TINC COMM VA (TINC.BR) Stock Fundamental Analysis
Europe - Euronext Brussels - EBR:TINC - BE0974282148 - Common Stock
10.3 EUR
+0.02 (+0.19%)
We assign a fundamental rating of 4 out of 10 to TINC. TINC was compared to 118 industry peers in the Capital Markets industry. While TINC is still in line with the averages on profitability rating, there are concerns on its financial health. TINC has a correct valuation and a medium growth rate. Finally TINC also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year TINC was profitable.
TINC had a negative operating cash flow in the past year.
Each year in the past 5 years TINC has been profitable.
In the past 5 years TINC always reported negative operating cash flow.
1.2 Ratios
TINC's Return On Assets of 6.59% is fine compared to the rest of the industry. TINC outperforms 79.66% of its industry peers.
TINC has a Return On Equity of 6.97%. This is comparable to the rest of the industry: TINC outperforms 51.69% of its industry peers.
TINC has a Return On Invested Capital of 5.30%. This is in the better half of the industry: TINC outperforms 68.64% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for TINC is below the industry average of 9.11%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.59% | ||
| ROE | 6.97% | ||
| ROIC | 5.3% |
ROA(3y)7.95%
ROA(5y)6.93%
ROE(3y)8.02%
ROE(5y)6.97%
ROIC(3y)6.09%
ROIC(5y)5.33%
1.3 Margins
Looking at the Profit Margin, with a value of 80.32%, TINC belongs to the top of the industry, outperforming 96.61% of the companies in the same industry.
TINC's Profit Margin has been stable in the last couple of years.
With an excellent Operating Margin value of 86.00%, TINC belongs to the best of the industry, outperforming 96.61% of the companies in the same industry.
In the last couple of years the Operating Margin of TINC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 86% | ||
| PM (TTM) | 80.32% | ||
| GM | N/A |
OM growth 3Y-0.38%
OM growth 5Y0.46%
PM growth 3Y-0.57%
PM growth 5Y0.5%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
Compared to 1 year ago, TINC has about the same amount of shares outstanding.
The number of shares outstanding for TINC has been increased compared to 5 years ago.
Compared to 1 year ago, TINC has a worse debt to assets ratio.
2.2 Solvency
TINC has an Altman-Z score of 9.11. This indicates that TINC is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 9.11, TINC belongs to the top of the industry, outperforming 95.76% of the companies in the same industry.
TINC has a Debt/Equity ratio of 0.06. This is a healthy value indicating a solid balance between debt and equity.
TINC has a Debt to Equity ratio of 0.06. This is amongst the best in the industry. TINC outperforms 81.36% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 9.11 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.03 indicates that TINC may have some problems paying its short term obligations.
TINC's Current ratio of 0.03 is on the low side compared to the rest of the industry. TINC is outperformed by 66.95% of its industry peers.
TINC has a Quick Ratio of 0.03. This is a bad value and indicates that TINC is not financially healthy enough and could expect problems in meeting its short term obligations.
TINC has a worse Quick ratio (0.03) than 66.95% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.03 | ||
| Quick Ratio | 0.03 |
3. Growth
3.1 Past
TINC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 32.31%, which is quite impressive.
Measured over the past years, TINC shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.45% on average per year.
TINC shows a strong growth in Revenue. In the last year, the Revenue has grown by 35.18%.
TINC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 15.39% yearly.
EPS 1Y (TTM)32.31%
EPS 3Y9.64%
EPS 5Y9.45%
EPS Q2Q%2.91%
Revenue 1Y (TTM)35.18%
Revenue growth 3Y11.63%
Revenue growth 5Y15.39%
Sales Q2Q%12.03%
3.2 Future
TINC is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.74% yearly.
Based on estimates for the next years, TINC will show a quite strong growth in Revenue. The Revenue will grow by 8.01% on average per year.
EPS Next Y-11.11%
EPS Next 2Y-1.71%
EPS Next 3Y1.74%
EPS Next 5YN/A
Revenue Next Year9.52%
Revenue Next 2Y8.01%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
TINC is valuated reasonably with a Price/Earnings ratio of 9.04.
Based on the Price/Earnings ratio, TINC is valued cheaply inside the industry as 89.83% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 26.76. TINC is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 10.10, which indicates a very decent valuation of TINC.
