UNITED NATURAL FOODS INC (UNFI) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:UNFI - US9111631035 - Common Stock
37.85 USD
+0.78 (+2.1%)
UNFI gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 39 industry peers in the Consumer Staples Distribution & Retail industry. Both the profitability and financial health of UNFI have multiple concerns. UNFI is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year UNFI was profitable.
In the past year UNFI had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: UNFI reported negative net income in multiple years.
In the past 5 years UNFI always reported a positive cash flow from operatings.
1.2 Ratios
With a Return On Assets value of -1.55%, UNFI is not doing good in the industry: 71.79% of the companies in the same industry are doing better.
The Return On Equity of UNFI (-7.61%) is worse than 69.23% of its industry peers.
With a Return On Invested Capital value of 2.40%, UNFI is not doing good in the industry: 61.54% of the companies in the same industry are doing better.
UNFI had an Average Return On Invested Capital over the past 3 years of 2.42%. This is significantly below the industry average of 8.76%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.55% | ||
| ROE | -7.61% | ||
| ROIC | 2.4% |
ROA(3y)-0.91%
ROA(5y)0.5%
ROE(3y)-4.35%
ROE(5y)2.13%
ROIC(3y)2.42%
ROIC(5y)3.62%
1.3 Margins
Looking at the Operating Margin, with a value of 0.48%, UNFI is doing worse than 66.67% of the companies in the same industry.
UNFI's Operating Margin has declined in the last couple of years.
UNFI has a Gross Margin of 13.28%. This is in the lower half of the industry: UNFI underperforms 79.49% of its industry peers.
In the last couple of years the Gross Margin of UNFI has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 0.48% | ||
| PM (TTM) | N/A | ||
| GM | 13.28% |
OM growth 3Y-27.09%
OM growth 5Y-17.78%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.78%
GM growth 5Y-1.93%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so UNFI is destroying value.
Compared to 1 year ago, UNFI has more shares outstanding
The number of shares outstanding for UNFI has been increased compared to 5 years ago.
The debt/assets ratio for UNFI has been reduced compared to a year ago.
2.2 Solvency
UNFI has an Altman-Z score of 4.79. This indicates that UNFI is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of UNFI (4.79) is better than 74.36% of its industry peers.
The Debt to FCF ratio of UNFI is 7.86, which is on the high side as it means it would take UNFI, 7.86 years of fcf income to pay off all of its debts.
UNFI has a Debt to FCF ratio of 7.86. This is comparable to the rest of the industry: UNFI outperforms 48.72% of its industry peers.
A Debt/Equity ratio of 1.21 is on the high side and indicates that UNFI has dependencies on debt financing.
UNFI has a Debt to Equity ratio of 1.21. This is in the lower half of the industry: UNFI underperforms 74.36% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.21 | ||
| Debt/FCF | 7.86 | ||
| Altman-Z | 4.79 |
ROIC/WACC0.3
WACC7.91%
2.3 Liquidity
A Current Ratio of 1.32 indicates that UNFI should not have too much problems paying its short term obligations.
UNFI has a Current ratio of 1.32. This is in the better half of the industry: UNFI outperforms 71.79% of its industry peers.
A Quick Ratio of 0.51 indicates that UNFI may have some problems paying its short term obligations.
UNFI has a worse Quick ratio (0.51) than 61.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.32 | ||
| Quick Ratio | 0.51 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 407.14% over the past year.
The earnings per share for UNFI have been decreasing by -24.53% on average. This is quite bad
UNFI shows a small growth in Revenue. In the last year, the Revenue has grown by 2.60%.
UNFI shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.66% yearly.
EPS 1Y (TTM)407.14%
EPS 3Y-45.84%
EPS 5Y-24.53%
EPS Q2Q%-1200%
Revenue 1Y (TTM)2.6%
Revenue growth 3Y3.19%
Revenue growth 5Y3.66%
Sales Q2Q%-5.63%
3.2 Future
The Earnings Per Share is expected to grow by 32.85% on average over the next years. This is a very strong growth
Based on estimates for the next years, UNFI will show a small growth in Revenue. The Revenue will grow by 2.22% on average per year.
EPS Next Y191.02%
EPS Next 2Y93.93%
EPS Next 3Y64.99%
EPS Next 5Y32.85%
Revenue Next Year0.71%
Revenue Next 2Y1.32%
Revenue Next 3Y1.58%
Revenue Next 5Y2.22%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 53.31, the valuation of UNFI can be described as expensive.
Based on the Price/Earnings ratio, UNFI is valued a bit more expensive than 71.79% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 25.98. UNFI is valued rather expensively when compared to this.
Based on the Price/Forward Earnings ratio of 18.32, the valuation of UNFI can be described as rather expensive.
UNFI's Price/Forward Earnings is on the same level as the industry average.
UNFI's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 35.79.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 53.31 | ||
| Fwd PE | 18.32 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of UNFI indicates a somewhat cheap valuation: UNFI is cheaper than 71.79% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of UNFI indicates a rather cheap valuation: UNFI is cheaper than 82.05% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.61 | ||
| EV/EBITDA | 8.63 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as UNFI's earnings are expected to grow with 64.99% in the coming years.
