WALKER & DUNLOP INC (WD) Stock Fundamental Analysis
USA - NYSE:WD - US93148P1021 - Common Stock
62.78 USD
+0.97 (+1.57%)
We assign a fundamental rating of 4 out of 10 to WD. WD was compared to 99 industry peers in the Financial Services industry. WD has a bad profitability rating. Also its financial health evaluation is rather negative. WD is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year WD was profitable.
WD had a negative operating cash flow in the past year.
WD had positive earnings in each of the past 5 years.
In multiple years WD reported negative operating cash flow during the last 5 years.
1.2 Ratios
The Return On Assets of WD (1.94%) is comparable to the rest of the industry.
With a Return On Equity value of 6.36%, WD is not doing good in the industry: 61.62% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.94% | ||
| ROE | 6.36% | ||
| ROIC | N/A |
ROA(3y)3.38%
ROA(5y)4.04%
ROE(3y)8.14%
ROE(5y)12.19%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 9.09%, WD is in line with its industry, outperforming 51.52% of the companies in the same industry.
WD's Profit Margin has declined in the last couple of years.
WD has a Operating Margin (16.05%) which is in line with its industry peers.
In the last couple of years the Operating Margin of WD has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.05% | ||
| PM (TTM) | 9.09% | ||
| GM | N/A |
OM growth 3Y-17.2%
OM growth 5Y-11.53%
PM growth 3Y-22.94%
PM growth 5Y-14.57%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
WD does not have a ROIC to compare to the WACC, probably because it is not profitable.
WD has more shares outstanding than it did 1 year ago.
WD has more shares outstanding than it did 5 years ago.
The debt/assets ratio for WD is higher compared to a year ago.
2.2 Solvency
WD has a Debt/Equity ratio of 1.70. This is a high value indicating a heavy dependency on external financing.
WD has a worse Debt to Equity ratio (1.70) than 63.64% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.7 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC7.42%
2.3 Liquidity
WD has a Current Ratio of 6.45. This indicates that WD is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 6.45, WD belongs to the top of the industry, outperforming 93.94% of the companies in the same industry.
A Quick Ratio of 6.45 indicates that WD has no problem at all paying its short term obligations.
WD has a better Quick ratio (6.45) than 93.94% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 6.45 | ||
| Quick Ratio | 6.45 |
3. Growth
3.1 Past
WD shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 20.36%, which is quite impressive.
Measured over the past years, WD shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.16% on average per year.
The Revenue has decreased by -4.46% in the past year.
Measured over the past years, WD shows a small growth in Revenue. The Revenue has been growing by 6.74% on average per year.
EPS 1Y (TTM)20.36%
EPS 3Y-26.85%
EPS 5Y-10.16%
EPS Q2Q%15.29%
Revenue 1Y (TTM)-4.46%
Revenue growth 3Y-3.47%
Revenue growth 5Y6.74%
Sales Q2Q%15.52%
3.2 Future
The Earnings Per Share is expected to grow by 28.82% on average over the next years. This is a very strong growth
Based on estimates for the next years, WD will show a quite strong growth in Revenue. The Revenue will grow by 10.47% on average per year.
EPS Next Y16.35%
EPS Next 2Y21.47%
EPS Next 3Y28.82%
EPS Next 5YN/A
Revenue Next Year9.16%
Revenue Next 2Y8.74%
Revenue Next 3Y10.47%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 18.63, which indicates a rather expensive current valuation of WD.
Compared to the rest of the industry, the Price/Earnings ratio of WD is on the same level as its industry peers.
Compared to an average S&P500 Price/Earnings ratio of 25.46, WD is valued a bit cheaper.
WD is valuated correctly with a Price/Forward Earnings ratio of 13.34.
The rest of the industry has a similar Price/Forward Earnings ratio as WD.
When comparing the Price/Forward Earnings ratio of WD to the average of the S&P500 Index (35.39), we can say WD is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.63 | ||
| Fwd PE | 13.34 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, WD is valued a bit cheaper than 63.64% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 10.92 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
A more expensive valuation may be justified as WD's earnings are expected to grow with 28.82% in the coming years.
PEG (NY)1.14
PEG (5Y)N/A
EPS Next 2Y21.47%
EPS Next 3Y28.82%
5. Dividend
5.1 Amount
WD has a Yearly Dividend Yield of 3.35%. Purely for dividend investing, there may be better candidates out there.
In the last 3 months the price of WD has falen by -27.69%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
WD's Dividend Yield is a higher than the industry average which is at 4.68.
Compared to an average S&P500 Dividend Yield of 2.44, WD pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.35% |
5.2 History
The dividend of WD is nicely growing with an annual growth rate of 16.43%!
WD has been paying a dividend for over 5 years, so it has already some track record.
As WD did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)16.43%
Div Incr Years6
Div Non Decr Years6
5.3 Sustainability
81.20% of the earnings are spent on dividend by WD. This is not a sustainable payout ratio.
The dividend of WD is growing, but earnings are growing more, so the dividend growth is sustainable.
