THOR INDUSTRIES INC (THO) Stock Fundamental Analysis

NYSE:THO • US8851601018

114.79 USD
0 (0%)
At close: Feb 17, 2026
114.79 USD
0 (0%)
After Hours: 2/17/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

7

We assign a fundamental rating of 7 out of 10 to THO. THO was compared to 35 industry peers in the Automobiles industry. THO scores excellent points on both the profitability and health parts. This is a solid base for a good stock. THO has a correct valuation and a medium growth rate. These ratings would make THO suitable for quality investing!


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • In the past year THO was profitable.
  • THO had a positive operating cash flow in the past year.
  • Each year in the past 5 years THO has been profitable.
  • Each year in the past 5 years THO had a positive operating cash flow.
THO Yearly Net Income VS EBIT VS OCF VS FCFTHO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

1.2 Ratios

  • THO has a Return On Assets of 4.03%. This is amongst the best in the industry. THO outperforms 91.43% of its industry peers.
  • THO has a Return On Equity of 6.56%. This is amongst the best in the industry. THO outperforms 91.43% of its industry peers.
  • With an excellent Return On Invested Capital value of 5.48%, THO belongs to the best of the industry, outperforming 94.29% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for THO is in line with the industry average of 5.06%.
Industry RankSector Rank
ROA 4.03%
ROE 6.56%
ROIC 5.48%
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
THO Yearly ROA, ROE, ROICTHO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

1.3 Margins

  • THO has a better Profit Margin (2.87%) than 85.71% of its industry peers.
  • THO's Profit Margin has been stable in the last couple of years.
  • The Operating Margin of THO (3.81%) is better than 88.57% of its industry peers.
  • In the last couple of years the Operating Margin of THO has declined.
  • With a decent Gross Margin value of 14.05%, THO is doing good in the industry, outperforming 68.57% of the companies in the same industry.
  • THO's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 3.81%
PM (TTM) 2.87%
GM 14.05%
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
THO Yearly Profit, Operating, Gross MarginsTHO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

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7

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so THO is destroying value.
  • Compared to 1 year ago, THO has less shares outstanding
  • THO has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for THO has been reduced compared to a year ago.
THO Yearly Shares OutstandingTHO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
THO Yearly Total Debt VS Total AssetsTHO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • THO has an Altman-Z score of 4.02. This indicates that THO is financially healthy and has little risk of bankruptcy at the moment.
  • With an excellent Altman-Z score value of 4.02, THO belongs to the best of the industry, outperforming 94.29% of the companies in the same industry.
  • THO has a debt to FCF ratio of 2.63. This is a good value and a sign of high solvency as THO would need 2.63 years to pay back of all of its debts.
  • THO's Debt to FCF ratio of 2.63 is amongst the best of the industry. THO outperforms 91.43% of its industry peers.
  • A Debt/Equity ratio of 0.23 indicates that THO is not too dependend on debt financing.
  • The Debt to Equity ratio of THO (0.23) is better than 71.43% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.23
Debt/FCF 2.63
Altman-Z 4.02
ROIC/WACC0.6
WACC9.17%
THO Yearly LT Debt VS Equity VS FCFTHO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.3 Liquidity

  • A Current Ratio of 1.81 indicates that THO should not have too much problems paying its short term obligations.
  • THO's Current ratio of 1.81 is fine compared to the rest of the industry. THO outperforms 68.57% of its industry peers.
  • THO has a Quick Ratio of 1.81. This is a bad value and indicates that THO is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Quick ratio value of 0.83, THO perfoms like the industry average, outperforming 48.57% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.81
Quick Ratio 0.83
THO Yearly Current Assets VS Current LiabilitesTHO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • THO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 28.09%, which is quite impressive.
  • Measured over the past years, THO shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.12% on average per year.
  • The Revenue has been growing slightly by 1.45% in the past year.
  • Measured over the past years, THO shows a small growth in Revenue. The Revenue has been growing by 3.24% on average per year.
EPS 1Y (TTM)28.09%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%1466.67%
Revenue 1Y (TTM)1.45%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%11.5%

