TRAVEL + LEISURE CO (TNL) Stock Fundamental Analysis
NYSE:TNL • US8941641024
76.18 USD
+0.76 (+1.01%)
At close: Feb 20, 2026
79.74 USD
+3.56 (+4.67%)
Pre-Market: 2/23/2026, 8:12:32 AM
Taking everything into account, TNL scores 6 out of 10 in our fundamental rating. TNL was compared to 126 industry peers in the Hotels, Restaurants & Leisure industry. TNL has an average financial health and profitability rating. TNL may be a bit undervalued, certainly considering the very reasonable score on growth TNL also has an excellent dividend rating. With these ratings, TNL could be worth investigating further for value and dividend investing!.
1. Profitability
1.1 Basic Checks
- In the past year TNL was profitable.
- In the past year TNL had a positive cash flow from operations.
- In the past 5 years TNL has always been profitable.
- TNL had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- TNL has a Return On Assets of 3.42%. This is comparable to the rest of the industry: TNL outperforms 57.14% of its industry peers.
- The Return On Invested Capital of TNL (7.57%) is better than 61.11% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for TNL is in line with the industry average of 10.58%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.42% | ||
| ROE | N/A | ||
| ROIC | 7.57% |
ROA(3y)5.13%
ROA(5y)5.07%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)8.97%
ROIC(5y)8.76%
1.3 Margins
- The Profit Margin of TNL (5.74%) is comparable to the rest of the industry.
- In the last couple of years the Profit Margin of TNL has declined.
- Looking at the Operating Margin, with a value of 14.47%, TNL is in the better half of the industry, outperforming 64.29% of the companies in the same industry.
- In the last couple of years the Operating Margin of TNL has grown nicely.
- Looking at the Gross Margin, with a value of 44.52%, TNL is in line with its industry, outperforming 42.86% of the companies in the same industry.
- In the last couple of years the Gross Margin of TNL has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.47% | ||
| PM (TTM) | 5.74% | ||
| GM | 44.52% |
OM growth 3Y-8.73%
OM growth 5Y33.4%
PM growth 3Y-17.01%
PM growth 5YN/A
GM growth 3Y-2.8%
GM growth 5Y0.72%
2. Health
2.1 Basic Checks
- TNL has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- The number of shares outstanding for TNL has been reduced compared to 1 year ago.
- Compared to 5 years ago, TNL has less shares outstanding
- The debt/assets ratio for TNL has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 2.34 indicates that TNL is not a great score, but indicates only limited risk for bankruptcy at the moment.
- The Altman-Z score of TNL (2.34) is better than 63.49% of its industry peers.
- The Debt to FCF ratio of TNL is 10.72, which is on the high side as it means it would take TNL, 10.72 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of TNL (10.72) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 10.72 | ||
| Altman-Z | 2.34 |
ROIC/WACC1.11
WACC6.83%
2.3 Liquidity
- A Current Ratio of 3.51 indicates that TNL has no problem at all paying its short term obligations.
- TNL has a Current ratio of 3.51. This is amongst the best in the industry. TNL outperforms 94.44% of its industry peers.
- A Quick Ratio of 2.64 indicates that TNL has no problem at all paying its short term obligations.
- TNL's Quick ratio of 2.64 is amongst the best of the industry. TNL outperforms 90.48% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.51 | ||
| Quick Ratio | 2.64 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 10.55% over the past year.
- Measured over the past years, TNL shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.07% on average per year.
- Looking at the last year, TNL shows a small growth in Revenue. The Revenue has grown by 4.04% in the last year.
- Measured over the past years, TNL shows a quite strong growth in Revenue. The Revenue has been growing by 13.23% on average per year.
EPS 1Y (TTM)10.55%
EPS 3Y12.07%
EPS 5YN/A
EPS Q2Q%6.4%
Revenue 1Y (TTM)4.04%
Revenue growth 3Y4.07%
Revenue growth 5Y13.23%
Sales Q2Q%5.66%
3.2 Future
- TNL is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 14.28% yearly.
