6.64 USD
+0.01 (+0.15%)
We assign a fundamental rating of 6 out of 10 to UG. UG was compared to 36 industry peers in the Personal Care Products industry. UG scores excellent points on both the profitability and health parts. This is a solid base for a good stock. UG has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year UG was profitable.
- In the past year UG had a positive cash flow from operations.
- UG had positive earnings in each of the past 5 years.
- Each year in the past 5 years UG had a positive operating cash flow.
1.2 Ratios
- UG's Return On Assets of 16.09% is amongst the best of the industry. UG outperforms 94.44% of its industry peers.
- UG's Return On Equity of 18.52% is amongst the best of the industry. UG outperforms 86.11% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 15.56%, UG belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for UG is significantly above the industry average of 11.85%.
- The 3 year average ROIC (26.27%) for UG is well above the current ROIC(15.56%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.09% | ||
| ROE | 18.52% | ||
| ROIC | 15.56% |
ROA(3y)22.56%
ROA(5y)26.69%
ROE(3y)25.92%
ROE(5y)31.42%
ROIC(3y)26.27%
ROIC(5y)30.33%
1.3 Margins
- Looking at the Profit Margin, with a value of 19.48%, UG belongs to the top of the industry, outperforming 97.22% of the companies in the same industry.
- UG's Profit Margin has declined in the last couple of years.
- UG's Operating Margin of 20.65% is amongst the best of the industry. UG outperforms 100.00% of its industry peers.
- UG's Operating Margin has declined in the last couple of years.
- The Gross Margin of UG (50.60%) is worse than 61.11% of its industry peers.
- In the last couple of years the Gross Margin of UG has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.65% | ||
| PM (TTM) | 19.48% | ||
| GM | 50.6% |
OM growth 3Y-9.73%
OM growth 5Y-5.49%
PM growth 3Y-7.26%
PM growth 5Y-5.28%
GM growth 3Y-3.34%
GM growth 5Y-1.9%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so UG is creating value.
- Compared to 1 year ago, UG has about the same amount of shares outstanding.
- The number of shares outstanding for UG remains at a similar level compared to 5 years ago.
- There is no outstanding debt for UG. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
- An Altman-Z score of 14.93 indicates that UG is not in any danger for bankruptcy at the moment.
- With an excellent Altman-Z score value of 14.93, UG belongs to the best of the industry, outperforming 97.22% of the companies in the same industry.
- UG has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 14.93 |
ROIC/WACC1.76
WACC8.86%
2.3 Liquidity
- A Current Ratio of 7.04 indicates that UG has no problem at all paying its short term obligations.
- The Current ratio of UG (7.04) is better than 94.44% of its industry peers.
- A Quick Ratio of 6.16 indicates that UG has no problem at all paying its short term obligations.
- UG's Quick ratio of 6.16 is amongst the best of the industry. UG outperforms 94.44% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 7.04 | ||
| Quick Ratio | 6.16 |
3. Growth
3.1 Past
- UG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -43.76%.
- UG shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -7.41% yearly.
- Looking at the last year, UG shows a very negative growth in Revenue. The Revenue has decreased by -18.29% in the last year.
- Measured over the past years, UG shows a decrease in Revenue. The Revenue has been decreasing by -2.18% on average per year.
EPS 1Y (TTM)-43.76%
EPS 3Y-11.18%
EPS 5Y-7.41%
EPS Q2Q%-69%
Revenue 1Y (TTM)-18.29%
Revenue growth 3Y-4.37%
Revenue growth 5Y-2.18%
Sales Q2Q%-26.01%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- UG is valuated correctly with a Price/Earnings ratio of 15.44.
- UG's Price/Earnings ratio is rather cheap when compared to the industry. UG is cheaper than 80.56% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 28.82, UG is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.44 | ||
| Fwd PE | N/A |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, UG is valued cheaply inside the industry as 83.33% of the companies are valued more expensively.
- UG's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. UG is cheaper than 72.22% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 19.61 | ||
| EV/EBITDA | 6.73 |
4.3 Compensation for Growth
- The decent profitability rating of UG may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 7.62%, UG is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 1.90, UG pays a better dividend. On top of this UG pays more dividend than 91.67% of the companies listed in the same industry.
- UG's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.62% |
5.2 History
- The dividend of UG decreases each year by -11.42%.
- UG has paid a dividend for at least 10 years, which is a reliable track record.
- The dividend of UG decreased recently.
Dividend Growth(5Y)-11.42%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- UG pays out 141.17% of its income as dividend. This is not a sustainable payout ratio.
- UG's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP141.17%
EPS Next 2YN/A
EPS Next 3YN/A
UNITED GUARDIAN INC / UG FAQ
What is the fundamental rating for UG stock?
ChartMill assigns a fundamental rating of 6 / 10 to UG.
What is the valuation status of UNITED GUARDIAN INC (UG) stock?
ChartMill assigns a valuation rating of 4 / 10 to UNITED GUARDIAN INC (UG). This can be considered as Fairly Valued.
Can you provide the profitability details for UNITED GUARDIAN INC?
UNITED GUARDIAN INC (UG) has a profitability rating of 7 / 10.
How financially healthy is UNITED GUARDIAN INC?
The financial health rating of UNITED GUARDIAN INC (UG) is 9 / 10.