TRI POINTE HOMES INC (TPH) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:TPH - US87265H1095 - Common Stock
35.44 USD
+1 (+2.9%)
35.44 USD
0 (0%)
Taking everything into account, TPH scores 5 out of 10 in our fundamental rating. TPH was compared to 60 industry peers in the Household Durables industry. TPH has an excellent financial health rating, but there are some minor concerns on its profitability. TPH has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- TPH had positive earnings in the past year.
- TPH had a positive operating cash flow in the past year.
- Each year in the past 5 years TPH has been profitable.
- Each year in the past 5 years TPH had a positive operating cash flow.
1.2 Ratios
- With a Return On Assets value of 6.22%, TPH perfoms like the industry average, outperforming 56.67% of the companies in the same industry.
- TPH has a Return On Equity (9.39%) which is comparable to the rest of the industry.
- With a Return On Invested Capital value of 6.45%, TPH perfoms like the industry average, outperforming 43.33% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for TPH is in line with the industry average of 9.71%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.22% | ||
| ROE | 9.39% | ||
| ROIC | 6.45% |
ROA(3y)9.52%
ROA(5y)9.28%
ROE(3y)15.16%
ROE(5y)15.46%
ROIC(3y)10.2%
ROIC(5y)10.07%
1.3 Margins
- TPH's Profit Margin of 8.27% is fine compared to the rest of the industry. TPH outperforms 71.67% of its industry peers.
- TPH's Profit Margin has improved in the last couple of years.
- The Operating Margin of TPH (10.40%) is better than 66.67% of its industry peers.
- In the last couple of years the Operating Margin of TPH has grown nicely.
- TPH has a Gross Margin of 22.20%. This is in the lower half of the industry: TPH underperforms 68.33% of its industry peers.
- TPH's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.4% | ||
| PM (TTM) | 8.27% | ||
| GM | 22.2% |
OM growth 3Y-5.72%
OM growth 5Y7.18%
PM growth 3Y-4.72%
PM growth 5Y8.69%
GM growth 3Y-2.33%
GM growth 5Y2.47%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so TPH is still creating some value.
- The number of shares outstanding for TPH has been reduced compared to 1 year ago.
- Compared to 5 years ago, TPH has less shares outstanding
- The debt/assets ratio for TPH has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 3.92 indicates that TPH is not in any danger for bankruptcy at the moment.
- TPH has a better Altman-Z score (3.92) than 61.67% of its industry peers.
- TPH has a debt to FCF ratio of 4.34. This is a neutral value as TPH would need 4.34 years to pay back of all of its debts.
- TPH has a Debt to FCF ratio (4.34) which is comparable to the rest of the industry.
- TPH has a Debt/Equity ratio of 0.36. This is a healthy value indicating a solid balance between debt and equity.
- With a Debt to Equity ratio value of 0.36, TPH perfoms like the industry average, outperforming 45.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 4.34 | ||
| Altman-Z | 3.92 |
ROIC/WACC0.71
WACC9.03%
2.3 Liquidity
- A Current Ratio of 9.02 indicates that TPH has no problem at all paying its short term obligations.
- Looking at the Current ratio, with a value of 9.02, TPH belongs to the top of the industry, outperforming 90.00% of the companies in the same industry.
- TPH has a Quick Ratio of 1.99. This is a normal value and indicates that TPH is financially healthy and should not expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 1.99, TPH belongs to the top of the industry, outperforming 85.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 9.02 | ||
| Quick Ratio | 1.99 |
3. Growth
3.1 Past
- TPH shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -29.67%.
- The Earnings Per Share has been growing by 26.86% on average over the past years. This is a very strong growth
- The Revenue for TPH has decreased by -16.60% in the past year. This is quite bad
- The Revenue has been growing slightly by 7.82% on average over the past years.
