UNITED GUARDIAN INC (UG) Fundamental Analysis & Valuation

NASDAQ:UG • US9105711082

Current stock price

7.295 USD
+0.17 (+2.31%)
Last:

This UG fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. UG Profitability Analysis

1.1 Basic Checks

  • In the past year UG was profitable.
  • UG had a positive operating cash flow in the past year.
  • In the past 5 years UG has always been profitable.
  • In the past 5 years UG always reported a positive cash flow from operatings.
UG Yearly Net Income VS EBIT VS OCF VS FCFUG Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1M 2M 3M 4M 5M

1.2 Ratios

  • The Return On Assets of UG (16.06%) is better than 94.59% of its industry peers.
  • The Return On Equity of UG (18.75%) is better than 81.08% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 15.57%, UG belongs to the top of the industry, outperforming 91.89% of the companies in the same industry.
  • UG had an Average Return On Invested Capital over the past 3 years of 19.97%. This is significantly above the industry average of 10.52%.
  • The 3 year average ROIC (19.97%) for UG is well above the current ROIC(15.57%). The reason for the recent decline needs to be investigated.
Industry RankSector Rank
ROA 16.06%
ROE 18.75%
ROIC 15.57%
ROA(3y)19.87%
ROA(5y)24.37%
ROE(3y)22.92%
ROE(5y)28.79%
ROIC(3y)19.97%
ROIC(5y)28%
UG Yearly ROA, ROE, ROICUG Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40

1.3 Margins

  • UG's Profit Margin of 19.97% is amongst the best of the industry. UG outperforms 100.00% of its industry peers.
  • UG's Profit Margin has declined in the last couple of years.
  • Looking at the Operating Margin, with a value of 21.27%, UG belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
  • In the last couple of years the Operating Margin of UG has declined.
  • With a Gross Margin value of 48.75%, UG is not doing good in the industry: 62.16% of the companies in the same industry are doing better.
  • UG's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 21.27%
PM (TTM) 19.97%
GM 48.75%
OM growth 3Y-12.55%
OM growth 5Y-8.47%
PM growth 3Y-0.44%
PM growth 5Y-7.84%
GM growth 3Y-2.6%
GM growth 5Y-2.59%
UG Yearly Profit, Operating, Gross MarginsUG Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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9

2. UG Health Analysis

2.1 Basic Checks

  • UG has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
  • UG has about the same amout of shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, UG has about the same amount of shares outstanding.
  • UG has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
UG Yearly Shares OutstandingUG Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1M 2M 3M 4M
UG Yearly Total Debt VS Total AssetsUG Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M

2.2 Solvency

  • An Altman-Z score of 14.19 indicates that UG is not in any danger for bankruptcy at the moment.
  • The Altman-Z score of UG (14.19) is better than 100.00% of its industry peers.
  • UG has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 14.19
ROIC/WACC1.72
WACC9.03%
UG Yearly LT Debt VS Equity VS FCFUG Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M 8M 10M

2.3 Liquidity

  • A Current Ratio of 7.31 indicates that UG has no problem at all paying its short term obligations.
  • The Current ratio of UG (7.31) is better than 100.00% of its industry peers.
  • A Quick Ratio of 6.41 indicates that UG has no problem at all paying its short term obligations.
  • UG has a Quick ratio of 6.41. This is amongst the best in the industry. UG outperforms 100.00% of its industry peers.
Industry RankSector Rank
Current Ratio 7.31
Quick Ratio 6.41
UG Yearly Current Assets VS Current LiabilitesUG Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M 8M 10M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. UG Growth Analysis

3.1 Past

  • The earnings per share for UG have decreased strongly by -35.22% in the last year.
  • The Earnings Per Share has been decreasing by -8.64% on average over the past years.
  • UG shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -13.43%.
  • UG shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.82% yearly.
EPS 1Y (TTM)-35.22%
EPS 3Y-6.46%
EPS 5Y-8.64%
EPS Q2Q%29.01%
Revenue 1Y (TTM)-13.43%
Revenue growth 3Y-6.01%
Revenue growth 5Y-0.82%
Sales Q2Q%19.59%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
UG Yearly Revenue VS EstimatesUG Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M

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4

4. UG Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 15.86, which indicates a correct valuation of UG.
  • Based on the Price/Earnings ratio, UG is valued a bit cheaper than 72.97% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of UG to the average of the S&P500 Index (26.51), we can say UG is valued slightly cheaper.
Industry RankSector Rank
PE 15.86
Fwd PE N/A
UG Price Earnings VS Forward Price EarningsUG Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, UG is valued cheaply inside the industry as 86.49% of the companies are valued more expensively.
  • Based on the Price/Free Cash Flow ratio, UG is valued a bit cheaper than 72.97% of the companies in the same industry.
Industry RankSector Rank
P/FCF 17.55
EV/EBITDA 7.48
UG Per share dataUG EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0.5 1 1.5 2

4.3 Compensation for Growth

  • UG has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. UG Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 7.01%, UG is a good candidate for dividend investing.
  • UG's Dividend Yield is rather good when compared to the industry average which is at 1.68. UG pays more dividend than 91.89% of the companies in the same industry.
  • UG's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 7.01%

