TIM SA-ADR (TIMB) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:TIMB - US88706T1088 - ADR
21.61 USD
+0.38 (+1.79%)
Taking everything into account, TIMB scores 6 out of 10 in our fundamental rating. TIMB was compared to 22 industry peers in the Wireless Telecommunication Services industry. TIMB scores excellent on profitability, but there are some minor concerns on its financial health. A decent growth rate in combination with a cheap valuation! Better keep an eye on TIMB. These ratings could make TIMB a good candidate for value investing.
1. Profitability
1.1 Basic Checks
In the past year TIMB was profitable.
TIMB had a positive operating cash flow in the past year.
In the past 5 years TIMB has always been profitable.
In the past 5 years TIMB always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 6.37%, TIMB is in the better half of the industry, outperforming 77.27% of the companies in the same industry.
TIMB has a better Return On Equity (14.43%) than 72.73% of its industry peers.
TIMB's Return On Invested Capital of 12.64% is amongst the best of the industry. TIMB outperforms 90.91% of its industry peers.
TIMB had an Average Return On Invested Capital over the past 3 years of 9.42%. This is above the industry average of 6.44%.
The 3 year average ROIC (9.42%) for TIMB is below the current ROIC(12.64%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.37% | ||
| ROE | 14.43% | ||
| ROIC | 12.64% |
ROA(3y)4.57%
ROA(5y)4.81%
ROE(3y)9.81%
ROE(5y)9.83%
ROIC(3y)9.42%
ROIC(5y)8.71%
1.3 Margins
With an excellent Profit Margin value of 13.92%, TIMB belongs to the best of the industry, outperforming 86.36% of the companies in the same industry.
In the last couple of years the Profit Margin of TIMB has declined.
The Operating Margin of TIMB (23.20%) is better than 81.82% of its industry peers.
In the last couple of years the Operating Margin of TIMB has declined.
With a Gross Margin value of 42.37%, TIMB is not doing good in the industry: 72.73% of the companies in the same industry are doing better.
In the last couple of years the Gross Margin of TIMB has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 23.2% | ||
| PM (TTM) | 13.92% | ||
| GM | 42.37% |
OM growth 3Y8.45%
OM growth 5Y-3.12%
PM growth 3Y-8.87%
PM growth 5Y-11.02%
GM growth 3Y1.92%
GM growth 5Y-5.95%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), TIMB is destroying value.
TIMB has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, TIMB has about the same amount of shares outstanding.
The debt/assets ratio for TIMB has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 2.08 indicates that TIMB is not a great score, but indicates only limited risk for bankruptcy at the moment.
TIMB has a Altman-Z score of 2.08. This is amongst the best in the industry. TIMB outperforms 81.82% of its industry peers.
The Debt to FCF ratio of TIMB is 1.84, which is an excellent value as it means it would take TIMB, only 1.84 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 1.84, TIMB belongs to the top of the industry, outperforming 95.45% of the companies in the same industry.
TIMB has a Debt/Equity ratio of 0.54. This is a neutral value indicating TIMB is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.54, TIMB is in line with its industry, outperforming 59.09% of the companies in the same industry.
Even though the debt/equity ratio score it not favorable for TIMB, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.54 | ||
| Debt/FCF | 1.84 | ||
| Altman-Z | 2.08 |
ROIC/WACC0.9
WACC14.06%
2.3 Liquidity
A Current Ratio of 0.91 indicates that TIMB may have some problems paying its short term obligations.
TIMB's Current ratio of 0.91 is in line compared to the rest of the industry. TIMB outperforms 54.55% of its industry peers.
A Quick Ratio of 0.88 indicates that TIMB may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.88, TIMB is in line with its industry, outperforming 54.55% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.91 | ||
| Quick Ratio | 0.88 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 27.48% over the past year.
Measured over the past years, TIMB shows a quite strong growth in Earnings Per Share. The EPS has been growing by 10.47% on average per year.
Looking at the last year, TIMB shows a small growth in Revenue. The Revenue has grown by 6.77% in the last year.
The Revenue has been growing slightly by 7.93% on average over the past years.
EPS 1Y (TTM)27.48%
EPS 3Y2.08%
EPS 5Y10.47%
EPS Q2Q%56.25%
Revenue 1Y (TTM)6.77%
Revenue growth 3Y12.11%
Revenue growth 5Y7.93%
Sales Q2Q%4.55%
3.2 Future
Based on estimates for the next years, TIMB will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.20% on average per year.
