WEX INC (WEX) Fundamental Analysis & Valuation

NYSE:WEX • US96208T1043

Current stock price

177.18 USD
+0.05 (+0.03%)
Last:

This WEX fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. WEX Profitability Analysis

1.1 Basic Checks

  • WEX had positive earnings in the past year.
  • WEX had a positive operating cash flow in the past year.
  • Each year in the past 5 years WEX has been profitable.
  • WEX had a positive operating cash flow in each of the past 5 years.
WEX Yearly Net Income VS EBIT VS OCF VS FCFWEX Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M 800M

1.2 Ratios

  • WEX has a Return On Assets (2.11%) which is in line with its industry peers.
  • WEX's Return On Equity of 24.64% is amongst the best of the industry. WEX outperforms 89.90% of its industry peers.
  • With a decent Return On Invested Capital value of 7.97%, WEX is doing good in the industry, outperforming 76.77% of the companies in the same industry.
  • WEX had an Average Return On Invested Capital over the past 3 years of 8.75%. This is in line with the industry average of 8.00%.
Industry RankSector Rank
ROA 2.11%
ROE 24.64%
ROIC 7.97%
ROA(3y)2.12%
ROA(5y)1.62%
ROE(3y)20.02%
ROE(5y)14.46%
ROIC(3y)8.75%
ROIC(5y)7.59%
WEX Yearly ROA, ROE, ROICWEX Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20

1.3 Margins

  • WEX has a Profit Margin (11.43%) which is in line with its industry peers.
  • In the last couple of years the Profit Margin of WEX has grown nicely.
  • Looking at the Operating Margin, with a value of 29.05%, WEX is in the better half of the industry, outperforming 77.78% of the companies in the same industry.
  • In the last couple of years the Operating Margin of WEX has grown nicely.
  • WEX has a Gross Margin of 62.73%. This is in the better half of the industry: WEX outperforms 75.76% of its industry peers.
  • In the last couple of years the Gross Margin of WEX has remained more or less at the same level.
Industry RankSector Rank
OM 29.05%
PM (TTM) 11.43%
GM 62.73%
OM growth 3Y2.39%
OM growth 5Y18.45%
PM growth 3Y10.07%
PM growth 5YN/A
GM growth 3Y0.78%
GM growth 5Y1.45%
WEX Yearly Profit, Operating, Gross MarginsWEX Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60

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2

2. WEX Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so WEX is still creating some value.
  • WEX has less shares outstanding than it did 1 year ago.
  • The number of shares outstanding for WEX has been reduced compared to 5 years ago.
  • WEX has a worse debt/assets ratio than last year.
WEX Yearly Shares OutstandingWEX Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M
WEX Yearly Total Debt VS Total AssetsWEX Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B

2.2 Solvency

  • WEX has an Altman-Z score of 0.54. This is a bad value and indicates that WEX is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 0.54, WEX is in line with its industry, outperforming 52.53% of the companies in the same industry.
  • WEX has a debt to FCF ratio of 20.19. This is a negative value and a sign of low solvency as WEX would need 20.19 years to pay back of all of its debts.
  • WEX's Debt to FCF ratio of 20.19 is in line compared to the rest of the industry. WEX outperforms 48.48% of its industry peers.
  • WEX has a Debt/Equity ratio of 3.89. This is a high value indicating a heavy dependency on external financing.
  • WEX's Debt to Equity ratio of 3.89 is on the low side compared to the rest of the industry. WEX is outperformed by 74.75% of its industry peers.
Industry RankSector Rank
Debt/Equity 3.89
Debt/FCF 20.19
Altman-Z 0.54
ROIC/WACC1.08
WACC7.39%
WEX Yearly LT Debt VS Equity VS FCFWEX Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

