UP FINTECH HOLDING LTD - ADR (TIGR) Stock Fundamental Analysis
USA - NASDAQ:TIGR - US91531W1062 - ADR
10.9199 USD
-0.13 (-1.18%)
Overall TIGR gets a fundamental rating of 5 out of 10. We evaluated TIGR against 237 industry peers in the Capital Markets industry. TIGR has an average financial health and profitability rating. TIGR is growing strongly while it is still valued neutral. This is a good combination! With these ratings, TIGR could be worth investigating further for growth investing!.
1. Profitability
1.1 Basic Checks
In the past year TIGR was profitable.
In the past year TIGR had a positive cash flow from operations.
TIGR had positive earnings in 4 of the past 5 years.
TIGR had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of TIGR (0.94%) is worse than 66.24% of its industry peers.
Looking at the Return On Equity, with a value of 9.22%, TIGR is in line with its industry, outperforming 53.16% of the companies in the same industry.
TIGR has a better Return On Invested Capital (6.91%) than 74.26% of its industry peers.
The Average Return On Invested Capital over the past 3 years for TIGR is below the industry average of 7.61%.
The last Return On Invested Capital (6.91%) for TIGR is above the 3 year average (3.60%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.94% | ||
| ROE | 9.22% | ||
| ROIC | 6.91% |
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
1.3 Margins
The Profit Margin of TIGR (15.43%) is comparable to the rest of the industry.
TIGR's Profit Margin has improved in the last couple of years.
TIGR has a Operating Margin (19.94%) which is comparable to the rest of the industry.
TIGR's Operating Margin has improved in the last couple of years.
The Gross Margin of TIGR (80.73%) is better than 84.81% of its industry peers.
In the last couple of years the Gross Margin of TIGR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.94% | ||
| PM (TTM) | 15.43% | ||
| GM | 80.73% |
OM growth 3Y44.41%
OM growth 5YN/A
PM growth 3Y40.79%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.84%
2. Health
2.1 Basic Checks
The number of shares outstanding for TIGR has been increased compared to 1 year ago.
Compared to 5 years ago, TIGR has more shares outstanding
Compared to 1 year ago, TIGR has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.47, we must say that TIGR is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 0.47, TIGR is not doing good in the industry: 62.45% of the companies in the same industry are doing better.
TIGR has a debt to FCF ratio of 0.19. This is a very positive value and a sign of high solvency as it would only need 0.19 years to pay back of all of its debts.
TIGR has a Debt to FCF ratio of 0.19. This is amongst the best in the industry. TIGR outperforms 91.98% of its industry peers.
TIGR has a Debt/Equity ratio of 0.24. This is a healthy value indicating a solid balance between debt and equity.
TIGR's Debt to Equity ratio of 0.24 is fine compared to the rest of the industry. TIGR outperforms 75.95% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.24 | ||
| Debt/FCF | 0.19 | ||
| Altman-Z | 0.47 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
TIGR has a Current Ratio of 1.14. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of TIGR (1.14) is comparable to the rest of the industry.
A Quick Ratio of 1.14 indicates that TIGR should not have too much problems paying its short term obligations.
TIGR's Quick ratio of 1.14 is in line compared to the rest of the industry. TIGR outperforms 52.74% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.14 | ||
| Quick Ratio | 1.14 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 116.38% over the past year.
TIGR shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 33.89% yearly.
Looking at the last year, TIGR shows a very strong growth in Revenue. The Revenue has grown by 52.64%.
The Revenue has been growing by 46.16% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)116.38%
EPS 3Y33.89%
EPS 5YN/A
EPS Q2Q%146.75%
Revenue 1Y (TTM)52.64%
Revenue growth 3Y13.97%
Revenue growth 5Y46.16%
Sales Q2Q%55.3%
3.2 Future
TIGR is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 18.83% yearly.
The Revenue is expected to grow by 16.19% on average over the next years. This is quite good.
EPS Next Y80.03%
EPS Next 2Y37.61%
EPS Next 3Y28.84%
EPS Next 5Y18.83%
Revenue Next Year42.48%
Revenue Next 2Y25.75%
Revenue Next 3Y20.07%
Revenue Next 5Y16.19%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 21.84 indicates a rather expensive valuation of TIGR.
TIGR's Price/Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Earnings ratio of 27.20, TIGR is valued at the same level.
