UP FINTECH HOLDING LTD - ADR (TIGR) Stock Fundamental Analysis
USA - NASDAQ:TIGR - US91531W1062 - ADR
10.26 USD
-0.09 (-0.87%)
10.32 USD
+0.06 (+0.58%)
Taking everything into account, TIGR scores 5 out of 10 in our fundamental rating. TIGR was compared to 237 industry peers in the Capital Markets industry. There are concerns on the financial health of TIGR while its profitability can be described as average. TIGR is not priced too expensively while it is growing strongly. Keep and eye on this one!
1. Profitability
1.1 Basic Checks
TIGR had positive earnings in the past year.
TIGR had positive earnings in 4 of the past 5 years.
Of the past 5 years TIGR 4 years had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.37%, TIGR is doing worse than 62.45% of the companies in the same industry.
Looking at the Return On Equity, with a value of 15.60%, TIGR is in the better half of the industry, outperforming 79.75% of the companies in the same industry.
TIGR's Return On Invested Capital of 11.93% is amongst the best of the industry. TIGR outperforms 87.34% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for TIGR is below the industry average of 7.63%.
The 3 year average ROIC (3.60%) for TIGR is below the current ROIC(11.93%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.37% | ||
| ROE | 15.6% | ||
| ROIC | 11.93% |
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
1.3 Margins
Looking at the Profit Margin, with a value of 24.18%, TIGR is in the better half of the industry, outperforming 63.29% of the companies in the same industry.
TIGR's Profit Margin has improved in the last couple of years.
The Operating Margin of TIGR (31.07%) is comparable to the rest of the industry.
In the last couple of years the Operating Margin of TIGR has grown nicely.
Looking at the Gross Margin, with a value of 82.49%, TIGR belongs to the top of the industry, outperforming 87.76% of the companies in the same industry.
TIGR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.07% | ||
| PM (TTM) | 24.18% | ||
| GM | 82.49% |
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
2. Health
2.1 Basic Checks
Compared to 1 year ago, TIGR has more shares outstanding
TIGR has more shares outstanding than it did 5 years ago.
The debt/assets ratio for TIGR has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.38, we must say that TIGR is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.38, TIGR is doing worse than 67.09% of the companies in the same industry.
A Debt/Equity ratio of 0.21 indicates that TIGR is not too dependend on debt financing.
The Debt to Equity ratio of TIGR (0.21) is better than 74.68% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.38 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
TIGR has a Current Ratio of 1.09. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
TIGR has a Current ratio of 1.09. This is comparable to the rest of the industry: TIGR outperforms 45.15% of its industry peers.
A Quick Ratio of 1.09 indicates that TIGR should not have too much problems paying its short term obligations.
With a Quick ratio value of 1.09, TIGR perfoms like the industry average, outperforming 49.79% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.09 | ||
| Quick Ratio | 1.09 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 88.83% over the past year.
TIGR shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 25.99% yearly.
Looking at the last year, TIGR shows a very strong growth in Revenue. The Revenue has grown by 58.72%.
The Revenue has been growing by 46.18% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%N/A
Revenue 1Y (TTM)58.72%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%58.65%
3.2 Future
Based on estimates for the next years, TIGR will show a quite strong growth in Earnings Per Share. The EPS will grow by 18.83% on average per year.
TIGR is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 16.19% yearly.
EPS Next Y114.31%
EPS Next 2Y49.38%
EPS Next 3Y37.03%
EPS Next 5Y18.83%
Revenue Next Year40.07%
Revenue Next 2Y24.09%
Revenue Next 3Y21.19%
Revenue Next 5Y16.19%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 26.31, which means the current valuation is very expensive for TIGR.
Based on the Price/Earnings ratio, TIGR is valued a bit more expensive than 69.20% of the companies in the same industry.
TIGR is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 25.83, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 11.82, the valuation of TIGR can be described as reasonable.
