TRAVEL + LEISURE CO (TNL) Stock Fundamental Analysis
NYSE:TNL • US8941641024
70.84 USD
-1.38 (-1.91%)
At close: Feb 13, 2026
70.84 USD
0 (0%)
After Hours: 2/13/2026, 8:04:00 PM
We assign a fundamental rating of 6 out of 10 to TNL. TNL was compared to 126 industry peers in the Hotels, Restaurants & Leisure industry. TNL has an average financial health and profitability rating. TNL is valued quite cheap, while showing a decent growth score. This is a good combination! Finally TNL also has an excellent dividend rating. With these ratings, TNL could be worth investigating further for value and dividend investing!.
1. Profitability
1.1 Basic Checks
- In the past year TNL was profitable.
- In the past year TNL had a positive cash flow from operations.
- TNL had positive earnings in 4 of the past 5 years.
- TNL had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- With a decent Return On Assets value of 5.96%, TNL is doing good in the industry, outperforming 71.43% of the companies in the same industry.
- With a decent Return On Invested Capital value of 10.73%, TNL is doing good in the industry, outperforming 73.02% of the companies in the same industry.
- TNL had an Average Return On Invested Capital over the past 3 years of 10.16%. This is in line with the industry average of 10.54%.
- The last Return On Invested Capital (10.73%) for TNL is above the 3 year average (10.16%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.96% | ||
| ROE | N/A | ||
| ROIC | 10.73% |
ROA(3y)5.75%
ROA(5y)3.72%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)10.16%
ROIC(5y)8.06%
1.3 Margins
- TNL's Profit Margin of 10.36% is fine compared to the rest of the industry. TNL outperforms 75.40% of its industry peers.
- TNL's Profit Margin has declined in the last couple of years.
- TNL has a better Operating Margin (19.84%) than 78.57% of its industry peers.
- In the last couple of years the Operating Margin of TNL has remained more or less at the same level.
- The Gross Margin of TNL (49.51%) is comparable to the rest of the industry.
- In the last couple of years the Gross Margin of TNL has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.84% | ||
| PM (TTM) | 10.36% | ||
| GM | 49.51% |
OM growth 3Y-0.33%
OM growth 5Y-0.94%
PM growth 3Y2.67%
PM growth 5Y-3.24%
GM growth 3Y-0.05%
GM growth 5Y-1.2%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so TNL is still creating some value.
- The number of shares outstanding for TNL has been reduced compared to 1 year ago.
- Compared to 5 years ago, TNL has less shares outstanding
- The debt/assets ratio for TNL has been reduced compared to a year ago.
2.2 Solvency
- TNL has an Altman-Z score of 2.42. This is not the best score and indicates that TNL is in the grey zone with still only limited risk for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 2.42, TNL is in the better half of the industry, outperforming 64.29% of the companies in the same industry.
- The Debt to FCF ratio of TNL is 11.05, which is on the high side as it means it would take TNL, 11.05 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of TNL (11.05) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 11.05 | ||
| Altman-Z | 2.42 |
ROIC/WACC1.59
WACC6.74%
2.3 Liquidity
- A Current Ratio of 3.79 indicates that TNL has no problem at all paying its short term obligations.
- TNL has a better Current ratio (3.79) than 93.65% of its industry peers.
- A Quick Ratio of 2.76 indicates that TNL has no problem at all paying its short term obligations.
- TNL has a better Quick ratio (2.76) than 91.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.79 | ||
| Quick Ratio | 2.76 |
3. Growth
3.1 Past
- TNL shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 3.97%.
- The Earnings Per Share has been growing slightly by 0.53% on average over the past years.
- Looking at the last year, TNL shows a small growth in Revenue. The Revenue has grown by 3.58% in the last year.
- TNL shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.90% yearly.
EPS 1Y (TTM)3.97%
EPS 3Y16.56%
EPS 5Y0.53%
EPS Q2Q%14.65%
Revenue 1Y (TTM)3.58%
Revenue growth 3Y7.23%
Revenue growth 5Y-0.9%
Sales Q2Q%5.14%
3.2 Future
- Based on estimates for the next years, TNL will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.03% on average per year.
