Ratio 0.4
WLFC Yearly Current Assets VS Current LiabilitesWLFC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. WLFC Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 0.24% over the past year.
  • The Earnings Per Share has been growing by 71.09% on average over the past years. This is a very strong growth
  • The Revenue has grown by 28.29% in the past year. This is a very strong growth!
  • WLFC shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 20.39% yearly.
EPS 1Y (TTM)0.24%
EPS 3Y259.98%
EPS 5Y71.09%
EPS Q2Q%-45.2%
Revenue 1Y (TTM)28.29%
Revenue growth 3Y32.79%
Revenue growth 5Y20.39%
Sales Q2Q%26.72%

3.2 Future

  • Based on estimates for the next years, WLFC will show a very strong growth in Earnings Per Share. The EPS will grow by 27.85% on average per year.
  • Based on estimates for the next years, WLFC will show a quite strong growth in Revenue. The Revenue will grow by 9.21% on average per year.
EPS Next Y46.2%
EPS Next 2Y40.37%
EPS Next 3Y27.85%
EPS Next 5YN/A
Revenue Next Year13.54%
Revenue Next 2Y10.4%
Revenue Next 3Y9.21%
Revenue Next 5YN/A

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
WLFC Yearly Revenue VS EstimatesWLFC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M 800M
WLFC Yearly EPS VS EstimatesWLFC Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2025 2026 2027 2028 5 10 15 20

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5

4. WLFC Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 20.24, WLFC is valued on the expensive side.
  • Compared to the rest of the industry, the Price/Earnings ratio of WLFC indicates a somewhat cheap valuation: WLFC is cheaper than 78.26% of the companies listed in the same industry.
  • WLFC is valuated rather cheaply when we compare the Price/Earnings ratio to 26.64, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 13.84, which indicates a correct valuation of WLFC.
  • 93.48% of the companies in the same industry are more expensive than WLFC, based on the Price/Forward Earnings ratio.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 21.36, WLFC is valued a bit cheaper.
Industry RankSector Rank
PE 20.24
Fwd PE 13.84
WLFC Price Earnings VS Forward Price EarningsWLFC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, WLFC is valued a bit cheaper than the industry average as 71.74% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 10.38
WLFC Per share dataWLFC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 100

4.3 Compensation for Growth

  • WLFC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • WLFC has a very decent profitability rating, which may justify a higher PE ratio.
  • WLFC's earnings are expected to grow with 27.85% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.44
PEG (5Y)0.28
EPS Next 2Y40.37%
EPS Next 3Y27.85%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. WLFC Dividend Analysis

5.1 Amount

  • With a yearly dividend of 0.62%, WLFC is not a good candidate for dividend investing.
  • WLFC's Dividend Yield is comparable with the industry average which is at 0.76.
  • Compared to an average S&P500 Dividend Yield of 1.82, WLFC's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.62%

5.2 History

  • The dividend of WLFC is nicely growing with an annual growth rate of 30.90%!
  • WLFC has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)30.9%
Div Incr Years0
Div Non Decr Years0
WLFC Yearly Dividends per shareWLFC Yearly Dividends per shareYearly Dividends per share 2024 2025 2026 0.5 1

5.3 Sustainability

  • 13.35% of the earnings are spent on dividend by WLFC. This is a low number and sustainable payout ratio.
  • The dividend of WLFC is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP13.35%
EPS Next 2Y40.37%
EPS Next 3Y27.85%
WLFC Yearly Income VS Free CF VS DividendWLFC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -200M -400M
WLFC Dividend Payout.WLFC Dividend Payout, showing the Payout Ratio.WLFC Dividend Payout.PayoutRetained Earnings

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WLFC Fundamentals: All Metrics, Ratios and Statistics

WILLIS LEASE FINANCE CORP

NASDAQ:WLFC (5/1/2026, 8:02:46 PM)

After market: 195.7 0 (0%)