EPS 1Y (TTM)-29.67%
EPS 3Y5.7%
EPS 5Y26.86%
EPS Q2Q%-45.76%
Revenue 1Y (TTM)-16.6%
Revenue growth 3Y4.1%
Revenue growth 5Y7.82%
Sales Q2Q%-25.74%
3.2 Future
- TPH is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -12.83% yearly.
- The Revenue is expected to decrease by -8.56% on average over the next years.
EPS Next Y-41.4%
EPS Next 2Y-29.44%
EPS Next 3Y-12.83%
EPS Next 5YN/A
Revenue Next Year-23.15%
Revenue Next 2Y-16.48%
Revenue Next 3Y-8.56%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- TPH is valuated reasonably with a Price/Earnings ratio of 10.45.
- Based on the Price/Earnings ratio, TPH is valued a bit cheaper than the industry average as 71.67% of the companies are valued more expensively.
- The average S&P500 Price/Earnings ratio is at 27.32. TPH is valued rather cheaply when compared to this.
- With a Price/Forward Earnings ratio of 14.74, TPH is valued correctly.
- The rest of the industry has a similar Price/Forward Earnings ratio as TPH.
- TPH is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 24.30, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.45 | ||
| Fwd PE | 14.74 |
4.2 Price Multiples
- 63.33% of the companies in the same industry are more expensive than TPH, based on the Enterprise Value to EBITDA ratio.
- Based on the Price/Free Cash Flow ratio, TPH is valued a bit cheaper than the industry average as 80.00% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.23 | ||
| EV/EBITDA | 7.96 |
4.3 Compensation for Growth
- The decent profitability rating of TPH may justify a higher PE ratio.
- TPH's earnings are expected to decrease with -12.83% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.39
EPS Next 2Y-29.44%
EPS Next 3Y-12.83%
5. Dividend
5.1 Amount
- TPH does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
35.44
+1 (+2.9%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)10-23 2025-10-23/bmo
Earnings (Next)02-16 2026-02-16/bmo
Inst Owners104.83%
Inst Owner Change-0.22%
Ins Owners2.67%
Ins Owner Change-2.11%
Market Cap3.05B
Revenue(TTM)3.75B
Net Income(TTM)310.14M
Analysts76.36
Price Target39.1 (10.33%)
Short Float %6.46%
Short Ratio6.19
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)10.43%
Min EPS beat(2)-0.99%
Max EPS beat(2)21.86%
EPS beat(4)3
Avg EPS beat(4)16.95%
Min EPS beat(4)-0.99%
Max EPS beat(4)41.57%
EPS beat(8)7
Avg EPS beat(8)17.34%
EPS beat(12)11
Avg EPS beat(12)22.86%
EPS beat(16)15
Avg EPS beat(16)21.18%
Revenue beat(2)2
Avg Revenue beat(2)10.4%
Min Revenue beat(2)8.24%
Max Revenue beat(2)12.55%
Revenue beat(4)3
Avg Revenue beat(4)5.09%
Min Revenue beat(4)-0.53%
Max Revenue beat(4)12.55%
Revenue beat(8)7
Avg Revenue beat(8)5.22%
Revenue beat(12)11
Avg Revenue beat(12)9.67%
Revenue beat(16)15
Avg Revenue beat(16)8.4%
PT rev (1m)1.13%
PT rev (3m)-1.71%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.64%
EPS NY rev (1m)0%
