9.56 USD
+0.04 (+0.42%)
9.55 USD
-0.01 (-0.1%)
We assign a fundamental rating of 5 out of 10 to TIGR. TIGR was compared to 235 industry peers in the Capital Markets industry. TIGR scores excellent on profitability, but there are concerns on its financial health. TIGR is showing excellent growth while it is valued at reasonable prices. Keep and eye on this one!
1. Profitability
1.1 Basic Checks
In the past year TIGR was profitable.
Of the past 5 years TIGR 4 years were profitable.
TIGR had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
With a Return On Assets value of 1.65%, TIGR perfoms like the industry average, outperforming 42.55% of the companies in the same industry.
Looking at the Return On Equity, with a value of 18.98%, TIGR belongs to the top of the industry, outperforming 86.38% of the companies in the same industry.
TIGR's Return On Invested Capital of 14.08% is amongst the best of the industry. TIGR outperforms 89.79% of its industry peers.
The Average Return On Invested Capital over the past 3 years for TIGR is below the industry average of 7.13%.
The last Return On Invested Capital (14.08%) for TIGR is above the 3 year average (3.60%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.65% | ||
| ROE | 18.98% | ||
| ROIC | 14.08% |
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
1.3 Margins
Looking at the Profit Margin, with a value of 27.42%, TIGR is in the better half of the industry, outperforming 72.34% of the companies in the same industry.
In the last couple of years the Profit Margin of TIGR has grown nicely.
Looking at the Operating Margin, with a value of 33.70%, TIGR is in the better half of the industry, outperforming 65.11% of the companies in the same industry.
In the last couple of years the Operating Margin of TIGR has grown nicely.
TIGR's Gross Margin of 83.52% is amongst the best of the industry. TIGR outperforms 89.36% of its industry peers.
TIGR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 33.7% | ||
| PM (TTM) | 27.42% | ||
| GM | 83.52% |
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
2. Health
2.1 Basic Checks
Compared to 1 year ago, TIGR has more shares outstanding
TIGR has more shares outstanding than it did 5 years ago.
The debt/assets ratio for TIGR has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.38, we must say that TIGR is in the distress zone and has some risk of bankruptcy.
TIGR has a Altman-Z score of 0.38. This is in the lower half of the industry: TIGR underperforms 62.55% of its industry peers.
A Debt/Equity ratio of 0.20 indicates that TIGR is not too dependend on debt financing.
With a decent Debt to Equity ratio value of 0.20, TIGR is doing good in the industry, outperforming 75.74% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.38 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.09 indicates that TIGR should not have too much problems paying its short term obligations.
TIGR has a Current ratio (1.09) which is comparable to the rest of the industry.
TIGR has a Quick Ratio of 1.09. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
TIGR's Quick ratio of 1.09 is in line compared to the rest of the industry. TIGR outperforms 51.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.09 | ||
| Quick Ratio | 1.09 |
3. Growth
3.1 Past
TIGR shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 88.83%, which is quite impressive.
The Earnings Per Share has been growing by 25.99% on average over the past years. This is a very strong growth
TIGR shows a strong growth in Revenue. In the last year, the Revenue has grown by 66.14%.
TIGR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 46.18% yearly.
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%147.58%
Revenue 1Y (TTM)66.14%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%73.33%
3.2 Future
TIGR is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 18.83% yearly.
TIGR is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 16.19% yearly.
EPS Next Y159.43%
EPS Next 2Y63.96%
EPS Next 3Y43.77%
EPS Next 5Y18.83%
Revenue Next Year54.32%
Revenue Next 2Y27.39%
Revenue Next 3Y22.73%
Revenue Next 5Y16.19%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 24.51, TIGR is valued on the expensive side.
Based on the Price/Earnings ratio, TIGR is valued a bit more expensive than the industry average as 62.98% of the companies are valued more cheaply.
The average S&P500 Price/Earnings ratio is at 26.51. TIGR is around the same levels.
Based on the Price/Forward Earnings ratio of 9.14, the valuation of TIGR can be described as reasonable.
