TFF GROUP (TFF.PA) Stock Fundamental Analysis
EPA:TFF - Euronext Paris - Matif - FR0013295789 - Common Stock - Currency: EUR
We assign a fundamental rating of 4 out of 10 to TFF. TFF was compared to 14 industry peers in the Containers & Packaging industry. While TFF is still in line with the averages on profitability rating, there are concerns on its financial health. TFF has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
TFF had positive earnings in the past year.
In the past year TFF had a positive cash flow from operations.
Each year in the past 5 years TFF has been profitable.
The reported operating cash flow has been mixed in the past 5 years: TFF reported negative operating cash flow in multiple years.
1.2 Ratios
TFF's Return On Assets of 3.96% is in line compared to the rest of the industry. TFF outperforms 57.14% of its industry peers.
The Return On Equity of TFF (8.00%) is comparable to the rest of the industry.
With a Return On Invested Capital value of 6.90%, TFF perfoms like the industry average, outperforming 57.14% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.96% | ||
| ROE | 8% | ||
| ROIC | 6.9% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With an excellent Profit Margin value of 8.61%, TFF belongs to the best of the industry, outperforming 85.71% of the companies in the same industry.
In the last couple of years the Profit Margin of TFF has remained more or less at the same level.
With an excellent Operating Margin value of 17.14%, TFF belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
TFF's Operating Margin has improved in the last couple of years.
TFF has a Gross Margin (43.41%) which is comparable to the rest of the industry.
In the last couple of years the Gross Margin of TFF has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.14% | ||
| PM (TTM) | 8.61% | ||
| GM | 43.41% |
OM growth 3Y9.79%
OM growth 5Y4.16%
PM growth 3Y14.73%
PM growth 5Y0.49%
GM growth 3Y1.7%
GM growth 5Y1.6%
2. Health
2.1 Basic Checks
TFF has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
TFF has more shares outstanding than it did 5 years ago.
2.2 Solvency
An Altman-Z score of 2.34 indicates that TFF is not a great score, but indicates only limited risk for bankruptcy at the moment.
TFF has a better Altman-Z score (2.34) than 64.29% of its industry peers.
A Debt/Equity ratio of 0.55 indicates that TFF is somewhat dependend on debt financing.
TFF has a Debt to Equity ratio of 0.55. This is comparable to the rest of the industry: TFF outperforms 50.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.55 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.34 |
ROIC/WACC1.03
WACC6.72%
2.3 Liquidity
A Current Ratio of 1.72 indicates that TFF should not have too much problems paying its short term obligations.
TFF has a Current ratio of 1.72. This is in the better half of the industry: TFF outperforms 64.29% of its industry peers.
A Quick Ratio of 0.55 indicates that TFF may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.55, TFF is doing worse than 71.43% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.72 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
The earnings per share for TFF have decreased strongly by -26.90% in the last year.
Measured over the past years, TFF shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.92% on average per year.
Looking at the last year, TFF shows a decrease in Revenue. The Revenue has decreased by -1.90% in the last year.
Measured over the past years, TFF shows a quite strong growth in Revenue. The Revenue has been growing by 12.36% on average per year.
EPS 1Y (TTM)-26.9%
EPS 3Y41.23%
EPS 5Y12.92%
EPS Q2Q%-42.3%
Revenue 1Y (TTM)-1.9%
Revenue growth 3Y23.09%
Revenue growth 5Y12.36%
Sales Q2Q%-9.1%
3.2 Future
TFF is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -5.56% yearly.
TFF is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.11% yearly.
EPS Next Y-41.15%
EPS Next 2Y-15.12%
EPS Next 3Y-5.56%
EPS Next 5YN/A
Revenue Next Year-10.22%
Revenue Next 2Y-2.3%
Revenue Next 3Y0.5%
Revenue Next 5Y3.11%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 13.04, which indicates a correct valuation of TFF.
Based on the Price/Earnings ratio, TFF is valued cheaper than 85.71% of the companies in the same industry.
TFF's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.45.
