ZEAL NETWORK SE (TIMA.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:TIMA - DE000ZEAL241 - Common Stock
50 EUR
-0.2 (-0.4%)
TIMA gets a fundamental rating of 7 out of 10. The analysis compared the fundamentals against 61 industry peers in the Hotels, Restaurants & Leisure industry. TIMA scores excellent points on both the profitability and health parts. This is a solid base for a good stock. TIMA has a correct valuation and a medium growth rate. These ratings could make TIMA a good candidate for quality investing.
1. Profitability
1.1 Basic Checks
- In the past year TIMA was profitable.
- TIMA had a positive operating cash flow in the past year.
- TIMA had positive earnings in each of the past 5 years.
- TIMA had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- TIMA has a Return On Assets of 11.09%. This is amongst the best in the industry. TIMA outperforms 83.61% of its industry peers.
- TIMA has a Return On Equity of 21.77%. This is in the better half of the industry: TIMA outperforms 73.77% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 13.25%, TIMA is in the better half of the industry, outperforming 73.77% of the companies in the same industry.
- The Average Return On Invested Capital over the past 3 years for TIMA is significantly below the industry average of 12.33%.
- The 3 year average ROIC (5.61%) for TIMA is below the current ROIC(13.25%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.09% | ||
| ROE | 21.77% | ||
| ROIC | 13.25% |
ROA(3y)6.5%
ROA(5y)4.66%
ROE(3y)11.44%
ROE(5y)7.86%
ROIC(3y)5.61%
ROIC(5y)3.9%
1.3 Margins
- TIMA has a better Profit Margin (20.87%) than 90.16% of its industry peers.
- TIMA's Profit Margin has improved in the last couple of years.
- TIMA has a Operating Margin of 31.53%. This is amongst the best in the industry. TIMA outperforms 93.44% of its industry peers.
- TIMA's Operating Margin has improved in the last couple of years.
- TIMA has a Gross Margin of 75.01%. This is in the better half of the industry: TIMA outperforms 78.69% of its industry peers.
- In the last couple of years the Gross Margin of TIMA has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.53% | ||
| PM (TTM) | 20.87% | ||
| GM | 75.01% |
OM growth 3Y7.7%
OM growth 5Y10.83%
PM growth 3Y33.83%
PM growth 5Y89%
GM growth 3Y3.81%
GM growth 5Y6.86%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so TIMA is creating value.
- The number of shares outstanding for TIMA has been reduced compared to 1 year ago.
- TIMA has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, TIMA has a worse debt to assets ratio.
2.2 Solvency
- TIMA has an Altman-Z score of 4.45. This indicates that TIMA is financially healthy and has little risk of bankruptcy at the moment.
- The Altman-Z score of TIMA (4.45) is better than 90.16% of its industry peers.
- The Debt to FCF ratio of TIMA is 0.96, which is an excellent value as it means it would take TIMA, only 0.96 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 0.96, TIMA belongs to the top of the industry, outperforming 90.16% of the companies in the same industry.
- TIMA has a Debt/Equity ratio of 0.36. This is a healthy value indicating a solid balance between debt and equity.
- TIMA has a Debt to Equity ratio of 0.36. This is in the better half of the industry: TIMA outperforms 78.69% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 0.96 | ||
| Altman-Z | 4.45 |
ROIC/WACC1.88
WACC7.06%
2.3 Liquidity
- TIMA has a Current Ratio of 1.53. This is a normal value and indicates that TIMA is financially healthy and should not expect problems in meeting its short term obligations.
- TIMA's Current ratio of 1.53 is amongst the best of the industry. TIMA outperforms 88.52% of its industry peers.
- A Quick Ratio of 1.49 indicates that TIMA should not have too much problems paying its short term obligations.
- TIMA has a better Quick ratio (1.49) than 90.16% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.53 | ||
| Quick Ratio | 1.49 |
3. Growth
3.1 Past
- The earnings per share for TIMA have decreased strongly by -24.61% in the last year.
- The Earnings Per Share has been growing by 99.54% on average over the past years. This is a very strong growth
- TIMA shows a strong growth in Revenue. In the last year, the Revenue has grown by 22.87%.
- TIMA shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.65% yearly.
EPS 1Y (TTM)-24.61%
EPS 3Y77.59%
EPS 5Y99.54%
EPS Q2Q%112.5%
Revenue 1Y (TTM)22.87%
Revenue growth 3Y31.2%
Revenue growth 5Y10.65%
Sales Q2Q%38.29%
3.2 Future
- TIMA is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.92% yearly.
- The Revenue is expected to grow by 12.58% on average over the next years. This is quite good.
EPS Next Y-20.01%
EPS Next 2Y-4.7%
EPS Next 3Y1.92%
EPS Next 5YN/A
Revenue Next Year22.63%
Revenue Next 2Y16.3%
Revenue Next 3Y14.19%
Revenue Next 5Y12.58%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 21.65, which indicates a rather expensive current valuation of TIMA.
- 72.13% of the companies in the same industry are more expensive than TIMA, based on the Price/Earnings ratio.
- When comparing the Price/Earnings ratio of TIMA to the average of the S&P500 Index (27.30), we can say TIMA is valued slightly cheaper.
- Based on the Price/Forward Earnings ratio of 24.51, the valuation of TIMA can be described as rather expensive.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of TIMA is on the same level as its industry peers.
- The average S&P500 Price/Forward Earnings ratio is at 24.04. TIMA is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.65 | ||
| Fwd PE | 24.51 |
4.2 Price Multiples
- 62.30% of the companies in the same industry are more expensive than TIMA, based on the Enterprise Value to EBITDA ratio.
