TFI INTERNATIONAL INC (TFII) Fundamental Analysis & Valuation
NYSE:TFII • CA87241L1094
111.08 USD
+0.32 (+0.29%)
At close: Mar 11, 2026
111.08 USD
0 (0%)
After Hours: 3/11/2026, 7:28:39 PM
This TFII fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
We assign a fundamental rating of 5 out of 10 to TFII. TFII was compared to 42 industry peers in the Ground Transportation industry. Both the profitability and the financial health of TFII get a neutral evaluation. Nothing too spectacular is happening here. TFII has a decent growth rate and is not valued too expensively. TFII also has an excellent dividend rating.
1. TFII Profitability Analysis
1.1 Basic Checks
- In the past year TFII was profitable.
- TFII had a positive operating cash flow in the past year.
- TFII had positive earnings in each of the past 5 years.
- TFII had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 4.14%, TFII is in the better half of the industry, outperforming 64.29% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 11.60%, TFII is in the better half of the industry, outperforming 69.05% of the companies in the same industry.
- Looking at the Return On Invested Capital, with a value of 6.54%, TFII is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
- TFII had an Average Return On Invested Capital over the past 3 years of 8.89%. This is in line with the industry average of 7.21%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.14% | ||
| ROE | 11.6% | ||
| ROIC | 6.54% |
ROA(3y)6.02%
ROA(5y)9.17%
ROE(3y)15.63%
ROE(5y)22.59%
ROIC(3y)8.89%
ROIC(5y)10.75%
1.3 Margins
- Looking at the Profit Margin, with a value of 3.94%, TFII is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
- TFII's Profit Margin has declined in the last couple of years.
- TFII's Operating Margin of 6.93% is fine compared to the rest of the industry. TFII outperforms 64.29% of its industry peers.
- In the last couple of years the Operating Margin of TFII has declined.
- Looking at the Gross Margin, with a value of 50.57%, TFII is in the better half of the industry, outperforming 64.29% of the companies in the same industry.
- In the last couple of years the Gross Margin of TFII has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.93% | ||
| PM (TTM) | 3.94% | ||
| GM | 50.57% |
OM growth 3Y-13.23%
OM growth 5Y-5.19%
PM growth 3Y-25.01%
PM growth 5Y-11.59%
GM growth 3Y1.83%
GM growth 5Y2.03%
2. TFII Health Analysis
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), TFII is destroying value.
- Compared to 1 year ago, TFII has less shares outstanding
- TFII has less shares outstanding than it did 5 years ago.
- The debt/assets ratio for TFII is higher compared to a year ago.
2.2 Solvency
- TFII has an Altman-Z score of 2.76. This is not the best score and indicates that TFII is in the grey zone with still only limited risk for bankruptcy at the moment.
- With a decent Altman-Z score value of 2.76, TFII is doing good in the industry, outperforming 64.29% of the companies in the same industry.
- The Debt to FCF ratio of TFII is 4.64, which is a neutral value as it means it would take TFII, 4.64 years of fcf income to pay off all of its debts.
- TFII has a better Debt to FCF ratio (4.64) than 78.57% of its industry peers.
- TFII has a Debt/Equity ratio of 1.06. This is a high value indicating a heavy dependency on external financing.
- TFII has a worse Debt to Equity ratio (1.06) than 71.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.06 | ||
| Debt/FCF | 4.64 | ||
| Altman-Z | 2.76 |
ROIC/WACC0.69
WACC9.48%
2.3 Liquidity
- TFII has a Current Ratio of 1.03. This is a normal value and indicates that TFII is financially healthy and should not expect problems in meeting its short term obligations.
- With a Current ratio value of 1.03, TFII perfoms like the industry average, outperforming 42.86% of the companies in the same industry.
- TFII has a Quick Ratio of 1.02. This is a normal value and indicates that TFII is financially healthy and should not expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 1.02, TFII is in line with its industry, outperforming 42.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.03 | ||
| Quick Ratio | 1.02 |
3. TFII Growth Analysis
3.1 Past
- The earnings per share for TFII have decreased strongly by -23.52% in the last year.
- TFII shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.96% yearly.
- The Revenue has decreased by -6.10% in the past year.
- Measured over the past years, TFII shows a quite strong growth in Revenue. The Revenue has been growing by 15.83% on average per year.
EPS 1Y (TTM)-23.52%
EPS 3Y-18.2%
EPS 5Y5.96%
EPS Q2Q%-8.4%
Revenue 1Y (TTM)-6.1%
Revenue growth 3Y-3.64%
Revenue growth 5Y15.83%
Sales Q2Q%-7.84%
3.2 Future
- Based on estimates for the next years, TFII will show a very strong growth in Earnings Per Share. The EPS will grow by 21.95% on average per year.
