ZEAL NETWORK SE (TIMA.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:TIMA - DE000ZEAL241 - Common Stock
52.4 EUR
+2.5 (+5.01%)
Taking everything into account, TIMA scores 7 out of 10 in our fundamental rating. TIMA was compared to 62 industry peers in the Hotels, Restaurants & Leisure industry. TIMA gets an excellent profitability rating and is at the same time showing great financial health properties. TIMA is not valued too expensively and it also shows a decent growth rate. This makes TIMA very considerable for quality investing!
1. Profitability
1.1 Basic Checks
In the past year TIMA was profitable.
TIMA had a positive operating cash flow in the past year.
In the past 5 years TIMA has always been profitable.
In the past 5 years TIMA always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 11.09%, TIMA belongs to the top of the industry, outperforming 82.26% of the companies in the same industry.
TIMA has a better Return On Equity (21.77%) than 77.42% of its industry peers.
TIMA's Return On Invested Capital of 13.25% is fine compared to the rest of the industry. TIMA outperforms 74.19% of its industry peers.
TIMA had an Average Return On Invested Capital over the past 3 years of 5.61%. This is significantly below the industry average of 13.71%.
The last Return On Invested Capital (13.25%) for TIMA is above the 3 year average (5.61%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.09% | ||
| ROE | 21.77% | ||
| ROIC | 13.25% |
ROA(3y)6.5%
ROA(5y)4.66%
ROE(3y)11.44%
ROE(5y)7.86%
ROIC(3y)5.61%
ROIC(5y)3.9%
1.3 Margins
TIMA has a better Profit Margin (20.87%) than 90.32% of its industry peers.
In the last couple of years the Profit Margin of TIMA has grown nicely.
TIMA has a Operating Margin of 31.53%. This is amongst the best in the industry. TIMA outperforms 90.32% of its industry peers.
TIMA's Operating Margin has improved in the last couple of years.
TIMA has a Gross Margin of 75.01%. This is in the better half of the industry: TIMA outperforms 79.03% of its industry peers.
In the last couple of years the Gross Margin of TIMA has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.53% | ||
| PM (TTM) | 20.87% | ||
| GM | 75.01% |
OM growth 3Y7.7%
OM growth 5Y10.83%
PM growth 3Y33.83%
PM growth 5Y89%
GM growth 3Y3.81%
GM growth 5Y6.86%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so TIMA is creating value.
The number of shares outstanding for TIMA has been reduced compared to 1 year ago.
TIMA has less shares outstanding than it did 5 years ago.
The debt/assets ratio for TIMA is higher compared to a year ago.
2.2 Solvency
TIMA has an Altman-Z score of 4.60. This indicates that TIMA is financially healthy and has little risk of bankruptcy at the moment.
TIMA's Altman-Z score of 4.60 is amongst the best of the industry. TIMA outperforms 85.48% of its industry peers.
The Debt to FCF ratio of TIMA is 0.96, which is an excellent value as it means it would take TIMA, only 0.96 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 0.96, TIMA belongs to the top of the industry, outperforming 88.71% of the companies in the same industry.
A Debt/Equity ratio of 0.36 indicates that TIMA is not too dependend on debt financing.
The Debt to Equity ratio of TIMA (0.36) is better than 77.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 0.96 | ||
| Altman-Z | 4.6 |
ROIC/WACC1.87
WACC7.07%
2.3 Liquidity
TIMA has a Current Ratio of 1.53. This is a normal value and indicates that TIMA is financially healthy and should not expect problems in meeting its short term obligations.
With an excellent Current ratio value of 1.53, TIMA belongs to the best of the industry, outperforming 87.10% of the companies in the same industry.
TIMA has a Quick Ratio of 1.49. This is a normal value and indicates that TIMA is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.49, TIMA belongs to the top of the industry, outperforming 88.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.53 | ||
| Quick Ratio | 1.49 |
3. Growth
3.1 Past
TIMA shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -24.61%.
Measured over the past years, TIMA shows a very strong growth in Earnings Per Share. The EPS has been growing by 99.54% on average per year.
The Revenue has grown by 22.87% in the past year. This is a very strong growth!
TIMA shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.65% yearly.
EPS 1Y (TTM)-24.61%
EPS 3Y77.59%
EPS 5Y99.54%
EPS Q2Q%112.5%
Revenue 1Y (TTM)22.87%
Revenue growth 3Y31.2%
Revenue growth 5Y10.65%
Sales Q2Q%38.29%
3.2 Future
Based on estimates for the next years, TIMA will show a small growth in Earnings Per Share. The EPS will grow by 1.92% on average per year.
TIMA is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.91% yearly.
EPS Next Y-20.01%
EPS Next 2Y-4.7%
EPS Next 3Y1.92%
EPS Next 5YN/A
Revenue Next Year22.63%
Revenue Next 2Y16.3%
Revenue Next 3Y14.19%
Revenue Next 5Y12.91%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
TIMA is valuated rather expensively with a Price/Earnings ratio of 22.68.
70.97% of the companies in the same industry are more expensive than TIMA, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of TIMA to the average of the S&P500 Index (26.57), we can say TIMA is valued inline with the index average.
A Price/Forward Earnings ratio of 25.69 indicates a quite expensive valuation of TIMA.
TIMA's Price/Forward Earnings is on the same level as the industry average.
TIMA's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 24.04.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.68 | ||
| Fwd PE | 25.69 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as TIMA.
