TAL EDUCATION GROUP- ADR (TAL) Fundamental Analysis & Valuation

NYSE:TAL • US8740801043

Current stock price

11.46 USD
+0.28 (+2.5%)
At close:
11.46 USD
0 (0%)
After Hours:

This TAL fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. TAL Profitability Analysis

1.1 Basic Checks

  • In the past year TAL was profitable.
  • TAL had a positive operating cash flow in the past year.
  • In the past 5 years TAL reported 4 times negative net income.
  • TAL had a positive operating cash flow in 4 of the past 5 years.
TAL Yearly Net Income VS EBIT VS OCF VS FCFTAL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M -1B

1.2 Ratios

  • TAL's Return On Assets of 4.71% is fine compared to the rest of the industry. TAL outperforms 64.38% of its industry peers.
  • TAL has a better Return On Equity (7.96%) than 60.27% of its industry peers.
  • The Return On Invested Capital of TAL (3.86%) is comparable to the rest of the industry.
Industry RankSector Rank
ROA 4.71%
ROE 7.96%
ROIC 3.86%
ROA(3y)-0.47%
ROA(5y)-4.94%
ROE(3y)-0.46%
ROE(5y)-6.36%
ROIC(3y)N/A
ROIC(5y)N/A
TAL Yearly ROA, ROE, ROICTAL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 -20

1.3 Margins

  • Looking at the Profit Margin, with a value of 9.89%, TAL is in the better half of the industry, outperforming 72.60% of the companies in the same industry.
  • TAL has a Operating Margin (6.66%) which is in line with its industry peers.
  • With a decent Gross Margin value of 55.24%, TAL is doing good in the industry, outperforming 68.49% of the companies in the same industry.
  • TAL's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 6.66%
PM (TTM) 9.89%
GM 55.24%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.3%
GM growth 5Y-0.66%
TAL Yearly Profit, Operating, Gross MarginsTAL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20 40

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8

2. TAL Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), TAL is destroying value.
  • The number of shares outstanding for TAL has been reduced compared to 1 year ago.
  • The number of shares outstanding for TAL has been increased compared to 5 years ago.
  • TAL has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
TAL Yearly Shares OutstandingTAL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M
TAL Yearly Total Debt VS Total AssetsTAL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.2 Solvency

  • An Altman-Z score of 2.71 indicates that TAL is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 2.71, TAL is in the better half of the industry, outperforming 69.86% of the companies in the same industry.
  • TAL has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 2.71
ROIC/WACC0.51
WACC7.54%
TAL Yearly LT Debt VS Equity VS FCFTAL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B

2.3 Liquidity

  • TAL has a Current Ratio of 2.07. This indicates that TAL is financially healthy and has no problem in meeting its short term obligations.
  • With a decent Current ratio value of 2.07, TAL is doing good in the industry, outperforming 76.71% of the companies in the same industry.
  • A Quick Ratio of 2.01 indicates that TAL has no problem at all paying its short term obligations.
  • Looking at the Quick ratio, with a value of 2.01, TAL is in the better half of the industry, outperforming 76.71% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.07
Quick Ratio 2.01
TAL Yearly Current Assets VS Current LiabilitesTAL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. TAL Growth Analysis

3.1 Past

  • TAL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 83.87%, which is quite impressive.
  • TAL shows a strong growth in Revenue. In the last year, the Revenue has grown by 36.10%.
  • TAL shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -7.22% yearly.
EPS 1Y (TTM)83.87%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%316.67%
Revenue 1Y (TTM)36.1%
Revenue growth 3Y-19.98%
Revenue growth 5Y-7.22%
Sales Q2Q%27%

3.2 Future

  • TAL is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 59.59% yearly.
  • Based on estimates for the next years, TAL will show a quite strong growth in Revenue. The Revenue will grow by 17.43% on average per year.
EPS Next Y174.21%
EPS Next 2Y82.08%
EPS Next 3Y61.58%
EPS Next 5Y59.59%
Revenue Next Year32.14%
Revenue Next 2Y27.23%
Revenue Next 3Y23.75%
Revenue Next 5Y17.43%

3.3 Evolution

  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
TAL Yearly Revenue VS EstimatesTAL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 1B 2B 3B 4B 5B
TAL Yearly EPS VS EstimatesTAL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 1 -1 2

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6

4. TAL Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 20.11 indicates a rather expensive valuation of TAL.
  • The rest of the industry has a similar Price/Earnings ratio as TAL.
  • TAL is valuated rather cheaply when we compare the Price/Earnings ratio to 26.91, which is the current average of the S&P500 Index.
  • TAL is valuated correctly with a Price/Forward Earnings ratio of 14.40.
  • Based on the Price/Forward Earnings ratio, TAL is valued a bit cheaper than 71.23% of the companies in the same industry.
  • TAL is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 23.69, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 20.11
Fwd PE 14.4
TAL Price Earnings VS Forward Price EarningsTAL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, TAL is valued a bit cheaper than 78.08% of the companies in the same industry.
  • 82.19% of the companies in the same industry are more expensive than TAL, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 11.74
EV/EBITDA 7.79
TAL Per share dataTAL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3 4 5

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • TAL's earnings are expected to grow with 61.58% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.12
PEG (5Y)N/A
EPS Next 2Y82.08%
EPS Next 3Y61.58%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. TAL Dividend Analysis

