TIM SA-ADR (TIMB) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:TIMB • US88706T1088
23.3 USD
-0.78 (-3.24%)
At close: Jan 30, 2026
23.3 USD
0 (0%)
After Hours: 1/30/2026, 8:21:16 PM
We assign a fundamental rating of 6 out of 10 to TIMB. TIMB was compared to 22 industry peers in the Wireless Telecommunication Services industry. While TIMB has a great profitability rating, there are some minor concerns on its financial health. TIMB is valued quite cheap, while showing a decent growth score. This is a good combination! These ratings could make TIMB a good candidate for value investing.
1. Profitability
1.1 Basic Checks
- In the past year TIMB was profitable.
- TIMB had a positive operating cash flow in the past year.
- TIMB had positive earnings in each of the past 5 years.
- Each year in the past 5 years TIMB had a positive operating cash flow.
1.2 Ratios
- TIMB has a better Return On Assets (6.37%) than 77.27% of its industry peers.
- With a decent Return On Equity value of 14.43%, TIMB is doing good in the industry, outperforming 68.18% of the companies in the same industry.
- With an excellent Return On Invested Capital value of 12.64%, TIMB belongs to the best of the industry, outperforming 95.45% of the companies in the same industry.
- The Average Return On Invested Capital over the past 3 years for TIMB is above the industry average of 6.55%.
- The 3 year average ROIC (9.42%) for TIMB is below the current ROIC(12.64%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.37% | ||
| ROE | 14.43% | ||
| ROIC | 12.64% |
ROA(3y)4.57%
ROA(5y)4.81%
ROE(3y)9.81%
ROE(5y)9.83%
ROIC(3y)9.42%
ROIC(5y)8.71%
1.3 Margins
- TIMB has a better Profit Margin (13.92%) than 86.36% of its industry peers.
- In the last couple of years the Profit Margin of TIMB has declined.
- TIMB's Operating Margin of 23.20% is amongst the best of the industry. TIMB outperforms 86.36% of its industry peers.
- In the last couple of years the Operating Margin of TIMB has declined.
- Looking at the Gross Margin, with a value of 42.37%, TIMB is doing worse than 72.73% of the companies in the same industry.
- TIMB's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 23.2% | ||
| PM (TTM) | 13.92% | ||
| GM | 42.37% |
OM growth 3Y8.45%
OM growth 5Y-3.12%
PM growth 3Y-8.87%
PM growth 5Y-11.02%
GM growth 3Y1.92%
GM growth 5Y-5.95%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), TIMB is destroying value.
- Compared to 1 year ago, TIMB has about the same amount of shares outstanding.
- The number of shares outstanding for TIMB remains at a similar level compared to 5 years ago.
- TIMB has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 2.18 indicates that TIMB is not a great score, but indicates only limited risk for bankruptcy at the moment.
- TIMB's Altman-Z score of 2.18 is amongst the best of the industry. TIMB outperforms 81.82% of its industry peers.
- TIMB has a debt to FCF ratio of 1.84. This is a very positive value and a sign of high solvency as it would only need 1.84 years to pay back of all of its debts.
- With an excellent Debt to FCF ratio value of 1.84, TIMB belongs to the best of the industry, outperforming 95.45% of the companies in the same industry.
- TIMB has a Debt/Equity ratio of 0.54. This is a neutral value indicating TIMB is somewhat dependend on debt financing.
- The Debt to Equity ratio of TIMB (0.54) is comparable to the rest of the industry.
- Even though the debt/equity ratio score it not favorable for TIMB, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.54 | ||
| Debt/FCF | 1.84 | ||
| Altman-Z | 2.18 |
ROIC/WACC0.89
WACC14.21%
2.3 Liquidity
- TIMB has a Current Ratio of 0.91. This is a bad value and indicates that TIMB is not financially healthy enough and could expect problems in meeting its short term obligations.
- TIMB has a Current ratio of 0.91. This is comparable to the rest of the industry: TIMB outperforms 50.00% of its industry peers.
