WILLIS LEASE FINANCE CORP (WLFC) Fundamental Analysis & Valuation

NASDAQ:WLFC • US9706461053

Current stock price

168.53 USD
-2.71 (-1.58%)
At close:
168.53 USD
0 (0%)
After Hours:

This WLFC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. WLFC Profitability Analysis

1.1 Basic Checks

  • In the past year WLFC was profitable.
  • In the past year WLFC had a positive cash flow from operations.
  • Of the past 5 years WLFC 4 years were profitable.
  • In the past 5 years WLFC always reported a positive cash flow from operatings.
WLFC Yearly Net Income VS EBIT VS OCF VS FCFWLFC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M -400M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 2.75%, WLFC is in line with its industry, outperforming 52.08% of the companies in the same industry.
  • WLFC's Return On Equity of 14.89% is fine compared to the rest of the industry. WLFC outperforms 72.92% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 5.08%, WLFC is in line with its industry, outperforming 58.33% of the companies in the same industry.
  • WLFC had an Average Return On Invested Capital over the past 3 years of 4.97%. This is below the industry average of 9.17%.
  • The 3 year average ROIC (4.97%) for WLFC is below the current ROIC(5.08%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 2.75%
ROE 14.89%
ROIC 5.08%
ROA(3y)2.48%
ROA(5y)1.5%
ROE(3y)13.4%
ROE(5y)8.13%
ROIC(3y)4.97%
ROIC(5y)4.02%
WLFC Yearly ROA, ROE, ROICWLFC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • Looking at the Profit Margin, with a value of 14.80%, WLFC belongs to the top of the industry, outperforming 87.50% of the companies in the same industry.
  • WLFC's Profit Margin has improved in the last couple of years.
  • The Operating Margin of WLFC (37.30%) is better than 95.83% of its industry peers.
  • WLFC's Operating Margin has been stable in the last couple of years.
  • WLFC has a Gross Margin of 83.54%. This is amongst the best in the industry. WLFC outperforms 97.92% of its industry peers.
  • In the last couple of years the Gross Margin of WLFC has declined.
Industry RankSector Rank
OM 37.3%
PM (TTM) 14.8%
GM 83.54%
OM growth 3Y6.65%
OM growth 5Y0.91%
PM growth 3Y180.12%
PM growth 5Y46.18%
GM growth 3Y-3.63%
GM growth 5Y-2.37%
WLFC Yearly Profit, Operating, Gross MarginsWLFC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. WLFC Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), WLFC is destroying value.
  • The number of shares outstanding for WLFC has been increased compared to 1 year ago.
  • WLFC has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for WLFC has remained at the same level compared to a year ago.
WLFC Yearly Shares OutstandingWLFC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M
WLFC Yearly Total Debt VS Total AssetsWLFC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

2.2 Solvency

  • Based on the Altman-Z score of 0.83, we must say that WLFC is in the distress zone and has some risk of bankruptcy.
  • WLFC has a worse Altman-Z score (0.83) than 81.25% of its industry peers.
  • WLFC has a Debt/Equity ratio of 3.72. This is a high value indicating a heavy dependency on external financing.
  • WLFC has a worse Debt to Equity ratio (3.72) than 83.33% of its industry peers.
Industry RankSector Rank
Debt/Equity 3.72
Debt/FCF N/A
Altman-Z 0.83
ROIC/WACC0.69
WACC7.34%
WLFC Yearly LT Debt VS Equity VS FCFWLFC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B

2.3 Liquidity

  • WLFC has a Current Ratio of 0.83. This is a bad value and indicates that WLFC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 0.83, WLFC is doing worse than 85.42% of the companies in the same industry.
  • A Quick Ratio of 0.40 indicates that WLFC may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.40, WLFC is not doing good in the industry: 79.17% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.83
Quick Ratio 0.4
WLFC Yearly Current Assets VS Current LiabilitesWLFC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. WLFC Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 0.24% over the past year.
  • WLFC shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 71.09% yearly.
  • WLFC shows a strong growth in Revenue. In the last year, the Revenue has grown by 28.29%.
  • Measured over the past years, WLFC shows a very strong growth in Revenue. The Revenue has been growing by 20.39% on average per year.
EPS 1Y (TTM)0.24%
EPS 3Y259.98%
EPS 5Y71.09%
EPS Q2Q%-45.2%
Revenue 1Y (TTM)28.29%
Revenue growth 3Y32.79%
Revenue growth 5Y20.39%
Sales Q2Q%26.72%

