URBAN OUTFITTERS INC (URBN) Stock Fundamental Analysis
NASDAQ:URBN • US9170471026
68.35 USD
-0.62 (-0.9%)
At close: Feb 20, 2026
68.35 USD
0 (0%)
After Hours: 2/20/2026, 8:08:52 PM
We assign a fundamental rating of 7 out of 10 to URBN. URBN was compared to 121 industry peers in the Specialty Retail industry. URBN scores excellent points on both the profitability and health parts. This is a solid base for a good stock. A decent growth rate in combination with a cheap valuation! Better keep an eye on URBN. With these ratings, URBN could be worth investigating further for value and quality investing!.
1. Profitability
1.1 Basic Checks
- URBN had positive earnings in the past year.
- In the past year URBN had a positive cash flow from operations.
- In the past 5 years URBN has always been profitable.
- URBN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- URBN's Return On Assets of 9.96% is amongst the best of the industry. URBN outperforms 85.12% of its industry peers.
- With a decent Return On Equity value of 18.08%, URBN is doing good in the industry, outperforming 77.69% of the companies in the same industry.
- The Return On Invested Capital of URBN (11.96%) is better than 81.82% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for URBN is below the industry average of 12.08%.
- The last Return On Invested Capital (11.96%) for URBN is above the 3 year average (9.01%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.96% | ||
| ROE | 18.08% | ||
| ROIC | 11.96% |
ROA(3y)6.75%
ROA(5y)5.69%
ROE(3y)12.94%
ROE(5y)11.34%
ROIC(3y)9.01%
ROIC(5y)7.79%
1.3 Margins
- URBN has a better Profit Margin (8.15%) than 85.95% of its industry peers.
- URBN's Profit Margin has improved in the last couple of years.
- The Operating Margin of URBN (9.57%) is better than 82.64% of its industry peers.
- URBN's Operating Margin has improved in the last couple of years.
- URBN has a Gross Margin (35.81%) which is in line with its industry peers.
- URBN's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.57% | ||
| PM (TTM) | 8.15% | ||
| GM | 35.81% |
OM growth 3Y-1.37%
OM growth 5Y5.69%
PM growth 3Y2.02%
PM growth 5Y11.44%
GM growth 3Y1.94%
GM growth 5Y2.02%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), URBN is creating some value.
- URBN has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, URBN has less shares outstanding
- URBN has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- An Altman-Z score of 4.21 indicates that URBN is not in any danger for bankruptcy at the moment.
- The Altman-Z score of URBN (4.21) is better than 83.47% of its industry peers.
- URBN has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 4.21 |
ROIC/WACC1.23
WACC9.71%
2.3 Liquidity
- A Current Ratio of 1.51 indicates that URBN should not have too much problems paying its short term obligations.
- URBN's Current ratio of 1.51 is fine compared to the rest of the industry. URBN outperforms 60.33% of its industry peers.
- URBN has a Quick Ratio of 1.51. This is a bad value and indicates that URBN is not financially healthy enough and could expect problems in meeting its short term obligations.
- URBN has a Quick ratio of 0.79. This is in the better half of the industry: URBN outperforms 66.94% of its industry peers.
- The current and quick ratio evaluation for URBN is rather negative, while it does have excellent solvency and profitability. These ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.51 | ||
| Quick Ratio | 0.79 |
3. Growth
3.1 Past
- URBN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 36.02%, which is quite impressive.
- URBN shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 15.50% yearly.
- URBN shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 11.09%.
- The Revenue has been growing slightly by 6.86% on average over the past years.
EPS 1Y (TTM)36.02%
EPS 3Y9.26%
EPS 5Y15.5%
EPS Q2Q%16.36%
Revenue 1Y (TTM)11.09%
Revenue growth 3Y6.86%
Revenue growth 5Y6.86%
Sales Q2Q%12.3%
3.2 Future
- URBN is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.92% yearly.
- URBN is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.24% yearly.
EPS Next Y33.57%
EPS Next 2Y21.08%
EPS Next 3Y16.56%
EPS Next 5Y10.92%
Revenue Next Year11.49%
Revenue Next 2Y9.63%
Revenue Next 3Y8.23%
Revenue Next 5Y8.24%
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 13.51, the valuation of URBN can be described as correct.
- Based on the Price/Earnings ratio, URBN is valued cheaper than 80.17% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 26.99. URBN is valued slightly cheaper when compared to this.
- With a Price/Forward Earnings ratio of 11.46, the valuation of URBN can be described as very reasonable.
- Based on the Price/Forward Earnings ratio, URBN is valued cheaply inside the industry as 85.12% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Forward Earnings ratio of 28.06, URBN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.51 | ||
| Fwd PE | 11.46 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, URBN is valued a bit cheaper than the industry average as 72.73% of the companies are valued more expensively.
- Based on the Price/Free Cash Flow ratio, URBN is valued a bit cheaper than the industry average as 75.21% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.22 | ||
| EV/EBITDA | 7.55 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- The excellent profitability rating of URBN may justify a higher PE ratio.
