TIM SA-ADR (TIMB) Stock Fundamental Analysis
USA - NYSE:TIMB - US88706T1088 - ADR
23.005 USD
+0.2 (+0.85%)
Overall TIMB gets a fundamental rating of 6 out of 10. We evaluated TIMB against 22 industry peers in the Wireless Telecommunication Services industry. TIMB scores excellent on profitability, but there are some minor concerns on its financial health. A decent growth rate in combination with a cheap valuation! Better keep an eye on TIMB. These ratings would make TIMB suitable for value investing!
1. Profitability
1.1 Basic Checks
In the past year TIMB was profitable.
TIMB had a positive operating cash flow in the past year.
In the past 5 years TIMB has always been profitable.
In the past 5 years TIMB always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of TIMB (6.37%) is better than 86.36% of its industry peers.
TIMB has a Return On Equity of 14.43%. This is in the better half of the industry: TIMB outperforms 77.27% of its industry peers.
Looking at the Return On Invested Capital, with a value of 12.64%, TIMB belongs to the top of the industry, outperforming 95.45% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for TIMB is above the industry average of 5.80%.
The 3 year average ROIC (9.42%) for TIMB is below the current ROIC(12.64%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.37% | ||
| ROE | 14.43% | ||
| ROIC | 12.64% |
ROA(3y)4.57%
ROA(5y)4.81%
ROE(3y)9.81%
ROE(5y)9.83%
ROIC(3y)9.42%
ROIC(5y)8.71%
1.3 Margins
TIMB has a better Profit Margin (13.92%) than 81.82% of its industry peers.
TIMB's Profit Margin has declined in the last couple of years.
The Operating Margin of TIMB (23.20%) is better than 81.82% of its industry peers.
TIMB's Operating Margin has declined in the last couple of years.
TIMB's Gross Margin of 42.37% is on the low side compared to the rest of the industry. TIMB is outperformed by 72.73% of its industry peers.
TIMB's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 23.2% | ||
| PM (TTM) | 13.92% | ||
| GM | 42.37% |
OM growth 3Y8.45%
OM growth 5Y-3.12%
PM growth 3Y-8.87%
PM growth 5Y-11.02%
GM growth 3Y1.92%
GM growth 5Y-5.95%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), TIMB is destroying value.
TIMB has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for TIMB remains at a similar level compared to 5 years ago.
Compared to 1 year ago, TIMB has an improved debt to assets ratio.
2.2 Solvency
TIMB has an Altman-Z score of 2.16. This is not the best score and indicates that TIMB is in the grey zone with still only limited risk for bankruptcy at the moment.
With an excellent Altman-Z score value of 2.16, TIMB belongs to the best of the industry, outperforming 86.36% of the companies in the same industry.
The Debt to FCF ratio of TIMB is 1.84, which is an excellent value as it means it would take TIMB, only 1.84 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 1.84, TIMB belongs to the top of the industry, outperforming 95.45% of the companies in the same industry.
TIMB has a Debt/Equity ratio of 0.54. This is a neutral value indicating TIMB is somewhat dependend on debt financing.
TIMB's Debt to Equity ratio of 0.54 is amongst the best of the industry. TIMB outperforms 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.54 | ||
| Debt/FCF | 1.84 | ||
| Altman-Z | 2.16 |
ROIC/WACC0.83
WACC15.22%
2.3 Liquidity
TIMB has a Current Ratio of 0.91. This is a bad value and indicates that TIMB is not financially healthy enough and could expect problems in meeting its short term obligations.
TIMB has a Current ratio of 0.91. This is in the lower half of the industry: TIMB underperforms 68.18% of its industry peers.
A Quick Ratio of 0.88 indicates that TIMB may have some problems paying its short term obligations.
With a Quick ratio value of 0.88, TIMB perfoms like the industry average, outperforming 40.91% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.91 | ||
| Quick Ratio | 0.88 |
3. Growth
3.1 Past
TIMB shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 177.43%, which is quite impressive.
TIMB shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 10.47% yearly.
TIMB shows a small growth in Revenue. In the last year, the Revenue has grown by 6.77%.
Measured over the past years, TIMB shows a small growth in Revenue. The Revenue has been growing by 7.93% on average per year.
