TRINITY CAPITAL INC (TRIN) Stock Fundamental Analysis
NASDAQ:TRIN - Nasdaq - US8964423086 - Common Stock - Currency: USD
TRIN gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 225 industry peers in the Capital Markets industry. There are concerns on the financial health of TRIN while its profitability can be described as average. TRIN has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
TRIN had positive earnings in the past year.
In the past year TRIN has reported a negative cash flow from operations.
The reported net income has been mixed in the past 5 years: TRIN reported negative net income in multiple years.
In the past 5 years TRIN always reported negative operating cash flow.
1.2 Ratios
TRIN has a Return On Assets of 5.04%. This is in the better half of the industry: TRIN outperforms 66.21% of its industry peers.
With a decent Return On Equity value of 11.55%, TRIN is doing good in the industry, outperforming 63.47% of the companies in the same industry.
The Return On Invested Capital of TRIN (5.03%) is better than 66.21% of its industry peers.
TRIN had an Average Return On Invested Capital over the past 3 years of 4.80%. This is in line with the industry average of 6.76%.
The last Return On Invested Capital (5.03%) for TRIN is above the 3 year average (4.80%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.04% | ||
| ROE | 11.55% | ||
| ROIC | 5.03% |
ROA(3y)5.76%
ROA(5y)1.63%
ROE(3y)11.87%
ROE(5y)N/A
ROIC(3y)4.8%
ROIC(5y)N/A
1.3 Margins
TRIN has a Profit Margin of 40.73%. This is amongst the best in the industry. TRIN outperforms 82.65% of its industry peers.
Looking at the Operating Margin, with a value of 49.52%, TRIN belongs to the top of the industry, outperforming 87.67% of the companies in the same industry.
TRIN's Operating Margin has improved in the last couple of years.
With an excellent Gross Margin value of 75.15%, TRIN belongs to the best of the industry, outperforming 80.82% of the companies in the same industry.
TRIN's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 49.52% | ||
| PM (TTM) | 40.73% | ||
| GM | 75.15% |
OM growth 3Y4.98%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.8%
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for TRIN has been increased compared to 1 year ago.
The debt/assets ratio for TRIN has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.84, we must say that TRIN is in the distress zone and has some risk of bankruptcy.
TRIN's Altman-Z score of 0.84 is in line compared to the rest of the industry. TRIN outperforms 48.40% of its industry peers.
TRIN has a Debt/Equity ratio of 1.21. This is a high value indicating a heavy dependency on external financing.
TRIN's Debt to Equity ratio of 1.21 is on the low side compared to the rest of the industry. TRIN is outperformed by 61.64% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.21 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.84 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
TRIN has a Current Ratio of 0.39. This is a bad value and indicates that TRIN is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.39, TRIN is doing worse than 79.45% of the companies in the same industry.
TRIN has a Quick Ratio of 0.39. This is a bad value and indicates that TRIN is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of TRIN (0.39) is worse than 79.45% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.39 | ||
| Quick Ratio | 0.39 |
3. Growth
3.1 Past
TRIN shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -4.44%.
Looking at the last year, TRIN shows a very strong growth in Revenue. The Revenue has grown by 22.30%.
TRIN shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 48.98% yearly.
EPS 1Y (TTM)-4.44%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-1.82%
Revenue 1Y (TTM)22.3%
Revenue growth 3Y48.98%
Revenue growth 5YN/A
Sales Q2Q%33.01%
3.2 Future
Based on estimates for the next years, TRIN will show a decrease in Earnings Per Share. The EPS will decrease by -1.98% on average per year.
TRIN is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 17.78% yearly.
EPS Next Y-2.14%
EPS Next 2Y-2.21%
EPS Next 3Y-1.98%
EPS Next 5YN/A
Revenue Next Year28.52%
Revenue Next 2Y23.22%
Revenue Next 3Y17.78%
Revenue Next 5YN/A
3.3 Evolution
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
TRIN is valuated cheaply with a Price/Earnings ratio of 7.36.
TRIN's Price/Earnings ratio is rather cheap when compared to the industry. TRIN is cheaper than 87.21% of the companies in the same industry.
TRIN's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 29.63.
The Price/Forward Earnings ratio is 7.46, which indicates a rather cheap valuation of TRIN.
