UP FINTECH HOLDING LTD - ADR (TIGR) Fundamental Analysis & Valuation

NASDAQ:TIGR • US91531W1062

Current stock price

6.805 USD
-0.14 (-1.95%)
Last:

This TIGR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. TIGR Profitability Analysis

1.1 Basic Checks

  • TIGR had positive earnings in the past year.
  • Of the past 5 years TIGR 4 years were profitable.
  • The reported operating cash flow has been mixed in the past 5 years: TIGR reported negative operating cash flow in multiple years.
TIGR Yearly Net Income VS EBIT VS OCF VS FCFTIGR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M

1.2 Ratios

  • The Return On Assets of TIGR (2.08%) is comparable to the rest of the industry.
  • TIGR has a better Return On Equity (19.75%) than 80.33% of its industry peers.
  • With an excellent Return On Invested Capital value of 15.83%, TIGR belongs to the best of the industry, outperforming 88.70% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for TIGR is in line with the industry average of 7.30%.
  • The 3 year average ROIC (9.07%) for TIGR is below the current ROIC(15.83%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 2.08%
ROE 19.75%
ROIC 15.83%
ROA(3y)1.3%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)7.69%
ROIC(3y)9.07%
ROIC(5y)5.95%
TIGR Yearly ROA, ROE, ROICTIGR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 100 150

1.3 Margins

  • TIGR's Profit Margin of 27.92% is fine compared to the rest of the industry. TIGR outperforms 68.62% of its industry peers.
  • TIGR's Profit Margin has improved in the last couple of years.
  • With a decent Operating Margin value of 34.05%, TIGR is doing good in the industry, outperforming 63.18% of the companies in the same industry.
  • In the last couple of years the Operating Margin of TIGR has grown nicely.
  • TIGR has a better Gross Margin (84.66%) than 89.12% of its industry peers.
  • TIGR's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 34.05%
PM (TTM) 27.92%
GM 84.66%
OM growth 3Y253.7%
OM growth 5Y17.52%
PM growth 3YN/A
PM growth 5Y19.21%
GM growth 3Y-0.05%
GM growth 5Y0.26%
TIGR Yearly Profit, Operating, Gross MarginsTIGR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -100 -200

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3

2. TIGR Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, TIGR has more shares outstanding
  • Compared to 5 years ago, TIGR has more shares outstanding
  • TIGR has a better debt/assets ratio than last year.
TIGR Yearly Shares OutstandingTIGR Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
TIGR Yearly Total Debt VS Total AssetsTIGR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

2.2 Solvency

  • TIGR has an Altman-Z score of 0.43. This is a bad value and indicates that TIGR is not financially healthy and even has some risk of bankruptcy.
  • With a Altman-Z score value of 0.43, TIGR is not doing good in the industry: 66.95% of the companies in the same industry are doing better.
  • A Debt/Equity ratio of 0.19 indicates that TIGR is not too dependend on debt financing.
  • TIGR has a better Debt to Equity ratio (0.19) than 76.15% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF N/A
Altman-Z 0.43
ROIC/WACCN/A
WACCN/A
TIGR Yearly LT Debt VS Equity VS FCFTIGR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M 800M

2.3 Liquidity

  • A Current Ratio of 1.12 indicates that TIGR should not have too much problems paying its short term obligations.
  • TIGR has a Current ratio (1.12) which is comparable to the rest of the industry.
  • TIGR has a Quick Ratio of 1.12. This is a normal value and indicates that TIGR is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 1.12, TIGR is in line with its industry, outperforming 50.63% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.12
Quick Ratio 1.12
TIGR Yearly Current Assets VS Current LiabilitesTIGR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

9

3. TIGR Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 88.83% over the past year.
  • The Earnings Per Share has been growing by 25.99% on average over the past years. This is a very strong growth
  • Looking at the last year, TIGR shows a very strong growth in Revenue. The Revenue has grown by 56.32%.
  • TIGR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 46.18% yearly.
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%53.49%
Revenue 1Y (TTM)56.32%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%41.48%

3.2 Future

  • TIGR is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 29.55% yearly.
  • TIGR is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 18.56% yearly.
EPS Next Y160.77%
EPS Next 2Y60.1%
EPS Next 3Y41.59%
EPS Next 5Y29.55%
Revenue Next Year54.32%
Revenue Next 2Y29.58%
Revenue Next 3Y21.17%
Revenue Next 5Y18.56%

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
TIGR Yearly Revenue VS EstimatesTIGR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 200M 400M 600M 800M
TIGR Yearly EPS VS EstimatesTIGR Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 0.5 1

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6

4. TIGR Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 17.45, the valuation of TIGR can be described as rather expensive.
  • TIGR's Price/Earnings is on the same level as the industry average.
  • The average S&P500 Price/Earnings ratio is at 27.42. TIGR is valued slightly cheaper when compared to this.
  • TIGR is valuated cheaply with a Price/Forward Earnings ratio of 6.83.
  • Based on the Price/Forward Earnings ratio, TIGR is valued cheaper than 87.87% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 22.29, TIGR is valued rather cheaply.
Industry RankSector Rank
PE 17.45
Fwd PE 6.83
TIGR Price Earnings VS Forward Price EarningsTIGR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
TIGR Per share dataTIGR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3 4