- TFII is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.46% yearly.
EPS Next Y7.7%
EPS Next 2Y20.93%
EPS Next 3Y17.49%
EPS Next 5Y21.95%
Revenue Next Year-0.88%
Revenue Next 2Y2.13%
Revenue Next 3Y2.76%
Revenue Next 5Y6.46%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. TFII Valuation Analysis
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 25.30, TFII can be considered very expensive at the moment.
- Compared to the rest of the industry, the Price/Earnings ratio of TFII indicates a somewhat cheap valuation: TFII is cheaper than 66.67% of the companies listed in the same industry.
- TFII is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.15, which is the current average of the S&P500 Index.
- The Price/Forward Earnings ratio is 23.49, which indicates a rather expensive current valuation of TFII.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of TFII indicates a somewhat cheap valuation: TFII is cheaper than 69.05% of the companies listed in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 24.27. TFII is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.3 | ||
| Fwd PE | 23.49 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, TFII is valued a bit cheaper than the industry average as 64.29% of the companies are valued more expensively.
- 92.86% of the companies in the same industry are more expensive than TFII, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.13 | ||
| EV/EBITDA | 10.46 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates TFII does not grow enough to justify the current Price/Earnings ratio.
- The decent profitability rating of TFII may justify a higher PE ratio.
- TFII's earnings are expected to grow with 17.49% in the coming years. This may justify a more expensive valuation.
PEG (NY)3.29
PEG (5Y)4.24
EPS Next 2Y20.93%
EPS Next 3Y17.49%
5. TFII Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 1.62%, TFII has a reasonable but not impressive dividend return.
- TFII's Dividend Yield is rather good when compared to the industry average which is at 0.67. TFII pays more dividend than 80.95% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.82, TFII has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.62% |
5.2 History
- The dividend of TFII is nicely growing with an annual growth rate of 18.61%!
- TFII has paid a dividend for at least 10 years, which is a reliable track record.
- TFII has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)18.61%
Div Incr Years14
Div Non Decr Years15
5.3 Sustainability
- TFII pays out 48.65% of its income as dividend. This is a bit on the high side, but may be sustainable.
- TFII's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP48.65%
EPS Next 2Y20.93%
EPS Next 3Y17.49%
TFII Fundamentals: All Metrics, Ratios and Statistics
111.08
+0.32 (+0.29%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryGround Transportation
Earnings (Last)02-17 2026-02-17/amc
Earnings (Next)04-21 2026-04-21/amc
Inst Owners79.3%
Inst Owner ChangeN/A
Ins Owners6.44%
Ins Owner ChangeN/A
Market Cap9.13B
Revenue(TTM)7.88B
Net Income(TTM)310.55M
Analysts75.83
Price Target120.3 (8.3%)
Short Float %1.56%
Short Ratio3
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.62% |
Yearly Dividend1.81
Dividend Growth(5Y)18.61%
DP48.65%
Div Incr Years14
Div Non Decr Years15
Ex-Date03-31 2026-03-31 (0.47)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)11.98%
Min EPS beat(2)-2.34%
Max EPS beat(2)26.29%
EPS beat(4)2
Avg EPS beat(4)1.94%
Min EPS beat(4)-22.39%
Max EPS beat(4)26.29%
EPS beat(8)3