- A Quick Ratio of 0.88 indicates that TIMB may have some problems paying its short term obligations.
- The Quick ratio of TIMB (0.88) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.91 | ||
| Quick Ratio | 0.88 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 27.48% over the past year.
- TIMB shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 10.47% yearly.
- The Revenue has been growing slightly by 6.77% in the past year.
- Measured over the past years, TIMB shows a small growth in Revenue. The Revenue has been growing by 7.93% on average per year.
EPS 1Y (TTM)27.48%
EPS 3Y2.08%
EPS 5Y10.47%
EPS Q2Q%56.25%
Revenue 1Y (TTM)6.77%
Revenue growth 3Y12.11%
Revenue growth 5Y7.93%
Sales Q2Q%4.55%
3.2 Future
- Based on estimates for the next years, TIMB will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.28% on average per year.
- The Revenue is expected to grow by 4.55% on average over the next years.
EPS Next Y31.42%
EPS Next 2Y21.28%
EPS Next 3Y19.76%
EPS Next 5Y12.28%
Revenue Next Year5.07%
Revenue Next 2Y5.09%
Revenue Next 3Y5.07%
Revenue Next 5Y4.55%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 14.29, TIMB is valued correctly.
- 81.82% of the companies in the same industry are more expensive than TIMB, based on the Price/Earnings ratio.
- When comparing the Price/Earnings ratio of TIMB to the average of the S&P500 Index (28.30), we can say TIMB is valued slightly cheaper.
- TIMB is valuated correctly with a Price/Forward Earnings ratio of 12.46.
- 63.64% of the companies in the same industry are more expensive than TIMB, based on the Price/Forward Earnings ratio.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.57, TIMB is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.29 | ||
| Fwd PE | 12.46 |
4.2 Price Multiples
- TIMB's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. TIMB is cheaper than 77.27% of the companies in the same industry.
- 77.27% of the companies in the same industry are more expensive than TIMB, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.53 | ||
| EV/EBITDA | 5.19 |
4.3 Compensation for Growth
- TIMB's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- TIMB has a very decent profitability rating, which may justify a higher PE ratio.
- TIMB's earnings are expected to grow with 19.76% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.45
PEG (5Y)1.36
EPS Next 2Y21.28%
EPS Next 3Y19.76%
5. Dividend
5.1 Amount
- TIMB has a Yearly Dividend Yield of 9.35%, which is a nice return.
- Compared to an average industry Dividend Yield of 3.99, TIMB pays a better dividend. On top of this TIMB pays more dividend than 100.00% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.82, TIMB pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.35% |
5.2 History
- The dividend of TIMB is nicely growing with an annual growth rate of 23.74%!
- TIMB has paid a dividend for at least 10 years, which is a reliable track record.
- The dividend of TIMB decreased recently.
Dividend Growth(5Y)23.74%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- 84.80% of the earnings are spent on dividend by TIMB. This is not a sustainable payout ratio.
- The dividend of TIMB is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP84.8%
EPS Next 2Y21.28%
EPS Next 3Y19.76%
TIM SA-ADR / TIMB FAQ
Can you provide the ChartMill fundamental rating for TIM SA-ADR?
ChartMill assigns a fundamental rating of 6 / 10 to TIMB.
What is the valuation status for TIMB stock?
ChartMill assigns a valuation rating of 7 / 10 to TIM SA-ADR (TIMB). This can be considered as Undervalued.
How profitable is TIM SA-ADR (TIMB) stock?
TIM SA-ADR (TIMB) has a profitability rating of 7 / 10.
What are the PE and PB ratios of TIM SA-ADR (TIMB) stock?
The Price/Earnings (PE) ratio for TIM SA-ADR (TIMB) is 14.29 and the Price/Book (PB) ratio is 2.3.
Can you provide the dividend sustainability for TIMB stock?
The dividend rating of TIM SA-ADR (TIMB) is 6 / 10 and the dividend payout ratio is 84.8%.