ZEAL NETWORK SE (TIMA.DE) Stock Fundamental Analysis

Europe • Frankfurt Stock Exchange • FRA:TIMA • DE000ZEAL241

49.6 EUR
+0.6 (+1.22%)
Last: Feb 5, 2026, 05:28 PM
Fundamental Rating

7

TIMA gets a fundamental rating of 7 out of 10. The analysis compared the fundamentals against 59 industry peers in the Hotels, Restaurants & Leisure industry. TIMA scores excellent points on both the profitability and health parts. This is a solid base for a good stock. TIMA has a correct valuation and a medium growth rate. This makes TIMA very considerable for quality investing!


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • TIMA had positive earnings in the past year.
  • TIMA had a positive operating cash flow in the past year.
  • Each year in the past 5 years TIMA has been profitable.
  • TIMA had a positive operating cash flow in each of the past 5 years.
TIMA.DE Yearly Net Income VS EBIT VS OCF VS FCFTIMA.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M

1.2 Ratios

  • TIMA has a Return On Assets of 11.09%. This is amongst the best in the industry. TIMA outperforms 83.05% of its industry peers.
  • Looking at the Return On Equity, with a value of 21.77%, TIMA is in the better half of the industry, outperforming 74.58% of the companies in the same industry.
  • TIMA has a Return On Invested Capital of 13.25%. This is in the better half of the industry: TIMA outperforms 74.58% of its industry peers.
  • TIMA had an Average Return On Invested Capital over the past 3 years of 5.61%. This is significantly below the industry average of 13.35%.
  • The last Return On Invested Capital (13.25%) for TIMA is above the 3 year average (5.61%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 11.09%
ROE 21.77%
ROIC 13.25%
ROA(3y)6.5%
ROA(5y)4.66%
ROE(3y)11.44%
ROE(5y)7.86%
ROIC(3y)5.61%
ROIC(5y)3.9%
TIMA.DE Yearly ROA, ROE, ROICTIMA.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20 25

1.3 Margins

  • TIMA's Profit Margin of 20.87% is amongst the best of the industry. TIMA outperforms 89.83% of its industry peers.
  • TIMA's Profit Margin has improved in the last couple of years.
  • With an excellent Operating Margin value of 31.53%, TIMA belongs to the best of the industry, outperforming 93.22% of the companies in the same industry.
  • In the last couple of years the Operating Margin of TIMA has grown nicely.
  • Looking at the Gross Margin, with a value of 75.01%, TIMA is in the better half of the industry, outperforming 79.66% of the companies in the same industry.
  • TIMA's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 31.53%
PM (TTM) 20.87%
GM 75.01%
OM growth 3Y7.7%
OM growth 5Y10.83%
PM growth 3Y33.83%
PM growth 5Y89%
GM growth 3Y3.81%
GM growth 5Y6.86%
TIMA.DE Yearly Profit, Operating, Gross MarginsTIMA.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

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8

2. Health

2.1 Basic Checks

  • TIMA has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
  • Compared to 1 year ago, TIMA has less shares outstanding
  • TIMA has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, TIMA has a worse debt to assets ratio.
TIMA.DE Yearly Shares OutstandingTIMA.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
TIMA.DE Yearly Total Debt VS Total AssetsTIMA.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.2 Solvency