5.1 Amount

  • TAL does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

TAL Fundamentals: All Metrics, Ratios and Statistics

TAL EDUCATION GROUP- ADR

NYSE:TAL (4/8/2026, 8:05:33 PM)

After market: 11.46 0 (0%)

11.46

+0.28 (+2.5%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryDiversified Consumer Services
Earnings (Last)01-29
Earnings (Next)04-22
Inst Owners57.72%
Inst Owner Change0%
Ins Owners0%
Ins Owner Change0%
Market Cap6.93B
Revenue(TTM)2.82B
Net Income(TTM)278.65M
Analysts83.08
Price Target15.69 (36.91%)
Short Float %1.57%
Short Ratio5.31
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)145.3%
Min EPS beat(2)46.81%
Max EPS beat(2)243.78%
EPS beat(4)3
Avg EPS beat(4)68.99%
Min EPS beat(4)-89.33%
Max EPS beat(4)243.78%
EPS beat(8)7
Avg EPS beat(8)149.69%
EPS beat(12)8
Avg EPS beat(12)-58.89%
EPS beat(16)10
Avg EPS beat(16)-70.53%
Revenue beat(2)1
Avg Revenue beat(2)0.69%
Min Revenue beat(2)-1.43%
Max Revenue beat(2)2.81%
Revenue beat(4)1
Avg Revenue beat(4)-1.59%
Min Revenue beat(4)-5.18%
Max Revenue beat(4)2.81%
Revenue beat(8)5
Avg Revenue beat(8)2.37%
Revenue beat(12)9
Avg Revenue beat(12)3.71%
Revenue beat(16)11
Avg Revenue beat(16)2.76%
PT rev (1m)0%
PT rev (3m)8.53%
EPS NQ rev (1m)0%
EPS NQ rev (3m)55.58%
EPS NY rev (1m)0%
EPS NY rev (3m)41.47%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.67%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.37%
Valuation
Industry RankSector Rank
PE 20.11
Fwd PE 14.4
P/S 2.46
P/FCF 11.74
P/OCF 11.74
P/B 1.98
P/tB 2.03
EV/EBITDA 7.79
EPS(TTM)0.57
EY4.97%
EPS(NY)0.8
Fwd EY6.94%
FCF(TTM)0.98
FCFY8.52%
OCF(TTM)0.98
OCFY8.52%
SpS4.66
BVpS5.79
TBVpS5.64
PEG (NY)0.12
PEG (5Y)N/A
Graham Number8.62
Profitability
Industry RankSector Rank
ROA 4.71%
ROE 7.96%
ROCE 4.89%
ROIC 3.86%
ROICexc 67.28%
ROICexgc 116.36%
OM 6.66%
PM (TTM) 9.89%
GM 55.24%
FCFM 20.95%
ROA(3y)-0.47%
ROA(5y)-4.94%
ROE(3y)-0.46%
ROE(5y)-6.36%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.3%
GM growth 5Y-0.66%
F-Score7
Asset Turnover0.48
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 250
Cash Conversion 250.43%
Profit Quality 211.77%
Current Ratio 2.07
Quick Ratio 2.01
Altman-Z 2.71
F-Score7
WACC7.54%
ROIC/WACC0.51
Cap/Depr(3y)339.72%
Cap/Depr(5y)260.95%
Cap/Sales(3y)7.98%
Cap/Sales(5y)7.01%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)83.87%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%316.67%
EPS Next Y174.21%
EPS Next 2Y82.08%
EPS Next 3Y61.58%
EPS Next 5Y59.59%
Revenue 1Y (TTM)36.1%
Revenue growth 3Y-19.98%
Revenue growth 5Y-7.22%
Sales Q2Q%27%
Revenue Next Year32.14%
Revenue Next 2Y27.23%
Revenue Next 3Y23.75%
Revenue Next 5Y17.43%
EBIT growth 1Y10325.3%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year618.54%
EBIT Next 3Y133.05%
EBIT Next 5Y63.78%
FCF growth 1Y54.4%
FCF growth 3YN/A
FCF growth 5Y-15.63%
OCF growth 1Y29.97%
OCF growth 3YN/A
OCF growth 5Y-14.2%

TAL EDUCATION GROUP- ADR / TAL Fundamental Analysis FAQ

What is the ChartMill fundamental rating of TAL EDUCATION GROUP- ADR (TAL) stock?

ChartMill assigns a fundamental rating of 5 / 10 to TAL.


Can you provide the valuation status for TAL EDUCATION GROUP- ADR?

ChartMill assigns a valuation rating of 6 / 10 to TAL EDUCATION GROUP- ADR (TAL). This can be considered as Fairly Valued.


Can you provide the profitability details for TAL EDUCATION GROUP- ADR?

TAL EDUCATION GROUP- ADR (TAL) has a profitability rating of 4 / 10.


What are the PE and PB ratios of TAL EDUCATION GROUP- ADR (TAL) stock?

The Price/Earnings (PE) ratio for TAL EDUCATION GROUP- ADR (TAL) is 20.11 and the Price/Book (PB) ratio is 1.98.


Can you provide the financial health for TAL stock?

The financial health rating of TAL EDUCATION GROUP- ADR (TAL) is 8 / 10.