THOR INDUSTRIES INC (THO) Fundamental Analysis & Valuation

NYSE:THO • US8851601018

Current stock price

78.92 USD
+0.92 (+1.18%)
Last:

This THO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. THO Profitability Analysis

1.1 Basic Checks

  • In the past year THO was profitable.
  • THO had a positive operating cash flow in the past year.
  • THO had positive earnings in each of the past 5 years.
  • THO had a positive operating cash flow in each of the past 5 years.
THO Yearly Net Income VS EBIT VS OCF VS FCFTHO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

1.2 Ratios

  • THO's Return On Assets of 4.28% is amongst the best of the industry. THO outperforms 97.14% of its industry peers.
  • The Return On Equity of THO (6.95%) is better than 91.43% of its industry peers.
  • THO has a Return On Invested Capital of 5.76%. This is amongst the best in the industry. THO outperforms 94.29% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for THO is in line with the industry average of 5.59%.
Industry RankSector Rank
ROA 4.28%
ROE 6.95%
ROIC 5.76%
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
THO Yearly ROA, ROE, ROICTHO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

1.3 Margins

  • The Profit Margin of THO (3.02%) is better than 88.57% of its industry peers.
  • In the last couple of years the Profit Margin of THO has remained more or less at the same level.
  • With an excellent Operating Margin value of 3.95%, THO belongs to the best of the industry, outperforming 88.57% of the companies in the same industry.
  • THO's Operating Margin has declined in the last couple of years.
  • THO has a Gross Margin of 13.96%. This is in the better half of the industry: THO outperforms 68.57% of its industry peers.
  • THO's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 3.95%
PM (TTM) 3.02%
GM 13.96%
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
THO Yearly Profit, Operating, Gross MarginsTHO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

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6

2. THO Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so THO is destroying value.
  • Compared to 1 year ago, THO has less shares outstanding
  • Compared to 5 years ago, THO has less shares outstanding
  • The debt/assets ratio for THO has been reduced compared to a year ago.
THO Yearly Shares OutstandingTHO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
THO Yearly Total Debt VS Total AssetsTHO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • An Altman-Z score of 3.59 indicates that THO is not in any danger for bankruptcy at the moment.
  • The Altman-Z score of THO (3.59) is better than 91.43% of its industry peers.
  • THO has a debt to FCF ratio of 4.18. This is a neutral value as THO would need 4.18 years to pay back of all of its debts.
  • With an excellent Debt to FCF ratio value of 4.18, THO belongs to the best of the industry, outperforming 91.43% of the companies in the same industry.
  • A Debt/Equity ratio of 0.22 indicates that THO is not too dependend on debt financing.
  • The Debt to Equity ratio of THO (0.22) is better than 80.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.22
Debt/FCF 4.18
Altman-Z 3.59
ROIC/WACC0.59
WACC9.74%
THO Yearly LT Debt VS Equity VS FCFTHO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.3 Liquidity

  • THO has a Current Ratio of 1.76. This is a normal value and indicates that THO is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 1.76, THO is in the better half of the industry, outperforming 68.57% of the companies in the same industry.
  • THO has a Quick Ratio of 1.76. This is a bad value and indicates that THO is not financially healthy enough and could expect problems in meeting its short term obligations.
  • THO's Quick ratio of 0.73 is on the low side compared to the rest of the industry. THO is outperformed by 60.00% of its industry peers.
Industry RankSector Rank
Current Ratio 1.76
Quick Ratio 0.73
THO Yearly Current Assets VS Current LiabilitesTHO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. THO Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 49.60% over the past year.
  • THO shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -0.12% yearly.
  • The Revenue has been growing slightly by 4.61% in the past year.
  • The Revenue has been growing slightly by 3.24% on average over the past years.
EPS 1Y (TTM)49.6%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%3500%
Revenue 1Y (TTM)4.61%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%5.34%

