TRAVEL + LEISURE CO (TNL) Stock Fundamental Analysis
NYSE:TNL • US8941641024
75.42 USD
+0.03 (+0.04%)
At close: Feb 19, 2026
75.42 USD
0 (0%)
After Hours: 2/19/2026, 8:04:00 PM
TNL gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 126 industry peers in the Hotels, Restaurants & Leisure industry. TNL has an average financial health and profitability rating. TNL has a bad growth rate and is valued cheaply. TNL also has an excellent dividend rating. These ratings would make TNL suitable for value and dividend investing!
1. Profitability
1.1 Basic Checks
- In the past year TNL was profitable.
- TNL had a positive operating cash flow in the past year.
- Of the past 5 years TNL 4 years were profitable.
- Of the past 5 years TNL 4 years had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 5.96%, TNL is in the better half of the industry, outperforming 71.43% of the companies in the same industry.
- TNL's Return On Invested Capital of 10.73% is fine compared to the rest of the industry. TNL outperforms 73.02% of its industry peers.
- TNL had an Average Return On Invested Capital over the past 3 years of 10.16%. This is in line with the industry average of 10.58%.
- The last Return On Invested Capital (10.73%) for TNL is above the 3 year average (10.16%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.96% | ||
| ROE | N/A | ||
| ROIC | 10.73% |
ROA(3y)5.75%
ROA(5y)3.72%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)10.16%
ROIC(5y)8.06%
1.3 Margins
- The Profit Margin of TNL (10.36%) is better than 75.40% of its industry peers.
- TNL's Profit Margin has declined in the last couple of years.
- TNL's Operating Margin of 19.84% is fine compared to the rest of the industry. TNL outperforms 78.57% of its industry peers.
- TNL's Operating Margin has been stable in the last couple of years.
- TNL has a Gross Margin (49.51%) which is comparable to the rest of the industry.
- TNL's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.84% | ||
| PM (TTM) | 10.36% | ||
| GM | 49.51% |
OM growth 3Y-0.33%
OM growth 5Y-0.94%
PM growth 3Y2.67%
PM growth 5Y-3.24%
GM growth 3Y-0.05%
GM growth 5Y-1.2%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), TNL is creating some value.
- TNL has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- TNL has an Altman-Z score of 2.44. This is not the best score and indicates that TNL is in the grey zone with still only limited risk for bankruptcy at the moment.
- TNL has a better Altman-Z score (2.44) than 64.29% of its industry peers.
- TNL has a debt to FCF ratio of 11.05. This is a negative value and a sign of low solvency as TNL would need 11.05 years to pay back of all of its debts.
- TNL's Debt to FCF ratio of 11.05 is in line compared to the rest of the industry. TNL outperforms 54.76% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 11.05 | ||
| Altman-Z | 2.44 |
ROIC/WACC1.57
WACC6.85%
2.3 Liquidity
- TNL has a Current Ratio of 3.79. This indicates that TNL is financially healthy and has no problem in meeting its short term obligations.
- Looking at the Current ratio, with a value of 3.79, TNL belongs to the top of the industry, outperforming 93.65% of the companies in the same industry.
- TNL has a Quick Ratio of 2.76. This indicates that TNL is financially healthy and has no problem in meeting its short term obligations.
- TNL has a Quick ratio of 2.76. This is amongst the best in the industry. TNL outperforms 91.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.79 | ||
| Quick Ratio | 2.76 |
3. Growth
3.1 Past
- TNL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 10.55%, which is quite good.
- Measured over the past years, TNL shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.07% on average per year.
EPS 1Y (TTM)10.55%
EPS 3Y12.07%
EPS 5YN/A
EPS Q2Q%6.4%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%5.66%
3.2 Future
- TNL is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 14.28% yearly.
- Based on estimates for the next years, TNL will show a small growth in Revenue. The Revenue will grow by 3.83% on average per year.
EPS Next Y14.1%
EPS Next 2Y14.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year4.34%
Revenue Next 2Y3.83%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 11.80, the valuation of TNL can be described as reasonable.
- TNL's Price/Earnings ratio is rather cheap when compared to the industry. TNL is cheaper than 84.92% of the companies in the same industry.
- TNL's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.09.
- TNL is valuated reasonably with a Price/Forward Earnings ratio of 10.34.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of TNL indicates a rather cheap valuation: TNL is cheaper than 87.30% of the companies listed in the same industry.
- TNL is valuated cheaply when we compare the Price/Forward Earnings ratio to 27.98, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.8 | ||
| Fwd PE | 10.34 |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as TNL.
- TNL's Price/Free Cash Flow ratio is rather cheap when compared to the industry. TNL is cheaper than 92.06% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.61 | ||
| EV/EBITDA | 11.22 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as TNL's earnings are expected to grow with 14.28% in the coming years.
PEG (NY)0.84
PEG (5Y)N/A
EPS Next 2Y14.28%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 2.97%, TNL has a reasonable but not impressive dividend return.
- TNL's Dividend Yield is rather good when compared to the industry average which is at 1.10. TNL pays more dividend than 86.51% of the companies in the same industry.
- TNL's Dividend Yield is rather good when compared to the S&P500 average which is at 1.85.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.97% |
5.2 History
- The dividend of TNL has a limited annual growth rate of 2.47%.
- TNL has been paying a dividend for at least 10 years, so it has a reliable track record.
- TNL has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)2.47%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- 36.01% of the earnings are spent on dividend by TNL. This is a low number and sustainable payout ratio.
