181.5 USD
+5.31 (+3.01%)
181.5 USD
0 (0%)
We assign a fundamental rating of 4 out of 10 to WLFC. WLFC was compared to 50 industry peers in the Trading Companies & Distributors industry. While WLFC belongs to the best of the industry regarding profitability, there are concerns on its financial health. WLFC is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- WLFC had positive earnings in the past year.
- WLFC had a positive operating cash flow in the past year.
- WLFC had positive earnings in 4 of the past 5 years.
- In the past 5 years WLFC always reported a positive cash flow from operatings.
1.2 Ratios
- With a Return On Assets value of 3.42%, WLFC perfoms like the industry average, outperforming 48.00% of the companies in the same industry.
- WLFC has a Return On Equity of 16.39%. This is in the better half of the industry: WLFC outperforms 68.00% of its industry peers.
- WLFC has a Return On Invested Capital (5.88%) which is comparable to the rest of the industry.
- The Average Return On Invested Capital over the past 3 years for WLFC is significantly below the industry average of 9.63%.
- The last Return On Invested Capital (5.88%) for WLFC is above the 3 year average (4.02%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.42% | ||
| ROE | 16.39% | ||
| ROIC | 5.88% |
ROA(3y)1.59%
ROA(5y)1.01%
ROE(3y)8.59%
ROE(5y)5.46%
ROIC(3y)4.02%
ROIC(5y)3.49%
1.3 Margins
- WLFC's Profit Margin of 16.96% is amongst the best of the industry. WLFC outperforms 88.00% of its industry peers.
- In the last couple of years the Profit Margin of WLFC has grown nicely.
- WLFC has a Operating Margin of 41.47%. This is amongst the best in the industry. WLFC outperforms 96.00% of its industry peers.
- In the last couple of years the Operating Margin of WLFC has grown nicely.
- WLFC has a Gross Margin of 88.13%. This is amongst the best in the industry. WLFC outperforms 98.00% of its industry peers.
- WLFC's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 41.47% | ||
| PM (TTM) | 16.96% | ||
| GM | 88.13% |
OM growth 3Y14.3%
OM growth 5Y2.48%
PM growth 3YN/A
PM growth 5Y3.36%
GM growth 3Y-1.03%
GM growth 5Y1.6%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), WLFC is destroying value.
- Compared to 1 year ago, WLFC has more shares outstanding
- Compared to 5 years ago, WLFC has more shares outstanding
- The debt/assets ratio for WLFC is higher compared to a year ago.
2.2 Solvency
- Based on the Altman-Z score of 0.98, we must say that WLFC is in the distress zone and has some risk of bankruptcy.
- WLFC's Altman-Z score of 0.98 is on the low side compared to the rest of the industry. WLFC is outperformed by 82.00% of its industry peers.
- WLFC has a Debt/Equity ratio of 3.14. This is a high value indicating a heavy dependency on external financing.
- WLFC has a Debt to Equity ratio of 3.14. This is amonst the worse of the industry: WLFC underperforms 80.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.14 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.98 |
ROIC/WACC0.72
WACC8.11%
2.3 Liquidity
- WLFC has a Current Ratio of 1.03. This is a normal value and indicates that WLFC is financially healthy and should not expect problems in meeting its short term obligations.
- WLFC's Current ratio of 1.03 is on the low side compared to the rest of the industry. WLFC is outperformed by 84.00% of its industry peers.
- A Quick Ratio of 0.52 indicates that WLFC may have some problems paying its short term obligations.
- WLFC has a worse Quick ratio (0.52) than 74.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.03 | ||
| Quick Ratio | 0.52 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 18.48% over the past year.
- Measured over the past years, WLFC shows a quite strong growth in Earnings Per Share. The EPS has been growing by 8.04% on average per year.
- Looking at the last year, WLFC shows a very strong growth in Revenue. The Revenue has grown by 29.91%.
