URBAN OUTFITTERS INC (URBN) Stock Fundamental Analysis
NASDAQ:URBN • US9170471026
68.84 USD
+0.58 (+0.85%)
Last: Feb 13, 2026, 10:07 AM
Taking everything into account, URBN scores 7 out of 10 in our fundamental rating. URBN was compared to 120 industry peers in the Specialty Retail industry. Both the health and profitability get an excellent rating, making URBN a very profitable company, without any liquidiy or solvency issues. A decent growth rate in combination with a cheap valuation! Better keep an eye on URBN. With these ratings, URBN could be worth investigating further for value and quality investing!.
1. Profitability
1.1 Basic Checks
- URBN had positive earnings in the past year.
- In the past year URBN had a positive cash flow from operations.
- URBN had positive earnings in each of the past 5 years.
- In the past 5 years URBN always reported a positive cash flow from operatings.
1.2 Ratios
- Looking at the Return On Assets, with a value of 9.96%, URBN belongs to the top of the industry, outperforming 85.00% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 18.08%, URBN is in the better half of the industry, outperforming 76.67% of the companies in the same industry.
- With an excellent Return On Invested Capital value of 11.96%, URBN belongs to the best of the industry, outperforming 81.67% of the companies in the same industry.
- URBN had an Average Return On Invested Capital over the past 3 years of 9.01%. This is below the industry average of 12.31%.
- The last Return On Invested Capital (11.96%) for URBN is above the 3 year average (9.01%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.96% | ||
| ROE | 18.08% | ||
| ROIC | 11.96% |
ROA(3y)6.75%
ROA(5y)5.69%
ROE(3y)12.94%
ROE(5y)11.34%
ROIC(3y)9.01%
ROIC(5y)7.79%
1.3 Margins
- URBN's Profit Margin of 8.15% is amongst the best of the industry. URBN outperforms 85.83% of its industry peers.
- In the last couple of years the Profit Margin of URBN has grown nicely.
- With an excellent Operating Margin value of 9.57%, URBN belongs to the best of the industry, outperforming 82.50% of the companies in the same industry.
- In the last couple of years the Operating Margin of URBN has grown nicely.
- URBN has a Gross Margin of 35.81%. This is comparable to the rest of the industry: URBN outperforms 49.17% of its industry peers.
- URBN's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.57% | ||
| PM (TTM) | 8.15% | ||
| GM | 35.81% |
OM growth 3Y-1.37%
OM growth 5Y5.69%
PM growth 3Y2.02%
PM growth 5Y11.44%
GM growth 3Y1.94%
GM growth 5Y2.02%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so URBN is still creating some value.
- Compared to 1 year ago, URBN has less shares outstanding
- URBN has less shares outstanding than it did 5 years ago.
- URBN has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- An Altman-Z score of 4.20 indicates that URBN is not in any danger for bankruptcy at the moment.
- URBN's Altman-Z score of 4.20 is amongst the best of the industry. URBN outperforms 82.50% of its industry peers.
- There is no outstanding debt for URBN. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 4.2 |
ROIC/WACC1.24
WACC9.67%
2.3 Liquidity
- URBN has a Current Ratio of 1.51. This is a normal value and indicates that URBN is financially healthy and should not expect problems in meeting its short term obligations.
- With a decent Current ratio value of 1.51, URBN is doing good in the industry, outperforming 60.83% of the companies in the same industry.
- URBN has a Quick Ratio of 1.51. This is a bad value and indicates that URBN is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Quick ratio of URBN (0.79) is better than 67.50% of its industry peers.
- URBN does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.51 | ||
| Quick Ratio | 0.79 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 36.02% over the past year.
- The Earnings Per Share has been growing by 15.50% on average over the past years. This is quite good.
- Looking at the last year, URBN shows a quite strong growth in Revenue. The Revenue has grown by 11.09% in the last year.
- Measured over the past years, URBN shows a small growth in Revenue. The Revenue has been growing by 6.86% on average per year.
