TRAVEL + LEISURE CO (TNL) Stock Fundamental Analysis
NYSE:TNL • US8941641024
70.84 USD
-1.38 (-1.91%)
At close: Feb 13, 2026
70.84 USD
0 (0%)
After Hours: 2/13/2026, 8:04:00 PM
We assign a fundamental rating of 6 out of 10 to TNL. TNL was compared to 126 industry peers in the Hotels, Restaurants & Leisure industry. Both the profitability and the financial health of TNL get a neutral evaluation. Nothing too spectacular is happening here. TNL scores decently on growth, while it is valued quite cheap. This could make an interesting combination. TNL also has an excellent dividend rating. These ratings could make TNL a good candidate for value and dividend investing.
1. Profitability
1.1 Basic Checks
- In the past year TNL was profitable.
- In the past year TNL had a positive cash flow from operations.
- TNL had positive earnings in 4 of the past 5 years.
- In the past 5 years TNL always reported a positive cash flow from operatings.
1.2 Ratios
- The Return On Assets of TNL (5.96%) is better than 72.52% of its industry peers.
- The Return On Invested Capital of TNL (10.73%) is better than 74.05% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for TNL is in line with the industry average of 10.53%.
- The 3 year average ROIC (10.16%) for TNL is below the current ROIC(10.73%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.96% | ||
| ROE | N/A | ||
| ROIC | 10.73% |
ROA(3y)5.75%
ROA(5y)3.72%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)10.16%
ROIC(5y)8.06%
1.3 Margins
- TNL's Profit Margin of 10.36% is fine compared to the rest of the industry. TNL outperforms 76.34% of its industry peers.
- TNL's Profit Margin has declined in the last couple of years.
- TNL's Operating Margin of 19.84% is fine compared to the rest of the industry. TNL outperforms 79.39% of its industry peers.
- In the last couple of years the Operating Margin of TNL has remained more or less at the same level.
- Looking at the Gross Margin, with a value of 49.51%, TNL is in line with its industry, outperforming 56.49% of the companies in the same industry.
- In the last couple of years the Gross Margin of TNL has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.84% | ||
| PM (TTM) | 10.36% | ||
| GM | 49.51% |
OM growth 3Y-0.33%
OM growth 5Y-0.94%
PM growth 3Y2.67%
PM growth 5Y-3.24%
GM growth 3Y-0.05%
GM growth 5Y-1.2%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), TNL is creating some value.
- TNL has less shares outstanding than it did 1 year ago.
- TNL has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, TNL has an improved debt to assets ratio.
2.2 Solvency
- TNL has an Altman-Z score of 2.42. This is not the best score and indicates that TNL is in the grey zone with still only limited risk for bankruptcy at the moment.
- The Altman-Z score of TNL (2.42) is better than 65.65% of its industry peers.
- TNL has a debt to FCF ratio of 11.05. This is a negative value and a sign of low solvency as TNL would need 11.05 years to pay back of all of its debts.
- The Debt to FCF ratio of TNL (11.05) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 11.05 | ||
| Altman-Z | 2.42 |
ROIC/WACC1.54
WACC6.97%
2.3 Liquidity
- A Current Ratio of 3.79 indicates that TNL has no problem at all paying its short term obligations.
- With an excellent Current ratio value of 3.79, TNL belongs to the best of the industry, outperforming 93.89% of the companies in the same industry.
- TNL has a Quick Ratio of 2.76. This indicates that TNL is financially healthy and has no problem in meeting its short term obligations.
- TNL has a better Quick ratio (2.76) than 91.60% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.79 | ||
| Quick Ratio | 2.76 |
3. Growth
3.1 Past
- TNL shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 3.97%.
- TNL shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 0.53% yearly.
- TNL shows a small growth in Revenue. In the last year, the Revenue has grown by 3.58%.
- TNL shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.90% yearly.
EPS 1Y (TTM)3.97%
EPS 3Y16.56%
EPS 5Y0.53%
EPS Q2Q%14.65%
Revenue 1Y (TTM)3.58%
Revenue growth 3Y7.23%
Revenue growth 5Y-0.9%
Sales Q2Q%5.14%
3.2 Future
- Based on estimates for the next years, TNL will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.03% on average per year.
