TJX COMPANIES INC (TJX) Stock Fundamental Analysis
NYSE:TJX • US8725401090
159.94 USD
-1.72 (-1.06%)
At close: Mar 2, 2026
159.94 USD
0 (0%)
After Hours: 3/2/2026, 4:20:02 PM
Overall TJX gets a fundamental rating of 6 out of 10. We evaluated TJX against 123 industry peers in the Specialty Retail industry. TJX has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. TJX has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- TJX had positive earnings in the past year.
- In the past year TJX had a positive cash flow from operations.
- Of the past 5 years TJX 4 years were profitable.
- Of the past 5 years TJX 4 years had a positive operating cash flow.
1.2 Ratios
- TJX has a Return On Assets of 14.55%. This is amongst the best in the industry. TJX outperforms 92.68% of its industry peers.
- TJX's Return On Equity of 54.70% is amongst the best of the industry. TJX outperforms 97.56% of its industry peers.
- TJX has a Return On Invested Capital of 23.62%. This is amongst the best in the industry. TJX outperforms 91.87% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for TJX is significantly above the industry average of 13.61%.
- The last Return On Invested Capital (23.62%) for TJX is above the 3 year average (21.84%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 14.55% | ||
| ROE | 54.7% | ||
| ROIC | 23.62% |
ROA(3y)14.23%
ROA(5y)10.91%
ROE(3y)58.06%
ROE(5y)46.09%
ROIC(3y)21.84%
ROIC(5y)17.51%
1.3 Margins
- The Profit Margin of TJX (8.68%) is better than 87.80% of its industry peers.
- TJX's Profit Margin has improved in the last couple of years.
- TJX has a Operating Margin of 11.31%. This is amongst the best in the industry. TJX outperforms 85.37% of its industry peers.
- TJX's Operating Margin has been stable in the last couple of years.
- TJX's Gross Margin of 30.85% is on the low side compared to the rest of the industry. TJX is outperformed by 64.23% of its industry peers.
- In the last couple of years the Gross Margin of TJX has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.31% | ||
| PM (TTM) | 8.68% | ||
| GM | 30.85% |
OM growth 3Y4.52%
OM growth 5Y1.05%
PM growth 3Y8.47%
PM growth 5Y1.93%
GM growth 3Y1.68%
GM growth 5Y0.82%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so TJX is creating value.
- TJX has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- TJX has an Altman-Z score of 6.86. This indicates that TJX is financially healthy and has little risk of bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 6.86, TJX belongs to the top of the industry, outperforming 92.68% of the companies in the same industry.
- TJX has a debt to FCF ratio of 0.65. This is a very positive value and a sign of high solvency as it would only need 0.65 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 0.65, TJX belongs to the top of the industry, outperforming 82.93% of the companies in the same industry.
- A Debt/Equity ratio of 0.20 indicates that TJX is not too dependend on debt financing.
- TJX has a better Debt to Equity ratio (0.20) than 63.41% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 0.65 | ||
| Altman-Z | 6.86 |
ROIC/WACC2.5
WACC9.46%
2.3 Liquidity
- A Current Ratio of 1.09 indicates that TJX should not have too much problems paying its short term obligations.
- With a Current ratio value of 1.09, TJX is not doing good in the industry: 65.85% of the companies in the same industry are doing better.
- TJX has a Quick Ratio of 1.09. This is a bad value and indicates that TJX is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Quick ratio value of 0.43, TJX perfoms like the industry average, outperforming 43.09% of the companies in the same industry.
- TJX does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.09 | ||
| Quick Ratio | 0.43 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 11.03% over the past year.
- Measured over the past years, TJX shows a very strong growth in Earnings Per Share. The EPS has been growing by 74.78% on average per year.
EPS 1Y (TTM)11.03%
EPS 3Y14.88%
EPS 5Y74.78%
EPS Q2Q%16.26%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%8.52%
3.2 Future
- The Earnings Per Share is expected to grow by 9.22% on average over the next years. This is quite good.
- TJX is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.19% yearly.
