THOR INDUSTRIES INC (THO) Stock Fundamental Analysis
USA - NYSE:THO - US8851601018 - Common Stock
104.46 USD
+0.84 (+0.81%)
Overall THO gets a fundamental rating of 6 out of 10. We evaluated THO against 36 industry peers in the Automobiles industry. THO scores excellent points on both the profitability and health parts. This is a solid base for a good stock. THO has a correct valuation and a medium growth rate. This makes THO very considerable for quality investing!
1. Profitability
1.1 Basic Checks
THO had positive earnings in the past year.
In the past year THO had a positive cash flow from operations.
Each year in the past 5 years THO has been profitable.
THO had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
THO's Return On Assets of 3.66% is amongst the best of the industry. THO outperforms 88.89% of its industry peers.
With an excellent Return On Equity value of 6.03%, THO belongs to the best of the industry, outperforming 80.56% of the companies in the same industry.
THO has a better Return On Invested Capital (5.12%) than 91.67% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for THO is in line with the industry average of 5.46%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.66% | ||
| ROE | 6.03% | ||
| ROIC | 5.12% |
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
1.3 Margins
THO has a better Profit Margin (2.70%) than 83.33% of its industry peers.
In the last couple of years the Profit Margin of THO has remained more or less at the same level.
The Operating Margin of THO (3.64%) is better than 80.56% of its industry peers.
THO's Operating Margin has declined in the last couple of years.
THO has a Gross Margin of 13.99%. This is in the better half of the industry: THO outperforms 61.11% of its industry peers.
THO's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.64% | ||
| PM (TTM) | 2.7% | ||
| GM | 13.99% |
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), THO is destroying value.
THO has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, THO has less shares outstanding
THO has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 3.77 indicates that THO is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 3.77, THO belongs to the top of the industry, outperforming 88.89% of the companies in the same industry.
The Debt to FCF ratio of THO is 2.17, which is a good value as it means it would take THO, 2.17 years of fcf income to pay off all of its debts.
With an excellent Debt to FCF ratio value of 2.17, THO belongs to the best of the industry, outperforming 91.67% of the companies in the same industry.
THO has a Debt/Equity ratio of 0.23. This is a healthy value indicating a solid balance between debt and equity.
THO has a better Debt to Equity ratio (0.23) than 80.56% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.17 | ||
| Altman-Z | 3.77 |
ROIC/WACC0.65
WACC7.91%
2.3 Liquidity
THO has a Current Ratio of 1.75. This is a normal value and indicates that THO is financially healthy and should not expect problems in meeting its short term obligations.
THO's Current ratio of 1.75 is fine compared to the rest of the industry. THO outperforms 75.00% of its industry peers.
THO has a Quick Ratio of 1.75. This is a bad value and indicates that THO is not financially healthy enough and could expect problems in meeting its short term obligations.
THO has a Quick ratio of 0.90. This is comparable to the rest of the industry: THO outperforms 52.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.75 | ||
| Quick Ratio | 0.9 |
3. Growth
3.1 Past
THO shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -5.83%.
Measured over the past years, THO shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.12% on average per year.
THO shows a decrease in Revenue. In the last year, the revenue decreased by -4.62%.
THO shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.24% yearly.
EPS 1Y (TTM)-5.83%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%40.48%
Revenue 1Y (TTM)-4.62%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%-0.41%
3.2 Future
THO is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 23.52% yearly.
THO is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.77% yearly.
EPS Next Y-13.74%
EPS Next 2Y7.8%
EPS Next 3Y13.04%
EPS Next 5Y23.52%
Revenue Next Year1.16%
Revenue Next 2Y3.49%
Revenue Next 3Y4.81%
Revenue Next 5Y8.77%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 21.54, which indicates a rather expensive current valuation of THO.
Based on the Price/Earnings ratio, THO is valued cheaply inside the industry as 83.33% of the companies are valued more expensively.
THO is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.76, which is the current average of the S&P500 Index.
THO is valuated rather expensively with a Price/Forward Earnings ratio of 24.97.
THO's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. THO is cheaper than 72.22% of the companies in the same industry.
THO is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 22.63, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.54 | ||
| Fwd PE | 24.97 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of THO indicates a rather cheap valuation: THO is cheaper than 83.33% of the companies listed in the same industry.
88.89% of the companies in the same industry are more expensive than THO, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.08 | ||
| EV/EBITDA | 9.35 |
4.3 Compensation for Growth
THO has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as THO's earnings are expected to grow with 13.04% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y7.8%
EPS Next 3Y13.04%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.91%, THO has a reasonable but not impressive dividend return.
THO's Dividend Yield is rather good when compared to the industry average which is at 3.20. THO pays more dividend than 83.33% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.31, THO has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.91% |
5.2 History
The dividend of THO has a limited annual growth rate of 4.66%.
THO has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)4.66%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
41.05% of the earnings are spent on dividend by THO. This is a bit on the high side, but may be sustainable.
