UMH PROPERTIES INC (UMH) Stock Fundamental Analysis
USA - NYSE:UMH - US9030021037 - REIT
15.19 USD
+0.31 (+2.08%)
15.19 USD
0 (0%)
Taking everything into account, UMH scores 4 out of 10 in our fundamental rating. UMH was compared to 20 industry peers in the Residential REITs industry. UMH has only an average score on both its financial health and profitability. UMH is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
UMH had positive earnings in the past year.
In the past year UMH had a positive cash flow from operations.
In multiple years UMH reported negative net income over the last 5 years.
UMH had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
With a Return On Assets value of 0.64%, UMH perfoms like the industry average, outperforming 45.00% of the companies in the same industry.
UMH has a Return On Equity (1.12%) which is in line with its industry peers.
UMH has a Return On Invested Capital of 2.23%. This is comparable to the rest of the industry: UMH outperforms 45.00% of its industry peers.
The Average Return On Invested Capital over the past 3 years for UMH is in line with the industry average of 2.59%.
The 3 year average ROIC (2.11%) for UMH is below the current ROIC(2.23%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.64% | ||
| ROE | 1.12% | ||
| ROIC | 2.23% |
ROA(3y)-1.05%
ROA(5y)-0.84%
ROE(3y)-2.53%
ROE(5y)-2.13%
ROIC(3y)2.11%
ROIC(5y)2.12%
1.3 Margins
Looking at the Profit Margin, with a value of 4.18%, UMH is in line with its industry, outperforming 45.00% of the companies in the same industry.
In the last couple of years the Profit Margin of UMH has declined.
The Operating Margin of UMH (17.94%) is worse than 60.00% of its industry peers.
In the last couple of years the Operating Margin of UMH has grown nicely.
UMH has a Gross Margin of 54.84%. This is in the lower half of the industry: UMH underperforms 75.00% of its industry peers.
In the last couple of years the Gross Margin of UMH has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.94% | ||
| PM (TTM) | 4.18% | ||
| GM | 54.84% |
OM growth 3Y-0.39%
OM growth 5Y5.7%
PM growth 3Y-55.15%
PM growth 5Y-10.34%
GM growth 3Y1.2%
GM growth 5Y2.16%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), UMH is destroying value.
The number of shares outstanding for UMH has been increased compared to 1 year ago.
Compared to 5 years ago, UMH has more shares outstanding
UMH has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.41, we must say that UMH is in the distress zone and has some risk of bankruptcy.
With a decent Altman-Z score value of 1.41, UMH is doing good in the industry, outperforming 65.00% of the companies in the same industry.
UMH has a Debt/Equity ratio of 0.71. This is a neutral value indicating UMH is somewhat dependend on debt financing.
UMH has a better Debt to Equity ratio (0.71) than 90.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.71 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.41 |
ROIC/WACC0.32
WACC7.06%
2.3 Liquidity
UMH has a Current Ratio of 3.96. This indicates that UMH is financially healthy and has no problem in meeting its short term obligations.
UMH has a better Current ratio (3.96) than 95.00% of its industry peers.
UMH has a Quick Ratio of 2.72. This indicates that UMH is financially healthy and has no problem in meeting its short term obligations.
UMH's Quick ratio of 2.72 is amongst the best of the industry. UMH outperforms 90.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.96 | ||
| Quick Ratio | 2.72 |
3. Growth
3.1 Past
The earnings per share for UMH have decreased strongly by -38.19% in the last year.
Measured over the past years, UMH shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -12.74% on average per year.
Looking at the last year, UMH shows a quite strong growth in Revenue. The Revenue has grown by 8.88% in the last year.
Measured over the past years, UMH shows a quite strong growth in Revenue. The Revenue has been growing by 10.41% on average per year.
