UP FINTECH HOLDING LTD - ADR (TIGR) Fundamental Analysis & Valuation

NASDAQ:TIGR • US91531W1062

Current stock price

7.03 USD
+0.14 (+2.03%)
At close:
7.05 USD
+0.02 (+0.28%)
After Hours:

This TIGR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. TIGR Profitability Analysis

1.1 Basic Checks

  • In the past year TIGR was profitable.
  • Of the past 5 years TIGR 4 years were profitable.
  • In multiple years TIGR reported negative operating cash flow during the last 5 years.
TIGR Yearly Net Income VS EBIT VS OCF VS FCFTIGR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M

1.2 Ratios

  • TIGR has a Return On Assets (2.08%) which is in line with its industry peers.
  • TIGR has a better Return On Equity (19.75%) than 80.42% of its industry peers.
  • With an excellent Return On Invested Capital value of 15.83%, TIGR belongs to the best of the industry, outperforming 88.75% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for TIGR is in line with the industry average of 7.28%.
  • The 3 year average ROIC (9.07%) for TIGR is below the current ROIC(15.83%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 2.08%
ROE 19.75%
ROIC 15.83%
ROA(3y)1.3%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)7.69%
ROIC(3y)9.07%
ROIC(5y)5.95%
TIGR Yearly ROA, ROE, ROICTIGR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 100 150

1.3 Margins

  • TIGR's Profit Margin of 27.92% is fine compared to the rest of the industry. TIGR outperforms 72.08% of its industry peers.
  • TIGR's Profit Margin has improved in the last couple of years.
  • TIGR has a Operating Margin of 34.05%. This is in the better half of the industry: TIGR outperforms 63.33% of its industry peers.
  • In the last couple of years the Operating Margin of TIGR has grown nicely.
  • TIGR's Gross Margin of 84.66% is amongst the best of the industry. TIGR outperforms 88.75% of its industry peers.
  • In the last couple of years the Gross Margin of TIGR has remained more or less at the same level.
Industry RankSector Rank
OM 34.05%
PM (TTM) 27.92%
GM 84.66%
OM growth 3Y253.7%
OM growth 5Y17.52%
PM growth 3YN/A
PM growth 5Y19.21%
GM growth 3Y-0.05%
GM growth 5Y0.26%
TIGR Yearly Profit, Operating, Gross MarginsTIGR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -100 -200

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3

2. TIGR Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, TIGR has more shares outstanding
  • Compared to 5 years ago, TIGR has more shares outstanding
  • Compared to 1 year ago, TIGR has an improved debt to assets ratio.
TIGR Yearly Shares OutstandingTIGR Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
TIGR Yearly Total Debt VS Total AssetsTIGR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

2.2 Solvency

  • Based on the Altman-Z score of 0.43, we must say that TIGR is in the distress zone and has some risk of bankruptcy.
  • TIGR has a worse Altman-Z score (0.43) than 63.33% of its industry peers.
  • A Debt/Equity ratio of 0.19 indicates that TIGR is not too dependend on debt financing.
  • TIGR's Debt to Equity ratio of 0.19 is fine compared to the rest of the industry. TIGR outperforms 76.25% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF N/A
Altman-Z 0.43
ROIC/WACCN/A
WACCN/A
TIGR Yearly LT Debt VS Equity VS FCFTIGR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M

2.3 Liquidity

  • A Current Ratio of 1.12 indicates that TIGR should not have too much problems paying its short term obligations.
  • The Current ratio of TIGR (1.12) is comparable to the rest of the industry.
  • A Quick Ratio of 1.12 indicates that TIGR should not have too much problems paying its short term obligations.
  • TIGR has a Quick ratio (1.12) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 1.12
Quick Ratio 1.12
TIGR Yearly Current Assets VS Current LiabilitesTIGR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

9

3. TIGR Growth Analysis

3.1 Past

  • TIGR shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 88.83%, which is quite impressive.
  • Measured over the past years, TIGR shows a very strong growth in Earnings Per Share. The EPS has been growing by 25.99% on average per year.
  • TIGR shows a strong growth in Revenue. In the last year, the Revenue has grown by 56.32%.
  • The Revenue has been growing by 46.18% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%53.49%
Revenue 1Y (TTM)56.32%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%41.48%

3.2 Future

  • The Earnings Per Share is expected to grow by 28.90% on average over the next years. This is a very strong growth
  • Based on estimates for the next years, TIGR will show a quite strong growth in Revenue. The Revenue will grow by 15.98% on average per year.
EPS Next Y160.77%
EPS Next 2Y60.1%
EPS Next 3Y41.59%
EPS Next 5Y28.9%
Revenue Next Year54.32%
Revenue Next 2Y29.58%
Revenue Next 3Y21.17%
Revenue Next 5Y15.99%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
TIGR Yearly Revenue VS EstimatesTIGR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 200M 400M 600M 800M
TIGR Yearly EPS VS EstimatesTIGR Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 0.5 1