3.2 Future

  • Based on estimates for the next years, THO will show a very strong growth in Earnings Per Share. The EPS will grow by 23.52% on average per year.
  • Based on estimates for the next years, THO will show a quite strong growth in Revenue. The Revenue will grow by 8.77% on average per year.
EPS Next Y-12.14%
EPS Next 2Y8.62%
EPS Next 3Y13.47%
EPS Next 5Y23.52%
Revenue Next Year2.3%
Revenue Next 2Y3.72%
Revenue Next 3Y5.37%
Revenue Next 5Y8.77%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
THO Yearly Revenue VS EstimatesTHO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5B 10B 15B
THO Yearly EPS VS EstimatesTHO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5 10 15 20

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6

4. THO Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 13.99, which indicates a correct valuation of THO.
  • Based on the Price/Earnings ratio, THO is valued cheaper than 82.86% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of THO to the average of the S&P500 Index (27.50), we can say THO is valued slightly cheaper.
  • THO is valuated correctly with a Price/Forward Earnings ratio of 13.79.
  • Based on the Price/Forward Earnings ratio, THO is valued a bit cheaper than 77.14% of the companies in the same industry.
  • THO's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 22.62.
Industry RankSector Rank
PE 13.99
Fwd PE 13.79
THO Price Earnings VS Forward Price EarningsTHO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, THO is valued cheaper than 91.43% of the companies in the same industry.
  • 91.43% of the companies in the same industry are more expensive than THO, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 18.23
EV/EBITDA 7.18
THO Per share dataTHO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • THO has a very decent profitability rating, which may justify a higher PE ratio.
  • THO's earnings are expected to grow with 13.47% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y8.62%
EPS Next 3Y13.47%

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6

5. THO Dividend Analysis

5.1 Amount

  • THO has a Yearly Dividend Yield of 2.66%.
  • In the last 3 months the price of THO has falen by -31.80%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
  • THO's Dividend Yield is rather good when compared to the industry average which is at 0.98. THO pays more dividend than 82.86% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.81, THO pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 2.66%

5.2 History

  • The dividend of THO has a limited annual growth rate of 4.66%.
  • THO has paid a dividend for at least 10 years, which is a reliable track record.
  • THO has decreased its dividend recently.
Dividend Growth(5Y)4.66%
Div Incr Years1
Div Non Decr Years1
THO Yearly Dividends per shareTHO Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • THO pays out 35.89% of its income as dividend. This is a sustainable payout ratio.
  • The dividend of THO is growing, but earnings are growing more, so the dividend growth is sustainable.
DP35.89%
EPS Next 2Y8.62%
EPS Next 3Y13.47%
THO Yearly Income VS Free CF VS DividendTHO Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
THO Dividend Payout.THO Dividend Payout, showing the Payout Ratio.THO Dividend Payout.PayoutRetained Earnings

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THO Fundamentals: All Metrics, Ratios and Statistics

THOR INDUSTRIES INC

NYSE:THO (4/23/2026, 2:07:50 PM)

78.92

+0.92 (+1.18%)

