TRI POINTE HOMES INC (TPH) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:TPH • US87265H1095
36.54 USD
+1.48 (+4.22%)
At close: Feb 10, 2026
36.54 USD
0 (0%)
After Hours: 2/10/2026, 8:04:00 PM
TPH gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 60 industry peers in the Household Durables industry. While TPH has a great health rating, its profitability is only average at the moment. TPH has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year TPH was profitable.
- In the past year TPH had a positive cash flow from operations.
- Each year in the past 5 years TPH has been profitable.
- In the past 5 years TPH always reported a positive cash flow from operatings.
1.2 Ratios
- TPH's Return On Assets of 6.22% is fine compared to the rest of the industry. TPH outperforms 61.67% of its industry peers.
- TPH has a Return On Equity (9.39%) which is comparable to the rest of the industry.
- TPH has a Return On Invested Capital of 6.45%. This is comparable to the rest of the industry: TPH outperforms 45.00% of its industry peers.
- TPH had an Average Return On Invested Capital over the past 3 years of 10.20%. This is in line with the industry average of 9.32%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.22% | ||
| ROE | 9.39% | ||
| ROIC | 6.45% |
ROA(3y)9.52%
ROA(5y)9.28%
ROE(3y)15.16%
ROE(5y)15.46%
ROIC(3y)10.2%
ROIC(5y)10.07%
1.3 Margins
- TPH's Profit Margin of 8.27% is fine compared to the rest of the industry. TPH outperforms 75.00% of its industry peers.
- In the last couple of years the Profit Margin of TPH has grown nicely.
- With a decent Operating Margin value of 10.40%, TPH is doing good in the industry, outperforming 68.33% of the companies in the same industry.
- TPH's Operating Margin has improved in the last couple of years.
- TPH has a worse Gross Margin (22.20%) than 68.33% of its industry peers.
- In the last couple of years the Gross Margin of TPH has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.4% | ||
| PM (TTM) | 8.27% | ||
| GM | 22.2% |
OM growth 3Y-5.72%
OM growth 5Y7.18%
PM growth 3Y-4.72%
PM growth 5Y8.69%
GM growth 3Y-2.33%
GM growth 5Y2.47%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so TPH is still creating some value.
- Compared to 1 year ago, TPH has less shares outstanding
- TPH has less shares outstanding than it did 5 years ago.
- TPH has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 3.93 indicates that TPH is not in any danger for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 3.93, TPH is in the better half of the industry, outperforming 63.33% of the companies in the same industry.
- TPH has a debt to FCF ratio of 4.34. This is a neutral value as TPH would need 4.34 years to pay back of all of its debts.
- TPH has a Debt to FCF ratio (4.34) which is comparable to the rest of the industry.
- TPH has a Debt/Equity ratio of 0.36. This is a healthy value indicating a solid balance between debt and equity.
- TPH has a Debt to Equity ratio (0.36) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 4.34 | ||
| Altman-Z | 3.93 |
ROIC/WACC0.71
WACC9.02%
2.3 Liquidity
- TPH has a Current Ratio of 9.02. This indicates that TPH is financially healthy and has no problem in meeting its short term obligations.
- Looking at the Current ratio, with a value of 9.02, TPH belongs to the top of the industry, outperforming 90.00% of the companies in the same industry.
- A Quick Ratio of 1.99 indicates that TPH should not have too much problems paying its short term obligations.
- With an excellent Quick ratio value of 1.99, TPH belongs to the best of the industry, outperforming 85.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 9.02 | ||
| Quick Ratio | 1.99 |
3. Growth
3.1 Past
- The earnings per share for TPH have decreased strongly by -29.67% in the last year.
- The Earnings Per Share has been growing by 26.86% on average over the past years. This is a very strong growth
- The Revenue for TPH has decreased by -16.60% in the past year. This is quite bad
- TPH shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.82% yearly.
EPS 1Y (TTM)-29.67%
EPS 3Y5.7%
EPS 5Y26.86%
EPS Q2Q%-45.76%
Revenue 1Y (TTM)-16.6%
Revenue growth 3Y4.1%
Revenue growth 5Y7.82%
Sales Q2Q%-25.74%
3.2 Future
- The Earnings Per Share is expected to decrease by -15.26% on average over the next years. This is quite bad
- TPH is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -8.56% yearly.
EPS Next Y-41.41%
EPS Next 2Y-30.62%
EPS Next 3Y-15.26%
EPS Next 5YN/A
Revenue Next Year-23.15%
Revenue Next 2Y-16.48%
Revenue Next 3Y-8.56%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 10.78, the valuation of TPH can be described as very reasonable.
- Based on the Price/Earnings ratio, TPH is valued a bit cheaper than 80.00% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 28.03. TPH is valued rather cheaply when compared to this.
- Based on the Price/Forward Earnings ratio of 15.72, the valuation of TPH can be described as correct.
- TPH's Price/Forward Earnings ratio is in line with the industry average.
- The average S&P500 Price/Forward Earnings ratio is at 27.97. TPH is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.78 | ||
| Fwd PE | 15.72 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of TPH indicates a somewhat cheap valuation: TPH is cheaper than 61.67% of the companies listed in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of TPH indicates a somewhat cheap valuation: TPH is cheaper than 80.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.58 | ||
| EV/EBITDA | 8.09 |
4.3 Compensation for Growth
- TPH has a very decent profitability rating, which may justify a higher PE ratio.
