ZEAL NETWORK SE (TIMA.DE) Fundamental Analysis & Valuation

FRA:TIMA • DE000ZEAL241

Current stock price

48.6 EUR
-0.6 (-1.22%)
Last:

This TIMA.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. TIMA.DE Profitability Analysis

1.1 Basic Checks

  • TIMA had positive earnings in the past year.
  • TIMA had a positive operating cash flow in the past year.
  • TIMA had positive earnings in each of the past 5 years.
  • Each year in the past 5 years TIMA had a positive operating cash flow.
TIMA.DE Yearly Net Income VS EBIT VS OCF VS FCFTIMA.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M

1.2 Ratios

  • With an excellent Return On Assets value of 9.18%, TIMA belongs to the best of the industry, outperforming 84.21% of the companies in the same industry.
  • TIMA has a Return On Equity of 18.10%. This is amongst the best in the industry. TIMA outperforms 80.70% of its industry peers.
  • TIMA's Return On Invested Capital of 13.07% is fine compared to the rest of the industry. TIMA outperforms 78.95% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for TIMA is below the industry average of 12.21%.
  • The last Return On Invested Capital (13.07%) for TIMA is above the 3 year average (9.80%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 9.18%
ROE 18.1%
ROIC 13.07%
ROA(3y)8.4%
ROA(5y)6.16%
ROE(3y)15.84%
ROE(5y)11.05%
ROIC(3y)9.8%
ROIC(5y)7.33%
TIMA.DE Yearly ROA, ROE, ROICTIMA.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

1.3 Margins

  • Looking at the Profit Margin, with a value of 19.09%, TIMA belongs to the top of the industry, outperforming 89.47% of the companies in the same industry.
  • In the last couple of years the Profit Margin of TIMA has grown nicely.
  • With an excellent Operating Margin value of 27.55%, TIMA belongs to the best of the industry, outperforming 92.98% of the companies in the same industry.
  • TIMA's Operating Margin has improved in the last couple of years.
  • TIMA has a better Gross Margin (72.76%) than 73.68% of its industry peers.
  • TIMA's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 27.55%
PM (TTM) 19.09%
GM 72.76%
OM growth 3Y8.14%
OM growth 5Y113.7%
PM growth 3Y7.96%
PM growth 5Y15.28%
GM growth 3Y0.39%
GM growth 5Y3.12%
TIMA.DE Yearly Profit, Operating, Gross MarginsTIMA.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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8

2. TIMA.DE Health Analysis

2.1 Basic Checks

  • TIMA has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
  • Compared to 1 year ago, TIMA has about the same amount of shares outstanding.
  • TIMA has less shares outstanding than it did 5 years ago.
  • TIMA has a better debt/assets ratio than last year.
TIMA.DE Yearly Shares OutstandingTIMA.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M
TIMA.DE Yearly Total Debt VS Total AssetsTIMA.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M

2.2 Solvency

  • TIMA has an Altman-Z score of 4.08. This indicates that TIMA is financially healthy and has little risk of bankruptcy at the moment.
  • TIMA's Altman-Z score of 4.08 is amongst the best of the industry. TIMA outperforms 84.21% of its industry peers.
  • TIMA has a debt to FCF ratio of 1.45. This is a very positive value and a sign of high solvency as it would only need 1.45 years to pay back of all of its debts.
  • The Debt to FCF ratio of TIMA (1.45) is better than 87.72% of its industry peers.
  • A Debt/Equity ratio of 0.33 indicates that TIMA is not too dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.33, TIMA is in the better half of the industry, outperforming 78.95% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.33
Debt/FCF 1.45
Altman-Z 4.08
ROIC/WACC1.82
WACC7.2%
TIMA.DE Yearly LT Debt VS Equity VS FCFTIMA.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 1.52 indicates that TIMA should not have too much problems paying its short term obligations.
  • TIMA has a Current ratio of 1.52. This is amongst the best in the industry. TIMA outperforms 92.98% of its industry peers.
  • TIMA has a Quick Ratio of 1.46. This is a normal value and indicates that TIMA is financially healthy and should not expect problems in meeting its short term obligations.
  • With an excellent Quick ratio value of 1.46, TIMA belongs to the best of the industry, outperforming 92.98% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.52
Quick Ratio 1.46
TIMA.DE Yearly Current Assets VS Current LiabilitesTIMA.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. TIMA.DE Growth Analysis

