TITAN SA (TITC.BR) Stock Fundamental Analysis
Europe - EBR:TITC - BE0974338700 - Common Stock
35.85 EUR
-0.25 (-0.69%)
Taking everything into account, TITC scores 7 out of 10 in our fundamental rating. TITC was compared to 13 industry peers in the Construction Materials industry. TITC scores excellent points on both the profitability and health parts. This is a solid base for a good stock. TITC is not valued too expensively and it also shows a decent growth rate. Finally TITC also has an excellent dividend rating. With these ratings, TITC could be worth investigating further for dividend investing!.
1. Profitability
1.1 Basic Checks
In the past year TITC was profitable.
In the past year TITC had a positive cash flow from operations.
In the past 5 years TITC has always been profitable.
Each year in the past 5 years TITC had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 9.42%, TITC belongs to the top of the industry, outperforming 84.62% of the companies in the same industry.
TITC has a Return On Equity of 18.11%. This is amongst the best in the industry. TITC outperforms 92.31% of its industry peers.
The Return On Invested Capital of TITC (17.01%) is better than 100.00% of its industry peers.
TITC had an Average Return On Invested Capital over the past 3 years of 10.27%. This is above the industry average of 8.09%.
The last Return On Invested Capital (17.01%) for TITC is above the 3 year average (10.27%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.42% | ||
| ROE | 18.11% | ||
| ROIC | 17.01% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
1.3 Margins
The Profit Margin of TITC (8.32%) is better than 61.54% of its industry peers.
In the last couple of years the Profit Margin of TITC has grown nicely.
The Operating Margin of TITC (15.38%) is better than 76.92% of its industry peers.
TITC's Operating Margin has improved in the last couple of years.
TITC has a worse Gross Margin (26.38%) than 84.62% of its industry peers.
In the last couple of years the Gross Margin of TITC has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.38% | ||
| PM (TTM) | 8.32% | ||
| GM | 26.38% |
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
2. Health
2.1 Basic Checks
TITC has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
The number of shares outstanding for TITC has been reduced compared to 1 year ago.
The number of shares outstanding for TITC has been reduced compared to 5 years ago.
Compared to 1 year ago, TITC has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 3.32 indicates that TITC is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 3.32, TITC is in the better half of the industry, outperforming 76.92% of the companies in the same industry.
TITC has a debt to FCF ratio of 3.74. This is a good value and a sign of high solvency as TITC would need 3.74 years to pay back of all of its debts.
The Debt to FCF ratio of TITC (3.74) is better than 69.23% of its industry peers.
A Debt/Equity ratio of 0.36 indicates that TITC is not too dependend on debt financing.
TITC's Debt to Equity ratio of 0.36 is fine compared to the rest of the industry. TITC outperforms 61.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 3.74 | ||
| Altman-Z | 3.32 |
ROIC/WACC2.38
WACC7.16%
2.3 Liquidity
TITC has a Current Ratio of 2.03. This indicates that TITC is financially healthy and has no problem in meeting its short term obligations.
TITC has a better Current ratio (2.03) than 69.23% of its industry peers.
A Quick Ratio of 1.43 indicates that TITC should not have too much problems paying its short term obligations.
TITC has a better Quick ratio (1.43) than 69.23% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.03 | ||
| Quick Ratio | 1.43 |
3. Growth
3.1 Past
TITC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -26.20%.
TITC shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 43.50% yearly.
TITC shows a small growth in Revenue. In the last year, the Revenue has grown by 0.55%.
Measured over the past years, TITC shows a quite strong growth in Revenue. The Revenue has been growing by 10.43% on average per year.
EPS 1Y (TTM)-26.2%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%-54.31%
Revenue 1Y (TTM)0.55%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%0.42%
3.2 Future
The Earnings Per Share is expected to grow by 2.66% on average over the next years.
TITC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.80% yearly.
EPS Next Y-6.42%
EPS Next 2Y5.07%
EPS Next 3Y5.99%
EPS Next 5Y2.66%
Revenue Next Year1.37%
Revenue Next 2Y3%
Revenue Next 3Y3.51%
Revenue Next 5Y2.8%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 8.13, the valuation of TITC can be described as reasonable.
Based on the Price/Earnings ratio, TITC is valued cheaply inside the industry as 84.62% of the companies are valued more expensively.
TITC is valuated cheaply when we compare the Price/Earnings ratio to 27.38, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 8.23, which indicates a very decent valuation of TITC.
