TJX COMPANIES INC (TJX) Stock Fundamental Analysis

NYSE:TJX • US8725401090

155.1 USD
+4.78 (+3.18%)
Last: Feb 12, 2026, 11:47 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

Taking everything into account, TJX scores 5 out of 10 in our fundamental rating. TJX was compared to 120 industry peers in the Specialty Retail industry. While TJX has a great profitability rating, there are some minor concerns on its financial health. TJX is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • In the past year TJX was profitable.
  • TJX had a positive operating cash flow in the past year.
  • Each year in the past 5 years TJX has been profitable.
  • In the past 5 years TJX always reported a positive cash flow from operatings.
TJX Yearly Net Income VS EBIT VS OCF VS FCFTJX Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

1.2 Ratios

  • With an excellent Return On Assets value of 14.55%, TJX belongs to the best of the industry, outperforming 92.50% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 54.70%, TJX belongs to the top of the industry, outperforming 96.67% of the companies in the same industry.
  • TJX has a Return On Invested Capital of 23.62%. This is amongst the best in the industry. TJX outperforms 92.50% of its industry peers.
  • TJX had an Average Return On Invested Capital over the past 3 years of 21.84%. This is significantly above the industry average of 12.31%.
  • The last Return On Invested Capital (23.62%) for TJX is above the 3 year average (21.84%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 14.55%
ROE 54.7%
ROIC 23.62%
ROA(3y)14.23%
ROA(5y)10.91%
ROE(3y)58.06%
ROE(5y)46.09%
ROIC(3y)21.84%
ROIC(5y)17.51%
TJX Yearly ROA, ROE, ROICTJX Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

1.3 Margins

  • Looking at the Profit Margin, with a value of 8.68%, TJX belongs to the top of the industry, outperforming 86.67% of the companies in the same industry.
  • TJX's Profit Margin has improved in the last couple of years.
  • Looking at the Operating Margin, with a value of 11.31%, TJX belongs to the top of the industry, outperforming 85.00% of the companies in the same industry.
  • TJX's Operating Margin has been stable in the last couple of years.
  • TJX's Gross Margin of 30.85% is on the low side compared to the rest of the industry. TJX is outperformed by 65.00% of its industry peers.
  • TJX's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 11.31%
PM (TTM) 8.68%
GM 30.85%
OM growth 3Y4.52%
OM growth 5Y1.05%
PM growth 3Y8.47%
PM growth 5Y1.93%
GM growth 3Y1.68%
GM growth 5Y0.82%
TJX Yearly Profit, Operating, Gross MarginsTJX Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), TJX is creating value.
  • Compared to 1 year ago, TJX has less shares outstanding
  • The number of shares outstanding for TJX has been reduced compared to 5 years ago.
  • Compared to 1 year ago, TJX has an improved debt to assets ratio.
TJX Yearly Shares OutstandingTJX Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
TJX Yearly Total Debt VS Total AssetsTJX Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B

2.2 Solvency

  • TJX has a debt to FCF ratio of 0.65. This is a very positive value and a sign of high solvency as it would only need 0.65 years to pay back of all of its debts.
  • With an excellent Debt to FCF ratio value of 0.65, TJX belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
  • TJX has a Debt/Equity ratio of 0.20. This is a healthy value indicating a solid balance between debt and equity.
  • Looking at the Debt to Equity ratio, with a value of 0.20, TJX is in the better half of the industry, outperforming 63.33% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF 0.65
Altman-Z N/A
ROIC/WACC2.46
WACC9.61%
TJX Yearly LT Debt VS Equity VS FCFTJX Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

2.3 Liquidity

  • TJX has a Current Ratio of 1.09. This is a normal value and indicates that TJX is financially healthy and should not expect problems in meeting its short term obligations.
  • TJX has a Current ratio of 1.09. This is in the lower half of the industry: TJX underperforms 65.83% of its industry peers.
  • A Quick Ratio of 0.43 indicates that TJX may have some problems paying its short term obligations.
  • The Quick ratio of TJX (0.43) is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.09
Quick Ratio 0.43
TJX Yearly Current Assets VS Current LiabilitesTJX Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • TJX shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 6.59%.
  • The Earnings Per Share has been growing by 9.71% on average over the past years. This is quite good.
  • TJX shows a small growth in Revenue. In the last year, the Revenue has grown by 4.53%.
  • The Revenue has been growing slightly by 6.20% on average over the past years.
EPS 1Y (TTM)6.59%
EPS 3Y14.34%
EPS 5Y9.71%
EPS Q2Q%12.28%
Revenue 1Y (TTM)4.53%
Revenue growth 3Y5.1%
Revenue growth 5Y6.2%
Sales Q2Q%7.49%

