UPLAND SOFTWARE INC (UPLD) Stock Fundamental Analysis

NASDAQ:UPLD • US91544A1097

0.9774 USD
-0.02 (-2.26%)
At close: Feb 18, 2026
0.96 USD
-0.02 (-1.78%)
After Hours: 2/18/2026, 8:05:46 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

Taking everything into account, UPLD scores 3 out of 10 in our fundamental rating. UPLD was compared to 276 industry peers in the Software industry. Both the profitability and financial health of UPLD have multiple concerns. UPLD has a bad growth rate and is valued cheaply.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • In the past year UPLD was profitable.
  • In the past year UPLD had a positive cash flow from operations.
  • UPLD had negative earnings in each of the past 5 years.
  • UPLD had a positive operating cash flow in each of the past 5 years.
UPLD Yearly Net Income VS EBIT VS OCF VS FCFUPLD Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50M -100M -150M

1.2 Ratios

  • UPLD has a Return On Assets of -12.03%. This is in the lower half of the industry: UPLD underperforms 66.67% of its industry peers.
  • With a Return On Equity value of -61.25%, UPLD is not doing good in the industry: 73.19% of the companies in the same industry are doing better.
  • With a decent Return On Invested Capital value of 1.74%, UPLD is doing good in the industry, outperforming 65.22% of the companies in the same industry.
Industry RankSector Rank
ROA -12.03%
ROE -61.25%
ROIC 1.74%
ROA(3y)-16.65%
ROA(5y)-12.13%
ROE(3y)-68.46%
ROE(5y)-48.1%
ROIC(3y)N/A
ROIC(5y)N/A
UPLD Yearly ROA, ROE, ROICUPLD Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -20 -40 -60 -80 -100

1.3 Margins

  • UPLD has a Operating Margin of 3.05%. This is in the better half of the industry: UPLD outperforms 64.49% of its industry peers.
  • UPLD has a Gross Margin (73.25%) which is comparable to the rest of the industry.
  • In the last couple of years the Gross Margin of UPLD has remained more or less at the same level.
Industry RankSector Rank
OM 3.05%
PM (TTM) N/A
GM 73.25%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.66%
GM growth 5Y0.44%
UPLD Yearly Profit, Operating, Gross MarginsUPLD Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 -40 60 -60

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. Health

2.1 Basic Checks

  • UPLD has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • UPLD has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, UPLD has more shares outstanding
  • UPLD has about the same debt/assets ratio as last year.
UPLD Yearly Shares OutstandingUPLD Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
UPLD Yearly Total Debt VS Total AssetsUPLD Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

  • UPLD has an Altman-Z score of -1.56. This is a bad value and indicates that UPLD is not financially healthy and even has some risk of bankruptcy.
  • With a Altman-Z score value of -1.56, UPLD is not doing good in the industry: 76.81% of the companies in the same industry are doing better.
  • UPLD has a debt to FCF ratio of 8.91. This is a slightly negative value and a sign of low solvency as UPLD would need 8.91 years to pay back of all of its debts.
  • UPLD has a Debt to FCF ratio (8.91) which is in line with its industry peers.
  • UPLD has a Debt/Equity ratio of 2.85. This is a high value indicating a heavy dependency on external financing.
  • UPLD has a Debt to Equity ratio of 2.85. This is amonst the worse of the industry: UPLD underperforms 84.78% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.85
Debt/FCF 8.91
Altman-Z -1.56
ROIC/WACC0.26
WACC6.62%
UPLD Yearly LT Debt VS Equity VS FCFUPLD Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.3 Liquidity

