UP FINTECH HOLDING LTD - ADR (TIGR) Fundamental Analysis & Valuation

NASDAQ:TIGR • US91531W1062

Current stock price

6.77 USD
+0.17 (+2.58%)
At close:
6.77 USD
0 (0%)
After Hours:

This TIGR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. TIGR Profitability Analysis

1.1 Basic Checks

  • TIGR had positive earnings in the past year.
  • TIGR had positive earnings in 4 of the past 5 years.
  • In multiple years TIGR reported negative operating cash flow during the last 5 years.
TIGR Yearly Net Income VS EBIT VS OCF VS FCFTIGR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M

1.2 Ratios

  • TIGR has a Return On Assets of 2.08%. This is comparable to the rest of the industry: TIGR outperforms 45.19% of its industry peers.
  • The Return On Equity of TIGR (19.75%) is better than 80.33% of its industry peers.
  • With an excellent Return On Invested Capital value of 15.83%, TIGR belongs to the best of the industry, outperforming 88.70% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for TIGR is in line with the industry average of 7.28%.
  • The 3 year average ROIC (9.07%) for TIGR is below the current ROIC(15.83%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 2.08%
ROE 19.75%
ROIC 15.83%
ROA(3y)1.3%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)7.69%
ROIC(3y)9.07%
ROIC(5y)5.95%
TIGR Yearly ROA, ROE, ROICTIGR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 100 150

1.3 Margins

  • TIGR's Profit Margin of 27.92% is fine compared to the rest of the industry. TIGR outperforms 68.62% of its industry peers.
  • In the last couple of years the Profit Margin of TIGR has grown nicely.
  • Looking at the Operating Margin, with a value of 34.05%, TIGR is in the better half of the industry, outperforming 62.76% of the companies in the same industry.
  • TIGR's Operating Margin has improved in the last couple of years.
  • TIGR has a better Gross Margin (84.66%) than 89.12% of its industry peers.
  • In the last couple of years the Gross Margin of TIGR has remained more or less at the same level.
Industry RankSector Rank
OM 34.05%
PM (TTM) 27.92%
GM 84.66%
OM growth 3Y253.7%
OM growth 5Y17.52%
PM growth 3YN/A
PM growth 5Y19.21%
GM growth 3Y-0.05%
GM growth 5Y0.26%
TIGR Yearly Profit, Operating, Gross MarginsTIGR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -100 -200

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3

2. TIGR Health Analysis

2.1 Basic Checks

  • TIGR has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, TIGR has more shares outstanding
  • The debt/assets ratio for TIGR has been reduced compared to a year ago.
TIGR Yearly Shares OutstandingTIGR Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
TIGR Yearly Total Debt VS Total AssetsTIGR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

2.2 Solvency

  • Based on the Altman-Z score of 0.42, we must say that TIGR is in the distress zone and has some risk of bankruptcy.
  • TIGR's Altman-Z score of 0.42 is on the low side compared to the rest of the industry. TIGR is outperformed by 66.53% of its industry peers.
  • A Debt/Equity ratio of 0.19 indicates that TIGR is not too dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.19, TIGR is in the better half of the industry, outperforming 76.15% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF N/A
Altman-Z 0.42
ROIC/WACCN/A
WACCN/A
TIGR Yearly LT Debt VS Equity VS FCFTIGR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M

2.3 Liquidity

  • TIGR has a Current Ratio of 1.12. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
  • With a Current ratio value of 1.12, TIGR perfoms like the industry average, outperforming 49.79% of the companies in the same industry.
  • A Quick Ratio of 1.12 indicates that TIGR should not have too much problems paying its short term obligations.
  • TIGR has a Quick ratio of 1.12. This is comparable to the rest of the industry: TIGR outperforms 50.63% of its industry peers.
Industry RankSector Rank
Current Ratio 1.12
Quick Ratio 1.12
TIGR Yearly Current Assets VS Current LiabilitesTIGR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

9

3. TIGR Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 88.83% over the past year.
  • Measured over the past years, TIGR shows a very strong growth in Earnings Per Share. The EPS has been growing by 25.99% on average per year.
  • The Revenue has grown by 56.32% in the past year. This is a very strong growth!
  • Measured over the past years, TIGR shows a very strong growth in Revenue. The Revenue has been growing by 46.18% on average per year.
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%53.49%
Revenue 1Y (TTM)56.32%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%41.48%

3.2 Future

  • The Earnings Per Share is expected to grow by 29.55% on average over the next years. This is a very strong growth
  • Based on estimates for the next years, TIGR will show a quite strong growth in Revenue. The Revenue will grow by 18.56% on average per year.
EPS Next Y160.77%
EPS Next 2Y60.1%
EPS Next 3Y41.59%
EPS Next 5Y29.55%
Revenue Next Year54.32%
Revenue Next 2Y29.58%
Revenue Next 3Y21.17%
Revenue Next 5Y18.56%

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
TIGR Yearly Revenue VS EstimatesTIGR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 200M 400M 600M 800M
TIGR Yearly EPS VS EstimatesTIGR Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 0.5 1