- TPH's earnings are expected to decrease with -15.26% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.4
EPS Next 2Y-30.62%
EPS Next 3Y-15.26%
5. Dividend
5.1 Amount
- TPH does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
36.54
+1.48 (+4.22%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)10-23 2025-10-23/bmo
Earnings (Next)02-25 2026-02-25/bmo
Inst Owners104.83%
Inst Owner Change-3.83%
Ins Owners2.67%
Ins Owner Change-2.11%
Market Cap3.14B
Revenue(TTM)3.75B
Net Income(TTM)310.14M
Analysts76.36
Price Target39.1 (7.01%)
Short Float %5.52%
Short Ratio5.38
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)10.43%
Min EPS beat(2)-0.99%
Max EPS beat(2)21.86%
EPS beat(4)3
Avg EPS beat(4)16.95%
Min EPS beat(4)-0.99%
Max EPS beat(4)41.57%
EPS beat(8)7
Avg EPS beat(8)17.34%
EPS beat(12)11
Avg EPS beat(12)22.86%
EPS beat(16)15
Avg EPS beat(16)21.18%
Revenue beat(2)2
Avg Revenue beat(2)10.4%
Min Revenue beat(2)8.24%
Max Revenue beat(2)12.55%
Revenue beat(4)3
Avg Revenue beat(4)5.09%
Min Revenue beat(4)-0.53%
Max Revenue beat(4)12.55%
Revenue beat(8)7
Avg Revenue beat(8)5.22%
Revenue beat(12)11
Avg Revenue beat(12)9.67%
Revenue beat(16)15
Avg Revenue beat(16)8.4%
PT rev (1m)1.13%
PT rev (3m)1.13%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)-0.02%
EPS NY rev (3m)-0.02%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)-0.2%
Revenue NY rev (3m)-0.2%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.78 | ||
| Fwd PE | 15.72 | ||
| P/S | 0.84 | ||
| P/FCF | 11.58 | ||
| P/OCF | 10.44 | ||
| P/B | 0.95 | ||
| P/tB | 1 | ||
| EV/EBITDA | 8.09 |
EPS(TTM)3.39
EY9.28%
EPS(NY)2.32
Fwd EY6.36%
FCF(TTM)3.16
FCFY8.64%
OCF(TTM)3.5
OCFY9.58%
SpS43.65
BVpS38.42
TBVpS36.59
PEG (NY)N/A
PEG (5Y)0.4
Graham Number54.13
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.22% | ||
| ROE | 9.39% | ||
| ROCE | 8.66% | ||
| ROIC | 6.45% | ||
| ROICexc | 7.82% | ||
| ROICexgc | 8.38% | ||
| OM | 10.4% | ||
| PM (TTM) | 8.27% | ||
| GM | 22.2% | ||
| FCFM | 7.23% |
ROA(3y)9.52%
ROA(5y)9.28%
ROE(3y)15.16%
ROE(5y)15.46%
ROIC(3y)10.2%
ROIC(5y)10.07%
ROICexc(3y)12.93%
ROICexc(5y)12.56%
ROICexgc(3y)13.88%
ROICexgc(5y)13.51%
ROCE(3y)13.7%
ROCE(5y)13.52%
ROICexgc growth 3Y-4.63%
ROICexgc growth 5Y13.56%
ROICexc growth 3Y-4.66%
ROICexc growth 5Y13.81%
OM growth 3Y-5.72%
OM growth 5Y7.18%
PM growth 3Y-4.72%
PM growth 5Y8.69%
GM growth 3Y-2.33%
GM growth 5Y2.47%
F-Score4
Asset Turnover0.75
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 4.34 | ||
| Debt/EBITDA | 2.8 | ||
| Cap/Depr | 98.11% | ||
| Cap/Sales | 0.78% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 71.56% | ||
| Profit Quality | 87.48% | ||
| Current Ratio | 9.02 | ||
| Quick Ratio | 1.99 | ||
| Altman-Z | 3.93 |
F-Score4
WACC9.02%
ROIC/WACC0.71
Cap/Depr(3y)108.44%
Cap/Depr(5y)98.73%
Cap/Sales(3y)0.73%
Cap/Sales(5y)0.73%
Profit Quality(3y)88.62%
Profit Quality(5y)109.85%
High Growth Momentum
Growth
EPS 1Y (TTM)-29.67%
EPS 3Y5.7%
EPS 5Y26.86%
EPS Q2Q%-45.76%
EPS Next Y-41.41%
EPS Next 2Y-30.62%
EPS Next 3Y-15.26%
EPS Next 5YN/A
Revenue 1Y (TTM)-16.6%
Revenue growth 3Y4.1%
Revenue growth 5Y7.82%
Sales Q2Q%-25.74%
Revenue Next Year-23.15%
Revenue Next 2Y-16.48%
Revenue Next 3Y-8.56%
Revenue Next 5YN/A
EBIT growth 1Y-32.9%
EBIT growth 3Y-1.86%
EBIT growth 5Y15.56%
EBIT Next Year-20.32%
EBIT Next 3Y-8.94%
EBIT Next 5YN/A
FCF growth 1Y-62.61%
FCF growth 3Y19.93%
FCF growth 5Y18.68%
OCF growth 1Y-59.94%
OCF growth 3Y18.39%
OCF growth 5Y17.11%
TRI POINTE HOMES INC / TPH FAQ
What is the ChartMill fundamental rating of TRI POINTE HOMES INC (TPH) stock?
ChartMill assigns a fundamental rating of 5 / 10 to TPH.
Can you provide the valuation status for TRI POINTE HOMES INC?
ChartMill assigns a valuation rating of 5 / 10 to TRI POINTE HOMES INC (TPH). This can be considered as Fairly Valued.
Can you provide the profitability details for TRI POINTE HOMES INC?
TRI POINTE HOMES INC (TPH) has a profitability rating of 6 / 10.
Can you provide the expected EPS growth for TPH stock?
The Earnings per Share (EPS) of TRI POINTE HOMES INC (TPH) is expected to decline by -41.41% in the next year.