EPS 1Y (TTM)36.02%
EPS 3Y9.26%
EPS 5Y15.5%
EPS Q2Q%16.36%
Revenue 1Y (TTM)11.09%
Revenue growth 3Y6.86%
Revenue growth 5Y6.86%
Sales Q2Q%12.3%
3.2 Future
- The Earnings Per Share is expected to grow by 10.92% on average over the next years. This is quite good.
- The Revenue is expected to grow by 8.24% on average over the next years. This is quite good.
EPS Next Y33.57%
EPS Next 2Y21.08%
EPS Next 3Y16.56%
EPS Next 5Y10.92%
Revenue Next Year11.49%
Revenue Next 2Y9.63%
Revenue Next 3Y8.23%
Revenue Next 5Y8.24%
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 13.60, URBN is valued correctly.
- URBN's Price/Earnings ratio is a bit cheaper when compared to the industry. URBN is cheaper than 79.17% of the companies in the same industry.
- URBN's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.67.
- Based on the Price/Forward Earnings ratio of 11.54, the valuation of URBN can be described as reasonable.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of URBN indicates a rather cheap valuation: URBN is cheaper than 85.00% of the companies listed in the same industry.
- When comparing the Price/Forward Earnings ratio of URBN to the average of the S&P500 Index (27.69), we can say URBN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.6 | ||
| Fwd PE | 11.54 |
4.2 Price Multiples
- URBN's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. URBN is cheaper than 72.50% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, URBN is valued a bit cheaper than 75.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.34 | ||
| EV/EBITDA | 7.46 |
4.3 Compensation for Growth
- URBN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- The excellent profitability rating of URBN may justify a higher PE ratio.
- A more expensive valuation may be justified as URBN's earnings are expected to grow with 16.56% in the coming years.
PEG (NY)0.41
PEG (5Y)0.88
EPS Next 2Y21.08%
EPS Next 3Y16.56%
5. Dividend
5.1 Amount
- URBN does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NASDAQ:URBN (2/13/2026, 10:07:23 AM)
68.84
+0.58 (+0.85%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)11-25 2025-11-25/amc
Earnings (Next)03-03 2026-03-03/amc
Inst Owners79.87%
Inst Owner Change-0.99%
Ins Owners28.26%
Ins Owner Change-2.05%
Market Cap6.18B
Revenue(TTM)6.00B
Net Income(TTM)488.95M
Analysts75
Price Target85.95 (24.85%)
Short Float %11.33%
Short Ratio3.36
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.89%
Min EPS beat(2)4.86%
Max EPS beat(2)4.92%
EPS beat(4)4
Avg EPS beat(4)13.11%
Min EPS beat(4)4.86%
Max EPS beat(4)35.67%
EPS beat(8)7
Avg EPS beat(8)15.18%
EPS beat(12)10
Avg EPS beat(12)15.96%
EPS beat(16)10
Avg EPS beat(16)8.47%
Revenue beat(2)1
Avg Revenue beat(2)0.23%
Min Revenue beat(2)-0.28%
Max Revenue beat(2)0.75%
Revenue beat(4)2
Avg Revenue beat(4)-0.18%
Min Revenue beat(4)-2.38%
Max Revenue beat(4)1.18%
Revenue beat(8)3
Avg Revenue beat(8)-0.48%
Revenue beat(12)4
Avg Revenue beat(12)-0.37%
Revenue beat(16)4
Avg Revenue beat(16)-0.75%
