8.8 USD
+0.16 (+1.85%)
8.86 USD
+0.06 (+0.68%)
Taking everything into account, TIGR scores 5 out of 10 in our fundamental rating. TIGR was compared to 238 industry peers in the Capital Markets industry. TIGR has a medium profitability rating, but doesn't score so well on its financial health evaluation. TIGR is growing strongly while it is still valued neutral. This is a good combination!
1. Profitability
1.1 Basic Checks
TIGR had positive earnings in the past year.
Of the past 5 years TIGR 4 years were profitable.
TIGR had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
TIGR's Return On Assets of 1.37% is on the low side compared to the rest of the industry. TIGR is outperformed by 62.18% of its industry peers.
TIGR's Return On Equity of 15.60% is fine compared to the rest of the industry. TIGR outperforms 77.73% of its industry peers.
TIGR has a better Return On Invested Capital (11.93%) than 87.82% of its industry peers.
TIGR had an Average Return On Invested Capital over the past 3 years of 3.60%. This is below the industry average of 6.95%.
The 3 year average ROIC (3.60%) for TIGR is below the current ROIC(11.93%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.37% | ||
| ROE | 15.6% | ||
| ROIC | 11.93% |
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
1.3 Margins
The Profit Margin of TIGR (24.18%) is better than 60.92% of its industry peers.
In the last couple of years the Profit Margin of TIGR has grown nicely.
TIGR has a better Operating Margin (31.07%) than 61.34% of its industry peers.
In the last couple of years the Operating Margin of TIGR has grown nicely.
The Gross Margin of TIGR (82.49%) is better than 88.24% of its industry peers.
TIGR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.07% | ||
| PM (TTM) | 24.18% | ||
| GM | 82.49% |
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
2. Health
2.1 Basic Checks
The number of shares outstanding for TIGR has been increased compared to 1 year ago.
TIGR has more shares outstanding than it did 5 years ago.
TIGR has a better debt/assets ratio than last year.
2.2 Solvency
TIGR has an Altman-Z score of 0.36. This is a bad value and indicates that TIGR is not financially healthy and even has some risk of bankruptcy.
TIGR's Altman-Z score of 0.36 is on the low side compared to the rest of the industry. TIGR is outperformed by 68.49% of its industry peers.
TIGR has a Debt/Equity ratio of 0.21. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.21, TIGR is in the better half of the industry, outperforming 73.95% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.36 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.09 indicates that TIGR should not have too much problems paying its short term obligations.
TIGR's Current ratio of 1.09 is in line compared to the rest of the industry. TIGR outperforms 48.74% of its industry peers.
A Quick Ratio of 1.09 indicates that TIGR should not have too much problems paying its short term obligations.
TIGR has a Quick ratio of 1.09. This is comparable to the rest of the industry: TIGR outperforms 53.36% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.09 | ||
| Quick Ratio | 1.09 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 88.83% over the past year.
TIGR shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 25.99% yearly.
TIGR shows a strong growth in Revenue. In the last year, the Revenue has grown by 58.72%.
TIGR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 46.18% yearly.
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%N/A
Revenue 1Y (TTM)58.72%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%58.65%
3.2 Future
Based on estimates for the next years, TIGR will show a quite strong growth in Earnings Per Share. The EPS will grow by 18.83% on average per year.
The Revenue is expected to grow by 16.19% on average over the next years. This is quite good.
EPS Next Y114.31%
EPS Next 2Y49.38%
EPS Next 3Y37.03%
EPS Next 5Y18.83%
Revenue Next Year40.07%
Revenue Next 2Y24.09%
Revenue Next 3Y21.19%
Revenue Next 5Y16.19%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 22.56, the valuation of TIGR can be described as rather expensive.
Compared to the rest of the industry, the Price/Earnings ratio of TIGR indicates a slightly more expensive valuation: TIGR is more expensive than 61.34% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 26.15. TIGR is around the same levels.
Based on the Price/Forward Earnings ratio of 10.14, the valuation of TIGR can be described as reasonable.
