THOR INDUSTRIES INC (THO) Fundamental Analysis & Valuation

NYSE:THO • US8851601018

86.3 USD
-3.96 (-4.39%)
At close: Mar 6, 2026
86.3 USD
0 (0%)
After Hours: 3/6/2026, 5:05:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This THO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

7

Overall THO gets a fundamental rating of 7 out of 10. We evaluated THO against 35 industry peers in the Automobiles industry. THO scores excellent points on both the profitability and health parts. This is a solid base for a good stock. THO is not valued too expensively and it also shows a decent growth rate. These ratings would make THO suitable for quality investing!


Dividend Valuation Growth Profitability Health

7

1. THO Profitability Analysis

1.1 Basic Checks

  • THO had positive earnings in the past year.
  • THO had a positive operating cash flow in the past year.
  • THO had positive earnings in each of the past 5 years.
  • THO had a positive operating cash flow in each of the past 5 years.
THO Yearly Net Income VS EBIT VS OCF VS FCFTHO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

1.2 Ratios

  • THO has a better Return On Assets (4.03%) than 94.29% of its industry peers.
  • With an excellent Return On Equity value of 6.56%, THO belongs to the best of the industry, outperforming 91.43% of the companies in the same industry.
  • THO has a Return On Invested Capital of 5.48%. This is amongst the best in the industry. THO outperforms 94.29% of its industry peers.
  • THO had an Average Return On Invested Capital over the past 3 years of 6.72%. This is in line with the industry average of 5.04%.
Industry RankSector Rank
ROA 4.03%
ROE 6.56%
ROIC 5.48%
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
THO Yearly ROA, ROE, ROICTHO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

1.3 Margins

  • THO has a Profit Margin of 2.87%. This is amongst the best in the industry. THO outperforms 85.71% of its industry peers.
  • THO's Profit Margin has been stable in the last couple of years.
  • THO has a better Operating Margin (3.81%) than 88.57% of its industry peers.
  • In the last couple of years the Operating Margin of THO has declined.
  • THO has a Gross Margin of 14.05%. This is in the better half of the industry: THO outperforms 68.57% of its industry peers.
  • THO's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 3.81%
PM (TTM) 2.87%
GM 14.05%
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
THO Yearly Profit, Operating, Gross MarginsTHO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

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7

2. THO Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), THO is destroying value.
  • Compared to 1 year ago, THO has less shares outstanding
  • The number of shares outstanding for THO has been reduced compared to 5 years ago.
  • THO has a better debt/assets ratio than last year.
THO Yearly Shares OutstandingTHO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
THO Yearly Total Debt VS Total AssetsTHO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • THO has an Altman-Z score of 3.73. This indicates that THO is financially healthy and has little risk of bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 3.73, THO belongs to the top of the industry, outperforming 94.29% of the companies in the same industry.
  • THO has a debt to FCF ratio of 2.63. This is a good value and a sign of high solvency as THO would need 2.63 years to pay back of all of its debts.
  • With an excellent Debt to FCF ratio value of 2.63, THO belongs to the best of the industry, outperforming 91.43% of the companies in the same industry.
  • A Debt/Equity ratio of 0.23 indicates that THO is not too dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.23, THO is in the better half of the industry, outperforming 74.29% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.23
Debt/FCF 2.63
Altman-Z 3.73
ROIC/WACC0.61
WACC8.94%
THO Yearly LT Debt VS Equity VS FCFTHO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.3 Liquidity

  • A Current Ratio of 1.81 indicates that THO should not have too much problems paying its short term obligations.
  • THO's Current ratio of 1.81 is fine compared to the rest of the industry. THO outperforms 68.57% of its industry peers.
  • A Quick Ratio of 0.83 indicates that THO may have some problems paying its short term obligations.
  • THO has a Quick ratio (0.83) which is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.81
Quick Ratio 0.83
THO Yearly Current Assets VS Current LiabilitesTHO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. THO Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 41.64% over the past year.
  • THO shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -0.12% yearly.
  • Looking at the last year, THO shows a decrease in Revenue. The Revenue has decreased by -4.62% in the last year.
  • Measured over the past years, THO shows a small growth in Revenue. The Revenue has been growing by 3.24% on average per year.
EPS 1Y (TTM)41.64%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%500%
Revenue 1Y (TTM)-4.62%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%5.34%

