ZEAL NETWORK SE (TIMA.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:TIMA - DE000ZEAL241 - Common Stock
49.15 EUR
+0.45 (+0.92%)
Taking everything into account, TIMA scores 7 out of 10 in our fundamental rating. TIMA was compared to 57 industry peers in the Hotels, Restaurants & Leisure industry. TIMA gets an excellent profitability rating and is at the same time showing great financial health properties. TIMA has a decent growth rate and is not valued too expensively. These ratings would make TIMA suitable for quality investing!
1. Profitability
1.1 Basic Checks
In the past year TIMA was profitable.
TIMA had a positive operating cash flow in the past year.
Each year in the past 5 years TIMA has been profitable.
Each year in the past 5 years TIMA had a positive operating cash flow.
1.2 Ratios
TIMA has a better Return On Assets (11.09%) than 84.21% of its industry peers.
TIMA has a Return On Equity of 21.77%. This is in the better half of the industry: TIMA outperforms 75.44% of its industry peers.
The Return On Invested Capital of TIMA (13.25%) is better than 75.44% of its industry peers.
TIMA had an Average Return On Invested Capital over the past 3 years of 5.61%. This is significantly below the industry average of 12.24%.
The 3 year average ROIC (5.61%) for TIMA is below the current ROIC(13.25%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.09% | ||
| ROE | 21.77% | ||
| ROIC | 13.25% |
ROA(3y)6.5%
ROA(5y)4.66%
ROE(3y)11.44%
ROE(5y)7.86%
ROIC(3y)5.61%
ROIC(5y)3.9%
1.3 Margins
The Profit Margin of TIMA (20.87%) is better than 91.23% of its industry peers.
TIMA's Profit Margin has improved in the last couple of years.
TIMA has a better Operating Margin (31.53%) than 92.98% of its industry peers.
TIMA's Operating Margin has improved in the last couple of years.
The Gross Margin of TIMA (75.01%) is better than 78.95% of its industry peers.
TIMA's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.53% | ||
| PM (TTM) | 20.87% | ||
| GM | 75.01% |
OM growth 3Y7.7%
OM growth 5Y10.83%
PM growth 3Y33.83%
PM growth 5Y89%
GM growth 3Y3.81%
GM growth 5Y6.86%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so TIMA is creating value.
The number of shares outstanding for TIMA has been reduced compared to 1 year ago.
Compared to 5 years ago, TIMA has less shares outstanding
The debt/assets ratio for TIMA is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 4.37 indicates that TIMA is not in any danger for bankruptcy at the moment.
With an excellent Altman-Z score value of 4.37, TIMA belongs to the best of the industry, outperforming 89.47% of the companies in the same industry.
TIMA has a debt to FCF ratio of 0.96. This is a very positive value and a sign of high solvency as it would only need 0.96 years to pay back of all of its debts.
With an excellent Debt to FCF ratio value of 0.96, TIMA belongs to the best of the industry, outperforming 89.47% of the companies in the same industry.
TIMA has a Debt/Equity ratio of 0.36. This is a healthy value indicating a solid balance between debt and equity.
TIMA's Debt to Equity ratio of 0.36 is fine compared to the rest of the industry. TIMA outperforms 77.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 0.96 | ||
| Altman-Z | 4.37 |
ROIC/WACC1.89
WACC7.02%
2.3 Liquidity
A Current Ratio of 1.53 indicates that TIMA should not have too much problems paying its short term obligations.
TIMA has a Current ratio of 1.53. This is amongst the best in the industry. TIMA outperforms 87.72% of its industry peers.
A Quick Ratio of 1.49 indicates that TIMA should not have too much problems paying its short term obligations.
TIMA has a Quick ratio of 1.49. This is amongst the best in the industry. TIMA outperforms 89.47% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.53 | ||
| Quick Ratio | 1.49 |
3. Growth
3.1 Past
TIMA shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -24.61%.
TIMA shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 99.54% yearly.
TIMA shows a strong growth in Revenue. In the last year, the Revenue has grown by 22.87%.
Measured over the past years, TIMA shows a quite strong growth in Revenue. The Revenue has been growing by 10.65% on average per year.
EPS 1Y (TTM)-24.61%
EPS 3Y77.59%
EPS 5Y99.54%
EPS Q2Q%112.5%
Revenue 1Y (TTM)22.87%
Revenue growth 3Y31.2%
Revenue growth 5Y10.65%
Sales Q2Q%38.29%
3.2 Future
The Earnings Per Share is expected to grow by 0.99% on average over the next years.
The Revenue is expected to grow by 12.91% on average over the next years. This is quite good.
EPS Next Y-28.7%
EPS Next 2Y-6.74%
EPS Next 3Y0.99%
EPS Next 5YN/A
Revenue Next Year19.65%
Revenue Next 2Y14.82%
Revenue Next 3Y13.48%
Revenue Next 5Y12.91%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 21.28 indicates a rather expensive valuation of TIMA.
Compared to the rest of the industry, the Price/Earnings ratio of TIMA indicates a somewhat cheap valuation: TIMA is cheaper than 68.42% of the companies listed in the same industry.
TIMA is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.41, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 25.16, which means the current valuation is very expensive for TIMA.
Compared to the rest of the industry, the Price/Forward Earnings ratio of TIMA is on the same level as its industry peers.
TIMA's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 35.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.28 | ||
| Fwd PE | 25.16 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of TIMA is on the same level as its industry peers.
