WEX INC (WEX) Fundamental Analysis & Valuation

NYSE:WEX • US96208T1043

Current stock price

150.45 USD
-4.31 (-2.78%)
At close:
150.45 USD
0 (0%)
After Hours:

This WEX fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. WEX Profitability Analysis

1.1 Basic Checks

  • WEX had positive earnings in the past year.
  • In the past year WEX had a positive cash flow from operations.
  • Each year in the past 5 years WEX has been profitable.
  • Each year in the past 5 years WEX had a positive operating cash flow.
WEX Yearly Net Income VS EBIT VS OCF VS FCFWEX Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M 800M

1.2 Ratios

  • WEX has a Return On Assets (2.11%) which is comparable to the rest of the industry.
  • WEX has a better Return On Equity (24.64%) than 89.90% of its industry peers.
  • WEX has a Return On Invested Capital of 7.97%. This is in the better half of the industry: WEX outperforms 76.77% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for WEX is in line with the industry average of 8.00%.
Industry RankSector Rank
ROA 2.11%
ROE 24.64%
ROIC 7.97%
ROA(3y)2.12%
ROA(5y)1.62%
ROE(3y)20.02%
ROE(5y)14.46%
ROIC(3y)8.75%
ROIC(5y)7.59%
WEX Yearly ROA, ROE, ROICWEX Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20

1.3 Margins

  • Looking at the Profit Margin, with a value of 11.43%, WEX is in line with its industry, outperforming 55.56% of the companies in the same industry.
  • WEX's Profit Margin has improved in the last couple of years.
  • WEX's Operating Margin of 29.05% is fine compared to the rest of the industry. WEX outperforms 77.78% of its industry peers.
  • In the last couple of years the Operating Margin of WEX has grown nicely.
  • Looking at the Gross Margin, with a value of 62.73%, WEX is in the better half of the industry, outperforming 75.76% of the companies in the same industry.
  • In the last couple of years the Gross Margin of WEX has remained more or less at the same level.
Industry RankSector Rank
OM 29.05%
PM (TTM) 11.43%
GM 62.73%
OM growth 3Y2.39%
OM growth 5Y18.45%
PM growth 3Y10.07%
PM growth 5YN/A
GM growth 3Y0.78%
GM growth 5Y1.45%
WEX Yearly Profit, Operating, Gross MarginsWEX Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. WEX Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), WEX is creating some value.
  • Compared to 1 year ago, WEX has less shares outstanding
  • WEX has less shares outstanding than it did 5 years ago.
  • WEX has a worse debt/assets ratio than last year.
WEX Yearly Shares OutstandingWEX Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M
WEX Yearly Total Debt VS Total AssetsWEX Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B

2.2 Solvency

  • Based on the Altman-Z score of 0.50, we must say that WEX is in the distress zone and has some risk of bankruptcy.
  • WEX has a Altman-Z score (0.50) which is in line with its industry peers.
  • The Debt to FCF ratio of WEX is 20.19, which is on the high side as it means it would take WEX, 20.19 years of fcf income to pay off all of its debts.
  • WEX has a Debt to FCF ratio (20.19) which is comparable to the rest of the industry.
  • WEX has a Debt/Equity ratio of 3.89. This is a high value indicating a heavy dependency on external financing.
  • WEX's Debt to Equity ratio of 3.89 is on the low side compared to the rest of the industry. WEX is outperformed by 74.75% of its industry peers.
Industry RankSector Rank
Debt/Equity 3.89
Debt/FCF 20.19
Altman-Z 0.5
ROIC/WACC1.08
WACC7.4%
WEX Yearly LT Debt VS Equity VS FCFWEX Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