3.2 Future

  • Based on estimates for the next years, THO will show a very strong growth in Earnings Per Share. The EPS will grow by 23.52% on average per year.
  • Based on estimates for the next years, THO will show a quite strong growth in Revenue. The Revenue will grow by 8.77% on average per year.
EPS Next Y-11.23%
EPS Next 2Y9.74%
EPS Next 3Y13.55%
EPS Next 5Y23.52%
Revenue Next Year2.82%
Revenue Next 2Y3.97%
Revenue Next 3Y5.22%
Revenue Next 5Y8.77%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
THO Yearly Revenue VS EstimatesTHO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5B 10B 15B
THO Yearly EPS VS EstimatesTHO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5 10 15 20

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Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 21.70, the valuation of THO can be described as rather expensive.
  • THO's Price/Earnings ratio is rather cheap when compared to the industry. THO is cheaper than 85.71% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 27.16, THO is valued a bit cheaper.
  • Based on the Price/Forward Earnings ratio of 19.65, the valuation of THO can be described as rather expensive.
  • Based on the Price/Forward Earnings ratio, THO is valued a bit cheaper than 74.29% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 28.10. THO is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 21.7
Fwd PE 19.65
THO Price Earnings VS Forward Price EarningsTHO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, THO is valued cheaper than 82.86% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of THO indicates a rather cheap valuation: THO is cheaper than 85.71% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 16.26
EV/EBITDA 10.06
THO Per share dataTHO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The decent profitability rating of THO may justify a higher PE ratio.
  • THO's earnings are expected to grow with 13.54% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y9.74%
EPS Next 3Y13.55%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • THO has a Yearly Dividend Yield of 1.83%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 0.91, THO pays a better dividend. On top of this THO pays more dividend than 82.86% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, THO has a dividend comparable with the average S&P500 company.
Industry RankSector Rank
Dividend Yield 1.83%

5.2 History

  • The dividend of THO has a limited annual growth rate of 4.66%.
  • THO has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)4.66%
Div Incr Years0
Div Non Decr Years0
THO Yearly Dividends per shareTHO Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • 37.63% of the earnings are spent on dividend by THO. This is a low number and sustainable payout ratio.
  • The dividend of THO is growing, but earnings are growing more, so the dividend growth is sustainable.
DP37.63%
EPS Next 2Y9.74%
EPS Next 3Y13.55%
THO Yearly Income VS Free CF VS DividendTHO Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
THO Dividend Payout.THO Dividend Payout, showing the Payout Ratio.THO Dividend Payout.PayoutRetained Earnings

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THOR INDUSTRIES INC

NYSE:THO (2/17/2026, 8:04:00 PM)

After market: 114.79 0 (0%)

114.79

0 (0%)

