TYLER TECHNOLOGIES INC (TYL) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:TYL - US9022521051 - Common Stock
461.615 USD
+0.89 (+0.19%)
Taking everything into account, TYL scores 5 out of 10 in our fundamental rating. TYL was compared to 276 industry peers in the Software industry. TYL has an average financial health and profitability rating. TYL shows excellent growth, but is valued quite expensive already. These ratings could make TYL a good candidate for growth investing.
1. Profitability
1.1 Basic Checks
TYL had positive earnings in the past year.
TYL had a positive operating cash flow in the past year.
In the past 5 years TYL has always been profitable.
Each year in the past 5 years TYL had a positive operating cash flow.
1.2 Ratios
TYL has a better Return On Assets (5.78%) than 74.28% of its industry peers.
TYL has a Return On Equity of 8.75%. This is in the better half of the industry: TYL outperforms 72.10% of its industry peers.
The Return On Invested Capital of TYL (7.95%) is better than 78.26% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for TYL is significantly below the industry average of 10.78%.
The last Return On Invested Capital (7.95%) for TYL is above the 3 year average (5.40%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.78% | ||
| ROE | 8.75% | ||
| ROIC | 7.95% |
ROA(3y)4.04%
ROA(5y)4.6%
ROE(3y)6.56%
ROE(5y)7.28%
ROIC(3y)5.4%
ROIC(5y)5.58%
1.3 Margins
TYL's Profit Margin of 13.72% is fine compared to the rest of the industry. TYL outperforms 76.09% of its industry peers.
In the last couple of years the Profit Margin of TYL has declined.
Looking at the Operating Margin, with a value of 15.42%, TYL belongs to the top of the industry, outperforming 81.88% of the companies in the same industry.
TYL's Operating Margin has been stable in the last couple of years.
TYL's Gross Margin of 46.06% is on the low side compared to the rest of the industry. TYL is outperformed by 71.38% of its industry peers.
In the last couple of years the Gross Margin of TYL has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.42% | ||
| PM (TTM) | 13.72% | ||
| GM | 46.06% |
OM growth 3Y2.19%
OM growth 5Y-0.68%
PM growth 3Y6.66%
PM growth 5Y-1.82%
GM growth 3Y-0.6%
GM growth 5Y-1.65%
2. Health
2.1 Basic Checks
TYL has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, TYL has more shares outstanding
TYL has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, TYL has an improved debt to assets ratio.
2.2 Solvency
TYL has an Altman-Z score of 7.60. This indicates that TYL is financially healthy and has little risk of bankruptcy at the moment.
TYL has a better Altman-Z score (7.60) than 81.88% of its industry peers.
TYL has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 1 | ||
| Altman-Z | 7.6 |
ROIC/WACC0.73
WACC10.86%
2.3 Liquidity
TYL has a Current Ratio of 1.03. This is a normal value and indicates that TYL is financially healthy and should not expect problems in meeting its short term obligations.
TYL has a worse Current ratio (1.03) than 73.19% of its industry peers.
TYL has a Quick Ratio of 1.03. This is a normal value and indicates that TYL is financially healthy and should not expect problems in meeting its short term obligations.
TYL's Quick ratio of 1.03 is on the low side compared to the rest of the industry. TYL is outperformed by 72.46% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.03 | ||
| Quick Ratio | 1.03 |
3. Growth
3.1 Past
TYL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 23.09%, which is quite impressive.
Measured over the past years, TYL shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.50% on average per year.
TYL shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 10.62%.
Measured over the past years, TYL shows a quite strong growth in Revenue. The Revenue has been growing by 14.50% on average per year.
EPS 1Y (TTM)23.09%
EPS 3Y10.8%
EPS 5Y12.5%
EPS Q2Q%17.86%
Revenue 1Y (TTM)10.62%
Revenue growth 3Y10.32%
Revenue growth 5Y14.5%
Sales Q2Q%9.67%
3.2 Future
The Earnings Per Share is expected to grow by 15.56% on average over the next years. This is quite good.
Based on estimates for the next years, TYL will show a quite strong growth in Revenue. The Revenue will grow by 8.99% on average per year.
EPS Next Y20.66%
EPS Next 2Y15.13%
EPS Next 3Y14.7%
EPS Next 5Y15.56%
Revenue Next Year9.87%
Revenue Next 2Y9.34%
Revenue Next 3Y9.28%
Revenue Next 5Y8.99%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 41.62, TYL can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Earnings ratio of TYL is on the same level as its industry peers.
The average S&P500 Price/Earnings ratio is at 26.84. TYL is valued rather expensively when compared to this.
TYL is valuated quite expensively with a Price/Forward Earnings ratio of 36.47.
TYL's Price/Forward Earnings ratio is in line with the industry average.
TYL's Price/Forward Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 23.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 41.62 | ||
| Fwd PE | 36.47 |
4.2 Price Multiples
TYL's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. TYL is cheaper than 64.49% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, TYL is valued a bit cheaper than the industry average as 67.75% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 33.12 | ||
| EV/EBITDA | 39.85 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The decent profitability rating of TYL may justify a higher PE ratio.