EPS Next Y10.38%
EPS Next 2Y10.86%
EPS Next 3Y9.57%
EPS Next 5Y9.22%
Revenue Next Year5.95%
Revenue Next 2Y6.12%
Revenue Next 3Y6.34%
Revenue Next 5Y6.19%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 33.81, the valuation of TJX can be described as expensive.
- TJX's Price/Earnings ratio is in line with the industry average.
- When comparing the Price/Earnings ratio of TJX to the average of the S&P500 Index (27.07), we can say TJX is valued slightly more expensively.
- A Price/Forward Earnings ratio of 30.63 indicates a quite expensive valuation of TJX.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of TJX is on the same level as its industry peers.
- When comparing the Price/Forward Earnings ratio of TJX to the average of the S&P500 Index (28.05), we can say TJX is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.81 | ||
| Fwd PE | 30.63 |
4.2 Price Multiples
- TJX's Enterprise Value to EBITDA is on the same level as the industry average.
- The rest of the industry has a similar Price/Free Cash Flow ratio as TJX.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 40.2 | ||
| EV/EBITDA | 22.5 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- The excellent profitability rating of TJX may justify a higher PE ratio.
PEG (NY)3.26
PEG (5Y)0.45
EPS Next 2Y10.86%
EPS Next 3Y9.57%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 1.05%, TJX has a reasonable but not impressive dividend return.
- TJX's Dividend Yield is a higher than the industry average which is at 2.33.
- With a Dividend Yield of 1.05, TJX pays less dividend than the S&P500 average, which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.05% |
5.2 History
- The dividend of TJX is nicely growing with an annual growth rate of 10.53%!
- TJX has been paying a dividend for at least 10 years, so it has a reliable track record.
- TJX has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)10.53%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
- 35.03% of the earnings are spent on dividend by TJX. This is a low number and sustainable payout ratio.
- TJX's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP35.03%
EPS Next 2Y10.86%
EPS Next 3Y9.57%
159.94
-1.72 (-1.06%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)02-25 2026-02-25/bmo
Earnings (Next)05-20 2026-05-20
Inst Owners92.35%
Inst Owner Change-0.47%
Ins Owners0.08%
Ins Owner Change-1.48%
Market Cap177.61B
Revenue(TTM)N/A
Net Income(TTM)5.12B
Analysts84.8
Price Target169.95 (6.26%)
Short Float %1.12%
Short Ratio2.4
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.05% |
Yearly Dividend1.46
Dividend Growth(5Y)10.53%
DP35.03%
Div Incr Years4
Div Non Decr Years4
Ex-Date02-12 2026-02-12 (0.425)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)5.59%
Min EPS beat(2)3.7%
Max EPS beat(2)7.47%
EPS beat(4)4
Avg EPS beat(4)4.14%
Min EPS beat(4)0.61%
Max EPS beat(4)7.47%
EPS beat(8)8
Avg EPS beat(8)4.58%
EPS beat(12)11
Avg EPS beat(12)4.5%
EPS beat(16)14
Avg EPS beat(16)3.77%
Revenue beat(2)2
Avg Revenue beat(2)0.85%
Min Revenue beat(2)0.77%
Max Revenue beat(2)0.94%
Revenue beat(4)2
Avg Revenue beat(4)0.35%
Min Revenue beat(4)-0.25%
Max Revenue beat(4)0.94%