3.1 Past

  • TIMA shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -45.34%.
  • The Earnings Per Share has been growing by 40.19% on average over the past years. This is a very strong growth
  • The Revenue has decreased by -2.61% in the past year.
  • TIMA shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 20.21% yearly.
EPS 1Y (TTM)-45.34%
EPS 3Y40.32%
EPS 5Y40.19%
EPS Q2Q%-47.7%
Revenue 1Y (TTM)-2.61%
Revenue growth 3Y27.58%
Revenue growth 5Y20.21%
Sales Q2Q%-17%

3.2 Future

  • Based on estimates for the next years, TIMA will show a quite strong growth in Earnings Per Share. The EPS will grow by 16.37% on average per year.
  • TIMA is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 11.12% yearly.
EPS Next Y12.69%
EPS Next 2Y15.71%
EPS Next 3Y16.37%
EPS Next 5YN/A
Revenue Next Year16.47%
Revenue Next 2Y14.3%
Revenue Next 3Y13.89%
Revenue Next 5Y11.12%

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
TIMA.DE Yearly Revenue VS EstimatesTIMA.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 100M 200M 300M 400M
TIMA.DE Yearly EPS VS EstimatesTIMA.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

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3

4. TIMA.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 24.55, TIMA is valued on the expensive side.
  • Based on the Price/Earnings ratio, TIMA is valued a bit cheaper than 66.67% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 27.42. TIMA is around the same levels.
  • The Price/Forward Earnings ratio is 23.77, which indicates a rather expensive current valuation of TIMA.
  • The rest of the industry has a similar Price/Forward Earnings ratio as TIMA.
  • TIMA is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 22.24, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 24.55
Fwd PE 23.77
TIMA.DE Price Earnings VS Forward Price EarningsTIMA.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • TIMA's Enterprise Value to EBITDA is on the same level as the industry average.
  • TIMA's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 17.38
EV/EBITDA 13.86
TIMA.DE Per share dataTIMA.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • The excellent profitability rating of TIMA may justify a higher PE ratio.
  • A more expensive valuation may be justified as TIMA's earnings are expected to grow with 16.37% in the coming years.
PEG (NY)1.93
PEG (5Y)0.61
EPS Next 2Y15.71%
EPS Next 3Y16.37%

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5

5. TIMA.DE Dividend Analysis

5.1 Amount

  • TIMA has a Yearly Dividend Yield of 2.85%.
  • Compared to an average industry Dividend Yield of 1.40, TIMA pays a better dividend. On top of this TIMA pays more dividend than 80.70% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.81, TIMA pays a better dividend.
Industry RankSector Rank
Dividend Yield 2.85%

5.2 History

  • On average, the dividend of TIMA grows each year by 24.57%, which is quite nice.
Dividend Growth(5Y)24.57%
Div Incr Years2
Div Non Decr Years5
TIMA.DE Yearly Dividends per shareTIMA.DE Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • TIMA pays out 121.41% of its income as dividend. This is not a sustainable payout ratio.
  • TIMA's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP121.41%
EPS Next 2Y15.71%
EPS Next 3Y16.37%
TIMA.DE Yearly Income VS Free CF VS DividendTIMA.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M
TIMA.DE Dividend Payout.TIMA.DE Dividend Payout, showing the Payout Ratio.TIMA.DE Dividend Payout.PayoutRetained Earnings

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TIMA.DE Fundamentals: All Metrics, Ratios and Statistics

ZEAL NETWORK SE

FRA:TIMA (4/24/2026, 7:00:00 PM)