EPS 1Y (TTM)177.43%
EPS 3Y2.08%
EPS 5Y10.47%
EPS Q2Q%670.1%
Revenue 1Y (TTM)6.77%
Revenue growth 3Y12.11%
Revenue growth 5Y7.93%
Sales Q2Q%2.81%
3.2 Future
The Earnings Per Share is expected to grow by 11.29% on average over the next years. This is quite good.
TIMB is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.70% yearly.
EPS Next Y25.81%
EPS Next 2Y21.03%
EPS Next 3Y19.24%
EPS Next 5Y11.29%
Revenue Next Year5.12%
Revenue Next 2Y5.19%
Revenue Next 3Y5.12%
Revenue Next 5Y3.7%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
TIMB is valuated cheaply with a Price/Earnings ratio of 6.71.
Based on the Price/Earnings ratio, TIMB is valued cheaper than 100.00% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 25.67. TIMB is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 12.82, TIMB is valued correctly.
The rest of the industry has a similar Price/Forward Earnings ratio as TIMB.
When comparing the Price/Forward Earnings ratio of TIMB to the average of the S&P500 Index (31.86), we can say TIMB is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.71 | ||
| Fwd PE | 12.82 |
4.2 Price Multiples
TIMB's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. TIMB is cheaper than 86.36% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, TIMB is valued a bit cheaper than the industry average as 72.73% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.69 | ||
| EV/EBITDA | 5.11 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
TIMB has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as TIMB's earnings are expected to grow with 19.24% in the coming years.
PEG (NY)0.26
PEG (5Y)0.64
EPS Next 2Y21.03%
EPS Next 3Y19.24%
5. Dividend
5.1 Amount
TIMB has a Yearly Dividend Yield of 6.86%, which is a nice return.
Compared to an average industry Dividend Yield of 8.83, TIMB pays a bit more dividend than its industry peers.
TIMB's Dividend Yield is rather good when compared to the S&P500 average which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.86% |
5.2 History
On average, the dividend of TIMB grows each year by 23.74%, which is quite nice.
TIMB has paid a dividend for at least 10 years, which is a reliable track record.
TIMB has decreased its dividend recently.
Dividend Growth(5Y)23.74%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
TIMB pays out 84.80% of its income as dividend. This is not a sustainable payout ratio.
TIMB's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP84.8%
EPS Next 2Y21.03%
EPS Next 3Y19.24%
NYSE:TIMB (11/7/2025, 2:24:00 PM)
23.005
+0.2 (+0.85%)
Chartmill FA Rating
GICS SectorCommunication Services
GICS IndustryGroupTelecommunication Services
GICS IndustryWireless Telecommunication Services
Earnings (Last)
Earnings (Next)
Inst Owners15.84%
Inst Owner Change-0.15%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap11.07B
Revenue(TTM)25.45B
Net Income(TTM)3.63B
Analysts77
Price Target23.76 (3.28%)
Short Float %1.01%
Short Ratio4.15
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.86% |
Yearly Dividend1.06
Dividend Growth(5Y)23.74%
DP84.8%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)8.44%
Min EPS beat(2)6.4%
Max EPS beat(2)10.48%
EPS beat(4)2
Avg EPS beat(4)3.07%
Min EPS beat(4)-3.93%
Max EPS beat(4)10.48%
EPS beat(8)4
Avg EPS beat(8)5.73%
EPS beat(12)7
Avg EPS beat(12)9.74%
EPS beat(16)10
Avg EPS beat(16)17.92%
