TRI POINTE HOMES INC (TPH) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:TPH • US87265H1095
33.69 USD
+0.12 (+0.36%)
At close: Feb 3, 2026
33.69 USD
0 (0%)
After Hours: 2/3/2026, 8:04:00 PM
We assign a fundamental rating of 5 out of 10 to TPH. TPH was compared to 60 industry peers in the Household Durables industry. TPH has an excellent financial health rating, but there are some minor concerns on its profitability. TPH has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year TPH was profitable.
- TPH had a positive operating cash flow in the past year.
- Each year in the past 5 years TPH has been profitable.
- TPH had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- TPH has a better Return On Assets (6.22%) than 61.67% of its industry peers.
- The Return On Equity of TPH (9.39%) is comparable to the rest of the industry.
- TPH's Return On Invested Capital of 6.45% is in line compared to the rest of the industry. TPH outperforms 45.00% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for TPH is in line with the industry average of 9.41%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.22% | ||
| ROE | 9.39% | ||
| ROIC | 6.45% |
ROA(3y)9.52%
ROA(5y)9.28%
ROE(3y)15.16%
ROE(5y)15.46%
ROIC(3y)10.2%
ROIC(5y)10.07%
1.3 Margins
- Looking at the Profit Margin, with a value of 8.27%, TPH is in the better half of the industry, outperforming 73.33% of the companies in the same industry.
- TPH's Profit Margin has improved in the last couple of years.
- Looking at the Operating Margin, with a value of 10.40%, TPH is in the better half of the industry, outperforming 68.33% of the companies in the same industry.
- TPH's Operating Margin has improved in the last couple of years.
- TPH has a worse Gross Margin (22.20%) than 68.33% of its industry peers.
- TPH's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.4% | ||
| PM (TTM) | 8.27% | ||
| GM | 22.2% |
OM growth 3Y-5.72%
OM growth 5Y7.18%
PM growth 3Y-4.72%
PM growth 5Y8.69%
GM growth 3Y-2.33%
GM growth 5Y2.47%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), TPH is creating some value.
- The number of shares outstanding for TPH has been reduced compared to 1 year ago.
- The number of shares outstanding for TPH has been reduced compared to 5 years ago.
- The debt/assets ratio for TPH has been reduced compared to a year ago.
2.2 Solvency
- TPH has an Altman-Z score of 3.89. This indicates that TPH is financially healthy and has little risk of bankruptcy at the moment.
- The Altman-Z score of TPH (3.89) is better than 63.33% of its industry peers.
- TPH has a debt to FCF ratio of 4.34. This is a neutral value as TPH would need 4.34 years to pay back of all of its debts.
- TPH has a Debt to FCF ratio (4.34) which is comparable to the rest of the industry.
- TPH has a Debt/Equity ratio of 0.36. This is a healthy value indicating a solid balance between debt and equity.
- TPH's Debt to Equity ratio of 0.36 is in line compared to the rest of the industry. TPH outperforms 45.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 4.34 | ||
| Altman-Z | 3.89 |
ROIC/WACC0.72
WACC8.97%
2.3 Liquidity
- TPH has a Current Ratio of 9.02. This indicates that TPH is financially healthy and has no problem in meeting its short term obligations.
- TPH has a better Current ratio (9.02) than 90.00% of its industry peers.
- A Quick Ratio of 1.99 indicates that TPH should not have too much problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 1.99, TPH belongs to the top of the industry, outperforming 85.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 9.02 | ||
| Quick Ratio | 1.99 |
3. Growth
3.1 Past
- The earnings per share for TPH have decreased strongly by -29.67% in the last year.
- TPH shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 26.86% yearly.
- TPH shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -16.60%.
- TPH shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.82% yearly.
EPS 1Y (TTM)-29.67%
EPS 3Y5.7%
EPS 5Y26.86%
EPS Q2Q%-45.76%
Revenue 1Y (TTM)-16.6%
Revenue growth 3Y4.1%
Revenue growth 5Y7.82%
Sales Q2Q%-25.74%
3.2 Future
- Based on estimates for the next years, TPH will show a very negative growth in Earnings Per Share. The EPS will decrease by -15.26% on average per year.
- TPH is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -8.56% yearly.
EPS Next Y-41.41%
EPS Next 2Y-30.62%
EPS Next 3Y-15.26%
EPS Next 5YN/A
Revenue Next Year-23.15%
Revenue Next 2Y-16.48%
Revenue Next 3Y-8.56%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 9.94, which indicates a very decent valuation of TPH.
- Based on the Price/Earnings ratio, TPH is valued a bit cheaper than the industry average as 78.33% of the companies are valued more expensively.
- TPH's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.18.
- Based on the Price/Forward Earnings ratio of 14.49, the valuation of TPH can be described as correct.
- The rest of the industry has a similar Price/Forward Earnings ratio as TPH.
- The average S&P500 Price/Forward Earnings ratio is at 25.51. TPH is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.94 | ||
| Fwd PE | 14.49 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, TPH is valued a bit cheaper than the industry average as 65.00% of the companies are valued more expensively.
- 81.67% of the companies in the same industry are more expensive than TPH, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.67 | ||
| EV/EBITDA | 7.81 |
4.3 Compensation for Growth
- TPH has a very decent profitability rating, which may justify a higher PE ratio.
- A cheap valuation may be justified as TPH's earnings are expected to decrease with -15.26% in the coming years.
