WILLIS LEASE FINANCE CORP (WLFC) Fundamental Analysis & Valuation

NASDAQ:WLFC • US9706461053

Current stock price

189.32 USD
-1.35 (-0.71%)
At close:
189.32 USD
0 (0%)
After Hours:

This WLFC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. WLFC Profitability Analysis

1.1 Basic Checks

  • In the past year WLFC was profitable.
  • WLFC had a positive operating cash flow in the past year.
  • Of the past 5 years WLFC 4 years were profitable.
  • WLFC had a positive operating cash flow in each of the past 5 years.
WLFC Yearly Net Income VS EBIT VS OCF VS FCFWLFC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M -400M

1.2 Ratios

  • WLFC's Return On Assets of 2.75% is in line compared to the rest of the industry. WLFC outperforms 52.17% of its industry peers.
  • With a decent Return On Equity value of 14.89%, WLFC is doing good in the industry, outperforming 69.57% of the companies in the same industry.
  • Looking at the Return On Invested Capital, with a value of 5.08%, WLFC is in line with its industry, outperforming 56.52% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for WLFC is below the industry average of 9.22%.
  • The 3 year average ROIC (4.97%) for WLFC is below the current ROIC(5.08%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 2.75%
ROE 14.89%
ROIC 5.08%
ROA(3y)2.48%
ROA(5y)1.5%
ROE(3y)13.4%
ROE(5y)8.13%
ROIC(3y)4.97%
ROIC(5y)4.02%
WLFC Yearly ROA, ROE, ROICWLFC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • WLFC has a better Profit Margin (14.80%) than 89.13% of its industry peers.
  • WLFC's Profit Margin has improved in the last couple of years.
  • WLFC has a Operating Margin of 37.30%. This is amongst the best in the industry. WLFC outperforms 97.83% of its industry peers.
  • WLFC's Operating Margin has been stable in the last couple of years.
  • WLFC has a Gross Margin of 83.54%. This is amongst the best in the industry. WLFC outperforms 97.83% of its industry peers.
  • WLFC's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 37.3%
PM (TTM) 14.8%
GM 83.54%
OM growth 3Y6.65%
OM growth 5Y0.91%
PM growth 3Y180.12%
PM growth 5Y46.18%
GM growth 3Y-3.63%
GM growth 5Y-2.37%
WLFC Yearly Profit, Operating, Gross MarginsWLFC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. WLFC Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so WLFC is destroying value.
  • WLFC has more shares outstanding than it did 1 year ago.
  • WLFC has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, WLFC has about the same debt to assets ratio.
WLFC Yearly Shares OutstandingWLFC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M
WLFC Yearly Total Debt VS Total AssetsWLFC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

2.2 Solvency

  • WLFC has an Altman-Z score of 0.86. This is a bad value and indicates that WLFC is not financially healthy and even has some risk of bankruptcy.
  • WLFC has a Altman-Z score of 0.86. This is amonst the worse of the industry: WLFC underperforms 84.78% of its industry peers.
  • A Debt/Equity ratio of 3.72 is on the high side and indicates that WLFC has dependencies on debt financing.
  • With a Debt to Equity ratio value of 3.72, WLFC is not doing good in the industry: 84.78% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 3.72
Debt/FCF N/A
Altman-Z 0.86
ROIC/WACC0.64
WACC7.9%
WLFC Yearly LT Debt VS Equity VS FCFWLFC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B

2.3 Liquidity

  • A Current Ratio of 0.83 indicates that WLFC may have some problems paying its short term obligations.
  • WLFC's Current ratio of 0.83 is on the low side compared to the rest of the industry. WLFC is outperformed by 86.96% of its industry peers.
  • WLFC has a Quick Ratio of 0.83. This is a bad value and indicates that WLFC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Quick ratio value of 0.40, WLFC is not doing good in the industry: 82.61% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.83
Quick Ratio 0.4
WLFC Yearly Current Assets VS Current LiabilitesWLFC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. WLFC Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 0.24% over the past year.
  • WLFC shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 71.09% yearly.
  • Looking at the last year, WLFC shows a very strong growth in Revenue. The Revenue has grown by 28.29%.
  • Measured over the past years, WLFC shows a very strong growth in Revenue. The Revenue has been growing by 20.39% on average per year.
EPS 1Y (TTM)0.24%
EPS 3Y259.98%
EPS 5Y71.09%
EPS Q2Q%-45.2%
Revenue 1Y (TTM)28.29%
Revenue growth 3Y32.79%
Revenue growth 5Y20.39%
Sales Q2Q%26.72%

