TRI POINTE HOMES INC (TPH) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:TPH - US87265H1095 - Common Stock
35.19 USD
-0.31 (-0.87%)
35.19 USD
0 (0%)
Taking everything into account, TPH scores 5 out of 10 in our fundamental rating. TPH was compared to 60 industry peers in the Household Durables industry. TPH is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. TPH is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- TPH had positive earnings in the past year.
- In the past year TPH had a positive cash flow from operations.
- TPH had positive earnings in each of the past 5 years.
- TPH had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- TPH's Return On Assets of 6.22% is in line compared to the rest of the industry. TPH outperforms 56.67% of its industry peers.
- The Return On Equity of TPH (9.39%) is comparable to the rest of the industry.
- With a Return On Invested Capital value of 6.45%, TPH perfoms like the industry average, outperforming 43.33% of the companies in the same industry.
- TPH had an Average Return On Invested Capital over the past 3 years of 10.20%. This is in line with the industry average of 9.71%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.22% | ||
| ROE | 9.39% | ||
| ROIC | 6.45% |
ROA(3y)9.52%
ROA(5y)9.28%
ROE(3y)15.16%
ROE(5y)15.46%
ROIC(3y)10.2%
ROIC(5y)10.07%
1.3 Margins
- With a decent Profit Margin value of 8.27%, TPH is doing good in the industry, outperforming 71.67% of the companies in the same industry.
- In the last couple of years the Profit Margin of TPH has grown nicely.
- TPH has a better Operating Margin (10.40%) than 66.67% of its industry peers.
- TPH's Operating Margin has improved in the last couple of years.
- TPH has a worse Gross Margin (22.20%) than 68.33% of its industry peers.
- TPH's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.4% | ||
| PM (TTM) | 8.27% | ||
| GM | 22.2% |
OM growth 3Y-5.72%
OM growth 5Y7.18%
PM growth 3Y-4.72%
PM growth 5Y8.69%
GM growth 3Y-2.33%
GM growth 5Y2.47%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so TPH is still creating some value.
- TPH has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for TPH has been reduced compared to 5 years ago.
- The debt/assets ratio for TPH has been reduced compared to a year ago.
2.2 Solvency
- TPH has an Altman-Z score of 3.94. This indicates that TPH is financially healthy and has little risk of bankruptcy at the moment.
- The Altman-Z score of TPH (3.94) is better than 61.67% of its industry peers.
- The Debt to FCF ratio of TPH is 4.34, which is a neutral value as it means it would take TPH, 4.34 years of fcf income to pay off all of its debts.
- With a Debt to FCF ratio value of 4.34, TPH perfoms like the industry average, outperforming 55.00% of the companies in the same industry.
- A Debt/Equity ratio of 0.36 indicates that TPH is not too dependend on debt financing.
- The Debt to Equity ratio of TPH (0.36) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 4.34 | ||
| Altman-Z | 3.94 |
ROIC/WACC0.72
WACC8.99%
2.3 Liquidity
- A Current Ratio of 9.02 indicates that TPH has no problem at all paying its short term obligations.
- TPH has a better Current ratio (9.02) than 90.00% of its industry peers.
- TPH has a Quick Ratio of 1.99. This is a normal value and indicates that TPH is financially healthy and should not expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 1.99, TPH belongs to the top of the industry, outperforming 85.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 9.02 | ||
| Quick Ratio | 1.99 |
3. Growth
3.1 Past
- The earnings per share for TPH have decreased strongly by -29.67% in the last year.
- Measured over the past years, TPH shows a very strong growth in Earnings Per Share. The EPS has been growing by 26.86% on average per year.
- TPH shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -16.60%.
- TPH shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.82% yearly.
EPS 1Y (TTM)-29.67%
EPS 3Y5.7%
EPS 5Y26.86%
EPS Q2Q%-45.76%
Revenue 1Y (TTM)-16.6%
Revenue growth 3Y4.1%
Revenue growth 5Y7.82%
Sales Q2Q%-25.74%
3.2 Future
- TPH is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -12.83% yearly.
- The Revenue is expected to decrease by -8.56% on average over the next years.
EPS Next Y-41.4%
EPS Next 2Y-29.44%
EPS Next 3Y-12.83%
EPS Next 5YN/A
Revenue Next Year-23.15%
Revenue Next 2Y-16.48%
Revenue Next 3Y-8.56%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 10.38 indicates a reasonable valuation of TPH.
- Based on the Price/Earnings ratio, TPH is valued a bit cheaper than the industry average as 71.67% of the companies are valued more expensively.
- TPH is valuated cheaply when we compare the Price/Earnings ratio to 27.38, which is the current average of the S&P500 Index.
- A Price/Forward Earnings ratio of 14.64 indicates a correct valuation of TPH.
- The rest of the industry has a similar Price/Forward Earnings ratio as TPH.
- When comparing the Price/Forward Earnings ratio of TPH to the average of the S&P500 Index (24.29), we can say TPH is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.38 | ||
| Fwd PE | 14.64 |
4.2 Price Multiples
- 65.00% of the companies in the same industry are more expensive than TPH, based on the Enterprise Value to EBITDA ratio.
- Based on the Price/Free Cash Flow ratio, TPH is valued a bit cheaper than 80.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.15 | ||
| EV/EBITDA | 8.11 |
4.3 Compensation for Growth
- TPH has a very decent profitability rating, which may justify a higher PE ratio.
