7.15 USD
0 (0%)
Last: Feb 6, 2026, 08:09 PM
Taking everything into account, UG scores 6 out of 10 in our fundamental rating. UG was compared to 36 industry peers in the Personal Care Products industry. UG has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. UG is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year UG was profitable.
- In the past year UG had a positive cash flow from operations.
- UG had positive earnings in each of the past 5 years.
- Each year in the past 5 years UG had a positive operating cash flow.
1.2 Ratios
- UG has a Return On Assets of 16.09%. This is amongst the best in the industry. UG outperforms 94.59% of its industry peers.
- UG has a Return On Equity of 18.52%. This is amongst the best in the industry. UG outperforms 86.49% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 15.56%, UG belongs to the top of the industry, outperforming 83.78% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for UG is significantly above the industry average of 11.85%.
- The last Return On Invested Capital (15.56%) for UG is well below the 3 year average (26.27%), which needs to be investigated, but indicates that UG had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.09% | ||
| ROE | 18.52% | ||
| ROIC | 15.56% |
ROA(3y)22.56%
ROA(5y)26.69%
ROE(3y)25.92%
ROE(5y)31.42%
ROIC(3y)26.27%
ROIC(5y)30.33%
1.3 Margins
- With an excellent Profit Margin value of 19.48%, UG belongs to the best of the industry, outperforming 97.30% of the companies in the same industry.
- UG's Profit Margin has declined in the last couple of years.
- With an excellent Operating Margin value of 20.65%, UG belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
- In the last couple of years the Operating Margin of UG has declined.
- UG's Gross Margin of 50.60% is in line compared to the rest of the industry. UG outperforms 40.54% of its industry peers.
- UG's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.65% | ||
| PM (TTM) | 19.48% | ||
| GM | 50.6% |
OM growth 3Y-9.73%
OM growth 5Y-5.49%
PM growth 3Y-7.26%
PM growth 5Y-5.28%
GM growth 3Y-3.34%
GM growth 5Y-1.9%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), UG is creating value.
- Compared to 1 year ago, UG has about the same amount of shares outstanding.
- The number of shares outstanding for UG remains at a similar level compared to 5 years ago.
- There is no outstanding debt for UG. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
- An Altman-Z score of 15.83 indicates that UG is not in any danger for bankruptcy at the moment.
- UG's Altman-Z score of 15.83 is amongst the best of the industry. UG outperforms 97.30% of its industry peers.
- There is no outstanding debt for UG. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 15.83 |
ROIC/WACC1.76
WACC8.86%
2.3 Liquidity
- A Current Ratio of 7.04 indicates that UG has no problem at all paying its short term obligations.
- With an excellent Current ratio value of 7.04, UG belongs to the best of the industry, outperforming 94.59% of the companies in the same industry.
- A Quick Ratio of 6.16 indicates that UG has no problem at all paying its short term obligations.
- With an excellent Quick ratio value of 6.16, UG belongs to the best of the industry, outperforming 94.59% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 7.04 | ||
| Quick Ratio | 6.16 |
3. Growth
3.1 Past
- UG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -43.76%.
- Measured over the past years, UG shows a decrease in Earnings Per Share. The EPS has been decreasing by -7.41% on average per year.
- UG shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -18.29%.
- UG shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -2.18% yearly.
EPS 1Y (TTM)-43.76%
EPS 3Y-11.18%
EPS 5Y-7.41%
EPS Q2Q%-69%
Revenue 1Y (TTM)-18.29%
Revenue growth 3Y-4.37%
Revenue growth 5Y-2.18%
Sales Q2Q%-26.01%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 16.63 indicates a correct valuation of UG.
- UG's Price/Earnings ratio is a bit cheaper when compared to the industry. UG is cheaper than 75.68% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.93, UG is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.63 | ||
| Fwd PE | N/A |
4.2 Price Multiples
- 75.68% of the companies in the same industry are more expensive than UG, based on the Enterprise Value to EBITDA ratio.
- Based on the Price/Free Cash Flow ratio, UG is valued a bit cheaper than 67.57% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 21.12 | ||
| EV/EBITDA | 7.82 |
4.3 Compensation for Growth
- UG has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 6.99%, UG is a good candidate for dividend investing.
- UG's Dividend Yield is rather good when compared to the industry average which is at 1.62. UG pays more dividend than 91.89% of the companies in the same industry.
- UG's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.99% |
5.2 History
- The dividend of UG decreases each year by -11.42%.
- UG has paid a dividend for at least 10 years, which is a reliable track record.
- UG has decreased its dividend recently.
