UPLAND SOFTWARE INC (UPLD) Stock Fundamental Analysis

USA • Nasdaq • NASDAQ:UPLD • US91544A1097

1.26 USD
-0.05 (-3.82%)
Last: Feb 4, 2026, 01:36 PM
Fundamental Rating

3

Overall UPLD gets a fundamental rating of 3 out of 10. We evaluated UPLD against 278 industry peers in the Software industry. UPLD has a bad profitability rating. Also its financial health evaluation is rather negative. UPLD is valued quite cheap, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • In the past year UPLD was profitable.
  • UPLD had a positive operating cash flow in the past year.
  • In the past 5 years UPLD always reported negative net income.
  • UPLD had a positive operating cash flow in each of the past 5 years.
UPLD Yearly Net Income VS EBIT VS OCF VS FCFUPLD Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50M -100M -150M

1.2 Ratios

  • UPLD has a worse Return On Assets (-12.03%) than 66.55% of its industry peers.
  • The Return On Equity of UPLD (-61.25%) is worse than 72.30% of its industry peers.
  • UPLD's Return On Invested Capital of 1.74% is fine compared to the rest of the industry. UPLD outperforms 65.83% of its industry peers.
Industry RankSector Rank
ROA -12.03%
ROE -61.25%
ROIC 1.74%
ROA(3y)-16.65%
ROA(5y)-12.13%
ROE(3y)-68.46%
ROE(5y)-48.1%
ROIC(3y)N/A
ROIC(5y)N/A
UPLD Yearly ROA, ROE, ROICUPLD Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -20 -40 -60 -80 -100

1.3 Margins

  • Looking at the Operating Margin, with a value of 3.05%, UPLD is in the better half of the industry, outperforming 65.47% of the companies in the same industry.
  • Looking at the Gross Margin, with a value of 73.25%, UPLD is in line with its industry, outperforming 58.63% of the companies in the same industry.
  • In the last couple of years the Gross Margin of UPLD has remained more or less at the same level.
Industry RankSector Rank
OM 3.05%
PM (TTM) N/A
GM 73.25%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.66%
GM growth 5Y0.44%
UPLD Yearly Profit, Operating, Gross MarginsUPLD Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 -40 60 -60

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1

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), UPLD is destroying value.
  • Compared to 1 year ago, UPLD has less shares outstanding
  • The number of shares outstanding for UPLD has been increased compared to 5 years ago.
  • UPLD has about the same debt/assets ratio as last year.
UPLD Yearly Shares OutstandingUPLD Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
UPLD Yearly Total Debt VS Total AssetsUPLD Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

  • UPLD has an Altman-Z score of -1.55. This is a bad value and indicates that UPLD is not financially healthy and even has some risk of bankruptcy.
  • UPLD has a worse Altman-Z score (-1.55) than 76.98% of its industry peers.
  • The Debt to FCF ratio of UPLD is 8.91, which is on the high side as it means it would take UPLD, 8.91 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of UPLD (8.91) is comparable to the rest of the industry.
  • A Debt/Equity ratio of 2.85 is on the high side and indicates that UPLD has dependencies on debt financing.
  • UPLD's Debt to Equity ratio of 2.85 is on the low side compared to the rest of the industry. UPLD is outperformed by 84.53% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.85
Debt/FCF 8.91
Altman-Z -1.55
ROIC/WACC0.25
WACC6.85%
UPLD Yearly LT Debt VS Equity VS FCFUPLD Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.3 Liquidity

  • A Current Ratio of 0.78 indicates that UPLD may have some problems paying its short term obligations.
  • UPLD's Current ratio of 0.78 is on the low side compared to the rest of the industry. UPLD is outperformed by 85.61% of its industry peers.
  • A Quick Ratio of 0.78 indicates that UPLD may have some problems paying its short term obligations.
  • UPLD's Quick ratio of 0.78 is on the low side compared to the rest of the industry. UPLD is outperformed by 85.25% of its industry peers.
Industry RankSector Rank
Current Ratio 0.78
Quick Ratio 0.78
UPLD Yearly Current Assets VS Current LiabilitesUPLD Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

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2

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 15.96% over the past year.
  • UPLD shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -13.37% yearly.
  • Looking at the last year, UPLD shows a very negative growth in Revenue. The Revenue has decreased by -15.54% in the last year.
  • Measured over the past years, UPLD shows a small growth in Revenue. The Revenue has been growing by 4.30% on average per year.
EPS 1Y (TTM)15.96%
EPS 3Y-17.82%
EPS 5Y-13.37%
EPS Q2Q%-28.57%
Revenue 1Y (TTM)-15.54%
Revenue growth 3Y-3.1%
Revenue growth 5Y4.3%
Sales Q2Q%-24.24%

3.2 Future

  • The Earnings Per Share is expected to decrease by -11.94% on average over the next years. This is quite bad
  • The Revenue is expected to decrease by -10.13% on average over the next years. This is quite bad
EPS Next Y-25.86%
EPS Next 2Y-20.2%
EPS Next 3Y-11.94%
EPS Next 5YN/A
Revenue Next Year-20.66%
Revenue Next 2Y-13.68%
Revenue Next 3Y-10.13%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
UPLD Yearly Revenue VS EstimatesUPLD Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M
UPLD Yearly EPS VS EstimatesUPLD Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 1 2