Chartmill FA Rating
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)03-03
Earnings (Next)06-02
Inst Owners102.39%
Inst Owner Change-0.02%
Ins Owners4.66%
Ins Owner Change-0.91%
Market Cap4.15B
Revenue(TTM)9.93B
Net Income(TTM)300.41M
Analysts68.57
Price Target106.82 (35.35%)
Short Float %6.32%
Short Ratio4.12
Dividend
Industry RankSector Rank
Dividend Yield 2.66%
Yearly Dividend2.01
Dividend Growth(5Y)4.66%
DP35.89%
Div Incr Years1
Div Non Decr Years1
Ex-Date04-06
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)712.2%
Min EPS beat(2)593.18%
Max EPS beat(2)831.21%
EPS beat(4)4
Avg EPS beat(4)388.43%
Min EPS beat(4)41.04%
Max EPS beat(4)831.21%
EPS beat(8)6
Avg EPS beat(8)172.08%
EPS beat(12)9
Avg EPS beat(12)126%
EPS beat(16)12
Avg EPS beat(16)97.68%
Revenue beat(2)2
Avg Revenue beat(2)11.25%
Min Revenue beat(2)7.26%
Max Revenue beat(2)15.25%
Revenue beat(4)4
Avg Revenue beat(4)9.99%
Min Revenue beat(4)7.12%
Max Revenue beat(4)15.25%
Revenue beat(8)7
Avg Revenue beat(8)4.89%
Revenue beat(12)9
Avg Revenue beat(12)4.12%
Revenue beat(16)12
Avg Revenue beat(16)3.84%
PT rev (1m)-6.49%
PT rev (3m)-1.87%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-10.14%
EPS NY rev (1m)-0.85%
EPS NY rev (3m)-0.09%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-4.57%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.39%
Valuation
Industry RankSector Rank
PE 13.99
Fwd PE 13.79
P/S 0.42
P/FCF 18.23
P/OCF 11.56
P/B 0.96
P/tB 2.41
EV/EBITDA 7.18
EPS(TTM)5.64
EY7.15%
EPS(NY)5.72
Fwd EY7.25%
FCF(TTM)4.33
FCFY5.49%
OCF(TTM)6.83
OCFY8.65%
SpS188.85
BVpS82.19
TBVpS32.81
PEG (NY)N/A
PEG (5Y)N/A
Graham Number102.128 (29.41%)
Profitability
Industry RankSector Rank
ROA 4.28%
ROE 6.95%
ROCE 7.17%
ROIC 5.76%
ROICexc 6.02%
ROICexgc 11.8%
OM 3.95%
PM (TTM) 3.02%
GM 13.96%
FCFM 2.29%
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
ROICexc(3y)7.38%
ROICexc(5y)12.57%
ROICexgc(3y)15.82%
ROICexgc(5y)27.7%
ROCE(3y)8.35%
ROCE(5y)14.36%
ROICexgc growth 3Y-38.46%
ROICexgc growth 5Y-12.23%
ROICexc growth 3Y-37.57%
ROICexc growth 5Y-7.38%
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
F-Score8
Asset Turnover1.42
Health
Industry RankSector Rank
Debt/Equity 0.22
Debt/FCF 4.18
Debt/EBITDA 1.43
Cap/Depr 48.97%
Cap/Sales 1.32%
Interest Coverage 7.99
Cash Conversion 54.35%
Profit Quality 75.82%
Current Ratio 1.76
Quick Ratio 0.73
Altman-Z 3.59
F-Score8
WACC9.74%
ROIC/WACC0.59
Cap/Depr(3y)56.97%
Cap/Depr(5y)62.4%
Cap/Sales(3y)1.52%
Cap/Sales(5y)1.42%
Profit Quality(3y)178.53%
Profit Quality(5y)132.32%
High Growth Momentum
Growth
EPS 1Y (TTM)49.6%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%3500%
EPS Next Y-12.14%
EPS Next 2Y8.62%
EPS Next 3Y13.47%
EPS Next 5Y23.52%
Revenue 1Y (TTM)4.61%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%5.34%
Revenue Next Year2.3%
Revenue Next 2Y3.72%
Revenue Next 3Y5.37%
Revenue Next 5Y8.77%
EBIT growth 1Y15.97%
EBIT growth 3Y-39.2%
EBIT growth 5Y-2.09%
EBIT Next Year107.27%
EBIT Next 3Y38.58%
EBIT Next 5Y33.97%
FCF growth 1Y-59.76%
FCF growth 3Y-15.26%
FCF growth 5Y0.94%
OCF growth 1Y-52.24%
OCF growth 3Y-16.43%
OCF growth 5Y1.33%

THOR INDUSTRIES INC / THO Fundamental Analysis FAQ

What is the fundamental rating for THO stock?

ChartMill assigns a fundamental rating of 6 / 10 to THO.


What is the valuation status of THOR INDUSTRIES INC (THO) stock?

ChartMill assigns a valuation rating of 7 / 10 to THOR INDUSTRIES INC (THO). This can be considered as Undervalued.


How profitable is THOR INDUSTRIES INC (THO) stock?

THOR INDUSTRIES INC (THO) has a profitability rating of 7 / 10.


Can you provide the financial health for THO stock?

The financial health rating of THOR INDUSTRIES INC (THO) is 6 / 10.


What is the expected EPS growth for THOR INDUSTRIES INC (THO) stock?

The Earnings per Share (EPS) of THOR INDUSTRIES INC (THO) is expected to decline by -12.14% in the next year.