ZEAL NETWORK SE (TIMA.DE) Stock Fundamental Analysis
Europe - FRA:TIMA - DE000ZEAL241 - Common Stock
49.5 EUR
-0.2 (-0.4%)
TIMA gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 54 industry peers in the Hotels, Restaurants & Leisure industry. TIMA has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. While showing a medium growth rate, TIMA is valued expensive at the moment. These ratings would make TIMA suitable for quality investing!
1. Profitability
1.1 Basic Checks
In the past year TIMA was profitable.
TIMA had a positive operating cash flow in the past year.
TIMA had positive earnings in each of the past 5 years.
TIMA had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 10.12%, TIMA belongs to the top of the industry, outperforming 87.04% of the companies in the same industry.
TIMA has a better Return On Equity (19.89%) than 79.63% of its industry peers.
TIMA has a Return On Invested Capital of 12.85%. This is amongst the best in the industry. TIMA outperforms 81.48% of its industry peers.
The Average Return On Invested Capital over the past 3 years for TIMA is significantly below the industry average of 10.85%.
The 3 year average ROIC (5.61%) for TIMA is below the current ROIC(12.85%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.12% | ||
| ROE | 19.89% | ||
| ROIC | 12.85% |
ROA(3y)6.5%
ROA(5y)4.66%
ROE(3y)11.44%
ROE(5y)7.86%
ROIC(3y)5.61%
ROIC(5y)3.9%
1.3 Margins
The Profit Margin of TIMA (19.25%) is better than 87.04% of its industry peers.
TIMA's Profit Margin has improved in the last couple of years.
TIMA has a better Operating Margin (32.21%) than 92.59% of its industry peers.
TIMA's Operating Margin has improved in the last couple of years.
TIMA has a Gross Margin of 74.53%. This is in the better half of the industry: TIMA outperforms 72.22% of its industry peers.
In the last couple of years the Gross Margin of TIMA has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 32.21% | ||
| PM (TTM) | 19.25% | ||
| GM | 74.53% |
OM growth 3Y7.7%
OM growth 5Y10.83%
PM growth 3Y33.83%
PM growth 5Y89%
GM growth 3Y3.81%
GM growth 5Y6.86%
2. Health
2.1 Basic Checks
TIMA has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
The number of shares outstanding for TIMA has been reduced compared to 1 year ago.
TIMA has less shares outstanding than it did 5 years ago.
TIMA has a worse debt/assets ratio than last year.
2.2 Solvency
TIMA has an Altman-Z score of 4.58. This indicates that TIMA is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 4.58, TIMA belongs to the top of the industry, outperforming 90.74% of the companies in the same industry.
TIMA has a debt to FCF ratio of 1.33. This is a very positive value and a sign of high solvency as it would only need 1.33 years to pay back of all of its debts.
TIMA's Debt to FCF ratio of 1.33 is amongst the best of the industry. TIMA outperforms 90.74% of its industry peers.
TIMA has a Debt/Equity ratio of 0.40. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.40, TIMA is in the better half of the industry, outperforming 77.78% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.4 | ||
| Debt/FCF | 1.33 | ||
| Altman-Z | 4.58 |
ROIC/WACC1.81
WACC7.09%
2.3 Liquidity
A Current Ratio of 1.54 indicates that TIMA should not have too much problems paying its short term obligations.
The Current ratio of TIMA (1.54) is better than 88.89% of its industry peers.
A Quick Ratio of 1.46 indicates that TIMA should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.46, TIMA belongs to the top of the industry, outperforming 87.04% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.54 | ||
| Quick Ratio | 1.46 |
3. Growth
3.1 Past
TIMA shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -33.74%.
The Earnings Per Share has been growing by 99.54% on average over the past years. This is a very strong growth
TIMA shows a strong growth in Revenue. In the last year, the Revenue has grown by 22.33%.
The Revenue has been growing by 10.65% on average over the past years. This is quite good.
EPS 1Y (TTM)-33.74%
EPS 3Y77.59%
EPS 5Y99.54%
EPS Q2Q%-71.87%
Revenue 1Y (TTM)22.33%
Revenue growth 3Y31.2%
Revenue growth 5Y10.65%
Sales Q2Q%-34.35%
3.2 Future
TIMA is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 0.99% yearly.
TIMA is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 13.62% yearly.
EPS Next Y-28.7%
EPS Next 2Y-6.74%
EPS Next 3Y0.99%
EPS Next 5YN/A
Revenue Next Year19.65%
Revenue Next 2Y14.82%
Revenue Next 3Y13.48%
Revenue Next 5Y13.62%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
TIMA is valuated quite expensively with a Price/Earnings ratio of 25.38.
Based on the Price/Earnings ratio, TIMA is valued a bit cheaper than 62.96% of the companies in the same industry.
TIMA's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 25.91.
Based on the Price/Forward Earnings ratio of 25.34, the valuation of TIMA can be described as expensive.
TIMA's Price/Forward Earnings is on the same level as the industry average.
TIMA is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 34.57, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.38 | ||
| Fwd PE | 25.34 |
4.2 Price Multiples
TIMA's Enterprise Value to EBITDA ratio is in line with the industry average.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of TIMA is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.31 | ||
| EV/EBITDA | 13.4 |
4.3 Compensation for Growth
The excellent profitability rating of TIMA may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.26
EPS Next 2Y-6.74%
EPS Next 3Y0.99%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.63%, TIMA has a reasonable but not impressive dividend return.