70.97% of the companies in the same industry are more expensive than TIMA, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.07 | ||
| EV/EBITDA | 13.09 |
4.3 Compensation for Growth
TIMA has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.23
EPS Next 2Y-4.7%
EPS Next 3Y1.92%
5. Dividend
5.1 Amount
TIMA has a Yearly Dividend Yield of 2.67%.
Compared to an average industry Dividend Yield of 1.40, TIMA pays a better dividend. On top of this TIMA pays more dividend than 80.65% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 1.88, TIMA pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.67% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years5
5.3 Sustainability
105.56% of the earnings are spent on dividend by TIMA. This is not a sustainable payout ratio.
DP105.56%
EPS Next 2Y-4.7%
EPS Next 3Y1.92%
FRA:TIMA (12/23/2025, 7:00:00 PM)
52.4
+2.5 (+5.01%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)
Earnings (Next)
Inst Owners53.98%
Inst Owner ChangeN/A
Ins Owners44.36%
Ins Owner ChangeN/A
Market Cap1.14B
Revenue(TTM)229.88M
Net Income(TTM)47.97M
Analysts86.67
Price Target67.32 (28.47%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.67% |
Yearly Dividend1.11
Dividend Growth(5Y)N/A
DP105.56%
Div Incr Years2
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.06%
PT rev (3m)3.53%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)12.19%
EPS NY rev (3m)20.65%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)2.49%
Revenue NY rev (3m)3.07%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.68 | ||
| Fwd PE | 25.69 | ||
| P/S | 4.94 | ||
| P/FCF | 12.07 | ||
| P/OCF | 11.96 | ||
| P/B | 5.15 | ||
| P/tB | N/A | ||
| EV/EBITDA | 13.09 |
EPS(TTM)2.31
EY4.41%
EPS(NY)2.04
Fwd EY3.89%
FCF(TTM)4.34
FCFY8.29%
OCF(TTM)4.38
OCFY8.36%
SpS10.6
BVpS10.17
TBVpS-2.12
PEG (NY)N/A
PEG (5Y)0.23
Graham Number22.99
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.09% | ||
| ROE | 21.77% | ||
| ROCE | 21.55% | ||
| ROIC | 13.25% | ||
| ROICexc | 22.19% | ||
| ROICexgc | N/A | ||
| OM | 31.53% | ||
| PM (TTM) | 20.87% | ||
| GM | 75.01% | ||
| FCFM | 40.96% |
ROA(3y)6.5%
ROA(5y)4.66%
ROE(3y)11.44%
ROE(5y)7.86%
ROIC(3y)5.61%
ROIC(5y)3.9%
ROICexc(3y)8.47%
ROICexc(5y)5.8%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)9.13%
ROCE(5y)6.34%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y63.87%
ROICexc growth 5Y32.21%
OM growth 3Y7.7%
OM growth 5Y10.83%
PM growth 3Y33.83%
PM growth 5Y89%
GM growth 3Y3.81%
GM growth 5Y6.86%
F-Score6
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 0.96 | ||
| Debt/EBITDA | 0.98 | ||
| Cap/Depr | 9.49% | ||
| Cap/Sales | 0.35% | ||
| Interest Coverage | 17.41 | ||
| Cash Conversion | 117.2% | ||
| Profit Quality | 196.28% | ||
| Current Ratio | 1.53 | ||
| Quick Ratio | 1.49 | ||
| Altman-Z | 4.6 |
F-Score6
WACC7.07%
ROIC/WACC1.87
Cap/Depr(3y)9.31%
Cap/Depr(5y)7.58%
Cap/Sales(3y)0.68%
Cap/Sales(5y)0.65%
Profit Quality(3y)164.28%
Profit Quality(5y)157.91%
High Growth Momentum
Growth
EPS 1Y (TTM)-24.61%
EPS 3Y77.59%
EPS 5Y99.54%
EPS Q2Q%112.5%
EPS Next Y-20.01%
EPS Next 2Y-4.7%
EPS Next 3Y1.92%
EPS Next 5YN/A
Revenue 1Y (TTM)22.87%
Revenue growth 3Y31.2%
Revenue growth 5Y10.65%
Sales Q2Q%38.29%
Revenue Next Year22.63%
Revenue Next 2Y16.3%
Revenue Next 3Y14.19%
Revenue Next 5Y12.91%
EBIT growth 1Y67.51%
EBIT growth 3Y41.3%
EBIT growth 5Y22.64%
EBIT Next Year47.22%
EBIT Next 3Y24.53%
EBIT Next 5Y17.91%
FCF growth 1Y196.52%
FCF growth 3Y42.51%
FCF growth 5Y70.37%
OCF growth 1Y193.78%
OCF growth 3Y42.14%
OCF growth 5Y69.95%
ZEAL NETWORK SE / TIMA.DE FAQ
What is the ChartMill fundamental rating of ZEAL NETWORK SE (TIMA.DE) stock?
ChartMill assigns a fundamental rating of 7 / 10 to TIMA.DE.
What is the valuation status for TIMA stock?
ChartMill assigns a valuation rating of 4 / 10 to ZEAL NETWORK SE (TIMA.DE). This can be considered as Fairly Valued.
What is the profitability of TIMA stock?
ZEAL NETWORK SE (TIMA.DE) has a profitability rating of 8 / 10.
What is the expected EPS growth for ZEAL NETWORK SE (TIMA.DE) stock?
The Earnings per Share (EPS) of ZEAL NETWORK SE (TIMA.DE) is expected to decline by -20.01% in the next year.
Is the dividend of ZEAL NETWORK SE sustainable?
The dividend rating of ZEAL NETWORK SE (TIMA.DE) is 3 / 10 and the dividend payout ratio is 105.56%.