5.94 USD
+0.15 (+2.59%)
Taking everything into account, UG scores 6 out of 10 in our fundamental rating. UG was compared to 36 industry peers in the Personal Care Products industry. UG has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. UG has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year UG was profitable.
UG had a positive operating cash flow in the past year.
Each year in the past 5 years UG has been profitable.
In the past 5 years UG always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of UG (16.09%) is better than 91.67% of its industry peers.
With an excellent Return On Equity value of 18.52%, UG belongs to the best of the industry, outperforming 88.89% of the companies in the same industry.
UG's Return On Invested Capital of 15.56% is amongst the best of the industry. UG outperforms 83.33% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for UG is significantly above the industry average of 12.46%.
The 3 year average ROIC (26.27%) for UG is well above the current ROIC(15.56%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.09% | ||
| ROE | 18.52% | ||
| ROIC | 15.56% |
ROA(3y)22.56%
ROA(5y)26.69%
ROE(3y)25.92%
ROE(5y)31.42%
ROIC(3y)26.27%
ROIC(5y)30.33%
1.3 Margins
With an excellent Profit Margin value of 19.48%, UG belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
UG's Profit Margin has declined in the last couple of years.
UG has a better Operating Margin (20.65%) than 100.00% of its industry peers.
In the last couple of years the Operating Margin of UG has declined.
The Gross Margin of UG (50.60%) is worse than 63.89% of its industry peers.
UG's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.65% | ||
| PM (TTM) | 19.48% | ||
| GM | 50.6% |
OM growth 3Y-9.73%
OM growth 5Y-5.49%
PM growth 3Y-7.26%
PM growth 5Y-5.28%
GM growth 3Y-3.34%
GM growth 5Y-1.9%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so UG is creating value.
UG has about the same amout of shares outstanding than it did 1 year ago.
UG has about the same amout of shares outstanding than it did 5 years ago.
There is no outstanding debt for UG. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
UG has an Altman-Z score of 13.74. This indicates that UG is financially healthy and has little risk of bankruptcy at the moment.
UG has a better Altman-Z score (13.74) than 100.00% of its industry peers.
There is no outstanding debt for UG. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 13.74 |
ROIC/WACC1.79
WACC8.7%
2.3 Liquidity
UG has a Current Ratio of 7.04. This indicates that UG is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 7.04, UG belongs to the top of the industry, outperforming 97.22% of the companies in the same industry.
UG has a Quick Ratio of 6.16. This indicates that UG is financially healthy and has no problem in meeting its short term obligations.
With an excellent Quick ratio value of 6.16, UG belongs to the best of the industry, outperforming 97.22% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 7.04 | ||
| Quick Ratio | 6.16 |
3. Growth
3.1 Past
The earnings per share for UG have decreased strongly by -43.76% in the last year.
Measured over the past years, UG shows a decrease in Earnings Per Share. The EPS has been decreasing by -7.41% on average per year.
The Revenue for UG has decreased by -18.29% in the past year. This is quite bad
The Revenue has been decreasing by -2.18% on average over the past years.
EPS 1Y (TTM)-43.76%
EPS 3Y-11.18%
EPS 5Y-7.41%
EPS Q2Q%-69%
Revenue 1Y (TTM)-18.29%
Revenue growth 3Y-4.37%
Revenue growth 5Y-2.18%
Sales Q2Q%-26.01%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 13.81, which indicates a correct valuation of UG.
Based on the Price/Earnings ratio, UG is valued cheaper than 83.33% of the companies in the same industry.
UG's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.81 | ||
| Fwd PE | N/A |
4.2 Price Multiples
86.11% of the companies in the same industry are more expensive than UG, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, UG is valued a bit cheaper than 75.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.54 | ||
| EV/EBITDA | 5.28 |
4.3 Compensation for Growth
UG has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
UG has a Yearly Dividend Yield of 8.80%, which is a nice return.
The stock price of UG dropped by -30.20% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
Compared to an average industry Dividend Yield of 7.12, UG pays a better dividend. On top of this UG pays more dividend than 91.67% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.32, UG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.8% |
5.2 History
The dividend of UG decreases each year by -11.42%.
UG has been paying a dividend for at least 10 years, so it has a reliable track record.
The dividend of UG decreased recently.
Dividend Growth(5Y)-11.42%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
UG pays out 141.17% of its income as dividend. This is not a sustainable payout ratio.
