UP FINTECH HOLDING LTD - ADR (TIGR) Stock Fundamental Analysis
NASDAQ:TIGR - Nasdaq - US91531W1062 - ADR - Currency: USD
Overall TIGR gets a fundamental rating of 4 out of 10. We evaluated TIGR against 225 industry peers in the Capital Markets industry. TIGR may be in some trouble as it scores bad on both profitability and health. TIGR is valued quite expensively, but it does show have an excellent growth rating.
1. Profitability
1.1 Basic Checks
In the past year TIGR was profitable.
The reported net income has been mixed in the past 5 years: TIGR reported negative net income in multiple years.
TIGR had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of TIGR (0.55%) is worse than 73.06% of its industry peers.
TIGR's Return On Equity of 5.25% is on the low side compared to the rest of the industry. TIGR is outperformed by 63.47% of its industry peers.
TIGR has a Return On Invested Capital (3.38%) which is comparable to the rest of the industry.
Measured over the past 3 years, the Average Return On Invested Capital for TIGR is below the industry average of 6.76%.
The 3 year average ROIC (2.15%) for TIGR is below the current ROIC(3.38%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.55% | ||
| ROE | 5.25% | ||
| ROIC | 3.38% |
ROA(3y)0.42%
ROA(5y)0.23%
ROE(3y)3.15%
ROE(5y)2.64%
ROIC(3y)2.15%
ROIC(5y)N/A
1.3 Margins
The Profit Margin of TIGR (8.59%) is worse than 63.47% of its industry peers.
In the last couple of years the Profit Margin of TIGR has remained more or less at the same level.
With a Operating Margin value of 9.43%, TIGR is not doing good in the industry: 69.86% of the companies in the same industry are doing better.
TIGR's Operating Margin has declined in the last couple of years.
TIGR's Gross Margin of 78.42% is amongst the best of the industry. TIGR outperforms 81.74% of its industry peers.
TIGR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.43% | ||
| PM (TTM) | 8.59% | ||
| GM | 78.42% |
OM growth 3Y-7.36%
OM growth 5YN/A
PM growth 3Y0.92%
PM growth 5YN/A
GM growth 3Y-1.66%
GM growth 5Y-4.33%
2. Health
2.1 Basic Checks
TIGR has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, TIGR has more shares outstanding
TIGR has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.46, we must say that TIGR is in the distress zone and has some risk of bankruptcy.
TIGR has a worse Altman-Z score (0.46) than 69.86% of its industry peers.
TIGR has a Debt/Equity ratio of 0.32. This is a healthy value indicating a solid balance between debt and equity.
TIGR has a Debt to Equity ratio of 0.32. This is in the better half of the industry: TIGR outperforms 76.26% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.32 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.46 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
TIGR has a Current Ratio of 1.15. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
TIGR's Current ratio of 1.15 is in line compared to the rest of the industry. TIGR outperforms 52.05% of its industry peers.
A Quick Ratio of 1.15 indicates that TIGR should not have too much problems paying its short term obligations.
With a Quick ratio value of 1.15, TIGR perfoms like the industry average, outperforming 52.05% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 1.15 |
3. Growth
3.1 Past
The earnings per share for TIGR have decreased strongly by -18.73% in the last year.
The Earnings Per Share has been growing by 10.30% on average over the past years. This is quite good.
The Revenue has grown by 26.67% in the past year. This is a very strong growth!
The Revenue has been growing by 51.99% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-18.73%
EPS 3Y10.3%
EPS 5YN/A
EPS Q2Q%49.4%
Revenue 1Y (TTM)26.67%
Revenue growth 3Y25.31%
Revenue growth 5Y51.99%
Sales Q2Q%44.06%
3.2 Future
Based on estimates for the next years, TIGR will show a very strong growth in Earnings Per Share. The EPS will grow by 20.72% on average per year.
TIGR is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 20.00% yearly.
