TALANX AG (TLX.DE) Fundamental Analysis & Valuation

FRA:TLX • DE000TLX1005

Current stock price

105.8 EUR
+2.4 (+2.32%)
Last:

This TLX.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. TLX.DE Profitability Analysis

1.1 Basic Checks

  • TLX had positive earnings in the past year.
  • In the past year TLX had a positive cash flow from operations.
  • In the past 5 years TLX has always been profitable.
  • TLX had a positive operating cash flow in each of the past 5 years.
TLX.DE Yearly Net Income VS EBIT VS OCF VS FCFTLX.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

1.2 Ratios

  • TLX has a Return On Assets of 1.37%. This is comparable to the rest of the industry: TLX outperforms 52.38% of its industry peers.
  • TLX has a better Return On Equity (18.41%) than 69.05% of its industry peers.
  • With a decent Return On Invested Capital value of 2.57%, TLX is doing good in the industry, outperforming 69.05% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for TLX is in line with the industry average of 2.85%.
  • The 3 year average ROIC (2.14%) for TLX is below the current ROIC(2.57%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.37%
ROE 18.41%
ROIC 2.57%
ROA(3y)1.14%
ROA(5y)0.87%
ROE(3y)16.83%
ROE(5y)13.61%
ROIC(3y)2.14%
ROIC(5y)1.72%
TLX.DE Yearly ROA, ROE, ROICTLX.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • TLX's Profit Margin of 4.97% is on the low side compared to the rest of the industry. TLX is outperformed by 76.19% of its industry peers.
  • In the last couple of years the Profit Margin of TLX has grown nicely.
  • TLX's Operating Margin of 12.59% is in line compared to the rest of the industry. TLX outperforms 50.00% of its industry peers.
  • In the last couple of years the Operating Margin of TLX has grown nicely.
Industry RankSector Rank
OM 12.59%
PM (TTM) 4.97%
GM N/A
OM growth 3Y21.28%
OM growth 5Y24.55%
PM growth 3Y40.49%
PM growth 5Y24.17%
GM growth 3YN/A
GM growth 5YN/A
TLX.DE Yearly Profit, Operating, Gross MarginsTLX.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

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4

2. TLX.DE Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for TLX remains at a similar level compared to 1 year ago.
  • The number of shares outstanding for TLX has been increased compared to 5 years ago.
  • The debt/assets ratio for TLX has been reduced compared to a year ago.
TLX.DE Yearly Shares OutstandingTLX.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M
TLX.DE Yearly Total Debt VS Total AssetsTLX.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B

2.2 Solvency

  • TLX has a debt to FCF ratio of 0.94. This is a very positive value and a sign of high solvency as it would only need 0.94 years to pay back of all of its debts.
  • TLX's Debt to FCF ratio of 0.94 is amongst the best of the industry. TLX outperforms 88.10% of its industry peers.
  • TLX has a Debt/Equity ratio of 0.59. This is a neutral value indicating TLX is somewhat dependend on debt financing.
  • TLX's Debt to Equity ratio of 0.59 is in line compared to the rest of the industry. TLX outperforms 59.52% of its industry peers.
  • Although TLX's pure debt/equity ratio does not look good, it has limited outstanding debt compared to the Free Cash Flow. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
Industry RankSector Rank
Debt/Equity 0.59
Debt/FCF 0.94
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
TLX.DE Yearly LT Debt VS Equity VS FCFTLX.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
TLX.DE Yearly Current Assets VS Current LiabilitesTLX.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

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5

3. TLX.DE Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 25.44% over the past year.
  • TLX shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 30.24% yearly.
  • The Revenue has grown by 10.13% in the past year. This is quite good.
  • Measured over the past years, TLX shows a small growth in Revenue. The Revenue has been growing by 5.33% on average per year.
EPS 1Y (TTM)25.44%
EPS 3Y51%
EPS 5Y30.24%
EPS Q2Q%24.8%
Revenue 1Y (TTM)10.13%
Revenue growth 3Y8.2%
Revenue growth 5Y5.33%
Sales Q2Q%3.18%

3.2 Future

  • Based on estimates for the next years, TLX will show a small growth in Earnings Per Share. The EPS will grow by 7.94% on average per year.
  • Based on estimates for the next years, TLX will show a small growth in Revenue. The Revenue will grow by 6.92% on average per year.
EPS Next Y11.73%
EPS Next 2Y8.27%
EPS Next 3Y4.62%
EPS Next 5Y7.94%
Revenue Next Year4.75%
Revenue Next 2Y5.05%
Revenue Next 3Y5.77%
Revenue Next 5Y6.92%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
TLX.DE Yearly Revenue VS EstimatesTLX.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20B 40B 60B 80B
TLX.DE Yearly EPS VS EstimatesTLX.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 5 10 15

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6

4. TLX.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 11.02, the valuation of TLX can be described as reasonable.
  • Compared to the rest of the industry, the Price/Earnings ratio of TLX indicates a somewhat cheap valuation: TLX is cheaper than 64.29% of the companies listed in the same industry.
  • The average S&P500 Price/Earnings ratio is at 25.50. TLX is valued rather cheaply when compared to this.
  • With a Price/Forward Earnings ratio of 9.98, the valuation of TLX can be described as very reasonable.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of TLX is on the same level as its industry peers.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 22.67, TLX is valued rather cheaply.
Industry RankSector Rank
PE 11.02
Fwd PE 9.98
TLX.DE Price Earnings VS Forward Price EarningsTLX.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 88.10% of the companies in the same industry are more expensive than TLX, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 3.26
EV/EBITDA N/A
TLX.DE Per share dataTLX.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • TLX's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • TLX has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0.94
PEG (5Y)0.36
EPS Next 2Y8.27%
EPS Next 3Y4.62%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. TLX.DE Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 2.49%, TLX has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 4.59, TLX's dividend is way lower than its industry peers. On top of this 80.95% of the companies listed in the same industry pay a better dividend than TLX!
  • Compared to an average S&P500 Dividend Yield of 1.89, TLX pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 2.49%

