TIM SA-ADR (TIMB) Stock Fundamental Analysis
USA - NYSE:TIMB - US88706T1088 - ADR
21.82 USD
+0.33 (+1.54%)
Taking everything into account, TIMB scores 6 out of 10 in our fundamental rating. TIMB was compared to 22 industry peers in the Wireless Telecommunication Services industry. TIMB scores excellent on profitability, but there are some minor concerns on its financial health. TIMB scores decently on growth, while it is valued quite cheap. This could make an interesting combination. This makes TIMB very considerable for value investing!
1. Profitability
1.1 Basic Checks
TIMB had positive earnings in the past year.
In the past year TIMB had a positive cash flow from operations.
TIMB had positive earnings in each of the past 5 years.
In the past 5 years TIMB always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 6.37%, TIMB belongs to the top of the industry, outperforming 95.45% of the companies in the same industry.
TIMB's Return On Equity of 14.43% is amongst the best of the industry. TIMB outperforms 81.82% of its industry peers.
TIMB's Return On Invested Capital of 12.64% is amongst the best of the industry. TIMB outperforms 95.45% of its industry peers.
TIMB had an Average Return On Invested Capital over the past 3 years of 9.42%. This is above the industry average of 6.09%.
The last Return On Invested Capital (12.64%) for TIMB is above the 3 year average (9.42%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.37% | ||
| ROE | 14.43% | ||
| ROIC | 12.64% |
ROA(3y)4.57%
ROA(5y)4.81%
ROE(3y)9.81%
ROE(5y)9.83%
ROIC(3y)9.42%
ROIC(5y)8.71%
1.3 Margins
Looking at the Profit Margin, with a value of 13.92%, TIMB belongs to the top of the industry, outperforming 86.36% of the companies in the same industry.
TIMB's Profit Margin has declined in the last couple of years.
TIMB's Operating Margin of 23.20% is amongst the best of the industry. TIMB outperforms 81.82% of its industry peers.
In the last couple of years the Operating Margin of TIMB has declined.
TIMB has a Gross Margin of 42.37%. This is in the lower half of the industry: TIMB underperforms 72.73% of its industry peers.
TIMB's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 23.2% | ||
| PM (TTM) | 13.92% | ||
| GM | 42.37% |
OM growth 3Y8.45%
OM growth 5Y-3.12%
PM growth 3Y-8.87%
PM growth 5Y-11.02%
GM growth 3Y1.92%
GM growth 5Y-5.95%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so TIMB is destroying value.
Compared to 1 year ago, TIMB has about the same amount of shares outstanding.
TIMB has about the same amout of shares outstanding than it did 5 years ago.
The debt/assets ratio for TIMB has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 2.10 indicates that TIMB is not a great score, but indicates only limited risk for bankruptcy at the moment.
TIMB's Altman-Z score of 2.10 is amongst the best of the industry. TIMB outperforms 86.36% of its industry peers.
TIMB has a debt to FCF ratio of 1.84. This is a very positive value and a sign of high solvency as it would only need 1.84 years to pay back of all of its debts.
TIMB has a better Debt to FCF ratio (1.84) than 95.45% of its industry peers.
A Debt/Equity ratio of 0.54 indicates that TIMB is somewhat dependend on debt financing.
With an excellent Debt to Equity ratio value of 0.54, TIMB belongs to the best of the industry, outperforming 81.82% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.54 | ||
| Debt/FCF | 1.84 | ||
| Altman-Z | 2.1 |
ROIC/WACC0.89
WACC14.24%
2.3 Liquidity
A Current Ratio of 0.91 indicates that TIMB may have some problems paying its short term obligations.
The Current ratio of TIMB (0.91) is worse than 77.27% of its industry peers.
TIMB has a Quick Ratio of 0.91. This is a bad value and indicates that TIMB is not financially healthy enough and could expect problems in meeting its short term obligations.
TIMB's Quick ratio of 0.88 is on the low side compared to the rest of the industry. TIMB is outperformed by 68.18% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.91 | ||
| Quick Ratio | 0.88 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 15.50% over the past year.