- TNL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.83% yearly.
EPS Next Y14.1%
EPS Next 2Y14.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year4.34%
Revenue Next 2Y3.83%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- TNL is valuated reasonably with a Price/Earnings ratio of 11.92.
- Based on the Price/Earnings ratio, TNL is valued cheaply inside the industry as 83.33% of the companies are valued more expensively.
- The average S&P500 Price/Earnings ratio is at 26.99. TNL is valued rather cheaply when compared to this.
- The Price/Forward Earnings ratio is 10.45, which indicates a very decent valuation of TNL.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of TNL indicates a rather cheap valuation: TNL is cheaper than 87.30% of the companies listed in the same industry.
- TNL's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.02.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.92 | ||
| Fwd PE | 10.45 |
4.2 Price Multiples
- 60.32% of the companies in the same industry are cheaper than TNL, based on the Enterprise Value to EBITDA ratio.
- TNL's Price/Free Cash Flow ratio is rather cheap when compared to the industry. TNL is cheaper than 92.06% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.39 | ||
| EV/EBITDA | 14.51 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- TNL's earnings are expected to grow with 14.28% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.85
PEG (5Y)N/A
EPS Next 2Y14.28%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- TNL has a Yearly Dividend Yield of 2.94%.
- TNL's Dividend Yield is rather good when compared to the industry average which is at 1.09. TNL pays more dividend than 87.30% of the companies in the same industry.
- TNL's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.94% |
5.2 History
- The dividend of TNL is nicely growing with an annual growth rate of 7.61%!
- TNL has paid a dividend for at least 10 years, which is a reliable track record.
- TNL has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)7.61%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- TNL pays out 64.50% of its income as dividend. This is not a sustainable payout ratio.
- The dividend of TNL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP64.5%
EPS Next 2Y14.28%
EPS Next 3YN/A
76.18
+0.76 (+1.01%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)02-18 2026-02-18/bmo
Earnings (Next)04-21 2026-04-21
Inst Owners98.2%
Inst Owner Change-0.2%
Ins Owners4.77%
Ins Owner Change-9.6%
Market Cap4.90B
Revenue(TTM)4.02B
Net Income(TTM)231.00M
Analysts81.25
Price Target79.9 (4.88%)
Short Float %4.18%
Short Ratio4.4
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.94% |
Yearly Dividend2.29
Dividend Growth(5Y)7.61%
DP64.5%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)1.49%
Min EPS beat(2)0.43%
Max EPS beat(2)2.54%
EPS beat(4)2
Avg EPS beat(4)0.53%
Min EPS beat(4)-0.46%
Max EPS beat(4)2.54%
EPS beat(8)6
Avg EPS beat(8)3.33%
EPS beat(12)9
Avg EPS beat(12)7.09%
EPS beat(16)11
Avg EPS beat(16)5.54%
Revenue beat(2)1
Avg Revenue beat(2)0.69%
Min Revenue beat(2)-0.1%
Max Revenue beat(2)1.48%
Revenue beat(4)1
Avg Revenue beat(4)0.11%
Min Revenue beat(4)-0.85%
