WEX INC (WEX) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:WEX • US96208T1043

162.44 USD
+3.49 (+2.2%)
At close: Feb 9, 2026
162.44 USD
0 (0%)
After Hours: 2/9/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

WEX gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 96 industry peers in the Financial Services industry. WEX has a medium profitability rating, but doesn't score so well on its financial health evaluation. WEX has a valuation in line with the averages, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • WEX had positive earnings in the past year.
  • In the past year WEX had a positive cash flow from operations.
  • Of the past 5 years WEX 4 years were profitable.
  • WEX had a positive operating cash flow in 4 of the past 5 years.
WEX Yearly Net Income VS EBIT VS OCF VS FCFWEX Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M

1.2 Ratios

  • WEX's Return On Assets of 1.97% is fine compared to the rest of the industry. WEX outperforms 61.46% of its industry peers.
  • WEX's Return On Equity of 25.38% is amongst the best of the industry. WEX outperforms 89.58% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 7.87%, WEX is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
  • WEX had an Average Return On Invested Capital over the past 3 years of 8.63%. This is in line with the industry average of 8.60%.
Industry RankSector Rank
ROA 1.97%
ROE 25.38%
ROIC 7.87%
ROA(3y)2%
ROA(5y)0.6%
ROE(3y)15.88%
ROE(5y)6.97%
ROIC(3y)8.63%
ROIC(5y)6.48%
WEX Yearly ROA, ROE, ROICWEX Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20

1.3 Margins

  • WEX has a Profit Margin (10.81%) which is in line with its industry peers.
  • In the last couple of years the Profit Margin of WEX has grown nicely.
  • WEX has a Operating Margin of 29.09%. This is in the better half of the industry: WEX outperforms 77.08% of its industry peers.
  • In the last couple of years the Operating Margin of WEX has grown nicely.
  • WEX's Gross Margin of 63.19% is fine compared to the rest of the industry. WEX outperforms 76.04% of its industry peers.
  • In the last couple of years the Gross Margin of WEX has remained more or less at the same level.
Industry RankSector Rank
OM 29.09%
PM (TTM) 10.81%
GM 63.19%
OM growth 3Y15.67%
OM growth 5Y3.83%
PM growth 3Y1067.47%
PM growth 5Y15.45%
GM growth 3Y1.01%
GM growth 5Y0.1%
WEX Yearly Profit, Operating, Gross MarginsWEX Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60

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2

2. Health

2.1 Basic Checks

  • WEX has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • There is no outstanding debt for WEX. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
WEX Yearly Shares OutstandingWEX Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
WEX Yearly Total Debt VS Total AssetsWEX Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • Based on the Altman-Z score of 0.52, we must say that WEX is in the distress zone and has some risk of bankruptcy.
  • WEX's Altman-Z score of 0.52 is in line compared to the rest of the industry. WEX outperforms 53.13% of its industry peers.
  • The Debt to FCF ratio of WEX is 7.82, which is on the high side as it means it would take WEX, 7.82 years of fcf income to pay off all of its debts.
  • WEX has a Debt to FCF ratio (7.82) which is comparable to the rest of the industry.
  • WEX has a Debt/Equity ratio of 4.44. This is a high value indicating a heavy dependency on external financing.
  • WEX's Debt to Equity ratio of 4.44 is on the low side compared to the rest of the industry. WEX is outperformed by 79.17% of its industry peers.
Industry RankSector Rank
Debt/Equity 4.44
Debt/FCF 7.82
Altman-Z 0.52
ROIC/WACC0.89
WACC8.82%
WEX Yearly LT Debt VS Equity VS FCFWEX Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B