Revenue beat(8)4
Avg Revenue beat(8)0.09%
Revenue beat(12)7
Avg Revenue beat(12)0.28%
Revenue beat(16)7
Avg Revenue beat(16)-0.46%
PT rev (1m)1.89%
PT rev (3m)8.73%
EPS NQ rev (1m)0.37%
EPS NQ rev (3m)0.64%
EPS NY rev (1m)0.01%
EPS NY rev (3m)1.7%
Revenue NQ rev (1m)0.1%
Revenue NQ rev (3m)0.35%
Revenue NY rev (1m)0.04%
Revenue NY rev (3m)0.55%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.81 | ||
| Fwd PE | 30.63 | ||
| P/S | 3.01 | ||
| P/FCF | 40.2 | ||
| P/OCF | 27.66 | ||
| P/B | 18.98 | ||
| P/tB | 19.17 | ||
| EV/EBITDA | 22.5 |
EPS(TTM)4.73
EY2.96%
EPS(NY)5.22
Fwd EY3.26%
FCF(TTM)3.98
FCFY2.49%
OCF(TTM)5.78
OCFY3.62%
SpS53.11
BVpS8.43
TBVpS8.34
PEG (NY)3.26
PEG (5Y)0.45
Graham Number29.95
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 14.55% | ||
| ROE | 54.7% | ||
| ROCE | 31.49% | ||
| ROIC | 23.62% | ||
| ROICexc | 30.24% | ||
| ROICexgc | 30.41% | ||
| OM | 11.31% | ||
| PM (TTM) | 8.68% | ||
| GM | 30.85% | ||
| FCFM | 7.49% |
ROA(3y)14.23%
ROA(5y)10.91%
ROE(3y)58.06%
ROE(5y)46.09%
ROIC(3y)21.84%
ROIC(5y)17.51%
ROICexc(3y)30.48%
ROICexc(5y)25.26%
ROICexgc(3y)30.69%
ROICexgc(5y)25.45%
ROCE(3y)29.12%
ROCE(5y)23.34%
ROICexgc growth 3Y0.34%
ROICexgc growth 5Y4.93%
ROICexc growth 3Y0.41%
ROICexc growth 5Y4.95%
OM growth 3Y4.52%
OM growth 5Y1.05%
PM growth 3Y8.47%
PM growth 5Y1.93%
GM growth 3Y1.68%
GM growth 5Y0.82%
F-Score6
Asset Turnover1.68
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 0.65 | ||
| Debt/EBITDA | 0.24 | ||
| Cap/Depr | 162.98% | ||
| Cap/Sales | 3.4% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 81.28% | ||
| Profit Quality | 86.31% | ||
| Current Ratio | 1.09 | ||
| Quick Ratio | 0.43 | ||
| Altman-Z | 6.86 |
F-Score6
WACC9.46%
ROIC/WACC2.5
Cap/Depr(3y)172.21%
Cap/Depr(5y)140.45%
Cap/Sales(3y)3.17%
Cap/Sales(5y)2.68%
Profit Quality(3y)86.1%
Profit Quality(5y)946.84%
High Growth Momentum
Growth
EPS 1Y (TTM)11.03%
EPS 3Y14.88%
EPS 5Y74.78%
EPS Q2Q%16.26%
EPS Next Y10.38%
EPS Next 2Y10.86%
EPS Next 3Y9.57%
EPS Next 5Y9.22%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%8.52%
Revenue Next Year5.95%
Revenue Next 2Y6.12%
Revenue Next 3Y6.34%
Revenue Next 5Y6.19%
EBIT growth 1Y6.84%
EBIT growth 3Y9.84%
EBIT growth 5Y7.32%
EBIT Next Year30.72%
EBIT Next 3Y15.78%
EBIT Next 5Y11.64%
FCF growth 1Y-4.88%
FCF growth 3Y27.77%
FCF growth 5Y8.1%
OCF growth 1Y2.22%
OCF growth 3Y26%
OCF growth 5Y8.5%
TJX COMPANIES INC / TJX FAQ
Can you provide the ChartMill fundamental rating for TJX COMPANIES INC?
ChartMill assigns a fundamental rating of 6 / 10 to TJX.
What is the valuation status of TJX COMPANIES INC (TJX) stock?
ChartMill assigns a valuation rating of 2 / 10 to TJX COMPANIES INC (TJX). This can be considered as Overvalued.
What is the profitability of TJX stock?
TJX COMPANIES INC (TJX) has a profitability rating of 8 / 10.
Can you provide the PE and PB ratios for TJX stock?
The Price/Earnings (PE) ratio for TJX COMPANIES INC (TJX) is 33.81 and the Price/Book (PB) ratio is 18.98.
What is the expected EPS growth for TJX COMPANIES INC (TJX) stock?
The Earnings per Share (EPS) of TJX COMPANIES INC (TJX) is expected to grow by 10.38% in the next year.