1.49 USD
-0.03 (-1.97%)
1.53 USD
+0.04 (+2.68%)
We assign a fundamental rating of 3 out of 10 to UPLD. UPLD was compared to 276 industry peers in the Software industry. Both the profitability and financial health of UPLD have multiple concerns. UPLD has a bad growth rate and is valued cheaply.
1. Profitability
1.1 Basic Checks
- In the past year UPLD was profitable.
- UPLD had a positive operating cash flow in the past year.
- In the past 5 years UPLD always reported negative net income.
- In the past 5 years UPLD always reported a positive cash flow from operatings.
1.2 Ratios
- Looking at the Return On Assets, with a value of -12.03%, UPLD is doing worse than 66.30% of the companies in the same industry.
- UPLD has a worse Return On Equity (-61.25%) than 72.10% of its industry peers.
- UPLD's Return On Invested Capital of 1.74% is fine compared to the rest of the industry. UPLD outperforms 65.94% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -12.03% | ||
| ROE | -61.25% | ||
| ROIC | 1.74% |
ROA(3y)-16.65%
ROA(5y)-12.13%
ROE(3y)-68.46%
ROE(5y)-48.1%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With a decent Operating Margin value of 3.05%, UPLD is doing good in the industry, outperforming 65.58% of the companies in the same industry.
- With a Gross Margin value of 73.25%, UPLD perfoms like the industry average, outperforming 58.70% of the companies in the same industry.
- In the last couple of years the Gross Margin of UPLD has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.05% | ||
| PM (TTM) | N/A | ||
| GM | 73.25% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.66%
GM growth 5Y0.44%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so UPLD is destroying value.
- Compared to 1 year ago, UPLD has less shares outstanding
- UPLD has more shares outstanding than it did 5 years ago.
- UPLD has about the same debt/assets ratio as last year.
2.2 Solvency
- UPLD has an Altman-Z score of -1.54. This is a bad value and indicates that UPLD is not financially healthy and even has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of -1.54, UPLD is doing worse than 77.90% of the companies in the same industry.
- UPLD has a debt to FCF ratio of 8.91. This is a slightly negative value and a sign of low solvency as UPLD would need 8.91 years to pay back of all of its debts.
- The Debt to FCF ratio of UPLD (8.91) is comparable to the rest of the industry.
- A Debt/Equity ratio of 2.85 is on the high side and indicates that UPLD has dependencies on debt financing.
- UPLD has a Debt to Equity ratio of 2.85. This is amonst the worse of the industry: UPLD underperforms 84.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.85 | ||
| Debt/FCF | 8.91 | ||
| Altman-Z | -1.54 |
ROIC/WACC0.25
WACC6.95%
2.3 Liquidity
- UPLD has a Current Ratio of 0.78. This is a bad value and indicates that UPLD is not financially healthy enough and could expect problems in meeting its short term obligations.
- UPLD has a worse Current ratio (0.78) than 85.14% of its industry peers.
- A Quick Ratio of 0.78 indicates that UPLD may have some problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 0.78, UPLD is doing worse than 84.78% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.78 | ||
| Quick Ratio | 0.78 |
3. Growth
3.1 Past
- UPLD shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 15.96%, which is quite good.
- The earnings per share for UPLD have been decreasing by -13.37% on average. This is quite bad
- The Revenue for UPLD has decreased by -15.54% in the past year. This is quite bad
- The Revenue has been growing slightly by 4.30% on average over the past years.
EPS 1Y (TTM)15.96%
EPS 3Y-17.82%
EPS 5Y-13.37%
EPS Q2Q%-28.57%
Revenue 1Y (TTM)-15.54%
Revenue growth 3Y-3.1%
Revenue growth 5Y4.3%
Sales Q2Q%-24.24%
3.2 Future
- The Earnings Per Share is expected to decrease by -11.94% on average over the next years. This is quite bad
- UPLD is expected to show a very negative growth in Revenue. In the coming years, the Revenue will decrease by -10.13% yearly.
EPS Next Y-25.86%
EPS Next 2Y-20.2%
EPS Next 3Y-11.94%
EPS Next 5YN/A
Revenue Next Year-20.66%
Revenue Next 2Y-13.68%
Revenue Next 3Y-10.13%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 1.37 indicates a rather cheap valuation of UPLD.
- Compared to the rest of the industry, the Price/Earnings ratio of UPLD indicates a rather cheap valuation: UPLD is cheaper than 98.19% of the companies listed in the same industry.
- UPLD is valuated cheaply when we compare the Price/Earnings ratio to 27.33, which is the current average of the S&P500 Index.
- A Price/Forward Earnings ratio of 1.93 indicates a rather cheap valuation of UPLD.
- UPLD's Price/Forward Earnings ratio is rather cheap when compared to the industry. UPLD is cheaper than 98.55% of the companies in the same industry.
- UPLD's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.12.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.37 | ||
| Fwd PE | 1.93 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of UPLD indicates a rather cheap valuation: UPLD is cheaper than 94.93% of the companies listed in the same industry.