Based on the Price/Free Cash Flow ratio, TIMA is valued a bit cheaper than 66.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.32 | ||
| EV/EBITDA | 12.1 |
4.3 Compensation for Growth
The excellent profitability rating of TIMA may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.21
EPS Next 2Y-6.74%
EPS Next 3Y0.99%
5. Dividend
5.1 Amount
TIMA has a Yearly Dividend Yield of 2.65%.
TIMA's Dividend Yield is a higher than the industry average which is at 2.63.
Compared to an average S&P500 Dividend Yield of 2.32, TIMA has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.65% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years5
5.3 Sustainability
105.56% of the earnings are spent on dividend by TIMA. This is not a sustainable payout ratio.
DP105.56%
EPS Next 2Y-6.74%
EPS Next 3Y0.99%
FRA:TIMA (12/5/2025, 10:13:10 AM)
49.15
+0.45 (+0.92%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)
Earnings (Next)
Inst Owners53.82%
Inst Owner ChangeN/A
Ins Owners43.21%
Ins Owner ChangeN/A
Market Cap1.07B
Revenue(TTM)229.88M
Net Income(TTM)47.97M
Analysts86.67
Price Target67.66 (37.66%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.65% |
Yearly Dividend1.11
Dividend Growth(5Y)N/A
DP105.56%
Div Incr Years2
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.11%
PT rev (3m)4.05%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)3.86%
EPS NY rev (3m)7.53%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.58%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.28 | ||
| Fwd PE | 25.16 | ||
| P/S | 4.64 | ||
| P/FCF | 11.32 | ||
| P/OCF | 11.22 | ||
| P/B | 4.83 | ||
| P/tB | N/A | ||
| EV/EBITDA | 12.1 |
EPS(TTM)2.31
EY4.7%
EPS(NY)1.95
Fwd EY3.97%
FCF(TTM)4.34
FCFY8.84%
OCF(TTM)4.38
OCFY8.91%
SpS10.6
BVpS10.17
TBVpS-2.12
PEG (NY)N/A
PEG (5Y)0.21
Graham Number22.99
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.09% | ||
| ROE | 21.77% | ||
| ROCE | 21.55% | ||
| ROIC | 13.25% | ||
| ROICexc | 22.19% | ||
| ROICexgc | N/A | ||
| OM | 31.53% | ||
| PM (TTM) | 20.87% | ||
| GM | 75.01% | ||
| FCFM | 40.96% |
ROA(3y)6.5%
ROA(5y)4.66%
ROE(3y)11.44%
ROE(5y)7.86%
ROIC(3y)5.61%
ROIC(5y)3.9%
ROICexc(3y)8.47%
ROICexc(5y)5.8%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)9.13%
ROCE(5y)6.34%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y63.87%
ROICexc growth 5Y32.21%
OM growth 3Y7.7%
OM growth 5Y10.83%
PM growth 3Y33.83%
PM growth 5Y89%
GM growth 3Y3.81%
GM growth 5Y6.86%
F-Score6
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 0.96 | ||
| Debt/EBITDA | 0.98 | ||
| Cap/Depr | 9.49% | ||
| Cap/Sales | 0.35% | ||
| Interest Coverage | 17.41 | ||
| Cash Conversion | 117.2% | ||
| Profit Quality | 196.28% | ||
| Current Ratio | 1.53 | ||
| Quick Ratio | 1.49 | ||
| Altman-Z | 4.37 |
F-Score6
WACC7.02%
ROIC/WACC1.89
Cap/Depr(3y)9.31%
Cap/Depr(5y)7.58%
Cap/Sales(3y)0.68%
Cap/Sales(5y)0.65%
Profit Quality(3y)164.28%
Profit Quality(5y)157.91%
High Growth Momentum
Growth
EPS 1Y (TTM)-24.61%
EPS 3Y77.59%
EPS 5Y99.54%
EPS Q2Q%112.5%
EPS Next Y-28.7%
EPS Next 2Y-6.74%
EPS Next 3Y0.99%
EPS Next 5YN/A
Revenue 1Y (TTM)22.87%
Revenue growth 3Y31.2%
Revenue growth 5Y10.65%
Sales Q2Q%38.29%
Revenue Next Year19.65%
Revenue Next 2Y14.82%
Revenue Next 3Y13.48%
Revenue Next 5Y12.91%
EBIT growth 1Y67.51%
EBIT growth 3Y41.3%
EBIT growth 5Y22.64%
EBIT Next Year37.48%
EBIT Next 3Y23.36%
EBIT Next 5Y17.91%
FCF growth 1Y196.52%
FCF growth 3Y42.51%
FCF growth 5Y70.37%
OCF growth 1Y193.78%
OCF growth 3Y42.14%
OCF growth 5Y69.95%
ZEAL NETWORK SE / TIMA.DE FAQ
What is the ChartMill fundamental rating of ZEAL NETWORK SE (TIMA.DE) stock?
ChartMill assigns a fundamental rating of 7 / 10 to TIMA.DE.
What is the valuation status for TIMA stock?
ChartMill assigns a valuation rating of 4 / 10 to ZEAL NETWORK SE (TIMA.DE). This can be considered as Fairly Valued.
What is the profitability of TIMA stock?
ZEAL NETWORK SE (TIMA.DE) has a profitability rating of 8 / 10.
What is the expected EPS growth for ZEAL NETWORK SE (TIMA.DE) stock?
The Earnings per Share (EPS) of ZEAL NETWORK SE (TIMA.DE) is expected to decline by -28.7% in the next year.
Is the dividend of ZEAL NETWORK SE sustainable?
The dividend rating of ZEAL NETWORK SE (TIMA.DE) is 2 / 10 and the dividend payout ratio is 105.56%.