Avg EPS beat(8)-4.76%
EPS beat(12)4
Avg EPS beat(12)-6.06%
EPS beat(16)7
Avg EPS beat(16)0.46%
Revenue beat(2)0
Avg Revenue beat(2)-2.84%
Min Revenue beat(2)-3.59%
Max Revenue beat(2)-2.1%
Revenue beat(4)0
Avg Revenue beat(4)-3.9%
Min Revenue beat(4)-6.55%
Max Revenue beat(4)-2.1%
Revenue beat(8)0
Avg Revenue beat(8)-4.1%
Revenue beat(12)0
Avg Revenue beat(12)-3.96%
Revenue beat(16)2
Avg Revenue beat(16)-3.18%
PT rev (1m)10.61%
PT rev (3m)21%
EPS NQ rev (1m)-32.2%
EPS NQ rev (3m)-35.84%
EPS NY rev (1m)-11.14%
EPS NY rev (3m)-13.07%
Revenue NQ rev (1m)-2.16%
Revenue NQ rev (3m)-3.44%
Revenue NY rev (1m)-3.51%
Revenue NY rev (3m)-3.51%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.3 | ||
| Fwd PE | 23.49 | ||
| P/S | 1.16 | ||
| P/FCF | 13.13 | ||
| P/OCF | 9.33 | ||
| P/B | 3.41 | ||
| P/tB | N/A | ||
| EV/EBITDA | 10.46 |
EPS(TTM)4.39
EY3.95%
EPS(NY)4.73
Fwd EY4.26%
FCF(TTM)8.46
FCFY7.61%
OCF(TTM)11.9
OCFY10.72%
SpS95.98
BVpS32.59
TBVpS-2.27
PEG (NY)3.29
PEG (5Y)4.24
Graham Number56.74
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.14% | ||
| ROE | 11.6% | ||
| ROCE | 8.63% | ||
| ROIC | 6.54% | ||
| ROICexc | 6.77% | ||
| ROICexgc | 12.69% | ||
| OM | 6.93% | ||
| PM (TTM) | 3.94% | ||
| GM | 50.57% | ||
| FCFM | 8.81% |
ROA(3y)6.02%
ROA(5y)9.17%
ROE(3y)15.63%
ROE(5y)22.59%
ROIC(3y)8.89%
ROIC(5y)10.75%
ROICexc(3y)9.21%
ROICexc(5y)11.06%
ROICexgc(3y)16.24%
ROICexgc(5y)18.67%
ROCE(3y)11.7%
ROCE(5y)14.16%
ROICexgc growth 3Y-20.62%
ROICexgc growth 5Y-6.8%
ROICexc growth 3Y-25.21%
ROICexc growth 5Y-3.65%
OM growth 3Y-13.23%
OM growth 5Y-5.19%
PM growth 3Y-25.01%
PM growth 5Y-11.59%
GM growth 3Y1.83%
GM growth 5Y2.03%
F-Score7
Asset Turnover1.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.06 | ||
| Debt/FCF | 4.64 | ||
| Debt/EBITDA | 2.45 | ||
| Cap/Depr | 46.34% | ||
| Cap/Sales | 3.59% | ||
| Interest Coverage | 3.56 | ||
| Cash Conversion | 84.49% | ||
| Profit Quality | 223.75% | ||
| Current Ratio | 1.03 | ||
| Quick Ratio | 1.02 | ||
| Altman-Z | 2.76 |
F-Score7
WACC9.48%
ROIC/WACC0.69
Cap/Depr(3y)65.78%
Cap/Depr(5y)70.08%
Cap/Sales(3y)4.4%
Cap/Sales(5y)4.21%
Profit Quality(3y)169.82%
Profit Quality(5y)132.19%
High Growth Momentum
Growth
EPS 1Y (TTM)-23.52%
EPS 3Y-18.2%
EPS 5Y5.96%
EPS Q2Q%-8.4%
EPS Next Y7.7%
EPS Next 2Y20.93%
EPS Next 3Y17.49%
EPS Next 5Y21.95%
Revenue 1Y (TTM)-6.1%
Revenue growth 3Y-3.64%
Revenue growth 5Y15.83%
Sales Q2Q%-7.84%
Revenue Next Year-0.88%
Revenue Next 2Y2.13%
Revenue Next 3Y2.76%
Revenue Next 5Y6.46%
EBIT growth 1Y-23.25%
EBIT growth 3Y-16.39%
EBIT growth 5Y9.82%
EBIT Next Year117.75%
EBIT Next 3Y38.95%
EBIT Next 5Y31.69%
FCF growth 1Y4.72%
FCF growth 3Y4.17%
FCF growth 5Y8.3%
OCF growth 1Y-7.99%
OCF growth 3Y0.21%
OCF growth 5Y9.86%
TFI INTERNATIONAL INC / TFII FAQ
What is the fundamental rating for TFII stock?
ChartMill assigns a fundamental rating of 5 / 10 to TFII.
What is the valuation status of TFI INTERNATIONAL INC (TFII) stock?
ChartMill assigns a valuation rating of 5 / 10 to TFI INTERNATIONAL INC (TFII). This can be considered as Fairly Valued.
Can you provide the profitability details for TFI INTERNATIONAL INC?
TFI INTERNATIONAL INC (TFII) has a profitability rating of 6 / 10.
What are the PE and PB ratios of TFI INTERNATIONAL INC (TFII) stock?
The Price/Earnings (PE) ratio for TFI INTERNATIONAL INC (TFII) is 25.3 and the Price/Book (PB) ratio is 3.41.
Is the dividend of TFI INTERNATIONAL INC sustainable?
The dividend rating of TFI INTERNATIONAL INC (TFII) is 7 / 10 and the dividend payout ratio is 48.65%.