WILLIS LEASE FINANCE CORP (WLFC) Fundamental Analysis & Valuation

NASDAQ:WLFC • US9706461053

Current stock price

202.98 USD
+1.89 (+0.94%)
At close:
202.98 USD
0 (0%)
After Hours:

This WLFC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. WLFC Profitability Analysis

1.1 Basic Checks

  • WLFC had positive earnings in the past year.
  • In the past year WLFC had a positive cash flow from operations.
  • Of the past 5 years WLFC 4 years were profitable.
  • WLFC had a positive operating cash flow in each of the past 5 years.
WLFC Yearly Net Income VS EBIT VS OCF VS FCFWLFC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M -400M

1.2 Ratios

  • WLFC's Return On Assets of 2.75% is in line compared to the rest of the industry. WLFC outperforms 51.06% of its industry peers.
  • WLFC has a Return On Equity of 14.89%. This is in the better half of the industry: WLFC outperforms 70.21% of its industry peers.
  • The Return On Invested Capital of WLFC (5.08%) is comparable to the rest of the industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for WLFC is below the industry average of 9.04%.
  • The 3 year average ROIC (4.97%) for WLFC is below the current ROIC(5.08%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 2.75%
ROE 14.89%
ROIC 5.08%
ROA(3y)2.48%
ROA(5y)1.5%
ROE(3y)13.4%
ROE(5y)8.13%
ROIC(3y)4.97%
ROIC(5y)4.02%
WLFC Yearly ROA, ROE, ROICWLFC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • The Profit Margin of WLFC (14.80%) is better than 87.23% of its industry peers.
  • WLFC's Profit Margin has improved in the last couple of years.
  • WLFC has a Operating Margin of 37.30%. This is amongst the best in the industry. WLFC outperforms 95.74% of its industry peers.
  • In the last couple of years the Operating Margin of WLFC has remained more or less at the same level.
  • WLFC's Gross Margin of 83.54% is amongst the best of the industry. WLFC outperforms 97.87% of its industry peers.
  • WLFC's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 37.3%
PM (TTM) 14.8%
GM 83.54%
OM growth 3Y6.65%
OM growth 5Y0.91%
PM growth 3Y180.12%
PM growth 5Y46.18%
GM growth 3Y-3.63%
GM growth 5Y-2.37%
WLFC Yearly Profit, Operating, Gross MarginsWLFC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. WLFC Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so WLFC is destroying value.
  • The number of shares outstanding for WLFC has been increased compared to 1 year ago.
  • WLFC has more shares outstanding than it did 5 years ago.
  • WLFC has about the same debt/assets ratio as last year.
WLFC Yearly Shares OutstandingWLFC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M
WLFC Yearly Total Debt VS Total AssetsWLFC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

2.2 Solvency

  • WLFC has an Altman-Z score of 0.87. This is a bad value and indicates that WLFC is not financially healthy and even has some risk of bankruptcy.
  • WLFC's Altman-Z score of 0.87 is on the low side compared to the rest of the industry. WLFC is outperformed by 85.11% of its industry peers.
  • A Debt/Equity ratio of 3.72 is on the high side and indicates that WLFC has dependencies on debt financing.
  • WLFC has a worse Debt to Equity ratio (3.72) than 85.11% of its industry peers.
Industry RankSector Rank
Debt/Equity 3.72
Debt/FCF N/A
Altman-Z 0.87
ROIC/WACC0.66
WACC7.73%
WLFC Yearly LT Debt VS Equity VS FCFWLFC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B

2.3 Liquidity

  • A Current Ratio of 0.83 indicates that WLFC may have some problems paying its short term obligations.
  • With a Current ratio value of 0.83, WLFC is not doing good in the industry: 87.23% of the companies in the same industry are doing better.
  • A Quick Ratio of 0.40 indicates that WLFC may have some problems paying its short term obligations.
  • WLFC's Quick ratio of 0.40 is on the low side compared to the rest of the industry. WLFC is outperformed by 80.85% of its industry peers.
Industry RankSector Rank
Current Ratio 0.83
Quick Ratio 0.4
WLFC Yearly Current Assets VS Current LiabilitesWLFC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. WLFC Growth Analysis

3.1 Past

  • WLFC shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 0.24%.
  • The Earnings Per Share has been growing by 71.09% on average over the past years. This is a very strong growth
  • The Revenue has grown by 28.29% in the past year. This is a very strong growth!
  • Measured over the past years, WLFC shows a very strong growth in Revenue. The Revenue has been growing by 20.39% on average per year.
EPS 1Y (TTM)0.24%
EPS 3Y259.98%
EPS 5Y71.09%
EPS Q2Q%-45.2%
Revenue 1Y (TTM)28.29%
Revenue growth 3Y32.79%
Revenue growth 5Y20.39%
Sales Q2Q%26.72%

