WEX INC (WEX) Fundamental Analysis & Valuation

NYSE:WEX • US96208T1043

Current stock price

150.33 USD
-4.33 (-2.8%)
At close:
150.33 USD
0 (0%)
After Hours:

This WEX fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. WEX Profitability Analysis

1.1 Basic Checks

  • WEX had positive earnings in the past year.
  • In the past year WEX had a positive cash flow from operations.
  • In the past 5 years WEX has always been profitable.
  • In the past 5 years WEX always reported a positive cash flow from operatings.
WEX Yearly Net Income VS EBIT VS OCF VS FCFWEX Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M 800M

1.2 Ratios

  • The Return On Assets of WEX (2.01%) is comparable to the rest of the industry.
  • The Return On Equity of WEX (24.36%) is better than 90.00% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 7.67%, WEX is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
  • WEX had an Average Return On Invested Capital over the past 3 years of 8.75%. This is in line with the industry average of 7.97%.
Industry RankSector Rank
ROA 2.01%
ROE 24.36%
ROIC 7.67%
ROA(3y)2.12%
ROA(5y)1.62%
ROE(3y)20.02%
ROE(5y)14.46%
ROIC(3y)8.75%
ROIC(5y)7.59%
WEX Yearly ROA, ROE, ROICWEX Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20

1.3 Margins

  • WEX has a Profit Margin (11.50%) which is in line with its industry peers.
  • WEX's Profit Margin has improved in the last couple of years.
  • The Operating Margin of WEX (28.67%) is better than 78.00% of its industry peers.
  • In the last couple of years the Operating Margin of WEX has grown nicely.
  • With a decent Gross Margin value of 62.86%, WEX is doing good in the industry, outperforming 76.00% of the companies in the same industry.
  • In the last couple of years the Gross Margin of WEX has remained more or less at the same level.
Industry RankSector Rank
OM 28.67%
PM (TTM) 11.5%
GM 62.86%
OM growth 3Y2.39%
OM growth 5Y18.45%
PM growth 3Y10.07%
PM growth 5YN/A
GM growth 3Y0.78%
GM growth 5Y1.45%
WEX Yearly Profit, Operating, Gross MarginsWEX Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. WEX Health Analysis

2.1 Basic Checks

  • WEX has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • WEX has less shares outstanding than it did 1 year ago.
  • The number of shares outstanding for WEX has been reduced compared to 5 years ago.
  • WEX has a worse debt/assets ratio than last year.
WEX Yearly Shares OutstandingWEX Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M
WEX Yearly Total Debt VS Total AssetsWEX Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B

2.2 Solvency

  • WEX has an Altman-Z score of 0.45. This is a bad value and indicates that WEX is not financially healthy and even has some risk of bankruptcy.
  • WEX has a Altman-Z score (0.45) which is comparable to the rest of the industry.
  • WEX has a debt to FCF ratio of 13.06. This is a negative value and a sign of low solvency as WEX would need 13.06 years to pay back of all of its debts.
  • The Debt to FCF ratio of WEX (13.06) is comparable to the rest of the industry.
  • A Debt/Equity ratio of 4.07 is on the high side and indicates that WEX has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 4.07, WEX is doing worse than 76.00% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 4.07
Debt/FCF 13.06
Altman-Z 0.45
ROIC/WACC1.05
WACC7.28%
WEX Yearly LT Debt VS Equity VS FCFWEX Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

2.3 Liquidity

  • A Current Ratio of 0.55 indicates that WEX may have some problems paying its short term obligations.
  • WEX has a Current ratio (0.55) which is in line with its industry peers.
  • WEX has a Quick Ratio of 0.55. This is a bad value and indicates that WEX is not financially healthy enough and could expect problems in meeting its short term obligations.
  • WEX has a Quick ratio (0.55) which is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 0.55
Quick Ratio 0.55
WEX Yearly Current Assets VS Current LiabilitesWEX Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. WEX Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 9.59% over the past year.
  • The Earnings Per Share has been growing by 21.67% on average over the past years. This is a very strong growth
  • WEX shows a small growth in Revenue. In the last year, the Revenue has grown by 3.29%.
  • Measured over the past years, WEX shows a quite strong growth in Revenue. The Revenue has been growing by 11.27% on average per year.
EPS 1Y (TTM)9.59%
EPS 3Y6.07%
EPS 5Y21.67%
EPS Q2Q%18.23%
Revenue 1Y (TTM)3.29%
Revenue growth 3Y4.22%
Revenue growth 5Y11.27%
Sales Q2Q%5.84%