3.2 Future

  • The Earnings Per Share is expected to grow by 10.34% on average over the next years. This is quite good.
  • The Revenue is expected to grow by 5.64% on average over the next years.
EPS Next Y10.91%
EPS Next 2Y10.71%
EPS Next 3Y10.92%
EPS Next 5Y10.34%
Revenue Next Year6.67%
Revenue Next 2Y6.28%
Revenue Next 3Y6.27%
Revenue Next 5Y5.64%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
TJX Yearly Revenue VS EstimatesTJX Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20B 40B 60B 80B
TJX Yearly EPS VS EstimatesTJX Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 2 4 6 8

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Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 34.24 indicates a quite expensive valuation of TJX.
  • The rest of the industry has a similar Price/Earnings ratio as TJX.
  • TJX's Price/Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 28.18.
  • With a Price/Forward Earnings ratio of 29.71, TJX can be considered very expensive at the moment.
  • TJX's Price/Forward Earnings is on the same level as the industry average.
  • TJX is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 28.01, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 34.24
Fwd PE 29.71
TJX Price Earnings VS Forward Price EarningsTJX Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • TJX's Enterprise Value to EBITDA ratio is in line with the industry average.
  • TJX's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 38.98
EV/EBITDA 20.97
TJX Per share dataTJX EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates TJX does not grow enough to justify the current Price/Earnings ratio.
  • TJX has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)3.14
PEG (5Y)3.53
EPS Next 2Y10.71%
EPS Next 3Y10.92%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • TJX has a Yearly Dividend Yield of 1.09%. Purely for dividend investing, there may be better candidates out there.
  • TJX's Dividend Yield is a higher than the industry average which is at 2.26.
  • TJX's Dividend Yield is slightly below the S&P500 average, which is at 1.80.
Industry RankSector Rank
Dividend Yield 1.09%

5.2 History

  • The dividend of TJX is nicely growing with an annual growth rate of 10.53%!
  • TJX has paid a dividend for at least 10 years, which is a reliable track record.
  • TJX has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)10.53%
Div Incr Years4
Div Non Decr Years4
TJX Yearly Dividends per shareTJX Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • TJX pays out 35.03% of its income as dividend. This is a sustainable payout ratio.
  • TJX's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP35.03%
EPS Next 2Y10.71%
EPS Next 3Y10.92%
TJX Yearly Income VS Free CF VS DividendTJX Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B
TJX Dividend Payout.TJX Dividend Payout, showing the Payout Ratio.TJX Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

TJX COMPANIES INC

NYSE:TJX (2/12/2026, 11:47:54 AM)

