8.955 USD
-0.29 (-3.19%)
Taking everything into account, TIGR scores 6 out of 10 in our fundamental rating. TIGR was compared to 235 industry peers in the Capital Markets industry. While TIGR belongs to the best of the industry regarding profitability, there are concerns on its financial health. TIGR is not overvalued while it is showing excellent growth. This is an interesting combination.
1. Profitability
1.1 Basic Checks
- In the past year TIGR was profitable.
- TIGR had positive earnings in 4 of the past 5 years.
- TIGR had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- TIGR has a Return On Assets (1.65%) which is in line with its industry peers.
- TIGR's Return On Equity of 18.98% is amongst the best of the industry. TIGR outperforms 85.96% of its industry peers.
- TIGR has a better Return On Invested Capital (14.08%) than 89.79% of its industry peers.
- TIGR had an Average Return On Invested Capital over the past 3 years of 3.60%. This is below the industry average of 7.16%.
- The 3 year average ROIC (3.60%) for TIGR is below the current ROIC(14.08%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.65% | ||
| ROE | 18.98% | ||
| ROIC | 14.08% |
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
1.3 Margins
- With a decent Profit Margin value of 27.42%, TIGR is doing good in the industry, outperforming 70.21% of the companies in the same industry.
- TIGR's Profit Margin has improved in the last couple of years.
- TIGR has a better Operating Margin (33.70%) than 65.11% of its industry peers.
- In the last couple of years the Operating Margin of TIGR has grown nicely.
- The Gross Margin of TIGR (83.52%) is better than 89.36% of its industry peers.
- TIGR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 33.7% | ||
| PM (TTM) | 27.42% | ||
| GM | 83.52% |
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
2. Health
2.1 Basic Checks
- The number of shares outstanding for TIGR has been increased compared to 1 year ago.
- Compared to 5 years ago, TIGR has more shares outstanding
- The debt/assets ratio for TIGR has been reduced compared to a year ago.
2.2 Solvency
- Based on the Altman-Z score of 0.37, we must say that TIGR is in the distress zone and has some risk of bankruptcy.
- TIGR has a Altman-Z score of 0.37. This is in the lower half of the industry: TIGR underperforms 64.68% of its industry peers.
- A Debt/Equity ratio of 0.20 indicates that TIGR is not too dependend on debt financing.
- TIGR has a better Debt to Equity ratio (0.20) than 76.17% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.37 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- TIGR has a Current Ratio of 1.09. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
- Looking at the Current ratio, with a value of 1.09, TIGR is in line with its industry, outperforming 49.36% of the companies in the same industry.
- A Quick Ratio of 1.09 indicates that TIGR should not have too much problems paying its short term obligations.
- The Quick ratio of TIGR (1.09) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.09 | ||
| Quick Ratio | 1.09 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 88.83% over the past year.
- The Earnings Per Share has been growing by 25.99% on average over the past years. This is a very strong growth
- TIGR shows a strong growth in Revenue. In the last year, the Revenue has grown by 66.14%.
- TIGR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 46.18% yearly.
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%147.58%
Revenue 1Y (TTM)66.14%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%73.33%
3.2 Future
- TIGR is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 28.90% yearly.
- Based on estimates for the next years, TIGR will show a quite strong growth in Revenue. The Revenue will grow by 15.98% on average per year.
EPS Next Y159.43%
EPS Next 2Y63.96%
EPS Next 3Y43.77%
EPS Next 5Y28.9%
Revenue Next Year54.32%
Revenue Next 2Y27.39%
Revenue Next 3Y22.73%
Revenue Next 5Y15.99%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 22.96, TIGR is valued on the expensive side.
- Based on the Price/Earnings ratio, TIGR is valued a bit more expensive than 60.85% of the companies in the same industry.
- TIGR is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.54, which is the current average of the S&P500 Index.
- With a Price/Forward Earnings ratio of 8.56, the valuation of TIGR can be described as very reasonable.
- Based on the Price/Forward Earnings ratio, TIGR is valued cheaply inside the industry as 81.28% of the companies are valued more expensively.
- TIGR is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.31, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.96 | ||
| Fwd PE | 8.56 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, TIGR is valued cheaper than 94.04% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 4.87 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- TIGR has a very decent profitability rating, which may justify a higher PE ratio.