- The Revenue is expected to grow by 3.80% on average over the next years.
EPS Next Y11.12%
EPS Next 2Y12.32%
EPS Next 3Y13.03%
EPS Next 5YN/A
Revenue Next Year3.75%
Revenue Next 2Y4.04%
Revenue Next 3Y3.8%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- TNL is valuated reasonably with a Price/Earnings ratio of 11.28.
- Compared to the rest of the industry, the Price/Earnings ratio of TNL indicates a rather cheap valuation: TNL is cheaper than 84.13% of the companies listed in the same industry.
- When comparing the Price/Earnings ratio of TNL to the average of the S&P500 Index (27.19), we can say TNL is valued rather cheaply.
- TNL is valuated reasonably with a Price/Forward Earnings ratio of 9.72.
- 87.30% of the companies in the same industry are more expensive than TNL, based on the Price/Forward Earnings ratio.
- Compared to an average S&P500 Price/Forward Earnings ratio of 28.06, TNL is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.28 | ||
| Fwd PE | 9.72 |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as TNL.
- TNL's Price/Free Cash Flow ratio is rather cheap when compared to the industry. TNL is cheaper than 92.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.02 | ||
| EV/EBITDA | 10.9 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- The decent profitability rating of TNL may justify a higher PE ratio.
- TNL's earnings are expected to grow with 13.03% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.01
PEG (5Y)21.39
EPS Next 2Y12.32%
EPS Next 3Y13.03%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 3.10%, TNL has a reasonable but not impressive dividend return.
- TNL's Dividend Yield is rather good when compared to the industry average which is at 1.10. TNL pays more dividend than 88.10% of the companies in the same industry.
- TNL's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.1% |
5.2 History
- The dividend of TNL has a limited annual growth rate of 2.47%.
- TNL has been paying a dividend for at least 10 years, so it has a reliable track record.
- TNL has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)2.47%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- TNL pays out 36.01% of its income as dividend. This is a sustainable payout ratio.
- The dividend of TNL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP36.01%
EPS Next 2Y12.32%
EPS Next 3Y13.03%
70.84
-1.38 (-1.91%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)10-22 2025-10-22/bmo
Earnings (Next)02-18 2026-02-18/bmo
Inst Owners98.2%
Inst Owner Change-2.16%
Ins Owners4.77%
Ins Owner Change-9.6%
Market Cap4.56B
Revenue(TTM)3.97B
Net Income(TTM)411.00M
Analysts81.25
Price Target79.9 (12.79%)
Short Float %4.29%
Short Ratio4.69
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.1% |
Yearly Dividend2.05
Dividend Growth(5Y)2.47%
DP36.01%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.08%
Min EPS beat(2)-0.39%
Max EPS beat(2)2.54%
EPS beat(4)2
Avg EPS beat(4)0.78%
Min EPS beat(4)-0.46%
Max EPS beat(4)2.54%
EPS beat(8)6
Avg EPS beat(8)8.57%
EPS beat(12)9
Avg EPS beat(12)7.55%
EPS beat(16)11
Avg EPS beat(16)6.97%
Revenue beat(2)0
Avg Revenue beat(2)-0.1%
Min Revenue beat(2)-0.1%
Max Revenue beat(2)-0.1%
Revenue beat(4)1
