THOR INDUSTRIES INC (THO) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:THO - US8851601018 - Common Stock
107.53 USD
+0.4 (+0.37%)
Taking everything into account, THO scores 7 out of 10 in our fundamental rating. THO was compared to 36 industry peers in the Automobiles industry. THO gets an excellent profitability rating and is at the same time showing great financial health properties. THO is not valued too expensively and it also shows a decent growth rate. These ratings would make THO suitable for quality investing!
1. Profitability
1.1 Basic Checks
In the past year THO was profitable.
In the past year THO had a positive cash flow from operations.
In the past 5 years THO has always been profitable.
Each year in the past 5 years THO had a positive operating cash flow.
1.2 Ratios
THO's Return On Assets of 4.03% is amongst the best of the industry. THO outperforms 88.89% of its industry peers.
The Return On Equity of THO (6.56%) is better than 80.56% of its industry peers.
The Return On Invested Capital of THO (5.48%) is better than 91.67% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for THO is in line with the industry average of 5.86%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.03% | ||
| ROE | 6.56% | ||
| ROIC | 5.48% |
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
1.3 Margins
THO's Profit Margin of 2.87% is amongst the best of the industry. THO outperforms 83.33% of its industry peers.
THO's Profit Margin has been stable in the last couple of years.
THO has a better Operating Margin (3.81%) than 80.56% of its industry peers.
THO's Operating Margin has declined in the last couple of years.
THO has a better Gross Margin (14.05%) than 61.11% of its industry peers.
THO's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.81% | ||
| PM (TTM) | 2.87% | ||
| GM | 14.05% |
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), THO is destroying value.
THO has less shares outstanding than it did 1 year ago.
THO has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, THO has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 3.93 indicates that THO is not in any danger for bankruptcy at the moment.
The Altman-Z score of THO (3.93) is better than 88.89% of its industry peers.
The Debt to FCF ratio of THO is 2.63, which is a good value as it means it would take THO, 2.63 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of THO (2.63) is better than 88.89% of its industry peers.
A Debt/Equity ratio of 0.23 indicates that THO is not too dependend on debt financing.
With a decent Debt to Equity ratio value of 0.23, THO is doing good in the industry, outperforming 77.78% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.63 | ||
| Altman-Z | 3.93 |
ROIC/WACC0.63
WACC8.66%
2.3 Liquidity
A Current Ratio of 1.81 indicates that THO should not have too much problems paying its short term obligations.
THO has a better Current ratio (1.81) than 72.22% of its industry peers.
A Quick Ratio of 0.83 indicates that THO may have some problems paying its short term obligations.
THO has a Quick ratio of 0.83. This is comparable to the rest of the industry: THO outperforms 50.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.81 | ||
| Quick Ratio | 0.83 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 28.09% over the past year.
THO shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -0.12% yearly.
The Revenue has been growing slightly by 1.45% in the past year.
The Revenue has been growing slightly by 3.24% on average over the past years.
EPS 1Y (TTM)28.09%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%1466.67%
Revenue 1Y (TTM)1.45%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%11.5%
3.2 Future
The Earnings Per Share is expected to grow by 23.52% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 8.77% on average over the next years. This is quite good.
EPS Next Y-13.92%
EPS Next 2Y8.35%
EPS Next 3Y13.04%
EPS Next 5Y23.52%
Revenue Next Year1.01%
Revenue Next 2Y3.32%
Revenue Next 3Y4.81%
Revenue Next 5Y8.77%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 20.33, which indicates a rather expensive current valuation of THO.
Based on the Price/Earnings ratio, THO is valued cheaply inside the industry as 86.11% of the companies are valued more expensively.
THO's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.59.
Based on the Price/Forward Earnings ratio of 18.89, the valuation of THO can be described as rather expensive.
THO's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. THO is cheaper than 72.22% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of THO to the average of the S&P500 Index (23.80), we can say THO is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.33 | ||
| Fwd PE | 18.89 |
4.2 Price Multiples
THO's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. THO is cheaper than 83.33% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, THO is valued cheaper than 83.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.23 | ||
| EV/EBITDA | 9.43 |
4.3 Compensation for Growth
The decent profitability rating of THO may justify a higher PE ratio.
A more expensive valuation may be justified as THO's earnings are expected to grow with 13.04% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y8.35%
EPS Next 3Y13.04%
5. Dividend
5.1 Amount
THO has a Yearly Dividend Yield of 2.01%. Purely for dividend investing, there may be better candidates out there.
THO's Dividend Yield is rather good when compared to the industry average which is at 3.23. THO pays more dividend than 83.33% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.31, THO has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.01% |
5.2 History
The dividend of THO has a limited annual growth rate of 4.66%.
THO has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)4.66%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
37.63% of the earnings are spent on dividend by THO. This is a low number and sustainable payout ratio.
The dividend of THO is growing, but earnings are growing more, so the dividend growth is sustainable.