5.2 History

  • The dividend of UG decreases each year by -5.04%.
  • UG has paid a dividend for at least 10 years, which is a reliable track record.
  • The dividend of UG decreased in the last 3 years.
Dividend Growth(5Y)-5.04%
Div Incr Years0
Div Non Decr Years2
UG Yearly Dividends per shareUG Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 131.39% of the earnings are spent on dividend by UG. This is not a sustainable payout ratio.
  • UG's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP131.39%
EPS Next 2YN/A
EPS Next 3YN/A
UG Yearly Income VS Free CF VS DividendUG Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M
UG Dividend Payout.UG Dividend Payout, showing the Payout Ratio.UG Dividend Payout.PayoutRetained Earnings

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UG Fundamentals: All Metrics, Ratios and Statistics

UNITED GUARDIAN INC

NASDAQ:UG (5/1/2026, 8:00:43 PM)

7.295

+0.17 (+2.31%)

Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupHousehold & Personal Products
GICS IndustryPersonal Care Products
Industry Strength3.11
Industry Growth33.54
Earnings (Last)03-27
Earnings (Next)05-07
Inst Owners21.58%
Inst Owner Change0%
Ins Owners7.12%
Ins Owner Change0%
Market Cap33.48M
Revenue(TTM)10.55M
Net Income(TTM)2.11M
Analysts0
Price TargetN/A
Short Float %0.43%
Short Ratio3.06
Dividend
Industry RankSector Rank
Dividend Yield 7.01%
Yearly Dividend0.6
Dividend Growth(5Y)-5.04%
DP131.39%
Div Incr Years0
Div Non Decr Years2
Ex-Date02-09
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 15.86
Fwd PE N/A
P/S 3.18
P/FCF 17.55
P/OCF 17.02
P/B 2.98
P/tB 2.98
EV/EBITDA 7.48
EPS(TTM)0.46
EY6.31%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.42
FCFY5.7%
OCF(TTM)0.43
OCFY5.87%
SpS2.3
BVpS2.45
TBVpS2.45
PEG (NY)N/A
PEG (5Y)N/A
Graham Number5.0326 (-31.01%)
Profitability
Industry RankSector Rank
ROA 16.06%
ROE 18.75%
ROCE 19.61%
ROIC 15.57%
ROICexc 62.16%
ROICexgc 62.16%
OM 21.27%
PM (TTM) 19.97%
GM 48.75%
FCFM 18.09%
ROA(3y)19.87%
ROA(5y)24.37%
ROE(3y)22.92%
ROE(5y)28.79%
ROIC(3y)19.97%
ROIC(5y)28%
ROICexc(3y)92.6%
ROICexc(5y)130.6%
ROICexgc(3y)92.6%
ROICexgc(5y)130.6%
ROCE(3y)25.15%
ROCE(5y)35.26%
ROICexgc growth 3Y-18.53%
ROICexgc growth 5Y-12.91%
ROICexc growth 3Y-18.53%
ROICexc growth 5Y-12.91%
OM growth 3Y-12.55%
OM growth 5Y-8.47%
PM growth 3Y-0.44%
PM growth 5Y-7.84%
GM growth 3Y-2.6%
GM growth 5Y-2.59%
F-Score4
Asset Turnover0.8
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 54.53%
Cap/Sales 0.56%
Interest Coverage 250
Cash Conversion 83.64%
Profit Quality 90.6%
Current Ratio 7.31
Quick Ratio 6.41
Altman-Z 14.19
F-Score4
WACC9.03%
ROIC/WACC1.72
Cap/Depr(3y)220.97%
Cap/Depr(5y)160.01%
Cap/Sales(3y)1.88%
Cap/Sales(5y)1.43%
Profit Quality(3y)99.77%
Profit Quality(5y)101.2%
High Growth Momentum
Growth
EPS 1Y (TTM)-35.22%
EPS 3Y-6.46%
EPS 5Y-8.64%
EPS Q2Q%29.01%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-13.43%
Revenue growth 3Y-6.01%
Revenue growth 5Y-0.82%
Sales Q2Q%19.59%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-38.48%
EBIT growth 3Y-17.81%
EBIT growth 5Y-9.23%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-37.1%
FCF growth 3Y-8%
FCF growth 5Y-11.68%
OCF growth 1Y-43.26%
OCF growth 3Y-8.05%
OCF growth 5Y-11.34%

UNITED GUARDIAN INC / UG Fundamental Analysis FAQ

What is the fundamental rating for UG stock?

ChartMill assigns a fundamental rating of 6 / 10 to UG.


What is the valuation status of UNITED GUARDIAN INC (UG) stock?

ChartMill assigns a valuation rating of 4 / 10 to UNITED GUARDIAN INC (UG). This can be considered as Fairly Valued.


What is the profitability of UG stock?

UNITED GUARDIAN INC (UG) has a profitability rating of 7 / 10.


Can you provide the PE and PB ratios for UG stock?

The Price/Earnings (PE) ratio for UNITED GUARDIAN INC (UG) is 15.86 and the Price/Book (PB) ratio is 2.98.