Based on the Price/Forward Earnings ratio, TIGR is valued a bit cheaper than 61.18% of the companies in the same industry.
TIGR's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 32.68.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.31 | ||
| Fwd PE | 11.82 |
4.2 Price Multiples
92.83% of the companies in the same industry are more expensive than TIGR, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 5.44 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
TIGR has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as TIGR's earnings are expected to grow with 37.03% in the coming years.
PEG (NY)0.23
PEG (5Y)N/A
EPS Next 2Y49.38%
EPS Next 3Y37.03%
5. Dividend
5.1 Amount
TIGR does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
10.26
-0.09 (-0.87%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners41.65%
Inst Owner Change-0.27%
Ins Owners10.68%
Ins Owner Change0%
Market Cap1.92B
Revenue(TTM)486.49M
Net Income(TTM)117.65M
Analysts84
Price Target14.53 (41.62%)
Short Float %80.65%
Short Ratio1.34
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.28%
PT rev (3m)38.51%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)2.58%
EPS NY rev (3m)23.37%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)5.78%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.31 | ||
| Fwd PE | 11.82 | ||
| P/S | 3.94 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.54 | ||
| P/tB | 2.55 | ||
| EV/EBITDA | 5.44 |
EPS(TTM)0.39
EY3.8%
EPS(NY)0.87
Fwd EY8.46%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS2.6
BVpS4.03
TBVpS4.02
PEG (NY)0.23
PEG (5Y)N/A
Graham Number5.95
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.37% | ||
| ROE | 15.6% | ||
| ROCE | 19.65% | ||
| ROIC | 11.93% | ||
| ROICexc | 88.7% | ||
| ROICexgc | 90.5% | ||
| OM | 31.07% | ||
| PM (TTM) | 24.18% | ||
| GM | 82.49% | ||
| FCFM | N/A |
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)4.9%
ROCE(5y)5.27%
ROICexgc growth 3Y59.47%
ROICexgc growth 5YN/A
ROICexc growth 3Y59.3%
ROICexc growth 5YN/A
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
F-ScoreN/A
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.05 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.09 | ||
| Quick Ratio | 1.09 | ||
| Altman-Z | 0.38 |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)111.46%
Cap/Depr(5y)162.16%
Cap/Sales(3y)1.19%
Cap/Sales(5y)1.23%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%N/A
EPS Next Y114.31%
EPS Next 2Y49.38%
EPS Next 3Y37.03%
EPS Next 5Y18.83%
Revenue 1Y (TTM)58.72%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%58.65%
Revenue Next Year40.07%
Revenue Next 2Y24.09%
Revenue Next 3Y21.19%
Revenue Next 5Y16.19%
EBIT growth 1Y422.73%
EBIT growth 3Y64.65%
EBIT growth 5YN/A
EBIT Next Year164.55%
EBIT Next 3Y43.37%
EBIT Next 5Y28.77%
FCF growth 1Y8957.72%
FCF growth 3Y26.5%
FCF growth 5Y27.84%
OCF growth 1Y12710.1%
OCF growth 3Y26.07%
OCF growth 5Y27.75%
UP FINTECH HOLDING LTD - ADR / TIGR FAQ
What is the fundamental rating for TIGR stock?
ChartMill assigns a fundamental rating of 5 / 10 to TIGR.
What is the valuation status for TIGR stock?
ChartMill assigns a valuation rating of 5 / 10 to UP FINTECH HOLDING LTD - ADR (TIGR). This can be considered as Fairly Valued.
What is the profitability of TIGR stock?
UP FINTECH HOLDING LTD - ADR (TIGR) has a profitability rating of 6 / 10.
Can you provide the financial health for TIGR stock?
The financial health rating of UP FINTECH HOLDING LTD - ADR (TIGR) is 3 / 10.
Can you provide the expected EPS growth for TIGR stock?
The Earnings per Share (EPS) of UP FINTECH HOLDING LTD - ADR (TIGR) is expected to grow by 114.31% in the next year.