3.2 Future

  • THO is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 23.52% yearly.
  • Based on estimates for the next years, THO will show a quite strong growth in Revenue. The Revenue will grow by 8.77% on average per year.
EPS Next Y-11.39%
EPS Next 2Y9.75%
EPS Next 3Y13.67%
EPS Next 5Y23.52%
Revenue Next Year2.72%
Revenue Next 2Y3.96%
Revenue Next 3Y5.18%
Revenue Next 5Y8.77%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
THO Yearly Revenue VS EstimatesTHO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5B 10B 15B
THO Yearly EPS VS EstimatesTHO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5 10 15 20

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6

4. THO Valuation Analysis

4.1 Price/Earnings Ratio

  • THO is valuated correctly with a Price/Earnings ratio of 16.16.
  • Based on the Price/Earnings ratio, THO is valued cheaply inside the industry as 82.86% of the companies are valued more expensively.
  • When comparing the Price/Earnings ratio of THO to the average of the S&P500 Index (26.69), we can say THO is valued slightly cheaper.
  • Based on the Price/Forward Earnings ratio of 14.77, the valuation of THO can be described as correct.
  • THO's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. THO is cheaper than 74.29% of the companies in the same industry.
  • THO is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 24.79, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 16.16
Fwd PE 14.77
THO Price Earnings VS Forward Price EarningsTHO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, THO is valued cheaply inside the industry as 91.43% of the companies are valued more expensively.
  • 85.71% of the companies in the same industry are more expensive than THO, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 12.22
EV/EBITDA 8.04
THO Per share dataTHO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The decent profitability rating of THO may justify a higher PE ratio.
  • A more expensive valuation may be justified as THO's earnings are expected to grow with 13.67% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y9.75%
EPS Next 3Y13.67%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. THO Dividend Analysis

5.1 Amount

  • THO has a Yearly Dividend Yield of 2.30%.
  • Compared to an average industry Dividend Yield of 0.95, THO pays a better dividend. On top of this THO pays more dividend than 82.86% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, THO pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 2.3%

5.2 History

  • The dividend of THO has a limited annual growth rate of 4.66%.
  • THO has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)4.66%
Div Incr Years0
Div Non Decr Years0
THO Yearly Dividends per shareTHO Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • THO pays out 37.63% of its income as dividend. This is a sustainable payout ratio.
  • THO's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP37.63%
EPS Next 2Y9.75%
EPS Next 3Y13.67%
THO Yearly Income VS Free CF VS DividendTHO Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
THO Dividend Payout.THO Dividend Payout, showing the Payout Ratio.THO Dividend Payout.PayoutRetained Earnings

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THO Fundamentals: All Metrics, Ratios and Statistics

THOR INDUSTRIES INC

NYSE:THO (3/6/2026, 5:05:00 PM)

After market: 86.3 0 (0%)

86.3

-3.96 (-4.39%)