3.2 Future

  • Based on estimates for the next years, WLFC will show a very strong growth in Earnings Per Share. The EPS will grow by 27.85% on average per year.
  • WLFC is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.21% yearly.
EPS Next Y46.2%
EPS Next 2Y40.37%
EPS Next 3Y27.85%
EPS Next 5YN/A
Revenue Next Year13.54%
Revenue Next 2Y10.4%
Revenue Next 3Y9.21%
Revenue Next 5YN/A

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
WLFC Yearly Revenue VS EstimatesWLFC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M 800M
WLFC Yearly EPS VS EstimatesWLFC Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2025 2026 2027 2028 5 10 15 20

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Find the best growth stocksShow best growing peers

6

4. WLFC Valuation Analysis

4.1 Price/Earnings Ratio

  • WLFC is valuated rather expensively with a Price/Earnings ratio of 20.99.
  • WLFC's Price/Earnings ratio is a bit cheaper when compared to the industry. WLFC is cheaper than 72.34% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of WLFC to the average of the S&P500 Index (26.86), we can say WLFC is valued slightly cheaper.
  • A Price/Forward Earnings ratio of 14.36 indicates a correct valuation of WLFC.
  • WLFC's Price/Forward Earnings ratio is rather cheap when compared to the industry. WLFC is cheaper than 93.62% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 37.39, WLFC is valued rather cheaply.
Industry RankSector Rank
PE 20.99
Fwd PE 14.36
WLFC Price Earnings VS Forward Price EarningsWLFC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • WLFC's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. WLFC is cheaper than 70.21% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 10.54
WLFC Per share dataWLFC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 100

4.3 Compensation for Growth

  • WLFC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of WLFC may justify a higher PE ratio.
  • WLFC's earnings are expected to grow with 27.85% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.45
PEG (5Y)0.3
EPS Next 2Y40.37%
EPS Next 3Y27.85%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. WLFC Dividend Analysis

5.1 Amount

  • WLFC has a yearly dividend return of 0.65%, which is pretty low.
  • WLFC's Dividend Yield is comparable with the industry average which is at 0.79.
  • Compared to an average S&P500 Dividend Yield of 1.82, WLFC's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.65%

5.2 History

  • On average, the dividend of WLFC grows each year by 30.90%, which is quite nice.
  • WLFC has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)30.9%
Div Incr Years0
Div Non Decr Years0
WLFC Yearly Dividends per shareWLFC Yearly Dividends per shareYearly Dividends per share 2024 2025 2026 0.5 1

5.3 Sustainability

  • WLFC pays out 13.35% of its income as dividend. This is a sustainable payout ratio.
  • The dividend of WLFC is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP13.35%
EPS Next 2Y40.37%
EPS Next 3Y27.85%
WLFC Yearly Income VS Free CF VS DividendWLFC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -200M -400M
WLFC Dividend Payout.WLFC Dividend Payout, showing the Payout Ratio.WLFC Dividend Payout.PayoutRetained Earnings

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WLFC Fundamentals: All Metrics, Ratios and Statistics

WILLIS LEASE FINANCE CORP

NASDAQ:WLFC (4/10/2026, 8:00:02 PM)

After market: 202.98 0 (0%)