195.7

+1.55 (+0.8%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryTrading Companies & Distributors
Industry Strength70.81
Industry Growth45.96
Earnings (Last)03-10
Earnings (Next)05-05
Inst Owners48.95%
Inst Owner Change0.38%
Ins Owners56.14%
Ins Owner Change-6.57%
Market Cap1.33B
Revenue(TTM)730.24M
Net Income(TTM)108.07M
Analysts82.86
Price Target193.8 (-0.97%)
Short Float %11.17%
Short Ratio4.9
Dividend
Industry RankSector Rank
Dividend Yield 0.62%
Yearly Dividend1.95
Dividend Growth(5Y)30.9%
DP13.35%
Div Incr Years0
Div Non Decr Years0
Ex-Date02-11
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-23.66%
Min EPS beat(2)-55.33%
Max EPS beat(2)8.02%
EPS beat(4)1
Avg EPS beat(4)-32.17%
Min EPS beat(4)-55.33%
Max EPS beat(4)8.02%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)21.32%
Min Revenue beat(2)15.25%
Max Revenue beat(2)27.4%
Revenue beat(4)4
Avg Revenue beat(4)20.12%
Min Revenue beat(4)3.78%
Max Revenue beat(4)34.03%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)18.75%
PT rev (3m)18.75%
EPS NQ rev (1m)0%
EPS NQ rev (3m)4.14%
EPS NY rev (1m)-5.78%
EPS NY rev (3m)-5.78%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)15.13%
Revenue NY rev (1m)12.13%
Revenue NY rev (3m)12.13%
Valuation
Industry RankSector Rank
PE 20.24
Fwd PE 13.84
P/S 1.82
P/FCF N/A
P/OCF 4.69
P/B 1.83
P/tB 1.91
EV/EBITDA 10.38
EPS(TTM)9.67
EY4.94%
EPS(NY)14.14
Fwd EY7.22%
FCF(TTM)-40.12
FCFYN/A
OCF(TTM)41.71
OCFY21.32%
SpS107.55
BVpS106.85
TBVpS102.3
PEG (NY)0.44
PEG (5Y)0.28
Graham Number152.475 (-22.09%)
Profitability
Industry RankSector Rank
ROA 2.75%
ROE 14.89%
ROCE 7.16%
ROIC 5.08%
ROICexc 5.1%
ROICexgc 5.3%
OM 37.3%
PM (TTM) 14.8%
GM 83.54%
FCFM N/A
ROA(3y)2.48%
ROA(5y)1.5%
ROE(3y)13.4%
ROE(5y)8.13%
ROIC(3y)4.97%
ROIC(5y)4.02%
ROICexc(3y)4.99%
ROICexc(5y)4.04%
ROICexgc(3y)5.13%
ROICexgc(5y)4.16%
ROCE(3y)7.01%
ROCE(5y)5.66%
ROICexgc growth 3Y22.95%
ROICexgc growth 5Y9.79%
ROICexc growth 3Y23.28%
ROICexc growth 5Y9.71%
OM growth 3Y6.65%
OM growth 5Y0.91%
PM growth 3Y180.12%
PM growth 5Y46.18%
GM growth 3Y-3.63%
GM growth 5Y-2.37%
F-Score6
Asset Turnover0.19
Health
Industry RankSector Rank
Debt/Equity 3.72
Debt/FCF N/A
Debt/EBITDA 7.01
Cap/Depr 491.52%
Cap/Sales 76.09%
Interest Coverage 2.07
Cash Conversion 73.49%
Profit Quality N/A
Current Ratio 0.83
Quick Ratio 0.4
Altman-Z 0.86
F-Score6
WACC7.91%
ROIC/WACC0.64
Cap/Depr(3y)521.94%
Cap/Depr(5y)425.48%
Cap/Sales(3y)88.35%
Cap/Sales(5y)86.96%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0.24%
EPS 3Y259.98%
EPS 5Y71.09%
EPS Q2Q%-45.2%
EPS Next Y46.2%
EPS Next 2Y40.37%
EPS Next 3Y27.85%
EPS Next 5YN/A
Revenue 1Y (TTM)28.29%
Revenue growth 3Y32.79%
Revenue growth 5Y20.39%
Sales Q2Q%26.72%
Revenue Next Year13.54%
Revenue Next 2Y10.4%
Revenue Next 3Y9.21%
Revenue Next 5YN/A
EBIT growth 1Y4.6%
EBIT growth 3Y41.62%
EBIT growth 5Y21.49%
EBIT Next Year174.71%
EBIT Next 3Y47.64%
EBIT Next 5YN/A
FCF growth 1Y51.5%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-0.41%
OCF growth 3Y25.18%
OCF growth 5Y24.84%

WILLIS LEASE FINANCE CORP / WLFC Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for WILLIS LEASE FINANCE CORP?

ChartMill assigns a fundamental rating of 5 / 10 to WLFC.


What is the valuation status of WILLIS LEASE FINANCE CORP (WLFC) stock?

ChartMill assigns a valuation rating of 5 / 10 to WILLIS LEASE FINANCE CORP (WLFC). This can be considered as Fairly Valued.


What is the profitability of WLFC stock?

WILLIS LEASE FINANCE CORP (WLFC) has a profitability rating of 7 / 10.


How financially healthy is WILLIS LEASE FINANCE CORP?

The financial health rating of WILLIS LEASE FINANCE CORP (WLFC) is 0 / 10.


How sustainable is the dividend of WILLIS LEASE FINANCE CORP (WLFC) stock?

The dividend rating of WILLIS LEASE FINANCE CORP (WLFC) is 3 / 10 and the dividend payout ratio is 13.35%.