UP FINTECH HOLDING LTD - ADR (TIGR) Stock Fundamental Analysis

NASDAQ:TIGR • US91531W1062

7.82 USD
-0.26 (-3.22%)
At close: Feb 27, 2026
7.81 USD
-0.01 (-0.13%)
After Hours: 2/27/2026, 8:00:02 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

Taking everything into account, TIGR scores 5 out of 10 in our fundamental rating. TIGR was compared to 238 industry peers in the Capital Markets industry. There are concerns on the financial health of TIGR while its profitability can be described as average. TIGR is not priced too expensively while it is growing strongly. Keep and eye on this one!


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • TIGR had positive earnings in the past year.
  • TIGR had positive earnings in 4 of the past 5 years.
  • TIGR had a positive operating cash flow in 4 of the past 5 years.
TIGR Yearly Net Income VS EBIT VS OCF VS FCFTIGR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M 800M

1.2 Ratios

  • The Return On Assets of TIGR (1.65%) is worse than 60.50% of its industry peers.
  • Looking at the Return On Equity, with a value of 18.98%, TIGR belongs to the top of the industry, outperforming 84.45% of the companies in the same industry.
  • Looking at the Return On Invested Capital, with a value of 14.08%, TIGR belongs to the top of the industry, outperforming 88.24% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for TIGR is below the industry average of 7.31%.
  • The last Return On Invested Capital (14.08%) for TIGR is above the 3 year average (3.60%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 1.65%
ROE 18.98%
ROIC 14.08%
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
TIGR Yearly ROA, ROE, ROICTIGR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 100 150

1.3 Margins

  • With a decent Profit Margin value of 27.42%, TIGR is doing good in the industry, outperforming 70.17% of the companies in the same industry.
  • TIGR's Profit Margin has improved in the last couple of years.
  • Looking at the Operating Margin, with a value of 33.70%, TIGR is in the better half of the industry, outperforming 64.29% of the companies in the same industry.
  • TIGR's Operating Margin has improved in the last couple of years.
  • TIGR's Gross Margin of 83.52% is amongst the best of the industry. TIGR outperforms 88.66% of its industry peers.
  • TIGR's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 33.7%
PM (TTM) 27.42%
GM 83.52%
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
TIGR Yearly Profit, Operating, Gross MarginsTIGR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -100 -200

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • Compared to 1 year ago, TIGR has more shares outstanding
  • The number of shares outstanding for TIGR has been increased compared to 5 years ago.
  • TIGR has a better debt/assets ratio than last year.
TIGR Yearly Shares OutstandingTIGR Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M
TIGR Yearly Total Debt VS Total AssetsTIGR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

2.2 Solvency

  • Based on the Altman-Z score of 0.36, we must say that TIGR is in the distress zone and has some risk of bankruptcy.
  • TIGR has a worse Altman-Z score (0.36) than 64.29% of its industry peers.
  • TIGR has a Debt/Equity ratio of 0.20. This is a healthy value indicating a solid balance between debt and equity.
  • TIGR has a better Debt to Equity ratio (0.20) than 74.37% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF N/A
Altman-Z 0.36
ROIC/WACCN/A
WACCN/A
TIGR Yearly LT Debt VS Equity VS FCFTIGR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M 800M

2.3 Liquidity

  • TIGR has a Current Ratio of 1.09. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
  • TIGR's Current ratio of 1.09 is in line compared to the rest of the industry. TIGR outperforms 49.58% of its industry peers.
  • TIGR has a Quick Ratio of 1.09. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
  • The Quick ratio of TIGR (1.09) is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.09
Quick Ratio 1.09
TIGR Yearly Current Assets VS Current LiabilitesTIGR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

9

3. Growth

3.1 Past

  • TIGR shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 88.83%, which is quite impressive.
  • The Earnings Per Share has been growing by 25.99% on average over the past years. This is a very strong growth
  • TIGR shows a strong growth in Revenue. In the last year, the Revenue has grown by 66.14%.
  • TIGR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 46.18% yearly.
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%147.58%
Revenue 1Y (TTM)66.14%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%73.33%

3.2 Future

  • TIGR is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 28.90% yearly.
  • Based on estimates for the next years, TIGR will show a quite strong growth in Revenue. The Revenue will grow by 15.98% on average per year.
EPS Next Y159.9%
EPS Next 2Y62.41%
EPS Next 3Y43.77%
EPS Next 5Y28.9%
Revenue Next Year54.32%
Revenue Next 2Y27.39%
Revenue Next 3Y22.73%
Revenue Next 5Y15.99%

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
TIGR Yearly Revenue VS EstimatesTIGR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 200M 400M 600M 800M
TIGR Yearly EPS VS EstimatesTIGR Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 0.5 1

