UMH PROPERTIES INC (UMH) Stock Fundamental Analysis

NYSE:UMH • US9030021037

15.08 USD
-0.66 (-4.19%)
At close: Feb 27, 2026
15.08 USD
0 (0%)
After Hours: 2/27/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

Overall UMH gets a fundamental rating of 3 out of 10. We evaluated UMH against 20 industry peers in the Residential REITs industry. UMH scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. UMH has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • In the past year UMH was profitable.
  • In the past year UMH had a positive cash flow from operations.
  • In multiple years UMH reported negative net income over the last 5 years.
  • In multiple years UMH reported negative operating cash flow during the last 5 years.
UMH Yearly Net Income VS EBIT VS OCF VS FCFUMH Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M 100M -100M

1.2 Ratios

  • UMH's Return On Assets of 0.40% is on the low side compared to the rest of the industry. UMH is outperformed by 70.00% of its industry peers.
  • UMH has a worse Return On Equity (0.70%) than 70.00% of its industry peers.
  • UMH has a Return On Invested Capital of 2.30%. This is comparable to the rest of the industry: UMH outperforms 45.00% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for UMH is in line with the industry average of 2.59%.
  • The 3 year average ROIC (2.11%) for UMH is below the current ROIC(2.30%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 0.4%
ROE 0.7%
ROIC 2.3%
ROA(3y)-1.05%
ROA(5y)-0.84%
ROE(3y)-2.53%
ROE(5y)-2.13%
ROIC(3y)2.11%
ROIC(5y)2.12%
UMH Yearly ROA, ROE, ROICUMH Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -5 -10

1.3 Margins

  • Looking at the Profit Margin, with a value of 2.53%, UMH is doing worse than 70.00% of the companies in the same industry.
  • UMH's Profit Margin has declined in the last couple of years.
  • Looking at the Operating Margin, with a value of 18.11%, UMH is doing worse than 60.00% of the companies in the same industry.
  • UMH's Operating Margin has improved in the last couple of years.
  • The Gross Margin of UMH (54.84%) is worse than 75.00% of its industry peers.
  • UMH's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 18.11%
PM (TTM) 2.53%
GM 54.84%
OM growth 3Y-0.39%
OM growth 5Y5.7%
PM growth 3Y-55.15%
PM growth 5Y-10.34%
GM growth 3Y1.2%
GM growth 5Y2.16%
UMH Yearly Profit, Operating, Gross MarginsUMH Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 -40

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ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), UMH is destroying value.
  • There is no outstanding debt for UMH. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
UMH Yearly Shares OutstandingUMH Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
UMH Yearly Total Debt VS Total AssetsUMH Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.2 Solvency

  • UMH has an Altman-Z score of 1.36. This is a bad value and indicates that UMH is not financially healthy and even has some risk of bankruptcy.
  • UMH has a better Altman-Z score (1.36) than 65.00% of its industry peers.
  • A Debt/Equity ratio of 0.73 indicates that UMH is somewhat dependend on debt financing.
  • UMH has a Debt to Equity ratio of 0.73. This is amongst the best in the industry. UMH outperforms 85.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.73
Debt/FCF N/A
Altman-Z 1.36
ROIC/WACC0.33
WACC6.96%
UMH Yearly LT Debt VS Equity VS FCFUMH Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M 800M

2.3 Liquidity

  • A Current Ratio of 2.49 indicates that UMH has no problem at all paying its short term obligations.
  • Looking at the Current ratio, with a value of 2.49, UMH belongs to the top of the industry, outperforming 90.00% of the companies in the same industry.
  • A Quick Ratio of 1.32 indicates that UMH should not have too much problems paying its short term obligations.
  • With an excellent Quick ratio value of 1.32, UMH belongs to the best of the industry, outperforming 85.00% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.49
Quick Ratio 1.32
UMH Yearly Current Assets VS Current LiabilitesUMH Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 954.37% over the past year.
EPS 1Y (TTM)954.37%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%68471.43%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%8.24%