Chartmill FA Rating
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)03-03
Earnings (Next)06-02
Inst Owners101.93%
Inst Owner Change1.63%
Ins Owners4.64%
Ins Owner Change3.99%
Market Cap4.56B
Revenue(TTM)9.58B
Net Income(TTM)282.06M
Analysts68.57
Price Target114.24 (32.38%)
Short Float %5.54%
Short Ratio5.18
Dividend
Industry RankSector Rank
Dividend Yield 2.3%
Yearly Dividend2.01
Dividend Growth(5Y)4.66%
DP37.63%
Div Incr Years0
Div Non Decr Years0
Ex-Date01-05
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)340.72%
Min EPS beat(2)88.26%
Max EPS beat(2)593.18%
EPS beat(4)3
Avg EPS beat(4)152%
Min EPS beat(4)-114.48%
Max EPS beat(4)593.18%
EPS beat(8)5
Avg EPS beat(8)62.12%
EPS beat(12)8
Avg EPS beat(12)52.59%
EPS beat(16)12
Avg EPS beat(16)48.21%
Revenue beat(2)2
Avg Revenue beat(2)11.19%
Min Revenue beat(2)7.12%
Max Revenue beat(2)15.25%
Revenue beat(4)4
Avg Revenue beat(4)8.49%
Min Revenue beat(4)1.26%
Max Revenue beat(4)15.25%
Revenue beat(8)6
Avg Revenue beat(8)3.53%
Revenue beat(12)8
Avg Revenue beat(12)2.96%
Revenue beat(16)12
Avg Revenue beat(16)3.87%
PT rev (1m)4.94%
PT rev (3m)4.5%
EPS NQ rev (1m)11.34%
EPS NQ rev (3m)-51.87%
EPS NY rev (1m)0.67%
EPS NY rev (3m)2.91%
Revenue NQ rev (1m)0.1%
Revenue NQ rev (3m)-0.8%
Revenue NY rev (1m)0.11%
Revenue NY rev (3m)1.64%
Valuation
Industry RankSector Rank
PE 16.16
Fwd PE 14.77
P/S 0.46
P/FCF 12.22
P/OCF 9.08
P/B 1.06
P/tB 2.66
EV/EBITDA 8.04
EPS(TTM)5.34
EY6.19%
EPS(NY)5.84
Fwd EY6.77%
FCF(TTM)7.06
FCFY8.18%
OCF(TTM)9.51
OCFY11.02%
SpS185.95
BVpS81.32
TBVpS32.4
PEG (NY)N/A
PEG (5Y)N/A
Graham Number98.84
Profitability
Industry RankSector Rank
ROA 4.03%
ROE 6.56%
ROCE 6.82%
ROIC 5.48%
ROICexc 6.04%
ROICexgc 12.39%
OM 3.81%
PM (TTM) 2.87%
GM 14.05%
FCFM 3.8%
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
ROICexc(3y)7.38%
ROICexc(5y)12.57%
ROICexgc(3y)15.82%
ROICexgc(5y)27.7%
ROCE(3y)8.35%
ROCE(5y)14.36%
ROICexgc growth 3Y-38.46%
ROICexgc growth 5Y-12.23%
ROICexc growth 3Y-37.57%
ROICexc growth 5Y-7.38%
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
F-Score7
Asset Turnover1.41
Health
Industry RankSector Rank
Debt/Equity 0.23
Debt/FCF 2.63
Debt/EBITDA 1.52
Cap/Depr 47.96%
Cap/Sales 1.32%
Interest Coverage 7.01
Cash Conversion 78.05%
Profit Quality 132.25%
Current Ratio 1.81
Quick Ratio 0.83
Altman-Z 3.73
F-Score7
WACC8.94%
ROIC/WACC0.61
Cap/Depr(3y)56.97%
Cap/Depr(5y)62.4%
Cap/Sales(3y)1.52%
Cap/Sales(5y)1.42%
Profit Quality(3y)178.53%
Profit Quality(5y)132.32%
High Growth Momentum
Growth
EPS 1Y (TTM)41.64%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%500%
EPS Next Y-11.39%
EPS Next 2Y9.75%
EPS Next 3Y13.67%
EPS Next 5Y23.52%
Revenue 1Y (TTM)-4.62%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%5.34%
Revenue Next Year2.72%
Revenue Next 2Y3.96%
Revenue Next 3Y5.18%
Revenue Next 5Y8.77%
EBIT growth 1Y3.82%
EBIT growth 3Y-39.2%
EBIT growth 5Y-2.09%
EBIT Next Year116.17%
EBIT Next 3Y40.21%
EBIT Next 5Y33.97%
FCF growth 1Y-50.71%
FCF growth 3Y-15.26%
FCF growth 5Y0.94%
OCF growth 1Y-46.97%
OCF growth 3Y-16.43%
OCF growth 5Y1.33%

THOR INDUSTRIES INC / THO FAQ

What is the fundamental rating for THO stock?

ChartMill assigns a fundamental rating of 7 / 10 to THO.


What is the valuation status of THOR INDUSTRIES INC (THO) stock?

ChartMill assigns a valuation rating of 6 / 10 to THOR INDUSTRIES INC (THO). This can be considered as Fairly Valued.


What is the profitability of THO stock?

THOR INDUSTRIES INC (THO) has a profitability rating of 7 / 10.


How financially healthy is THOR INDUSTRIES INC?

The financial health rating of THOR INDUSTRIES INC (THO) is 7 / 10.


How sustainable is the dividend of THOR INDUSTRIES INC (THO) stock?

The dividend rating of THOR INDUSTRIES INC (THO) is 6 / 10 and the dividend payout ratio is 37.63%.