TANDY LEATHER FACTORY INC (TLF) Stock Fundamental Analysis
USA - NASDAQ:TLF - US87538X1054 - Common Stock
3.02 USD
+0.02 (+0.67%)
Taking everything into account, TLF scores 5 out of 10 in our fundamental rating. TLF was compared to 121 industry peers in the Specialty Retail industry. TLF is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. TLF has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
TLF had positive earnings in the past year.
In the past year TLF has reported a negative cash flow from operations.
Of the past 5 years TLF 4 years were profitable.
TLF had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
TLF's Return On Assets of 16.56% is amongst the best of the industry. TLF outperforms 94.21% of its industry peers.
Looking at the Return On Equity, with a value of 22.15%, TLF belongs to the top of the industry, outperforming 80.99% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 0.30%, TLF is doing worse than 61.98% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for TLF is significantly below the industry average of 11.81%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.56% | ||
| ROE | 22.15% | ||
| ROIC | 0.3% |
ROA(3y)2.71%
ROA(5y)0.7%
ROE(3y)3.51%
ROE(5y)0.75%
ROIC(3y)2.72%
ROIC(5y)N/A
1.3 Margins
TLF has a Profit Margin of 16.98%. This is amongst the best in the industry. TLF outperforms 98.35% of its industry peers.
In the last couple of years the Profit Margin of TLF has declined.
TLF has a worse Operating Margin (0.33%) than 61.16% of its industry peers.
In the last couple of years the Operating Margin of TLF has declined.
TLF has a better Gross Margin (56.48%) than 85.95% of its industry peers.
In the last couple of years the Gross Margin of TLF has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 0.33% | ||
| PM (TTM) | 16.98% | ||
| GM | 56.48% |
OM growth 3Y-32.81%
OM growth 5YN/A
PM growth 3Y-12.03%
PM growth 5YN/A
GM growth 3Y-0.39%
GM growth 5Y0.07%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so TLF is destroying value.
The number of shares outstanding for TLF has been increased compared to 1 year ago.
Compared to 5 years ago, TLF has less shares outstanding
There is no outstanding debt for TLF. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
An Altman-Z score of 3.59 indicates that TLF is not in any danger for bankruptcy at the moment.
The Altman-Z score of TLF (3.59) is better than 80.17% of its industry peers.
TLF has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.59 |
ROIC/WACC0.03
WACC9.34%
2.3 Liquidity
TLF has a Current Ratio of 4.89. This indicates that TLF is financially healthy and has no problem in meeting its short term obligations.
TLF has a better Current ratio (4.89) than 98.35% of its industry peers.
TLF has a Quick Ratio of 1.64. This is a normal value and indicates that TLF is financially healthy and should not expect problems in meeting its short term obligations.
The Quick ratio of TLF (1.64) is better than 86.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.89 | ||
| Quick Ratio | 1.64 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 283.09% over the past year.
The earnings per share for TLF have been decreasing by -16.19% on average. This is quite bad
Looking at the last year, TLF shows a decrease in Revenue. The Revenue has decreased by -0.41% in the last year.
TLF shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.14% yearly.
EPS 1Y (TTM)283.09%
EPS 3Y-16.19%
EPS 5YN/A
EPS Q2Q%-296.64%
Revenue 1Y (TTM)-0.41%
Revenue growth 3Y-3.45%
Revenue growth 5Y-0.14%
Sales Q2Q%2.82%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 2.05 indicates a rather cheap valuation of TLF.
Based on the Price/Earnings ratio, TLF is valued cheaper than 98.35% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.19, TLF is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.05 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of TLF indicates a rather cheap valuation: TLF is cheaper than 95.04% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 2.19 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 49.18%, TLF is a good candidate for dividend investing.
