TITAN CEMENT INTERNATIONAL T (TITC.BR) Stock Fundamental Analysis
EBR:TITC - Euronext Brussels - BE0974338700 - Common Stock - Currency: EUR
Overall TITC gets a fundamental rating of 7 out of 10. We evaluated TITC against 13 industry peers in the Construction Materials industry. TITC scores excellent points on both the profitability and health parts. This is a solid base for a good stock. A decent growth rate in combination with a cheap valuation! Better keep an eye on TITC. With these ratings, TITC could be worth investigating further for value and quality investing!.
1. Profitability
1.1 Basic Checks
TITC had positive earnings in the past year.
TITC had a positive operating cash flow in the past year.
TITC had positive earnings in each of the past 5 years.
In the past 5 years TITC always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 13.68%, TITC belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
With an excellent Return On Equity value of 27.59%, TITC belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
The Return On Invested Capital of TITC (20.84%) is better than 100.00% of its industry peers.
TITC had an Average Return On Invested Capital over the past 3 years of 8.01%. This is in line with the industry average of 8.37%.
The 3 year average ROIC (8.01%) for TITC is below the current ROIC(20.84%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 13.68% | ||
| ROE | 27.59% | ||
| ROIC | 20.84% |
ROA(3y)5.15%
ROA(5y)3.46%
ROE(3y)10.71%
ROE(5y)7.18%
ROIC(3y)8.01%
ROIC(5y)6.77%
1.3 Margins
TITC has a Profit Margin of 11.35%. This is in the better half of the industry: TITC outperforms 75.00% of its industry peers.
TITC's Profit Margin has improved in the last couple of years.
With an excellent Operating Margin value of 15.62%, TITC belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
In the last couple of years the Operating Margin of TITC has grown nicely.
TITC has a worse Gross Margin (26.11%) than 83.33% of its industry peers.
TITC's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.62% | ||
| PM (TTM) | 11.35% | ||
| GM | 26.11% |
OM growth 3Y19.36%
OM growth 5Y9.21%
PM growth 3Y431.99%
PM growth 5Y23.9%
GM growth 3Y9.4%
GM growth 5Y5.43%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), TITC is creating value.
The number of shares outstanding for TITC has been reduced compared to 1 year ago.
TITC has less shares outstanding than it did 5 years ago.
The debt/assets ratio for TITC has been reduced compared to a year ago.
2.2 Solvency
TITC has an Altman-Z score of 3.32. This indicates that TITC is financially healthy and has little risk of bankruptcy at the moment.
TITC's Altman-Z score of 3.32 is amongst the best of the industry. TITC outperforms 83.33% of its industry peers.
TITC has a debt to FCF ratio of 3.52. This is a good value and a sign of high solvency as TITC would need 3.52 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 3.52, TITC is doing good in the industry, outperforming 75.00% of the companies in the same industry.
A Debt/Equity ratio of 0.29 indicates that TITC is not too dependend on debt financing.
With a decent Debt to Equity ratio value of 0.29, TITC is doing good in the industry, outperforming 66.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 3.52 | ||
| Altman-Z | 3.32 |
ROIC/WACC3.03
WACC6.88%
2.3 Liquidity
A Current Ratio of 1.14 indicates that TITC should not have too much problems paying its short term obligations.
With a Current ratio value of 1.14, TITC is not doing good in the industry: 75.00% of the companies in the same industry are doing better.
TITC has a Quick Ratio of 1.14. This is a bad value and indicates that TITC is not financially healthy enough and could expect problems in meeting its short term obligations.
TITC has a worse Quick ratio (0.69) than 75.00% of its industry peers.
The current and quick ratio evaluation for TITC is rather negative, while it does have excellent solvency and profitability. These ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.14 | ||
| Quick Ratio | 0.69 |
3. Growth
3.1 Past
TITC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 64.19%, which is quite impressive.
Measured over the past years, TITC shows a very strong growth in Earnings Per Share. The EPS has been growing by 40.12% on average per year.
TITC shows a strong growth in Revenue. In the last year, the Revenue has grown by 26.62%.
Measured over the past years, TITC shows a quite strong growth in Revenue. The Revenue has been growing by 11.32% on average per year.
EPS 1Y (TTM)64.19%
EPS 3Y528.16%
EPS 5Y40.12%
EPS Q2Q%-12.04%
Revenue 1Y (TTM)26.62%
Revenue growth 3Y16.59%
Revenue growth 5Y11.32%
Sales Q2Q%-0.25%
3.2 Future
The Earnings Per Share is expected to grow by 7.93% on average over the next years.
Based on estimates for the next years, TITC will show a small growth in Revenue. The Revenue will grow by 3.11% on average per year.
EPS Next Y20.65%
EPS Next 2Y15.38%
EPS Next 3Y12.09%
EPS Next 5Y7.93%
Revenue Next Year4.06%
Revenue Next 2Y5.06%
Revenue Next 3Y4.67%
Revenue Next 5Y3.11%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 6.85, the valuation of TITC can be described as very cheap.
Based on the Price/Earnings ratio, TITC is valued cheaper than 83.33% of the companies in the same industry.
When comparing the Price/Earnings ratio of TITC to the average of the S&P500 Index (29.35), we can say TITC is valued rather cheaply.