Based on estimates for the next years, TIMB will show a small growth in Revenue. The Revenue will grow by 4.48% on average per year.
EPS Next Y29.14%
EPS Next 2Y21.16%
EPS Next 3Y19.66%
EPS Next 5Y12.2%
Revenue Next Year5.09%
Revenue Next 2Y5.1%
Revenue Next 3Y5.07%
Revenue Next 5Y4.48%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
TIMB is valuated correctly with a Price/Earnings ratio of 13.59.
Based on the Price/Earnings ratio, TIMB is valued cheaply inside the industry as 81.82% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of TIMB to the average of the S&P500 Index (26.49), we can say TIMB is valued slightly cheaper.
The Price/Forward Earnings ratio is 11.92, which indicates a very decent valuation of TIMB.
Compared to the rest of the industry, the Price/Forward Earnings ratio of TIMB indicates a somewhat cheap valuation: TIMB is cheaper than 63.64% of the companies listed in the same industry.
TIMB's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 23.69.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.59 | ||
| Fwd PE | 11.92 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, TIMB is valued cheaper than 81.82% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of TIMB indicates a somewhat cheap valuation: TIMB is cheaper than 72.73% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.23 | ||
| EV/EBITDA | 4.77 |
4.3 Compensation for Growth
TIMB's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of TIMB may justify a higher PE ratio.
A more expensive valuation may be justified as TIMB's earnings are expected to grow with 19.66% in the coming years.
PEG (NY)0.47
PEG (5Y)1.3
EPS Next 2Y21.16%
EPS Next 3Y19.66%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 7.42%, TIMB is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.54, TIMB pays a bit more dividend than its industry peers.
TIMB's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.42% |
5.2 History
On average, the dividend of TIMB grows each year by 23.74%, which is quite nice.
TIMB has paid a dividend for at least 10 years, which is a reliable track record.
The dividend of TIMB decreased recently.
Dividend Growth(5Y)23.74%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
TIMB pays out 84.80% of its income as dividend. This is not a sustainable payout ratio.
The dividend of TIMB is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP84.8%
EPS Next 2Y21.16%
EPS Next 3Y19.66%
NYSE:TIMB (12/8/2025, 2:58:40 PM)
21.61
+0.38 (+1.79%)
Chartmill FA Rating
GICS SectorCommunication Services
GICS IndustryGroupTelecommunication Services
GICS IndustryWireless Telecommunication Services
Earnings (Last)
Earnings (Next)
Inst Owners15.5%
Inst Owner Change2.32%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap10.37B
Revenue(TTM)25.45B
Net Income(TTM)3.63B
Analysts74
Price Target23.04 (6.62%)
Short Float %1.55%
Short Ratio7.75
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.42% |
Yearly Dividend1.07
Dividend Growth(5Y)23.74%
DP84.8%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)8.44%
Min EPS beat(2)6.4%
Max EPS beat(2)10.48%
EPS beat(4)2
Avg EPS beat(4)3.07%
Min EPS beat(4)-3.93%
Max EPS beat(4)10.48%
EPS beat(8)4
Avg EPS beat(8)5.73%
EPS beat(12)7
Avg EPS beat(12)9.74%
EPS beat(16)10
Avg EPS beat(16)17.92%
Revenue beat(2)0
