TFI INTERNATIONAL INC (TFII)
CA87241L1094 - Common Stock
Taking everything into account, TFII scores 6 out of 10 in our fundamental rating. TFII was compared to 37 industry peers in the Ground Transportation industry. TFII scores excellent on profitability, but there are some minor concerns on its financial health. TFII has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
TFII had positive earnings in the past year.
TFII had a positive operating cash flow in the past year.
In the past 5 years TFII has always been profitable.
TFII had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 6.27%, TFII is in the better half of the industry, outperforming 64.86% of the companies in the same industry.
TFII's Return On Equity of 17.08% is fine compared to the rest of the industry. TFII outperforms 67.57% of its industry peers.
With a decent Return On Invested Capital value of 9.21%, TFII is doing good in the industry, outperforming 70.27% of the companies in the same industry.
TFII had an Average Return On Invested Capital over the past 3 years of 12.65%. This is in line with the industry average of 11.94%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.27% | ||
| ROE | 17.08% | ||
| ROIC | 9.21% |
ROA(3y)11.94%
ROA(5y)9.93%
ROE(3y)28.52%
ROE(5y)24.22%
ROIC(3y)12.65%
ROIC(5y)10.96%
1.3 Margins
Looking at the Profit Margin, with a value of 5.67%, TFII is in the better half of the industry, outperforming 62.16% of the companies in the same industry.
TFII's Profit Margin has improved in the last couple of years.
The Operating Margin of TFII (9.15%) is better than 64.86% of its industry peers.
In the last couple of years the Operating Margin of TFII has grown nicely.
TFII's Gross Margin of 49.99% is fine compared to the rest of the industry. TFII outperforms 62.16% of its industry peers.
In the last couple of years the Gross Margin of TFII has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.15% | ||
| PM (TTM) | 5.67% | ||
| GM | 49.99% |
OM growth 3Y2.58%
OM growth 5Y3.71%
PM growth 3Y-2.72%
PM growth 5Y3.33%
GM growth 3Y2.6%
GM growth 5Y2.76%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so TFII is still creating some value.
The number of shares outstanding for TFII has been reduced compared to 1 year ago.
The number of shares outstanding for TFII has been reduced compared to 5 years ago.
Compared to 1 year ago, TFII has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 3.25 indicates that TFII is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 3.25, TFII is in the better half of the industry, outperforming 72.97% of the companies in the same industry.
TFII has a debt to FCF ratio of 4.55. This is a neutral value as TFII would need 4.55 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 4.55, TFII is in the better half of the industry, outperforming 72.97% of the companies in the same industry.
TFII has a Debt/Equity ratio of 1.00. This is a high value indicating a heavy dependency on external financing.
TFII has a Debt to Equity ratio of 1.00. This is in the lower half of the industry: TFII underperforms 67.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1 | ||
| Debt/FCF | 4.55 | ||
| Altman-Z | 3.25 |
ROIC/WACC1.31
WACC7.05%
2.3 Liquidity
A Current Ratio of 0.98 indicates that TFII may have some problems paying its short term obligations.
The Current ratio of TFII (0.98) is worse than 64.86% of its industry peers.
TFII has a Quick Ratio of 0.98. This is a bad value and indicates that TFII is not financially healthy enough and could expect problems in meeting its short term obligations.
TFII has a Quick ratio of 0.96. This is in the lower half of the industry: TFII underperforms 64.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.98 | ||
| Quick Ratio | 0.96 |
3. Growth
3.1 Past
TFII shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 0.81%.
The Earnings Per Share has been growing by 17.81% on average over the past years. This is quite good.
TFII shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 10.38%.
The Revenue has been growing by 13.73% on average over the past years. This is quite good.
EPS 1Y (TTM)0.81%
EPS 3Y23.56%
EPS 5Y17.81%
EPS Q2Q%1.91%
Revenue 1Y (TTM)10.38%
Revenue growth 3Y25.76%
Revenue growth 5Y13.73%
Sales Q2Q%14.32%
3.2 Future
TFII is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 16.40% yearly.
TFII is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.86% yearly.
EPS Next Y2.02%
EPS Next 2Y19.67%
EPS Next 3Y16.6%
EPS Next 5Y16.4%
Revenue Next Year13.67%
Revenue Next 2Y10.61%
Revenue Next 3Y9.28%
Revenue Next 5Y8.86%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 22.08, the valuation of TFII can be described as rather expensive.
Based on the Price/Earnings ratio, TFII is valued a bit cheaper than 64.86% of the companies in the same industry.
TFII's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.73.
TFII is valuated correctly with a Price/Forward Earnings ratio of 15.57.
Based on the Price/Forward Earnings ratio, TFII is valued a bit cheaper than 78.38% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.83. TFII is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.08 | ||
| Fwd PE | 15.57 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of TFII indicates a somewhat cheap valuation: TFII is cheaper than 62.16% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, TFII is valued cheaply inside the industry as 91.89% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.8 | ||
| EV/EBITDA | 11.42 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates TFII does not grow enough to justify the current Price/Earnings ratio.
TFII has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as TFII's earnings are expected to grow with 16.60% in the coming years.
PEG (NY)10.92
PEG (5Y)1.24
EPS Next 2Y19.67%
EPS Next 3Y16.6%
5. Dividend
5.1 Amount
TFII has a Yearly Dividend Yield of 1.06%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 1.28, TFII pays a bit more dividend than its industry peers.
With a Dividend Yield of 1.06, TFII pays less dividend than the S&P500 average, which is at 2.34.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.06% |
5.2 History
The dividend of TFII is nicely growing with an annual growth rate of 16.79%!
TFII has paid a dividend for at least 10 years, which is a reliable track record.