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6

4. TIGR Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 17.36 indicates a rather expensive valuation of TIGR.
  • TIGR's Price/Earnings is on the same level as the industry average.
  • TIGR is valuated rather cheaply when we compare the Price/Earnings ratio to 26.51, which is the current average of the S&P500 Index.
  • A Price/Forward Earnings ratio of 6.79 indicates a rather cheap valuation of TIGR.
  • 87.87% of the companies in the same industry are more expensive than TIGR, based on the Price/Forward Earnings ratio.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 21.41, TIGR is valued rather cheaply.
Industry RankSector Rank
PE 17.36
Fwd PE 6.79
TIGR Price Earnings VS Forward Price EarningsTIGR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
TIGR Per share dataTIGR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3 4

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • TIGR has a very decent profitability rating, which may justify a higher PE ratio.
  • TIGR's earnings are expected to grow with 41.59% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.11
PEG (5Y)N/A
EPS Next 2Y60.1%
EPS Next 3Y41.59%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. TIGR Dividend Analysis

5.1 Amount

  • TIGR does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

TIGR Fundamentals: All Metrics, Ratios and Statistics

UP FINTECH HOLDING LTD - ADR

NASDAQ:TIGR (5/1/2026, 8:00:01 PM)

After market: 6.77 0 (0%)

6.77

+0.17 (+2.58%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Industry StrengthN/A
Industry GrowthN/A
Earnings (Last)03-19
Earnings (Next)05-28
Inst Owners40.3%
Inst Owner Change0.4%
Ins Owners16.26%
Ins Owner Change41.95%
Market Cap1.27B
Revenue(TTM)612.06M
Net Income(TTM)170.90M
Analysts83.53
Price Target12.89 (90.4%)
Short Float %68.69%
Short Ratio2.57
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)10.7%
Min EPS beat(2)5.64%
Max EPS beat(2)15.76%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)22.82%
Min Revenue beat(2)11.63%
Max Revenue beat(2)34.01%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.76%
PT rev (3m)-14.77%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-8%
EPS NY rev (1m)-2.83%
EPS NY rev (3m)-4.65%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)6.49%
Revenue NY rev (1m)0%
Revenue NY rev (3m)3.46%
Valuation
Industry RankSector Rank
PE 17.36
Fwd PE 6.79
P/S 2.07
P/FCF N/A
P/OCF N/A
P/B 1.46
P/tB 1.47
EV/EBITDA N/A
EPS(TTM)0.39
EY5.76%
EPS(NY)1
Fwd EY14.73%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS3.27
BVpS4.63
TBVpS4.62
PEG (NY)0.11
PEG (5Y)N/A
Graham Number6.37469 (-5.84%)
Profitability
Industry RankSector Rank
ROA 2.08%
ROE 19.75%
ROCE 22.48%
ROIC 15.83%
ROICexc 102.93%
ROICexgc 104.57%
OM 34.05%
PM (TTM) 27.92%
GM 84.66%
FCFM N/A
ROA(3y)1.3%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)7.69%
ROIC(3y)9.07%
ROIC(5y)5.95%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)12.3%
ROCE(5y)8.02%
ROICexgc growth 3Y399.52%
ROICexgc growth 5Y52.67%
ROICexc growth 3Y409.48%
ROICexc growth 5Y54.54%
OM growth 3Y253.7%
OM growth 5Y17.52%
PM growth 3YN/A
PM growth 5Y19.21%
GM growth 3Y-0.05%
GM growth 5Y0.26%
F-ScoreN/A
Asset Turnover0.07
Health
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.12
Quick Ratio 1.12
Altman-Z 0.42
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%53.49%
EPS Next Y160.77%
EPS Next 2Y60.1%
EPS Next 3Y41.59%
EPS Next 5Y29.55%
Revenue 1Y (TTM)56.32%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%41.48%
Revenue Next Year54.32%
Revenue Next 2Y29.58%
Revenue Next 3Y21.17%
Revenue Next 5Y18.56%
EBIT growth 1Y165.57%
EBIT growth 3Y393.48%
EBIT growth 5Y58.19%
EBIT Next Year18.24%
EBIT Next 3Y9.59%
EBIT Next 5Y9.42%
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

UP FINTECH HOLDING LTD - ADR / TIGR Fundamental Analysis FAQ

What is the fundamental rating for TIGR stock?

ChartMill assigns a fundamental rating of 6 / 10 to TIGR.


Can you provide the valuation status for UP FINTECH HOLDING LTD - ADR?

ChartMill assigns a valuation rating of 6 / 10 to UP FINTECH HOLDING LTD - ADR (TIGR). This can be considered as Fairly Valued.


How profitable is UP FINTECH HOLDING LTD - ADR (TIGR) stock?

UP FINTECH HOLDING LTD - ADR (TIGR) has a profitability rating of 7 / 10.


What are the PE and PB ratios of UP FINTECH HOLDING LTD - ADR (TIGR) stock?

The Price/Earnings (PE) ratio for UP FINTECH HOLDING LTD - ADR (TIGR) is 17.36 and the Price/Book (PB) ratio is 1.46.


What is the earnings growth outlook for UP FINTECH HOLDING LTD - ADR?

The Earnings per Share (EPS) of UP FINTECH HOLDING LTD - ADR (TIGR) is expected to grow by 160.77% in the next year.