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6

4. TIGR Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 18.03, which indicates a rather expensive current valuation of TIGR.
  • The rest of the industry has a similar Price/Earnings ratio as TIGR.
  • TIGR's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.79.
  • A Price/Forward Earnings ratio of 7.05 indicates a rather cheap valuation of TIGR.
  • TIGR's Price/Forward Earnings ratio is rather cheap when compared to the industry. TIGR is cheaper than 87.92% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 38.88, TIGR is valued rather cheaply.
Industry RankSector Rank
PE 18.03
Fwd PE 7.05
TIGR Price Earnings VS Forward Price EarningsTIGR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
TIGR Per share dataTIGR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3 4

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of TIGR may justify a higher PE ratio.
  • A more expensive valuation may be justified as TIGR's earnings are expected to grow with 41.59% in the coming years.
PEG (NY)0.11
PEG (5Y)N/A
EPS Next 2Y60.1%
EPS Next 3Y41.59%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. TIGR Dividend Analysis

5.1 Amount

  • No dividends for TIGR!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

TIGR Fundamentals: All Metrics, Ratios and Statistics

UP FINTECH HOLDING LTD - ADR

NASDAQ:TIGR (4/22/2026, 8:00:01 PM)

After market: 7.05 +0.02 (+0.28%)

7.03

+0.14 (+2.03%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)03-19
Earnings (Next)05-28
Inst Owners40.3%
Inst Owner Change-0.83%
Ins Owners16.26%
Ins Owner Change41.95%
Market Cap1.31B
Revenue(TTM)612.06M
Net Income(TTM)170.90M
Analysts83.53
Price Target12.89 (83.36%)
Short Float %59.89%
Short Ratio2.18
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)10.7%
Min EPS beat(2)5.64%
Max EPS beat(2)15.76%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)22.82%
Min Revenue beat(2)11.63%
Max Revenue beat(2)34.01%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-14.84%
PT rev (3m)-14.77%
EPS NQ rev (1m)-8%
EPS NQ rev (3m)-8%
EPS NY rev (1m)-2.83%
EPS NY rev (3m)-4.65%
Revenue NQ rev (1m)6.49%
Revenue NQ rev (3m)6.49%
Revenue NY rev (1m)3.46%
Revenue NY rev (3m)3.46%
Valuation
Industry RankSector Rank
PE 18.03
Fwd PE 7.05
P/S 2.15
P/FCF N/A
P/OCF N/A
P/B 1.52
P/tB 1.52
EV/EBITDA N/A
EPS(TTM)0.39
EY5.55%
EPS(NY)1
Fwd EY14.18%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS3.27
BVpS4.63
TBVpS4.62
PEG (NY)0.11
PEG (5Y)N/A
Graham Number6.37469 (-9.32%)
Profitability
Industry RankSector Rank
ROA 2.08%
ROE 19.75%
ROCE 22.48%
ROIC 15.83%
ROICexc 102.93%
ROICexgc 104.57%
OM 34.05%
PM (TTM) 27.92%
GM 84.66%
FCFM N/A
ROA(3y)1.3%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)7.69%
ROIC(3y)9.07%
ROIC(5y)5.95%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)12.3%
ROCE(5y)8.02%
ROICexgc growth 3Y399.52%
ROICexgc growth 5Y52.67%
ROICexc growth 3Y409.48%
ROICexc growth 5Y54.54%
OM growth 3Y253.7%
OM growth 5Y17.52%
PM growth 3YN/A
PM growth 5Y19.21%
GM growth 3Y-0.05%
GM growth 5Y0.26%
F-ScoreN/A
Asset Turnover0.07
Health
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.12
Quick Ratio 1.12
Altman-Z 0.43
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%53.49%
EPS Next Y160.77%
EPS Next 2Y60.1%
EPS Next 3Y41.59%
EPS Next 5Y28.9%
Revenue 1Y (TTM)56.32%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%41.48%
Revenue Next Year54.32%
Revenue Next 2Y29.58%
Revenue Next 3Y21.17%
Revenue Next 5Y15.99%
EBIT growth 1Y165.57%
EBIT growth 3Y393.48%
EBIT growth 5Y58.19%
EBIT Next Year18.24%
EBIT Next 3Y9.59%
EBIT Next 5Y4.64%
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

UP FINTECH HOLDING LTD - ADR / TIGR Fundamental Analysis FAQ

What is the fundamental rating for TIGR stock?

ChartMill assigns a fundamental rating of 6 / 10 to TIGR.


Can you provide the valuation status for UP FINTECH HOLDING LTD - ADR?

ChartMill assigns a valuation rating of 6 / 10 to UP FINTECH HOLDING LTD - ADR (TIGR). This can be considered as Fairly Valued.


How profitable is UP FINTECH HOLDING LTD - ADR (TIGR) stock?

UP FINTECH HOLDING LTD - ADR (TIGR) has a profitability rating of 7 / 10.


What are the PE and PB ratios of UP FINTECH HOLDING LTD - ADR (TIGR) stock?

The Price/Earnings (PE) ratio for UP FINTECH HOLDING LTD - ADR (TIGR) is 18.03 and the Price/Book (PB) ratio is 1.52.


What is the earnings growth outlook for UP FINTECH HOLDING LTD - ADR?

The Earnings per Share (EPS) of UP FINTECH HOLDING LTD - ADR (TIGR) is expected to grow by 160.77% in the next year.