1.37 USD
-0.02 (-1.44%)
Last: Jan 30, 2026, 09:40 AM
Taking everything into account, UPLD scores 3 out of 10 in our fundamental rating. UPLD was compared to 278 industry peers in the Software industry. Both the profitability and financial health of UPLD have multiple concerns. UPLD is valued quite cheap, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year UPLD was profitable.
- UPLD had a positive operating cash flow in the past year.
- In the past 5 years UPLD always reported negative net income.
- Each year in the past 5 years UPLD had a positive operating cash flow.
1.2 Ratios
- UPLD has a worse Return On Assets (-12.03%) than 66.55% of its industry peers.
- Looking at the Return On Equity, with a value of -61.25%, UPLD is doing worse than 72.30% of the companies in the same industry.
- With a decent Return On Invested Capital value of 1.74%, UPLD is doing good in the industry, outperforming 65.83% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -12.03% | ||
| ROE | -61.25% | ||
| ROIC | 1.74% |
ROA(3y)-16.65%
ROA(5y)-12.13%
ROE(3y)-68.46%
ROE(5y)-48.1%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Operating Margin, with a value of 3.05%, UPLD is in the better half of the industry, outperforming 65.47% of the companies in the same industry.
- UPLD has a Gross Margin (73.25%) which is comparable to the rest of the industry.
- UPLD's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.05% | ||
| PM (TTM) | N/A | ||
| GM | 73.25% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.66%
GM growth 5Y0.44%
2. Health
2.1 Basic Checks
- UPLD has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- Compared to 1 year ago, UPLD has less shares outstanding
- UPLD has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, UPLD has about the same debt to assets ratio.
2.2 Solvency
- UPLD has an Altman-Z score of -1.54. This is a bad value and indicates that UPLD is not financially healthy and even has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of -1.54, UPLD is doing worse than 77.34% of the companies in the same industry.
- The Debt to FCF ratio of UPLD is 8.91, which is on the high side as it means it would take UPLD, 8.91 years of fcf income to pay off all of its debts.
- UPLD has a Debt to FCF ratio (8.91) which is comparable to the rest of the industry.
- UPLD has a Debt/Equity ratio of 2.85. This is a high value indicating a heavy dependency on external financing.
- The Debt to Equity ratio of UPLD (2.85) is worse than 84.53% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.85 | ||
| Debt/FCF | 8.91 | ||
| Altman-Z | -1.54 |
ROIC/WACC0.25
WACC6.9%
2.3 Liquidity
- A Current Ratio of 0.78 indicates that UPLD may have some problems paying its short term obligations.
- UPLD's Current ratio of 0.78 is on the low side compared to the rest of the industry. UPLD is outperformed by 85.25% of its industry peers.
- A Quick Ratio of 0.78 indicates that UPLD may have some problems paying its short term obligations.
- UPLD has a Quick ratio of 0.78. This is amonst the worse of the industry: UPLD underperforms 84.89% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.78 | ||
| Quick Ratio | 0.78 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 15.96% over the past year.
- Measured over the past years, UPLD shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -13.37% on average per year.
- UPLD shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -15.54%.
- UPLD shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.30% yearly.
EPS 1Y (TTM)15.96%
EPS 3Y-17.82%
EPS 5Y-13.37%
EPS Q2Q%-28.57%
Revenue 1Y (TTM)-15.54%
Revenue growth 3Y-3.1%
Revenue growth 5Y4.3%
Sales Q2Q%-24.24%
3.2 Future
- UPLD is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -11.94% yearly.
- UPLD is expected to show a very negative growth in Revenue. In the coming years, the Revenue will decrease by -10.13% yearly.
EPS Next Y-25.86%
EPS Next 2Y-20.2%
EPS Next 3Y-11.94%
EPS Next 5YN/A
Revenue Next Year-20.66%
Revenue Next 2Y-13.68%
Revenue Next 3Y-10.13%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 1.26, the valuation of UPLD can be described as very cheap.
- Compared to the rest of the industry, the Price/Earnings ratio of UPLD indicates a rather cheap valuation: UPLD is cheaper than 98.20% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 28.39, UPLD is valued rather cheaply.
- The Price/Forward Earnings ratio is 1.78, which indicates a rather cheap valuation of UPLD.
- UPLD's Price/Forward Earnings ratio is rather cheap when compared to the industry. UPLD is cheaper than 98.20% of the companies in the same industry.
- UPLD's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.72.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.26 | ||
| Fwd PE | 1.78 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of UPLD indicates a rather cheap valuation: UPLD is cheaper than 94.96% of the companies listed in the same industry.
- Based on the Price/Free Cash Flow ratio, UPLD is valued cheaply inside the industry as 99.64% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.51 | ||
| EV/EBITDA | 5.45 |
4.3 Compensation for Growth
- A cheap valuation may be justified as UPLD's earnings are expected to decrease with -11.94% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-20.2%
EPS Next 3Y-11.94%
5. Dividend
5.1 Amount
- UPLD does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
UPLAND SOFTWARE INC / UPLD FAQ
What is the ChartMill fundamental rating of UPLAND SOFTWARE INC (UPLD) stock?
ChartMill assigns a fundamental rating of 3 / 10 to UPLD.
Can you provide the valuation status for UPLAND SOFTWARE INC?
ChartMill assigns a valuation rating of 7 / 10 to UPLAND SOFTWARE INC (UPLD). This can be considered as Undervalued.
What is the profitability of UPLD stock?
UPLAND SOFTWARE INC (UPLD) has a profitability rating of 3 / 10.
What is the financial health of UPLAND SOFTWARE INC (UPLD) stock?
The financial health rating of UPLAND SOFTWARE INC (UPLD) is 1 / 10.