TINC COMM VA (TINC.BR) Stock Fundamental Analysis
Europe - EBR:TINC - BE0974282148 - Common Stock
10.26 EUR
0 (0%)
Taking everything into account, TINC scores 5 out of 10 in our fundamental rating. TINC was compared to 113 industry peers in the Capital Markets industry. TINC has a medium profitability rating, but doesn't score so well on its financial health evaluation. TINC is not valued too expensively and it also shows a decent growth rate. TINC also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
TINC had positive earnings in the past year.
In the past year TINC has reported a negative cash flow from operations.
Each year in the past 5 years TINC has been profitable.
TINC had a negative operating cash flow in each of the past 5 years.
1.2 Ratios
TINC's Return On Assets of 6.59% is amongst the best of the industry. TINC outperforms 80.53% of its industry peers.
The Return On Equity of TINC (6.97%) is comparable to the rest of the industry.
Looking at the Return On Invested Capital, with a value of 5.30%, TINC is in the better half of the industry, outperforming 69.91% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for TINC is below the industry average of 9.27%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.59% | ||
| ROE | 6.97% | ||
| ROIC | 5.3% |
ROA(3y)7.95%
ROA(5y)6.93%
ROE(3y)8.02%
ROE(5y)6.97%
ROIC(3y)6.09%
ROIC(5y)5.33%
1.3 Margins
TINC has a Profit Margin of 80.32%. This is amongst the best in the industry. TINC outperforms 96.46% of its industry peers.
In the last couple of years the Profit Margin of TINC has remained more or less at the same level.
TINC's Operating Margin of 86.00% is amongst the best of the industry. TINC outperforms 96.46% of its industry peers.
In the last couple of years the Operating Margin of TINC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 86% | ||
| PM (TTM) | 80.32% | ||
| GM | N/A |
OM growth 3Y-0.38%
OM growth 5Y0.46%
PM growth 3Y-0.57%
PM growth 5Y0.5%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
Compared to 1 year ago, TINC has about the same amount of shares outstanding.
TINC has more shares outstanding than it did 5 years ago.
The debt/assets ratio for TINC is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 9.09 indicates that TINC is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 9.09, TINC belongs to the top of the industry, outperforming 94.69% of the companies in the same industry.
A Debt/Equity ratio of 0.06 indicates that TINC is not too dependend on debt financing.
TINC has a better Debt to Equity ratio (0.06) than 79.65% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 9.09 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.03 indicates that TINC may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.03, TINC is doing worse than 66.37% of the companies in the same industry.
A Quick Ratio of 0.03 indicates that TINC may have some problems paying its short term obligations.
With a Quick ratio value of 0.03, TINC is not doing good in the industry: 66.37% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.03 | ||
| Quick Ratio | 0.03 |
3. Growth
3.1 Past
TINC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 32.31%, which is quite impressive.
TINC shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.45% yearly.
Looking at the last year, TINC shows a very strong growth in Revenue. The Revenue has grown by 35.18%.
TINC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 15.39% yearly.
EPS 1Y (TTM)32.31%
EPS 3Y9.64%
EPS 5Y9.45%
EPS Q2Q%2.91%
Revenue 1Y (TTM)35.18%
Revenue growth 3Y11.63%
Revenue growth 5Y15.39%
Sales Q2Q%12.03%
3.2 Future
TINC is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.74% yearly.
TINC is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.01% yearly.
EPS Next Y-11.11%
EPS Next 2Y-1.71%
EPS Next 3Y1.74%
EPS Next 5YN/A
Revenue Next Year9.52%
Revenue Next 2Y8.01%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 9.00, the valuation of TINC can be described as reasonable.
TINC's Price/Earnings ratio is rather cheap when compared to the industry. TINC is cheaper than 90.27% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.00, TINC is valued rather cheaply.
TINC is valuated reasonably with a Price/Forward Earnings ratio of 10.06.
Compared to the rest of the industry, the Price/Forward Earnings ratio of TINC indicates a rather cheap valuation: TINC is cheaper than 88.50% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.87, TINC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9 | ||
| Fwd PE | 10.06 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.95
EPS Next 2Y-1.71%
EPS Next 3Y1.74%
5. Dividend
5.1 Amount
TINC has a Yearly Dividend Yield of 5.09%, which is a nice return.