- The dividend of TNL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP36.01%
EPS Next 2Y14.28%
EPS Next 3YN/A
75.42
+0.03 (+0.04%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)02-18 2026-02-18/bmo
Earnings (Next)04-21 2026-04-21
Inst Owners98.2%
Inst Owner Change-2.16%
Ins Owners4.77%
Ins Owner Change-9.6%
Market Cap4.85B
Revenue(TTM)N/A
Net Income(TTM)411.00M
Analysts81.25
Price Target79.9 (5.94%)
Short Float %4.18%
Short Ratio4.4
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.97% |
Yearly Dividend2.05
Dividend Growth(5Y)2.47%
DP36.01%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.08%
Min EPS beat(2)-0.39%
Max EPS beat(2)2.54%
EPS beat(4)2
Avg EPS beat(4)0.78%
Min EPS beat(4)-0.46%
Max EPS beat(4)2.54%
EPS beat(8)6
Avg EPS beat(8)8.57%
EPS beat(12)9
Avg EPS beat(12)7.55%
EPS beat(16)11
Avg EPS beat(16)6.97%
Revenue beat(2)0
Avg Revenue beat(2)-0.1%
Min Revenue beat(2)-0.1%
Max Revenue beat(2)-0.1%
Revenue beat(4)1
Avg Revenue beat(4)-0.14%
Min Revenue beat(4)-0.85%
Max Revenue beat(4)0.5%
Revenue beat(8)2
Avg Revenue beat(8)-0.78%
Revenue beat(12)4
Avg Revenue beat(12)-0.47%
Revenue beat(16)6
Avg Revenue beat(16)0.35%
PT rev (1m)4.56%
PT rev (3m)5.47%
EPS NQ rev (1m)1.02%
EPS NQ rev (3m)0.09%
EPS NY rev (1m)0.32%
EPS NY rev (3m)0.52%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.07%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.8 | ||
| Fwd PE | 10.34 | ||
| P/S | 1.22 | ||
| P/FCF | 9.61 | ||
| P/OCF | 7.9 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 11.22 |
EPS(TTM)6.39
EY8.47%
EPS(NY)7.29
Fwd EY9.67%
FCF(TTM)7.85
FCFY10.41%
OCF(TTM)9.54
OCFY12.66%
SpS61.67
BVpS-12.76
TBVpS-31.03
PEG (NY)0.84
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.96% | ||
| ROE | N/A | ||
| ROCE | 13.91% | ||
| ROIC | 10.73% | ||
| ROICexc | 11.2% | ||
| ROICexgc | 14.31% | ||
| OM | 19.84% | ||
| PM (TTM) | 10.36% | ||
| GM | 49.51% | ||
| FCFM | 12.73% |
ROA(3y)5.75%
ROA(5y)3.72%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)10.16%
ROIC(5y)8.06%
ROICexc(3y)10.81%
ROICexc(5y)8.62%
ROICexgc(3y)13.95%
ROICexgc(5y)11.16%
ROCE(3y)13.17%
ROCE(5y)10.44%
ROICexgc growth 3Y3.54%
ROICexgc growth 5Y0.01%
ROICexc growth 3Y4.33%
ROICexc growth 5Y-0.6%
OM growth 3Y-0.33%
OM growth 5Y-0.94%
PM growth 3Y2.67%
PM growth 5Y-3.24%
GM growth 3Y-0.05%
GM growth 5Y-1.2%
F-Score7
Asset Turnover0.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 11.05 | ||
| Debt/EBITDA | 6.14 | ||
| Cap/Depr | 90.08% | ||
| Cap/Sales | 2.75% | ||
| Interest Coverage | 3.38 | ||
| Cash Conversion | 67.62% | ||
| Profit Quality | 122.87% | ||
| Current Ratio | 3.79 | ||
| Quick Ratio | 2.76 | ||
| Altman-Z | 2.44 |
F-Score7
WACC6.85%
ROIC/WACC1.57
Cap/Depr(3y)75.17%
Cap/Depr(5y)71.21%
Cap/Sales(3y)2.29%
Cap/Sales(5y)2.62%
Profit Quality(3y)86.45%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)10.55%
EPS 3Y12.07%
EPS 5YN/A
EPS Q2Q%6.4%
EPS Next Y14.1%
EPS Next 2Y14.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%5.66%
Revenue Next Year4.34%
Revenue Next 2Y3.83%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y4.93%
EBIT growth 3Y6.88%
EBIT growth 5Y-1.84%
EBIT Next Year30.5%
EBIT Next 3Y12.79%
EBIT Next 5YN/A
FCF growth 1Y63.43%
FCF growth 3Y-10.57%
FCF growth 5Y-0.29%
OCF growth 1Y64.61%
OCF growth 3Y-6.52%
OCF growth 5Y0.53%
TRAVEL + LEISURE CO / TNL FAQ
What is the ChartMill fundamental rating of TRAVEL + LEISURE CO (TNL) stock?
ChartMill assigns a fundamental rating of 5 / 10 to TNL.
What is the valuation status for TNL stock?
ChartMill assigns a valuation rating of 7 / 10 to TRAVEL + LEISURE CO (TNL). This can be considered as Undervalued.
Can you provide the profitability details for TRAVEL + LEISURE CO?
TRAVEL + LEISURE CO (TNL) has a profitability rating of 5 / 10.
What is the valuation of TRAVEL + LEISURE CO based on its PE and PB ratios?
The Price/Earnings (PE) ratio for TRAVEL + LEISURE CO (TNL) is 11.8 and the Price/Book (PB) ratio is -5.91.
Can you provide the dividend sustainability for TNL stock?
The dividend rating of TRAVEL + LEISURE CO (TNL) is 7 / 10 and the dividend payout ratio is 36.01%.