ZEAL NETWORK SE (TIMA.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:TIMA - DE000ZEAL241 - Common Stock
49.2 EUR
+0.6 (+1.23%)
We assign a fundamental rating of 7 out of 10 to TIMA. TIMA was compared to 60 industry peers in the Hotels, Restaurants & Leisure industry. TIMA gets an excellent profitability rating and is at the same time showing great financial health properties. TIMA is not valued too expensively and it also shows a decent growth rate. With these ratings, TIMA could be worth investigating further for quality investing!.
1. Profitability
1.1 Basic Checks
- In the past year TIMA was profitable.
- In the past year TIMA had a positive cash flow from operations.
- TIMA had positive earnings in each of the past 5 years.
- In the past 5 years TIMA always reported a positive cash flow from operatings.
1.2 Ratios
- The Return On Assets of TIMA (11.09%) is better than 83.33% of its industry peers.
- Looking at the Return On Equity, with a value of 21.77%, TIMA is in the better half of the industry, outperforming 76.67% of the companies in the same industry.
- TIMA's Return On Invested Capital of 13.25% is fine compared to the rest of the industry. TIMA outperforms 76.67% of its industry peers.
- TIMA had an Average Return On Invested Capital over the past 3 years of 5.61%. This is significantly below the industry average of 11.82%.
- The 3 year average ROIC (5.61%) for TIMA is below the current ROIC(13.25%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.09% | ||
| ROE | 21.77% | ||
| ROIC | 13.25% |
ROA(3y)6.5%
ROA(5y)4.66%
ROE(3y)11.44%
ROE(5y)7.86%
ROIC(3y)5.61%
ROIC(5y)3.9%
1.3 Margins
- TIMA has a better Profit Margin (20.87%) than 90.00% of its industry peers.
- In the last couple of years the Profit Margin of TIMA has grown nicely.
- TIMA has a Operating Margin of 31.53%. This is amongst the best in the industry. TIMA outperforms 93.33% of its industry peers.
- In the last couple of years the Operating Margin of TIMA has grown nicely.
- With a decent Gross Margin value of 75.01%, TIMA is doing good in the industry, outperforming 80.00% of the companies in the same industry.
- TIMA's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.53% | ||
| PM (TTM) | 20.87% | ||
| GM | 75.01% |
OM growth 3Y7.7%
OM growth 5Y10.83%
PM growth 3Y33.83%
PM growth 5Y89%
GM growth 3Y3.81%
GM growth 5Y6.86%
2. Health
2.1 Basic Checks
- TIMA has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
- The number of shares outstanding for TIMA has been reduced compared to 1 year ago.
- The number of shares outstanding for TIMA has been reduced compared to 5 years ago.
- Compared to 1 year ago, TIMA has a worse debt to assets ratio.
2.2 Solvency
- TIMA has an Altman-Z score of 4.36. This indicates that TIMA is financially healthy and has little risk of bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 4.36, TIMA belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
- The Debt to FCF ratio of TIMA is 0.96, which is an excellent value as it means it would take TIMA, only 0.96 years of fcf income to pay off all of its debts.
- With an excellent Debt to FCF ratio value of 0.96, TIMA belongs to the best of the industry, outperforming 88.33% of the companies in the same industry.
- TIMA has a Debt/Equity ratio of 0.36. This is a healthy value indicating a solid balance between debt and equity.
- TIMA's Debt to Equity ratio of 0.36 is fine compared to the rest of the industry. TIMA outperforms 76.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 0.96 | ||
| Altman-Z | 4.36 |
ROIC/WACC1.84
WACC7.2%
2.3 Liquidity
- A Current Ratio of 1.53 indicates that TIMA should not have too much problems paying its short term obligations.
- The Current ratio of TIMA (1.53) is better than 90.00% of its industry peers.
- TIMA has a Quick Ratio of 1.49. This is a normal value and indicates that TIMA is financially healthy and should not expect problems in meeting its short term obligations.
