TRINITY CAPITAL INC (TRIN) Fundamental Analysis & Valuation

NASDAQ:TRIN • US8964423086

Current stock price

15.93 USD
+0.02 (+0.13%)
Last:

This TRIN fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. TRIN Profitability Analysis

1.1 Basic Checks

  • TRIN had positive earnings in the past year.
  • In the past year TRIN has reported a negative cash flow from operations.
  • Of the past 5 years TRIN 4 years were profitable.
  • In the past 5 years TRIN always reported negative operating cash flow.
TRIN Yearly Net Income VS EBIT VS OCF VS FCFTRIN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 2025 0 -200M -400M

1.2 Ratios

  • The Return On Assets of TRIN (5.46%) is better than 71.13% of its industry peers.
  • With a decent Return On Equity value of 12.40%, TRIN is doing good in the industry, outperforming 67.78% of the companies in the same industry.
  • TRIN has a better Return On Invested Capital (4.77%) than 61.92% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for TRIN is below the industry average of 7.30%.
Industry RankSector Rank
ROA 5.46%
ROE 12.4%
ROIC 4.77%
ROA(3y)5.95%
ROA(5y)5.85%
ROE(3y)13.01%
ROE(5y)12.41%
ROIC(3y)5.28%
ROIC(5y)4.91%
TRIN Yearly ROA, ROE, ROICTRIN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 2025 0 20 40 60 80

1.3 Margins

  • The Profit Margin of TRIN (46.18%) is better than 89.12% of its industry peers.
  • Looking at the Operating Margin, with a value of 49.06%, TRIN belongs to the top of the industry, outperforming 87.87% of the companies in the same industry.
  • In the last couple of years the Operating Margin of TRIN has grown nicely.
  • TRIN has a Gross Margin of 72.56%. This is in the better half of the industry: TRIN outperforms 79.92% of its industry peers.
  • In the last couple of years the Gross Margin of TRIN has remained more or less at the same level.
Industry RankSector Rank
OM 49.06%
PM (TTM) 46.18%
GM 72.56%
OM growth 3Y-0.1%
OM growth 5Y2.8%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.77%
GM growth 5Y0.83%
TRIN Yearly Profit, Operating, Gross MarginsTRIN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 2025 0 50 100 150

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0

2. TRIN Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, TRIN has more shares outstanding
  • Compared to 5 years ago, TRIN has more shares outstanding
  • TRIN has a worse debt/assets ratio than last year.
TRIN Yearly Shares OutstandingTRIN Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
TRIN Yearly Total Debt VS Total AssetsTRIN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

2.2 Solvency

  • Based on the Altman-Z score of 0.85, we must say that TRIN is in the distress zone and has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 0.85, TRIN is in line with its industry, outperforming 53.56% of the companies in the same industry.
  • A Debt/Equity ratio of 1.18 is on the high side and indicates that TRIN has dependencies on debt financing.
  • TRIN has a Debt to Equity ratio of 1.18. This is comparable to the rest of the industry: TRIN outperforms 43.51% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.18
Debt/FCF N/A
Altman-Z 0.85
ROIC/WACCN/A
WACCN/A
TRIN Yearly LT Debt VS Equity VS FCFTRIN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 2025 0 500M -500M 1B

2.3 Liquidity

  • TRIN has a Current Ratio of 0.40. This is a bad value and indicates that TRIN is not financially healthy enough and could expect problems in meeting its short term obligations.
  • TRIN's Current ratio of 0.40 is on the low side compared to the rest of the industry. TRIN is outperformed by 77.82% of its industry peers.
  • TRIN has a Quick Ratio of 0.40. This is a bad value and indicates that TRIN is not financially healthy enough and could expect problems in meeting its short term obligations.
  • TRIN has a Quick ratio of 0.40. This is in the lower half of the industry: TRIN underperforms 77.82% of its industry peers.
Industry RankSector Rank
Current Ratio 0.4
Quick Ratio 0.4
TRIN Yearly Current Assets VS Current LiabilitesTRIN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. TRIN Growth Analysis