2.3 Liquidity

  • A Current Ratio of 0.57 indicates that WEX may have some problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 0.57, WEX is in line with its industry, outperforming 40.63% of the companies in the same industry.
  • A Quick Ratio of 0.57 indicates that WEX may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.57, WEX perfoms like the industry average, outperforming 40.63% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.57
Quick Ratio 0.57
WEX Yearly Current Assets VS Current LiabilitesWEX Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • The Earnings Per Share has been growing slightly by 5.76% over the past year.
  • The Earnings Per Share has been growing by 21.67% on average over the past years. This is a very strong growth
EPS 1Y (TTM)5.76%
EPS 3Y6.07%
EPS 5Y21.67%
EPS Q2Q%15.13%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%5.72%

3.2 Future

  • Based on estimates for the next years, WEX will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.82% on average per year.
  • WEX is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.32% yearly.
EPS Next Y9.8%
EPS Next 2Y9.14%
EPS Next 3Y9.82%
EPS Next 5YN/A
Revenue Next Year3.88%
Revenue Next 2Y4.65%
Revenue Next 3Y5.32%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
WEX Yearly Revenue VS EstimatesWEX Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1B 2B 3B
WEX Yearly EPS VS EstimatesWEX Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5 10 15 20

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Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 10.05, which indicates a very decent valuation of WEX.
  • Based on the Price/Earnings ratio, WEX is valued a bit cheaper than the industry average as 62.50% of the companies are valued more expensively.
  • WEX is valuated cheaply when we compare the Price/Earnings ratio to 28.06, which is the current average of the S&P500 Index.
  • WEX is valuated reasonably with a Price/Forward Earnings ratio of 9.15.
  • Based on the Price/Forward Earnings ratio, WEX is valued a bit cheaper than the industry average as 60.42% of the companies are valued more expensively.
  • When comparing the Price/Forward Earnings ratio of WEX to the average of the S&P500 Index (27.86), we can say WEX is valued rather cheaply.
Industry RankSector Rank
PE 10.05
Fwd PE 9.15
WEX Price Earnings VS Forward Price EarningsWEX Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, WEX is valued a bit cheaper than 76.04% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, WEX is valued a bit cheaper than the industry average as 79.17% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 8.67
EV/EBITDA 7.69
WEX Per share dataWEX EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 -50

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The decent profitability rating of WEX may justify a higher PE ratio.
PEG (NY)1.03
PEG (5Y)0.46
EPS Next 2Y9.14%
EPS Next 3Y9.82%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for WEX!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

WEX INC

NYSE:WEX (2/9/2026, 8:04:00 PM)

After market: 162.44 0 (0%)