- TIGR's earnings are expected to grow with 43.77% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.14
PEG (5Y)N/A
EPS Next 2Y63.96%
EPS Next 3Y43.77%
5. Dividend
5.1 Amount
- TIGR does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NASDAQ:TIGR (1/16/2026, 1:11:53 PM)
8.955
-0.29 (-3.19%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)12-04 2025-12-04/bmo
Earnings (Next)03-16 2026-03-16/bmo
Inst Owners42.71%
Inst Owner Change0.75%
Ins Owners10.67%
Ins Owner Change0%
Market Cap1.67B
Revenue(TTM)560.59M
Net Income(TTM)153.72M
Analysts83.53
Price Target15.12 (68.84%)
Short Float %59.73%
Short Ratio1.66
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.96%
PT rev (3m)4.91%
EPS NQ rev (1m)11.36%
EPS NQ rev (3m)N/A
EPS NY rev (1m)19.95%
EPS NY rev (3m)24.17%
Revenue NQ rev (1m)24.59%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)10.17%
Revenue NY rev (3m)10.17%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.96 | ||
| Fwd PE | 8.56 | ||
| P/S | 2.99 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.07 | ||
| P/tB | 2.07 | ||
| EV/EBITDA | 4.87 |
EPS(TTM)0.39
EY4.36%
EPS(NY)1.05
Fwd EY11.68%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS3
BVpS4.33
TBVpS4.32
PEG (NY)0.14
PEG (5Y)N/A
Graham Number6.17
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.65% | ||
| ROE | 18.98% | ||
| ROCE | 22.95% | ||
| ROIC | 14.08% | ||
| ROICexc | 46.57% | ||
| ROICexgc | 46.96% | ||
| OM | 33.7% | ||
| PM (TTM) | 27.42% | ||
| GM | 83.52% | ||
| FCFM | N/A |
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)4.9%
ROCE(5y)5.27%
ROICexgc growth 3Y59.47%
ROICexgc growth 5YN/A
ROICexc growth 3Y59.3%
ROICexc growth 5YN/A
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
F-ScoreN/A
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0.84 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.09 | ||
| Quick Ratio | 1.09 | ||
| Altman-Z | 0.37 |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)111.46%
Cap/Depr(5y)162.16%
Cap/Sales(3y)1.19%
Cap/Sales(5y)1.23%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%147.58%
EPS Next Y159.43%
EPS Next 2Y63.96%
EPS Next 3Y43.77%
EPS Next 5Y28.9%
Revenue 1Y (TTM)66.14%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%73.33%
Revenue Next Year54.32%
Revenue Next 2Y27.39%
Revenue Next 3Y22.73%
Revenue Next 5Y15.99%
EBIT growth 1Y313.48%
EBIT growth 3Y64.65%
EBIT growth 5YN/A
EBIT Next Year177.65%
EBIT Next 3Y43.79%
EBIT Next 5Y28.61%
FCF growth 1Y8957.72%
FCF growth 3Y26.5%
FCF growth 5Y27.84%
OCF growth 1Y12710.1%
OCF growth 3Y26.07%
OCF growth 5Y27.75%
UP FINTECH HOLDING LTD - ADR / TIGR FAQ
What is the fundamental rating for TIGR stock?
ChartMill assigns a fundamental rating of 6 / 10 to TIGR.
Can you provide the valuation status for UP FINTECH HOLDING LTD - ADR?
ChartMill assigns a valuation rating of 6 / 10 to UP FINTECH HOLDING LTD - ADR (TIGR). This can be considered as Fairly Valued.
Can you provide the profitability details for UP FINTECH HOLDING LTD - ADR?
UP FINTECH HOLDING LTD - ADR (TIGR) has a profitability rating of 7 / 10.
How financially healthy is UP FINTECH HOLDING LTD - ADR?
The financial health rating of UP FINTECH HOLDING LTD - ADR (TIGR) is 3 / 10.
What is the earnings growth outlook for UP FINTECH HOLDING LTD - ADR?
The Earnings per Share (EPS) of UP FINTECH HOLDING LTD - ADR (TIGR) is expected to grow by 159.43% in the next year.