THOR INDUSTRIES INC (THO) Fundamental Analysis & Valuation

NYSE:THO • US8851601018

Current stock price

79.985 USD
+3.73 (+4.9%)
Last:

This THO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. THO Profitability Analysis

1.1 Basic Checks

  • THO had positive earnings in the past year.
  • In the past year THO had a positive cash flow from operations.
  • THO had positive earnings in each of the past 5 years.
  • THO had a positive operating cash flow in each of the past 5 years.
THO Yearly Net Income VS EBIT VS OCF VS FCFTHO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

1.2 Ratios

  • THO has a Return On Assets of 4.28%. This is amongst the best in the industry. THO outperforms 97.14% of its industry peers.
  • With an excellent Return On Equity value of 6.95%, THO belongs to the best of the industry, outperforming 91.43% of the companies in the same industry.
  • THO's Return On Invested Capital of 5.76% is amongst the best of the industry. THO outperforms 94.29% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for THO is in line with the industry average of 5.32%.
Industry RankSector Rank
ROA 4.28%
ROE 6.95%
ROIC 5.76%
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
THO Yearly ROA, ROE, ROICTHO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

1.3 Margins

  • With an excellent Profit Margin value of 3.02%, THO belongs to the best of the industry, outperforming 88.57% of the companies in the same industry.
  • THO's Profit Margin has been stable in the last couple of years.
  • Looking at the Operating Margin, with a value of 3.95%, THO belongs to the top of the industry, outperforming 88.57% of the companies in the same industry.
  • THO's Operating Margin has declined in the last couple of years.
  • With a decent Gross Margin value of 13.96%, THO is doing good in the industry, outperforming 68.57% of the companies in the same industry.
  • THO's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 3.95%
PM (TTM) 3.02%
GM 13.96%
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
THO Yearly Profit, Operating, Gross MarginsTHO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

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6

2. THO Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so THO is destroying value.
  • THO has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, THO has less shares outstanding
  • THO has a better debt/assets ratio than last year.
THO Yearly Shares OutstandingTHO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
THO Yearly Total Debt VS Total AssetsTHO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • An Altman-Z score of 3.57 indicates that THO is not in any danger for bankruptcy at the moment.
  • THO's Altman-Z score of 3.57 is amongst the best of the industry. THO outperforms 91.43% of its industry peers.
  • The Debt to FCF ratio of THO is 4.18, which is a neutral value as it means it would take THO, 4.18 years of fcf income to pay off all of its debts.
  • With an excellent Debt to FCF ratio value of 4.18, THO belongs to the best of the industry, outperforming 88.57% of the companies in the same industry.
  • THO has a Debt/Equity ratio of 0.22. This is a healthy value indicating a solid balance between debt and equity.
  • THO has a Debt to Equity ratio of 0.22. This is in the better half of the industry: THO outperforms 74.29% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.22
Debt/FCF 4.18
Altman-Z 3.57
ROIC/WACC0.61
WACC9.37%
THO Yearly LT Debt VS Equity VS FCFTHO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.3 Liquidity

  • THO has a Current Ratio of 1.76. This is a normal value and indicates that THO is financially healthy and should not expect problems in meeting its short term obligations.
  • THO has a better Current ratio (1.76) than 65.71% of its industry peers.
  • A Quick Ratio of 0.73 indicates that THO may have some problems paying its short term obligations.
  • THO has a worse Quick ratio (0.73) than 60.00% of its industry peers.
Industry RankSector Rank
Current Ratio 1.76
Quick Ratio 0.73
THO Yearly Current Assets VS Current LiabilitesTHO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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6

3. THO Growth Analysis

3.1 Past

  • THO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 49.60%, which is quite impressive.
  • Measured over the past years, THO shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.12% on average per year.
  • The Revenue has been growing slightly by 4.61% in the past year.
  • THO shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.24% yearly.
EPS 1Y (TTM)49.6%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%3500%
Revenue 1Y (TTM)4.61%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%5.34%

3.2 Future

  • The Earnings Per Share is expected to grow by 23.52% on average over the next years. This is a very strong growth
  • Based on estimates for the next years, THO will show a quite strong growth in Revenue. The Revenue will grow by 8.77% on average per year.
EPS Next Y-11.39%
EPS Next 2Y9.75%
EPS Next 3Y13.67%
EPS Next 5Y23.52%
Revenue Next Year2.3%
Revenue Next 2Y3.72%
Revenue Next 3Y5.37%
Revenue Next 5Y8.77%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
THO Yearly Revenue VS EstimatesTHO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5B 10B 15B
THO Yearly EPS VS EstimatesTHO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5 10 15 20