Avg Revenue beat(2)-2.95%
Min Revenue beat(2)-3.3%
Max Revenue beat(2)-2.61%
Revenue beat(4)0
Avg Revenue beat(4)-2.64%
Min Revenue beat(4)-3.3%
Max Revenue beat(4)-2.31%
Revenue beat(8)0
Avg Revenue beat(8)-2.21%
Revenue beat(12)0
Avg Revenue beat(12)-2.46%
Revenue beat(16)2
Avg Revenue beat(16)-2.02%
PT rev (1m)-3.01%
PT rev (3m)10.11%
EPS NQ rev (1m)0.28%
EPS NQ rev (3m)13.36%
EPS NY rev (1m)2.93%
EPS NY rev (3m)4.95%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.29%
Revenue NY rev (1m)-0.03%
Revenue NY rev (3m)-0.13%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.59 | ||
| Fwd PE | 11.92 | ||
| P/S | 2.11 | ||
| P/FCF | 6.23 | ||
| P/OCF | 4.09 | ||
| P/B | 2.19 | ||
| P/tB | 5.25 | ||
| EV/EBITDA | 4.77 |
EPS(TTM)1.59
EY7.36%
EPS(NY)1.81
Fwd EY8.39%
FCF(TTM)3.47
FCFY16.05%
OCF(TTM)5.29
OCFY24.46%
SpS10.22
BVpS9.86
TBVpS4.12
PEG (NY)0.47
PEG (5Y)1.3
Graham Number18.78
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.37% | ||
| ROE | 14.43% | ||
| ROCE | 14.35% | ||
| ROIC | 12.64% | ||
| ROICexc | 14.53% | ||
| ROICexgc | 24.2% | ||
| OM | 23.2% | ||
| PM (TTM) | 13.92% | ||
| GM | 42.37% | ||
| FCFM | 33.92% |
ROA(3y)4.57%
ROA(5y)4.81%
ROE(3y)9.81%
ROE(5y)9.83%
ROIC(3y)9.42%
ROIC(5y)8.71%
ROICexc(3y)10.73%
ROICexc(5y)10.24%
ROICexgc(3y)18.18%
ROICexgc(5y)16.65%
ROCE(3y)10.7%
ROCE(5y)9.89%
ROICexgc growth 3Y13.81%
ROICexgc growth 5Y1.09%
ROICexc growth 3Y11.82%
ROICexc growth 5Y-1.05%
OM growth 3Y8.45%
OM growth 5Y-3.12%
PM growth 3Y-8.87%
PM growth 5Y-11.02%
GM growth 3Y1.92%
GM growth 5Y-5.95%
F-Score8
Asset Turnover0.46
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.54 | ||
| Debt/FCF | 1.84 | ||
| Debt/EBITDA | 1.05 | ||
| Cap/Depr | 65.81% | ||
| Cap/Sales | 17.78% | ||
| Interest Coverage | 3.66 | ||
| Cash Conversion | 102.95% | ||
| Profit Quality | 243.64% | ||
| Current Ratio | 0.91 | ||
| Quick Ratio | 0.88 | ||
| Altman-Z | 2.08 |
F-Score8
WACC14.06%
ROIC/WACC0.9
Cap/Depr(3y)66.4%
Cap/Depr(5y)72.49%
Cap/Sales(3y)19.76%
Cap/Sales(5y)22.21%
Profit Quality(3y)267.59%
Profit Quality(5y)244.86%
High Growth Momentum
Growth
EPS 1Y (TTM)27.48%
EPS 3Y2.08%
EPS 5Y10.47%
EPS Q2Q%56.25%
EPS Next Y29.14%
EPS Next 2Y21.16%
EPS Next 3Y19.66%
EPS Next 5Y12.2%
Revenue 1Y (TTM)6.77%
Revenue growth 3Y12.11%
Revenue growth 5Y7.93%
Sales Q2Q%4.55%
Revenue Next Year5.09%
Revenue Next 2Y5.1%
Revenue Next 3Y5.07%
Revenue Next 5Y4.48%
EBIT growth 1Y13.02%
EBIT growth 3Y21.58%
EBIT growth 5Y4.56%
EBIT Next Year144.41%
EBIT Next 3Y40.37%
EBIT Next 5Y23.82%
FCF growth 1Y36.02%
FCF growth 3Y16.85%
FCF growth 5Y17.75%
OCF growth 1Y21.73%
OCF growth 3Y6.96%
OCF growth 5Y11.26%
TIM SA-ADR / TIMB FAQ
Can you provide the ChartMill fundamental rating for TIM SA-ADR?
ChartMill assigns a fundamental rating of 6 / 10 to TIMB.
Can you provide the valuation status for TIM SA-ADR?
ChartMill assigns a valuation rating of 7 / 10 to TIM SA-ADR (TIMB). This can be considered as Undervalued.
Can you provide the profitability details for TIM SA-ADR?
TIM SA-ADR (TIMB) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for TIMB stock?
The Price/Earnings (PE) ratio for TIM SA-ADR (TIMB) is 13.59 and the Price/Book (PB) ratio is 2.19.
Can you provide the financial health for TIMB stock?
The financial health rating of TIM SA-ADR (TIMB) is 5 / 10.