TWILIO INC - A (TWLO) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:TWLO • US90138F1021

110.44 USD
-8.32 (-7.01%)
At close: Feb 11, 2026
110.7 USD
+0.26 (+0.24%)
After Hours: 2/11/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

Taking everything into account, TWLO scores 5 out of 10 in our fundamental rating. TWLO was compared to 87 industry peers in the IT Services industry. No worries on liquidiy or solvency for TWLO as it has an excellent financial health rating, but there are worries on the profitability. TWLO is not priced too expensively while it is growing strongly. Keep and eye on this one!


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • TWLO had positive earnings in the past year.
  • TWLO had a positive operating cash flow in the past year.
  • In the past 5 years TWLO always reported negative net income.
  • In multiple years TWLO reported negative operating cash flow during the last 5 years.
TWLO Yearly Net Income VS EBIT VS OCF VS FCFTWLO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M -1B

1.2 Ratios

  • TWLO has a Return On Assets of 0.69%. This is comparable to the rest of the industry: TWLO outperforms 48.28% of its industry peers.
  • TWLO has a Return On Equity (0.85%) which is in line with its industry peers.
  • TWLO's Return On Invested Capital of 0.97% is in line compared to the rest of the industry. TWLO outperforms 49.43% of its industry peers.
Industry RankSector Rank
ROA 0.69%
ROE 0.85%
ROIC 0.97%
ROA(3y)-6.62%
ROA(5y)-6.47%
ROE(3y)-7.9%
ROE(5y)-7.62%
ROIC(3y)N/A
ROIC(5y)N/A
TWLO Yearly ROA, ROE, ROICTWLO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 -5 -10 -15 -20 -25

1.3 Margins

  • TWLO's Profit Margin of 1.37% is in line compared to the rest of the industry. TWLO outperforms 48.28% of its industry peers.
  • With a Operating Margin value of 2.24%, TWLO perfoms like the industry average, outperforming 45.98% of the companies in the same industry.
  • With a decent Gross Margin value of 49.35%, TWLO is doing good in the industry, outperforming 71.26% of the companies in the same industry.
  • In the last couple of years the Gross Margin of TWLO has remained more or less at the same level.
Industry RankSector Rank
OM 2.24%
PM (TTM) 1.37%
GM 49.35%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y-0.98%
TWLO Yearly Profit, Operating, Gross MarginsTWLO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

8

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), TWLO is destroying value.
  • TWLO has less shares outstanding than it did 1 year ago.
  • TWLO has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, TWLO has a worse debt to assets ratio.
TWLO Yearly Shares OutstandingTWLO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M
TWLO Yearly Total Debt VS Total AssetsTWLO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • TWLO has an Altman-Z score of 5.24. This indicates that TWLO is financially healthy and has little risk of bankruptcy at the moment.
  • The Altman-Z score of TWLO (5.24) is better than 82.76% of its industry peers.
  • TWLO has a debt to FCF ratio of 1.27. This is a very positive value and a sign of high solvency as it would only need 1.27 years to pay back of all of its debts.
  • With a decent Debt to FCF ratio value of 1.27, TWLO is doing good in the industry, outperforming 75.86% of the companies in the same industry.
  • A Debt/Equity ratio of 0.13 indicates that TWLO is not too dependend on debt financing.
  • TWLO has a better Debt to Equity ratio (0.13) than 67.82% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.13
Debt/FCF 1.27
Altman-Z 5.24
ROIC/WACC0.11
WACC9.02%
TWLO Yearly LT Debt VS Equity VS FCFTWLO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • TWLO has a Current Ratio of 4.68. This indicates that TWLO is financially healthy and has no problem in meeting its short term obligations.
  • TWLO has a better Current ratio (4.68) than 87.36% of its industry peers.
  • TWLO has a Quick Ratio of 4.68. This indicates that TWLO is financially healthy and has no problem in meeting its short term obligations.
  • TWLO has a Quick ratio of 4.68. This is amongst the best in the industry. TWLO outperforms 87.36% of its industry peers.
Industry RankSector Rank
Current Ratio 4.68
Quick Ratio 4.68
TWLO Yearly Current Assets VS Current LiabilitesTWLO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B 5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. Growth

3.1 Past

  • TWLO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 29.01%, which is quite impressive.
  • Measured over the past years, TWLO shows a very strong growth in Earnings Per Share. The EPS has been growing by 89.75% on average per year.
  • Looking at the last year, TWLO shows a quite strong growth in Revenue. The Revenue has grown by 12.84% in the last year.
  • Measured over the past years, TWLO shows a very strong growth in Revenue. The Revenue has been growing by 31.48% on average per year.
EPS 1Y (TTM)29.01%
EPS 3YN/A
EPS 5Y89.75%
EPS Q2Q%22.55%
Revenue 1Y (TTM)12.84%
Revenue growth 3Y16.19%
Revenue growth 5Y31.48%
Sales Q2Q%14.71%

3.2 Future

  • TWLO is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 16.65% yearly.
  • Based on estimates for the next years, TWLO will show a quite strong growth in Revenue. The Revenue will grow by 8.41% on average per year.
EPS Next Y32.58%
EPS Next 2Y22.58%
EPS Next 3Y20.01%
EPS Next 5Y16.65%
Revenue Next Year13.02%
Revenue Next 2Y10.88%
Revenue Next 3Y9.84%
Revenue Next 5Y8.41%

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
TWLO Yearly Revenue VS EstimatesTWLO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 2B 4B 6B 8B
TWLO Yearly EPS VS EstimatesTWLO Yearly EPS VS EstimatesYearly EPS VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 0 5 10

