UNITED GUARDIAN INC (UG) Fundamental Analysis & Valuation

NASDAQ:UG • US9105711082

Current stock price

7.14 USD
-0.07 (-0.97%)
Last:

This UG fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. UG Profitability Analysis

1.1 Basic Checks

  • In the past year UG was profitable.
  • UG had a positive operating cash flow in the past year.
  • In the past 5 years UG has always been profitable.
  • In the past 5 years UG always reported a positive cash flow from operatings.
UG Yearly Net Income VS EBIT VS OCF VS FCFUG Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1M 2M 3M 4M 5M

1.2 Ratios

  • UG's Return On Assets of 16.06% is amongst the best of the industry. UG outperforms 94.59% of its industry peers.
  • The Return On Equity of UG (18.75%) is better than 81.08% of its industry peers.
  • UG has a Return On Invested Capital of 15.57%. This is amongst the best in the industry. UG outperforms 91.89% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for UG is significantly above the industry average of 10.52%.
  • The last Return On Invested Capital (15.57%) for UG is well below the 3 year average (19.97%), which needs to be investigated, but indicates that UG had better years and this may not be a problem.
Industry RankSector Rank
ROA 16.06%
ROE 18.75%
ROIC 15.57%
ROA(3y)19.87%
ROA(5y)24.37%
ROE(3y)22.92%
ROE(5y)28.79%
ROIC(3y)19.97%
ROIC(5y)28%
UG Yearly ROA, ROE, ROICUG Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40

1.3 Margins

  • With an excellent Profit Margin value of 19.97%, UG belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
  • In the last couple of years the Profit Margin of UG has declined.
  • UG has a Operating Margin of 21.27%. This is amongst the best in the industry. UG outperforms 100.00% of its industry peers.
  • In the last couple of years the Operating Margin of UG has declined.
  • The Gross Margin of UG (48.75%) is worse than 62.16% of its industry peers.
  • UG's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 21.27%
PM (TTM) 19.97%
GM 48.75%
OM growth 3Y-12.55%
OM growth 5Y-8.47%
PM growth 3Y-0.44%
PM growth 5Y-7.84%
GM growth 3Y-2.6%
GM growth 5Y-2.59%
UG Yearly Profit, Operating, Gross MarginsUG Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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9

2. UG Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so UG is creating value.
  • The number of shares outstanding for UG remains at a similar level compared to 1 year ago.
  • The number of shares outstanding for UG remains at a similar level compared to 5 years ago.
  • UG has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
UG Yearly Shares OutstandingUG Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1M 2M 3M 4M
UG Yearly Total Debt VS Total AssetsUG Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M

2.2 Solvency

  • UG has an Altman-Z score of 14.06. This indicates that UG is financially healthy and has little risk of bankruptcy at the moment.
  • UG's Altman-Z score of 14.06 is amongst the best of the industry. UG outperforms 100.00% of its industry peers.
  • There is no outstanding debt for UG. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 14.06
ROIC/WACC1.74
WACC8.95%
UG Yearly LT Debt VS Equity VS FCFUG Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M 8M 10M

2.3 Liquidity

  • UG has a Current Ratio of 7.31. This indicates that UG is financially healthy and has no problem in meeting its short term obligations.
  • UG has a Current ratio of 7.31. This is amongst the best in the industry. UG outperforms 100.00% of its industry peers.
  • A Quick Ratio of 6.41 indicates that UG has no problem at all paying its short term obligations.
  • The Quick ratio of UG (6.41) is better than 100.00% of its industry peers.
Industry RankSector Rank
Current Ratio 7.31
Quick Ratio 6.41
UG Yearly Current Assets VS Current LiabilitesUG Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M 8M 10M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. UG Growth Analysis

3.1 Past

  • The earnings per share for UG have decreased strongly by -35.22% in the last year.
  • UG shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -8.64% yearly.
  • UG shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -13.43%.
  • UG shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.82% yearly.
EPS 1Y (TTM)-35.22%
EPS 3Y-6.46%
EPS 5Y-8.64%
EPS Q2Q%29.01%
Revenue 1Y (TTM)-13.43%
Revenue growth 3Y-6.01%
Revenue growth 5Y-0.82%
Sales Q2Q%19.59%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
UG Yearly Revenue VS EstimatesUG Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M

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4

4. UG Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 15.52, UG is valued correctly.
  • Compared to the rest of the industry, the Price/Earnings ratio of UG indicates a somewhat cheap valuation: UG is cheaper than 72.97% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 27.42, UG is valued a bit cheaper.
Industry RankSector Rank
PE 15.52
Fwd PE N/A
UG Price Earnings VS Forward Price EarningsUG Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, UG is valued cheaper than 86.49% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, UG is valued a bit cheaper than 75.68% of the companies in the same industry.
Industry RankSector Rank
P/FCF 17.18
EV/EBITDA 7.31
UG Per share dataUG EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0.5 1 1.5 2

4.3 Compensation for Growth

  • UG has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. UG Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 7.35%, UG is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 1.71, UG pays a better dividend. On top of this UG pays more dividend than 91.89% of the companies listed in the same industry.
  • UG's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 7.35%