  • An Altman-Z score of 4.39 indicates that TIMA is not in any danger for bankruptcy at the moment.
  • With an excellent Altman-Z score value of 4.39, TIMA belongs to the best of the industry, outperforming 84.75% of the companies in the same industry.
  • The Debt to FCF ratio of TIMA is 0.96, which is an excellent value as it means it would take TIMA, only 0.96 years of fcf income to pay off all of its debts.
  • TIMA has a better Debt to FCF ratio (0.96) than 88.14% of its industry peers.
  • A Debt/Equity ratio of 0.36 indicates that TIMA is not too dependend on debt financing.
  • TIMA's Debt to Equity ratio of 0.36 is fine compared to the rest of the industry. TIMA outperforms 76.27% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.36
Debt/FCF 0.96
Altman-Z 4.39
ROIC/WACC1.84
WACC7.2%
TIMA.DE Yearly LT Debt VS Equity VS FCFTIMA.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 1.53 indicates that TIMA should not have too much problems paying its short term obligations.
  • TIMA has a better Current ratio (1.53) than 88.14% of its industry peers.
  • TIMA has a Quick Ratio of 1.49. This is a normal value and indicates that TIMA is financially healthy and should not expect problems in meeting its short term obligations.
  • With an excellent Quick ratio value of 1.49, TIMA belongs to the best of the industry, outperforming 91.53% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.53
Quick Ratio 1.49
TIMA.DE Yearly Current Assets VS Current LiabilitesTIMA.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • TIMA shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -24.61%.
  • TIMA shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 99.54% yearly.
  • Looking at the last year, TIMA shows a very strong growth in Revenue. The Revenue has grown by 22.87%.
  • The Revenue has been growing by 10.65% on average over the past years. This is quite good.
EPS 1Y (TTM)-24.61%
EPS 3Y77.59%
EPS 5Y99.54%
EPS Q2Q%112.5%
Revenue 1Y (TTM)22.87%
Revenue growth 3Y31.2%
Revenue growth 5Y10.65%
Sales Q2Q%38.29%

3.2 Future

  • Based on estimates for the next years, TIMA will show a small growth in Earnings Per Share. The EPS will grow by 2.01% on average per year.
  • TIMA is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.58% yearly.
EPS Next Y-19.81%
EPS Next 2Y-4.7%
EPS Next 3Y2.01%
EPS Next 5YN/A
Revenue Next Year22.63%
Revenue Next 2Y16.3%
Revenue Next 3Y14.19%
Revenue Next 5Y12.58%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
TIMA.DE Yearly Revenue VS EstimatesTIMA.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 100M 200M 300M 400M
TIMA.DE Yearly EPS VS EstimatesTIMA.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3

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4

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 21.47, the valuation of TIMA can be described as rather expensive.
  • 64.41% of the companies in the same industry are more expensive than TIMA, based on the Price/Earnings ratio.
  • TIMA is valuated rather cheaply when we compare the Price/Earnings ratio to 28.25, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 24.31, which indicates a rather expensive current valuation of TIMA.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of TIMA is on the same level as its industry peers.
  • When comparing the Price/Forward Earnings ratio of TIMA to the average of the S&P500 Index (27.50), we can say TIMA is valued inline with the index average.
Industry RankSector Rank
PE 21.47
Fwd PE 24.31
TIMA.DE Price Earnings VS Forward Price EarningsTIMA.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 61.02% of the companies in the same industry are more expensive than TIMA, based on the Enterprise Value to EBITDA ratio.
  • TIMA's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. TIMA is cheaper than 72.88% of the companies in the same industry.
Industry RankSector Rank
P/FCF 11.42
EV/EBITDA 12.18
TIMA.DE Per share dataTIMA.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 6 8 10

4.3 Compensation for Growth

  • TIMA has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.22
EPS Next 2Y-4.7%
EPS Next 3Y2.01%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. Dividend

5.1 Amount

  • TIMA has a Yearly Dividend Yield of 2.67%.
  • Compared to an average industry Dividend Yield of 1.34, TIMA pays a better dividend. On top of this TIMA pays more dividend than 81.36% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, TIMA pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 2.67%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years5
TIMA.DE Yearly Dividends per shareTIMA.DE Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 105.56% of the earnings are spent on dividend by TIMA. This is not a sustainable payout ratio.
DP105.56%
EPS Next 2Y-4.7%
EPS Next 3Y2.01%
TIMA.DE Yearly Income VS Free CF VS DividendTIMA.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
TIMA.DE Dividend Payout.TIMA.DE Dividend Payout, showing the Payout Ratio.TIMA.DE Dividend Payout.PayoutRetained Earnings

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ZEAL NETWORK SE

FRA:TIMA (2/5/2026, 5:28:13 PM)

