UNITED NATURAL FOODS INC (UNFI) Stock Fundamental Analysis
NYSE:UNFI • US9111631035
37.9 USD
-0.62 (-1.61%)
Last: Feb 25, 2026, 10:07 AM
We assign a fundamental rating of 3 out of 10 to UNFI. UNFI was compared to 38 industry peers in the Consumer Staples Distribution & Retail industry. UNFI has a bad profitability rating. Also its financial health evaluation is rather negative. UNFI has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- In the past year UNFI was profitable.
- In the past year UNFI had a positive cash flow from operations.
- The reported net income has been mixed in the past 5 years: UNFI reported negative net income in multiple years.
- In the past 5 years UNFI always reported a positive cash flow from operatings.
1.2 Ratios
- UNFI has a worse Return On Assets (-1.34%) than 71.05% of its industry peers.
- The Return On Equity of UNFI (-6.53%) is worse than 71.05% of its industry peers.
- The Return On Invested Capital of UNFI (2.90%) is worse than 63.16% of its industry peers.
- UNFI had an Average Return On Invested Capital over the past 3 years of 2.42%. This is significantly below the industry average of 28.42%.
- The last Return On Invested Capital (2.90%) for UNFI is above the 3 year average (2.42%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.34% | ||
| ROE | -6.53% | ||
| ROIC | 2.9% |
ROA(3y)-0.91%
ROA(5y)0.5%
ROE(3y)-4.35%
ROE(5y)2.13%
ROIC(3y)2.42%
ROIC(5y)3.62%
1.3 Margins
- The Operating Margin of UNFI (0.58%) is worse than 68.42% of its industry peers.
- UNFI's Operating Margin has declined in the last couple of years.
- The Gross Margin of UNFI (13.38%) is worse than 76.32% of its industry peers.
- UNFI's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 0.58% | ||
| PM (TTM) | N/A | ||
| GM | 13.38% |
OM growth 3Y-27.09%
OM growth 5Y-17.78%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.78%
GM growth 5Y-1.93%
2. Health
2.1 Basic Checks
- UNFI has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- Compared to 1 year ago, UNFI has more shares outstanding
- Compared to 5 years ago, UNFI has more shares outstanding
- Compared to 1 year ago, UNFI has an improved debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 4.86 indicates that UNFI is not in any danger for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 4.86, UNFI is in the better half of the industry, outperforming 71.05% of the companies in the same industry.
- UNFI has a debt to FCF ratio of 5.63. This is a neutral value as UNFI would need 5.63 years to pay back of all of its debts.
- UNFI has a Debt to FCF ratio (5.63) which is in line with its industry peers.
- A Debt/Equity ratio of 1.25 is on the high side and indicates that UNFI has dependencies on debt financing.
- Looking at the Debt to Equity ratio, with a value of 1.25, UNFI is doing worse than 76.32% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.25 | ||
| Debt/FCF | 5.63 | ||
| Altman-Z | 4.86 |
ROIC/WACC0.37
WACC7.75%
2.3 Liquidity
- A Current Ratio of 1.38 indicates that UNFI should not have too much problems paying its short term obligations.
- The Current ratio of UNFI (1.38) is better than 71.05% of its industry peers.
- A Quick Ratio of 0.50 indicates that UNFI may have some problems paying its short term obligations.
- With a Quick ratio value of 0.50, UNFI is not doing good in the industry: 60.53% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.38 | ||
| Quick Ratio | 0.5 |
3. Growth
3.1 Past
- UNFI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 226.47%, which is quite impressive.
- UNFI shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -24.53% yearly.
- UNFI shows a small growth in Revenue. In the last year, the Revenue has grown by 1.45%.
- The Revenue has been growing slightly by 3.66% on average over the past years.
EPS 1Y (TTM)226.47%
EPS 3Y-45.84%
EPS 5Y-24.53%
EPS Q2Q%250%
Revenue 1Y (TTM)1.45%
Revenue growth 3Y3.19%
Revenue growth 5Y3.66%
Sales Q2Q%-0.39%
3.2 Future
- The Earnings Per Share is expected to grow by 36.84% on average over the next years. This is a very strong growth
- Based on estimates for the next years, UNFI will show a small growth in Revenue. The Revenue will grow by 2.07% on average per year.
EPS Next Y211.11%
EPS Next 2Y98.72%
EPS Next 3Y70.63%
EPS Next 5Y36.84%
Revenue Next Year0.62%
Revenue Next 2Y1.35%
Revenue Next 3Y1.66%
Revenue Next 5Y2.07%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 34.14, UNFI can be considered very expensive at the moment.
- UNFI's Price/Earnings ratio is a bit more expensive when compared to the industry. UNFI is more expensive than 60.53% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 26.98. UNFI is valued slightly more expensive when compared to this.
- UNFI is valuated correctly with a Price/Forward Earnings ratio of 13.52.
- 76.32% of the companies in the same industry are more expensive than UNFI, based on the Price/Forward Earnings ratio.
- UNFI's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.01.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 34.14 | ||
| Fwd PE | 13.52 |
4.2 Price Multiples
- 68.42% of the companies in the same industry are more expensive than UNFI, based on the Enterprise Value to EBITDA ratio.