- The Revenue has been growing slightly by 6.82% on average over the past years.
EPS 1Y (TTM)18.48%
EPS 3YN/A
EPS 5Y8.04%
EPS Q2Q%9.2%
Revenue 1Y (TTM)29.91%
Revenue growth 3Y27.57%
Revenue growth 5Y6.82%
Sales Q2Q%25.42%
3.2 Future
- WLFC is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 13.08% yearly.
- Based on estimates for the next years, WLFC will show a small growth in Revenue. The Revenue will grow by 6.58% on average per year.
EPS Next Y40.94%
EPS Next 2Y10.86%
EPS Next 3Y13.08%
EPS Next 5YN/A
Revenue Next Year18.49%
Revenue Next 2Y9.54%
Revenue Next 3Y9.83%
Revenue Next 5Y6.58%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- WLFC is valuated correctly with a Price/Earnings ratio of 16.59.
- Based on the Price/Earnings ratio, WLFC is valued cheaply inside the industry as 82.00% of the companies are valued more expensively.
- The average S&P500 Price/Earnings ratio is at 27.32. WLFC is valued slightly cheaper when compared to this.
- WLFC is valuated correctly with a Price/Forward Earnings ratio of 12.10.
- WLFC's Price/Forward Earnings ratio is rather cheap when compared to the industry. WLFC is cheaper than 94.00% of the companies in the same industry.
- WLFC is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.30, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.59 | ||
| Fwd PE | 12.1 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of WLFC indicates a somewhat cheap valuation: WLFC is cheaper than 80.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 8.73 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- The decent profitability rating of WLFC may justify a higher PE ratio.
- A more expensive valuation may be justified as WLFC's earnings are expected to grow with 13.08% in the coming years.
PEG (NY)0.41
PEG (5Y)2.06
EPS Next 2Y10.86%
EPS Next 3Y13.08%
5. Dividend
5.1 Amount
- WLFC has a yearly dividend return of 0.69%, which is pretty low.
- WLFC's Dividend Yield is comparable with the industry average which is at 1.48.
- Compared to an average S&P500 Dividend Yield of 1.86, WLFC's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.69% |
5.2 History
- On average, the dividend of WLFC grows each year by 31.02%, which is quite nice.
- WLFC does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)31.02%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 10.15% of the earnings are spent on dividend by WLFC. This is a low number and sustainable payout ratio.
- WLFC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP10.15%
EPS Next 2Y10.86%
EPS Next 3Y13.08%
181.5
+5.31 (+3.01%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryTrading Companies & Distributors
Earnings (Last)11-04 2025-11-04/bmo
Earnings (Next)03-09 2026-03-09
Inst Owners49.77%
Inst Owner Change0.67%
Ins Owners55.6%
Ins Owner Change-2.86%
Market Cap1.24B
Revenue(TTM)689.42M
Net Income(TTM)116.94M
Analysts82.86
Price Target163.2 (-10.08%)
Short Float %13.86%
Short Ratio7.29
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.69% |
Yearly Dividend2.02
Dividend Growth(5Y)31.02%
DP10.15%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-10.69%
Min EPS beat(2)-29.4%
Max EPS beat(2)8.02%
EPS beat(4)2
Avg EPS beat(4)-6.9%
Min EPS beat(4)-51.98%