Compared to the rest of the industry, the Price/Forward Earnings ratio of TINC indicates a rather cheap valuation: TINC is cheaper than 88.98% of the companies listed in the same industry.
TINC is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.96, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.04 | ||
| Fwd PE | 10.1 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.96
EPS Next 2Y-1.71%
EPS Next 3Y1.74%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.10%, TINC is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.31, TINC pays a better dividend. On top of this TINC pays more dividend than 83.05% of the companies listed in the same industry.
TINC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.1% |
5.2 History
The dividend of TINC is nicely growing with an annual growth rate of 19.46%!
Dividend Growth(5Y)19.46%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
49.19% of the earnings are spent on dividend by TINC. This is a bit on the high side, but may be sustainable.
TINC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP49.19%
EPS Next 2Y-1.71%
EPS Next 3Y1.74%
EBR:TINC (12/11/2025, 7:00:00 PM)
10.3
+0.02 (+0.19%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.69%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap499.34M
Revenue(TTM)53.38M
Net Income(TTM)42.88M
Analysts84.44
Price Target12.92 (25.44%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.1% |
Yearly Dividend0.81
Dividend Growth(5Y)19.46%
DP49.19%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-2.65%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-2.13%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.04 | ||
| Fwd PE | 10.1 | ||
| P/S | 9.35 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.81 | ||
| P/tB | 0.81 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.14
EY11.07%
EPS(NY)1.02
Fwd EY9.9%
FCF(TTM)-0.17
FCFYN/A
OCF(TTM)-0.17
OCFYN/A
SpS1.1
BVpS12.69
TBVpS12.69
PEG (NY)N/A
PEG (5Y)0.96
Graham Number18.04
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.59% | ||
| ROE | 6.97% | ||
| ROCE | 7.46% | ||
| ROIC | 5.3% | ||
| ROICexc | 5.31% | ||
| ROICexgc | 5.31% | ||
| OM | 86% | ||
| PM (TTM) | 80.32% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)7.95%
ROA(5y)6.93%
ROE(3y)8.02%
ROE(5y)6.97%
ROIC(3y)6.09%
ROIC(5y)5.33%
ROICexc(3y)6.5%
ROICexc(5y)6.04%
ROICexgc(3y)6.5%
ROICexgc(5y)6.04%
ROCE(3y)8.16%
ROCE(5y)7.13%
ROICexgc growth 3Y-0.89%
ROICexgc growth 5Y1.95%
ROICexc growth 3Y-0.89%
ROICexc growth 5Y1.95%
OM growth 3Y-0.38%
OM growth 5Y0.46%
PM growth 3Y-0.57%
PM growth 5Y0.5%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 28.01 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.03 | ||
| Quick Ratio | 0.03 | ||
| Altman-Z | 9.11 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)32.31%
EPS 3Y9.64%
EPS 5Y9.45%
EPS Q2Q%2.91%
EPS Next Y-11.11%
EPS Next 2Y-1.71%
EPS Next 3Y1.74%
EPS Next 5YN/A
Revenue 1Y (TTM)35.18%
Revenue growth 3Y11.63%
Revenue growth 5Y15.39%
Sales Q2Q%12.03%
Revenue Next Year9.52%
Revenue Next 2Y8.01%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y42.16%
EBIT growth 3Y11.21%
EBIT growth 5Y15.92%
EBIT Next Year8.82%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-30.99%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-30.99%
OCF growth 3YN/A
OCF growth 5YN/A
TINC COMM VA / TINC.BR FAQ
Can you provide the ChartMill fundamental rating for TINC COMM VA?
ChartMill assigns a fundamental rating of 4 / 10 to TINC.BR.
What is the valuation status for TINC stock?
ChartMill assigns a valuation rating of 4 / 10 to TINC COMM VA (TINC.BR). This can be considered as Fairly Valued.
Can you provide the profitability details for TINC COMM VA?
TINC COMM VA (TINC.BR) has a profitability rating of 4 / 10.
What are the PE and PB ratios of TINC COMM VA (TINC.BR) stock?
The Price/Earnings (PE) ratio for TINC COMM VA (TINC.BR) is 9.04 and the Price/Book (PB) ratio is 0.81.
Can you provide the financial health for TINC stock?
The financial health rating of TINC COMM VA (TINC.BR) is 3 / 10.