ZEAL NETWORK SE (TIMA.DE) Stock Fundamental Analysis
FRA:TIMA • DE000ZEAL241
50.6 EUR
+0.7 (+1.4%)
Last: Feb 25, 2026, 07:00 PM
Overall TIMA gets a fundamental rating of 7 out of 10. We evaluated TIMA against 57 industry peers in the Hotels, Restaurants & Leisure industry. TIMA scores excellent points on both the profitability and health parts. This is a solid base for a good stock. TIMA has a decent growth rate and is not valued too expensively. With these ratings, TIMA could be worth investigating further for quality investing!.
1. Profitability
1.1 Basic Checks
- TIMA had positive earnings in the past year.
- In the past year TIMA had a positive cash flow from operations.
- In the past 5 years TIMA has always been profitable.
- Each year in the past 5 years TIMA had a positive operating cash flow.
1.2 Ratios
- TIMA's Return On Assets of 11.09% is amongst the best of the industry. TIMA outperforms 84.21% of its industry peers.
- TIMA has a better Return On Equity (21.77%) than 73.68% of its industry peers.
- With a decent Return On Invested Capital value of 13.25%, TIMA is doing good in the industry, outperforming 75.44% of the companies in the same industry.
- The Average Return On Invested Capital over the past 3 years for TIMA is significantly below the industry average of 11.95%.
- The 3 year average ROIC (5.61%) for TIMA is below the current ROIC(13.25%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.09% | ||
| ROE | 21.77% | ||
| ROIC | 13.25% |
ROA(3y)6.5%
ROA(5y)4.66%
ROE(3y)11.44%
ROE(5y)7.86%
ROIC(3y)5.61%
ROIC(5y)3.9%
1.3 Margins
- Looking at the Profit Margin, with a value of 20.87%, TIMA belongs to the top of the industry, outperforming 89.47% of the companies in the same industry.
- In the last couple of years the Profit Margin of TIMA has grown nicely.
- TIMA has a better Operating Margin (31.53%) than 94.74% of its industry peers.
- TIMA's Operating Margin has improved in the last couple of years.
- TIMA has a better Gross Margin (75.01%) than 77.19% of its industry peers.
- TIMA's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.53% | ||
| PM (TTM) | 20.87% | ||
| GM | 75.01% |
OM growth 3Y7.7%
OM growth 5Y10.83%
PM growth 3Y33.83%
PM growth 5Y89%
GM growth 3Y3.81%
GM growth 5Y6.86%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), TIMA is creating value.
- TIMA has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, TIMA has less shares outstanding
- The debt/assets ratio for TIMA is higher compared to a year ago.
2.2 Solvency
- An Altman-Z score of 4.44 indicates that TIMA is not in any danger for bankruptcy at the moment.
- TIMA's Altman-Z score of 4.44 is amongst the best of the industry. TIMA outperforms 89.47% of its industry peers.
- TIMA has a debt to FCF ratio of 0.96. This is a very positive value and a sign of high solvency as it would only need 0.96 years to pay back of all of its debts.
- TIMA's Debt to FCF ratio of 0.96 is amongst the best of the industry. TIMA outperforms 89.47% of its industry peers.
- TIMA has a Debt/Equity ratio of 0.36. This is a healthy value indicating a solid balance between debt and equity.
- TIMA has a Debt to Equity ratio of 0.36. This is in the better half of the industry: TIMA outperforms 78.95% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 0.96 | ||
| Altman-Z | 4.44 |
ROIC/WACC1.84
WACC7.2%
2.3 Liquidity
- A Current Ratio of 1.53 indicates that TIMA should not have too much problems paying its short term obligations.
- With an excellent Current ratio value of 1.53, TIMA belongs to the best of the industry, outperforming 91.23% of the companies in the same industry.
- TIMA has a Quick Ratio of 1.49. This is a normal value and indicates that TIMA is financially healthy and should not expect problems in meeting its short term obligations.
- The Quick ratio of TIMA (1.49) is better than 92.98% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.53 | ||
| Quick Ratio | 1.49 |
3. Growth
3.1 Past
- TIMA shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -24.61%.
- TIMA shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 99.54% yearly.
- TIMA shows a strong growth in Revenue. In the last year, the Revenue has grown by 22.87%.
- TIMA shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.65% yearly.
EPS 1Y (TTM)-24.61%
EPS 3Y77.59%
EPS 5Y99.54%
EPS Q2Q%112.5%
Revenue 1Y (TTM)22.87%
Revenue growth 3Y31.2%
Revenue growth 5Y10.65%
Sales Q2Q%38.29%
3.2 Future
- Based on estimates for the next years, TIMA will show a small growth in Earnings Per Share. The EPS will grow by 2.01% on average per year.
- TIMA is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.15% yearly.
EPS Next Y-19.81%
EPS Next 2Y-4.7%
EPS Next 3Y2.01%
EPS Next 5YN/A
Revenue Next Year22.63%
Revenue Next 2Y16.3%
Revenue Next 3Y14.19%
Revenue Next 5Y12.15%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 21.90, the valuation of TIMA can be described as rather expensive.
- Based on the Price/Earnings ratio, TIMA is valued a bit cheaper than the industry average as 68.42% of the companies are valued more expensively.
- When comparing the Price/Earnings ratio of TIMA to the average of the S&P500 Index (27.05), we can say TIMA is valued inline with the index average.
- With a Price/Forward Earnings ratio of 24.80, TIMA is valued on the expensive side.
- The rest of the industry has a similar Price/Forward Earnings ratio as TIMA.