- TPH's earnings are expected to decrease with -12.83% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.39
EPS Next 2Y-29.44%
EPS Next 3Y-12.83%
5. Dividend
5.1 Amount
- TPH does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
35.19
-0.31 (-0.87%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)10-23 2025-10-23/bmo
Earnings (Next)02-16 2026-02-16/bmo
Inst Owners104.83%
Inst Owner Change-0.22%
Ins Owners2.67%
Ins Owner Change-2.11%
Market Cap3.02B
Revenue(TTM)3.75B
Net Income(TTM)310.14M
Analysts76.36
Price Target39.1 (11.11%)
Short Float %6.11%
Short Ratio5.38
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)10.43%
Min EPS beat(2)-0.99%
Max EPS beat(2)21.86%
EPS beat(4)3
Avg EPS beat(4)16.95%
Min EPS beat(4)-0.99%
Max EPS beat(4)41.57%
EPS beat(8)7
Avg EPS beat(8)17.34%
EPS beat(12)11
Avg EPS beat(12)22.86%
EPS beat(16)15
Avg EPS beat(16)21.18%
Revenue beat(2)2
Avg Revenue beat(2)10.4%
Min Revenue beat(2)8.24%
Max Revenue beat(2)12.55%
Revenue beat(4)3
Avg Revenue beat(4)5.09%
Min Revenue beat(4)-0.53%
Max Revenue beat(4)12.55%
Revenue beat(8)7
Avg Revenue beat(8)5.22%
Revenue beat(12)11
Avg Revenue beat(12)9.67%
Revenue beat(16)15
Avg Revenue beat(16)8.4%
PT rev (1m)1.13%
PT rev (3m)-1.71%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.64%
EPS NY rev (1m)0%
EPS NY rev (3m)4.8%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-6.9%
Revenue NY rev (1m)-0.2%
Revenue NY rev (3m)1.42%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.38 | ||
| Fwd PE | 14.64 | ||
| P/S | 0.81 | ||
| P/FCF | 11.15 | ||
| P/OCF | 10.06 | ||
| P/B | 0.92 | ||
| P/tB | 0.96 | ||
| EV/EBITDA | 8.11 |
EPS(TTM)3.39
EY9.63%
EPS(NY)2.4
Fwd EY6.83%
FCF(TTM)3.16
FCFY8.97%
OCF(TTM)3.5
OCFY9.94%
SpS43.65
BVpS38.42
TBVpS36.59
PEG (NY)N/A
PEG (5Y)0.39
Graham Number54.13
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.22% | ||
| ROE | 9.39% | ||
| ROCE | 8.66% | ||
| ROIC | 6.45% | ||
| ROICexc | 7.82% | ||
| ROICexgc | 8.38% | ||
| OM | 10.4% | ||
| PM (TTM) | 8.27% | ||
| GM | 22.2% | ||
| FCFM | 7.23% |
ROA(3y)9.52%
ROA(5y)9.28%
ROE(3y)15.16%
ROE(5y)15.46%
ROIC(3y)10.2%
ROIC(5y)10.07%
ROICexc(3y)12.93%
ROICexc(5y)12.56%
ROICexgc(3y)13.88%
ROICexgc(5y)13.51%
ROCE(3y)13.7%
ROCE(5y)13.52%
ROICexgc growth 3Y-4.63%
ROICexgc growth 5Y13.56%
ROICexc growth 3Y-4.66%
ROICexc growth 5Y13.81%
OM growth 3Y-5.72%
OM growth 5Y7.18%
PM growth 3Y-4.72%
PM growth 5Y8.69%
GM growth 3Y-2.33%
GM growth 5Y2.47%
F-Score4
Asset Turnover0.75
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 4.34 | ||
| Debt/EBITDA | 2.8 | ||
| Cap/Depr | 98.11% | ||
| Cap/Sales | 0.78% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 71.56% | ||
| Profit Quality | 87.48% | ||
| Current Ratio | 9.02 | ||
| Quick Ratio | 1.99 | ||
| Altman-Z | 3.94 |
F-Score4
WACC8.99%
ROIC/WACC0.72
Cap/Depr(3y)108.44%
Cap/Depr(5y)98.73%
Cap/Sales(3y)0.73%
Cap/Sales(5y)0.73%
Profit Quality(3y)88.62%
Profit Quality(5y)109.85%
High Growth Momentum
Growth
EPS 1Y (TTM)-29.67%
EPS 3Y5.7%
EPS 5Y26.86%
EPS Q2Q%-45.76%
EPS Next Y-41.4%
EPS Next 2Y-29.44%
EPS Next 3Y-12.83%
EPS Next 5YN/A
Revenue 1Y (TTM)-16.6%
Revenue growth 3Y4.1%
Revenue growth 5Y7.82%
Sales Q2Q%-25.74%
Revenue Next Year-23.15%
Revenue Next 2Y-16.48%
Revenue Next 3Y-8.56%
Revenue Next 5YN/A
EBIT growth 1Y-32.9%
EBIT growth 3Y-1.86%
EBIT growth 5Y15.56%
EBIT Next Year-20.32%
EBIT Next 3Y-8.94%
EBIT Next 5YN/A
FCF growth 1Y-62.61%
FCF growth 3Y19.93%
FCF growth 5Y18.68%
OCF growth 1Y-59.94%
OCF growth 3Y18.39%
OCF growth 5Y17.11%
TRI POINTE HOMES INC / TPH FAQ
What is the ChartMill fundamental rating of TRI POINTE HOMES INC (TPH) stock?
ChartMill assigns a fundamental rating of 5 / 10 to TPH.
Can you provide the valuation status for TRI POINTE HOMES INC?
ChartMill assigns a valuation rating of 5 / 10 to TRI POINTE HOMES INC (TPH). This can be considered as Fairly Valued.
Can you provide the profitability details for TRI POINTE HOMES INC?
TRI POINTE HOMES INC (TPH) has a profitability rating of 6 / 10.
Can you provide the expected EPS growth for TPH stock?
The Earnings per Share (EPS) of TRI POINTE HOMES INC (TPH) is expected to decline by -41.4% in the next year.