TRI POINTE HOMES INC (TPH) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:TPH - US87265H1095 - Common Stock
35.19 USD
-0.31 (-0.87%)
35.19 USD
0 (0%)
Taking everything into account, TPH scores 5 out of 10 in our fundamental rating. TPH was compared to 60 industry peers in the Household Durables industry. TPH has an excellent financial health rating, but there are some minor concerns on its profitability. TPH has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year TPH was profitable.
- TPH had a positive operating cash flow in the past year.
- In the past 5 years TPH has always been profitable.
- In the past 5 years TPH always reported a positive cash flow from operatings.
1.2 Ratios
- TPH has a Return On Assets of 6.22%. This is comparable to the rest of the industry: TPH outperforms 56.67% of its industry peers.
- The Return On Equity of TPH (9.39%) is comparable to the rest of the industry.
- With a Return On Invested Capital value of 6.45%, TPH perfoms like the industry average, outperforming 43.33% of the companies in the same industry.
- The Average Return On Invested Capital over the past 3 years for TPH is in line with the industry average of 9.71%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.22% | ||
| ROE | 9.39% | ||
| ROIC | 6.45% |
ROA(3y)9.52%
ROA(5y)9.28%
ROE(3y)15.16%
ROE(5y)15.46%
ROIC(3y)10.2%
ROIC(5y)10.07%
1.3 Margins
- With a decent Profit Margin value of 8.27%, TPH is doing good in the industry, outperforming 71.67% of the companies in the same industry.
- In the last couple of years the Profit Margin of TPH has grown nicely.
- With a decent Operating Margin value of 10.40%, TPH is doing good in the industry, outperforming 66.67% of the companies in the same industry.
- In the last couple of years the Operating Margin of TPH has grown nicely.
- TPH's Gross Margin of 22.20% is on the low side compared to the rest of the industry. TPH is outperformed by 68.33% of its industry peers.
- TPH's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.4% | ||
| PM (TTM) | 8.27% | ||
| GM | 22.2% |
OM growth 3Y-5.72%
OM growth 5Y7.18%
PM growth 3Y-4.72%
PM growth 5Y8.69%
GM growth 3Y-2.33%
GM growth 5Y2.47%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), TPH is creating some value.
- Compared to 1 year ago, TPH has less shares outstanding
- The number of shares outstanding for TPH has been reduced compared to 5 years ago.
- TPH has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 3.94 indicates that TPH is not in any danger for bankruptcy at the moment.
- TPH has a Altman-Z score of 3.94. This is in the better half of the industry: TPH outperforms 61.67% of its industry peers.
- The Debt to FCF ratio of TPH is 4.34, which is a neutral value as it means it would take TPH, 4.34 years of fcf income to pay off all of its debts.
- TPH's Debt to FCF ratio of 4.34 is in line compared to the rest of the industry. TPH outperforms 55.00% of its industry peers.
- A Debt/Equity ratio of 0.36 indicates that TPH is not too dependend on debt financing.
- TPH's Debt to Equity ratio of 0.36 is in line compared to the rest of the industry. TPH outperforms 45.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 4.34 | ||
| Altman-Z | 3.94 |
ROIC/WACC0.72
WACC8.99%
2.3 Liquidity
- TPH has a Current Ratio of 9.02. This indicates that TPH is financially healthy and has no problem in meeting its short term obligations.
- TPH's Current ratio of 9.02 is amongst the best of the industry. TPH outperforms 90.00% of its industry peers.
- TPH has a Quick Ratio of 1.99. This is a normal value and indicates that TPH is financially healthy and should not expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 1.99, TPH belongs to the top of the industry, outperforming 85.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 9.02 | ||
| Quick Ratio | 1.99 |
3. Growth
3.1 Past
- TPH shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -29.67%.
- The Earnings Per Share has been growing by 26.86% on average over the past years. This is a very strong growth
- TPH shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -16.60%.
- Measured over the past years, TPH shows a small growth in Revenue. The Revenue has been growing by 7.82% on average per year.
