UNITED NATURAL FOODS INC (UNFI) Stock Fundamental Analysis

NYSE:UNFI • US9111631035

38.21 USD
-0.93 (-2.38%)
At close: Feb 27, 2026
38.3 USD
+0.09 (+0.24%)
After Hours: 2/27/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

Taking everything into account, UNFI scores 3 out of 10 in our fundamental rating. UNFI was compared to 38 industry peers in the Consumer Staples Distribution & Retail industry. Both the profitability and financial health of UNFI have multiple concerns. UNFI has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • UNFI had positive earnings in the past year.
  • In the past year UNFI had a positive cash flow from operations.
  • In multiple years UNFI reported negative net income over the last 5 years.
  • UNFI had a positive operating cash flow in each of the past 5 years.
UNFI Yearly Net Income VS EBIT VS OCF VS FCFUNFI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M

1.2 Ratios

  • UNFI's Return On Assets of -1.34% is on the low side compared to the rest of the industry. UNFI is outperformed by 71.05% of its industry peers.
  • Looking at the Return On Equity, with a value of -6.53%, UNFI is doing worse than 71.05% of the companies in the same industry.
  • The Return On Invested Capital of UNFI (2.90%) is worse than 63.16% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for UNFI is significantly below the industry average of 28.42%.
  • The 3 year average ROIC (2.42%) for UNFI is below the current ROIC(2.90%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA -1.34%
ROE -6.53%
ROIC 2.9%
ROA(3y)-0.91%
ROA(5y)0.5%
ROE(3y)-4.35%
ROE(5y)2.13%
ROIC(3y)2.42%
ROIC(5y)3.62%
UNFI Yearly ROA, ROE, ROICUNFI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 -20

1.3 Margins

  • With a Operating Margin value of 0.58%, UNFI is not doing good in the industry: 68.42% of the companies in the same industry are doing better.
  • UNFI's Operating Margin has declined in the last couple of years.
  • Looking at the Gross Margin, with a value of 13.38%, UNFI is doing worse than 76.32% of the companies in the same industry.
  • In the last couple of years the Gross Margin of UNFI has declined.
Industry RankSector Rank
OM 0.58%
PM (TTM) N/A
GM 13.38%
OM growth 3Y-27.09%
OM growth 5Y-17.78%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.78%
GM growth 5Y-1.93%
UNFI Yearly Profit, Operating, Gross MarginsUNFI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so UNFI is destroying value.
  • The number of shares outstanding for UNFI has been increased compared to 1 year ago.
  • The number of shares outstanding for UNFI has been increased compared to 5 years ago.
  • The debt/assets ratio for UNFI has been reduced compared to a year ago.
UNFI Yearly Shares OutstandingUNFI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M
UNFI Yearly Total Debt VS Total AssetsUNFI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • An Altman-Z score of 4.85 indicates that UNFI is not in any danger for bankruptcy at the moment.
  • UNFI has a Altman-Z score of 4.85. This is in the better half of the industry: UNFI outperforms 71.05% of its industry peers.
  • The Debt to FCF ratio of UNFI is 5.63, which is a neutral value as it means it would take UNFI, 5.63 years of fcf income to pay off all of its debts.
  • UNFI has a Debt to FCF ratio (5.63) which is comparable to the rest of the industry.
  • UNFI has a Debt/Equity ratio of 1.25. This is a high value indicating a heavy dependency on external financing.
  • UNFI has a worse Debt to Equity ratio (1.25) than 76.32% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.25
Debt/FCF 5.63
Altman-Z 4.85
ROIC/WACC0.38
WACC7.73%
UNFI Yearly LT Debt VS Equity VS FCFUNFI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B

