104.5 USD
+1.42 (+1.38%)
104.5 USD
0 (0%)
Taking everything into account, UFPI scores 6 out of 10 in our fundamental rating. UFPI was compared to 42 industry peers in the Building Products industry. UFPI has an excellent financial health rating, but there are some minor concerns on its profitability. UFPI is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year UFPI was profitable.
- UFPI had a positive operating cash flow in the past year.
- In the past 5 years UFPI has always been profitable.
- UFPI had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- UFPI has a Return On Assets (7.59%) which is comparable to the rest of the industry.
- UFPI's Return On Equity of 9.86% is in line compared to the rest of the industry. UFPI outperforms 47.62% of its industry peers.
- UFPI's Return On Invested Capital of 8.48% is in line compared to the rest of the industry. UFPI outperforms 47.62% of its industry peers.
- UFPI had an Average Return On Invested Capital over the past 3 years of 16.31%. This is above the industry average of 12.63%.
- The last Return On Invested Capital (8.48%) for UFPI is well below the 3 year average (16.31%), which needs to be investigated, but indicates that UFPI had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.59% | ||
| ROE | 9.86% | ||
| ROIC | 8.48% |
ROA(3y)13.3%
ROA(5y)13.17%
ROE(3y)18.2%
ROE(5y)19.45%
ROIC(3y)16.31%
ROIC(5y)17.19%
1.3 Margins
- UFPI's Profit Margin of 4.86% is in line compared to the rest of the industry. UFPI outperforms 42.86% of its industry peers.
- UFPI's Profit Margin has improved in the last couple of years.
- UFPI has a worse Operating Margin (6.15%) than 73.81% of its industry peers.
- In the last couple of years the Operating Margin of UFPI has grown nicely.
- UFPI has a Gross Margin of 16.79%. This is amonst the worse of the industry: UFPI underperforms 80.95% of its industry peers.
- In the last couple of years the Gross Margin of UFPI has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.15% | ||
| PM (TTM) | 4.86% | ||
| GM | 16.79% |
OM growth 3Y-4.27%
OM growth 5Y6.06%
PM growth 3Y-0.06%
PM growth 5Y8.59%
GM growth 3Y4.22%
GM growth 5Y3.5%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), UFPI is creating some value.
- The number of shares outstanding for UFPI has been reduced compared to 1 year ago.
- Compared to 5 years ago, UFPI has less shares outstanding
- Compared to 1 year ago, UFPI has an improved debt to assets ratio.
2.2 Solvency
- UFPI has an Altman-Z score of 7.15. This indicates that UFPI is financially healthy and has little risk of bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 7.15, UFPI belongs to the top of the industry, outperforming 80.95% of the companies in the same industry.
- UFPI has a debt to FCF ratio of 0.86. This is a very positive value and a sign of high solvency as it would only need 0.86 years to pay back of all of its debts.
- UFPI's Debt to FCF ratio of 0.86 is amongst the best of the industry. UFPI outperforms 85.71% of its industry peers.
- A Debt/Equity ratio of 0.07 indicates that UFPI is not too dependend on debt financing.
- With an excellent Debt to Equity ratio value of 0.07, UFPI belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.07 | ||
| Debt/FCF | 0.86 | ||
| Altman-Z | 7.15 |
ROIC/WACC0.87
WACC9.71%
2.3 Liquidity
- A Current Ratio of 4.49 indicates that UFPI has no problem at all paying its short term obligations.
- With an excellent Current ratio value of 4.49, UFPI belongs to the best of the industry, outperforming 90.48% of the companies in the same industry.
- UFPI has a Quick Ratio of 3.23. This indicates that UFPI is financially healthy and has no problem in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 3.23, UFPI belongs to the top of the industry, outperforming 95.24% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.49 | ||
| Quick Ratio | 3.23 |
3. Growth
3.1 Past
- UFPI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -25.58%.
- UFPI shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 18.40% yearly.
- The Revenue for UFPI has decreased by -22.76% in the past year. This is quite bad
- The Revenue has been growing by 8.54% on average over the past years. This is quite good.
