8.14 USD
+0.42 (+5.44%)
At close: Feb 6, 2026
8.19 USD
+0.05 (+0.61%)
After Hours: 2/6/2026, 8:08:29 PM
TIGR gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 238 industry peers in the Capital Markets industry. While TIGR is still in line with the averages on profitability rating, there are concerns on its financial health. TIGR is not overvalued while it is showing excellent growth. This is an interesting combination.
1. Profitability
1.1 Basic Checks
- TIGR had positive earnings in the past year.
- Of the past 5 years TIGR 4 years were profitable.
- TIGR had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 1.65%, TIGR is doing worse than 61.34% of the companies in the same industry.
- The Return On Equity of TIGR (18.98%) is better than 85.71% of its industry peers.
- TIGR has a Return On Invested Capital of 14.08%. This is amongst the best in the industry. TIGR outperforms 89.50% of its industry peers.
- TIGR had an Average Return On Invested Capital over the past 3 years of 3.60%. This is below the industry average of 7.28%.
- The 3 year average ROIC (3.60%) for TIGR is below the current ROIC(14.08%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.65% | ||
| ROE | 18.98% | ||
| ROIC | 14.08% |
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
1.3 Margins
- Looking at the Profit Margin, with a value of 27.42%, TIGR is in the better half of the industry, outperforming 69.75% of the companies in the same industry.
- In the last couple of years the Profit Margin of TIGR has grown nicely.
- TIGR's Operating Margin of 33.70% is fine compared to the rest of the industry. TIGR outperforms 64.71% of its industry peers.
- In the last couple of years the Operating Margin of TIGR has grown nicely.
- TIGR has a Gross Margin of 83.52%. This is amongst the best in the industry. TIGR outperforms 88.66% of its industry peers.
- In the last couple of years the Gross Margin of TIGR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 33.7% | ||
| PM (TTM) | 27.42% | ||
| GM | 83.52% |
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
2. Health
2.1 Basic Checks
- Compared to 1 year ago, TIGR has more shares outstanding
- The number of shares outstanding for TIGR has been increased compared to 5 years ago.
- TIGR has a better debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of 0.35, we must say that TIGR is in the distress zone and has some risk of bankruptcy.
- TIGR's Altman-Z score of 0.35 is on the low side compared to the rest of the industry. TIGR is outperformed by 65.13% of its industry peers.
- TIGR has a Debt/Equity ratio of 0.20. This is a healthy value indicating a solid balance between debt and equity.
- TIGR has a Debt to Equity ratio of 0.20. This is in the better half of the industry: TIGR outperforms 75.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.35 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- TIGR has a Current Ratio of 1.09. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
- The Current ratio of TIGR (1.09) is comparable to the rest of the industry.
- TIGR has a Quick Ratio of 1.09. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
- TIGR has a Quick ratio (1.09) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.09 | ||
| Quick Ratio | 1.09 |
3. Growth
3.1 Past
- TIGR shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 88.83%, which is quite impressive.
- The Earnings Per Share has been growing by 25.99% on average over the past years. This is a very strong growth
- TIGR shows a strong growth in Revenue. In the last year, the Revenue has grown by 66.14%.
- TIGR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 46.18% yearly.
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%147.58%
Revenue 1Y (TTM)66.14%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%73.33%
3.2 Future
- TIGR is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 28.90% yearly.
- The Revenue is expected to grow by 15.98% on average over the next years. This is quite good.
EPS Next Y159.43%
EPS Next 2Y63.96%
EPS Next 3Y43.77%
EPS Next 5Y28.9%
Revenue Next Year54.32%
Revenue Next 2Y27.39%
Revenue Next 3Y22.73%
Revenue Next 5Y15.99%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 20.87, TIGR is valued on the expensive side.
- Compared to the rest of the industry, the Price/Earnings ratio of TIGR indicates a slightly more expensive valuation: TIGR is more expensive than 60.92% of the companies listed in the same industry.
- TIGR is valuated rather cheaply when we compare the Price/Earnings ratio to 27.92, which is the current average of the S&P500 Index.
- The Price/Forward Earnings ratio is 7.78, which indicates a rather cheap valuation of TIGR.
- Based on the Price/Forward Earnings ratio, TIGR is valued cheaply inside the industry as 87.39% of the companies are valued more expensively.