Measured over the past years, TIMB shows a quite strong growth in Earnings Per Share. The EPS has been growing by 10.47% on average per year.
The Revenue has been growing slightly by 5.32% in the past year.
TIMB shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.93% yearly.
EPS 1Y (TTM)15.5%
EPS 3Y2.08%
EPS 5Y10.47%
EPS Q2Q%21.21%
Revenue 1Y (TTM)5.32%
Revenue growth 3Y12.11%
Revenue growth 5Y7.93%
Sales Q2Q%4.71%
3.2 Future
TIMB is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.59% yearly.
TIMB is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.98% yearly.
EPS Next Y24.06%
EPS Next 2Y21.12%
EPS Next 3Y20.13%
EPS Next 5Y11.59%
Revenue Next Year5.19%
Revenue Next 2Y5.24%
Revenue Next 3Y5.18%
Revenue Next 5Y3.98%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 15.59, TIMB is valued correctly.
TIMB's Price/Earnings ratio is a bit cheaper when compared to the industry. TIMB is cheaper than 72.73% of the companies in the same industry.
TIMB is valuated rather cheaply when we compare the Price/Earnings ratio to 27.20, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 12.14, the valuation of TIMB can be described as correct.
TIMB's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. TIMB is cheaper than 63.64% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of TIMB to the average of the S&P500 Index (22.71), we can say TIMB is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.59 | ||
| Fwd PE | 12.14 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, TIMB is valued cheaper than 81.82% of the companies in the same industry.
72.73% of the companies in the same industry are more expensive than TIMB, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.34 | ||
| EV/EBITDA | 4.85 |
4.3 Compensation for Growth
TIMB's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of TIMB may justify a higher PE ratio.
TIMB's earnings are expected to grow with 20.13% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.65
PEG (5Y)1.49
EPS Next 2Y21.12%
EPS Next 3Y20.13%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.74%, TIMB is a good candidate for dividend investing.
TIMB's Dividend Yield is a higher than the industry average which is at 5.28.
TIMB's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.74% |
5.2 History
The dividend of TIMB is nicely growing with an annual growth rate of 23.74%!
TIMB has been paying a dividend for at least 10 years, so it has a reliable track record.
TIMB has decreased its dividend recently.
Dividend Growth(5Y)23.74%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
84.80% of the earnings are spent on dividend by TIMB. This is not a sustainable payout ratio.
TIMB's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP84.8%
EPS Next 2Y21.12%
EPS Next 3Y20.13%
NYSE:TIMB (9/17/2025, 2:23:51 PM)
21.82
+0.33 (+1.54%)
Chartmill FA Rating
GICS SectorCommunication Services
GICS IndustryGroupTelecommunication Services
GICS IndustryWireless Telecommunication Services
Earnings (Last)
Earnings (Next)
Inst Owners15.6%
Inst Owner Change-12.41%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap10.55B