202.98

+1.89 (+0.94%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryTrading Companies & Distributors
Earnings (Last)03-10
Earnings (Next)05-04
Inst Owners48.95%
Inst Owner Change0%
Ins Owners56.14%
Ins Owner Change-6.57%
Market Cap1.38B
Revenue(TTM)730.24M
Net Income(TTM)108.07M
Analysts82.86
Price Target193.8 (-4.52%)
Short Float %12.32%
Short Ratio6.74
Dividend
Industry RankSector Rank
Dividend Yield 0.65%
Yearly Dividend1.95
Dividend Growth(5Y)30.9%
DP13.35%
Div Incr Years0
Div Non Decr Years0
Ex-Date02-11
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-23.66%
Min EPS beat(2)-55.33%
Max EPS beat(2)8.02%
EPS beat(4)1
Avg EPS beat(4)-32.17%
Min EPS beat(4)-55.33%
Max EPS beat(4)8.02%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)21.32%
Min Revenue beat(2)15.25%
Max Revenue beat(2)27.4%
Revenue beat(4)4
Avg Revenue beat(4)20.12%
Min Revenue beat(4)3.78%
Max Revenue beat(4)34.03%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)18.75%
PT rev (3m)18.75%
EPS NQ rev (1m)4.14%
EPS NQ rev (3m)4.14%
EPS NY rev (1m)-5.78%
EPS NY rev (3m)-5.78%
Revenue NQ rev (1m)15.13%
Revenue NQ rev (3m)15.13%
Revenue NY rev (1m)12.13%
Revenue NY rev (3m)12.13%
Valuation
Industry RankSector Rank
PE 20.99
Fwd PE 14.36
P/S 1.89
P/FCF N/A
P/OCF 4.87
P/B 1.9
P/tB 1.98
EV/EBITDA 10.54
EPS(TTM)9.67
EY4.76%
EPS(NY)14.14
Fwd EY6.96%
FCF(TTM)-40.12
FCFYN/A
OCF(TTM)41.71
OCFY20.55%
SpS107.55
BVpS106.85
TBVpS102.3
PEG (NY)0.45
PEG (5Y)0.3
Graham Number152.48
Profitability
Industry RankSector Rank
ROA 2.75%
ROE 14.89%
ROCE 7.16%
ROIC 5.08%
ROICexc 5.1%
ROICexgc 5.3%
OM 37.3%
PM (TTM) 14.8%
GM 83.54%
FCFM N/A
ROA(3y)2.48%
ROA(5y)1.5%
ROE(3y)13.4%
ROE(5y)8.13%
ROIC(3y)4.97%
ROIC(5y)4.02%
ROICexc(3y)4.99%
ROICexc(5y)4.04%
ROICexgc(3y)5.13%
ROICexgc(5y)4.16%
ROCE(3y)7.01%
ROCE(5y)5.66%
ROICexgc growth 3Y22.95%
ROICexgc growth 5Y9.79%
ROICexc growth 3Y23.28%
ROICexc growth 5Y9.71%
OM growth 3Y6.65%
OM growth 5Y0.91%
PM growth 3Y180.12%
PM growth 5Y46.18%
GM growth 3Y-3.63%
GM growth 5Y-2.37%
F-Score6
Asset Turnover0.19
Health
Industry RankSector Rank
Debt/Equity 3.72
Debt/FCF N/A
Debt/EBITDA 7.01
Cap/Depr 491.52%
Cap/Sales 76.09%
Interest Coverage 2.07
Cash Conversion 73.49%
Profit Quality N/A
Current Ratio 0.83
Quick Ratio 0.4
Altman-Z 0.87
F-Score6
WACC7.73%
ROIC/WACC0.66
Cap/Depr(3y)521.94%
Cap/Depr(5y)425.48%
Cap/Sales(3y)88.35%
Cap/Sales(5y)86.96%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0.24%
EPS 3Y259.98%
EPS 5Y71.09%
EPS Q2Q%-45.2%
EPS Next Y46.2%
EPS Next 2Y40.37%
EPS Next 3Y27.85%
EPS Next 5YN/A
Revenue 1Y (TTM)28.29%
Revenue growth 3Y32.79%
Revenue growth 5Y20.39%
Sales Q2Q%26.72%
Revenue Next Year13.54%
Revenue Next 2Y10.4%
Revenue Next 3Y9.21%
Revenue Next 5YN/A
EBIT growth 1Y4.6%
EBIT growth 3Y41.62%
EBIT growth 5Y21.49%
EBIT Next Year174.71%
EBIT Next 3Y47.64%
EBIT Next 5YN/A
FCF growth 1Y51.5%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-0.41%
OCF growth 3Y25.18%
OCF growth 5Y24.84%

WILLIS LEASE FINANCE CORP / WLFC Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for WILLIS LEASE FINANCE CORP?

ChartMill assigns a fundamental rating of 5 / 10 to WLFC.


What is the valuation status of WILLIS LEASE FINANCE CORP (WLFC) stock?

ChartMill assigns a valuation rating of 6 / 10 to WILLIS LEASE FINANCE CORP (WLFC). This can be considered as Fairly Valued.


What is the profitability of WLFC stock?

WILLIS LEASE FINANCE CORP (WLFC) has a profitability rating of 7 / 10.


How financially healthy is WILLIS LEASE FINANCE CORP?

The financial health rating of WILLIS LEASE FINANCE CORP (WLFC) is 0 / 10.


How sustainable is the dividend of WILLIS LEASE FINANCE CORP (WLFC) stock?

The dividend rating of WILLIS LEASE FINANCE CORP (WLFC) is 3 / 10 and the dividend payout ratio is 13.35%.