PT rev (1m)0.47%
PT rev (3m)7.35%
EPS NQ rev (1m)-1.4%
EPS NQ rev (3m)-3.57%
EPS NY rev (1m)0.76%
EPS NY rev (3m)1.84%
Revenue NQ rev (1m)0.77%
Revenue NQ rev (3m)1.05%
Revenue NY rev (1m)1.37%
Revenue NY rev (3m)0.93%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.6 | ||
| Fwd PE | 11.54 | ||
| P/S | 1.03 | ||
| P/FCF | 15.34 | ||
| P/OCF | 9.76 | ||
| P/B | 2.28 | ||
| P/tB | 2.28 | ||
| EV/EBITDA | 7.46 |
EPS(TTM)5.06
EY7.35%
EPS(NY)5.97
Fwd EY8.67%
FCF(TTM)4.49
FCFY6.52%
OCF(TTM)7.05
OCFY10.24%
SpS66.88
BVpS30.14
TBVpS30.14
PEG (NY)0.41
PEG (5Y)0.88
Graham Number58.58
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.96% | ||
| ROE | 18.08% | ||
| ROCE | 15.35% | ||
| ROIC | 11.96% | ||
| ROICexc | 14.3% | ||
| ROICexgc | 14.3% | ||
| OM | 9.57% | ||
| PM (TTM) | 8.15% | ||
| GM | 35.81% | ||
| FCFM | 6.71% |
ROA(3y)6.75%
ROA(5y)5.69%
ROE(3y)12.94%
ROE(5y)11.34%
ROIC(3y)9.01%
ROIC(5y)7.79%
ROICexc(3y)10.7%
ROICexc(5y)9.26%
ROICexgc(3y)10.7%
ROICexgc(5y)9.26%
ROCE(3y)11.56%
ROCE(5y)9.99%
ROICexgc growth 3Y-0.78%
ROICexgc growth 5Y7.78%
ROICexc growth 3Y-0.78%
ROICexc growth 5Y7.78%
OM growth 3Y-1.37%
OM growth 5Y5.69%
PM growth 3Y2.02%
PM growth 5Y11.44%
GM growth 3Y1.94%
GM growth 5Y2.02%
F-Score9
Asset Turnover1.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 185.84% | ||
| Cap/Sales | 3.83% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 90.64% | ||
| Profit Quality | 82.36% | ||
| Current Ratio | 1.51 | ||
| Quick Ratio | 0.79 | ||
| Altman-Z | 4.2 |
F-Score9
WACC9.67%
ROIC/WACC1.24
Cap/Depr(3y)182.66%
Cap/Depr(5y)189.92%
Cap/Sales(3y)3.77%
Cap/Sales(5y)4.34%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)36.02%
EPS 3Y9.26%
EPS 5Y15.5%
EPS Q2Q%16.36%
EPS Next Y33.57%
EPS Next 2Y21.08%
EPS Next 3Y16.56%
EPS Next 5Y10.92%
Revenue 1Y (TTM)11.09%
Revenue growth 3Y6.86%
Revenue growth 5Y6.86%
Sales Q2Q%12.3%
Revenue Next Year11.49%
Revenue Next 2Y9.63%
Revenue Next 3Y8.23%
Revenue Next 5Y8.24%
EBIT growth 1Y34.4%
EBIT growth 3Y5.4%
EBIT growth 5Y12.93%
EBIT Next Year57.79%
EBIT Next 3Y22.9%
EBIT Next 5Y14.04%
FCF growth 1Y81.39%
FCF growth 3Y48.96%
FCF growth 5Y41.48%
OCF growth 1Y47.42%
OCF growth 3Y11.86%
OCF growth 5Y12.92%
URBAN OUTFITTERS INC / URBN FAQ
Can you provide the ChartMill fundamental rating for URBAN OUTFITTERS INC?
ChartMill assigns a fundamental rating of 7 / 10 to URBN.
Can you provide the valuation status for URBAN OUTFITTERS INC?
ChartMill assigns a valuation rating of 8 / 10 to URBAN OUTFITTERS INC (URBN). This can be considered as Undervalued.
Can you provide the profitability details for URBAN OUTFITTERS INC?
URBAN OUTFITTERS INC (URBN) has a profitability rating of 8 / 10.
What is the valuation of URBAN OUTFITTERS INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for URBAN OUTFITTERS INC (URBN) is 13.6 and the Price/Book (PB) ratio is 2.28.
How financially healthy is URBAN OUTFITTERS INC?
The financial health rating of URBAN OUTFITTERS INC (URBN) is 9 / 10.