With a Price/Forward Earnings ratio of 9.13, the valuation of TITC can be described as very reasonable.
Based on the Price/Forward Earnings ratio, TITC is valued cheaply inside the industry as 91.67% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of TITC to the average of the S&P500 Index (22.10), we can say TITC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.85 | ||
| Fwd PE | 9.13 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, TITC is valued cheaply inside the industry as 83.33% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, TITC is valued a bit cheaper than 75.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.8 | ||
| EV/EBITDA | 4.9 |
4.3 Compensation for Growth
TITC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
TITC has an outstanding profitability rating, which may justify a higher PE ratio.
TITC's earnings are expected to grow with 12.09% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.33
PEG (5Y)0.17
EPS Next 2Y15.38%
EPS Next 3Y12.09%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.48%, TITC has a reasonable but not impressive dividend return.
TITC's Dividend Yield is slightly below the industry average, which is at 2.90.
Compared to the average S&P500 Dividend Yield of 2.33, TITC is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.48% |
5.2 History
The dividend of TITC is nicely growing with an annual growth rate of 63.37%!
Dividend Growth(5Y)63.37%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
TITC pays out 10.15% of its income as dividend. This is a sustainable payout ratio.
The dividend of TITC is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP10.15%
EPS Next 2Y15.38%
EPS Next 3Y12.09%
EBR:TITC (3/7/2025, 7:00:00 PM)
40
-0.25 (-0.62%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)
Earnings (Next)
Inst Owners21.06%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap3.13B
Analysts82.5
Price Target49.74 (24.35%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.48% |
Yearly Dividend0.61
Dividend Growth(5Y)63.37%
DP10.15%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)9.38%
PT rev (3m)21.64%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.65%
EPS NY rev (3m)-0.89%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.04%
Revenue NY rev (3m)-0.96%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.85 | ||
| Fwd PE | 9.13 | ||
| P/S | 0.8 | ||
| P/FCF | 12.8 | ||
| P/OCF | 6.81 | ||
| P/B | 1.94 | ||
| P/tB | 2.53 | ||
| EV/EBITDA | 4.9 |
EPS(TTM)5.84
EY14.6%
EPS(NY)4.38
Fwd EY10.95%
FCF(TTM)3.13
FCFY7.81%
OCF(TTM)5.88
OCFY14.69%
SpS50.14
BVpS20.62
TBVpS15.83
PEG (NY)0.33
PEG (5Y)0.17
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 13.68% | ||
| ROE | 27.59% | ||
| ROCE | 25.92% | ||
| ROIC | 20.84% | ||
| ROICexc | 22.98% | ||
| ROICexgc | 27.85% | ||
| OM | 15.62% | ||
| PM (TTM) | 11.35% | ||
| GM | 26.11% | ||
| FCFM | 6.23% |
ROA(3y)5.15%
ROA(5y)3.46%
ROE(3y)10.71%
ROE(5y)7.18%
ROIC(3y)8.01%
ROIC(5y)6.77%
ROICexc(3y)8.91%
ROICexc(5y)7.63%
ROICexgc(3y)10.72%
ROICexgc(5y)9.29%
ROCE(3y)9.97%
ROCE(5y)8.41%
ROICexcg growth 3Y28.44%
ROICexcg growth 5Y22.46%
ROICexc growth 3Y30.35%
ROICexc growth 5Y22.89%
OM growth 3Y19.36%
OM growth 5Y9.21%
PM growth 3Y431.99%
PM growth 5Y23.9%
GM growth 3Y9.4%
GM growth 5Y5.43%
F-Score8
Asset Turnover1.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 3.52 | ||
| Debt/EBITDA | 0.61 | ||
| Cap/Depr | 137.1% | ||
| Cap/Sales | 5.49% | ||
| Interest Coverage | 14.41 | ||
| Cash Conversion | 59.73% | ||
| Profit Quality | 54.93% | ||
| Current Ratio | 1.14 | ||
| Quick Ratio | 0.69 | ||
| Altman-Z | 3.32 |
F-Score8
WACC6.88%
ROIC/WACC3.03
Cap/Depr(3y)133.22%
Cap/Depr(5y)104.83%
Cap/Sales(3y)8.92%
Cap/Sales(5y)7.76%
Profit Quality(3y)62.17%
Profit Quality(5y)3923.29%
High Growth Momentum
Growth
EPS 1Y (TTM)64.19%
EPS 3Y528.16%
EPS 5Y40.12%
EPS Q2Q%-12.04%
EPS Next Y20.65%
EPS Next 2Y15.38%
EPS Next 3Y12.09%
EPS Next 5Y7.93%
Revenue 1Y (TTM)26.62%
Revenue growth 3Y16.59%
Revenue growth 5Y11.32%
Sales Q2Q%-0.25%
Revenue Next Year4.06%
Revenue Next 2Y5.06%
Revenue Next 3Y4.67%
Revenue Next 5Y3.11%
EBIT growth 1Y70.84%
EBIT growth 3Y39.16%
EBIT growth 5Y21.57%
EBIT Next Year54.04%
EBIT Next 3Y18.76%
EBIT Next 5Y11.45%
FCF growth 1Y1269.49%
FCF growth 3Y1.59%
FCF growth 5Y9.58%
OCF growth 1Y214.73%
OCF growth 3Y14.51%
OCF growth 5Y11.46%