ZEAL NETWORK SE (TIMA.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:TIMA - DE000ZEAL241 - Common Stock
48.4 EUR
-0.7 (-1.43%)
Overall TIMA gets a fundamental rating of 7 out of 10. We evaluated TIMA against 57 industry peers in the Hotels, Restaurants & Leisure industry. Both the health and profitability get an excellent rating, making TIMA a very profitable company, without any liquidiy or solvency issues. TIMA has a decent growth rate and is not valued too expensively. These ratings could make TIMA a good candidate for quality investing.
1. Profitability
1.1 Basic Checks
In the past year TIMA was profitable.
TIMA had a positive operating cash flow in the past year.
TIMA had positive earnings in each of the past 5 years.
Each year in the past 5 years TIMA had a positive operating cash flow.
1.2 Ratios
The Return On Assets of TIMA (11.09%) is better than 84.21% of its industry peers.
TIMA has a better Return On Equity (21.77%) than 75.44% of its industry peers.
TIMA has a better Return On Invested Capital (13.25%) than 75.44% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for TIMA is significantly below the industry average of 12.94%.
The 3 year average ROIC (5.61%) for TIMA is below the current ROIC(13.25%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.09% | ||
| ROE | 21.77% | ||
| ROIC | 13.25% |
ROA(3y)6.5%
ROA(5y)4.66%
ROE(3y)11.44%
ROE(5y)7.86%
ROIC(3y)5.61%
ROIC(5y)3.9%
1.3 Margins
TIMA has a better Profit Margin (20.87%) than 91.23% of its industry peers.
In the last couple of years the Profit Margin of TIMA has grown nicely.
TIMA has a better Operating Margin (31.53%) than 92.98% of its industry peers.
TIMA's Operating Margin has improved in the last couple of years.
TIMA has a Gross Margin of 75.01%. This is in the better half of the industry: TIMA outperforms 77.19% of its industry peers.
In the last couple of years the Gross Margin of TIMA has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.53% | ||
| PM (TTM) | 20.87% | ||
| GM | 75.01% |
OM growth 3Y7.7%
OM growth 5Y10.83%
PM growth 3Y33.83%
PM growth 5Y89%
GM growth 3Y3.81%
GM growth 5Y6.86%
2. Health
2.1 Basic Checks
TIMA has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
TIMA has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, TIMA has less shares outstanding
The debt/assets ratio for TIMA is higher compared to a year ago.
2.2 Solvency
TIMA has an Altman-Z score of 4.40. This indicates that TIMA is financially healthy and has little risk of bankruptcy at the moment.
TIMA's Altman-Z score of 4.40 is amongst the best of the industry. TIMA outperforms 89.47% of its industry peers.
TIMA has a debt to FCF ratio of 0.96. This is a very positive value and a sign of high solvency as it would only need 0.96 years to pay back of all of its debts.
TIMA has a better Debt to FCF ratio (0.96) than 89.47% of its industry peers.
TIMA has a Debt/Equity ratio of 0.36. This is a healthy value indicating a solid balance between debt and equity.
With a decent Debt to Equity ratio value of 0.36, TIMA is doing good in the industry, outperforming 78.95% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 0.96 | ||
| Altman-Z | 4.4 |
ROIC/WACC1.89
WACC7.01%
2.3 Liquidity
TIMA has a Current Ratio of 1.53. This is a normal value and indicates that TIMA is financially healthy and should not expect problems in meeting its short term obligations.
With an excellent Current ratio value of 1.53, TIMA belongs to the best of the industry, outperforming 87.72% of the companies in the same industry.
TIMA has a Quick Ratio of 1.49. This is a normal value and indicates that TIMA is financially healthy and should not expect problems in meeting its short term obligations.
The Quick ratio of TIMA (1.49) is better than 87.72% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.53 | ||
| Quick Ratio | 1.49 |
3. Growth
3.1 Past
TIMA shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -24.61%.
Measured over the past years, TIMA shows a very strong growth in Earnings Per Share. The EPS has been growing by 99.54% on average per year.
The Revenue has grown by 22.87% in the past year. This is a very strong growth!
The Revenue has been growing by 10.65% on average over the past years. This is quite good.
EPS 1Y (TTM)-24.61%
EPS 3Y77.59%
EPS 5Y99.54%
EPS Q2Q%112.5%
Revenue 1Y (TTM)22.87%
Revenue growth 3Y31.2%
Revenue growth 5Y10.65%
Sales Q2Q%38.29%
3.2 Future
Based on estimates for the next years, TIMA will show a small growth in Earnings Per Share. The EPS will grow by 2.00% on average per year.
The Revenue is expected to grow by 12.91% on average over the next years. This is quite good.
EPS Next Y-21.97%
EPS Next 2Y-5.1%
EPS Next 3Y2%
EPS Next 5YN/A
Revenue Next Year22.89%
Revenue Next 2Y16.35%
Revenue Next 3Y14.25%
Revenue Next 5Y12.91%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 20.95, the valuation of TIMA can be described as rather expensive.
Compared to the rest of the industry, the Price/Earnings ratio of TIMA indicates a somewhat cheap valuation: TIMA is cheaper than 70.18% of the companies listed in the same industry.
TIMA is valuated rather cheaply when we compare the Price/Earnings ratio to 26.55, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 23.92, TIMA is valued on the expensive side.
Compared to the rest of the industry, the Price/Forward Earnings ratio of TIMA is on the same level as its industry peers.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.78, TIMA is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.95 | ||
| Fwd PE | 23.92 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of TIMA indicates a somewhat cheap valuation: TIMA is cheaper than 61.40% of the companies listed in the same industry.
