INTERFACE INC (TILE) Stock Fundamental Analysis
NASDAQ:TILE - Nasdaq - US4586653044 - Common Stock - Currency: USD
We assign a fundamental rating of 6 out of 10 to TILE. TILE was compared to 84 industry peers in the Commercial Services & Supplies industry. TILE has an excellent financial health rating, but there are some minor concerns on its profitability. A decent growth rate in combination with a cheap valuation! Better keep an eye on TILE. These ratings could make TILE a good candidate for value investing.
1. Profitability
1.1 Basic Checks
In the past year TILE was profitable.
In the past year TILE had a positive cash flow from operations.
Of the past 5 years TILE 4 years were profitable.
In the past 5 years TILE always reported a positive cash flow from operatings.
1.2 Ratios
With a decent Return On Assets value of 7.89%, TILE is doing good in the industry, outperforming 78.05% of the companies in the same industry.
TILE has a Return On Equity of 19.55%. This is amongst the best in the industry. TILE outperforms 85.37% of its industry peers.
TILE has a Return On Invested Capital of 9.51%. This is in the better half of the industry: TILE outperforms 75.61% of its industry peers.
TILE had an Average Return On Invested Capital over the past 3 years of 6.23%. This is below the industry average of 10.07%.
The 3 year average ROIC (6.23%) for TILE is below the current ROIC(9.51%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.89% | ||
| ROE | 19.55% | ||
| ROIC | 9.51% |
ROA(3y)3.08%
ROA(5y)1.86%
ROE(3y)10.27%
ROE(5y)6.06%
ROIC(3y)6.23%
ROIC(5y)6.25%
1.3 Margins
With a decent Profit Margin value of 6.15%, TILE is doing good in the industry, outperforming 74.39% of the companies in the same industry.
In the last couple of years the Profit Margin of TILE has declined.
Looking at the Operating Margin, with a value of 10.30%, TILE is in the better half of the industry, outperforming 71.95% of the companies in the same industry.
TILE's Operating Margin has been stable in the last couple of years.
The Gross Margin of TILE (37.24%) is better than 60.98% of its industry peers.
TILE's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.3% | ||
| PM (TTM) | 6.15% | ||
| GM | 37.24% |
OM growth 3Y-4.52%
OM growth 5Y-0.31%
PM growth 3YN/A
PM growth 5Y-3.96%
GM growth 3Y-2.15%
GM growth 5Y-0.83%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), TILE is creating some value.
Compared to 1 year ago, TILE has about the same amount of shares outstanding.
Compared to 5 years ago, TILE has less shares outstanding
TILE has a better debt/assets ratio than last year.
2.2 Solvency
TILE has an Altman-Z score of 3.68. This indicates that TILE is financially healthy and has little risk of bankruptcy at the moment.
TILE has a Altman-Z score of 3.68. This is in the better half of the industry: TILE outperforms 74.39% of its industry peers.
The Debt to FCF ratio of TILE is 3.17, which is a good value as it means it would take TILE, 3.17 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 3.17, TILE is in the better half of the industry, outperforming 74.39% of the companies in the same industry.
TILE has a Debt/Equity ratio of 0.67. This is a neutral value indicating TILE is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.67, TILE perfoms like the industry average, outperforming 43.90% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.67 | ||
| Debt/FCF | 3.17 | ||
| Altman-Z | 3.68 |
ROIC/WACC1.2
WACC7.91%
2.3 Liquidity
A Current Ratio of 2.57 indicates that TILE has no problem at all paying its short term obligations.
TILE's Current ratio of 2.57 is fine compared to the rest of the industry. TILE outperforms 79.27% of its industry peers.
A Quick Ratio of 1.38 indicates that TILE should not have too much problems paying its short term obligations.
TILE's Quick ratio of 1.38 is in line compared to the rest of the industry. TILE outperforms 57.32% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.57 | ||
| Quick Ratio | 1.38 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 68.13% over the past year.