2.3 Liquidity

  • WEX has a Current Ratio of 0.54. This is a bad value and indicates that WEX is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 0.54, WEX is in line with its industry, outperforming 41.41% of the companies in the same industry.
  • WEX has a Quick Ratio of 0.54. This is a bad value and indicates that WEX is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 0.54, WEX is in line with its industry, outperforming 41.41% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.54
Quick Ratio 0.54
WEX Yearly Current Assets VS Current LiabilitesWEX Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. WEX Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 9.59% over the past year.
  • WEX shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 21.67% yearly.
  • WEX shows a small growth in Revenue. In the last year, the Revenue has grown by 1.24%.
  • The Revenue has been growing by 11.27% on average over the past years. This is quite good.
EPS 1Y (TTM)9.59%
EPS 3Y6.07%
EPS 5Y21.67%
EPS Q2Q%18.23%
Revenue 1Y (TTM)1.24%
Revenue growth 3Y4.22%
Revenue growth 5Y11.27%
Sales Q2Q%5.84%

3.2 Future

  • WEX is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.30% yearly.
  • The Revenue is expected to grow by 4.39% on average over the next years.
EPS Next Y10.4%
EPS Next 2Y10.51%
EPS Next 3Y10.3%
EPS Next 5YN/A
Revenue Next Year4.3%
Revenue Next 2Y4.42%
Revenue Next 3Y4.39%
Revenue Next 5YN/A

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
WEX Yearly Revenue VS EstimatesWEX Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1B 2B 3B
WEX Yearly EPS VS EstimatesWEX Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5 10 15 20

More info and screens

Find the best growth stocksShow best growing peers

7

4. WEX Valuation Analysis

4.1 Price/Earnings Ratio

  • WEX is valuated reasonably with a Price/Earnings ratio of 8.96.
  • Based on the Price/Earnings ratio, WEX is valued a bit cheaper than the industry average as 65.66% of the companies are valued more expensively.
  • WEX is valuated cheaply when we compare the Price/Earnings ratio to 27.42, which is the current average of the S&P500 Index.
  • WEX is valuated cheaply with a Price/Forward Earnings ratio of 7.62.
  • 73.74% of the companies in the same industry are more expensive than WEX, based on the Price/Forward Earnings ratio.
  • WEX is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.24, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 8.96
Fwd PE 7.62
WEX Price Earnings VS Forward Price EarningsWEX Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • WEX's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. WEX is cheaper than 80.81% of the companies in the same industry.
  • WEX's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 21.45
EV/EBITDA 7.24
WEX Per share dataWEX EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 -50

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • WEX has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0.86
PEG (5Y)0.41
EPS Next 2Y10.51%
EPS Next 3Y10.3%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. WEX Dividend Analysis

5.1 Amount

  • No dividends for WEX!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

WEX Fundamentals: All Metrics, Ratios and Statistics

WEX INC

NYSE:WEX (4/24/2026, 8:14:16 PM)

After market: 150.45 0 (0%)

