TIM SA-ADR (TIMB) Stock Fundamental Analysis
NYSE:TIMB • US88706T1088
27.48 USD
+0.1 (+0.37%)
At close: Feb 27, 2026
27.48 USD
0 (0%)
After Hours: 2/27/2026, 8:04:00 PM
We assign a fundamental rating of 7 out of 10 to TIMB. TIMB was compared to 22 industry peers in the Wireless Telecommunication Services industry. TIMB has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. TIMB has a correct valuation and a medium growth rate. This makes TIMB very considerable for quality investing!
1. Profitability
1.1 Basic Checks
- TIMB had positive earnings in the past year.
- In the past year TIMB had a positive cash flow from operations.
- In the past 5 years TIMB has always been profitable.
- In the past 5 years TIMB always reported a positive cash flow from operatings.
1.2 Ratios
- TIMB has a Return On Assets of 7.57%. This is amongst the best in the industry. TIMB outperforms 81.82% of its industry peers.
- TIMB has a Return On Equity of 17.98%. This is in the better half of the industry: TIMB outperforms 72.73% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 14.23%, TIMB belongs to the top of the industry, outperforming 90.91% of the companies in the same industry.
- TIMB had an Average Return On Invested Capital over the past 3 years of 12.10%. This is significantly above the industry average of 6.99%.
- The last Return On Invested Capital (14.23%) for TIMB is above the 3 year average (12.10%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.57% | ||
| ROE | 17.98% | ||
| ROIC | 14.23% |
ROA(3y)6.1%
ROA(5y)5.44%
ROE(3y)13.61%
ROE(5y)11.84%
ROIC(3y)12.1%
ROIC(5y)10.15%
1.3 Margins
- Looking at the Profit Margin, with a value of 16.20%, TIMB belongs to the top of the industry, outperforming 90.91% of the companies in the same industry.
- In the last couple of years the Profit Margin of TIMB has grown nicely.
- TIMB has a better Operating Margin (24.57%) than 90.91% of its industry peers.
- TIMB's Operating Margin has improved in the last couple of years.
- TIMB has a worse Gross Margin (43.54%) than 72.73% of its industry peers.
- TIMB's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 24.57% | ||
| PM (TTM) | 16.2% | ||
| GM | 43.54% |
OM growth 3Y16.25%
OM growth 5Y6.63%
PM growth 3Y27.79%
PM growth 5Y8.69%
GM growth 3Y6.33%
GM growth 5Y-4.11%
2. Health
2.1 Basic Checks
- TIMB has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- The number of shares outstanding for TIMB has been reduced compared to 1 year ago.
- TIMB has less shares outstanding than it did 5 years ago.
- The debt/assets ratio for TIMB is higher compared to a year ago.
2.2 Solvency
- An Altman-Z score of 2.29 indicates that TIMB is not a great score, but indicates only limited risk for bankruptcy at the moment.
- TIMB has a Altman-Z score of 2.29. This is amongst the best in the industry. TIMB outperforms 86.36% of its industry peers.
- The Debt to FCF ratio of TIMB is 1.88, which is an excellent value as it means it would take TIMB, only 1.88 years of fcf income to pay off all of its debts.
- TIMB has a better Debt to FCF ratio (1.88) than 81.82% of its industry peers.
- TIMB has a Debt/Equity ratio of 0.58. This is a neutral value indicating TIMB is somewhat dependend on debt financing.
- TIMB has a Debt to Equity ratio (0.58) which is in line with its industry peers.
- Although TIMB does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 1.88 | ||
| Altman-Z | 2.29 |
ROIC/WACC0.95
WACC14.97%
2.3 Liquidity
- A Current Ratio of 0.89 indicates that TIMB may have some problems paying its short term obligations.
- The Current ratio of TIMB (0.89) is comparable to the rest of the industry.
- TIMB has a Quick Ratio of 0.89. This is a bad value and indicates that TIMB is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Quick ratio value of 0.86, TIMB perfoms like the industry average, outperforming 45.45% of the companies in the same industry.
- TIMB does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.89 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 36.92% over the past year.
- Measured over the past years, TIMB shows a quite strong growth in Earnings Per Share. The EPS has been growing by 18.25% on average per year.
- The Revenue has been growing slightly by 4.62% in the past year.
- TIMB shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.05% yearly.