Analysts76
Price Target21.41 (-1.88%)
Short Float %2.58%
Short Ratio8.75
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.74% |
Yearly Dividend1.04
Dividend Growth(5Y)23.74%
DP84.8%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)8.44%
Min EPS beat(2)6.4%
Max EPS beat(2)10.48%
EPS beat(4)2
Avg EPS beat(4)3.07%
Min EPS beat(4)-3.93%
Max EPS beat(4)10.48%
EPS beat(8)4
Avg EPS beat(8)5.73%
EPS beat(12)7
Avg EPS beat(12)9.74%
EPS beat(16)10
Avg EPS beat(16)17.92%
Revenue beat(2)0
Avg Revenue beat(2)-2.95%
Min Revenue beat(2)-3.3%
Max Revenue beat(2)-2.61%
Revenue beat(4)0
Avg Revenue beat(4)-2.64%
Min Revenue beat(4)-3.3%
Max Revenue beat(4)-2.31%
Revenue beat(8)0
Avg Revenue beat(8)-2.21%
Revenue beat(12)0
Avg Revenue beat(12)-2.46%
Revenue beat(16)2
Avg Revenue beat(16)-2.02%
PT rev (1m)7.82%
PT rev (3m)21.27%
EPS NQ rev (1m)0.85%
EPS NQ rev (3m)0.81%
EPS NY rev (1m)0.48%
EPS NY rev (3m)0.45%
Revenue NQ rev (1m)-0.12%
Revenue NQ rev (3m)0.09%
Revenue NY rev (1m)-0.08%
Revenue NY rev (3m)-0.03%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.59 | ||
| Fwd PE | 12.14 | ||
| P/S | 2.15 | ||
| P/FCF | 6.34 | ||
| P/OCF | 4.16 | ||
| P/B | 2.23 | ||
| P/tB | 5.34 | ||
| EV/EBITDA | 4.85 |
EPS(TTM)1.4
EY6.42%
EPS(NY)1.8
Fwd EY8.24%
FCF(TTM)3.44
FCFY15.77%
OCF(TTM)5.24
OCFY24.04%
SpS10.14
BVpS9.79
TBVpS4.09
PEG (NY)0.65
PEG (5Y)1.49
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.37% | ||
| ROE | 14.43% | ||
| ROCE | 14.35% | ||
| ROIC | 12.64% | ||
| ROICexc | 14.53% | ||
| ROICexgc | 24.2% | ||
| OM | 23.2% | ||
| PM (TTM) | 13.92% | ||
| GM | 42.37% | ||
| FCFM | 33.92% |
ROA(3y)4.57%
ROA(5y)4.81%
ROE(3y)9.81%
ROE(5y)9.83%
ROIC(3y)9.42%
ROIC(5y)8.71%
ROICexc(3y)10.73%
ROICexc(5y)10.24%
ROICexgc(3y)18.18%
ROICexgc(5y)16.65%
ROCE(3y)10.7%
ROCE(5y)9.89%
ROICexcg growth 3Y13.81%
ROICexcg growth 5Y1.09%
ROICexc growth 3Y11.82%
ROICexc growth 5Y-1.05%
OM growth 3Y8.45%
OM growth 5Y-3.12%
PM growth 3Y-8.87%
PM growth 5Y-11.02%
GM growth 3Y1.92%
GM growth 5Y-5.95%
F-Score8
Asset Turnover0.46
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.54 | ||
| Debt/FCF | 1.84 | ||
| Debt/EBITDA | 1.05 | ||
| Cap/Depr | 65.81% | ||
| Cap/Sales | 17.78% | ||
| Interest Coverage | 3.66 | ||
| Cash Conversion | 102.95% | ||
| Profit Quality | 243.64% | ||
| Current Ratio | 0.91 | ||
| Quick Ratio | 0.88 | ||
| Altman-Z | 2.1 |
F-Score8
WACC14.24%
ROIC/WACC0.89
Cap/Depr(3y)66.4%
Cap/Depr(5y)72.49%
Cap/Sales(3y)19.76%
Cap/Sales(5y)22.21%
Profit Quality(3y)267.59%
Profit Quality(5y)244.86%
High Growth Momentum
Growth
EPS 1Y (TTM)15.5%
EPS 3Y2.08%
EPS 5Y10.47%
EPS Q2Q%21.21%
EPS Next Y24.06%
EPS Next 2Y21.12%
EPS Next 3Y20.13%
EPS Next 5Y11.59%
Revenue 1Y (TTM)5.32%
Revenue growth 3Y12.11%
Revenue growth 5Y7.93%
Sales Q2Q%4.71%
Revenue Next Year5.19%
Revenue Next 2Y5.24%
Revenue Next 3Y5.18%
Revenue Next 5Y3.98%
EBIT growth 1Y13.02%
EBIT growth 3Y21.58%
EBIT growth 5Y4.56%
EBIT Next Year144.11%
EBIT Next 3Y39.92%
EBIT Next 5Y23.17%
FCF growth 1Y36.02%
FCF growth 3Y16.85%
FCF growth 5Y17.75%
OCF growth 1Y21.73%
OCF growth 3Y6.96%
OCF growth 5Y11.26%