UP FINTECH HOLDING LTD - ADR (TIGR) Fundamental Analysis & Valuation
NASDAQ:TIGR • US91531W1062
Current stock price
6.65 USD
-0.02 (-0.3%)
At close:
6.63 USD
-0.02 (-0.3%)
After Hours:
This TIGR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. TIGR Profitability Analysis
1.1 Basic Checks
- In the past year TIGR was profitable.
- Of the past 5 years TIGR 4 years were profitable.
- In multiple years TIGR reported negative operating cash flow during the last 5 years.
1.2 Ratios
- TIGR has a Return On Assets of 2.08%. This is comparable to the rest of the industry: TIGR outperforms 45.83% of its industry peers.
- With an excellent Return On Equity value of 19.75%, TIGR belongs to the best of the industry, outperforming 80.83% of the companies in the same industry.
- TIGR has a Return On Invested Capital of 15.83%. This is amongst the best in the industry. TIGR outperforms 89.17% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for TIGR is in line with the industry average of 7.23%.
- The last Return On Invested Capital (15.83%) for TIGR is above the 3 year average (9.07%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.08% | ||
| ROE | 19.75% | ||
| ROIC | 15.83% |
ROA(3y)1.3%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)7.69%
ROIC(3y)9.07%
ROIC(5y)5.95%
1.3 Margins
- With a decent Profit Margin value of 27.92%, TIGR is doing good in the industry, outperforming 72.08% of the companies in the same industry.
- TIGR's Profit Margin has improved in the last couple of years.
- TIGR's Operating Margin of 34.05% is fine compared to the rest of the industry. TIGR outperforms 63.75% of its industry peers.
- TIGR's Operating Margin has improved in the last couple of years.
- With an excellent Gross Margin value of 84.66%, TIGR belongs to the best of the industry, outperforming 89.17% of the companies in the same industry.
- In the last couple of years the Gross Margin of TIGR has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 34.05% | ||
| PM (TTM) | 27.92% | ||
| GM | 84.66% |
OM growth 3Y253.7%
OM growth 5Y17.52%
PM growth 3YN/A
PM growth 5Y19.21%
GM growth 3Y-0.05%
GM growth 5Y0.26%
2. TIGR Health Analysis
2.1 Basic Checks
- Compared to 1 year ago, TIGR has more shares outstanding
- Compared to 5 years ago, TIGR has more shares outstanding
- The debt/assets ratio for TIGR has been reduced compared to a year ago.
2.2 Solvency
- Based on the Altman-Z score of 0.42, we must say that TIGR is in the distress zone and has some risk of bankruptcy.
- With a Altman-Z score value of 0.42, TIGR is not doing good in the industry: 62.08% of the companies in the same industry are doing better.
- TIGR has a Debt/Equity ratio of 0.19. This is a healthy value indicating a solid balance between debt and equity.
- TIGR's Debt to Equity ratio of 0.19 is fine compared to the rest of the industry. TIGR outperforms 76.25% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.42 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- TIGR has a Current Ratio of 1.12. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
- The Current ratio of TIGR (1.12) is comparable to the rest of the industry.
- TIGR has a Quick Ratio of 1.12. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
- TIGR has a Quick ratio (1.12) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.12 | ||
| Quick Ratio | 1.12 |
3. TIGR Growth Analysis
3.1 Past
- The Earnings Per Share has grown by an impressive 88.83% over the past year.
- The Earnings Per Share has been growing by 25.99% on average over the past years. This is a very strong growth
- Looking at the last year, TIGR shows a very strong growth in Revenue. The Revenue has grown by 56.32%.
- TIGR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 46.18% yearly.
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%53.49%
Revenue 1Y (TTM)56.32%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%41.48%
3.2 Future
- Based on estimates for the next years, TIGR will show a very strong growth in Earnings Per Share. The EPS will grow by 28.90% on average per year.
- Based on estimates for the next years, TIGR will show a quite strong growth in Revenue. The Revenue will grow by 15.98% on average per year.
EPS Next Y160.77%
EPS Next 2Y60.1%
EPS Next 3Y41.59%
EPS Next 5Y28.9%
Revenue Next Year54.32%
Revenue Next 2Y29.58%
Revenue Next 3Y21.17%
Revenue Next 5Y15.99%
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
- Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. TIGR Valuation Analysis
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 17.05, TIGR is valued on the expensive side.
- TIGR's Price/Earnings is on the same level as the industry average.
- Compared to an average S&P500 Price/Earnings ratio of 26.78, TIGR is valued a bit cheaper.
- Based on the Price/Forward Earnings ratio of 6.67, the valuation of TIGR can be described as very cheap.
- Based on the Price/Forward Earnings ratio, TIGR is valued cheaply inside the industry as 88.33% of the companies are valued more expensively.
