UNITED NATURAL FOODS INC (UNFI) Stock Fundamental Analysis
USA - NYSE:UNFI - US9111631035 - Common Stock
30.82 USD
+0.45 (+1.48%)
Overall UNFI gets a fundamental rating of 3 out of 10. We evaluated UNFI against 40 industry peers in the Consumer Staples Distribution & Retail industry. UNFI has a bad profitability rating. Also its financial health evaluation is rather negative. UNFI has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year UNFI was profitable.
UNFI had a positive operating cash flow in the past year.
In multiple years UNFI reported negative net income over the last 5 years.
In the past 5 years UNFI always reported a positive cash flow from operatings.
1.2 Ratios
UNFI has a worse Return On Assets (-0.89%) than 75.00% of its industry peers.
UNFI has a worse Return On Equity (-4.18%) than 75.00% of its industry peers.
UNFI has a worse Return On Invested Capital (3.26%) than 62.50% of its industry peers.
UNFI had an Average Return On Invested Capital over the past 3 years of 3.42%. This is significantly below the industry average of 8.47%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.89% | ||
| ROE | -4.18% | ||
| ROIC | 3.26% |
ROA(3y)0.7%
ROA(5y)0.09%
ROE(3y)2.8%
ROE(5y)-1.14%
ROIC(3y)3.42%
ROIC(5y)4.16%
1.3 Margins
With a Operating Margin value of 0.66%, UNFI is not doing good in the industry: 67.50% of the companies in the same industry are doing better.
In the last couple of years the Operating Margin of UNFI has declined.
UNFI has a worse Gross Margin (13.36%) than 80.00% of its industry peers.
UNFI's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 0.66% | ||
| PM (TTM) | N/A | ||
| GM | 13.36% |
OM growth 3Y-27.27%
OM growth 5Y-14.68%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.47%
GM growth 5Y-1.21%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), UNFI is destroying value.
Compared to 1 year ago, UNFI has more shares outstanding
Compared to 5 years ago, UNFI has more shares outstanding
The debt/assets ratio for UNFI is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 4.87 indicates that UNFI is not in any danger for bankruptcy at the moment.
The Altman-Z score of UNFI (4.87) is better than 72.50% of its industry peers.
The Debt to FCF ratio of UNFI is 8.84, which is on the high side as it means it would take UNFI, 8.84 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of UNFI (8.84) is comparable to the rest of the industry.
UNFI has a Debt/Equity ratio of 1.21. This is a high value indicating a heavy dependency on external financing.
UNFI's Debt to Equity ratio of 1.21 is on the low side compared to the rest of the industry. UNFI is outperformed by 72.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.21 | ||
| Debt/FCF | 8.84 | ||
| Altman-Z | 4.87 |
ROIC/WACC0.41
WACC8.02%
2.3 Liquidity
UNFI has a Current Ratio of 1.41. This is a normal value and indicates that UNFI is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.41, UNFI is in the better half of the industry, outperforming 72.50% of the companies in the same industry.
A Quick Ratio of 0.51 indicates that UNFI may have some problems paying its short term obligations.
With a Quick ratio value of 0.51, UNFI perfoms like the industry average, outperforming 42.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.41 | ||
| Quick Ratio | 0.51 |
3. Growth
3.1 Past
UNFI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 791.67%, which is quite impressive.
The earnings per share for UNFI have been decreasing by -41.71% on average. This is quite bad
The Revenue has been growing slightly by 6.62% in the past year.
Measured over the past years, UNFI shows a small growth in Revenue. The Revenue has been growing by 6.76% on average per year.
EPS 1Y (TTM)791.67%
EPS 3Y-66.96%
EPS 5Y-41.71%
EPS Q2Q%340%
Revenue 1Y (TTM)6.62%
Revenue growth 3Y4.75%
Revenue growth 5Y6.76%
Sales Q2Q%7.48%
3.2 Future
Based on estimates for the next years, UNFI will show a very strong growth in Earnings Per Share. The EPS will grow by 58.43% on average per year.
Based on estimates for the next years, UNFI will show a small growth in Revenue. The Revenue will grow by 0.98% on average per year.
EPS Next Y359%
EPS Next 2Y222.9%
EPS Next 3Y137.56%
EPS Next 5Y58.43%
Revenue Next Year3.19%
Revenue Next 2Y2.21%
Revenue Next 3Y1.89%
Revenue Next 5Y0.98%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 37.13, which means the current valuation is very expensive for UNFI.
Compared to the rest of the industry, the Price/Earnings ratio of UNFI indicates a slightly more expensive valuation: UNFI is more expensive than 67.50% of the companies listed in the same industry.
UNFI's Price/Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 27.20.
Based on the Price/Forward Earnings ratio of 21.11, the valuation of UNFI can be described as rather expensive.
UNFI's Price/Forward Earnings is on the same level as the industry average.
UNFI's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 22.70.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 37.13 | ||
| Fwd PE | 21.11 |
4.2 Price Multiples
75.00% of the companies in the same industry are more expensive than UNFI, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, UNFI is valued cheaper than 90.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.33 | ||
| EV/EBITDA | 6.89 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as UNFI's earnings are expected to grow with 137.56% in the coming years.
