UNITED NATURAL FOODS INC (UNFI) Fundamental Analysis & Valuation

NYSE:UNFI • US9111631035

Current stock price

47.265 USD
-0.17 (-0.37%)
Last:

This UNFI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. UNFI Profitability Analysis

1.1 Basic Checks

  • UNFI had positive earnings in the past year.
  • UNFI had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: UNFI reported negative net income in multiple years.
  • Each year in the past 5 years UNFI had a positive operating cash flow.
UNFI Yearly Net Income VS EBIT VS OCF VS FCFUNFI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M

1.2 Ratios

  • Looking at the Return On Assets, with a value of -1.08%, UNFI is doing worse than 70.27% of the companies in the same industry.
  • UNFI has a Return On Equity of -5.03%. This is in the lower half of the industry: UNFI underperforms 70.27% of its industry peers.
  • The Return On Invested Capital of UNFI (3.62%) is worse than 62.16% of its industry peers.
  • UNFI had an Average Return On Invested Capital over the past 3 years of 2.42%. This is significantly below the industry average of 34.78%.
  • The last Return On Invested Capital (3.62%) for UNFI is above the 3 year average (2.42%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA -1.08%
ROE -5.03%
ROIC 3.62%
ROA(3y)-0.91%
ROA(5y)0.5%
ROE(3y)-4.35%
ROE(5y)2.13%
ROIC(3y)2.42%
ROIC(5y)3.62%
UNFI Yearly ROA, ROE, ROICUNFI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 -20

1.3 Margins

  • With a Operating Margin value of 0.70%, UNFI is not doing good in the industry: 67.57% of the companies in the same industry are doing better.
  • UNFI's Operating Margin has declined in the last couple of years.
  • UNFI has a worse Gross Margin (13.40%) than 78.38% of its industry peers.
  • UNFI's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 0.7%
PM (TTM) N/A
GM 13.4%
OM growth 3Y-27.09%
OM growth 5Y-17.78%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.78%
GM growth 5Y-1.93%
UNFI Yearly Profit, Operating, Gross MarginsUNFI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. UNFI Health Analysis

2.1 Basic Checks

  • UNFI has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • UNFI has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, UNFI has more shares outstanding
  • Compared to 1 year ago, UNFI has an improved debt to assets ratio.
UNFI Yearly Shares OutstandingUNFI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M
UNFI Yearly Total Debt VS Total AssetsUNFI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • UNFI has an Altman-Z score of 5.09. This indicates that UNFI is financially healthy and has little risk of bankruptcy at the moment.
  • UNFI has a Altman-Z score of 5.09. This is in the better half of the industry: UNFI outperforms 72.97% of its industry peers.
  • UNFI has a debt to FCF ratio of 4.39. This is a neutral value as UNFI would need 4.39 years to pay back of all of its debts.
  • UNFI has a Debt to FCF ratio (4.39) which is comparable to the rest of the industry.
  • A Debt/Equity ratio of 1.11 is on the high side and indicates that UNFI has dependencies on debt financing.
  • UNFI's Debt to Equity ratio of 1.11 is on the low side compared to the rest of the industry. UNFI is outperformed by 72.97% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.11
Debt/FCF 4.39
Altman-Z 5.09
ROIC/WACC0.47
WACC7.67%
UNFI Yearly LT Debt VS Equity VS FCFUNFI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B

2.3 Liquidity

  • UNFI has a Current Ratio of 1.33. This is a normal value and indicates that UNFI is financially healthy and should not expect problems in meeting its short term obligations.
  • With a decent Current ratio value of 1.33, UNFI is doing good in the industry, outperforming 67.57% of the companies in the same industry.
  • A Quick Ratio of 0.52 indicates that UNFI may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.52, UNFI perfoms like the industry average, outperforming 40.54% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.33
Quick Ratio 0.52
UNFI Yearly Current Assets VS Current LiabilitesUNFI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. UNFI Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 208.16% over the past year.
  • Measured over the past years, UNFI shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -24.53% on average per year.
  • UNFI shows a decrease in Revenue. In the last year, the revenue decreased by -0.44%.
  • UNFI shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.66% yearly.
EPS 1Y (TTM)208.16%
EPS 3Y-45.84%
EPS 5Y-24.53%
EPS Q2Q%181.82%
Revenue 1Y (TTM)-0.44%
Revenue growth 3Y3.19%
Revenue growth 5Y3.66%
Sales Q2Q%-2.59%

