UNION PACIFIC CORP (UNP) Fundamental Analysis & Valuation

NYSE:UNP • US9078181081

Current stock price

264.78 USD
-2.96 (-1.11%)
At close:
264.78 USD
0 (0%)
After Hours:

This UNP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

9

1. UNP Profitability Analysis

1.1 Basic Checks

  • In the past year UNP was profitable.
  • UNP had a positive operating cash flow in the past year.
  • In the past 5 years UNP has always been profitable.
  • UNP had a positive operating cash flow in each of the past 5 years.
UNP Yearly Net Income VS EBIT VS OCF VS FCFUNP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 10.36%, UNP belongs to the top of the industry, outperforming 90.48% of the companies in the same industry.
  • UNP has a Return On Equity of 37.15%. This is amongst the best in the industry. UNP outperforms 95.24% of its industry peers.
  • UNP's Return On Invested Capital of 11.80% is amongst the best of the industry. UNP outperforms 92.86% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for UNP is above the industry average of 7.17%.
  • The last Return On Invested Capital (11.80%) for UNP is above the 3 year average (11.70%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 10.36%
ROE 37.15%
ROIC 11.8%
ROA(3y)9.9%
ROA(5y)10.13%
ROE(3y)40.58%
ROE(5y)45.07%
ROIC(3y)11.7%
ROIC(5y)12.08%
UNP Yearly ROA, ROE, ROICUNP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40 50

1.3 Margins

  • UNP's Profit Margin of 29.20% is amongst the best of the industry. UNP outperforms 95.24% of its industry peers.
  • In the last couple of years the Profit Margin of UNP has remained more or less at the same level.
  • UNP has a Operating Margin of 40.21%. This is amongst the best in the industry. UNP outperforms 100.00% of its industry peers.
  • In the last couple of years the Operating Margin of UNP has remained more or less at the same level.
  • With an excellent Gross Margin value of 79.36%, UNP belongs to the best of the industry, outperforming 90.48% of the companies in the same industry.
  • UNP's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 40.21%
PM (TTM) 29.2%
GM 79.36%
OM growth 3Y0.25%
OM growth 5Y0.03%
PM growth 3Y1.16%
PM growth 5Y1.24%
GM growth 3Y1.37%
GM growth 5Y-0.95%
UNP Yearly Profit, Operating, Gross MarginsUNP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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4

2. UNP Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), UNP is creating some value.
  • The number of shares outstanding for UNP has been reduced compared to 1 year ago.
  • Compared to 5 years ago, UNP has less shares outstanding
  • The debt/assets ratio for UNP has been reduced compared to a year ago.
UNP Yearly Shares OutstandingUNP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M
UNP Yearly Total Debt VS Total AssetsUNP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.2 Solvency

  • UNP has an Altman-Z score of 4.11. This indicates that UNP is financially healthy and has little risk of bankruptcy at the moment.
  • UNP's Altman-Z score of 4.11 is fine compared to the rest of the industry. UNP outperforms 76.19% of its industry peers.
  • The Debt to FCF ratio of UNP is 5.38, which is a neutral value as it means it would take UNP, 5.38 years of fcf income to pay off all of its debts.
  • With a decent Debt to FCF ratio value of 5.38, UNP is doing good in the industry, outperforming 71.43% of the companies in the same industry.
  • UNP has a Debt/Equity ratio of 1.53. This is a high value indicating a heavy dependency on external financing.
  • UNP's Debt to Equity ratio of 1.53 is on the low side compared to the rest of the industry. UNP is outperformed by 83.33% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.53
Debt/FCF 5.38
Altman-Z 4.11
ROIC/WACC1.13
WACC10.42%
UNP Yearly LT Debt VS Equity VS FCFUNP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B

2.3 Liquidity

  • UNP has a Current Ratio of 0.92. This is a bad value and indicates that UNP is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Current ratio value of 0.92, UNP is not doing good in the industry: 69.05% of the companies in the same industry are doing better.
  • A Quick Ratio of 0.73 indicates that UNP may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.73, UNP is doing worse than 78.57% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.92
Quick Ratio 0.73
UNP Yearly Current Assets VS Current LiabilitesUNP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B

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5

3. UNP Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 6.73% over the past year.
  • Measured over the past 5 years, UNP shows a small growth in Earnings Per Share. The EPS has been growing by 7.34% on average per year.
  • UNP shows a small growth in Revenue. In the last year, the Revenue has grown by 1.87%.
  • Measured over the past years, UNP shows a small growth in Revenue. The Revenue has been growing by 4.64% on average per year.
EPS 1Y (TTM)6.73%
EPS 3Y0.9%
EPS 5Y7.34%
EPS Q2Q%8.52%
Revenue 1Y (TTM)1.87%
Revenue growth 3Y-0.49%
Revenue growth 5Y4.64%
Sales Q2Q%3.15%

