TJX COMPANIES INC (TJX.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:TJX - US8725401090 - Common Stock
135.46 EUR
+0.48 (+0.36%)
We assign a fundamental rating of 5 out of 10 to TJX. TJX was compared to 61 industry peers in the Specialty Retail industry. While TJX belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. TJX is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- TJX had positive earnings in the past year.
- In the past year TJX had a positive cash flow from operations.
- Each year in the past 5 years TJX has been profitable.
- TJX had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- The Return On Assets of TJX (14.55%) is better than 93.44% of its industry peers.
- TJX's Return On Equity of 54.70% is amongst the best of the industry. TJX outperforms 96.72% of its industry peers.
- TJX's Return On Invested Capital of 23.62% is amongst the best of the industry. TJX outperforms 93.44% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for TJX is significantly above the industry average of 10.05%.
- The 3 year average ROIC (21.84%) for TJX is below the current ROIC(23.62%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 14.55% | ||
| ROE | 54.7% | ||
| ROIC | 23.62% |
ROA(3y)14.23%
ROA(5y)10.91%
ROE(3y)58.06%
ROE(5y)46.09%
ROIC(3y)21.84%
ROIC(5y)17.51%
1.3 Margins
- TJX has a better Profit Margin (8.68%) than 86.89% of its industry peers.
- In the last couple of years the Profit Margin of TJX has grown nicely.
- TJX has a Operating Margin of 11.31%. This is amongst the best in the industry. TJX outperforms 86.89% of its industry peers.
- In the last couple of years the Operating Margin of TJX has remained more or less at the same level.
- TJX has a Gross Margin (30.85%) which is in line with its industry peers.
- TJX's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.31% | ||
| PM (TTM) | 8.68% | ||
| GM | 30.85% |
OM growth 3Y4.52%
OM growth 5Y1.05%
PM growth 3Y8.47%
PM growth 5Y1.93%
GM growth 3Y1.68%
GM growth 5Y0.82%
2. Health
2.1 Basic Checks
- TJX has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
- Compared to 1 year ago, TJX has less shares outstanding
- The number of shares outstanding for TJX has been reduced compared to 5 years ago.
- Compared to 1 year ago, TJX has an improved debt to assets ratio.
2.2 Solvency
- The Debt to FCF ratio of TJX is 0.65, which is an excellent value as it means it would take TJX, only 0.65 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 0.65, TJX belongs to the top of the industry, outperforming 96.72% of the companies in the same industry.
- A Debt/Equity ratio of 0.20 indicates that TJX is not too dependend on debt financing.
- TJX's Debt to Equity ratio of 0.20 is amongst the best of the industry. TJX outperforms 86.89% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 0.65 | ||
| Altman-Z | N/A |
ROIC/WACC2.44
WACC9.68%
2.3 Liquidity
- TJX has a Current Ratio of 1.09. This is a normal value and indicates that TJX is financially healthy and should not expect problems in meeting its short term obligations.
- TJX has a Current ratio of 1.09. This is in the lower half of the industry: TJX underperforms 60.66% of its industry peers.
- A Quick Ratio of 0.43 indicates that TJX may have some problems paying its short term obligations.
- TJX has a Quick ratio of 0.43. This is in the lower half of the industry: TJX underperforms 70.49% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.09 | ||
| Quick Ratio | 0.43 |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 6.59% over the past year.
- The Earnings Per Share has been growing by 9.71% on average over the past years. This is quite good.
- TJX shows a small growth in Revenue. In the last year, the Revenue has grown by 4.53%.
- The Revenue has been growing slightly by 6.20% on average over the past years.
EPS 1Y (TTM)6.59%
EPS 3Y14.34%
EPS 5Y9.71%
EPS Q2Q%12.28%
Revenue 1Y (TTM)4.53%
Revenue growth 3Y5.1%
Revenue growth 5Y6.2%
Sales Q2Q%7.49%
3.2 Future
- Based on estimates for the next years, TJX will show a quite strong growth in Earnings Per Share. The EPS will grow by 10.34% on average per year.
- Based on estimates for the next years, TJX will show a small growth in Revenue. The Revenue will grow by 5.64% on average per year.