Measured over the past years, TILE shows a decrease in Earnings Per Share. The EPS has been decreasing by -7.48% on average per year.
Looking at the last year, TILE shows a very strong growth in Revenue. The Revenue has grown by 25.43%.
The Revenue has been growing slightly by 1.35% on average over the past years.
EPS 1Y (TTM)68.13%
EPS 3Y-0.97%
EPS 5Y-7.48%
EPS Q2Q%71.43%
Revenue 1Y (TTM)25.43%
Revenue growth 3Y4.57%
Revenue growth 5Y1.35%
Sales Q2Q%10.7%
3.2 Future
Based on estimates for the next years, TILE will show a very strong growth in Earnings Per Share. The EPS will grow by 20.44% on average per year.
Based on estimates for the next years, TILE will show a small growth in Revenue. The Revenue will grow by 4.54% on average per year.
EPS Next Y41.72%
EPS Next 2Y23.35%
EPS Next 3Y20.44%
EPS Next 5YN/A
Revenue Next Year5.07%
Revenue Next 2Y4.31%
Revenue Next 3Y4.54%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 15.42, the valuation of TILE can be described as correct.
Based on the Price/Earnings ratio, TILE is valued a bit cheaper than the industry average as 74.39% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of TILE to the average of the S&P500 Index (28.36), we can say TILE is valued slightly cheaper.
TILE is valuated correctly with a Price/Forward Earnings ratio of 15.35.
Based on the Price/Forward Earnings ratio, TILE is valued a bit cheaper than the industry average as 74.39% of the companies are valued more expensively.
TILE's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 92.49.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.42 | ||
| Fwd PE | 15.35 |
4.2 Price Multiples
TILE's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. TILE is cheaper than 80.49% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of TILE indicates a somewhat cheap valuation: TILE is cheaper than 75.61% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.59 | ||
| EV/EBITDA | 8.01 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
TILE has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as TILE's earnings are expected to grow with 20.44% in the coming years.
PEG (NY)0.37
PEG (5Y)N/A
EPS Next 2Y23.35%
EPS Next 3Y20.44%
5. Dividend
5.1 Amount
TILE has a yearly dividend return of 0.16%, which is pretty low.
TILE's Dividend Yield is a higher than the industry average which is at 2.06.
Compared to an average S&P500 Dividend Yield of 2.28, TILE's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.16% |
5.2 History
The dividend of TILE decreases each year by -21.84%.
TILE has been paying a dividend for at least 10 years, so it has a reliable track record.
TILE has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-21.84%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
TILE pays out 2.42% of its income as dividend. This is a sustainable payout ratio.
DP2.42%
EPS Next 2Y23.35%
EPS Next 3Y20.44%
INTERFACE INC
NASDAQ:TILE (2/3/2025, 4:30:01 PM)
After market: 23.59 0 (0%)23.59
-1.17 (-4.73%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners99.03%
Inst Owner Change0.2%
Ins Owners2.3%
Ins Owner Change-10.93%