3.2 Future

  • Based on estimates for the next years, UMH will show a very negative growth in Earnings Per Share. The EPS will decrease by -26.75% on average per year.
  • The Revenue is expected to grow by 3.30% on average over the next years.
EPS Next Y-52.81%
EPS Next 2Y-26.75%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year8.34%
Revenue Next 2Y3.3%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

UMH Yearly Revenue VS EstimatesUMH Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 50M 100M 150M 200M 250M
UMH Yearly EPS VS EstimatesUMH Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 -0.5 -1

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Find the best growth stocksShow best growing peers

1

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 47.13, UMH can be considered very expensive at the moment.
  • UMH's Price/Earnings is on the same level as the industry average.
  • When comparing the Price/Earnings ratio of UMH to the average of the S&P500 Index (27.07), we can say UMH is valued expensively.
  • Based on the Price/Forward Earnings ratio of 99.87, the valuation of UMH can be described as expensive.
  • The rest of the industry has a similar Price/Forward Earnings ratio as UMH.
  • When comparing the Price/Forward Earnings ratio of UMH to the average of the S&P500 Index (28.05), we can say UMH is valued expensively.
Industry RankSector Rank
PE 47.13
Fwd PE 99.87
UMH Price Earnings VS Forward Price EarningsUMH Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of UMH is on the same level as its industry peers.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 17.25
UMH Per share dataUMH EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8 10

4.3 Compensation for Growth

  • A cheap valuation may be justified as UMH's earnings are expected to decrease with -26.75% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-26.75%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 5.72%, UMH is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 44.03, UMH pays a bit more dividend than its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.82, UMH pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.72%

5.2 History

  • The dividend of UMH decreases each year by -2.41%.
  • UMH has been paying a dividend for at least 10 years, so it has a reliable track record.
  • The dividend of UMH decreased recently.
Dividend Growth(5Y)-2.41%
Div Incr Years1
Div Non Decr Years1
UMH Yearly Dividends per shareUMH Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8

5.3 Sustainability

  • 1379.89% of the earnings are spent on dividend by UMH. This is not a sustainable payout ratio.
  • The Dividend Rate of UMH has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP1379.89%
EPS Next 2Y-26.75%
EPS Next 3YN/A
UMH Yearly Income VS Free CF VS DividendUMH Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M -100M
UMH Dividend Payout.UMH Dividend Payout, showing the Payout Ratio.UMH Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

UMH PROPERTIES INC

NYSE:UMH (2/27/2026, 8:04:00 PM)

After market: 15.08 0 (0%)