3.2 Future

  • Based on estimates for the next years, WLFC will show a very strong growth in Earnings Per Share. The EPS will grow by 35.12% on average per year.
  • WLFC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.88% yearly.
EPS Next Y55.16%
EPS Next 2Y35.12%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year1.26%
Revenue Next 2Y5.74%
Revenue Next 3Y2.88%
Revenue Next 5YN/A

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
WLFC Yearly Revenue VS EstimatesWLFC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M
WLFC Yearly EPS VS EstimatesWLFC Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2025 2026 2027 5 10 15

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Find the best growth stocksShow best growing peers

6

4. WLFC Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 17.43 indicates a rather expensive valuation of WLFC.
  • Based on the Price/Earnings ratio, WLFC is valued a bit cheaper than 77.08% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 24.88, WLFC is valued a bit cheaper.
  • Based on the Price/Forward Earnings ratio of 11.23, the valuation of WLFC can be described as reasonable.
  • Based on the Price/Forward Earnings ratio, WLFC is valued cheaper than 97.92% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 22.19. WLFC is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 17.43
Fwd PE 11.23
WLFC Price Earnings VS Forward Price EarningsWLFC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, WLFC is valued a bit cheaper than 72.92% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 9.98
WLFC Per share dataWLFC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 100

4.3 Compensation for Growth

  • WLFC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • WLFC has a very decent profitability rating, which may justify a higher PE ratio.
  • WLFC's earnings are expected to grow with 35.12% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.32
PEG (5Y)0.25
EPS Next 2Y35.12%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. WLFC Dividend Analysis

5.1 Amount

  • WLFC has a yearly dividend return of 0.70%, which is pretty low.
  • WLFC's Dividend Yield is comparable with the industry average which is at 0.89.
  • Compared to an average S&P500 Dividend Yield of 1.89, WLFC's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.7%

5.2 History

  • The dividend of WLFC is nicely growing with an annual growth rate of 30.90%!
  • WLFC has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)30.9%
Div Incr Years0
Div Non Decr Years0
WLFC Yearly Dividends per shareWLFC Yearly Dividends per shareYearly Dividends per share 2024 2025 2026 0.5 1

5.3 Sustainability

  • 13.35% of the earnings are spent on dividend by WLFC. This is a low number and sustainable payout ratio.
  • WLFC's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP13.35%
EPS Next 2Y35.12%
EPS Next 3YN/A
WLFC Yearly Income VS Free CF VS DividendWLFC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -200M -400M
WLFC Dividend Payout.WLFC Dividend Payout, showing the Payout Ratio.WLFC Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

WLFC Fundamentals: All Metrics, Ratios and Statistics

WILLIS LEASE FINANCE CORP

NASDAQ:WLFC (3/27/2026, 8:00:03 PM)

After market: 168.53 0 (0%)

