WALKER & DUNLOP INC (WD) Stock Fundamental Analysis
USA - NYSE:WD - US93148P1021 - Common Stock
86.52 USD
+1.22 (+1.43%)
Taking everything into account, WD scores 3 out of 10 in our fundamental rating. WD was compared to 101 industry peers in the Financial Services industry. WD may be in some trouble as it scores bad on both profitability and health. WD is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
WD had positive earnings in the past year.
WD had a negative operating cash flow in the past year.
In the past 5 years WD has always been profitable.
In multiple years WD reported negative operating cash flow during the last 5 years.
1.2 Ratios
WD has a Return On Assets (2.31%) which is comparable to the rest of the industry.
Looking at the Return On Equity, with a value of 6.16%, WD is doing worse than 62.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.31% | ||
| ROE | 6.16% | ||
| ROIC | N/A |
ROA(3y)3.38%
ROA(5y)4.04%
ROE(3y)8.14%
ROE(5y)12.19%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of WD (9.06%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of WD has declined.
Looking at the Operating Margin, with a value of 15.99%, WD is in line with its industry, outperforming 58.42% of the companies in the same industry.
WD's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.99% | ||
| PM (TTM) | 9.06% | ||
| GM | N/A |
OM growth 3Y-17.2%
OM growth 5Y-11.53%
PM growth 3Y-22.94%
PM growth 5Y-14.57%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
WD does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for WD has been increased compared to 1 year ago.
WD has more shares outstanding than it did 5 years ago.
The debt/assets ratio for WD is higher compared to a year ago.
2.2 Solvency
A Debt/Equity ratio of 1.13 is on the high side and indicates that WD has dependencies on debt financing.
WD has a Debt to Equity ratio (1.13) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.13 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC8.12%
2.3 Liquidity
A Current Ratio of 6.45 indicates that WD has no problem at all paying its short term obligations.
The Current ratio of WD (6.45) is better than 94.06% of its industry peers.
WD has a Quick Ratio of 6.45. This indicates that WD is financially healthy and has no problem in meeting its short term obligations.
WD has a Quick ratio of 6.45. This is amongst the best in the industry. WD outperforms 94.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 6.45 | ||
| Quick Ratio | 6.45 |
3. Growth
3.1 Past
WD shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 25.10%, which is quite impressive.
Measured over the past years, WD shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.16% on average per year.
WD shows a decrease in Revenue. In the last year, the revenue decreased by -6.26%.
WD shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.74% yearly.
EPS 1Y (TTM)25.1%
EPS 3Y-26.85%
EPS 5Y-10.16%
EPS Q2Q%47.76%
Revenue 1Y (TTM)-6.26%
Revenue growth 3Y-3.47%
Revenue growth 5Y6.74%
Sales Q2Q%17.94%
3.2 Future
The Earnings Per Share is expected to grow by 26.64% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 6.42% on average over the next years.
EPS Next Y15.92%
EPS Next 2Y21.94%
EPS Next 3Y26.64%
EPS Next 5YN/A
Revenue Next Year8.46%
Revenue Next 2Y7.04%
Revenue Next 3Y6.42%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 26.70, the valuation of WD can be described as expensive.
Based on the Price/Earnings ratio, WD is valued a bit more expensive than 63.37% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.20, WD is valued at the same level.
WD is valuated rather expensively with a Price/Forward Earnings ratio of 18.24.
Compared to the rest of the industry, the Price/Forward Earnings ratio of WD is on the same level as its industry peers.
When comparing the Price/Forward Earnings ratio of WD to the average of the S&P500 Index (22.70), we can say WD is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.7 | ||
| Fwd PE | 18.24 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, WD is valued a bit cheaper than 68.32% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 10.77 |
4.3 Compensation for Growth
WD's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
A more expensive valuation may be justified as WD's earnings are expected to grow with 26.64% in the coming years.
PEG (NY)1.68
PEG (5Y)N/A
EPS Next 2Y21.94%
EPS Next 3Y26.64%
5. Dividend
5.1 Amount
WD has a Yearly Dividend Yield of 3.21%. Purely for dividend investing, there may be better candidates out there.
WD's Dividend Yield is a higher than the industry average which is at 4.86.
WD's Dividend Yield is a higher than the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.21% |
5.2 History
The dividend of WD is nicely growing with an annual growth rate of 16.43%!
WD has been paying a dividend for over 5 years, so it has already some track record.