3.2 Future

  • WEX is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.30% yearly.
  • WEX is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.39% yearly.
EPS Next Y10.4%
EPS Next 2Y10.51%
EPS Next 3Y10.3%
EPS Next 5YN/A
Revenue Next Year4.3%
Revenue Next 2Y4.42%
Revenue Next 3Y4.39%
Revenue Next 5YN/A

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
WEX Yearly Revenue VS EstimatesWEX Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1B 2B 3B
WEX Yearly EPS VS EstimatesWEX Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5 10 15 20

More info and screens

Find the best growth stocksShow best growing peers

7

4. WEX Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 8.95 indicates a reasonable valuation of WEX.
  • Compared to the rest of the industry, the Price/Earnings ratio of WEX indicates a somewhat cheap valuation: WEX is cheaper than 65.00% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of WEX to the average of the S&P500 Index (26.77), we can say WEX is valued rather cheaply.
  • A Price/Forward Earnings ratio of 7.62 indicates a rather cheap valuation of WEX.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of WEX indicates a somewhat cheap valuation: WEX is cheaper than 72.00% of the companies listed in the same industry.
  • When comparing the Price/Forward Earnings ratio of WEX to the average of the S&P500 Index (21.75), we can say WEX is valued rather cheaply.
Industry RankSector Rank
PE 8.95
Fwd PE 7.62
WEX Price Earnings VS Forward Price EarningsWEX Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • WEX's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. WEX is cheaper than 79.00% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, WEX is valued a bit cheaper than the industry average as 72.00% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 12.86
EV/EBITDA 7.41
WEX Per share dataWEX EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 -50

4.3 Compensation for Growth

  • WEX's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • WEX has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0.86
PEG (5Y)0.41
EPS Next 2Y10.51%
EPS Next 3Y10.3%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. WEX Dividend Analysis

5.1 Amount

  • No dividends for WEX!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

WEX Fundamentals: All Metrics, Ratios and Statistics

WEX INC

NYSE:WEX (4/30/2026, 8:23:21 PM)

After market: 150.33 0 (0%)

