1.57 USD
-0.01 (-0.63%)
We assign a fundamental rating of 3 out of 10 to UPLD. UPLD was compared to 276 industry peers in the Software industry. Both the profitability and financial health of UPLD have multiple concerns. UPLD is valued quite cheap, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year UPLD was profitable.
UPLD had a positive operating cash flow in the past year.
UPLD had negative earnings in each of the past 5 years.
Each year in the past 5 years UPLD had a positive operating cash flow.
1.2 Ratios
UPLD has a Return On Assets of -12.03%. This is in the lower half of the industry: UPLD underperforms 66.30% of its industry peers.
UPLD has a Return On Equity of -61.25%. This is in the lower half of the industry: UPLD underperforms 72.10% of its industry peers.
Looking at the Return On Invested Capital, with a value of 1.74%, UPLD is in the better half of the industry, outperforming 65.58% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -12.03% | ||
| ROE | -61.25% | ||
| ROIC | 1.74% |
ROA(3y)-16.65%
ROA(5y)-12.13%
ROE(3y)-68.46%
ROE(5y)-48.1%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Operating Margin, with a value of 3.05%, UPLD is in the better half of the industry, outperforming 65.58% of the companies in the same industry.
Looking at the Gross Margin, with a value of 73.25%, UPLD is in line with its industry, outperforming 58.70% of the companies in the same industry.
In the last couple of years the Gross Margin of UPLD has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.05% | ||
| PM (TTM) | N/A | ||
| GM | 73.25% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.66%
GM growth 5Y0.44%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so UPLD is destroying value.
The number of shares outstanding for UPLD has been reduced compared to 1 year ago.
Compared to 5 years ago, UPLD has more shares outstanding
UPLD has about the same debt/assets ratio as last year.
2.2 Solvency
Based on the Altman-Z score of -1.53, we must say that UPLD is in the distress zone and has some risk of bankruptcy.
UPLD has a worse Altman-Z score (-1.53) than 77.54% of its industry peers.
UPLD has a debt to FCF ratio of 8.91. This is a slightly negative value and a sign of low solvency as UPLD would need 8.91 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 8.91, UPLD is in line with its industry, outperforming 51.45% of the companies in the same industry.
UPLD has a Debt/Equity ratio of 2.85. This is a high value indicating a heavy dependency on external financing.
UPLD's Debt to Equity ratio of 2.85 is on the low side compared to the rest of the industry. UPLD is outperformed by 84.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.85 | ||
| Debt/FCF | 8.91 | ||
| Altman-Z | -1.53 |
ROIC/WACC0.25
WACC6.99%
2.3 Liquidity
A Current Ratio of 0.78 indicates that UPLD may have some problems paying its short term obligations.
The Current ratio of UPLD (0.78) is worse than 85.14% of its industry peers.
A Quick Ratio of 0.78 indicates that UPLD may have some problems paying its short term obligations.
With a Quick ratio value of 0.78, UPLD is not doing good in the industry: 84.78% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.78 | ||
| Quick Ratio | 0.78 |
3. Growth
3.1 Past
UPLD shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 15.96%, which is quite good.
The earnings per share for UPLD have been decreasing by -13.37% on average. This is quite bad
Looking at the last year, UPLD shows a very negative growth in Revenue. The Revenue has decreased by -15.54% in the last year.
UPLD shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.30% yearly.
EPS 1Y (TTM)15.96%
EPS 3Y-17.82%
EPS 5Y-13.37%
EPS Q2Q%-28.57%
Revenue 1Y (TTM)-15.54%
Revenue growth 3Y-3.1%
Revenue growth 5Y4.3%
Sales Q2Q%-24.24%
3.2 Future
Based on estimates for the next years, UPLD will show a very negative growth in Earnings Per Share. The EPS will decrease by -11.94% on average per year.
Based on estimates for the next years, UPLD will show a very negative growth in Revenue. The Revenue will decrease by -10.13% on average per year.
EPS Next Y-25.86%
EPS Next 2Y-20.2%
EPS Next 3Y-11.94%
EPS Next 5YN/A
Revenue Next Year-20.66%
Revenue Next 2Y-13.68%
Revenue Next 3Y-10.13%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 1.44, the valuation of UPLD can be described as very cheap.
UPLD's Price/Earnings ratio is rather cheap when compared to the industry. UPLD is cheaper than 98.55% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.17, UPLD is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 2.04, the valuation of UPLD can be described as very cheap.
UPLD's Price/Forward Earnings ratio is rather cheap when compared to the industry. UPLD is cheaper than 98.19% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.79. UPLD is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.44 | ||
| Fwd PE | 2.04 |
4.2 Price Multiples
UPLD's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. UPLD is cheaper than 94.57% of the companies in the same industry.
