TITAN SA (TITC.BR) Stock Fundamental Analysis
Europe • Euronext Brussels • EBR:TITC • BE0974338700
55.3 EUR
-2.2 (-3.83%)
Last: Feb 4, 2026, 01:28 PM
Taking everything into account, TITC scores 6 out of 10 in our fundamental rating. TITC was compared to 13 industry peers in the Construction Materials industry. TITC gets an excellent profitability rating and is at the same time showing great financial health properties. TITC is not valued too expensively and it also shows a decent growth rate. TITC also has an excellent dividend rating. These ratings would make TITC suitable for dividend investing!
1. Profitability
1.1 Basic Checks
- TITC had positive earnings in the past year.
- In the past year TITC had a positive cash flow from operations.
- Each year in the past 5 years TITC has been profitable.
- In the past 5 years TITC always reported a positive cash flow from operatings.
1.2 Ratios
- The Return On Assets of TITC (9.41%) is better than 76.92% of its industry peers.
- The Return On Equity of TITC (18.09%) is better than 92.31% of its industry peers.
- With an excellent Return On Invested Capital value of 17.00%, TITC belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for TITC is above the industry average of 7.91%.
- The 3 year average ROIC (10.27%) for TITC is below the current ROIC(17.00%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.41% | ||
| ROE | 18.09% | ||
| ROIC | 17% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
1.3 Margins
- Looking at the Profit Margin, with a value of 8.31%, TITC is in the better half of the industry, outperforming 61.54% of the companies in the same industry.
- In the last couple of years the Profit Margin of TITC has grown nicely.
- Looking at the Operating Margin, with a value of 15.36%, TITC is in the better half of the industry, outperforming 76.92% of the companies in the same industry.
- In the last couple of years the Operating Margin of TITC has grown nicely.
- TITC has a worse Gross Margin (26.38%) than 92.31% of its industry peers.
- TITC's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.36% | ||
| PM (TTM) | 8.31% | ||
| GM | 26.38% |
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so TITC is creating value.
- The number of shares outstanding for TITC has been reduced compared to 1 year ago.
- The number of shares outstanding for TITC has been reduced compared to 5 years ago.
- The debt/assets ratio for TITC has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 3.93 indicates that TITC is not in any danger for bankruptcy at the moment.
- TITC's Altman-Z score of 3.93 is fine compared to the rest of the industry. TITC outperforms 69.23% of its industry peers.
- The Debt to FCF ratio of TITC is 3.73, which is a good value as it means it would take TITC, 3.73 years of fcf income to pay off all of its debts.
- With a Debt to FCF ratio value of 3.73, TITC perfoms like the industry average, outperforming 53.85% of the companies in the same industry.
- A Debt/Equity ratio of 0.36 indicates that TITC is not too dependend on debt financing.
- TITC has a Debt to Equity ratio of 0.36. This is comparable to the rest of the industry: TITC outperforms 53.85% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 3.73 | ||
| Altman-Z | 3.93 |
ROIC/WACC2.25
WACC7.55%
2.3 Liquidity
- TITC has a Current Ratio of 2.03. This indicates that TITC is financially healthy and has no problem in meeting its short term obligations.
- Looking at the Current ratio, with a value of 2.03, TITC is in the better half of the industry, outperforming 69.23% of the companies in the same industry.
- A Quick Ratio of 1.43 indicates that TITC should not have too much problems paying its short term obligations.
- The Quick ratio of TITC (1.43) is better than 61.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.03 | ||
| Quick Ratio | 1.43 |
3. Growth
3.1 Past
- The earnings per share for TITC have decreased strongly by -18.37% in the last year.
- The Earnings Per Share has been growing by 43.50% on average over the past years. This is a very strong growth
- TITC shows a small growth in Revenue. In the last year, the Revenue has grown by 1.17%.
- TITC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.43% yearly.
EPS 1Y (TTM)-18.37%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%34.88%
Revenue 1Y (TTM)1.17%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%3.39%
3.2 Future
- Based on estimates for the next years, TITC will show a small growth in Earnings Per Share. The EPS will grow by 6.95% on average per year.
- The Revenue is expected to grow by 5.33% on average over the next years.
EPS Next Y-4.69%
EPS Next 2Y6.87%
EPS Next 3Y8.03%
EPS Next 5Y6.95%
Revenue Next Year1.56%
Revenue Next 2Y3.81%
Revenue Next 3Y4.58%
Revenue Next 5Y5.33%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- TITC is valuated reasonably with a Price/Earnings ratio of 11.59.
- Based on the Price/Earnings ratio, TITC is valued a bit cheaper than 69.23% of the companies in the same industry.
- TITC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.18.
- A Price/Forward Earnings ratio of 12.27 indicates a correct valuation of TITC.
- 61.54% of the companies in the same industry are more expensive than TITC, based on the Price/Forward Earnings ratio.
- TITC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.51.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.59 | ||
| Fwd PE | 12.27 |
4.2 Price Multiples
- 84.62% of the companies in the same industry are more expensive than TITC, based on the Enterprise Value to EBITDA ratio.