EPS 1Y (TTM)-29.67%
EPS 3Y5.7%
EPS 5Y26.86%
EPS Q2Q%-45.76%
Revenue 1Y (TTM)-16.6%
Revenue growth 3Y4.1%
Revenue growth 5Y7.82%
Sales Q2Q%-25.74%
3.2 Future
- The Earnings Per Share is expected to decrease by -12.83% on average over the next years. This is quite bad
- Based on estimates for the next years, TPH will show a decrease in Revenue. The Revenue will decrease by -8.56% on average per year.
EPS Next Y-41.4%
EPS Next 2Y-29.44%
EPS Next 3Y-12.83%
EPS Next 5YN/A
Revenue Next Year-23.15%
Revenue Next 2Y-16.48%
Revenue Next 3Y-8.56%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 10.38, the valuation of TPH can be described as very reasonable.
- Compared to the rest of the industry, the Price/Earnings ratio of TPH indicates a somewhat cheap valuation: TPH is cheaper than 71.67% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.38, TPH is valued rather cheaply.
- Based on the Price/Forward Earnings ratio of 14.64, the valuation of TPH can be described as correct.
- TPH's Price/Forward Earnings ratio is in line with the industry average.
- The average S&P500 Price/Forward Earnings ratio is at 24.29. TPH is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.38 | ||
| Fwd PE | 14.64 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, TPH is valued a bit cheaper than the industry average as 65.00% of the companies are valued more expensively.
- Based on the Price/Free Cash Flow ratio, TPH is valued a bit cheaper than 80.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.15 | ||
| EV/EBITDA | 8.11 |
4.3 Compensation for Growth
- The decent profitability rating of TPH may justify a higher PE ratio.
- A cheap valuation may be justified as TPH's earnings are expected to decrease with -12.83% in the coming years.
PEG (NY)N/A
PEG (5Y)0.39
EPS Next 2Y-29.44%
EPS Next 3Y-12.83%
5. Dividend
5.1 Amount
- No dividends for TPH!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
35.19
-0.31 (-0.87%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)10-23 2025-10-23/bmo
Earnings (Next)02-16 2026-02-16/bmo
Inst Owners104.83%
Inst Owner Change-0.22%
Ins Owners2.67%
Ins Owner Change-2.11%
Market Cap3.02B
Revenue(TTM)3.75B
Net Income(TTM)310.14M
Analysts76.36
Price Target39.1 (11.11%)
Short Float %6.46%
Short Ratio6.19
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)10.43%
Min EPS beat(2)-0.99%
Max EPS beat(2)21.86%
EPS beat(4)3
Avg EPS beat(4)16.95%
Min EPS beat(4)-0.99%
Max EPS beat(4)41.57%
EPS beat(8)7
Avg EPS beat(8)17.34%
EPS beat(12)11
Avg EPS beat(12)22.86%
EPS beat(16)15
Avg EPS beat(16)21.18%
Revenue beat(2)2
Avg Revenue beat(2)10.4%
Min Revenue beat(2)8.24%
Max Revenue beat(2)12.55%
Revenue beat(4)3
Avg Revenue beat(4)5.09%
Min Revenue beat(4)-0.53%
Max Revenue beat(4)12.55%
Revenue beat(8)7
Avg Revenue beat(8)5.22%
Revenue beat(12)11
Avg Revenue beat(12)9.67%
Revenue beat(16)15
Avg Revenue beat(16)8.4%
PT rev (1m)1.13%
