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TINC COMM VA (TINC.BR) Stock Fundamental Analysis

Europe - EBR:TINC - BE0974282148 - Common Stock

10.18 EUR
+0.02 (+0.2%)
Last: 9/18/2025, 4:02:05 PM
Fundamental Rating

5

Taking everything into account, TINC scores 5 out of 10 in our fundamental rating. TINC was compared to 112 industry peers in the Capital Markets industry. While TINC is still in line with the averages on profitability rating, there are concerns on its financial health. TINC is not valued too expensively and it also shows a decent growth rate. TINC also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

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5

1. Profitability

1.1 Basic Checks

In the past year TINC was profitable.
In the past year TINC has reported a negative cash flow from operations.
Each year in the past 5 years TINC has been profitable.
In the past 5 years TINC always reported negative operating cash flow.
TINC.BR Yearly Net Income VS EBIT VS OCF VS FCFTINC.BR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M

1.2 Ratios

TINC's Return On Assets of 8.26% is amongst the best of the industry. TINC outperforms 85.71% of its industry peers.
Looking at the Return On Equity, with a value of 8.39%, TINC is in line with its industry, outperforming 57.14% of the companies in the same industry.
With a decent Return On Invested Capital value of 6.43%, TINC is doing good in the industry, outperforming 76.79% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for TINC is below the industry average of 8.46%.
The last Return On Invested Capital (6.43%) for TINC is above the 3 year average (6.09%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 8.26%
ROE 8.39%
ROIC 6.43%
ROA(3y)7.95%
ROA(5y)6.93%
ROE(3y)8.02%
ROE(5y)6.97%
ROIC(3y)6.09%
ROIC(5y)5.33%
TINC.BR Yearly ROA, ROE, ROICTINC.BR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

1.3 Margins

With an excellent Profit Margin value of 83.73%, TINC belongs to the best of the industry, outperforming 95.54% of the companies in the same industry.
In the last couple of years the Profit Margin of TINC has remained more or less at the same level.
TINC's Operating Margin of 86.68% is amongst the best of the industry. TINC outperforms 96.43% of its industry peers.
In the last couple of years the Operating Margin of TINC has remained more or less at the same level.
Industry RankSector Rank
OM 86.68%
PM (TTM) 83.73%
GM N/A
OM growth 3Y-0.38%
OM growth 5Y0.46%
PM growth 3Y-0.57%
PM growth 5Y0.5%
GM growth 3YN/A
GM growth 5YN/A
TINC.BR Yearly Profit, Operating, Gross MarginsTINC.BR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

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3

2. Health

2.1 Basic Checks

The number of shares outstanding for TINC remains at a similar level compared to 1 year ago.
The number of shares outstanding for TINC has been increased compared to 5 years ago.
The debt/assets ratio for TINC is higher compared to a year ago.
TINC.BR Yearly Shares OutstandingTINC.BR Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
TINC.BR Yearly Total Debt VS Total AssetsTINC.BR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.2 Solvency

TINC has an Altman-Z score of 36.85. This indicates that TINC is financially healthy and has little risk of bankruptcy at the moment.
With an excellent Altman-Z score value of 36.85, TINC belongs to the best of the industry, outperforming 96.43% of the companies in the same industry.
TINC has a Debt/Equity ratio of 0.01. This is a healthy value indicating a solid balance between debt and equity.
TINC has a better Debt to Equity ratio (0.01) than 87.50% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Altman-Z 36.85
ROIC/WACCN/A
WACCN/A
TINC.BR Yearly LT Debt VS Equity VS FCFTINC.BR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M 400M 500M

2.3 Liquidity

A Current Ratio of 0.31 indicates that TINC may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.31, TINC is in line with its industry, outperforming 45.54% of the companies in the same industry.
A Quick Ratio of 0.31 indicates that TINC may have some problems paying its short term obligations.
TINC has a Quick ratio (0.31) which is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 0.31
Quick Ratio 0.31
TINC.BR Yearly Current Assets VS Current LiabilitesTINC.BR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

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6

3. Growth

3.1 Past

TINC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 41.49%, which is quite impressive.
TINC shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.45% yearly.
The Revenue has grown by 38.23% in the past year. This is a very strong growth!
The Revenue has been growing by 15.39% on average over the past years. This is quite good.
EPS 1Y (TTM)41.49%
EPS 3Y9.64%
EPS 5Y9.45%
EPS Q2Q%69.74%
Revenue 1Y (TTM)38.23%
Revenue growth 3Y11.63%
Revenue growth 5Y15.39%
Sales Q2Q%63.99%

3.2 Future

The Earnings Per Share is expected to decrease by -3.69% on average over the next years.
TINC is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.01% yearly.
EPS Next Y-9.18%
EPS Next 2Y-3.69%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year9.52%
Revenue Next 2Y8.01%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
TINC.BR Yearly Revenue VS EstimatesTINC.BR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 20M 40M 60M
TINC.BR Yearly EPS VS EstimatesTINC.BR Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