EPS 1Y (TTM)36.92%
EPS 3Y36.49%
EPS 5Y18.25%
EPS Q2Q%25%
Revenue 1Y (TTM)4.62%
Revenue growth 3Y7.34%
Revenue growth 5Y9.05%
Sales Q2Q%4.36%
3.2 Future
- TIMB is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.58% yearly.
- Based on estimates for the next years, TIMB will show a small growth in Revenue. The Revenue will grow by 5.10% on average per year.
EPS Next Y7.43%
EPS Next 2Y12.01%
EPS Next 3Y11.54%
EPS Next 5Y6.58%
Revenue Next Year5.07%
Revenue Next 2Y5.03%
Revenue Next 3Y4.71%
Revenue Next 5Y5.1%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 15.88 indicates a correct valuation of TIMB.
- Based on the Price/Earnings ratio, TIMB is valued a bit cheaper than 72.73% of the companies in the same industry.
- TIMB is valuated rather cheaply when we compare the Price/Earnings ratio to 27.07, which is the current average of the S&P500 Index.
- A Price/Forward Earnings ratio of 14.76 indicates a correct valuation of TIMB.
- TIMB's Price/Forward Earnings is on the same level as the industry average.
- When comparing the Price/Forward Earnings ratio of TIMB to the average of the S&P500 Index (28.05), we can say TIMB is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.88 | ||
| Fwd PE | 14.76 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of TIMB indicates a somewhat cheap valuation: TIMB is cheaper than 77.27% of the companies listed in the same industry.
- 77.27% of the companies in the same industry are more expensive than TIMB, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.68 | ||
| EV/EBITDA | 5.59 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- The excellent profitability rating of TIMB may justify a higher PE ratio.
PEG (NY)2.14
PEG (5Y)0.87
EPS Next 2Y12.01%
EPS Next 3Y11.54%
5. Dividend
5.1 Amount
- TIMB has a Yearly Dividend Yield of 7.79%, which is a nice return.
- Compared to an average industry Dividend Yield of 6.63, TIMB pays a better dividend. On top of this TIMB pays more dividend than 90.91% of the companies listed in the same industry.
- TIMB's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.79% |
5.2 History
- On average, the dividend of TIMB grows each year by 36.16%, which is quite nice.
- TIMB has been paying a dividend for at least 10 years, so it has a reliable track record.
- The dividend of TIMB decreased recently.
Dividend Growth(5Y)36.16%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- 124.31% of the earnings are spent on dividend by TIMB. This is not a sustainable payout ratio.
- TIMB's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP124.31%
EPS Next 2Y12.01%
EPS Next 3Y11.54%
27.48
+0.1 (+0.37%)
Chartmill FA Rating
GICS SectorCommunication Services
GICS IndustryGroupTelecommunication Services
GICS IndustryWireless Telecommunication Services
Earnings (Last)02-10 2026-02-10/amc
Earnings (Next)05-05 2026-05-05/amc
Inst Owners16.17%
Inst Owner Change0.09%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap13.13B
Revenue(TTM)26.62B
Net Income(TTM)4.31B
Analysts71
Price Target23.94 (-12.88%)
Short Float %1.79%
Short Ratio6.35
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.79% |
Yearly Dividend2.17
Dividend Growth(5Y)36.16%
DP124.31%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.42%
Min EPS beat(2)8.14%
Max EPS beat(2)10.7%
EPS beat(4)4
Avg EPS beat(4)8.93%
Min EPS beat(4)6.4%
Max EPS beat(4)10.7%
EPS beat(8)4
Avg EPS beat(8)2.07%
EPS beat(12)8
