1.49 USD
-0.02 (-1.32%)
We assign a fundamental rating of 3 out of 10 to UPLD. UPLD was compared to 278 industry peers in the Software industry. Both the profitability and financial health of UPLD have multiple concerns. UPLD is cheap, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
UPLD had positive earnings in the past year.
In the past year UPLD had a positive cash flow from operations.
UPLD had negative earnings in each of the past 5 years.
UPLD had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of UPLD (-12.03%) is worse than 65.83% of its industry peers.
UPLD's Return On Equity of -61.25% is on the low side compared to the rest of the industry. UPLD is outperformed by 72.30% of its industry peers.
The Return On Invested Capital of UPLD (1.74%) is better than 65.47% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -12.03% | ||
| ROE | -61.25% | ||
| ROIC | 1.74% |
ROA(3y)-16.65%
ROA(5y)-12.13%
ROE(3y)-68.46%
ROE(5y)-48.1%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
UPLD has a better Operating Margin (3.05%) than 65.47% of its industry peers.
UPLD's Gross Margin of 73.25% is in line compared to the rest of the industry. UPLD outperforms 59.35% of its industry peers.
UPLD's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.05% | ||
| PM (TTM) | N/A | ||
| GM | 73.25% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.66%
GM growth 5Y0.44%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so UPLD is destroying value.
The number of shares outstanding for UPLD has been reduced compared to 1 year ago.
UPLD has more shares outstanding than it did 5 years ago.
UPLD has about the same debt/assets ratio as last year.
2.2 Solvency
UPLD has an Altman-Z score of -1.54. This is a bad value and indicates that UPLD is not financially healthy and even has some risk of bankruptcy.
UPLD has a worse Altman-Z score (-1.54) than 78.06% of its industry peers.
UPLD has a debt to FCF ratio of 8.91. This is a slightly negative value and a sign of low solvency as UPLD would need 8.91 years to pay back of all of its debts.
UPLD's Debt to FCF ratio of 8.91 is in line compared to the rest of the industry. UPLD outperforms 51.44% of its industry peers.
A Debt/Equity ratio of 2.85 is on the high side and indicates that UPLD has dependencies on debt financing.
UPLD's Debt to Equity ratio of 2.85 is on the low side compared to the rest of the industry. UPLD is outperformed by 84.17% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.85 | ||
| Debt/FCF | 8.91 | ||
| Altman-Z | -1.54 |
ROIC/WACC0.25
WACC6.96%
2.3 Liquidity
UPLD has a Current Ratio of 0.78. This is a bad value and indicates that UPLD is not financially healthy enough and could expect problems in meeting its short term obligations.
UPLD has a Current ratio of 0.78. This is amonst the worse of the industry: UPLD underperforms 84.89% of its industry peers.
A Quick Ratio of 0.78 indicates that UPLD may have some problems paying its short term obligations.
With a Quick ratio value of 0.78, UPLD is not doing good in the industry: 84.53% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.78 | ||
| Quick Ratio | 0.78 |
3. Growth
3.1 Past
UPLD shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 15.96%, which is quite good.
UPLD shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -13.37% yearly.
Looking at the last year, UPLD shows a very negative growth in Revenue. The Revenue has decreased by -15.54% in the last year.
The Revenue has been growing slightly by 4.30% on average over the past years.
EPS 1Y (TTM)15.96%
EPS 3Y-17.82%
EPS 5Y-13.37%
EPS Q2Q%-28.57%
Revenue 1Y (TTM)-15.54%
Revenue growth 3Y-3.1%
Revenue growth 5Y4.3%
Sales Q2Q%-24.24%
3.2 Future
UPLD is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -4.60% yearly.
UPLD is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -6.00% yearly.
EPS Next Y-25.86%
EPS Next 2Y-17.27%
EPS Next 3Y-4.6%
EPS Next 5YN/A
Revenue Next Year-20.66%
Revenue Next 2Y-12.08%
Revenue Next 3Y-6%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 1.37 indicates a rather cheap valuation of UPLD.
98.56% of the companies in the same industry are more expensive than UPLD, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 26.50. UPLD is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 1.80, the valuation of UPLD can be described as very cheap.
Based on the Price/Forward Earnings ratio, UPLD is valued cheaper than 98.56% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.93. UPLD is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.37 | ||
| Fwd PE | 1.8 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, UPLD is valued cheaper than 94.96% of the companies in the same industry.