150.33

-4.33 (-2.8%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Industry Strength27.33
Industry Growth77.02
Earnings (Last)04-22
Earnings (Next)07-21
Inst Owners112.55%
Inst Owner Change-0.03%
Ins Owners0.61%
Ins Owner Change13.99%
Market Cap5.16B
Revenue(TTM)2.70B
Net Income(TTM)310.40M
Analysts71.11
Price Target183.52 (22.08%)
Short Float %5.16%
Short Ratio3.45
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.42%
Min EPS beat(2)1.01%
Max EPS beat(2)3.84%
EPS beat(4)4
Avg EPS beat(4)3.31%
Min EPS beat(4)1.01%
Max EPS beat(4)5.86%
EPS beat(8)6
Avg EPS beat(8)1.83%
EPS beat(12)10
Avg EPS beat(12)2.63%
EPS beat(16)14
Avg EPS beat(16)3.26%
Revenue beat(2)1
Avg Revenue beat(2)0.3%
Min Revenue beat(2)-0.18%
Max Revenue beat(2)0.77%
Revenue beat(4)2
Avg Revenue beat(4)0.31%
Min Revenue beat(4)-0.18%
Max Revenue beat(4)0.81%
Revenue beat(8)2
Avg Revenue beat(8)-0.73%
Revenue beat(12)4
Avg Revenue beat(12)-0.62%
Revenue beat(16)8
Avg Revenue beat(16)0.44%
PT rev (1m)0.63%
PT rev (3m)-1.94%
EPS NQ rev (1m)1.99%
EPS NQ rev (3m)0.3%
EPS NY rev (1m)0.91%
EPS NY rev (3m)0.52%
Revenue NQ rev (1m)0.71%
Revenue NQ rev (3m)0.26%
Revenue NY rev (1m)1.16%
Revenue NY rev (3m)0.29%
Valuation
Industry RankSector Rank
PE 8.95
Fwd PE 7.62
P/S 1.91
P/FCF 12.86
P/OCF 8.52
P/B 4.05
P/tB N/A
EV/EBITDA 7.41
EPS(TTM)16.8
EY11.18%
EPS(NY)19.74
Fwd EY13.13%
FCF(TTM)11.69
FCFY7.78%
OCF(TTM)17.64
OCFY11.73%
SpS78.64
BVpS37.14
TBVpS-82.98
PEG (NY)0.86
PEG (5Y)0.41
Graham Number118.492 (-21.18%)
Profitability
Industry RankSector Rank
ROA 2.01%
ROE 24.36%
ROCE 13.31%
ROIC 7.67%
ROICexc 8.38%
ROICexgc 23.16%
OM 28.67%
PM (TTM) 11.5%
GM 62.86%
FCFM 14.87%
ROA(3y)2.12%
ROA(5y)1.62%
ROE(3y)20.02%
ROE(5y)14.46%
ROIC(3y)8.75%
ROIC(5y)7.59%
ROICexc(3y)10%
ROICexc(5y)8.69%
ROICexgc(3y)50.59%
ROICexgc(5y)45.68%
ROCE(3y)12.74%
ROCE(5y)10.84%
ROICexgc growth 3Y-19.7%
ROICexgc growth 5Y6.83%
ROICexc growth 3Y0.52%
ROICexc growth 5Y26.36%
OM growth 3Y2.39%
OM growth 5Y18.45%
PM growth 3Y10.07%
PM growth 5YN/A
GM growth 3Y0.78%
GM growth 5Y1.45%
F-Score5
Asset Turnover0.17
Health
Industry RankSector Rank
Debt/Equity 4.07
Debt/FCF 13.06
Debt/EBITDA 4.69
Cap/Depr 61.62%
Cap/Sales 7.56%
Interest Coverage 250
Cash Conversion 54.78%
Profit Quality 129.22%
Current Ratio 0.55
Quick Ratio 0.55
Altman-Z 0.45
F-Score5
WACC7.28%
ROIC/WACC1.05
Cap/Depr(3y)55.2%
Cap/Depr(5y)48.24%
Cap/Sales(3y)6.55%
Cap/Sales(5y)5.85%
Profit Quality(3y)156.79%
Profit Quality(5y)9545.18%
High Growth Momentum
Growth
EPS 1Y (TTM)9.59%
EPS 3Y6.07%
EPS 5Y21.67%
EPS Q2Q%18.23%
EPS Next Y10.4%
EPS Next 2Y10.51%
EPS Next 3Y10.3%
EPS Next 5YN/A
Revenue 1Y (TTM)3.29%
Revenue growth 3Y4.22%
Revenue growth 5Y11.27%
Sales Q2Q%5.84%
Revenue Next Year4.3%
Revenue Next 2Y4.42%
Revenue Next 3Y4.39%
Revenue Next 5YN/A
EBIT growth 1Y-1.96%
EBIT growth 3Y6.71%
EBIT growth 5Y31.8%
EBIT Next Year16.32%
EBIT Next 3Y10.31%
EBIT Next 5YN/A
FCF growth 1Y-30.36%
FCF growth 3Y-24.69%
FCF growth 5Y-20.89%
OCF growth 1Y-16.81%
OCF growth 3Y-12.56%
OCF growth 5Y-11.92%

WEX INC / WEX Fundamental Analysis FAQ

What is the fundamental rating for WEX stock?

ChartMill assigns a fundamental rating of 5 / 10 to WEX.


Can you provide the valuation status for WEX INC?

ChartMill assigns a valuation rating of 7 / 10 to WEX INC (WEX). This can be considered as Undervalued.


Can you provide the profitability details for WEX INC?

WEX INC (WEX) has a profitability rating of 7 / 10.


How financially healthy is WEX INC?

The financial health rating of WEX INC (WEX) is 2 / 10.