THOR INDUSTRIES INC (THO) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:THO - US8851601018 - Common Stock
103.95 USD
-0.03 (-0.03%)
THO gets a fundamental rating of 7 out of 10. The analysis compared the fundamentals against 36 industry peers in the Automobiles industry. THO scores excellent points on both the profitability and health parts. This is a solid base for a good stock. THO is not valued too expensively and it also shows a decent growth rate. These ratings would make THO suitable for quality investing!
1. Profitability
1.1 Basic Checks
THO had positive earnings in the past year.
THO had a positive operating cash flow in the past year.
In the past 5 years THO has always been profitable.
THO had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
THO has a Return On Assets of 4.03%. This is amongst the best in the industry. THO outperforms 88.89% of its industry peers.
THO has a Return On Equity of 6.56%. This is amongst the best in the industry. THO outperforms 80.56% of its industry peers.
The Return On Invested Capital of THO (5.48%) is better than 91.67% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for THO is in line with the industry average of 5.86%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.03% | ||
| ROE | 6.56% | ||
| ROIC | 5.48% |
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
1.3 Margins
The Profit Margin of THO (2.87%) is better than 83.33% of its industry peers.
THO's Profit Margin has been stable in the last couple of years.
THO has a better Operating Margin (3.81%) than 80.56% of its industry peers.
THO's Operating Margin has declined in the last couple of years.
THO has a Gross Margin of 14.05%. This is in the better half of the industry: THO outperforms 61.11% of its industry peers.
THO's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.81% | ||
| PM (TTM) | 2.87% | ||
| GM | 14.05% |
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), THO is destroying value.
The number of shares outstanding for THO has been reduced compared to 1 year ago.
THO has less shares outstanding than it did 5 years ago.
The debt/assets ratio for THO has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 3.90 indicates that THO is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 3.90, THO belongs to the top of the industry, outperforming 88.89% of the companies in the same industry.
The Debt to FCF ratio of THO is 2.63, which is a good value as it means it would take THO, 2.63 years of fcf income to pay off all of its debts.
THO has a Debt to FCF ratio of 2.63. This is amongst the best in the industry. THO outperforms 88.89% of its industry peers.
A Debt/Equity ratio of 0.23 indicates that THO is not too dependend on debt financing.
THO's Debt to Equity ratio of 0.23 is fine compared to the rest of the industry. THO outperforms 77.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.63 | ||
| Altman-Z | 3.9 |
ROIC/WACC0.68
WACC8.11%
2.3 Liquidity
A Current Ratio of 1.81 indicates that THO should not have too much problems paying its short term obligations.
With a decent Current ratio value of 1.81, THO is doing good in the industry, outperforming 72.22% of the companies in the same industry.
A Quick Ratio of 0.83 indicates that THO may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.83, THO is in line with its industry, outperforming 50.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.81 | ||
| Quick Ratio | 0.83 |
3. Growth
3.1 Past
THO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 28.09%, which is quite impressive.
Measured over the past years, THO shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.12% on average per year.
The Revenue has been growing slightly by 1.45% in the past year.
THO shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.24% yearly.
EPS 1Y (TTM)28.09%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%1466.67%
Revenue 1Y (TTM)1.45%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%11.5%
3.2 Future
The Earnings Per Share is expected to grow by 23.52% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 8.77% on average over the next years. This is quite good.
EPS Next Y-13.92%
EPS Next 2Y8.35%
EPS Next 3Y13.04%
EPS Next 5Y23.52%
Revenue Next Year1.01%
Revenue Next 2Y3.32%
Revenue Next 3Y4.81%
Revenue Next 5Y8.77%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 19.65, which indicates a rather expensive current valuation of THO.
Based on the Price/Earnings ratio, THO is valued cheaply inside the industry as 86.11% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 26.34, THO is valued a bit cheaper.
THO is valuated rather expensively with a Price/Forward Earnings ratio of 18.26.
Based on the Price/Forward Earnings ratio, THO is valued a bit cheaper than the industry average as 72.22% of the companies are valued more expensively.
THO is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 23.56, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.65 | ||
| Fwd PE | 18.26 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of THO indicates a rather cheap valuation: THO is cheaper than 83.33% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of THO indicates a rather cheap valuation: THO is cheaper than 83.33% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.72 | ||
| EV/EBITDA | 9.17 |
4.3 Compensation for Growth
The decent profitability rating of THO may justify a higher PE ratio.
A more expensive valuation may be justified as THO's earnings are expected to grow with 13.04% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y8.35%
EPS Next 3Y13.04%
5. Dividend
5.1 Amount
THO has a Yearly Dividend Yield of 2.06%.
Compared to an average industry Dividend Yield of 3.24, THO pays a better dividend. On top of this THO pays more dividend than 83.33% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.31, THO has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.06% |
5.2 History
The dividend of THO has a limited annual growth rate of 4.66%.
THO has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)4.66%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
37.63% of the earnings are spent on dividend by THO. This is a low number and sustainable payout ratio.