Based on the Price/Forward Earnings ratio, TRIN is valued cheaply inside the industry as 90.41% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 22.68. TRIN is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.36 | ||
| Fwd PE | 7.46 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The decent profitability rating of TRIN may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-2.21%
EPS Next 3Y-1.98%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 12.73%, TRIN is a good candidate for dividend investing.
TRIN's Dividend Yield is rather good when compared to the industry average which is at 9.98. TRIN pays more dividend than 81.74% of the companies in the same industry.
TRIN's Dividend Yield is rather good when compared to the S&P500 average which is at 2.27.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.73% |
5.2 History
TRIN has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
TRIN pays out 110.21% of its income as dividend. This is not a sustainable payout ratio.
DP110.21%
EPS Next 2Y-2.21%
EPS Next 3Y-1.98%
15.83
-0.19 (-1.19%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners26.95%
Inst Owner Change14.44%
Ins Owners6.1%
Ins Owner Change-1.34%
Market Cap932.55M
Analysts82.86
Price Target15.91 (0.51%)
Short Float %2.86%
Short Ratio2.85
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.73% |
Yearly Dividend1.94
Dividend Growth(5Y)N/A
DP110.21%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.97%
Min EPS beat(2)-0.34%
Max EPS beat(2)2.28%
EPS beat(4)1
Avg EPS beat(4)-0.38%
Min EPS beat(4)-1.96%
Max EPS beat(4)2.28%
EPS beat(8)3
Avg EPS beat(8)1.15%
EPS beat(12)6
Avg EPS beat(12)3.6%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)5.22%
Min Revenue beat(2)1.39%
Max Revenue beat(2)9.05%
Revenue beat(4)3
Avg Revenue beat(4)2.67%
Min Revenue beat(4)-0.79%
Max Revenue beat(4)9.05%
Revenue beat(8)6
Avg Revenue beat(8)3.26%
Revenue beat(12)10
Avg Revenue beat(12)6.02%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-0.2%
EPS NQ rev (1m)-0.47%
EPS NQ rev (3m)-0.74%
EPS NY rev (1m)-0.13%
EPS NY rev (3m)-0.07%
Revenue NQ rev (1m)0.35%
Revenue NQ rev (3m)0.35%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.08%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.36 | ||
| Fwd PE | 7.46 | ||
| P/S | 4.34 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.23 | ||
| P/tB | 1.23 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.15
EY13.58%
EPS(NY)2.12
Fwd EY13.41%
FCF(TTM)-8.02
FCFYN/A
OCF(TTM)-8.01
OCFYN/A
SpS3.64
BVpS12.85
TBVpS12.85
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.04% | ||
| ROE | 11.55% | ||
| ROCE | 6.37% | ||
| ROIC | 5.03% | ||
| ROICexc | 5.06% | ||
| ROICexgc | 5.09% | ||
| OM | 49.52% | ||
| PM (TTM) | 40.73% | ||
| GM | 75.15% | ||
| FCFM | N/A |
ROA(3y)5.76%
ROA(5y)1.63%
ROE(3y)11.87%
ROE(5y)N/A
ROIC(3y)4.8%
ROIC(5y)N/A
ROICexc(3y)4.87%
ROICexc(5y)N/A
ROICexgc(3y)4.9%
ROICexgc(5y)N/A
ROCE(3y)6.07%
ROCE(5y)N/A
ROICexcg growth 3Y15.9%
ROICexcg growth 5YN/A
ROICexc growth 3Y15.54%
ROICexc growth 5YN/A
OM growth 3Y4.98%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.8%
GM growth 5YN/A
F-Score4
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.21 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0.38% | ||
| Interest Coverage | 3.31 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.39 | ||
| Quick Ratio | 0.39 | ||
| Altman-Z | 0.84 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)1.03%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-4.44%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-1.82%
EPS Next Y-2.14%
EPS Next 2Y-2.21%
EPS Next 3Y-1.98%
EPS Next 5YN/A
Revenue 1Y (TTM)22.3%
Revenue growth 3Y48.98%
Revenue growth 5YN/A
Sales Q2Q%33.01%
Revenue Next Year28.52%
Revenue Next 2Y23.22%
Revenue Next 3Y17.78%
Revenue Next 5YN/A
EBIT growth 1Y22.96%
EBIT growth 3Y56.4%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-46.5%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-46.31%
OCF growth 3YN/A
OCF growth 5YN/A