Based on the Price/Forward Earnings ratio, TITC is valued cheaper than 100.00% of the companies in the same industry.
TITC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.86.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.13 | ||
| Fwd PE | 8.23 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, TITC is valued cheaply inside the industry as 92.31% of the companies are valued more expensively.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of TITC is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.11 | ||
| EV/EBITDA | 3.77 |
4.3 Compensation for Growth
The excellent profitability rating of TITC may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.19
EPS Next 2Y5.07%
EPS Next 3Y5.99%
5. Dividend
5.1 Amount
TITC has a Yearly Dividend Yield of 7.48%, which is a nice return.
TITC's Dividend Yield is rather good when compared to the industry average which is at 3.53. TITC pays more dividend than 100.00% of the companies in the same industry.
TITC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.48% |
5.2 History
On average, the dividend of TITC grows each year by 37.49%, which is quite nice.
Dividend Growth(5Y)37.49%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
TITC pays out 19.30% of its income as dividend. This is a sustainable payout ratio.
The dividend of TITC is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP19.3%
EPS Next 2Y5.07%
EPS Next 3Y5.99%
EBR:TITC (9/19/2025, 7:00:00 PM)
35.85
-0.25 (-0.69%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)
Earnings (Next)
Inst Owners16.99%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap2.81B
Analysts84.44
Price Target51.18 (42.76%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.48% |
Yearly Dividend0.85
Dividend Growth(5Y)37.49%
DP19.3%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)1.6%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-15.88%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.18%
Revenue NY rev (3m)-3.12%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.13 | ||
| Fwd PE | 8.23 | ||
| P/S | 0.71 | ||
| P/FCF | 15.11 | ||
| P/OCF | 6.17 | ||
| P/B | 1.55 | ||
| P/tB | 1.91 | ||
| EV/EBITDA | 3.77 |
EPS(TTM)4.41
EY12.3%
EPS(NY)4.36
Fwd EY12.15%
FCF(TTM)2.37
FCFY6.62%
OCF(TTM)5.81
OCFY16.2%
SpS50.42
BVpS23.16
TBVpS18.73
PEG (NY)N/A
PEG (5Y)0.19
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.42% | ||
| ROE | 18.11% | ||
| ROCE | 21.6% | ||
| ROIC | 17.01% | ||
| ROICexc | 21.21% | ||
| ROICexgc | 25.07% | ||
| OM | 15.38% | ||
| PM (TTM) | 8.32% | ||
| GM | 26.38% | ||
| FCFM | 4.7% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
ROICexc(3y)11.21%
ROICexc(5y)9.07%
ROICexgc(3y)13.32%
ROICexgc(5y)10.89%
ROCE(3y)13.03%
ROCE(5y)10.38%
ROICexcg growth 3Y33.47%
ROICexcg growth 5Y21.12%
ROICexc growth 3Y35.25%
ROICexc growth 5Y22.43%
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
F-Score6
Asset Turnover1.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 3.74 | ||
| Debt/EBITDA | 0.84 | ||
| Cap/Depr | 154.12% | ||
| Cap/Sales | 6.81% | ||
| Interest Coverage | 14.13 | ||
| Cash Conversion | 58.17% | ||
| Profit Quality | 56.57% | ||
| Current Ratio | 2.03 | ||
| Quick Ratio | 1.43 | ||
| Altman-Z | 3.32 |
F-Score6
WACC7.16%
ROIC/WACC2.38
Cap/Depr(3y)152.8%
Cap/Depr(5y)119.18%
Cap/Sales(3y)9.62%
Cap/Sales(5y)8.29%
Profit Quality(3y)51.92%
Profit Quality(5y)3872.42%
High Growth Momentum
Growth
EPS 1Y (TTM)-26.2%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%-54.31%
EPS Next Y-6.42%
EPS Next 2Y5.07%
EPS Next 3Y5.99%
EPS Next 5Y2.66%
Revenue 1Y (TTM)0.55%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%0.42%
Revenue Next Year1.37%
Revenue Next 2Y3%
Revenue Next 3Y3.51%
Revenue Next 5Y2.8%
EBIT growth 1Y-1.03%
EBIT growth 3Y46.14%
EBIT growth 5Y25.88%
EBIT Next Year47.16%
EBIT Next 3Y17.83%
EBIT Next 5Y10.66%
FCF growth 1Y60.88%
FCF growth 3Y29.75%
FCF growth 5Y4.14%
OCF growth 1Y19.95%
OCF growth 3Y27.47%
OCF growth 5Y10.54%