TITAN SA (TITC.BR) Stock Fundamental Analysis
Europe - EBR:TITC - BE0974338700 - Common Stock
35.85 EUR
-0.25 (-0.69%)
Overall TITC gets a fundamental rating of 7 out of 10. We evaluated TITC against 13 industry peers in the Construction Materials industry. TITC scores excellent points on both the profitability and health parts. This is a solid base for a good stock. TITC has a decent growth rate and is not valued too expensively. TITC also has an excellent dividend rating. These ratings would make TITC suitable for dividend investing!
1. Profitability
1.1 Basic Checks
In the past year TITC was profitable.
TITC had a positive operating cash flow in the past year.
In the past 5 years TITC has always been profitable.
Each year in the past 5 years TITC had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 9.42%, TITC belongs to the top of the industry, outperforming 84.62% of the companies in the same industry.
Looking at the Return On Equity, with a value of 18.11%, TITC belongs to the top of the industry, outperforming 92.31% of the companies in the same industry.
The Return On Invested Capital of TITC (17.01%) is better than 100.00% of its industry peers.
TITC had an Average Return On Invested Capital over the past 3 years of 10.27%. This is above the industry average of 8.11%.
The last Return On Invested Capital (17.01%) for TITC is above the 3 year average (10.27%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.42% | ||
| ROE | 18.11% | ||
| ROIC | 17.01% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
1.3 Margins
TITC's Profit Margin of 8.32% is fine compared to the rest of the industry. TITC outperforms 61.54% of its industry peers.
In the last couple of years the Profit Margin of TITC has grown nicely.
With a decent Operating Margin value of 15.38%, TITC is doing good in the industry, outperforming 76.92% of the companies in the same industry.
In the last couple of years the Operating Margin of TITC has grown nicely.
TITC has a Gross Margin of 26.38%. This is amonst the worse of the industry: TITC underperforms 84.62% of its industry peers.
TITC's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.38% | ||
| PM (TTM) | 8.32% | ||
| GM | 26.38% |
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so TITC is creating value.
The number of shares outstanding for TITC has been reduced compared to 1 year ago.
The number of shares outstanding for TITC has been reduced compared to 5 years ago.
Compared to 1 year ago, TITC has an improved debt to assets ratio.
2.2 Solvency
TITC has an Altman-Z score of 3.32. This indicates that TITC is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of TITC (3.32) is better than 76.92% of its industry peers.
The Debt to FCF ratio of TITC is 3.74, which is a good value as it means it would take TITC, 3.74 years of fcf income to pay off all of its debts.
TITC has a better Debt to FCF ratio (3.74) than 69.23% of its industry peers.
A Debt/Equity ratio of 0.36 indicates that TITC is not too dependend on debt financing.
TITC has a better Debt to Equity ratio (0.36) than 61.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 3.74 | ||
| Altman-Z | 3.32 |
ROIC/WACC2.43
WACC6.99%
2.3 Liquidity
TITC has a Current Ratio of 2.03. This indicates that TITC is financially healthy and has no problem in meeting its short term obligations.
TITC's Current ratio of 2.03 is fine compared to the rest of the industry. TITC outperforms 69.23% of its industry peers.
TITC has a Quick Ratio of 1.43. This is a normal value and indicates that TITC is financially healthy and should not expect problems in meeting its short term obligations.
TITC has a better Quick ratio (1.43) than 69.23% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.03 | ||
| Quick Ratio | 1.43 |
3. Growth
3.1 Past
TITC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -26.20%.
TITC shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 43.50% yearly.
The Revenue has been growing slightly by 0.55% in the past year.
TITC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.43% yearly.
EPS 1Y (TTM)-26.2%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%-54.31%
Revenue 1Y (TTM)0.55%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%0.42%
3.2 Future
Based on estimates for the next years, TITC will show a small growth in Earnings Per Share. The EPS will grow by 2.66% on average per year.
The Revenue is expected to grow by 2.80% on average over the next years.
EPS Next Y-6.42%
EPS Next 2Y5.07%
EPS Next 3Y5.99%
EPS Next 5Y2.66%
Revenue Next Year1.37%
Revenue Next 2Y3%
Revenue Next 3Y3.51%
Revenue Next 5Y2.8%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 8.13, the valuation of TITC can be described as very reasonable.
84.62% of the companies in the same industry are more expensive than TITC, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 27.38. TITC is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 8.23, the valuation of TITC can be described as reasonable.
