TANDY LEATHER FACTORY INC (TLF) Fundamental Analysis & Valuation

NASDAQ:TLF • US87538X1054

Current stock price

2.38 USD
-0.03 (-1.24%)
Last:

This TLF fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. TLF Profitability Analysis

1.1 Basic Checks

  • In the past year TLF was profitable.
  • TLF had a negative operating cash flow in the past year.
  • TLF had positive earnings in each of the past 5 years.
  • Of the past 5 years TLF 4 years had a positive operating cash flow.
TLF Yearly Net Income VS EBIT VS OCF VS FCFTLF Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5M -5M 10M -10M

1.2 Ratios

  • TLF's Return On Assets of 11.77% is amongst the best of the industry. TLF outperforms 87.90% of its industry peers.
  • Looking at the Return On Equity, with a value of 19.39%, TLF belongs to the top of the industry, outperforming 82.26% of the companies in the same industry.
Industry RankSector Rank
ROA 11.77%
ROE 19.39%
ROIC N/A
ROA(3y)5.61%
ROA(5y)4.09%
ROE(3y)8.48%
ROE(5y)6.09%
ROIC(3y)N/A
ROIC(5y)N/A
TLF Yearly ROA, ROE, ROICTLF Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10 15

1.3 Margins

  • Looking at the Profit Margin, with a value of 13.36%, TLF belongs to the top of the industry, outperforming 95.97% of the companies in the same industry.
  • In the last couple of years the Profit Margin of TLF has grown nicely.
  • TLF's Gross Margin of 57.05% is amongst the best of the industry. TLF outperforms 85.48% of its industry peers.
  • TLF's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM N/A
PM (TTM) 13.36%
GM 57.05%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y98.23%
PM growth 5YN/A
GM growth 3Y-0.48%
GM growth 5Y0.27%
TLF Yearly Profit, Operating, Gross MarginsTLF Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60

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8

2. TLF Health Analysis

2.1 Basic Checks

  • TLF does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • TLF has less shares outstanding than it did 1 year ago.
  • The number of shares outstanding for TLF has been reduced compared to 5 years ago.
  • There is no outstanding debt for TLF. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
TLF Yearly Shares OutstandingTLF Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M 8M
TLF Yearly Total Debt VS Total AssetsTLF Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M

2.2 Solvency

  • TLF has an Altman-Z score of 2.73. This is not the best score and indicates that TLF is in the grey zone with still only limited risk for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 2.73, TLF is in the better half of the industry, outperforming 62.90% of the companies in the same industry.
  • There is no outstanding debt for TLF. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z 2.73
ROIC/WACCN/A
WACC8.99%
TLF Yearly LT Debt VS Equity VS FCFTLF Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20M 40M

2.3 Liquidity

  • TLF has a Current Ratio of 5.16. This indicates that TLF is financially healthy and has no problem in meeting its short term obligations.
  • The Current ratio of TLF (5.16) is better than 96.77% of its industry peers.
  • A Quick Ratio of 1.77 indicates that TLF should not have too much problems paying its short term obligations.
  • With an excellent Quick ratio value of 1.77, TLF belongs to the best of the industry, outperforming 86.29% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 5.16
Quick Ratio 1.77
TLF Yearly Current Assets VS Current LiabilitesTLF Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M

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1

3. TLF Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 1293.31% over the past year.
  • The Revenue has been growing slightly by 2.60% in the past year.
EPS 1Y (TTM)1293.31%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-497.33%
Revenue 1Y (TTM)2.6%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%8.65%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
TLF Yearly Revenue VS EstimatesTLF Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
TLF Yearly EPS VS EstimatesTLF Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 0.05 0.1 0.15 0.2 0.25

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3

4. TLF Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 3.35, the valuation of TLF can be described as very cheap.
  • Based on the Price/Earnings ratio, TLF is valued cheaply inside the industry as 98.39% of the companies are valued more expensively.
  • TLF's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.17.
Industry RankSector Rank
PE 3.35
Fwd PE N/A
TLF Price Earnings VS Forward Price EarningsTLF Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
TLF Per share dataTLF EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8