TIMA's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. TIMA is cheaper than 73.68% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.14 | ||
| EV/EBITDA | 12.21 |
4.3 Compensation for Growth
The excellent profitability rating of TIMA may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.21
EPS Next 2Y-5.1%
EPS Next 3Y2%
5. Dividend
5.1 Amount
TIMA has a Yearly Dividend Yield of 2.70%.
Compared to an average industry Dividend Yield of 1.53, TIMA pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 1.87, TIMA pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.7% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years5
5.3 Sustainability
105.56% of the earnings are spent on dividend by TIMA. This is not a sustainable payout ratio.
DP105.56%
EPS Next 2Y-5.1%
EPS Next 3Y2%
FRA:TIMA (12/15/2025, 7:00:00 PM)
48.4
-0.7 (-1.43%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)
Earnings (Next)
Inst Owners53.98%
Inst Owner ChangeN/A
Ins Owners44.36%
Ins Owner ChangeN/A
Market Cap1.05B
Revenue(TTM)229.88M
Net Income(TTM)47.97M
Analysts86.67
Price Target67.66 (39.79%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.7% |
Yearly Dividend1.11
Dividend Growth(5Y)N/A
DP105.56%
Div Incr Years2
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.58%
PT rev (3m)4.05%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)9.45%
EPS NY rev (3m)17.69%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)2.71%
Revenue NY rev (3m)3.3%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.95 | ||
| Fwd PE | 23.92 | ||
| P/S | 4.56 | ||
| P/FCF | 11.14 | ||
| P/OCF | 11.05 | ||
| P/B | 4.76 | ||
| P/tB | N/A | ||
| EV/EBITDA | 12.21 |
EPS(TTM)2.31
EY4.77%
EPS(NY)2.02
Fwd EY4.18%
FCF(TTM)4.34
FCFY8.97%
OCF(TTM)4.38
OCFY9.05%
SpS10.6
BVpS10.17
TBVpS-2.12
PEG (NY)N/A
PEG (5Y)0.21
Graham Number22.99
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.09% | ||
| ROE | 21.77% | ||
| ROCE | 21.55% | ||
| ROIC | 13.25% | ||
| ROICexc | 22.19% | ||
| ROICexgc | N/A | ||
| OM | 31.53% | ||
| PM (TTM) | 20.87% | ||
| GM | 75.01% | ||
| FCFM | 40.96% |
ROA(3y)6.5%
ROA(5y)4.66%
ROE(3y)11.44%
ROE(5y)7.86%
ROIC(3y)5.61%
ROIC(5y)3.9%
ROICexc(3y)8.47%
ROICexc(5y)5.8%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)9.13%
ROCE(5y)6.34%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y63.87%
ROICexc growth 5Y32.21%
OM growth 3Y7.7%
OM growth 5Y10.83%
PM growth 3Y33.83%
PM growth 5Y89%
GM growth 3Y3.81%
GM growth 5Y6.86%
F-Score6
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 0.96 | ||
| Debt/EBITDA | 0.98 | ||
| Cap/Depr | 9.49% | ||
| Cap/Sales | 0.35% | ||
| Interest Coverage | 17.41 | ||
| Cash Conversion | 117.2% | ||
| Profit Quality | 196.28% | ||
| Current Ratio | 1.53 | ||
| Quick Ratio | 1.49 | ||
| Altman-Z | 4.4 |
F-Score6
WACC7.01%
ROIC/WACC1.89
Cap/Depr(3y)9.31%
Cap/Depr(5y)7.58%
Cap/Sales(3y)0.68%
Cap/Sales(5y)0.65%
Profit Quality(3y)164.28%
Profit Quality(5y)157.91%
High Growth Momentum
Growth
EPS 1Y (TTM)-24.61%
EPS 3Y77.59%
EPS 5Y99.54%
EPS Q2Q%112.5%
EPS Next Y-21.97%
EPS Next 2Y-5.1%
EPS Next 3Y2%
EPS Next 5YN/A
Revenue 1Y (TTM)22.87%
Revenue growth 3Y31.2%
Revenue growth 5Y10.65%
Sales Q2Q%38.29%
Revenue Next Year22.89%
Revenue Next 2Y16.35%
Revenue Next 3Y14.25%
Revenue Next 5Y12.91%
EBIT growth 1Y67.51%
EBIT growth 3Y41.3%
EBIT growth 5Y22.64%
EBIT Next Year47.22%
EBIT Next 3Y24.53%
EBIT Next 5Y17.91%
FCF growth 1Y196.52%
FCF growth 3Y42.51%
FCF growth 5Y70.37%
OCF growth 1Y193.78%
OCF growth 3Y42.14%
OCF growth 5Y69.95%
ZEAL NETWORK SE / TIMA.DE FAQ
What is the ChartMill fundamental rating of ZEAL NETWORK SE (TIMA.DE) stock?
ChartMill assigns a fundamental rating of 7 / 10 to TIMA.DE.
What is the valuation status for TIMA stock?
ChartMill assigns a valuation rating of 4 / 10 to ZEAL NETWORK SE (TIMA.DE). This can be considered as Fairly Valued.
What is the profitability of TIMA stock?
ZEAL NETWORK SE (TIMA.DE) has a profitability rating of 8 / 10.
What is the expected EPS growth for ZEAL NETWORK SE (TIMA.DE) stock?
The Earnings per Share (EPS) of ZEAL NETWORK SE (TIMA.DE) is expected to decline by -21.97% in the next year.
Is the dividend of ZEAL NETWORK SE sustainable?
The dividend rating of ZEAL NETWORK SE (TIMA.DE) is 3 / 10 and the dividend payout ratio is 105.56%.