TOAST INC-CLASS A (TOST)
US8887871080 - Common Stock
Taking everything into account, TOST scores 4 out of 10 in our fundamental rating. TOST was compared to 100 industry peers in the Financial Services industry. TOST has a great financial health rating, but its profitability evaluates not so good. TOST is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
TOST had negative earnings in the past year.
In the past year TOST had a positive cash flow from operations.
In the past 5 years TOST always reported negative net income.
The reported operating cash flow has been mixed in the past 5 years: TOST reported negative operating cash flow in multiple years.
1.2 Ratios
The Return On Assets of TOST (-6.31%) is worse than 89.00% of its industry peers.
TOST has a Return On Equity of -10.60%. This is amonst the worse of the industry: TOST underperforms 82.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -6.31% | ||
| ROE | -10.6% | ||
| ROIC | N/A |
ROA(3y)-18.75%
ROA(5y)-31.37%
ROE(3y)-30.1%
ROE(5y)-67.31%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Gross Margin of TOST (22.51%) is comparable to the rest of the industry.
TOST's Gross Margin has improved in the last couple of years.
The Profit Margin and Operating Margin are not available for TOST so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 22.51% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y8.15%
GM growth 5YN/A
2. Health
2.1 Basic Checks
TOST does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for TOST has been increased compared to 1 year ago.
TOST has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
TOST has an Altman-Z score of 15.88. This indicates that TOST is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 15.88, TOST belongs to the top of the industry, outperforming 97.00% of the companies in the same industry.
There is no outstanding debt for TOST. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 15.88 |
ROIC/WACCN/A
WACC8.94%
2.3 Liquidity
A Current Ratio of 2.36 indicates that TOST has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 2.36, TOST is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
TOST has a Quick Ratio of 2.21. This indicates that TOST is financially healthy and has no problem in meeting its short term obligations.
TOST's Quick ratio of 2.21 is amongst the best of the industry. TOST outperforms 81.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.36 | ||
| Quick Ratio | 2.21 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 77.97% over the past year.
Looking at the last year, TOST shows a very strong growth in Revenue. The Revenue has grown by 41.52%.
Measured over the past years, TOST shows a very strong growth in Revenue. The Revenue has been growing by 67.46% on average per year.
EPS 1Y (TTM)77.97%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%216.67%
Revenue 1Y (TTM)41.52%
Revenue growth 3Y67.46%
Revenue growth 5YN/A
Sales Q2Q%26.45%
3.2 Future
The Earnings Per Share is expected to grow by 29.40% on average over the next years. This is a very strong growth
Based on estimates for the next years, TOST will show a quite strong growth in Revenue. The Revenue will grow by 19.72% on average per year.
EPS Next Y79.8%
EPS Next 2Y62.16%
EPS Next 3Y51.18%
EPS Next 5Y29.4%
Revenue Next Year26.94%
Revenue Next 2Y25.26%
Revenue Next 3Y23.15%
Revenue Next 5Y19.72%
3.3 Evolution
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for TOST. In the last year negative earnings were reported.
TOST is valuated quite expensively with a Price/Forward Earnings ratio of 128.23.
TOST's Price/Forward Earnings ratio is rather expensive when compared to the industry. TOST is more expensive than 81.00% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.98. TOST is valued rather expensively when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 128.23 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of TOST indicates a slightly more expensive valuation: TOST is more expensive than 67.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 110.52 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
TOST's earnings are expected to grow with 51.18% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y62.16%
EPS Next 3Y51.18%
5. Dividend
5.1 Amount
TOST does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
TOAST INC-CLASS A
NYSE:TOST (11/11/2024, 8:05:45 PM)
After market: 37.57 -0.38 (-1%)37.95
+0.47 (+1.25%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap21.44B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
Max Revenue beat(4)
Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 128.23 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -6.31% | ||
| ROE | -10.6% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 22.51% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover2.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 2.36 | ||
| Quick Ratio | 2.21 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
High Growth Momentum
Growth
EPS 1Y (TTM)77.97%
EPS 3YN/A
EPS 5Y
EPS Q2Q%
EPS Next Y79.8%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)41.52%
Revenue growth 3Y67.46%
Revenue growth 5Y
Sales Q2Q%
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y