- Based on the Price/Free Cash Flow ratio, TITC is valued more expensive than 84.62% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 23.24 | ||
| EV/EBITDA | 5.93 |
4.3 Compensation for Growth
- The excellent profitability rating of TITC may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.27
EPS Next 2Y6.87%
EPS Next 3Y8.03%
5. Dividend
5.1 Amount
- TITC has a Yearly Dividend Yield of 4.66%, which is a nice return.
- Compared to an average industry Dividend Yield of 2.75, TITC pays a better dividend. On top of this TITC pays more dividend than 92.31% of the companies listed in the same industry.
- TITC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.66% |
5.2 History
- The dividend of TITC is nicely growing with an annual growth rate of 37.49%!
Dividend Growth(5Y)37.49%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- 19.19% of the earnings are spent on dividend by TITC. This is a low number and sustainable payout ratio.
- TITC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP19.19%
EPS Next 2Y6.87%
EPS Next 3Y8.03%
EBR:TITC (2/4/2026, 1:28:42 PM)
55.3
-2.2 (-3.83%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)11-06 2025-11-06
Earnings (Next)03-19 2026-03-19/amc
Inst Owners14.84%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap4.33B
Revenue(TTM)3.97B
Net Income(TTM)328.14M
Analysts85.88
Price Target55.93 (1.14%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.66% |
Yearly Dividend0.85
Dividend Growth(5Y)37.49%
DP19.19%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.53%
PT rev (3m)9.28%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-3.74%
EPS NY rev (3m)1.57%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.18%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.59 | ||
| Fwd PE | 12.27 | ||
| P/S | 1.1 | ||
| P/FCF | 23.24 | ||
| P/OCF | 9.51 | ||
| P/B | 2.39 | ||
| P/tB | 2.95 | ||
| EV/EBITDA | 5.93 |
EPS(TTM)4.77
EY8.63%
EPS(NY)4.51
Fwd EY8.15%
FCF(TTM)2.38
FCFY4.3%
OCF(TTM)5.81
OCFY10.52%
SpS50.42
BVpS23.16
TBVpS18.73
PEG (NY)N/A
PEG (5Y)0.27
Graham Number49.85
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.41% | ||
| ROE | 18.09% | ||
| ROCE | 21.58% | ||
| ROIC | 17% | ||
| ROICexc | 21.2% | ||
| ROICexgc | 25.05% | ||
| OM | 15.36% | ||
| PM (TTM) | 8.31% | ||
| GM | 26.38% | ||
| FCFM | 4.72% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
ROICexc(3y)11.21%
ROICexc(5y)9.07%
ROICexgc(3y)13.32%
ROICexgc(5y)10.89%
ROCE(3y)13.03%
ROCE(5y)10.38%
ROICexgc growth 3Y33.47%
ROICexgc growth 5Y21.12%
ROICexc growth 3Y35.25%
ROICexc growth 5Y22.43%
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
F-Score6
Asset Turnover1.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 3.73 | ||
| Debt/EBITDA | 0.84 | ||
| Cap/Depr | 153.49% | ||
| Cap/Sales | 6.81% | ||
| Interest Coverage | 14.1 | ||
| Cash Conversion | 58.24% | ||
| Profit Quality | 56.79% | ||
| Current Ratio | 2.03 | ||
| Quick Ratio | 1.43 | ||
| Altman-Z | 3.93 |
F-Score6
WACC7.55%
ROIC/WACC2.25
Cap/Depr(3y)152.8%
Cap/Depr(5y)119.18%
Cap/Sales(3y)9.62%
Cap/Sales(5y)8.29%
Profit Quality(3y)51.92%
Profit Quality(5y)3872.42%
High Growth Momentum
Growth
EPS 1Y (TTM)-18.37%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%34.88%
EPS Next Y-4.69%
EPS Next 2Y6.87%
EPS Next 3Y8.03%
EPS Next 5Y6.95%
Revenue 1Y (TTM)1.17%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%3.39%
Revenue Next Year1.56%
Revenue Next 2Y3.81%
Revenue Next 3Y4.58%
Revenue Next 5Y5.33%
EBIT growth 1Y-1.12%
EBIT growth 3Y46.14%
EBIT growth 5Y25.88%
EBIT Next Year47.71%
EBIT Next 3Y20.73%
EBIT Next 5Y15.94%
FCF growth 1Y61.36%
FCF growth 3Y29.75%
FCF growth 5Y4.14%
OCF growth 1Y20.13%
OCF growth 3Y27.47%
OCF growth 5Y10.54%
TITAN SA / TITC.BR FAQ
Can you provide the ChartMill fundamental rating for TITAN SA?
ChartMill assigns a fundamental rating of 6 / 10 to TITC.BR.
What is the valuation status of TITAN SA (TITC.BR) stock?
ChartMill assigns a valuation rating of 4 / 10 to TITAN SA (TITC.BR). This can be considered as Fairly Valued.
How profitable is TITAN SA (TITC.BR) stock?
TITAN SA (TITC.BR) has a profitability rating of 8 / 10.
Can you provide the PE and PB ratios for TITC stock?
The Price/Earnings (PE) ratio for TITAN SA (TITC.BR) is 11.59 and the Price/Book (PB) ratio is 2.39.
What is the expected EPS growth for TITAN SA (TITC.BR) stock?
The Earnings per Share (EPS) of TITAN SA (TITC.BR) is expected to decline by -4.69% in the next year.