WD has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)16.43%
Div Incr Years6
Div Non Decr Years6
5.3 Sustainability
WD pays out 83.71% of its income as dividend. This is not a sustainable payout ratio.
WD's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP83.71%
EPS Next 2Y21.94%
EPS Next 3Y26.64%
NYSE:WD (9/18/2025, 11:04:16 AM)
86.52
+1.22 (+1.43%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners85.76%
Inst Owner Change-0.71%
Ins Owners3.76%
Ins Owner Change3.05%
Market Cap2.95B
Analysts78.33
Price Target94.35 (9.05%)
Short Float %2.52%
Short Ratio3.21
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.21% |
Yearly Dividend2.68
Dividend Growth(5Y)16.43%
DP83.71%
Div Incr Years6
Div Non Decr Years6
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-27.21%
Min EPS beat(2)-88.79%
Max EPS beat(2)34.37%
EPS beat(4)2
Avg EPS beat(4)-17.06%
Min EPS beat(4)-88.79%
Max EPS beat(4)34.37%
EPS beat(8)3
Avg EPS beat(8)-18.22%
EPS beat(12)3
Avg EPS beat(12)-19.15%
EPS beat(16)6
Avg EPS beat(16)-14.3%
Revenue beat(2)1
Avg Revenue beat(2)1.62%
Min Revenue beat(2)-8.18%
Max Revenue beat(2)11.41%
Revenue beat(4)2
Avg Revenue beat(4)1.51%
Min Revenue beat(4)-8.18%
Max Revenue beat(4)11.41%
Revenue beat(8)2
Avg Revenue beat(8)-3.33%
Revenue beat(12)3
Avg Revenue beat(12)-5.2%
Revenue beat(16)6
Avg Revenue beat(16)-2.76%
PT rev (1m)0%
PT rev (3m)-7.5%
EPS NQ rev (1m)5.23%
EPS NQ rev (3m)1.46%
EPS NY rev (1m)5.09%
EPS NY rev (3m)4.29%
Revenue NQ rev (1m)4.33%
Revenue NQ rev (3m)3.15%
Revenue NY rev (1m)3.24%
Revenue NY rev (3m)3.24%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.7 | ||
| Fwd PE | 18.24 | ||
| P/S | 2.48 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.68 | ||
| P/tB | N/A | ||
| EV/EBITDA | 10.77 |
EPS(TTM)3.24
EY3.74%
EPS(NY)4.74
Fwd EY5.48%
FCF(TTM)-5.95
FCFYN/A
OCF(TTM)-5.6
OCFYN/A
SpS34.94
BVpS51.37
TBVpS-2.52
PEG (NY)1.68
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.31% | ||
| ROE | 6.16% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 15.99% | ||
| PM (TTM) | 9.06% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)3.38%
ROA(5y)4.04%
ROE(3y)8.14%
ROE(5y)12.19%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)5.69%
ROCE(5y)6.46%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-17.2%
OM growth 5Y-11.53%
PM growth 3Y-22.94%
PM growth 5Y-14.57%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.25
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.13 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 4.59 | ||
| Cap/Depr | 5% | ||
| Cap/Sales | 1.02% | ||
| Interest Coverage | 1.97 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 6.45 | ||
| Quick Ratio | 6.45 | ||
| Altman-Z | N/A |
F-Score3
WACC8.12%
ROIC/WACCN/A
Cap/Depr(3y)7.32%
Cap/Depr(5y)5.62%
Cap/Sales(3y)1.48%
Cap/Sales(5y)1.09%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)25.1%
EPS 3Y-26.85%
EPS 5Y-10.16%
EPS Q2Q%47.76%
EPS Next Y15.92%
EPS Next 2Y21.94%
EPS Next 3Y26.64%
EPS Next 5YN/A
Revenue 1Y (TTM)-6.26%
Revenue growth 3Y-3.47%
Revenue growth 5Y6.74%
Sales Q2Q%17.94%
Revenue Next Year8.46%
Revenue Next 2Y7.04%
Revenue Next 3Y6.42%
Revenue Next 5YN/A
EBIT growth 1Y-10.21%
EBIT growth 3Y-20.07%
EBIT growth 5Y-5.56%
EBIT Next Year351.32%
EBIT Next 3Y73.96%
EBIT Next 5YN/A
FCF growth 1Y-18.07%
FCF growth 3Y-48.68%
FCF growth 5Y-22.74%
OCF growth 1Y-25.33%
OCF growth 3Y-47.03%
OCF growth 5Y-21.27%