TITAN CEMENT INTERNATIONAL T (TITC.BR) Stock Fundamental Analysis
EBR:TITC - Euronext Brussels - BE0974338700 - Common Stock - Currency: EUR
We assign a fundamental rating of 7 out of 10 to TITC. TITC was compared to 12 industry peers in the Construction Materials industry. TITC has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. TITC may be a bit undervalued, certainly considering the very reasonable score on growth TITC also has an excellent dividend rating. With these ratings, TITC could be worth investigating further for value and dividend and quality investing!.
1. Profitability
1.1 Basic Checks
In the past year TITC was profitable.
TITC had a positive operating cash flow in the past year.
Each year in the past 5 years TITC has been profitable.
TITC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of TITC (13.68%) is better than 100.00% of its industry peers.
TITC has a Return On Equity of 27.59%. This is amongst the best in the industry. TITC outperforms 100.00% of its industry peers.
TITC has a better Return On Invested Capital (20.84%) than 100.00% of its industry peers.
The Average Return On Invested Capital over the past 3 years for TITC is in line with the industry average of 8.12%.
The 3 year average ROIC (8.01%) for TITC is below the current ROIC(20.84%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 13.68% | ||
| ROE | 27.59% | ||
| ROIC | 20.84% |
ROA(3y)5.15%
ROA(5y)3.46%
ROE(3y)10.71%
ROE(5y)7.18%
ROIC(3y)8.01%
ROIC(5y)6.77%
1.3 Margins
TITC's Profit Margin of 11.35% is amongst the best of the industry. TITC outperforms 83.33% of its industry peers.
In the last couple of years the Profit Margin of TITC has grown nicely.
TITC has a Operating Margin of 15.62%. This is amongst the best in the industry. TITC outperforms 91.67% of its industry peers.
TITC's Operating Margin has improved in the last couple of years.
TITC has a worse Gross Margin (26.11%) than 83.33% of its industry peers.
In the last couple of years the Gross Margin of TITC has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.62% | ||
| PM (TTM) | 11.35% | ||
| GM | 26.11% |
OM growth 3Y19.36%
OM growth 5Y9.21%
PM growth 3Y431.99%
PM growth 5Y23.9%
GM growth 3Y9.4%
GM growth 5Y5.43%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), TITC is creating value.
The number of shares outstanding for TITC has been reduced compared to 1 year ago.
The number of shares outstanding for TITC has been reduced compared to 5 years ago.
TITC has a better debt/assets ratio than last year.
2.2 Solvency
TITC has an Altman-Z score of 3.34. This indicates that TITC is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of TITC (3.34) is better than 83.33% of its industry peers.
TITC has a debt to FCF ratio of 3.52. This is a good value and a sign of high solvency as TITC would need 3.52 years to pay back of all of its debts.
TITC's Debt to FCF ratio of 3.52 is fine compared to the rest of the industry. TITC outperforms 75.00% of its industry peers.
A Debt/Equity ratio of 0.29 indicates that TITC is not too dependend on debt financing.
TITC's Debt to Equity ratio of 0.29 is fine compared to the rest of the industry. TITC outperforms 75.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 3.52 | ||
| Altman-Z | 3.34 |
ROIC/WACC2.8
WACC7.44%
2.3 Liquidity
A Current Ratio of 1.14 indicates that TITC should not have too much problems paying its short term obligations.
TITC has a worse Current ratio (1.14) than 83.33% of its industry peers.
TITC has a Quick Ratio of 1.14. This is a bad value and indicates that TITC is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.69, TITC is doing worse than 75.00% of the companies in the same industry.
TITC does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.14 | ||
| Quick Ratio | 0.69 |
3. Growth
3.1 Past
TITC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 64.19%, which is quite impressive.
Measured over the past years, TITC shows a very strong growth in Earnings Per Share. The EPS has been growing by 40.12% on average per year.
The Revenue has grown by 26.62% in the past year. This is a very strong growth!
TITC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.32% yearly.
EPS 1Y (TTM)64.19%
EPS 3Y528.16%
EPS 5Y40.12%
EPS Q2Q%-12.04%
Revenue 1Y (TTM)26.62%
Revenue growth 3Y16.59%
Revenue growth 5Y11.32%
Sales Q2Q%-0.25%
3.2 Future
The Earnings Per Share is expected to grow by 6.26% on average over the next years.
The Revenue is expected to grow by 2.66% on average over the next years.
EPS Next Y19.93%
EPS Next 2Y15.51%
EPS Next 3Y12.57%
EPS Next 5Y6.26%
Revenue Next Year4.18%
Revenue Next 2Y4.76%
Revenue Next 3Y4.55%
Revenue Next 5Y2.66%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 6.85 indicates a rather cheap valuation of TITC.
TITC's Price/Earnings ratio is rather cheap when compared to the industry. TITC is cheaper than 91.67% of the companies in the same industry.
TITC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.78.
The Price/Forward Earnings ratio is 9.11, which indicates a very decent valuation of TITC.
