UNIVERSAL CORP/VA (UVV)
US9134561094 - Common Stock
We assign a fundamental rating of 4 out of 10 to UVV. UVV was compared to 8 industry peers in the Tobacco industry. UVV has only an average score on both its financial health and profitability. UVV has a expensive valuation and it also scores bad on growth. Finally UVV also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
UVV had positive earnings in the past year.
In the past year UVV has reported a negative cash flow from operations.
UVV had positive earnings in each of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: UVV reported negative operating cash flow in multiple years.
1.2 Ratios
With a decent Return On Assets value of 4.02%, UVV is doing good in the industry, outperforming 62.50% of the companies in the same industry.
The Return On Equity of UVV (8.62%) is better than 87.50% of its industry peers.
UVV has a Return On Invested Capital of 7.23%. This is in the lower half of the industry: UVV underperforms 62.50% of its industry peers.
The Average Return On Invested Capital over the past 3 years for UVV is significantly below the industry average of 65.76%.
The last Return On Invested Capital (7.23%) for UVV is above the 3 year average (6.85%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.02% | ||
| ROE | 8.62% | ||
| ROIC | 7.23% |
ROA(3y)4.04%
ROA(5y)3.85%
ROE(3y)7.89%
ROE(5y)7.22%
ROIC(3y)6.85%
ROIC(5y)6.68%
1.3 Margins
UVV has a Profit Margin (4.31%) which is in line with its industry peers.
UVV's Profit Margin has been stable in the last couple of years.
UVV's Operating Margin of 8.19% is on the low side compared to the rest of the industry. UVV is outperformed by 62.50% of its industry peers.
In the last couple of years the Operating Margin of UVV has remained more or less at the same level.
UVV has a Gross Margin of 19.29%. This is in the lower half of the industry: UVV underperforms 75.00% of its industry peers.
In the last couple of years the Gross Margin of UVV has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.19% | ||
| PM (TTM) | 4.31% | ||
| GM | 19.29% |
OM growth 3Y-0.7%
OM growth 5Y-0.37%
PM growth 3Y-0.42%
PM growth 5Y-1.42%
GM growth 3Y-0.3%
GM growth 5Y1.77%
2. Health
2.1 Basic Checks
UVV has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
UVV has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, UVV has less shares outstanding
Compared to 1 year ago, UVV has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.75 indicates that UVV is not a great score, but indicates only limited risk for bankruptcy at the moment.
The Altman-Z score of UVV (2.75) is comparable to the rest of the industry.
A Debt/Equity ratio of 0.85 indicates that UVV is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.85, UVV is in the better half of the industry, outperforming 62.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.85 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.75 |
ROIC/WACC0.93
WACC7.79%
2.3 Liquidity
A Current Ratio of 2.60 indicates that UVV has no problem at all paying its short term obligations.
With a decent Current ratio value of 2.60, UVV is doing good in the industry, outperforming 75.00% of the companies in the same industry.
UVV has a Quick Ratio of 2.60. This is a bad value and indicates that UVV is not financially healthy enough and could expect problems in meeting its short term obligations.
UVV's Quick ratio of 0.84 is in line compared to the rest of the industry. UVV outperforms 50.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.6 | ||
| Quick Ratio | 0.84 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 5.29% over the past year.
UVV shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 3.05% yearly.
The Revenue has been growing slightly by 6.40% in the past year.
UVV shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.30% yearly.
EPS 1Y (TTM)5.29%
EPS 3Y10.6%
EPS 5Y3.05%
EPS Q2Q%106.25%
Revenue 1Y (TTM)6.4%
Revenue growth 3Y11.49%
Revenue growth 5Y4.3%
Sales Q2Q%15.32%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 10.57 indicates a reasonable valuation of UVV.
UVV's Price/Earnings ratio is rather cheap when compared to the industry. UVV is cheaper than 87.50% of the companies in the same industry.
