TITAN SA (TITC.BR) Stock Fundamental Analysis
EBR:TITC - Euronext Brussels - BE0974338700 - Common Stock - Currency: EUR
Overall TITC gets a fundamental rating of 7 out of 10. We evaluated TITC against 13 industry peers in the Construction Materials industry. Both the health and profitability get an excellent rating, making TITC a very profitable company, without any liquidiy or solvency issues. TITC is valued quite cheap, while showing a decent growth score. This is a good combination! TITC also has an excellent dividend rating. These ratings could make TITC a good candidate for value and dividend investing.
1. Profitability
1.1 Basic Checks
In the past year TITC was profitable.
In the past year TITC had a positive cash flow from operations.
Each year in the past 5 years TITC has been profitable.
In the past 5 years TITC always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 12.72%, TITC belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
The Return On Equity of TITC (23.36%) is better than 100.00% of its industry peers.
With an excellent Return On Invested Capital value of 17.30%, TITC belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for TITC is above the industry average of 7.73%.
The last Return On Invested Capital (17.30%) for TITC is above the 3 year average (10.27%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.72% | ||
| ROE | 23.36% | ||
| ROIC | 17.3% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
1.3 Margins
TITC has a better Profit Margin (10.62%) than 76.92% of its industry peers.
In the last couple of years the Profit Margin of TITC has grown nicely.
The Operating Margin of TITC (15.34%) is better than 84.62% of its industry peers.
TITC's Operating Margin has improved in the last couple of years.
With a Gross Margin value of 26.20%, TITC is not doing good in the industry: 84.62% of the companies in the same industry are doing better.
In the last couple of years the Gross Margin of TITC has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.34% | ||
| PM (TTM) | 10.62% | ||
| GM | 26.2% |
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), TITC is creating value.
Compared to 1 year ago, TITC has less shares outstanding
TITC has less shares outstanding than it did 5 years ago.
The debt/assets ratio for TITC has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 3.52 indicates that TITC is not in any danger for bankruptcy at the moment.
With an excellent Altman-Z score value of 3.52, TITC belongs to the best of the industry, outperforming 84.62% of the companies in the same industry.
TITC has a debt to FCF ratio of 3.69. This is a good value and a sign of high solvency as TITC would need 3.69 years to pay back of all of its debts.
TITC's Debt to FCF ratio of 3.69 is fine compared to the rest of the industry. TITC outperforms 69.23% of its industry peers.
A Debt/Equity ratio of 0.37 indicates that TITC is not too dependend on debt financing.
TITC has a Debt to Equity ratio (0.37) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | 3.69 | ||
| Altman-Z | 3.52 |
ROIC/WACC2.46
WACC7.03%
2.3 Liquidity
A Current Ratio of 1.77 indicates that TITC should not have too much problems paying its short term obligations.
TITC has a better Current ratio (1.77) than 69.23% of its industry peers.
TITC has a Quick Ratio of 1.77. This is a bad value and indicates that TITC is not financially healthy enough and could expect problems in meeting its short term obligations.
TITC has a Quick ratio (0.95) which is in line with its industry peers.
The current and quick ratio evaluation for TITC is rather negative, while it does have excellent solvency and profitability. These ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.77 | ||
| Quick Ratio | 0.95 |
3. Growth
3.1 Past
TITC shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 0.63%.
The Earnings Per Share has been growing by 43.50% on average over the past years. This is a very strong growth
Looking at the last year, TITC shows a small growth in Revenue. The Revenue has grown by 2.87% in the last year.
TITC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.43% yearly.
EPS 1Y (TTM)0.63%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%-16.44%
Revenue 1Y (TTM)2.87%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%2.36%
3.2 Future
TITC is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 2.66% yearly.
Based on estimates for the next years, TITC will show a small growth in Revenue. The Revenue will grow by 3.46% on average per year.
EPS Next Y11.25%
EPS Next 2Y9.06%
EPS Next 3Y8.68%
EPS Next 5Y2.66%
Revenue Next Year4.64%
Revenue Next 2Y4.45%
Revenue Next 3Y4.17%
Revenue Next 5Y3.46%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
TITC is valuated cheaply with a Price/Earnings ratio of 6.77.
Based on the Price/Earnings ratio, TITC is valued cheaply inside the industry as 92.31% of the companies are valued more expensively.
TITC is valuated cheaply when we compare the Price/Earnings ratio to 27.45, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 7.94, the valuation of TITC can be described as very cheap.