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7

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 1.16, the valuation of UPLD can be described as very cheap.
  • Based on the Price/Earnings ratio, UPLD is valued cheaply inside the industry as 98.20% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Earnings ratio of 28.18, UPLD is valued rather cheaply.
  • A Price/Forward Earnings ratio of 1.64 indicates a rather cheap valuation of UPLD.
  • UPLD's Price/Forward Earnings ratio is rather cheap when compared to the industry. UPLD is cheaper than 98.20% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of UPLD to the average of the S&P500 Index (25.51), we can say UPLD is valued rather cheaply.
Industry RankSector Rank
PE 1.16
Fwd PE 1.64
UPLD Price Earnings VS Forward Price EarningsUPLD Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • 94.60% of the companies in the same industry are more expensive than UPLD, based on the Enterprise Value to EBITDA ratio.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of UPLD indicates a rather cheap valuation: UPLD is cheaper than 99.64% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 1.39
EV/EBITDA 5.4
UPLD Per share dataUPLD EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 -5

4.3 Compensation for Growth

  • A cheap valuation may be justified as UPLD's earnings are expected to decrease with -11.94% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-20.2%
EPS Next 3Y-11.94%

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0

5. Dividend

5.1 Amount

  • UPLD does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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UPLAND SOFTWARE INC

NASDAQ:UPLD (2/4/2026, 1:36:17 PM)

1.26

-0.05 (-3.82%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-06
Earnings (Next)02-19
Inst Owners49.61%
Inst Owner Change0.18%
Ins Owners17.07%
Ins Owner Change0.77%
Market Cap36.40M
Revenue(TTM)235.59M
Net Income(TTM)-49.21M
Analysts82.22
Price Target4.42 (250.79%)
Short Float %2.91%
Short Ratio3.45
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)24.95%
Min EPS beat(2)-19.78%
Max EPS beat(2)69.69%
EPS beat(4)3
Avg EPS beat(4)44.45%
Min EPS beat(4)-19.78%
Max EPS beat(4)97.04%
EPS beat(8)6
Avg EPS beat(8)46.83%
EPS beat(12)8
Avg EPS beat(12)37.26%
EPS beat(16)11
Avg EPS beat(16)32.51%
Revenue beat(2)0
Avg Revenue beat(2)-1.16%
Min Revenue beat(2)-1.66%
Max Revenue beat(2)-0.65%
Revenue beat(4)1
Avg Revenue beat(4)-0.5%
Min Revenue beat(4)-1.7%
Max Revenue beat(4)2.02%
Revenue beat(8)3
Avg Revenue beat(8)-0.27%
Revenue beat(12)5
Avg Revenue beat(12)-0.15%
Revenue beat(16)6
Avg Revenue beat(16)-0.28%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)5.27%
EPS NY rev (1m)0%
EPS NY rev (3m)18.05%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.05%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.05%
Valuation
Industry RankSector Rank
PE 1.16
Fwd PE 1.64
P/S 0.15
P/FCF 1.39
P/OCF 1.31
P/B 0.45
P/tB N/A
EV/EBITDA 5.4
EPS(TTM)1.09
EY86.51%
EPS(NY)0.77
Fwd EY61.15%
FCF(TTM)0.91
FCFY72.08%
OCF(TTM)0.96
OCFY76.43%
SpS8.15
BVpS2.78
TBVpS-8.56
PEG (NY)N/A
PEG (5Y)N/A
Graham Number8.26
Profitability
Industry RankSector Rank
ROA -12.03%
ROE -61.25%
ROCE 2.21%
ROIC 1.74%
ROICexc 1.88%
ROICexgc N/A
OM 3.05%
PM (TTM) N/A
GM 73.25%
FCFM 11.14%
ROA(3y)-16.65%
ROA(5y)-12.13%
ROE(3y)-68.46%
ROE(5y)-48.1%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.66%
GM growth 5Y0.44%
F-Score6
Asset Turnover0.58
Health
Industry RankSector Rank
Debt/Equity 2.85
Debt/FCF 8.91
Debt/EBITDA 4.97
Cap/Depr 4.07%
Cap/Sales 0.67%
Interest Coverage 0.38
Cash Conversion 60.32%
Profit Quality N/A
Current Ratio 0.78
Quick Ratio 0.78
Altman-Z -1.55
F-Score6
WACC6.85%
ROIC/WACC0.25
Cap/Depr(3y)1.62%
Cap/Depr(5y)1.86%
Cap/Sales(3y)0.33%
Cap/Sales(5y)0.35%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)15.96%
EPS 3Y-17.82%
EPS 5Y-13.37%
EPS Q2Q%-28.57%
EPS Next Y-25.86%
EPS Next 2Y-20.2%
EPS Next 3Y-11.94%
EPS Next 5YN/A
Revenue 1Y (TTM)-15.54%
Revenue growth 3Y-3.1%
Revenue growth 5Y4.3%
Sales Q2Q%-24.24%
Revenue Next Year-20.66%
Revenue Next 2Y-13.68%
Revenue Next 3Y-10.13%
Revenue Next 5YN/A
EBIT growth 1Y132.59%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year9.23%
EBIT Next 3Y6%
EBIT Next 5YN/A
FCF growth 1Y-42.72%
FCF growth 3Y-16.84%
FCF growth 5Y16.17%
OCF growth 1Y-40.79%
OCF growth 3Y-16.57%
OCF growth 5Y14.94%

UPLAND SOFTWARE INC / UPLD FAQ

What is the ChartMill fundamental rating of UPLAND SOFTWARE INC (UPLD) stock?

ChartMill assigns a fundamental rating of 3 / 10 to UPLD.


Can you provide the valuation status for UPLAND SOFTWARE INC?

ChartMill assigns a valuation rating of 7 / 10 to UPLAND SOFTWARE INC (UPLD). This can be considered as Undervalued.


What is the profitability of UPLD stock?

UPLAND SOFTWARE INC (UPLD) has a profitability rating of 3 / 10.


What is the financial health of UPLAND SOFTWARE INC (UPLD) stock?

The financial health rating of UPLAND SOFTWARE INC (UPLD) is 1 / 10.