THOR INDUSTRIES INC (THO) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:THO • US8851601018

119.98 USD
+1.48 (+1.25%)
At close: Feb 6, 2026
119.98 USD
0 (0%)
After Hours: 2/6/2026, 8:08:25 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

6

Taking everything into account, THO scores 6 out of 10 in our fundamental rating. THO was compared to 35 industry peers in the Automobiles industry. Both the health and profitability get an excellent rating, making THO a very profitable company, without any liquidiy or solvency issues. THO has a decent growth rate and is not valued too expensively. These ratings could make THO a good candidate for quality investing.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • THO had positive earnings in the past year.
  • In the past year THO had a positive cash flow from operations.
  • In the past 5 years THO has always been profitable.
  • In the past 5 years THO always reported a positive cash flow from operatings.
THO Yearly Net Income VS EBIT VS OCF VS FCFTHO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

1.2 Ratios

  • THO has a better Return On Assets (4.03%) than 91.43% of its industry peers.
  • Looking at the Return On Equity, with a value of 6.56%, THO belongs to the top of the industry, outperforming 88.57% of the companies in the same industry.
  • With an excellent Return On Invested Capital value of 5.48%, THO belongs to the best of the industry, outperforming 94.29% of the companies in the same industry.
  • THO had an Average Return On Invested Capital over the past 3 years of 6.72%. This is in line with the industry average of 5.26%.
Industry RankSector Rank
ROA 4.03%
ROE 6.56%
ROIC 5.48%
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
THO Yearly ROA, ROE, ROICTHO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

1.3 Margins

  • With an excellent Profit Margin value of 2.87%, THO belongs to the best of the industry, outperforming 82.86% of the companies in the same industry.
  • THO's Profit Margin has been stable in the last couple of years.
  • Looking at the Operating Margin, with a value of 3.81%, THO belongs to the top of the industry, outperforming 85.71% of the companies in the same industry.
  • In the last couple of years the Operating Margin of THO has declined.
  • THO's Gross Margin of 14.05% is fine compared to the rest of the industry. THO outperforms 68.57% of its industry peers.
  • THO's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 3.81%
PM (TTM) 2.87%
GM 14.05%
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
THO Yearly Profit, Operating, Gross MarginsTHO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

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ROAROEROICOperating and Profit MarginShow most profitable peers

7

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so THO is destroying value.
  • THO has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, THO has less shares outstanding
  • The debt/assets ratio for THO has been reduced compared to a year ago.
THO Yearly Shares OutstandingTHO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
THO Yearly Total Debt VS Total AssetsTHO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • THO has an Altman-Z score of 4.08. This indicates that THO is financially healthy and has little risk of bankruptcy at the moment.
  • With an excellent Altman-Z score value of 4.08, THO belongs to the best of the industry, outperforming 94.29% of the companies in the same industry.
  • The Debt to FCF ratio of THO is 2.63, which is a good value as it means it would take THO, 2.63 years of fcf income to pay off all of its debts.
  • THO's Debt to FCF ratio of 2.63 is amongst the best of the industry. THO outperforms 91.43% of its industry peers.
  • THO has a Debt/Equity ratio of 0.23. This is a healthy value indicating a solid balance between debt and equity.
  • With a decent Debt to Equity ratio value of 0.23, THO is doing good in the industry, outperforming 71.43% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.23
Debt/FCF 2.63
Altman-Z 4.08
ROIC/WACC0.59
WACC9.37%
THO Yearly LT Debt VS Equity VS FCFTHO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.3 Liquidity

  • THO has a Current Ratio of 1.81. This is a normal value and indicates that THO is financially healthy and should not expect problems in meeting its short term obligations.
  • THO has a Current ratio of 1.81. This is in the better half of the industry: THO outperforms 68.57% of its industry peers.
  • A Quick Ratio of 0.83 indicates that THO may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.83, THO is in line with its industry, outperforming 48.57% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.81
Quick Ratio 0.83
THO Yearly Current Assets VS Current LiabilitesTHO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • THO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 28.09%, which is quite impressive.
  • The Earnings Per Share has been decreasing by -0.12% on average over the past years.
  • Looking at the last year, THO shows a small growth in Revenue. The Revenue has grown by 1.45% in the last year.
  • THO shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.24% yearly.
EPS 1Y (TTM)28.09%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%1466.67%
Revenue 1Y (TTM)1.45%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%11.5%

