(UNVB.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:UNVB - GB00B10RZP78 - Common Stock
48.36 EUR
-2.54 (-4.99%)
We assign a fundamental rating of 4 out of 10 to UNVB. UNVB was compared to 13 industry peers in the Personal Care Products industry. While UNVB belongs to the best of the industry regarding profitability, there are concerns on its financial health. UNVB is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year UNVB was profitable.
- UNVB had a positive operating cash flow in the past year.
- UNVB had positive earnings in each of the past 5 years.
- Each year in the past 5 years UNVB had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 7.31%, UNVB is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
- UNVB has a Return On Equity of 31.22%. This is amongst the best in the industry. UNVB outperforms 86.67% of its industry peers.
- With a decent Return On Invested Capital value of 15.85%, UNVB is doing good in the industry, outperforming 66.67% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for UNVB is above the industry average of 11.91%.
- The 3 year average ROIC (14.38%) for UNVB is below the current ROIC(15.85%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.31% | ||
| ROE | 31.22% | ||
| ROIC | 15.85% |
ROA(3y)8.55%
ROA(5y)8.39%
ROE(3y)34.92%
ROE(5y)35.33%
ROIC(3y)14.38%
ROIC(5y)14.42%
1.3 Margins
- The Profit Margin of UNVB (9.29%) is better than 66.67% of its industry peers.
- In the last couple of years the Profit Margin of UNVB has declined.
- UNVB has a better Operating Margin (18.21%) than 66.67% of its industry peers.
- UNVB's Operating Margin has been stable in the last couple of years.
- UNVB has a worse Gross Margin (45.79%) than 66.67% of its industry peers.
- In the last couple of years the Gross Margin of UNVB has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.21% | ||
| PM (TTM) | 9.29% | ||
| GM | 45.79% |
OM growth 3Y0.04%
OM growth 5Y-0.78%
PM growth 3Y-6.42%
PM growth 5Y-2.67%
GM growth 3Y2.12%
GM growth 5Y0.46%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), UNVB is creating value.
- The number of shares outstanding for UNVB has been reduced compared to 1 year ago.
- Compared to 5 years ago, UNVB has less shares outstanding
- UNVB has a worse debt/assets ratio than last year.
2.2 Solvency
- UNVB has an Altman-Z score of 1.74. This is a bad value and indicates that UNVB is not financially healthy and even has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 1.74, UNVB is doing worse than 73.33% of the companies in the same industry.
- UNVB has a debt to FCF ratio of 4.98. This is a neutral value as UNVB would need 4.98 years to pay back of all of its debts.
- UNVB has a Debt to FCF ratio of 4.98. This is comparable to the rest of the industry: UNVB outperforms 60.00% of its industry peers.
- UNVB has a Debt/Equity ratio of 1.40. This is a high value indicating a heavy dependency on external financing.
- UNVB's Debt to Equity ratio of 1.40 is on the low side compared to the rest of the industry. UNVB is outperformed by 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 4.98 | ||
| Altman-Z | 1.74 |
ROIC/WACC1.98
WACC8.01%
2.3 Liquidity
- UNVB has a Current Ratio of 0.76. This is a bad value and indicates that UNVB is not financially healthy enough and could expect problems in meeting its short term obligations.
- UNVB has a worse Current ratio (0.76) than 80.00% of its industry peers.
- UNVB has a Quick Ratio of 0.76. This is a bad value and indicates that UNVB is not financially healthy enough and could expect problems in meeting its short term obligations.
- UNVB's Quick ratio of 0.55 is on the low side compared to the rest of the industry. UNVB is outperformed by 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.76 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
- The earnings per share for UNVB have decreased strongly by -10.64% in the last year.
- Measured over the past 5 years, UNVB shows a small growth in Earnings Per Share. The EPS has been growing by 3.81% on average per year.
- Looking at the last year, UNVB shows a decrease in Revenue. The Revenue has decreased by -0.87% in the last year.
- The Revenue has been growing slightly by 3.17% on average over the past years.
EPS 1Y (TTM)-10.64%
EPS 3Y3.6%
EPS 5Y3.81%
EPS Q2Q%-3.61%
Revenue 1Y (TTM)-0.87%
Revenue growth 3Y5.03%
Revenue growth 5Y3.17%
Sales Q2Q%-3.18%
3.2 Future
- Based on estimates for the next years, UNVB will show a small growth in Earnings Per Share. The EPS will grow by 2.90% on average per year.
- UNVB is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.21% yearly.
EPS Next Y-0.72%
EPS Next 2Y1.02%
EPS Next 3Y2.75%
EPS Next 5Y2.9%
Revenue Next Year-5.78%
Revenue Next 2Y-4.23%
Revenue Next 3Y-1.73%
Revenue Next 5Y2.21%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 19.19, the valuation of UNVB can be described as rather expensive.
- 80.00% of the companies in the same industry are more expensive than UNVB, based on the Price/Earnings ratio.
- UNVB is valuated rather cheaply when we compare the Price/Earnings ratio to 28.39, which is the current average of the S&P500 Index.
- With a Price/Forward Earnings ratio of 14.34, UNVB is valued correctly.
- 73.33% of the companies in the same industry are more expensive than UNVB, based on the Price/Forward Earnings ratio.
- The average S&P500 Price/Forward Earnings ratio is at 25.72. UNVB is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.19 | ||
| Fwd PE | 14.34 |
4.2 Price Multiples
- UNVB's Enterprise Value to EBITDA ratio is in line with the industry average.
- Based on the Price/Free Cash Flow ratio, UNVB is valued a bit cheaper than the industry average as 80.00% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 18.42 | ||
| EV/EBITDA | 11.37 |
4.3 Compensation for Growth
- The decent profitability rating of UNVB may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)5.04
EPS Next 2Y1.02%
EPS Next 3Y2.75%
5. Dividend
5.1 Amount
- UNVB has a Yearly Dividend Yield of 3.57%.
- Compared to an average industry Dividend Yield of 2.23, UNVB pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.82, UNVB pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.57% |
5.2 History
- The dividend of UNVB decreases each year by -0.41%.
Dividend Growth(5Y)-0.41%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- UNVB pays out 79.51% of its income as dividend. This is not a sustainable payout ratio.
DP79.51%
EPS Next 2Y1.02%
EPS Next 3Y2.75%
/ UNVB.DE FAQ
What is the fundamental rating for UNVB stock?
ChartMill assigns a fundamental rating of 4 / 10 to UNVB.DE.
What is the valuation status for UNVB stock?
ChartMill assigns a valuation rating of 4 / 10 to (UNVB.DE). This can be considered as Fairly Valued.
How profitable is (UNVB.DE) stock?
(UNVB.DE) has a profitability rating of 7 / 10.
Can you provide the financial health for UNVB stock?
The financial health rating of (UNVB.DE) is 3 / 10.
Is the dividend of sustainable?
The dividend rating of (UNVB.DE) is 4 / 10 and the dividend payout ratio is 79.51%.