  • UPLD has a Current Ratio of 0.78. This is a bad value and indicates that UPLD is not financially healthy enough and could expect problems in meeting its short term obligations.
  • UPLD's Current ratio of 0.78 is on the low side compared to the rest of the industry. UPLD is outperformed by 86.23% of its industry peers.
  • UPLD has a Quick Ratio of 0.78. This is a bad value and indicates that UPLD is not financially healthy enough and could expect problems in meeting its short term obligations.
  • UPLD's Quick ratio of 0.78 is on the low side compared to the rest of the industry. UPLD is outperformed by 85.87% of its industry peers.
Industry RankSector Rank
Current Ratio 0.78
Quick Ratio 0.78
UPLD Yearly Current Assets VS Current LiabilitesUPLD Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 15.96% over the past year.
  • The earnings per share for UPLD have been decreasing by -13.37% on average. This is quite bad
  • Looking at the last year, UPLD shows a very negative growth in Revenue. The Revenue has decreased by -15.54% in the last year.
  • Measured over the past years, UPLD shows a small growth in Revenue. The Revenue has been growing by 4.30% on average per year.
EPS 1Y (TTM)15.96%
EPS 3Y-17.82%
EPS 5Y-13.37%
EPS Q2Q%-28.57%
Revenue 1Y (TTM)-15.54%
Revenue growth 3Y-3.1%
Revenue growth 5Y4.3%
Sales Q2Q%-24.24%

3.2 Future

  • Based on estimates for the next years, UPLD will show a very negative growth in Earnings Per Share. The EPS will decrease by -11.94% on average per year.
  • UPLD is expected to show a very negative growth in Revenue. In the coming years, the Revenue will decrease by -10.13% yearly.
EPS Next Y-25.86%
EPS Next 2Y-20.2%
EPS Next 3Y-11.94%
EPS Next 5YN/A
Revenue Next Year-20.66%
Revenue Next 2Y-13.68%
Revenue Next 3Y-10.13%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
UPLD Yearly Revenue VS EstimatesUPLD Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M
UPLD Yearly EPS VS EstimatesUPLD Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 1 2

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Find the best growth stocksShow best growing peers

7

4. Valuation

4.1 Price/Earnings Ratio

  • UPLD is valuated cheaply with a Price/Earnings ratio of 0.90.
  • Based on the Price/Earnings ratio, UPLD is valued cheaper than 98.55% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of UPLD to the average of the S&P500 Index (27.27), we can say UPLD is valued rather cheaply.
  • The Price/Forward Earnings ratio is 1.27, which indicates a rather cheap valuation of UPLD.
  • Based on the Price/Forward Earnings ratio, UPLD is valued cheaply inside the industry as 98.91% of the companies are valued more expensively.
  • UPLD is valuated cheaply when we compare the Price/Forward Earnings ratio to 28.16, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 0.9
Fwd PE 1.27
UPLD Price Earnings VS Forward Price EarningsUPLD Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • 94.20% of the companies in the same industry are more expensive than UPLD, based on the Enterprise Value to EBITDA ratio.
  • Based on the Price/Free Cash Flow ratio, UPLD is valued cheaper than 99.64% of the companies in the same industry.
Industry RankSector Rank
P/FCF 1.08
EV/EBITDA 5.2
UPLD Per share dataUPLD EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 -5

4.3 Compensation for Growth

  • A cheap valuation may be justified as UPLD's earnings are expected to decrease with -11.94% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-20.2%
EPS Next 3Y-11.94%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for UPLD!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

UPLAND SOFTWARE INC

NASDAQ:UPLD (2/18/2026, 8:05:46 PM)

After market: 0.96 -0.02 (-1.78%)

