8.52 USD
+0.38 (+4.67%)
At close: Feb 9, 2026
8.55 USD
+0.03 (+0.35%)
Pre-Market: 2/10/2026, 4:00:00 AM
TIGR gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 238 industry peers in the Capital Markets industry. While TIGR is still in line with the averages on profitability rating, there are concerns on its financial health. TIGR is showing excellent growth while it is valued at reasonable prices. Keep and eye on this one!
1. Profitability
1.1 Basic Checks
- In the past year TIGR was profitable.
- Of the past 5 years TIGR 4 years were profitable.
- Of the past 5 years TIGR 4 years had a positive operating cash flow.
1.2 Ratios
- TIGR has a Return On Assets of 1.65%. This is in the lower half of the industry: TIGR underperforms 60.92% of its industry peers.
- With an excellent Return On Equity value of 18.98%, TIGR belongs to the best of the industry, outperforming 84.03% of the companies in the same industry.
- TIGR's Return On Invested Capital of 14.08% is amongst the best of the industry. TIGR outperforms 89.50% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for TIGR is below the industry average of 7.27%.
- The 3 year average ROIC (3.60%) for TIGR is below the current ROIC(14.08%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.65% | ||
| ROE | 18.98% | ||
| ROIC | 14.08% |
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
1.3 Margins
- Looking at the Profit Margin, with a value of 27.42%, TIGR is in the better half of the industry, outperforming 69.75% of the companies in the same industry.
- In the last couple of years the Profit Margin of TIGR has grown nicely.
- The Operating Margin of TIGR (33.70%) is better than 64.71% of its industry peers.
- In the last couple of years the Operating Margin of TIGR has grown nicely.
- Looking at the Gross Margin, with a value of 83.52%, TIGR belongs to the top of the industry, outperforming 88.66% of the companies in the same industry.
- In the last couple of years the Gross Margin of TIGR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 33.7% | ||
| PM (TTM) | 27.42% | ||
| GM | 83.52% |
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
2. Health
2.1 Basic Checks
- The number of shares outstanding for TIGR has been increased compared to 1 year ago.
- Compared to 5 years ago, TIGR has more shares outstanding
- Compared to 1 year ago, TIGR has an improved debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of 0.36, we must say that TIGR is in the distress zone and has some risk of bankruptcy.
- TIGR's Altman-Z score of 0.36 is on the low side compared to the rest of the industry. TIGR is outperformed by 65.13% of its industry peers.
- A Debt/Equity ratio of 0.20 indicates that TIGR is not too dependend on debt financing.
- With a decent Debt to Equity ratio value of 0.20, TIGR is doing good in the industry, outperforming 75.21% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.36 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- TIGR has a Current Ratio of 1.09. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
- TIGR has a Current ratio (1.09) which is in line with its industry peers.
- TIGR has a Quick Ratio of 1.09. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
- TIGR has a Quick ratio (1.09) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.09 | ||
| Quick Ratio | 1.09 |
3. Growth
3.1 Past
- TIGR shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 88.83%, which is quite impressive.
- Measured over the past years, TIGR shows a very strong growth in Earnings Per Share. The EPS has been growing by 25.99% on average per year.
- TIGR shows a strong growth in Revenue. In the last year, the Revenue has grown by 66.14%.
- Measured over the past years, TIGR shows a very strong growth in Revenue. The Revenue has been growing by 46.18% on average per year.
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%147.58%
Revenue 1Y (TTM)66.14%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%73.33%
3.2 Future
- TIGR is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 28.90% yearly.
- Based on estimates for the next years, TIGR will show a quite strong growth in Revenue. The Revenue will grow by 15.98% on average per year.
EPS Next Y159.9%
EPS Next 2Y62.41%
EPS Next 3Y43.77%
EPS Next 5Y28.9%
Revenue Next Year54.32%
Revenue Next 2Y27.39%
Revenue Next 3Y22.73%
Revenue Next 5Y15.99%
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
- The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 21.85, which indicates a rather expensive current valuation of TIGR.
- TIGR's Price/Earnings ratio is a bit more expensive when compared to the industry. TIGR is more expensive than 62.60% of the companies in the same industry.
- TIGR's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 28.06.
- The Price/Forward Earnings ratio is 8.30, which indicates a very decent valuation of TIGR.
