TALANX AG (TLX.DE) Fundamental Analysis & Valuation

FRA:TLX • DE000TLX1005

Current stock price

104.2 EUR
-4.1 (-3.79%)
Last:

This TLX.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. TLX.DE Profitability Analysis

1.1 Basic Checks

  • In the past year TLX was profitable.
  • TLX had a positive operating cash flow in the past year.
  • Each year in the past 5 years TLX has been profitable.
  • TLX had a positive operating cash flow in each of the past 5 years.
TLX.DE Yearly Net Income VS EBIT VS OCF VS FCFTLX.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

1.2 Ratios

  • TLX's Return On Assets of 1.27% is in line compared to the rest of the industry. TLX outperforms 48.94% of its industry peers.
  • TLX has a Return On Equity of 19.07%. This is in the better half of the industry: TLX outperforms 72.34% of its industry peers.
  • TLX has a better Return On Invested Capital (2.55%) than 65.96% of its industry peers.
  • TLX had an Average Return On Invested Capital over the past 3 years of 1.87%. This is in line with the industry average of 3.34%.
  • The last Return On Invested Capital (2.55%) for TLX is above the 3 year average (1.87%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 1.27%
ROE 19.07%
ROIC 2.55%
ROA(3y)0.83%
ROA(5y)0.67%
ROE(3y)13.42%
ROE(5y)11.18%
ROIC(3y)1.87%
ROIC(5y)1.45%
TLX.DE Yearly ROA, ROE, ROICTLX.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • TLX has a Profit Margin of 4.59%. This is in the lower half of the industry: TLX underperforms 74.47% of its industry peers.
  • TLX's Profit Margin has improved in the last couple of years.
  • TLX's Operating Margin of 11.43% is in line compared to the rest of the industry. TLX outperforms 40.43% of its industry peers.
  • In the last couple of years the Operating Margin of TLX has grown nicely.
Industry RankSector Rank
OM 11.43%
PM (TTM) 4.59%
GM N/A
OM growth 3Y29.76%
OM growth 5Y12.25%
PM growth 3Y22.43%
PM growth 5Y12.06%
GM growth 3YN/A
GM growth 5YN/A
TLX.DE Yearly Profit, Operating, Gross MarginsTLX.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

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3

2. TLX.DE Health Analysis

2.1 Basic Checks

  • TLX has about the same amout of shares outstanding than it did 1 year ago.
  • TLX has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for TLX has been reduced compared to a year ago.
TLX.DE Yearly Shares OutstandingTLX.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M
TLX.DE Yearly Total Debt VS Total AssetsTLX.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 50B 100B 150B

2.2 Solvency

  • TLX has a debt to FCF ratio of 0.99. This is a very positive value and a sign of high solvency as it would only need 0.99 years to pay back of all of its debts.
  • With an excellent Debt to FCF ratio value of 0.99, TLX belongs to the best of the industry, outperforming 87.23% of the companies in the same industry.
  • A Debt/Equity ratio of 0.66 indicates that TLX is somewhat dependend on debt financing.
  • With a Debt to Equity ratio value of 0.66, TLX is not doing good in the industry: 61.70% of the companies in the same industry are doing better.
  • Although TLX's pure debt/equity ratio does not look good, it has limited outstanding debt compared to the Free Cash Flow. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
Industry RankSector Rank
Debt/Equity 0.66
Debt/FCF 0.99
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
TLX.DE Yearly LT Debt VS Equity VS FCFTLX.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
TLX.DE Yearly Current Assets VS Current LiabilitesTLX.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. TLX.DE Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 22.13% over the past year.
  • The Earnings Per Share has been growing by 15.96% on average over the past years. This is quite good.
  • The Revenue has grown by 11.48% in the past year. This is quite good.
  • Measured over the past years, TLX shows a small growth in Revenue. The Revenue has been growing by 3.92% on average per year.
EPS 1Y (TTM)22.13%
EPS 3Y24.17%
EPS 5Y15.96%
EPS Q2Q%25.96%
Revenue 1Y (TTM)11.48%
Revenue growth 3Y2.14%
Revenue growth 5Y3.92%
Sales Q2Q%17.21%

3.2 Future

  • TLX is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.39% yearly.
  • TLX is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.67% yearly.
EPS Next Y23.19%
EPS Next 2Y17.32%
EPS Next 3Y13.03%
EPS Next 5Y11.39%
Revenue Next Year4.01%
Revenue Next 2Y4.38%
Revenue Next 3Y4.7%
Revenue Next 5Y4.67%

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
TLX.DE Yearly Revenue VS EstimatesTLX.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20B 40B 60B 80B
TLX.DE Yearly EPS VS EstimatesTLX.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 5 10 15

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7

4. TLX.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 11.91, the valuation of TLX can be described as reasonable.
  • TLX's Price/Earnings ratio is a bit cheaper when compared to the industry. TLX is cheaper than 63.83% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of TLX to the average of the S&P500 Index (25.23), we can say TLX is valued rather cheaply.
  • A Price/Forward Earnings ratio of 9.83 indicates a reasonable valuation of TLX.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of TLX is on the same level as its industry peers.
  • The average S&P500 Price/Forward Earnings ratio is at 23.28. TLX is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 11.91
Fwd PE 9.83
TLX.DE Price Earnings VS Forward Price EarningsTLX.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 91.49% of the companies in the same industry are more expensive than TLX, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 3.39
EV/EBITDA N/A
TLX.DE Per share dataTLX.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of TLX may justify a higher PE ratio.
  • TLX's earnings are expected to grow with 13.03% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.51
PEG (5Y)0.75
EPS Next 2Y17.32%
EPS Next 3Y13.03%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. TLX.DE Dividend Analysis

