TFI INTERNATIONAL INC (TFII) Stock Fundamental Analysis
NYSE:TFII - New York Stock Exchange, Inc. - CA87241L1094 - Common Stock
Taking everything into account, TFII scores 6 out of 10 in our fundamental rating. TFII was compared to 38 industry peers in the Ground Transportation industry. TFII scores excellent on profitability, but there are some minor concerns on its financial health. TFII has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
TFII had positive earnings in the past year.
TFII had a positive operating cash flow in the past year.
Each year in the past 5 years TFII has been profitable.
In the past 5 years TFII always reported a positive cash flow from operatings.
1.2 Ratios
TFII has a Return On Assets of 6.27%. This is in the better half of the industry: TFII outperforms 65.79% of its industry peers.
With a decent Return On Equity value of 17.08%, TFII is doing good in the industry, outperforming 68.42% of the companies in the same industry.
TFII has a better Return On Invested Capital (9.21%) than 73.68% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for TFII is above the industry average of 7.67%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.27% | ||
| ROE | 17.08% | ||
| ROIC | 9.21% |
ROA(3y)11.94%
ROA(5y)9.93%
ROE(3y)28.52%
ROE(5y)24.22%
ROIC(3y)12.65%
ROIC(5y)10.96%
1.3 Margins
With a decent Profit Margin value of 5.67%, TFII is doing good in the industry, outperforming 63.16% of the companies in the same industry.
In the last couple of years the Profit Margin of TFII has grown nicely.
TFII has a better Operating Margin (9.15%) than 65.79% of its industry peers.
TFII's Operating Margin has improved in the last couple of years.
With a decent Gross Margin value of 49.99%, TFII is doing good in the industry, outperforming 60.53% of the companies in the same industry.
In the last couple of years the Gross Margin of TFII has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.15% | ||
| PM (TTM) | 5.67% | ||
| GM | 49.99% |
OM growth 3Y2.58%
OM growth 5Y3.71%
PM growth 3Y-2.72%
PM growth 5Y3.33%
GM growth 3Y2.6%
GM growth 5Y2.76%
2. Health
2.1 Basic Checks
TFII has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
The number of shares outstanding for TFII has been reduced compared to 1 year ago.
The number of shares outstanding for TFII has been reduced compared to 5 years ago.
The debt/assets ratio for TFII is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 3.21 indicates that TFII is not in any danger for bankruptcy at the moment.
With a decent Altman-Z score value of 3.21, TFII is doing good in the industry, outperforming 73.68% of the companies in the same industry.
TFII has a debt to FCF ratio of 4.55. This is a neutral value as TFII would need 4.55 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 4.55, TFII is in the better half of the industry, outperforming 73.68% of the companies in the same industry.
TFII has a Debt/Equity ratio of 1.00. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 1.00, TFII is doing worse than 68.42% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1 | ||
| Debt/FCF | 4.55 | ||
| Altman-Z | 3.21 |
ROIC/WACC1.31
WACC7.02%
2.3 Liquidity
TFII has a Current Ratio of 0.98. This is a bad value and indicates that TFII is not financially healthy enough and could expect problems in meeting its short term obligations.
TFII has a Current ratio of 0.98. This is in the lower half of the industry: TFII underperforms 63.16% of its industry peers.
TFII has a Quick Ratio of 0.98. This is a bad value and indicates that TFII is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.96, TFII is doing worse than 63.16% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.98 | ||
| Quick Ratio | 0.96 |
3. Growth
3.1 Past
TFII shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 0.81%.
TFII shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 17.81% yearly.
TFII shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 10.38%.
Measured over the past years, TFII shows a quite strong growth in Revenue. The Revenue has been growing by 13.73% on average per year.
EPS 1Y (TTM)0.81%
EPS 3Y23.56%
EPS 5Y17.81%
EPS Q2Q%1.91%
Revenue 1Y (TTM)10.38%
Revenue growth 3Y25.76%
Revenue growth 5Y13.73%
Sales Q2Q%14.32%
3.2 Future
Based on estimates for the next years, TFII will show a quite strong growth in Earnings Per Share. The EPS will grow by 16.40% on average per year.