DP81.2%
EPS Next 2Y21.47%
EPS Next 3Y28.82%
NYSE:WD (11/19/2025, 2:56:45 PM)
62.78
+0.97 (+1.57%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners84.87%
Inst Owner Change2.45%
Ins Owners3.74%
Ins Owner Change-0.4%
Market Cap2.14B
Revenue(TTM)1.24B
Net Income(TTM)112.29M
Analysts80
Price Target95.88 (52.72%)
Short Float %2.31%
Short Ratio3.49
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.35% |
Yearly Dividend2.68
Dividend Growth(5Y)16.43%
DP81.2%
Div Incr Years6
Div Non Decr Years6
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)7.96%
Min EPS beat(2)-18.45%
Max EPS beat(2)34.37%
EPS beat(4)2
Avg EPS beat(4)-17.05%
Min EPS beat(4)-88.79%
Max EPS beat(4)34.37%
EPS beat(8)3
Avg EPS beat(8)-15.72%
EPS beat(12)3
Avg EPS beat(12)-18.06%
EPS beat(16)5
Avg EPS beat(16)-15.74%
Revenue beat(2)2
Avg Revenue beat(2)6.69%
Min Revenue beat(2)1.97%
Max Revenue beat(2)11.41%
Revenue beat(4)3
Avg Revenue beat(4)2.89%
Min Revenue beat(4)-8.18%
Max Revenue beat(4)11.41%
Revenue beat(8)3
Avg Revenue beat(8)-2.1%
Revenue beat(12)4
Avg Revenue beat(12)-3.98%
Revenue beat(16)6
Avg Revenue beat(16)-3.13%
PT rev (1m)1.62%
PT rev (3m)1.62%
EPS NQ rev (1m)-4.89%
EPS NQ rev (3m)-10.56%
EPS NY rev (1m)0.37%
EPS NY rev (3m)5.48%
Revenue NQ rev (1m)3.33%
Revenue NQ rev (3m)-1.5%
Revenue NY rev (1m)0.64%
Revenue NY rev (3m)3.9%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.63 | ||
| Fwd PE | 13.34 | ||
| P/S | 1.73 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.21 | ||
| P/tB | N/A | ||
| EV/EBITDA | 10.92 |
EPS(TTM)3.37
EY5.37%
EPS(NY)4.71
Fwd EY7.5%
FCF(TTM)-27.86
FCFYN/A
OCF(TTM)-27.5
OCFYN/A
SpS36.27
BVpS51.82
TBVpS-1.61
PEG (NY)1.14
PEG (5Y)N/A
Graham Number62.68
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.94% | ||
| ROE | 6.36% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 16.05% | ||
| PM (TTM) | 9.09% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)3.38%
ROA(5y)4.04%
ROE(3y)8.14%
ROE(5y)12.19%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)5.69%
ROCE(5y)6.46%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-17.2%
OM growth 5Y-11.53%
PM growth 3Y-22.94%
PM growth 5Y-14.57%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.7 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 6.78 | ||
| Cap/Depr | 5.09% | ||
| Cap/Sales | 1.01% | ||
| Interest Coverage | 2.17 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 6.45 | ||
| Quick Ratio | 6.45 | ||
| Altman-Z | N/A |
F-Score3
WACC7.42%
ROIC/WACCN/A
Cap/Depr(3y)7.32%
Cap/Depr(5y)5.62%
Cap/Sales(3y)1.48%
Cap/Sales(5y)1.09%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)20.36%
EPS 3Y-26.85%
EPS 5Y-10.16%
EPS Q2Q%15.29%
EPS Next Y16.35%
EPS Next 2Y21.47%
EPS Next 3Y28.82%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.46%
Revenue growth 3Y-3.47%
Revenue growth 5Y6.74%
Sales Q2Q%15.52%
Revenue Next Year9.16%
Revenue Next 2Y8.74%
Revenue Next 3Y10.47%
Revenue Next 5YN/A
EBIT growth 1Y-10.07%
EBIT growth 3Y-20.07%
EBIT growth 5Y-5.56%
EBIT Next Year349.45%
EBIT Next 3Y74.75%
EBIT Next 5YN/A
FCF growth 1Y-155.82%
FCF growth 3Y-48.68%
FCF growth 5Y-22.74%
OCF growth 1Y-154.56%
OCF growth 3Y-47.03%
OCF growth 5Y-21.27%
WALKER & DUNLOP INC / WD FAQ
What is the fundamental rating for WD stock?
ChartMill assigns a fundamental rating of 4 / 10 to WD.
What is the valuation status of WALKER & DUNLOP INC (WD) stock?
ChartMill assigns a valuation rating of 4 / 10 to WALKER & DUNLOP INC (WD). This can be considered as Fairly Valued.
How profitable is WALKER & DUNLOP INC (WD) stock?
WALKER & DUNLOP INC (WD) has a profitability rating of 2 / 10.
What is the valuation of WALKER & DUNLOP INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for WALKER & DUNLOP INC (WD) is 18.63 and the Price/Book (PB) ratio is 1.21.
Can you provide the financial health for WD stock?
The financial health rating of WALKER & DUNLOP INC (WD) is 3 / 10.