Max EPS beat(4)45.76%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)24.64%
Min Revenue beat(2)15.25%
Max Revenue beat(2)34.03%
Revenue beat(4)4
Avg Revenue beat(4)19.62%
Min Revenue beat(4)3.78%
Max Revenue beat(4)34.03%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-15.79%
EPS NQ rev (1m)0%
EPS NQ rev (3m)4.64%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-5.7%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.59 | ||
| Fwd PE | 12.1 | ||
| P/S | 1.79 | ||
| P/FCF | N/A | ||
| P/OCF | 4.46 | ||
| P/B | 1.73 | ||
| P/tB | 1.8 | ||
| EV/EBITDA | 8.73 |
EPS(TTM)10.94
EY6.03%
EPS(NY)15
Fwd EY8.27%
FCF(TTM)-60.45
FCFYN/A
OCF(TTM)40.68
OCFY22.41%
SpS101.24
BVpS104.78
TBVpS100.77
PEG (NY)0.41
PEG (5Y)2.06
Graham Number160.6
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.42% | ||
| ROE | 16.39% | ||
| ROCE | 8.62% | ||
| ROIC | 5.88% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 6.09% | ||
| OM | 41.47% | ||
| PM (TTM) | 16.96% | ||
| GM | 88.13% | ||
| FCFM | N/A |
ROA(3y)1.59%
ROA(5y)1.01%
ROE(3y)8.59%
ROE(5y)5.46%
ROIC(3y)4.02%
ROIC(5y)3.49%
ROICexc(3y)4.03%
ROICexc(5y)3.51%
ROICexgc(3y)4.15%
ROICexgc(5y)3.62%
ROCE(3y)5.89%
ROCE(5y)5.12%
ROICexgc growth 3Y32.55%
ROICexgc growth 5Y-1.45%
ROICexc growth 3Y32.68%
ROICexc growth 5Y-1.63%
OM growth 3Y14.3%
OM growth 5Y2.48%
PM growth 3YN/A
PM growth 5Y3.36%
GM growth 3Y-1.03%
GM growth 5Y1.6%
F-Score6
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.14 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 5.7 | ||
| Cap/Depr | 645.85% | ||
| Cap/Sales | 99.9% | ||
| Interest Coverage | 2.23 | ||
| Cash Conversion | 70.57% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.03 | ||
| Quick Ratio | 0.52 | ||
| Altman-Z | 0.98 |
F-Score6
WACC8.11%
ROIC/WACC0.72
Cap/Depr(3y)468.71%
Cap/Depr(5y)414.41%
Cap/Sales(3y)94.3%
Cap/Sales(5y)100.3%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)18.48%
EPS 3YN/A
EPS 5Y8.04%
EPS Q2Q%9.2%
EPS Next Y40.94%
EPS Next 2Y10.86%
EPS Next 3Y13.08%
EPS Next 5YN/A
Revenue 1Y (TTM)29.91%
Revenue growth 3Y27.57%
Revenue growth 5Y6.82%
Sales Q2Q%25.42%
Revenue Next Year18.49%
Revenue Next 2Y9.54%
Revenue Next 3Y9.83%
Revenue Next 5Y6.58%
EBIT growth 1Y23.08%
EBIT growth 3Y45.81%
EBIT growth 5Y9.47%
EBIT Next Year59.84%
EBIT Next 3Y23.51%
EBIT Next 5Y19.56%
FCF growth 1Y-2493.5%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y19.88%
OCF growth 3Y46.37%
OCF growth 5Y4.31%
WILLIS LEASE FINANCE CORP / WLFC FAQ
Can you provide the ChartMill fundamental rating for WILLIS LEASE FINANCE CORP?
ChartMill assigns a fundamental rating of 4 / 10 to WLFC.
What is the valuation status of WILLIS LEASE FINANCE CORP (WLFC) stock?
ChartMill assigns a valuation rating of 6 / 10 to WILLIS LEASE FINANCE CORP (WLFC). This can be considered as Fairly Valued.
How profitable is WILLIS LEASE FINANCE CORP (WLFC) stock?
WILLIS LEASE FINANCE CORP (WLFC) has a profitability rating of 7 / 10.
Can you provide the expected EPS growth for WLFC stock?
The Earnings per Share (EPS) of WILLIS LEASE FINANCE CORP (WLFC) is expected to grow by 40.94% in the next year.
Can you provide the dividend sustainability for WLFC stock?
The dividend rating of WILLIS LEASE FINANCE CORP (WLFC) is 3 / 10 and the dividend payout ratio is 10.15%.