TRINITY CAPITAL INC (TRIN) Stock Fundamental Analysis

USA • Nasdaq • NASDAQ:TRIN • US8964423086

16.19 USD
+0.21 (+1.31%)
At close: Feb 6, 2026
16.19 USD
0 (0%)
After Hours: 2/6/2026, 4:04:38 PM
Fundamental Rating

4

Overall TRIN gets a fundamental rating of 4 out of 10. We evaluated TRIN against 238 industry peers in the Capital Markets industry. There are concerns on the financial health of TRIN while its profitability can be described as average. TRIN has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • TRIN had positive earnings in the past year.
  • In the past year TRIN has reported a negative cash flow from operations.
  • In multiple years TRIN reported negative net income over the last 5 years.
  • In the past 5 years TRIN always reported negative operating cash flow.
TRIN Yearly Net Income VS EBIT VS OCF VS FCFTRIN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 0 100M -100M -200M -300M

1.2 Ratios

  • TRIN has a better Return On Assets (6.33%) than 76.89% of its industry peers.
  • TRIN's Return On Equity of 14.24% is fine compared to the rest of the industry. TRIN outperforms 76.05% of its industry peers.
  • TRIN's Return On Invested Capital of 5.06% is fine compared to the rest of the industry. TRIN outperforms 65.55% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for TRIN is in line with the industry average of 7.28%.
Industry RankSector Rank
ROA 6.33%
ROE 14.24%
ROIC 5.06%
ROA(3y)3.23%
ROA(5y)4.54%
ROE(3y)6.67%
ROE(5y)9.42%
ROIC(3y)5.41%
ROIC(5y)4.61%
TRIN Yearly ROA, ROE, ROICTRIN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 0 20 40 60 80

1.3 Margins

  • TRIN has a Profit Margin of 50.54%. This is amongst the best in the industry. TRIN outperforms 90.34% of its industry peers.
  • TRIN's Profit Margin has declined in the last couple of years.
  • Looking at the Operating Margin, with a value of 49.48%, TRIN belongs to the top of the industry, outperforming 87.82% of the companies in the same industry.
  • In the last couple of years the Operating Margin of TRIN has remained more or less at the same level.
  • TRIN's Gross Margin of 73.07% is amongst the best of the industry. TRIN outperforms 81.51% of its industry peers.
  • TRIN's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 49.48%
PM (TTM) 50.54%
GM 73.07%
OM growth 3Y0.73%
OM growth 5YN/A
PM growth 3Y-32.9%
PM growth 5YN/A
GM growth 3Y-0.66%
GM growth 5YN/A
TRIN Yearly Profit, Operating, Gross MarginsTRIN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 0 50 100 150

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ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. Health

2.1 Basic Checks

  • Compared to 1 year ago, TRIN has more shares outstanding
  • TRIN has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, TRIN has a worse debt to assets ratio.
TRIN Yearly Shares OutstandingTRIN Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 20M 40M 60M
TRIN Yearly Total Debt VS Total AssetsTRIN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.2 Solvency

  • TRIN has an Altman-Z score of 0.88. This is a bad value and indicates that TRIN is not financially healthy and even has some risk of bankruptcy.
  • With a Altman-Z score value of 0.88, TRIN perfoms like the industry average, outperforming 53.78% of the companies in the same industry.
  • TRIN has a Debt/Equity ratio of 1.18. This is a high value indicating a heavy dependency on external financing.
  • The Debt to Equity ratio of TRIN (1.18) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 1.18
Debt/FCF N/A
Altman-Z 0.88
ROIC/WACCN/A
WACCN/A
TRIN Yearly LT Debt VS Equity VS FCFTRIN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M

