UP FINTECH HOLDING LTD - ADR (TIGR) Fundamental Analysis & Valuation

NASDAQ:TIGR • US91531W1062

7.535 USD
-0.25 (-3.15%)
Last: Mar 11, 2026, 02:10 PM
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This TIGR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

6

We assign a fundamental rating of 6 out of 10 to TIGR. TIGR was compared to 242 industry peers in the Capital Markets industry. While TIGR belongs to the best of the industry regarding profitability, there are concerns on its financial health. TIGR is not overvalued while it is showing excellent growth. This is an interesting combination.


Dividend Valuation Growth Profitability Health

7

1. TIGR Profitability Analysis

1.1 Basic Checks

  • In the past year TIGR was profitable.
  • TIGR had positive earnings in 4 of the past 5 years.
  • Of the past 5 years TIGR 4 years had a positive operating cash flow.
TIGR Yearly Net Income VS EBIT VS OCF VS FCFTIGR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M 800M

1.2 Ratios

  • TIGR's Return On Assets of 1.65% is in line compared to the rest of the industry. TIGR outperforms 42.56% of its industry peers.
  • With an excellent Return On Equity value of 18.98%, TIGR belongs to the best of the industry, outperforming 80.99% of the companies in the same industry.
  • TIGR has a better Return On Invested Capital (14.08%) than 88.84% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for TIGR is below the industry average of 7.06%.
  • The 3 year average ROIC (3.60%) for TIGR is below the current ROIC(14.08%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.65%
ROE 18.98%
ROIC 14.08%
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
TIGR Yearly ROA, ROE, ROICTIGR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 100 150

1.3 Margins

  • With a decent Profit Margin value of 27.42%, TIGR is doing good in the industry, outperforming 66.94% of the companies in the same industry.
  • TIGR's Profit Margin has improved in the last couple of years.
  • TIGR has a better Operating Margin (33.70%) than 63.22% of its industry peers.
  • In the last couple of years the Operating Margin of TIGR has grown nicely.
  • TIGR's Gross Margin of 83.52% is amongst the best of the industry. TIGR outperforms 88.84% of its industry peers.
  • In the last couple of years the Gross Margin of TIGR has declined.
Industry RankSector Rank
OM 33.7%
PM (TTM) 27.42%
GM 83.52%
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
TIGR Yearly Profit, Operating, Gross MarginsTIGR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -100 -200

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. TIGR Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, TIGR has more shares outstanding
  • TIGR has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, TIGR has an improved debt to assets ratio.
TIGR Yearly Shares OutstandingTIGR Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M
TIGR Yearly Total Debt VS Total AssetsTIGR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

2.2 Solvency

  • TIGR has an Altman-Z score of 0.35. This is a bad value and indicates that TIGR is not financially healthy and even has some risk of bankruptcy.
  • With a Altman-Z score value of 0.35, TIGR is not doing good in the industry: 65.29% of the companies in the same industry are doing better.
  • A Debt/Equity ratio of 0.20 indicates that TIGR is not too dependend on debt financing.
  • TIGR has a Debt to Equity ratio of 0.20. This is in the better half of the industry: TIGR outperforms 75.21% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF N/A
Altman-Z 0.35
ROIC/WACCN/A
WACCN/A
TIGR Yearly LT Debt VS Equity VS FCFTIGR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M 800M

2.3 Liquidity

  • TIGR has a Current Ratio of 1.09. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 1.09, TIGR is in line with its industry, outperforming 47.93% of the companies in the same industry.
  • A Quick Ratio of 1.09 indicates that TIGR should not have too much problems paying its short term obligations.
  • With a Quick ratio value of 1.09, TIGR perfoms like the industry average, outperforming 48.76% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.09
Quick Ratio 1.09
TIGR Yearly Current Assets VS Current LiabilitesTIGR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

9

3. TIGR Growth Analysis

3.1 Past

  • TIGR shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 88.83%, which is quite impressive.
  • Measured over the past years, TIGR shows a very strong growth in Earnings Per Share. The EPS has been growing by 25.99% on average per year.
  • Looking at the last year, TIGR shows a very strong growth in Revenue. The Revenue has grown by 66.14%.
  • The Revenue has been growing by 46.18% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%147.58%
Revenue 1Y (TTM)66.14%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%73.33%

3.2 Future

  • The Earnings Per Share is expected to grow by 28.90% on average over the next years. This is a very strong growth
  • Based on estimates for the next years, TIGR will show a quite strong growth in Revenue. The Revenue will grow by 15.98% on average per year.
EPS Next Y159.9%
EPS Next 2Y62.41%
EPS Next 3Y43.77%
EPS Next 5Y28.9%
Revenue Next Year54.32%
Revenue Next 2Y27.39%
Revenue Next 3Y22.73%
Revenue Next 5Y15.99%

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
TIGR Yearly Revenue VS EstimatesTIGR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 200M 400M 600M 800M
TIGR Yearly EPS VS EstimatesTIGR Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 0.5 1

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Find the best growth stocksShow best growing peers