Max Revenue beat(4)1.48%
Revenue beat(8)3
Avg Revenue beat(8)-0.35%
Revenue beat(12)5
Avg Revenue beat(12)-0.19%
Revenue beat(16)6
Avg Revenue beat(16)-0.14%
PT rev (1m)3.41%
PT rev (3m)5.34%
EPS NQ rev (1m)1.02%
EPS NQ rev (3m)0.14%
EPS NY rev (1m)0.32%
EPS NY rev (3m)0.52%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.07%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.92 | ||
| Fwd PE | 10.45 | ||
| P/S | 1.22 | ||
| P/FCF | 9.39 | ||
| P/OCF | 7.66 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 14.51 |
EPS(TTM)6.39
EY8.39%
EPS(NY)7.29
Fwd EY9.57%
FCF(TTM)8.11
FCFY10.65%
OCF(TTM)9.95
OCFY13.06%
SpS62.51
BVpS-15.25
TBVpS-33.48
PEG (NY)0.85
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.42% | ||
| ROE | N/A | ||
| ROCE | 10.67% | ||
| ROIC | 7.57% | ||
| ROICexc | 7.94% | ||
| ROICexgc | 10.25% | ||
| OM | 14.47% | ||
| PM (TTM) | 5.74% | ||
| GM | 44.52% | ||
| FCFM | 12.98% |
ROA(3y)5.13%
ROA(5y)5.07%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)8.97%
ROIC(5y)8.76%
ROICexc(3y)9.36%
ROICexc(5y)9.31%
ROICexgc(3y)12.04%
ROICexgc(5y)12.06%
ROCE(3y)12.63%
ROCE(5y)12.34%
ROICexgc growth 3Y-6.72%
ROICexgc growth 5Y51.14%
ROICexc growth 3Y-6.4%
ROICexc growth 5Y50.67%
OM growth 3Y-8.73%
OM growth 5Y33.4%
PM growth 3Y-17.01%
PM growth 5YN/A
GM growth 3Y-2.8%
GM growth 5Y0.72%
F-Score6
Asset Turnover0.59
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 10.72 | ||
| Debt/EBITDA | 7.93 | ||
| Cap/Depr | 95.16% | ||
| Cap/Sales | 2.93% | ||
| Interest Coverage | 2.73 | ||
| Cash Conversion | 90.65% | ||
| Profit Quality | 225.97% | ||
| Current Ratio | 3.51 | ||
| Quick Ratio | 2.64 | ||
| Altman-Z | 2.34 |
F-Score6
WACC6.83%
ROIC/WACC1.11
Cap/Depr(3y)91.76%
Cap/Depr(5y)79.29%
Cap/Sales(3y)2.77%
Cap/Sales(5y)2.56%
Profit Quality(3y)125.87%
Profit Quality(5y)128.04%
High Growth Momentum
Growth
EPS 1Y (TTM)10.55%
EPS 3Y12.07%
EPS 5YN/A
EPS Q2Q%6.4%
EPS Next Y14.1%
EPS Next 2Y14.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)4.04%
Revenue growth 3Y4.07%
Revenue growth 5Y13.23%
Sales Q2Q%5.66%
Revenue Next Year4.34%
Revenue Next 2Y3.83%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-22.71%
EBIT growth 3Y-5.01%
EBIT growth 5Y51.06%
EBIT Next Year28.78%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y53.98%
FCF growth 3Y10.39%
FCF growth 5Y11.35%
OCF growth 1Y37.93%
OCF growth 3Y13.13%
OCF growth 5Y11.34%
TRAVEL + LEISURE CO / TNL FAQ
What is the ChartMill fundamental rating of TRAVEL + LEISURE CO (TNL) stock?
ChartMill assigns a fundamental rating of 6 / 10 to TNL.
What is the valuation status for TNL stock?
ChartMill assigns a valuation rating of 7 / 10 to TRAVEL + LEISURE CO (TNL). This can be considered as Undervalued.
Can you provide the profitability details for TRAVEL + LEISURE CO?
TRAVEL + LEISURE CO (TNL) has a profitability rating of 5 / 10.
What is the valuation of TRAVEL + LEISURE CO based on its PE and PB ratios?
The Price/Earnings (PE) ratio for TRAVEL + LEISURE CO (TNL) is 11.92 and the Price/Book (PB) ratio is -5.
Can you provide the dividend sustainability for TNL stock?
The dividend rating of TRAVEL + LEISURE CO (TNL) is 7 / 10 and the dividend payout ratio is 64.5%.