48.6

-0.6 (-1.22%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)03-25
Earnings (Next)05-06
Inst Owners52.91%
Inst Owner ChangeN/A
Ins Owners44.77%
Ins Owner ChangeN/A
Market Cap1.05B
Revenue(TTM)218.45M
Net Income(TTM)41.71M
Analysts86.15
Price Target71.76 (47.65%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.85%
Yearly Dividend2.4
Dividend Growth(5Y)24.57%
DP121.41%
Div Incr Years2
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)6.6%
PT rev (3m)6.6%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.14%
EPS NY rev (3m)0.21%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)5.23%
Revenue NY rev (3m)5.56%
Valuation
Industry RankSector Rank
PE 24.55
Fwd PE 23.77
P/S 4.82
P/FCF 17.38
P/OCF 17.11
P/B 4.57
P/tB N/A
EV/EBITDA 13.86
EPS(TTM)1.98
EY4.07%
EPS(NY)2.04
Fwd EY4.21%
FCF(TTM)2.8
FCFY5.75%
OCF(TTM)2.84
OCFY5.84%
SpS10.08
BVpS10.63
TBVpS-1.56
PEG (NY)1.93
PEG (5Y)0.61
Graham Number21.7639 (-55.22%)
Profitability
Industry RankSector Rank
ROA 9.18%
ROE 18.1%
ROCE 17.51%
ROIC 13.07%
ROICexc 23.55%
ROICexgc N/A
OM 27.55%
PM (TTM) 19.09%
GM 72.76%
FCFM 27.75%
ROA(3y)8.4%
ROA(5y)6.16%
ROE(3y)15.84%
ROE(5y)11.05%
ROIC(3y)9.8%
ROIC(5y)7.33%
ROICexc(3y)15.65%
ROICexc(5y)11.25%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)13.13%
ROCE(5y)9.82%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y60.76%
ROICexc growth 5Y184.53%
OM growth 3Y8.14%
OM growth 5Y113.7%
PM growth 3Y7.96%
PM growth 5Y15.28%
GM growth 3Y0.39%
GM growth 5Y3.12%
F-Score4
Asset Turnover0.48
Health
Industry RankSector Rank
Debt/Equity 0.33
Debt/FCF 1.45
Debt/EBITDA 1.11
Cap/Depr 11.18%
Cap/Sales 0.44%
Interest Coverage 14.69
Cash Conversion 89.42%
Profit Quality 145.31%
Current Ratio 1.52
Quick Ratio 1.46
Altman-Z 4.08
F-Score4
WACC7.2%
ROIC/WACC1.82
Cap/Depr(3y)7.58%
Cap/Depr(5y)8.75%
Cap/Sales(3y)0.37%
Cap/Sales(5y)0.59%
Profit Quality(3y)156.21%
Profit Quality(5y)175.38%
High Growth Momentum
Growth
EPS 1Y (TTM)-45.34%
EPS 3Y40.32%
EPS 5Y40.19%
EPS Q2Q%-47.7%
EPS Next Y12.69%
EPS Next 2Y15.71%
EPS Next 3Y16.37%
EPS Next 5YN/A
Revenue 1Y (TTM)-2.61%
Revenue growth 3Y27.58%
Revenue growth 5Y20.21%
Sales Q2Q%-17%
Revenue Next Year16.47%
Revenue Next 2Y14.3%
Revenue Next 3Y13.89%
Revenue Next 5Y11.12%
EBIT growth 1Y-1.48%
EBIT growth 3Y37.96%
EBIT growth 5Y156.89%
EBIT Next Year25.35%
EBIT Next 3Y19.04%
EBIT Next 5Y16%
FCF growth 1Y-18.69%
FCF growth 3Y30.84%
FCF growth 5Y66.55%
OCF growth 1Y-18.01%
OCF growth 3Y29.3%
OCF growth 5Y62.89%

ZEAL NETWORK SE / TIMA.DE Fundamental Analysis FAQ

What is the ChartMill fundamental rating of ZEAL NETWORK SE (TIMA.DE) stock?

ChartMill assigns a fundamental rating of 7 / 10 to TIMA.DE.


What is the valuation status of ZEAL NETWORK SE (TIMA.DE) stock?

ChartMill assigns a valuation rating of 3 / 10 to ZEAL NETWORK SE (TIMA.DE). This can be considered as Overvalued.


How profitable is ZEAL NETWORK SE (TIMA.DE) stock?

ZEAL NETWORK SE (TIMA.DE) has a profitability rating of 8 / 10.


What is the valuation of ZEAL NETWORK SE based on its PE and PB ratios?

The Price/Earnings (PE) ratio for ZEAL NETWORK SE (TIMA.DE) is 24.55 and the Price/Book (PB) ratio is 4.57.


Is the dividend of ZEAL NETWORK SE sustainable?

The dividend rating of ZEAL NETWORK SE (TIMA.DE) is 5 / 10 and the dividend payout ratio is 121.41%.