WEX INC (WEX) Fundamental Analysis & Valuation

NYSE:WEX • US96208T1043

Current stock price

154.57 USD
+2.11 (+1.38%)
Last:

This WEX fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. WEX Profitability Analysis

1.1 Basic Checks

  • In the past year WEX was profitable.
  • WEX had a positive operating cash flow in the past year.
  • WEX had positive earnings in each of the past 5 years.
  • Each year in the past 5 years WEX had a positive operating cash flow.
WEX Yearly Net Income VS EBIT VS OCF VS FCFWEX Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M 800M

1.2 Ratios

  • WEX's Return On Assets of 2.01% is in line compared to the rest of the industry. WEX outperforms 57.00% of its industry peers.
  • Looking at the Return On Equity, with a value of 24.36%, WEX belongs to the top of the industry, outperforming 90.00% of the companies in the same industry.
  • WEX has a better Return On Invested Capital (7.67%) than 75.00% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for WEX is in line with the industry average of 7.97%.
Industry RankSector Rank
ROA 2.01%
ROE 24.36%
ROIC 7.67%
ROA(3y)2.12%
ROA(5y)1.62%
ROE(3y)20.02%
ROE(5y)14.46%
ROIC(3y)8.75%
ROIC(5y)7.59%
WEX Yearly ROA, ROE, ROICWEX Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20

1.3 Margins

  • WEX has a Profit Margin (11.50%) which is comparable to the rest of the industry.
  • WEX's Profit Margin has improved in the last couple of years.
  • With a decent Operating Margin value of 28.67%, WEX is doing good in the industry, outperforming 78.00% of the companies in the same industry.
  • In the last couple of years the Operating Margin of WEX has grown nicely.
  • WEX has a Gross Margin of 62.86%. This is in the better half of the industry: WEX outperforms 76.00% of its industry peers.
  • WEX's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 28.67%
PM (TTM) 11.5%
GM 62.86%
OM growth 3Y2.39%
OM growth 5Y18.45%
PM growth 3Y10.07%
PM growth 5YN/A
GM growth 3Y0.78%
GM growth 5Y1.45%
WEX Yearly Profit, Operating, Gross MarginsWEX Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. WEX Health Analysis

2.1 Basic Checks

  • WEX has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • Compared to 1 year ago, WEX has less shares outstanding
  • Compared to 5 years ago, WEX has less shares outstanding
  • WEX has a worse debt/assets ratio than last year.
WEX Yearly Shares OutstandingWEX Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M
WEX Yearly Total Debt VS Total AssetsWEX Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B

2.2 Solvency

  • WEX has an Altman-Z score of 0.45. This is a bad value and indicates that WEX is not financially healthy and even has some risk of bankruptcy.
  • WEX has a Altman-Z score of 0.45. This is comparable to the rest of the industry: WEX outperforms 52.00% of its industry peers.
  • WEX has a debt to FCF ratio of 13.06. This is a negative value and a sign of low solvency as WEX would need 13.06 years to pay back of all of its debts.
  • WEX's Debt to FCF ratio of 13.06 is in line compared to the rest of the industry. WEX outperforms 52.00% of its industry peers.
  • WEX has a Debt/Equity ratio of 4.07. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 4.07, WEX is not doing good in the industry: 76.00% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 4.07
Debt/FCF 13.06
Altman-Z 0.45
ROIC/WACC1.06
WACC7.26%
WEX Yearly LT Debt VS Equity VS FCFWEX Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

2.3 Liquidity

  • A Current Ratio of 0.55 indicates that WEX may have some problems paying its short term obligations.
  • WEX has a Current ratio (0.55) which is comparable to the rest of the industry.
  • A Quick Ratio of 0.55 indicates that WEX may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.55, WEX perfoms like the industry average, outperforming 41.00% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.55
Quick Ratio 0.55
WEX Yearly Current Assets VS Current LiabilitesWEX Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. WEX Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 9.59% over the past year.
  • The Earnings Per Share has been growing by 21.67% on average over the past years. This is a very strong growth
  • WEX shows a small growth in Revenue. In the last year, the Revenue has grown by 3.29%.
  • The Revenue has been growing by 11.27% on average over the past years. This is quite good.
EPS 1Y (TTM)9.59%
EPS 3Y6.07%
EPS 5Y21.67%
EPS Q2Q%18.23%
Revenue 1Y (TTM)3.29%
Revenue growth 3Y4.22%
Revenue growth 5Y11.27%
Sales Q2Q%5.84%