3.2 Future

  • Based on estimates for the next years, THO will show a very strong growth in Earnings Per Share. The EPS will grow by 23.52% on average per year.
  • The Revenue is expected to grow by 8.77% on average over the next years. This is quite good.
EPS Next Y-11.23%
EPS Next 2Y9.74%
EPS Next 3Y13.55%
EPS Next 5Y23.52%
Revenue Next Year2.82%
Revenue Next 2Y3.97%
Revenue Next 3Y5.22%
Revenue Next 5Y8.77%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
THO Yearly Revenue VS EstimatesTHO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5B 10B 15B
THO Yearly EPS VS EstimatesTHO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5 10 15 20

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5

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 22.68, which indicates a rather expensive current valuation of THO.
  • THO's Price/Earnings ratio is rather cheap when compared to the industry. THO is cheaper than 85.71% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 27.93. THO is around the same levels.
  • With a Price/Forward Earnings ratio of 20.54, THO is valued on the expensive side.
  • 74.29% of the companies in the same industry are more expensive than THO, based on the Price/Forward Earnings ratio.
  • When comparing the Price/Forward Earnings ratio of THO to the average of the S&P500 Index (27.77), we can say THO is valued slightly cheaper.
Industry RankSector Rank
PE 22.68
Fwd PE 20.54
THO Price Earnings VS Forward Price EarningsTHO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, THO is valued cheaply inside the industry as 82.86% of the companies are valued more expensively.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of THO indicates a rather cheap valuation: THO is cheaper than 85.71% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 17
EV/EBITDA 10.48
THO Per share dataTHO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • THO has a very decent profitability rating, which may justify a higher PE ratio.
  • THO's earnings are expected to grow with 13.54% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y9.74%
EPS Next 3Y13.55%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • THO has a Yearly Dividend Yield of 1.76%.
  • THO's Dividend Yield is rather good when compared to the industry average which is at 0.93. THO pays more dividend than 82.86% of the companies in the same industry.
  • THO's Dividend Yield is comparable with the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 1.76%

5.2 History

  • The dividend of THO has a limited annual growth rate of 4.66%.
  • THO has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)4.66%
Div Incr Years0
Div Non Decr Years0
THO Yearly Dividends per shareTHO Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • THO pays out 37.63% of its income as dividend. This is a sustainable payout ratio.
  • THO's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP37.63%
EPS Next 2Y9.74%
EPS Next 3Y13.55%
THO Yearly Income VS Free CF VS DividendTHO Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
THO Dividend Payout.THO Dividend Payout, showing the Payout Ratio.THO Dividend Payout.PayoutRetained Earnings

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THOR INDUSTRIES INC

NYSE:THO (2/6/2026, 8:08:25 PM)

After market: 119.98 0 (0%)

119.98

+1.48 (+1.25%)