Market Cap1.38B
Analysts85
Price Target31.62 (34.04%)
Short Float %2.62%
Short Ratio2.7
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.16% |
Yearly Dividend0.04
Dividend Growth(5Y)-21.84%
DP2.42%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)37.74%
Min EPS beat(2)37.07%
Max EPS beat(2)38.41%
EPS beat(4)4
Avg EPS beat(4)60.58%
Min EPS beat(4)37.07%
Max EPS beat(4)92.08%
EPS beat(8)7
Avg EPS beat(8)31.75%
EPS beat(12)11
Avg EPS beat(12)33.61%
EPS beat(16)15
Avg EPS beat(16)44.67%
Revenue beat(2)1
Avg Revenue beat(2)0.1%
Min Revenue beat(2)-0.13%
Max Revenue beat(2)0.33%
Revenue beat(4)1
Avg Revenue beat(4)-0.27%
Min Revenue beat(4)-0.95%
Max Revenue beat(4)0.33%
Revenue beat(8)1
Avg Revenue beat(8)-1.95%
Revenue beat(12)2
Avg Revenue beat(12)-1.89%
Revenue beat(16)2
Avg Revenue beat(16)-1.93%
PT rev (1m)0%
PT rev (3m)27.4%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-2.27%
EPS NY rev (1m)0%
EPS NY rev (3m)9.92%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.85%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.6%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.42 | ||
| Fwd PE | 15.35 | ||
| P/S | 0.86 | ||
| P/FCF | 12.59 | ||
| P/OCF | 9.95 | ||
| P/B | 2.74 | ||
| P/tB | 4.02 | ||
| EV/EBITDA | 8.01 |
EPS(TTM)1.53
EY6.49%
EPS(NY)1.54
Fwd EY6.51%
FCF(TTM)1.87
FCFY7.94%
OCF(TTM)2.37
OCFY10.05%
SpS27.37
BVpS8.6
TBVpS5.87
PEG (NY)0.37
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.89% | ||
| ROE | 19.55% | ||
| ROCE | 16.32% | ||
| ROIC | 9.51% | ||
| ROICexc | 10.74% | ||
| ROICexgc | 13.08% | ||
| OM | 10.3% | ||
| PM (TTM) | 6.15% | ||
| GM | 37.24% | ||
| FCFM | 6.84% |
ROA(3y)3.08%
ROA(5y)1.86%
ROE(3y)10.27%
ROE(5y)6.06%
ROIC(3y)6.23%
ROIC(5y)6.25%
ROICexc(3y)7.16%
ROICexc(5y)7.03%
ROICexgc(3y)9.01%
ROICexgc(5y)9.27%
ROCE(3y)10.69%
ROCE(5y)10.74%
ROICexcg growth 3Y0.42%
ROICexcg growth 5Y-2.05%
ROICexc growth 3Y3.56%
ROICexc growth 5Y2.66%
OM growth 3Y-4.52%
OM growth 5Y-0.31%
PM growth 3YN/A
PM growth 5Y-3.96%
GM growth 3Y-2.15%
GM growth 5Y-0.83%
F-Score7
Asset Turnover1.28
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.67 | ||
| Debt/FCF | 3.17 | ||
| Debt/EBITDA | 1.6 | ||
| Cap/Depr | 65.08% | ||
| Cap/Sales | 1.82% | ||
| Interest Coverage | 6.61 | ||
| Cash Conversion | 66.15% | ||
| Profit Quality | 111.35% | ||
| Current Ratio | 2.57 | ||
| Quick Ratio | 1.38 | ||
| Altman-Z | 3.68 |
F-Score7
WACC7.91%
ROIC/WACC1.2
Cap/Depr(3y)50.53%
Cap/Depr(5y)84.16%
Cap/Sales(3y)1.94%
Cap/Sales(5y)3.42%
Profit Quality(3y)166.2%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)68.13%
EPS 3Y-0.97%
EPS 5Y-7.48%
EPS Q2Q%71.43%
EPS Next Y41.72%
EPS Next 2Y23.35%
EPS Next 3Y20.44%
EPS Next 5YN/A
Revenue 1Y (TTM)25.43%
Revenue growth 3Y4.57%
Revenue growth 5Y1.35%
Sales Q2Q%10.7%
Revenue Next Year5.07%
Revenue Next 2Y4.31%
Revenue Next 3Y4.54%
Revenue Next 5YN/A
EBIT growth 1Y84.89%
EBIT growth 3Y-0.16%
EBIT growth 5Y1.04%
EBIT Next Year76.58%
EBIT Next 3Y27.72%
EBIT Next 5YN/A
FCF growth 1Y708.93%
FCF growth 3Y27.3%
FCF growth 5Y25.73%
OCF growth 1Y268.59%
OCF growth 3Y6.05%
OCF growth 5Y9.12%