168.53

-2.71 (-1.58%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryTrading Companies & Distributors
Earnings (Last)03-10
Earnings (Next)05-04
Inst Owners49.35%
Inst Owner Change-1.22%
Ins Owners56.12%
Ins Owner Change1.03%
Market Cap1.14B
Revenue(TTM)730.24M
Net Income(TTM)108.07M
Analysts82.86
Price Target193.8 (14.99%)
Short Float %11.89%
Short Ratio6.24
Dividend
Industry RankSector Rank
Dividend Yield 0.7%
Yearly Dividend1.95
Dividend Growth(5Y)30.9%
DP13.35%
Div Incr Years0
Div Non Decr Years0
Ex-Date02-11
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-23.66%
Min EPS beat(2)-55.33%
Max EPS beat(2)8.02%
EPS beat(4)1
Avg EPS beat(4)-32.17%
Min EPS beat(4)-55.33%
Max EPS beat(4)8.02%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)21.32%
Min Revenue beat(2)15.25%
Max Revenue beat(2)27.4%
Revenue beat(4)4
Avg Revenue beat(4)20.12%
Min Revenue beat(4)3.78%
Max Revenue beat(4)34.03%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 17.43
Fwd PE 11.23
P/S 1.57
P/FCF N/A
P/OCF 4.04
P/B 1.58
P/tB 1.65
EV/EBITDA 9.98
EPS(TTM)9.67
EY5.74%
EPS(NY)15
Fwd EY8.9%
FCF(TTM)-40.12
FCFYN/A
OCF(TTM)41.71
OCFY24.75%
SpS107.55
BVpS106.85
TBVpS102.3
PEG (NY)0.32
PEG (5Y)0.25
Graham Number152.48
Profitability
Industry RankSector Rank
ROA 2.75%
ROE 14.89%
ROCE 7.16%
ROIC 5.08%
ROICexc 5.1%
ROICexgc 5.3%
OM 37.3%
PM (TTM) 14.8%
GM 83.54%
FCFM N/A
ROA(3y)2.48%
ROA(5y)1.5%
ROE(3y)13.4%
ROE(5y)8.13%
ROIC(3y)4.97%
ROIC(5y)4.02%
ROICexc(3y)4.99%
ROICexc(5y)4.04%
ROICexgc(3y)5.13%
ROICexgc(5y)4.16%
ROCE(3y)7.01%
ROCE(5y)5.66%
ROICexgc growth 3Y22.95%
ROICexgc growth 5Y9.79%
ROICexc growth 3Y23.28%
ROICexc growth 5Y9.71%
OM growth 3Y6.65%
OM growth 5Y0.91%
PM growth 3Y180.12%
PM growth 5Y46.18%
GM growth 3Y-3.63%
GM growth 5Y-2.37%
F-Score6
Asset Turnover0.19
Health
Industry RankSector Rank
Debt/Equity 3.72
Debt/FCF N/A
Debt/EBITDA 7.01
Cap/Depr 491.52%
Cap/Sales 76.09%
Interest Coverage 2.07
Cash Conversion 73.49%
Profit Quality N/A
Current Ratio 0.83
Quick Ratio 0.4
Altman-Z 0.83
F-Score6
WACC7.34%
ROIC/WACC0.69
Cap/Depr(3y)521.94%
Cap/Depr(5y)425.48%
Cap/Sales(3y)88.35%
Cap/Sales(5y)86.96%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0.24%
EPS 3Y259.98%
EPS 5Y71.09%
EPS Q2Q%-45.2%
EPS Next Y55.16%
EPS Next 2Y35.12%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)28.29%
Revenue growth 3Y32.79%
Revenue growth 5Y20.39%
Sales Q2Q%26.72%
Revenue Next Year1.26%
Revenue Next 2Y5.74%
Revenue Next 3Y2.88%
Revenue Next 5YN/A
EBIT growth 1Y4.6%
EBIT growth 3Y41.62%
EBIT growth 5Y21.49%
EBIT Next Year115.64%
EBIT Next 3Y33.17%
EBIT Next 5YN/A
FCF growth 1Y51.5%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-0.41%
OCF growth 3Y25.18%
OCF growth 5Y24.84%

WILLIS LEASE FINANCE CORP / WLFC Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for WILLIS LEASE FINANCE CORP?

ChartMill assigns a fundamental rating of 5 / 10 to WLFC.


What is the valuation status of WILLIS LEASE FINANCE CORP (WLFC) stock?

ChartMill assigns a valuation rating of 6 / 10 to WILLIS LEASE FINANCE CORP (WLFC). This can be considered as Fairly Valued.


How profitable is WILLIS LEASE FINANCE CORP (WLFC) stock?

WILLIS LEASE FINANCE CORP (WLFC) has a profitability rating of 7 / 10.


Can you provide the expected EPS growth for WLFC stock?

The Earnings per Share (EPS) of WILLIS LEASE FINANCE CORP (WLFC) is expected to grow by 55.16% in the next year.


Can you provide the dividend sustainability for WLFC stock?

The dividend rating of WILLIS LEASE FINANCE CORP (WLFC) is 3 / 10 and the dividend payout ratio is 13.35%.