- Compared to an average S&P500 Price/Forward Earnings ratio of 28.03, TIMA is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.9 | ||
| Fwd PE | 24.8 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of TIMA is on the same level as its industry peers.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of TIMA indicates a somewhat cheap valuation: TIMA is cheaper than 70.18% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.65 | ||
| EV/EBITDA | 12.42 |
4.3 Compensation for Growth
- TIMA has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.22
EPS Next 2Y-4.7%
EPS Next 3Y2.01%
5. Dividend
5.1 Amount
- TIMA has a Yearly Dividend Yield of 2.65%.
- TIMA's Dividend Yield is rather good when compared to the industry average which is at 1.28. TIMA pays more dividend than 84.21% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.80, TIMA pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.65% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years5
5.3 Sustainability
- TIMA pays out 105.56% of its income as dividend. This is not a sustainable payout ratio.
DP105.56%
EPS Next 2Y-4.7%
EPS Next 3Y2.01%
FRA:TIMA (2/25/2026, 7:00:00 PM)
50.6
+0.7 (+1.4%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)11-05 2025-11-05
Earnings (Next)03-25 2026-03-25/amc
Inst Owners53.88%
Inst Owner ChangeN/A
Ins Owners44.36%
Ins Owner ChangeN/A
Market Cap1.10B
Revenue(TTM)229.88M
Net Income(TTM)47.97M
Analysts86.15
Price Target67.32 (33.04%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.65% |
Yearly Dividend1.11
Dividend Growth(5Y)N/A
DP105.56%
Div Incr Years2
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)2.06%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)12.47%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.49%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.9 | ||
| Fwd PE | 24.8 | ||
| P/S | 4.77 | ||
| P/FCF | 11.65 | ||
| P/OCF | 11.55 | ||
| P/B | 4.98 | ||
| P/tB | N/A | ||
| EV/EBITDA | 12.42 |
EPS(TTM)2.31
EY4.57%
EPS(NY)2.04
Fwd EY4.03%
FCF(TTM)4.34
FCFY8.58%
OCF(TTM)4.38
OCFY8.66%
SpS10.6
BVpS10.17
TBVpS-2.12
PEG (NY)N/A
PEG (5Y)0.22
Graham Number22.99
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.09% | ||
| ROE | 21.77% | ||
| ROCE | 21.55% | ||
| ROIC | 13.25% | ||
| ROICexc | 22.19% | ||
| ROICexgc | N/A | ||
| OM | 31.53% | ||
| PM (TTM) | 20.87% | ||
| GM | 75.01% | ||
| FCFM | 40.96% |
ROA(3y)6.5%
ROA(5y)4.66%
ROE(3y)11.44%
ROE(5y)7.86%
ROIC(3y)5.61%
ROIC(5y)3.9%
ROICexc(3y)8.47%
ROICexc(5y)5.8%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)9.13%
ROCE(5y)6.34%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y63.87%
ROICexc growth 5Y32.21%
OM growth 3Y7.7%
OM growth 5Y10.83%
PM growth 3Y33.83%
PM growth 5Y89%
GM growth 3Y3.81%
GM growth 5Y6.86%
F-Score6
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 0.96 | ||
| Debt/EBITDA | 0.98 | ||
| Cap/Depr | 9.49% | ||
| Cap/Sales | 0.35% | ||
| Interest Coverage | 17.41 | ||
| Cash Conversion | 117.2% | ||
| Profit Quality | 196.28% | ||
| Current Ratio | 1.53 | ||
| Quick Ratio | 1.49 | ||
| Altman-Z | 4.44 |
F-Score6
WACC7.2%
ROIC/WACC1.84
Cap/Depr(3y)9.31%
Cap/Depr(5y)7.58%
Cap/Sales(3y)0.68%
Cap/Sales(5y)0.65%
Profit Quality(3y)164.28%
Profit Quality(5y)157.91%
High Growth Momentum
Growth
EPS 1Y (TTM)-24.61%
EPS 3Y77.59%
EPS 5Y99.54%
EPS Q2Q%112.5%
EPS Next Y-19.81%
EPS Next 2Y-4.7%
EPS Next 3Y2.01%
EPS Next 5YN/A
Revenue 1Y (TTM)22.87%
Revenue growth 3Y31.2%
Revenue growth 5Y10.65%
Sales Q2Q%38.29%
Revenue Next Year22.63%
Revenue Next 2Y16.3%
Revenue Next 3Y14.19%
Revenue Next 5Y12.15%
EBIT growth 1Y67.51%
EBIT growth 3Y41.3%
EBIT growth 5Y22.64%
EBIT Next Year48.27%
EBIT Next 3Y24.31%
EBIT Next 5Y17.52%
FCF growth 1Y196.52%
FCF growth 3Y42.51%
FCF growth 5Y70.37%
OCF growth 1Y193.78%
OCF growth 3Y42.14%
OCF growth 5Y69.95%
ZEAL NETWORK SE / TIMA.DE FAQ
What is the ChartMill fundamental rating of ZEAL NETWORK SE (TIMA.DE) stock?
ChartMill assigns a fundamental rating of 7 / 10 to TIMA.DE.
What is the valuation status of ZEAL NETWORK SE (TIMA.DE) stock?
ChartMill assigns a valuation rating of 4 / 10 to ZEAL NETWORK SE (TIMA.DE). This can be considered as Fairly Valued.
What is the profitability of TIMA stock?
ZEAL NETWORK SE (TIMA.DE) has a profitability rating of 8 / 10.
Can you provide the PE and PB ratios for TIMA stock?
The Price/Earnings (PE) ratio for ZEAL NETWORK SE (TIMA.DE) is 21.9 and the Price/Book (PB) ratio is 4.98.
Can you provide the expected EPS growth for TIMA stock?
The Earnings per Share (EPS) of ZEAL NETWORK SE (TIMA.DE) is expected to decline by -19.81% in the next year.