EPS Next Y10.83%
EPS Next 2Y10.62%
EPS Next 3Y10.84%
EPS Next 5Y10.34%
Revenue Next Year6.63%
Revenue Next 2Y6.07%
Revenue Next 3Y6.19%
Revenue Next 5Y5.64%
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 34.82, the valuation of TJX can be described as expensive.
- TJX's Price/Earnings is on the same level as the industry average.
- TJX's Price/Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 27.38.
- A Price/Forward Earnings ratio of 30.23 indicates a quite expensive valuation of TJX.
- The rest of the industry has a similar Price/Forward Earnings ratio as TJX.
- When comparing the Price/Forward Earnings ratio of TJX to the average of the S&P500 Index (24.29), we can say TJX is valued slightly more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 34.82 | ||
| Fwd PE | 30.23 |
4.2 Price Multiples
- TJX's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. TJX is more expensive than 62.30% of the companies in the same industry.
- TJX's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 39.6 | ||
| EV/EBITDA | 21.92 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates TJX does not grow enough to justify the current Price/Earnings ratio.
- TJX has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)3.21
PEG (5Y)3.59
EPS Next 2Y10.62%
EPS Next 3Y10.84%
5. Dividend
5.1 Amount
- TJX has a Yearly Dividend Yield of 1.09%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 1.26, TJX pays a bit more dividend than its industry peers.
- With a Dividend Yield of 1.09, TJX pays less dividend than the S&P500 average, which is at 1.84.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.09% |
5.2 History
- The dividend of TJX is nicely growing with an annual growth rate of 10.53%!
Dividend Growth(5Y)10.53%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- 35.03% of the earnings are spent on dividend by TJX. This is a low number and sustainable payout ratio.
- TJX's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP35.03%
EPS Next 2Y10.62%
EPS Next 3Y10.84%
FRA:TJX (1/16/2026, 7:00:00 PM)
135.46
+0.48 (+0.36%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)11-19 2025-11-19/bmo
Earnings (Next)02-25 2026-02-25/amc
Inst Owners92.35%
Inst Owner ChangeN/A
Ins Owners0.08%
Ins Owner ChangeN/A
Market Cap150.42B
Revenue(TTM)58.98B
Net Income(TTM)5.12B
Analysts85
Price Target143.73 (6.11%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.09% |
Yearly Dividend1.26
Dividend Growth(5Y)10.53%
DP35.03%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)5.59%
Min EPS beat(2)3.7%
Max EPS beat(2)7.47%
EPS beat(4)4
Avg EPS beat(4)4.14%
Min EPS beat(4)0.61%
Max EPS beat(4)7.47%
EPS beat(8)8
Avg EPS beat(8)4.58%
EPS beat(12)11
Avg EPS beat(12)4.5%
EPS beat(16)14
Avg EPS beat(16)3.77%
Revenue beat(2)2
Avg Revenue beat(2)0.85%
Min Revenue beat(2)0.77%
Max Revenue beat(2)0.94%
Revenue beat(4)2
Avg Revenue beat(4)0.35%
Min Revenue beat(4)-0.25%
Max Revenue beat(4)0.94%
Revenue beat(8)4
Avg Revenue beat(8)0.09%
Revenue beat(12)7
Avg Revenue beat(12)0.28%
Revenue beat(16)7
Avg Revenue beat(16)-0.46%
