UP FINTECH HOLDING LTD - ADR (TIGR)
US91531W1062 - ADR
Overall TIGR gets a fundamental rating of 4 out of 10. We evaluated TIGR against 220 industry peers in the Capital Markets industry. TIGR has a bad profitability rating. Also its financial health evaluation is rather negative. TIGR is valued quite expensively, but it does show have an excellent growth rating.
1. Profitability
1.1 Basic Checks
TIGR had positive earnings in the past year.
The reported net income has been mixed in the past 5 years: TIGR reported negative net income in multiple years.
TIGR had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of TIGR (0.55%) is worse than 73.73% of its industry peers.
The Return On Equity of TIGR (5.25%) is worse than 64.52% of its industry peers.
TIGR has a Return On Invested Capital of 3.38%. This is comparable to the rest of the industry: TIGR outperforms 40.55% of its industry peers.
The Average Return On Invested Capital over the past 3 years for TIGR is below the industry average of 7.00%.
The 3 year average ROIC (2.15%) for TIGR is below the current ROIC(3.38%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.55% | ||
| ROE | 5.25% | ||
| ROIC | 3.38% |
ROA(3y)0.42%
ROA(5y)0.23%
ROE(3y)3.15%
ROE(5y)2.64%
ROIC(3y)2.15%
ROIC(5y)N/A
1.3 Margins
TIGR's Profit Margin of 8.59% is on the low side compared to the rest of the industry. TIGR is outperformed by 64.52% of its industry peers.
TIGR's Profit Margin has been stable in the last couple of years.
TIGR's Operating Margin of 9.43% is on the low side compared to the rest of the industry. TIGR is outperformed by 70.97% of its industry peers.
In the last couple of years the Operating Margin of TIGR has declined.
Looking at the Gross Margin, with a value of 78.42%, TIGR belongs to the top of the industry, outperforming 81.57% of the companies in the same industry.
TIGR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.43% | ||
| PM (TTM) | 8.59% | ||
| GM | 78.42% |
OM growth 3Y-7.36%
OM growth 5YN/A
PM growth 3Y0.92%
PM growth 5YN/A
GM growth 3Y-1.66%
GM growth 5Y-4.33%
2. Health
2.1 Basic Checks
TIGR has more shares outstanding than it did 1 year ago.
The number of shares outstanding for TIGR has been increased compared to 5 years ago.
TIGR has a worse debt/assets ratio than last year.
2.2 Solvency
TIGR has an Altman-Z score of 0.40. This is a bad value and indicates that TIGR is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of TIGR (0.40) is worse than 71.89% of its industry peers.
TIGR has a Debt/Equity ratio of 0.32. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of TIGR (0.32) is better than 77.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.32 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.4 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.15 indicates that TIGR should not have too much problems paying its short term obligations.
The Current ratio of TIGR (1.15) is comparable to the rest of the industry.
A Quick Ratio of 1.15 indicates that TIGR should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.15, TIGR is in line with its industry, outperforming 53.92% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 1.15 |
3. Growth
3.1 Past
TIGR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -18.73%.
TIGR shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 10.30% yearly.
The Revenue has grown by 26.67% in the past year. This is a very strong growth!
TIGR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 51.99% yearly.
EPS 1Y (TTM)-18.73%
EPS 3Y10.3%
EPS 5YN/A
EPS Q2Q%49.4%
Revenue 1Y (TTM)26.67%
Revenue growth 3Y25.31%
Revenue growth 5Y51.99%
Sales Q2Q%44.06%
3.2 Future
The Earnings Per Share is expected to grow by 24.31% on average over the next years. This is a very strong growth
Based on estimates for the next years, TIGR will show a very strong growth in Revenue. The Revenue will grow by 20.36% on average per year.
EPS Next Y77.92%
EPS Next 2Y48.16%
EPS Next 3Y24.31%
EPS Next 5YN/A
Revenue Next Year35.06%
Revenue Next 2Y25.22%
Revenue Next 3Y20.36%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 33.76, which means the current valuation is very expensive for TIGR.