3.1 Past

  • TRIN shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -4.57%.
  • Measured over the past years, TRIN shows a decrease in Earnings Per Share. The EPS has been decreasing by -1.84% on average per year.
  • The Revenue has grown by 23.54% in the past year. This is a very strong growth!
  • Measured over the past years, TRIN shows a very strong growth in Revenue. The Revenue has been growing by 39.80% on average per year.
EPS 1Y (TTM)-4.57%
EPS 3Y-1.84%
EPS 5YN/A
EPS Q2Q%-10.34%
Revenue 1Y (TTM)23.54%
Revenue growth 3Y26.37%
Revenue growth 5Y39.8%
Sales Q2Q%17.51%

3.2 Future

  • TRIN is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -3.00% yearly.
  • TRIN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.42% yearly.
EPS Next Y0.9%
EPS Next 2Y0.61%
EPS Next 3Y-3%
EPS Next 5YN/A
Revenue Next Year22.59%
Revenue Next 2Y16.13%
Revenue Next 3Y3.43%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
TRIN Yearly Revenue VS EstimatesTRIN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 2028 100M 200M 300M 400M
TRIN Yearly EPS VS EstimatesTRIN Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5 2

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5

4. TRIN Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 7.62 indicates a rather cheap valuation of TRIN.
  • TRIN's Price/Earnings ratio is a bit cheaper when compared to the industry. TRIN is cheaper than 77.82% of the companies in the same industry.
  • TRIN's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.15.
  • TRIN is valuated cheaply with a Price/Forward Earnings ratio of 7.55.
  • Based on the Price/Forward Earnings ratio, TRIN is valued cheaper than 85.36% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 22.12, TRIN is valued rather cheaply.
Industry RankSector Rank
PE 7.62
Fwd PE 7.55
TRIN Price Earnings VS Forward Price EarningsTRIN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
TRIN Per share dataTRIN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 -5 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates TRIN does not grow enough to justify the current Price/Earnings ratio.
  • TRIN's earnings are expected to decrease with -3.00% in the coming years. This may justify a cheaper valuation.
PEG (NY)8.48
PEG (5Y)N/A
EPS Next 2Y0.61%
EPS Next 3Y-3%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. TRIN Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 13.08%, TRIN is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 6.53, TRIN pays a better dividend. On top of this TRIN pays more dividend than 80.75% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, TRIN pays a better dividend.
Industry RankSector Rank
Dividend Yield 13.08%

5.2 History

  • TRIN has been paying a dividend for over 5 years, so it has already some track record.
  • The dividend of TRIN decreased in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years2
TRIN Yearly Dividends per shareTRIN Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • TRIN pays out 100.56% of its income as dividend. This is not a sustainable payout ratio.
DP100.56%
EPS Next 2Y0.61%
EPS Next 3Y-3%
TRIN Yearly Income VS Free CF VS DividendTRIN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2019 2020 2021 2022 2023 2024 2025 0 -200M -400M
TRIN Dividend Payout.TRIN Dividend Payout, showing the Payout Ratio.TRIN Dividend Payout.PayoutRetained Earnings

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TRIN Fundamentals: All Metrics, Ratios and Statistics

TRINITY CAPITAL INC

NASDAQ:TRIN (4/28/2026, 11:01:58 AM)