4.3 Compensation for Growth

  • The decent profitability rating of TLF may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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5

5. TLF Dividend Analysis

5.1 Amount

  • TLF has a Yearly Dividend Yield of 31.51%, which is a nice return.
  • TLF's Dividend Yield is rather good when compared to the industry average which is at 3.06. TLF pays more dividend than 98.39% of the companies in the same industry.
  • TLF's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 31.51%

5.2 History

  • On average, the dividend of TLF grows each year by 43.82%, which is quite nice.
  • TLF is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)43.82%
Div Incr Years0
Div Non Decr Years0
TLF Yearly Dividends per shareTLF Yearly Dividends per shareYearly Dividends per share 2025 2026 0.5 1

5.3 Sustainability

  • 125.01% of the earnings are spent on dividend by TLF. This is not a sustainable payout ratio.
DP125.01%
EPS Next 2YN/A
EPS Next 3YN/A
TLF Yearly Income VS Free CF VS DividendTLF Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5M -5M 10M -10M
TLF Dividend Payout.TLF Dividend Payout, showing the Payout Ratio.TLF Dividend Payout.PayoutRetained Earnings

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TLF Fundamentals: All Metrics, Ratios and Statistics

TANDY LEATHER FACTORY INC

NASDAQ:TLF (4/2/2026, 8:00:01 PM)

2.38

-0.03 (-1.24%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)02-24
Earnings (Next)05-11
Inst Owners62.31%
Inst Owner Change0%
Ins Owners0.45%
Ins Owner Change0%
Market Cap19.21M
Revenue(TTM)76.33M
Net Income(TTM)10.20M
Analysts80
Price TargetN/A
Short Float %0.26%
Short Ratio0.31
Dividend
Industry RankSector Rank
Dividend Yield 31.51%
Yearly Dividend1.54
Dividend Growth(5Y)43.82%
DP125.01%
Div Incr Years0
Div Non Decr Years0
Ex-Date02-25
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 3.35
Fwd PE N/A
P/S 0.25
P/FCF N/A
P/OCF N/A
P/B 0.37
P/tB 0.37
EV/EBITDA N/A
EPS(TTM)0.71
EY29.83%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-1
FCFYN/A
OCF(TTM)-0.07
OCFYN/A
SpS9.46
BVpS6.52
TBVpS6.52
PEG (NY)N/A
PEG (5Y)N/A
Graham Number10.2
Profitability
Industry RankSector Rank
ROA 11.77%
ROE 19.39%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 13.36%
GM 57.05%
FCFM N/A
ROA(3y)5.61%
ROA(5y)4.09%
ROE(3y)8.48%
ROE(5y)6.09%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y98.23%
PM growth 5YN/A
GM growth 3Y-0.48%
GM growth 5Y0.27%
F-Score6
Asset Turnover0.88
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 878.44%
Cap/Sales 9.87%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 5.16
Quick Ratio 1.77
Altman-Z 2.73
F-Score6
WACC8.99%
ROIC/WACCN/A
Cap/Depr(3y)392.88%
Cap/Depr(5y)264.41%
Cap/Sales(3y)4.88%
Cap/Sales(5y)3.33%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)1293.31%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-497.33%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)2.6%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%8.65%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-254.66%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-617.12%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-112.22%
OCF growth 3YN/A
OCF growth 5YN/A

TANDY LEATHER FACTORY INC / TLF Fundamental Analysis FAQ

What is the ChartMill fundamental rating of TANDY LEATHER FACTORY INC (TLF) stock?

ChartMill assigns a fundamental rating of 5 / 10 to TLF.


What is the valuation status for TLF stock?

ChartMill assigns a valuation rating of 3 / 10 to TANDY LEATHER FACTORY INC (TLF). This can be considered as Overvalued.


How profitable is TANDY LEATHER FACTORY INC (TLF) stock?

TANDY LEATHER FACTORY INC (TLF) has a profitability rating of 6 / 10.


Can you provide the financial health for TLF stock?

The financial health rating of TANDY LEATHER FACTORY INC (TLF) is 8 / 10.