- TNL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.80% yearly.
EPS Next Y11.12%
EPS Next 2Y12.32%
EPS Next 3Y13.03%
EPS Next 5YN/A
Revenue Next Year3.75%
Revenue Next 2Y4.04%
Revenue Next 3Y3.8%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 11.28, the valuation of TNL can be described as reasonable.
- Based on the Price/Earnings ratio, TNL is valued cheaply inside the industry as 84.73% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Earnings ratio of 26.68, TNL is valued rather cheaply.
- TNL is valuated reasonably with a Price/Forward Earnings ratio of 9.72.
- Based on the Price/Forward Earnings ratio, TNL is valued cheaply inside the industry as 87.79% of the companies are valued more expensively.
- TNL is valuated cheaply when we compare the Price/Forward Earnings ratio to 28.06, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.28 | ||
| Fwd PE | 9.72 |
4.2 Price Multiples
- TNL's Enterprise Value to EBITDA ratio is in line with the industry average.
- Based on the Price/Free Cash Flow ratio, TNL is valued cheaply inside the industry as 93.13% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.02 | ||
| EV/EBITDA | 10.9 |
4.3 Compensation for Growth
- TNL's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- TNL has a very decent profitability rating, which may justify a higher PE ratio.
- A more expensive valuation may be justified as TNL's earnings are expected to grow with 13.03% in the coming years.
PEG (NY)1.01
PEG (5Y)21.39
EPS Next 2Y12.32%
EPS Next 3Y13.03%
5. Dividend
5.1 Amount
- TNL has a Yearly Dividend Yield of 3.10%. Purely for dividend investing, there may be better candidates out there.
- TNL's Dividend Yield is rather good when compared to the industry average which is at 1.10. TNL pays more dividend than 86.26% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.84, TNL pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.1% |
5.2 History
- The dividend of TNL has a limited annual growth rate of 2.47%.
- TNL has paid a dividend for at least 10 years, which is a reliable track record.
- TNL has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)2.47%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- TNL pays out 36.01% of its income as dividend. This is a sustainable payout ratio.
- TNL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP36.01%
EPS Next 2Y12.32%
EPS Next 3Y13.03%
70.84
-1.38 (-1.91%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)10-22 2025-10-22/bmo
Earnings (Next)02-18 2026-02-18/bmo
Inst Owners98.2%
Inst Owner Change-90.69%
Ins Owners4.77%
Ins Owner Change-9.6%
Market Cap4.56B
Revenue(TTM)3.97B
Net Income(TTM)411.00M
Analysts81.25
Price Target79.9 (12.79%)
Short Float %4.29%
Short Ratio4.69
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.1% |
Yearly Dividend2.05
Dividend Growth(5Y)2.47%
DP36.01%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.08%
Min EPS beat(2)-0.39%
Max EPS beat(2)2.54%
EPS beat(4)2
Avg EPS beat(4)0.78%
Min EPS beat(4)-0.46%
Max EPS beat(4)2.54%
EPS beat(8)6
Avg EPS beat(8)8.57%
EPS beat(12)9
Avg EPS beat(12)7.55%
EPS beat(16)11
Avg EPS beat(16)6.97%
Revenue beat(2)0
Avg Revenue beat(2)-0.1%
Min Revenue beat(2)-0.1%
Max Revenue beat(2)-0.1%
Revenue beat(4)1
