TRISURA GROUP LTD (TSU.CA) Fundamental Analysis & Valuation

TSX:TSU • CA89679A2092

Current stock price

44.25 CAD
-1.16 (-2.55%)
Last:

This TSU.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. TSU.CA Profitability Analysis

1.1 Basic Checks

  • TSU had positive earnings in the past year.
  • TSU had a positive operating cash flow in the past year.
  • Each year in the past 5 years TSU has been profitable.
  • Each year in the past 5 years TSU had a positive operating cash flow.
TSU.CA Yearly Net Income VS EBIT VS OCF VS FCFTSU.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M

1.2 Ratios

  • With a decent Return On Assets value of 2.84%, TSU is doing good in the industry, outperforming 77.22% of the companies in the same industry.
  • With an excellent Return On Equity value of 15.38%, TSU belongs to the best of the industry, outperforming 84.81% of the companies in the same industry.
  • The Return On Invested Capital of TSU (3.26%) is better than 77.22% of its industry peers.
  • TSU had an Average Return On Invested Capital over the past 3 years of 2.58%. This is in line with the industry average of 3.22%.
  • The 3 year average ROIC (2.58%) for TSU is below the current ROIC(3.26%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 2.84%
ROE 15.38%
ROIC 3.26%
ROA(3y)2.43%
ROA(5y)2.29%
ROE(3y)13.78%
ROE(5y)12.81%
ROIC(3y)2.58%
ROIC(5y)2.32%
TSU.CA Yearly ROA, ROE, ROICTSU.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15

1.3 Margins

  • TSU has a worse Profit Margin (5.02%) than 79.75% of its industry peers.
  • TSU's Profit Margin has declined in the last couple of years.
  • The Operating Margin of TSU (7.39%) is worse than 81.01% of its industry peers.
  • TSU's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 7.39%
PM (TTM) 5.02%
GM N/A
OM growth 3Y42.08%
OM growth 5Y4.96%
PM growth 3Y48.68%
PM growth 5Y-21.09%
GM growth 3YN/A
GM growth 5YN/A
TSU.CA Yearly Profit, Operating, Gross MarginsTSU.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. TSU.CA Health Analysis

2.1 Basic Checks

  • TSU has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • TSU has less shares outstanding than it did 1 year ago.
  • The number of shares outstanding for TSU has been increased compared to 5 years ago.
  • The debt/assets ratio for TSU is higher compared to a year ago.
TSU.CA Yearly Shares OutstandingTSU.CA Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M
TSU.CA Yearly Total Debt VS Total AssetsTSU.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B

2.2 Solvency

  • TSU has an Altman-Z score of 1.08. This is a bad value and indicates that TSU is not financially healthy and even has some risk of bankruptcy.
  • TSU's Altman-Z score of 1.08 is amongst the best of the industry. TSU outperforms 96.20% of its industry peers.
  • TSU has a debt to FCF ratio of 0.42. This is a very positive value and a sign of high solvency as it would only need 0.42 years to pay back of all of its debts.
  • TSU has a Debt to FCF ratio of 0.42. This is amongst the best in the industry. TSU outperforms 97.47% of its industry peers.
  • TSU has a Debt/Equity ratio of 0.02. This is a healthy value indicating a solid balance between debt and equity.
  • TSU's Debt to Equity ratio of 0.02 is amongst the best of the industry. TSU outperforms 98.73% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.02
Debt/FCF 0.42
Altman-Z 1.08
ROIC/WACC0.42
WACC7.73%
TSU.CA Yearly LT Debt VS Equity VS FCFTSU.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