- URBN's earnings are expected to grow with 16.56% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.4
PEG (5Y)0.87
EPS Next 2Y21.08%
EPS Next 3Y16.56%
5. Dividend
5.1 Amount
- No dividends for URBN!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
68.35
-0.62 (-0.9%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)11-25 2025-11-25/amc
Earnings (Next)03-03 2026-03-03/amc
Inst Owners79.87%
Inst Owner Change-3.95%
Ins Owners28.26%
Ins Owner Change-2.24%
Market Cap6.13B
Revenue(TTM)6.00B
Net Income(TTM)488.95M
Analysts75
Price Target85.95 (25.75%)
Short Float %9.11%
Short Ratio3.63
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.89%
Min EPS beat(2)4.86%
Max EPS beat(2)4.92%
EPS beat(4)4
Avg EPS beat(4)13.11%
Min EPS beat(4)4.86%
Max EPS beat(4)35.67%
EPS beat(8)7
Avg EPS beat(8)15.18%
EPS beat(12)10
Avg EPS beat(12)15.96%
EPS beat(16)10
Avg EPS beat(16)8.47%
Revenue beat(2)1
Avg Revenue beat(2)0.23%
Min Revenue beat(2)-0.28%
Max Revenue beat(2)0.75%
Revenue beat(4)2
Avg Revenue beat(4)-0.18%
Min Revenue beat(4)-2.38%
Max Revenue beat(4)1.18%
Revenue beat(8)3
Avg Revenue beat(8)-0.48%
Revenue beat(12)4
Avg Revenue beat(12)-0.37%
Revenue beat(16)4
Avg Revenue beat(16)-0.75%
PT rev (1m)0.47%
PT rev (3m)7.35%
EPS NQ rev (1m)-0.99%
EPS NQ rev (3m)-3.47%
EPS NY rev (1m)0.76%
EPS NY rev (3m)1.84%
Revenue NQ rev (1m)-0.05%
Revenue NQ rev (3m)1.11%
Revenue NY rev (1m)0.61%
Revenue NY rev (3m)0.93%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.51 | ||
| Fwd PE | 11.46 | ||
| P/S | 1.02 | ||
| P/FCF | 15.22 | ||
| P/OCF | 9.69 | ||
| P/B | 2.27 | ||
| P/tB | 2.27 | ||
| EV/EBITDA | 7.55 |
EPS(TTM)5.06
EY7.4%
EPS(NY)5.97
Fwd EY8.73%
FCF(TTM)4.49
FCFY6.57%
OCF(TTM)7.05
OCFY10.32%
SpS66.9
BVpS30.15
TBVpS30.15
PEG (NY)0.4
PEG (5Y)0.87
Graham Number58.59
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.96% | ||
| ROE | 18.08% | ||
| ROCE | 15.35% | ||
| ROIC | 11.96% | ||
| ROICexc | 14.3% | ||
| ROICexgc | 14.3% | ||
| OM | 9.57% | ||
| PM (TTM) | 8.15% | ||
| GM | 35.81% | ||
| FCFM | 6.71% |
ROA(3y)6.75%
ROA(5y)5.69%
ROE(3y)12.94%
ROE(5y)11.34%
ROIC(3y)9.01%
ROIC(5y)7.79%
ROICexc(3y)10.7%
ROICexc(5y)9.26%
ROICexgc(3y)10.7%
ROICexgc(5y)9.26%
ROCE(3y)11.56%
ROCE(5y)9.99%
ROICexgc growth 3Y-0.78%
ROICexgc growth 5Y7.78%
ROICexc growth 3Y-0.78%
ROICexc growth 5Y7.78%
OM growth 3Y-1.37%
OM growth 5Y5.69%
PM growth 3Y2.02%
PM growth 5Y11.44%
GM growth 3Y1.94%
GM growth 5Y2.02%
F-Score9
Asset Turnover1.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 185.84% | ||
| Cap/Sales | 3.83% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 90.64% | ||
| Profit Quality | 82.36% | ||
| Current Ratio | 1.51 | ||
| Quick Ratio | 0.79 | ||
| Altman-Z | 4.21 |
F-Score9
WACC9.71%
ROIC/WACC1.23
Cap/Depr(3y)182.66%
Cap/Depr(5y)189.92%
Cap/Sales(3y)3.77%
Cap/Sales(5y)4.34%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)36.02%
EPS 3Y9.26%
EPS 5Y15.5%
EPS Q2Q%16.36%
EPS Next Y33.57%
EPS Next 2Y21.08%
EPS Next 3Y16.56%
EPS Next 5Y10.92%
Revenue 1Y (TTM)11.09%
Revenue growth 3Y6.86%
Revenue growth 5Y6.86%
Sales Q2Q%12.3%
Revenue Next Year11.49%
Revenue Next 2Y9.63%
Revenue Next 3Y8.23%
Revenue Next 5Y8.24%
EBIT growth 1Y34.4%
EBIT growth 3Y5.4%
EBIT growth 5Y12.93%
EBIT Next Year57.79%
EBIT Next 3Y22.9%
EBIT Next 5Y14.04%
FCF growth 1Y81.39%
FCF growth 3Y48.96%
FCF growth 5Y41.48%
OCF growth 1Y47.42%
OCF growth 3Y11.86%
OCF growth 5Y12.92%
URBAN OUTFITTERS INC / URBN FAQ
Can you provide the ChartMill fundamental rating for URBAN OUTFITTERS INC?
ChartMill assigns a fundamental rating of 7 / 10 to URBN.
Can you provide the valuation status for URBAN OUTFITTERS INC?
ChartMill assigns a valuation rating of 8 / 10 to URBAN OUTFITTERS INC (URBN). This can be considered as Undervalued.
Can you provide the profitability details for URBAN OUTFITTERS INC?
URBAN OUTFITTERS INC (URBN) has a profitability rating of 8 / 10.
What is the valuation of URBAN OUTFITTERS INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for URBAN OUTFITTERS INC (URBN) is 13.51 and the Price/Book (PB) ratio is 2.27.
How financially healthy is URBAN OUTFITTERS INC?
The financial health rating of URBAN OUTFITTERS INC (URBN) is 9 / 10.