UNITED NATURAL FOODS INC (UNFI) Stock Fundamental Analysis
NYSE:UNFI • US9111631035
39.14 USD
+0.31 (+0.8%)
At close: Feb 26, 2026
39.14 USD
0 (0%)
After Hours: 2/26/2026, 7:01:48 PM
UNFI gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 38 industry peers in the Consumer Staples Distribution & Retail industry. Both the profitability and financial health of UNFI have multiple concerns. UNFI has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- UNFI had positive earnings in the past year.
- In the past year UNFI had a positive cash flow from operations.
- In multiple years UNFI reported negative net income over the last 5 years.
- UNFI had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- UNFI has a Return On Assets of -1.34%. This is in the lower half of the industry: UNFI underperforms 71.05% of its industry peers.
- UNFI has a Return On Equity of -6.53%. This is in the lower half of the industry: UNFI underperforms 71.05% of its industry peers.
- The Return On Invested Capital of UNFI (2.90%) is worse than 63.16% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for UNFI is significantly below the industry average of 28.42%.
- The last Return On Invested Capital (2.90%) for UNFI is above the 3 year average (2.42%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.34% | ||
| ROE | -6.53% | ||
| ROIC | 2.9% |
ROA(3y)-0.91%
ROA(5y)0.5%
ROE(3y)-4.35%
ROE(5y)2.13%
ROIC(3y)2.42%
ROIC(5y)3.62%
1.3 Margins
- Looking at the Operating Margin, with a value of 0.58%, UNFI is doing worse than 68.42% of the companies in the same industry.
- In the last couple of years the Operating Margin of UNFI has declined.
- UNFI has a Gross Margin of 13.38%. This is in the lower half of the industry: UNFI underperforms 76.32% of its industry peers.
- In the last couple of years the Gross Margin of UNFI has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 0.58% | ||
| PM (TTM) | N/A | ||
| GM | 13.38% |
OM growth 3Y-27.09%
OM growth 5Y-17.78%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.78%
GM growth 5Y-1.93%
2. Health
2.1 Basic Checks
- UNFI has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- Compared to 1 year ago, UNFI has more shares outstanding
- The number of shares outstanding for UNFI has been increased compared to 5 years ago.
- UNFI has a better debt/assets ratio than last year.
2.2 Solvency
- UNFI has an Altman-Z score of 4.86. This indicates that UNFI is financially healthy and has little risk of bankruptcy at the moment.
- With a decent Altman-Z score value of 4.86, UNFI is doing good in the industry, outperforming 71.05% of the companies in the same industry.
- UNFI has a debt to FCF ratio of 5.63. This is a neutral value as UNFI would need 5.63 years to pay back of all of its debts.
- UNFI has a Debt to FCF ratio (5.63) which is in line with its industry peers.
- UNFI has a Debt/Equity ratio of 1.25. This is a high value indicating a heavy dependency on external financing.
- The Debt to Equity ratio of UNFI (1.25) is worse than 76.32% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.25 | ||
| Debt/FCF | 5.63 | ||
| Altman-Z | 4.86 |
ROIC/WACC0.37
WACC7.77%
2.3 Liquidity
- A Current Ratio of 1.38 indicates that UNFI should not have too much problems paying its short term obligations.
- UNFI has a Current ratio of 1.38. This is in the better half of the industry: UNFI outperforms 71.05% of its industry peers.
- A Quick Ratio of 0.50 indicates that UNFI may have some problems paying its short term obligations.
- UNFI has a worse Quick ratio (0.50) than 60.53% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.38 | ||
| Quick Ratio | 0.5 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 226.47% over the past year.
- The earnings per share for UNFI have been decreasing by -24.53% on average. This is quite bad
- Looking at the last year, UNFI shows a small growth in Revenue. The Revenue has grown by 1.45% in the last year.
- The Revenue has been growing slightly by 3.66% on average over the past years.
EPS 1Y (TTM)226.47%
EPS 3Y-45.84%
EPS 5Y-24.53%
EPS Q2Q%250%
Revenue 1Y (TTM)1.45%
Revenue growth 3Y3.19%
Revenue growth 5Y3.66%
Sales Q2Q%-0.39%
3.2 Future
- UNFI is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 36.84% yearly.
- The Revenue is expected to grow by 2.07% on average over the next years.
EPS Next Y211.11%
EPS Next 2Y98.72%
EPS Next 3Y70.63%
EPS Next 5Y36.84%
Revenue Next Year0.62%
Revenue Next 2Y1.35%
Revenue Next 3Y1.66%
Revenue Next 5Y2.07%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 35.26 indicates a quite expensive valuation of UNFI.
- UNFI's Price/Earnings ratio is a bit more expensive when compared to the industry. UNFI is more expensive than 60.53% of the companies in the same industry.
- UNFI's Price/Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 27.21.
- With a Price/Forward Earnings ratio of 13.96, UNFI is valued correctly.
- 76.32% of the companies in the same industry are more expensive than UNFI, based on the Price/Forward Earnings ratio.
- UNFI's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.13.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.26 | ||
| Fwd PE | 13.96 |
4.2 Price Multiples
- 68.42% of the companies in the same industry are more expensive than UNFI, based on the Enterprise Value to EBITDA ratio.
