THOR INDUSTRIES INC (THO) Fundamental Analysis & Valuation

NYSE:THO • US8851601018

86.3 USD
-3.96 (-4.39%)
At close: Mar 6, 2026
86.3 USD
0 (0%)
After Hours: 3/6/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This THO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

6

Taking everything into account, THO scores 6 out of 10 in our fundamental rating. THO was compared to 35 industry peers in the Automobiles industry. THO scores excellent on profitability, but there are some minor concerns on its financial health. THO has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

7

1. THO Profitability Analysis

1.1 Basic Checks

  • THO had positive earnings in the past year.
  • THO had a positive operating cash flow in the past year.
  • Each year in the past 5 years THO has been profitable.
  • In the past 5 years THO always reported a positive cash flow from operatings.
THO Yearly Net Income VS EBIT VS OCF VS FCFTHO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

1.2 Ratios

  • The Return On Assets of THO (4.28%) is better than 97.14% of its industry peers.
  • With an excellent Return On Equity value of 6.95%, THO belongs to the best of the industry, outperforming 91.43% of the companies in the same industry.
  • Looking at the Return On Invested Capital, with a value of 5.76%, THO belongs to the top of the industry, outperforming 94.29% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for THO is in line with the industry average of 5.08%.
Industry RankSector Rank
ROA 4.28%
ROE 6.95%
ROIC 5.76%
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
THO Yearly ROA, ROE, ROICTHO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

1.3 Margins

  • The Profit Margin of THO (3.02%) is better than 85.71% of its industry peers.
  • In the last couple of years the Profit Margin of THO has remained more or less at the same level.
  • THO has a better Operating Margin (3.95%) than 88.57% of its industry peers.
  • In the last couple of years the Operating Margin of THO has declined.
  • THO's Gross Margin of 13.96% is fine compared to the rest of the industry. THO outperforms 68.57% of its industry peers.
  • THO's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 3.95%
PM (TTM) 3.02%
GM 13.96%
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
THO Yearly Profit, Operating, Gross MarginsTHO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

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6

2. THO Health Analysis

2.1 Basic Checks

  • THO has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • THO has less shares outstanding than it did 1 year ago.
  • The number of shares outstanding for THO has been reduced compared to 5 years ago.
  • Compared to 1 year ago, THO has an improved debt to assets ratio.
THO Yearly Shares OutstandingTHO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
THO Yearly Total Debt VS Total AssetsTHO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • An Altman-Z score of 3.69 indicates that THO is not in any danger for bankruptcy at the moment.
  • The Altman-Z score of THO (3.69) is better than 94.29% of its industry peers.
  • THO has a debt to FCF ratio of 4.18. This is a neutral value as THO would need 4.18 years to pay back of all of its debts.
  • THO's Debt to FCF ratio of 4.18 is amongst the best of the industry. THO outperforms 85.71% of its industry peers.
  • THO has a Debt/Equity ratio of 0.22. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of THO (0.22) is better than 74.29% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.22
Debt/FCF 4.18
Altman-Z 3.69
ROIC/WACC0.63
WACC9.21%
THO Yearly LT Debt VS Equity VS FCFTHO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.3 Liquidity

  • THO has a Current Ratio of 1.76. This is a normal value and indicates that THO is financially healthy and should not expect problems in meeting its short term obligations.
  • THO has a better Current ratio (1.76) than 65.71% of its industry peers.
  • A Quick Ratio of 0.73 indicates that THO may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.73, THO is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 1.76
Quick Ratio 0.73
THO Yearly Current Assets VS Current LiabilitesTHO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. THO Growth Analysis

3.1 Past

  • THO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 41.64%, which is quite impressive.
  • The Earnings Per Share has been decreasing by -0.12% on average over the past years.
  • Looking at the last year, THO shows a small growth in Revenue. The Revenue has grown by 4.61% in the last year.
  • THO shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.24% yearly.
EPS 1Y (TTM)41.64%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%500%
Revenue 1Y (TTM)4.61%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%5.34%

