1.48 USD
-0.01 (-0.67%)
UPLD gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 276 industry peers in the Software industry. Both the profitability and financial health of UPLD have multiple concerns. UPLD has a bad growth rate and is valued cheaply.
1. Profitability
1.1 Basic Checks
UPLD had positive earnings in the past year.
UPLD had a positive operating cash flow in the past year.
In the past 5 years UPLD always reported negative net income.
Each year in the past 5 years UPLD had a positive operating cash flow.
1.2 Ratios
UPLD has a worse Return On Assets (-12.03%) than 66.30% of its industry peers.
UPLD has a Return On Equity of -61.25%. This is in the lower half of the industry: UPLD underperforms 72.10% of its industry peers.
The Return On Invested Capital of UPLD (1.74%) is better than 65.94% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -12.03% | ||
| ROE | -61.25% | ||
| ROIC | 1.74% |
ROA(3y)-16.65%
ROA(5y)-12.13%
ROE(3y)-68.46%
ROE(5y)-48.1%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
UPLD has a Operating Margin of 3.05%. This is in the better half of the industry: UPLD outperforms 65.58% of its industry peers.
Looking at the Gross Margin, with a value of 73.25%, UPLD is in line with its industry, outperforming 58.70% of the companies in the same industry.
UPLD's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.05% | ||
| PM (TTM) | N/A | ||
| GM | 73.25% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.66%
GM growth 5Y0.44%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so UPLD is destroying value.
UPLD has less shares outstanding than it did 1 year ago.
The number of shares outstanding for UPLD has been increased compared to 5 years ago.
Compared to 1 year ago, UPLD has about the same debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of -1.54, we must say that UPLD is in the distress zone and has some risk of bankruptcy.
UPLD has a Altman-Z score of -1.54. This is in the lower half of the industry: UPLD underperforms 77.90% of its industry peers.
UPLD has a debt to FCF ratio of 8.91. This is a slightly negative value and a sign of low solvency as UPLD would need 8.91 years to pay back of all of its debts.
UPLD's Debt to FCF ratio of 8.91 is in line compared to the rest of the industry. UPLD outperforms 51.45% of its industry peers.
A Debt/Equity ratio of 2.85 is on the high side and indicates that UPLD has dependencies on debt financing.
The Debt to Equity ratio of UPLD (2.85) is worse than 84.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.85 | ||
| Debt/FCF | 8.91 | ||
| Altman-Z | -1.54 |
ROIC/WACC0.25
WACC6.94%
2.3 Liquidity
A Current Ratio of 0.78 indicates that UPLD may have some problems paying its short term obligations.
The Current ratio of UPLD (0.78) is worse than 85.14% of its industry peers.
UPLD has a Quick Ratio of 0.78. This is a bad value and indicates that UPLD is not financially healthy enough and could expect problems in meeting its short term obligations.
UPLD has a worse Quick ratio (0.78) than 84.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.78 | ||
| Quick Ratio | 0.78 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 15.96% over the past year.
Measured over the past years, UPLD shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -13.37% on average per year.
The Revenue for UPLD has decreased by -15.54% in the past year. This is quite bad
Measured over the past years, UPLD shows a small growth in Revenue. The Revenue has been growing by 4.30% on average per year.
EPS 1Y (TTM)15.96%
EPS 3Y-17.82%
EPS 5Y-13.37%
EPS Q2Q%-28.57%
Revenue 1Y (TTM)-15.54%
Revenue growth 3Y-3.1%
Revenue growth 5Y4.3%
Sales Q2Q%-24.24%
3.2 Future
UPLD is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -11.94% yearly.
Based on estimates for the next years, UPLD will show a very negative growth in Revenue. The Revenue will decrease by -10.13% on average per year.
EPS Next Y-25.86%
EPS Next 2Y-20.2%
EPS Next 3Y-11.94%
EPS Next 5YN/A
Revenue Next Year-20.66%
Revenue Next 2Y-13.68%
Revenue Next 3Y-10.13%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 1.36 indicates a rather cheap valuation of UPLD.
UPLD's Price/Earnings ratio is rather cheap when compared to the industry. UPLD is cheaper than 98.55% of the companies in the same industry.
UPLD is valuated cheaply when we compare the Price/Earnings ratio to 27.19, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 1.92 indicates a rather cheap valuation of UPLD.
Based on the Price/Forward Earnings ratio, UPLD is valued cheaply inside the industry as 98.19% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 23.92. UPLD is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.36 | ||
| Fwd PE | 1.92 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, UPLD is valued cheaper than 94.93% of the companies in the same industry.