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Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 24.11, the valuation of TWLO can be described as rather expensive.
  • TWLO's Price/Earnings is on the same level as the industry average.
  • TWLO is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 28.18, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 19.92, which indicates a rather expensive current valuation of TWLO.
  • The rest of the industry has a similar Price/Forward Earnings ratio as TWLO.
  • When comparing the Price/Forward Earnings ratio of TWLO to the average of the S&P500 Index (28.01), we can say TWLO is valued slightly cheaper.
Industry RankSector Rank
PE 24.11
Fwd PE 19.92
TWLO Price Earnings VS Forward Price EarningsTWLO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • TWLO's Enterprise Value to EBITDA ratio is in line with the industry average.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of TWLO is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 21.39
EV/EBITDA 44.1
TWLO Per share dataTWLO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • TWLO's earnings are expected to grow with 20.01% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.74
PEG (5Y)0.27
EPS Next 2Y22.58%
EPS Next 3Y20.01%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for TWLO!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

TWILIO INC - A

NYSE:TWLO (2/11/2026, 8:04:00 PM)

After market: 110.7 +0.26 (+0.24%)

110.44

-8.32 (-7.01%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)10-30
Earnings (Next)02-12
Inst Owners97.77%
Inst Owner Change-3.99%
Ins Owners0.11%
Ins Owner Change-3.33%
Market Cap16.74B
Revenue(TTM)4.90B
Net Income(TTM)67.22M
Analysts78.92
Price Target150.65 (36.41%)
Short Float %4.09%
Short Ratio2.73
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12.27%
Min EPS beat(2)11.49%
Max EPS beat(2)13.05%
EPS beat(4)3
Avg EPS beat(4)9.41%
Min EPS beat(4)-5.36%
Max EPS beat(4)18.47%
EPS beat(8)7
Avg EPS beat(8)19.26%
EPS beat(12)11
Avg EPS beat(12)63%
EPS beat(16)15
Avg EPS beat(16)58.61%
Revenue beat(2)2
Avg Revenue beat(2)1.51%
Min Revenue beat(2)1.36%
Max Revenue beat(2)1.67%
Revenue beat(4)3
Avg Revenue beat(4)0.73%
Min Revenue beat(4)-1.01%
Max Revenue beat(4)1.67%
Revenue beat(8)6
Avg Revenue beat(8)0.7%
Revenue beat(12)9
Avg Revenue beat(12)0.83%
Revenue beat(16)11
Avg Revenue beat(16)1.04%
PT rev (1m)6.59%
PT rev (3m)13.83%
EPS NQ rev (1m)0.04%
EPS NQ rev (3m)0.34%
EPS NY rev (1m)0%
EPS NY rev (3m)0.6%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.15%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.27%
Valuation
Industry RankSector Rank
PE 24.11
Fwd PE 19.92
P/S 3.42
P/FCF 21.39
P/OCF 19.93
P/B 2.12
P/tB 6.71
EV/EBITDA 44.1
EPS(TTM)4.58
EY4.15%
EPS(NY)5.54
Fwd EY5.02%
FCF(TTM)5.16
FCFY4.68%
OCF(TTM)5.54
OCFY5.02%
SpS32.29
BVpS52.08
TBVpS16.45
PEG (NY)0.74
PEG (5Y)0.27
Graham Number73.26
Profitability
Industry RankSector Rank
ROA 0.69%
ROE 0.85%
ROCE 1.22%
ROIC 0.97%
ROICexc 1.33%
ROICexgc 7.8%
OM 2.24%
PM (TTM) 1.37%
GM 49.35%
FCFM 15.99%
ROA(3y)-6.62%
ROA(5y)-6.47%
ROE(3y)-7.9%
ROE(5y)-7.62%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y-0.98%
F-Score6
Asset Turnover0.5
Health
Industry RankSector Rank
Debt/Equity 0.13
Debt/FCF 1.27
Debt/EBITDA 3.23
Cap/Depr 29%
Cap/Sales 1.17%
Interest Coverage 250
Cash Conversion 273.39%
Profit Quality 1164.55%
Current Ratio 4.68
Quick Ratio 4.68
Altman-Z 5.24
F-Score6
WACC9.02%
ROIC/WACC0.11
Cap/Depr(3y)25.09%
Cap/Depr(5y)29.93%
Cap/Sales(3y)1.55%
Cap/Sales(5y)2.23%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)29.01%
EPS 3YN/A
EPS 5Y89.75%
EPS Q2Q%22.55%
EPS Next Y32.58%
EPS Next 2Y22.58%
EPS Next 3Y20.01%
EPS Next 5Y16.65%
Revenue 1Y (TTM)12.84%
Revenue growth 3Y16.19%
Revenue growth 5Y31.48%
Sales Q2Q%14.71%
Revenue Next Year13.02%
Revenue Next 2Y10.88%
Revenue Next 3Y9.84%
Revenue Next 5Y8.41%
EBIT growth 1Y205.21%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year44.43%
EBIT Next 3Y24.25%
EBIT Next 5YN/A
FCF growth 1Y897.19%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y528.37%
OCF growth 3YN/A
OCF growth 5Y119.52%

TWILIO INC - A / TWLO FAQ

Can you provide the ChartMill fundamental rating for TWILIO INC - A?

ChartMill assigns a fundamental rating of 5 / 10 to TWLO.


Can you provide the valuation status for TWILIO INC - A?

ChartMill assigns a valuation rating of 4 / 10 to TWILIO INC - A (TWLO). This can be considered as Fairly Valued.


What is the profitability of TWLO stock?

TWILIO INC - A (TWLO) has a profitability rating of 3 / 10.


Can you provide the financial health for TWLO stock?

The financial health rating of TWILIO INC - A (TWLO) is 8 / 10.