VALLEY NATIONAL BANCORP - VLY 6 1/4 PERP(NASDAQ:VLYPP) stock Fundamental Analysis

Fundamental Rating

Overall VLYPP gets a fundamental rating of 2 out of 10. We evaluated VLYPP against 404 industry peers in the Banks industry. VLYPP may be in some trouble as it scores bad on both profitability and health. While showing a medium growth rate, VLYPP is valued expensive at the moment.

Quickly go to:

1. Profitability

1.1 Basic Checks

In the past year VLYPP was profitable.

In the past year VLYPP has reported a negative cash flow from operations.

In the past 5 years VLYPP has always been profitable.

Of the past 5 years VLYPP 4 years had a positive operating cash flow.

1.2 Ratios

VLYPP's Return On Assets of 0.51% is on the low side compared to the rest of the industry. VLYPP is outperformed by 71.86% of its industry peers.

VLYPP has a Return On Equity of 4.56%. This is in the lower half of the industry: VLYPP underperforms 76.63% of its industry peers.

		Industry Rank	Sector Rank
ROA	0.51%
ROE	4.56%
ROIC	N/A

ROA(3y)0.78%

ROA(5y)0.86%

ROE(3y)6.9%

ROE(5y)7.6%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

The Profit Margin of VLYPP (17.44%) is worse than 67.34% of its industry peers.

In the last couple of years the Profit Margin of VLYPP has declined.

The Operating Margin and Gross Margin are not available for VLYPP so they could not be analyzed.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	17.44%
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-16.82%

PM growth 5Y-6.15%

GM growth 3YN/A

GM growth 5YN/A

More info and screens

ROA

ROE

ROIC

Operating and Profit Margin

Show most profitable peers

2. Health

2.1 Basic Checks

VLYPP does not have a ROIC to compare to the WACC, probably because it is not profitable.

The number of shares outstanding for VLYPP has been increased compared to 1 year ago.

Compared to 5 years ago, VLYPP has more shares outstanding

VLYPP has a worse debt/assets ratio than last year.

2.2 Solvency

VLYPP has a Debt/Equity ratio of 0.11. This is a healthy value indicating a solid balance between debt and equity.

Looking at the Debt to Equity ratio, with a value of 0.11, VLYPP is in the better half of the industry, outperforming 71.86% of the companies in the same industry.

		Industry Rank	Sector Rank
Debt/Equity	0.11
Debt/FCF	N/A
Altman-Z	N/A

ROIC/WACCN/A

WACC13.78%

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

More info and screens

WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

Show peers with great health

3. Growth

3.1 Past

VLYPP shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -40.57%.

VLYPP shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -7.49% yearly.

VLYPP shows a decrease in Revenue. In the last year, the revenue decreased by -2.40%.

The Revenue has been growing by 10.66% on average over the past years. This is quite good.

EPS 1Y (TTM)-40.57%

EPS 3Y-18.41%

EPS 5Y-7.49%

EPS Q2Q%-40.91%

Revenue 1Y (TTM)-2.4%

Revenue growth 3Y10.59%

Revenue growth 5Y10.66%

Sales Q2Q%5.38%

3.2 Future

VLYPP is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 25.30% yearly.

VLYPP is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.50% yearly.

EPS Next Y52.46%

EPS Next 2Y36.49%

EPS Next 3Y25.3%

EPS Next 5YN/A

Revenue Next Year10.13%

Revenue Next 2Y9.32%

Revenue Next 3Y7.5%

Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.

The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.

More info and screens

Find the best growth stocks

Show best growing peers

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 39.84, the valuation of VLYPP can be described as expensive.

Compared to the rest of the industry, the Price/Earnings ratio of VLYPP indicates a rather expensive valuation: VLYPP more expensive than 86.93% of the companies listed in the same industry.

The average S&P500 Price/Earnings ratio is at 30.30. VLYPP is valued slightly more expensive when compared to this.

The Price/Forward Earnings ratio is 26.13, which means the current valuation is very expensive for VLYPP.

Compared to the rest of the industry, the Price/Forward Earnings ratio of VLYPP indicates a slightly more expensive valuation: VLYPP is more expensive than 78.89% of the companies listed in the same industry.

VLYPP's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 23.06.

		Industry Rank	Sector Rank
PE	39.84
Fwd PE	26.13

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.

A more expensive valuation may be justified as VLYPP's earnings are expected to grow with 25.30% in the coming years.

PEG (NY)0.76

PEG (5Y)N/A

EPS Next 2Y36.49%

EPS Next 3Y25.3%

More info and screens

Show best valued peers

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 4.44%, VLYPP is a good candidate for dividend investing.

VLYPP's Dividend Yield is rather good when compared to the industry average which is at 3.16. VLYPP pays more dividend than 86.68% of the companies in the same industry.

VLYPP's Dividend Yield is rather good when compared to the S&P500 average which is at 2.29.

		Industry Rank	Sector Rank
Dividend Yield	4.44%

5.2 History

The dividend of VLYPP decreases each year by -1.89%.