2.3 Liquidity

  • A Current Ratio of 0.39 indicates that TRIN may have some problems paying its short term obligations.
  • TRIN has a worse Current ratio (0.39) than 74.79% of its industry peers.
  • A Quick Ratio of 0.39 indicates that TRIN may have some problems paying its short term obligations.
  • TRIN has a Quick ratio of 0.39. This is in the lower half of the industry: TRIN underperforms 74.79% of its industry peers.
Industry RankSector Rank
Current Ratio 0.39
Quick Ratio 0.39
TRIN Yearly Current Assets VS Current LiabilitesTRIN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • The earnings per share for TRIN have decreased by 0.00% in the last year.
  • TRIN shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 14.21% yearly.
  • Looking at the last year, TRIN shows a very strong growth in Revenue. The Revenue has grown by 31.00%.
  • Measured over the past years, TRIN shows a very strong growth in Revenue. The Revenue has been growing by 42.47% on average per year.
EPS 1Y (TTM)0%
EPS 3Y14.21%
EPS 5YN/A
EPS Q2Q%-3.7%
Revenue 1Y (TTM)31%
Revenue growth 3Y42.47%
Revenue growth 5YN/A
Sales Q2Q%7.23%

3.2 Future

  • TRIN is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -1.50% yearly.
  • TRIN is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.69% yearly.
EPS Next Y-3.05%
EPS Next 2Y-1.45%
EPS Next 3Y-1.5%
EPS Next 5YN/A
Revenue Next Year25.66%
Revenue Next 2Y20.76%
Revenue Next 3Y12.69%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
TRIN Yearly Revenue VS EstimatesTRIN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M
TRIN Yearly EPS VS EstimatesTRIN Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 7.53 indicates a rather cheap valuation of TRIN.
  • Based on the Price/Earnings ratio, TRIN is valued a bit cheaper than the industry average as 78.57% of the companies are valued more expensively.
  • TRIN is valuated cheaply when we compare the Price/Earnings ratio to 27.67, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 7.61, which indicates a rather cheap valuation of TRIN.
  • TRIN's Price/Forward Earnings ratio is rather cheap when compared to the industry. TRIN is cheaper than 86.97% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 27.20, TRIN is valued rather cheaply.
Industry RankSector Rank
PE 7.53
Fwd PE 7.61
TRIN Price Earnings VS Forward Price EarningsTRIN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
TRIN Per share dataTRIN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-1.45%
EPS Next 3Y-1.5%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 11.96%, TRIN is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 6.03, TRIN pays a bit more dividend than its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.82, TRIN pays a better dividend.
Industry RankSector Rank
Dividend Yield 11.96%

5.2 History

  • TRIN has been paying a dividend for over 5 years, so it has already some track record.
  • The dividend of TRIN decreased recently.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years1
TRIN Yearly Dividends per shareTRIN Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • 90.46% of the earnings are spent on dividend by TRIN. This is not a sustainable payout ratio.
DP90.46%
EPS Next 2Y-1.45%
EPS Next 3Y-1.5%
TRIN Yearly Income VS Free CF VS DividendTRIN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2019 2020 2021 2022 2023 2024 0 100M -100M -200M -300M
TRIN Dividend Payout.TRIN Dividend Payout, showing the Payout Ratio.TRIN Dividend Payout.PayoutRetained Earnings

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TRINITY CAPITAL INC

NASDAQ:TRIN (2/6/2026, 4:04:38 PM)

After market: 16.19 0 (0%)