More info and screens

Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 20.05, which indicates a rather expensive current valuation of TIGR.
  • TIGR's Price/Earnings ratio is a bit more expensive when compared to the industry. TIGR is more expensive than 61.76% of the companies in the same industry.
  • TIGR is valuated rather cheaply when we compare the Price/Earnings ratio to 27.10, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 7.62, the valuation of TIGR can be described as very cheap.
  • Based on the Price/Forward Earnings ratio, TIGR is valued cheaply inside the industry as 83.61% of the companies are valued more expensively.
  • When comparing the Price/Forward Earnings ratio of TIGR to the average of the S&P500 Index (28.06), we can say TIGR is valued rather cheaply.
Industry RankSector Rank
PE 20.05
Fwd PE 7.62
TIGR Price Earnings VS Forward Price EarningsTIGR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, TIGR is valued cheaper than 96.64% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 3.73
TIGR Per share dataTIGR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3 4

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of TIGR may justify a higher PE ratio.
  • TIGR's earnings are expected to grow with 43.77% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.13
PEG (5Y)N/A
EPS Next 2Y62.41%
EPS Next 3Y43.77%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for TIGR!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

UP FINTECH HOLDING LTD - ADR

NASDAQ:TIGR (2/27/2026, 8:00:02 PM)

After market: 7.81 -0.01 (-0.13%)

7.82

-0.26 (-3.22%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)12-04
Earnings (Next)03-16
Inst Owners42.71%
Inst Owner Change-8.84%
Ins Owners10.67%
Ins Owner Change0%
Market Cap1.46B
Revenue(TTM)560.59M
Net Income(TTM)153.72M
Analysts83.53
Price Target15.13 (93.48%)
Short Float %55.57%
Short Ratio1.51
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.09%
PT rev (3m)4.13%
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.18%
EPS NY rev (3m)21.27%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)10.17%
Valuation
Industry RankSector Rank
PE 20.05
Fwd PE 7.62
P/S 2.61
P/FCF N/A
P/OCF N/A
P/B 1.8
P/tB 1.81
EV/EBITDA 3.73
EPS(TTM)0.39
EY4.99%
EPS(NY)1.03
Fwd EY13.12%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS3
BVpS4.33
TBVpS4.32
PEG (NY)0.13
PEG (5Y)N/A
Graham Number6.17
Profitability
Industry RankSector Rank
ROA 1.65%
ROE 18.98%
ROCE 22.95%
ROIC 14.08%
ROICexc 46.57%
ROICexgc 46.96%
OM 33.7%
PM (TTM) 27.42%
GM 83.52%
FCFM N/A
ROA(3y)0.59%
ROA(5y)0.59%
ROE(3y)5.15%
ROE(5y)5.11%
ROIC(3y)3.6%
ROIC(5y)3.87%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)4.9%
ROCE(5y)5.27%
ROICexgc growth 3Y59.47%
ROICexgc growth 5YN/A
ROICexc growth 3Y59.3%
ROICexc growth 5YN/A
OM growth 3Y44.47%
OM growth 5YN/A
PM growth 3Y40.82%
PM growth 5YN/A
GM growth 3Y-0.23%
GM growth 5Y-1.87%
F-ScoreN/A
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 0.2
Debt/FCF N/A
Debt/EBITDA 0.84
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.09
Quick Ratio 1.09
Altman-Z 0.36
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)111.46%
Cap/Depr(5y)162.16%
Cap/Sales(3y)1.19%
Cap/Sales(5y)1.23%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%147.58%
EPS Next Y159.9%
EPS Next 2Y62.41%
EPS Next 3Y43.77%
EPS Next 5Y28.9%
Revenue 1Y (TTM)66.14%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%73.33%
Revenue Next Year54.32%
Revenue Next 2Y27.39%
Revenue Next 3Y22.73%
Revenue Next 5Y15.99%
EBIT growth 1Y313.48%
EBIT growth 3Y64.65%
EBIT growth 5YN/A
EBIT Next Year177.65%
EBIT Next 3Y43.79%
EBIT Next 5Y28.61%
FCF growth 1Y8957.72%
FCF growth 3Y26.5%
FCF growth 5Y27.84%
OCF growth 1Y12710.1%
OCF growth 3Y26.07%
OCF growth 5Y27.75%

UP FINTECH HOLDING LTD - ADR / TIGR FAQ

What is the fundamental rating for TIGR stock?

ChartMill assigns a fundamental rating of 5 / 10 to TIGR.


Can you provide the valuation status for UP FINTECH HOLDING LTD - ADR?

ChartMill assigns a valuation rating of 6 / 10 to UP FINTECH HOLDING LTD - ADR (TIGR). This can be considered as Fairly Valued.


Can you provide the profitability details for UP FINTECH HOLDING LTD - ADR?

UP FINTECH HOLDING LTD - ADR (TIGR) has a profitability rating of 6 / 10.


How financially healthy is UP FINTECH HOLDING LTD - ADR?

The financial health rating of UP FINTECH HOLDING LTD - ADR (TIGR) is 3 / 10.


What is the earnings growth outlook for UP FINTECH HOLDING LTD - ADR?

The Earnings per Share (EPS) of UP FINTECH HOLDING LTD - ADR (TIGR) is expected to grow by 159.9% in the next year.