DP37.63%
EPS Next 2Y8.35%
EPS Next 3Y13.04%
NYSE:THO (12/11/2025, 11:21:03 AM)
107.53
+0.4 (+0.37%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)
Earnings (Next)
Inst Owners102.11%
Inst Owner Change-8.46%
Ins Owners4.66%
Ins Owner Change4.01%
Market Cap5.68B
Revenue(TTM)9.83B
Net Income(TTM)282.06M
Analysts67.62
Price Target108.68 (1.07%)
Short Float %6.82%
Short Ratio5.82
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.01% |
Yearly Dividend2.01
Dividend Growth(5Y)4.66%
DP37.63%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)340.72%
Min EPS beat(2)88.26%
Max EPS beat(2)593.18%
EPS beat(4)3
Avg EPS beat(4)152%
Min EPS beat(4)-114.48%
Max EPS beat(4)593.18%
EPS beat(8)5
Avg EPS beat(8)62.12%
EPS beat(12)8
Avg EPS beat(12)52.59%
EPS beat(16)12
Avg EPS beat(16)48.21%
Revenue beat(2)2
Avg Revenue beat(2)11.19%
Min Revenue beat(2)7.12%
Max Revenue beat(2)15.25%
Revenue beat(4)4
Avg Revenue beat(4)8.49%
Min Revenue beat(4)1.26%
Max Revenue beat(4)15.25%
Revenue beat(8)6
Avg Revenue beat(8)3.53%
Revenue beat(12)8
Avg Revenue beat(12)2.96%
Revenue beat(16)12
Avg Revenue beat(16)3.87%
PT rev (1m)-0.33%
PT rev (3m)24.15%
EPS NQ rev (1m)-16.01%
EPS NQ rev (3m)-53.02%
EPS NY rev (1m)-0.21%
EPS NY rev (3m)-5.69%
Revenue NQ rev (1m)0.15%
Revenue NQ rev (3m)-3.84%
Revenue NY rev (1m)-0.15%
Revenue NY rev (3m)-2.34%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.33 | ||
| Fwd PE | 18.89 | ||
| P/S | 0.58 | ||
| P/FCF | 15.23 | ||
| P/OCF | 11.31 | ||
| P/B | 1.32 | ||
| P/tB | 3.32 | ||
| EV/EBITDA | 9.43 |
EPS(TTM)5.29
EY4.92%
EPS(NY)5.69
Fwd EY5.3%
FCF(TTM)7.06
FCFY6.57%
OCF(TTM)9.51
OCFY8.84%
SpS185.95
BVpS81.32
TBVpS32.4
PEG (NY)N/A
PEG (5Y)N/A
Graham Number98.38
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.03% | ||
| ROE | 6.56% | ||
| ROCE | 6.82% | ||
| ROIC | 5.48% | ||
| ROICexc | 6.04% | ||
| ROICexgc | 12.39% | ||
| OM | 3.81% | ||
| PM (TTM) | 2.87% | ||
| GM | 14.05% | ||
| FCFM | 3.8% |
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
ROICexc(3y)7.38%
ROICexc(5y)12.57%
ROICexgc(3y)15.82%
ROICexgc(5y)27.7%
ROCE(3y)8.35%
ROCE(5y)14.36%
ROICexgc growth 3Y-38.46%
ROICexgc growth 5Y-12.23%
ROICexc growth 3Y-37.57%
ROICexc growth 5Y-7.38%
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
F-Score7
Asset Turnover1.41
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.63 | ||
| Debt/EBITDA | 1.52 | ||
| Cap/Depr | 47.96% | ||
| Cap/Sales | 1.32% | ||
| Interest Coverage | 7.01 | ||
| Cash Conversion | 78.05% | ||
| Profit Quality | 132.25% | ||
| Current Ratio | 1.81 | ||
| Quick Ratio | 0.83 | ||
| Altman-Z | 3.93 |
F-Score7
WACC8.66%
ROIC/WACC0.63
Cap/Depr(3y)56.97%
Cap/Depr(5y)62.4%
Cap/Sales(3y)1.52%
Cap/Sales(5y)1.42%
Profit Quality(3y)178.53%
Profit Quality(5y)132.32%
High Growth Momentum
Growth
EPS 1Y (TTM)28.09%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%1466.67%
EPS Next Y-13.92%
EPS Next 2Y8.35%
EPS Next 3Y13.04%
EPS Next 5Y23.52%
Revenue 1Y (TTM)1.45%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%11.5%
Revenue Next Year1.01%
Revenue Next 2Y3.32%
Revenue Next 3Y4.81%
Revenue Next 5Y8.77%
EBIT growth 1Y3.82%
EBIT growth 3Y-39.2%
EBIT growth 5Y-2.09%
EBIT Next Year109.2%
EBIT Next 3Y38.74%
EBIT Next 5Y33.97%
FCF growth 1Y-50.71%
FCF growth 3Y-15.26%
FCF growth 5Y0.94%
OCF growth 1Y-46.97%
OCF growth 3Y-16.43%
OCF growth 5Y1.33%
THOR INDUSTRIES INC / THO FAQ
What is the fundamental rating for THO stock?
ChartMill assigns a fundamental rating of 7 / 10 to THO.
Can you provide the valuation status for THOR INDUSTRIES INC?
ChartMill assigns a valuation rating of 6 / 10 to THOR INDUSTRIES INC (THO). This can be considered as Fairly Valued.
What is the profitability of THO stock?
THOR INDUSTRIES INC (THO) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for THO stock?
The Price/Earnings (PE) ratio for THOR INDUSTRIES INC (THO) is 20.33 and the Price/Book (PB) ratio is 1.32.
What is the earnings growth outlook for THOR INDUSTRIES INC?
The Earnings per Share (EPS) of THOR INDUSTRIES INC (THO) is expected to decline by -13.92% in the next year.