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6

4. THO Valuation Analysis

4.1 Price/Earnings Ratio

  • THO is valuated correctly with a Price/Earnings ratio of 14.18.
  • THO's Price/Earnings ratio is rather cheap when compared to the industry. THO is cheaper than 82.86% of the companies in the same industry.
  • THO's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.21.
  • Based on the Price/Forward Earnings ratio of 13.69, the valuation of THO can be described as correct.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of THO indicates a somewhat cheap valuation: THO is cheaper than 80.00% of the companies listed in the same industry.
  • THO's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 23.10.
Industry RankSector Rank
PE 14.18
Fwd PE 13.69
THO Price Earnings VS Forward Price EarningsTHO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, THO is valued cheaper than 94.29% of the companies in the same industry.
  • THO's Price/Free Cash Flow ratio is rather cheap when compared to the industry. THO is cheaper than 88.57% of the companies in the same industry.
Industry RankSector Rank
P/FCF 18.47
EV/EBITDA 7.04
THO Per share dataTHO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The decent profitability rating of THO may justify a higher PE ratio.
  • A more expensive valuation may be justified as THO's earnings are expected to grow with 13.67% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y9.75%
EPS Next 3Y13.67%

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6

5. THO Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 2.63%, THO has a reasonable but not impressive dividend return.
  • In the last 3 months the price of THO has falen by -30.69%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
  • THO's Dividend Yield is rather good when compared to the industry average which is at 1.04. THO pays more dividend than 82.86% of the companies in the same industry.
  • THO's Dividend Yield is a higher than the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 2.63%

5.2 History

  • The dividend of THO has a limited annual growth rate of 4.66%.
  • THO has been paying a dividend for at least 10 years, so it has a reliable track record.
  • The dividend of THO decreased recently.
Dividend Growth(5Y)4.66%
Div Incr Years1
Div Non Decr Years1
THO Yearly Dividends per shareTHO Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • THO pays out 35.89% of its income as dividend. This is a sustainable payout ratio.
  • The dividend of THO is growing, but earnings are growing more, so the dividend growth is sustainable.
DP35.89%
EPS Next 2Y9.75%
EPS Next 3Y13.67%
THO Yearly Income VS Free CF VS DividendTHO Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
THO Dividend Payout.THO Dividend Payout, showing the Payout Ratio.THO Dividend Payout.PayoutRetained Earnings

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THO Fundamentals: All Metrics, Ratios and Statistics

THOR INDUSTRIES INC

NYSE:THO (4/8/2026, 2:13:38 PM)

79.985

+3.73 (+4.9%)