3.2 Future

  • The Earnings Per Share is expected to grow by 23.52% on average over the next years. This is a very strong growth
  • THO is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.77% yearly.
EPS Next Y-11.39%
EPS Next 2Y9.75%
EPS Next 3Y13.67%
EPS Next 5Y23.52%
Revenue Next Year2.72%
Revenue Next 2Y3.96%
Revenue Next 3Y5.18%
Revenue Next 5Y8.77%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
THO Yearly Revenue VS EstimatesTHO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5B 10B 15B
THO Yearly EPS VS EstimatesTHO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5 10 15 20

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6

4. THO Valuation Analysis

4.1 Price/Earnings Ratio

  • THO is valuated correctly with a Price/Earnings ratio of 16.16.
  • Based on the Price/Earnings ratio, THO is valued cheaply inside the industry as 82.86% of the companies are valued more expensively.
  • THO is valuated rather cheaply when we compare the Price/Earnings ratio to 26.29, which is the current average of the S&P500 Index.
  • With a Price/Forward Earnings ratio of 14.77, THO is valued correctly.
  • Based on the Price/Forward Earnings ratio, THO is valued a bit cheaper than the industry average as 80.00% of the companies are valued more expensively.
  • THO's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 24.60.
Industry RankSector Rank
PE 16.16
Fwd PE 14.77
THO Price Earnings VS Forward Price EarningsTHO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, THO is valued cheaper than 91.43% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, THO is valued cheaply inside the industry as 85.71% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 20.02
EV/EBITDA 7.87
THO Per share dataTHO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The decent profitability rating of THO may justify a higher PE ratio.
  • A more expensive valuation may be justified as THO's earnings are expected to grow with 13.67% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y9.75%
EPS Next 3Y13.67%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. THO Dividend Analysis

5.1 Amount

  • THO has a Yearly Dividend Yield of 2.41%.
  • Compared to an average industry Dividend Yield of 0.97, THO pays a better dividend. On top of this THO pays more dividend than 82.86% of the companies listed in the same industry.
  • THO's Dividend Yield is a higher than the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 2.41%

5.2 History

  • The dividend of THO has a limited annual growth rate of 4.66%.
  • THO has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)4.66%
Div Incr Years0
Div Non Decr Years0
THO Yearly Dividends per shareTHO Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • THO pays out 35.89% of its income as dividend. This is a sustainable payout ratio.
  • THO's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP35.89%
EPS Next 2Y9.75%
EPS Next 3Y13.67%
THO Yearly Income VS Free CF VS DividendTHO Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
THO Dividend Payout.THO Dividend Payout, showing the Payout Ratio.THO Dividend Payout.PayoutRetained Earnings

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THO Fundamentals: All Metrics, Ratios and Statistics

THOR INDUSTRIES INC

NYSE:THO (3/6/2026, 8:04:00 PM)

After market: 86.3 0 (0%)

86.3

-3.96 (-4.39%)

