ZEAL NETWORK SE (TIMA.DE) Stock Fundamental Analysis
Europe • Frankfurt Stock Exchange • FRA:TIMA • DE000ZEAL241
49 EUR
+0.4 (+0.82%)
Last: Feb 2, 2026, 03:26 PM
Overall TIMA gets a fundamental rating of 7 out of 10. We evaluated TIMA against 59 industry peers in the Hotels, Restaurants & Leisure industry. TIMA scores excellent points on both the profitability and health parts. This is a solid base for a good stock. TIMA has a correct valuation and a medium growth rate. With these ratings, TIMA could be worth investigating further for quality investing!.
1. Profitability
1.1 Basic Checks
- TIMA had positive earnings in the past year.
- In the past year TIMA had a positive cash flow from operations.
- TIMA had positive earnings in each of the past 5 years.
- Each year in the past 5 years TIMA had a positive operating cash flow.
1.2 Ratios
- With an excellent Return On Assets value of 11.09%, TIMA belongs to the best of the industry, outperforming 83.05% of the companies in the same industry.
- The Return On Equity of TIMA (21.77%) is better than 74.58% of its industry peers.
- TIMA's Return On Invested Capital of 13.25% is fine compared to the rest of the industry. TIMA outperforms 74.58% of its industry peers.
- TIMA had an Average Return On Invested Capital over the past 3 years of 5.61%. This is significantly below the industry average of 13.35%.
- The 3 year average ROIC (5.61%) for TIMA is below the current ROIC(13.25%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.09% | ||
| ROE | 21.77% | ||
| ROIC | 13.25% |
ROA(3y)6.5%
ROA(5y)4.66%
ROE(3y)11.44%
ROE(5y)7.86%
ROIC(3y)5.61%
ROIC(5y)3.9%
1.3 Margins
- TIMA has a better Profit Margin (20.87%) than 89.83% of its industry peers.
- In the last couple of years the Profit Margin of TIMA has grown nicely.
- Looking at the Operating Margin, with a value of 31.53%, TIMA belongs to the top of the industry, outperforming 93.22% of the companies in the same industry.
- In the last couple of years the Operating Margin of TIMA has grown nicely.
- TIMA has a better Gross Margin (75.01%) than 79.66% of its industry peers.
- TIMA's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.53% | ||
| PM (TTM) | 20.87% | ||
| GM | 75.01% |
OM growth 3Y7.7%
OM growth 5Y10.83%
PM growth 3Y33.83%
PM growth 5Y89%
GM growth 3Y3.81%
GM growth 5Y6.86%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so TIMA is creating value.
- TIMA has less shares outstanding than it did 1 year ago.
- TIMA has less shares outstanding than it did 5 years ago.
- The debt/assets ratio for TIMA is higher compared to a year ago.
2.2 Solvency
- An Altman-Z score of 4.36 indicates that TIMA is not in any danger for bankruptcy at the moment.
- TIMA has a Altman-Z score of 4.36. This is amongst the best in the industry. TIMA outperforms 84.75% of its industry peers.
- TIMA has a debt to FCF ratio of 0.96. This is a very positive value and a sign of high solvency as it would only need 0.96 years to pay back of all of its debts.
- With an excellent Debt to FCF ratio value of 0.96, TIMA belongs to the best of the industry, outperforming 88.14% of the companies in the same industry.
- A Debt/Equity ratio of 0.36 indicates that TIMA is not too dependend on debt financing.
- TIMA's Debt to Equity ratio of 0.36 is fine compared to the rest of the industry. TIMA outperforms 76.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 0.96 | ||
| Altman-Z | 4.36 |
ROIC/WACC1.84
WACC7.2%
2.3 Liquidity
- TIMA has a Current Ratio of 1.53. This is a normal value and indicates that TIMA is financially healthy and should not expect problems in meeting its short term obligations.
- Looking at the Current ratio, with a value of 1.53, TIMA belongs to the top of the industry, outperforming 88.14% of the companies in the same industry.