0.9774

-0.02 (-2.26%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-06
Earnings (Next)02-19
Inst Owners49.61%
Inst Owner Change-2%
Ins Owners17.07%
Ins Owner Change0.77%
Market Cap28.24M
Revenue(TTM)235.59M
Net Income(TTM)-49.21M
Analysts82.22
Price Target4.42 (352.22%)
Short Float %2.78%
Short Ratio3
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)24.95%
Min EPS beat(2)-19.78%
Max EPS beat(2)69.69%
EPS beat(4)3
Avg EPS beat(4)44.45%
Min EPS beat(4)-19.78%
Max EPS beat(4)97.04%
EPS beat(8)6
Avg EPS beat(8)46.83%
EPS beat(12)8
Avg EPS beat(12)37.26%
EPS beat(16)11
Avg EPS beat(16)32.51%
Revenue beat(2)0
Avg Revenue beat(2)-1.16%
Min Revenue beat(2)-1.66%
Max Revenue beat(2)-0.65%
Revenue beat(4)1
Avg Revenue beat(4)-0.5%
Min Revenue beat(4)-1.7%
Max Revenue beat(4)2.02%
Revenue beat(8)3
Avg Revenue beat(8)-0.27%
Revenue beat(12)5
Avg Revenue beat(12)-0.15%
Revenue beat(16)6
Avg Revenue beat(16)-0.28%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)18.05%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.05%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.05%
Valuation
Industry RankSector Rank
PE 0.9
Fwd PE 1.27
P/S 0.12
P/FCF 1.08
P/OCF 1.01
P/B 0.35
P/tB N/A
EV/EBITDA 5.2
EPS(TTM)1.09
EY111.52%
EPS(NY)0.77
Fwd EY78.83%
FCF(TTM)0.91
FCFY92.92%
OCF(TTM)0.96
OCFY98.53%
SpS8.15
BVpS2.78
TBVpS-8.56
PEG (NY)N/A
PEG (5Y)N/A
Graham Number8.26
Profitability
Industry RankSector Rank
ROA -12.03%
ROE -61.25%
ROCE 2.21%
ROIC 1.74%
ROICexc 1.88%
ROICexgc N/A
OM 3.05%
PM (TTM) N/A
GM 73.25%
FCFM 11.14%
ROA(3y)-16.65%
ROA(5y)-12.13%
ROE(3y)-68.46%
ROE(5y)-48.1%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.66%
GM growth 5Y0.44%
F-Score6
Asset Turnover0.58
Health
Industry RankSector Rank
Debt/Equity 2.85
Debt/FCF 8.91
Debt/EBITDA 4.97
Cap/Depr 4.07%
Cap/Sales 0.67%
Interest Coverage 0.38
Cash Conversion 60.32%
Profit Quality N/A
Current Ratio 0.78
Quick Ratio 0.78
Altman-Z -1.56
F-Score6
WACC6.62%
ROIC/WACC0.26
Cap/Depr(3y)1.62%
Cap/Depr(5y)1.86%
Cap/Sales(3y)0.33%
Cap/Sales(5y)0.35%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)15.96%
EPS 3Y-17.82%
EPS 5Y-13.37%
EPS Q2Q%-28.57%
EPS Next Y-25.86%
EPS Next 2Y-20.2%
EPS Next 3Y-11.94%
EPS Next 5YN/A
Revenue 1Y (TTM)-15.54%
Revenue growth 3Y-3.1%
Revenue growth 5Y4.3%
Sales Q2Q%-24.24%
Revenue Next Year-20.66%
Revenue Next 2Y-13.68%
Revenue Next 3Y-10.13%
Revenue Next 5YN/A
EBIT growth 1Y132.59%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year9.23%
EBIT Next 3Y6%
EBIT Next 5YN/A
FCF growth 1Y-42.72%
FCF growth 3Y-16.84%
FCF growth 5Y16.17%
OCF growth 1Y-40.79%
OCF growth 3Y-16.57%
OCF growth 5Y14.94%

UPLAND SOFTWARE INC / UPLD FAQ

What is the ChartMill fundamental rating of UPLAND SOFTWARE INC (UPLD) stock?

ChartMill assigns a fundamental rating of 3 / 10 to UPLD.


Can you provide the valuation status for UPLAND SOFTWARE INC?

ChartMill assigns a valuation rating of 7 / 10 to UPLAND SOFTWARE INC (UPLD). This can be considered as Undervalued.


What is the profitability of UPLD stock?

UPLAND SOFTWARE INC (UPLD) has a profitability rating of 3 / 10.


What is the financial health of UPLAND SOFTWARE INC (UPLD) stock?

The financial health rating of UPLAND SOFTWARE INC (UPLD) is 1 / 10.