TLF's Dividend Yield is rather good when compared to the industry average which is at 5.20. TLF pays more dividend than 100.00% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.33, TLF pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 49.18% |
5.2 History
TLF is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2YN/A
EPS Next 3YN/A
NASDAQ:TLF (10/31/2025, 4:30:01 PM)
3.02
+0.02 (+0.67%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners58.4%
Inst Owner Change-0.02%
Ins Owners0.45%
Ins Owner Change0%
Market Cap24.37M
Revenue(TTM)74.64M
Net Income(TTM)12.68M
Analysts80
Price TargetN/A
Short Float %0.07%
Short Ratio0.39
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 49.18% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.05 | ||
| Fwd PE | N/A | ||
| P/S | 0.33 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.43 | ||
| P/tB | 0.43 | ||
| EV/EBITDA | 2.19 |
EPS(TTM)1.47
EY48.68%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.83
FCFYN/A
OCF(TTM)-0.07
OCFYN/A
SpS9.25
BVpS7.09
TBVpS7.09
PEG (NY)N/A
PEG (5Y)N/A
Graham Number15.31
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.56% | ||
| ROE | 22.15% | ||
| ROCE | 0.37% | ||
| ROIC | 0.3% | ||
| ROICexc | 0.4% | ||
| ROICexgc | 0.4% | ||
| OM | 0.33% | ||
| PM (TTM) | 16.98% | ||
| GM | 56.48% | ||
| FCFM | N/A |
ROA(3y)2.71%
ROA(5y)0.7%
ROE(3y)3.51%
ROE(5y)0.75%
ROIC(3y)2.72%
ROIC(5y)N/A
ROICexc(3y)3.32%
ROICexc(5y)N/A
ROICexgc(3y)3.32%
ROICexgc(5y)N/A
ROCE(3y)3.42%
ROCE(5y)N/A
ROICexgc growth 3Y-35.57%
ROICexgc growth 5YN/A
ROICexc growth 3Y-35.57%
ROICexc growth 5YN/A
OM growth 3Y-32.81%
OM growth 5YN/A
PM growth 3Y-12.03%
PM growth 5YN/A
GM growth 3Y-0.39%
GM growth 5Y0.07%
F-Score3
Asset Turnover0.98
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 187.73% | ||
| Cap/Sales | 8.32% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 4.89 | ||
| Quick Ratio | 1.64 | ||
| Altman-Z | 3.59 |
F-Score3
WACC9.34%
ROIC/WACC0.03
Cap/Depr(3y)117.84%
Cap/Depr(5y)114.41%
Cap/Sales(3y)1.85%
Cap/Sales(5y)1.76%
Profit Quality(3y)111.94%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)283.09%
EPS 3Y-16.19%
EPS 5YN/A
EPS Q2Q%-296.64%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-0.41%
Revenue growth 3Y-3.45%
Revenue growth 5Y-0.14%
Sales Q2Q%2.82%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-92.72%
EBIT growth 3Y-35.12%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-236.38%
FCF growth 3Y-16.83%
FCF growth 5Y-31.26%
OCF growth 1Y-109.91%
OCF growth 3Y6.93%
OCF growth 5Y-15.36%
TANDY LEATHER FACTORY INC / TLF FAQ
What is the ChartMill fundamental rating of TANDY LEATHER FACTORY INC (TLF) stock?
ChartMill assigns a fundamental rating of 5 / 10 to TLF.
Can you provide the valuation status for TANDY LEATHER FACTORY INC?
ChartMill assigns a valuation rating of 3 / 10 to TANDY LEATHER FACTORY INC (TLF). This can be considered as Overvalued.
What is the profitability of TLF stock?
TANDY LEATHER FACTORY INC (TLF) has a profitability rating of 5 / 10.
What is the valuation of TANDY LEATHER FACTORY INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for TANDY LEATHER FACTORY INC (TLF) is 2.05 and the Price/Book (PB) ratio is 0.43.
Can you provide the financial health for TLF stock?
The financial health rating of TANDY LEATHER FACTORY INC (TLF) is 8 / 10.