Chartmill FA Rating
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)03-03
Earnings (Next)06-02
Inst Owners102.03%
Inst Owner Change0%
Ins Owners4.63%
Ins Owner Change3.97%
Market Cap4.21B
Revenue(TTM)9.93B
Net Income(TTM)300.41M
Analysts68.57
Price Target106.82 (33.55%)
Short Float %5.2%
Short Ratio3.72
Dividend
Industry RankSector Rank
Dividend Yield 2.63%
Yearly Dividend2.01
Dividend Growth(5Y)4.66%
DP35.89%
Div Incr Years1
Div Non Decr Years1
Ex-Date04-06
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)712.2%
Min EPS beat(2)593.18%
Max EPS beat(2)831.21%
EPS beat(4)4
Avg EPS beat(4)388.43%
Min EPS beat(4)41.04%
Max EPS beat(4)831.21%
EPS beat(8)6
Avg EPS beat(8)172.08%
EPS beat(12)9
Avg EPS beat(12)126%
EPS beat(16)12
Avg EPS beat(16)97.68%
Revenue beat(2)2
Avg Revenue beat(2)11.25%
Min Revenue beat(2)7.26%
Max Revenue beat(2)15.25%
Revenue beat(4)4
Avg Revenue beat(4)9.99%
Min Revenue beat(4)7.12%
Max Revenue beat(4)15.25%
Revenue beat(8)7
Avg Revenue beat(8)4.89%
Revenue beat(12)9
Avg Revenue beat(12)4.12%
Revenue beat(16)12
Avg Revenue beat(16)3.84%
PT rev (1m)-6.49%
PT rev (3m)-1.87%
EPS NQ rev (1m)-10.44%
EPS NQ rev (3m)-10.14%
EPS NY rev (1m)0%
EPS NY rev (3m)0.77%
Revenue NQ rev (1m)-4.63%
Revenue NQ rev (3m)-4.57%
Revenue NY rev (1m)-0.41%
Revenue NY rev (3m)-0.39%
Valuation
Industry RankSector Rank
PE 14.18
Fwd PE 13.69
P/S 0.42
P/FCF 18.47
P/OCF 11.71
P/B 0.97
P/tB 2.44
EV/EBITDA 7.04
EPS(TTM)5.64
EY7.05%
EPS(NY)5.84
Fwd EY7.3%
FCF(TTM)4.33
FCFY5.41%
OCF(TTM)6.83
OCFY8.54%
SpS188.85
BVpS82.19
TBVpS32.81
PEG (NY)N/A
PEG (5Y)N/A
Graham Number102.13
Profitability
Industry RankSector Rank
ROA 4.28%
ROE 6.95%
ROCE 7.17%
ROIC 5.76%
ROICexc 6.02%
ROICexgc 11.8%
OM 3.95%
PM (TTM) 3.02%
GM 13.96%
FCFM 2.29%
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
ROICexc(3y)7.38%
ROICexc(5y)12.57%
ROICexgc(3y)15.82%
ROICexgc(5y)27.7%
ROCE(3y)8.35%
ROCE(5y)14.36%
ROICexgc growth 3Y-38.46%
ROICexgc growth 5Y-12.23%
ROICexc growth 3Y-37.57%
ROICexc growth 5Y-7.38%
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
F-Score8
Asset Turnover1.42
Health
Industry RankSector Rank
Debt/Equity 0.22
Debt/FCF 4.18
Debt/EBITDA 1.43
Cap/Depr 48.97%
Cap/Sales 1.32%
Interest Coverage 7.99
Cash Conversion 54.35%
Profit Quality 75.82%
Current Ratio 1.76
Quick Ratio 0.73
Altman-Z 3.57
F-Score8
WACC9.37%
ROIC/WACC0.61
Cap/Depr(3y)56.97%
Cap/Depr(5y)62.4%
Cap/Sales(3y)1.52%
Cap/Sales(5y)1.42%
Profit Quality(3y)178.53%
Profit Quality(5y)132.32%
High Growth Momentum
Growth
EPS 1Y (TTM)49.6%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%3500%
EPS Next Y-11.39%
EPS Next 2Y9.75%
EPS Next 3Y13.67%
EPS Next 5Y23.52%
Revenue 1Y (TTM)4.61%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%5.34%
Revenue Next Year2.3%
Revenue Next 2Y3.72%
Revenue Next 3Y5.37%
Revenue Next 5Y8.77%
EBIT growth 1Y15.97%
EBIT growth 3Y-39.2%
EBIT growth 5Y-2.09%
EBIT Next Year116.17%
EBIT Next 3Y40.21%
EBIT Next 5Y33.97%
FCF growth 1Y-59.76%
FCF growth 3Y-15.26%
FCF growth 5Y0.94%
OCF growth 1Y-52.24%
OCF growth 3Y-16.43%
OCF growth 5Y1.33%

THOR INDUSTRIES INC / THO Fundamental Analysis FAQ

What is the fundamental rating for THO stock?

ChartMill assigns a fundamental rating of 6 / 10 to THO.


What is the valuation status of THOR INDUSTRIES INC (THO) stock?

ChartMill assigns a valuation rating of 6 / 10 to THOR INDUSTRIES INC (THO). This can be considered as Fairly Valued.


How profitable is THOR INDUSTRIES INC (THO) stock?

THOR INDUSTRIES INC (THO) has a profitability rating of 7 / 10.


Can you provide the financial health for THO stock?

The financial health rating of THOR INDUSTRIES INC (THO) is 6 / 10.


What is the expected EPS growth for THOR INDUSTRIES INC (THO) stock?

The Earnings per Share (EPS) of THOR INDUSTRIES INC (THO) is expected to decline by -11.39% in the next year.