16.21 USD
-0.05 (-0.31%)
16.3602 USD
+0.15 (+0.93%)
We assign a fundamental rating of 4 out of 10 to TRIN. TRIN was compared to 235 industry peers in the Capital Markets industry. While TRIN is still in line with the averages on profitability rating, there are concerns on its financial health. TRIN has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- TRIN had positive earnings in the past year.
- TRIN had a negative operating cash flow in the past year.
- The reported net income has been mixed in the past 5 years: TRIN reported negative net income in multiple years.
- TRIN had a negative operating cash flow in each of the past 5 years.
1.2 Ratios
- With an excellent Return On Assets value of 6.33%, TRIN belongs to the best of the industry, outperforming 80.43% of the companies in the same industry.
- TRIN has a Return On Equity of 14.24%. This is in the better half of the industry: TRIN outperforms 76.17% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 5.06%, TRIN is in the better half of the industry, outperforming 65.96% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for TRIN is in line with the industry average of 7.16%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.33% | ||
| ROE | 14.24% | ||
| ROIC | 5.06% |
ROA(3y)3.23%
ROA(5y)4.54%
ROE(3y)6.67%
ROE(5y)9.42%
ROIC(3y)5.41%
ROIC(5y)4.61%
1.3 Margins
- With an excellent Profit Margin value of 50.54%, TRIN belongs to the best of the industry, outperforming 90.64% of the companies in the same industry.
- TRIN's Profit Margin has declined in the last couple of years.
- The Operating Margin of TRIN (49.48%) is better than 87.66% of its industry peers.
- TRIN's Operating Margin has been stable in the last couple of years.
- TRIN has a Gross Margin of 73.07%. This is amongst the best in the industry. TRIN outperforms 82.13% of its industry peers.
- In the last couple of years the Gross Margin of TRIN has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 49.48% | ||
| PM (TTM) | 50.54% | ||
| GM | 73.07% |
OM growth 3Y0.73%
OM growth 5YN/A
PM growth 3Y-32.9%
PM growth 5YN/A
GM growth 3Y-0.66%
GM growth 5YN/A
2. Health
2.1 Basic Checks
- Compared to 1 year ago, TRIN has more shares outstanding
- Compared to 5 years ago, TRIN has more shares outstanding
- Compared to 1 year ago, TRIN has a worse debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of 0.89, we must say that TRIN is in the distress zone and has some risk of bankruptcy.
- With a Altman-Z score value of 0.89, TRIN perfoms like the industry average, outperforming 52.77% of the companies in the same industry.
- TRIN has a Debt/Equity ratio of 1.18. This is a high value indicating a heavy dependency on external financing.
- Looking at the Debt to Equity ratio, with a value of 1.18, TRIN is in line with its industry, outperforming 42.55% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.18 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.89 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- TRIN has a Current Ratio of 0.39. This is a bad value and indicates that TRIN is not financially healthy enough and could expect problems in meeting its short term obligations.
- TRIN has a worse Current ratio (0.39) than 74.47% of its industry peers.
- A Quick Ratio of 0.39 indicates that TRIN may have some problems paying its short term obligations.
- With a Quick ratio value of 0.39, TRIN is not doing good in the industry: 74.47% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.39 | ||
| Quick Ratio | 0.39 |
3. Growth
3.1 Past
- TRIN shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by 0.00%.
- Measured over the past years, TRIN shows a quite strong growth in Earnings Per Share. The EPS has been growing by 14.21% on average per year.
- The Revenue has grown by 31.00% in the past year. This is a very strong growth!
- The Revenue has been growing by 42.47% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)0%
EPS 3Y14.21%
EPS 5YN/A
EPS Q2Q%-3.7%
Revenue 1Y (TTM)31%
Revenue growth 3Y42.47%
Revenue growth 5YN/A
Sales Q2Q%7.23%
3.2 Future
- TRIN is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -1.50% yearly.
- TRIN is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.69% yearly.
EPS Next Y-3.05%
EPS Next 2Y-1.48%
EPS Next 3Y-1.5%
EPS Next 5YN/A
Revenue Next Year23.57%
Revenue Next 2Y18.44%
Revenue Next 3Y12.69%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 7.54, the valuation of TRIN can be described as very cheap.
- TRIN's Price/Earnings ratio is rather cheap when compared to the industry. TRIN is cheaper than 84.26% of the companies in the same industry.
- TRIN's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.47.
- Based on the Price/Forward Earnings ratio of 7.63, the valuation of TRIN can be described as very cheap.
- 86.81% of the companies in the same industry are more expensive than TRIN, based on the Price/Forward Earnings ratio.
- TRIN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.26.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.54 | ||
| Fwd PE | 7.63 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The decent profitability rating of TRIN may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-1.48%
EPS Next 3Y-1.5%
5. Dividend
5.1 Amount
- TRIN has a Yearly Dividend Yield of 12.90%, which is a nice return.
- Compared to an average industry Dividend Yield of 6.15, TRIN pays a better dividend. On top of this TRIN pays more dividend than 83.40% of the companies listed in the same industry.
- TRIN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.9% |
5.2 History
- TRIN has been paying a dividend for over 5 years, so it has already some track record.
- TRIN has decreased its dividend recently.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
- 90.46% of the earnings are spent on dividend by TRIN. This is not a sustainable payout ratio.