With a Price/Forward Earnings ratio of 11.45, the valuation of TFF can be described as very reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of TFF indicates a somewhat cheap valuation: TFF is cheaper than 78.57% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of TFF to the average of the S&P500 Index (21.90), we can say TFF is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.04 | ||
| Fwd PE | 11.45 |
4.2 Price Multiples
85.71% of the companies in the same industry are more expensive than TFF, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 6.56 |
4.3 Compensation for Growth
The decent profitability rating of TFF may justify a higher PE ratio.
TFF's earnings are expected to decrease with -5.56% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)1.01
EPS Next 2Y-15.12%
EPS Next 3Y-5.56%
5. Dividend
5.1 Amount
TFF has a Yearly Dividend Yield of 2.67%. Purely for dividend investing, there may be better candidates out there.
TFF's Dividend Yield is slightly below the industry average, which is at 4.31.
TFF's Dividend Yield is comparable with the S&P500 average which is at 2.42.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.67% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
TFF pays out 33.24% of its income as dividend. This is a sustainable payout ratio.
DP33.24%
EPS Next 2Y-15.12%
EPS Next 3Y-5.56%
EPA:TFF (7/3/2025, 7:00:00 PM)
24
0 (0%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryContainers & Packaging
Earnings (Last)
Earnings (Next)
Inst Owners7.59%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap520.32M
Analysts80
Price Target33.88 (41.17%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.67% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP33.24%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-5.77%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-1.45%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.64%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.04 | ||
| Fwd PE | 11.45 | ||
| P/S | 1.13 | ||
| P/FCF | N/A | ||
| P/OCF | 36.55 | ||
| P/B | 1.04 | ||
| P/tB | 1.38 | ||
| EV/EBITDA | 6.56 |
EPS(TTM)1.84
EY7.67%
EPS(NY)2.1
Fwd EY8.73%
FCF(TTM)-1.07
FCFYN/A
OCF(TTM)0.66
OCFY2.74%
SpS21.33
BVpS22.97
TBVpS17.43
PEG (NY)N/A
PEG (5Y)1.01
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.96% | ||
| ROE | 8% | ||
| ROCE | 12.6% | ||
| ROIC | 6.9% | ||
| ROICexc | 7.73% | ||
| ROICexgc | 9.25% | ||
| OM | 17.14% | ||
| PM (TTM) | 8.61% | ||
| GM | 43.41% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y9.35%
ROICexcg growth 5Y1.45%
ROICexc growth 3Y11.83%
ROICexc growth 5Y3.18%
OM growth 3Y9.79%
OM growth 5Y4.16%
PM growth 3Y14.73%
PM growth 5Y0.49%
GM growth 3Y1.7%
GM growth 5Y1.6%
F-Score4
Asset Turnover0.46
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.55 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 2.86 | ||
| Cap/Depr | 223.73% | ||
| Cap/Sales | 8.1% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 14.82% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.72 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 2.34 |
F-Score4
WACC6.72%
ROIC/WACC1.03
Cap/Depr(3y)228.54%
Cap/Depr(5y)238.38%
Cap/Sales(3y)7.46%
Cap/Sales(5y)8.24%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-26.9%
EPS 3Y41.23%
EPS 5Y12.92%
EPS Q2Q%-42.3%
EPS Next Y-41.15%
EPS Next 2Y-15.12%
EPS Next 3Y-5.56%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.9%
Revenue growth 3Y23.09%
Revenue growth 5Y12.36%
Sales Q2Q%-9.1%
Revenue Next Year-10.22%
Revenue Next 2Y-2.3%
Revenue Next 3Y0.5%
Revenue Next 5Y3.11%
EBIT growth 1Y-9.62%
EBIT growth 3Y35.14%
EBIT growth 5Y17.04%
EBIT Next Year-11.23%
EBIT Next 3Y3.04%
EBIT Next 5YN/A
FCF growth 1Y-658.53%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-17.77%
OCF growth 3Y-58.15%
OCF growth 5Y-6.84%