49.6

+0.6 (+1.22%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)11-05
Earnings (Next)N/A
Inst Owners53.88%
Inst Owner ChangeN/A
Ins Owners44.36%
Ins Owner ChangeN/A
Market Cap1.08B
Revenue(TTM)229.88M
Net Income(TTM)47.97M
Analysts86.15
Price Target67.32 (35.73%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.67%
Yearly Dividend1.11
Dividend Growth(5Y)N/A
DP105.56%
Div Incr Years2
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)2.59%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.24%
EPS NY rev (3m)16.81%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.49%
Valuation
Industry RankSector Rank
PE 21.47
Fwd PE 24.31
P/S 4.68
P/FCF 11.42
P/OCF 11.32
P/B 4.88
P/tB N/A
EV/EBITDA 12.18
EPS(TTM)2.31
EY4.66%
EPS(NY)2.04
Fwd EY4.11%
FCF(TTM)4.34
FCFY8.76%
OCF(TTM)4.38
OCFY8.83%
SpS10.6
BVpS10.17
TBVpS-2.12
PEG (NY)N/A
PEG (5Y)0.22
Graham Number22.99
Profitability
Industry RankSector Rank
ROA 11.09%
ROE 21.77%
ROCE 21.55%
ROIC 13.25%
ROICexc 22.19%
ROICexgc N/A
OM 31.53%
PM (TTM) 20.87%
GM 75.01%
FCFM 40.96%
ROA(3y)6.5%
ROA(5y)4.66%
ROE(3y)11.44%
ROE(5y)7.86%
ROIC(3y)5.61%
ROIC(5y)3.9%
ROICexc(3y)8.47%
ROICexc(5y)5.8%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)9.13%
ROCE(5y)6.34%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y63.87%
ROICexc growth 5Y32.21%
OM growth 3Y7.7%
OM growth 5Y10.83%
PM growth 3Y33.83%
PM growth 5Y89%
GM growth 3Y3.81%
GM growth 5Y6.86%
F-Score6
Asset Turnover0.53
Health
Industry RankSector Rank
Debt/Equity 0.36
Debt/FCF 0.96
Debt/EBITDA 0.98
Cap/Depr 9.49%
Cap/Sales 0.35%
Interest Coverage 17.41
Cash Conversion 117.2%
Profit Quality 196.28%
Current Ratio 1.53
Quick Ratio 1.49
Altman-Z 4.39
F-Score6
WACC7.2%
ROIC/WACC1.84
Cap/Depr(3y)9.31%
Cap/Depr(5y)7.58%
Cap/Sales(3y)0.68%
Cap/Sales(5y)0.65%
Profit Quality(3y)164.28%
Profit Quality(5y)157.91%
High Growth Momentum
Growth
EPS 1Y (TTM)-24.61%
EPS 3Y77.59%
EPS 5Y99.54%
EPS Q2Q%112.5%
EPS Next Y-19.81%
EPS Next 2Y-4.7%
EPS Next 3Y2.01%
EPS Next 5YN/A
Revenue 1Y (TTM)22.87%
Revenue growth 3Y31.2%
Revenue growth 5Y10.65%
Sales Q2Q%38.29%
Revenue Next Year22.63%
Revenue Next 2Y16.3%
Revenue Next 3Y14.19%
Revenue Next 5Y12.58%
EBIT growth 1Y67.51%
EBIT growth 3Y41.3%
EBIT growth 5Y22.64%
EBIT Next Year48.27%
EBIT Next 3Y24.31%
EBIT Next 5Y17.93%
FCF growth 1Y196.52%
FCF growth 3Y42.51%
FCF growth 5Y70.37%
OCF growth 1Y193.78%
OCF growth 3Y42.14%
OCF growth 5Y69.95%

ZEAL NETWORK SE / TIMA.DE FAQ

What is the ChartMill fundamental rating of ZEAL NETWORK SE (TIMA.DE) stock?

ChartMill assigns a fundamental rating of 7 / 10 to TIMA.DE.


What is the valuation status of ZEAL NETWORK SE (TIMA.DE) stock?

ChartMill assigns a valuation rating of 4 / 10 to ZEAL NETWORK SE (TIMA.DE). This can be considered as Fairly Valued.


What is the profitability of TIMA stock?

ZEAL NETWORK SE (TIMA.DE) has a profitability rating of 8 / 10.


Can you provide the PE and PB ratios for TIMA stock?

The Price/Earnings (PE) ratio for ZEAL NETWORK SE (TIMA.DE) is 21.47 and the Price/Book (PB) ratio is 4.88.


Can you provide the expected EPS growth for TIMA stock?

The Earnings per Share (EPS) of ZEAL NETWORK SE (TIMA.DE) is expected to decline by -19.81% in the next year.