PT rev (1m)2.12%
PT rev (3m)10.46%
EPS NQ rev (1m)0.18%
EPS NQ rev (3m)1.38%
EPS NY rev (1m)0%
EPS NY rev (3m)1.75%
Revenue NQ rev (1m)0.22%
Revenue NQ rev (3m)0.14%
Revenue NY rev (1m)0.05%
Revenue NY rev (3m)0.51%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 34.82 | ||
| Fwd PE | 30.23 | ||
| P/S | 2.97 | ||
| P/FCF | 39.6 | ||
| P/OCF | 27.25 | ||
| P/B | 18.69 | ||
| P/tB | 18.89 | ||
| EV/EBITDA | 21.92 |
EPS(TTM)3.89
EY2.87%
EPS(NY)4.48
Fwd EY3.31%
FCF(TTM)3.42
FCFY2.53%
OCF(TTM)4.97
OCFY3.67%
SpS45.66
BVpS7.25
TBVpS7.17
PEG (NY)3.21
PEG (5Y)3.59
Graham Number25.18
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 14.55% | ||
| ROE | 54.7% | ||
| ROCE | 31.49% | ||
| ROIC | 23.62% | ||
| ROICexc | 30.24% | ||
| ROICexgc | 30.41% | ||
| OM | 11.31% | ||
| PM (TTM) | 8.68% | ||
| GM | 30.85% | ||
| FCFM | 7.49% |
ROA(3y)14.23%
ROA(5y)10.91%
ROE(3y)58.06%
ROE(5y)46.09%
ROIC(3y)21.84%
ROIC(5y)17.51%
ROICexc(3y)30.48%
ROICexc(5y)25.26%
ROICexgc(3y)30.69%
ROICexgc(5y)25.45%
ROCE(3y)29.12%
ROCE(5y)23.34%
ROICexgc growth 3Y0.34%
ROICexgc growth 5Y4.93%
ROICexc growth 3Y0.41%
ROICexc growth 5Y4.95%
OM growth 3Y4.52%
OM growth 5Y1.05%
PM growth 3Y8.47%
PM growth 5Y1.93%
GM growth 3Y1.68%
GM growth 5Y0.82%
F-Score6
Asset Turnover1.68
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 0.65 | ||
| Debt/EBITDA | 0.24 | ||
| Cap/Depr | 162.98% | ||
| Cap/Sales | 3.4% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 81.28% | ||
| Profit Quality | 86.31% | ||
| Current Ratio | 1.09 | ||
| Quick Ratio | 0.43 | ||
| Altman-Z | N/A |
F-Score6
WACC9.68%
ROIC/WACC2.44
Cap/Depr(3y)172.21%
Cap/Depr(5y)140.45%
Cap/Sales(3y)3.17%
Cap/Sales(5y)2.68%
Profit Quality(3y)86.1%
Profit Quality(5y)946.84%
High Growth Momentum
Growth
EPS 1Y (TTM)6.59%
EPS 3Y14.34%
EPS 5Y9.71%
EPS Q2Q%12.28%
EPS Next Y10.83%
EPS Next 2Y10.62%
EPS Next 3Y10.84%
EPS Next 5Y10.34%
Revenue 1Y (TTM)4.53%
Revenue growth 3Y5.1%
Revenue growth 5Y6.2%
Sales Q2Q%7.49%
Revenue Next Year6.63%
Revenue Next 2Y6.07%
Revenue Next 3Y6.19%
Revenue Next 5Y5.64%
EBIT growth 1Y6.84%
EBIT growth 3Y9.84%
EBIT growth 5Y7.32%
EBIT Next Year30.29%
EBIT Next 3Y15.49%
EBIT Next 5Y11.02%
FCF growth 1Y-4.88%
FCF growth 3Y27.77%
FCF growth 5Y8.1%
OCF growth 1Y2.22%
OCF growth 3Y26%
OCF growth 5Y8.5%
TJX COMPANIES INC / TJX.DE FAQ
Can you provide the ChartMill fundamental rating for TJX COMPANIES INC?
ChartMill assigns a fundamental rating of 5 / 10 to TJX.DE.
What is the valuation status of TJX COMPANIES INC (TJX.DE) stock?
ChartMill assigns a valuation rating of 2 / 10 to TJX COMPANIES INC (TJX.DE). This can be considered as Overvalued.
What is the profitability of TJX stock?
TJX COMPANIES INC (TJX.DE) has a profitability rating of 9 / 10.
Can you provide the PE and PB ratios for TJX stock?
The Price/Earnings (PE) ratio for TJX COMPANIES INC (TJX.DE) is 34.82 and the Price/Book (PB) ratio is 18.69.
What is the expected EPS growth for TJX COMPANIES INC (TJX.DE) stock?
The Earnings per Share (EPS) of TJX COMPANIES INC (TJX.DE) is expected to grow by 10.83% in the next year.