78.30% of the companies in the same industry are more expensive than TIGR, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of TIGR to the average of the S&P500 Index (23.13), we can say TIGR is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.51 | ||
| Fwd PE | 9.14 |
4.2 Price Multiples
94.04% of the companies in the same industry are more expensive than TIGR, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 5.18 |
4.3 Compensation for Growth
TIGR's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of TIGR may justify a higher PE ratio.
A more expensive valuation may be justified as TIGR's earnings are expected to grow with 43.77% in the coming years.
PEG (NY)0.15
PEG (5Y)N/A
EPS Next 2Y63.96%
EPS Next 3Y43.77%
5. Dividend
5.1 Amount
No dividends for TIGR!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
9.56
+0.04 (+0.42%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners42.63%
Inst Owner Change2.79%
Ins Owners10.68%
Ins Owner Change0%
Market Cap1.79B
Revenue(TTM)560.59M
Net Income(TTM)153.72M
Analysts83.75
Price Target15.12 (58.16%)
Short Float %59.73%
Short Ratio1.66
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)4.04%
PT rev (3m)2.7%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)21.05%
EPS NY rev (3m)24.17%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)10.17%
Revenue NY rev (3m)8.31%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.51 | ||
| Fwd PE | 9.14 | ||
| P/S | 3.19 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.21 | ||
| P/tB | 2.21 | ||
| EV/EBITDA | 5.18 |
EPS(TTM)0.39
EY4.08%
EPS(NY)1.05
Fwd EY10.94%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS3
BVpS4.33
TBVpS4.32
PEG (NY)0.15
PEG (5Y)N/A
Graham Number6.17
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.65% | ||
| ROE | 18.98% | ||
| ROCE | 22.95% | ||
| ROIC | 14.08% | ||
| ROICexc | 46.57% | ||
| ROICexgc | 46.96% | ||
| OM | 33.7% | ||
| PM (TTM) | 27.42% | ||
| GM | 83.52% | ||
| FCFM | N/A |
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)4.9%
ROCE(5y)5.27%
ROICexgc growth 3Y59.47%
ROICexgc growth 5YN/A
ROICexc growth 3Y59.3%
ROICexc growth 5YN/A
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
F-ScoreN/A
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0.84 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.09 | ||
| Quick Ratio | 1.09 | ||
| Altman-Z | 0.38 |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)111.46%
Cap/Depr(5y)162.16%
Cap/Sales(3y)1.19%
Cap/Sales(5y)1.23%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%147.58%
EPS Next Y159.43%
EPS Next 2Y63.96%
EPS Next 3Y43.77%
EPS Next 5Y18.83%
Revenue 1Y (TTM)66.14%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%73.33%
Revenue Next Year54.32%
Revenue Next 2Y27.39%
Revenue Next 3Y22.73%
Revenue Next 5Y16.19%
EBIT growth 1Y313.48%
EBIT growth 3Y64.65%
EBIT growth 5YN/A
EBIT Next Year177.65%
EBIT Next 3Y43.79%
EBIT Next 5Y28.77%
FCF growth 1Y8957.72%
FCF growth 3Y26.5%
FCF growth 5Y27.84%
OCF growth 1Y12710.1%
OCF growth 3Y26.07%
OCF growth 5Y27.75%
UP FINTECH HOLDING LTD - ADR / TIGR FAQ
What is the fundamental rating for TIGR stock?
ChartMill assigns a fundamental rating of 5 / 10 to TIGR.
Can you provide the valuation status for UP FINTECH HOLDING LTD - ADR?
ChartMill assigns a valuation rating of 5 / 10 to UP FINTECH HOLDING LTD - ADR (TIGR). This can be considered as Fairly Valued.
Can you provide the profitability details for UP FINTECH HOLDING LTD - ADR?
UP FINTECH HOLDING LTD - ADR (TIGR) has a profitability rating of 7 / 10.
How financially healthy is UP FINTECH HOLDING LTD - ADR?
The financial health rating of UP FINTECH HOLDING LTD - ADR (TIGR) is 3 / 10.
What is the earnings growth outlook for UP FINTECH HOLDING LTD - ADR?
The Earnings per Share (EPS) of UP FINTECH HOLDING LTD - ADR (TIGR) is expected to grow by 159.43% in the next year.