1.24 USD
+0.02 (+1.64%)
Last: Feb 9, 2026, 09:47 AM
UPLD gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 277 industry peers in the Software industry. Both the profitability and financial health of UPLD have multiple concerns. UPLD is valued quite cheap, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year UPLD was profitable.
- In the past year UPLD had a positive cash flow from operations.
- UPLD had negative earnings in each of the past 5 years.
- In the past 5 years UPLD always reported a positive cash flow from operatings.
1.2 Ratios
- With a Return On Assets value of -12.03%, UPLD is not doing good in the industry: 66.43% of the companies in the same industry are doing better.
- UPLD's Return On Equity of -61.25% is on the low side compared to the rest of the industry. UPLD is outperformed by 72.20% of its industry peers.
- The Return On Invested Capital of UPLD (1.74%) is better than 65.70% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -12.03% | ||
| ROE | -61.25% | ||
| ROIC | 1.74% |
ROA(3y)-16.65%
ROA(5y)-12.13%
ROE(3y)-68.46%
ROE(5y)-48.1%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Operating Margin of UPLD (3.05%) is better than 65.34% of its industry peers.
- UPLD has a Gross Margin (73.25%) which is comparable to the rest of the industry.
- UPLD's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.05% | ||
| PM (TTM) | N/A | ||
| GM | 73.25% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.66%
GM growth 5Y0.44%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so UPLD is destroying value.
- Compared to 1 year ago, UPLD has less shares outstanding
- The number of shares outstanding for UPLD has been increased compared to 5 years ago.
- UPLD has about the same debt/assets ratio as last year.
2.2 Solvency
- UPLD has an Altman-Z score of -1.55. This is a bad value and indicates that UPLD is not financially healthy and even has some risk of bankruptcy.
- UPLD has a Altman-Z score of -1.55. This is in the lower half of the industry: UPLD underperforms 76.90% of its industry peers.
- The Debt to FCF ratio of UPLD is 8.91, which is on the high side as it means it would take UPLD, 8.91 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of UPLD (8.91) is comparable to the rest of the industry.
- A Debt/Equity ratio of 2.85 is on the high side and indicates that UPLD has dependencies on debt financing.
- With a Debt to Equity ratio value of 2.85, UPLD is not doing good in the industry: 84.48% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.85 | ||
| Debt/FCF | 8.91 | ||
| Altman-Z | -1.55 |
ROIC/WACC0.26
WACC6.79%
2.3 Liquidity
- A Current Ratio of 0.78 indicates that UPLD may have some problems paying its short term obligations.
- UPLD's Current ratio of 0.78 is on the low side compared to the rest of the industry. UPLD is outperformed by 85.56% of its industry peers.
- UPLD has a Quick Ratio of 0.78. This is a bad value and indicates that UPLD is not financially healthy enough and could expect problems in meeting its short term obligations.
- UPLD has a Quick ratio of 0.78. This is amonst the worse of the industry: UPLD underperforms 85.20% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.78 | ||
| Quick Ratio | 0.78 |
3. Growth
3.1 Past
- UPLD shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 15.96%, which is quite good.
- The earnings per share for UPLD have been decreasing by -13.37% on average. This is quite bad
- UPLD shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -15.54%.
- UPLD shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.30% yearly.
EPS 1Y (TTM)15.96%
EPS 3Y-17.82%
EPS 5Y-13.37%
EPS Q2Q%-28.57%
Revenue 1Y (TTM)-15.54%
Revenue growth 3Y-3.1%
Revenue growth 5Y4.3%
Sales Q2Q%-24.24%
3.2 Future
- Based on estimates for the next years, UPLD will show a very negative growth in Earnings Per Share. The EPS will decrease by -11.94% on average per year.
- The Revenue is expected to decrease by -10.13% on average over the next years. This is quite bad
EPS Next Y-25.86%
EPS Next 2Y-20.2%
EPS Next 3Y-11.94%
EPS Next 5YN/A
Revenue Next Year-20.66%
Revenue Next 2Y-13.68%
Revenue Next 3Y-10.13%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 1.14, the valuation of UPLD can be described as very cheap.
- 98.19% of the companies in the same industry are more expensive than UPLD, based on the Price/Earnings ratio.
- When comparing the Price/Earnings ratio of UPLD to the average of the S&P500 Index (27.93), we can say UPLD is valued rather cheaply.
- A Price/Forward Earnings ratio of 1.61 indicates a rather cheap valuation of UPLD.
- Based on the Price/Forward Earnings ratio, UPLD is valued cheaply inside the industry as 98.92% of the companies are valued more expensively.
