TFF GROUP (TFF.PA) Stock Fundamental Analysis
Europe - EPA:TFF - FR0013295789 - Common Stock
18.3 EUR
-0.3 (-1.61%)
Taking everything into account, TFF scores 4 out of 10 in our fundamental rating. TFF was compared to 13 industry peers in the Containers & Packaging industry. While TFF is still in line with the averages on profitability rating, there are concerns on its financial health. TFF is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
TFF had positive earnings in the past year.
TFF had a positive operating cash flow in the past year.
In the past 5 years TFF has always been profitable.
Of the past 5 years TFF 4 years had a positive operating cash flow.
1.2 Ratios
The Return On Assets of TFF (3.09%) is comparable to the rest of the industry.
Looking at the Return On Equity, with a value of 6.30%, TFF is doing worse than 61.54% of the companies in the same industry.
TFF has a Return On Invested Capital of 5.04%. This is comparable to the rest of the industry: TFF outperforms 46.15% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.09% | ||
| ROE | 6.3% | ||
| ROIC | 5.04% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of TFF (7.22%) is better than 92.31% of its industry peers.
TFF's Profit Margin has declined in the last couple of years.
With an excellent Operating Margin value of 14.04%, TFF belongs to the best of the industry, outperforming 92.31% of the companies in the same industry.
TFF's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 43.80%, TFF is in the better half of the industry, outperforming 61.54% of the companies in the same industry.
In the last couple of years the Gross Margin of TFF has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.04% | ||
| PM (TTM) | 7.22% | ||
| GM | 43.8% |
OM growth 3Y3.08%
OM growth 5Y1.64%
PM growth 3Y-15.23%
PM growth 5Y-5.4%
GM growth 3Y4.57%
GM growth 5Y2.41%
2. Health
2.1 Basic Checks
TFF has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, TFF has about the same amount of shares outstanding.
Compared to 5 years ago, TFF has more shares outstanding
Compared to 1 year ago, TFF has a worse debt to assets ratio.
2.2 Solvency
TFF has an Altman-Z score of 2.20. This is not the best score and indicates that TFF is in the grey zone with still only limited risk for bankruptcy at the moment.
TFF has a Altman-Z score (2.20) which is in line with its industry peers.
A Debt/Equity ratio of 0.60 indicates that TFF is somewhat dependend on debt financing.
The Debt to Equity ratio of TFF (0.60) is worse than 61.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.6 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.2 |
ROIC/WACC0.85
WACC5.91%
2.3 Liquidity
TFF has a Current Ratio of 2.06. This indicates that TFF is financially healthy and has no problem in meeting its short term obligations.
TFF's Current ratio of 2.06 is fine compared to the rest of the industry. TFF outperforms 76.92% of its industry peers.
TFF has a Quick Ratio of 2.06. This is a bad value and indicates that TFF is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.60, TFF is not doing good in the industry: 61.54% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.06 | ||
| Quick Ratio | 0.6 |
3. Growth
3.1 Past
TFF shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -45.60%.
The Earnings Per Share has been growing slightly by 2.89% on average over the past years.
TFF shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -12.56%.
The Revenue has been growing by 8.75% on average over the past years. This is quite good.
EPS 1Y (TTM)-45.6%
EPS 3Y-5.03%
EPS 5Y2.89%
EPS Q2Q%-53.17%
Revenue 1Y (TTM)-12.56%
Revenue growth 3Y12.02%
Revenue growth 5Y8.75%
Sales Q2Q%-16.68%
3.2 Future
The Earnings Per Share is expected to decrease by -0.24% on average over the next years.
The Revenue is expected to grow by 6.49% on average over the next years.
EPS Next Y-61.06%
EPS Next 2Y-21.58%
EPS Next 3Y-0.24%
EPS Next 5YN/A
Revenue Next Year-23.49%
Revenue Next 2Y-9.68%
Revenue Next 3Y-3.37%
Revenue Next 5Y6.49%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 12.89, which indicates a correct valuation of TFF.
76.92% of the companies in the same industry are more expensive than TFF, based on the Price/Earnings ratio.
TFF is valuated cheaply when we compare the Price/Earnings ratio to 26.51, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 27.45, TFF can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Forward Earnings ratio of TFF indicates a slightly more expensive valuation: TFF is more expensive than 61.54% of the companies listed in the same industry.
TFF is valuated rather expensively when we compare the Price/Forward Earnings ratio to 22.53, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.89 | ||
| Fwd PE | 27.45 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, TFF is valued a bit cheaper than 76.92% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 7.1 |
4.3 Compensation for Growth
TFF has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)4.46
EPS Next 2Y-21.58%
EPS Next 3Y-0.24%
5. Dividend
5.1 Amount
TFF has a Yearly Dividend Yield of 2.70%.