TIMA's Dividend Yield is a higher than the industry average which is at 3.14.
TIMA's Dividend Yield is comparable with the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.63% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years5
5.3 Sustainability
123.55% of the earnings are spent on dividend by TIMA. This is not a sustainable payout ratio.
DP123.55%
EPS Next 2Y-6.74%
EPS Next 3Y0.99%
FRA:TIMA (11/13/2025, 5:10:01 PM)
49.5
-0.2 (-0.4%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)
Earnings (Next)
Inst Owners53.82%
Inst Owner ChangeN/A
Ins Owners43.21%
Ins Owner ChangeN/A
Market Cap1.07B
Revenue(TTM)212.96M
Net Income(TTM)40.99M
Analysts86.67
Price Target65.96 (33.25%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.63% |
Yearly Dividend1.11
Dividend Growth(5Y)N/A
DP123.55%
Div Incr Years2
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.52%
PT rev (3m)2.16%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)3.86%
EPS NY rev (3m)10.41%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.01%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.38 | ||
| Fwd PE | 25.34 | ||
| P/S | 5.04 | ||
| P/FCF | 15.31 | ||
| P/OCF | 15.16 | ||
| P/B | 5.21 | ||
| P/tB | N/A | ||
| EV/EBITDA | 13.4 |
EPS(TTM)1.95
EY3.94%
EPS(NY)1.95
Fwd EY3.95%
FCF(TTM)3.23
FCFY6.53%
OCF(TTM)3.27
OCFY6.6%
SpS9.82
BVpS9.51
TBVpS-2.86
PEG (NY)N/A
PEG (5Y)0.26
Graham Number20.42
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.12% | ||
| ROE | 19.89% | ||
| ROCE | 20.9% | ||
| ROIC | 12.85% | ||
| ROICexc | 18.92% | ||
| ROICexgc | N/A | ||
| OM | 32.21% | ||
| PM (TTM) | 19.25% | ||
| GM | 74.53% | ||
| FCFM | 32.92% |
ROA(3y)6.5%
ROA(5y)4.66%
ROE(3y)11.44%
ROE(5y)7.86%
ROIC(3y)5.61%
ROIC(5y)3.9%
ROICexc(3y)8.47%
ROICexc(5y)5.8%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)9.13%
ROCE(5y)6.34%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y63.87%
ROICexc growth 5Y32.21%
OM growth 3Y7.7%
OM growth 5Y10.83%
PM growth 3Y33.83%
PM growth 5Y89%
GM growth 3Y3.81%
GM growth 5Y6.86%
F-Score7
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.4 | ||
| Debt/FCF | 1.33 | ||
| Debt/EBITDA | 1.07 | ||
| Cap/Depr | 8.1% | ||
| Cap/Sales | 0.32% | ||
| Interest Coverage | 17.45 | ||
| Cash Conversion | 91.8% | ||
| Profit Quality | 171.01% | ||
| Current Ratio | 1.54 | ||
| Quick Ratio | 1.46 | ||
| Altman-Z | 4.58 |
F-Score7
WACC7.09%
ROIC/WACC1.81
Cap/Depr(3y)9.31%
Cap/Depr(5y)7.58%
Cap/Sales(3y)0.68%
Cap/Sales(5y)0.65%
Profit Quality(3y)164.28%
Profit Quality(5y)157.91%
High Growth Momentum
Growth
EPS 1Y (TTM)-33.74%
EPS 3Y77.59%
EPS 5Y99.54%
EPS Q2Q%-71.87%
EPS Next Y-28.7%
EPS Next 2Y-6.74%
EPS Next 3Y0.99%
EPS Next 5YN/A
Revenue 1Y (TTM)22.33%
Revenue growth 3Y31.2%
Revenue growth 5Y10.65%
Sales Q2Q%-34.35%
Revenue Next Year19.65%
Revenue Next 2Y14.82%
Revenue Next 3Y13.48%
Revenue Next 5Y13.62%
EBIT growth 1Y81.24%
EBIT growth 3Y41.3%
EBIT growth 5Y22.64%
EBIT Next Year37.48%
EBIT Next 3Y23.36%
EBIT Next 5Y17.86%
FCF growth 1Y181.5%
FCF growth 3Y42.51%
FCF growth 5Y70.37%
OCF growth 1Y173.8%
OCF growth 3Y42.14%
OCF growth 5Y69.95%
ZEAL NETWORK SE / TIMA.DE FAQ
What is the ChartMill fundamental rating of ZEAL NETWORK SE (TIMA.DE) stock?
ChartMill assigns a fundamental rating of 6 / 10 to TIMA.DE.
What is the valuation status for TIMA stock?
ChartMill assigns a valuation rating of 3 / 10 to ZEAL NETWORK SE (TIMA.DE). This can be considered as Overvalued.
What is the profitability of TIMA stock?
ZEAL NETWORK SE (TIMA.DE) has a profitability rating of 8 / 10.
What is the expected EPS growth for ZEAL NETWORK SE (TIMA.DE) stock?
The Earnings per Share (EPS) of ZEAL NETWORK SE (TIMA.DE) is expected to decline by -28.7% in the next year.
Is the dividend of ZEAL NETWORK SE sustainable?
The dividend rating of ZEAL NETWORK SE (TIMA.DE) is 2 / 10 and the dividend payout ratio is 123.55%.