3.2 Future

  • WEX is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.30% yearly.
  • Based on estimates for the next years, WEX will show a small growth in Revenue. The Revenue will grow by 4.39% on average per year.
EPS Next Y10.4%
EPS Next 2Y10.51%
EPS Next 3Y10.3%
EPS Next 5YN/A
Revenue Next Year4.3%
Revenue Next 2Y4.42%
Revenue Next 3Y4.39%
Revenue Next 5YN/A

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
WEX Yearly Revenue VS EstimatesWEX Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1B 2B 3B
WEX Yearly EPS VS EstimatesWEX Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5 10 15 20

More info and screens

Find the best growth stocksShow best growing peers

7

4. WEX Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 9.20, which indicates a very decent valuation of WEX.
  • Based on the Price/Earnings ratio, WEX is valued a bit cheaper than 67.00% of the companies in the same industry.
  • WEX is valuated cheaply when we compare the Price/Earnings ratio to 26.91, which is the current average of the S&P500 Index.
  • A Price/Forward Earnings ratio of 7.83 indicates a rather cheap valuation of WEX.
  • Based on the Price/Forward Earnings ratio, WEX is valued a bit cheaper than the industry average as 73.00% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 21.99, WEX is valued rather cheaply.
Industry RankSector Rank
PE 9.2
Fwd PE 7.83
WEX Price Earnings VS Forward Price EarningsWEX Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • WEX's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. WEX is cheaper than 79.00% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, WEX is valued a bit cheaper than the industry average as 71.00% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 13.22
EV/EBITDA 7.48
WEX Per share dataWEX EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 -50

4.3 Compensation for Growth

  • WEX's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • WEX has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0.88
PEG (5Y)0.42
EPS Next 2Y10.51%
EPS Next 3Y10.3%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. WEX Dividend Analysis

5.1 Amount

  • WEX does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

WEX Fundamentals: All Metrics, Ratios and Statistics

WEX INC

NYSE:WEX (4/29/2026, 1:04:18 PM)