THO's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP37.63%
EPS Next 2Y8.35%
EPS Next 3Y13.04%
NYSE:THO (12/9/2025, 1:37:13 PM)
103.95
-0.03 (-0.03%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)
Earnings (Next)
Inst Owners102.11%
Inst Owner Change-8.46%
Ins Owners4.66%
Ins Owner Change4.01%
Market Cap5.49B
Revenue(TTM)9.83B
Net Income(TTM)282.06M
Analysts67.62
Price Target108.68 (4.55%)
Short Float %6.82%
Short Ratio5.82
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.06% |
Yearly Dividend2.01
Dividend Growth(5Y)4.66%
DP37.63%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)340.72%
Min EPS beat(2)88.26%
Max EPS beat(2)593.18%
EPS beat(4)3
Avg EPS beat(4)152%
Min EPS beat(4)-114.48%
Max EPS beat(4)593.18%
EPS beat(8)5
Avg EPS beat(8)62.12%
EPS beat(12)8
Avg EPS beat(12)52.59%
EPS beat(16)12
Avg EPS beat(16)48.21%
Revenue beat(2)2
Avg Revenue beat(2)11.19%
Min Revenue beat(2)7.12%
Max Revenue beat(2)15.25%
Revenue beat(4)4
Avg Revenue beat(4)8.49%
Min Revenue beat(4)1.26%
Max Revenue beat(4)15.25%
Revenue beat(8)6
Avg Revenue beat(8)3.53%
Revenue beat(12)8
Avg Revenue beat(12)2.96%
Revenue beat(16)12
Avg Revenue beat(16)3.87%
PT rev (1m)-0.33%
PT rev (3m)24.15%
EPS NQ rev (1m)-16.01%
EPS NQ rev (3m)-53.02%
EPS NY rev (1m)-0.21%
EPS NY rev (3m)-5.69%
Revenue NQ rev (1m)0.15%
Revenue NQ rev (3m)-3.84%
Revenue NY rev (1m)-0.15%
Revenue NY rev (3m)-2.34%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.65 | ||
| Fwd PE | 18.26 | ||
| P/S | 0.56 | ||
| P/FCF | 14.72 | ||
| P/OCF | 10.93 | ||
| P/B | 1.28 | ||
| P/tB | 3.21 | ||
| EV/EBITDA | 9.17 |
EPS(TTM)5.29
EY5.09%
EPS(NY)5.69
Fwd EY5.48%
FCF(TTM)7.06
FCFY6.79%
OCF(TTM)9.51
OCFY9.15%
SpS185.95
BVpS81.32
TBVpS32.4
PEG (NY)N/A
PEG (5Y)N/A
Graham Number98.38
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.03% | ||
| ROE | 6.56% | ||
| ROCE | 6.82% | ||
| ROIC | 5.48% | ||
| ROICexc | 6.04% | ||
| ROICexgc | 12.39% | ||
| OM | 3.81% | ||
| PM (TTM) | 2.87% | ||
| GM | 14.05% | ||
| FCFM | 3.8% |
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
ROICexc(3y)7.38%
ROICexc(5y)12.57%
ROICexgc(3y)15.82%
ROICexgc(5y)27.7%
ROCE(3y)8.35%
ROCE(5y)14.36%
ROICexgc growth 3Y-38.46%
ROICexgc growth 5Y-12.23%
ROICexc growth 3Y-37.57%
ROICexc growth 5Y-7.38%
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
F-Score7
Asset Turnover1.41
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.63 | ||
| Debt/EBITDA | 1.52 | ||
| Cap/Depr | 47.96% | ||
| Cap/Sales | 1.32% | ||
| Interest Coverage | 7.01 | ||
| Cash Conversion | 78.05% | ||
| Profit Quality | 132.25% | ||
| Current Ratio | 1.81 | ||
| Quick Ratio | 0.83 | ||
| Altman-Z | 3.9 |
F-Score7
WACC8.11%
ROIC/WACC0.68
Cap/Depr(3y)56.97%
Cap/Depr(5y)62.4%
Cap/Sales(3y)1.52%
Cap/Sales(5y)1.42%
Profit Quality(3y)178.53%
Profit Quality(5y)132.32%
High Growth Momentum
Growth
EPS 1Y (TTM)28.09%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%1466.67%
EPS Next Y-13.92%
EPS Next 2Y8.35%
EPS Next 3Y13.04%
EPS Next 5Y23.52%
Revenue 1Y (TTM)1.45%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%11.5%
Revenue Next Year1.01%
Revenue Next 2Y3.32%
Revenue Next 3Y4.81%
Revenue Next 5Y8.77%
EBIT growth 1Y3.82%
EBIT growth 3Y-39.2%
EBIT growth 5Y-2.09%
EBIT Next Year109.2%
EBIT Next 3Y38.74%
EBIT Next 5Y33.97%
FCF growth 1Y-50.71%
FCF growth 3Y-15.26%
FCF growth 5Y0.94%
OCF growth 1Y-46.97%
OCF growth 3Y-16.43%
OCF growth 5Y1.33%
THOR INDUSTRIES INC / THO FAQ
What is the fundamental rating for THO stock?
ChartMill assigns a fundamental rating of 7 / 10 to THO.
Can you provide the valuation status for THOR INDUSTRIES INC?
ChartMill assigns a valuation rating of 6 / 10 to THOR INDUSTRIES INC (THO). This can be considered as Fairly Valued.
What is the profitability of THO stock?
THOR INDUSTRIES INC (THO) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for THO stock?
The Price/Earnings (PE) ratio for THOR INDUSTRIES INC (THO) is 19.65 and the Price/Book (PB) ratio is 1.28.
What is the earnings growth outlook for THOR INDUSTRIES INC?
The Earnings per Share (EPS) of THOR INDUSTRIES INC (THO) is expected to decline by -13.92% in the next year.