15.93

+0.02 (+0.13%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-25
Earnings (Next)05-06
Inst Owners25.73%
Inst Owner Change-1.24%
Ins Owners4.3%
Ins Owner Change19.44%
Market Cap1.32B
Revenue(TTM)293.65M
Net Income(TTM)135.61M
Analysts82.5
Price Target16.96 (6.47%)
Short Float %7.56%
Short Ratio4.42
Dividend
Industry RankSector Rank
Dividend Yield 13.08%
Yearly Dividend1.9
Dividend Growth(5Y)N/A
DP100.56%
Div Incr Years0
Div Non Decr Years2
Ex-Date06-11
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-2.36%
Min EPS beat(2)-3.17%
Max EPS beat(2)-1.54%
EPS beat(4)1
Avg EPS beat(4)-1.77%
Min EPS beat(4)-3.17%
Max EPS beat(4)0.12%
EPS beat(8)3
Avg EPS beat(8)0.15%
EPS beat(12)4
Avg EPS beat(12)-0.07%
EPS beat(16)8
Avg EPS beat(16)3.25%
Revenue beat(2)1
Avg Revenue beat(2)-5.02%
Min Revenue beat(2)-11.13%
Max Revenue beat(2)1.1%
Revenue beat(4)2
Avg Revenue beat(4)3.69%
Min Revenue beat(4)-11.13%
Max Revenue beat(4)28.98%
Revenue beat(8)5
Avg Revenue beat(8)3.89%
Revenue beat(12)8
Avg Revenue beat(12)3.41%
Revenue beat(16)12
Avg Revenue beat(16)5.58%
PT rev (1m)-0.25%
PT rev (3m)0.76%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.64%
EPS NY rev (1m)-0.71%
EPS NY rev (3m)-0.86%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)3.71%
Revenue NY rev (1m)0.76%
Revenue NY rev (3m)5.55%
Valuation
Industry RankSector Rank
PE 7.62
Fwd PE 7.55
P/S 4.51
P/FCF N/A
P/OCF N/A
P/B 1.21
P/tB 1.21
EV/EBITDA N/A
EPS(TTM)2.09
EY13.12%
EPS(NY)2.11
Fwd EY13.24%
FCF(TTM)-6.45
FCFYN/A
OCF(TTM)-6.44
OCFYN/A
SpS3.53
BVpS13.15
TBVpS13.15
PEG (NY)8.48
PEG (5Y)N/A
Graham Number24.8708 (56.13%)
Profitability
Industry RankSector Rank
ROA 5.46%
ROE 12.4%
ROCE 6.03%
ROIC 4.77%
ROICexc 4.8%
ROICexgc 4.83%
OM 49.06%
PM (TTM) 46.18%
GM 72.56%
FCFM N/A
ROA(3y)5.95%
ROA(5y)5.85%
ROE(3y)13.01%
ROE(5y)12.41%
ROIC(3y)5.28%
ROIC(5y)4.91%
ROICexc(3y)5.3%
ROICexc(5y)4.96%
ROICexgc(3y)5.34%
ROICexgc(5y)4.99%
ROCE(3y)6.68%
ROCE(5y)6.21%
ROICexgc growth 3Y-3.45%
ROICexgc growth 5Y5.51%
ROICexc growth 3Y-3.45%
ROICexc growth 5Y5.39%
OM growth 3Y-0.1%
OM growth 5Y2.8%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.77%
GM growth 5Y0.83%
F-Score2
Asset Turnover0.12
Health
Industry RankSector Rank
Debt/Equity 1.18
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 0.27%
Interest Coverage 2.08
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.4
Quick Ratio 0.4
Altman-Z 0.85
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.65%
Cap/Sales(5y)0.71%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-4.57%
EPS 3Y-1.84%
EPS 5YN/A
EPS Q2Q%-10.34%
EPS Next Y0.9%
EPS Next 2Y0.61%
EPS Next 3Y-3%
EPS Next 5YN/A
Revenue 1Y (TTM)23.54%
Revenue growth 3Y26.37%
Revenue growth 5Y39.8%
Sales Q2Q%17.51%
Revenue Next Year22.59%
Revenue Next 2Y16.13%
Revenue Next 3Y3.43%
Revenue Next 5YN/A
EBIT growth 1Y24.04%
EBIT growth 3Y26.25%
EBIT growth 5Y43.72%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-69%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-68.98%
OCF growth 3YN/A
OCF growth 5YN/A

TRINITY CAPITAL INC / TRIN Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for TRINITY CAPITAL INC?

ChartMill assigns a fundamental rating of 3 / 10 to TRIN.


What is the valuation status for TRIN stock?

ChartMill assigns a valuation rating of 5 / 10 to TRINITY CAPITAL INC (TRIN). This can be considered as Fairly Valued.


Can you provide the profitability details for TRINITY CAPITAL INC?

TRINITY CAPITAL INC (TRIN) has a profitability rating of 5 / 10.


Can you provide the expected EPS growth for TRIN stock?

The Earnings per Share (EPS) of TRINITY CAPITAL INC (TRIN) is expected to grow by 0.9% in the next year.


Is the dividend of TRINITY CAPITAL INC sustainable?

The dividend rating of TRINITY CAPITAL INC (TRIN) is 5 / 10 and the dividend payout ratio is 100.56%.