15.08

-0.66 (-4.19%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)02-25
Earnings (Next)04-29
Inst Owners81.64%
Inst Owner Change-1.7%
Ins Owners5.53%
Ins Owner Change0.84%
Market Cap1.29B
Revenue(TTM)N/A
Net Income(TTM)6.50M
Analysts80
Price Target19.32 (28.12%)
Short Float %4.18%
Short Ratio6.03
Dividend
Industry RankSector Rank
Dividend Yield 5.72%
Yearly Dividend1.04
Dividend Growth(5Y)-2.41%
DP1379.89%
Div Incr Years1
Div Non Decr Years1
Ex-Date02-17
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-11.9%
Min EPS beat(2)-19%
Max EPS beat(2)-4.8%
EPS beat(4)0
Avg EPS beat(4)-55.7%
Min EPS beat(4)-100%
Max EPS beat(4)-4.8%
EPS beat(8)3
Avg EPS beat(8)590.38%
EPS beat(12)4
Avg EPS beat(12)257.19%
EPS beat(16)5
Avg EPS beat(16)168.47%
Revenue beat(2)1
Avg Revenue beat(2)-1.77%
Min Revenue beat(2)-3.56%
Max Revenue beat(2)0.02%
Revenue beat(4)1
Avg Revenue beat(4)-1.63%
Min Revenue beat(4)-3.56%
Max Revenue beat(4)0.02%
Revenue beat(8)3
Avg Revenue beat(8)-0.94%
Revenue beat(12)4
Avg Revenue beat(12)-1.11%
Revenue beat(16)6
Avg Revenue beat(16)-0.24%
PT rev (1m)0.85%
PT rev (3m)1.75%
EPS NQ rev (1m)6.25%
EPS NQ rev (3m)0%
EPS NY rev (1m)1.69%
EPS NY rev (3m)-7.69%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.16%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.86%
Valuation
Industry RankSector Rank
PE 47.13
Fwd PE 99.87
P/S 5.01
P/FCF N/A
P/OCF 14.62
P/B 1.39
P/tB 1.39
EV/EBITDA 17.25
EPS(TTM)0.32
EY2.12%
EPS(NY)0.15
Fwd EY1%
FCF(TTM)-0.93
FCFYN/A
OCF(TTM)1.03
OCFY6.84%
SpS3.01
BVpS10.85
TBVpS10.85
PEG (NY)N/A
PEG (5Y)N/A
Graham Number8.84
Profitability
Industry RankSector Rank
ROA 0.4%
ROE 0.7%
ROCE 2.91%
ROIC 2.3%
ROICexc 2.35%
ROICexgc 2.47%
OM 18.11%
PM (TTM) 2.53%
GM 54.84%
FCFM N/A
ROA(3y)-1.05%
ROA(5y)-0.84%
ROE(3y)-2.53%
ROE(5y)-2.13%
ROIC(3y)2.11%
ROIC(5y)2.12%
ROICexc(3y)2.21%
ROICexc(5y)2.23%
ROICexgc(3y)2.26%
ROICexgc(5y)2.28%
ROCE(3y)2.67%
ROCE(5y)2.68%
ROICexgc growth 3Y0.28%
ROICexgc growth 5Y8.69%
ROICexc growth 3Y0.15%
ROICexc growth 5Y8.44%
OM growth 3Y-0.39%
OM growth 5Y5.7%
PM growth 3Y-55.15%
PM growth 5Y-10.34%
GM growth 3Y1.2%
GM growth 5Y2.16%
F-Score5
Asset Turnover0.16
Health
Industry RankSector Rank
Debt/Equity 0.73
Debt/FCF N/A
Debt/EBITDA 6.03
Cap/Depr 257.63%
Cap/Sales 65.26%
Interest Coverage 1.52
Cash Conversion 78.84%
Profit Quality N/A
Current Ratio 2.49
Quick Ratio 1.32
Altman-Z 1.36
F-Score5
WACC6.96%
ROIC/WACC0.33
Cap/Depr(3y)248.65%
Cap/Depr(5y)235.57%
Cap/Sales(3y)62.34%
Cap/Sales(5y)58.95%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)954.37%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%68471.43%
EPS Next Y-52.81%
EPS Next 2Y-26.75%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%8.24%
Revenue Next Year8.34%
Revenue Next 2Y3.3%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y7.79%
EBIT growth 3Y8.5%
EBIT growth 5Y16.71%
EBIT Next Year188.05%
EBIT Next 3Y49.43%
EBIT Next 5YN/A
FCF growth 1Y15.07%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y13.79%
OCF growth 3Y7.79%
OCF growth 5Y16.2%

UMH PROPERTIES INC / UMH FAQ

What is the fundamental rating for UMH stock?

ChartMill assigns a fundamental rating of 3 / 10 to UMH.


What is the valuation status for UMH stock?

ChartMill assigns a valuation rating of 1 / 10 to UMH PROPERTIES INC (UMH). This can be considered as Overvalued.


Can you provide the profitability details for UMH PROPERTIES INC?

UMH PROPERTIES INC (UMH) has a profitability rating of 3 / 10.


What is the earnings growth outlook for UMH PROPERTIES INC?

The Earnings per Share (EPS) of UMH PROPERTIES INC (UMH) is expected to decline by -52.81% in the next year.


Can you provide the dividend sustainability for UMH stock?

The dividend rating of UMH PROPERTIES INC (UMH) is 5 / 10 and the dividend payout ratio is 1379.89%.