UPLD's Price/Free Cash Flow ratio is rather cheap when compared to the industry. UPLD is cheaper than 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.73 | ||
| EV/EBITDA | 5.57 |
4.3 Compensation for Growth
UPLD's earnings are expected to decrease with -11.94% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-20.2%
EPS Next 3Y-11.94%
5. Dividend
5.1 Amount
UPLD does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NASDAQ:UPLD (1/6/2026, 8:00:02 PM)
1.57
-0.01 (-0.63%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners49.61%
Inst Owner Change0%
Ins Owners17.07%
Ins Owner Change0.77%
Market Cap45.36M
Revenue(TTM)235.59M
Net Income(TTM)-49.21M
Analysts82.22
Price Target4.42 (181.53%)
Short Float %2.8%
Short Ratio3.39
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)24.95%
Min EPS beat(2)-19.78%
Max EPS beat(2)69.69%
EPS beat(4)3
Avg EPS beat(4)44.45%
Min EPS beat(4)-19.78%
Max EPS beat(4)97.04%
EPS beat(8)6
Avg EPS beat(8)46.83%
EPS beat(12)8
Avg EPS beat(12)37.26%
EPS beat(16)11
Avg EPS beat(16)32.51%
Revenue beat(2)0
Avg Revenue beat(2)-1.16%
Min Revenue beat(2)-1.66%
Max Revenue beat(2)-0.65%
Revenue beat(4)1
Avg Revenue beat(4)-0.5%
Min Revenue beat(4)-1.7%
Max Revenue beat(4)2.02%
Revenue beat(8)3
Avg Revenue beat(8)-0.27%
Revenue beat(12)5
Avg Revenue beat(12)-0.15%
Revenue beat(16)6
Avg Revenue beat(16)-0.28%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)5.27%
EPS NY rev (1m)0%
EPS NY rev (3m)18.05%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.05%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.44 | ||
| Fwd PE | 2.04 | ||
| P/S | 0.19 | ||
| P/FCF | 1.73 | ||
| P/OCF | 1.63 | ||
| P/B | 0.56 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.57 |
EPS(TTM)1.09
EY69.43%
EPS(NY)0.77
Fwd EY49.07%
FCF(TTM)0.91
FCFY57.85%
OCF(TTM)0.96
OCFY61.34%
SpS8.15
BVpS2.78
TBVpS-8.56
PEG (NY)N/A
PEG (5Y)N/A
Graham Number8.26
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -12.03% | ||
| ROE | -61.25% | ||
| ROCE | 2.21% | ||
| ROIC | 1.74% | ||
| ROICexc | 1.88% | ||
| ROICexgc | N/A | ||
| OM | 3.05% | ||
| PM (TTM) | N/A | ||
| GM | 73.25% | ||
| FCFM | 11.14% |
ROA(3y)-16.65%
ROA(5y)-12.13%
ROE(3y)-68.46%
ROE(5y)-48.1%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.66%
GM growth 5Y0.44%
F-Score6
Asset Turnover0.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.85 | ||
| Debt/FCF | 8.91 | ||
| Debt/EBITDA | 4.97 | ||
| Cap/Depr | 4.07% | ||
| Cap/Sales | 0.67% | ||
| Interest Coverage | 0.38 | ||
| Cash Conversion | 60.32% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.78 | ||
| Quick Ratio | 0.78 | ||
| Altman-Z | -1.53 |
F-Score6
WACC6.99%
ROIC/WACC0.25
Cap/Depr(3y)1.62%
Cap/Depr(5y)1.86%
Cap/Sales(3y)0.33%
Cap/Sales(5y)0.35%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)15.96%
EPS 3Y-17.82%
EPS 5Y-13.37%
EPS Q2Q%-28.57%
EPS Next Y-25.86%
EPS Next 2Y-20.2%
EPS Next 3Y-11.94%
EPS Next 5YN/A
Revenue 1Y (TTM)-15.54%
Revenue growth 3Y-3.1%
Revenue growth 5Y4.3%
Sales Q2Q%-24.24%
Revenue Next Year-20.66%
Revenue Next 2Y-13.68%
Revenue Next 3Y-10.13%
Revenue Next 5YN/A
EBIT growth 1Y132.59%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year9.23%
EBIT Next 3Y6%
EBIT Next 5YN/A
FCF growth 1Y-42.72%
FCF growth 3Y-16.84%
FCF growth 5Y16.17%
OCF growth 1Y-40.79%
OCF growth 3Y-16.57%
OCF growth 5Y14.94%
UPLAND SOFTWARE INC / UPLD FAQ
What is the ChartMill fundamental rating of UPLAND SOFTWARE INC (UPLD) stock?
ChartMill assigns a fundamental rating of 3 / 10 to UPLD.
Can you provide the valuation status for UPLAND SOFTWARE INC?
ChartMill assigns a valuation rating of 7 / 10 to UPLAND SOFTWARE INC (UPLD). This can be considered as Undervalued.
What is the profitability of UPLD stock?
UPLAND SOFTWARE INC (UPLD) has a profitability rating of 3 / 10.
What is the financial health of UPLAND SOFTWARE INC (UPLD) stock?
The financial health rating of UPLAND SOFTWARE INC (UPLD) is 1 / 10.