69.75% of the companies in the same industry are more expensive than TIGR, based on the Price/Forward Earnings ratio.
TIGR is valuated cheaply when we compare the Price/Forward Earnings ratio to 36.22, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.56 | ||
| Fwd PE | 10.14 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, TIGR is valued cheaply inside the industry as 97.06% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 3.55 |
4.3 Compensation for Growth
TIGR's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
TIGR has a very decent profitability rating, which may justify a higher PE ratio.
TIGR's earnings are expected to grow with 37.03% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.2
PEG (5Y)N/A
EPS Next 2Y49.38%
EPS Next 3Y37.03%
5. Dividend
5.1 Amount
TIGR does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
8.8
+0.16 (+1.85%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners41.65%
Inst Owner Change2.79%
Ins Owners10.68%
Ins Owner Change0%
Market Cap1.64B
Revenue(TTM)486.49M
Net Income(TTM)117.65M
Analysts83.75
Price Target14.53 (65.11%)
Short Float %73.12%
Short Ratio1.66
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.84%
PT rev (3m)26.69%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)19.04%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)5.78%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.56 | ||
| Fwd PE | 10.14 | ||
| P/S | 3.38 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.18 | ||
| P/tB | 2.19 | ||
| EV/EBITDA | 3.55 |
EPS(TTM)0.39
EY4.43%
EPS(NY)0.87
Fwd EY9.86%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS2.6
BVpS4.03
TBVpS4.02
PEG (NY)0.2
PEG (5Y)N/A
Graham Number5.95
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.37% | ||
| ROE | 15.6% | ||
| ROCE | 19.65% | ||
| ROIC | 11.93% | ||
| ROICexc | 88.7% | ||
| ROICexgc | 90.5% | ||
| OM | 31.07% | ||
| PM (TTM) | 24.18% | ||
| GM | 82.49% | ||
| FCFM | N/A |
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)4.9%
ROCE(5y)5.27%
ROICexgc growth 3Y59.47%
ROICexgc growth 5YN/A
ROICexc growth 3Y59.3%
ROICexc growth 5YN/A
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
F-ScoreN/A
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.05 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.09 | ||
| Quick Ratio | 1.09 | ||
| Altman-Z | 0.36 |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)111.46%
Cap/Depr(5y)162.16%
Cap/Sales(3y)1.19%
Cap/Sales(5y)1.23%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%N/A
EPS Next Y114.31%
EPS Next 2Y49.38%
EPS Next 3Y37.03%
EPS Next 5Y18.83%
Revenue 1Y (TTM)58.72%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%58.65%
Revenue Next Year40.07%
Revenue Next 2Y24.09%
Revenue Next 3Y21.19%
Revenue Next 5Y16.19%
EBIT growth 1Y422.73%
EBIT growth 3Y64.65%
EBIT growth 5YN/A
EBIT Next Year164.55%
EBIT Next 3Y43.37%
EBIT Next 5Y28.77%
FCF growth 1Y8957.72%
FCF growth 3Y26.5%
FCF growth 5Y27.84%
OCF growth 1Y12710.1%
OCF growth 3Y26.07%
OCF growth 5Y27.75%
UP FINTECH HOLDING LTD - ADR / TIGR FAQ
What is the fundamental rating for TIGR stock?
ChartMill assigns a fundamental rating of 5 / 10 to TIGR.
What is the valuation status for TIGR stock?
ChartMill assigns a valuation rating of 5 / 10 to UP FINTECH HOLDING LTD - ADR (TIGR). This can be considered as Fairly Valued.
What is the profitability of TIGR stock?
UP FINTECH HOLDING LTD - ADR (TIGR) has a profitability rating of 6 / 10.
Can you provide the financial health for TIGR stock?
The financial health rating of UP FINTECH HOLDING LTD - ADR (TIGR) is 3 / 10.
Can you provide the expected EPS growth for TIGR stock?
The Earnings per Share (EPS) of UP FINTECH HOLDING LTD - ADR (TIGR) is expected to grow by 114.31% in the next year.