5.79 USD
+0.11 (+1.94%)
We assign a fundamental rating of 6 out of 10 to UG. UG was compared to 35 industry peers in the Personal Care Products industry. UG scores excellent points on both the profitability and health parts. This is a solid base for a good stock. UG has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year UG was profitable.
UG had a positive operating cash flow in the past year.
UG had positive earnings in each of the past 5 years.
In the past 5 years UG always reported a positive cash flow from operatings.
1.2 Ratios
UG has a Return On Assets of 16.09%. This is amongst the best in the industry. UG outperforms 91.43% of its industry peers.
With an excellent Return On Equity value of 18.52%, UG belongs to the best of the industry, outperforming 88.57% of the companies in the same industry.
The Return On Invested Capital of UG (15.56%) is better than 82.86% of its industry peers.
The Average Return On Invested Capital over the past 3 years for UG is significantly above the industry average of 12.46%.
The last Return On Invested Capital (15.56%) for UG is well below the 3 year average (26.27%), which needs to be investigated, but indicates that UG had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.09% | ||
| ROE | 18.52% | ||
| ROIC | 15.56% |
ROA(3y)22.56%
ROA(5y)26.69%
ROE(3y)25.92%
ROE(5y)31.42%
ROIC(3y)26.27%
ROIC(5y)30.33%
1.3 Margins
UG has a better Profit Margin (19.48%) than 100.00% of its industry peers.
In the last couple of years the Profit Margin of UG has declined.
With an excellent Operating Margin value of 20.65%, UG belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
UG's Operating Margin has declined in the last couple of years.
UG's Gross Margin of 50.60% is on the low side compared to the rest of the industry. UG is outperformed by 65.71% of its industry peers.
In the last couple of years the Gross Margin of UG has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.65% | ||
| PM (TTM) | 19.48% | ||
| GM | 50.6% |
OM growth 3Y-9.73%
OM growth 5Y-5.49%
PM growth 3Y-7.26%
PM growth 5Y-5.28%
GM growth 3Y-3.34%
GM growth 5Y-1.9%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so UG is creating value.
UG has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, UG has about the same amount of shares outstanding.
There is no outstanding debt for UG. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
An Altman-Z score of 13.29 indicates that UG is not in any danger for bankruptcy at the moment.
UG has a Altman-Z score of 13.29. This is amongst the best in the industry. UG outperforms 100.00% of its industry peers.
UG has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 13.29 |
ROIC/WACC1.8
WACC8.64%
2.3 Liquidity
UG has a Current Ratio of 7.04. This indicates that UG is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of UG (7.04) is better than 97.14% of its industry peers.
UG has a Quick Ratio of 6.16. This indicates that UG is financially healthy and has no problem in meeting its short term obligations.
With an excellent Quick ratio value of 6.16, UG belongs to the best of the industry, outperforming 97.14% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 7.04 | ||
| Quick Ratio | 6.16 |
3. Growth
3.1 Past
The earnings per share for UG have decreased strongly by -43.76% in the last year.
Measured over the past years, UG shows a decrease in Earnings Per Share. The EPS has been decreasing by -7.41% on average per year.
The Revenue for UG has decreased by -18.29% in the past year. This is quite bad
UG shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -2.18% yearly.
EPS 1Y (TTM)-43.76%
EPS 3Y-11.18%
EPS 5Y-7.41%
EPS Q2Q%-69%
Revenue 1Y (TTM)-18.29%
Revenue growth 3Y-4.37%
Revenue growth 5Y-2.18%
Sales Q2Q%-26.01%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 13.47 indicates a correct valuation of UG.
Compared to the rest of the industry, the Price/Earnings ratio of UG indicates a rather cheap valuation: UG is cheaper than 82.86% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 26.31. UG is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.47 | ||
| Fwd PE | N/A |
4.2 Price Multiples
UG's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. UG is cheaper than 88.57% of the companies in the same industry.
74.29% of the companies in the same industry are more expensive than UG, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.1 | ||
| EV/EBITDA | 4.73 |
4.3 Compensation for Growth
UG has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
UG has a Yearly Dividend Yield of 8.62%, which is a nice return.
The stock price of UG dropped by -31.15% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
Compared to an average industry Dividend Yield of 7.49, UG pays a better dividend. On top of this UG pays more dividend than 91.43% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.40, UG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.62% |
5.2 History
The dividend of UG decreases each year by -11.42%.
UG has been paying a dividend for at least 10 years, so it has a reliable track record.