Compared to an average industry Dividend Yield of 4.58, TFF is paying slightly less dividend.
Compared to an average S&P500 Dividend Yield of 2.38, TFF has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.7% |
5.2 History
The dividend of TFF is nicely growing with an annual growth rate of 12.26%!
Dividend Growth(5Y)12.26%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
44.70% of the earnings are spent on dividend by TFF. This is a bit on the high side, but may be sustainable.
DP44.7%
EPS Next 2Y-21.58%
EPS Next 3Y-0.24%
EPA:TFF (11/4/2025, 4:01:42 PM)
18.3
-0.3 (-1.61%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryContainers & Packaging
Earnings (Last)
Earnings (Next)
Inst Owners7.93%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap396.74M
Revenue(TTM)425.43M
Net Income(TTM)30.70M
Analysts73.33
Price Target22.97 (25.52%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.7% |
Yearly Dividend0.62
Dividend Growth(5Y)12.26%
DP44.7%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-5.06%
PT rev (3m)-18.27%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-68.19%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.7%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.89 | ||
| Fwd PE | 27.45 | ||
| P/S | 0.93 | ||
| P/FCF | N/A | ||
| P/OCF | 40.08 | ||
| P/B | 0.81 | ||
| P/tB | 1.08 | ||
| EV/EBITDA | 7.1 |
EPS(TTM)1.42
EY7.76%
EPS(NY)0.67
Fwd EY3.64%
FCF(TTM)-0.81
FCFYN/A
OCF(TTM)0.46
OCFY2.5%
SpS19.62
BVpS22.49
TBVpS16.98
PEG (NY)N/A
PEG (5Y)4.46
Graham Number26.81
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.09% | ||
| ROE | 6.3% | ||
| ROCE | 8.72% | ||
| ROIC | 5.04% | ||
| ROICexc | 5.58% | ||
| ROICexgc | 6.64% | ||
| OM | 14.04% | ||
| PM (TTM) | 7.22% | ||
| GM | 43.8% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-2.66%
ROICexgc growth 5Y-1.16%
ROICexc growth 3Y-0.45%
ROICexc growth 5Y-0.21%
OM growth 3Y3.08%
OM growth 5Y1.64%
PM growth 3Y-15.23%
PM growth 5Y-5.4%
GM growth 3Y4.57%
GM growth 5Y2.41%
F-Score4
Asset Turnover0.43
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.6 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 3.6 | ||
| Cap/Depr | 130.61% | ||
| Cap/Sales | 6.45% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 12.27% | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.06 | ||
| Quick Ratio | 0.6 | ||
| Altman-Z | 2.2 |
F-Score4
WACC5.91%
ROIC/WACC0.85
Cap/Depr(3y)238.27%
Cap/Depr(5y)177.87%
Cap/Sales(3y)8.29%
Cap/Sales(5y)6.37%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-45.6%
EPS 3Y-5.03%
EPS 5Y2.89%
EPS Q2Q%-53.17%
EPS Next Y-61.06%
EPS Next 2Y-21.58%
EPS Next 3Y-0.24%
EPS Next 5YN/A
Revenue 1Y (TTM)-12.56%
Revenue growth 3Y12.02%
Revenue growth 5Y8.75%
Sales Q2Q%-16.68%
Revenue Next Year-23.49%
Revenue Next 2Y-9.68%
Revenue Next 3Y-3.37%
Revenue Next 5Y6.49%
EBIT growth 1Y-34.94%
EBIT growth 3Y15.47%
EBIT growth 5Y10.53%
EBIT Next Year-19.57%
EBIT Next 3Y6.6%
EBIT Next 5YN/A
FCF growth 1Y68.54%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y179.82%
OCF growth 3Y-30.84%
OCF growth 5YN/A
TFF GROUP / TFF.PA FAQ
What is the ChartMill fundamental rating of TFF GROUP (TFF.PA) stock?
ChartMill assigns a fundamental rating of 4 / 10 to TFF.PA.
What is the valuation status for TFF stock?
ChartMill assigns a valuation rating of 3 / 10 to TFF GROUP (TFF.PA). This can be considered as Overvalued.
What is the profitability of TFF stock?
TFF GROUP (TFF.PA) has a profitability rating of 6 / 10.
What is the valuation of TFF GROUP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for TFF GROUP (TFF.PA) is 12.89 and the Price/Book (PB) ratio is 0.81.
How financially healthy is TFF GROUP?
The financial health rating of TFF GROUP (TFF.PA) is 3 / 10.