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of TIGR may justify a higher PE ratio.
  • A more expensive valuation may be justified as TIGR's earnings are expected to grow with 41.59% in the coming years.
PEG (NY)0.11
PEG (5Y)N/A
EPS Next 2Y60.1%
EPS Next 3Y41.59%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. TIGR Dividend Analysis

5.1 Amount

  • No dividends for TIGR!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

TIGR Fundamentals: All Metrics, Ratios and Statistics

UP FINTECH HOLDING LTD - ADR

NASDAQ:TIGR (4/27/2026, 1:26:05 PM)

6.805

-0.14 (-1.95%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)03-19
Earnings (Next)05-28
Inst Owners40.3%
Inst Owner Change-0.87%
Ins Owners16.26%
Ins Owner Change41.95%
Market Cap1.27B
Revenue(TTM)612.06M
Net Income(TTM)170.90M
Analysts83.53
Price Target12.89 (89.42%)
Short Float %59.89%
Short Ratio2.18
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)10.7%
Min EPS beat(2)5.64%
Max EPS beat(2)15.76%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)22.82%
Min Revenue beat(2)11.63%
Max Revenue beat(2)34.01%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-14.84%
PT rev (3m)-14.77%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-8%
EPS NY rev (1m)-2.83%
EPS NY rev (3m)-4.65%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)6.49%
Revenue NY rev (1m)3.46%
Revenue NY rev (3m)3.46%
Valuation
Industry RankSector Rank
PE 17.45
Fwd PE 6.83
P/S 2.08
P/FCF N/A
P/OCF N/A
P/B 1.47
P/tB 1.47
EV/EBITDA N/A
EPS(TTM)0.39
EY5.73%
EPS(NY)1
Fwd EY14.65%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS3.27
BVpS4.63
TBVpS4.62
PEG (NY)0.11
PEG (5Y)N/A
Graham Number6.37469 (-6.32%)
Profitability
Industry RankSector Rank
ROA 2.08%
ROE 19.75%
ROCE 22.48%
ROIC 15.83%
ROICexc 102.93%
ROICexgc 104.57%
OM 34.05%
PM (TTM) 27.92%
GM 84.66%
FCFM N/A
ROA(3y)1.3%
ROA(5y)0.86%
ROE(3y)11.89%
ROE(5y)7.69%
ROIC(3y)9.07%
ROIC(5y)5.95%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)12.3%
ROCE(5y)8.02%
ROICexgc growth 3Y399.52%
ROICexgc growth 5Y52.67%
ROICexc growth 3Y409.48%
ROICexc growth 5Y54.54%
OM growth 3Y253.7%
OM growth 5Y17.52%
PM growth 3YN/A
PM growth 5Y19.21%
GM growth 3Y-0.05%
GM growth 5Y0.26%
F-ScoreN/A
Asset Turnover0.07
Health
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.12
Quick Ratio 1.12
Altman-Z 0.43
F-ScoreN/A
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)88.83%
EPS 3Y25.99%
EPS 5YN/A
EPS Q2Q%53.49%
EPS Next Y160.77%
EPS Next 2Y60.1%
EPS Next 3Y41.59%
EPS Next 5Y29.55%
Revenue 1Y (TTM)56.32%
Revenue growth 3Y13.97%
Revenue growth 5Y46.18%
Sales Q2Q%41.48%
Revenue Next Year54.32%
Revenue Next 2Y29.58%
Revenue Next 3Y21.17%
Revenue Next 5Y18.56%
EBIT growth 1Y165.57%
EBIT growth 3Y393.48%
EBIT growth 5Y58.19%
EBIT Next Year18.24%
EBIT Next 3Y9.59%
EBIT Next 5Y9.42%
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

UP FINTECH HOLDING LTD - ADR / TIGR Fundamental Analysis FAQ

What is the fundamental rating for TIGR stock?

ChartMill assigns a fundamental rating of 6 / 10 to TIGR.


Can you provide the valuation status for UP FINTECH HOLDING LTD - ADR?

ChartMill assigns a valuation rating of 6 / 10 to UP FINTECH HOLDING LTD - ADR (TIGR). This can be considered as Fairly Valued.


How profitable is UP FINTECH HOLDING LTD - ADR (TIGR) stock?

UP FINTECH HOLDING LTD - ADR (TIGR) has a profitability rating of 7 / 10.


What are the PE and PB ratios of UP FINTECH HOLDING LTD - ADR (TIGR) stock?

The Price/Earnings (PE) ratio for UP FINTECH HOLDING LTD - ADR (TIGR) is 17.45 and the Price/Book (PB) ratio is 1.47.


What is the earnings growth outlook for UP FINTECH HOLDING LTD - ADR?

The Earnings per Share (EPS) of UP FINTECH HOLDING LTD - ADR (TIGR) is expected to grow by 160.77% in the next year.