EPS 1Y (TTM)-38.19%
EPS 3Y-58.99%
EPS 5Y-12.74%
EPS Q2Q%-54.55%
Revenue 1Y (TTM)8.88%
Revenue growth 3Y8.93%
Revenue growth 5Y10.41%
Sales Q2Q%10.3%
3.2 Future
Based on estimates for the next years, UMH will show a very strong growth in Earnings Per Share. The EPS will grow by 115.33% on average per year.
Based on estimates for the next years, UMH will show a small growth in Revenue. The Revenue will grow by 1.83% on average per year.
EPS Next Y332.62%
EPS Next 2Y171.04%
EPS Next 3Y115.33%
EPS Next 5YN/A
Revenue Next Year10.57%
Revenue Next 2Y8.95%
Revenue Next 3Y1.83%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 189.88, the valuation of UMH can be described as expensive.
Based on the Price/Earnings ratio, UMH is valued a bit more expensive than the industry average as 60.00% of the companies are valued more cheaply.
Compared to an average S&P500 Price/Earnings ratio of 26.06, UMH is valued quite expensively.
A Price/Forward Earnings ratio of 68.13 indicates a quite expensive valuation of UMH.
UMH's Price/Forward Earnings is on the same level as the industry average.
When comparing the Price/Forward Earnings ratio of UMH to the average of the S&P500 Index (32.73), we can say UMH is valued expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 189.88 | ||
| Fwd PE | 68.13 |
4.2 Price Multiples
UMH's Enterprise Value to EBITDA ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 17.34 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
UMH's earnings are expected to grow with 115.33% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.57
PEG (5Y)N/A
EPS Next 2Y171.04%
EPS Next 3Y115.33%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.05%, UMH is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 7.39, UMH pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.37, UMH pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.05% |
5.2 History
The dividend of UMH decreases each year by -2.41%.
UMH has been paying a dividend for at least 10 years, so it has a reliable track record.
The dividend of UMH decreased recently.
Dividend Growth(5Y)-2.41%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
UMH pays out 823.85% of its income as dividend. This is not a sustainable payout ratio.
DP823.85%
EPS Next 2Y171.04%
EPS Next 3Y115.33%
15.19
+0.31 (+2.08%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)
Earnings (Next)
Inst Owners84.05%
Inst Owner Change-2.24%
Ins Owners5.58%
Ins Owner Change-2.36%
Market Cap1.29B
Revenue(TTM)240.55M
Net Income(TTM)10.47M
Analysts77.14
Price Target19.49 (28.31%)
Short Float %3.82%
Short Ratio4.22
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.05% |
Yearly Dividend1.04
Dividend Growth(5Y)-2.41%
DP823.85%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-59.5%
Min EPS beat(2)-100%
Max EPS beat(2)-19%
EPS beat(4)1
Avg EPS beat(4)37.2%
Min EPS beat(4)-100%
Max EPS beat(4)366.83%
EPS beat(8)3
Avg EPS beat(8)417.84%
EPS beat(12)4
Avg EPS beat(12)221.36%
EPS beat(16)5
Avg EPS beat(16)158.36%
Revenue beat(2)1
Avg Revenue beat(2)-1.36%
Min Revenue beat(2)-2.75%
Max Revenue beat(2)0.02%
Revenue beat(4)1
Avg Revenue beat(4)-1.46%
Min Revenue beat(4)-2.89%
Max Revenue beat(4)0.02%