- TIMA's Quick ratio of 1.49 is amongst the best of the industry. TIMA outperforms 90.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.53 | ||
| Quick Ratio | 1.49 |
3. Growth
3.1 Past
- TIMA shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -24.61%.
- Measured over the past years, TIMA shows a very strong growth in Earnings Per Share. The EPS has been growing by 99.54% on average per year.
- Looking at the last year, TIMA shows a very strong growth in Revenue. The Revenue has grown by 22.87%.
- Measured over the past years, TIMA shows a quite strong growth in Revenue. The Revenue has been growing by 10.65% on average per year.
EPS 1Y (TTM)-24.61%
EPS 3Y77.59%
EPS 5Y99.54%
EPS Q2Q%112.5%
Revenue 1Y (TTM)22.87%
Revenue growth 3Y31.2%
Revenue growth 5Y10.65%
Sales Q2Q%38.29%
3.2 Future
- TIMA is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 2.01% yearly.
- TIMA is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.58% yearly.
EPS Next Y-19.81%
EPS Next 2Y-4.7%
EPS Next 3Y2.01%
EPS Next 5YN/A
Revenue Next Year22.63%
Revenue Next 2Y16.3%
Revenue Next 3Y14.19%
Revenue Next 5Y12.58%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 21.30 indicates a rather expensive valuation of TIMA.
- Compared to the rest of the industry, the Price/Earnings ratio of TIMA indicates a somewhat cheap valuation: TIMA is cheaper than 75.00% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.32, TIMA is valued a bit cheaper.
- The Price/Forward Earnings ratio is 24.12, which indicates a rather expensive current valuation of TIMA.
- The rest of the industry has a similar Price/Forward Earnings ratio as TIMA.
- When comparing the Price/Forward Earnings ratio of TIMA to the average of the S&P500 Index (24.30), we can say TIMA is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.3 | ||
| Fwd PE | 24.12 |
4.2 Price Multiples
- 65.00% of the companies in the same industry are more expensive than TIMA, based on the Enterprise Value to EBITDA ratio.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of TIMA indicates a somewhat cheap valuation: TIMA is cheaper than 75.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.33 | ||
| EV/EBITDA | 12.08 |
4.3 Compensation for Growth
- TIMA has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.21
EPS Next 2Y-4.7%
EPS Next 3Y2.01%
5. Dividend
5.1 Amount
- TIMA has a Yearly Dividend Yield of 2.56%. Purely for dividend investing, there may be better candidates out there.
- TIMA's Dividend Yield is rather good when compared to the industry average which is at 1.29. TIMA pays more dividend than 81.67% of the companies in the same industry.
- TIMA's Dividend Yield is a higher than the S&P500 average which is at 1.86.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.56% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years5
5.3 Sustainability
- 105.56% of the earnings are spent on dividend by TIMA. This is not a sustainable payout ratio.