5.2 History

  • The dividend of UG decreases each year by -5.04%.
  • UG has been paying a dividend for at least 10 years, so it has a reliable track record.
  • The dividend of UG decreased in the last 3 years.
Dividend Growth(5Y)-5.04%
Div Incr Years0
Div Non Decr Years2
UG Yearly Dividends per shareUG Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 131.39% of the earnings are spent on dividend by UG. This is not a sustainable payout ratio.
  • The Dividend Rate of UG has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP131.39%
EPS Next 2YN/A
EPS Next 3YN/A
UG Yearly Income VS Free CF VS DividendUG Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M
UG Dividend Payout.UG Dividend Payout, showing the Payout Ratio.UG Dividend Payout.PayoutRetained Earnings

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UG Fundamentals: All Metrics, Ratios and Statistics

UNITED GUARDIAN INC

NASDAQ:UG (4/27/2026, 2:27:49 PM)

7.14

-0.07 (-0.97%)

Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupHousehold & Personal Products
GICS IndustryPersonal Care Products
Earnings (Last)03-27
Earnings (Next)05-07
Inst Owners21.58%
Inst Owner Change0%
Ins Owners7.12%
Ins Owner Change0%
Market Cap32.77M
Revenue(TTM)10.55M
Net Income(TTM)2.11M
Analysts0
Price TargetN/A
Short Float %0.44%
Short Ratio1.79
Dividend
Industry RankSector Rank
Dividend Yield 7.35%
Yearly Dividend0.6
Dividend Growth(5Y)-5.04%
DP131.39%
Div Incr Years0
Div Non Decr Years2
Ex-Date02-09
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 15.52
Fwd PE N/A
P/S 3.11
P/FCF 17.18
P/OCF 16.66
P/B 2.92
P/tB 2.92
EV/EBITDA 7.31
EPS(TTM)0.46
EY6.44%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.42
FCFY5.82%
OCF(TTM)0.43
OCFY6%
SpS2.3
BVpS2.45
TBVpS2.45
PEG (NY)N/A
PEG (5Y)N/A
Graham Number5.0326 (-29.52%)
Profitability
Industry RankSector Rank
ROA 16.06%
ROE 18.75%
ROCE 19.61%
ROIC 15.57%
ROICexc 62.16%
ROICexgc 62.16%
OM 21.27%
PM (TTM) 19.97%
GM 48.75%
FCFM 18.09%
ROA(3y)19.87%
ROA(5y)24.37%
ROE(3y)22.92%
ROE(5y)28.79%
ROIC(3y)19.97%
ROIC(5y)28%
ROICexc(3y)92.6%
ROICexc(5y)130.6%
ROICexgc(3y)92.6%
ROICexgc(5y)130.6%
ROCE(3y)25.15%
ROCE(5y)35.26%
ROICexgc growth 3Y-18.53%
ROICexgc growth 5Y-12.91%
ROICexc growth 3Y-18.53%
ROICexc growth 5Y-12.91%
OM growth 3Y-12.55%
OM growth 5Y-8.47%
PM growth 3Y-0.44%
PM growth 5Y-7.84%
GM growth 3Y-2.6%
GM growth 5Y-2.59%
F-Score4
Asset Turnover0.8
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 54.53%
Cap/Sales 0.56%
Interest Coverage 250
Cash Conversion 83.64%
Profit Quality 90.6%
Current Ratio 7.31
Quick Ratio 6.41
Altman-Z 14.06
F-Score4
WACC8.95%
ROIC/WACC1.74
Cap/Depr(3y)220.97%
Cap/Depr(5y)160.01%
Cap/Sales(3y)1.88%
Cap/Sales(5y)1.43%
Profit Quality(3y)99.77%
Profit Quality(5y)101.2%
High Growth Momentum
Growth
EPS 1Y (TTM)-35.22%
EPS 3Y-6.46%
EPS 5Y-8.64%
EPS Q2Q%29.01%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-13.43%
Revenue growth 3Y-6.01%
Revenue growth 5Y-0.82%
Sales Q2Q%19.59%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-38.48%
EBIT growth 3Y-17.81%
EBIT growth 5Y-9.23%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-37.1%
FCF growth 3Y-8%
FCF growth 5Y-11.68%
OCF growth 1Y-43.26%
OCF growth 3Y-8.05%
OCF growth 5Y-11.34%

UNITED GUARDIAN INC / UG Fundamental Analysis FAQ

What is the fundamental rating for UG stock?

ChartMill assigns a fundamental rating of 6 / 10 to UG.


What is the valuation status of UNITED GUARDIAN INC (UG) stock?

ChartMill assigns a valuation rating of 4 / 10 to UNITED GUARDIAN INC (UG). This can be considered as Fairly Valued.


What is the profitability of UG stock?

UNITED GUARDIAN INC (UG) has a profitability rating of 7 / 10.


Can you provide the PE and PB ratios for UG stock?

The Price/Earnings (PE) ratio for UNITED GUARDIAN INC (UG) is 15.52 and the Price/Book (PB) ratio is 2.92.