EPS 1Y (TTM)-25.58%
EPS 3Y-7.63%
EPS 5Y18.4%
EPS Q2Q%-21.34%
Revenue 1Y (TTM)-22.76%
Revenue growth 3Y-8.33%
Revenue growth 5Y8.54%
Sales Q2Q%-5.44%
3.2 Future
- UFPI is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -0.37% yearly.
- The Revenue is expected to grow by 1.36% on average over the next years.
EPS Next Y-19.45%
EPS Next 2Y-6.73%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue Next Year-3.36%
Revenue Next 2Y-0.66%
Revenue Next 3Y1.36%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 19.32, which indicates a rather expensive current valuation of UFPI.
- UFPI's Price/Earnings ratio is in line with the industry average.
- UFPI is valuated rather cheaply when we compare the Price/Earnings ratio to 27.33, which is the current average of the S&P500 Index.
- Based on the Price/Forward Earnings ratio of 17.74, the valuation of UFPI can be described as rather expensive.
- UFPI's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. UFPI is cheaper than 66.67% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 24.12. UFPI is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.32 | ||
| Fwd PE | 17.74 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, UFPI is valued a bit cheaper than 73.81% of the companies in the same industry.
- UFPI's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. UFPI is cheaper than 61.90% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 22.4 | ||
| EV/EBITDA | 9.46 |
4.3 Compensation for Growth
- UFPI has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.05
EPS Next 2Y-6.73%
EPS Next 3Y-0.37%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 1.43%, UFPI has a reasonable but not impressive dividend return.
- Compared to an average industry Dividend Yield of 0.70, UFPI pays a better dividend. On top of this UFPI pays more dividend than 80.95% of the companies listed in the same industry.
- Compared to the average S&P500 Dividend Yield of 1.91, UFPI is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.43% |
5.2 History
- The dividend of UFPI is nicely growing with an annual growth rate of 26.94%!
- UFPI has been paying a dividend for at least 10 years, so it has a reliable track record.
- UFPI has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)26.94%
Div Incr Years12
Div Non Decr Years31
5.3 Sustainability
- 26.31% of the earnings are spent on dividend by UFPI. This is a low number and sustainable payout ratio.
DP26.31%
EPS Next 2Y-6.73%
EPS Next 3Y-0.37%
104.5
+1.42 (+1.38%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryBuilding Products
Earnings (Last)10-29 2025-10-29/amc
Earnings (Next)02-16 2026-02-16/bmo
Inst Owners87.65%
Inst Owner Change-0.34%
Ins Owners1.72%
Ins Owner Change-0.62%
Market Cap6.09B
Revenue(TTM)6.45B
Net Income(TTM)313.71M
Analysts78.33
Price Target115.94 (10.95%)
Short Float %1.9%
Short Ratio2.44
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.43% |
Yearly Dividend1.32
Dividend Growth(5Y)26.94%
DP26.31%
Div Incr Years12
Div Non Decr Years31
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-8.62%
Min EPS beat(2)-9.56%
Max EPS beat(2)-7.67%
EPS beat(4)0
Avg EPS beat(4)-11.77%
Min EPS beat(4)-18.56%
Max EPS beat(4)-7.67%
EPS beat(8)1
Avg EPS beat(8)-6.35%
EPS beat(12)3
Avg EPS beat(12)-2.68%
EPS beat(16)7
Avg EPS beat(16)8.91%
Revenue beat(2)0
Avg Revenue beat(2)-4.04%