- When comparing the Price/Forward Earnings ratio of TIGR to the average of the S&P500 Index (23.54), we can say TIGR is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.05 | ||
| Fwd PE | 6.67 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- TIGR's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- TIGR has a very decent profitability rating, which may justify a higher PE ratio.
- A more expensive valuation may be justified as TIGR's earnings are expected to grow with 41.59% in the coming years.
PEG (NY)0.11
PEG (5Y)N/A
EPS Next 2Y60.1%
EPS Next 3Y41.59%
5. TIGR Dividend Analysis
5.1 Amount
- No dividends for TIGR!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
TIGR Fundamentals: All Metrics, Ratios and Statistics
6.65
-0.02 (-0.3%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)03-19 2026-03-19/bmo
Earnings (Next)05-28 2026-05-28
Inst Owners40.3%
Inst Owner Change0%
Ins Owners16.26%
Ins Owner Change41.95%
Market Cap1.24B
Revenue(TTM)612.06M
Net Income(TTM)170.90M
Analysts83.53
Price Target12.89 (93.83%)
Short Float %57.95%
Short Ratio2.03
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)10.7%
Min EPS beat(2)5.64%
Max EPS beat(2)15.76%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)22.82%
Min Revenue beat(2)11.63%
Max Revenue beat(2)34.01%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-14.84%
PT rev (3m)-14.77%
EPS NQ rev (1m)-8%
EPS NQ rev (3m)-8%
EPS NY rev (1m)-2.83%
EPS NY rev (3m)-4.65%
Revenue NQ rev (1m)6.49%
Revenue NQ rev (3m)6.49%
Revenue NY rev (1m)3.46%
Revenue NY rev (3m)3.46%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.05 | ||
| Fwd PE | 6.67 | ||
| P/S | 2.03 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.44 | ||
| P/tB | 1.44 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.39
EY5.86%
EPS(NY)1
Fwd EY14.99%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS3.27
BVpS4.63
TBVpS4.62
PEG (NY)0.11
PEG (5Y)N/A
Graham Number6.37
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.08% | ||
| ROE | 19.75% | ||
| ROCE | 22.48% | ||
| ROIC | 15.83% | ||
| ROICexc | 102.93% | ||
| ROICexgc | 104.57% | ||
| OM | 34.05% | ||
| PM (TTM) | 27.92% | ||
| GM | 84.66% | ||
| FCFM | N/A |
ROA(3y)1.3%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)7.69%
ROIC(3y)9.07%
ROIC(5y)5.95%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)12.3%
ROCE(5y)8.02%
ROICexgc growth 3Y399.52%
ROICexgc growth 5Y52.67%
ROICexc growth 3Y409.48%
ROICexc growth 5Y54.54%
OM growth 3Y253.7%
OM growth 5Y17.52%
PM growth 3YN/A
PM growth 5Y19.21%
GM growth 3Y-0.05%
GM growth 5Y0.26%
F-ScoreN/A
Asset Turnover0.07
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.12 | ||
| Quick Ratio | 1.12 | ||
| Altman-Z | 0.42 |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%53.49%
EPS Next Y160.77%
EPS Next 2Y60.1%
EPS Next 3Y41.59%
EPS Next 5Y28.9%
Revenue 1Y (TTM)56.32%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%41.48%
Revenue Next Year54.32%
Revenue Next 2Y29.58%
Revenue Next 3Y21.17%
Revenue Next 5Y15.99%
EBIT growth 1Y165.57%
EBIT growth 3Y393.48%
EBIT growth 5Y58.19%
EBIT Next Year18.24%
EBIT Next 3Y9.59%
EBIT Next 5Y4.64%
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A
UP FINTECH HOLDING LTD - ADR / TIGR Fundamental Analysis FAQ
What is the fundamental rating for TIGR stock?
ChartMill assigns a fundamental rating of 6 / 10 to TIGR.
Can you provide the valuation status for UP FINTECH HOLDING LTD - ADR?
ChartMill assigns a valuation rating of 6 / 10 to UP FINTECH HOLDING LTD - ADR (TIGR). This can be considered as Fairly Valued.
How profitable is UP FINTECH HOLDING LTD - ADR (TIGR) stock?
UP FINTECH HOLDING LTD - ADR (TIGR) has a profitability rating of 7 / 10.
What are the PE and PB ratios of UP FINTECH HOLDING LTD - ADR (TIGR) stock?
The Price/Earnings (PE) ratio for UP FINTECH HOLDING LTD - ADR (TIGR) is 17.05 and the Price/Book (PB) ratio is 1.44.
What is the earnings growth outlook for UP FINTECH HOLDING LTD - ADR?
The Earnings per Share (EPS) of UP FINTECH HOLDING LTD - ADR (TIGR) is expected to grow by 160.77% in the next year.