75.00% of the companies in the same industry are more expensive than TITC, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 21.32, TITC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.85 | ||
| Fwd PE | 9.11 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, TITC is valued cheaply inside the industry as 83.33% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, TITC is valued a bit cheaper than the industry average as 66.67% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.8 | ||
| EV/EBITDA | 4.97 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The excellent profitability rating of TITC may justify a higher PE ratio.
A more expensive valuation may be justified as TITC's earnings are expected to grow with 12.57% in the coming years.
PEG (NY)0.34
PEG (5Y)0.17
EPS Next 2Y15.51%
EPS Next 3Y12.57%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 7.30%, TITC is a good candidate for dividend investing.
TITC's Dividend Yield is rather good when compared to the industry average which is at 3.50. TITC pays more dividend than 100.00% of the companies in the same industry.
TITC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.46.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.3% |
5.2 History
The dividend of TITC is nicely growing with an annual growth rate of 63.37%!
Dividend Growth(5Y)63.37%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
TITC pays out 10.15% of its income as dividend. This is a sustainable payout ratio.
TITC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP10.15%
EPS Next 2Y15.51%
EPS Next 3Y12.57%
EBR:TITC (4/28/2025, 5:29:46 PM)
40
-0.75 (-1.84%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)
Earnings (Next)
Inst Owners21.06%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap3.13B
Analysts83.53
Price Target50.37 (25.92%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.3% |
Yearly Dividend0.61
Dividend Growth(5Y)63.37%
DP10.15%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.25%
PT rev (3m)13.03%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.6%
EPS NY rev (3m)-1.49%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.11%
Revenue NY rev (3m)0.15%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.85 | ||
| Fwd PE | 9.11 | ||
| P/S | 0.8 | ||
| P/FCF | 12.8 | ||
| P/OCF | 6.81 | ||
| P/B | 1.94 | ||
| P/tB | 2.53 | ||
| EV/EBITDA | 4.97 |
EPS(TTM)5.84
EY14.6%
EPS(NY)4.39
Fwd EY10.97%
FCF(TTM)3.13
FCFY7.81%
OCF(TTM)5.88
OCFY14.69%
SpS50.14
BVpS20.62
TBVpS15.83
PEG (NY)0.34
PEG (5Y)0.17
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 13.68% | ||
| ROE | 27.59% | ||
| ROCE | 25.92% | ||
| ROIC | 20.84% | ||
| ROICexc | 22.98% | ||
| ROICexgc | 27.85% | ||
| OM | 15.62% | ||
| PM (TTM) | 11.35% | ||
| GM | 26.11% | ||
| FCFM | 6.23% |
ROA(3y)5.15%
ROA(5y)3.46%
ROE(3y)10.71%
ROE(5y)7.18%
ROIC(3y)8.01%
ROIC(5y)6.77%
ROICexc(3y)8.91%
ROICexc(5y)7.63%
ROICexgc(3y)10.72%
ROICexgc(5y)9.29%
ROCE(3y)9.97%
ROCE(5y)8.41%
ROICexcg growth 3Y28.44%
ROICexcg growth 5Y22.46%
ROICexc growth 3Y30.35%
ROICexc growth 5Y22.89%
OM growth 3Y19.36%
OM growth 5Y9.21%
PM growth 3Y431.99%
PM growth 5Y23.9%
GM growth 3Y9.4%
GM growth 5Y5.43%
F-Score8
Asset Turnover1.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 3.52 | ||
| Debt/EBITDA | 0.61 | ||
| Cap/Depr | 137.1% | ||
| Cap/Sales | 5.49% | ||
| Interest Coverage | 14.41 | ||
| Cash Conversion | 59.73% | ||
| Profit Quality | 54.93% | ||
| Current Ratio | 1.14 | ||
| Quick Ratio | 0.69 | ||
| Altman-Z | 3.34 |
F-Score8
WACC7.44%
ROIC/WACC2.8
Cap/Depr(3y)133.22%
Cap/Depr(5y)104.83%
Cap/Sales(3y)8.92%
Cap/Sales(5y)7.76%
Profit Quality(3y)62.17%
Profit Quality(5y)3923.29%
High Growth Momentum
Growth
EPS 1Y (TTM)64.19%
EPS 3Y528.16%
EPS 5Y40.12%
EPS Q2Q%-12.04%
EPS Next Y19.93%
EPS Next 2Y15.51%
EPS Next 3Y12.57%
EPS Next 5Y6.26%
Revenue 1Y (TTM)26.62%
Revenue growth 3Y16.59%
Revenue growth 5Y11.32%
Sales Q2Q%-0.25%
Revenue Next Year4.18%
Revenue Next 2Y4.76%
Revenue Next 3Y4.55%
Revenue Next 5Y2.66%
EBIT growth 1Y70.84%
EBIT growth 3Y39.16%
EBIT growth 5Y21.57%
EBIT Next Year55.87%
EBIT Next 3Y20.48%
EBIT Next 5Y12.41%
FCF growth 1Y1269.49%
FCF growth 3Y1.59%
FCF growth 5Y9.58%
OCF growth 1Y214.73%
OCF growth 3Y14.51%
OCF growth 5Y11.46%