Revenue beat(2)0
Avg Revenue beat(2)-2.95%
Min Revenue beat(2)-3.3%
Max Revenue beat(2)-2.61%
Revenue beat(4)0
Avg Revenue beat(4)-2.64%
Min Revenue beat(4)-3.3%
Max Revenue beat(4)-2.31%
Revenue beat(8)0
Avg Revenue beat(8)-2.21%
Revenue beat(12)0
Avg Revenue beat(12)-2.46%
Revenue beat(16)2
Avg Revenue beat(16)-2.02%
PT rev (1m)10.95%
PT rev (3m)22.72%
EPS NQ rev (1m)10.85%
EPS NQ rev (3m)-98.87%
EPS NY rev (1m)0.29%
EPS NY rev (3m)-98.99%
Revenue NQ rev (1m)-0.19%
Revenue NQ rev (3m)-0.33%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.07%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.71 | ||
| Fwd PE | 12.82 | ||
| P/S | 2.27 | ||
| P/FCF | 6.69 | ||
| P/OCF | 4.39 | ||
| P/B | 2.35 | ||
| P/tB | 5.63 | ||
| EV/EBITDA | 5.11 |
EPS(TTM)3.43
EY14.91%
EPS(NY)1.79
Fwd EY7.8%
FCF(TTM)3.44
FCFY14.96%
OCF(TTM)5.24
OCFY22.8%
SpS10.14
BVpS9.79
TBVpS4.09
PEG (NY)0.26
PEG (5Y)0.64
Graham Number27.48
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.37% | ||
| ROE | 14.43% | ||
| ROCE | 14.35% | ||
| ROIC | 12.64% | ||
| ROICexc | 14.53% | ||
| ROICexgc | 24.2% | ||
| OM | 23.2% | ||
| PM (TTM) | 13.92% | ||
| GM | 42.37% | ||
| FCFM | 33.92% |
ROA(3y)4.57%
ROA(5y)4.81%
ROE(3y)9.81%
ROE(5y)9.83%
ROIC(3y)9.42%
ROIC(5y)8.71%
ROICexc(3y)10.73%
ROICexc(5y)10.24%
ROICexgc(3y)18.18%
ROICexgc(5y)16.65%
ROCE(3y)10.7%
ROCE(5y)9.89%
ROICexgc growth 3Y13.81%
ROICexgc growth 5Y1.09%
ROICexc growth 3Y11.82%
ROICexc growth 5Y-1.05%
OM growth 3Y8.45%
OM growth 5Y-3.12%
PM growth 3Y-8.87%
PM growth 5Y-11.02%
GM growth 3Y1.92%
GM growth 5Y-5.95%
F-Score8
Asset Turnover0.46
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.54 | ||
| Debt/FCF | 1.84 | ||
| Debt/EBITDA | 1.05 | ||
| Cap/Depr | 65.81% | ||
| Cap/Sales | 17.78% | ||
| Interest Coverage | 3.66 | ||
| Cash Conversion | 102.95% | ||
| Profit Quality | 243.64% | ||
| Current Ratio | 0.91 | ||
| Quick Ratio | 0.88 | ||
| Altman-Z | 2.16 |
F-Score8
WACC15.22%
ROIC/WACC0.83
Cap/Depr(3y)66.4%
Cap/Depr(5y)72.49%
Cap/Sales(3y)19.76%
Cap/Sales(5y)22.21%
Profit Quality(3y)267.59%
Profit Quality(5y)244.86%
High Growth Momentum
Growth
EPS 1Y (TTM)177.43%
EPS 3Y2.08%
EPS 5Y10.47%
EPS Q2Q%670.1%
EPS Next Y25.81%
EPS Next 2Y21.03%
EPS Next 3Y19.24%
EPS Next 5Y11.29%
Revenue 1Y (TTM)6.77%
Revenue growth 3Y12.11%
Revenue growth 5Y7.93%
Sales Q2Q%2.81%
Revenue Next Year5.12%
Revenue Next 2Y5.19%
Revenue Next 3Y5.12%
Revenue Next 5Y3.7%
EBIT growth 1Y13.02%
EBIT growth 3Y21.58%
EBIT growth 5Y4.56%
EBIT Next Year144.41%
EBIT Next 3Y40.15%
EBIT Next 5Y22.84%
FCF growth 1Y36.02%
FCF growth 3Y16.85%
FCF growth 5Y17.75%
OCF growth 1Y21.73%
OCF growth 3Y6.96%
OCF growth 5Y11.26%
TIM SA-ADR / TIMB FAQ
Can you provide the ChartMill fundamental rating for TIM SA-ADR?
ChartMill assigns a fundamental rating of 6 / 10 to TIMB.
Can you provide the valuation status for TIM SA-ADR?
ChartMill assigns a valuation rating of 7 / 10 to TIM SA-ADR (TIMB). This can be considered as Undervalued.
Can you provide the profitability details for TIM SA-ADR?
TIM SA-ADR (TIMB) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for TIMB stock?
The Price/Earnings (PE) ratio for TIM SA-ADR (TIMB) is 6.71 and the Price/Book (PB) ratio is 2.35.
Can you provide the financial health for TIMB stock?
The financial health rating of TIM SA-ADR (TIMB) is 5 / 10.