- When comparing the Price/Forward Earnings ratio of UPLD to the average of the S&P500 Index (27.77), we can say UPLD is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.14 | ||
| Fwd PE | 1.61 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, UPLD is valued cheaply inside the industry as 94.22% of the companies are valued more expensively.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of UPLD indicates a rather cheap valuation: UPLD is cheaper than 99.64% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.37 | ||
| EV/EBITDA | 5.34 |
4.3 Compensation for Growth
- UPLD's earnings are expected to decrease with -11.94% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-20.2%
EPS Next 3Y-11.94%
5. Dividend
5.1 Amount
- UPLD does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NASDAQ:UPLD (2/9/2026, 9:47:37 AM)
1.24
+0.02 (+1.64%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-06 2025-11-06/bmo
Earnings (Next)02-19 2026-02-19/amc
Inst Owners49.61%
Inst Owner Change0.5%
Ins Owners17.07%
Ins Owner Change0.77%
Market Cap35.82M
Revenue(TTM)235.59M
Net Income(TTM)-49.21M
Analysts82.22
Price Target4.42 (256.45%)
Short Float %2.91%
Short Ratio3.45
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)24.95%
Min EPS beat(2)-19.78%
Max EPS beat(2)69.69%
EPS beat(4)3
Avg EPS beat(4)44.45%
Min EPS beat(4)-19.78%
Max EPS beat(4)97.04%
EPS beat(8)6
Avg EPS beat(8)46.83%
EPS beat(12)8
Avg EPS beat(12)37.26%
EPS beat(16)11
Avg EPS beat(16)32.51%
Revenue beat(2)0
Avg Revenue beat(2)-1.16%
Min Revenue beat(2)-1.66%
Max Revenue beat(2)-0.65%
Revenue beat(4)1
Avg Revenue beat(4)-0.5%
Min Revenue beat(4)-1.7%
Max Revenue beat(4)2.02%
Revenue beat(8)3
Avg Revenue beat(8)-0.27%
Revenue beat(12)5
Avg Revenue beat(12)-0.15%
Revenue beat(16)6
Avg Revenue beat(16)-0.28%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)18.05%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.05%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.14 | ||
| Fwd PE | 1.61 | ||
| P/S | 0.15 | ||
| P/FCF | 1.37 | ||
| P/OCF | 1.29 | ||
| P/B | 0.45 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.34 |
EPS(TTM)1.09
EY87.9%
EPS(NY)0.77
Fwd EY62.13%
FCF(TTM)0.91
FCFY73.24%
OCF(TTM)0.96
OCFY77.67%
SpS8.15
BVpS2.78
TBVpS-8.56
PEG (NY)N/A
PEG (5Y)N/A
Graham Number8.26
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -12.03% | ||
| ROE | -61.25% | ||
| ROCE | 2.21% | ||
| ROIC | 1.74% | ||
| ROICexc | 1.88% | ||
| ROICexgc | N/A | ||
| OM | 3.05% | ||
| PM (TTM) | N/A | ||
| GM | 73.25% | ||
| FCFM | 11.14% |
ROA(3y)-16.65%
ROA(5y)-12.13%
ROE(3y)-68.46%
ROE(5y)-48.1%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.66%
GM growth 5Y0.44%
F-Score6
Asset Turnover0.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.85 | ||
| Debt/FCF | 8.91 | ||
| Debt/EBITDA | 4.97 | ||
| Cap/Depr | 4.07% | ||
| Cap/Sales | 0.67% | ||
| Interest Coverage | 0.38 | ||
| Cash Conversion | 60.32% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.78 | ||
| Quick Ratio | 0.78 | ||
| Altman-Z | -1.55 |
F-Score6
WACC6.79%
ROIC/WACC0.26
Cap/Depr(3y)1.62%
Cap/Depr(5y)1.86%
Cap/Sales(3y)0.33%
Cap/Sales(5y)0.35%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)15.96%
EPS 3Y-17.82%
EPS 5Y-13.37%
EPS Q2Q%-28.57%
EPS Next Y-25.86%
EPS Next 2Y-20.2%
EPS Next 3Y-11.94%
EPS Next 5YN/A
Revenue 1Y (TTM)-15.54%
Revenue growth 3Y-3.1%
Revenue growth 5Y4.3%
Sales Q2Q%-24.24%
Revenue Next Year-20.66%
Revenue Next 2Y-13.68%
Revenue Next 3Y-10.13%
Revenue Next 5YN/A
EBIT growth 1Y132.59%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year9.23%
EBIT Next 3Y6%
EBIT Next 5YN/A
FCF growth 1Y-42.72%
FCF growth 3Y-16.84%
FCF growth 5Y16.17%
OCF growth 1Y-40.79%
OCF growth 3Y-16.57%
OCF growth 5Y14.94%
UPLAND SOFTWARE INC / UPLD FAQ
What is the ChartMill fundamental rating of UPLAND SOFTWARE INC (UPLD) stock?
ChartMill assigns a fundamental rating of 3 / 10 to UPLD.
Can you provide the valuation status for UPLAND SOFTWARE INC?
ChartMill assigns a valuation rating of 7 / 10 to UPLAND SOFTWARE INC (UPLD). This can be considered as Undervalued.
What is the profitability of UPLD stock?
UPLAND SOFTWARE INC (UPLD) has a profitability rating of 3 / 10.
What is the financial health of UPLAND SOFTWARE INC (UPLD) stock?
The financial health rating of UPLAND SOFTWARE INC (UPLD) is 1 / 10.