2.85 USD
+0.01 (+0.35%)
At close: Jan 30, 2026
2.62 USD
-0.23 (-8.07%)
After Hours: 1/2/2026, 8:00:01 PM
TLF gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 122 industry peers in the Specialty Retail industry. TLF has an excellent financial health rating, but there are some minor concerns on its profitability. TLF does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
- TLF had positive earnings in the past year.
- In the past year TLF has reported a negative cash flow from operations.
- Of the past 5 years TLF 4 years were profitable.
- Of the past 5 years TLF 4 years had a positive operating cash flow.
1.2 Ratios
- The Return On Assets of TLF (13.55%) is better than 90.16% of its industry peers.
- TLF's Return On Equity of 21.46% is amongst the best of the industry. TLF outperforms 81.15% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 13.55% | ||
| ROE | 21.46% | ||
| ROIC | N/A |
ROA(3y)2.71%
ROA(5y)0.7%
ROE(3y)3.51%
ROE(5y)0.75%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- TLF's Profit Margin of 15.37% is amongst the best of the industry. TLF outperforms 97.54% of its industry peers.
- TLF's Profit Margin has declined in the last couple of years.
- TLF's Operating Margin has declined in the last couple of years.
- The Gross Margin of TLF (56.75%) is better than 84.43% of its industry peers.
- In the last couple of years the Gross Margin of TLF has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 15.37% | ||
| GM | 56.75% |
OM growth 3Y-32.81%
OM growth 5YN/A
PM growth 3Y-12.03%
PM growth 5YN/A
GM growth 3Y-0.39%
GM growth 5Y0.07%
2. Health
2.1 Basic Checks
- TLF does not have a ROIC to compare to the WACC, probably because it is not profitable.
- TLF has more shares outstanding than it did 1 year ago.
- The number of shares outstanding for TLF has been reduced compared to 5 years ago.
- TLF has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- TLF has an Altman-Z score of 2.91. This is not the best score and indicates that TLF is in the grey zone with still only limited risk for bankruptcy at the moment.
- With a decent Altman-Z score value of 2.91, TLF is doing good in the industry, outperforming 64.75% of the companies in the same industry.
- TLF has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.91 |
ROIC/WACCN/A
WACC9.7%
2.3 Liquidity
- A Current Ratio of 5.22 indicates that TLF has no problem at all paying its short term obligations.
- With an excellent Current ratio value of 5.22, TLF belongs to the best of the industry, outperforming 97.54% of the companies in the same industry.
- TLF has a Quick Ratio of 1.44. This is a normal value and indicates that TLF is financially healthy and should not expect problems in meeting its short term obligations.
- TLF has a better Quick ratio (1.44) than 84.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 5.22 | ||
| Quick Ratio | 1.44 |
3. Growth
3.1 Past
- TLF shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 363.50%, which is quite impressive.
- Measured over the past years, TLF shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -16.19% on average per year.
- TLF shows a decrease in Revenue. In the last year, the revenue decreased by -0.28%.
- TLF shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.14% yearly.
EPS 1Y (TTM)363.5%
EPS 3Y-16.19%
EPS 5YN/A
EPS Q2Q%-730%
Revenue 1Y (TTM)-0.28%
Revenue growth 3Y-3.45%
Revenue growth 5Y-0.14%
Sales Q2Q%-0.52%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 2.16, the valuation of TLF can be described as very cheap.
- Based on the Price/Earnings ratio, TLF is valued cheaply inside the industry as 98.36% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Earnings ratio of 28.30, TLF is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.16 | ||
| Fwd PE | N/A |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, TLF is valued a bit more expensive than the industry average as 65.57% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 33.26 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 52.63%, TLF is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 2.15, TLF pays a better dividend. On top of this TLF pays more dividend than 99.18% of the companies listed in the same industry.
- TLF's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 52.63% |
5.2 History
- TLF does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2YN/A
EPS Next 3YN/A
TANDY LEATHER FACTORY INC / TLF FAQ
What is the ChartMill fundamental rating of TANDY LEATHER FACTORY INC (TLF) stock?
ChartMill assigns a fundamental rating of 5 / 10 to TLF.
What is the valuation status of TANDY LEATHER FACTORY INC (TLF) stock?
ChartMill assigns a valuation rating of 2 / 10 to TANDY LEATHER FACTORY INC (TLF). This can be considered as Overvalued.
Can you provide the profitability details for TANDY LEATHER FACTORY INC?
TANDY LEATHER FACTORY INC (TLF) has a profitability rating of 5 / 10.
What is the financial health of TANDY LEATHER FACTORY INC (TLF) stock?
The financial health rating of TANDY LEATHER FACTORY INC (TLF) is 8 / 10.