Based on the Price/Forward Earnings ratio of 14.82, the valuation of TIGR can be described as correct.
TIGR's Price/Forward Earnings ratio is in line with the industry average.
The average S&P500 Price/Forward Earnings ratio is at 22.70. TIGR is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.84 | ||
| Fwd PE | 14.82 |
4.2 Price Multiples
TIGR's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. TIGR is cheaper than 72.57% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, TIGR is valued cheaper than 88.61% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.47 | ||
| EV/EBITDA | 20.79 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
TIGR's earnings are expected to grow with 28.84% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.27
PEG (5Y)N/A
EPS Next 2Y37.61%
EPS Next 3Y28.84%
5. Dividend
5.1 Amount
No dividends for TIGR!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NASDAQ:TIGR (9/18/2025, 10:36:09 AM)
10.9199
-0.13 (-1.18%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners36.63%
Inst Owner Change36.18%
Ins Owners10.79%
Ins Owner Change0%
Market Cap2.04B
Analysts82.86
Price Target14.72 (34.8%)
Short Float %68.34%
Short Ratio1.07
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)23.41%
Min EPS beat(2)-6.49%
Max EPS beat(2)53.3%
EPS beat(4)1
Avg EPS beat(4)-11.58%
Min EPS beat(4)-68.63%
Max EPS beat(4)53.3%
EPS beat(8)4
Avg EPS beat(8)14.11%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)13.26%
Min Revenue beat(2)1.09%
Max Revenue beat(2)25.43%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)31.43%
PT rev (3m)46.46%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)3.64%
EPS NY rev (3m)18.04%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)7.6%
Revenue NY rev (3m)7.33%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.84 | ||
| Fwd PE | 14.82 | ||
| P/S | 5.21 | ||
| P/FCF | 2.47 | ||
| P/OCF | 2.46 | ||
| P/B | 3.11 | ||
| P/tB | 3.18 | ||
| EV/EBITDA | 20.79 |
EPS(TTM)0.5
EY4.58%
EPS(NY)0.74
Fwd EY6.75%
FCF(TTM)4.42
FCFY40.49%
OCF(TTM)4.43
OCFY40.57%
SpS2.09
BVpS3.51
TBVpS3.43
PEG (NY)0.27
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.94% | ||
| ROE | 9.22% | ||
| ROCE | 9.41% | ||
| ROIC | 6.91% | ||
| ROICexc | 15.95% | ||
| ROICexgc | 16.58% | ||
| OM | 19.94% | ||
| PM (TTM) | 15.43% | ||
| GM | 80.73% | ||
| FCFM | 211.07% |
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)4.9%
ROCE(5y)5.27%
ROICexcg growth 3Y59.4%
ROICexcg growth 5YN/A
ROICexc growth 3Y59.24%
ROICexc growth 5YN/A
OM growth 3Y44.41%
OM growth 5YN/A
PM growth 3Y40.79%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.84%
F-Score6
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.24 | ||
| Debt/FCF | 0.19 | ||
| Debt/EBITDA | 1.98 | ||
| Cap/Depr | 59.19% | ||
| Cap/Sales | 0.4% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 1025.84% | ||
| Profit Quality | 1368.3% | ||
| Current Ratio | 1.14 | ||
| Quick Ratio | 1.14 | ||
| Altman-Z | 0.47 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)112.68%
Cap/Depr(5y)166.75%
Cap/Sales(3y)1.19%
Cap/Sales(5y)1.24%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)116.38%
EPS 3Y33.89%
EPS 5YN/A
EPS Q2Q%146.75%
EPS Next Y80.03%
EPS Next 2Y37.61%
EPS Next 3Y28.84%
EPS Next 5Y18.83%
Revenue 1Y (TTM)52.64%
Revenue growth 3Y13.97%
Revenue growth 5Y46.16%
Sales Q2Q%55.3%
Revenue Next Year42.48%
Revenue Next 2Y25.75%
Revenue Next 3Y20.07%
Revenue Next 5Y16.19%
EBIT growth 1Y137.71%
EBIT growth 3Y64.58%
EBIT growth 5YN/A
EBIT Next Year118.71%
EBIT Next 3Y25.1%
EBIT Next 5Y28.77%
FCF growth 1Y8957.34%
FCF growth 3Y26.51%
FCF growth 5Y27.84%
OCF growth 1Y12709.3%
OCF growth 3Y26.07%
OCF growth 5Y27.75%