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4

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 9.09, the valuation of TINC can be described as reasonable.
Based on the Price/Earnings ratio, TINC is valued cheaper than 85.71% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 27.20. TINC is valued rather cheaply when compared to this.
TINC is valuated reasonably with a Price/Forward Earnings ratio of 10.62.
Compared to the rest of the industry, the Price/Forward Earnings ratio of TINC indicates a rather cheap valuation: TINC is cheaper than 84.82% of the companies listed in the same industry.
TINC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.70.
Industry RankSector Rank
PE 9.09
Fwd PE 10.62
TINC.BR Price Earnings VS Forward Price EarningsTINC.BR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
TINC.BR Per share dataTINC.BR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8 10

4.3 Compensation for Growth

A cheap valuation may be justified as TINC's earnings are expected to decrease with -3.69% in the coming years.
PEG (NY)N/A
PEG (5Y)0.96
EPS Next 2Y-3.69%
EPS Next 3YN/A

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7

5. Dividend

5.1 Amount

TINC has a Yearly Dividend Yield of 5.16%, which is a nice return.
TINC's Dividend Yield is rather good when compared to the industry average which is at 6.14. TINC pays more dividend than 80.36% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.38, TINC pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.16%

5.2 History

The dividend of TINC is nicely growing with an annual growth rate of 19.46%!
Dividend Growth(5Y)19.46%
Div Incr Years0
Div Non Decr Years0
TINC.BR Yearly Dividends per shareTINC.BR Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2024 2025 0.05 0.1 0.15 0.2

5.3 Sustainability

71.89% of the earnings are spent on dividend by TINC. This is not a sustainable payout ratio.
The Dividend Rate of TINC has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP71.89%
EPS Next 2Y-3.69%
EPS Next 3YN/A
TINC.BR Yearly Income VS Free CF VS DividendTINC.BR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M
TINC.BR Dividend Payout.TINC.BR Dividend Payout, showing the Payout Ratio.TINC.BR Dividend Payout.PayoutRetained Earnings

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TINC COMM VA

EBR:TINC (9/18/2025, 4:02:05 PM)

10.18

+0.02 (+0.2%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)03-12 2025-03-12/amc
Earnings (Next)N/A N/A
Inst Owners0.5%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap493.53M
Analysts82.5
Price Target12.92 (26.92%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.16%
Yearly Dividend0.81
Dividend Growth(5Y)19.46%
DP71.89%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.65%
PT rev (3m)-6.4%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 9.09
Fwd PE 10.62
P/S 9.72
P/FCF N/A
P/OCF N/A
P/B 0.97
P/tB 0.97
EV/EBITDA N/A
EPS(TTM)1.12
EY11%
EPS(NY)0.96
Fwd EY9.42%
FCF(TTM)-0.19
FCFYN/A
OCF(TTM)-0.19
OCFYN/A
SpS1.05
BVpS10.45
TBVpS10.45
PEG (NY)N/A
PEG (5Y)0.96
Profitability
Industry RankSector Rank
ROA 8.26%
ROE 8.39%
ROCE 8.69%
ROIC 6.43%
ROICexc 6.44%
ROICexgc 6.44%
OM 86.68%
PM (TTM) 83.73%
GM N/A
FCFM N/A
ROA(3y)7.95%
ROA(5y)6.93%
ROE(3y)8.02%
ROE(5y)6.97%
ROIC(3y)6.09%
ROIC(5y)5.33%
ROICexc(3y)6.5%
ROICexc(5y)6.04%
ROICexgc(3y)6.5%
ROICexgc(5y)6.04%
ROCE(3y)8.16%
ROCE(5y)7.13%
ROICexcg growth 3Y-0.89%
ROICexcg growth 5Y1.95%
ROICexc growth 3Y-0.89%
ROICexc growth 5Y1.95%
OM growth 3Y-0.38%
OM growth 5Y0.46%
PM growth 3Y-0.57%
PM growth 5Y0.5%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.1
Health
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 211.99
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.31
Quick Ratio 0.31
Altman-Z 36.85
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)41.49%
EPS 3Y9.64%
EPS 5Y9.45%
EPS Q2Q%69.74%
EPS Next Y-9.18%
EPS Next 2Y-3.69%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)38.23%
Revenue growth 3Y11.63%
Revenue growth 5Y15.39%
Sales Q2Q%63.99%
Revenue Next Year9.52%
Revenue Next 2Y8.01%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y51.12%
EBIT growth 3Y11.21%
EBIT growth 5Y15.92%
EBIT Next Year8.82%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y10.85%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y10.85%
OCF growth 3YN/A
OCF growth 5YN/A