UNITED NATURAL FOODS INC (UNFI) Fundamental Analysis & Valuation

NYSE:UNFI • US9111631035

Current stock price

41.86 USD
+0.2 (+0.48%)
Last:

This UNFI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. UNFI Profitability Analysis

1.1 Basic Checks

  • In the past year UNFI was profitable.
  • In the past year UNFI had a positive cash flow from operations.
  • In multiple years UNFI reported negative net income over the last 5 years.
  • Each year in the past 5 years UNFI had a positive operating cash flow.
UNFI Yearly Net Income VS EBIT VS OCF VS FCFUNFI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M

1.2 Ratios

  • UNFI has a worse Return On Assets (-1.08%) than 68.42% of its industry peers.
  • UNFI's Return On Equity of -5.03% is on the low side compared to the rest of the industry. UNFI is outperformed by 68.42% of its industry peers.
  • UNFI has a Return On Invested Capital of 3.62%. This is in the lower half of the industry: UNFI underperforms 63.16% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for UNFI is significantly below the industry average of 29.52%.
  • The 3 year average ROIC (2.42%) for UNFI is below the current ROIC(3.62%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA -1.08%
ROE -5.03%
ROIC 3.62%
ROA(3y)-0.91%
ROA(5y)0.5%
ROE(3y)-4.35%
ROE(5y)2.13%
ROIC(3y)2.42%
ROIC(5y)3.62%
UNFI Yearly ROA, ROE, ROICUNFI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 -20

1.3 Margins

  • The Operating Margin of UNFI (0.70%) is worse than 68.42% of its industry peers.
  • UNFI's Operating Margin has declined in the last couple of years.
  • UNFI's Gross Margin of 13.40% is on the low side compared to the rest of the industry. UNFI is outperformed by 76.32% of its industry peers.
  • In the last couple of years the Gross Margin of UNFI has declined.
Industry RankSector Rank
OM 0.7%
PM (TTM) N/A
GM 13.4%
OM growth 3Y-27.09%
OM growth 5Y-17.78%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.78%
GM growth 5Y-1.93%
UNFI Yearly Profit, Operating, Gross MarginsUNFI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15

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4

2. UNFI Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), UNFI is destroying value.
  • Compared to 1 year ago, UNFI has more shares outstanding
  • The number of shares outstanding for UNFI has been increased compared to 5 years ago.
  • UNFI has a better debt/assets ratio than last year.
UNFI Yearly Shares OutstandingUNFI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M
UNFI Yearly Total Debt VS Total AssetsUNFI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • UNFI has an Altman-Z score of 5.06. This indicates that UNFI is financially healthy and has little risk of bankruptcy at the moment.
  • With a decent Altman-Z score value of 5.06, UNFI is doing good in the industry, outperforming 73.68% of the companies in the same industry.
  • The Debt to FCF ratio of UNFI is 4.39, which is a neutral value as it means it would take UNFI, 4.39 years of fcf income to pay off all of its debts.
  • UNFI has a Debt to FCF ratio of 4.39. This is comparable to the rest of the industry: UNFI outperforms 55.26% of its industry peers.
  • UNFI has a Debt/Equity ratio of 1.11. This is a high value indicating a heavy dependency on external financing.
  • UNFI has a worse Debt to Equity ratio (1.11) than 71.05% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.11
Debt/FCF 4.39
Altman-Z 5.06
ROIC/WACC0.48
WACC7.56%
UNFI Yearly LT Debt VS Equity VS FCFUNFI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B

2.3 Liquidity

  • A Current Ratio of 1.33 indicates that UNFI should not have too much problems paying its short term obligations.
  • The Current ratio of UNFI (1.33) is better than 65.79% of its industry peers.
  • A Quick Ratio of 0.52 indicates that UNFI may have some problems paying its short term obligations.
  • UNFI has a Quick ratio (0.52) which is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.33
Quick Ratio 0.52
UNFI Yearly Current Assets VS Current LiabilitesUNFI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. UNFI Growth Analysis