Avg EPS beat(12)11.34%
EPS beat(16)10
Avg EPS beat(16)8.17%
Revenue beat(2)0
Avg Revenue beat(2)-3.06%
Min Revenue beat(2)-3.24%
Max Revenue beat(2)-2.88%
Revenue beat(4)0
Avg Revenue beat(4)-3.01%
Min Revenue beat(4)-3.3%
Max Revenue beat(4)-2.61%
Revenue beat(8)0
Avg Revenue beat(8)-2.53%
Revenue beat(12)0
Avg Revenue beat(12)-2.43%
Revenue beat(16)2
Avg Revenue beat(16)-1.9%
PT rev (1m)11.73%
PT rev (3m)0.06%
EPS NQ rev (1m)-6.29%
EPS NQ rev (3m)-4.9%
EPS NY rev (1m)-0.94%
EPS NY rev (3m)-0.12%
Revenue NQ rev (1m)-0.03%
Revenue NQ rev (3m)-0.03%
Revenue NY rev (1m)-0.05%
Revenue NY rev (3m)-0.24%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.88 | ||
| Fwd PE | 14.76 | ||
| P/S | 2.54 | ||
| P/FCF | 7.68 | ||
| P/OCF | 5.04 | ||
| P/B | 2.82 | ||
| P/tB | 7.21 | ||
| EV/EBITDA | 5.59 |
EPS(TTM)1.73
EY6.3%
EPS(NY)1.86
Fwd EY6.77%
FCF(TTM)3.58
FCFY13.02%
OCF(TTM)5.46
OCFY19.86%
SpS10.81
BVpS9.73
TBVpS3.81
PEG (NY)2.14
PEG (5Y)0.87
Graham Number19.47
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.57% | ||
| ROE | 17.98% | ||
| ROCE | 15.67% | ||
| ROIC | 14.23% | ||
| ROICexc | 16.57% | ||
| ROICexgc | 27.94% | ||
| OM | 24.57% | ||
| PM (TTM) | 16.2% | ||
| GM | 43.54% | ||
| FCFM | 33.1% |
ROA(3y)6.1%
ROA(5y)5.44%
ROE(3y)13.61%
ROE(5y)11.84%
ROIC(3y)12.1%
ROIC(5y)10.15%
ROICexc(3y)13.94%
ROICexc(5y)11.92%
ROICexgc(3y)23.45%
ROICexgc(5y)19.91%
ROCE(3y)13.33%
ROCE(5y)11.18%
ROICexgc growth 3Y26.46%
ROICexgc growth 5Y14.49%
ROICexc growth 3Y27.83%
ROICexc growth 5Y11.22%
OM growth 3Y16.25%
OM growth 5Y6.63%
PM growth 3Y27.79%
PM growth 5Y8.69%
GM growth 3Y6.33%
GM growth 5Y-4.11%
F-Score7
Asset Turnover0.47
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 1.88 | ||
| Debt/EBITDA | 1.02 | ||
| Cap/Depr | 65.37% | ||
| Cap/Sales | 17.38% | ||
| Interest Coverage | 3.73 | ||
| Cash Conversion | 98.69% | ||
| Profit Quality | 204.4% | ||
| Current Ratio | 0.89 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 2.29 |
F-Score7
WACC14.97%
ROIC/WACC0.95
Cap/Depr(3y)65.1%
Cap/Depr(5y)71.48%
Cap/Sales(3y)18.22%
Cap/Sales(5y)21.18%
Profit Quality(3y)241.98%
Profit Quality(5y)233.86%
High Growth Momentum
Growth
EPS 1Y (TTM)36.92%
EPS 3Y36.49%
EPS 5Y18.25%
EPS Q2Q%25%
EPS Next Y7.43%
EPS Next 2Y12.01%
EPS Next 3Y11.54%
EPS Next 5Y6.58%
Revenue 1Y (TTM)4.62%
Revenue growth 3Y7.34%
Revenue growth 5Y9.05%
Sales Q2Q%4.36%
Revenue Next Year5.07%
Revenue Next 2Y5.03%
Revenue Next 3Y4.71%
Revenue Next 5Y5.1%
EBIT growth 1Y14.13%
EBIT growth 3Y24.77%
EBIT growth 5Y16.27%
EBIT Next Year127.13%
EBIT Next 3Y35.92%
EBIT Next 5Y22.2%
FCF growth 1Y15.21%
FCF growth 3Y23.33%
FCF growth 5Y13.01%
OCF growth 1Y8.99%
OCF growth 3Y12.54%
OCF growth 5Y9.15%
TIM SA-ADR / TIMB FAQ
Can you provide the ChartMill fundamental rating for TIM SA-ADR?
ChartMill assigns a fundamental rating of 6 / 10 to TIMB.
What is the valuation status for TIMB stock?
ChartMill assigns a valuation rating of 5 / 10 to TIM SA-ADR (TIMB). This can be considered as Fairly Valued.
How profitable is TIM SA-ADR (TIMB) stock?
TIM SA-ADR (TIMB) has a profitability rating of 8 / 10.
What are the PE and PB ratios of TIM SA-ADR (TIMB) stock?
The Price/Earnings (PE) ratio for TIM SA-ADR (TIMB) is 15.88 and the Price/Book (PB) ratio is 2.82.
Can you provide the dividend sustainability for TIMB stock?
The dividend rating of TIM SA-ADR (TIMB) is 6 / 10 and the dividend payout ratio is 124.31%.