TITC's Price/Forward Earnings ratio is rather cheap when compared to the industry. TITC is cheaper than 100.00% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.86, TITC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.13 | ||
| Fwd PE | 8.23 |
4.2 Price Multiples
TITC's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. TITC is cheaper than 92.31% of the companies in the same industry.
TITC's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.11 | ||
| EV/EBITDA | 3.77 |
4.3 Compensation for Growth
TITC has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.19
EPS Next 2Y5.07%
EPS Next 3Y5.99%
5. Dividend
5.1 Amount
TITC has a Yearly Dividend Yield of 7.48%, which is a nice return.
TITC's Dividend Yield is rather good when compared to the industry average which is at 3.59. TITC pays more dividend than 100.00% of the companies in the same industry.
TITC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.48% |
5.2 History
The dividend of TITC is nicely growing with an annual growth rate of 37.49%!
Dividend Growth(5Y)37.49%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
TITC pays out 19.30% of its income as dividend. This is a sustainable payout ratio.
TITC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP19.3%
EPS Next 2Y5.07%
EPS Next 3Y5.99%
EBR:TITC (9/19/2025, 7:00:00 PM)
35.85
-0.25 (-0.69%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)
Earnings (Next)
Inst Owners16.99%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap2.81B
Analysts84.44
Price Target51.18 (42.76%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.48% |
Yearly Dividend0.85
Dividend Growth(5Y)37.49%
DP19.3%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)1.6%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-15.88%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.18%
Revenue NY rev (3m)-3.12%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.13 | ||
| Fwd PE | 8.23 | ||
| P/S | 0.71 | ||
| P/FCF | 15.11 | ||
| P/OCF | 6.17 | ||
| P/B | 1.55 | ||
| P/tB | 1.91 | ||
| EV/EBITDA | 3.77 |
EPS(TTM)4.41
EY12.3%
EPS(NY)4.36
Fwd EY12.15%
FCF(TTM)2.37
FCFY6.62%
OCF(TTM)5.81
OCFY16.2%
SpS50.42
BVpS23.16
TBVpS18.73
PEG (NY)N/A
PEG (5Y)0.19
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.42% | ||
| ROE | 18.11% | ||
| ROCE | 21.6% | ||
| ROIC | 17.01% | ||
| ROICexc | 21.21% | ||
| ROICexgc | 25.07% | ||
| OM | 15.38% | ||
| PM (TTM) | 8.32% | ||
| GM | 26.38% | ||
| FCFM | 4.7% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
ROICexc(3y)11.21%
ROICexc(5y)9.07%
ROICexgc(3y)13.32%
ROICexgc(5y)10.89%
ROCE(3y)13.03%
ROCE(5y)10.38%
ROICexcg growth 3Y33.47%
ROICexcg growth 5Y21.12%
ROICexc growth 3Y35.25%
ROICexc growth 5Y22.43%
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
F-Score6
Asset Turnover1.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 3.74 | ||
| Debt/EBITDA | 0.84 | ||
| Cap/Depr | 154.12% | ||
| Cap/Sales | 6.81% | ||
| Interest Coverage | 14.13 | ||
| Cash Conversion | 58.17% | ||
| Profit Quality | 56.57% | ||
| Current Ratio | 2.03 | ||
| Quick Ratio | 1.43 | ||
| Altman-Z | 3.32 |
F-Score6
WACC6.99%
ROIC/WACC2.43
Cap/Depr(3y)152.8%
Cap/Depr(5y)119.18%
Cap/Sales(3y)9.62%
Cap/Sales(5y)8.29%
Profit Quality(3y)51.92%
Profit Quality(5y)3872.42%
High Growth Momentum
Growth
EPS 1Y (TTM)-26.2%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%-54.31%
EPS Next Y-6.42%
EPS Next 2Y5.07%
EPS Next 3Y5.99%
EPS Next 5Y2.66%
Revenue 1Y (TTM)0.55%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%0.42%
Revenue Next Year1.37%
Revenue Next 2Y3%
Revenue Next 3Y3.51%
Revenue Next 5Y2.8%
EBIT growth 1Y-1.03%
EBIT growth 3Y46.14%
EBIT growth 5Y25.88%
EBIT Next Year47.16%
EBIT Next 3Y17.83%
EBIT Next 5Y10.66%
FCF growth 1Y60.88%
FCF growth 3Y29.75%
FCF growth 5Y4.14%
OCF growth 1Y19.95%
OCF growth 3Y27.47%
OCF growth 5Y10.54%