- When comparing the Price/Forward Earnings ratio of TIGR to the average of the S&P500 Index (27.78), we can say TIGR is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.87 | ||
| Fwd PE | 7.78 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, TIGR is valued cheaply inside the industry as 96.64% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 3.38 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- The decent profitability rating of TIGR may justify a higher PE ratio.
- A more expensive valuation may be justified as TIGR's earnings are expected to grow with 43.77% in the coming years.
PEG (NY)0.13
PEG (5Y)N/A
EPS Next 2Y63.96%
EPS Next 3Y43.77%
5. Dividend
5.1 Amount
- No dividends for TIGR!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
8.14
+0.42 (+5.44%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)12-04 2025-12-04/bmo
Earnings (Next)03-16 2026-03-16/bmo
Inst Owners42.71%
Inst Owner Change0.66%
Ins Owners10.67%
Ins Owner Change0%
Market Cap1.52B
Revenue(TTM)560.59M
Net Income(TTM)153.72M
Analysts83.53
Price Target15.12 (85.75%)
Short Float %46.63%
Short Ratio1.2
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)4.91%
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)21.05%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)10.17%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.87 | ||
| Fwd PE | 7.78 | ||
| P/S | 2.71 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.88 | ||
| P/tB | 1.88 | ||
| EV/EBITDA | 3.38 |
EPS(TTM)0.39
EY4.79%
EPS(NY)1.05
Fwd EY12.85%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS3
BVpS4.33
TBVpS4.32
PEG (NY)0.13
PEG (5Y)N/A
Graham Number6.17
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.65% | ||
| ROE | 18.98% | ||
| ROCE | 22.95% | ||
| ROIC | 14.08% | ||
| ROICexc | 46.57% | ||
| ROICexgc | 46.96% | ||
| OM | 33.7% | ||
| PM (TTM) | 27.42% | ||
| GM | 83.52% | ||
| FCFM | N/A |
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)4.9%
ROCE(5y)5.27%
ROICexgc growth 3Y59.47%
ROICexgc growth 5YN/A
ROICexc growth 3Y59.3%
ROICexc growth 5YN/A
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
F-ScoreN/A
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0.84 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.09 | ||
| Quick Ratio | 1.09 | ||
| Altman-Z | 0.35 |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)111.46%
Cap/Depr(5y)162.16%
Cap/Sales(3y)1.19%
Cap/Sales(5y)1.23%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%147.58%
EPS Next Y159.43%
EPS Next 2Y63.96%
EPS Next 3Y43.77%
EPS Next 5Y28.9%
Revenue 1Y (TTM)66.14%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%73.33%
Revenue Next Year54.32%
Revenue Next 2Y27.39%
Revenue Next 3Y22.73%
Revenue Next 5Y15.99%
EBIT growth 1Y313.48%
EBIT growth 3Y64.65%
EBIT growth 5YN/A
EBIT Next Year177.65%
EBIT Next 3Y43.79%
EBIT Next 5Y28.61%
FCF growth 1Y8957.72%
FCF growth 3Y26.5%
FCF growth 5Y27.84%
OCF growth 1Y12710.1%
OCF growth 3Y26.07%
OCF growth 5Y27.75%
UP FINTECH HOLDING LTD - ADR / TIGR FAQ
What is the fundamental rating for TIGR stock?
ChartMill assigns a fundamental rating of 5 / 10 to TIGR.
Can you provide the valuation status for UP FINTECH HOLDING LTD - ADR?
ChartMill assigns a valuation rating of 6 / 10 to UP FINTECH HOLDING LTD - ADR (TIGR). This can be considered as Fairly Valued.
Can you provide the profitability details for UP FINTECH HOLDING LTD - ADR?
UP FINTECH HOLDING LTD - ADR (TIGR) has a profitability rating of 6 / 10.
How financially healthy is UP FINTECH HOLDING LTD - ADR?
The financial health rating of UP FINTECH HOLDING LTD - ADR (TIGR) is 3 / 10.
What is the earnings growth outlook for UP FINTECH HOLDING LTD - ADR?
The Earnings per Share (EPS) of UP FINTECH HOLDING LTD - ADR (TIGR) is expected to grow by 159.43% in the next year.