UG's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP141.17%
EPS Next 2YN/A
EPS Next 3YN/A
NASDAQ:UG (12/4/2025, 8:00:02 PM)
5.94
+0.15 (+2.59%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupHousehold & Personal Products
GICS IndustryPersonal Care Products
Earnings (Last)
Earnings (Next)
Inst Owners22.91%
Inst Owner Change1.24%
Ins Owners7.12%
Ins Owner Change0%
Market Cap27.26M
Revenue(TTM)10.06M
Net Income(TTM)1.96M
Analysts0
Price TargetN/A
Short Float %0.26%
Short Ratio0.77
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.8% |
Yearly Dividend0.6
Dividend Growth(5Y)-11.42%
DP141.17%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.81 | ||
| Fwd PE | N/A | ||
| P/S | 2.71 | ||
| P/FCF | 17.54 | ||
| P/OCF | 14.31 | ||
| P/B | 2.58 | ||
| P/tB | 2.58 | ||
| EV/EBITDA | 5.28 |
EPS(TTM)0.43
EY7.24%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.34
FCFY5.7%
OCF(TTM)0.42
OCFY6.99%
SpS2.19
BVpS2.31
TBVpS2.31
PEG (NY)N/A
PEG (5Y)N/A
Graham Number4.72
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.09% | ||
| ROE | 18.52% | ||
| ROCE | 19.64% | ||
| ROIC | 15.56% | ||
| ROICexc | 72.31% | ||
| ROICexgc | 72.31% | ||
| OM | 20.65% | ||
| PM (TTM) | 19.48% | ||
| GM | 50.6% | ||
| FCFM | 15.45% |
ROA(3y)22.56%
ROA(5y)26.69%
ROE(3y)25.92%
ROE(5y)31.42%
ROIC(3y)26.27%
ROIC(5y)30.33%
ROICexc(3y)110.02%
ROICexc(5y)142.74%
ROICexgc(3y)110.02%
ROICexgc(5y)142.74%
ROCE(3y)33.14%
ROCE(5y)38.26%
ROICexgc growth 3Y-23.49%
ROICexgc growth 5Y-3.37%
ROICexc growth 3Y-23.49%
ROICexc growth 5Y-3.37%
OM growth 3Y-9.73%
OM growth 5Y-5.49%
PM growth 3Y-7.26%
PM growth 5Y-5.28%
GM growth 3Y-3.34%
GM growth 5Y-1.9%
F-Score4
Asset Turnover0.83
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 338.83% | ||
| Cap/Sales | 3.5% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 87.34% | ||
| Profit Quality | 79.29% | ||
| Current Ratio | 7.04 | ||
| Quick Ratio | 6.16 | ||
| Altman-Z | 13.74 |
F-Score4
WACC8.7%
ROIC/WACC1.79
Cap/Depr(3y)221.84%
Cap/Depr(5y)153.81%
Cap/Sales(3y)1.9%
Cap/Sales(5y)1.39%
Profit Quality(3y)101.34%
Profit Quality(5y)104.6%
High Growth Momentum
Growth
EPS 1Y (TTM)-43.76%
EPS 3Y-11.18%
EPS 5Y-7.41%
EPS Q2Q%-69%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-18.29%
Revenue growth 3Y-4.37%
Revenue growth 5Y-2.18%
Sales Q2Q%-26.01%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-46.47%
EBIT growth 3Y-13.68%
EBIT growth 5Y-7.55%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-39.3%
FCF growth 3Y-16.39%
FCF growth 5Y-7.04%
OCF growth 1Y-28.09%
OCF growth 3Y-13.25%
OCF growth 5Y-5%
UNITED GUARDIAN INC / UG FAQ
What is the fundamental rating for UG stock?
ChartMill assigns a fundamental rating of 6 / 10 to UG.
Can you provide the valuation status for UNITED GUARDIAN INC?
ChartMill assigns a valuation rating of 4 / 10 to UNITED GUARDIAN INC (UG). This can be considered as Fairly Valued.
Can you provide the profitability details for UNITED GUARDIAN INC?
UNITED GUARDIAN INC (UG) has a profitability rating of 7 / 10.
What is the financial health of UNITED GUARDIAN INC (UG) stock?
The financial health rating of UNITED GUARDIAN INC (UG) is 10 / 10.