Chartmill FA Rating
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)12-03
Earnings (Next)03-03
Inst Owners101.93%
Inst Owner Change-2.76%
Ins Owners4.64%
Ins Owner Change3.99%
Market Cap6.34B
Revenue(TTM)9.83B
Net Income(TTM)282.06M
Analysts67.62
Price Target114.24 (-4.78%)
Short Float %5.23%
Short Ratio4.35
Dividend
Industry RankSector Rank
Dividend Yield 1.76%
Yearly Dividend2.01
Dividend Growth(5Y)4.66%
DP37.63%
Div Incr Years0
Div Non Decr Years0
Ex-Date01-05
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)340.72%
Min EPS beat(2)88.26%
Max EPS beat(2)593.18%
EPS beat(4)3
Avg EPS beat(4)152%
Min EPS beat(4)-114.48%
Max EPS beat(4)593.18%
EPS beat(8)5
Avg EPS beat(8)62.12%
EPS beat(12)8
Avg EPS beat(12)52.59%
EPS beat(16)12
Avg EPS beat(16)48.21%
Revenue beat(2)2
Avg Revenue beat(2)11.19%
Min Revenue beat(2)7.12%
Max Revenue beat(2)15.25%
Revenue beat(4)4
Avg Revenue beat(4)8.49%
Min Revenue beat(4)1.26%
Max Revenue beat(4)15.25%
Revenue beat(8)6
Avg Revenue beat(8)3.53%
Revenue beat(12)8
Avg Revenue beat(12)2.96%
Revenue beat(16)12
Avg Revenue beat(16)3.87%
PT rev (1m)4.94%
PT rev (3m)4.77%
EPS NQ rev (1m)11.34%
EPS NQ rev (3m)-51.87%
EPS NY rev (1m)0.95%
EPS NY rev (3m)2.91%
Revenue NQ rev (1m)0.1%
Revenue NQ rev (3m)-0.8%
Revenue NY rev (1m)0.11%
Revenue NY rev (3m)1.64%
Valuation
Industry RankSector Rank
PE 22.68
Fwd PE 20.54
P/S 0.65
P/FCF 17
P/OCF 12.62
P/B 1.48
P/tB 3.7
EV/EBITDA 10.48
EPS(TTM)5.29
EY4.41%
EPS(NY)5.84
Fwd EY4.87%
FCF(TTM)7.06
FCFY5.88%
OCF(TTM)9.51
OCFY7.92%
SpS185.95
BVpS81.32
TBVpS32.4
PEG (NY)N/A
PEG (5Y)N/A
Graham Number98.38
Profitability
Industry RankSector Rank
ROA 4.03%
ROE 6.56%
ROCE 6.82%
ROIC 5.48%
ROICexc 6.04%
ROICexgc 12.39%
OM 3.81%
PM (TTM) 2.87%
GM 14.05%
FCFM 3.8%
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
ROICexc(3y)7.38%
ROICexc(5y)12.57%
ROICexgc(3y)15.82%
ROICexgc(5y)27.7%
ROCE(3y)8.35%
ROCE(5y)14.36%
ROICexgc growth 3Y-38.46%
ROICexgc growth 5Y-12.23%
ROICexc growth 3Y-37.57%
ROICexc growth 5Y-7.38%
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
F-Score7
Asset Turnover1.41
Health
Industry RankSector Rank
Debt/Equity 0.23
Debt/FCF 2.63
Debt/EBITDA 1.52
Cap/Depr 47.96%
Cap/Sales 1.32%
Interest Coverage 7.01
Cash Conversion 78.05%
Profit Quality 132.25%
Current Ratio 1.81
Quick Ratio 0.83
Altman-Z 4.08
F-Score7
WACC9.37%
ROIC/WACC0.59
Cap/Depr(3y)56.97%
Cap/Depr(5y)62.4%
Cap/Sales(3y)1.52%
Cap/Sales(5y)1.42%
Profit Quality(3y)178.53%
Profit Quality(5y)132.32%
High Growth Momentum
Growth
EPS 1Y (TTM)28.09%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%1466.67%
EPS Next Y-11.23%
EPS Next 2Y9.74%
EPS Next 3Y13.55%
EPS Next 5Y23.52%
Revenue 1Y (TTM)1.45%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%11.5%
Revenue Next Year2.82%
Revenue Next 2Y3.97%
Revenue Next 3Y5.22%
Revenue Next 5Y8.77%
EBIT growth 1Y3.82%
EBIT growth 3Y-39.2%
EBIT growth 5Y-2.09%
EBIT Next Year115.37%
EBIT Next 3Y39.15%
EBIT Next 5Y33.97%
FCF growth 1Y-50.71%
FCF growth 3Y-15.26%
FCF growth 5Y0.94%
OCF growth 1Y-46.97%
OCF growth 3Y-16.43%
OCF growth 5Y1.33%

THOR INDUSTRIES INC / THO FAQ

What is the fundamental rating for THO stock?

ChartMill assigns a fundamental rating of 6 / 10 to THO.


What is the valuation status of THOR INDUSTRIES INC (THO) stock?

ChartMill assigns a valuation rating of 5 / 10 to THOR INDUSTRIES INC (THO). This can be considered as Fairly Valued.


What is the profitability of THO stock?

THOR INDUSTRIES INC (THO) has a profitability rating of 7 / 10.


How financially healthy is THOR INDUSTRIES INC?

The financial health rating of THOR INDUSTRIES INC (THO) is 7 / 10.


How sustainable is the dividend of THOR INDUSTRIES INC (THO) stock?

The dividend rating of THOR INDUSTRIES INC (THO) is 6 / 10 and the dividend payout ratio is 37.63%.