The dividend of UG decreased recently.
Dividend Growth(5Y)-11.42%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
141.17% of the earnings are spent on dividend by UG. This is not a sustainable payout ratio.
The Dividend Rate of UG has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP141.17%
EPS Next 2YN/A
EPS Next 3YN/A
NASDAQ:UG (11/28/2025, 8:04:27 PM)
5.79
+0.11 (+1.94%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupHousehold & Personal Products
GICS IndustryPersonal Care Products
Earnings (Last)
Earnings (Next)
Inst Owners22.91%
Inst Owner Change1.24%
Ins Owners7.12%
Ins Owner Change0%
Market Cap26.58M
Revenue(TTM)10.06M
Net Income(TTM)1.96M
Analysts0
Price TargetN/A
Short Float %0.22%
Short Ratio0.87
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.62% |
Yearly Dividend0.6
Dividend Growth(5Y)-11.42%
DP141.17%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.47 | ||
| Fwd PE | N/A | ||
| P/S | 2.64 | ||
| P/FCF | 17.1 | ||
| P/OCF | 13.95 | ||
| P/B | 2.51 | ||
| P/tB | 2.51 | ||
| EV/EBITDA | 4.73 |
EPS(TTM)0.43
EY7.43%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.34
FCFY5.85%
OCF(TTM)0.42
OCFY7.17%
SpS2.19
BVpS2.31
TBVpS2.31
PEG (NY)N/A
PEG (5Y)N/A
Graham Number4.72
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.09% | ||
| ROE | 18.52% | ||
| ROCE | 19.64% | ||
| ROIC | 15.56% | ||
| ROICexc | 72.31% | ||
| ROICexgc | 72.31% | ||
| OM | 20.65% | ||
| PM (TTM) | 19.48% | ||
| GM | 50.6% | ||
| FCFM | 15.45% |
ROA(3y)22.56%
ROA(5y)26.69%
ROE(3y)25.92%
ROE(5y)31.42%
ROIC(3y)26.27%
ROIC(5y)30.33%
ROICexc(3y)110.02%
ROICexc(5y)142.74%
ROICexgc(3y)110.02%
ROICexgc(5y)142.74%
ROCE(3y)33.14%
ROCE(5y)38.26%
ROICexgc growth 3Y-23.49%
ROICexgc growth 5Y-3.37%
ROICexc growth 3Y-23.49%
ROICexc growth 5Y-3.37%
OM growth 3Y-9.73%
OM growth 5Y-5.49%
PM growth 3Y-7.26%
PM growth 5Y-5.28%
GM growth 3Y-3.34%
GM growth 5Y-1.9%
F-Score4
Asset Turnover0.83
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 338.83% | ||
| Cap/Sales | 3.5% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 87.34% | ||
| Profit Quality | 79.29% | ||
| Current Ratio | 7.04 | ||
| Quick Ratio | 6.16 | ||
| Altman-Z | 13.29 |
F-Score4
WACC8.64%
ROIC/WACC1.8
Cap/Depr(3y)221.84%
Cap/Depr(5y)153.81%
Cap/Sales(3y)1.9%
Cap/Sales(5y)1.39%
Profit Quality(3y)101.34%
Profit Quality(5y)104.6%
High Growth Momentum
Growth
EPS 1Y (TTM)-43.76%
EPS 3Y-11.18%
EPS 5Y-7.41%
EPS Q2Q%-69%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-18.29%
Revenue growth 3Y-4.37%
Revenue growth 5Y-2.18%
Sales Q2Q%-26.01%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-46.47%
EBIT growth 3Y-13.68%
EBIT growth 5Y-7.55%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-39.3%
FCF growth 3Y-16.39%
FCF growth 5Y-7.04%
OCF growth 1Y-28.09%
OCF growth 3Y-13.25%
OCF growth 5Y-5%
UNITED GUARDIAN INC / UG FAQ
What is the fundamental rating for UG stock?
ChartMill assigns a fundamental rating of 6 / 10 to UG.
Can you provide the valuation status for UNITED GUARDIAN INC?
ChartMill assigns a valuation rating of 4 / 10 to UNITED GUARDIAN INC (UG). This can be considered as Fairly Valued.
Can you provide the profitability details for UNITED GUARDIAN INC?
UNITED GUARDIAN INC (UG) has a profitability rating of 7 / 10.
What is the financial health of UNITED GUARDIAN INC (UG) stock?
The financial health rating of UNITED GUARDIAN INC (UG) is 10 / 10.