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Tremont Mortgage Trust (TRMT) Stock Fundamental Analysis

NASDAQ:TRMT - Nasdaq -

5.22  -0.18 (-3.33%)

After market: 5.22 0 (0%)

Fundamental Rating

2

Overall TRMT gets a fundamental rating of 2 out of 10. We evaluated TRMT against 64 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. Both the profitability and financial health of TRMT have multiple concerns. TRMT has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

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0

1. Profitability

1.1 Basic Checks

TRMT had positive earnings in the past year.

1.2 Ratios

Industry RankSector Rank
ROA 2.63%
ROE 7.24%
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A

1.3 Margins

Industry RankSector Rank
OM 63.24%
PM (TTM) 48.97%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A

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0

2. Health

2.1 Basic Checks

There is no outstanding debt for TRMT. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.

2.2 Solvency

A Debt/Equity ratio of 1.73 is on the high side and indicates that TRMT has dependencies on debt financing.
Industry RankSector Rank
Debt/Equity 1.73
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACCN/A

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A

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5

3. Growth

3.1 Past

TRMT shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 20.21%, which is quite impressive.
TRMT shows a strong growth in Revenue. In the last year, the Revenue has grown by 23.67%.
TRMT shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 282.66% yearly.
EPS 1Y (TTM)20.21%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-16.67%
Revenue 1Y (TTM)23.67%
Revenue growth 3Y282.66%
Revenue growth 5YN/A
Sales Q2Q%1.02%

3.2 Future

Based on estimates for the next years, TRMT will show a small growth in Earnings Per Share. The EPS will grow by 1.29% on average per year.
The Revenue is expected to decrease by -0.28% on average over the next years.
EPS Next Y-4.37%
EPS Next 2Y14.91%
EPS Next 3Y14.17%
EPS Next 5Y1.29%
Revenue Next Year34.1%
Revenue Next 2Y37.99%
Revenue Next 3Y37.1%
Revenue Next 5Y-0.28%

3.3 Evolution

The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
TRMT Yearly Revenue VS EstimatesTRMT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M
TRMT Yearly EPS VS EstimatesTRMT Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 0.5 -0.5 1 1.5

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4. Valuation

4.1 Price/Earnings Ratio

TRMT is valuated cheaply with a Price/Earnings ratio of 4.62.
When comparing the Price/Earnings ratio of TRMT to the average of the S&P500 Index (29.62), we can say TRMT is valued rather cheaply.
The Price/Forward Earnings ratio is 3.53, which indicates a rather cheap valuation of TRMT.
When comparing the Price/Forward Earnings ratio of TRMT to the average of the S&P500 Index (22.70), we can say TRMT is valued rather cheaply.
Industry RankSector Rank
PE 4.62
Fwd PE 3.53
TRMT Price Earnings VS Forward Price EarningsTRMT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA 25.62
TRMT Per share dataTRMT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

A more expensive valuation may be justified as TRMT's earnings are expected to grow with 14.17% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y14.91%
EPS Next 3Y14.17%

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3

5. Dividend

5.1 Amount

TRMT has a Yearly Dividend Yield of 13.03%, which is a nice return.
Compared to an average S&P500 Dividend Yield of 2.27, TRMT pays a better dividend.
Industry RankSector Rank
Dividend Yield 13.03%

5.2 History

TRMT has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr YearsN/A
Div Non Decr YearsN/A
TRMT Yearly Dividends per shareTRMT Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 0.2 0.4 0.6

5.3 Sustainability

82.90% of the earnings are spent on dividend by TRMT. This is not a sustainable payout ratio.
DP82.9%
EPS Next 2Y14.91%
EPS Next 3Y14.17%
TRMT Dividend Payout.TRMT Dividend Payout, showing the Payout Ratio.TRMT Dividend Payout.PayoutRetained Earnings

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Tremont Mortgage Trust

NASDAQ:TRMT (9/30/2021, 8:04:46 PM)

After market: 5.22 0 (0%)

5.22

-0.18 (-3.33%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)N/A N/A
Earnings (Next)03-01 2022-03-01/amc
Inst Owners2.42%
Inst Owner Change0%
Ins Owners0.72%
Ins Owner Change0%
Market Cap43.39M
Analysts0
Price Target5.61 (7.47%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 13.03%
Yearly Dividend0.68
Dividend Growth(5Y)N/A
DP82.9%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 4.62
Fwd PE 3.53
P/S 3.26
P/FCF N/A
P/OCF N/A
P/B 0.48
P/tB N/A
EV/EBITDA 25.62
EPS(TTM)1.13
EY21.65%
EPS(NY)1.48
Fwd EY28.33%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS1.6
BVpS10.81
TBVpSN/A
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 2.63%
ROE 7.24%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM 63.24%
PM (TTM) 48.97%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y0%
ROICexcg growth 5Y0%
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 1.73
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)20.21%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-16.67%
EPS Next Y-4.37%
EPS Next 2Y14.91%
EPS Next 3Y14.17%
EPS Next 5Y1.29%
Revenue 1Y (TTM)23.67%
Revenue growth 3Y282.66%
Revenue growth 5YN/A
Sales Q2Q%1.02%
Revenue Next Year34.1%
Revenue Next 2Y37.99%
Revenue Next 3Y37.1%
Revenue Next 5Y-0.28%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A