154.57

+2.11 (+1.38%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Industry Strength27.33
Industry Growth80.12
Earnings (Last)04-22
Earnings (Next)07-21
Inst Owners112.55%
Inst Owner Change-0.03%
Ins Owners0.61%
Ins Owner Change13.99%
Market Cap5.30B
Revenue(TTM)2.70B
Net Income(TTM)310.40M
Analysts71.11
Price Target183.52 (18.73%)
Short Float %5.16%
Short Ratio3.45
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.42%
Min EPS beat(2)1.01%
Max EPS beat(2)3.84%
EPS beat(4)4
Avg EPS beat(4)3.31%
Min EPS beat(4)1.01%
Max EPS beat(4)5.86%
EPS beat(8)6
Avg EPS beat(8)1.83%
EPS beat(12)10
Avg EPS beat(12)2.63%
EPS beat(16)14
Avg EPS beat(16)3.26%
Revenue beat(2)1
Avg Revenue beat(2)0.3%
Min Revenue beat(2)-0.18%
Max Revenue beat(2)0.77%
Revenue beat(4)2
Avg Revenue beat(4)0.31%
Min Revenue beat(4)-0.18%
Max Revenue beat(4)0.81%
Revenue beat(8)2
Avg Revenue beat(8)-0.73%
Revenue beat(12)4
Avg Revenue beat(12)-0.62%
Revenue beat(16)8
Avg Revenue beat(16)0.44%
PT rev (1m)0.63%
PT rev (3m)-1.94%
EPS NQ rev (1m)1.99%
EPS NQ rev (3m)0.3%
EPS NY rev (1m)0.91%
EPS NY rev (3m)0.52%
Revenue NQ rev (1m)0.71%
Revenue NQ rev (3m)0.26%
Revenue NY rev (1m)1.16%
Revenue NY rev (3m)0.29%
Valuation
Industry RankSector Rank
PE 9.2
Fwd PE 7.83
P/S 1.97
P/FCF 13.22
P/OCF 8.76
P/B 4.16
P/tB N/A
EV/EBITDA 7.48
EPS(TTM)16.8
EY10.87%
EPS(NY)19.74
Fwd EY12.77%
FCF(TTM)11.69
FCFY7.56%
OCF(TTM)17.64
OCFY11.41%
SpS78.64
BVpS37.14
TBVpS-82.98
PEG (NY)0.88
PEG (5Y)0.42
Graham Number118.492 (-23.34%)
Profitability
Industry RankSector Rank
ROA 2.01%
ROE 24.36%
ROCE 13.31%
ROIC 7.67%
ROICexc 8.38%
ROICexgc 23.16%
OM 28.67%
PM (TTM) 11.5%
GM 62.86%
FCFM 14.87%
ROA(3y)2.12%
ROA(5y)1.62%
ROE(3y)20.02%
ROE(5y)14.46%
ROIC(3y)8.75%
ROIC(5y)7.59%
ROICexc(3y)10%
ROICexc(5y)8.69%
ROICexgc(3y)50.59%
ROICexgc(5y)45.68%
ROCE(3y)12.74%
ROCE(5y)10.84%
ROICexgc growth 3Y-19.7%
ROICexgc growth 5Y6.83%
ROICexc growth 3Y0.52%
ROICexc growth 5Y26.36%
OM growth 3Y2.39%
OM growth 5Y18.45%
PM growth 3Y10.07%
PM growth 5YN/A
GM growth 3Y0.78%
GM growth 5Y1.45%
F-Score5
Asset Turnover0.17
Health
Industry RankSector Rank
Debt/Equity 4.07
Debt/FCF 13.06
Debt/EBITDA 4.69
Cap/Depr 61.62%
Cap/Sales 7.56%
Interest Coverage 250
Cash Conversion 54.78%
Profit Quality 129.22%
Current Ratio 0.55
Quick Ratio 0.55
Altman-Z 0.45
F-Score5
WACC7.26%
ROIC/WACC1.06
Cap/Depr(3y)55.2%
Cap/Depr(5y)48.24%
Cap/Sales(3y)6.55%
Cap/Sales(5y)5.85%
Profit Quality(3y)156.79%
Profit Quality(5y)9545.18%
High Growth Momentum
Growth
EPS 1Y (TTM)9.59%
EPS 3Y6.07%
EPS 5Y21.67%
EPS Q2Q%18.23%
EPS Next Y10.4%
EPS Next 2Y10.51%
EPS Next 3Y10.3%
EPS Next 5YN/A
Revenue 1Y (TTM)3.29%
Revenue growth 3Y4.22%
Revenue growth 5Y11.27%
Sales Q2Q%5.84%
Revenue Next Year4.3%
Revenue Next 2Y4.42%
Revenue Next 3Y4.39%
Revenue Next 5YN/A
EBIT growth 1Y-1.96%
EBIT growth 3Y6.71%
EBIT growth 5Y31.8%
EBIT Next Year16.32%
EBIT Next 3Y10.31%
EBIT Next 5YN/A
FCF growth 1Y-30.36%
FCF growth 3Y-24.69%
FCF growth 5Y-20.89%
OCF growth 1Y-16.81%
OCF growth 3Y-12.56%
OCF growth 5Y-11.92%

WEX INC / WEX Fundamental Analysis FAQ

What is the fundamental rating for WEX stock?

ChartMill assigns a fundamental rating of 5 / 10 to WEX.


Can you provide the valuation status for WEX INC?

ChartMill assigns a valuation rating of 7 / 10 to WEX INC (WEX). This can be considered as Undervalued.


Can you provide the profitability details for WEX INC?

WEX INC (WEX) has a profitability rating of 7 / 10.


How financially healthy is WEX INC?

The financial health rating of WEX INC (WEX) is 2 / 10.