Dividend Growth(5Y)-11.42%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- UG pays out 141.17% of its income as dividend. This is not a sustainable payout ratio.
- UG's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP141.17%
EPS Next 2YN/A
EPS Next 3YN/A
NASDAQ:UG (2/6/2026, 8:09:44 PM)
7.15
0 (0%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupHousehold & Personal Products
GICS IndustryPersonal Care Products
Earnings (Last)11-05 2025-11-05
Earnings (Next)03-19 2026-03-19
Inst Owners22.78%
Inst Owner Change-1.48%
Ins Owners7.12%
Ins Owner Change0%
Market Cap32.82M
Revenue(TTM)10.06M
Net Income(TTM)1.96M
Analysts0
Price TargetN/A
Short Float %0.23%
Short Ratio0.56
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.99% |
Yearly Dividend0.6
Dividend Growth(5Y)-11.42%
DP141.17%
Div Incr Years1
Div Non Decr Years1
Ex-Date02-09 2026-02-09 (0.25)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.63 | ||
| Fwd PE | N/A | ||
| P/S | 3.26 | ||
| P/FCF | 21.12 | ||
| P/OCF | 17.22 | ||
| P/B | 3.1 | ||
| P/tB | 3.1 | ||
| EV/EBITDA | 7.82 |
EPS(TTM)0.43
EY6.01%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.34
FCFY4.74%
OCF(TTM)0.42
OCFY5.81%
SpS2.19
BVpS2.31
TBVpS2.31
PEG (NY)N/A
PEG (5Y)N/A
Graham Number4.72
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.09% | ||
| ROE | 18.52% | ||
| ROCE | 19.64% | ||
| ROIC | 15.56% | ||
| ROICexc | 72.31% | ||
| ROICexgc | 72.31% | ||
| OM | 20.65% | ||
| PM (TTM) | 19.48% | ||
| GM | 50.6% | ||
| FCFM | 15.45% |
ROA(3y)22.56%
ROA(5y)26.69%
ROE(3y)25.92%
ROE(5y)31.42%
ROIC(3y)26.27%
ROIC(5y)30.33%
ROICexc(3y)110.02%
ROICexc(5y)142.74%
ROICexgc(3y)110.02%
ROICexgc(5y)142.74%
ROCE(3y)33.14%
ROCE(5y)38.26%
ROICexgc growth 3Y-23.49%
ROICexgc growth 5Y-3.37%
ROICexc growth 3Y-23.49%
ROICexc growth 5Y-3.37%
OM growth 3Y-9.73%
OM growth 5Y-5.49%
PM growth 3Y-7.26%
PM growth 5Y-5.28%
GM growth 3Y-3.34%
GM growth 5Y-1.9%
F-Score4
Asset Turnover0.83
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 338.83% | ||
| Cap/Sales | 3.5% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 87.34% | ||
| Profit Quality | 79.29% | ||
| Current Ratio | 7.04 | ||
| Quick Ratio | 6.16 | ||
| Altman-Z | 15.83 |
F-Score4
WACC8.86%
ROIC/WACC1.76
Cap/Depr(3y)221.84%
Cap/Depr(5y)153.81%
Cap/Sales(3y)1.9%
Cap/Sales(5y)1.39%
Profit Quality(3y)101.34%
Profit Quality(5y)104.6%
High Growth Momentum
Growth
EPS 1Y (TTM)-43.76%
EPS 3Y-11.18%
EPS 5Y-7.41%
EPS Q2Q%-69%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-18.29%
Revenue growth 3Y-4.37%
Revenue growth 5Y-2.18%
Sales Q2Q%-26.01%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-46.47%
EBIT growth 3Y-13.68%
EBIT growth 5Y-7.55%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-39.3%
FCF growth 3Y-16.39%
FCF growth 5Y-7.04%
OCF growth 1Y-28.09%
OCF growth 3Y-13.25%
OCF growth 5Y-5%
UNITED GUARDIAN INC / UG FAQ
What is the fundamental rating for UG stock?
ChartMill assigns a fundamental rating of 6 / 10 to UG.
What is the valuation status of UNITED GUARDIAN INC (UG) stock?
ChartMill assigns a valuation rating of 4 / 10 to UNITED GUARDIAN INC (UG). This can be considered as Fairly Valued.
Can you provide the profitability details for UNITED GUARDIAN INC?
UNITED GUARDIAN INC (UG) has a profitability rating of 8 / 10.
How financially healthy is UNITED GUARDIAN INC?
The financial health rating of UNITED GUARDIAN INC (UG) is 9 / 10.