2.3 Liquidity

  • A Current Ratio of 0.54 indicates that WEX may have some problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 0.54, WEX is in line with its industry, outperforming 41.41% of the companies in the same industry.
  • WEX has a Quick Ratio of 0.54. This is a bad value and indicates that WEX is not financially healthy enough and could expect problems in meeting its short term obligations.
  • WEX's Quick ratio of 0.54 is in line compared to the rest of the industry. WEX outperforms 41.41% of its industry peers.
Industry RankSector Rank
Current Ratio 0.54
Quick Ratio 0.54
WEX Yearly Current Assets VS Current LiabilitesWEX Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. WEX Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 5.76% over the past year.
  • The Earnings Per Share has been growing by 21.67% on average over the past years. This is a very strong growth
  • Looking at the last year, WEX shows a small growth in Revenue. The Revenue has grown by 1.24% in the last year.
  • WEX shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.27% yearly.
EPS 1Y (TTM)5.76%
EPS 3Y6.07%
EPS 5Y21.67%
EPS Q2Q%15.13%
Revenue 1Y (TTM)1.24%
Revenue growth 3Y4.22%
Revenue growth 5Y11.27%
Sales Q2Q%5.72%

3.2 Future

  • The Earnings Per Share is expected to grow by 10.30% on average over the next years. This is quite good.
  • The Revenue is expected to grow by 4.39% on average over the next years.
EPS Next Y10.4%
EPS Next 2Y10.51%
EPS Next 3Y10.3%
EPS Next 5YN/A
Revenue Next Year4.3%
Revenue Next 2Y4.42%
Revenue Next 3Y4.39%
Revenue Next 5YN/A

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
WEX Yearly Revenue VS EstimatesWEX Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1B 2B 3B
WEX Yearly EPS VS EstimatesWEX Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5 10 15 20

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Find the best growth stocksShow best growing peers

5

4. WEX Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 10.96, the valuation of WEX can be described as very reasonable.
  • The rest of the industry has a similar Price/Earnings ratio as WEX.
  • WEX is valuated cheaply when we compare the Price/Earnings ratio to 27.95, which is the current average of the S&P500 Index.
  • WEX is valuated reasonably with a Price/Forward Earnings ratio of 9.93.
  • WEX's Price/Forward Earnings ratio is in line with the industry average.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 38.68, WEX is valued rather cheaply.
Industry RankSector Rank
PE 10.96
Fwd PE 9.93
WEX Price Earnings VS Forward Price EarningsWEX Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, WEX is valued a bit cheaper than the industry average as 77.78% of the companies are valued more expensively.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as WEX.
Industry RankSector Rank
P/FCF 25.27
EV/EBITDA 7.93
WEX Per share dataWEX EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 -50

4.3 Compensation for Growth

  • WEX's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • WEX has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.05
PEG (5Y)0.51
EPS Next 2Y10.51%
EPS Next 3Y10.3%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. WEX Dividend Analysis

5.1 Amount

  • WEX does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

WEX Fundamentals: All Metrics, Ratios and Statistics

WEX INC

NYSE:WEX (4/21/2026, 1:01:57 PM)