3.2 Future

  • The Earnings Per Share is expected to grow by 36.84% on average over the next years. This is a very strong growth
  • Based on estimates for the next years, UNFI will show a small growth in Revenue. The Revenue will grow by 2.07% on average per year.
EPS Next Y271.22%
EPS Next 2Y114.04%
EPS Next 3Y75.46%
EPS Next 5Y36.84%
Revenue Next Year-1.32%
Revenue Next 2Y0.41%
Revenue Next 3Y1.05%
Revenue Next 5Y2.07%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
UNFI Yearly Revenue VS EstimatesUNFI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 10B 20B 30B
UNFI Yearly EPS VS EstimatesUNFI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 1 2 3 4

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6

4. UNFI Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 31.30 indicates a quite expensive valuation of UNFI.
  • Based on the Price/Earnings ratio, UNFI is valued a bit more expensive than the industry average as 62.16% of the companies are valued more cheaply.
  • Compared to an average S&P500 Price/Earnings ratio of 27.33, UNFI is valued at the same level.
  • With a Price/Forward Earnings ratio of 14.53, UNFI is valued correctly.
  • Based on the Price/Forward Earnings ratio, UNFI is valued a bit cheaper than 75.68% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of UNFI to the average of the S&P500 Index (38.16), we can say UNFI is valued rather cheaply.
Industry RankSector Rank
PE 31.3
Fwd PE 14.53
UNFI Price Earnings VS Forward Price EarningsUNFI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • UNFI's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. UNFI is cheaper than 64.86% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, UNFI is valued cheaply inside the industry as 94.59% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 7.29
EV/EBITDA 8.59
UNFI Per share dataUNFI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 100 200 300 400 500

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as UNFI's earnings are expected to grow with 75.46% in the coming years.
PEG (NY)0.12
PEG (5Y)N/A
EPS Next 2Y114.04%
EPS Next 3Y75.46%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. UNFI Dividend Analysis

5.1 Amount

  • UNFI does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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UNFI Fundamentals: All Metrics, Ratios and Statistics

UNITED NATURAL FOODS INC

NYSE:UNFI (4/15/2026, 3:31:50 PM)

47.265

-0.17 (-0.37%)

Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)03-10
Earnings (Next)06-08
Inst Owners96.57%
Inst Owner Change0.22%
Ins Owners2.03%
Ins Owner Change6.97%
Market Cap2.87B
Revenue(TTM)31.54B
Net Income(TTM)-78.00M
Analysts72.94
Price Target47.18 (-0.18%)
Short Float %4.2%
Short Ratio3.25
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)26.32%
Min EPS beat(2)20.13%
Max EPS beat(2)32.52%
EPS beat(4)4
Avg EPS beat(4)49.2%
Min EPS beat(4)20.13%
Max EPS beat(4)101.92%
EPS beat(8)8
Avg EPS beat(8)187.63%
EPS beat(12)11
Avg EPS beat(12)179.65%
EPS beat(16)12
Avg EPS beat(16)132.12%
Revenue beat(2)0
Avg Revenue beat(2)-3.37%
Min Revenue beat(2)-3.91%
Max Revenue beat(2)-2.84%
Revenue beat(4)1
Avg Revenue beat(4)-1.61%
Min Revenue beat(4)-3.91%
Max Revenue beat(4)1.51%
Revenue beat(8)4
Avg Revenue beat(8)-0.76%
Revenue beat(12)4
Avg Revenue beat(12)-1.39%
Revenue beat(16)5
Avg Revenue beat(16)-1.38%
PT rev (1m)14.99%
PT rev (3m)14.2%
EPS NQ rev (1m)31.25%
EPS NQ rev (3m)33.1%
EPS NY rev (1m)18.42%
EPS NY rev (3m)19.63%
Revenue NQ rev (1m)-1.7%
Revenue NQ rev (3m)-1.63%
Revenue NY rev (1m)-1.93%
Revenue NY rev (3m)-1.76%
Valuation
Industry RankSector Rank
PE 31.3
Fwd PE 14.53
P/S 0.09
P/FCF 7.29
P/OCF 4.97
P/B 1.85
P/tB 2.9
EV/EBITDA 8.59
EPS(TTM)1.51
EY3.19%
EPS(NY)3.25
Fwd EY6.88%
FCF(TTM)6.49
FCFY13.72%
OCF(TTM)9.51
OCFY20.13%
SpS519.21
BVpS25.53
TBVpS16.3
PEG (NY)0.12
PEG (5Y)N/A
Graham Number29.4518 (-37.69%)
Profitability
Industry RankSector Rank
ROA -1.08%
ROE -5.03%
ROCE 4.58%
ROIC 3.62%
ROICexc 3.66%
ROICexgc 4.14%
OM 0.7%
PM (TTM) N/A
GM 13.4%
FCFM 1.25%
ROA(3y)-0.91%
ROA(5y)0.5%
ROE(3y)-4.35%
ROE(5y)2.13%
ROIC(3y)2.42%
ROIC(5y)3.62%
ROICexc(3y)2.44%
ROICexc(5y)3.65%
ROICexgc(3y)2.81%
ROICexgc(5y)4.33%
ROCE(3y)3.06%
ROCE(5y)4.58%
ROICexgc growth 3Y-24.92%
ROICexgc growth 5Y-15.46%
ROICexc growth 3Y-23.68%
ROICexc growth 5Y-14.02%
OM growth 3Y-27.09%
OM growth 5Y-17.78%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.78%
GM growth 5Y-1.93%
F-Score5
Asset Turnover4.35
Health
Industry RankSector Rank
Debt/Equity 1.11
Debt/FCF 4.39
Debt/EBITDA 3.24
Cap/Depr 59.16%
Cap/Sales 0.58%
Interest Coverage 1.61
Cash Conversion 108.85%
Profit Quality N/A
Current Ratio 1.33
Quick Ratio 0.52
Altman-Z 5.09
F-Score5
WACC7.67%
ROIC/WACC0.47
Cap/Depr(3y)95.45%
Cap/Depr(5y)96.64%
Cap/Sales(3y)0.97%
Cap/Sales(5y)0.99%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)208.16%
EPS 3Y-45.84%
EPS 5Y-24.53%
EPS Q2Q%181.82%
EPS Next Y271.22%
EPS Next 2Y114.04%
EPS Next 3Y75.46%
EPS Next 5Y36.84%
Revenue 1Y (TTM)-0.44%
Revenue growth 3Y3.19%
Revenue growth 5Y3.66%
Sales Q2Q%-2.59%
Revenue Next Year-1.32%
Revenue Next 2Y0.41%
Revenue Next 3Y1.05%
Revenue Next 5Y2.07%
EBIT growth 1Y20.88%
EBIT growth 3Y-24.77%
EBIT growth 5Y-14.77%
EBIT Next Year294.6%
EBIT Next 3Y64.95%
EBIT Next 5Y36.45%
FCF growth 1Y1413.33%
FCF growth 3Y44.02%
FCF growth 5Y-3.38%
OCF growth 1Y104.24%
OCF growth 3Y12.4%
OCF growth 5Y0.58%

UNITED NATURAL FOODS INC / UNFI Fundamental Analysis FAQ

What is the fundamental rating for UNFI stock?

ChartMill assigns a fundamental rating of 3 / 10 to UNFI.


What is the valuation status of UNITED NATURAL FOODS INC (UNFI) stock?

ChartMill assigns a valuation rating of 6 / 10 to UNITED NATURAL FOODS INC (UNFI). This can be considered as Fairly Valued.


What is the profitability of UNFI stock?

UNITED NATURAL FOODS INC (UNFI) has a profitability rating of 2 / 10.


What is the valuation of UNITED NATURAL FOODS INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for UNITED NATURAL FOODS INC (UNFI) is 31.3 and the Price/Book (PB) ratio is 1.85.