INTERFACE INC (TILE) Stock Fundamental Analysis
USA - NASDAQ:TILE - US4586653044 - Common Stock
28.935 USD
-0.42 (-1.41%)
We assign a fundamental rating of 6 out of 10 to TILE. TILE was compared to 84 industry peers in the Commercial Services & Supplies industry. While TILE belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. TILE is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
TILE had positive earnings in the past year.
TILE had a positive operating cash flow in the past year.
TILE had positive earnings in 4 of the past 5 years.
Each year in the past 5 years TILE had a positive operating cash flow.
1.2 Ratios
TILE has a better Return On Assets (7.52%) than 79.76% of its industry peers.
TILE has a better Return On Equity (16.71%) than 80.95% of its industry peers.
TILE has a better Return On Invested Capital (10.46%) than 79.76% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for TILE is in line with the industry average of 10.60%.
The 3 year average ROIC (8.61%) for TILE is below the current ROIC(10.46%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.52% | ||
| ROE | 16.71% | ||
| ROIC | 10.46% |
ROA(3y)4.19%
ROA(5y)2.24%
ROE(3y)11.18%
ROE(5y)5.34%
ROIC(3y)8.61%
ROIC(5y)8.11%
1.3 Margins
The Profit Margin of TILE (7.11%) is better than 77.38% of its industry peers.
TILE's Profit Margin has improved in the last couple of years.
The Operating Margin of TILE (11.13%) is better than 76.19% of its industry peers.
In the last couple of years the Operating Margin of TILE has remained more or less at the same level.
TILE has a Gross Margin of 37.63%. This is in the better half of the industry: TILE outperforms 63.10% of its industry peers.
TILE's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.13% | ||
| PM (TTM) | 7.11% | ||
| GM | 37.63% |
OM growth 3Y1.75%
OM growth 5Y-0.94%
PM growth 3Y12.85%
PM growth 5Y2.3%
GM growth 3Y0.61%
GM growth 5Y-1.55%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so TILE is still creating some value.
Compared to 1 year ago, TILE has more shares outstanding
TILE has about the same amout of shares outstanding than it did 5 years ago.
The debt/assets ratio for TILE has been reduced compared to a year ago.
2.2 Solvency
TILE has an Altman-Z score of 3.79. This indicates that TILE is financially healthy and has little risk of bankruptcy at the moment.
TILE has a better Altman-Z score (3.79) than 69.05% of its industry peers.
The Debt to FCF ratio of TILE is 2.58, which is a good value as it means it would take TILE, 2.58 years of fcf income to pay off all of its debts.
TILE has a Debt to FCF ratio of 2.58. This is in the better half of the industry: TILE outperforms 76.19% of its industry peers.
TILE has a Debt/Equity ratio of 0.54. This is a neutral value indicating TILE is somewhat dependend on debt financing.
The Debt to Equity ratio of TILE (0.54) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.54 | ||
| Debt/FCF | 2.58 | ||
| Altman-Z | 3.79 |
ROIC/WACC1.24
WACC8.41%
2.3 Liquidity
TILE has a Current Ratio of 2.88. This indicates that TILE is financially healthy and has no problem in meeting its short term obligations.
With a decent Current ratio value of 2.88, TILE is doing good in the industry, outperforming 79.76% of the companies in the same industry.
A Quick Ratio of 1.59 indicates that TILE should not have too much problems paying its short term obligations.
The Quick ratio of TILE (1.59) is better than 64.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.88 | ||
| Quick Ratio | 1.59 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 25.56% over the past year.
TILE shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -1.57% yearly.
Looking at the last year, TILE shows a very negative growth in Revenue. The Revenue has decreased by -13.44% in the last year.
TILE shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.41% yearly.
EPS 1Y (TTM)25.56%
EPS 3Y5.88%
EPS 5Y-1.57%
EPS Q2Q%50%
Revenue 1Y (TTM)-13.44%
Revenue growth 3Y3.1%
Revenue growth 5Y-0.41%
Sales Q2Q%8.33%
3.2 Future
TILE is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 14.52% yearly.
The Revenue is expected to grow by 5.32% on average over the next years.
EPS Next Y19%
EPS Next 2Y16.42%
EPS Next 3Y14.52%
EPS Next 5YN/A
Revenue Next Year4.82%
Revenue Next 2Y4.99%
Revenue Next 3Y5.32%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 17.33, which indicates a rather expensive current valuation of TILE.
Based on the Price/Earnings ratio, TILE is valued a bit cheaper than the industry average as 71.43% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of TILE to the average of the S&P500 Index (27.27), we can say TILE is valued slightly cheaper.
With a Price/Forward Earnings ratio of 14.62, TILE is valued correctly.
Based on the Price/Forward Earnings ratio, TILE is valued a bit cheaper than the industry average as 76.19% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.77, TILE is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.33 | ||
| Fwd PE | 14.62 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, TILE is valued a bit cheaper than the industry average as 67.86% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, TILE is valued a bit cheaper than the industry average as 78.57% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.94 | ||
| EV/EBITDA | 9.77 |
4.3 Compensation for Growth
TILE's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of TILE may justify a higher PE ratio.
A more expensive valuation may be justified as TILE's earnings are expected to grow with 14.52% in the coming years.
PEG (NY)0.91
PEG (5Y)N/A
EPS Next 2Y16.42%
EPS Next 3Y14.52%
5. Dividend
5.1 Amount
With a yearly dividend of 0.28%, TILE is not a good candidate for dividend investing.
TILE's Dividend Yield is a higher than the industry average which is at 2.27.
