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UP FINTECH HOLDING LTD - ADR (TIGR) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:TIGR - US91531W1062 - ADR

8.81 USD
-0.06 (-0.68%)
Last: 1/27/2026, 8:00:00 PM
8.83 USD
+0.02 (+0.23%)
After Hours: 1/27/2026, 8:00:00 PM
Fundamental Rating

5

TIGR gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 237 industry peers in the Capital Markets industry. TIGR has a medium profitability rating, but doesn't score so well on its financial health evaluation. TIGR is not overvalued while it is showing excellent growth. This is an interesting combination.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year TIGR was profitable.
  • Of the past 5 years TIGR 4 years were profitable.
  • Of the past 5 years TIGR 4 years had a positive operating cash flow.
TIGR Yearly Net Income VS EBIT VS OCF VS FCFTIGR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M 800M

1.2 Ratios

  • With a Return On Assets value of 1.65%, TIGR is not doing good in the industry: 61.60% of the companies in the same industry are doing better.
  • TIGR has a better Return On Equity (18.98%) than 85.65% of its industry peers.
  • With an excellent Return On Invested Capital value of 14.08%, TIGR belongs to the best of the industry, outperforming 89.45% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for TIGR is below the industry average of 7.27%.
  • The 3 year average ROIC (3.60%) for TIGR is below the current ROIC(14.08%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.65%
ROE 18.98%
ROIC 14.08%
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
TIGR Yearly ROA, ROE, ROICTIGR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 100 150

1.3 Margins

  • With a decent Profit Margin value of 27.42%, TIGR is doing good in the industry, outperforming 69.62% of the companies in the same industry.
  • TIGR's Profit Margin has improved in the last couple of years.
  • TIGR has a better Operating Margin (33.70%) than 64.56% of its industry peers.
  • In the last couple of years the Operating Margin of TIGR has grown nicely.
  • TIGR's Gross Margin of 83.52% is amongst the best of the industry. TIGR outperforms 88.61% of its industry peers.
  • TIGR's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 33.7%
PM (TTM) 27.42%
GM 83.52%
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
TIGR Yearly Profit, Operating, Gross MarginsTIGR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -100 -200

3

2. Health

2.1 Basic Checks

  • The number of shares outstanding for TIGR has been increased compared to 1 year ago.
  • Compared to 5 years ago, TIGR has more shares outstanding
  • The debt/assets ratio for TIGR has been reduced compared to a year ago.
TIGR Yearly Shares OutstandingTIGR Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M
TIGR Yearly Total Debt VS Total AssetsTIGR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

2.2 Solvency

  • Based on the Altman-Z score of 0.37, we must say that TIGR is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of TIGR (0.37) is worse than 64.98% of its industry peers.
  • TIGR has a Debt/Equity ratio of 0.20. This is a healthy value indicating a solid balance between debt and equity.
  • With a decent Debt to Equity ratio value of 0.20, TIGR is doing good in the industry, outperforming 75.11% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF N/A
Altman-Z 0.37
ROIC/WACCN/A
WACCN/A
TIGR Yearly LT Debt VS Equity VS FCFTIGR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M 800M

2.3 Liquidity

  • A Current Ratio of 1.09 indicates that TIGR should not have too much problems paying its short term obligations.
  • With a Current ratio value of 1.09, TIGR perfoms like the industry average, outperforming 48.95% of the companies in the same industry.
  • TIGR has a Quick Ratio of 1.09. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
  • The Quick ratio of TIGR (1.09) is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.09
Quick Ratio 1.09
TIGR Yearly Current Assets VS Current LiabilitesTIGR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

9

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 88.83% over the past year.
  • The Earnings Per Share has been growing by 25.99% on average over the past years. This is a very strong growth
  • Looking at the last year, TIGR shows a very strong growth in Revenue. The Revenue has grown by 66.14%.
  • Measured over the past years, TIGR shows a very strong growth in Revenue. The Revenue has been growing by 46.18% on average per year.
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%147.58%
Revenue 1Y (TTM)66.14%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%73.33%

3.2 Future

  • Based on estimates for the next years, TIGR will show a very strong growth in Earnings Per Share. The EPS will grow by 28.90% on average per year.
  • The Revenue is expected to grow by 15.98% on average over the next years. This is quite good.
EPS Next Y159.43%
EPS Next 2Y63.96%
EPS Next 3Y43.77%
EPS Next 5Y28.9%
Revenue Next Year54.32%
Revenue Next 2Y27.39%
Revenue Next 3Y22.73%
Revenue Next 5Y15.99%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
TIGR Yearly Revenue VS EstimatesTIGR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 200M 400M 600M 800M
TIGR Yearly EPS VS EstimatesTIGR Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 0.5 1

6

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 22.59, which indicates a rather expensive current valuation of TIGR.
  • Compared to the rest of the industry, the Price/Earnings ratio of TIGR indicates a slightly more expensive valuation: TIGR is more expensive than 64.13% of the companies listed in the same industry.
  • TIGR is valuated rather cheaply when we compare the Price/Earnings ratio to 28.87, which is the current average of the S&P500 Index.
  • TIGR is valuated reasonably with a Price/Forward Earnings ratio of 8.42.
  • Based on the Price/Forward Earnings ratio, TIGR is valued cheaply inside the industry as 83.12% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 25.96, TIGR is valued rather cheaply.
Industry RankSector Rank
PE 22.59
Fwd PE 8.42
TIGR Price Earnings VS Forward Price EarningsTIGR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, TIGR is valued cheaper than 94.09% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 4.5
TIGR Per share dataTIGR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3 4

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • TIGR has a very decent profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as TIGR's earnings are expected to grow with 43.77% in the coming years.
PEG (NY)0.14
PEG (5Y)N/A
EPS Next 2Y63.96%
EPS Next 3Y43.77%

0

5. Dividend

5.1 Amount

  • No dividends for TIGR!.
Industry RankSector Rank
Dividend Yield 0%

UP FINTECH HOLDING LTD - ADR / TIGR FAQ

What is the fundamental rating for TIGR stock?

ChartMill assigns a fundamental rating of 5 / 10 to TIGR.


Can you provide the valuation status for UP FINTECH HOLDING LTD - ADR?

ChartMill assigns a valuation rating of 6 / 10 to UP FINTECH HOLDING LTD - ADR (TIGR). This can be considered as Fairly Valued.


Can you provide the profitability details for UP FINTECH HOLDING LTD - ADR?

UP FINTECH HOLDING LTD - ADR (TIGR) has a profitability rating of 6 / 10.


How financially healthy is UP FINTECH HOLDING LTD - ADR?

The financial health rating of UP FINTECH HOLDING LTD - ADR (TIGR) is 3 / 10.


What is the earnings growth outlook for UP FINTECH HOLDING LTD - ADR?

The Earnings per Share (EPS) of UP FINTECH HOLDING LTD - ADR (TIGR) is expected to grow by 159.43% in the next year.