Chartmill FA Rating
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)12-03
Earnings (Next)03-11
Inst Owners101.93%
Inst Owner Change-0.13%
Ins Owners4.64%
Ins Owner Change3.99%
Market Cap6.07B
Revenue(TTM)9.83B
Net Income(TTM)282.06M
Analysts68.57
Price Target114.24 (-0.48%)
Short Float %5.24%
Short Ratio4.62
Dividend
Industry RankSector Rank
Dividend Yield 1.83%
Yearly Dividend2.01
Dividend Growth(5Y)4.66%
DP37.63%
Div Incr Years0
Div Non Decr Years0
Ex-Date01-05
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)340.72%
Min EPS beat(2)88.26%
Max EPS beat(2)593.18%
EPS beat(4)3
Avg EPS beat(4)152%
Min EPS beat(4)-114.48%
Max EPS beat(4)593.18%
EPS beat(8)5
Avg EPS beat(8)62.12%
EPS beat(12)8
Avg EPS beat(12)52.59%
EPS beat(16)12
Avg EPS beat(16)48.21%
Revenue beat(2)2
Avg Revenue beat(2)11.19%
Min Revenue beat(2)7.12%
Max Revenue beat(2)15.25%
Revenue beat(4)4
Avg Revenue beat(4)8.49%
Min Revenue beat(4)1.26%
Max Revenue beat(4)15.25%
Revenue beat(8)6
Avg Revenue beat(8)3.53%
Revenue beat(12)8
Avg Revenue beat(12)2.96%
Revenue beat(16)12
Avg Revenue beat(16)3.87%
PT rev (1m)4.94%
PT rev (3m)4.77%
EPS NQ rev (1m)11.34%
EPS NQ rev (3m)-51.87%
EPS NY rev (1m)0.95%
EPS NY rev (3m)2.91%
Revenue NQ rev (1m)0.1%
Revenue NQ rev (3m)-0.8%
Revenue NY rev (1m)0.11%
Revenue NY rev (3m)1.64%
Valuation
Industry RankSector Rank
PE 21.7
Fwd PE 19.65
P/S 0.62
P/FCF 16.26
P/OCF 12.08
P/B 1.41
P/tB 3.54
EV/EBITDA 10.06
EPS(TTM)5.29
EY4.61%
EPS(NY)5.84
Fwd EY5.09%
FCF(TTM)7.06
FCFY6.15%
OCF(TTM)9.51
OCFY8.28%
SpS185.95
BVpS81.32
TBVpS32.4
PEG (NY)N/A
PEG (5Y)N/A
Graham Number98.38
Profitability
Industry RankSector Rank
ROA 4.03%
ROE 6.56%
ROCE 6.82%
ROIC 5.48%
ROICexc 6.04%
ROICexgc 12.39%
OM 3.81%
PM (TTM) 2.87%
GM 14.05%
FCFM 3.8%
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
ROICexc(3y)7.38%
ROICexc(5y)12.57%
ROICexgc(3y)15.82%
ROICexgc(5y)27.7%
ROCE(3y)8.35%
ROCE(5y)14.36%
ROICexgc growth 3Y-38.46%
ROICexgc growth 5Y-12.23%
ROICexc growth 3Y-37.57%
ROICexc growth 5Y-7.38%
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
F-Score7
Asset Turnover1.41
Health
Industry RankSector Rank
Debt/Equity 0.23
Debt/FCF 2.63
Debt/EBITDA 1.52
Cap/Depr 47.96%
Cap/Sales 1.32%
Interest Coverage 7.01
Cash Conversion 78.05%
Profit Quality 132.25%
Current Ratio 1.81
Quick Ratio 0.83
Altman-Z 4.02
F-Score7
WACC9.17%
ROIC/WACC0.6
Cap/Depr(3y)56.97%
Cap/Depr(5y)62.4%
Cap/Sales(3y)1.52%
Cap/Sales(5y)1.42%
Profit Quality(3y)178.53%
Profit Quality(5y)132.32%
High Growth Momentum
Growth
EPS 1Y (TTM)28.09%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%1466.67%
EPS Next Y-11.23%
EPS Next 2Y9.74%
EPS Next 3Y13.55%
EPS Next 5Y23.52%
Revenue 1Y (TTM)1.45%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%11.5%
Revenue Next Year2.82%
Revenue Next 2Y3.97%
Revenue Next 3Y5.22%
Revenue Next 5Y8.77%
EBIT growth 1Y3.82%
EBIT growth 3Y-39.2%
EBIT growth 5Y-2.09%
EBIT Next Year115.37%
EBIT Next 3Y39.15%
EBIT Next 5Y33.97%
FCF growth 1Y-50.71%
FCF growth 3Y-15.26%
FCF growth 5Y0.94%
OCF growth 1Y-46.97%
OCF growth 3Y-16.43%
OCF growth 5Y1.33%

THOR INDUSTRIES INC / THO FAQ

What is the fundamental rating for THO stock?

ChartMill assigns a fundamental rating of 7 / 10 to THO.


What is the valuation status of THOR INDUSTRIES INC (THO) stock?

ChartMill assigns a valuation rating of 6 / 10 to THOR INDUSTRIES INC (THO). This can be considered as Fairly Valued.


What is the profitability of THO stock?

THOR INDUSTRIES INC (THO) has a profitability rating of 7 / 10.


How financially healthy is THOR INDUSTRIES INC?

The financial health rating of THOR INDUSTRIES INC (THO) is 7 / 10.


How sustainable is the dividend of THOR INDUSTRIES INC (THO) stock?

The dividend rating of THOR INDUSTRIES INC (THO) is 6 / 10 and the dividend payout ratio is 37.63%.