TINC's Dividend Yield is rather good when compared to the industry average which is at 5.70. TINC pays more dividend than 83.19% of the companies in the same industry.
TINC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.09% |
5.2 History
On average, the dividend of TINC grows each year by 19.46%, which is quite nice.
Dividend Growth(5Y)19.46%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
49.19% of the earnings are spent on dividend by TINC. This is a bit on the high side, but may be sustainable.
TINC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP49.19%
EPS Next 2Y-1.71%
EPS Next 3Y1.74%
EBR:TINC (10/29/2025, 12:22:16 PM)
10.26
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.67%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap497.40M
Revenue(TTM)53.38M
Net Income(TTM)42.88M
Analysts84.44
Price Target12.92 (25.93%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.09% |
Yearly Dividend0.81
Dividend Growth(5Y)19.46%
DP49.19%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-2.65%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-2.13%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9 | ||
| Fwd PE | 10.06 | ||
| P/S | 9.32 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.81 | ||
| P/tB | 0.81 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.14
EY11.11%
EPS(NY)1.02
Fwd EY9.94%
FCF(TTM)-0.17
FCFYN/A
OCF(TTM)-0.17
OCFYN/A
SpS1.1
BVpS12.69
TBVpS12.69
PEG (NY)N/A
PEG (5Y)0.95
Graham Number18.04
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.59% | ||
| ROE | 6.97% | ||
| ROCE | 7.46% | ||
| ROIC | 5.3% | ||
| ROICexc | 5.31% | ||
| ROICexgc | 5.31% | ||
| OM | 86% | ||
| PM (TTM) | 80.32% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)7.95%
ROA(5y)6.93%
ROE(3y)8.02%
ROE(5y)6.97%
ROIC(3y)6.09%
ROIC(5y)5.33%
ROICexc(3y)6.5%
ROICexc(5y)6.04%
ROICexgc(3y)6.5%
ROICexgc(5y)6.04%
ROCE(3y)8.16%
ROCE(5y)7.13%
ROICexgc growth 3Y-0.89%
ROICexgc growth 5Y1.95%
ROICexc growth 3Y-0.89%
ROICexc growth 5Y1.95%
OM growth 3Y-0.38%
OM growth 5Y0.46%
PM growth 3Y-0.57%
PM growth 5Y0.5%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 28.01 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.03 | ||
| Quick Ratio | 0.03 | ||
| Altman-Z | 9.09 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)32.31%
EPS 3Y9.64%
EPS 5Y9.45%
EPS Q2Q%2.91%
EPS Next Y-11.11%
EPS Next 2Y-1.71%
EPS Next 3Y1.74%
EPS Next 5YN/A
Revenue 1Y (TTM)35.18%
Revenue growth 3Y11.63%
Revenue growth 5Y15.39%
Sales Q2Q%12.03%
Revenue Next Year9.52%
Revenue Next 2Y8.01%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y42.16%
EBIT growth 3Y11.21%
EBIT growth 5Y15.92%
EBIT Next Year8.82%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-30.99%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-30.99%
OCF growth 3YN/A
OCF growth 5YN/A
TINC COMM VA / TINC.BR FAQ
Can you provide the ChartMill fundamental rating for TINC COMM VA?
ChartMill assigns a fundamental rating of 5 / 10 to TINC.BR.
What is the valuation status for TINC stock?
ChartMill assigns a valuation rating of 4 / 10 to TINC COMM VA (TINC.BR). This can be considered as Fairly Valued.
Can you provide the profitability details for TINC COMM VA?
TINC COMM VA (TINC.BR) has a profitability rating of 5 / 10.
What are the PE and PB ratios of TINC COMM VA (TINC.BR) stock?
The Price/Earnings (PE) ratio for TINC COMM VA (TINC.BR) is 9 and the Price/Book (PB) ratio is 0.81.
Can you provide the financial health for TINC stock?
The financial health rating of TINC COMM VA (TINC.BR) is 3 / 10.