THOR INDUSTRIES INC (THO) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:THO • US8851601018
113 USD
+1.13 (+1.01%)
At close: Feb 2, 2026
113 USD
0 (0%)
After Hours: 2/2/2026, 8:04:00 PM
Overall THO gets a fundamental rating of 7 out of 10. We evaluated THO against 35 industry peers in the Automobiles industry. Both the health and profitability get an excellent rating, making THO a very profitable company, without any liquidiy or solvency issues. THO is not valued too expensively and it also shows a decent growth rate. These ratings could make THO a good candidate for quality investing.
1. Profitability
1.1 Basic Checks
- In the past year THO was profitable.
- In the past year THO had a positive cash flow from operations.
- THO had positive earnings in each of the past 5 years.
- Each year in the past 5 years THO had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 4.03%, THO belongs to the top of the industry, outperforming 91.43% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 6.56%, THO belongs to the top of the industry, outperforming 88.57% of the companies in the same industry.
- THO's Return On Invested Capital of 5.48% is amongst the best of the industry. THO outperforms 94.29% of its industry peers.
- THO had an Average Return On Invested Capital over the past 3 years of 6.72%. This is in line with the industry average of 5.26%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.03% | ||
| ROE | 6.56% | ||
| ROIC | 5.48% |
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
1.3 Margins
- THO has a better Profit Margin (2.87%) than 82.86% of its industry peers.
- THO's Profit Margin has been stable in the last couple of years.
- THO has a Operating Margin of 3.81%. This is amongst the best in the industry. THO outperforms 85.71% of its industry peers.
- In the last couple of years the Operating Margin of THO has declined.
- THO has a better Gross Margin (14.05%) than 68.57% of its industry peers.
- THO's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.81% | ||
| PM (TTM) | 2.87% | ||
| GM | 14.05% |
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
2. Health
2.1 Basic Checks
- THO has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- Compared to 1 year ago, THO has less shares outstanding
- Compared to 5 years ago, THO has less shares outstanding
- Compared to 1 year ago, THO has an improved debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 3.99 indicates that THO is not in any danger for bankruptcy at the moment.
- THO has a better Altman-Z score (3.99) than 94.29% of its industry peers.
- THO has a debt to FCF ratio of 2.63. This is a good value and a sign of high solvency as THO would need 2.63 years to pay back of all of its debts.
- THO has a Debt to FCF ratio of 2.63. This is amongst the best in the industry. THO outperforms 91.43% of its industry peers.
- THO has a Debt/Equity ratio of 0.23. This is a healthy value indicating a solid balance between debt and equity.
- THO has a better Debt to Equity ratio (0.23) than 71.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.63 | ||
| Altman-Z | 3.99 |
ROIC/WACC0.58
WACC9.52%
2.3 Liquidity
- A Current Ratio of 1.81 indicates that THO should not have too much problems paying its short term obligations.
- THO has a Current ratio of 1.81. This is in the better half of the industry: THO outperforms 68.57% of its industry peers.
- THO has a Quick Ratio of 1.81. This is a bad value and indicates that THO is not financially healthy enough and could expect problems in meeting its short term obligations.
- THO's Quick ratio of 0.83 is in line compared to the rest of the industry. THO outperforms 48.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.81 | ||
| Quick Ratio | 0.83 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 28.09% over the past year.
- The Earnings Per Share has been decreasing by -0.12% on average over the past years.
- Looking at the last year, THO shows a small growth in Revenue. The Revenue has grown by 1.45% in the last year.
- Measured over the past years, THO shows a small growth in Revenue. The Revenue has been growing by 3.24% on average per year.
EPS 1Y (TTM)28.09%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%1466.67%
Revenue 1Y (TTM)1.45%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%11.5%
3.2 Future
- THO is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 23.52% yearly.
- The Revenue is expected to grow by 8.77% on average over the next years. This is quite good.
EPS Next Y-11.82%
EPS Next 2Y8.66%
EPS Next 3Y12.69%
EPS Next 5Y23.52%
Revenue Next Year2.7%
Revenue Next 2Y3.87%
Revenue Next 3Y5.1%
Revenue Next 5Y8.77%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- THO is valuated rather expensively with a Price/Earnings ratio of 21.36.
- Based on the Price/Earnings ratio, THO is valued cheaper than 85.71% of the companies in the same industry.
- THO is valuated rather cheaply when we compare the Price/Earnings ratio to 28.41, which is the current average of the S&P500 Index.
- The Price/Forward Earnings ratio is 19.73, which indicates a rather expensive current valuation of THO.
- Based on the Price/Forward Earnings ratio, THO is valued a bit cheaper than the industry average as 74.29% of the companies are valued more expensively.
- THO is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 25.64, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.36 | ||
| Fwd PE | 19.73 |
4.2 Price Multiples
- 85.71% of the companies in the same industry are more expensive than THO, based on the Enterprise Value to EBITDA ratio.
- THO's Price/Free Cash Flow ratio is rather cheap when compared to the industry. THO is cheaper than 88.57% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.01 | ||
| EV/EBITDA | 9.82 |
4.3 Compensation for Growth
- THO has a very decent profitability rating, which may justify a higher PE ratio.
- THO's earnings are expected to grow with 12.69% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y8.66%
EPS Next 3Y12.69%
5. Dividend
5.1 Amount
- THO has a Yearly Dividend Yield of 1.84%.
- Compared to an average industry Dividend Yield of 0.86, THO pays a better dividend. On top of this THO pays more dividend than 82.86% of the companies listed in the same industry.
- THO's Dividend Yield is comparable with the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.84% |
5.2 History
- The dividend of THO has a limited annual growth rate of 4.66%.
- THO has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)4.66%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- THO pays out 37.63% of its income as dividend. This is a sustainable payout ratio.
- THO's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP37.63%
EPS Next 2Y8.66%
EPS Next 3Y12.69%
THOR INDUSTRIES INC / THO FAQ
What is the fundamental rating for THO stock?
ChartMill assigns a fundamental rating of 7 / 10 to THO.
What is the valuation status of THOR INDUSTRIES INC (THO) stock?
ChartMill assigns a valuation rating of 6 / 10 to THOR INDUSTRIES INC (THO). This can be considered as Fairly Valued.
What is the profitability of THO stock?
THOR INDUSTRIES INC (THO) has a profitability rating of 7 / 10.
How financially healthy is THOR INDUSTRIES INC?
The financial health rating of THOR INDUSTRIES INC (THO) is 7 / 10.
How sustainable is the dividend of THOR INDUSTRIES INC (THO) stock?
The dividend rating of THOR INDUSTRIES INC (THO) is 6 / 10 and the dividend payout ratio is 37.63%.