- TIMA's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. TIMA is cheaper than 77.05% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.51 | ||
| EV/EBITDA | 12.45 |
4.3 Compensation for Growth
- TIMA has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.22
EPS Next 2Y-4.7%
EPS Next 3Y1.92%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 2.62%, TIMA has a reasonable but not impressive dividend return.
- TIMA's Dividend Yield is rather good when compared to the industry average which is at 1.29. TIMA pays more dividend than 81.97% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.92, TIMA pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.62% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years5
5.3 Sustainability
- 105.56% of the earnings are spent on dividend by TIMA. This is not a sustainable payout ratio.
DP105.56%
EPS Next 2Y-4.7%
EPS Next 3Y1.92%
FRA:TIMA (1/13/2026, 7:00:00 PM)
50
-0.2 (-0.4%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)11-05 2025-11-05
Earnings (Next)N/A N/A
Inst Owners53.88%
Inst Owner ChangeN/A
Ins Owners44.36%
Ins Owner ChangeN/A
Market Cap1.08B
Revenue(TTM)229.88M
Net Income(TTM)47.97M
Analysts86.15
Price Target67.32 (34.64%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.62% |
Yearly Dividend1.11
Dividend Growth(5Y)N/A
DP105.56%
Div Incr Years2
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.5%
PT rev (3m)2.59%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)2.51%
EPS NY rev (3m)16.52%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.22%
Revenue NY rev (3m)2.49%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.65 | ||
| Fwd PE | 24.51 | ||
| P/S | 4.72 | ||
| P/FCF | 11.51 | ||
| P/OCF | 11.41 | ||
| P/B | 4.92 | ||
| P/tB | N/A | ||
| EV/EBITDA | 12.45 |
EPS(TTM)2.31
EY4.62%
EPS(NY)2.04
Fwd EY4.08%
FCF(TTM)4.34
FCFY8.69%
OCF(TTM)4.38
OCFY8.76%
SpS10.6
BVpS10.17
TBVpS-2.12
PEG (NY)N/A
PEG (5Y)0.22
Graham Number22.99
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.09% | ||
| ROE | 21.77% | ||
| ROCE | 21.55% | ||
| ROIC | 13.25% | ||
| ROICexc | 22.19% | ||
| ROICexgc | N/A | ||
| OM | 31.53% | ||
| PM (TTM) | 20.87% | ||
| GM | 75.01% | ||
| FCFM | 40.96% |
ROA(3y)6.5%
ROA(5y)4.66%
ROE(3y)11.44%
ROE(5y)7.86%
ROIC(3y)5.61%
ROIC(5y)3.9%
ROICexc(3y)8.47%
ROICexc(5y)5.8%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)9.13%
ROCE(5y)6.34%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y63.87%
ROICexc growth 5Y32.21%
OM growth 3Y7.7%
OM growth 5Y10.83%
PM growth 3Y33.83%
PM growth 5Y89%
GM growth 3Y3.81%
GM growth 5Y6.86%
F-Score6
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 0.96 | ||
| Debt/EBITDA | 0.98 | ||
| Cap/Depr | 9.49% | ||
| Cap/Sales | 0.35% | ||
| Interest Coverage | 17.41 | ||
| Cash Conversion | 117.2% | ||
| Profit Quality | 196.28% | ||
| Current Ratio | 1.53 | ||
| Quick Ratio | 1.49 | ||
| Altman-Z | 4.45 |
F-Score6
WACC7.06%
ROIC/WACC1.88
Cap/Depr(3y)9.31%
Cap/Depr(5y)7.58%
Cap/Sales(3y)0.68%
Cap/Sales(5y)0.65%
Profit Quality(3y)164.28%
Profit Quality(5y)157.91%
High Growth Momentum
Growth
EPS 1Y (TTM)-24.61%
EPS 3Y77.59%
EPS 5Y99.54%
EPS Q2Q%112.5%
EPS Next Y-20.01%
EPS Next 2Y-4.7%
EPS Next 3Y1.92%
EPS Next 5YN/A
Revenue 1Y (TTM)22.87%
Revenue growth 3Y31.2%
Revenue growth 5Y10.65%
Sales Q2Q%38.29%
Revenue Next Year22.63%
Revenue Next 2Y16.3%
Revenue Next 3Y14.19%
Revenue Next 5Y12.58%
EBIT growth 1Y67.51%
EBIT growth 3Y41.3%
EBIT growth 5Y22.64%
EBIT Next Year48.27%
EBIT Next 3Y24.31%
EBIT Next 5Y17.93%
FCF growth 1Y196.52%
FCF growth 3Y42.51%
FCF growth 5Y70.37%
OCF growth 1Y193.78%
OCF growth 3Y42.14%
OCF growth 5Y69.95%
ZEAL NETWORK SE / TIMA.DE FAQ
What is the ChartMill fundamental rating of ZEAL NETWORK SE (TIMA.DE) stock?
ChartMill assigns a fundamental rating of 7 / 10 to TIMA.DE.
What is the valuation status of ZEAL NETWORK SE (TIMA.DE) stock?
ChartMill assigns a valuation rating of 4 / 10 to ZEAL NETWORK SE (TIMA.DE). This can be considered as Fairly Valued.
What is the profitability of TIMA stock?
ZEAL NETWORK SE (TIMA.DE) has a profitability rating of 8 / 10.
Can you provide the PE and PB ratios for TIMA stock?
The Price/Earnings (PE) ratio for ZEAL NETWORK SE (TIMA.DE) is 21.65 and the Price/Book (PB) ratio is 4.92.
Can you provide the expected EPS growth for TIMA stock?
The Earnings per Share (EPS) of ZEAL NETWORK SE (TIMA.DE) is expected to decline by -20.01% in the next year.