3.1 Past

  • UNFI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 208.16%, which is quite impressive.
  • UNFI shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -24.53% yearly.
  • UNFI shows a decrease in Revenue. In the last year, the revenue decreased by -0.44%.
  • The Revenue has been growing slightly by 3.66% on average over the past years.
EPS 1Y (TTM)208.16%
EPS 3Y-45.84%
EPS 5Y-24.53%
EPS Q2Q%181.82%
Revenue 1Y (TTM)-0.44%
Revenue growth 3Y3.19%
Revenue growth 5Y3.66%
Sales Q2Q%-2.59%

3.2 Future

  • UNFI is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 36.84% yearly.
  • UNFI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.07% yearly.
EPS Next Y213.47%
EPS Next 2Y99.65%
EPS Next 3Y70.63%
EPS Next 5Y36.84%
Revenue Next Year0.62%
Revenue Next 2Y1.35%
Revenue Next 3Y1.66%
Revenue Next 5Y2.07%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
UNFI Yearly Revenue VS EstimatesUNFI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 10B 20B 30B
UNFI Yearly EPS VS EstimatesUNFI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 1 2 3 4

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6

4. UNFI Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 27.72, which means the current valuation is very expensive for UNFI.
  • UNFI's Price/Earnings is on the same level as the industry average.
  • UNFI's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 25.71.
  • Based on the Price/Forward Earnings ratio of 14.79, the valuation of UNFI can be described as correct.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of UNFI indicates a somewhat cheap valuation: UNFI is cheaper than 71.05% of the companies listed in the same industry.
  • UNFI's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 23.83.
Industry RankSector Rank
PE 27.72
Fwd PE 14.79
UNFI Price Earnings VS Forward Price EarningsUNFI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of UNFI indicates a somewhat cheap valuation: UNFI is cheaper than 71.05% of the companies listed in the same industry.
  • 97.37% of the companies in the same industry are more expensive than UNFI, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 6.47
EV/EBITDA 7.94
UNFI Per share dataUNFI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 100 200 300 400 500

4.3 Compensation for Growth

  • UNFI's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as UNFI's earnings are expected to grow with 70.63% in the coming years.
PEG (NY)0.13
PEG (5Y)N/A
EPS Next 2Y99.65%
EPS Next 3Y70.63%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. UNFI Dividend Analysis

5.1 Amount

  • UNFI does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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UNFI Fundamentals: All Metrics, Ratios and Statistics

UNITED NATURAL FOODS INC

NYSE:UNFI (3/16/2026, 12:19:01 PM)

41.86

+0.2 (+0.48%)

Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)03-10
Earnings (Next)06-08
Inst Owners96.94%
Inst Owner Change-1.69%
Ins Owners2.02%
Ins Owner Change9.31%
Market Cap2.55B
Revenue(TTM)31.54B
Net Income(TTM)-78.00M
Analysts71.76
Price Target41.03 (-1.98%)
Short Float %5.15%
Short Ratio3.93
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)26.32%
Min EPS beat(2)20.13%
Max EPS beat(2)32.52%
EPS beat(4)4
Avg EPS beat(4)49.2%
Min EPS beat(4)20.13%
Max EPS beat(4)101.92%
EPS beat(8)8
Avg EPS beat(8)187.63%
EPS beat(12)11
Avg EPS beat(12)179.65%
EPS beat(16)12
Avg EPS beat(16)132.12%
Revenue beat(2)0
Avg Revenue beat(2)-3.37%
Min Revenue beat(2)-3.91%
Max Revenue beat(2)-2.84%
Revenue beat(4)1
Avg Revenue beat(4)-1.61%
Min Revenue beat(4)-3.91%
Max Revenue beat(4)1.51%
Revenue beat(8)4
Avg Revenue beat(8)-0.76%
Revenue beat(12)4
Avg Revenue beat(12)-1.39%
Revenue beat(16)5
Avg Revenue beat(16)-1.38%
PT rev (1m)0%
PT rev (3m)-1.6%
EPS NQ rev (1m)1.49%
EPS NQ rev (3m)-4.9%
EPS NY rev (1m)0.76%
EPS NY rev (3m)7.49%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.01%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.09%
Valuation
Industry RankSector Rank
PE 27.72
Fwd PE 14.79
P/S 0.08
P/FCF 6.47
P/OCF 4.41
P/B 1.64
P/tB 2.58
EV/EBITDA 7.94
EPS(TTM)1.51
EY3.61%
EPS(NY)2.83
Fwd EY6.76%
FCF(TTM)6.47
FCFY15.45%
OCF(TTM)9.49
OCFY22.66%
SpS517.68
BVpS25.46
TBVpS16.25
PEG (NY)0.13
PEG (5Y)N/A
Graham Number29.41
Profitability
Industry RankSector Rank
ROA -1.08%
ROE -5.03%
ROCE 4.58%
ROIC 3.62%
ROICexc 3.66%
ROICexgc 4.14%
OM 0.7%
PM (TTM) N/A
GM 13.4%
FCFM 1.25%
ROA(3y)-0.91%
ROA(5y)0.5%
ROE(3y)-4.35%
ROE(5y)2.13%
ROIC(3y)2.42%
ROIC(5y)3.62%
ROICexc(3y)2.44%
ROICexc(5y)3.65%
ROICexgc(3y)2.81%
ROICexgc(5y)4.33%
ROCE(3y)3.06%
ROCE(5y)4.58%
ROICexgc growth 3Y-24.92%
ROICexgc growth 5Y-15.46%
ROICexc growth 3Y-23.68%
ROICexc growth 5Y-14.02%
OM growth 3Y-27.09%
OM growth 5Y-17.78%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.78%
GM growth 5Y-1.93%
F-Score5
Asset Turnover4.35
Health
Industry RankSector Rank
Debt/Equity 1.11
Debt/FCF 4.39
Debt/EBITDA 3.24
Cap/Depr 59.16%
Cap/Sales 0.58%
Interest Coverage 1.61
Cash Conversion 108.85%
Profit Quality N/A
Current Ratio 1.33
Quick Ratio 0.52
Altman-Z 5.06
F-Score5
WACC7.56%
ROIC/WACC0.48
Cap/Depr(3y)95.45%
Cap/Depr(5y)96.64%
Cap/Sales(3y)0.97%
Cap/Sales(5y)0.99%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)208.16%
EPS 3Y-45.84%
EPS 5Y-24.53%
EPS Q2Q%181.82%
EPS Next Y213.47%
EPS Next 2Y99.65%
EPS Next 3Y70.63%
EPS Next 5Y36.84%
Revenue 1Y (TTM)-0.44%
Revenue growth 3Y3.19%
Revenue growth 5Y3.66%
Sales Q2Q%-2.59%
Revenue Next Year0.62%
Revenue Next 2Y1.35%
Revenue Next 3Y1.66%
Revenue Next 5Y2.07%
EBIT growth 1Y20.88%
EBIT growth 3Y-24.77%
EBIT growth 5Y-14.77%
EBIT Next Year281.29%
EBIT Next 3Y64.24%
EBIT Next 5Y36.45%
FCF growth 1Y1413.33%
FCF growth 3Y44.02%
FCF growth 5Y-3.38%
OCF growth 1Y104.24%
OCF growth 3Y12.4%
OCF growth 5Y0.58%

UNITED NATURAL FOODS INC / UNFI Fundamental Analysis FAQ

What is the fundamental rating for UNFI stock?

ChartMill assigns a fundamental rating of 3 / 10 to UNFI.


What is the valuation status of UNITED NATURAL FOODS INC (UNFI) stock?

ChartMill assigns a valuation rating of 6 / 10 to UNITED NATURAL FOODS INC (UNFI). This can be considered as Fairly Valued.


Can you provide the profitability details for UNITED NATURAL FOODS INC?

UNITED NATURAL FOODS INC (UNFI) has a profitability rating of 2 / 10.


Can you provide the expected EPS growth for UNFI stock?

The Earnings per Share (EPS) of UNITED NATURAL FOODS INC (UNFI) is expected to grow by 213.47% in the next year.