THOR INDUSTRIES INC (THO) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:THO • US8851601018
111.87 USD
-1.05 (-0.93%)
At close: Jan 30, 2026
111.87 USD
0 (0%)
After Hours: 1/30/2026, 8:21:11 PM
Overall THO gets a fundamental rating of 7 out of 10. We evaluated THO against 35 industry peers in the Automobiles industry. THO has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. THO has a decent growth rate and is not valued too expensively. These ratings could make THO a good candidate for quality investing.
1. Profitability
1.1 Basic Checks
- THO had positive earnings in the past year.
- In the past year THO had a positive cash flow from operations.
- In the past 5 years THO has always been profitable.
- In the past 5 years THO always reported a positive cash flow from operatings.
1.2 Ratios
- THO's Return On Assets of 4.03% is amongst the best of the industry. THO outperforms 91.43% of its industry peers.
- With an excellent Return On Equity value of 6.56%, THO belongs to the best of the industry, outperforming 88.57% of the companies in the same industry.
- The Return On Invested Capital of THO (5.48%) is better than 94.29% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for THO is in line with the industry average of 5.26%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.03% | ||
| ROE | 6.56% | ||
| ROIC | 5.48% |
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
1.3 Margins
- Looking at the Profit Margin, with a value of 2.87%, THO belongs to the top of the industry, outperforming 82.86% of the companies in the same industry.
- THO's Profit Margin has been stable in the last couple of years.
- THO has a better Operating Margin (3.81%) than 85.71% of its industry peers.
- THO's Operating Margin has declined in the last couple of years.
- Looking at the Gross Margin, with a value of 14.05%, THO is in the better half of the industry, outperforming 68.57% of the companies in the same industry.
- THO's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.81% | ||
| PM (TTM) | 2.87% | ||
| GM | 14.05% |
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
2. Health
2.1 Basic Checks
- THO has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- The number of shares outstanding for THO has been reduced compared to 1 year ago.
- Compared to 5 years ago, THO has less shares outstanding
- The debt/assets ratio for THO has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 3.99 indicates that THO is not in any danger for bankruptcy at the moment.
- With an excellent Altman-Z score value of 3.99, THO belongs to the best of the industry, outperforming 94.29% of the companies in the same industry.
- The Debt to FCF ratio of THO is 2.63, which is a good value as it means it would take THO, 2.63 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 2.63, THO belongs to the top of the industry, outperforming 91.43% of the companies in the same industry.
- A Debt/Equity ratio of 0.23 indicates that THO is not too dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.23, THO is in the better half of the industry, outperforming 71.43% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.63 | ||
| Altman-Z | 3.99 |
ROIC/WACC0.58
WACC9.53%
2.3 Liquidity
- A Current Ratio of 1.81 indicates that THO should not have too much problems paying its short term obligations.
- The Current ratio of THO (1.81) is better than 68.57% of its industry peers.
- A Quick Ratio of 0.83 indicates that THO may have some problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 0.83, THO is in line with its industry, outperforming 48.57% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.81 | ||
| Quick Ratio | 0.83 |
3. Growth
3.1 Past
- THO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 28.09%, which is quite impressive.
- Measured over the past years, THO shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.12% on average per year.
- The Revenue has been growing slightly by 1.45% in the past year.
- Measured over the past years, THO shows a small growth in Revenue. The Revenue has been growing by 3.24% on average per year.
EPS 1Y (TTM)28.09%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%1466.67%
Revenue 1Y (TTM)1.45%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%11.5%
3.2 Future
- Based on estimates for the next years, THO will show a very strong growth in Earnings Per Share. The EPS will grow by 23.52% on average per year.
- THO is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.77% yearly.
EPS Next Y-11.82%
EPS Next 2Y8.66%
EPS Next 3Y12.69%
EPS Next 5Y23.52%
Revenue Next Year2.7%
Revenue Next 2Y3.87%
Revenue Next 3Y5.1%
Revenue Next 5Y8.77%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 21.15, which indicates a rather expensive current valuation of THO.
- Compared to the rest of the industry, the Price/Earnings ratio of THO indicates a rather cheap valuation: THO is cheaper than 85.71% of the companies listed in the same industry.
- When comparing the Price/Earnings ratio of THO to the average of the S&P500 Index (28.30), we can say THO is valued slightly cheaper.
- With a Price/Forward Earnings ratio of 19.54, THO is valued on the expensive side.
- THO's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. THO is cheaper than 74.29% of the companies in the same industry.
- THO is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 25.57, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.15 | ||
| Fwd PE | 19.54 |
4.2 Price Multiples
- 85.71% of the companies in the same industry are more expensive than THO, based on the Enterprise Value to EBITDA ratio.
- 88.57% of the companies in the same industry are more expensive than THO, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.85 | ||
| EV/EBITDA | 9.82 |
4.3 Compensation for Growth
- THO has a very decent profitability rating, which may justify a higher PE ratio.
- THO's earnings are expected to grow with 12.69% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y8.66%
EPS Next 3Y12.69%
5. Dividend
5.1 Amount
- THO has a Yearly Dividend Yield of 1.84%.
- Compared to an average industry Dividend Yield of 0.86, THO pays a better dividend. On top of this THO pays more dividend than 82.86% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.83, THO has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.84% |
5.2 History
- The dividend of THO has a limited annual growth rate of 4.66%.
- THO has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)4.66%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- THO pays out 37.63% of its income as dividend. This is a sustainable payout ratio.
- The dividend of THO is growing, but earnings are growing more, so the dividend growth is sustainable.
DP37.63%
EPS Next 2Y8.66%
EPS Next 3Y12.69%
THOR INDUSTRIES INC / THO FAQ
What is the fundamental rating for THO stock?
ChartMill assigns a fundamental rating of 7 / 10 to THO.
What is the valuation status of THOR INDUSTRIES INC (THO) stock?
ChartMill assigns a valuation rating of 6 / 10 to THOR INDUSTRIES INC (THO). This can be considered as Fairly Valued.
What is the profitability of THO stock?
THOR INDUSTRIES INC (THO) has a profitability rating of 7 / 10.
How financially healthy is THOR INDUSTRIES INC?
The financial health rating of THOR INDUSTRIES INC (THO) is 7 / 10.
How sustainable is the dividend of THOR INDUSTRIES INC (THO) stock?
The dividend rating of THOR INDUSTRIES INC (THO) is 6 / 10 and the dividend payout ratio is 37.63%.