TALANX AG (TLX.DE) Fundamental Analysis & Valuation

FRA:TLX • DE000TLX1005

Current stock price

109.6 EUR
-3 (-2.66%)
Last:

This TLX.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. TLX.DE Profitability Analysis

1.1 Basic Checks

  • TLX had positive earnings in the past year.
  • In the past year TLX had a positive cash flow from operations.
  • TLX had positive earnings in each of the past 5 years.
  • Each year in the past 5 years TLX had a positive operating cash flow.
TLX.DE Yearly Net Income VS EBIT VS OCF VS FCFTLX.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

1.2 Ratios

  • TLX's Return On Assets of 1.37% is in line compared to the rest of the industry. TLX outperforms 42.11% of its industry peers.
  • TLX's Return On Equity of 18.41% is fine compared to the rest of the industry. TLX outperforms 63.16% of its industry peers.
  • TLX has a better Return On Invested Capital (2.57%) than 71.05% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for TLX is in line with the industry average of 2.62%.
  • The last Return On Invested Capital (2.57%) for TLX is above the 3 year average (2.14%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 1.37%
ROE 18.41%
ROIC 2.57%
ROA(3y)1.14%
ROA(5y)0.87%
ROE(3y)16.83%
ROE(5y)13.61%
ROIC(3y)2.14%
ROIC(5y)1.72%
TLX.DE Yearly ROA, ROE, ROICTLX.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • With a Profit Margin value of 4.97%, TLX is not doing good in the industry: 71.05% of the companies in the same industry are doing better.
  • In the last couple of years the Profit Margin of TLX has grown nicely.
  • TLX has a Operating Margin (12.59%) which is comparable to the rest of the industry.
  • TLX's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 12.59%
PM (TTM) 4.97%
GM N/A
OM growth 3Y21.28%
OM growth 5Y24.55%
PM growth 3Y40.49%
PM growth 5Y24.17%
GM growth 3YN/A
GM growth 5YN/A
TLX.DE Yearly Profit, Operating, Gross MarginsTLX.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

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4

2. TLX.DE Health Analysis

2.1 Basic Checks

  • TLX has about the same amout of shares outstanding than it did 1 year ago.
  • TLX has more shares outstanding than it did 5 years ago.
  • TLX has a better debt/assets ratio than last year.
TLX.DE Yearly Shares OutstandingTLX.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M
TLX.DE Yearly Total Debt VS Total AssetsTLX.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B

2.2 Solvency

  • TLX has a debt to FCF ratio of 0.94. This is a very positive value and a sign of high solvency as it would only need 0.94 years to pay back of all of its debts.
  • TLX has a Debt to FCF ratio of 0.94. This is amongst the best in the industry. TLX outperforms 92.11% of its industry peers.
  • TLX has a Debt/Equity ratio of 0.59. This is a neutral value indicating TLX is somewhat dependend on debt financing.
  • With a Debt to Equity ratio value of 0.59, TLX perfoms like the industry average, outperforming 47.37% of the companies in the same industry.
  • Even though the debt/equity ratio score it not favorable for TLX, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
Industry RankSector Rank
Debt/Equity 0.59
Debt/FCF 0.94
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
TLX.DE Yearly LT Debt VS Equity VS FCFTLX.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
TLX.DE Yearly Current Assets VS Current LiabilitesTLX.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. TLX.DE Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 25.44% over the past year.
  • Measured over the past years, TLX shows a very strong growth in Earnings Per Share. The EPS has been growing by 30.24% on average per year.
  • TLX shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 10.13%.
  • TLX shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.33% yearly.
EPS 1Y (TTM)25.44%
EPS 3Y51%
EPS 5Y30.24%
EPS Q2Q%24.8%
Revenue 1Y (TTM)10.13%
Revenue growth 3Y8.2%
Revenue growth 5Y5.33%
Sales Q2Q%3.18%

3.2 Future

  • Based on estimates for the next years, TLX will show a small growth in Earnings Per Share. The EPS will grow by 2.81% on average per year.
  • TLX is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.70% yearly.
EPS Next Y13.79%
EPS Next 2Y8.86%
EPS Next 3Y5.47%
EPS Next 5Y2.81%
Revenue Next Year4.41%
Revenue Next 2Y3.6%
Revenue Next 3Y3.49%
Revenue Next 5Y4.7%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
TLX.DE Yearly Revenue VS EstimatesTLX.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20B 40B 60B 80B
TLX.DE Yearly EPS VS EstimatesTLX.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 5 10 15

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7

4. TLX.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 11.42, the valuation of TLX can be described as reasonable.
  • TLX's Price/Earnings ratio is a bit cheaper when compared to the industry. TLX is cheaper than 68.42% of the companies in the same industry.
  • TLX is valuated cheaply when we compare the Price/Earnings ratio to 26.54, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 10.16, the valuation of TLX can be described as reasonable.
  • Based on the Price/Forward Earnings ratio, TLX is valued a bit cheaper than the industry average as 65.79% of the companies are valued more expensively.
  • TLX is valuated cheaply when we compare the Price/Forward Earnings ratio to 21.68, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 11.42
Fwd PE 10.16
TLX.DE Price Earnings VS Forward Price EarningsTLX.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of TLX indicates a rather cheap valuation: TLX is cheaper than 89.47% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 3.38
EV/EBITDA N/A
TLX.DE Per share dataTLX.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of TLX may justify a higher PE ratio.
PEG (NY)0.83
PEG (5Y)0.38
EPS Next 2Y8.86%
EPS Next 3Y5.47%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. TLX.DE Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 3.09%, TLX has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 4.46, TLX's dividend is way lower than its industry peers. On top of this 81.58% of the companies listed in the same industry pay a better dividend than TLX!
  • TLX's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 3.09%