Chartmill FA Rating
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)03-03
Earnings (Next)06-02
Inst Owners102.03%
Inst Owner Change1.62%
Ins Owners4.63%
Ins Owner Change3.98%
Market Cap4.56B
Revenue(TTM)9.93B
Net Income(TTM)300.41M
Analysts68.57
Price Target114.24 (32.38%)
Short Float %5.54%
Short Ratio5.18
Dividend
Industry RankSector Rank
Dividend Yield 2.41%
Yearly Dividend2.01
Dividend Growth(5Y)4.66%
DP35.89%
Div Incr Years0
Div Non Decr Years0
Ex-Date01-05
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)301.37%
Min EPS beat(2)9.55%
Max EPS beat(2)593.18%
EPS beat(4)4
Avg EPS beat(4)183.01%
Min EPS beat(4)9.55%
Max EPS beat(4)593.18%
EPS beat(8)6
Avg EPS beat(8)69.37%
EPS beat(12)9
Avg EPS beat(12)57.53%
EPS beat(16)12
Avg EPS beat(16)46.32%
Revenue beat(2)2
Avg Revenue beat(2)11.25%
Min Revenue beat(2)7.26%
Max Revenue beat(2)15.25%
Revenue beat(4)4
Avg Revenue beat(4)9.99%
Min Revenue beat(4)7.12%
Max Revenue beat(4)15.25%
Revenue beat(8)7
Avg Revenue beat(8)4.89%
Revenue beat(12)9
Avg Revenue beat(12)4.12%
Revenue beat(16)12
Avg Revenue beat(16)3.84%
PT rev (1m)0%
PT rev (3m)5.12%
EPS NQ rev (1m)-4.09%
EPS NQ rev (3m)-45.04%
EPS NY rev (1m)-0.18%
EPS NY rev (3m)2.94%
Revenue NQ rev (1m)-0.25%
Revenue NQ rev (3m)-1.2%
Revenue NY rev (1m)-0.09%
Revenue NY rev (3m)1.69%
Valuation
Industry RankSector Rank
PE 16.16
Fwd PE 14.77
P/S 0.46
P/FCF 20.02
P/OCF 12.69
P/B 1.05
P/tB 2.64
EV/EBITDA 7.87
EPS(TTM)5.34
EY6.19%
EPS(NY)5.84
Fwd EY6.77%
FCF(TTM)4.31
FCFY4.99%
OCF(TTM)6.8
OCFY7.88%
SpS187.99
BVpS81.82
TBVpS32.66
PEG (NY)N/A
PEG (5Y)N/A
Graham Number99.15
Profitability
Industry RankSector Rank
ROA 4.28%
ROE 6.95%
ROCE 7.17%
ROIC 5.76%
ROICexc 6.02%
ROICexgc 11.8%
OM 3.95%
PM (TTM) 3.02%
GM 13.96%
FCFM 2.29%
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
ROICexc(3y)7.38%
ROICexc(5y)12.57%
ROICexgc(3y)15.82%
ROICexgc(5y)27.7%
ROCE(3y)8.35%
ROCE(5y)14.36%
ROICexgc growth 3Y-38.46%
ROICexgc growth 5Y-12.23%
ROICexc growth 3Y-37.57%
ROICexc growth 5Y-7.38%
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
F-Score8
Asset Turnover1.42
Health
Industry RankSector Rank
Debt/Equity 0.22
Debt/FCF 4.18
Debt/EBITDA 1.43
Cap/Depr 48.97%
Cap/Sales 1.32%
Interest Coverage 7.99
Cash Conversion 54.35%
Profit Quality 75.82%
Current Ratio 1.76
Quick Ratio 0.73
Altman-Z 3.69
F-Score8
WACC9.21%
ROIC/WACC0.63
Cap/Depr(3y)56.97%
Cap/Depr(5y)62.4%
Cap/Sales(3y)1.52%
Cap/Sales(5y)1.42%
Profit Quality(3y)178.53%
Profit Quality(5y)132.32%
High Growth Momentum
Growth
EPS 1Y (TTM)41.64%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%500%
EPS Next Y-11.39%
EPS Next 2Y9.75%
EPS Next 3Y13.67%
EPS Next 5Y23.52%
Revenue 1Y (TTM)4.61%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%5.34%
Revenue Next Year2.72%
Revenue Next 2Y3.96%
Revenue Next 3Y5.18%
Revenue Next 5Y8.77%
EBIT growth 1Y15.97%
EBIT growth 3Y-39.2%
EBIT growth 5Y-2.09%
EBIT Next Year116.17%
EBIT Next 3Y40.21%
EBIT Next 5Y33.97%
FCF growth 1Y-59.76%
FCF growth 3Y-15.26%
FCF growth 5Y0.94%
OCF growth 1Y-52.24%
OCF growth 3Y-16.43%
OCF growth 5Y1.33%

THOR INDUSTRIES INC / THO FAQ

What is the fundamental rating for THO stock?

ChartMill assigns a fundamental rating of 6 / 10 to THO.


What is the valuation status of THOR INDUSTRIES INC (THO) stock?

ChartMill assigns a valuation rating of 6 / 10 to THOR INDUSTRIES INC (THO). This can be considered as Fairly Valued.


What is the profitability of THO stock?

THOR INDUSTRIES INC (THO) has a profitability rating of 7 / 10.


How financially healthy is THOR INDUSTRIES INC?

The financial health rating of THOR INDUSTRIES INC (THO) is 6 / 10.


How sustainable is the dividend of THOR INDUSTRIES INC (THO) stock?

The dividend rating of THOR INDUSTRIES INC (THO) is 6 / 10 and the dividend payout ratio is 35.89%.