- A Quick Ratio of 1.49 indicates that TIMA should not have too much problems paying its short term obligations.
- TIMA has a better Quick ratio (1.49) than 91.53% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.53 | ||
| Quick Ratio | 1.49 |
3. Growth
3.1 Past
- The earnings per share for TIMA have decreased strongly by -24.61% in the last year.
- The Earnings Per Share has been growing by 99.54% on average over the past years. This is a very strong growth
- TIMA shows a strong growth in Revenue. In the last year, the Revenue has grown by 22.87%.
- TIMA shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.65% yearly.
EPS 1Y (TTM)-24.61%
EPS 3Y77.59%
EPS 5Y99.54%
EPS Q2Q%112.5%
Revenue 1Y (TTM)22.87%
Revenue growth 3Y31.2%
Revenue growth 5Y10.65%
Sales Q2Q%38.29%
3.2 Future
- Based on estimates for the next years, TIMA will show a small growth in Earnings Per Share. The EPS will grow by 2.01% on average per year.
- Based on estimates for the next years, TIMA will show a quite strong growth in Revenue. The Revenue will grow by 12.58% on average per year.
EPS Next Y-19.81%
EPS Next 2Y-4.7%
EPS Next 3Y2.01%
EPS Next 5YN/A
Revenue Next Year22.63%
Revenue Next 2Y16.3%
Revenue Next 3Y14.19%
Revenue Next 5Y12.58%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 21.21, which indicates a rather expensive current valuation of TIMA.
- TIMA's Price/Earnings ratio is a bit cheaper when compared to the industry. TIMA is cheaper than 66.10% of the companies in the same industry.
- TIMA's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 28.32.
- With a Price/Forward Earnings ratio of 24.02, TIMA is valued on the expensive side.
- The rest of the industry has a similar Price/Forward Earnings ratio as TIMA.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.57, TIMA is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.21 | ||
| Fwd PE | 24.02 |
4.2 Price Multiples
- TIMA's Enterprise Value to EBITDA is on the same level as the industry average.
- Based on the Price/Free Cash Flow ratio, TIMA is valued a bit cheaper than the industry average as 74.58% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.28 | ||
| EV/EBITDA | 12.08 |
4.3 Compensation for Growth
- The excellent profitability rating of TIMA may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.21
EPS Next 2Y-4.7%
EPS Next 3Y2.01%
5. Dividend
5.1 Amount
- TIMA has a Yearly Dividend Yield of 2.67%.
- TIMA's Dividend Yield is rather good when compared to the industry average which is at 1.34. TIMA pays more dividend than 81.36% of the companies in the same industry.
- TIMA's Dividend Yield is a higher than the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.67% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years5
5.3 Sustainability
- 105.56% of the earnings are spent on dividend by TIMA. This is not a sustainable payout ratio.
DP105.56%
EPS Next 2Y-4.7%
EPS Next 3Y2.01%
ZEAL NETWORK SE / TIMA.DE FAQ
What is the ChartMill fundamental rating of ZEAL NETWORK SE (TIMA.DE) stock?
ChartMill assigns a fundamental rating of 7 / 10 to TIMA.DE.
What is the valuation status of ZEAL NETWORK SE (TIMA.DE) stock?
ChartMill assigns a valuation rating of 4 / 10 to ZEAL NETWORK SE (TIMA.DE). This can be considered as Fairly Valued.
What is the profitability of TIMA stock?
ZEAL NETWORK SE (TIMA.DE) has a profitability rating of 8 / 10.
Can you provide the PE and PB ratios for TIMA stock?
The Price/Earnings (PE) ratio for ZEAL NETWORK SE (TIMA.DE) is 21.21 and the Price/Book (PB) ratio is 4.82.
Can you provide the expected EPS growth for TIMA stock?
The Earnings per Share (EPS) of ZEAL NETWORK SE (TIMA.DE) is expected to decline by -19.81% in the next year.