3.2 Future

  • UNP is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.28% yearly.
  • Based on estimates for the next years, UNP will show a small growth in Revenue. The Revenue will grow by 7.88% on average per year.
EPS Next Y8.03%
EPS Next 2Y8.33%
EPS Next 3Y8.9%
EPS Next 5Y10.28%
Revenue Next Year4.39%
Revenue Next 2Y4.34%
Revenue Next 3Y4.5%
Revenue Next 5Y7.88%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
UNP Yearly Revenue VS EstimatesUNP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 10B 20B 30B
UNP Yearly EPS VS EstimatesUNP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 5 10 15 20

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4

4. UNP Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 22.25 indicates a rather expensive valuation of UNP.
  • Compared to the rest of the industry, the Price/Earnings ratio of UNP indicates a rather cheap valuation: UNP is cheaper than 80.95% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of UNP to the average of the S&P500 Index (26.54), we can say UNP is valued inline with the index average.
  • Based on the Price/Forward Earnings ratio of 19.33, the valuation of UNP can be described as rather expensive.
  • 83.33% of the companies in the same industry are more expensive than UNP, based on the Price/Forward Earnings ratio.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 21.68, UNP is valued at the same level.
Industry RankSector Rank
PE 22.25
Fwd PE 19.33
UNP Price Earnings VS Forward Price EarningsUNP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • UNP's Enterprise Value to EBITDA ratio is in line with the industry average.
  • UNP's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. UNP is cheaper than 76.19% of the companies in the same industry.
Industry RankSector Rank
P/FCF 27.59
EV/EBITDA 15.02
UNP Per share dataUNP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • UNP has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)2.77
PEG (5Y)3.03
EPS Next 2Y8.33%
EPS Next 3Y8.9%

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7

5. UNP Dividend Analysis

5.1 Amount

  • UNP has a Yearly Dividend Yield of 2.08%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 0.62, UNP pays a better dividend. On top of this UNP pays more dividend than 95.24% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, UNP has a dividend comparable with the average S&P500 company.
Industry RankSector Rank
Dividend Yield 2.08%

5.2 History

  • The dividend of UNP is nicely growing with an annual growth rate of 7.01%!
  • UNP has been paying a dividend for at least 10 years, so it has a reliable track record.
  • UNP has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)7.01%
Div Incr Years19
Div Non Decr Years27
UNP Yearly Dividends per shareUNP Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3 4 5

5.3 Sustainability

  • UNP pays out 45.10% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • The dividend of UNP is growing, but earnings are growing more, so the dividend growth is sustainable.
DP45.1%
EPS Next 2Y8.33%
EPS Next 3Y8.9%
UNP Yearly Income VS Free CF VS DividendUNP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B
UNP Dividend Payout.UNP Dividend Payout, showing the Payout Ratio.UNP Dividend Payout.PayoutRetained Earnings

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UNP Fundamentals: All Metrics, Ratios and Statistics

UNION PACIFIC CORP

NYSE:UNP (4/29/2026, 8:04:00 PM)

After market: 264.78 0 (0%)