2.3 Liquidity

  • UNFI has a Current Ratio of 1.38. This is a normal value and indicates that UNFI is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 1.38, UNFI is in the better half of the industry, outperforming 71.05% of the companies in the same industry.
  • A Quick Ratio of 0.50 indicates that UNFI may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.50, UNFI is not doing good in the industry: 60.53% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 1.38
Quick Ratio 0.5
UNFI Yearly Current Assets VS Current LiabilitesUNFI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • UNFI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 226.47%, which is quite impressive.
  • Measured over the past years, UNFI shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -24.53% on average per year.
  • UNFI shows a small growth in Revenue. In the last year, the Revenue has grown by 1.45%.
  • The Revenue has been growing slightly by 3.66% on average over the past years.
EPS 1Y (TTM)226.47%
EPS 3Y-45.84%
EPS 5Y-24.53%
EPS Q2Q%250%
Revenue 1Y (TTM)1.45%
Revenue growth 3Y3.19%
Revenue growth 5Y3.66%
Sales Q2Q%-0.39%

3.2 Future

  • UNFI is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 36.84% yearly.
  • The Revenue is expected to grow by 2.07% on average over the next years.
EPS Next Y211.11%
EPS Next 2Y98.72%
EPS Next 3Y70.63%
EPS Next 5Y36.84%
Revenue Next Year0.62%
Revenue Next 2Y1.35%
Revenue Next 3Y1.66%
Revenue Next 5Y2.07%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
UNFI Yearly Revenue VS EstimatesUNFI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 10B 20B 30B
UNFI Yearly EPS VS EstimatesUNFI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 1 2 3 4

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6

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 34.42 indicates a quite expensive valuation of UNFI.
  • Based on the Price/Earnings ratio, UNFI is valued a bit more expensive than the industry average as 60.53% of the companies are valued more cheaply.
  • UNFI is valuated rather expensively when we compare the Price/Earnings ratio to 27.07, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 13.63, which indicates a correct valuation of UNFI.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of UNFI indicates a somewhat cheap valuation: UNFI is cheaper than 76.32% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.05, UNFI is valued rather cheaply.
Industry RankSector Rank
PE 34.42
Fwd PE 13.63
UNFI Price Earnings VS Forward Price EarningsUNFI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • UNFI's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. UNFI is cheaper than 68.42% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, UNFI is valued cheaply inside the industry as 94.74% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 6.77
EV/EBITDA 8.4
UNFI Per share dataUNFI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 100 200 300 400 500

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as UNFI's earnings are expected to grow with 70.63% in the coming years.
PEG (NY)0.16
PEG (5Y)N/A
EPS Next 2Y98.72%
EPS Next 3Y70.63%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for UNFI!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

UNITED NATURAL FOODS INC

NYSE:UNFI (2/27/2026, 8:04:00 PM)

After market: 38.3 +0.09 (+0.24%)

38.21

-0.93 (-2.38%)

Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)12-02
Earnings (Next)03-10
Inst Owners99.39%
Inst Owner Change-1.7%
Ins Owners2.02%
Ins Owner Change9.31%
Market Cap2.33B
Revenue(TTM)31.75B
Net Income(TTM)-101.00M
Analysts71.76
Price Target41.03 (7.38%)
Short Float %6.32%
Short Ratio4.26
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)37.37%
Min EPS beat(2)32.52%
Max EPS beat(2)42.23%
EPS beat(4)4
Avg EPS beat(4)48.22%
Min EPS beat(4)16.24%
Max EPS beat(4)101.92%
EPS beat(8)8
Avg EPS beat(8)257.02%
EPS beat(12)10
Avg EPS beat(12)174.01%
EPS beat(16)11
Avg EPS beat(16)130.7%
Revenue beat(2)0
Avg Revenue beat(2)-2.03%
Min Revenue beat(2)-2.84%
Max Revenue beat(2)-1.22%
Revenue beat(4)2
Avg Revenue beat(4)-0.5%
Min Revenue beat(4)-2.84%
Max Revenue beat(4)1.51%
Revenue beat(8)4
Avg Revenue beat(8)-0.67%
Revenue beat(12)4
Avg Revenue beat(12)-1.18%
Revenue beat(16)6
Avg Revenue beat(16)-1.03%
PT rev (1m)0%
PT rev (3m)-1.3%
EPS NQ rev (1m)1.65%
EPS NQ rev (3m)5.1%
EPS NY rev (1m)0.21%
EPS NY rev (3m)6.9%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.52%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.09%
Valuation
Industry RankSector Rank
PE 34.42
Fwd PE 13.63
P/S 0.07
P/FCF 6.77
P/OCF 4.3
P/B 1.5
P/tB 2.4
EV/EBITDA 8.4
EPS(TTM)1.11
EY2.9%
EPS(NY)2.8
Fwd EY7.34%
FCF(TTM)5.65
FCFY14.78%
OCF(TTM)8.9
OCFY23.28%
SpS521.14
BVpS25.39
TBVpS15.92
PEG (NY)0.16
PEG (5Y)N/A
Graham Number25.18
Profitability
Industry RankSector Rank
ROA -1.34%
ROE -6.53%
ROCE 3.68%
ROIC 2.9%
ROICexc 2.93%
ROICexgc 3.31%
OM 0.58%
PM (TTM) N/A
GM 13.38%
FCFM 1.08%
ROA(3y)-0.91%
ROA(5y)0.5%
ROE(3y)-4.35%
ROE(5y)2.13%
ROIC(3y)2.42%
ROIC(5y)3.62%
ROICexc(3y)2.44%
ROICexc(5y)3.65%
ROICexgc(3y)2.81%
ROICexgc(5y)4.33%
ROCE(3y)3.06%
ROCE(5y)4.58%
ROICexgc growth 3Y-24.92%
ROICexgc growth 5Y-15.46%
ROICexc growth 3Y-23.68%
ROICexc growth 5Y-14.02%
OM growth 3Y-27.09%
OM growth 5Y-17.78%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.78%
GM growth 5Y-1.93%
F-Score4
Asset Turnover4.2
Health
Industry RankSector Rank
Debt/Equity 1.25
Debt/FCF 5.63
Debt/EBITDA 3.83
Cap/Depr 62.26%
Cap/Sales 0.62%
Interest Coverage 1.29
Cash Conversion 107.75%
Profit Quality N/A
Current Ratio 1.38
Quick Ratio 0.5
Altman-Z 4.85
F-Score4
WACC7.73%
ROIC/WACC0.38
Cap/Depr(3y)95.45%
Cap/Depr(5y)96.64%
Cap/Sales(3y)0.97%
Cap/Sales(5y)0.99%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)226.47%
EPS 3Y-45.84%
EPS 5Y-24.53%
EPS Q2Q%250%
EPS Next Y211.11%
EPS Next 2Y98.72%
EPS Next 3Y70.63%
EPS Next 5Y36.84%
Revenue 1Y (TTM)1.45%
Revenue growth 3Y3.19%
Revenue growth 5Y3.66%
Sales Q2Q%-0.39%
Revenue Next Year0.62%
Revenue Next 2Y1.35%
Revenue Next 3Y1.66%
Revenue Next 5Y2.07%
EBIT growth 1Y7.56%
EBIT growth 3Y-24.77%
EBIT growth 5Y-14.77%
EBIT Next Year281.29%
EBIT Next 3Y64.24%
EBIT Next 5Y36.45%
FCF growth 1Y13.91%
FCF growth 3Y44.02%
FCF growth 5Y-3.38%
OCF growth 1Y-14.24%
OCF growth 3Y12.4%
OCF growth 5Y0.58%

UNITED NATURAL FOODS INC / UNFI FAQ

What is the fundamental rating for UNFI stock?

ChartMill assigns a fundamental rating of 3 / 10 to UNFI.


What is the valuation status of UNITED NATURAL FOODS INC (UNFI) stock?

ChartMill assigns a valuation rating of 6 / 10 to UNITED NATURAL FOODS INC (UNFI). This can be considered as Fairly Valued.


Can you provide the profitability details for UNITED NATURAL FOODS INC?

UNITED NATURAL FOODS INC (UNFI) has a profitability rating of 2 / 10.


Can you provide the expected EPS growth for UNFI stock?

The Earnings per Share (EPS) of UNITED NATURAL FOODS INC (UNFI) is expected to grow by 211.11% in the next year.