Min Revenue beat(2)-5.13%
Max Revenue beat(2)-2.94%
Revenue beat(4)1
Avg Revenue beat(4)-2.42%
Min Revenue beat(4)-5.13%
Max Revenue beat(4)0.69%
Revenue beat(8)1
Avg Revenue beat(8)-4.19%
Revenue beat(12)1
Avg Revenue beat(12)-5.16%
Revenue beat(16)5
Avg Revenue beat(16)-0.4%
PT rev (1m)0%
PT rev (3m)-4%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-13.75%
EPS NY rev (1m)0%
EPS NY rev (3m)-4.73%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.79%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.36%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.32 | ||
| Fwd PE | 17.74 | ||
| P/S | 0.94 | ||
| P/FCF | 22.4 | ||
| P/OCF | 11.19 | ||
| P/B | 1.91 | ||
| P/tB | 2.26 | ||
| EV/EBITDA | 9.46 |
EPS(TTM)5.41
EY5.18%
EPS(NY)5.89
Fwd EY5.64%
FCF(TTM)4.66
FCFY4.46%
OCF(TTM)9.34
OCFY8.94%
SpS110.75
BVpS54.59
TBVpS46.2
PEG (NY)N/A
PEG (5Y)1.05
Graham Number81.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.59% | ||
| ROE | 9.86% | ||
| ROCE | 11.01% | ||
| ROIC | 8.48% | ||
| ROICexc | 11.94% | ||
| ROICexgc | 14.76% | ||
| OM | 6.15% | ||
| PM (TTM) | 4.86% | ||
| GM | 16.79% | ||
| FCFM | 4.21% |
ROA(3y)13.3%
ROA(5y)13.17%
ROE(3y)18.2%
ROE(5y)19.45%
ROIC(3y)16.31%
ROIC(5y)17.19%
ROICexc(3y)22.4%
ROICexc(5y)22.4%
ROICexgc(3y)28.31%
ROICexgc(5y)28.33%
ROCE(3y)21.16%
ROCE(5y)22.34%
ROICexgc growth 3Y-15.45%
ROICexgc growth 5Y2.12%
ROICexc growth 3Y-15.65%
ROICexc growth 5Y2.29%
OM growth 3Y-4.27%
OM growth 5Y6.06%
PM growth 3Y-0.06%
PM growth 5Y8.59%
GM growth 3Y4.22%
GM growth 5Y3.5%
F-Score5
Asset Turnover1.56
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.07 | ||
| Debt/FCF | 0.86 | ||
| Debt/EBITDA | 0.41 | ||
| Cap/Depr | 172.71% | ||
| Cap/Sales | 4.22% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 98.15% | ||
| Profit Quality | 86.62% | ||
| Current Ratio | 4.49 | ||
| Quick Ratio | 3.23 | ||
| Altman-Z | 7.15 |
F-Score5
WACC9.71%
ROIC/WACC0.87
Cap/Depr(3y)148.93%
Cap/Depr(5y)144.72%
Cap/Sales(3y)2.6%
Cap/Sales(5y)2.26%
Profit Quality(3y)120.39%
Profit Quality(5y)106.79%
High Growth Momentum
Growth
EPS 1Y (TTM)-25.58%
EPS 3Y-7.63%
EPS 5Y18.4%
EPS Q2Q%-21.34%
EPS Next Y-19.45%
EPS Next 2Y-6.73%
EPS Next 3Y-0.37%
EPS Next 5YN/A
Revenue 1Y (TTM)-22.76%
Revenue growth 3Y-8.33%
Revenue growth 5Y8.54%
Sales Q2Q%-5.44%
Revenue Next Year-3.36%
Revenue Next 2Y-0.66%
Revenue Next 3Y1.36%
Revenue Next 5YN/A
EBIT growth 1Y-40.85%
EBIT growth 3Y-12.25%
EBIT growth 5Y15.12%
EBIT Next Year12.51%
EBIT Next 3Y9.13%
EBIT Next 5YN/A
FCF growth 1Y-66.82%
FCF growth 3Y4.33%
FCF growth 5Y9.19%
OCF growth 1Y-46.16%
OCF growth 3Y7.83%
OCF growth 5Y12.97%
UFP INDUSTRIES INC / UFPI FAQ
Can you provide the ChartMill fundamental rating for UFP INDUSTRIES INC?
ChartMill assigns a fundamental rating of 6 / 10 to UFPI.
What is the valuation status for UFPI stock?
ChartMill assigns a valuation rating of 4 / 10 to UFP INDUSTRIES INC (UFPI). This can be considered as Fairly Valued.
How profitable is UFP INDUSTRIES INC (UFPI) stock?
UFP INDUSTRIES INC (UFPI) has a profitability rating of 6 / 10.
What is the valuation of UFP INDUSTRIES INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for UFP INDUSTRIES INC (UFPI) is 19.32 and the Price/Book (PB) ratio is 1.91.
How financially healthy is UFP INDUSTRIES INC?
The financial health rating of UFP INDUSTRIES INC (UFPI) is 10 / 10.