DP105.56%
EPS Next 2Y-4.7%
EPS Next 3Y2.01%
FRA:TIMA (1/22/2026, 5:28:15 PM)
49.2
+0.6 (+1.23%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)11-05 2025-11-05
Earnings (Next)N/A N/A
Inst Owners53.88%
Inst Owner ChangeN/A
Ins Owners44.36%
Ins Owner ChangeN/A
Market Cap1.07B
Revenue(TTM)229.88M
Net Income(TTM)47.97M
Analysts86.15
Price Target67.32 (36.83%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.56% |
Yearly Dividend1.11
Dividend Growth(5Y)N/A
DP105.56%
Div Incr Years2
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.5%
PT rev (3m)2.59%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.24%
EPS NY rev (3m)16.81%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.49%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.3 | ||
| Fwd PE | 24.12 | ||
| P/S | 4.64 | ||
| P/FCF | 11.33 | ||
| P/OCF | 11.23 | ||
| P/B | 4.84 | ||
| P/tB | N/A | ||
| EV/EBITDA | 12.08 |
EPS(TTM)2.31
EY4.7%
EPS(NY)2.04
Fwd EY4.15%
FCF(TTM)4.34
FCFY8.83%
OCF(TTM)4.38
OCFY8.9%
SpS10.6
BVpS10.17
TBVpS-2.12
PEG (NY)N/A
PEG (5Y)0.21
Graham Number22.99
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.09% | ||
| ROE | 21.77% | ||
| ROCE | 21.55% | ||
| ROIC | 13.25% | ||
| ROICexc | 22.19% | ||
| ROICexgc | N/A | ||
| OM | 31.53% | ||
| PM (TTM) | 20.87% | ||
| GM | 75.01% | ||
| FCFM | 40.96% |
ROA(3y)6.5%
ROA(5y)4.66%
ROE(3y)11.44%
ROE(5y)7.86%
ROIC(3y)5.61%
ROIC(5y)3.9%
ROICexc(3y)8.47%
ROICexc(5y)5.8%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)9.13%
ROCE(5y)6.34%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y63.87%
ROICexc growth 5Y32.21%
OM growth 3Y7.7%
OM growth 5Y10.83%
PM growth 3Y33.83%
PM growth 5Y89%
GM growth 3Y3.81%
GM growth 5Y6.86%
F-Score6
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 0.96 | ||
| Debt/EBITDA | 0.98 | ||
| Cap/Depr | 9.49% | ||
| Cap/Sales | 0.35% | ||
| Interest Coverage | 17.41 | ||
| Cash Conversion | 117.2% | ||
| Profit Quality | 196.28% | ||
| Current Ratio | 1.53 | ||
| Quick Ratio | 1.49 | ||
| Altman-Z | 4.36 |
F-Score6
WACC7.2%
ROIC/WACC1.84
Cap/Depr(3y)9.31%
Cap/Depr(5y)7.58%
Cap/Sales(3y)0.68%
Cap/Sales(5y)0.65%
Profit Quality(3y)164.28%
Profit Quality(5y)157.91%
High Growth Momentum
Growth
EPS 1Y (TTM)-24.61%
EPS 3Y77.59%
EPS 5Y99.54%
EPS Q2Q%112.5%
EPS Next Y-19.81%
EPS Next 2Y-4.7%
EPS Next 3Y2.01%
EPS Next 5YN/A
Revenue 1Y (TTM)22.87%
Revenue growth 3Y31.2%
Revenue growth 5Y10.65%
Sales Q2Q%38.29%
Revenue Next Year22.63%
Revenue Next 2Y16.3%
Revenue Next 3Y14.19%
Revenue Next 5Y12.58%
EBIT growth 1Y67.51%
EBIT growth 3Y41.3%
EBIT growth 5Y22.64%
EBIT Next Year48.27%
EBIT Next 3Y24.31%
EBIT Next 5Y17.93%
FCF growth 1Y196.52%
FCF growth 3Y42.51%
FCF growth 5Y70.37%
OCF growth 1Y193.78%
OCF growth 3Y42.14%
OCF growth 5Y69.95%
ZEAL NETWORK SE / TIMA.DE FAQ
What is the ChartMill fundamental rating of ZEAL NETWORK SE (TIMA.DE) stock?
ChartMill assigns a fundamental rating of 7 / 10 to TIMA.DE.
What is the valuation status of ZEAL NETWORK SE (TIMA.DE) stock?
ChartMill assigns a valuation rating of 4 / 10 to ZEAL NETWORK SE (TIMA.DE). This can be considered as Fairly Valued.
What is the profitability of TIMA stock?
ZEAL NETWORK SE (TIMA.DE) has a profitability rating of 8 / 10.
Can you provide the PE and PB ratios for TIMA stock?
The Price/Earnings (PE) ratio for ZEAL NETWORK SE (TIMA.DE) is 21.3 and the Price/Book (PB) ratio is 4.84.
Can you provide the expected EPS growth for TIMA stock?
The Earnings per Share (EPS) of ZEAL NETWORK SE (TIMA.DE) is expected to decline by -19.81% in the next year.