3.2 Future

  • WLFC is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 27.85% yearly.
  • The Revenue is expected to grow by 9.21% on average over the next years. This is quite good.
EPS Next Y46.2%
EPS Next 2Y40.37%
EPS Next 3Y27.85%
EPS Next 5YN/A
Revenue Next Year13.54%
Revenue Next 2Y10.4%
Revenue Next 3Y9.21%
Revenue Next 5YN/A

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
WLFC Yearly Revenue VS EstimatesWLFC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M 800M
WLFC Yearly EPS VS EstimatesWLFC Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2025 2026 2027 2028 5 10 15 20

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5

4. WLFC Valuation Analysis

4.1 Price/Earnings Ratio

  • WLFC is valuated rather expensively with a Price/Earnings ratio of 19.58.
  • Compared to the rest of the industry, the Price/Earnings ratio of WLFC indicates a somewhat cheap valuation: WLFC is cheaper than 78.26% of the companies listed in the same industry.
  • WLFC is valuated rather cheaply when we compare the Price/Earnings ratio to 27.15, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 13.39, which indicates a correct valuation of WLFC.
  • 97.83% of the companies in the same industry are more expensive than WLFC, based on the Price/Forward Earnings ratio.
  • WLFC is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.12, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 19.58
Fwd PE 13.39
WLFC Price Earnings VS Forward Price EarningsWLFC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, WLFC is valued a bit cheaper than the industry average as 71.74% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 10.3
WLFC Per share dataWLFC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 100

4.3 Compensation for Growth

  • WLFC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of WLFC may justify a higher PE ratio.
  • A more expensive valuation may be justified as WLFC's earnings are expected to grow with 27.85% in the coming years.
PEG (NY)0.42
PEG (5Y)0.28
EPS Next 2Y40.37%
EPS Next 3Y27.85%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. WLFC Dividend Analysis

5.1 Amount

  • With a yearly dividend of 0.62%, WLFC is not a good candidate for dividend investing.
  • WLFC's Dividend Yield is comparable with the industry average which is at 0.76.
  • With a Dividend Yield of 0.62, WLFC pays less dividend than the S&P500 average, which is at 1.82.
Industry RankSector Rank
Dividend Yield 0.62%

5.2 History

  • The dividend of WLFC is nicely growing with an annual growth rate of 30.90%!
  • WLFC has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)30.9%
Div Incr Years0
Div Non Decr Years0
WLFC Yearly Dividends per shareWLFC Yearly Dividends per shareYearly Dividends per share 2024 2025 2026 0.5 1

5.3 Sustainability

  • 13.35% of the earnings are spent on dividend by WLFC. This is a low number and sustainable payout ratio.
  • The dividend of WLFC is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP13.35%
EPS Next 2Y40.37%
EPS Next 3Y27.85%
WLFC Yearly Income VS Free CF VS DividendWLFC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -200M -400M
WLFC Dividend Payout.WLFC Dividend Payout, showing the Payout Ratio.WLFC Dividend Payout.PayoutRetained Earnings

More info and screens

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WLFC Fundamentals: All Metrics, Ratios and Statistics

WILLIS LEASE FINANCE CORP

NASDAQ:WLFC (4/27/2026, 8:23:46 PM)

After market: 189.32 0 (0%)