2.3 Liquidity

  • A Current Ratio of 0.02 indicates that TSU may have some problems paying its short term obligations.
  • The Current ratio of TSU (0.02) is better than 62.03% of its industry peers.
  • TSU has a Quick Ratio of 0.02. This is a bad value and indicates that TSU is not financially healthy enough and could expect problems in meeting its short term obligations.
  • TSU has a better Quick ratio (0.02) than 62.03% of its industry peers.
Industry RankSector Rank
Current Ratio 0.02
Quick Ratio 0.02
TSU.CA Yearly Current Assets VS Current LiabilitesTSU.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. TSU.CA Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 1.78% over the past year.
  • Measured over the past years, TSU shows a very strong growth in Earnings Per Share. The EPS has been growing by 28.31% on average per year.
  • The Revenue has decreased by -3.91% in the past year.
  • TSU shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 70.36% yearly.
EPS 1Y (TTM)1.78%
EPS 3Y15.21%
EPS 5Y28.31%
EPS Q2Q%-5.06%
Revenue 1Y (TTM)-3.91%
Revenue growth 3Y15.91%
Revenue growth 5Y70.36%
Sales Q2Q%6.07%

3.2 Future

  • TSU is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 14.62% yearly.
  • Based on estimates for the next years, TSU will show a very negative growth in Revenue. The Revenue will decrease by -17.12% on average per year.
EPS Next Y15.35%
EPS Next 2Y14.62%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-36.38%
Revenue Next 2Y-17.12%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
TSU.CA Yearly Revenue VS EstimatesTSU.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 500M 1B 1.5B 2B 2.5B
TSU.CA Yearly EPS VS EstimatesTSU.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3

More info and screens

Find the best growth stocksShow best growing peers

4

4. TSU.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 15.47 indicates a correct valuation of TSU.
  • 77.22% of the companies in the same industry are cheaper than TSU, based on the Price/Earnings ratio.
  • TSU's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.15.
  • With a Price/Forward Earnings ratio of 13.41, TSU is valued correctly.
  • TSU's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. TSU is more expensive than 69.62% of the companies in the same industry.
  • TSU's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 22.12.
Industry RankSector Rank
PE 15.47
Fwd PE 13.41
TSU.CA Price Earnings VS Forward Price EarningsTSU.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • TSU's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. TSU is cheaper than 64.56% of the companies in the same industry.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as TSU.
Industry RankSector Rank
P/FCF 5.56
EV/EBITDA 9.24
TSU.CA Per share dataTSU.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • TSU's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • TSU's earnings are expected to grow with 14.62% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.01
PEG (5Y)0.55
EPS Next 2Y14.62%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. TSU.CA Dividend Analysis

5.1 Amount

  • No dividends for TSU!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

TSU.CA Fundamentals: All Metrics, Ratios and Statistics

TRISURA GROUP LTD

TSX:TSU (4/27/2026, 7:00:00 PM)

