131.03 USD
+2.93 (+2.29%)
131.03 USD
0 (0%)
Overall WLFC gets a fundamental rating of 4 out of 10. We evaluated WLFC against 49 industry peers in the Trading Companies & Distributors industry. While WLFC has a great profitability rating, there are quite some concerns on its financial health. WLFC has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year WLFC was profitable.
In the past year WLFC had a positive cash flow from operations.
Of the past 5 years WLFC 4 years were profitable.
Each year in the past 5 years WLFC had a positive operating cash flow.
1.2 Ratios
With a Return On Assets value of 3.42%, WLFC perfoms like the industry average, outperforming 51.02% of the companies in the same industry.
Looking at the Return On Equity, with a value of 16.39%, WLFC is in the better half of the industry, outperforming 69.39% of the companies in the same industry.
With a Return On Invested Capital value of 5.88%, WLFC perfoms like the industry average, outperforming 51.02% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for WLFC is significantly below the industry average of 9.22%.
The last Return On Invested Capital (5.88%) for WLFC is above the 3 year average (4.02%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.42% | ||
| ROE | 16.39% | ||
| ROIC | 5.88% |
ROA(3y)1.59%
ROA(5y)1.01%
ROE(3y)8.59%
ROE(5y)5.46%
ROIC(3y)4.02%
ROIC(5y)3.49%
1.3 Margins
WLFC has a better Profit Margin (16.96%) than 87.76% of its industry peers.
WLFC's Profit Margin has improved in the last couple of years.
The Operating Margin of WLFC (41.47%) is better than 95.92% of its industry peers.
In the last couple of years the Operating Margin of WLFC has grown nicely.
WLFC's Gross Margin of 88.13% is amongst the best of the industry. WLFC outperforms 97.96% of its industry peers.
In the last couple of years the Gross Margin of WLFC has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 41.47% | ||
| PM (TTM) | 16.96% | ||
| GM | 88.13% |
OM growth 3Y14.3%
OM growth 5Y2.48%
PM growth 3YN/A
PM growth 5Y3.36%
GM growth 3Y-1.03%
GM growth 5Y1.6%
2. Health
2.1 Basic Checks
WLFC has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for WLFC has been increased compared to 1 year ago.
WLFC has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, WLFC has a worse debt to assets ratio.
2.2 Solvency
WLFC has an Altman-Z score of 0.91. This is a bad value and indicates that WLFC is not financially healthy and even has some risk of bankruptcy.
WLFC's Altman-Z score of 0.91 is on the low side compared to the rest of the industry. WLFC is outperformed by 79.59% of its industry peers.
A Debt/Equity ratio of 3.14 is on the high side and indicates that WLFC has dependencies on debt financing.
With a Debt to Equity ratio value of 3.14, WLFC is not doing good in the industry: 81.63% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.14 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.91 |
ROIC/WACC0.82
WACC7.15%
2.3 Liquidity
A Current Ratio of 1.03 indicates that WLFC should not have too much problems paying its short term obligations.
WLFC has a Current ratio of 1.03. This is amonst the worse of the industry: WLFC underperforms 85.71% of its industry peers.
A Quick Ratio of 0.52 indicates that WLFC may have some problems paying its short term obligations.
The Quick ratio of WLFC (0.52) is worse than 75.51% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.03 | ||
| Quick Ratio | 0.52 |
3. Growth
3.1 Past
WLFC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 18.48%, which is quite good.
Measured over the past years, WLFC shows a quite strong growth in Earnings Per Share. The EPS has been growing by 8.04% on average per year.
WLFC shows a strong growth in Revenue. In the last year, the Revenue has grown by 29.91%.
The Revenue has been growing slightly by 6.82% on average over the past years.
EPS 1Y (TTM)18.48%
EPS 3YN/A
EPS 5Y8.04%
EPS Q2Q%9.2%
Revenue 1Y (TTM)29.91%
Revenue growth 3Y27.57%
Revenue growth 5Y6.82%
Sales Q2Q%25.42%
3.2 Future
The Earnings Per Share is expected to grow by 7.67% on average over the next years.
Based on estimates for the next years, WLFC will show a small growth in Revenue. The Revenue will grow by 6.58% on average per year.
EPS Next Y40.94%
EPS Next 2Y5.41%
EPS Next 3Y7.67%
EPS Next 5YN/A
Revenue Next Year18.49%
Revenue Next 2Y11.48%
Revenue Next 3Y10.34%
Revenue Next 5Y6.58%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 11.98 indicates a reasonable valuation of WLFC.
Compared to the rest of the industry, the Price/Earnings ratio of WLFC indicates a rather cheap valuation: WLFC is cheaper than 87.76% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 26.46. WLFC is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 9.66, which indicates a very decent valuation of WLFC.
Compared to the rest of the industry, the Price/Forward Earnings ratio of WLFC indicates a rather cheap valuation: WLFC is cheaper than 95.92% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of WLFC to the average of the S&P500 Index (36.10), we can say WLFC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.98 | ||
| Fwd PE | 9.66 |
4.2 Price Multiples
79.59% of the companies in the same industry are more expensive than WLFC, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 7.89 |
4.3 Compensation for Growth
WLFC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
WLFC has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0.29
PEG (5Y)1.49
EPS Next 2Y5.41%
EPS Next 3Y7.67%
5. Dividend
5.1 Amount
WLFC has a yearly dividend return of 0.78%, which is pretty low.
Compared to an average industry Dividend Yield of 2.62, WLFC has a dividend in line with its industry peers.
With a Dividend Yield of 0.78, WLFC pays less dividend than the S&P500 average, which is at 2.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.78% |
5.2 History
On average, the dividend of WLFC grows each year by 31.02%, which is quite nice.