5.1 Amount

  • TLX has a Yearly Dividend Yield of 2.54%.
  • TLX's Dividend Yield is slightly below the industry average, which is at 4.16.
  • Compared to an average S&P500 Dividend Yield of 1.89, TLX pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 2.54%

5.2 History

  • The dividend of TLX is nicely growing with an annual growth rate of 7.68%!
Dividend Growth(5Y)7.68%
Div Incr Years1
Div Non Decr Years6
TLX.DE Yearly Dividends per shareTLX.DE Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3

5.3 Sustainability

  • TLX pays out 57.04% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • The dividend of TLX is growing, but earnings are growing more, so the dividend growth is sustainable.
DP57.04%
EPS Next 2Y17.32%
EPS Next 3Y13.03%
TLX.DE Yearly Income VS Free CF VS DividendTLX.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B
TLX.DE Dividend Payout.TLX.DE Dividend Payout, showing the Payout Ratio.TLX.DE Dividend Payout.PayoutRetained Earnings

More info and screens

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TLX.DE Fundamentals: All Metrics, Ratios and Statistics

TALANX AG

FRA:TLX (3/20/2026, 7:00:00 PM)

104.2

-4.1 (-3.79%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)11-13
Earnings (Next)03-18
Inst Owners14.37%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap26.91B
Revenue(TTM)49.20B
Net Income(TTM)2.26B
Analysts72.73
Price Target127.16 (22.03%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.54%
Yearly Dividend4.4
Dividend Growth(5Y)7.68%
DP57.04%
Div Incr Years1
Div Non Decr Years6
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)4.76%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.45%
EPS NY rev (3m)0.76%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.08%
Revenue NY rev (3m)-1.99%
Valuation
Industry RankSector Rank
PE 11.91
Fwd PE 9.83
P/S 0.55
P/FCF 3.39
P/OCF 3.39
P/B 2.27
P/tB 2.81
EV/EBITDA N/A
EPS(TTM)8.75
EY8.4%
EPS(NY)10.6
Fwd EY10.17%
FCF(TTM)30.74
FCFY29.5%
OCF(TTM)30.74
OCFY29.5%
SpS190.53
BVpS45.89
TBVpS37.1
PEG (NY)0.51
PEG (5Y)0.75
Graham Number95.05
Profitability
Industry RankSector Rank
ROA 1.27%
ROE 19.07%
ROCE 3.27%
ROIC 2.55%
ROICexc 2.63%
ROICexgc 3.16%
OM 11.43%
PM (TTM) 4.59%
GM N/A
FCFM 16.13%
ROA(3y)0.83%
ROA(5y)0.67%
ROE(3y)13.42%
ROE(5y)11.18%
ROIC(3y)1.87%
ROIC(5y)1.45%
ROICexc(3y)1.92%
ROICexc(5y)1.49%
ROICexgc(3y)2.27%
ROICexgc(5y)1.77%
ROCE(3y)2.39%
ROCE(5y)1.86%
ROICexgc growth 3Y34.77%
ROICexgc growth 5Y15.13%
ROICexc growth 3Y36.84%
ROICexc growth 5Y16.39%
OM growth 3Y29.76%
OM growth 5Y12.25%
PM growth 3Y22.43%
PM growth 5Y12.06%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.28
Health
Industry RankSector Rank
Debt/Equity 0.66
Debt/FCF 0.99
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 25.22
Cash Conversion N/A
Profit Quality 351.24%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)580.8%
Profit Quality(5y)727.22%
High Growth Momentum
Growth
EPS 1Y (TTM)22.13%
EPS 3Y24.17%
EPS 5Y15.96%
EPS Q2Q%25.96%
EPS Next Y23.19%
EPS Next 2Y17.32%
EPS Next 3Y13.03%
EPS Next 5Y11.39%
Revenue 1Y (TTM)11.48%
Revenue growth 3Y2.14%
Revenue growth 5Y3.92%
Sales Q2Q%17.21%
Revenue Next Year4.01%
Revenue Next 2Y4.38%
Revenue Next 3Y4.7%
Revenue Next 5Y4.67%
EBIT growth 1Y37.51%
EBIT growth 3Y32.53%
EBIT growth 5Y16.65%
EBIT Next Year17.67%
EBIT Next 3Y9.87%
EBIT Next 5YN/A
FCF growth 1Y22.35%
FCF growth 3Y-5.16%
FCF growth 5Y4.37%
OCF growth 1Y18.76%
OCF growth 3Y-5.69%
OCF growth 5Y3.87%

TALANX AG / TLX.DE Fundamental Analysis FAQ

What is the ChartMill fundamental rating of TALANX AG (TLX.DE) stock?

ChartMill assigns a fundamental rating of 5 / 10 to TLX.DE.


What is the valuation status for TLX stock?

ChartMill assigns a valuation rating of 7 / 10 to TALANX AG (TLX.DE). This can be considered as Undervalued.


Can you provide the profitability details for TALANX AG?

TALANX AG (TLX.DE) has a profitability rating of 6 / 10.


Can you provide the expected EPS growth for TLX stock?

The Earnings per Share (EPS) of TALANX AG (TLX.DE) is expected to grow by 23.19% in the next year.


Is the dividend of TALANX AG sustainable?

The dividend rating of TALANX AG (TLX.DE) is 5 / 10 and the dividend payout ratio is 57.04%.