Revenue beat(8)3
Avg Revenue beat(8)-0.65%
Revenue beat(12)5
Avg Revenue beat(12)-0.59%
Revenue beat(16)7
Avg Revenue beat(16)1.1%
PT rev (1m)-3.23%
PT rev (3m)-8.17%
EPS NQ rev (1m)0%
EPS NQ rev (3m)7.59%
EPS NY rev (1m)-1.89%
EPS NY rev (3m)-7.14%
Revenue NQ rev (1m)-0.14%
Revenue NQ rev (3m)1.62%
Revenue NY rev (1m)3.45%
Revenue NY rev (3m)4.5%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 189.88 | ||
| Fwd PE | 68.13 | ||
| P/S | 5.15 | ||
| P/FCF | N/A | ||
| P/OCF | 15.89 | ||
| P/B | 1.38 | ||
| P/tB | 1.38 | ||
| EV/EBITDA | 17.34 |
EPS(TTM)0.08
EY0.53%
EPS(NY)0.22
Fwd EY1.47%
FCF(TTM)-0.89
FCFYN/A
OCF(TTM)0.96
OCFY6.29%
SpS2.95
BVpS10.97
TBVpS10.97
PEG (NY)0.57
PEG (5Y)N/A
Graham Number4.44
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.64% | ||
| ROE | 1.12% | ||
| ROCE | 2.82% | ||
| ROIC | 2.23% | ||
| ROICexc | 2.35% | ||
| ROICexgc | 2.45% | ||
| OM | 17.94% | ||
| PM (TTM) | 4.18% | ||
| GM | 54.84% | ||
| FCFM | N/A |
ROA(3y)-1.05%
ROA(5y)-0.84%
ROE(3y)-2.53%
ROE(5y)-2.13%
ROIC(3y)2.11%
ROIC(5y)2.12%
ROICexc(3y)2.21%
ROICexc(5y)2.23%
ROICexgc(3y)2.26%
ROICexgc(5y)2.28%
ROCE(3y)2.67%
ROCE(5y)2.68%
ROICexgc growth 3Y0.28%
ROICexgc growth 5Y8.69%
ROICexc growth 3Y0.15%
ROICexc growth 5Y8.44%
OM growth 3Y-0.39%
OM growth 5Y5.7%
PM growth 3Y-55.15%
PM growth 5Y-10.34%
GM growth 3Y1.2%
GM growth 5Y2.16%
F-Score7
Asset Turnover0.15
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.71 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 6.11 | ||
| Cap/Depr | 249.88% | ||
| Cap/Sales | 62.76% | ||
| Interest Coverage | 1.55 | ||
| Cash Conversion | 75.29% | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.96 | ||
| Quick Ratio | 2.72 | ||
| Altman-Z | 1.41 |
F-Score7
WACC7.06%
ROIC/WACC0.32
Cap/Depr(3y)248.65%
Cap/Depr(5y)235.57%
Cap/Sales(3y)62.34%
Cap/Sales(5y)58.95%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-38.19%
EPS 3Y-58.99%
EPS 5Y-12.74%
EPS Q2Q%-54.55%
EPS Next Y332.62%
EPS Next 2Y171.04%
EPS Next 3Y115.33%
EPS Next 5YN/A
Revenue 1Y (TTM)8.88%
Revenue growth 3Y8.93%
Revenue growth 5Y10.41%
Sales Q2Q%10.3%
Revenue Next Year10.57%
Revenue Next 2Y8.95%
Revenue Next 3Y1.83%
Revenue Next 5YN/A
EBIT growth 1Y9.97%
EBIT growth 3Y8.5%
EBIT growth 5Y16.71%
EBIT Next Year184.62%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y36.2%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y108.02%
OCF growth 3Y7.79%
OCF growth 5Y16.2%
UMH PROPERTIES INC / UMH FAQ
What is the fundamental rating for UMH stock?
ChartMill assigns a fundamental rating of 4 / 10 to UMH.
What is the valuation status of UMH PROPERTIES INC (UMH) stock?
ChartMill assigns a valuation rating of 2 / 10 to UMH PROPERTIES INC (UMH). This can be considered as Overvalued.
Can you provide the profitability details for UMH PROPERTIES INC?
UMH PROPERTIES INC (UMH) has a profitability rating of 4 / 10.
What is the valuation of UMH PROPERTIES INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for UMH PROPERTIES INC (UMH) is 189.88 and the Price/Book (PB) ratio is 1.38.
Can you provide the expected EPS growth for UMH stock?
The Earnings per Share (EPS) of UMH PROPERTIES INC (UMH) is expected to grow by 332.62% in the next year.