16.19

+0.21 (+1.31%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-05
Earnings (Next)02-25
Inst Owners28.3%
Inst Owner Change6.15%
Ins Owners4.42%
Ins Owner Change-2.8%
Market Cap1.23B
Revenue(TTM)281.25M
Net Income(TTM)142.15M
Analysts82.67
Price Target16.83 (3.95%)
Short Float %3.23%
Short Ratio2.11
Dividend
Industry RankSector Rank
Dividend Yield 11.96%
Yearly Dividend1.9
Dividend Growth(5Y)N/A
DP90.46%
Div Incr Years0
Div Non Decr Years1
Ex-Date03-13
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-1.53%
Min EPS beat(2)-3.17%
Max EPS beat(2)0.12%
EPS beat(4)2
Avg EPS beat(4)0.57%
Min EPS beat(4)-3.17%
Max EPS beat(4)7.82%
EPS beat(8)3
Avg EPS beat(8)0.1%
EPS beat(12)5
Avg EPS beat(12)0.96%
EPS beat(16)8
Avg EPS beat(16)2.84%
Revenue beat(2)1
Avg Revenue beat(2)8.92%
Min Revenue beat(2)-11.13%
Max Revenue beat(2)28.98%
Revenue beat(4)2
Avg Revenue beat(4)5.1%
Min Revenue beat(4)-11.13%
Max Revenue beat(4)28.98%
Revenue beat(8)5
Avg Revenue beat(8)3.88%
Revenue beat(12)8
Avg Revenue beat(12)3.87%
Revenue beat(16)12
Avg Revenue beat(16)5.79%
PT rev (1m)0.34%
PT rev (3m)1.15%
EPS NQ rev (1m)0.05%
EPS NQ rev (3m)-0.98%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.68%
Revenue NQ rev (1m)-0.13%
Revenue NQ rev (3m)8.34%
Revenue NY rev (1m)1.69%
Revenue NY rev (3m)3.19%
Valuation
Industry RankSector Rank
PE 7.53
Fwd PE 7.61
P/S 4.36
P/FCF N/A
P/OCF N/A
P/B 1.23
P/tB 1.23
EV/EBITDA N/A
EPS(TTM)2.15
EY13.28%
EPS(NY)2.13
Fwd EY13.14%
FCF(TTM)-4.66
FCFYN/A
OCF(TTM)-4.66
OCFYN/A
SpS3.72
BVpS13.19
TBVpS13.19
PEG (NY)N/A
PEG (5Y)N/A
Graham Number25.26
Profitability
Industry RankSector Rank
ROA 6.33%
ROE 14.24%
ROCE 6.4%
ROIC 5.06%
ROICexc 5.08%
ROICexgc 5.12%
OM 49.48%
PM (TTM) 50.54%
GM 73.07%
FCFM N/A
ROA(3y)3.23%
ROA(5y)4.54%
ROE(3y)6.67%
ROE(5y)9.42%
ROIC(3y)5.41%
ROIC(5y)4.61%
ROICexc(3y)5.44%
ROICexc(5y)4.71%
ROICexgc(3y)5.47%
ROICexgc(5y)4.74%
ROCE(3y)6.85%
ROCE(5y)5.84%
ROICexgc growth 3Y13.78%
ROICexgc growth 5YN/A
ROICexc growth 3Y14.04%
ROICexc growth 5YN/A
OM growth 3Y0.73%
OM growth 5YN/A
PM growth 3Y-32.9%
PM growth 5YN/A
GM growth 3Y-0.66%
GM growth 5YN/A
F-Score5
Asset Turnover0.13
Health
Industry RankSector Rank
Debt/Equity 1.18
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 0.18%
Interest Coverage 1.73
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.39
Quick Ratio 0.39
Altman-Z 0.88
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.61%
Cap/Sales(5y)0.75%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y14.21%
EPS 5YN/A
EPS Q2Q%-3.7%
EPS Next Y-3.05%
EPS Next 2Y-1.45%
EPS Next 3Y-1.5%
EPS Next 5YN/A
Revenue 1Y (TTM)31%
Revenue growth 3Y42.47%
Revenue growth 5YN/A
Sales Q2Q%7.23%
Revenue Next Year25.66%
Revenue Next 2Y20.76%
Revenue Next 3Y12.69%
Revenue Next 5YN/A
EBIT growth 1Y31%
EBIT growth 3Y43.5%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-2632.14%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-3219.17%
OCF growth 3YN/A
OCF growth 5YN/A

TRINITY CAPITAL INC / TRIN FAQ

Can you provide the ChartMill fundamental rating for TRINITY CAPITAL INC?

ChartMill assigns a fundamental rating of 4 / 10 to TRIN.


What is the valuation status for TRIN stock?

ChartMill assigns a valuation rating of 5 / 10 to TRINITY CAPITAL INC (TRIN). This can be considered as Fairly Valued.


How profitable is TRINITY CAPITAL INC (TRIN) stock?

TRINITY CAPITAL INC (TRIN) has a profitability rating of 5 / 10.


What is the financial health of TRINITY CAPITAL INC (TRIN) stock?

The financial health rating of TRINITY CAPITAL INC (TRIN) is 0 / 10.


How sustainable is the dividend of TRINITY CAPITAL INC (TRIN) stock?

The dividend rating of TRINITY CAPITAL INC (TRIN) is 4 / 10 and the dividend payout ratio is 90.46%.