TYL's earnings are expected to grow with 14.70% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.01
PEG (5Y)3.33
EPS Next 2Y15.13%
EPS Next 3Y14.7%
5. Dividend
5.1 Amount
No dividends for TYL!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NYSE:TYL (12/30/2025, 11:35:30 AM)
461.615
+0.89 (+0.19%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners98.91%
Inst Owner Change-20.64%
Ins Owners0.33%
Ins Owner Change-0.31%
Market Cap19.86B
Revenue(TTM)2.30B
Net Income(TTM)315.29M
Analysts79.17
Price Target648.46 (40.48%)
Short Float %3.54%
Short Ratio3.8
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.4%
Min EPS beat(2)2.97%
Max EPS beat(2)3.84%
EPS beat(4)3
Avg EPS beat(4)3.39%
Min EPS beat(4)-1.13%
Max EPS beat(4)7.9%
EPS beat(8)7
Avg EPS beat(8)3.37%
EPS beat(12)10
Avg EPS beat(12)3%
EPS beat(16)13
Avg EPS beat(16)3.6%
Revenue beat(2)1
Avg Revenue beat(2)-0.18%
Min Revenue beat(2)-0.75%
Max Revenue beat(2)0.39%
Revenue beat(4)2
Avg Revenue beat(4)-0.19%
Min Revenue beat(4)-0.87%
Max Revenue beat(4)0.48%
Revenue beat(8)3
Avg Revenue beat(8)-0.65%
Revenue beat(12)4
Avg Revenue beat(12)-0.6%
Revenue beat(16)6
Avg Revenue beat(16)-0.19%
PT rev (1m)-0.84%
PT rev (3m)-5.36%
EPS NQ rev (1m)-0.11%
EPS NQ rev (3m)-2.94%
EPS NY rev (1m)0%
EPS NY rev (3m)0.43%
Revenue NQ rev (1m)-0.08%
Revenue NQ rev (3m)-0.06%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.04%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 41.62 | ||
| Fwd PE | 36.47 | ||
| P/S | 8.64 | ||
| P/FCF | 33.12 | ||
| P/OCF | 31.31 | ||
| P/B | 5.51 | ||
| P/tB | 100.64 | ||
| EV/EBITDA | 39.85 |
EPS(TTM)11.09
EY2.4%
EPS(NY)12.66
Fwd EY2.74%
FCF(TTM)13.94
FCFY3.02%
OCF(TTM)14.74
OCFY3.19%
SpS53.41
BVpS83.73
TBVpS4.59
PEG (NY)2.01
PEG (5Y)3.33
Graham Number144.54
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.78% | ||
| ROE | 8.75% | ||
| ROCE | 9.41% | ||
| ROIC | 7.95% | ||
| ROICexc | 10.64% | ||
| ROICexgc | N/A | ||
| OM | 15.42% | ||
| PM (TTM) | 13.72% | ||
| GM | 46.06% | ||
| FCFM | 26.1% |
ROA(3y)4.04%
ROA(5y)4.6%
ROE(3y)6.56%
ROE(5y)7.28%
ROIC(3y)5.4%
ROIC(5y)5.58%
ROICexc(3y)6.06%
ROICexc(5y)6.77%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)6.39%
ROCE(5y)6.6%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y14.88%
ROICexc growth 5Y-4.33%
OM growth 3Y2.19%
OM growth 5Y-0.68%
PM growth 3Y6.66%
PM growth 5Y-1.82%
GM growth 3Y-0.6%
GM growth 5Y-1.65%
F-Score8
Asset Turnover0.42
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 1 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 26.36% | ||
| Cap/Sales | 1.51% | ||
| Interest Coverage | 147.72 | ||
| Cash Conversion | 130.62% | ||
| Profit Quality | 190.24% | ||
| Current Ratio | 1.03 | ||
| Quick Ratio | 1.03 | ||
| Altman-Z | 7.6 |
F-Score8
WACC10.86%
ROIC/WACC0.73
Cap/Depr(3y)33.58%
Cap/Depr(5y)35.33%
Cap/Sales(3y)2.59%
Cap/Sales(5y)2.76%
Profit Quality(3y)205.85%
Profit Quality(5y)196.2%
High Growth Momentum
Growth
EPS 1Y (TTM)23.09%
EPS 3Y10.8%
EPS 5Y12.5%
EPS Q2Q%17.86%
EPS Next Y20.66%
EPS Next 2Y15.13%
EPS Next 3Y14.7%
EPS Next 5Y15.56%
Revenue 1Y (TTM)10.62%
Revenue growth 3Y10.32%
Revenue growth 5Y14.5%
Sales Q2Q%9.67%
Revenue Next Year9.87%
Revenue Next 2Y9.34%
Revenue Next 3Y9.28%
Revenue Next 5Y8.99%
EBIT growth 1Y27.52%
EBIT growth 3Y12.74%
EBIT growth 5Y13.72%
EBIT Next Year27.57%
EBIT Next 3Y18.48%
EBIT Next 5Y11.38%
FCF growth 1Y94.89%
FCF growth 3Y22.04%
FCF growth 5Y21.99%
OCF growth 1Y78.78%
OCF growth 3Y18.88%
OCF growth 5Y19.65%
TYLER TECHNOLOGIES INC / TYL FAQ
Can you provide the ChartMill fundamental rating for TYLER TECHNOLOGIES INC?
ChartMill assigns a fundamental rating of 5 / 10 to TYL.
What is the valuation status for TYL stock?
ChartMill assigns a valuation rating of 3 / 10 to TYLER TECHNOLOGIES INC (TYL). This can be considered as Overvalued.
How profitable is TYLER TECHNOLOGIES INC (TYL) stock?
TYLER TECHNOLOGIES INC (TYL) has a profitability rating of 6 / 10.
Can you provide the financial health for TYL stock?
The financial health rating of TYLER TECHNOLOGIES INC (TYL) is 6 / 10.