The Revenue is expected to grow by 8.86% on average over the next years. This is quite good.
EPS Next Y2.02%
EPS Next 2Y19.67%
EPS Next 3Y16.6%
EPS Next 5Y16.4%
Revenue Next Year13.65%
Revenue Next 2Y10.54%
Revenue Next 3Y9.03%
Revenue Next 5Y8.86%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 21.63, which indicates a rather expensive current valuation of TFII.
Based on the Price/Earnings ratio, TFII is valued a bit cheaper than the industry average as 68.42% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of TFII to the average of the S&P500 Index (28.29), we can say TFII is valued slightly cheaper.
The Price/Forward Earnings ratio is 15.25, which indicates a correct valuation of TFII.
TFII's Price/Forward Earnings ratio is rather cheap when compared to the industry. TFII is cheaper than 81.58% of the companies in the same industry.
TFII is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 24.44, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.63 | ||
| Fwd PE | 15.25 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, TFII is valued a bit cheaper than the industry average as 65.79% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, TFII is valued cheaply inside the industry as 92.11% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.45 | ||
| EV/EBITDA | 11.16 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates TFII does not grow enough to justify the current Price/Earnings ratio.
The decent profitability rating of TFII may justify a higher PE ratio.
A more expensive valuation may be justified as TFII's earnings are expected to grow with 16.60% in the coming years.
PEG (NY)10.7
PEG (5Y)1.21
EPS Next 2Y19.67%
EPS Next 3Y16.6%
5. Dividend
5.1 Amount
TFII has a Yearly Dividend Yield of 1.33%.
Compared to an average industry Dividend Yield of 1.27, TFII pays a bit more dividend than its industry peers.
With a Dividend Yield of 1.33, TFII pays less dividend than the S&P500 average, which is at 2.28.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.33% |
5.2 History
The dividend of TFII is nicely growing with an annual growth rate of 16.79%!
TFII has been paying a dividend for at least 10 years, so it has a reliable track record.
TFII has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)16.79%
Div Incr Years14
Div Non Decr Years15
5.3 Sustainability
27.82% of the earnings are spent on dividend by TFII. This is a low number and sustainable payout ratio.
TFII's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP27.82%
EPS Next 2Y19.67%
EPS Next 3Y16.6%
TFI INTERNATIONAL INC
NYSE:TFII (1/21/2025, 8:04:00 PM)
After market: 135.38 0 (0%)135.38
+1.15 (+0.86%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryGround Transportation
Earnings (Last)
Earnings (Next)
Inst Owners73.28%
Inst Owner ChangeN/A
Ins Owners6.04%
Ins Owner ChangeN/A
Market Cap11.46B
Analysts77.5
Price Target143.62 (6.09%)
Short Float %1.2%
Short Ratio4.2
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.33% |
Yearly Dividend1.42