- Based on the Price/Free Cash Flow ratio, UNFI is valued cheaply inside the industry as 94.74% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.71 | ||
| EV/EBITDA | 8.44 |
4.3 Compensation for Growth
- UNFI's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- UNFI's earnings are expected to grow with 70.63% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.16
PEG (5Y)N/A
EPS Next 2Y98.72%
EPS Next 3Y70.63%
5. Dividend
5.1 Amount
- No dividends for UNFI!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NYSE:UNFI (2/25/2026, 10:07:01 AM)
37.9
-0.62 (-1.61%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)12-02 2025-12-02/bmo
Earnings (Next)03-10 2026-03-10
Inst Owners99.39%
Inst Owner Change-1.69%
Ins Owners2.02%
Ins Owner Change9.31%
Market Cap2.31B
Revenue(TTM)31.75B
Net Income(TTM)-101.00M
Analysts71.76
Price Target41.03 (8.26%)
Short Float %6.32%
Short Ratio4.26
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)37.37%
Min EPS beat(2)32.52%
Max EPS beat(2)42.23%
EPS beat(4)4
Avg EPS beat(4)48.22%
Min EPS beat(4)16.24%
Max EPS beat(4)101.92%
EPS beat(8)8
Avg EPS beat(8)257.02%
EPS beat(12)10
Avg EPS beat(12)174.01%
EPS beat(16)11
Avg EPS beat(16)130.7%
Revenue beat(2)0
Avg Revenue beat(2)-2.03%
Min Revenue beat(2)-2.84%
Max Revenue beat(2)-1.22%
Revenue beat(4)2
Avg Revenue beat(4)-0.5%
Min Revenue beat(4)-2.84%
Max Revenue beat(4)1.51%
Revenue beat(8)4
Avg Revenue beat(8)-0.67%
Revenue beat(12)4
Avg Revenue beat(12)-1.18%
Revenue beat(16)6
Avg Revenue beat(16)-1.03%
PT rev (1m)0%
PT rev (3m)-1.3%
EPS NQ rev (1m)0.67%
EPS NQ rev (3m)4.09%
EPS NY rev (1m)0.21%
EPS NY rev (3m)6.9%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.52%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 34.14 | ||
| Fwd PE | 13.52 | ||
| P/S | 0.07 | ||
| P/FCF | 6.71 | ||
| P/OCF | 4.26 | ||
| P/B | 1.49 | ||
| P/tB | 2.38 | ||
| EV/EBITDA | 8.44 |
EPS(TTM)1.11
EY2.93%
EPS(NY)2.8
Fwd EY7.4%
FCF(TTM)5.65
FCFY14.9%
OCF(TTM)8.9
OCFY23.47%
SpS521.14
BVpS25.39
TBVpS15.92
PEG (NY)0.16
PEG (5Y)N/A
Graham Number25.18
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.34% | ||
| ROE | -6.53% | ||
| ROCE | 3.68% | ||
| ROIC | 2.9% | ||
| ROICexc | 2.93% | ||
| ROICexgc | 3.31% | ||
| OM | 0.58% | ||
| PM (TTM) | N/A | ||
| GM | 13.38% | ||
| FCFM | 1.08% |
ROA(3y)-0.91%
ROA(5y)0.5%
ROE(3y)-4.35%
ROE(5y)2.13%
ROIC(3y)2.42%
ROIC(5y)3.62%
ROICexc(3y)2.44%
ROICexc(5y)3.65%
ROICexgc(3y)2.81%
ROICexgc(5y)4.33%
ROCE(3y)3.06%
ROCE(5y)4.58%
ROICexgc growth 3Y-24.92%
ROICexgc growth 5Y-15.46%
ROICexc growth 3Y-23.68%
ROICexc growth 5Y-14.02%
OM growth 3Y-27.09%
OM growth 5Y-17.78%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.78%
GM growth 5Y-1.93%
F-Score4
Asset Turnover4.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.25 | ||
| Debt/FCF | 5.63 | ||
| Debt/EBITDA | 3.83 | ||
| Cap/Depr | 62.26% | ||
| Cap/Sales | 0.62% | ||
| Interest Coverage | 1.29 | ||
| Cash Conversion | 107.75% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.38 | ||
| Quick Ratio | 0.5 | ||
| Altman-Z | 4.86 |
F-Score4
WACC7.75%
ROIC/WACC0.37
Cap/Depr(3y)95.45%
Cap/Depr(5y)96.64%
Cap/Sales(3y)0.97%
Cap/Sales(5y)0.99%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)226.47%
EPS 3Y-45.84%
EPS 5Y-24.53%
EPS Q2Q%250%
EPS Next Y211.11%
EPS Next 2Y98.72%
EPS Next 3Y70.63%
EPS Next 5Y36.84%
Revenue 1Y (TTM)1.45%
Revenue growth 3Y3.19%
Revenue growth 5Y3.66%
Sales Q2Q%-0.39%
Revenue Next Year0.62%
Revenue Next 2Y1.35%
Revenue Next 3Y1.66%
Revenue Next 5Y2.07%
EBIT growth 1Y7.56%
EBIT growth 3Y-24.77%
EBIT growth 5Y-14.77%
EBIT Next Year281.11%
EBIT Next 3Y64.2%
EBIT Next 5Y36.45%
FCF growth 1Y13.91%
FCF growth 3Y44.02%
FCF growth 5Y-3.38%
OCF growth 1Y-14.24%
OCF growth 3Y12.4%
OCF growth 5Y0.58%
UNITED NATURAL FOODS INC / UNFI FAQ
What is the fundamental rating for UNFI stock?
ChartMill assigns a fundamental rating of 3 / 10 to UNFI.
What is the valuation status of UNITED NATURAL FOODS INC (UNFI) stock?
ChartMill assigns a valuation rating of 6 / 10 to UNITED NATURAL FOODS INC (UNFI). This can be considered as Fairly Valued.
Can you provide the profitability details for UNITED NATURAL FOODS INC?
UNITED NATURAL FOODS INC (UNFI) has a profitability rating of 2 / 10.
Can you provide the expected EPS growth for UNFI stock?
The Earnings per Share (EPS) of UNITED NATURAL FOODS INC (UNFI) is expected to grow by 211.11% in the next year.