6

4. TIGR Valuation Analysis

4.1 Price/Earnings Ratio

  • TIGR is valuated rather expensively with a Price/Earnings ratio of 19.32.
  • Based on the Price/Earnings ratio, TIGR is valued a bit more expensive than 64.05% of the companies in the same industry.
  • TIGR's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.25.
  • A Price/Forward Earnings ratio of 7.34 indicates a rather cheap valuation of TIGR.
  • Based on the Price/Forward Earnings ratio, TIGR is valued cheaply inside the industry as 83.47% of the companies are valued more expensively.
  • TIGR is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.39, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 19.32
Fwd PE 7.34
TIGR Price Earnings VS Forward Price EarningsTIGR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, TIGR is valued cheaply inside the industry as 96.28% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 3.44
TIGR Per share dataTIGR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3 4

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • TIGR has a very decent profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as TIGR's earnings are expected to grow with 43.77% in the coming years.
PEG (NY)0.12
PEG (5Y)N/A
EPS Next 2Y62.41%
EPS Next 3Y43.77%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. TIGR Dividend Analysis

5.1 Amount

  • No dividends for TIGR!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

TIGR Fundamentals: All Metrics, Ratios and Statistics

UP FINTECH HOLDING LTD - ADR

NASDAQ:TIGR (3/11/2026, 2:10:04 PM)

7.535

-0.25 (-3.15%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)12-04
Earnings (Next)03-16
Inst Owners40.71%
Inst Owner Change-8.84%
Ins Owners16%
Ins Owner Change0%
Market Cap1.41B
Revenue(TTM)560.59M
Net Income(TTM)153.72M
Analysts83.53
Price Target15.13 (100.8%)
Short Float %65.58%
Short Ratio2.07
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)4.05%
EPS NQ rev (1m)0%
EPS NQ rev (3m)11.36%
EPS NY rev (1m)0%
EPS NY rev (3m)20.16%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)24.59%
Revenue NY rev (1m)0%
Revenue NY rev (3m)10.17%
Valuation
Industry RankSector Rank
PE 19.32
Fwd PE 7.34
P/S 2.51
P/FCF N/A
P/OCF N/A
P/B 1.74
P/tB 1.74
EV/EBITDA 3.44
EPS(TTM)0.39
EY5.18%
EPS(NY)1.03
Fwd EY13.62%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS3
BVpS4.33
TBVpS4.32
PEG (NY)0.12
PEG (5Y)N/A
Graham Number6.17
Profitability
Industry RankSector Rank
ROA 1.65%
ROE 18.98%
ROCE 22.95%
ROIC 14.08%
ROICexc 46.57%
ROICexgc 46.96%
OM 33.7%
PM (TTM) 27.42%
GM 83.52%
FCFM N/A
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)4.9%
ROCE(5y)5.27%
ROICexgc growth 3Y59.47%
ROICexgc growth 5YN/A
ROICexc growth 3Y59.3%
ROICexc growth 5YN/A
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
F-ScoreN/A
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF N/A
Debt/EBITDA 0.84
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.09
Quick Ratio 1.09
Altman-Z 0.35
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)111.46%
Cap/Depr(5y)162.16%
Cap/Sales(3y)1.19%
Cap/Sales(5y)1.23%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%147.58%
EPS Next Y159.9%
EPS Next 2Y62.41%
EPS Next 3Y43.77%
EPS Next 5Y28.9%
Revenue 1Y (TTM)66.14%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%73.33%
Revenue Next Year54.32%
Revenue Next 2Y27.39%
Revenue Next 3Y22.73%
Revenue Next 5Y15.99%
EBIT growth 1Y313.48%
EBIT growth 3Y64.65%
EBIT growth 5YN/A
EBIT Next Year177.65%
EBIT Next 3Y43.79%
EBIT Next 5Y28.61%
FCF growth 1Y8957.72%
FCF growth 3Y26.5%
FCF growth 5Y27.84%
OCF growth 1Y12710.1%
OCF growth 3Y26.07%
OCF growth 5Y27.75%

UP FINTECH HOLDING LTD - ADR / TIGR FAQ

What is the fundamental rating for TIGR stock?

ChartMill assigns a fundamental rating of 6 / 10 to TIGR.


Can you provide the valuation status for UP FINTECH HOLDING LTD - ADR?

ChartMill assigns a valuation rating of 6 / 10 to UP FINTECH HOLDING LTD - ADR (TIGR). This can be considered as Fairly Valued.


Can you provide the profitability details for UP FINTECH HOLDING LTD - ADR?

UP FINTECH HOLDING LTD - ADR (TIGR) has a profitability rating of 7 / 10.


How financially healthy is UP FINTECH HOLDING LTD - ADR?

The financial health rating of UP FINTECH HOLDING LTD - ADR (TIGR) is 3 / 10.


What is the earnings growth outlook for UP FINTECH HOLDING LTD - ADR?

The Earnings per Share (EPS) of UP FINTECH HOLDING LTD - ADR (TIGR) is expected to grow by 159.9% in the next year.