155.1

+4.78 (+3.18%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)11-19
Earnings (Next)02-25
Inst Owners92.35%
Inst Owner Change-2%
Ins Owners0.08%
Ins Owner Change-1.48%
Market Cap172.23B
Revenue(TTM)58.98B
Net Income(TTM)5.12B
Analysts85
Price Target167.76 (8.16%)
Short Float %1.18%
Short Ratio2.41
Dividend
Industry RankSector Rank
Dividend Yield 1.09%
Yearly Dividend1.46
Dividend Growth(5Y)10.53%
DP35.03%
Div Incr Years4
Div Non Decr Years4
Ex-Date02-12
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)5.59%
Min EPS beat(2)3.7%
Max EPS beat(2)7.47%
EPS beat(4)4
Avg EPS beat(4)4.14%
Min EPS beat(4)0.61%
Max EPS beat(4)7.47%
EPS beat(8)8
Avg EPS beat(8)4.58%
EPS beat(12)11
Avg EPS beat(12)4.5%
EPS beat(16)14
Avg EPS beat(16)3.77%
Revenue beat(2)2
Avg Revenue beat(2)0.85%
Min Revenue beat(2)0.77%
Max Revenue beat(2)0.94%
Revenue beat(4)2
Avg Revenue beat(4)0.35%
Min Revenue beat(4)-0.25%
Max Revenue beat(4)0.94%
Revenue beat(8)4
Avg Revenue beat(8)0.09%
Revenue beat(12)7
Avg Revenue beat(12)0.28%
Revenue beat(16)7
Avg Revenue beat(16)-0.46%
PT rev (1m)1.93%
PT rev (3m)8.31%
EPS NQ rev (1m)0.18%
EPS NQ rev (3m)1.09%
EPS NY rev (1m)0.06%
EPS NY rev (3m)1.7%
Revenue NQ rev (1m)0.22%
Revenue NQ rev (3m)0.21%
Revenue NY rev (1m)0.09%
Revenue NY rev (3m)0.54%
Valuation
Industry RankSector Rank
PE 34.24
Fwd PE 29.71
P/S 2.92
P/FCF 38.98
P/OCF 26.82
P/B 18.4
P/tB 18.59
EV/EBITDA 20.97
EPS(TTM)4.53
EY2.92%
EPS(NY)5.22
Fwd EY3.37%
FCF(TTM)3.98
FCFY2.57%
OCF(TTM)5.78
OCFY3.73%
SpS53.11
BVpS8.43
TBVpS8.34
PEG (NY)3.14
PEG (5Y)3.53
Graham Number29.31
Profitability
Industry RankSector Rank
ROA 14.55%
ROE 54.7%
ROCE 31.49%
ROIC 23.62%
ROICexc 30.24%
ROICexgc 30.41%
OM 11.31%
PM (TTM) 8.68%
GM 30.85%
FCFM 7.49%
ROA(3y)14.23%
ROA(5y)10.91%
ROE(3y)58.06%
ROE(5y)46.09%
ROIC(3y)21.84%
ROIC(5y)17.51%
ROICexc(3y)30.48%
ROICexc(5y)25.26%
ROICexgc(3y)30.69%
ROICexgc(5y)25.45%
ROCE(3y)29.12%
ROCE(5y)23.34%
ROICexgc growth 3Y0.34%
ROICexgc growth 5Y4.93%
ROICexc growth 3Y0.41%
ROICexc growth 5Y4.95%
OM growth 3Y4.52%
OM growth 5Y1.05%
PM growth 3Y8.47%
PM growth 5Y1.93%
GM growth 3Y1.68%
GM growth 5Y0.82%
F-Score6
Asset Turnover1.68
Health
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF 0.65
Debt/EBITDA 0.24
Cap/Depr 162.98%
Cap/Sales 3.4%
Interest Coverage 250
Cash Conversion 81.28%
Profit Quality 86.31%
Current Ratio 1.09
Quick Ratio 0.43
Altman-Z N/A
F-Score6
WACC9.61%
ROIC/WACC2.46
Cap/Depr(3y)172.21%
Cap/Depr(5y)140.45%
Cap/Sales(3y)3.17%
Cap/Sales(5y)2.68%
Profit Quality(3y)86.1%
Profit Quality(5y)946.84%
High Growth Momentum
Growth
EPS 1Y (TTM)6.59%
EPS 3Y14.34%
EPS 5Y9.71%
EPS Q2Q%12.28%
EPS Next Y10.91%
EPS Next 2Y10.71%
EPS Next 3Y10.92%
EPS Next 5Y10.34%
Revenue 1Y (TTM)4.53%
Revenue growth 3Y5.1%
Revenue growth 5Y6.2%
Sales Q2Q%7.49%
Revenue Next Year6.67%
Revenue Next 2Y6.28%
Revenue Next 3Y6.27%
Revenue Next 5Y5.64%
EBIT growth 1Y6.84%
EBIT growth 3Y9.84%
EBIT growth 5Y7.32%
EBIT Next Year30.44%
EBIT Next 3Y15.72%
EBIT Next 5Y11.02%
FCF growth 1Y-4.88%
FCF growth 3Y27.77%
FCF growth 5Y8.1%
OCF growth 1Y2.22%
OCF growth 3Y26%
OCF growth 5Y8.5%

TJX COMPANIES INC / TJX FAQ

Can you provide the ChartMill fundamental rating for TJX COMPANIES INC?

ChartMill assigns a fundamental rating of 5 / 10 to TJX.


What is the valuation status of TJX COMPANIES INC (TJX) stock?

ChartMill assigns a valuation rating of 3 / 10 to TJX COMPANIES INC (TJX). This can be considered as Overvalued.


What is the profitability of TJX stock?

TJX COMPANIES INC (TJX) has a profitability rating of 8 / 10.


Can you provide the PE and PB ratios for TJX stock?

The Price/Earnings (PE) ratio for TJX COMPANIES INC (TJX) is 34.24 and the Price/Book (PB) ratio is 18.4.


What is the expected EPS growth for TJX COMPANIES INC (TJX) stock?

The Earnings per Share (EPS) of TJX COMPANIES INC (TJX) is expected to grow by 10.91% in the next year.