150.45

-4.31 (-2.78%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)04-22
Earnings (Next)07-21
Inst Owners112.55%
Inst Owner Change0.05%
Ins Owners0.61%
Ins Owner Change14.45%
Market Cap5.16B
Revenue(TTM)2.66B
Net Income(TTM)304.20M
Analysts71.11
Price Target176.38 (17.23%)
Short Float %5.14%
Short Ratio3.44
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.18%
Min EPS beat(2)2.52%
Max EPS beat(2)3.84%
EPS beat(4)4
Avg EPS beat(4)3.15%
Min EPS beat(4)0.38%
Max EPS beat(4)5.86%
EPS beat(8)6
Avg EPS beat(8)1.83%
EPS beat(12)10
Avg EPS beat(12)2.93%
EPS beat(16)14
Avg EPS beat(16)3.58%
Revenue beat(2)2
Avg Revenue beat(2)0.79%
Min Revenue beat(2)0.77%
Max Revenue beat(2)0.81%
Revenue beat(4)2
Avg Revenue beat(4)0.26%
Min Revenue beat(4)-0.37%
Max Revenue beat(4)0.81%
Revenue beat(8)2
Avg Revenue beat(8)-0.87%
Revenue beat(12)5
Avg Revenue beat(12)-0.58%
Revenue beat(16)9
Avg Revenue beat(16)0.52%
PT rev (1m)0.63%
PT rev (3m)-1.94%
EPS NQ rev (1m)2.48%
EPS NQ rev (3m)-0.2%
EPS NY rev (1m)0.91%
EPS NY rev (3m)0.09%
Revenue NQ rev (1m)0.84%
Revenue NQ rev (3m)0.19%
Revenue NY rev (1m)1.16%
Revenue NY rev (3m)0.29%
Valuation
Industry RankSector Rank
PE 8.96
Fwd PE 7.62
P/S 1.94
P/FCF 21.45
P/OCF 11.36
P/B 4.18
P/tB N/A
EV/EBITDA 7.24
EPS(TTM)16.8
EY11.17%
EPS(NY)19.74
Fwd EY13.12%
FCF(TTM)7.01
FCFY4.66%
OCF(TTM)13.24
OCFY8.8%
SpS77.55
BVpS35.98
TBVpS-83.62
PEG (NY)0.86
PEG (5Y)0.41
Graham Number116.622 (-22.48%)
Profitability
Industry RankSector Rank
ROA 2.11%
ROE 24.64%
ROCE 13.26%
ROIC 7.97%
ROICexc 9.14%
ROICexgc 28.85%
OM 29.05%
PM (TTM) 11.43%
GM 62.73%
FCFM 9.04%
ROA(3y)2.12%
ROA(5y)1.62%
ROE(3y)20.02%
ROE(5y)14.46%
ROIC(3y)8.75%
ROIC(5y)7.59%
ROICexc(3y)10%
ROICexc(5y)8.69%
ROICexgc(3y)50.59%
ROICexgc(5y)45.68%
ROCE(3y)12.74%
ROCE(5y)10.84%
ROICexgc growth 3Y-19.7%
ROICexgc growth 5Y6.83%
ROICexc growth 3Y0.52%
ROICexc growth 5Y26.36%
OM growth 3Y2.39%
OM growth 5Y18.45%
PM growth 3Y10.07%
PM growth 5YN/A
GM growth 3Y0.78%
GM growth 5Y1.45%
F-Score5
Asset Turnover0.18
Health
Industry RankSector Rank
Debt/Equity 3.89
Debt/FCF 20.19
Debt/EBITDA 4.35
Cap/Depr 64.54%
Cap/Sales 8.03%
Interest Coverage 2.32
Cash Conversion 41.15%
Profit Quality 79.09%
Current Ratio 0.54
Quick Ratio 0.54
Altman-Z 0.5
F-Score5
WACC7.4%
ROIC/WACC1.08
Cap/Depr(3y)55.2%
Cap/Depr(5y)48.24%
Cap/Sales(3y)6.55%
Cap/Sales(5y)5.85%
Profit Quality(3y)156.79%
Profit Quality(5y)9545.18%
High Growth Momentum
Growth
EPS 1Y (TTM)9.59%
EPS 3Y6.07%
EPS 5Y21.67%
EPS Q2Q%18.23%
EPS Next Y10.4%
EPS Next 2Y10.51%
EPS Next 3Y10.3%
EPS Next 5YN/A
Revenue 1Y (TTM)1.24%
Revenue growth 3Y4.22%
Revenue growth 5Y11.27%
Sales Q2Q%5.84%
Revenue Next Year4.3%
Revenue Next 2Y4.42%
Revenue Next 3Y4.39%
Revenue Next 5YN/A
EBIT growth 1Y-2.84%
EBIT growth 3Y6.71%
EBIT growth 5Y31.8%
EBIT Next Year16.32%
EBIT Next 3Y10.31%
EBIT Next 5YN/A
FCF growth 1Y-26.87%
FCF growth 3Y-24.69%
FCF growth 5Y-20.89%
OCF growth 1Y-5.63%
OCF growth 3Y-12.56%
OCF growth 5Y-11.92%

WEX INC / WEX Fundamental Analysis FAQ

What is the fundamental rating for WEX stock?

ChartMill assigns a fundamental rating of 5 / 10 to WEX.


Can you provide the valuation status for WEX INC?

ChartMill assigns a valuation rating of 7 / 10 to WEX INC (WEX). This can be considered as Undervalued.


Can you provide the profitability details for WEX INC?

WEX INC (WEX) has a profitability rating of 7 / 10.


How financially healthy is WEX INC?

The financial health rating of WEX INC (WEX) is 2 / 10.