5.2 History

  • The dividend of TLX is nicely growing with an annual growth rate of 7.68%!
Dividend Growth(5Y)7.68%
Div Incr Years1
Div Non Decr Years6
TLX.DE Yearly Dividends per shareTLX.DE Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3

5.3 Sustainability

  • TLX pays out 52.06% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • TLX's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP52.06%
EPS Next 2Y8.27%
EPS Next 3Y4.62%
TLX.DE Yearly Income VS Free CF VS DividendTLX.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B
TLX.DE Dividend Payout.TLX.DE Dividend Payout, showing the Payout Ratio.TLX.DE Dividend Payout.PayoutRetained Earnings

More info and screens

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TLX.DE Fundamentals: All Metrics, Ratios and Statistics

TALANX AG

FRA:TLX (3/25/2026, 5:36:15 PM)

105.8

+2.4 (+2.32%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)03-18
Earnings (Next)05-13
Inst Owners14.37%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap27.32B
Revenue(TTM)49.93B
Net Income(TTM)2.48B
Analysts72.73
Price Target127.16 (20.19%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.49%
Yearly Dividend4.4
Dividend Growth(5Y)7.68%
DP52.06%
Div Incr Years1
Div Non Decr Years6
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)4.76%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.41%
EPS NY rev (3m)0.94%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.41%
Revenue NY rev (3m)-2.87%
Valuation
Industry RankSector Rank
PE 11.02
Fwd PE 9.98
P/S 0.55
P/FCF 3.26
P/OCF 3.26
P/B 2.03
P/tB 2.43
EV/EBITDA N/A
EPS(TTM)9.6
EY9.07%
EPS(NY)10.6
Fwd EY10.02%
FCF(TTM)32.42
FCFY30.65%
OCF(TTM)32.42
OCFY30.65%
SpS193.34
BVpS52.16
TBVpS43.46
PEG (NY)0.94
PEG (5Y)0.36
Graham Number106.14
Profitability
Industry RankSector Rank
ROA 1.37%
ROE 18.41%
ROCE 3.58%
ROIC 2.57%
ROICexc 2.65%
ROICexgc 3.17%
OM 12.59%
PM (TTM) 4.97%
GM N/A
FCFM 16.77%
ROA(3y)1.14%
ROA(5y)0.87%
ROE(3y)16.83%
ROE(5y)13.61%
ROIC(3y)2.14%
ROIC(5y)1.72%
ROICexc(3y)2.21%
ROICexc(5y)1.77%
ROICexgc(3y)2.61%
ROICexgc(5y)2.09%
ROCE(3y)2.99%
ROCE(5y)2.39%
ROICexgc growth 3Y26.35%
ROICexgc growth 5Y30.62%
ROICexc growth 3Y25.96%
ROICexc growth 5Y31.37%
OM growth 3Y21.28%
OM growth 5Y24.55%
PM growth 3Y40.49%
PM growth 5Y24.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.28
Health
Industry RankSector Rank
Debt/Equity 0.59
Debt/FCF 0.94
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 27.95
Cash Conversion N/A
Profit Quality 337.62%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)425.35%
Profit Quality(5y)611.47%
High Growth Momentum
Growth
EPS 1Y (TTM)25.44%
EPS 3Y51%
EPS 5Y30.24%
EPS Q2Q%24.8%
EPS Next Y11.73%
EPS Next 2Y8.27%
EPS Next 3Y4.62%
EPS Next 5Y7.94%
Revenue 1Y (TTM)10.13%
Revenue growth 3Y8.2%
Revenue growth 5Y5.33%
Sales Q2Q%3.18%
Revenue Next Year4.75%
Revenue Next 2Y5.05%
Revenue Next 3Y5.77%
Revenue Next 5Y6.92%
EBIT growth 1Y20.21%
EBIT growth 3Y31.23%
EBIT growth 5Y31.19%
EBIT Next Year8%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-0.68%
FCF growth 3Y13.84%
FCF growth 5Y7.11%
OCF growth 1Y-0.68%
OCF growth 3Y12.56%
OCF growth 5Y6.55%

TALANX AG / TLX.DE Fundamental Analysis FAQ

What is the ChartMill fundamental rating of TALANX AG (TLX.DE) stock?

ChartMill assigns a fundamental rating of 5 / 10 to TLX.DE.


What is the valuation status for TLX stock?

ChartMill assigns a valuation rating of 6 / 10 to TALANX AG (TLX.DE). This can be considered as Fairly Valued.


Can you provide the profitability details for TALANX AG?

TALANX AG (TLX.DE) has a profitability rating of 6 / 10.


Can you provide the expected EPS growth for TLX stock?

The Earnings per Share (EPS) of TALANX AG (TLX.DE) is expected to grow by 11.73% in the next year.


Is the dividend of TALANX AG sustainable?

The dividend rating of TALANX AG (TLX.DE) is 4 / 10 and the dividend payout ratio is 52.06%.