THO's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP41.05%
EPS Next 2Y7.8%
EPS Next 3Y13.04%
NYSE:THO (10/30/2025, 11:42:47 AM)
104.46
+0.84 (+0.81%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)
Earnings (Next)
Inst Owners108.51%
Inst Owner Change-0.5%
Ins Owners4.48%
Ins Owner Change4.01%
Market Cap5.50B
Revenue(TTM)9.58B
Net Income(TTM)258.56M
Analysts66.67
Price Target107.61 (3.02%)
Short Float %7.09%
Short Ratio4.97
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.91% |
Yearly Dividend2.01
Dividend Growth(5Y)4.66%
DP41.05%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)64.65%
Min EPS beat(2)41.04%
Max EPS beat(2)88.26%
EPS beat(4)2
Avg EPS beat(4)-22.35%
Min EPS beat(4)-114.48%
Max EPS beat(4)88.26%
EPS beat(8)5
Avg EPS beat(8)-11.96%
EPS beat(12)8
Avg EPS beat(12)6.36%
EPS beat(16)12
Avg EPS beat(16)13.18%
Revenue beat(2)2
Avg Revenue beat(2)8.72%
Min Revenue beat(2)7.12%
Max Revenue beat(2)10.32%
Revenue beat(4)3
Avg Revenue beat(4)3.34%
Min Revenue beat(4)-5.35%
Max Revenue beat(4)10.32%
Revenue beat(8)5
Avg Revenue beat(8)1.52%
Revenue beat(12)8
Avg Revenue beat(12)2.15%
Revenue beat(16)12
Avg Revenue beat(16)3.75%
PT rev (1m)16.87%
PT rev (3m)24.52%
EPS NQ rev (1m)-133.61%
EPS NQ rev (3m)-127.73%
EPS NY rev (1m)-3.54%
EPS NY rev (3m)-11.41%
Revenue NQ rev (1m)-3.17%
Revenue NQ rev (3m)-3.35%
Revenue NY rev (1m)-2.19%
Revenue NY rev (3m)-2.95%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.54 | ||
| Fwd PE | 24.97 | ||
| P/S | 0.57 | ||
| P/FCF | 12.08 | ||
| P/OCF | 9.51 | ||
| P/B | 1.28 | ||
| P/tB | 3.26 | ||
| EV/EBITDA | 9.35 |
EPS(TTM)4.85
EY4.64%
EPS(NY)4.18
Fwd EY4.01%
FCF(TTM)8.64
FCFY8.27%
OCF(TTM)10.98
OCFY10.51%
SpS182.02
BVpS81.48
TBVpS32.08
PEG (NY)N/A
PEG (5Y)N/A
Graham Number94.3
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.66% | ||
| ROE | 6.03% | ||
| ROCE | 6.36% | ||
| ROIC | 5.12% | ||
| ROICexc | 5.72% | ||
| ROICexgc | 12.04% | ||
| OM | 3.64% | ||
| PM (TTM) | 2.7% | ||
| GM | 13.99% | ||
| FCFM | 4.75% |
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
ROICexc(3y)7.38%
ROICexc(5y)12.57%
ROICexgc(3y)15.82%
ROICexgc(5y)27.7%
ROCE(3y)8.35%
ROCE(5y)14.36%
ROICexgc growth 3Y-38.46%
ROICexgc growth 5Y-12.23%
ROICexc growth 3Y-37.57%
ROICexc growth 5Y-7.38%
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
F-Score6
Asset Turnover1.36
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.17 | ||
| Debt/EBITDA | 1.58 | ||
| Cap/Depr | 45.35% | ||
| Cap/Sales | 1.28% | ||
| Interest Coverage | 5.94 | ||
| Cash Conversion | 93.27% | ||
| Profit Quality | 175.95% | ||
| Current Ratio | 1.75 | ||
| Quick Ratio | 0.9 | ||
| Altman-Z | 3.77 |
F-Score6
WACC7.91%
ROIC/WACC0.65
Cap/Depr(3y)56.97%
Cap/Depr(5y)62.4%
Cap/Sales(3y)1.52%
Cap/Sales(5y)1.42%
Profit Quality(3y)178.53%
Profit Quality(5y)132.32%
High Growth Momentum
Growth
EPS 1Y (TTM)-5.83%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%40.48%
EPS Next Y-13.74%
EPS Next 2Y7.8%
EPS Next 3Y13.04%
EPS Next 5Y23.52%
Revenue 1Y (TTM)-4.62%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%-0.41%
Revenue Next Year1.16%
Revenue Next 2Y3.49%
Revenue Next 3Y4.81%
Revenue Next 5Y8.77%
EBIT growth 1Y-19.47%
EBIT growth 3Y-39.2%
EBIT growth 5Y-2.09%
EBIT Next Year111.82%
EBIT Next 3Y38.94%
EBIT Next 5Y33.97%
FCF growth 1Y12.08%
FCF growth 3Y-15.26%
FCF growth 5Y0.94%
OCF growth 1Y5.93%
OCF growth 3Y-16.43%
OCF growth 5Y1.33%
THOR INDUSTRIES INC / THO FAQ
What is the fundamental rating for THO stock?
ChartMill assigns a fundamental rating of 6 / 10 to THO.
Can you provide the valuation status for THOR INDUSTRIES INC?
ChartMill assigns a valuation rating of 5 / 10 to THOR INDUSTRIES INC (THO). This can be considered as Fairly Valued.
What is the profitability of THO stock?
THOR INDUSTRIES INC (THO) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for THO stock?
The Price/Earnings (PE) ratio for THOR INDUSTRIES INC (THO) is 21.54 and the Price/Book (PB) ratio is 1.28.
What is the earnings growth outlook for THOR INDUSTRIES INC?
The Earnings per Share (EPS) of THOR INDUSTRIES INC (THO) is expected to decline by -13.74% in the next year.