264.78

-2.96 (-1.11%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryGround Transportation
Industry Strength82.61
Industry Growth37.89
Earnings (Last)04-23
Earnings (Next)07-22
Inst Owners88.77%
Inst Owner Change0.16%
Ins Owners0.04%
Ins Owner Change4.76%
Market Cap157.19B
Revenue(TTM)24.70B
Net Income(TTM)7.21B
Analysts79.35
Price Target291.03 (9.91%)
Short Float %4.48%
Short Ratio8.6
Dividend
Industry RankSector Rank
Dividend Yield 2.08%
Yearly Dividend5.41
Dividend Growth(5Y)7.01%
DP45.1%
Div Incr Years19
Div Non Decr Years27
Ex-Date02-27
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.01%
Min EPS beat(2)-1.36%
Max EPS beat(2)1.35%
EPS beat(4)3
Avg EPS beat(4)1.23%
Min EPS beat(4)-1.36%
Max EPS beat(4)3.06%
EPS beat(8)5
Avg EPS beat(8)0.69%
EPS beat(12)8
Avg EPS beat(12)0.75%
EPS beat(16)11
Avg EPS beat(16)0.72%
Revenue beat(2)0
Avg Revenue beat(2)-1.1%
Min Revenue beat(2)-1.54%
Max Revenue beat(2)-0.67%
Revenue beat(4)0
Avg Revenue beat(4)-1.09%
Min Revenue beat(4)-1.54%
Max Revenue beat(4)-0.67%
Revenue beat(8)0
Avg Revenue beat(8)-1.42%
Revenue beat(12)1
Avg Revenue beat(12)-1.34%
Revenue beat(16)3
Avg Revenue beat(16)-1.05%
PT rev (1m)2.4%
PT rev (3m)3.54%
EPS NQ rev (1m)0.6%
EPS NQ rev (3m)0.84%
EPS NY rev (1m)0.06%
EPS NY rev (3m)0.07%
Revenue NQ rev (1m)1.03%
Revenue NQ rev (3m)1.18%
Revenue NY rev (1m)1.29%
Revenue NY rev (3m)1%
Valuation
Industry RankSector Rank
PE 22.25
Fwd PE 19.33
P/S 6.36
P/FCF 27.59
P/OCF 16.51
P/B 8.1
P/tB 8.1
EV/EBITDA 15.02
EPS(TTM)11.9
EY4.49%
EPS(NY)13.69
Fwd EY5.17%
FCF(TTM)9.6
FCFY3.62%
OCF(TTM)16.04
OCFY6.06%
SpS41.6
BVpS32.71
TBVpS32.71
PEG (NY)2.77
PEG (5Y)3.03
Graham Number93.5817 (-64.66%)
Profitability
Industry RankSector Rank
ROA 10.36%
ROE 37.15%
ROCE 15.27%
ROIC 11.8%
ROICexc 12%
ROICexgc 12%
OM 40.21%
PM (TTM) 29.2%
GM 79.36%
FCFM 23.07%
ROA(3y)9.9%
ROA(5y)10.13%
ROE(3y)40.58%
ROE(5y)45.07%
ROIC(3y)11.7%
ROIC(5y)12.08%
ROICexc(3y)11.91%
ROICexc(5y)12.29%
ROICexgc(3y)11.91%
ROICexgc(5y)12.29%
ROCE(3y)15.14%
ROCE(5y)15.62%
ROICexgc growth 3Y-2.66%
ROICexgc growth 5Y2.24%
ROICexc growth 3Y-2.66%
ROICexc growth 5Y2.24%
OM growth 3Y0.25%
OM growth 5Y0.03%
PM growth 3Y1.16%
PM growth 5Y1.24%
GM growth 3Y1.37%
GM growth 5Y-0.95%
F-Score8
Asset Turnover0.35
Health
Industry RankSector Rank
Debt/Equity 1.53
Debt/FCF 5.38
Debt/EBITDA 2.4
Cap/Depr 153.62%
Cap/Sales 15.47%
Interest Coverage 250
Cash Conversion 76.64%
Profit Quality 79%
Current Ratio 0.92
Quick Ratio 0.73
Altman-Z 4.11
F-Score8
WACC10.42%
ROIC/WACC1.13
Cap/Depr(3y)151.1%
Cap/Depr(5y)149.49%
Cap/Sales(3y)14.88%
Cap/Sales(5y)14.53%
Profit Quality(3y)79.74%
Profit Quality(5y)82.95%
High Growth Momentum
Growth
EPS 1Y (TTM)6.73%
EPS 3Y0.9%
EPS 5Y7.34%
EPS Q2Q%8.52%
EPS Next Y8.03%
EPS Next 2Y8.33%
EPS Next 3Y8.9%
EPS Next 5Y10.28%
Revenue 1Y (TTM)1.87%
Revenue growth 3Y-0.49%
Revenue growth 5Y4.64%
Sales Q2Q%3.15%
Revenue Next Year4.39%
Revenue Next 2Y4.34%
Revenue Next 3Y4.5%
Revenue Next 5Y7.88%
EBIT growth 1Y2.28%
EBIT growth 3Y-0.24%
EBIT growth 5Y4.68%
EBIT Next Year32.15%
EBIT Next 3Y13.96%
EBIT Next 5Y10.14%
FCF growth 1Y13.28%
FCF growth 3Y-1.43%
FCF growth 5Y-0.41%
OCF growth 1Y9.92%
OCF growth 3Y-0.26%
OCF growth 5Y1.7%

UNION PACIFIC CORP / UNP Fundamental Analysis FAQ

What is the ChartMill fundamental rating of UNION PACIFIC CORP (UNP) stock?

ChartMill assigns a fundamental rating of 6 / 10 to UNP.


What is the valuation status of UNION PACIFIC CORP (UNP) stock?

ChartMill assigns a valuation rating of 4 / 10 to UNION PACIFIC CORP (UNP). This can be considered as Fairly Valued.


What is the profitability of UNP stock?

UNION PACIFIC CORP (UNP) has a profitability rating of 9 / 10.


What is the financial health of UNION PACIFIC CORP (UNP) stock?

The financial health rating of UNION PACIFIC CORP (UNP) is 4 / 10.


What is the expected EPS growth for UNION PACIFIC CORP (UNP) stock?

The Earnings per Share (EPS) of UNION PACIFIC CORP (UNP) is expected to grow by 8.03% in the next year.