UP FINTECH HOLDING LTD - ADR (TIGR) Stock Fundamental Analysis
USA - NASDAQ:TIGR - US91531W1062 - ADR
9.61 USD
-0.4 (-4%)
9.75 USD
+0.14 (+1.46%)
Taking everything into account, TIGR scores 5 out of 10 in our fundamental rating. TIGR was compared to 237 industry peers in the Capital Markets industry. There are concerns on the financial health of TIGR while its profitability can be described as average. TIGR is not priced too expensively while it is growing strongly. Keep and eye on this one!
1. Profitability
1.1 Basic Checks
TIGR had positive earnings in the past year.
TIGR had positive earnings in 4 of the past 5 years.
TIGR had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
With a Return On Assets value of 1.37%, TIGR is not doing good in the industry: 62.45% of the companies in the same industry are doing better.
TIGR has a better Return On Equity (15.60%) than 79.75% of its industry peers.
TIGR has a Return On Invested Capital of 11.93%. This is amongst the best in the industry. TIGR outperforms 87.34% of its industry peers.
The Average Return On Invested Capital over the past 3 years for TIGR is below the industry average of 7.47%.
The 3 year average ROIC (3.60%) for TIGR is below the current ROIC(11.93%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.37% | ||
| ROE | 15.6% | ||
| ROIC | 11.93% |
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
1.3 Margins
With a decent Profit Margin value of 24.18%, TIGR is doing good in the industry, outperforming 63.71% of the companies in the same industry.
TIGR's Profit Margin has improved in the last couple of years.
The Operating Margin of TIGR (31.07%) is better than 61.18% of its industry peers.
TIGR's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 82.49%, TIGR belongs to the top of the industry, outperforming 88.19% of the companies in the same industry.
In the last couple of years the Gross Margin of TIGR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.07% | ||
| PM (TTM) | 24.18% | ||
| GM | 82.49% |
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
2. Health
2.1 Basic Checks
TIGR has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, TIGR has more shares outstanding
The debt/assets ratio for TIGR has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.38, we must say that TIGR is in the distress zone and has some risk of bankruptcy.
TIGR has a worse Altman-Z score (0.38) than 66.24% of its industry peers.
TIGR has a Debt/Equity ratio of 0.21. This is a healthy value indicating a solid balance between debt and equity.
TIGR has a better Debt to Equity ratio (0.21) than 74.26% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.38 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
TIGR has a Current Ratio of 1.09. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
TIGR has a Current ratio (1.09) which is in line with its industry peers.
TIGR has a Quick Ratio of 1.09. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
TIGR has a Quick ratio of 1.09. This is comparable to the rest of the industry: TIGR outperforms 49.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.09 | ||
| Quick Ratio | 1.09 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 88.83% over the past year.
The Earnings Per Share has been growing by 25.99% on average over the past years. This is a very strong growth
The Revenue has grown by 58.72% in the past year. This is a very strong growth!
TIGR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 46.18% yearly.
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%N/A
Revenue 1Y (TTM)58.72%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%58.65%
3.2 Future
TIGR is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 18.83% yearly.
TIGR is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 16.19% yearly.
EPS Next Y114.31%
EPS Next 2Y49.38%
EPS Next 3Y37.03%
EPS Next 5Y18.83%
Revenue Next Year40.07%
Revenue Next 2Y24.09%
Revenue Next 3Y21.19%
Revenue Next 5Y16.19%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 24.64, the valuation of TIGR can be described as rather expensive.
TIGR's Price/Earnings ratio is a bit more expensive when compared to the industry. TIGR is more expensive than 67.51% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 25.89. TIGR is around the same levels.
TIGR is valuated reasonably with a Price/Forward Earnings ratio of 11.07.
TIGR's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. TIGR is cheaper than 62.45% of the companies in the same industry.
TIGR's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 34.59.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.64 | ||
| Fwd PE | 11.07 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of TIGR indicates a rather cheap valuation: TIGR is cheaper than 93.25% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 5.02 |
4.3 Compensation for Growth
TIGR's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of TIGR may justify a higher PE ratio.
TIGR's earnings are expected to grow with 37.03% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.22
PEG (5Y)N/A
EPS Next 2Y49.38%
EPS Next 3Y37.03%
5. Dividend
5.1 Amount
No dividends for TIGR!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
9.61
-0.4 (-4%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners41.65%
Inst Owner Change-2.53%
Ins Owners10.68%
Ins Owner Change0%
Market Cap1.80B
Revenue(TTM)486.49M
Net Income(TTM)117.65M
Analysts83.75
Price Target14.53 (51.2%)
Short Float %80.65%
Short Ratio1.34
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.84%
PT rev (3m)38.51%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)2.58%
EPS NY rev (3m)23.37%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)5.78%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.64 | ||
| Fwd PE | 11.07 | ||
| P/S | 3.69 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.38 | ||
| P/tB | 2.39 | ||
| EV/EBITDA | 5.02 |
EPS(TTM)0.39
EY4.06%
EPS(NY)0.87
Fwd EY9.03%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS2.6
BVpS4.03
TBVpS4.02
PEG (NY)0.22
PEG (5Y)N/A
Graham Number5.95
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.37% | ||
| ROE | 15.6% | ||
| ROCE | 19.65% | ||
| ROIC | 11.93% | ||
| ROICexc | 88.7% | ||
| ROICexgc | 90.5% | ||
| OM | 31.07% | ||
| PM (TTM) | 24.18% | ||
| GM | 82.49% | ||
| FCFM | N/A |
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)4.9%
ROCE(5y)5.27%
ROICexgc growth 3Y59.47%
ROICexgc growth 5YN/A
ROICexc growth 3Y59.3%
ROICexc growth 5YN/A
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
F-ScoreN/A
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.05 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.09 | ||
| Quick Ratio | 1.09 | ||
| Altman-Z | 0.38 |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)111.46%
Cap/Depr(5y)162.16%
Cap/Sales(3y)1.19%
Cap/Sales(5y)1.23%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%N/A
EPS Next Y114.31%
EPS Next 2Y49.38%
EPS Next 3Y37.03%
EPS Next 5Y18.83%
Revenue 1Y (TTM)58.72%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%58.65%
Revenue Next Year40.07%
Revenue Next 2Y24.09%
Revenue Next 3Y21.19%
Revenue Next 5Y16.19%
EBIT growth 1Y422.73%
EBIT growth 3Y64.65%
EBIT growth 5YN/A
EBIT Next Year164.55%
EBIT Next 3Y43.37%
EBIT Next 5Y28.77%
FCF growth 1Y8957.72%
FCF growth 3Y26.5%
FCF growth 5Y27.84%
OCF growth 1Y12710.1%
OCF growth 3Y26.07%
OCF growth 5Y27.75%
UP FINTECH HOLDING LTD - ADR / TIGR FAQ
What is the fundamental rating for TIGR stock?
ChartMill assigns a fundamental rating of 5 / 10 to TIGR.
What is the valuation status for TIGR stock?
ChartMill assigns a valuation rating of 5 / 10 to UP FINTECH HOLDING LTD - ADR (TIGR). This can be considered as Fairly Valued.
What is the profitability of TIGR stock?
UP FINTECH HOLDING LTD - ADR (TIGR) has a profitability rating of 6 / 10.
Can you provide the financial health for TIGR stock?
The financial health rating of UP FINTECH HOLDING LTD - ADR (TIGR) is 3 / 10.
Can you provide the expected EPS growth for TIGR stock?
The Earnings per Share (EPS) of UP FINTECH HOLDING LTD - ADR (TIGR) is expected to grow by 114.31% in the next year.