162.44

+3.49 (+2.2%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-04
Earnings (Next)04-28
Inst Owners113.31%
Inst Owner Change-0.99%
Ins Owners0.63%
Ins Owner Change0.67%
Market Cap5.57B
Revenue(TTM)N/A
Net Income(TTM)283.80M
Analysts71.11
Price Target176.88 (8.89%)
Short Float %4.89%
Short Ratio4.86
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.19%
Min EPS beat(2)2.52%
Max EPS beat(2)5.86%
EPS beat(4)3
Avg EPS beat(4)2.08%
Min EPS beat(4)-0.45%
Max EPS beat(4)5.86%
EPS beat(8)6
Avg EPS beat(8)1.61%
EPS beat(12)10
Avg EPS beat(12)3.1%
EPS beat(16)14
Avg EPS beat(16)3.61%
Revenue beat(2)1
Avg Revenue beat(2)0.32%
Min Revenue beat(2)-0.18%
Max Revenue beat(2)0.81%
Revenue beat(4)1
Avg Revenue beat(4)-0.09%
Min Revenue beat(4)-0.62%
Max Revenue beat(4)0.81%
Revenue beat(8)2
Avg Revenue beat(8)-0.9%
Revenue beat(12)5
Avg Revenue beat(12)-0.13%
Revenue beat(16)9
Avg Revenue beat(16)0.58%
PT rev (1m)-1.67%
PT rev (3m)-3.69%
EPS NQ rev (1m)0.58%
EPS NQ rev (3m)0.89%
EPS NY rev (1m)0.14%
EPS NY rev (3m)0.87%
Revenue NQ rev (1m)0.16%
Revenue NQ rev (3m)0.28%
Revenue NY rev (1m)0.11%
Revenue NY rev (3m)0.26%
Valuation
Industry RankSector Rank
PE 10.05
Fwd PE 9.15
P/S 2.12
P/FCF 8.67
P/OCF 6.98
P/B 4.98
P/tB N/A
EV/EBITDA 7.69
EPS(TTM)16.16
EY9.95%
EPS(NY)17.74
Fwd EY10.92%
FCF(TTM)18.74
FCFY11.54%
OCF(TTM)23.27
OCFY14.33%
SpS76.54
BVpS32.62
TBVpS-88.32
PEG (NY)1.03
PEG (5Y)0.46
Graham Number108.9
Profitability
Industry RankSector Rank
ROA 1.97%
ROE 25.38%
ROCE 13.06%
ROIC 7.87%
ROICexc 8.89%
ROICexgc 28.5%
OM 29.09%
PM (TTM) 10.81%
GM 63.19%
FCFM 24.48%
ROA(3y)2%
ROA(5y)0.6%
ROE(3y)15.88%
ROE(5y)6.97%
ROIC(3y)8.63%
ROIC(5y)6.48%
ROICexc(3y)9.95%
ROICexc(5y)7.43%
ROICexgc(3y)59.51%
ROICexgc(5y)44.03%
ROCE(3y)11.79%
ROCE(5y)8.85%
ROICexgc growth 3Y50.84%
ROICexgc growth 5Y0.15%
ROICexc growth 3Y36.06%
ROICexc growth 5Y10.13%
OM growth 3Y15.67%
OM growth 5Y3.83%
PM growth 3Y1067.47%
PM growth 5Y15.45%
GM growth 3Y1.01%
GM growth 5Y0.1%
F-Score4
Asset Turnover0.18
Health
Industry RankSector Rank
Debt/Equity 4.44
Debt/FCF 7.82
Debt/EBITDA 4.54
Cap/Depr 46.95%
Cap/Sales 5.92%
Interest Coverage 250
Cash Conversion 72.91%
Profit Quality 226.43%
Current Ratio 0.57
Quick Ratio 0.57
Altman-Z 0.52
F-Score4
WACC8.82%
ROIC/WACC0.89
Cap/Depr(3y)48.37%
Cap/Depr(5y)41.48%
Cap/Sales(3y)5.52%
Cap/Sales(5y)5.27%
Profit Quality(3y)223.62%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.76%
EPS 3Y6.07%
EPS 5Y21.67%
EPS Q2Q%15.13%
EPS Next Y9.8%
EPS Next 2Y9.14%
EPS Next 3Y9.82%
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%5.72%
Revenue Next Year3.88%
Revenue Next 2Y4.65%
Revenue Next 3Y5.32%
Revenue Next 5YN/A
EBIT growth 1Y-4.19%
EBIT growth 3Y30.01%
EBIT growth 5Y12.97%
EBIT Next Year7.55%
EBIT Next 3Y7.16%
EBIT Next 5YN/A
FCF growth 1Y185.37%
FCF growth 3Y72.27%
FCF growth 5Y-10.1%
OCF growth 1Y116.39%
OCF growth 3Y47.37%
OCF growth 5Y-6.21%

WEX INC / WEX FAQ

What is the fundamental rating for WEX stock?

ChartMill assigns a fundamental rating of 4 / 10 to WEX.


What is the valuation status for WEX stock?

ChartMill assigns a valuation rating of 6 / 10 to WEX INC (WEX). This can be considered as Fairly Valued.


How profitable is WEX INC (WEX) stock?

WEX INC (WEX) has a profitability rating of 6 / 10.


What are the PE and PB ratios of WEX INC (WEX) stock?

The Price/Earnings (PE) ratio for WEX INC (WEX) is 10.05 and the Price/Book (PB) ratio is 4.98.


Can you provide the expected EPS growth for WEX stock?

The Earnings per Share (EPS) of WEX INC (WEX) is expected to grow by 9.8% in the next year.