TIGR's Price/Earnings ratio is a bit more expensive when compared to the industry. TIGR is more expensive than 75.58% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.73, TIGR is valued a bit more expensive.
A Price/Forward Earnings ratio of 15.68 indicates a correct valuation of TIGR.
TIGR's Price/Forward Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.83, TIGR is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.76 | ||
| Fwd PE | 15.68 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, TIGR is valued a bit cheaper than the industry average as 72.81% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 16.43 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
TIGR's earnings are expected to grow with 24.31% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.43
PEG (5Y)N/A
EPS Next 2Y48.16%
EPS Next 3Y24.31%
5. Dividend
5.1 Amount
No dividends for TIGR!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
UP FINTECH HOLDING LTD - ADR
NASDAQ:TIGR (12/20/2024, 8:00:01 PM)
After market: 7.12 +0.03 (+0.42%)7.09
+0.02 (+0.28%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners8.4%
Inst Owner Change0.06%
Ins Owners0.06%
Ins Owner Change0%
Market Cap1.11B
Analysts73.33
Price Target7.91 (11.57%)
Short Float %4.94%
Short Ratio0.53
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-46.57%
Min EPS beat(2)-68.63%
Max EPS beat(2)-24.51%
EPS beat(4)1
Avg EPS beat(4)-26.63%
Min EPS beat(4)-116.81%
Max EPS beat(4)103.43%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-10.61%
PT rev (3m)44.75%
EPS NQ rev (1m)0%
EPS NQ rev (3m)116.67%
EPS NY rev (1m)4.46%
EPS NY rev (3m)30.67%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)2.64%
Revenue NY rev (3m)15.37%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.76 | ||
| Fwd PE | 15.68 | ||
| P/S | 3.63 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.22 | ||
| P/tB | 2.28 | ||
| EV/EBITDA | 16.43 |
EPS(TTM)0.21
EY2.96%
EPS(NY)0.45
Fwd EY6.38%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS1.95
BVpS3.19
TBVpS3.11
PEG (NY)0.43
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.55% | ||
| ROE | 5.25% | ||
| ROCE | 4.27% | ||
| ROIC | 3.38% | ||
| ROICexc | 21.29% | ||
| ROICexgc | 24.41% | ||
| OM | 9.43% | ||
| PM (TTM) | 8.59% | ||
| GM | 78.42% | ||
| FCFM | N/A |
ROA(3y)0.42%
ROA(5y)0.23%
ROE(3y)3.15%
ROE(5y)2.64%
ROIC(3y)2.15%
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)2.72%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-7.36%
OM growth 5YN/A
PM growth 3Y0.92%
PM growth 5YN/A
GM growth 3Y-1.66%
GM growth 5Y-4.33%
F-ScoreN/A
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.32 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 4.98 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 1.15 | ||
| Altman-Z | 0.4 |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)221.16%
Cap/Depr(5y)187.42%
Cap/Sales(3y)1.69%
Cap/Sales(5y)1.6%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-18.73%
EPS 3Y10.3%
EPS 5YN/A
EPS Q2Q%49.4%
EPS Next Y77.92%
EPS Next 2Y48.16%
EPS Next 3Y24.31%
EPS Next 5YN/A
Revenue 1Y (TTM)26.67%
Revenue growth 3Y25.31%
Revenue growth 5Y51.99%
Sales Q2Q%44.06%
Revenue Next Year35.06%
Revenue Next 2Y25.22%
Revenue Next 3Y20.36%
Revenue Next 5YN/A
EBIT growth 1Y-8.78%
EBIT growth 3Y16.08%
EBIT growth 5YN/A
EBIT Next Year181.95%
EBIT Next 3Y55.74%
EBIT Next 5YN/A
FCF growth 1Y-103.68%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-102.54%
OCF growth 3YN/A
OCF growth 5YN/A