44.25

-1.16 (-2.55%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-12
Earnings (Next)04-30
Inst Owners47.39%
Inst Owner ChangeN/A
Ins Owners2.27%
Ins Owner ChangeN/A
Market Cap2.10B
Revenue(TTM)2.83B
Net Income(TTM)142.25M
Analysts80
Price Target58.4 (31.98%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.84%
Min EPS beat(2)-6.27%
Max EPS beat(2)4.59%
EPS beat(4)1
Avg EPS beat(4)-3.14%
Min EPS beat(4)-6.27%
Max EPS beat(4)4.59%
EPS beat(8)4
Avg EPS beat(8)1.26%
EPS beat(12)8
Avg EPS beat(12)5.3%
EPS beat(16)12
Avg EPS beat(16)9.64%
Revenue beat(2)1
Avg Revenue beat(2)18.57%
Min Revenue beat(2)-5.18%
Max Revenue beat(2)42.32%
Revenue beat(4)2
Avg Revenue beat(4)11.17%
Min Revenue beat(4)-5.18%
Max Revenue beat(4)42.32%
Revenue beat(8)5
Avg Revenue beat(8)9.3%
Revenue beat(12)9
Avg Revenue beat(12)11.06%
Revenue beat(16)13
Avg Revenue beat(16)36.09%
PT rev (1m)0.44%
PT rev (3m)7.07%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.43%
EPS NY rev (1m)0%
EPS NY rev (3m)1.44%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)12.73%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-42.7%
Valuation
Industry RankSector Rank
PE 15.47
Fwd PE 13.41
P/S 0.74
P/FCF 5.56
P/OCF 5.49
P/B 2.27
P/tB 2.27
EV/EBITDA 9.24
EPS(TTM)2.86
EY6.46%
EPS(NY)3.3
Fwd EY7.46%
FCF(TTM)7.96
FCFY17.98%
OCF(TTM)8.07
OCFY18.23%
SpS59.66
BVpS19.48
TBVpS19.48
PEG (NY)1.01
PEG (5Y)0.55
Graham Number35.4081 (-19.98%)
Profitability
Industry RankSector Rank
ROA 2.84%
ROE 15.38%
ROCE 4.34%
ROIC 3.26%
ROICexc 3.46%
ROICexgc 8.98%
OM 7.39%
PM (TTM) 5.02%
GM N/A
FCFM 13.34%
ROA(3y)2.43%
ROA(5y)2.29%
ROE(3y)13.78%
ROE(5y)12.81%
ROIC(3y)2.58%
ROIC(5y)2.32%
ROICexc(3y)2.83%
ROICexc(5y)2.64%
ROICexgc(3y)8.27%
ROICexgc(5y)6.49%
ROCE(3y)3.43%
ROCE(5y)3.09%
ROICexgc growth 3Y26.63%
ROICexgc growth 5Y54.47%
ROICexc growth 3Y32.4%
ROICexc growth 5Y43.8%
OM growth 3Y42.08%
OM growth 5Y4.96%
PM growth 3Y48.68%
PM growth 5Y-21.09%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.57
Health
Industry RankSector Rank
Debt/Equity 0.02
Debt/FCF 0.42
Debt/EBITDA 0.1
Cap/Depr 131.67%
Cap/Sales 0.18%
Interest Coverage 55.33
Cash Conversion 179.64%
Profit Quality 265.5%
Current Ratio 0.02
Quick Ratio 0.02
Altman-Z 1.08
F-Score7
WACC7.73%
ROIC/WACC0.42
Cap/Depr(3y)147.36%
Cap/Depr(5y)117.8%
Cap/Sales(3y)0.11%
Cap/Sales(5y)0.3%
Profit Quality(3y)249.06%
Profit Quality(5y)353.5%
High Growth Momentum
Growth
EPS 1Y (TTM)1.78%
EPS 3Y15.21%
EPS 5Y28.31%
EPS Q2Q%-5.06%
EPS Next Y15.35%
EPS Next 2Y14.62%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-3.91%
Revenue growth 3Y15.91%
Revenue growth 5Y70.36%
Sales Q2Q%6.07%
Revenue Next Year-36.38%
Revenue Next 2Y-17.12%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y29.99%
EBIT growth 3Y64.69%
EBIT growth 5Y78.81%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y225.88%
FCF growth 3Y36.41%
FCF growth 5Y35.71%
OCF growth 1Y219.73%
OCF growth 3Y36.37%
OCF growth 5Y35.65%

TRISURA GROUP LTD / TSU.CA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for TRISURA GROUP LTD?

ChartMill assigns a fundamental rating of 5 / 10 to TSU.CA.


What is the valuation status of TRISURA GROUP LTD (TSU.CA) stock?

ChartMill assigns a valuation rating of 4 / 10 to TRISURA GROUP LTD (TSU.CA). This can be considered as Fairly Valued.


How profitable is TRISURA GROUP LTD (TSU.CA) stock?

TRISURA GROUP LTD (TSU.CA) has a profitability rating of 5 / 10.


Can you provide the PE and PB ratios for TSU stock?

The Price/Earnings (PE) ratio for TRISURA GROUP LTD (TSU.CA) is 15.47 and the Price/Book (PB) ratio is 2.27.


What is the expected EPS growth for TRISURA GROUP LTD (TSU.CA) stock?

The Earnings per Share (EPS) of TRISURA GROUP LTD (TSU.CA) is expected to grow by 15.35% in the next year.