100.00% of the companies in the same industry are more expensive than TITC, based on the Price/Forward Earnings ratio.
TITC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 21.90.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.77 | ||
| Fwd PE | 7.94 |
4.2 Price Multiples
92.31% of the companies in the same industry are more expensive than TITC, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of TITC is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.43 | ||
| EV/EBITDA | 4.68 |
4.3 Compensation for Growth
TITC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
TITC has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)0.6
PEG (5Y)0.16
EPS Next 2Y9.06%
EPS Next 3Y8.68%
5. Dividend
5.1 Amount
TITC has a Yearly Dividend Yield of 6.72%, which is a nice return.
Compared to an average industry Dividend Yield of 3.55, TITC pays a better dividend. On top of this TITC pays more dividend than 100.00% of the companies listed in the same industry.
TITC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.42.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.72% |
5.2 History
The dividend of TITC is nicely growing with an annual growth rate of 37.49%!
Dividend Growth(5Y)37.49%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
TITC pays out 15.19% of its income as dividend. This is a sustainable payout ratio.
TITC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP15.19%
EPS Next 2Y9.06%
EPS Next 3Y8.68%
EBR:TITC (7/3/2025, 7:00:00 PM)
37.25
-0.75 (-1.97%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)
Earnings (Next)
Inst Owners16.99%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap2.92B
Analysts85.56
Price Target50.38 (35.25%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.72% |
Yearly Dividend0.85
Dividend Growth(5Y)37.49%
DP15.19%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.39%
PT rev (3m)1.27%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.22%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.77 | ||
| Fwd PE | 7.94 | ||
| P/S | 0.74 | ||
| P/FCF | 14.43 | ||
| P/OCF | 6.44 | ||
| P/B | 1.63 | ||
| P/tB | 2.06 | ||
| EV/EBITDA | 4.68 |
EPS(TTM)5.5
EY14.77%
EPS(NY)4.69
Fwd EY12.6%
FCF(TTM)2.58
FCFY6.93%
OCF(TTM)5.78
OCFY15.52%
SpS50.16
BVpS22.81
TBVpS18.08
PEG (NY)0.6
PEG (5Y)0.16
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.72% | ||
| ROE | 23.36% | ||
| ROCE | 21.96% | ||
| ROIC | 17.3% | ||
| ROICexc | 18.11% | ||
| ROICexgc | 21.09% | ||
| OM | 15.34% | ||
| PM (TTM) | 10.62% | ||
| GM | 26.2% | ||
| FCFM | 5.14% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
ROICexc(3y)11.21%
ROICexc(5y)9.07%
ROICexgc(3y)13.32%
ROICexgc(5y)10.89%
ROCE(3y)13.03%
ROCE(5y)10.38%
ROICexcg growth 3Y33.47%
ROICexcg growth 5Y21.12%
ROICexc growth 3Y35.25%
ROICexc growth 5Y22.43%
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
F-Score8
Asset Turnover1.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | 3.69 | ||
| Debt/EBITDA | 0.86 | ||
| Cap/Depr | 150.97% | ||
| Cap/Sales | 6.38% | ||
| Interest Coverage | 13.71 | ||
| Cash Conversion | 58.9% | ||
| Profit Quality | 48.42% | ||
| Current Ratio | 1.77 | ||
| Quick Ratio | 0.95 | ||
| Altman-Z | 3.52 |
F-Score8
WACC7.03%
ROIC/WACC2.46
Cap/Depr(3y)152.8%
Cap/Depr(5y)119.18%
Cap/Sales(3y)9.62%
Cap/Sales(5y)8.29%
Profit Quality(3y)51.92%
Profit Quality(5y)3872.42%
High Growth Momentum
Growth
EPS 1Y (TTM)0.63%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%-16.44%
EPS Next Y11.25%
EPS Next 2Y9.06%
EPS Next 3Y8.68%
EPS Next 5Y2.66%
Revenue 1Y (TTM)2.87%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%2.36%
Revenue Next Year4.64%
Revenue Next 2Y4.45%
Revenue Next 3Y4.17%
Revenue Next 5Y3.46%
EBIT growth 1Y4.36%
EBIT growth 3Y46.14%
EBIT growth 5Y25.88%
EBIT Next Year47.16%
EBIT Next 3Y17.83%
EBIT Next 5Y10.81%
FCF growth 1Y-10.38%
FCF growth 3Y29.75%
FCF growth 5Y4.14%
OCF growth 1Y0.71%
OCF growth 3Y27.47%
OCF growth 5Y10.54%