UVV is valuated cheaply when we compare the Price/Earnings ratio to 27.41, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.57 | ||
| Fwd PE | N/A |
4.2 Price Multiples
75.00% of the companies in the same industry are more expensive than UVV, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 6.44 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)3.47
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.92%, UVV is a good candidate for dividend investing.
UVV's Dividend Yield is a higher than the industry average which is at 4.49.
UVV's Dividend Yield is rather good when compared to the S&P500 average which is at 2.33.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.92% |
5.2 History
The dividend of UVV has a limited annual growth rate of 2.64%.
UVV has been paying a dividend for at least 10 years, so it has a reliable track record.
UVV has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)2.64%
Div Incr Years32
Div Non Decr Years32
5.3 Sustainability
UVV pays out 64.59% of its income as dividend. This is not a sustainable payout ratio.
The dividend of UVV is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP64.59%
EPS Next 2YN/A
EPS Next 3YN/A
UNIVERSAL CORP/VA
NYSE:UVV (1/3/2025, 8:08:20 PM)
After market: 54 -0.67 (-1.23%)54.67
-0.03 (-0.05%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupFood, Beverage & Tobacco
GICS IndustryTobacco
Earnings (Last)
Earnings (Next)
Inst Owners81.66%
Inst Owner Change0.54%
Ins Owners1.9%
Ins Owner Change5.24%
Market Cap1.35B
Analysts0
Price TargetN/A
Short Float %1.81%
Short Ratio2.96
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.92% |
Dividend Growth(5Y)2.64%
DP64.59%
Div Incr Years32
Div Non Decr Years32
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.57 | ||
| Fwd PE | N/A | ||
| P/S | 0.48 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.95 | ||
| P/tB | 1.19 | ||
| EV/EBITDA | 6.44 |
EPS(TTM)5.17
EY9.46%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-4.21
FCFYN/A
OCF(TTM)-1.34
OCFYN/A
SpS114.54
BVpS57.25
TBVpS45.91
PEG (NY)N/A
PEG (5Y)3.47
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.02% | ||
| ROE | 8.62% | ||
| ROCE | 10.6% | ||
| ROIC | 7.23% | ||
| ROICexc | 7.51% | ||
| ROICexgc | 8.39% | ||
| OM | 8.19% | ||
| PM (TTM) | 4.31% | ||
| GM | 19.29% | ||
| FCFM | N/A |
ROA(3y)4.04%
ROA(5y)3.85%
ROE(3y)7.89%
ROE(5y)7.22%
ROIC(3y)6.85%
ROIC(5y)6.68%
ROICexc(3y)7.05%
ROICexc(5y)7%
ROICexgc(3y)8.06%
ROICexgc(5y)7.93%
ROCE(3y)8.91%
ROCE(5y)8.46%
ROICexcg growth 3Y0.18%
ROICexcg growth 5Y-4.17%
ROICexc growth 3Y0.8%
ROICexc growth 5Y-5.2%
OM growth 3Y-0.7%
OM growth 5Y-0.37%
PM growth 3Y-0.42%
PM growth 5Y-1.42%
GM growth 3Y-0.3%
GM growth 5Y1.77%
F-Score5
Asset Turnover0.93
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.85 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 4.14 | ||
| Cap/Depr | 121.79% | ||
| Cap/Sales | 2.5% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.6 | ||
| Quick Ratio | 0.84 | ||
| Altman-Z | 2.75 |
F-Score5
WACC7.79%
ROIC/WACC0.93
Cap/Depr(3y)103.3%
Cap/Depr(5y)109.93%
Cap/Sales(3y)2.35%
Cap/Sales(5y)2.45%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.29%
EPS 3Y10.6%
EPS 5Y3.05%
EPS Q2Q%106.25%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.4%
Revenue growth 3Y11.49%
Revenue growth 5Y4.3%
Sales Q2Q%15.32%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y29.57%
EBIT growth 3Y10.71%
EBIT growth 5Y3.91%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y3.55%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y38.51%
OCF growth 3YN/A
OCF growth 5YN/A