PT rev (3m)-1.71%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.64%
EPS NY rev (1m)0%
EPS NY rev (3m)4.8%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-6.9%
Revenue NY rev (1m)-0.2%
Revenue NY rev (3m)1.42%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.38 | ||
| Fwd PE | 14.64 | ||
| P/S | 0.81 | ||
| P/FCF | 11.15 | ||
| P/OCF | 10.06 | ||
| P/B | 0.92 | ||
| P/tB | 0.96 | ||
| EV/EBITDA | 8.11 |
EPS(TTM)3.39
EY9.63%
EPS(NY)2.4
Fwd EY6.83%
FCF(TTM)3.16
FCFY8.97%
OCF(TTM)3.5
OCFY9.94%
SpS43.65
BVpS38.42
TBVpS36.59
PEG (NY)N/A
PEG (5Y)0.39
Graham Number54.13
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.22% | ||
| ROE | 9.39% | ||
| ROCE | 8.66% | ||
| ROIC | 6.45% | ||
| ROICexc | 7.82% | ||
| ROICexgc | 8.38% | ||
| OM | 10.4% | ||
| PM (TTM) | 8.27% | ||
| GM | 22.2% | ||
| FCFM | 7.23% |
ROA(3y)9.52%
ROA(5y)9.28%
ROE(3y)15.16%
ROE(5y)15.46%
ROIC(3y)10.2%
ROIC(5y)10.07%
ROICexc(3y)12.93%
ROICexc(5y)12.56%
ROICexgc(3y)13.88%
ROICexgc(5y)13.51%
ROCE(3y)13.7%
ROCE(5y)13.52%
ROICexgc growth 3Y-4.63%
ROICexgc growth 5Y13.56%
ROICexc growth 3Y-4.66%
ROICexc growth 5Y13.81%
OM growth 3Y-5.72%
OM growth 5Y7.18%
PM growth 3Y-4.72%
PM growth 5Y8.69%
GM growth 3Y-2.33%
GM growth 5Y2.47%
F-Score4
Asset Turnover0.75
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 4.34 | ||
| Debt/EBITDA | 2.8 | ||
| Cap/Depr | 98.11% | ||
| Cap/Sales | 0.78% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 71.56% | ||
| Profit Quality | 87.48% | ||
| Current Ratio | 9.02 | ||
| Quick Ratio | 1.99 | ||
| Altman-Z | 3.94 |
F-Score4
WACC8.99%
ROIC/WACC0.72
Cap/Depr(3y)108.44%
Cap/Depr(5y)98.73%
Cap/Sales(3y)0.73%
Cap/Sales(5y)0.73%
Profit Quality(3y)88.62%
Profit Quality(5y)109.85%
High Growth Momentum
Growth
EPS 1Y (TTM)-29.67%
EPS 3Y5.7%
EPS 5Y26.86%
EPS Q2Q%-45.76%
EPS Next Y-41.4%
EPS Next 2Y-29.44%
EPS Next 3Y-12.83%
EPS Next 5YN/A
Revenue 1Y (TTM)-16.6%
Revenue growth 3Y4.1%
Revenue growth 5Y7.82%
Sales Q2Q%-25.74%
Revenue Next Year-23.15%
Revenue Next 2Y-16.48%
Revenue Next 3Y-8.56%
Revenue Next 5YN/A
EBIT growth 1Y-32.9%
EBIT growth 3Y-1.86%
EBIT growth 5Y15.56%
EBIT Next Year-20.32%
EBIT Next 3Y-8.94%
EBIT Next 5YN/A
FCF growth 1Y-62.61%
FCF growth 3Y19.93%
FCF growth 5Y18.68%
OCF growth 1Y-59.94%
OCF growth 3Y18.39%
OCF growth 5Y17.11%
TRI POINTE HOMES INC / TPH FAQ
What is the ChartMill fundamental rating of TRI POINTE HOMES INC (TPH) stock?
ChartMill assigns a fundamental rating of 5 / 10 to TPH.
Can you provide the valuation status for TRI POINTE HOMES INC?
ChartMill assigns a valuation rating of 5 / 10 to TRI POINTE HOMES INC (TPH). This can be considered as Fairly Valued.
Can you provide the profitability details for TRI POINTE HOMES INC?
TRI POINTE HOMES INC (TPH) has a profitability rating of 6 / 10.
Can you provide the expected EPS growth for TPH stock?
The Earnings per Share (EPS) of TRI POINTE HOMES INC (TPH) is expected to decline by -41.4% in the next year.