Dividend Growth(5Y)16.79%
DP27.82%
Div Incr Years14
Div Non Decr Years15
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-4.03%
Min EPS beat(2)-11.81%
Max EPS beat(2)3.74%
EPS beat(4)2
Avg EPS beat(4)-4.47%
Min EPS beat(4)-11.81%
Max EPS beat(4)3.74%
EPS beat(8)2
Avg EPS beat(8)-7.25%
EPS beat(12)6
Avg EPS beat(12)4.81%
EPS beat(16)10
Avg EPS beat(16)9.03%
Revenue beat(2)0
Avg Revenue beat(2)-3.7%
Min Revenue beat(2)-5.14%
Max Revenue beat(2)-2.27%
Revenue beat(4)0
Avg Revenue beat(4)-2.82%
Min Revenue beat(4)-5.14%
Max Revenue beat(4)-0.32%
Revenue beat(8)0
Avg Revenue beat(8)-4.68%
Revenue beat(12)3
Avg Revenue beat(12)-1.99%
Revenue beat(16)7
Avg Revenue beat(16)2.22%
PT rev (1m)0.01%
PT rev (3m)-9.11%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-17.18%
EPS NY rev (1m)0%
EPS NY rev (3m)-8.96%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-11.24%
Revenue NY rev (1m)-0.02%
Revenue NY rev (3m)-3.22%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.63 | ||
| Fwd PE | 15.25 | ||
| P/S | 1.38 | ||
| P/FCF | 16.45 | ||
| P/OCF | 10.39 | ||
| P/B | 4.16 | ||
| P/tB | 86.36 | ||
| EV/EBITDA | 11.16 |
EPS(TTM)6.26
EY4.62%
EPS(NY)8.88
Fwd EY6.56%
FCF(TTM)8.23
FCFY6.08%
OCF(TTM)13.03
OCFY9.62%
SpS97.93
BVpS32.51
TBVpS1.57
PEG (NY)10.7
PEG (5Y)1.21
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.27% | ||
| ROE | 17.08% | ||
| ROCE | 12.13% | ||
| ROIC | 9.21% | ||
| ROICexc | 9.29% | ||
| ROICexgc | 16.09% | ||
| OM | 9.15% | ||
| PM (TTM) | 5.67% | ||
| GM | 49.99% | ||
| FCFM | 8.4% |
ROA(3y)11.94%
ROA(5y)9.93%
ROE(3y)28.52%
ROE(5y)24.22%
ROIC(3y)12.65%
ROIC(5y)10.96%
ROICexc(3y)13.09%
ROICexc(5y)11.23%
ROICexgc(3y)21.46%
ROICexgc(5y)19.96%
ROCE(3y)16.66%
ROCE(5y)14.44%
ROICexcg growth 3Y2.62%
ROICexcg growth 5Y-2.53%
ROICexc growth 3Y11.96%
ROICexc growth 5Y3.16%
OM growth 3Y2.58%
OM growth 5Y3.71%
PM growth 3Y-2.72%
PM growth 5Y3.33%
GM growth 3Y2.6%
GM growth 5Y2.76%
F-Score5
Asset Turnover1.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1 | ||
| Debt/FCF | 4.55 | ||
| Debt/EBITDA | 2.13 | ||
| Cap/Depr | 75.4% | ||
| Cap/Sales | 4.9% | ||
| Interest Coverage | 5.77 | ||
| Cash Conversion | 85.03% | ||
| Profit Quality | 148.2% | ||
| Current Ratio | 0.98 | ||
| Quick Ratio | 0.96 | ||
| Altman-Z | 3.21 |
F-Score5
WACC7.02%
ROIC/WACC1.31
Cap/Depr(3y)78.5%
Cap/Depr(5y)74.67%
Cap/Sales(3y)4.24%
Cap/Sales(5y)4.66%
Profit Quality(3y)93.38%
Profit Quality(5y)109.01%
High Growth Momentum
Growth
EPS 1Y (TTM)0.81%
EPS 3Y23.56%
EPS 5Y17.81%
EPS Q2Q%1.91%
EPS Next Y2.02%
EPS Next 2Y19.67%
EPS Next 3Y16.6%
EPS Next 5Y16.4%
Revenue 1Y (TTM)10.38%
Revenue growth 3Y25.76%
Revenue growth 5Y13.73%
Sales Q2Q%14.32%
Revenue Next Year13.65%
Revenue Next 2Y10.54%
Revenue Next 3Y9.03%
Revenue Next 5Y8.86%
EBIT growth 1Y3.46%
EBIT growth 3Y29.01%
EBIT growth 5Y17.95%
EBIT Next Year77.84%
EBIT Next 3Y31.25%
EBIT Next 5Y21.78%
FCF growth 1Y23.06%
FCF growth 3Y11.66%
FCF growth 5Y30.21%
OCF growth 1Y20.71%
OCF growth 3Y18.39%
OCF growth 5Y19.31%