UPLD's Price/Free Cash Flow ratio is rather cheap when compared to the industry. UPLD is cheaper than 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.63 | ||
| EV/EBITDA | 5.5 |
4.3 Compensation for Growth
A cheap valuation may be justified as UPLD's earnings are expected to decrease with -11.94% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-20.2%
EPS Next 3Y-11.94%
5. Dividend
5.1 Amount
No dividends for UPLD!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NASDAQ:UPLD (1/9/2026, 8:00:01 PM)
1.48
-0.01 (-0.67%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners49.61%
Inst Owner Change0.74%
Ins Owners17.07%
Ins Owner Change0.77%
Market Cap42.76M
Revenue(TTM)235.59M
Net Income(TTM)-49.21M
Analysts82.22
Price Target4.42 (198.65%)
Short Float %2.8%
Short Ratio3.39
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)24.95%
Min EPS beat(2)-19.78%
Max EPS beat(2)69.69%
EPS beat(4)3
Avg EPS beat(4)44.45%
Min EPS beat(4)-19.78%
Max EPS beat(4)97.04%
EPS beat(8)6
Avg EPS beat(8)46.83%
EPS beat(12)8
Avg EPS beat(12)37.26%
EPS beat(16)11
Avg EPS beat(16)32.51%
Revenue beat(2)0
Avg Revenue beat(2)-1.16%
Min Revenue beat(2)-1.66%
Max Revenue beat(2)-0.65%
Revenue beat(4)1
Avg Revenue beat(4)-0.5%
Min Revenue beat(4)-1.7%
Max Revenue beat(4)2.02%
Revenue beat(8)3
Avg Revenue beat(8)-0.27%
Revenue beat(12)5
Avg Revenue beat(12)-0.15%
Revenue beat(16)6
Avg Revenue beat(16)-0.28%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)5.27%
EPS NY rev (1m)0%
EPS NY rev (3m)18.05%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.05%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.36 | ||
| Fwd PE | 1.92 | ||
| P/S | 0.18 | ||
| P/FCF | 1.63 | ||
| P/OCF | 1.54 | ||
| P/B | 0.53 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.5 |
EPS(TTM)1.09
EY73.65%
EPS(NY)0.77
Fwd EY52.06%
FCF(TTM)0.91
FCFY61.37%
OCF(TTM)0.96
OCFY65.07%
SpS8.15
BVpS2.78
TBVpS-8.56
PEG (NY)N/A
PEG (5Y)N/A
Graham Number8.26
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -12.03% | ||
| ROE | -61.25% | ||
| ROCE | 2.21% | ||
| ROIC | 1.74% | ||
| ROICexc | 1.88% | ||
| ROICexgc | N/A | ||
| OM | 3.05% | ||
| PM (TTM) | N/A | ||
| GM | 73.25% | ||
| FCFM | 11.14% |
ROA(3y)-16.65%
ROA(5y)-12.13%
ROE(3y)-68.46%
ROE(5y)-48.1%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.66%
GM growth 5Y0.44%
F-Score6
Asset Turnover0.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.85 | ||
| Debt/FCF | 8.91 | ||
| Debt/EBITDA | 4.97 | ||
| Cap/Depr | 4.07% | ||
| Cap/Sales | 0.67% | ||
| Interest Coverage | 0.38 | ||
| Cash Conversion | 60.32% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.78 | ||
| Quick Ratio | 0.78 | ||
| Altman-Z | -1.54 |
F-Score6
WACC6.94%
ROIC/WACC0.25
Cap/Depr(3y)1.62%
Cap/Depr(5y)1.86%
Cap/Sales(3y)0.33%
Cap/Sales(5y)0.35%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)15.96%
EPS 3Y-17.82%
EPS 5Y-13.37%
EPS Q2Q%-28.57%
EPS Next Y-25.86%
EPS Next 2Y-20.2%
EPS Next 3Y-11.94%
EPS Next 5YN/A
Revenue 1Y (TTM)-15.54%
Revenue growth 3Y-3.1%
Revenue growth 5Y4.3%
Sales Q2Q%-24.24%
Revenue Next Year-20.66%
Revenue Next 2Y-13.68%
Revenue Next 3Y-10.13%
Revenue Next 5YN/A
EBIT growth 1Y132.59%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year9.23%
EBIT Next 3Y6%
EBIT Next 5YN/A
FCF growth 1Y-42.72%
FCF growth 3Y-16.84%
FCF growth 5Y16.17%
OCF growth 1Y-40.79%
OCF growth 3Y-16.57%
OCF growth 5Y14.94%
UPLAND SOFTWARE INC / UPLD FAQ
What is the ChartMill fundamental rating of UPLAND SOFTWARE INC (UPLD) stock?
ChartMill assigns a fundamental rating of 3 / 10 to UPLD.
Can you provide the valuation status for UPLAND SOFTWARE INC?
ChartMill assigns a valuation rating of 7 / 10 to UPLAND SOFTWARE INC (UPLD). This can be considered as Undervalued.
What is the profitability of UPLD stock?
UPLAND SOFTWARE INC (UPLD) has a profitability rating of 3 / 10.
What is the financial health of UPLAND SOFTWARE INC (UPLD) stock?
The financial health rating of UPLAND SOFTWARE INC (UPLD) is 1 / 10.