TFII has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)16.79%
Div Incr Years14
Div Non Decr Years15
5.3 Sustainability
TFII pays out 27.82% of its income as dividend. This is a sustainable payout ratio.
TFII's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP27.82%
EPS Next 2Y19.67%
EPS Next 3Y16.6%
TFI INTERNATIONAL INC
NYSE:TFII (12/20/2024, 8:04:00 PM)
After market: 138.25 0 (0%)138.25
-3.87 (-2.72%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryGround Transportation
Earnings (Last)
Earnings (Next)
Inst Owners73.28%
Inst Owner ChangeN/A
Ins Owners6.04%
Ins Owner ChangeN/A
Market Cap11.70B
Analysts76.67
Price Target143.61 (3.88%)
Short Float %0.83%
Short Ratio2.8
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.06% |
Dividend Growth(5Y)16.79%
DP27.82%
Div Incr Years14
Div Non Decr Years15
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-4.03%
Min EPS beat(2)-11.81%
Max EPS beat(2)3.74%
EPS beat(4)2
Avg EPS beat(4)-4.47%
Min EPS beat(4)-11.81%
Max EPS beat(4)3.74%
EPS beat(8)2
Avg EPS beat(8)-7.25%
EPS beat(12)6
Avg EPS beat(12)4.81%
EPS beat(16)10
Avg EPS beat(16)9.03%
Revenue beat(2)0
Avg Revenue beat(2)-3.7%
Min Revenue beat(2)-5.14%
Max Revenue beat(2)-2.27%
Revenue beat(4)0
Avg Revenue beat(4)-2.82%
Min Revenue beat(4)-5.14%
Max Revenue beat(4)-0.32%
Revenue beat(8)0
Avg Revenue beat(8)-4.68%
Revenue beat(12)3
Avg Revenue beat(12)-1.99%
Revenue beat(16)7
Avg Revenue beat(16)2.22%
PT rev (1m)-4.06%
PT rev (3m)-9.06%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-17.18%
EPS NY rev (1m)0%
EPS NY rev (3m)-8.96%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-11.24%
Revenue NY rev (1m)-0.01%
Revenue NY rev (3m)-3.35%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.08 | ||
| Fwd PE | 15.57 | ||
| P/S | 1.41 | ||
| P/FCF | 16.8 | ||
| P/OCF | 10.61 | ||
| P/B | 4.25 | ||
| P/tB | 88.19 | ||
| EV/EBITDA | 11.42 |
EPS(TTM)6.26
EY4.53%
EPS(NY)8.88
Fwd EY6.42%
FCF(TTM)8.23
FCFY5.95%
OCF(TTM)13.03
OCFY9.43%
SpS97.93
BVpS32.51
TBVpS1.57
PEG (NY)10.92
PEG (5Y)1.24
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.27% | ||
| ROE | 17.08% | ||
| ROCE | 12.13% | ||
| ROIC | 9.21% | ||
| ROICexc | 9.29% | ||
| ROICexgc | 16.09% | ||
| OM | 9.15% | ||
| PM (TTM) | 5.67% | ||
| GM | 49.99% | ||
| FCFM | 8.4% |
ROA(3y)11.94%
ROA(5y)9.93%
ROE(3y)28.52%
ROE(5y)24.22%
ROIC(3y)12.65%
ROIC(5y)10.96%
ROICexc(3y)13.09%
ROICexc(5y)11.23%
ROICexgc(3y)21.46%
ROICexgc(5y)19.96%
ROCE(3y)16.66%
ROCE(5y)14.44%
ROICexcg growth 3Y2.62%
ROICexcg growth 5Y-2.53%
ROICexc growth 3Y11.96%
ROICexc growth 5Y3.16%
OM growth 3Y2.58%
OM growth 5Y3.71%
PM growth 3Y-2.72%
PM growth 5Y3.33%
GM growth 3Y2.6%
GM growth 5Y2.76%
F-Score5
Asset Turnover1.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1 | ||
| Debt/FCF | 4.55 | ||
| Debt/EBITDA | 2.13 | ||
| Cap/Depr | 75.4% | ||
| Cap/Sales | 4.9% | ||
| Interest Coverage | 5.77 | ||
| Cash Conversion | 85.03% | ||
| Profit Quality | 148.2% | ||
| Current Ratio | 0.98 | ||
| Quick Ratio | 0.96 | ||
| Altman-Z | 3.25 |
F-Score5
WACC7.05%
ROIC/WACC1.31
Cap/Depr(3y)78.5%
Cap/Depr(5y)74.67%
Cap/Sales(3y)4.24%
Cap/Sales(5y)4.66%
Profit Quality(3y)93.38%
Profit Quality(5y)109.01%
High Growth Momentum
Growth
EPS 1Y (TTM)0.81%
EPS 3Y23.56%
EPS 5Y17.81%
EPS Q2Q%1.91%
EPS Next Y2.02%
EPS Next 2Y19.67%
EPS Next 3Y16.6%
EPS Next 5Y16.4%
Revenue 1Y (TTM)10.38%
Revenue growth 3Y25.76%
Revenue growth 5Y13.73%
Sales Q2Q%14.32%
Revenue Next Year13.67%
Revenue Next 2Y10.61%
Revenue Next 3Y9.28%
Revenue Next 5Y8.86%
EBIT growth 1Y3.46%
EBIT growth 3Y29.01%
EBIT growth 5Y17.95%
EBIT Next Year77.84%
EBIT Next 3Y31.25%
EBIT Next 5Y21.78%
FCF growth 1Y23.06%
FCF growth 3Y11.66%
FCF growth 5Y30.21%
OCF growth 1Y20.71%
OCF growth 3Y18.39%
OCF growth 5Y19.31%