- Based on the Price/Free Cash Flow ratio, UPLD is valued cheaper than 99.64% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.64 | ||
| EV/EBITDA | 5.51 |
4.3 Compensation for Growth
- UPLD's earnings are expected to decrease with -11.94% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-20.2%
EPS Next 3Y-11.94%
5. Dividend
5.1 Amount
- No dividends for UPLD!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
1.49
-0.03 (-1.97%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-06 2025-11-06/bmo
Earnings (Next)03-10 2026-03-10/amc
Inst Owners49.61%
Inst Owner Change0.74%
Ins Owners17.07%
Ins Owner Change0.77%
Market Cap43.05M
Revenue(TTM)235.59M
Net Income(TTM)-49.21M
Analysts82.22
Price Target4.42 (196.64%)
Short Float %2.8%
Short Ratio3.39
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)24.95%
Min EPS beat(2)-19.78%
Max EPS beat(2)69.69%
EPS beat(4)3
Avg EPS beat(4)44.45%
Min EPS beat(4)-19.78%
Max EPS beat(4)97.04%
EPS beat(8)6
Avg EPS beat(8)46.83%
EPS beat(12)8
Avg EPS beat(12)37.26%
EPS beat(16)11
Avg EPS beat(16)32.51%
Revenue beat(2)0
Avg Revenue beat(2)-1.16%
Min Revenue beat(2)-1.66%
Max Revenue beat(2)-0.65%
Revenue beat(4)1
Avg Revenue beat(4)-0.5%
Min Revenue beat(4)-1.7%
Max Revenue beat(4)2.02%
Revenue beat(8)3
Avg Revenue beat(8)-0.27%
Revenue beat(12)5
Avg Revenue beat(12)-0.15%
Revenue beat(16)6
Avg Revenue beat(16)-0.28%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)5.27%
EPS NY rev (1m)0%
EPS NY rev (3m)18.05%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.05%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.37 | ||
| Fwd PE | 1.93 | ||
| P/S | 0.18 | ||
| P/FCF | 1.64 | ||
| P/OCF | 1.55 | ||
| P/B | 0.54 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.51 |
EPS(TTM)1.09
EY73.15%
EPS(NY)0.77
Fwd EY51.71%
FCF(TTM)0.91
FCFY60.95%
OCF(TTM)0.96
OCFY64.64%
SpS8.15
BVpS2.78
TBVpS-8.56
PEG (NY)N/A
PEG (5Y)N/A
Graham Number8.26
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -12.03% | ||
| ROE | -61.25% | ||
| ROCE | 2.21% | ||
| ROIC | 1.74% | ||
| ROICexc | 1.88% | ||
| ROICexgc | N/A | ||
| OM | 3.05% | ||
| PM (TTM) | N/A | ||
| GM | 73.25% | ||
| FCFM | 11.14% |
ROA(3y)-16.65%
ROA(5y)-12.13%
ROE(3y)-68.46%
ROE(5y)-48.1%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.66%
GM growth 5Y0.44%
F-Score6
Asset Turnover0.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.85 | ||
| Debt/FCF | 8.91 | ||
| Debt/EBITDA | 4.97 | ||
| Cap/Depr | 4.07% | ||
| Cap/Sales | 0.67% | ||
| Interest Coverage | 0.38 | ||
| Cash Conversion | 60.32% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.78 | ||
| Quick Ratio | 0.78 | ||
| Altman-Z | -1.54 |
F-Score6
WACC6.95%
ROIC/WACC0.25
Cap/Depr(3y)1.62%
Cap/Depr(5y)1.86%
Cap/Sales(3y)0.33%
Cap/Sales(5y)0.35%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)15.96%
EPS 3Y-17.82%
EPS 5Y-13.37%
EPS Q2Q%-28.57%
EPS Next Y-25.86%
EPS Next 2Y-20.2%
EPS Next 3Y-11.94%
EPS Next 5YN/A
Revenue 1Y (TTM)-15.54%
Revenue growth 3Y-3.1%
Revenue growth 5Y4.3%
Sales Q2Q%-24.24%
Revenue Next Year-20.66%
Revenue Next 2Y-13.68%
Revenue Next 3Y-10.13%
Revenue Next 5YN/A
EBIT growth 1Y132.59%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year9.23%
EBIT Next 3Y6%
EBIT Next 5YN/A
FCF growth 1Y-42.72%
FCF growth 3Y-16.84%
FCF growth 5Y16.17%
OCF growth 1Y-40.79%
OCF growth 3Y-16.57%
OCF growth 5Y14.94%
UPLAND SOFTWARE INC / UPLD FAQ
What is the ChartMill fundamental rating of UPLAND SOFTWARE INC (UPLD) stock?
ChartMill assigns a fundamental rating of 3 / 10 to UPLD.
Can you provide the valuation status for UPLAND SOFTWARE INC?
ChartMill assigns a valuation rating of 7 / 10 to UPLAND SOFTWARE INC (UPLD). This can be considered as Undervalued.
What is the profitability of UPLD stock?
UPLAND SOFTWARE INC (UPLD) has a profitability rating of 3 / 10.
What is the financial health of UPLAND SOFTWARE INC (UPLD) stock?
The financial health rating of UPLAND SOFTWARE INC (UPLD) is 1 / 10.