PEG (NY)N/A
PEG (5Y)0.37
EPS Next 2Y-30.62%
EPS Next 3Y-15.26%
5. Dividend
5.1 Amount
- No dividends for TPH!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
33.69
+0.12 (+0.36%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)10-23 2025-10-23/bmo
Earnings (Next)02-25 2026-02-25/bmo
Inst Owners104.83%
Inst Owner Change-3.35%
Ins Owners2.67%
Ins Owner Change-2.11%
Market Cap2.90B
Revenue(TTM)3.75B
Net Income(TTM)310.14M
Analysts76.36
Price Target39.1 (16.06%)
Short Float %5.52%
Short Ratio5.38
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)10.43%
Min EPS beat(2)-0.99%
Max EPS beat(2)21.86%
EPS beat(4)3
Avg EPS beat(4)16.95%
Min EPS beat(4)-0.99%
Max EPS beat(4)41.57%
EPS beat(8)7
Avg EPS beat(8)17.34%
EPS beat(12)11
Avg EPS beat(12)22.86%
EPS beat(16)15
Avg EPS beat(16)21.18%
Revenue beat(2)2
Avg Revenue beat(2)10.4%
Min Revenue beat(2)8.24%
Max Revenue beat(2)12.55%
Revenue beat(4)3
Avg Revenue beat(4)5.09%
Min Revenue beat(4)-0.53%
Max Revenue beat(4)12.55%
Revenue beat(8)7
Avg Revenue beat(8)5.22%
Revenue beat(12)11
Avg Revenue beat(12)9.67%
Revenue beat(16)15
Avg Revenue beat(16)8.4%
PT rev (1m)1.13%
PT rev (3m)1.13%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.6%
EPS NY rev (1m)-0.02%
EPS NY rev (3m)4.77%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-3.21%
Revenue NY rev (1m)-0.2%
Revenue NY rev (3m)1.18%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.94 | ||
| Fwd PE | 14.49 | ||
| P/S | 0.77 | ||
| P/FCF | 10.67 | ||
| P/OCF | 9.63 | ||
| P/B | 0.88 | ||
| P/tB | 0.92 | ||
| EV/EBITDA | 7.81 |
EPS(TTM)3.39
EY10.06%
EPS(NY)2.32
Fwd EY6.9%
FCF(TTM)3.16
FCFY9.37%
OCF(TTM)3.5
OCFY10.39%
SpS43.65
BVpS38.42
TBVpS36.59
PEG (NY)N/A
PEG (5Y)0.37
Graham Number54.13
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.22% | ||
| ROE | 9.39% | ||
| ROCE | 8.66% | ||
| ROIC | 6.45% | ||
| ROICexc | 7.82% | ||
| ROICexgc | 8.38% | ||
| OM | 10.4% | ||
| PM (TTM) | 8.27% | ||
| GM | 22.2% | ||
| FCFM | 7.23% |
ROA(3y)9.52%
ROA(5y)9.28%
ROE(3y)15.16%
ROE(5y)15.46%
ROIC(3y)10.2%
ROIC(5y)10.07%
ROICexc(3y)12.93%
ROICexc(5y)12.56%
ROICexgc(3y)13.88%
ROICexgc(5y)13.51%
ROCE(3y)13.7%
ROCE(5y)13.52%
ROICexgc growth 3Y-4.63%
ROICexgc growth 5Y13.56%
ROICexc growth 3Y-4.66%
ROICexc growth 5Y13.81%
OM growth 3Y-5.72%
OM growth 5Y7.18%
PM growth 3Y-4.72%
PM growth 5Y8.69%
GM growth 3Y-2.33%
GM growth 5Y2.47%
F-Score4
Asset Turnover0.75
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 4.34 | ||
| Debt/EBITDA | 2.8 | ||
| Cap/Depr | 98.11% | ||
| Cap/Sales | 0.78% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 71.56% | ||
| Profit Quality | 87.48% | ||
| Current Ratio | 9.02 | ||
| Quick Ratio | 1.99 | ||
| Altman-Z | 3.89 |
F-Score4
WACC8.97%
ROIC/WACC0.72
Cap/Depr(3y)108.44%
Cap/Depr(5y)98.73%
Cap/Sales(3y)0.73%
Cap/Sales(5y)0.73%
Profit Quality(3y)88.62%
Profit Quality(5y)109.85%
High Growth Momentum
Growth
EPS 1Y (TTM)-29.67%
EPS 3Y5.7%
EPS 5Y26.86%
EPS Q2Q%-45.76%
EPS Next Y-41.41%
EPS Next 2Y-30.62%
EPS Next 3Y-15.26%
EPS Next 5YN/A
Revenue 1Y (TTM)-16.6%
Revenue growth 3Y4.1%
Revenue growth 5Y7.82%
Sales Q2Q%-25.74%
Revenue Next Year-23.15%
Revenue Next 2Y-16.48%
Revenue Next 3Y-8.56%
Revenue Next 5YN/A
EBIT growth 1Y-32.9%
EBIT growth 3Y-1.86%
EBIT growth 5Y15.56%
EBIT Next Year-20.32%
EBIT Next 3Y-8.94%
EBIT Next 5YN/A
FCF growth 1Y-62.61%
FCF growth 3Y19.93%
FCF growth 5Y18.68%
OCF growth 1Y-59.94%
OCF growth 3Y18.39%
OCF growth 5Y17.11%
TRI POINTE HOMES INC / TPH FAQ
What is the ChartMill fundamental rating of TRI POINTE HOMES INC (TPH) stock?
ChartMill assigns a fundamental rating of 5 / 10 to TPH.
Can you provide the valuation status for TRI POINTE HOMES INC?
ChartMill assigns a valuation rating of 5 / 10 to TRI POINTE HOMES INC (TPH). This can be considered as Fairly Valued.
Can you provide the profitability details for TRI POINTE HOMES INC?
TRI POINTE HOMES INC (TPH) has a profitability rating of 6 / 10.
Can you provide the expected EPS growth for TPH stock?
The Earnings per Share (EPS) of TRI POINTE HOMES INC (TPH) is expected to decline by -41.41% in the next year.