189.32

-1.35 (-0.71%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryTrading Companies & Distributors
Earnings (Last)03-10
Earnings (Next)05-05
Inst Owners48.95%
Inst Owner Change0.38%
Ins Owners56.14%
Ins Owner Change-6.57%
Market Cap1.29B
Revenue(TTM)730.24M
Net Income(TTM)108.07M
Analysts82.86
Price Target193.8 (2.37%)
Short Float %11.17%
Short Ratio4.9
Dividend
Industry RankSector Rank
Dividend Yield 0.62%
Yearly Dividend1.95
Dividend Growth(5Y)30.9%
DP13.35%
Div Incr Years0
Div Non Decr Years0
Ex-Date02-11
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-23.66%
Min EPS beat(2)-55.33%
Max EPS beat(2)8.02%
EPS beat(4)1
Avg EPS beat(4)-32.17%
Min EPS beat(4)-55.33%
Max EPS beat(4)8.02%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)21.32%
Min Revenue beat(2)15.25%
Max Revenue beat(2)27.4%
Revenue beat(4)4
Avg Revenue beat(4)20.12%
Min Revenue beat(4)3.78%
Max Revenue beat(4)34.03%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)18.75%
PT rev (3m)18.75%
EPS NQ rev (1m)0%
EPS NQ rev (3m)4.14%
EPS NY rev (1m)-5.78%
EPS NY rev (3m)-5.78%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)15.13%
Revenue NY rev (1m)12.13%
Revenue NY rev (3m)12.13%
Valuation
Industry RankSector Rank
PE 19.58
Fwd PE 13.39
P/S 1.76
P/FCF N/A
P/OCF 4.54
P/B 1.77
P/tB 1.85
EV/EBITDA 10.3
EPS(TTM)9.67
EY5.11%
EPS(NY)14.14
Fwd EY7.47%
FCF(TTM)-40.12
FCFYN/A
OCF(TTM)41.71
OCFY22.03%
SpS107.55
BVpS106.85
TBVpS102.3
PEG (NY)0.42
PEG (5Y)0.28
Graham Number152.475 (-19.46%)
Profitability
Industry RankSector Rank
ROA 2.75%
ROE 14.89%
ROCE 7.16%
ROIC 5.08%
ROICexc 5.1%
ROICexgc 5.3%
OM 37.3%
PM (TTM) 14.8%
GM 83.54%
FCFM N/A
ROA(3y)2.48%
ROA(5y)1.5%
ROE(3y)13.4%
ROE(5y)8.13%
ROIC(3y)4.97%
ROIC(5y)4.02%
ROICexc(3y)4.99%
ROICexc(5y)4.04%
ROICexgc(3y)5.13%
ROICexgc(5y)4.16%
ROCE(3y)7.01%
ROCE(5y)5.66%
ROICexgc growth 3Y22.95%
ROICexgc growth 5Y9.79%
ROICexc growth 3Y23.28%
ROICexc growth 5Y9.71%
OM growth 3Y6.65%
OM growth 5Y0.91%
PM growth 3Y180.12%
PM growth 5Y46.18%
GM growth 3Y-3.63%
GM growth 5Y-2.37%
F-Score6
Asset Turnover0.19
Health
Industry RankSector Rank
Debt/Equity 3.72
Debt/FCF N/A
Debt/EBITDA 7.01
Cap/Depr 491.52%
Cap/Sales 76.09%
Interest Coverage 2.07
Cash Conversion 73.49%
Profit Quality N/A
Current Ratio 0.83
Quick Ratio 0.4
Altman-Z 0.86
F-Score6
WACC7.9%
ROIC/WACC0.64
Cap/Depr(3y)521.94%
Cap/Depr(5y)425.48%
Cap/Sales(3y)88.35%
Cap/Sales(5y)86.96%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0.24%
EPS 3Y259.98%
EPS 5Y71.09%
EPS Q2Q%-45.2%
EPS Next Y46.2%
EPS Next 2Y40.37%
EPS Next 3Y27.85%
EPS Next 5YN/A
Revenue 1Y (TTM)28.29%
Revenue growth 3Y32.79%
Revenue growth 5Y20.39%
Sales Q2Q%26.72%
Revenue Next Year13.54%
Revenue Next 2Y10.4%
Revenue Next 3Y9.21%
Revenue Next 5YN/A
EBIT growth 1Y4.6%
EBIT growth 3Y41.62%
EBIT growth 5Y21.49%
EBIT Next Year174.71%
EBIT Next 3Y47.64%
EBIT Next 5YN/A
FCF growth 1Y51.5%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-0.41%
OCF growth 3Y25.18%
OCF growth 5Y24.84%

WILLIS LEASE FINANCE CORP / WLFC Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for WILLIS LEASE FINANCE CORP?

ChartMill assigns a fundamental rating of 5 / 10 to WLFC.


What is the valuation status of WILLIS LEASE FINANCE CORP (WLFC) stock?

ChartMill assigns a valuation rating of 5 / 10 to WILLIS LEASE FINANCE CORP (WLFC). This can be considered as Fairly Valued.


What is the profitability of WLFC stock?

WILLIS LEASE FINANCE CORP (WLFC) has a profitability rating of 7 / 10.


How financially healthy is WILLIS LEASE FINANCE CORP?

The financial health rating of WILLIS LEASE FINANCE CORP (WLFC) is 0 / 10.


How sustainable is the dividend of WILLIS LEASE FINANCE CORP (WLFC) stock?

The dividend rating of WILLIS LEASE FINANCE CORP (WLFC) is 3 / 10 and the dividend payout ratio is 13.35%.