VLYPP has been paying a dividend for at least 10 years, so it has a reliable track record.

VLYPP has decreased its dividend recently.

Dividend Growth(5Y)-1.89%

Div Incr Years0

Div Non Decr Years1

5.3 Sustainability

VLYPP pays out 77.03% of its income as dividend. This is not a sustainable payout ratio.

DP77.03%

EPS Next 2Y36.49%

EPS Next 3Y25.3%

More info and screens

Find the best dividend stocks

Show peers with best dividend

VALLEY NATIONAL BANCORP - VLY 6 1/4 PERP

NASDAQ:VLYPP (2/21/2025, 3:27:59 PM)

25.1

-0.04 (-0.16%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupBanks

GICS IndustryBanks

Earnings (Last)01-23 2025-01-23/bmo

Earnings (Next)07-23 2025-07-23/bmo

Inst Owners81.27%

Inst Owner ChangeN/A

Ins Owners1.58%

Ins Owner ChangeN/A

Market Cap14.03B

Analysts73.33

Price Target28.85 (14.94%)

Short Float %0.04%

Short Ratio7.46

Dividend

		Industry Rank	Sector Rank
Dividend Yield	4.44%

Yearly Dividend0.47

Dividend Growth(5Y)-1.89%

DP77.03%

Div Incr Years0

Div Non Decr Years1

Ex-DateN/A

Surprises & Revisions

EPS beat(2)1

Avg EPS beat(2)-16.5%

Min EPS beat(2)-33.43%

Max EPS beat(2)0.43%

EPS beat(4)1

Avg EPS beat(4)-13.47%

Min EPS beat(4)-33.43%

Max EPS beat(4)0.43%

EPS beat(8)1

Avg EPS beat(8)-9.06%

EPS beat(12)4

Avg EPS beat(12)-5.29%

EPS beat(16)6

Avg EPS beat(16)-4.02%

Revenue beat(2)0

Avg Revenue beat(2)-1.27%

Min Revenue beat(2)-2.49%

Max Revenue beat(2)-0.06%

Revenue beat(4)0

Avg Revenue beat(4)-2.1%

Min Revenue beat(4)-4.83%

Max Revenue beat(4)-0.06%

Revenue beat(8)0

Avg Revenue beat(8)-2.84%

Revenue beat(12)4

Avg Revenue beat(12)-1.1%

Revenue beat(16)7

Avg Revenue beat(16)-1%

PT rev (1m)-7.47%

PT rev (3m)11.66%

EPS NQ rev (1m)-5.54%

EPS NQ rev (3m)-9.82%

EPS NY rev (1m)4.99%

EPS NY rev (3m)-0.29%

Revenue NQ rev (1m)0.47%

Revenue NQ rev (3m)0.83%

Revenue NY rev (1m)2.91%

Revenue NY rev (3m)3.48%

Valuation

		Industry Rank	Sector Rank
PE	39.84
Fwd PE	26.13
P/S	7.7
P/FCF	N/A
P/OCF	N/A
P/B	2.01
P/tB	2.82
EV/EBITDA	N/A

EPS(TTM)0.63

EY2.51%

EPS(NY)0.96

Fwd EY3.83%

FCF(TTM)-0.24

FCFYN/A

OCF(TTM)-0.22

OCFYN/A

SpS3.26

BVpS12.48

TBVpS8.89

PEG (NY)0.76

PEG (5Y)N/A

Profitability

		Industry Rank	Sector Rank
ROA	0.51%
ROE	4.56%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	17.44%
GM	N/A
FCFM	N/A

ROA(3y)0.78%

ROA(5y)0.86%

ROE(3y)6.9%

ROE(5y)7.6%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexcg growth 3YN/A

ROICexcg growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-16.82%

PM growth 5Y-6.15%

GM growth 3YN/A

GM growth 5YN/A

F-Score3

Asset Turnover0.03

Health

		Industry Rank	Sector Rank
Debt/Equity	0.11
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	17.99%
Cap/Sales	0.78%
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	N/A
Quick Ratio	N/A
Altman-Z	N/A

F-Score3

WACC13.78%

ROIC/WACCN/A

Cap/Depr(3y)N/A

Cap/Depr(5y)N/A

Cap/Sales(3y)N/A

Cap/Sales(5y)N/A

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)-40.57%

EPS 3Y-18.41%

EPS 5Y-7.49%

EPS Q2Q%-40.91%

EPS Next Y52.46%

EPS Next 2Y36.49%

EPS Next 3Y25.3%

EPS Next 5YN/A

Revenue 1Y (TTM)-2.4%

Revenue growth 3Y10.59%

Revenue growth 5Y10.66%

Sales Q2Q%5.38%

Revenue Next Year10.13%

Revenue Next 2Y9.32%

Revenue Next 3Y7.5%

Revenue Next 5YN/A

EBIT growth 1YN/A

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-117.84%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y-114.3%

OCF growth 3YN/A

OCF growth 5YN/A

VALLEY NATIONAL BANCORP - VLY 6 1/4 PERP (VLYPP) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

More info and screens