Avg Revenue beat(4)-0.14%
Min Revenue beat(4)-0.85%
Max Revenue beat(4)0.5%
Revenue beat(8)2
Avg Revenue beat(8)-0.78%
Revenue beat(12)4
Avg Revenue beat(12)-0.47%
Revenue beat(16)6
Avg Revenue beat(16)0.35%
PT rev (1m)4.56%
PT rev (3m)5.47%
EPS NQ rev (1m)1.02%
EPS NQ rev (3m)0.09%
EPS NY rev (1m)0.32%
EPS NY rev (3m)0.52%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.07%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.28 | ||
| Fwd PE | 9.72 | ||
| P/S | 1.15 | ||
| P/FCF | 9.02 | ||
| P/OCF | 7.42 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 10.9 |
EPS(TTM)6.28
EY8.87%
EPS(NY)7.29
Fwd EY10.29%
FCF(TTM)7.85
FCFY11.08%
OCF(TTM)9.54
OCFY13.47%
SpS61.67
BVpS-12.76
TBVpS-31.03
PEG (NY)1.01
PEG (5Y)21.39
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.96% | ||
| ROE | N/A | ||
| ROCE | 13.91% | ||
| ROIC | 10.73% | ||
| ROICexc | 11.2% | ||
| ROICexgc | 14.31% | ||
| OM | 19.84% | ||
| PM (TTM) | 10.36% | ||
| GM | 49.51% | ||
| FCFM | 12.73% |
ROA(3y)5.75%
ROA(5y)3.72%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)10.16%
ROIC(5y)8.06%
ROICexc(3y)10.81%
ROICexc(5y)8.62%
ROICexgc(3y)13.95%
ROICexgc(5y)11.16%
ROCE(3y)13.17%
ROCE(5y)10.44%
ROICexgc growth 3Y3.54%
ROICexgc growth 5Y0.01%
ROICexc growth 3Y4.33%
ROICexc growth 5Y-0.6%
OM growth 3Y-0.33%
OM growth 5Y-0.94%
PM growth 3Y2.67%
PM growth 5Y-3.24%
GM growth 3Y-0.05%
GM growth 5Y-1.2%
F-Score7
Asset Turnover0.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 11.05 | ||
| Debt/EBITDA | 6.14 | ||
| Cap/Depr | 90.08% | ||
| Cap/Sales | 2.75% | ||
| Interest Coverage | 3.38 | ||
| Cash Conversion | 67.62% | ||
| Profit Quality | 122.87% | ||
| Current Ratio | 3.79 | ||
| Quick Ratio | 2.76 | ||
| Altman-Z | 2.42 |
F-Score7
WACC6.97%
ROIC/WACC1.54
Cap/Depr(3y)75.17%
Cap/Depr(5y)71.21%
Cap/Sales(3y)2.29%
Cap/Sales(5y)2.62%
Profit Quality(3y)86.45%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)3.97%
EPS 3Y16.56%
EPS 5Y0.53%
EPS Q2Q%14.65%
EPS Next Y11.12%
EPS Next 2Y12.32%
EPS Next 3Y13.03%
EPS Next 5YN/A
Revenue 1Y (TTM)3.58%
Revenue growth 3Y7.23%
Revenue growth 5Y-0.9%
Sales Q2Q%5.14%
Revenue Next Year3.75%
Revenue Next 2Y4.04%
Revenue Next 3Y3.8%
Revenue Next 5YN/A
EBIT growth 1Y4.93%
EBIT growth 3Y6.88%
EBIT growth 5Y-1.84%
EBIT Next Year30.5%
EBIT Next 3Y12.79%
EBIT Next 5YN/A
FCF growth 1Y63.43%
FCF growth 3Y-10.57%
FCF growth 5Y-0.29%
OCF growth 1Y64.61%
OCF growth 3Y-6.52%
OCF growth 5Y0.53%
TRAVEL + LEISURE CO / TNL FAQ
What is the ChartMill fundamental rating of TRAVEL + LEISURE CO (TNL) stock?
ChartMill assigns a fundamental rating of 6 / 10 to TNL.
What is the valuation status for TNL stock?
ChartMill assigns a valuation rating of 8 / 10 to TRAVEL + LEISURE CO (TNL). This can be considered as Undervalued.
Can you provide the profitability details for TRAVEL + LEISURE CO?
TRAVEL + LEISURE CO (TNL) has a profitability rating of 6 / 10.
What is the valuation of TRAVEL + LEISURE CO based on its PE and PB ratios?
The Price/Earnings (PE) ratio for TRAVEL + LEISURE CO (TNL) is 11.28 and the Price/Book (PB) ratio is -5.55.
Can you provide the dividend sustainability for TNL stock?
The dividend rating of TRAVEL + LEISURE CO (TNL) is 7 / 10 and the dividend payout ratio is 36.01%.