UPLD's Price/Free Cash Flow ratio is rather cheap when compared to the industry. UPLD is cheaper than 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.64 | ||
| EV/EBITDA | 5.52 |
4.3 Compensation for Growth
A cheap valuation may be justified as UPLD's earnings are expected to decrease with -4.60% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-17.27%
EPS Next 3Y-4.6%
5. Dividend
5.1 Amount
UPLD does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NASDAQ:UPLD (12/24/2025, 11:08:17 AM)
1.49
-0.02 (-1.32%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners49.61%
Inst Owner Change-3.45%
Ins Owners17.25%
Ins Owner Change0.22%
Market Cap43.05M
Revenue(TTM)235.59M
Net Income(TTM)-49.21M
Analysts82.22
Price Target4.42 (196.64%)
Short Float %2.04%
Short Ratio2.6
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)24.95%
Min EPS beat(2)-19.78%
Max EPS beat(2)69.69%
EPS beat(4)3
Avg EPS beat(4)44.45%
Min EPS beat(4)-19.78%
Max EPS beat(4)97.04%
EPS beat(8)6
Avg EPS beat(8)46.83%
EPS beat(12)8
Avg EPS beat(12)37.26%
EPS beat(16)11
Avg EPS beat(16)32.51%
Revenue beat(2)0
Avg Revenue beat(2)-1.16%
Min Revenue beat(2)-1.66%
Max Revenue beat(2)-0.65%
Revenue beat(4)1
Avg Revenue beat(4)-0.5%
Min Revenue beat(4)-1.7%
Max Revenue beat(4)2.02%
Revenue beat(8)3
Avg Revenue beat(8)-0.27%
Revenue beat(12)5
Avg Revenue beat(12)-0.15%
Revenue beat(16)6
Avg Revenue beat(16)-0.28%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)5.27%
EPS NY rev (1m)18.05%
EPS NY rev (3m)18.05%
Revenue NQ rev (1m)-1.05%
Revenue NQ rev (3m)-1.05%
Revenue NY rev (1m)0.05%
Revenue NY rev (3m)0.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.37 | ||
| Fwd PE | 1.8 | ||
| P/S | 0.18 | ||
| P/FCF | 1.64 | ||
| P/OCF | 1.55 | ||
| P/B | 0.54 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.52 |
EPS(TTM)1.09
EY73.15%
EPS(NY)0.83
Fwd EY55.59%
FCF(TTM)0.91
FCFY60.95%
OCF(TTM)0.96
OCFY64.64%
SpS8.15
BVpS2.78
TBVpS-8.56
PEG (NY)N/A
PEG (5Y)N/A
Graham Number8.26
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -12.03% | ||
| ROE | -61.25% | ||
| ROCE | 2.21% | ||
| ROIC | 1.74% | ||
| ROICexc | 1.88% | ||
| ROICexgc | N/A | ||
| OM | 3.05% | ||
| PM (TTM) | N/A | ||
| GM | 73.25% | ||
| FCFM | 11.14% |
ROA(3y)-16.65%
ROA(5y)-12.13%
ROE(3y)-68.46%
ROE(5y)-48.1%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.66%
GM growth 5Y0.44%
F-Score6
Asset Turnover0.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.85 | ||
| Debt/FCF | 8.91 | ||
| Debt/EBITDA | 4.97 | ||
| Cap/Depr | 4.07% | ||
| Cap/Sales | 0.67% | ||
| Interest Coverage | 0.38 | ||
| Cash Conversion | 60.32% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.78 | ||
| Quick Ratio | 0.78 | ||
| Altman-Z | -1.54 |
F-Score6
WACC6.96%
ROIC/WACC0.25
Cap/Depr(3y)1.62%
Cap/Depr(5y)1.86%
Cap/Sales(3y)0.33%
Cap/Sales(5y)0.35%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)15.96%
EPS 3Y-17.82%
EPS 5Y-13.37%
EPS Q2Q%-28.57%
EPS Next Y-25.86%
EPS Next 2Y-17.27%
EPS Next 3Y-4.6%
EPS Next 5YN/A
Revenue 1Y (TTM)-15.54%
Revenue growth 3Y-3.1%
Revenue growth 5Y4.3%
Sales Q2Q%-24.24%
Revenue Next Year-20.66%
Revenue Next 2Y-12.08%
Revenue Next 3Y-6%
Revenue Next 5YN/A
EBIT growth 1Y132.59%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year9.23%
EBIT Next 3Y10.69%
EBIT Next 5YN/A
FCF growth 1Y-42.72%
FCF growth 3Y-16.84%
FCF growth 5Y16.17%
OCF growth 1Y-40.79%
OCF growth 3Y-16.57%
OCF growth 5Y14.94%
UPLAND SOFTWARE INC / UPLD FAQ
What is the ChartMill fundamental rating of UPLAND SOFTWARE INC (UPLD) stock?
ChartMill assigns a fundamental rating of 3 / 10 to UPLD.
What is the valuation status for UPLD stock?
ChartMill assigns a valuation rating of 7 / 10 to UPLAND SOFTWARE INC (UPLD). This can be considered as Undervalued.
How profitable is UPLAND SOFTWARE INC (UPLD) stock?
UPLAND SOFTWARE INC (UPLD) has a profitability rating of 3 / 10.
Can you provide the financial health for UPLD stock?
The financial health rating of UPLAND SOFTWARE INC (UPLD) is 1 / 10.