- 94.74% of the companies in the same industry are more expensive than UNFI, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.93 | ||
| EV/EBITDA | 8.47 |
4.3 Compensation for Growth
- UNFI's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- UNFI's earnings are expected to grow with 70.63% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.17
PEG (5Y)N/A
EPS Next 2Y98.72%
EPS Next 3Y70.63%
5. Dividend
5.1 Amount
- UNFI does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
39.14
+0.31 (+0.8%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)12-02 2025-12-02/bmo
Earnings (Next)03-10 2026-03-10
Inst Owners99.39%
Inst Owner Change-1.69%
Ins Owners2.02%
Ins Owner Change9.31%
Market Cap2.38B
Revenue(TTM)31.75B
Net Income(TTM)-101.00M
Analysts71.76
Price Target41.03 (4.83%)
Short Float %6.32%
Short Ratio4.26
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)37.37%
Min EPS beat(2)32.52%
Max EPS beat(2)42.23%
EPS beat(4)4
Avg EPS beat(4)48.22%
Min EPS beat(4)16.24%
Max EPS beat(4)101.92%
EPS beat(8)8
Avg EPS beat(8)257.02%
EPS beat(12)10
Avg EPS beat(12)174.01%
EPS beat(16)11
Avg EPS beat(16)130.7%
Revenue beat(2)0
Avg Revenue beat(2)-2.03%
Min Revenue beat(2)-2.84%
Max Revenue beat(2)-1.22%
Revenue beat(4)2
Avg Revenue beat(4)-0.5%
Min Revenue beat(4)-2.84%
Max Revenue beat(4)1.51%
Revenue beat(8)4
Avg Revenue beat(8)-0.67%
Revenue beat(12)4
Avg Revenue beat(12)-1.18%
Revenue beat(16)6
Avg Revenue beat(16)-1.03%
PT rev (1m)0%
PT rev (3m)-1.3%
EPS NQ rev (1m)0.67%
EPS NQ rev (3m)4.09%
EPS NY rev (1m)0.21%
EPS NY rev (3m)6.9%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.52%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.26 | ||
| Fwd PE | 13.96 | ||
| P/S | 0.08 | ||
| P/FCF | 6.93 | ||
| P/OCF | 4.4 | ||
| P/B | 1.54 | ||
| P/tB | 2.46 | ||
| EV/EBITDA | 8.47 |
EPS(TTM)1.11
EY2.84%
EPS(NY)2.8
Fwd EY7.16%
FCF(TTM)5.65
FCFY14.42%
OCF(TTM)8.9
OCFY22.73%
SpS521.14
BVpS25.39
TBVpS15.92
PEG (NY)0.17
PEG (5Y)N/A
Graham Number25.18
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.34% | ||
| ROE | -6.53% | ||
| ROCE | 3.68% | ||
| ROIC | 2.9% | ||
| ROICexc | 2.93% | ||
| ROICexgc | 3.31% | ||
| OM | 0.58% | ||
| PM (TTM) | N/A | ||
| GM | 13.38% | ||
| FCFM | 1.08% |
ROA(3y)-0.91%
ROA(5y)0.5%
ROE(3y)-4.35%
ROE(5y)2.13%
ROIC(3y)2.42%
ROIC(5y)3.62%
ROICexc(3y)2.44%
ROICexc(5y)3.65%
ROICexgc(3y)2.81%
ROICexgc(5y)4.33%
ROCE(3y)3.06%
ROCE(5y)4.58%
ROICexgc growth 3Y-24.92%
ROICexgc growth 5Y-15.46%
ROICexc growth 3Y-23.68%
ROICexc growth 5Y-14.02%
OM growth 3Y-27.09%
OM growth 5Y-17.78%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.78%
GM growth 5Y-1.93%
F-Score4
Asset Turnover4.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.25 | ||
| Debt/FCF | 5.63 | ||
| Debt/EBITDA | 3.83 | ||
| Cap/Depr | 62.26% | ||
| Cap/Sales | 0.62% | ||
| Interest Coverage | 1.29 | ||
| Cash Conversion | 107.75% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.38 | ||
| Quick Ratio | 0.5 | ||
| Altman-Z | 4.86 |
F-Score4
WACC7.77%
ROIC/WACC0.37
Cap/Depr(3y)95.45%
Cap/Depr(5y)96.64%
Cap/Sales(3y)0.97%
Cap/Sales(5y)0.99%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)226.47%
EPS 3Y-45.84%
EPS 5Y-24.53%
EPS Q2Q%250%
EPS Next Y211.11%
EPS Next 2Y98.72%
EPS Next 3Y70.63%
EPS Next 5Y36.84%
Revenue 1Y (TTM)1.45%
Revenue growth 3Y3.19%
Revenue growth 5Y3.66%
Sales Q2Q%-0.39%
Revenue Next Year0.62%
Revenue Next 2Y1.35%
Revenue Next 3Y1.66%
Revenue Next 5Y2.07%
EBIT growth 1Y7.56%
EBIT growth 3Y-24.77%
EBIT growth 5Y-14.77%
EBIT Next Year281.11%
EBIT Next 3Y64.2%
EBIT Next 5Y36.45%
FCF growth 1Y13.91%
FCF growth 3Y44.02%
FCF growth 5Y-3.38%
OCF growth 1Y-14.24%
OCF growth 3Y12.4%
OCF growth 5Y0.58%
UNITED NATURAL FOODS INC / UNFI FAQ
What is the fundamental rating for UNFI stock?
ChartMill assigns a fundamental rating of 3 / 10 to UNFI.
What is the valuation status of UNITED NATURAL FOODS INC (UNFI) stock?
ChartMill assigns a valuation rating of 6 / 10 to UNITED NATURAL FOODS INC (UNFI). This can be considered as Fairly Valued.
Can you provide the profitability details for UNITED NATURAL FOODS INC?
UNITED NATURAL FOODS INC (UNFI) has a profitability rating of 2 / 10.
Can you provide the expected EPS growth for UNFI stock?
The Earnings per Share (EPS) of UNITED NATURAL FOODS INC (UNFI) is expected to grow by 211.11% in the next year.