5.2 History

  • On average, the dividend of TLX grows each year by 10.77%, which is quite nice.
Dividend Growth(5Y)10.77%
Div Incr Years2
Div Non Decr Years7
TLX.DE Yearly Dividends per shareTLX.DE Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3

5.3 Sustainability

  • TLX pays out 52.06% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • TLX's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP52.06%
EPS Next 2Y8.86%
EPS Next 3Y5.47%
TLX.DE Yearly Income VS Free CF VS DividendTLX.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B
TLX.DE Dividend Payout.TLX.DE Dividend Payout, showing the Payout Ratio.TLX.DE Dividend Payout.PayoutRetained Earnings

More info and screens

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TLX.DE Fundamentals: All Metrics, Ratios and Statistics

TALANX AG

FRA:TLX (4/29/2026, 7:00:00 PM)

109.6

-3 (-2.66%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Industry Strength81.76
Industry Growth69.33
Earnings (Last)03-18
Earnings (Next)05-13
Inst Owners14.25%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap28.30B
Revenue(TTM)49.93B
Net Income(TTM)2.48B
Analysts76.67
Price Target126.82 (15.71%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.09%
Yearly Dividend5
Dividend Growth(5Y)10.77%
DP52.06%
Div Incr Years2
Div Non Decr Years7
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.27%
PT rev (3m)-0.27%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.84%
EPS NY rev (3m)2.26%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.32%
Revenue NY rev (3m)-0.73%
Valuation
Industry RankSector Rank
PE 11.42
Fwd PE 10.16
P/S 0.57
P/FCF 3.38
P/OCF 3.38
P/B 2.1
P/tB 2.52
EV/EBITDA N/A
EPS(TTM)9.6
EY8.76%
EPS(NY)10.79
Fwd EY9.85%
FCF(TTM)32.42
FCFY29.58%
OCF(TTM)32.42
OCFY29.58%
SpS193.34
BVpS52.16
TBVpS43.46
PEG (NY)0.83
PEG (5Y)0.38
Graham Number106.139 (-3.16%)
Profitability
Industry RankSector Rank
ROA 1.37%
ROE 18.41%
ROCE 3.58%
ROIC 2.57%
ROICexc 2.65%
ROICexgc 3.17%
OM 12.59%
PM (TTM) 4.97%
GM N/A
FCFM 16.77%
ROA(3y)1.14%
ROA(5y)0.87%
ROE(3y)16.83%
ROE(5y)13.61%
ROIC(3y)2.14%
ROIC(5y)1.72%
ROICexc(3y)2.21%
ROICexc(5y)1.77%
ROICexgc(3y)2.61%
ROICexgc(5y)2.09%
ROCE(3y)2.99%
ROCE(5y)2.39%
ROICexgc growth 3Y26.35%
ROICexgc growth 5Y30.62%
ROICexc growth 3Y25.96%
ROICexc growth 5Y31.37%
OM growth 3Y21.28%
OM growth 5Y24.55%
PM growth 3Y40.49%
PM growth 5Y24.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.28
Health
Industry RankSector Rank
Debt/Equity 0.59
Debt/FCF 0.94
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 27.95
Cash Conversion N/A
Profit Quality 337.62%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)425.35%
Profit Quality(5y)611.47%
High Growth Momentum
Growth
EPS 1Y (TTM)25.44%
EPS 3Y51%
EPS 5Y30.24%
EPS Q2Q%24.8%
EPS Next Y13.79%
EPS Next 2Y8.86%
EPS Next 3Y5.47%
EPS Next 5Y2.81%
Revenue 1Y (TTM)10.13%
Revenue growth 3Y8.2%
Revenue growth 5Y5.33%
Sales Q2Q%3.18%
Revenue Next Year4.41%
Revenue Next 2Y3.6%
Revenue Next 3Y3.49%
Revenue Next 5Y4.7%
EBIT growth 1Y20.21%
EBIT growth 3Y31.23%
EBIT growth 5Y31.19%
EBIT Next Year5.79%
EBIT Next 3Y4.32%
EBIT Next 5YN/A
FCF growth 1Y-0.68%
FCF growth 3Y13.84%
FCF growth 5Y7.11%
OCF growth 1Y-0.68%
OCF growth 3Y12.56%
OCF growth 5Y6.55%

TALANX AG / TLX.DE Fundamental Analysis FAQ

What is the ChartMill fundamental rating of TALANX AG (TLX.DE) stock?

ChartMill assigns a fundamental rating of 5 / 10 to TLX.DE.


Can you provide the valuation status for TALANX AG?

ChartMill assigns a valuation rating of 7 / 10 to TALANX AG (TLX.DE). This can be considered as Undervalued.


What is the profitability of TLX stock?

TALANX AG (TLX.DE) has a profitability rating of 6 / 10.


What are the PE and PB ratios of TALANX AG (TLX.DE) stock?

The Price/Earnings (PE) ratio for TALANX AG (TLX.DE) is 11.42 and the Price/Book (PB) ratio is 2.1.


How financially healthy is TALANX AG?

The financial health rating of TALANX AG (TLX.DE) is 4 / 10.