177.18

+0.05 (+0.03%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-04
Earnings (Next)04-22
Inst Owners112.55%
Inst Owner Change0.05%
Ins Owners0.61%
Ins Owner Change14.45%
Market Cap6.08B
Revenue(TTM)2.66B
Net Income(TTM)304.20M
Analysts71.11
Price Target176.38 (-0.45%)
Short Float %5.14%
Short Ratio3.44
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.18%
Min EPS beat(2)2.52%
Max EPS beat(2)3.84%
EPS beat(4)4
Avg EPS beat(4)3.15%
Min EPS beat(4)0.38%
Max EPS beat(4)5.86%
EPS beat(8)6
Avg EPS beat(8)1.83%
EPS beat(12)10
Avg EPS beat(12)2.93%
EPS beat(16)14
Avg EPS beat(16)3.58%
Revenue beat(2)2
Avg Revenue beat(2)0.79%
Min Revenue beat(2)0.77%
Max Revenue beat(2)0.81%
Revenue beat(4)2
Avg Revenue beat(4)0.26%
Min Revenue beat(4)-0.37%
Max Revenue beat(4)0.81%
Revenue beat(8)2
Avg Revenue beat(8)-0.87%
Revenue beat(12)5
Avg Revenue beat(12)-0.58%
Revenue beat(16)9
Avg Revenue beat(16)0.52%
PT rev (1m)0.63%
PT rev (3m)-1.94%
EPS NQ rev (1m)2.48%
EPS NQ rev (3m)-0.2%
EPS NY rev (1m)0.91%
EPS NY rev (3m)0.09%
Revenue NQ rev (1m)0.84%
Revenue NQ rev (3m)0.19%
Revenue NY rev (1m)1.16%
Revenue NY rev (3m)0.29%
Valuation
Industry RankSector Rank
PE 10.96
Fwd PE 9.93
P/S 2.28
P/FCF 25.27
P/OCF 13.38
P/B 4.92
P/tB N/A
EV/EBITDA 7.93
EPS(TTM)16.16
EY9.12%
EPS(NY)17.84
Fwd EY10.07%
FCF(TTM)7.01
FCFY3.96%
OCF(TTM)13.24
OCFY7.47%
SpS77.55
BVpS35.98
TBVpS-83.62
PEG (NY)1.05
PEG (5Y)0.51
Graham Number114.379 (-35.44%)
Profitability
Industry RankSector Rank
ROA 2.11%
ROE 24.64%
ROCE 13.26%
ROIC 7.97%
ROICexc 9.14%
ROICexgc 28.85%
OM 29.05%
PM (TTM) 11.43%
GM 62.73%
FCFM 9.04%
ROA(3y)2.12%
ROA(5y)1.62%
ROE(3y)20.02%
ROE(5y)14.46%
ROIC(3y)8.75%
ROIC(5y)7.59%
ROICexc(3y)10%
ROICexc(5y)8.69%
ROICexgc(3y)50.59%
ROICexgc(5y)45.68%
ROCE(3y)12.74%
ROCE(5y)10.84%
ROICexgc growth 3Y-19.7%
ROICexgc growth 5Y6.83%
ROICexc growth 3Y0.52%
ROICexc growth 5Y26.36%
OM growth 3Y2.39%
OM growth 5Y18.45%
PM growth 3Y10.07%
PM growth 5YN/A
GM growth 3Y0.78%
GM growth 5Y1.45%
F-Score5
Asset Turnover0.18
Health
Industry RankSector Rank
Debt/Equity 3.89
Debt/FCF 20.19
Debt/EBITDA 4.35
Cap/Depr 64.54%
Cap/Sales 8.03%
Interest Coverage 2.32
Cash Conversion 41.15%
Profit Quality 79.09%
Current Ratio 0.54
Quick Ratio 0.54
Altman-Z 0.54
F-Score5
WACC7.39%
ROIC/WACC1.08
Cap/Depr(3y)55.2%
Cap/Depr(5y)48.24%
Cap/Sales(3y)6.55%
Cap/Sales(5y)5.85%
Profit Quality(3y)156.79%
Profit Quality(5y)9545.18%
High Growth Momentum
Growth
EPS 1Y (TTM)5.76%
EPS 3Y6.07%
EPS 5Y21.67%
EPS Q2Q%15.13%
EPS Next Y10.4%
EPS Next 2Y10.51%
EPS Next 3Y10.3%
EPS Next 5YN/A
Revenue 1Y (TTM)1.24%
Revenue growth 3Y4.22%
Revenue growth 5Y11.27%
Sales Q2Q%5.72%
Revenue Next Year4.3%
Revenue Next 2Y4.42%
Revenue Next 3Y4.39%
Revenue Next 5YN/A
EBIT growth 1Y-2.84%
EBIT growth 3Y6.71%
EBIT growth 5Y31.8%
EBIT Next Year16.32%
EBIT Next 3Y10.31%
EBIT Next 5YN/A
FCF growth 1Y-26.87%
FCF growth 3Y-24.69%
FCF growth 5Y-20.89%
OCF growth 1Y-5.63%
OCF growth 3Y-12.56%
OCF growth 5Y-11.92%

WEX INC / WEX Fundamental Analysis FAQ

What is the fundamental rating for WEX stock?

ChartMill assigns a fundamental rating of 5 / 10 to WEX.


Can you provide the valuation status for WEX INC?

ChartMill assigns a valuation rating of 6 / 10 to WEX INC (WEX). This can be considered as Fairly Valued.


Can you provide the profitability details for WEX INC?

WEX INC (WEX) has a profitability rating of 7 / 10.


How financially healthy is WEX INC?

The financial health rating of WEX INC (WEX) is 2 / 10.