PEG (NY)0.28
PEG (5Y)N/A
EPS Next 2Y93.93%
EPS Next 3Y64.99%
5. Dividend
5.1 Amount
UNFI does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NYSE:UNFI (11/26/2025, 12:15:59 PM)
37.85
+0.78 (+2.1%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners99.41%
Inst Owner Change-1.29%
Ins Owners1.74%
Ins Owner Change2.2%
Market Cap2.30B
Revenue(TTM)31.78B
Net Income(TTM)-118.00M
Analysts73.75
Price Target41.57 (9.83%)
Short Float %6.18%
Short Ratio3.42
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)72.07%
Min EPS beat(2)42.23%
Max EPS beat(2)101.92%
EPS beat(4)4
Avg EPS beat(4)282.96%
Min EPS beat(4)16.24%
Max EPS beat(4)971.46%
EPS beat(8)8
Avg EPS beat(8)263.87%
EPS beat(12)9
Avg EPS beat(12)170.98%
EPS beat(16)11
Avg EPS beat(16)132.95%
Revenue beat(2)1
Avg Revenue beat(2)0.15%
Min Revenue beat(2)-1.22%
Max Revenue beat(2)1.51%
Revenue beat(4)3
Avg Revenue beat(4)0.55%
Min Revenue beat(4)-1.22%
Max Revenue beat(4)1.51%
Revenue beat(8)4
Avg Revenue beat(8)-0.66%
Revenue beat(12)4
Avg Revenue beat(12)-1.04%
Revenue beat(16)7
Avg Revenue beat(16)-0.8%
PT rev (1m)35.27%
PT rev (3m)41.74%
EPS NQ rev (1m)0%
EPS NQ rev (3m)58.71%
EPS NY rev (1m)0%
EPS NY rev (3m)41.55%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.07%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.52%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 53.31 | ||
| Fwd PE | 18.32 | ||
| P/S | 0.07 | ||
| P/FCF | 9.61 | ||
| P/OCF | 4.88 | ||
| P/B | 1.48 | ||
| P/tB | 2.4 | ||
| EV/EBITDA | 8.63 |
EPS(TTM)0.71
EY1.88%
EPS(NY)2.07
Fwd EY5.46%
FCF(TTM)3.94
FCFY10.41%
OCF(TTM)7.75
OCFY20.47%
SpS524.06
BVpS25.57
TBVpS15.76
PEG (NY)0.28
PEG (5Y)N/A
Graham Number20.21
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.55% | ||
| ROE | -7.61% | ||
| ROCE | 3.04% | ||
| ROIC | 2.4% | ||
| ROICexc | 2.43% | ||
| ROICexgc | 2.76% | ||
| OM | 0.48% | ||
| PM (TTM) | N/A | ||
| GM | 13.28% | ||
| FCFM | 0.75% |
ROA(3y)-0.91%
ROA(5y)0.5%
ROE(3y)-4.35%
ROE(5y)2.13%
ROIC(3y)2.42%
ROIC(5y)3.62%
ROICexc(3y)2.44%
ROICexc(5y)3.65%
ROICexgc(3y)2.81%
ROICexgc(5y)4.33%
ROCE(3y)3.06%
ROCE(5y)4.58%
ROICexgc growth 3Y-24.92%
ROICexgc growth 5Y-15.46%
ROICexc growth 3Y-23.68%
ROICexc growth 5Y-14.02%
OM growth 3Y-27.09%
OM growth 5Y-17.78%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.78%
GM growth 5Y-1.93%
F-Score4
Asset Turnover4.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.21 | ||
| Debt/FCF | 7.86 | ||
| Debt/EBITDA | 3.95 | ||
| Cap/Depr | 71.96% | ||
| Cap/Sales | 0.73% | ||
| Interest Coverage | 1.03 | ||
| Cash Conversion | 99.37% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.32 | ||
| Quick Ratio | 0.51 | ||
| Altman-Z | 4.79 |
F-Score4
WACC7.91%
ROIC/WACC0.3
Cap/Depr(3y)95.45%
Cap/Depr(5y)96.64%
Cap/Sales(3y)0.97%
Cap/Sales(5y)0.99%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)407.14%
EPS 3Y-45.84%
EPS 5Y-24.53%
EPS Q2Q%-1200%
EPS Next Y191.02%
EPS Next 2Y93.93%
EPS Next 3Y64.99%
EPS Next 5Y32.85%
Revenue 1Y (TTM)2.6%
Revenue growth 3Y3.19%
Revenue growth 5Y3.66%
Sales Q2Q%-5.63%
Revenue Next Year0.71%
Revenue Next 2Y1.32%
Revenue Next 3Y1.58%
Revenue Next 5Y2.22%
EBIT growth 1Y-0.65%
EBIT growth 3Y-24.77%
EBIT growth 5Y-14.77%
EBIT Next Year252.84%
EBIT Next 3Y63.42%
EBIT Next 5Y35.95%
FCF growth 1Y359.78%
FCF growth 3Y44.02%
FCF growth 5Y-3.38%
OCF growth 1Y85.77%
OCF growth 3Y12.4%
OCF growth 5Y0.58%
UNITED NATURAL FOODS INC / UNFI FAQ
What is the fundamental rating for UNFI stock?
ChartMill assigns a fundamental rating of 3 / 10 to UNFI.
Can you provide the valuation status for UNITED NATURAL FOODS INC?
ChartMill assigns a valuation rating of 5 / 10 to UNITED NATURAL FOODS INC (UNFI). This can be considered as Fairly Valued.
Can you provide the profitability details for UNITED NATURAL FOODS INC?
UNITED NATURAL FOODS INC (UNFI) has a profitability rating of 2 / 10.
What is the financial health of UNITED NATURAL FOODS INC (UNFI) stock?
The financial health rating of UNITED NATURAL FOODS INC (UNFI) is 3 / 10.