TOAST INC-CLASS A (TOST)
US8887871080 - Common Stock
Overall TOST gets a fundamental rating of 4 out of 10. We evaluated TOST against 100 industry peers in the Financial Services industry. TOST has a great financial health rating, but its profitability evaluates not so good. TOST is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year TOST has reported negative net income.
In the past year TOST had a positive cash flow from operations.
TOST had negative earnings in each of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: TOST reported negative operating cash flow in multiple years.
1.2 Ratios
TOST has a Return On Assets of -2.20%. This is amonst the worse of the industry: TOST underperforms 86.00% of its industry peers.
Looking at the Return On Equity, with a value of -3.45%, TOST is doing worse than 77.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.2% | ||
| ROE | -3.45% | ||
| ROIC | N/A |
ROA(3y)-18.75%
ROA(5y)-31.37%
ROE(3y)-30.1%
ROE(5y)-67.31%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
TOST has a Gross Margin of 23.25%. This is comparable to the rest of the industry: TOST outperforms 47.00% of its industry peers.
TOST's Gross Margin has improved in the last couple of years.
The Profit Margin and Operating Margin are not available for TOST so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 23.25% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y8.15%
GM growth 5YN/A
2. Health
2.1 Basic Checks
TOST does not have a ROIC to compare to the WACC, probably because it is not profitable.
TOST has more shares outstanding than it did 1 year ago.
TOST has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
An Altman-Z score of 19.38 indicates that TOST is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 19.38, TOST belongs to the top of the industry, outperforming 98.00% of the companies in the same industry.
There is no outstanding debt for TOST. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 19.38 |
ROIC/WACCN/A
WACC9.05%
2.3 Liquidity
TOST has a Current Ratio of 2.41. This indicates that TOST is financially healthy and has no problem in meeting its short term obligations.
With a decent Current ratio value of 2.41, TOST is doing good in the industry, outperforming 79.00% of the companies in the same industry.
TOST has a Quick Ratio of 2.27. This indicates that TOST is financially healthy and has no problem in meeting its short term obligations.
With a decent Quick ratio value of 2.27, TOST is doing good in the industry, outperforming 79.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.41 | ||
| Quick Ratio | 2.27 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 77.97% over the past year.
TOST shows a strong growth in Revenue. In the last year, the Revenue has grown by 29.50%.
TOST shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 67.46% yearly.
EPS 1Y (TTM)77.97%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%216.67%
Revenue 1Y (TTM)29.5%
Revenue growth 3Y67.46%
Revenue growth 5YN/A
Sales Q2Q%26.45%
3.2 Future
TOST is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 29.40% yearly.
The Revenue is expected to grow by 19.72% on average over the next years. This is quite good.
EPS Next Y79.8%
EPS Next 2Y62.16%
EPS Next 3Y51.18%
EPS Next 5Y29.4%
Revenue Next Year26.94%
Revenue Next 2Y25.26%
Revenue Next 3Y23.15%
Revenue Next 5Y19.72%
3.3 Evolution
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
TOST reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
A Price/Forward Earnings ratio of 143.13 indicates a quite expensive valuation of TOST.
Compared to the rest of the industry, the Price/Forward Earnings ratio of TOST indicates a rather expensive valuation: TOST more expensive than 81.00% of the companies listed in the same industry.
TOST is valuated expensively when we compare the Price/Forward Earnings ratio to 23.82, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 143.13 |
4.2 Price Multiples
TOST's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. TOST is more expensive than 68.00% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, TOST is valued a bit more expensive than the industry average as 65.00% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 94.6 | ||
| EV/EBITDA | 1302.96 |
4.3 Compensation for Growth
TOST's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
TOST's earnings are expected to grow with 51.18% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y62.16%
EPS Next 3Y51.18%
5. Dividend
5.1 Amount
TOST does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
TOAST INC-CLASS A
NYSE:TOST (11/21/2024, 8:04:00 PM)
Premarket: 42.36 0 (0%)42.36
-0.14 (-0.33%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap23.93B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
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Min Revenue beat(4)
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Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 143.13 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.2% | ||
| ROE | -3.45% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 23.25% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover2.09
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 2.41 | ||
| Quick Ratio | 2.27 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
High Growth Momentum
Growth
EPS 1Y (TTM)77.97%
EPS 3YN/A
EPS 5Y
EPS Q2Q%
EPS Next Y79.8%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)29.5%
Revenue growth 3Y67.46%
Revenue growth 5Y
Sales Q2Q%
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y