Compared to an average S&P500 Dividend Yield of 2.38, TILE's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.28% |
5.2 History
The dividend of TILE decreases each year by -28.83%.
TILE has been paying a dividend for at least 10 years, so it has a reliable track record.
TILE has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-28.83%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
TILE pays out 2.49% of its income as dividend. This is a sustainable payout ratio.
DP2.49%
EPS Next 2Y16.42%
EPS Next 3Y14.52%
NASDAQ:TILE (9/16/2025, 1:01:56 PM)
28.935
-0.42 (-1.41%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners103.57%
Inst Owner Change-0.96%
Ins Owners2.23%
Ins Owner Change-3.07%
Market Cap1.69B
Analysts85
Price Target33.32 (15.15%)
Short Float %5.3%
Short Ratio7.56
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.28% |
Yearly Dividend0.04
Dividend Growth(5Y)-28.83%
DP2.49%
Div Incr Years0
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)20.93%
Min EPS beat(2)16.71%
Max EPS beat(2)25.16%
EPS beat(4)4
Avg EPS beat(4)23.8%
Min EPS beat(4)16.28%
Max EPS beat(4)37.07%
EPS beat(8)8
Avg EPS beat(8)38.26%
EPS beat(12)11
Avg EPS beat(12)27.48%
EPS beat(16)15
Avg EPS beat(16)29.06%
Revenue beat(2)1
Avg Revenue beat(2)0.12%
Min Revenue beat(2)-1.86%
Max Revenue beat(2)2.11%
Revenue beat(4)2
Avg Revenue beat(4)-0.74%
Min Revenue beat(4)-3.51%
Max Revenue beat(4)2.11%
Revenue beat(8)2
Avg Revenue beat(8)-1.31%
Revenue beat(12)2
Avg Revenue beat(12)-1.91%
Revenue beat(16)3
Avg Revenue beat(16)-1.8%
PT rev (1m)0%
PT rev (3m)4.26%
EPS NQ rev (1m)0%
EPS NQ rev (3m)9.09%
EPS NY rev (1m)6.9%
EPS NY rev (3m)7.81%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.79%
Revenue NY rev (1m)2.1%
Revenue NY rev (3m)2.1%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.33 | ||
| Fwd PE | 14.62 | ||
| P/S | 1.25 | ||
| P/FCF | 13.94 | ||
| P/OCF | 10.82 | ||
| P/B | 2.94 | ||
| P/tB | 4.1 | ||
| EV/EBITDA | 9.77 |
EPS(TTM)1.67
EY5.77%
EPS(NY)1.98
Fwd EY6.84%
FCF(TTM)2.08
FCFY7.17%
OCF(TTM)2.68
OCFY9.25%
SpS23.17
BVpS9.85
TBVpS7.06
PEG (NY)0.91
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.52% | ||
| ROE | 16.71% | ||
| ROCE | 14.28% | ||
| ROIC | 10.46% | ||
| ROICexc | 11.82% | ||
| ROICexgc | 14.32% | ||
| OM | 11.13% | ||
| PM (TTM) | 7.11% | ||
| GM | 37.63% | ||
| FCFM | 8.96% |
ROA(3y)4.19%
ROA(5y)2.24%
ROE(3y)11.18%
ROE(5y)5.34%
ROIC(3y)8.61%
ROIC(5y)8.11%
ROICexc(3y)9.59%
ROICexc(5y)9.19%
ROICexgc(3y)11.61%
ROICexgc(5y)11.57%
ROCE(3y)11.75%
ROCE(5y)11.07%
ROICexcg growth 3Y2.06%
ROICexcg growth 5Y-0.65%
ROICexc growth 3Y5.68%
ROICexc growth 5Y3.35%
OM growth 3Y1.75%
OM growth 5Y-0.94%
PM growth 3Y12.85%
PM growth 5Y2.3%
GM growth 3Y0.61%
GM growth 5Y-1.55%
F-Score7
Asset Turnover1.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.54 | ||
| Debt/FCF | 2.58 | ||
| Debt/EBITDA | 1.59 | ||
| Cap/Depr | 78.81% | ||
| Cap/Sales | 2.59% | ||
| Interest Coverage | 5.85 | ||
| Cash Conversion | 80.08% | ||
| Profit Quality | 126.08% | ||
| Current Ratio | 2.88 | ||
| Quick Ratio | 1.59 | ||
| Altman-Z | 3.79 |
F-Score7
WACC8.41%
ROIC/WACC1.24
Cap/Depr(3y)57.79%
Cap/Depr(5y)69.97%
Cap/Sales(3y)2.02%
Cap/Sales(5y)2.82%
Profit Quality(3y)173.64%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)25.56%
EPS 3Y5.88%
EPS 5Y-1.57%
EPS Q2Q%50%
EPS Next Y19%
EPS Next 2Y16.42%
EPS Next 3Y14.52%
EPS Next 5YN/A
Revenue 1Y (TTM)-13.44%
Revenue growth 3Y3.1%
Revenue growth 5Y-0.41%
Sales Q2Q%8.33%
Revenue Next Year4.82%
Revenue Next 2Y4.99%
Revenue Next 3Y5.32%
Revenue Next 5YN/A
EBIT growth 1Y-1.72%
EBIT growth 3Y4.91%
EBIT growth 5Y-1.34%
EBIT Next Year47.89%
EBIT Next 3Y20.36%
EBIT Next 5YN/A
FCF growth 1Y45.77%
FCF growth 3Y25.07%
FCF growth 5Y11.27%
OCF growth 1Y50.57%
OCF growth 3Y19.63%
OCF growth 5Y0.92%