EPS NY rev (3m)4.8%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-6.9%
Revenue NY rev (1m)-0.2%
Revenue NY rev (3m)1.42%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.45 | ||
| Fwd PE | 14.74 | ||
| P/S | 0.81 | ||
| P/FCF | 11.23 | ||
| P/OCF | 10.13 | ||
| P/B | 0.92 | ||
| P/tB | 0.97 | ||
| EV/EBITDA | 7.96 |
EPS(TTM)3.39
EY9.57%
EPS(NY)2.4
Fwd EY6.78%
FCF(TTM)3.16
FCFY8.91%
OCF(TTM)3.5
OCFY9.87%
SpS43.65
BVpS38.42
TBVpS36.59
PEG (NY)N/A
PEG (5Y)0.39
Graham Number54.13
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.22% | ||
| ROE | 9.39% | ||
| ROCE | 8.66% | ||
| ROIC | 6.45% | ||
| ROICexc | 7.82% | ||
| ROICexgc | 8.38% | ||
| OM | 10.4% | ||
| PM (TTM) | 8.27% | ||
| GM | 22.2% | ||
| FCFM | 7.23% |
ROA(3y)9.52%
ROA(5y)9.28%
ROE(3y)15.16%
ROE(5y)15.46%
ROIC(3y)10.2%
ROIC(5y)10.07%
ROICexc(3y)12.93%
ROICexc(5y)12.56%
ROICexgc(3y)13.88%
ROICexgc(5y)13.51%
ROCE(3y)13.7%
ROCE(5y)13.52%
ROICexgc growth 3Y-4.63%
ROICexgc growth 5Y13.56%
ROICexc growth 3Y-4.66%
ROICexc growth 5Y13.81%
OM growth 3Y-5.72%
OM growth 5Y7.18%
PM growth 3Y-4.72%
PM growth 5Y8.69%
GM growth 3Y-2.33%
GM growth 5Y2.47%
F-Score4
Asset Turnover0.75
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 4.34 | ||
| Debt/EBITDA | 2.8 | ||
| Cap/Depr | 98.11% | ||
| Cap/Sales | 0.78% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 71.56% | ||
| Profit Quality | 87.48% | ||
| Current Ratio | 9.02 | ||
| Quick Ratio | 1.99 | ||
| Altman-Z | 3.92 |
F-Score4
WACC9.03%
ROIC/WACC0.71
Cap/Depr(3y)108.44%
Cap/Depr(5y)98.73%
Cap/Sales(3y)0.73%
Cap/Sales(5y)0.73%
Profit Quality(3y)88.62%
Profit Quality(5y)109.85%
High Growth Momentum
Growth
EPS 1Y (TTM)-29.67%
EPS 3Y5.7%
EPS 5Y26.86%
EPS Q2Q%-45.76%
EPS Next Y-41.4%
EPS Next 2Y-29.44%
EPS Next 3Y-12.83%
EPS Next 5YN/A
Revenue 1Y (TTM)-16.6%
Revenue growth 3Y4.1%
Revenue growth 5Y7.82%
Sales Q2Q%-25.74%
Revenue Next Year-23.15%
Revenue Next 2Y-16.48%
Revenue Next 3Y-8.56%
Revenue Next 5YN/A
EBIT growth 1Y-32.9%
EBIT growth 3Y-1.86%
EBIT growth 5Y15.56%
EBIT Next Year-20.32%
EBIT Next 3Y-8.94%
EBIT Next 5YN/A
FCF growth 1Y-62.61%
FCF growth 3Y19.93%
FCF growth 5Y18.68%
OCF growth 1Y-59.94%
OCF growth 3Y18.39%
OCF growth 5Y17.11%
TRI POINTE HOMES INC / TPH FAQ
What is the ChartMill fundamental rating of TRI POINTE HOMES INC (TPH) stock?
ChartMill assigns a fundamental rating of 5 / 10 to TPH.
Can you provide the valuation status for TRI POINTE HOMES INC?
ChartMill assigns a valuation rating of 5 / 10 to TRI POINTE HOMES INC (TPH). This can be considered as Fairly Valued.
Can you provide the profitability details for TRI POINTE HOMES INC?
TRI POINTE HOMES INC (TPH) has a profitability rating of 6 / 10.
Can you provide the expected EPS growth for TPH stock?
The Earnings per Share (EPS) of TRI POINTE HOMES INC (TPH) is expected to decline by -41.4% in the next year.