PEG (NY)0.1
PEG (5Y)N/A
EPS Next 2Y222.9%
EPS Next 3Y137.56%
5. Dividend
5.1 Amount
No dividends for UNFI!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NYSE:UNFI (9/18/2025, 3:54:10 PM)
30.82
+0.45 (+1.48%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners91.89%
Inst Owner Change5.05%
Ins Owners1.74%
Ins Owner Change-0.42%
Market Cap1.87B
Analysts72.94
Price Target29.33 (-4.83%)
Short Float %8.29%
Short Ratio5.08
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)59.08%
Min EPS beat(2)16.24%
Max EPS beat(2)101.92%
EPS beat(4)4
Avg EPS beat(4)299.94%
Min EPS beat(4)16.24%
Max EPS beat(4)971.46%
EPS beat(8)8
Avg EPS beat(8)260.35%
EPS beat(12)8
Avg EPS beat(12)167.33%
EPS beat(16)11
Avg EPS beat(16)133.05%
Revenue beat(2)2
Avg Revenue beat(2)1.02%
Min Revenue beat(2)0.53%
Max Revenue beat(2)1.51%
Revenue beat(4)4
Avg Revenue beat(4)1.02%
Min Revenue beat(4)0.53%
Max Revenue beat(4)1.51%
Revenue beat(8)4
Avg Revenue beat(8)-0.84%
Revenue beat(12)4
Avg Revenue beat(12)-1.18%
Revenue beat(16)7
Avg Revenue beat(16)-0.92%
PT rev (1m)0.44%
PT rev (3m)-4.17%
EPS NQ rev (1m)-7.01%
EPS NQ rev (3m)-183.13%
EPS NY rev (1m)-12.23%
EPS NY rev (3m)-23.26%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.49%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.5%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 37.13 | ||
| Fwd PE | 21.11 | ||
| P/S | 0.06 | ||
| P/FCF | 8.33 | ||
| P/OCF | 3.67 | ||
| P/B | 1.15 | ||
| P/tB | 1.84 | ||
| EV/EBITDA | 6.89 |
EPS(TTM)0.83
EY2.69%
EPS(NY)1.46
Fwd EY4.74%
FCF(TTM)3.7
FCFY12%
OCF(TTM)8.4
OCFY27.27%
SpS532.33
BVpS26.83
TBVpS16.72
PEG (NY)0.1
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.89% | ||
| ROE | -4.18% | ||
| ROCE | 4.13% | ||
| ROIC | 3.26% | ||
| ROICexc | 3.29% | ||
| ROICexgc | 3.74% | ||
| OM | 0.66% | ||
| PM (TTM) | N/A | ||
| GM | 13.36% | ||
| FCFM | 0.69% |
ROA(3y)0.7%
ROA(5y)0.09%
ROE(3y)2.8%
ROE(5y)-1.14%
ROIC(3y)3.42%
ROIC(5y)4.16%
ROICexc(3y)3.45%
ROICexc(5y)4.19%
ROICexgc(3y)4.06%
ROICexgc(5y)5.05%
ROCE(3y)4.33%
ROCE(5y)5.27%
ROICexcg growth 3Y-25.98%
ROICexcg growth 5Y-13.26%
ROICexc growth 3Y-24.44%
ROICexc growth 5Y-9.28%
OM growth 3Y-27.27%
OM growth 5Y-14.68%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.47%
GM growth 5Y-1.21%
F-Score5
Asset Turnover4.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.21 | ||
| Debt/FCF | 8.84 | ||
| Debt/EBITDA | 3.6 | ||
| Cap/Depr | 85.59% | ||
| Cap/Sales | 0.88% | ||
| Interest Coverage | 1.33 | ||
| Cash Conversion | 93.05% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.41 | ||
| Quick Ratio | 0.51 | ||
| Altman-Z | 4.87 |
F-Score5
WACC8.02%
ROIC/WACC0.41
Cap/Depr(3y)100.82%
Cap/Depr(5y)94.51%
Cap/Sales(3y)1.02%
Cap/Sales(5y)0.97%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)791.67%
EPS 3Y-66.96%
EPS 5Y-41.71%
EPS Q2Q%340%
EPS Next Y359%
EPS Next 2Y222.9%
EPS Next 3Y137.56%
EPS Next 5Y58.43%
Revenue 1Y (TTM)6.62%
Revenue growth 3Y4.75%
Revenue growth 5Y6.76%
Sales Q2Q%7.48%
Revenue Next Year3.19%
Revenue Next 2Y2.21%
Revenue Next 3Y1.89%
Revenue Next 5Y0.98%
EBIT growth 1Y245.16%
EBIT growth 3Y-23.81%
EBIT growth 5Y-8.91%
EBIT Next Year269.93%
EBIT Next 3Y64.78%
EBIT Next 5Y36.13%
FCF growth 1Y-50.55%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-33.38%
OCF growth 3Y-25.59%
OCF growth 5Y-2.32%