EPS Next Y81.72%
EPS Next 2Y42.48%
EPS Next 3Y25.22%
EPS Next 5Y20.72%
Revenue Next Year37.68%
Revenue Next 2Y28.3%
Revenue Next 3Y23.04%
Revenue Next 5Y20%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 39.05, the valuation of TIGR can be described as expensive.
77.63% of the companies in the same industry are cheaper than TIGR, based on the Price/Earnings ratio.
TIGR is valuated rather expensively when we compare the Price/Earnings ratio to 29.63, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 19.61 indicates a rather expensive valuation of TIGR.
Compared to the rest of the industry, the Price/Forward Earnings ratio of TIGR is on the same level as its industry peers.
TIGR's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 22.68.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 39.05 | ||
| Fwd PE | 19.61 |
4.2 Price Multiples
63.93% of the companies in the same industry are more expensive than TIGR, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 30.35 |
4.3 Compensation for Growth
TIGR's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
TIGR's earnings are expected to grow with 25.22% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.48
PEG (5Y)N/A
EPS Next 2Y42.48%
EPS Next 3Y25.22%
5. Dividend
5.1 Amount
No dividends for TIGR!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
8.2
-0.1 (-1.2%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners8.75%
Inst Owner Change112.44%
Ins Owners11.49%
Ins Owner Change0%
Market Cap1.53B
Analysts73.33
Price Target8.19 (-0.12%)
Short Float %47.6%
Short Ratio0.7
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-46.57%
Min EPS beat(2)-68.63%
Max EPS beat(2)-24.51%
EPS beat(4)1
Avg EPS beat(4)-26.63%
Min EPS beat(4)-116.81%
Max EPS beat(4)103.43%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.53%
PT rev (3m)-7.45%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)2.13%
EPS NY rev (3m)6.69%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)4.63%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 39.05 | ||
| Fwd PE | 19.61 | ||
| P/S | 5 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 3.06 | ||
| P/tB | 3.14 | ||
| EV/EBITDA | 30.35 |
EPS(TTM)0.21
EY2.56%
EPS(NY)0.42
Fwd EY5.1%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS1.64
BVpS2.68
TBVpS2.61
PEG (NY)0.48
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.55% | ||
| ROE | 5.25% | ||
| ROCE | 4.27% | ||
| ROIC | 3.38% | ||
| ROICexc | 21.29% | ||
| ROICexgc | 24.41% | ||
| OM | 9.43% | ||
| PM (TTM) | 8.59% | ||
| GM | 78.42% | ||
| FCFM | N/A |
ROA(3y)0.42%
ROA(5y)0.23%
ROE(3y)3.15%
ROE(5y)2.64%
ROIC(3y)2.15%
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)2.72%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-7.36%
OM growth 5YN/A
PM growth 3Y0.92%
PM growth 5YN/A
GM growth 3Y-1.66%
GM growth 5Y-4.33%
F-ScoreN/A
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.32 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 4.98 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 1.15 | ||
| Altman-Z | 0.46 |
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)221.16%
Cap/Depr(5y)187.42%
Cap/Sales(3y)1.69%
Cap/Sales(5y)1.6%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-18.73%
EPS 3Y10.3%
EPS 5YN/A
EPS Q2Q%49.4%
EPS Next Y81.72%
EPS Next 2Y42.48%
EPS Next 3Y25.22%
EPS Next 5Y20.72%
Revenue 1Y (TTM)26.67%
Revenue growth 3Y25.31%
Revenue growth 5Y51.99%
Sales Q2Q%44.06%
Revenue Next Year37.68%
Revenue Next 2Y28.3%
Revenue Next 3Y23.04%
Revenue Next 5Y20%
EBIT growth 1Y-8.78%
EBIT growth 3Y16.08%
EBIT growth 5YN/A
EBIT Next Year151.82%
EBIT Next 3Y50.16%
EBIT Next 5Y30.79%
FCF growth 1Y-103.68%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-102.54%
OCF growth 3YN/A
OCF growth 5YN/A