WLFC is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)31.02%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
WLFC pays out 10.15% of its income as dividend. This is a sustainable payout ratio.
WLFC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP10.15%
EPS Next 2Y5.41%
EPS Next 3Y7.67%
131.03
+2.93 (+2.29%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryTrading Companies & Distributors
Earnings (Last)
Earnings (Next)
Inst Owners49.68%
Inst Owner Change-1.67%
Ins Owners56.12%
Ins Owner Change-5.25%
Market Cap892.31M
Revenue(TTM)689.42M
Net Income(TTM)116.94M
Analysts82.86
Price Target163.2 (24.55%)
Short Float %15.19%
Short Ratio7.89
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.78% |
Yearly Dividend2.02
Dividend Growth(5Y)31.02%
DP10.15%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-10.69%
Min EPS beat(2)-29.4%
Max EPS beat(2)8.02%
EPS beat(4)2
Avg EPS beat(4)-6.9%
Min EPS beat(4)-51.98%
Max EPS beat(4)45.76%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)24.64%
Min Revenue beat(2)15.25%
Max Revenue beat(2)34.03%
Revenue beat(4)4
Avg Revenue beat(4)19.62%
Min Revenue beat(4)3.78%
Max Revenue beat(4)34.03%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-15.79%
PT rev (3m)-15.79%
EPS NQ rev (1m)4.64%
EPS NQ rev (3m)-16.95%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)-5.7%
Revenue NQ rev (3m)-5.7%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.98 | ||
| Fwd PE | 9.66 | ||
| P/S | 1.29 | ||
| P/FCF | N/A | ||
| P/OCF | 3.22 | ||
| P/B | 1.25 | ||
| P/tB | 1.3 | ||
| EV/EBITDA | 7.89 |
EPS(TTM)10.94
EY8.35%
EPS(NY)13.57
Fwd EY10.35%
FCF(TTM)-60.45
FCFYN/A
OCF(TTM)40.68
OCFY31.05%
SpS101.24
BVpS104.78
TBVpS100.77
PEG (NY)0.29
PEG (5Y)1.49
Graham Number160.6
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.42% | ||
| ROE | 16.39% | ||
| ROCE | 8.62% | ||
| ROIC | 5.88% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 6.09% | ||
| OM | 41.47% | ||
| PM (TTM) | 16.96% | ||
| GM | 88.13% | ||
| FCFM | N/A |
ROA(3y)1.59%
ROA(5y)1.01%
ROE(3y)8.59%
ROE(5y)5.46%
ROIC(3y)4.02%
ROIC(5y)3.49%
ROICexc(3y)4.03%
ROICexc(5y)3.51%
ROICexgc(3y)4.15%
ROICexgc(5y)3.62%
ROCE(3y)5.89%
ROCE(5y)5.12%
ROICexgc growth 3Y32.55%
ROICexgc growth 5Y-1.45%
ROICexc growth 3Y32.68%
ROICexc growth 5Y-1.63%
OM growth 3Y14.3%
OM growth 5Y2.48%
PM growth 3YN/A
PM growth 5Y3.36%
GM growth 3Y-1.03%
GM growth 5Y1.6%
F-Score6
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.14 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 5.7 | ||
| Cap/Depr | 645.85% | ||
| Cap/Sales | 99.9% | ||
| Interest Coverage | 2.23 | ||
| Cash Conversion | 70.57% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.03 | ||
| Quick Ratio | 0.52 | ||
| Altman-Z | 0.91 |
F-Score6
WACC7.15%
ROIC/WACC0.82
Cap/Depr(3y)468.71%
Cap/Depr(5y)414.41%
Cap/Sales(3y)94.3%
Cap/Sales(5y)100.3%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)18.48%
EPS 3YN/A
EPS 5Y8.04%
EPS Q2Q%9.2%
EPS Next Y40.94%
EPS Next 2Y5.41%
EPS Next 3Y7.67%
EPS Next 5YN/A
Revenue 1Y (TTM)29.91%
Revenue growth 3Y27.57%
Revenue growth 5Y6.82%
Sales Q2Q%25.42%
Revenue Next Year18.49%
Revenue Next 2Y11.48%
Revenue Next 3Y10.34%
Revenue Next 5Y6.58%
EBIT growth 1Y23.08%
EBIT growth 3Y45.81%
EBIT growth 5Y9.47%
EBIT Next Year59.84%
EBIT Next 3Y23.51%
EBIT Next 5Y19.56%
FCF growth 1Y-2493.5%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y19.88%
OCF growth 3Y46.37%
OCF growth 5Y4.31%
WILLIS LEASE FINANCE CORP / WLFC FAQ
Can you provide the ChartMill fundamental rating for WILLIS LEASE FINANCE CORP?
ChartMill assigns a fundamental rating of 4 / 10 to WLFC.
Can you provide the valuation status for WILLIS LEASE FINANCE CORP?
ChartMill assigns a valuation rating of 6 / 10 to WILLIS LEASE FINANCE CORP (WLFC). This can be considered as Fairly Valued.
Can you provide the profitability details for WILLIS LEASE FINANCE CORP?
WILLIS LEASE FINANCE CORP (WLFC) has a profitability rating of 7 / 10.
What is the valuation of WILLIS LEASE FINANCE CORP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for WILLIS LEASE FINANCE CORP (WLFC) is 11.98 and the Price/Book (PB) ratio is 1.25.
Is the dividend of WILLIS LEASE FINANCE CORP sustainable?
The dividend rating of WILLIS LEASE FINANCE CORP (WLFC) is 3 / 10 and the dividend payout ratio is 10.15%.