Avg Revenue beat(4)-0.14%
Min Revenue beat(4)-0.85%
Max Revenue beat(4)0.5%
Revenue beat(8)2
Avg Revenue beat(8)-0.78%
Revenue beat(12)4
Avg Revenue beat(12)-0.47%
Revenue beat(16)6
Avg Revenue beat(16)0.35%
PT rev (1m)4.56%
PT rev (3m)5.47%
EPS NQ rev (1m)1.02%
EPS NQ rev (3m)0.09%
EPS NY rev (1m)0.32%
EPS NY rev (3m)0.52%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.07%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.28 | ||
| Fwd PE | 9.72 | ||
| P/S | 1.15 | ||
| P/FCF | 9.02 | ||
| P/OCF | 7.42 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 10.9 |
EPS(TTM)6.28
EY8.87%
EPS(NY)7.29
Fwd EY10.29%
FCF(TTM)7.85
FCFY11.08%
OCF(TTM)9.54
OCFY13.47%
SpS61.67
BVpS-12.76
TBVpS-31.03
PEG (NY)1.01
PEG (5Y)21.39
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.96% | ||
| ROE | N/A | ||
| ROCE | 13.91% | ||
| ROIC | 10.73% | ||
| ROICexc | 11.2% | ||
| ROICexgc | 14.31% | ||
| OM | 19.84% | ||
| PM (TTM) | 10.36% | ||
| GM | 49.51% | ||
| FCFM | 12.73% |
ROA(3y)5.75%
ROA(5y)3.72%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)10.16%
ROIC(5y)8.06%
ROICexc(3y)10.81%
ROICexc(5y)8.62%
ROICexgc(3y)13.95%
ROICexgc(5y)11.16%
ROCE(3y)13.17%
ROCE(5y)10.44%
ROICexgc growth 3Y3.54%
ROICexgc growth 5Y0.01%
ROICexc growth 3Y4.33%
ROICexc growth 5Y-0.6%
OM growth 3Y-0.33%
OM growth 5Y-0.94%
PM growth 3Y2.67%
PM growth 5Y-3.24%
GM growth 3Y-0.05%
GM growth 5Y-1.2%
F-Score7
Asset Turnover0.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 11.05 | ||
| Debt/EBITDA | 6.14 | ||
| Cap/Depr | 90.08% | ||
| Cap/Sales | 2.75% | ||
| Interest Coverage | 3.38 | ||
| Cash Conversion | 67.62% | ||
| Profit Quality | 122.87% | ||
| Current Ratio | 3.79 | ||
| Quick Ratio | 2.76 | ||
| Altman-Z | 2.42 |
F-Score7
WACC6.74%
ROIC/WACC1.59
Cap/Depr(3y)75.17%
Cap/Depr(5y)71.21%
Cap/Sales(3y)2.29%
Cap/Sales(5y)2.62%
Profit Quality(3y)86.45%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)3.97%
EPS 3Y16.56%
EPS 5Y0.53%
EPS Q2Q%14.65%
EPS Next Y11.12%
EPS Next 2Y12.32%
EPS Next 3Y13.03%
EPS Next 5YN/A
Revenue 1Y (TTM)3.58%
Revenue growth 3Y7.23%
Revenue growth 5Y-0.9%
Sales Q2Q%5.14%
Revenue Next Year3.75%
Revenue Next 2Y4.04%
Revenue Next 3Y3.8%
Revenue Next 5YN/A
EBIT growth 1Y4.93%
EBIT growth 3Y6.88%
EBIT growth 5Y-1.84%
EBIT Next Year30.5%
EBIT Next 3Y12.79%
EBIT Next 5YN/A
FCF growth 1Y63.43%
FCF growth 3Y-10.57%
FCF growth 5Y-0.29%
OCF growth 1Y64.61%
OCF growth 3Y-6.52%
OCF growth 5Y0.53%
TRAVEL + LEISURE CO / TNL FAQ
What is the ChartMill fundamental rating of TRAVEL + LEISURE CO (TNL) stock?
ChartMill assigns a fundamental rating of 6 / 10 to TNL.
What is the valuation status for TNL stock?
ChartMill assigns a valuation rating of 8 / 10 to TRAVEL + LEISURE CO (TNL). This can be considered as Undervalued.
Can you provide the profitability details for TRAVEL + LEISURE CO?
TRAVEL + LEISURE CO (TNL) has a profitability rating of 6 / 10.
What is the valuation of TRAVEL + LEISURE CO based on its PE and PB ratios?
The Price/Earnings (PE) ratio for TRAVEL + LEISURE CO (TNL) is 11.28 and the Price/Book (PB) ratio is -5.55.
Can you provide the dividend sustainability for TNL stock?
The dividend rating of TRAVEL + LEISURE CO (TNL) is 7 / 10 and the dividend payout ratio is 36.01%.