- Based on the Price/Forward Earnings ratio, TIGR is valued cheaply inside the industry as 81.93% of the companies are valued more expensively.
- TIGR is valuated cheaply when we compare the Price/Forward Earnings ratio to 27.86, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.85 | ||
| Fwd PE | 8.3 |
4.2 Price Multiples
- 94.96% of the companies in the same industry are more expensive than TIGR, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 4.16 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- TIGR has a very decent profitability rating, which may justify a higher PE ratio.
- A more expensive valuation may be justified as TIGR's earnings are expected to grow with 43.77% in the coming years.
PEG (NY)0.14
PEG (5Y)N/A
EPS Next 2Y62.41%
EPS Next 3Y43.77%
5. Dividend
5.1 Amount
- TIGR does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
8.52
+0.38 (+4.67%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)12-04 2025-12-04/bmo
Earnings (Next)03-16 2026-03-16/bmo
Inst Owners42.71%
Inst Owner Change0.32%
Ins Owners10.67%
Ins Owner Change0%
Market Cap1.59B
Revenue(TTM)560.59M
Net Income(TTM)153.72M
Analysts83.53
Price Target15.13 (77.58%)
Short Float %46.63%
Short Ratio1.2
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.09%
PT rev (3m)4.13%
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.18%
EPS NY rev (3m)21.27%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)10.17%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.85 | ||
| Fwd PE | 8.3 | ||
| P/S | 2.84 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.97 | ||
| P/tB | 1.97 | ||
| EV/EBITDA | 4.16 |
EPS(TTM)0.39
EY4.58%
EPS(NY)1.03
Fwd EY12.04%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS3
BVpS4.33
TBVpS4.32
PEG (NY)0.14
PEG (5Y)N/A
Graham Number6.17
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.65% | ||
| ROE | 18.98% | ||
| ROCE | 22.95% | ||
| ROIC | 14.08% | ||
| ROICexc | 46.57% | ||
| ROICexgc | 46.96% | ||
| OM | 33.7% | ||
| PM (TTM) | 27.42% | ||
| GM | 83.52% | ||
| FCFM | N/A |
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)4.9%
ROCE(5y)5.27%
ROICexgc growth 3Y59.47%
ROICexgc growth 5YN/A
ROICexc growth 3Y59.3%
ROICexc growth 5YN/A
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
F-ScoreN/A
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0.84 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.09 | ||
| Quick Ratio | 1.09 | ||
| Altman-Z | 0.36 |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)111.46%
Cap/Depr(5y)162.16%
Cap/Sales(3y)1.19%
Cap/Sales(5y)1.23%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%147.58%
EPS Next Y159.9%
EPS Next 2Y62.41%
EPS Next 3Y43.77%
EPS Next 5Y28.9%
Revenue 1Y (TTM)66.14%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%73.33%
Revenue Next Year54.32%
Revenue Next 2Y27.39%
Revenue Next 3Y22.73%
Revenue Next 5Y15.99%
EBIT growth 1Y313.48%
EBIT growth 3Y64.65%
EBIT growth 5YN/A
EBIT Next Year177.65%
EBIT Next 3Y43.79%
EBIT Next 5Y28.61%
FCF growth 1Y8957.72%
FCF growth 3Y26.5%
FCF growth 5Y27.84%
OCF growth 1Y12710.1%
OCF growth 3Y26.07%
OCF growth 5Y27.75%
UP FINTECH HOLDING LTD - ADR / TIGR FAQ
What is the fundamental rating for TIGR stock?
ChartMill assigns a fundamental rating of 5 / 10 to TIGR.
Can you provide the valuation status for UP FINTECH HOLDING LTD - ADR?
ChartMill assigns a valuation rating of 6 / 10 to UP FINTECH HOLDING LTD - ADR (TIGR). This can be considered as Fairly Valued.
Can you provide the profitability details for UP FINTECH HOLDING LTD - ADR?
UP FINTECH HOLDING LTD - ADR (TIGR) has a profitability rating of 6 / 10.
How financially healthy is UP FINTECH HOLDING LTD - ADR?
The financial health rating of UP FINTECH HOLDING LTD - ADR (TIGR) is 3 / 10.
What is the earnings growth outlook for UP FINTECH HOLDING LTD - ADR?
The Earnings per Share (EPS) of UP FINTECH HOLDING LTD - ADR (TIGR) is expected to grow by 159.9% in the next year.