DP90.46%
EPS Next 2Y-1.48%
EPS Next 3Y-1.5%
16.21
-0.05 (-0.31%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-05 2025-11-05/bmo
Earnings (Next)02-24 2026-02-24/amc
Inst Owners28.3%
Inst Owner Change-0.04%
Ins Owners4.42%
Ins Owner Change-2.8%
Market Cap1.23B
Revenue(TTM)281.25M
Net Income(TTM)142.15M
Analysts82.67
Price Target16.77 (3.45%)
Short Float %2.51%
Short Ratio2.08
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.9% |
Yearly Dividend1.9
Dividend Growth(5Y)N/A
DP90.46%
Div Incr Years0
Div Non Decr Years1
Ex-Date03-13 2026-03-13 (0.17)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-1.53%
Min EPS beat(2)-3.17%
Max EPS beat(2)0.12%
EPS beat(4)2
Avg EPS beat(4)0.57%
Min EPS beat(4)-3.17%
Max EPS beat(4)7.82%
EPS beat(8)3
Avg EPS beat(8)0.1%
EPS beat(12)5
Avg EPS beat(12)0.96%
EPS beat(16)8
Avg EPS beat(16)2.84%
Revenue beat(2)1
Avg Revenue beat(2)8.92%
Min Revenue beat(2)-11.13%
Max Revenue beat(2)28.98%
Revenue beat(4)2
Avg Revenue beat(4)5.1%
Min Revenue beat(4)-11.13%
Max Revenue beat(4)28.98%
Revenue beat(8)5
Avg Revenue beat(8)3.88%
Revenue beat(12)8
Avg Revenue beat(12)3.87%
Revenue beat(16)12
Avg Revenue beat(16)5.79%
PT rev (1m)0.81%
PT rev (3m)0.04%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.55%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.56%
Revenue NQ rev (1m)3.61%
Revenue NQ rev (3m)8.48%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.48%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.54 | ||
| Fwd PE | 7.63 | ||
| P/S | 4.36 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.23 | ||
| P/tB | 1.23 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.15
EY13.26%
EPS(NY)2.13
Fwd EY13.11%
FCF(TTM)-4.66
FCFYN/A
OCF(TTM)-4.66
OCFYN/A
SpS3.72
BVpS13.19
TBVpS13.19
PEG (NY)N/A
PEG (5Y)N/A
Graham Number25.26
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.33% | ||
| ROE | 14.24% | ||
| ROCE | 6.4% | ||
| ROIC | 5.06% | ||
| ROICexc | 5.08% | ||
| ROICexgc | 5.12% | ||
| OM | 49.48% | ||
| PM (TTM) | 50.54% | ||
| GM | 73.07% | ||
| FCFM | N/A |
ROA(3y)3.23%
ROA(5y)4.54%
ROE(3y)6.67%
ROE(5y)9.42%
ROIC(3y)5.41%
ROIC(5y)4.61%
ROICexc(3y)5.44%
ROICexc(5y)4.71%
ROICexgc(3y)5.47%
ROICexgc(5y)4.74%
ROCE(3y)6.85%
ROCE(5y)5.84%
ROICexgc growth 3Y13.78%
ROICexgc growth 5YN/A
ROICexc growth 3Y14.04%
ROICexc growth 5YN/A
OM growth 3Y0.73%
OM growth 5YN/A
PM growth 3Y-32.9%
PM growth 5YN/A
GM growth 3Y-0.66%
GM growth 5YN/A
F-Score5
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.18 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0.18% | ||
| Interest Coverage | 1.73 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.39 | ||
| Quick Ratio | 0.39 | ||
| Altman-Z | 0.89 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.61%
Cap/Sales(5y)0.75%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y14.21%
EPS 5YN/A
EPS Q2Q%-3.7%
EPS Next Y-3.05%
EPS Next 2Y-1.48%
EPS Next 3Y-1.5%
EPS Next 5YN/A
Revenue 1Y (TTM)31%
Revenue growth 3Y42.47%
Revenue growth 5YN/A
Sales Q2Q%7.23%
Revenue Next Year23.57%
Revenue Next 2Y18.44%
Revenue Next 3Y12.69%
Revenue Next 5YN/A
EBIT growth 1Y31%
EBIT growth 3Y43.5%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-2632.14%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-3219.17%
OCF growth 3YN/A
OCF growth 5YN/A
TRINITY CAPITAL INC / TRIN FAQ
Can you provide the ChartMill fundamental rating for TRINITY CAPITAL INC?
ChartMill assigns a fundamental rating of 4 / 10 to TRIN.
What is the valuation status for TRIN stock?
ChartMill assigns a valuation rating of 5 / 10 to TRINITY CAPITAL INC (TRIN). This can be considered as Fairly Valued.
How profitable is TRINITY CAPITAL INC (TRIN) stock?
TRINITY CAPITAL INC (TRIN) has a profitability rating of 6 / 10.
What is the financial health of TRINITY CAPITAL INC (TRIN) stock?
The financial health rating of TRINITY CAPITAL INC (TRIN) is 0 / 10.
How sustainable is the dividend of TRINITY CAPITAL INC (TRIN) stock?
The dividend rating of TRINITY CAPITAL INC (TRIN) is 5 / 10 and the dividend payout ratio is 90.46%.